Here are three shocking benefits of life insurance. A lot of people have never told you about. Number one, living benefits. You can draw money from life insurance while you're alive when you survive those critical illnesses without having to die. And number two, protection from down turns in a stock market. Cash value inside you whole life, universal life, and index universal life contracts have protection from downsides in the market. Number three, invest in real estate or other businesses. All the times people think, where can I get cash? We're going to get a no money down to buy this piece of property to invest in this business. Look into your permanent life insurance contracts as a cash value is generated to allow you access before any 59 and a half penalties like you're doing your 401k plan before any government penalties. You can access money inside your permanent life insurance contracts to expand your portfolio and increase your passive income.