Osusu

osusu (ko isusu ko esusu) wani nau'i ne na ajiyar kuɗi da aka samo a Afirka, don tara kuɗi. Osusus shine yanki na abin da a wasu wurare ake kira susus, tandas, ko wasu sunaye. Su ƙananan ƙungiyoyi ne kamar a Saliyo 'inda, alal misali, mutane goma suka sanya Le 5,000 a cikin tukunya sannan ɗaya daga cikin goma ya ɗauki Le 50,000 don amfani da kansa, yana alkawarin sanya Le 5,000 zuwa taron rukuni na gaba don ci gaba da aikin.'  Kalmar 'osusu' ta samo asali ne daga kalmar Yoruba 'Esusu' wanda ke nufin ajiyar juyawa.UNDP Microfinance Assessment Report: Prepared as a component of the MicroStart Feasibility Mission - March, 1997: Gary Walker 

Ana tattara kudi a kowace rana, mako-mako, da / ko kowane wata ta abin da aka sani da mai tara kuɗi. Masu tara kaya yawanci maza ne.United Nations Food and Agriculture Organization Document Repository Section 5.5 Savings and Contribution - http://www.fao.org/DOCREP/x0207e/x0207e06.htmMinisaving is a daily saving Platform that allows Individuals, Petty Traders and SME's to save from their daily sales. - http://www.minisaving.com/

Masu halarta a cikin osusu dole ne su biya mai karɓar ajiya kuɗin shiga dangane da adadin da suke ba da gudummawa. Idan sun ba da gudummawa kowace rana suna bin mai tara kuɗi gudummawar cikakken rana ɗaya a kowace rana ta takwas. Idan sun ba da gudummawa kowane mako suna bin mai tara ajiya 1/7 adadin gudummawar kowane mako.

Wani osusu yana ci gaba da gudanar da juyawa har sai kowane memba yana da damar amfani da kuɗin. Da zarar kowane memba ya yi haka ƙungiyar na iya dakatar da amfani da osusu ko sake fara aikin.

Kamfen don fara osusus har ma ya kai ga Yammacin Yammacin Amurka.

 Bayanan da aka ambata