Hello and welcome to Auto Refin Vehicle and Asset Finance. Today I'm going to tell you about the different ways in which we can help you to refinance your vehicle repayment. Firstly, we can help you refinance your existing vehicle credit agreement with the benefits of reducing your monthly installment as well as your interest rate. Basically you get a new credit agreement with reduced monthly repayments. The second option, which is similar to the first one, opens the possibility to refinance and get the cash out. And this is done by... refinance your vehicle at the current market value. Your current outstanding balance would need to be lower than the market value of the vehicle to qualify for this option. For example, if you still owe 50,000 RAN to X bank, but the market value of your vehicle is 120,000 RAN. You can refinance your vehicle and get the difference of 70,000 RAN cash out, who would then enter a new credit agreement for 120,000 RAN. And Auto Refin will settle the previous agreement in full. The third option, refinancing a fully paid up vehicle also allows you to get cash out. Example, you bought a car cash a year ago and now need the cash for something else. Auto Refin will refinance your vehicle for market value and pay you the value out in cash. Once again, you would enter into a new credit agreement and paying your vehicle off in installments. As you can see, Auto Refin can offer you possibilities to save money and receive cash back. And remember, we do all the paperwork and our qualified F&I consultants will come to you. We have the innovative approach to vehicle and assets refinance, with a personalized service that only acknowledges complete client satisfaction. But don't take my word for it, check it out for yourself. Contact us now at www.autorefin.co.za