to Timothy, my true child in faith: Grace, mercy, and peace, from God our Father and Christ Jesus our Lord.

 (b) In the New Testament there is always the idea of sheer generosity. Grace is something unearned and undeserved. It is opposed to that which is a debt. Paul says that if it is a case of earning things, the reward is not a matter of grace, but of debt ( Romans 4:4). It is opposed to works. Paul says that God's election of his chosen people is not the consequence of works, but of grace ( Romans 11:6). 