Hai, if you're new around here, my name is Jack, nice to meet you on the internet. I assume before you click the video, you'll see the meaning of the interest rate, but if you don't, the simple explanation about interest rate is, it's how much percentage of your money makes money for you. So, the simple example is, if you're saving sa kawaggivyo an interest rate of 1% per annum, the post-cannon 100 means, you 100 pesos, it gives you one peso each year. So, that's the simple analogy for you. Now, let's go back to the video. Okay, quick introduction about this video. This video will be about the highest earnings savings account here in the Philippines, due to the high interest rate of the savings account. Quick on the long disclaimer, don't expect double digit interest rate from a savings account, because a savings account is not the site to yield high interest rate. Okay, with that being said, let's begin this video. Okay, number one on this is the video of the savings account. So, this is the highest earnings savings account of the video. I'll use my laptop because the numbers are the same. So, the interest rate for this savings account is at 1.25% per annum, and the minimum initial deposit is at 30,000 and the minimum average daily balance is at 30,000. So, I'll just pop it up on the screen. The fees are the same. One thing to take notice is, if you exceed 3 times per annum, there are 110 pesos per annum, each time you get a total of 3 times per annum. Second on this is the BPI advance savings account. So, this is the highest earnings savings account for BPI. For this one, the minimum initial deposit of this account is at 100,000. Now, the interest rate of 100,000 to 99,000 is at 75% interest rate. Annum, so if you want to get the 1.25% interest rate for this, you mean at least 1 million in above deposit, you can still maintain it. Third on this, this is the savings account of the security bank, which is the E-seeker online savings account. So, the high interest rate of saving account is at 50,000. Now, for this one, there's a lot of tiers. The minimum balance of the interest rate is at 5,000. So, the tier is at 50,000, 100,000, and a million in above. So, I'll just pop it up on the screen. The interest rate of the high interest rate of maintaining the balance. But the highest is at 1.2% if your balance is at 1 million. Fourth and last for the traditional back. It's the city bank bonus saving account. Now, this one's been so complicated because the minimum initial deposit of this account is at 20,000 and it's at 20,000 per month for 12 consecutive months. It's like the maximum interest rate. So, the maximum interest rate of this account is at 2.04%, which is the highest among all the traditional back. It's at 20,000 each month for 12 months. Okay, now let's talk about the two digital banks here in the Philippines. First is ING. And for ING, they have a new promo that they offer 4% interest rate for their first 3 months when they open. They count from February 1 up to April 30. So, then it will revert back to the original interest rate. They are at 2.5%, but still it's still higher than the traditional banks. Second is the CIMB upstate account. So, for this one, this is very promising then. So, they also offer 4% per annum of the interest rate. But this one now is the initial deposit. They have a balance required and 3% per week. And it's not just a promo period. I think the 4% of the interest rate is 4% per annum. So, I think this is the very promising one. Plus, it's just an interest rate for saving accounts. So, if you're thinking that you have 100,000, you have twice the amount of money you're making. So, the only thing that's not that is for the interest rate is 100,000 pesos. In conclusion, the higher the interest rate, the more the savings account works for you. But let me share to you another perspective of mine. Okay, let's put the conclusion into this video. At least, the average is about 2.5 million. As savings account, in today's time, it's not that tight to count. If you want to grow your money, even if it's a high interest savings account. For me, the primary purpose of a savings account is to start your emergency fund. And to start your own paramotor that you use on a day-to-day basis. Because you can get the money you want to save for your savings account. But you can get the money you want to save for your savings account. Again, it's a before and it's a again. I prefer putting some money on the money market fund. Because it is also a liquid asset plus it also yields the interest rate. Plus, you want to start your strategy and then put all of your liquid money on the savings account. Plus, please increase your knowledge when it comes to different asset classes. You can get equity asset classes. You can get fixed income asset classes. You can get state asset classes. Just google them and make it done. Again, I hope that you have watched this video. To give you some information about your gamut. And please use this knowledge wisely. It's it for this video. Alright, bye. Lastly, before I end this video, I find an interesting Twitter thread on Facebook. And it's about the Dalting. I'll try to link your original Twitter thread in the description box down below. So, about the Dalting and he actually speaks about the Ghibig NP2. And I think it's very informative and I like to share it here. And my channel, so please take care of it about it. And do research about the Ghibig NP2. Because I think it's a good investment. So, it's it.