Ingxaki yemali

Ingxaki yezemali yiyo nayiphi na intlaninge ebanzi yeemeko apho ezinye ii-asethi zemali ngequbuliso zilahlekelwa yinxalenye enkulu yexabiso lazo. Ngenkulungwane ye-19 nasekuqaleni kwe-20, iingxaki zemali ezininzi zazinxulunyaniswa noloyiko lwebhanki, kwaye ukudodobala koqoqosho okuninzi kuhambelana nolu loyiko. Ezinye iimeko ezidla ngokubizwa ngokuba ziingxaki zemali ziquka ukuthotywa kwemarike yemasheya kunye nokugqabhuka kwamanye amaqamza emali, iingxaki zemali, kunye nokusilela okuzimeleyo.  Luc Laeven and Fabian Valencia (2008), 'Systemic banking crises: a new database'. International Monetary Fund Working Paper 08/224. Iintlekele zemali zikhokelela ngokuthe ngqo kwilahleko yobutyebi bamaphepha kodwa azibangeli ukuba kubekho utshintsho olubalulekileyo kuqoqosho lokwenyani (umz. ingxaki ebangelwe yiqamza le-tulip mania elidumileyo ngenkulungwane ye-17).