### activity | crime | burglary:

Home invasion
* Many home invasions involve the intruder entering through a window or door that was left unlocked.
* is burglary

Residential burglary
* Most residential burglaries occur during the daytime.
* Residential burglaries are common for occupied and unoccupied dwellings.
* chronic nationwide problem that is growing by leaps and bounds.
* major crime that can be effectively combated with neighborhood awareness.

### activity | crime:

Carjacking
* are common, especially with four wheel drive vehicles
  - hijacks
* can be violent
  - happen at night or in broad daylight
* crime of opportunity
  - that happens throughout the U.S. and also some other parts of the world
* general intent crime analogous to robbery.
* is crime
* is the act of stealing a car from a victim by force
  - forceful theft of automobiles from their drivers
* serious and violent crime.
* tends to be a crime of opportunity.
* violent crime that has been on a dramatic increase.

### activity | crime | cheating:

Fraud
* adversely affects everyone in the form of higher health care costs.
* comes in many forms.
* encapsulates the key elements of deception or concealment and deprival or loss to the victim.
* involves getting what belongs to another by deception.
* is cheating
  - costly both in terms of finances and customer perception
  - deliberate misrepresentation
  - one form of risk
  - outright theft
  - present in every industry, including higher education
  - probably the greatest criminal threat to the average person on the Internet
  - punishable by law
* occurs when agents recruit terminally ill people to apply for multiple policies
  - motivation meets with opportunity
* takes a toll on individuals, legitimate businesses and the aggregate consumer economy.

### activity | crime | cheating | fraud:

Computer fraud
* Most computer fraud is committed by non-technical users.
* accounts for the loss of millions of dollars per year.
* big problem as is illegal hacking into private and government computer systems.
* is the subject of nightmares.

Consumer fraud
* broad aspect of consumer protection law.
* continuing problem in our society.
* is too often successful among the elderly, although people of all ages are victims.
* poses a significant threat to consumers and to the economy.
* preventable crime.

Criminal fraud
* is punishable by a jail term.
* requires sufficient evidence to prove guilt beyond a reasonable doubt.

Internet fraud
* Most Internet fraud has clear antecedents in telemarketing fraud.
* is the fastest growing type of fraud
  - twelve times that of traditional retail fraud
* threatens to undermine legitimate electronic commerce.

Investment fraud
* comprise a vast amount of the financial crimes identified on the Internet.
* victimizes all kinds of people.

Medical fraud
* can have very serious health consequences for older citizens.
* is the most sickening of frauds.

Odometer fraud
* is when an odometer is rolled back or disconnected.
* occurs when the true mileage of a vehicle is intentionally hidden from the consumer.
* reason why curbside sellers can let a car go for a seemingly great price.

Securities fraud
* can mean up to ten years in jail and a million dollar fine.
* involves illegal sale of securities and insider trading.

Tax fraud
* costly drain on everyone's resources.
* is considered punishable by the criminal courts
  - punishable by execution in China
  - usually the most important way that a government is cheated of money