nyuuzyou/wikis huggingface dataset:
Interest

Generally speaking, interest is the payment made by a borrower or deposit-taking financial institution to another borrower or depositor of an amount over and above the principle sum (i.e. the amount borrowed) at a certain rate. It differs from a charge that the borrower may be required to pay to the lender or to a third party. Another distinction is that it differs from a dividend, which is paid to shareholders (owners) by a company out of profits or reserves at a specific rate determined in advance, but rather on a pro-rata basis in order to share in the reward gained by risk-taking entrepreneurs when the revenue earned exceeds the total costs.
If a customer borrows money from a bank, he or she will typically pay interest on the money they borrow, resulting in a payment to the bank that is greater than the amount borrowed; if a customer earns interest on their savings, they will typically withdraw more money from their savings account than they originally deposited. In the case of savings, the client serves as the lender, and the bank serves as the borrower in this transaction.
A significant distinction between interest and profit is that interest is received by the lender, but profit is obtained by the owner of a valuable asset, investment, or business. (Interest may be a part or the whole of a profit on an investment, the two notions are separate from one another from an accounting standpoint.)
It is calculated by dividing the amount of interest paid or received over a certain time by the total amount of principle borrowed or loaned (usually expressed as a percentage).
Compound interest is defined as interest gained on preceding interest in addition to the main amount of the loan or loan repayment. The total amount of debt rises exponentially as a result of compounding, and the mathematical study of this phenomenon led to the discovery of the number e. In reality, interest is most typically computed on a daily, monthly, or annual basis, and the extent to which it has an effect is strongly impacted by the rate at which it is compounded.
Category:Interest
Category:Debt
Category:Renting
Category:Banking
Interior design

Interior design is the art and science of altering the interior of a structure to generate a healthier and more visually attractive environment for the people utilising the space. The goal of interior design is to establish a balance between form and function. A person who develops, investigates, organises, and oversees initiatives like these to improve a space is called an interior designer. Interior design is a multifaceted profession that includes conceptual development, space planning, site inspections, programming, research, communicating with the stakeholders of a project, construction management, and the execution of the design. Interior design also includes the execution of the design.
Category:Interior design
Category:Architectural design
Category:Decorative arts
Interlochen Center for the Arts

The Interlochen Center for the Arts is a nonprofit organisation that manages arts education institutions as well as performing venues in the northwestern Michigan region. It is located on a campus that spans 1,200 acres (490 hectares) in Interlochen, Michigan, which is about 15 miles (24 km) to the southwest of Traverse City.
Interlochen provides financial assistance to aspiring young artists from across the world and throughout the United States who are interested in pursuing careers in music, theatre, dance, visual arts, creative writing, cinema, and multidisciplinary arts.
The Interlochen Center for the Arts is the parent organisation for the summer programme Interlochen Arts Camp, the arts boarding high school Interlochen Arts Academy, the performance series Interlochen Presents, the adult arts programme Interlochen College of Creative Arts, and the online arts programme Interlochen Online. National Public Radio (NPR) charter station Interlochen Public Radio is also a part of the Interlochen Center for the Arts.
Category:Summer camps in Michigan
Category:Art schools in Michigan
Category:United States National Medal of Arts recipients
Category:Educational institutions established in 1928
Internal Revenue Code

The Internal Revenue Code (IRC), also known as the Internal Revenue Code of 1986, is the domestic portion of federal statutory tax law in the United States. It is published in various volumes of the United States Statutes at Large, as well as separately as Title 26 of the United States Code. The Internal Revenue Code was originally enacted in 1986. (USC). It is divided thematically, into subtitles and parts, covering income tax in the United States, payroll tax in the United States, inheritance tax in the United States, gift tax in the United States, and excise tax in the United States; along with process and administration. The Internal Revenue Service is the government agency that is in charge of carrying out the provisions of the Code.
Category:Internal Revenue Code
International Chamber of Commerce

The International Chamber of Commerce (also known as the Chambre de commerce internationale) is the commercial group that is both the biggest and most represented on a global scale. Its more than 45 million members, who are spread out over more than 100 countries, have interests that span the whole private business sphere.
Ajaypal Singh Banga is currently serving as the chairman of the ICC, while John W.H. Denton AO is serving as the Secretary General.
Rule setting, conflict resolution, and lobbying for certain policies are the three primary ICC endeavours. Because the corporations and groups that make up the ICC's membership are themselves involved in international trade, the organisation has an unparalleled level of influence when it comes to formulating regulations that control how trade is carried out across national boundaries. Despite the fact that compliance with these guidelines is entirely optional, hundreds of transactions each day adhere to them, and international commerce now functions with them in place.
Over one hundred nations are represented in the global network of national committees that promotes for corporate goals at the national and regional levels. The position that the International Chamber of Commerce (ICC) takes on various business problems is shaped by the expertise and experience of over 3,000 specialists who are recruited from the member firms of the ICC.
On behalf of international commerce, the International Chamber of Commerce (ICC) provides support for the activities of the United Nations, the World Trade Organization, and a large number of other intergovernmental organisations, both internationally and regionally, such as the G20. The International Criminal Court (ICC) was the first institution to be given observer status and general consultative status with the United Nations Economic and Social Council.
Category:International business organizations
Category:International organizations based in France
Category:Chambers of commerce
International Dermoscopy Society

International Dermoscopy Society (IDS) is a non-governmental organization with over 16,000 international members from over 160 different countries. The main purpose of the society is to offer comprehensive promotion of dermoscopy, also known as dermatoscopy. Dermoscopy is a valuable diagnostic tool in dermatology for correct identification and management of skin tumors, inflammatory skin conditions and skin infections. Hans Peter Soyer (Past President), Rainer Hofmann-Wellenhof (Treasurer) and Giuseppe Argenziano (Past President) founded the society in 2003 in Graz, Austria, which is also home to the society’s head offices. The current President is Iris Zalaudek and the General Secretary is Aimilios Lallas. 
Every three years, the IDS hosts a world congress and its 6th World Congress of Dermoscopyhttps://www.wcd2021.com/ will be held in Buenos Aires, Argentina in 2021. Each year, the IDS also organizes scientific meetings at the annual international congresses organized by the American Academy of Dermatology and the European Academy of Dermatology and Venereology.
The IDS’ official medical journal is Dermatology Practical & Conceptual (DPC).https://www.dpcj.org/index.php/dpc The DPC journal is an international, peer-reviewed and open access journal indexed on PubMed. The journal focuses on clinical research articles within the field of dermatology.
The IDS is also an Affiliated Member Society of the International League of Dermatological Societies.
== Past World Congresses of Dermoscopy ==
* 1st World Congress of Dermoscopy: Naples, Italy – April 27-29, 2006
* 2nd World Congress of Dermoscopy: Barcelona, Spain – November 12-14, 2009
* 3rd World Congress of Dermoscopy: Brisbane, Australia – May 17-19, 2012
* 4th World Congress of Dermoscopy: Vienna, Austria – April 16-18, 2015
* 5th World Congress of Dermoscopy: Thessaloniki, Greece – June 14-16, 2018
== References ==
== External links ==
* International Dermoscopy Society Official website
* International Dermoscopy Society on Facebook
* International Dermoscopy Society on Twitter
Category:Medical associations based in Austria
Category:Organizations established in 2003
Category:Dermatology organizations
Category:International medical and health organizations
Category:Non-governmental organizations
Category:Non-profit organisations based in Austria
Category:International organisations based in Austria
International Education Board

The International Education Board (IEB) is a private organization headquartered in London, United Kingdom, that assesses and accredits academies and higher education institutions (HEIs). It is also an associate member of the Asia Pacific Quality Network and a strategic partner of the American Accreditation Board.
===History===
The International Education Board (IEB) was officially established on November 22, 2021, in London, UK. The organization initially operated under the name International Skill Education Quality Standards Accreditation from its inception in 2012 until the name change in 2021. The rebranding to International Education Board was part of an effort to reflect its broader scope in higher education accreditation at International level.
===Grading System===
The IEB grades institutions on an eight-grade ladder based on their cumulative grade point average (CGPA):
Range of Institutional CGPA	Letter Grade	Performance Descriptor
3.51 – 4.00 	A++ 	Accredited
3.26 – 3.50 	A+ 	Accredited
3.01 – 3.25 	A 	Accredited
2.76 – 3.00 	B++ 	Accredited
2.51 – 2.75 	B+ 	Accredited
2.01 – 2.50 	B 	Accredited
1.51 – 2.00 	C 	Accredited
≤ 1.50 	D 	Not Accredited
===Accreditations===
As of July 2024, the International Education Board (IEB) has accredited 116 academies, including 10 universities. The accreditation process is carried out based on IEB’s policies and involves cooperation with the institutions being accredited.
===Results===
IEB has released a consolidated list of institutions with valid accreditation as of March 31, 2024. The results from the most recent accreditation cycles are presented in the table below.
Accredited Institutes —Top Ranked 
Institute 	Country 	Accreditation Valid Upto
Bangkok Beauty Academy 	Thailand 	Mar 31, 2027
Permanent Makeup Academy PH 	Philippines	Dec 31, 2025
PhilbeautiQ 	Philippines	Dec 31, 2025
Kristine Lux Academy 	Portugal 	Dec 31, 2025
EBL Aesthetic Academy 	Hungary 	Mar 31, 2027
Beauty Bar Academy 	Nepal 	Apr 30, 2028
Beauty Master 	Japan 	Nov 30, 2025
BMI Aesthetics & Cosmetology Academy 	Singapore 	Feb 28, 2025
Fachakademie für Ästhetische und Medizinische Kosmetik (Academy for Aesthetic and Medical Cosmetics)	Switzerland	May 31, 2025
Stellar Aesthetics 	India 	Aug 31, 2025
===IEB Departments===
# International Education Board Department of Aesthetic Medicine and Surgery
# International Education Board Department of Aesthetic and Cosmetology
Category:Accreditation organizations
Category:Accreditation in healthcare
Category:Companies established in 2021
Category:Education International
Category:Companies based in London
International Franchise Association

The International Franchise Association (IFA) is the franchise industry's largest trade group. Focused primarily on government and public relations efforts, the association publishes data on franchise activity through a partnership with the U.S. Census Bureau and has litigated on behalf of its members in cases that have reached the U.S. Supreme Court. 
== History ==
IFA was originally founded in Chicago in 1961 by Dunkin' Donuts founder Bill Rosenberg and other business owners. IFA moved headquarters to Washington, DC in 1968 to more effectively focus on its lobbying efforts, granting franchisees membership in 1993.
== Lobbying activities ==
IFA actively lobbies on behalf of franchise owners in local, state and federal workforce issues such as minimum wage increases, employee classifications and health care legislation. In 2015, the IFA filed suite against the city of Seattle to combat the city's planned minimum wage increase. The case proceeded to the US Supreme Court, where Seattle prevailed.
== Foundations and education ==
IFA established its Franchise Foundation in 1983 to deliver research and job training to the franchise community. The foundation administers the Certified Franchise Executive training program for franchise managers leadership. The association also runs VetFran, a non-profit that encourages the franchise industry to support veterans entering the civilian workforce. 
== Membership ==
IFA claims a membership of 1,400 brands.
==In the media==
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== References ==	
== External links ==
* IFA facebook page
* IFA twitter page
* IFA linkedin page
* IFA instagram page
* IFA youtube channel
* International Franchise Association, Washington DC, USA
* What Franchisees Need to Know About the International Franchise Association
Category:Organizations established in 1961
Category:Franchises
Category:Non-profit organizations
Category:Organizations based in the United States
Category:Non-profit organizations based in Chicago
International Monetary Fund

In Washington, D.C., the International Monetary Fund (IMF) is an international financial institution composed of 190 countries that "works to foster global monetary cooperation, secure financial stability, facilitate international trade, promote high employment and sustainable economic growth, and reduce poverty around the world." The IMF was established in 1945 and is headquartered in Washington, DC. Established in 1944 and launched on December 27, 1945, at the Bretton Woods Conference in New York City on the ideas of Harry Dexter White and John Maynard Keynes, it came into existence in 1945 with 29 member countries and the goal of reconstructing the international monetary system as its primary objective. With the handling of balance of payments challenges and international financial crises becoming more important, it has assumed a major position. Contributing nations make contributions to a pool of cash via the use of quotas, and countries having balance of payments difficulties may borrow money from this pool. At the end of 2016, the fund has XDR 477 billion (about US$667 billion in assets).
The International Monetary Fund (IMF) aims to strengthen the economies of its member nations via the fund and other operations such as the collection and analysis of statistics and data, the monitoring of its members' economies, and the demand for specific policy measures. The organization's objectives, as stated in its Articles of Agreement, are to promote international monetary cooperation, international trade, high employment, exchange rate stability, sustainable economic growth, and the provision of resources to member countries that are experiencing financial difficulties. The organisation was founded in 1971. Quotes and loans are the two primary sources of income for the International Monetary Fund (IMF). The majority of IMF revenues come from quotas, which are pools of cash from member countries. The level of a member's quota is determined by the country's economic and financial significance across the globe. Nation's quotas increase in proportion to its economic importance. The IMF's resources, which are represented by special drawing rights, are boosted annually by increasing the quotas.
Currently serving as the International Monetary Fund's managing director (MD) and chairwoman is Bulgarian economist Kristalina Georgieva, who has been in the position since January 1, 2019. With effect from October 1, 2018, Gita Gopinath has been appointed as the International Monetary Fund's Chief Economist. Gopinath worked as an economic consultant to the Chief Minister of Kerala, India, prior to her employment as an IMF staff member.
 
Category:International Monetary Fund relations
Category:1945 in economics
Category:Global policy organizations
International commercial law

The term "international commercial law" refers to a collection of legal principles, conventions, treaties, local laws, and commercial norms or usages that regulate business or commercial transactions that take place on a global scale. If there are components from more than one country participating in a transaction, then that transaction might be said to be international.
The term "lex mercatoria" refers to the unwritten portion of international commercial law, which includes customary commercial law, customary rules of evidence and procedure, and general principles of commercial law. Lex mercatoria is also used to refer to the unwritten portion of international commercial law.
Although the first edition of Incoterms was released in 1936, the document has been changed once every decade since then. Incoterms are used to define different responsibilities, expenses, and risks associated in the delivery of products from seller to buyer. This ensures that sales contracts are clear and accurate. The most recent collection of fundamental international commercial and trade terminology, known as Incoterms 2010, was recently revised for the eighth time and includes 11 regulations. The Incoterms 2010 become binding on all parties as of the first of the year 2011. These phrases were developed in acknowledgement of the fact that different states do not always use the same trade standards. The Incoterm code, when implemented into a sales contract, gives a thorough understanding of the parties' respective rights and duties.
Any particular Incoterm, in the majority of countries, will not be included into a contract unless there is either an explicit or an inferred reference to the fact that it is an Incoterm. They have been standardised and made public, and at the parties' option, they may be included into international sales contracts. In order to clearly demonstrate incorporation, the parties to the sale contract must make particular reference to the Incoterms. Incoterms are subject to frequent revision by the International Chamber of Commerce (ICC) in order to ensure that they remain relevant to the ever-evolving practises of international commerce.
Category:International trade law
International finance

As the name suggests, the field of financial economics known as international finance deals primarily with the monetary and macroeconomic interrelationships between nations. The dynamics of the global financial system, international monetary systems, balance of payments, exchange rates, foreign direct investment, and how these themes relate to international commerce are examined in international finance.
International finance is often known as multinational finance because of its focus on global financial management. Foreign currency risk, transaction exposure, economic exposure, and translation exposure must all be assessed and managed by investors and multinational organisations.
The Mundell–Fleming model, the optimal currency area theory, purchasing power parity, interest rate parity, and the international Fisher effect are all examples of important ideas in international finance. International finance research focuses mostly on macroeconomic principles, while international commerce research focuses more on microeconomics.
Sovereign states have the right and ability to issue their own currencies, create their own economic policies, levy taxes, and restrict the movement of people, commodities, and money across their borders.
Category:International finance
Category:Financial economics
Category:Economic globalization
International relations

It is the scientific study of relationships between sovereign countries that is known as international relations (IR), international affairs (IA), or international studies (IS). Globalization encompasses all activities between states, including war, diplomacy, trade and foreign policy, as well as relations with and among other international actors, such as intergovernmental organisations (IGOs), international non-governmental organisations (INGOs), international legal bodies, and multinational corporations, to name a few examples (MNCs).
A subfield of political science, international relations is commonly recognised to be a subfield of political science. International relations, on the other hand, leans heavily on the fields of international economics, international law, global history, and cultural anthropology. Even though international relations is generally considered a sub-field within political science departments in the United States, it is also recognised as an independent or interdisciplinary subject at certain academic institutions.
Category:International relations
Category:Politics
Category:International relations education
International trade

International commerce occurs when two or more countries meet their respective needs and wants via the exchange of products, services, and capital across international boundaries and territories.
Such exchanges account for a significant portion of the GDP in the vast majority of nations. History is littered with examples of international trade routes (such as the Uttarapatha, Silk Road, Amber Road, race for Africa, Atlantic slave trade, and salt highways), but the significance of these routes to the global economy, society, and politics has only increased in the modern day.
Trading on a global scale is more difficult than doing it on a home one. Currency, government policies, economy, legal system, and markets are just few of the aspects that come into play when two or more states engage in trade.
Some international economic organisations, such as the World commerce Organisation, were founded to smooth and legitimise the process of commerce between nations of differing economic status in the contemporary period. Each of these groups has as its mission the promotion and improvement of international commerce. The official data on international commerce are published by statistical services of intergovernmental and supranational organisations and by government statistical agencies.
Category:International trade
Category:Official statistics