Climate change induced weather hazards are worsening the shortage of housing in India. The estimated shortage is 18.7 million in urban areas and 43.7 million in rural areas. Shotage of affordable housing can have serious impact on women, especially on the health, safety, well-being and their home ownership prospects. The home ownership gap for women in India is very serious. It varies regionally but about 15% of married women and less than a quarter of widowed women are actually the owners of their home. The environmental impact of meeting the affordable housing deficit can be substantial if not done in a climate sustainable manner. ADB's private sector operations is supporting IIFL home finance in India to facilitate loans for economically disadvantaged women to buy green certified homes. There should be again some attractive financing options available to the women owners also and developers also to be sensitized about the gender aspect of the buildings which take a struct which very much under this technical systems program of ADB and IFL we are trying to just initiate. The ADB technical assistance program also supports IIFL with on lending to developers for the construction of green housing using rating methods that are vetted for climate resilience and carbon emission reduction. Rehonosing in all using of recycled materials, conservation of water, processing of garbage within the society. So use of recycled materials reduces the exploitation of earth. For housing to be green it is essential. It means that those who are living in residential estates especially in cities, they have full environmental security. They can cope with climate change, they can protect themselves against the rising temperatures, they can have the security of the plentiful water and they have an environment which balances the indoors and outdoors with greenery. That's good for health and well being. Given the housing sector's significant role in greenhouse gas emissions and energy consumption there is a critical need for it to transition towards more sustainable energy sources. COP28 will be discussing how private sector can limit greenhouse gas emissions. ADB is already working on transformative climate action and this supporting access to affordable green housing for women project in India is one example of how ADB's private sector supports decarbonisation and climate resilience. By empowering women with access to loans for safe, sustainable and affordable homes, ADB is promoting gender equality and contributing to green, equitable and inclusive development.