Bankin Ci gaban Aikin Gona na Ghana

'Bankin Ci gaban Aikin Gona' na Ghana, wanda aka fi sani da banki Ci Gaban Aikin Gona ko ADB, bankin ci gaban gwamnati ne da kasuwanci a Ghana. Bankin shine cibiyar hada-hadar kudi ta farko da Gwamnatin Ghana ta kafa. Cibiyar hada-hadar kudi ce ta ci gaba wacce ke ba da sabis na fasaha da na kudi ga kasuwancin gona, manoma, da sauran kamfanoni a yankunan karkara. Yana daya daga cikin Bankunan kasuwanci da Bankin Ghana, mai kula da banki na kasa ya ba da lasisi.

Babban manufar bankin shine ingantawa da tallafawa kasuwancin gona a kasar.

 Tarihi 
An kafa ADB a shekarar 1965, ta hanyar Dokar Majalisar (Dokar 286) a matsayin Bankin Kudin Aikin Gona da Bankin hadin gwiwa. Wannan shine don biyan bukatun banki na bangaren noma Dan Ghana ta hanyar riba. Bankin ya fara aiki daga wani gini a kan titin Tunisia, West Ridge - Accra . Bankin ya canza sunansa a shekarar 1970 lokacin da aka yi wa dokar majalisa gyare-gyare don baiwa ma'aikatar cikakken ikon banki na kasuwanci.

A shekara ta 1967, Majalisar 'Yanci ta Kasa (NLC Decree 182) ta sake masa suna daga Bankin Kudin Aikin Gona da Bankin hadin gwiwa zuwa Bankin Ci gaban Aikin Goma, kuma ta gyara manyan sassan Dokar Kafawa, Dokar 286. 

A shekara ta 1990, bankin ya zama mafi banbanci kuma ya kara ayyukan banki da kasuwanci na kasa da kasa zuwa ga karuwar kayan sa. Bankin ya sami lasisin Bankin Duniya kuma ya faɗaɗa ayyukansa a shekara ta 2004. 

A cikin 2011 cibiyar sadarwar reshe ta bankin ta fadada daga rassa 55 zuwa 78 a duk faɗin ƙasar, tare da cikakkun rassan da ke gudana akan dandalin ICT. A lokaci guda, bankin ya gabatar da ADB Visa Classic Card, yana bawa masu riƙe da katin damar yin kasuwanci a ko'ina cikin duniya.

 Bayani na gaba ɗaya 
Bankin babban banki ne na ci gaba da kasuwanci. Ya zuwa watan Afrilu na shekara ta 2010, ADB ita ce babbar cibiyar hada-hadar kudi a fannin samar da kudade a Ghana, tana da alhakin kashi 35% na jimlar kudade na masana'antar banki na noma. A watan Satumbar 2010, an amince da bankin a matsayin Bankin Shekara a Kyautar Kasuwancin Kasuwancin Afirka, a Durban, Afirka ta Kudu, cibiyar farko da wannan taron na shekara-shekara ya amince da ita. Jimlar kadarorin ma'aikatar a ƙarshen Disamba 2011 an kimanta su kusan dala miliyan 683.6 (GHS: biliyan 1.21). 

Bankin a halin yanzu yana neman yin lissafi a kan Kasuwancin Kasuwancin Ghana, kuma yana jiran amincewar gwamnati don a jera shi.

 Mallaka 
Kasuwancin bankin mallakar masu zuwa ne: 
Bankin Ci gaban Aikin Gona na mallakar hannun jari na GhanaMatsayiSunan mai shiKashi na mallakar1Gwamnatin Ghana51.832Bankin Ghana48.17Jimillar100.00

 Kayayyaki da ayyuka 
Bankin yana shiga wasu nau'ikan banki ban da yin rance na noma. Ayyukan da aka bayar sun haɗa da banki na ci gaba, banki na kamfanoni, banki na mutum, banki na kasa da kasa, sabis na banki na diaspora, sabis na gudanar da baitulmalin, da sabis na canja wurin kuɗi, tare da haɗin gwiwa tare da Western Union.

 Cibiyar sadarwa ta reshe 
Bankin yana kula da cibiyar sadarwa ta rassa 85 da ke duk yankunan Ghana.

 Kyaututtuka da karbuwa 

 2020 Ghana Cocoa Awards - Mafi kyawun Cibiyar Kula da Kudin Cocoa 

 Manazarta