1. Draw the line on the back of the head. 2. Draw the line on the back of the head. 3. Draw the line on the back of the head. 3. Draw the line on the back of the head. 3. Draw the line on the back of the head. 3. Draw the line on the back of the head. It's great to be here at Cybos 2019 because of the tremendous opportunity to go and meet with so many different banks and hear about the challenges they're facing and their priorities. Coming to Cybos, it gives us an opportunity to delve deeper into those issues and also get insights from different parts of the industry. Cybos has always been about meeting your peers, meeting your competitors, to make international finance more secure, more reliable and more transparent. It enables you to actually spend time learning as well as meeting clients to talk about business opportunities.