Max Heine

Max L. Heine (1911 - 12 ga Fabrairu, 1988) mai saka hannun jari ne kuma manajan asusun a birnin New York.

 Tarihin Rayuwa 
Max, ɗalibin shari'a Bayahude a Berlin, ya tsere daga Jamus ta Nazi a shekarar 1934 zuwa birnin New York, inda ya sami aiki a wani babban shagon sayar da kayayyaki. Business Week Sept 10, 2001.Kiplinger's Personal Finance Magazine Nov 1999. Wani lokaci a ƙarshen shekarun 1930 ko farkon shekarun 1940, Max ya ci karo da littafin gargajiya kan zuba jari mai daraja, wato Nazarin Tsaro na Benjamin Graham, wanda sanannen mai ba da shawara ga sauran masu zuba jari masu daraja, ciki har da Warren Buffett .

Ya yanke shawarar saka duk kuɗin da shi da sabuwar amaryarsa suka mallaka a cikin takardun kuɗin layin dogo da suka lalace. Ta hanyar nazarin ƙimar kadarorin da ke ƙasa (filaye, kayan aikin jirgin ƙasa, tarkacen ƙarfe, da sauransu) da kuma yin lissafin jimlar ƙimarsa a kansu, ya sami babban riba akan ƙaramin jarin da ya saka.   Wannan zurfin nazarin ƙimar ya zama hanyarsa ta saka hannun jari kuma ya kafa Heine Securities a matsayin kamfanin gudanar da saka hannun jari.

A shekarar 1949, Heine ya kafa asusun hannun jari na Mutual Shares, wani asusun haɗin gwiwa wanda kamfaninsa, Heine Securities ke gudanarwa, kuma har yanzu yana nan a yau a matsayin wani ɓangare na dangin Franklin Templeton . Abin da wannan da sauran asusun Mutual Series suka fi mayar da hankali a kai ya ci gaba da kasancewa mai matuƙar muhimmanci da kuma damuwa game da saka hannun jari na kamfanoni.  

A ƙarƙashin jagorancin Max, ƙungiyar zuba jari ta Mutual Series of funds ta kula da ƙaramin rukunin masu zuba jari na musamman, waɗanda suka mallaki kimanin dala miliyan 5 kawai a shekarar 1975.  Sun ƙware a cikin tsofaffin abokan ciniki masu daraja waɗanda ba su da masu ba da shawara kan harkokin kuɗi, kuma sun rage kashe kuɗi ta hanyar rashin biyan kwamitoci ko "hanyoyi" na 12b-1 .

Makarantar Kasuwanci ta Stern da ke Jami'ar New York tana da matsayi na farfesa, Farfesa Max L. Heine na Kudi, wanda aka sanya masa suna. Tun daga watan Maris na 2007, Edward I. Altman ne ke riƙe da wannan matsayi wanda ya riƙe shi tun 1988.

Heine ya mutu a ranar 12 ga Fabrairu, 1988 lokacin da wata mota ta buge shi yayin da yake hutu a Tucson, Arizona .  Labarin rasuwarsa ya bayyana a jaridar New York Times .  Ya bar 'ya'ya mata uku, Doris, Karin da Peggy da jikoki huɗu. Daga nan sai aka mayar da ragamar shirin Mutual Series ga kakansa Michael Price, wanda ya riga ya kasance cikakken abokin tarayya a gudanar da kamfanin tun 1982.

 Manazarta 

Rukuni:Mutuwan 1988
Rukuni:Haifaffun 1911