Consumer credit, debt and investment in Europe
By: edited by James Devenney and Mel Kenny
Contributors: Devenney, James, editor of compilation; Kenny, Mel, editor of compilation
Publisher: Cambridge University Press
Published: 2012
Place of publication: New York
Language: eng
ISBN-13: 9781107013025
Subjects: Consumer credit; LAW / Corporate; Consumer protection; Congresses; Law and legislation; Investments
Description: "This topical collection of essays emanates from the Consumer Protection in Europe: Theory and Practice duo colloquium in December 2009. That conference explored consumer protection in Europe and covered topics which are even more relevant today given the revisions to the proposed Consumer Rights Directive, the appointment of an Expert Group on a common frame of reference and the Green Paper on European Contract Law. It was organised within the work programme Credit and Debt: Protecting the Vulnerable in Europe - a project placing emphasis on vulnerability in financial transactions. This volume focuses on consumer protection in credit and investments in the context of unprecedented turmoil in those markets and EU harmonisation initiatives in the area. It explores key issues such as responsible lending, information disclosure, consumer confidence, the regulation of consumer investment services and the protection of bank depositors"--
Notes: Includes bibliographical references.
Table of contents: title: Machine generated contents note: 1. Vulnerability and access to low cost credit Orkun Akseli; 2. Information disclosure in the EU Consumer Credit Directive: opportunities and limitations Catherine Garcia Porras and Willem van Boom; 3. European regulation of consumer credit: enhancing consumer confidence and protection from a UK perspective? Sarah Brown; 4. The development of responsible lending in the UK Consumer Credit Regime Karen Fairweather; 5. The French Consumer Credit Act (2010) [Loi 2010-737 du 1er juillet 2010 portant réforme du crédit... la consommation] Marine Friant-Perrot; 6. The legal framework for consumer credit in Romania: facts and prospects Rodica Diana Apan; 7. The legal regulation of pawnbroking in England, a brief history Warren Swain; 8. Mortgage finance: who's responsible? Sarah Nield; 9. Fairness and efficiency in the law of guarantees Gerry McCormack; 10. A comparative analysis of bank charges in Europe: OFT v. Abbey National plc through the looking glass Mel Kenny and James Devenney; 11. Designing a framework for protecting bank depositors Andrew Campbell; 12. The legal matrix for retail investment services in the EU: where is an individual investor? Olha O. Cherednychenko; 13. Financial investors as consumers: recent Italian legislation from a European perspective Cristina Amato and Chiara Perfumi; 14. Conclusions: consumer credit, debt and investment in Europe Mel Kenny and James Devenney.