Africa contributes the least to climate change globally, but is most vulnerable to its effects. Adaptation is vital for Africa. This means reducing country's vulnerability to climate change and preparing for the hazards it leads to. Healthy countries pledged $100 billion for adaptation in lower-income countries by 2020, but these commitments have fallen short and costs arising faster than finance is being made available. Migration and displacement are key results of climate change. People move within their countries and regions as a result of drought, floods, and falling agricultural productivity. They often relocate to towns and cities hoping to find jobs and earn an income. Africa is the fastest urbanizing continent on the planet. This will accelerate with climate change. Urbanization can be very good for development, but if managed poorly, it leads to poverty. Already, up to 70% of the continent's urban population live in slum conditions. One way to support migrants and keep the community ties intact is through planned relocations. People living on high-risk flood plains or along coasts, for example, could be moved to less vulnerable regions. This is more affordable and easier to manage than dealing with displacements in emergency situations. Migration and urbanization are almost always overlooked in climate adaptation strategies and financing. Donor countries should meet their funding commitments by providing flexible financing. Funds must cater for locally developed solutions that reach the most vulnerable people. For African countries, the Tarskis-Serolat adaptation strategies and mobilise funding. These plans must explore voluntary relocations for those forced to leave their homes due to climate change pressures.