Well, before the Silicon Valley bank collapsed, marking the second largest bank value in US history, there were red flags. A lot of them. When interest rates were low, Silicon Valley bank purchased billions of mortgage-backed securities and treasury bonds, taking on massive risk. And then, when the Federal Reserve began raising interest rates to fight inflation, the value of those treasury bonds dropped. Adding to that, almost none of their deposits were insured, because 94% of them exceeded the FDIC insurance cap of $250,000. And that, their insane growth during COVID, which was a pandemic of financially responsibility. Of course, the collapse of the large banks like Silicon Valley fueled anxiety about other regional banks. So you can thank the Federal Reserve for that.