### unemployment:

Chronic unemployment
* affects one out of five workers.
* is common for individuals with traumatic brain injuries.

Cyclical unemployment
* is associated with recessions
  - due to a. technology change or foreign competition
  - the temporary unemployment caused by recessions
* occurs when the economy goes into recession.

Frictional unemployment
* helps the economy function more efficiently.
* is caused by the time it takes to find another job
  - due to a. technology change or foreign competition
  - short term
  - temporary unemployment arising from the normal job search process

High unemployment
* exacerbates problems.
* good predictor of welfare rolls.
* is also a sign of economic stagnation for the state
  - associated with lower inflation rates
* reduces wages, while high demand for workers increases wages and benefits.

Higher unemployment
* accounts for the lion's share of the rise in welfare dependency.
* translates directly into higher tax burdens.

Low unemployment
* boosts the real economic wealth of a nation - skills and knowledge.
* causes inflation.
* enhances workers bargaining power.
* goes with higher productivity.
* is one reason why middle managers are scarce.
* leads to higher median family incomes.
* makes for a job seeker's market.
* means a shortage of skilled labor in software, aerospace, and construction.

Massive unemployment
* common phenomenon in Africa.
* grips the people as communism moves out and market economies move in.

Structural unemployment
* is due to a. technology change or foreign competition
  - changes in the structure of the economy or demand for labor
  - high with about one in three persons officially unemployed
* occurs primarily because A. Of seasonal weather patterns or holidays, etc
  - when A. workers have quit one job and are looking for a better one
* represents a mismatch between supply of labor and demand for workers.

Unemployment compensation
* is conditioned on prior participation in the labor force
  - paid for a certain number of weeks
  - social insurance
* offers basic protection against economic insecurity.
* protects, in part, the lost earnings of an employee who is out of work.
* provides a safety net for job losers in search of new employment
  - income to an employee who is terminated
  - temporary income for workers who have lost their jobs

Unemployment insurance
* covers relatively fewer workers and for shorter periods.
* is financed entirely by a tax on payrolls paid by employers.
* is funded almost exclusively by employers
  - entirely by employer contributions
  - more time-limited than in other countries
  - paid to workers who lose their job through no fault of their own
  - required of businesses with employees

### unfossiliferous:

Glacial sediment
* Most glacial sediment is unfossiliferous.
* Much glacial sediment is deposited by meltwater beneath or beyond the ice margin.

### unhealthy habit:

Physical death
* is also a result of sin
  - an unhealthy habit
  - bad, but spiritual death means punishment through eternity
  - but the beginning of the spiritual life, the eternal life
* is separation of the body and spirit
  - soul and spirit from the body
  - the passing from one place to another
* is the separation of the body and the soul
  - from the soul
  - universal only because sin is universal
* occurs when one is separated from the body
  - the soul is separated from the body
* temporary separation of our corruptible flesh and our eternal spirit.