We're going to give you an update about our bike that was stolen from the campsite. You may decide to make some changes to your insurance. Welcome to the channel I'm Liz and this is Paul. These are exciting times to push past fear, build confidence and live amazing. And pushing past fear has certainly been a challenge for us lately because of the theft of Liz's bicycle. But we're doing it and we have some updates for you. Spoiler alert tell you first off we have not found the bike yet. We definitely learned a lot through this and we are going to go through a lot of different points including some surprising information about insurance that you may want to take a note of. Yeah, I want to thank the community for some of the great tips that we got in the comment section and by all means keep that up. We really love it and it was very helpful for us. If you haven't already seen the video about the bike theft. We'll put a link up here so that you can check it out. But this video is all about an update how much we have learned and we have even more tips for you. So let's get started. The first thing we did when we noticed the bike was stolen by the way the lock was cut was we called the police. Now here's some very important information you need to if you have a bike that you would be upset about if it got stolen, you need to have the serial number. We found out after the fact there was no serial number. The company is kind of a boutique manufacturer and they don't put serial numbers on their bikes. But we did have some identifying modifications we done on the bike so that was helpful. We had a photo of it and another reason to call the police is that if you're going to file an insurance claim you do need to have that police report. Actually right before I called the police I called the office. I wanted to let them know in case they'd seen something. One of the things to ask them though is do they have cameras on the premises because that would have been a big help. Yeah, although I was talking to a fellow camper and he had a bike stolen. His wife's bike was stolen from a park that they visited and the park had cameras and he said oh yeah we saw the guy riding out of the park in it but all it got was his back so we couldn't really use it for anything and they never recovered that bicycle. So in the first video we gave you three tips about things that you should do to help prevent theft from your campground or from anywhere for that matter. Right and the first tip was to cover the bike. The second one was to use motion lights and the third one was a better lock. Yeah so talk about the lock. So the lock let's let's discuss the lock. Here's the crime scene evidence right here. Here's the lock that was on it. It's just your basic bicycle cable lock or cable lock. I see these used a lot for bicycle. I had no idea how easy these things got to where we're severed. We have since learned thank you guys again. We got so many comments on the first video and we since learned that yet these are not recommended to put on you know they really are not good to us deterrent. So this is what I got. And we we recommend that we'll put a link to this below and what is this called? This is a hardened steel chain. You cannot cut these things with a bolt cutter. I've watched a few videos on YouTube of people trying to get through these. We'll link to those to below. And it's virtually impossible. Now you give me my grinder and a four inch disc. I'll get through this thing in probably under a minute. And so nothing's perfect. But this is the chain that we're going to use. It comes this particular one comes with a lock which when it's locked I mean even if you cut it here you wouldn't be getting in because the locking mechanism is this groove right here. So when it's in if you cut this off you're not you're going to make it almost impossible to get it to open the lock. Even with the key you're certainly not going to defeat the lock that way. Nothing is foolproof. So the ripped-on-ite locks are really good. The U-locks which some people recommended. And we're looking at those to actually carry with us because I don't think I want to lug this around with us when we're riding. It's pretty heavy. There's also some locks. When they're folded up they're maybe like this. It's like the old wooden rulers. I'm sure maybe you've seen these where you just start unfolding them and it ends up with a free foot ruler. They make locks like that out of hardened steel that are also difficult if not impossible to cut the bolt cutters. And they take and they're so much smaller they're easier to to haul around with you when you're riding. So another tip was getting a motion light. We ordered one. So one of the things to look at is lumens. Some of the motion lights that you'll find the lights pretty wimpy. We did get a high powered one and we will put a link in the comments and it's going to be installed pretty soon. The only downside to this particular light is is that it's battery powered because of where we're going to mount this thing we couldn't use solar powered because it just isn't going to get a lot enough sunlight to charge the battery. And why couldn't we hardwired it? Well, yeah. It's just too much. Too big of a project. So that's the motion light we have a cover and then we got some great tips from you. Thank you again so much. So a really good tip was the GPS tracker. And we're really excited about that and we went through probably a dozen different brands online researching them. Half a dozen. Half a dozen. Yeah. Okay. Well, I felt like it doesn't but yeah. So we went through about half a dozen and we would find some drawbacks. Yeah. I mean, the main thing for me was, you know, some of them there was one that was 20, almost 25 dollars a month. Right. Right. Just to have the GPS tracking service. Yeah. Several of them you had to buy a separate SIM card through T-Mobile or something like that and then pay a monthly with them. Some of them you had to be really close to the missing object for it to work. Yeah. I ordered a boomerang. Well, boomerang, the tracking device itself, the part that goes on the bike, you have to buy that and of course, and it's 75 dollars. And boomerang does have a monthly fee, but it's under $4. One of the other tips you gave us was cameras to get a camera and we have done that. We're not really going to share you the details because that might defeat the purpose. But yes, we do believe having a camera. Of course, it does have no matter what camera you get, how is it going to help you if somebody still gets away with it? There is no perfect solution here. I mean, if somebody wants something bad enough, they're going to get it, right? We're grateful for what we've learned and we're definitely, you know, we're pleased to pass this on to you. So hopefully you won't have to learn it the hard way like we did. So insurance is a biggie. After about five or six days of the bike being missing, we were realizing that it may not come back and I had to make the call to insurance. We have full-timers, RV insurance through progressive and the bike was locked to the rig and is considered a possession. We have X number of dollars covered for possession. We'll guess what we learned. Because it has a motor, it's considered a vehicle and it's not part of the insurance. You probably want to talk to your insurance agent and make sure if you have e-bikes that you're traveling with, I would make that phone call. This is the biggest tip. So the good news is the Paul saved the day. Once again. Remember, he's my hero, so. So I have renters insurance. I have insurance through USAAA. Being a veteran, I can get USAAA and if you're a veteran and you don't have it, you should. We'll put a link below also. Yeah, it's going to save you money and I've had nothing but good interactions with them when I've called for quotes and recently when I called about this bicycle. After I filed the claim online, it said, okay, you'll receive a phone call. I say, okay, fine, I'll talk to him in a day or so. An hour later, I get a phone call. He asked me if it had been locked up and I said, yes, I said, I still have the lock so I can send you a picture of it if you'd like and he said, sure, do that. He also asked for the receipt. But then what happened? This was the most impressive thing that happened on this phone call. After we went through all of the sending pictures and all of that, what did he say? He said, well, probably able to get you a check out today and I was just shocked. It showed up in my bank account because I did an electronic transfer. I didn't have to wait for the hard copy of a check. That's definitely. We give them a gold star. Oh, yeah. Because we got most of the money back from Liz's bike, we are able to purchase another one. It's on order and here's the news. It is not red. We just felt like that just says, steal me on it. So it's black. We've been talking about e-bikes. Even before we got together, I was giving her advice about e-bike because I'm a long time cyclist and I just recently got into e-bikes. And we left to ride together. We've ridden all over every time since we've gotten the e-bikes. Speaking of biking, we have a second channel and it's called Amazing Bike Rides. We are going to put a link right here. Basically, it is virtual bike rides. If you are stuck at home and you've got your stationary bike, it's a great opportunity for you to bike and have fun to look at a beautiful scenery. Yeah, we did some rides in the hills around the central coast. We did some rides in Sedona and... Along the beach. So it's just something to look at. If you just want to be an armchair traveler, if you want to get a workout, whatever you want to do, you can have your own music or listen to the music we have. Just check it out. If you have any more tips on zap prevention or stories, absolutely put them in the comments. And join the A-Team. Just push on the subscribe button. We will see you in the next video.