So hopefully the short answer is you're making the right choice. RMA would be your captive manager. The captive manager behind the scenes is going to be really running the captive, handling the day-to-day operations of it, which include dealing with a lot of third parties. We're dealing with regulatory bodies. We're dealing with auditors, tax preparers, actuaries. We're getting all the information over to those appropriate parties, meeting regulatory deadlines for filings. You've gotten audit due June 30th for the most part to paint on, which is the homicide area. So we're working with all the third parties. We also have a claims department in-house. It's processing the claims and dealing with that side of it. We have a lot of clients that are very hands-on on their captives. We also have some clients that look to us as their one-stop shop for handling all their captive needs. Obviously, each business owner has an insured business that they're running, that they're trying to make profitable and keep going. So they really want us to handle all that. That's really where we step in and handle all the information flow. Again, there are certain things that we can't handle or can't sign on behalf of captive owners and directors. So we prepare all the documents, give them over for signature. Outside of that, the captive owners and directors are able to really focus in on where they make their most money while also managing their risks through the captive utilizing our specialty and experience. And maybe I can add to that a little bit. Oftentimes, when we're talking to folks who are talking to ladies saying about captive, they're worried that this is going to create more complexity in the world. They're going to have to increase headcount for some reason. And we have to have one client have to increase staffing as a function of setting up a captive. So the idea is that we are going to be retained as the quarterback to set up the entity. And once it is set up, the captive engages us for the management services. And a great plug for Matt and Austin, our two senior captive managers, they do a great job in making sure that the trains are running on time and that we're in for regular court compliance. So that's a big deal. And that's why clients need to find captive manager work with that level of experience.