Payza

An e-commerce business allowing payments and money transfers to be made through the Internet. Previously the brand the service was marketed as was AlertPay.
When sending money using Payza a purchase can be funded from an existing Payza balance or using a credit card. When receiving money, all funds received are added to your Payza account balance.
Methods for depositing funds into an Payza account include bank wire, by linking a bank account (e.g., ACH in the U.S.), by money order or certified check and other methods included prepaid card. These options vary based on geographic area.
Methods for withdrawing funds from an Payza account include bank wire, a localized bank transfer method (e.g., ACH transfer to a bank account in the U.s.), check and other methods including prepaid card. These options vary based on geographic area.
==Deposit==
When preparing to deposit funds the denomination is chosen for the destination wallet. Wallet currencies include the following:
* U.S. dollar (USD)
* Euro (EUR)
* British pound sterling (GBP)
* Canada dollar (CAD)
==Withdraw==
When funds are withdrawn, Payza will perform foreign exchange conversion into the choice of any of the following currencies:
===Europe===
Country name 	Currency 	Symbol	Notes / Alternate
Austria (AUT) 	Euro 	EUR 	Euros
Belgium (BEL) 	Euro 	EUR 	Euros
Bulgaria (BGR) 	Bulgarian Lev 	BGN 	Bulgariam levove, leva
Czech Republich (DZE)	Czech koruna 	CZY 	Czech koruna
Cyprus (CYP) 	Euro 	EUR 	Euros
Denmark (DNK) 	Danish krone 	DKK 	Danish kroner
Estonia (Est) 	Euro 	EUR 	Euros
Finland (FIN) 	Euro 	EUR 	Euros
France (FRA) 	Euro 	EUR 	Euros
Germany (DEU) 	Euro 	EUR 	Euros
Greece (GRC) 	Euro 	EUR 	Euros
Hungary (HUN) 	Hungarian forint 	HUF 	Hungarian forints
Ireland (IRL) 	Euro 	EUR 	Euros
Italy (ITA) 	Euro 	EUR 	Euros
Lithuania (LTU) 	Lithuanian Litas 	LTL 	Lithuanian litai
Macedonia (MKD) 	Macedonian Denars 	MKD 	Macedonian denari
Netherlands (NLD) 	Euro 	EUR 	Euros
Norway (NOR) 	Norwegian krone 	NOK 	Norwegian kroner (or kronor)
Poland (POL) 	Polish zloty 	PLN 	Polish zlotys
Portugal (PRT) 	Euro 	EUR 	Euros
Slovenia (SVN) 	Euro 	EUR 	Euros
Spain (ESP) 	Euro 	EUR 	Euros
Sweden (SWE) 	Swedish krona 	SEK 	Swedish kronor
Switzerland (CHE) 	Swiss franc 	CHF 	Swiss francs
United Kingdom (GBR) 	British pound sterling	GBP 	British pounds sterling
===Middle East===
Country name	Currency	Symbol	Notes / Alternate
===Africa===
Country name 	Currency 	Symbol	Notes / Alternate
South Africa (ZAF)	South African rand	ZAR 	
===Asia===
Country name 	Currency 	Symbol	Notes / Alternate
Hong Kong (HKG)	Hong Kong dollar 	HKD 	Hong Kong dollars
India (IND) 	Indian rupee 	INR 	Indian rupees
Singapore (SGP)	Singapore dollar 	SGD 	Singapore dollars
Malaysia (MYS) 	Malaysian ringgit	MYR 	
===North America===
Country name 	Currency 	Symbol	Notes / Alternate
Canada (CAN) 	Canadian dollar	CAD 	Canadian dollars
United States (USA)	U.S. dollar 	USD 	U.S. dollars
===Central and South America===
Country name	Currency	Symbol	Notes / Alternate
===Oceania===
Country name 	Currency 	Symbol	Notes / Alternate
Australia (AUS) 	Australian dollar 	AUD 	Australian dollars
New Zealand (NZL)	New Zealand dollar	NZD 	New Zealand dollars
==Fees==
There are no fees when sending money. The fee subtracted when money is received will vary based on the account type.
==Risks==
Funds received through Payza can potentially be put at risk if the buyer requests a chargeback. Payza's policy is to close the account for any account holders who issue a chargeback.
Payza holds balances that might be at risk. The agreement states:
:: If you do hold a balance in your account, Payza will keep your funds separate from its corporate funds and will not use your funds for its operating expenses or any other corporate purposes.4.8 AlertPay Balance.
There is no mention if these funds are CDIC (Canadian) insured, FDIC (U.S.) insured, or any other indication of how or where these funds are held.
==See Also==
* Buying bitcoins
* Selling bitcoins
* Payment methods
==External Links==
* Payza website
* Transaction Fee Schedule
==References==
Category:Money transmitters