Bankin noma

Bankin Aikin Gona bankin ci gaba ne na gwamnatin Najeriya wanda ke tallafawa wanda ke ba da kayan aiki ga kananan da manyan manoma da ƙananan kasuwanni a cikin yankunan karkara. Sakamakon sake fasalin cibiyoyin karamin bashi da gwamnati ke tallafawa, an kafa bankin a cikin 2000, kuma ya ɗauki kadarorin Babban Bankin Noma da hadin gwiwa na Kasa, Bankin Jama'a da Shirin Ci gaban Tattalin Arziki na Iyali.

 Tarihi. 
Ana iya gano tarihin BOA zuwa kafa Bankin Aikin Gona na Najeriya (NAB) a 1973. NAB wani shiri ne na gwamnati don tallafawa ayyukan ci gaban noma a kasar, musamman masu mallakar gonaki masu karamin gaske waɗanda bazai da isasshen tabbaci don samun wuraren bashi daga bankunan kasuwanci ba. A lokacin, manoma da yawa an dauke su masu ba da bashi mai haɗari ta hanyar masu ba da rance na kasuwanci kuma an kafa NAB don samar da Microcredit ga ƙananan manoma da kuma ba da ranta ga kamfanonin noma.

A shekara ta 1977, lokacin da Umaru Mutallab ya kasance ministan hadin gwiwa, gwamnatin Najeriya (FGN) ta fara sabbin jagororin don tallafawa hadin gwiwa. Bugu da kari, FGN ta ba da ƙarin babban birnin ga NAB don tallafawa al'ummomin hadin gwiwa a kasar. Daga baya, an canza NAB don zama Bankin Aikin Gona da Haɗin Kai na Najeriya. Gwamnati ta kuma ayyana sabbin jagororin bankunan kasuwanci don ajiye mafi ƙarancin kashi na fayil ɗin rance ga bangaren noma. Bankunan da ba su iya biyan ƙofar ba sun canja sauran kudade zuwa babban bankin don ci gaba da biyan kuɗi ga manoma ta hanyar NACB.Olubiyo, S. O.; Hill, G. P. (2003). "Beyond the Risk Factor: Bank Lending to Small-Scale Peasant Farms in Nigeria". African Review of Money Finance and Banking: 5–22. JSTOR 23026310.

A shekara ta 2000, gwamnati ta haɗu da ayyukan NACB, Bankin Jama'a da Shirin Ci gaban Tattalin Arziki na Iyali don kafa Bankin Aikin Gona, hadin gwiwa da Ci gaban Karkara na Najeriya. Kafin haɗuwa, Dukkanin ƙungiyoyi uku sun shiga cikin ƙaramin kuɗi.

BOA ta yi gwagwarmaya don sarrafa yawan rance marasa aiki a cikin fayil ɗin ta, wanda ya hana ikonta na samar da tallafi mai ɗorewa ga bangaren noma.

 Bayanan da aka yi amfani da su. 

Category:Bankuna a Najeriya
Category:Bankuna