Author: Vserossiĭskai︠a︡ nauchno-prakticheskai︠a︡ konferent︠s︡ii︠a︡ "Strakhovanie v uslovii︠a︡kh formirovanii︠a︡ rynochnykh otnosheniĭ" (5th 2002 Ekaterinburg, Russia)