Brad Garlinghouse

Brad Garlinghouse, the CEO of Ripple Labs, is an American entrepreneur and veteran tech industry executive. Garlinghouse moved into this position on January 1, 2017, after the company's co-founder, Chris Larsen, stepped down from the role. He was personally appointed by Larsen, who then transitioned to serving as executive chairman of Ripple's board of directors.
Garlinghouse was previously COO, having joined Ripple in 2015.
At the Yahoo Finance All Markets Summit in February 2018, Garlinghouse spoke on behalf of Ripple, saying he did not believe that XRP or any other crypto token should be considered "currency," and that the correct term is "digital asset." 
Garlinghouse said in November 2018 that Ripple is replacing banks' use of SWIFT (the Society for Worldwide Interbank Financial Telecommunication) for international payments. Pushing back on rumors that Ripple was working with SWIFT, Garlinghouse told reporters, “What we’re doing and executing on a day-by-day basis is, in fact, taking over SWIFT.”
In November 2020, in a podcast interview with Fortune, Garlinghouse said that Ripple's planned move out of the United States was due to frustration with regulatory uncertainty surrounding cryptocurrency trading in the U.S. compared to other regions. He said that China has been "leaving others in the dust in the race around digital currencies and blockchain technologies."
In a "60 Minutes" interview on December 8, 2024, Garlinghouse said that the establishment of Fairshake, the cryptocurrency-focused super PAC formed by Ripple and two other crypto companies, was a direct response to the SEC’s approach toward the industry under Gary Gensler. Garlinghouse reportedly told CBS News, “...it’s a reaction to a war on crypto.” 
Ripple has been embroiled in a legal fight with the SEC for years. In 2020, during Donald Trump's first administration, the SEC accused the firm of raising $1.3 billion through the sale of XRP, which the agency said is an unregistered security.
== Background ==
Garlinghouse has worked in executive roles in many high-profile companies. He was previously the CEO of Hightail and a former senior executive at AT&T, Yahoo!, and AOL. Earlier in his career, he also worked as the CEO of Dialpad Communications Inc., an international telecommunications company, as well as numerous other corporate leadership roles in the tech and telecommunications industries.
=== The "Peanut Butter Manifesto" ===
Garlinghouse became known for what was dubbed "The Peanut Butter Manifesto" while working as a senior vice president at Yahoo! in 2006. In it, he cited problems the company was dealing with that he felt could be improved upon - namely, that it was spreading its resources too thinly, like peanut butter on a slice of bread. His remedy for the problem included focusing on the company's vision, restoring accountability, and executing a radical reorganization.
==Education==
He earned a bachelor's degree in economics from the University of Kansas and an MBA from Harvard University.
== References ==
Category: digital assets
Category: cryptocurrency
Category: altcoins
Category: People
Category:CEOs
Category:Hightail - Former Employees
Category:AOL - Former Employees