Actually, asi kredje, hindi mo kailang mamile. Pending kanak mga inbessalat. So, hello everyone! Hello, welcome to another episode of our YouTube channel. Yade, menuntai ang simple question lang, kasi nabang it natin na meron di-batipang klasing stock market na fan, ng our equity fan. So, particularly, meron index fan na fina follow lang yung performance at indexes melong haidae video, merikonsumer fan, alfa. So, ang tanong asi, simpilile tanong nya, bakit nao siya mag-inbess sa isang index fan, gibena, siya preyang mga inbang group fans. Mas mala kaya ang mag-inbess performance, ya. So, what are the advantages of investing in an index fan? Yon. Okay, first and foremost, an index fan is what you call a passive fan. Alright. Passive tracker fan meaning, okay, tanong mga siyang fan, my active management sa kama-yay passive, yung active meaning... Metao! Naitao naiyag, nang bibile hen. Anong bibile hen, kailang bibile, what stock to buy, when to buy, if to sell, am passive. Kung baga, nubreiter ang mesinusunnan lang siya. Na, formula ba ya. Or algorithm. Na, like, for example, a passive fan, for example, index fan, yon. A nindex fan is a passive fan na, for example, mag-invest sa dun salaman ang Philippine Stock Exchange Index. So, lahat ng issues dun, lahat ng stocks dun, shares, mag-invest sa dun. Nothing more, nothing less. Anong naman ng index dun na siya na index, nang at, for example, in the same weight of the index. Ah, okay, okay. For example, ang index natin kung nari lang, afer simpiliisti 4% kung nare, 5% of the index is PLTT. Kung nari lang. So, yung index fan, 5% of the index fan, naka-invest sa PD. It cannot go 6% or it cannot go 4%. So, minim mirror niyan at, taos, for example, gloob is 2%. So, ang allocation index fan, kail gloob, is 2% then nothing more, nothing less. Yeah, so given that, bakit ka mag-invest sa index fan over other types of actively managed equity fan. Remember that, kaup may actively manage, then there's a possibility, actually all actively managed funds, one to outperform the index or the stock market. Ramas mag-alain sila sa index. Mas mag-alain. So, yung bisa-be in, okay, if you want some outperformants versus the index, okay, you can go for actively managed funds. But again, sabing, but of course, mirror niyan human factor, yung human decision, then it can be prone to error or sometimes wrong calls event. So, there's also a possibility that it can underperform the index. And that has happened. It has happened a lot of times. In fact, there's a year while for mutual funds, while there's this one year na while actively managed funds. Ang naka-bits sa index. The index was the best performing. Yeah, fun. Oh, so again, if you want, why would you invest in the index? If you want just to ride on the stock market index in general, when you're looking for a risky enough super task or you have a possibility to be super back. What do you want? You know, if you want to go for the index. So, when you invest, you have low-modern high-res. And the stock market is together with high-res investment. But there's also some category. There's a low-risk stock market. There's a high-res. There's a low-risk stock market. So, the index fund, you know, I think it's more of the moderate stock. Because the moderate-risk type of investment in the stock market. So, if you're going to price movement of index, remember, there are also funds that are high-dividend or that are low-risk. Of course, the dividend-paying funds are the big companies. They're the low-risk. So, more or less, they are the low-risk. Because in the price appreciation, it's not that much. But they are more on the low-risk type of equity fund. There's a moderate-risk type of equity fund. You can go for the high-res. Because there's a high-res investment in the higher-res companies. There's a higher-res company. Of course, there's a higher-res company but there's also a possibility that there's a higher-res company. There's a higher-res company. Grossly. So, again, if you want the growth right in the local stock market in general, then you'll have a super-reski or super-conservative. If you're going to sell it, you'll have a index fund. And actually, there's a secret. You don't have to buy it. You can't invest in it. Right? You're okay. Enough money. For example, you're investing 15,000 pesos a month. You're going to invest 15,000 pesos a month, right? So why not put 5,000 in index fund? 5,000 in a growth fund. If you're going to invest 5,000 in the balance fund. So that you can make your own modified index. You can't... 90% index and 10% of the alpha. Or your mom. Your growth funds. For example, if you're going to invest 10% of the growth fund. At least 10% of your portfolio. The effect. The rest is 90% index. It's not that good. You can't. So, you're still aggressive. You can do that. 90% of the money. You can do that. But you can contact us so that we know the key point for you. Because we provide investment advisory services. We can analyze their portfolio. Because at UITFs, there are 250 UITFs in the market. So, I'm eating the existing portfolio. We can analyze it. And you can't recommend it. You can buy more. Bees on their financial goals. Yes. You're not investing in investment. Like, Helless chicken or... You're buying it, right? But it costs you to be in the court. All right. To me, they live now. So, I hope you learned something. Yeah. And if you like the decision that you've given, come and share it with your friends. And subscribe. And then please subscribe to our channel. All right. Bye-bye. See you next week. Bye-bye.