### criterion | money | fund:

Balanced fund
* are a blend of stock and bond funds.
* buy a mix of stocks and bonds.
* invest for income by holding bonds as well as stocks
  - in a mix of stocks and bonds
* provide capital gains and income from a mix of investments of bonds and stocks.

Bank deposit
* Bank Deposits are free from wealth tax in India.
* are in the nature of irregular deposits.

### criterion | money | fund:

Bond fund
* Most bond funds rise in value when interest rates fall.
* are different than money market funds.
* are, for the most part, invested in government and corporate bonds and debentures.
* buy bonds issued by many different types of companies.
* invest in bonds, which act as loans to a company
  - corporate and government bonds
  - many bonds, typically having similar investment characteristics
  - only in debt instruments, usually either corporate bonds or government bonds
  - primarily in bonds
* seek to provide current income by investing in corporate, government or municipal bonds.

### criterion | money | fund:

Budget
* are about ideas, values, and most important, they are about people
  - also political documents that reflect the current mood of the country
  - documents that express state governments' power to act
  - legal and binding documents
  - public documents
  - statements, mainly of policy
  - variations of implementation planning
  - very important in the policy making and policy processes
* depend upon the person's income, lifestyle, and financial goals.
* financial plan for a government for the coming year.
* form the basis for controlling the expenditure of funds.
* is norms
  - plans
* matter because they determine how governments mobilize and allocate public resources.
* occur when spending exceeds revenue.
* plan adjusting expenses to available income over a fixed time period.
* refer to funding allocated to projects.

Electronic fund
* transfer for withdrawal, transfer, or deposit of funds for investment purposes.
* transfer, like any banking transaction, is regulated by federal agencies.

Federal fund
* is the money banks lend each other overnight to meet certain reserve requirements.
* rate The interest rate charged to borrow funds in the federal funds market
  - that is charged by banks on overnight loans to other banks

Global fund
* invest all over the world, including the United States.
* seek growth by investing in securities around the world, including the United States.

Hedge fund
* Most hedge funds are small specialist shops with two or three people.
* Some hedge funds generate high returns in seemingly benign markets by using extensive leverage.
* are investment companies.

Income fund
* are popular with investors who want stable income from their mutual funds.
* focus on dividends and interest that provide income to investors.
* invest in bonds, both corporate and government, having a range of average maturities
  - stocks which yield high dividends
* tend to have less volatility of returns than growth funds.

International fund
* Many international funds invest in a particular country or region of the world.
* Some international funds invest in a specific country like the United States.

Money fund
* are as liquid as checking accounts.
* invest in short-term IOUs issued by corporations, banks or government agencies.