Rashin lamuni

Green rance yana nufin rance wanda ya dogara da ka'idojin muhalli don amfani da kudade da aka tsara. Yana daga cikin zuba jari mai ɗorewa kuma yana da niyyar rage tasirin da ke kan muhalli na sabbin ayyukan rance. Ya haɗa da takardun kore (bashin bashi), rancen kore (sau da yawa suna da alaƙa da takamaiman aikin) da rancen da ke da alaƙa mai ɗorewa (yawanci ana da alaƙa le manufofin aikin ɗorewa). 

 Tarihi 
Farawa a shekara ta 2005 manyan bankunan Amurka kamar su Wells Fargo (Yuli 2005, $ 1bn sama da shekaru 5) Green Lending: Top 10 Reasons Why Banks Lend to Sustainable Buildings da Bankin Amurka (Maris 2007, $ 20 biliyan)  sun fara sadaukar da kudade ga Kasuwanci mai ɗorewa. Wannan yawanci yana nufin tallafawa gina gine-gine ko kamfanoni masu dorewa ko masu kyau. Shirin ba da rance na kore ya bayyana cewa masu ba da ranta ne suka karbe shi ba kamar masu ba da bashi ba.

A cikin 2018 Ƙungiyar Kasuwancin Lance a Burtaniya ta ba da ƙa'idodin Green Loan don tabbatar da cewa ana amfani da duk wani rancen kore don ayyukan kore masu cancanta. Wannan ya haɗa da bayyana cewa wannan dole ne a bayyana shi a sarari a cikin takardun kuɗi tare da fa'idodin muhalli da ake tsammani, wanda dole ne a tantance shi, auna shi kuma mai ba da bashi ya bayar da rahoton. Jerin ayyukan da suka cancanci zama kore ya dogara ne akan jerin da Ƙungiyar Kasuwancin Kasuwancin Duniya ke amfani da su don bayyana Green Bonds.

 Rarrabawar ESG da rance mai kore 
A watan Afrilu na shekara ta 2017, Unibail-Rodamco-Westfield ta sanya rancen kore na € 650Mn tare da ƙungiyar banki da Lloyds Banking Group ke jagoranta a matsayin mai tsarawa da mai tsara kore. Wannan shi ne na farko a duniya 'daidaitaccen rance', yana da gefen da ke da alaƙa da ESG Key Performance Indicators. 

URW / LBG ba da daɗewa ba ta biyo bayan ING Group ta shirya rance mai ɗorewa ga Philips. Dukkanin wuraren sun haɗu da yawan riba na rance ga aikin dorewar kamfanin, ko dai ta hanyar ambaton ƙididdigar dorewar waje, ko Key Performance Indicators sun amince da bankunan ƙungiyar. A watan Yunin 2018, Bloomberg News ta ruwaito cewa ING Group ta rufe irin wannan yarjejeniya 15 inda bankin zai rage farashin aro da tsakanin 5% da 10% bisa ga darajar ESG da kamfanin ya bayar ta Sustainalytics. Kamar yadda aka nuna a jerin rance na muhalli na muhallar, wasu bankunan da yawa sun haɗa kai da hukumomin ƙididdigar ESG daban-daban.
RanarKamfaninAdadinDaidai da USD ($m) KasarIrin ranceAmfani da kudaden da aka samuManufar / KPIFarashinTsawon lokaciAfrilu 2017Unibail RodamcoYuro 650m760FaransaRCF da aka haɗaBabban manufar kamfanoniKPI na mutum da ke da alaƙa da aikin muhalliTaron KPIs yana haifar da raguwar kuɗin da aka biya bankunan2022Afrilu 2017Royal PhilipsYuro biliyan daya1170NetherlandsRCF da aka haɗaBabban manufar kamfanoniAyyukan dorewar Philips da ƙididdigar da Sustainalytics suka bayarBayyanawa mai dorewaIdan ƙididdigar ta tashi, yawan riba ya sauka - kuma akasin haka.2022Yuni 2017Barry CallebautYuro 750m870SwitzerlandRCF da aka haɗaBabban manufar kamfanoniESG Score daga SustainalyticsBayyanawa mai dorewaIdan darajar ESG ta tashi, yawan riba ya sauka - kuma akasin haka.2022Yuli 2017Gas na halittaYuro 330m380SpainRCF na Biyu -Ingantaccen dorewaWani bangare yana da alaƙa da tasirin muhalli, zamantakewa da kuma tsarin mulki na kamfanin.Fiye da shekaru huɗu tare da yiwuwar ƙarin shekara.Oktoba 2017Abun kunyaYuro 100m118SpainRCF na Biyu -Ingantaccen dorewaKudin rance yana da alaƙa da ƙimar dorewa daga SustainalyticsBayyanawa mai dorewa -Oktoba 2017SocFinYuro 15m18BelgiumKudin lamuni na biyu -Ingantaccen dorewa - -Oktoba 2017bPost SAYuro 300m354BelgiumRCF da aka haɗa -Ingantaccen dorewaESG rating a cikin farashin rancen da Sustainalytics ya ƙayyadeBayyanawa mai dorewa -Nuwamba 2017Wilmar$ 150m150SingaporeRCF na BiyuBabban manufar kamfanoniESG Score daga SustainalyticsBayyanawa mai dorewaIdan ƙididdigar ta tashi, yawan riba ya sauka - kuma akasin haka. -Disamba 2017Cibiyar Wutar Lantarki ta SpainYuro 800m944SpainKudin da aka ba da ranceBabban manufar kamfanoniESG Score daga Vigeo EirisIdan ƙididdigar ta tashi, yawan riba ya sauka - kuma akasin haka. -Disamba 2017Casino Guichard PerrachonYuro 50m59FaransaRashin rance na biyu -Ingantaccen dorewa - -Disamba 2017LafargeHolcimBa a bayyana baBa a bayyana baSwitzerlandRCF na Biyu -Ingantaccen dorewa - -Mayu 2017EDFYuro 150m164FaransaRCF na BiyuBabban manufar kamfanoniESG Score daga SustainalyticsBayyanawa mai dorewaIdan ƙididdigar ta tashi, yawan riba ya sauka - kuma akasin haka.NAFabrairu 2018DanoneYuro biliyan 22500FaransaCibiyar ba da bashiBabban manufar kamfanoniESG score da Sustainalytics da Vigeo Eiris / KPI suka bayar: Wani ɓangare na Tallace-tallace da ke da alaƙa da rassa da B Corp ta tabbatarTsarin ƙarfafawa da ke da alaƙa da KPIs guda biyu -Fabrairu 2018TaswirarYuro biliyan daya1250SpainCibiyar ba da bashiBabban manufar kamfanoniESG Score daga Vigeo EirisIdan ƙididdigar ta tashi, yawan riba ya sauka - kuma akasin haka.Ya tsawaita lokacin balaga har zuwa 2023 (buɗe don yiwuwar tsawaitawa) Maris 2018Olam$ 500m500SingaporeRanceBabban manufar kamfanoniSakamakon da Sustainalytics suka bayar a kan ka'idojin da aka haɗa da ESG 50Idan an cimma burin a duk maki, farashin riba ya sauka - kuma akasin haka.Shekaru UkuAfrilu 2018DaidaitawaYuro 600m738SwitzerlandRanceBabban manufar kamfanoniESG Score daga SustainalyticsBayyanawa mai dorewaIdan darajar ESG ta tashi, yawan riba ya sauka - kuma akasin haka. -Afrilu 2018Ƙungiyoyi da yawa$ 80m80RashaRCF na Biyu -Ingantaccen dorewaIdan Ci gaba da ci gaba ga Polymetal ya inganta, za a rage yawan riba ga rancen. Sabanin haka, idan ci gaba da ci gaba ya lalace, yawan riba zai karu. -Yuni 2018CMS Makamashidala biliyan 1.41400USRCF da aka haɗa -Sabbin wuraren bashi suna ba da damar CMS don rage yawan sha'awar ta hanyar saduwa da manufofi da suka shafi dorewar muhalli, musamman samar da makamashi mai sabuntawa - -Yuni 2018Avangriddala biliyan 2.52500USRCF da aka haɗa -Mai nuna ci gaba zai tabbatar da kansa ta hanyar hukumar Vigeo Eiris.Hanyar daidaita farashi bisa ga ci gaba da rage ƙarfin fitarwa na AVANGRID.2023Mayu 2018GabaɗayaYuro biliyan 22380ItaliyaRCFBabban manufar kamfanoniSakamakon ESGKudin yana da alaƙa da manufofi akan saka hannun jari na kore da kuma ci gaban da aka yi akan shirye-shiryen dorewa.Shekaru 3Yuli 2018Pennon£ 100m130BurtaniyaLambar Lambar Lokaci -Kudin yana buƙatar Pennon Group don saduwa da manufofin ESG / Sustainability da mahimman alamun aiki bisa ga ESG Index da ƙungiyar ƙididdiga mai zaman kanta ta bayar, SustainalyticsBayyanawa mai dorewaPennon Group ta sami raguwa a kan rancen idan an cimma burinShekaru 5Satumba 2019EnergaPLN2bn500PolandRance -Mai nuna ci gaba zai tabbatar da kansa ta hanyar hukumar Vigeo Eiris.Idan darajar ESG ta tashi, yawan riba ya sauka - kuma akasin haka.Shekaru 5Disamba 2019Avationba a nuna shi baba a nuna shi baSingaporeRanceSayen Jirgin SamaKamfanin Vigeo Eiris ya tabbatar da alamar dorewa da kansaAn gyara shiShekaru 10
A watan Satumbar 2018, bankunan biyar, ciki har da BBVA, sun tsara kayan aiki na bashi mai juyawa (RCF) don mai amfani da wutar lantarki ta Italiya A2A a cikin yarjejeniyar kudi mai daraja a Euro miliyan 400. Kudin da aka haɗa ya sami kansa na hanyar da ta dace da sigogi biyu: aikin da aka zaɓa guda biyu na KPIs (ƙwarewar sarrafa sharar gida da ƙarar makamashi mai sabuntawa da aka siyar a kasuwar mai yawa, yana jaddada mayar da hankali ga ƙungiyar A2A akan tattalin arzikin zagaye da decarbonation). Standard Ethics Aei ne ya ba da ƙimar ESG da aka nema a kowace shekara.

 Manazarta