My name is Gary White, co-founder and CEO of Water.org. In 2009, I teamed up with Matt Damon to launch Water.org to help in the global water crisis. At first, the crisis seemed so simple to solve, spend money to provide water and raise money for the next village. It became clear that charity alone was not going to solve the crisis. There had to be a better path to providing the world with clean water. What we found was that those who lacked access to clean water actually had water nearby, but needed a little help to bring that water to them. Did you take out a loan for this water tap? Through programs like Water Credit, we can help people tap into their power as customers and save the charity for those living in extreme poverty. Imagine if we could provide micro loans to even half of those currently without water, freeing up charitable resources to build infrastructure for the other half. What's the repayment rate there? 99.9% Together, with this approach, we can end the global water crisis. This is the challenge we face, but one we can overcome in our lifetime. Thank you.