The saying is faithful and worthy of all acceptance, that Christ Jesus came into the world to save sinners; of whom I am chief.

 (b) In the New Testament there is always the idea of sheer generosity. Grace is something unearned and undeserved. It is opposed to that which is a debt. Paul says that if it is a case of earning things, the reward is not a matter of grace, but of debt ( Romans 4:4). It is opposed to works. Paul says that God's election of his chosen people is not the consequence of works, but of grace ( Romans 11:6). 