You can help limit the damage from identity theft with some quick responses. Placing a fraud alert on your credit reports, filing a complaint with the FTC, and then filing a police report. Taking these steps will give you some important tools to deal with other problems it may come up. Like charges you didn't authorize on your credit card, phone or utility bills. Like ATM withdraws or debit card purchases you didn't approve. Like getting a letter from the IRS, saying someone has filed for a tax refund in your name. Keep records of your calls and copies of documents. If these problems do come up later, you'll have the necessary tools close at hand. For more tips and tools on dealing with identity theft, visit FTC.gov slash ID theft. www.ftc.gov.com