Bi Ni

Bi Ni250x250pxMai haɓakaHSBCSakin farko8 Fabrairu 2017; Shekaru 8 da suka gabata   (2017-02-08)   Tsarin aikiiOS, AndroidAna samunsa a cikinTuranci, Sinanci mai sauƙi, Sinancin gargajiyaIrin wannanBiyan kuɗi na wayar hannuShafin yanar gizopayme.hsbc.com.hk
PayMe (wanda aka fi sani da PayMe daga HSBC ) sabis ne na biyan kuɗi ta wayar hannu daga HSBC, a halin yanzu ana samunsa kawai ga masu amfani da Hong Kong tare da lambobin waya da bankunan gida. Masu amfani za su iya biyan kasuwanci, canja wurin kuɗi zuwa juna ta amfani da aikace-aikacen hannu, an haɗa su da katin kiredit ko (kowane asusun banki) na gida. 

Ya zuwa Nuwamba 2022, sabis ɗin yana da kusan masu amfani da miliyan 2.9, daga cikin yawan jama'a Hong Kong miliyan 7.3, tare da rabon kasuwa na 50%.

 Tarihi 
A ranar ƙaddamar da shi a 8 Fabrairu 2017, cunkoson masu amfani ya yi yawa sosai, har wasu mutane ba su iya yin rijista ba, wanda ya sa wasu kafafen yaɗa labarai suka kira wannan sabis ɗin da sunan "Play Me". Ana iya ƙara kuɗi (topping up) ne kawai ta amfani da katin bashi na Visa ko Mastercard, tare da iyaka ta HK$10,000 a kowane wata.

A watan Afrilu na shekara ta 2018, aikace-aikacen ya lashe kyautar FinTech Grand Award a cikin lambar yabo ta Hong Kong ICT. 

Daga watan Yunin 2018, masu amfani sun sami damar haɗi zuwa asusun banki na gida,  tare da iyakokin tsawo na kowane wata zuwa HK $ 30,000, ko HK $ 50,000 tare da adireshin zama da aka tabbatar.  A lokaci guda, PayMe ta ƙaddamar da sabis na biyan kuɗi na kan layi, tare da haɗin gwiwar HKTVmall . 

A watan Maris na 2019, PayMe ya fara tallafawa biyan kuɗi daga mutum zuwa ɗan kasuwa (P2M) tare da PayMe for Business,  wanda aka gina shi a kan Microsoft Azure. 

A watan Yulin 2019, PayMe ta gabatar da goyon bayan FPS (Faster Payment System) don canja wuri da haɓaka, tare da cikakken sake fasalin aikace-aikacen. A lokaci guda, PayMe ya saukar da iyakar saman katunan bashi zuwa HK $ 2,000 a kowane wata.

A watan Mayu na shekara ta 2022, an zaɓi PayMe don zama ɗaya daga cikin dandamali na lantarki da suka cancanci don tsarin takardar shaidar amfani.

 Abubuwan da ke ciki 
An gabatar da PayMe a matsayin ka'idar wayar hannu mai zaman kanta, tana ba da biyan kuɗi na P2P.  Masu amfani suna yin rajista ta hanyar asusun Facebook ko lambar wayar hannu ta Hong Kong kuma suna ba da izinin shiga katin kiredit ko asusun banki na gida (ba lallai ba ne asusun HSBC), wanda za a iya cika ma'auni, da asusun banki don karɓar kuɗi.

Babu kudaden ma'amala.

Lokacin da ma'aunin asusun PayMe ya yi ƙasa sosai don yin ma'amala da aka ba shi, aikace-aikacen yana janye kudaden da ake buƙata daga asusun banki ko katin da aka yi rajista.

Sashe na hulɗar hanyar sadarwar jama'a yana bawa masu amfani damar aikawa da neman kuɗi da raba takardun kuɗi tare da wasu, kamar Venmo a Amurka. Lokacin da mai amfani ya yi ma'amala, ana sanya cikakkun bayanai a kan jadawalin zamantakewa, kuma ana samun su ga wasu masu amfani don gani, dangane da saitunan sirri.

Manhajar tana ƙarfafa masu amfani su ƙara abokai, ta hanyar bincika mutanen da ake da su a cikin manhajar. Idan mai amfani ya yi mu’amalar kuɗi zuwa ga wanda ba ya amfani da PayMe, ana ƙirƙirar hanyar biyan kuɗi (payment link) wadda za a iya tura ta ta kafofin sada zumunta kamar WhatsApp. Idan wanda aka tura wa ya buɗe hanyar, zai iya zaɓar karɓar kuɗin ta hanyar shigar da lambar asusun bankinsa, ko kuma ya karɓe su ta hanyar ƙirƙirar sabon asusun PayMe.

 A cikin al'adun gargajiya 
An ambaci PayMe a cikin fim din 2021 "Duk abin da ake buƙata shine soyayya" (總是有愛在隔離), inda - a kusa da minti 30 - halin da Julian Cheung ya buga ya nemi wani baƙon otal ya biya shi "Lai See" (kudin ja) don shiga cikin triad, kawai don a tambaye shi idan ya ɗauki PayMe a maimakon haka.

 Dubi kuma 

 Biya
 Pay4Me App
 AlipayHK
 WeChat Pay
 Katin Octopus



 manazarta 

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