Charles T. Akre

Charles T. "Chuck" Akre ɗan Amurka ne mai zuba jari, mai kuɗi, kuma ɗan kasuwa. Yana cikin kwamitin gudanarwa na Enstar Group, Ltd., wani kamfanin inshorar sake fasalin Bermuda. Shi ne kuma wanda ya kafa, shugaban kuma babban jami'in saka hannun jari na Akre Capital Management, FBR Focus, da sauran asusu. Akre Capital Management yana da hedikwata a Middleburg, Virginia .

 Rayuwar farko 
Akre ya girma a Washington DC, ya kammala karatunsa daga Blair Academy sannan ya yi digirinsa na farko a Jami'ar Amurka, inda ya fara karatunsa a matsayin ɗalibi amma daga baya ya koma digiri na biyu a fannin adabin Turanci.  Bayan ya yanke shawarar kin zuwa makarantar likitanci, Akre ya fara harkar tsaro a shekarar 1968. 

 Sana'a 
Akre ya riƙe muƙamai a matsayin masu hannun jari, darekta, babban jami'in gudanarwa na sashen kula da kadarorin gwamnati da kuma darektan bincike a Johnston, Lemon & Co. (wani kamfani memba na NYSE). Akre ya kafa kamfaninsa, Akre Capital Management, a shekarar 1989 kuma ya gudanar da shi a matsayin wani ɓangare na Friedman, Billings, Ramsey & Co. har zuwa 1999. A shekarar 2000, ACM ta sake samun 'yancin kai. [ <span title="This claim needs references to reliable sources. (April 2020)">ana buƙatar ambato</span> ]

Akre ta kafa wurinta na yanzu a Middleburg, Virginia a farkon 2002 yayin da take gudanar da Asusun Focus na FBR, wani asusun haɗin gwiwa na ƙananan da matsakaitan kamfanoni. Yayin da Akre ke kula da Asusun Focus na FBR, ta yi aiki a cikin manyan 1% na asusun haɓaka ƙananan/tsaka-tsaki a 2002, 2004, da 2006, da kuma kashi na 2 a 2001 da kashi na 6 a 2008. A cikin 2008, asusun FBR Small Cap Value na Akre ya ƙunshi $55. miliyan; jimilla a shekarar 2003 Akre ya samu kimanin dala $135 miliyan.  Bayan ya rabu da FBR, Akre ya fara Asusun Kula da Akre a shekarar 2009. Ya zuwa shekarar 2009, asusun yana da kimanin dala $800 kadarori miliyan daya, yayin da Akre ke da hannun jari bakwai a cikin asusun. 

Kamfanin Akre Capital Management kamfani ne mai saka hannun jari mai araha na dogon lokaci. Kamfanin Akre da tawagarsa masu sharhi suna yin bincike mai zurfi, kuma an san su da saka hannun jarin da suka yi a fannin da ya saba wa doka, musamman a fannin hasumiyar wayar salula tsakanin 2001-2003. [ <span title="This claim needs references to reliable sources. (April 2020)">ana buƙatar ambato</span> ]

"Na sarrafa fayil ɗin a duk tsawon lokacin kuma ban taɓa canza hanyar saka hannun jari ba," in ji Akre ga CNN Money. "Duk mun kasance tare da su. Ba na yin ciniki da kaina." 

 Tsarin saka hannun jari 
Charles Akre ya yi amfani da falsafar saka hannun jari wanda ya kira "tsarin kujera mai ƙafa uku", wanda ke buƙatar bincika tsarin kasuwanci, ƙimar riba, da damar sake saka hannun jari.  Kuraje yana nuni ne ga kujera mai ƙafa uku da yake ajiyewa a ofishinsa - saboda ƙasa ce, manomi da ke zaune a kai ba zai faɗi da nisa ba idan ya juya. Ma'anar saka hannun jari ita ce idan tattalin arziki ya ruguje, masu zuba jari a asusun ba za su fuskanci mummunar illa ba. 

Zuba jari mai kyau shine kasuwancin da ke da halaye huɗu:

 Manajoji masu kyau tare da tarihin ayyukan da aka nuna
 Fa'idodi masu mahimmanci da ɗorewa na gasa
 Damar ci gaba/sake zuba jari na dogon lokaci
 Farashin siyayya mai kyau idan aka kwatanta da kwararar kuɗi da kamfanin ya samar

Saboda tasirin littafin Thomas Williams Phelps mai suna "100 to 1 in The Stock Market" da kuma wasiƙun Warren Buffett ga masu hannun jari na Berkshire Hathaway, Akre ya ƙirƙiro kalmar "compounding injuna" don bayyana kasuwancin da ke da ikon haɗa jarin masu hannun jari a farashi mai yawa na dogon lokaci ba tare da haɗarin asara ta dindindin ba (ba asarar farashi na ɗan lokaci ba).

An ce Akre ya zuba jari a Berkshire Hathaway a shekarar 1977. Saboda ra'ayoyin Buffett game da saka hannun jari sun yi masa tasiri sosai, Akre ya ajiye wata wasiƙa mai tsari wadda Warren Buffett ya aika masa a bangon ofishinsa. Misali, Akre ya fi mai da hankali kan nemo fa'idar gasa daga kamfanonin da yake saka hannun jari a ciki. "Muna ɓatar da lokaci mai tsawo muna ƙoƙarin gano abin da ke haifar da hakan," in ji shi a wata hira da CNN Money. "Me ke ba su damar samun abin da duniya ke kira 'magudanar tattalin arziki'?" 

Tsarin jarin yana da tsauri sosai: Asusun FBR Focus na Akre galibi yana da tsakanin jari biyu zuwa uku ne kawai , tare da manyan 10 da suka ƙunshi kashi 75% na jimillar kadarorin. Ƙananan hannun jari da matsakaicin hannun jari sune abubuwan da aka saba amfani da su don saka hannun jari, saboda galibi suna da ƙimar haɓaka mafi girma. Sau da yawa yana riƙe da kamfanoni na tsawon shekaru da yawa. 

Kamfanin ya fuskanci koma bayan tattalin arziki a shekarar 2008. "A shekarar 2008 mun yi kuskure. Wannan gaskiya ne kawai," in ji shi ga CNN Money. Tun daga wannan lokacin suka fara yin amfani da lokaci mai tsawo tare da gwamnati, manufofin tattalin arziki, da kuma kwararru kan dorewa domin "taimaka mana mu yi tunani game da duniya gaba ɗaya ta hanyoyin da suka fi yadda muka yi a baya." 

Daga Disamba 1996 zuwa Oktoba 2009, FBR ta mayar da hankali kan riba ta shekara-shekara da kashi 12.5%, wanda "ya karya ma'aunin Ci gaban Russell 2000, ma'aunin ƙananan kamfanoni masu saurin girma, da maki goma cikin ɗari a kowace shekara, a matsakaici," a cewar Kiplinger, wani gidan yanar gizo na ba da shawara kan saka hannun jari, wanda ya ƙara kamfanin cikin jerin kuɗaɗen sa 25 da aka ba da shawarar. 

 Manyan jarin da aka zuba 
Akre ya yi dogon jari a kamfanoni da dama na gwamnati, ciki har da American Tower, Bandag (yanzu Bridgestone ), International Speedway, O'Reilly Automotive (babban dillalin kayayyakin mota masu zaman kansu), Ross Stores, Dollar Tree, MasterCard, Markel Corporation, Aeropostale da Penn National Gaming . A cikin waɗannan jarin, ya fi mai da hankali kan sakamakon haɗakarwa na dogon lokaci maimakon sauye-sauye na ɗan gajeren lokaci a farashin hannun jari.

 Hanyoyin haɗi na waje 

 Labarin Tauraron Morning
 Labarin Jaridar New York Times
 Asusun Mayar da Hankali na Akre
 Charles T. Akre

 Manazarta 

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