Sentia/activemerchant-bpoint — pull request #2 by baash05 (2014-07-24 01:28:47+00:00)
Title: Adding refund capacity

My primary goal was to add refunds to the mix. The api allowed for it, and I needed it.
I locked down the VCR gem because it was causing issues,
I also changed the credit card from 'type' to 'base' because the responses said it was being deprecated.