### person:

Retiree
* Many retirees have a considerable amount of disposable income
  - significant health care coverage from their previous employees
* Most retirees come from large cities or highly urbanized states
  - depend on their pensions as their primary source of income
  - usually place their retirement benefits in bank fixed deposit accounts
* Some retirees get medical retirement benefits from their employer
  - like to play golf in their golden years
* are increasingly concerned about their benefits, especially medical care
  - often active in volunteer work, part time jobs, and civic organizations
* can encourage stability in the real estate market.
* describe community service and leisure activities.
* keep track of finances while spending the winter in the Sun Belt.
* make up a large part of the population.
* often believe health benefits are guaranteed
  - have more free time to spend with their grandchildren than do their parents
* pay taxes on their income just as most people with incomes do.
* play a large role in a program to catalog the age of local trees.
* share in the cost of health care benefits
  - their health care benefits
* struggle with household budgets on fixed incomes withered by low interest rates.

### person | retiree:

Early retiree
* Many early retirees underestimate their living expenses after retirement.
* travel more, and as their needs change, they move closer to relatives and services.

Rich man
* Most rich men marry women.
* Rich men experience burial.
* Rich men marry beautiful women

Rotter
* Most rotters belong to phyla.
* includes arms
  - body substances
  - cell membranes
  - cells
  - corpi
  - cytoplasm
  - heads
  - human bodies
  - legs
  - material bodies
  - necks
  - nuclei
  - personality
  - plasma membranes
  - sections
  - vacuoles

Rounder
* are baseball
  - tools
  - cytoplasm
  - heads
  - vacuoles
* is similar to baseball because it is another stick and ball game.

Same person
* Same people create disturbances
  - initial disturbances
  - enter houses
* Same people have responsibility
  - sole responsibility

Sap
* also force Southern governments to sell natural resources to pay debt
  - widen the gulf between the rich and the poor
* can reform economies in positive ways but can also contribute to poverty.
* feeding on beans causes leaves to be stunted, crinkles, and curled downward.
* runs best in healthy trees with healthy, strong bark and wood.
* sucking insects isert a probiscus into the plant and remove sap.
* usually mean severe cutbacks in public spending.

### person | sap:

Excess sap
* becomes concentrated as honeydew , which often attracts ants.
* is secreted as honeydew
  - out the anus, and mixed with a substance secreted by glands on the abdomen

Manna
* are bread
  - food
* are saps.
  * is described as being comparable to Hoarfrost in size. Hoarfrost on grass lawn
  - from mannitol, a sugary substance
  - the resin that seeps out of the bark when it is cut

### person | sap:

Maple sap
* clear liquid containing water, sugar and other nutrients important for tree growth.
* clear, colorless, liquid.
* colorless liquid taken directly from the maple tree
  - with a light, sweet taste
* contains two sugars, levulose and dextrose.
* is boiled to remove the water and concentrate the sugars in a process called evaporation
  - clear, slightly sweet, and has consistency of spring water
  - collected from the trees several times a day
  - composed of water and sugars
  - found in the living tissues of the roots, stems, twigs and trunk of the maple tree
  - really just water absorbed by the roots and mixed with the sugars stored in the trees
* is thin, barely sweet, and as colorless as spring water
  - colorless as water