mattfenwick/financeManager — comment on commit 73ddd4f85ad2d1d9fb7aaa6b08c1cc6b3fa757f6
File:  line 0
By mattfenwick:

replaced 'select *' with explicit list of columns in v_step2

added join condition to v_step1 to EXCLUDE the FIRST MONTH with a declared balance -- because it's the baseline and cannot be compared