ESTO

ESTO is a financial technology company that offers different payment options for B2B and B2C clients in the Baltics: from payments facilitation and BNPL solutions to consumer loans. 

The company was founded in 2017 in Tallinn, Estonia and has since expanded to have offices in four other cities all over the Baltics. ESTO has developed several products including ESTO Checkout for B2B merchants; ESTO account, a consumer digital banking product, and ESTO Market, a shopping and marketing platform - for B2C clients. 

The company has partnerships with over 2000 merchants in the Baltics, including major retailers such as IDeal and JYSK. 

In 2021, ESTO opened representative offices in Lithuania and Latvia, and received a 4 million euro loan from Citadele Bank to strengthen operations and expand in the Baltic market. As of 2022, ESTO has facilitated over 100 million euros in credit.

 References 

Category:2017 establishments in Europe
Category:21st-century establishments in Estonia
Category:Software companies
Category:Companies of Estonia
Category:Organizations based in Tallinn