Ukubulunga imali

Ukubulunga imali kukulokha umuntu athatha ingcenye yemali yakhe ayitholako njengomrholo bese ayibekele isikhathi esizako angayisebenzisi ngeholoso yokuthi  ikhone ikumsiza ngesikhathi esizako. Ukubulunga imali kusisenzo esiqakathekileko begodu senza bona umuntu abenemali nokuthi ahlale ngaphandle kokusaba ukutlhoga imaliFurnham, A., 1985. Why do people save? Attitudes to, and habits of saving money in Britain. Journal of Applied Social Psychology, 15(5), pp.354-373..

 Kuqakatheke ngani ukubulunga imali? 

 Kukusiza ukuthi okhone ukwenza izinto ozifisako 
Ukubulunga imali kulekelela umuntu bona akghone ukufeza izinto azifisako ezihle ezifana nokuthi ukghone ukuthenga imodere, wakhe indlu ehle kanokutjho  begodu ungakghona ukubhadalela abantwana ifundo yabo yamazinga aphezuluSalikin, N., Wahab, N.A., Zakaria, N., Masruki, R. and Nordin, S.N., 2012. Students’ saving attitude: does parents’ background matter. International Journal of Trade, Economics and Finance, 3(6), p.479.. Zinengi izinto umuntu angazenza ngokuthi abulunge imali omunye umuntu angathatha imali ayibulungileko ayisebenzise bona athome ibubulo elizomakhela umnotho.

 Kukukhipha ehlathini lokha nakunekinga 
Nawumumuntu obulunga imali, nawuvelelwa sisiga obewu ngakasicabangi esifana nokuthi uphelelwe msebenzi, ingozi, nanyana ugulelwe sihlobo sakho uyakghona ukuthi uthathe imali oyibulungileko ukuthi bonyana ikulekelele bona ukhone ukuthi uphume emirarweni oqalane nayo.

 Kusiza ukubalekela iinkolodo 

Ukubulunga imali kurhelebha bona umuntu abalekele ukwenza iinkolodo lokha nasele avelelwa miraro ebakangakayilindeli. Kuvikela nokuthi  umuntu angasebenzisi  imali ngendlela  engakhombisi ukuhlakanipha.

 Ukwakha umnotho 
Ukubulunga imali kulekelela umuntu bona akhone ukwakha umnotho ngombana umuntu angakghona ukuthi athathe imali ayibulungileko ayoyitjala ibuye sele imenzele inzuzo, lokhu kuyawukhulisa umnotho womuntu