Insular area

Insular area is the name for one of the territories of the United States which are not a state of the union. People that live in these areas usually have no right to vote in US elections. Sometimes, they take part in preliminary elections. 

There are three areas in the Pacific Ocean: 

Guam
Northern Mariana Islands
American Samoa

The following areas are in the Caribbean:

Puerto Rico
US Virgin Islands

 Uninhabited islands 
The term is also used for many uninhabited islands, which the US claims as its territory. Most of these are in the Pacific:

Palmyra Atoll
Baker Island
Howland Island
Jarvis Island
Johnston Atoll
Kingman Reef
Midway Atoll
Wake Island (disputed with Marshall Islands)

Only a few are in the Caribbean:

Navassa Island (disputed with Haiti)
Serranilla Bank (disputed with Colombia, Jamaica and Nicaragua)
Bajo Nuevo Bank or Petrel Islands (disputed with Colombia, Honduras and Jamaica)

Category:Geography of the United States