Nature and wildlife are what makes many countries so special. At the same time, animals and a thriving environment are vital to the economy and to people's livelihoods. And that's the dilemma. As population numbers increase and agriculture land and expands, how can people and wildlife exist together? In Kenya, for example, the places often affected the most are the rural areas that are so important for wildlife tourism. Animals, particularly elephants, are increasingly sharing the space where pastoralist farmers and their families live. The result is a clash of interests, with wildlife causing injury and physical damage to buildings and crops. In return, people's anger and frustration leads the elephant's death. And it's a problem for Sri Lanka too. Human elephant conflict is a huge socio-economic issue in Sri Lanka, purely because of the human population pressure and the expansion of agricultural lands. Therefore, human elephant conflict has escalated in the past several years, especially in the past decade. 44% of Sri Lanka has elephants and humans occupying the same space outside protected spaces. On average, the past few years, we've been having about 400 elephant mortality and about 100 human mortality. Which are the highest numbers recorded for conflict globally. This competition for the same space is not going to go away. A solution must be found, which works for humans and for wildlife. That's where private insurance comes in. A scheme that covers the cost of farmers' losses and enables them to get on with their work, while allowing elephants and other animals to seek what they need to survive. We have to be careful not to lose our lives. We have to be careful not to lose our lives. We have to be careful not to lose our lives. We have to be careful not to lose our lives. We have to be careful not to lose our lives. We have to be careful not to lose our lives. We have to be careful not to lose our lives. Conservation organizations and governments for whom human wildlife conflict is an issue must start to think how they could work with insurance companies to resolve the problem. These companies have specialist knowledge of managing risk-based schemes and are skilled in reducing administrative costs, leveraging technology, making payments efficiently and setting up anti-fraud measures. I thought of leaning towards mental qday in this to solve the problem. A Government that doesn't seek education cannot be inclusive and can not be used for change their daily life. Not for Quan思. But it has helped to solve the problem for people. We have to work to get back to this condition to better understand our issues With help we can have greater opportunities to work out. Are we willing towhat will be developed? In Kenya, the government is exploring whether it could hand over its wildlife compensation scheme to the private insurance sector to manage. In Sri Lanka, they are testing the idea too. This approach being piloted in Kenya and Sri Lanka to allow people and animals to thrive in close proximity and for nature to be conserved could be an important way forward. The government wildlife agencies and conservation NGOs in other countries could implement private insurance as well to promote the coexistence of humans and wildlife.