Curi Holdings, Inc.

Curi Holdings, Inc. (“Curi”) is a multi-state, mutual insurance holding company providing advisory services primarily to healthcare providers and healthcare organizations. Curi’s subsidiaries/affiliates offer a range of services, including insurance for professional liability/medical malpractice and other lines, wealth management and other financial services, and healthcare consulting. 
==Company History==
Medical Mutual Insurance Company of North Carolina (MMICNC) was founded in 1975 in response to a professional liability/medical malpractice crisis in North Caolina. Since then, the company’s insurance offerings have expanded to 45+ states and the District of Columbia. In addition to geographic expansion, the organization broadened its offerings to include a variety of services for physicians and medical practices via three business units: Curi Advisory, Curi Capital, and Curi Insurance. 
In 2011, MMICNC began a reorganization process to transition its structure into a mutual insurance holding company. The goal of this reorganization was to pave the way for long-term sustainability; stronger, enhanced services; and, greater value for the company’s owners. With this reorganization, MMICNC formed Medical Mutual Holdings, Inc. in 2014 and created two divisions: insurance and investments. 
In 2016, MMICNC acquired the rights to renew the portfolio of the Philadelphia-based medical malpractice insurer, Healthcare Providers Insurance Exchange (HPIX). This decision allowed the company to expand its footprint throughout the Mid-Atlantic region, and laid groundwork for further national expansion using a broker distribution model. 
In 2019, Medical Mutual Holdings, Inc. announced it was rebranding to Curi to reflect its expanding offerings and new geographies. The same year, the company established its wealth management and financial services arm, Curi Capital, a registered investment advisor. In 2021, following the acquisition of Arrowlytics, Curi launched its third business unit, Curi Advisory, to help medical practice leaders protect and grow their businesses.
==Notable dates in company history== 
1975	Medical Mutual Insurance Company of North Carolina (MMICNC) is founded.
1996	MMICNC expands into the Southeast U.S.
2009	The organization’s Legacy Fund is established, with over $151.6 million allocated to members to date.
2010	MMICNC begins paying member dividends, with over $51.7 million paid to date.
2013	MMICNC members vote to approve restructuring into mutual insurance holding company model.
2016	MMICNC enters mid-Atlantic states via acquisition of HPIX policies
2019	Medical Mutual Holdings, Inc. becomes Curi. Curi Capital is established.
2021	Curi acquires Arrowlytics. Curi Advisory is launched.
2023	Curi announces plans to merge with Constellation, Inc.
==Organizational Structure==
Curi Holdings, Inc. is the holding company for three distinct business units: Curi Advisory, Curi Capital, and Curi Insurance. 
Curi Advisory, LLC offers a proprietary business intelligence platform and data-driven consulting services that work to pinpoint medical practices’ specific needs and identify opportunities for growth and optimization. Through its Arrowlytics technology platform, Curi Advisory helps practices aggregate data from disparate sources, including social media, into one system — providing total practice oversight and uncovering opportunities for optimization. In addition, Curi Advisory has a team of risk solution specialists that offer educational and practical resources to help members avoid exposing themselves and their medical practices to risk and liability. Finally, Curi Advisory offers practice consulting services to help medical practices identify and implement effective solutions for business growth and development.
Curi Capital - Curi Wealth Management, LLC dba Curi Capital, is an investment advisor registered with the Securities and Exchange Commission (SEC)* and provides full-service financial advisory solutions, including personalized wealth management, retirement plan solutions, and investment guidance to high-net-worth individuals, ultra-high-net worth families, and businesses. Experts at Curi Capital work with clients to manage their personal finances with services that include asset allocation, retirement and cashflow planning, investment management, estate planning, and lending solutions. In addition to personal wealth management, Curi Capital’s retirement plan solutions provide 401(k), cash balance, pension, and non-qualified plan consulting services to help organizational leaders build effective retirement plans for their staff. Finally, Curi Capital helps individuals manage their investments with key strategies encompassing diversified portfolios, private investments, and public equities.
Curi Insurance provides medical professional liability insurance and alternative risk solutions for physicians and their practices. The organization focuses on independent physicians to provide medical malpractice coverage and alternative risk solutions tailored to their individual needs. In addition, Curi Insurance provides Captive solutions that offer a turn-key approach to clients that wish to assume all or part of their risk in a way that looks and feels nearly identical to their experience of first dollar insurance coverage.
==Awards==
Curi Insurance was named to Aon’s Ward’s 50 list of top-performing property and casualty insurance companies in 2020, 2021, 2022, and 2023. Curi Insurance is the only company that specializes in medical professional liability to make the Ward’s 50 list. 
In October 2022, Curi Insurance earned its nineteenth consecutive “A” (Excellent) financial strength rating from AM Best|A.M. Best Rating service. According to the agency, the “A” rating is assigned to select companies that have an excellent ability to meet ongoing insurance policy and financial obligations.
*Registration as an investment adviser does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. 
Category:Insurance companies
Category:Mutual insurance companies
Category:Insurance companies of the United States
Category:Companies established in 1975