### aptitude | instinct:

Natural instinct
* is to be a dog.
* make humans feel they are better than other humans.

Mechanical aptitude
* helps people learn about and use tools, machines and equipment.
* is important in making press adjustments and repairs.

Natural ability
* Natural abilities produce natural results, spiritual abilities produce spiritual results.
* is aptitude.

### aptitude | natural ability:

Endowment
* are a combination of life assurance and savings
  - capital
  - donations used for long-term investments
* are funds in which the principle is never diminished
  - that are set aside in perpetuity
* are gifts that guarantee the future
  - keep on giving
  - natural ability
  - one of the most important ways universities have to build and retain faculty
  - permanent funds from which only the income is used
  - reserves of corporate and private donations universities invest to make money
  - self-generating money machines
  - special kinds of gifts
* are the funding foundation of a university
  - life-blood of private colleges and universities
  - mechanism through which great universities become preeminent
  - truly gifts that live forever
* defines charitable gifts permanently invested for current and future needs.
* gift that keeps on giving.
* help to provide organizations with long-term financial stability.
* is natural ability
  - the gift that makes a lasting difference
* key indicator of stability and long-term growth.
* permanent fund from which earned income is spent.
* pool of invested funds that generates steady, ongoing income for an institution.
* provide the security of income each year, regardless of economic fluctuations.

### aptitude | natural ability | endowment:

Endowment insurance
* combines life insurance with savings.
* is life assurance

### aptitude:

Talent
* comes in many different shapes and forms.
* gift that, when shared, only gets better.
* helps families.
* is an aptitude for expression in a given medium
  - experts
  - found among all people
  - intelligence committed to a purpose
  - manifested early in the life of actors, artists, dancers, musicians, and writers
  - natural ability
  - perhaps the predominant determinant of success especially in a market economy
  - talent, then or now
  - that which determines the productivity of workers, businesses and countries
* is the ability to learn to do something faster than others
  - fuel of the internet economy
  - inborn, natural competencies that a person uses to accomplish what they want
  - natural ability to do something well
  - what a person can do
* means the ability to learn a particular skill very quickly.
* tend to think and behave differently.
* two-sided coin that features blessings on one side and curses on the other.
* unit of money equal to the annual salary of a working man for twenty years.
+ Genius: Intelligence
  * Genius is not quite the same as talent. Talent means the ability to learn a particular skill very quickly. A genius, on the other hand, is also very creative and able to do things that no one else has thought of.

### aptitude | talent:

Artistic talent
* is another form of merit that is considered.
* lie dormant in a vast majority of the people.