### person:

Homeowner
* Many homeowners now believe that lawns require chemicals for survival
  - often complain that their basements get wet after a rainstorm
  - pay real estate taxes through their mortgage company
  - provide additional food and shelter to birds by erecting feeders and nesting boxes
* Most homeowners carry enough fire insurance to pay off their mortgage
  - know that both paints and stains can be used to enhance wood exteriors
  - make compost in some sort of container or bin
  - own pets
* Most homeowners use lawn mowers and string trimmers to maintain their landscapes
  - more water on their lawns than anywhere else
* Some homeowners are allergic to roaches
  - become discouraged when they are unable to maintain a variety of plants indoors
  - keep boats to escape if the water level gets too high
  - like to hide utility areas or boxes with fencing
  - possess ants
  - produce a small amount of electricity just for use on their farms
* annually spend thousands of dollars replacing landscapes destroyed by hungry deer.
* are a stabilizing force in communities
  - less likely to suffer from depression than apartment renters
  - located in homes
  - responsible for protecting meters and pipes from freezing
* build equity in their homes.
* can also conserve water by installing cisterns to catch rooftop rainwater
  - save energy by buying energy-efficient vehicles and using biofuels
* can control adults by treating shrubbery and other shaded areas with malathion
  - cicadas by removing adults or nymphs off the plants by hand
  - locate nests by focusing on water leaks and hollow cavities
  - protect valuable plants, to some extent, through the use of residual insecticides
  - reduce infestations by destroying egg masses during the winter months
* can save hundreds of dollars per year on their energy bills
  - on their utility bills by reducing infiltration around windows and doors
  - water by landscaping with native vegetation and watering in early morning
* consider pests.
* contact experts
  - pest control experts
* encounter problems.
* express a feeling of greater safety, security, and belonging in their communities.
* face crises.
* fear health.
* find homes.
* have a financial stake in their homes and their communities
  - designs
  - evergreen plants
  - knowledge
  - options
  - style
  - titles
  - trees
* hire home inspectors
* identify guests.
* includes arms
  - body substances
  - cell membranes
  - cells
  - corpi
  - cytoplasm
  - heads
  - human bodies
  - legs
  - material bodies
  - necks
  - nuclei
  - personality
  - plasma membranes
  - sections
  - vacuoles
* inherit problems.
* invest hundreds of hours of their own time to help build houses.
* is an owner
  - one of the most popular forms of personal insurance on the market
* often attempt to control the size of trees by pruning
  - become concerned when lichens showup on plants and think they're causing damage
  - confuse termites with ants, and understandably so
  - have a sense of pride and status in home and community
* play an important role in reducing Florida's storm-water runoff pollution
  - the sale of their home
* refer to tax records to see if they qualify for abatements or exemptions.
* rely on home inspectors
* seek yards.
* sometimes confuse private mortgage insurance with two other common types of insurance.
* spend more to maintain and improve their homes than do renters.
* take pride.
* to identify presence.
* use curtains
  - features
  - gasoline cans for their lawnmowers and other equipment
  - hose
* work all day, then they have kids to feed at night.

### person | homeowner:

Homeowners insurance
* critical component of anyone's risk management planning.
* is insurance.

New homeowner
* are capable of plant trees.
* code-word for minority households.

Homo
* is the genus, and sapiens designates the species.
* rudolfensis refers to a single, incomplete skull from Kenya.