### failure:

Adhesive failure
* is the interfacial failure between the adhesive and one of the adherends.
* occurs when the cement separates from the glass surface.

Bank failure
* are common world-wide.
* induce lower social spending, higher public debt.
* is failure.
* wipe out the savings of many people.

### failure:

Bankruptcy
* Bankruptcies Filing for bankruptcy serious and involved process with many legal and tax issues.
* Bankruptcies are failure
  - insolvencies
  - proceeding
  - public record
  - solutions
  - continue to have a domino effect on small businesses
* Bankruptcies cost American consumers billions of dollars each year
  - taxpayers billions of dollars each year
  - increase costs for consumers and put upward pressure on interest rates
  - mean higher fees, prices, and interest rates for all consumers
* also allocates responsibility where it belongs.
* citizens' right established in our constitution by our founders.
* constitutional right, governed by state and federal law
* court procedure that wipes out certain debts
  - supervised procedure to provide relief from debts
* crucial safety valve for an economy that depends on mass consumption and low wages.
* does restrict individual freedom.
* federal-court proceeding.
* formal court proceeding
  - legal proceeding in which a company or an individual can recover from debt
* has long term negative effects on an individual's credit rating.
* involves a change of legal status.
* is failure
  - governed by federal law
* is one of the truly great institutions of the modern financial system
  - way of dealing with insolvency
* is the beginning of a new financial future
  - insolvency of a debtor declared by a court order
  - most common type of bankruptcy proceeding
  - second largest contributor to the divorce problem
  - used by a debtor to provide relief from creditors
  - when a court declares that a debt no longer exists or is consolidated
* legal act with loads of implications
  - court process that gives debtors a fresh financial start
  - means of last resort for people with serious debt problems
  - proceeding that is available to a person to cope with a financial crisis
  - process to help the honest debtor get a fresh start in life
* method by which debts are discharged by filing a petition in federal court
  - of seeking relief from certain debts
* process where nobody wins
  - the debtor is publicly recongnised to be insolvent
* provides relief for people who have more debts than they can pay.
* remedy that is governed almost exclusively by federal law.
* right granted by the United States Constitution.
* stigma for life.
* widely misunderstood legal process for debt relief, including taxes.
* zero-sum game.

Fatigue failure
* are always brittle failures which occur without buckling.
* occurs when an object fails after a number of repeated loading and unloading cycles.

Fear of failure
* can be an athlete's greatest motivator
  - rational or irrational, or have mixtures of both as emotions often do
  - make work hard
* inhibits a person's ability to learn.
* is an inhibitory force related to achievement activities
  - another reason people procrastinate
  - one of the greatest barriers to productivity
* is the major contributor to poor goal achievement
  - primary reason why most people fail
* keeps many people from being baptized.

Hepatic failure
* can occur in severely ill patients and is of grave prognosis.
* increases the risk for toxicity.

Kidney failure
* can result from zinc toxicity, and life-threatening complication
  - in severe cases
  - nephrosis
* occurs in very ill patients
  - when the kidneys are no longer able to keep the blood balanced