Climate risk insurance

Assirannde risk climat ko sifaa asiraagal baɗaangal ngam ustude risk kaalis e risk goɗɗo jowitiingal e waylo-waylo weeyo, haa teeŋti noon e geɗe bayɗe no nguleeki ɓurtuki. Assirannde ndee ina heewi jogaade sifaa asirannde haajuuji ngam moƴƴinde nguurndam renndooji miskineeɓe e ƴellitooji. Ina rokka kaalis caggal musiiba ngam peeje ballondiral e mahngo tawa kadi ina hebli peeje garooje ngam ustude baasal e mbayliigu weeyo. Assirannde ina hiisee wonde feere teeŋtunde ngam haɓaade mbayliigaaji weeyo.

Ɓeen ñiŋooɓe asiraagal ngal, mbiyi wonde ngalɗoo asiraagal ina addana renndooji ɓurɗi famɗude mborosaaji karbon. Wonande leyɗeele ɗe ngalaa ngalu, ɗeen porogaraamuuji asiraagal ina mbaawi wonde caɗtuɗi sabu ŋakkeende ngalu puɗɗagol golle e sarɗiiji gollorɗe ngam mooftude humpitooji. Ina sikkaa wonde njoɓdi toowndi e nder nokkuuji ɓurɗi heewde baasal tawa ina keɓa ɓeydagol kulhuli weeyo, ina haɗa koɗki e ɗeen nokkuuje. Ɗee porogaraamuuji kadi ina keewi wonde ko ŋakkeende waktuuji e kaalis, ɗum ina waawi wonde ŋakkeende hoolaare e bidje ngenndiije. Caɗeele mawɗe to bannge mikroo-toɓɓere ko musibbaaji jowitiiɗi e weeyo ina keewi waɗde e diiwanuuji walla renndooji ɗii fof e sahaa gooto, ɗum noon ina addana ɗaɓɓaande keewnde e sahaa gooto. Ɗum firti ko ina haani yeeyeede e mbaadi mawndi no feewi, keewndi. Kono tan assurance risk climatique moƴƴo ina waawi wonde ballal leyɗeele tawa ina ɓeyda semmbe.

Renndo winndereyankeewo waɗii ngalu ngam ƴellitde ballal ɓeydaande ngam ngalɗoo ɗanngal rewrude e fedde winndereere InsuResilience nde fuɗɗii e COP23. Ndeen fedde, ina wallita e porogaraamuuji diiwaanuuji ko wayi no: "Adaptaasiyoŋ e "Assurance" e nder Kariibi (CRAIC) e pelle winndereeje ko wayi no "Initiative d’assurance climatique" to Munich. ACT Alliance yaltinii deftere njiylawu ngam potal e nuunɗal weeyo ngam ƴellitde asiraagal risk weeyo e hitaande 2020.

 Nokkuuji asiraagal risk kilimatiseer 

 Assirannde ilam 
Ɓeydagol caɗeele jowitiiɗe e mbayliigaaji weeyo, ko wayi no ɓeydagol nguleeki weeyo, ilam e henndu, ina hulɓina nguurndam e dañal nokkuuji ɗi mbayliigaaji ɗii ngoni ɗii. Ko zuum wazi ina jeyaa e ko vuri huutoreede e asiraagal risk kilimatiseer, asiraagal ilam, ko kañum rokkata ballal e majjere nde ilam saabi.

 Tuugnorgal