Bankin Raya Ruwanda

Bankin Ci Gaban Rwanda, wanda aka fi sani da sunan Faransanci Banque Rwandaise de Développement (BRD), bankin ci gaba ne a Rwanda . Yana daya daga cikin bankunan da Bankin Kasa na Rwanda ya ba da lasisi, mai kula da banki na kasa.

 Bayani na gaba ɗaya 
Bankin ya fara aiki a shekarar 1967, a matsayin mai ba da sabis na kudi na dogon lokaci, tare da kudade da aka tsara don ayyukan ci gaban kasa.  watan Afrilu na shekara ta 2011, jimlar darajar kadarorin bankin ya kai kimanin dala miliyan 122 (RWF: biliyan 72), tare da masu hannun jari kusan dala miliyan 42.3 (RW F biliyan 255). 

 Yankunan shiga tsakani 
Yankunan shiga tsakani sun hada da:Operational Sectors of Development Bank of Rwanda

 Aikin noma;
 Fitarwa da Masana'antu;
 Kudin dalibai;
 Makamashi;
 Gidaje da Infrastructure;
 Tattalin Arziki na Dijital;
 Cibiyoyin Jama'a

 Ayyuka na Musamman 
Bankin Ci Gaban Rwanda yana ba da manyan kayayyaki ga abokan cinikinsa. Waɗannan su ne:

Ayyuka na Musamman

 Samun damar samun tallafin kudi
 Jya Primero
 Cana Uhendukiwe
 Tsabtace Abincin
 Gira Iwawe
 Asusun Ci gaban Kasuwanci
 Hatana

Kayayyakin Lendari

 Kudin saka hannun jari;
 Kasuwancin Kasuwanci;
 Layin bashi;

Samfurori masu dacewa

 Kudin Tabbacin;
 Ginin iyawa;
 Ayyukan Ba da Shawara

 Tarihi 
Bankin Ci Gaban Rwanda (BRD), Kamfanin Jama'a ne wanda aka iyakance ta Shares, tare da babban hannun jari na RWF 57,808,931,000, wanda aka yi rajista a Jami'in Janar, wanda lambar kamfanin ta 100003547.

An kafa Bankin ne a ranar 5 ga Agusta, 1967; duk da haka, an bayar da takardar shaidarsa a ranar 7/7/2011 yayin da Bankin Kasa na Rwanda ya ba da lasisin banki na 003 a ranar 11 ga Agusta.

Fiye da shekaru arba'in, BRD ita ce kawai mai ba da kuɗi na dogon lokaci kuma ta sauƙaƙa fitowar kamfanoni daban-daban masu samarwa a cikin kamfanoni masu zaman kansu.

2000-2009: Ci gaba da Sabuntawa

Wannan matakin ya biyo bayan bukatar Bankin ya ba da gudummawa ga sake fasalin kuɗi da kuma samar da kuɗi a yankunan karkara, a cikin karuwar fitarwa game da ƙalubalen Tattalin Arziki na Rwanda wanda ya haifar da bukatun ci gaba mai sauri da na dogon lokaci don yaki da talauci. A zahiri fiye da kashi 90% na yawan jama'a suna zaune a yankunan karkara kuma galibi a kan noma.

Don inganta aikin Bankin ci gaba, a cikin 2005 Gwamnatin Rwanda ta ba da umarnin BRD tare da manufa don zama "Mai ba da kuɗi" na ci gaban Rwanda. Tun daga wannan lokacin BRD tana canza kanta don samun damar taka muhimmiyar rawa a ci gaban Rwanda. BRD 2005-2009 Strategic Operating Plan ya fassara aikin BRD da hangen nesa don zama bankin da ya fi samun riba a hidimar rage talauci.

Bayan kisan kiyashi: Bayan kisan kare dangi na 1994 a kan Tutsi, akwai mummunan sakamako da ya biyo baya kuma bankin ya ci gaba da ɗaukar nauyin sama da kashi 50% na fayil dinsa wanda ya zama rance da ba a yi ba daga kisan kiyashin 1994 .

Adadin rance wanda ya kai Rwf6.8 biliyan, ayyukan 115; Rwf 6.7 biliyan a cikin layin bashi 112; Rwf156.4 miliyan a cikin hannun jari a cikin kamfanoni 3 masu samarwa. An ba da rancen galibi a cikin sabuntawa da sake farfado da kamfanoni zuwa Rwf13.4 biliyan, samar da aikin aiki na mutane 8,923 da kuma ƙarin darajar tattalin arzikin kusan Rwf8 biliyan.

Yaƙin ya gurgunta yankunan karkara da sake farfado da ayyukan bayan 1994 da aka mayar da hankali a babban birnin galibi a bangarorin sakandare da na uku. Wannan lokacin ya kasance sake tsarawa da karfafawa.

1988-1994: Matakin balaga

A wannan lokacin, Bankin ya ba da rance jimillar: Rwf4. biliyan 6 a cikin layi 873 na bashi; Rwf84.5 miliyan a cikin hannun jari a cikin kamfanoni 7. Ya samar da yawan saka hannun jari na Rwf15.7 biliyan tare da kirkirar aiki ga mutane 9,094 da darajar da aka kara ga tattalin arzikin Rwf8, biliyan 5.

Yankunan da suka fi dacewa don rance sun kasance masana'antun noma galibi bangarorin shayi da masana'antu, waɗanda aka ba da damar ta hanyar albarkatun kuɗi masu ƙarancin kuɗi ga ƙananan kamfanoni da matsakaici a cikin kasuwancin gona; masu sana'a da ƙananan ayyukan

1968-1987: Kafawa da ci gaba

A cikin shekarun 1968 zuwa 1970, ana kafa Bankin kuma ba a ba da kuɗin ayyukan ba.

A cikin shekaru hudu da suka biyo baya, Bankin ya rubuta manyan rance a kan motoci (karɓar) da kuma niƙa. Kudin motocin ya kai ga duk faɗin ƙasar kuma ya nuna muhimmiyar mataki don inganta samun damar kayayyaki a cikin ƙasar.

Tun daga shekara ta 1974, bankin ya fara ba da kuɗi ga bangarori daban-daban na tattalin arziki.

An ba da rance mai yawa wanda ya kai Rwf6.6 biliyan tun daga lokacin zuwa ayyukan 501, Rwf317 miliyan sun saka hannun jari a hannun jari tare da kamfanoni 23, da kuma Rwf 6.3 biliyan a rance ga masu ba da bashi 478. Wannan yana nufin tasirin saka hannun jari na kusan Rwf12.6 biliyan tare da ƙirƙirar damar aiki ga mutane 8,400 da ƙididdigar ƙimar Rwf25.2 biliyan.

Bankin ya ba da kuɗi game da kashi 80% na matsakaici da na dogon lokaci na ƙasar a cikin kamfanoni masu samarwa.

 Samun 
MARCH - 2011: Haɗuwa da BAS da BDF

Tun daga watan Maris na shekara ta 2011, kamfanonin BRD Advisory Services (BAS Ltd) da BRD Development Fund (BDF Ltd) sun haɗu don kafa sabon kamfani da ake kira BDF Ltd. Tsoffin kamfanoni biyu sun kasance rassa na BRD da ke da alhakin samar da ayyuka da samfuran da ke bunkasa ci gaban SME a Rwanda. Sabon kamfanin ya kasance mai ba da gudummawa ga BRD kuma ya daidaita aikin da ya gabata.

Taron Kwamitin Daraktocin BRD ne ya yanke shawarar haɗuwa da aka gudanar a ranar 17 ga Maris 2011 tare da manufar inganta ingancin ayyukan, inganci, kewayon ayyuka da samfuran da sabon kamfanin, BDF Ltd zai samar.

26-APRIL-2011: Samun BHR

A ranar 26 ga Afrilu 2011, BRD ta sami Banque de l'Habitat du Rwanda (BHR) a hukumance a wani bikin da Ministan Kudi da Shirye-shiryen Tattalin Arziki, Mista John RWANGOMBWA ya shirya. Manufar wannan saye ita ce cimma ci gaba mai ɗorewa ta hanyar sanya BRD banki mai ƙarfi da matsayi mafi kyau wanda ya ba da rance na dogon lokaci, rance na gidaje, sake ba da kuɗi da sauran ayyukan kuɗi da nufin inganta damar samun kuɗi a Rwanda. 

Samun BHR ya ba BRD dukiyar sama da Rwf biliyan 72 (Rwf58 biliyan na BRD da Rwwf biliyon 14 daga BHR).

 Rukunin reshe 
Bankin yana da rassa guda biyu, mallakar 100%, wato:

 Asusun Ci Gaban BRD - Asusun Ci gabaAbout BRD Development Fund
 Bankin Gidaje na Rwanda - Bankin Ci Gaban Rwanda ya karɓi cikakken iko a watan Afrilun 2011

 Mallaka 
Kasuwancin bankin mallakar masu mulki da kamfanoni masu zuwa ne:
+Bankin Ci Gaban Ruwanda KasuwanciMatsayiSunan Mai shiKashi na mallaka1Gwamnatin Rwanda2Kamfanonin Jama'a na Rwanda3Cibiyoyin masu zaman kansu a Rwanda4Hukumar ci gaban Faransa (AFD)5Kamfanin Zuba Jari na Jamus (DEG)6Kamfanin Kudi na Ci Gaban Netherlands (FMO)7Babban Gudanarwa na Haɗin Kai ga Ci Gaban Belgium (AGCD)8Bankin TokyoJimillar100.00

 Rassa 
Bankin yana da wuri ɗaya a hedikwatar su:

 Hedikwatar - Kigali

 Gudanarwa 
, the following constitute the Board of Directors of the bank:Key People At Development Bank of Rwanda

 Bobby Pittman - Shugaban Kwamitin
 Callixte Nyikindekwe - Daraktan
 Alice Rwema - Daraktan
 Stella Nteziryayo - Daraktan
 Angelique Karekezi - Daraktan
 Joseph M. Mudenge - Darakta
 Ghislain Nkeramugaba - Darakta

Wadannan mambobi ne na Kwamitin Zartarwa a Bankin Ci Gaban Rwanda, tun daga Nuwamba 2019.

 Kampeta Sayinzoga - Babban Jami'in
 Vincent Ngirikiringo - Babban Jami'in Kudi
 Sakataren Kamfanin Gloria Tengera da Babban Lauyan
 Blaise Pascal Gasabira - Shugaban Binciken Dabarun M&E da Tattalin Arziki
 Ngabe Rutagarama - Shugaban IT da Innovation na dijital
 Nadine Teta Mbabazi - Shugaban Babban Birnin Dan Adam da Ayyukan Kamfanoni
 Jean Claude Iliboneye - Shugaban Ci gaban Kasuwanci
 Liliane Igihozo Uwera - Shugaban SPIU
 Martin Ndagijimana - Shugaban Mai Bincike na Cikin Gida
 Wilson Rurangwa - Shugaban Gudanar da Ilimi

 Bayanan da aka yi amfani da su 

 Haɗin waje 

 Shafin yanar gizon Bankin Ci Gaban Rwanda
 Bankin Ci Gaban Rwanda Ya Sayi Bankin Gidaje na Rwanda
Category:Bankuna a Afrika
Category:Bankuna
Category:Shafuka masu fassarorin da ba'a duba ba