nyuuzyou/soloby huggingface dataset:
Вопрос: Наиболее приемлемая для банка доля каждого из трех основных составляющих ресурсов (депозиты - межбанковские кредиты - собственный капитал) - это _%
(*ответ*) 70 - 20% - 10
 50 - 35 - 15
 90 - 5 - 5
 50- 25 - 25
Недвижимое имущество заемщика, принятое банком в качестве обеспечения кредита, передается во владение банка в форме
(*ответ*) заклада
Недепозитными обязательствами банка являются:
(*ответ*) банковские коммерческие бумаги; задолженность по операциям «РЕПО»
 резервы, гарантирующие возврат средств вкладчикам; задолженность по остаткам средств на счетах клиентов
 задолженность по остаткам средств на счетах клиентов; краткосрочные межбанковские кредиты
 резервы, гарантирующие возврат средств вкладчикам; краткосрочные межбанковские кредиты
Недостатком аккредитивной формы расчетов является
(*ответ*) замедление оборачиваемости средств
 отсутствие гарантии платежа
 отсутствие договора
 несвоевременность получения платежа поставщиком
Номинальная стоимость привилегированных акций в уставном капитале не должна превышать _%
(*ответ*) 25
 20
 50
 10
Норматив величины кредита одному заемщику устанавливается в процентах к
(*ответ*) собственному капиталу банка
 сумме активов банка
 среднегодовому остатку на срочных депозитных счетах
 к среднегодовому остатку на счетах «до востребования»
Норматив достаточности банковского капитала выражается отношением капитала к
(*ответ*) сумме активов, взвешенных по риску
 сумме привлеченных средств
 совокупным активам
 сумме выданных кредитов
Нормативное значение коэффициента покрытия
(*ответ*) свыше 2
 0,2-0,5
 свыше 1
 0,3-0,6
Об увеличении показателя срока оборачиваемости дебиторских счетов свидетельствует
(*ответ*) задержка в оплате купленной продукции; предоставление льгот по оплате счетов
 эффективная работа предприятия; увеличение поставок товаров в кредит
 предоставление льгот по оплате счетов; эффективная работа предприятия
 задержка в оплате купленной продукции; эффективная работа предприятия
Обеспечение овердрафта
(*ответ*) не требуется
 требуется
 требуется на 50% от суммы кредита
 требуется на 10% от суммы кредита
Обратное требование о возмещении уплаченной суммы называется
(*ответ*) регрессом
 индоссаментом
 рефинансированием
 форфейтингом
Общий срок безналичных расчетов в пределах Российской Федерации не должен превышать _ дней
(*ответ*) 5 операционных
 2 операционных
 10 операционных
 5 календарных
Обязательная ежегодная «расчистка» (погашение) _ должна производиться по видам кредита
(*ответ*) долга
Категория: экономические
Ответы:
Правильные вопросы отмечены по тесту
тест  прошел проверку, пользуемся)
Вопрос: Match the words in the two columns to make collocations. Then use them in their correct form to complete the sentences. 
1 face 
2 come 
3 perfectly 
4 burn 
5 brain 
a her hand 
b damage 
c challenges 
d into sight 
e still 
1 Everyone faces challenges in life, but the trick is to keep smiling! 
2 He was sitting perfectly still waiting for the photograph to be taken. 
3 She burnt her hand while she was cooking. 
4 Brain damage may occur due to an illness or an injury. 
5 The injured mountaineers shouted with joy when the rescue helicopter came into sight.
Категория: школьный раздел
Ответы:
1 c
2 d
3 e
4 a
5 b

1 faces challenges
2 perfectly still
3 burnt her hand
4 Brain damage
5 came into sight
Вопрос: Put the words into the correct box. 
• shoulder • ankle • cheek • knee • wrist 
• eye • finger • head • spine
Категория: школьный раздел
Ответы:
Sprain: ankle, wrist, finger
Bruise: eye, spine, cheek
Bump: head, shoulder, knee
Вопрос: Fill in the gaps in the text with the following words: 
• wheelchair 
• amazing 
• mind 
• quit 
• attitude 
• inspiration 
• sorry 
Being brave 
My brother James is an 1) inspiration to me. Five years ago, he was badly injured in a skiing accident. The doctors all said it was unlikely he would ever walk again. But James didn’t listen. Right from the start, far from feeling 2) sorry for himself, he told me that he was going to prove them wrong. He said he was going to keep his 3) mind on nothing else but walking. Well, it’s 4) amazing what a positive 5) attitude can do! It took James more than two years, but he did get out of his 6) wheelchair. The doctors all call him their 'little miracle’. I say that James proved that if you bravely refuse to 7) quit you can achieve anything!
Категория: школьный раздел
Ответы:
1 inspiration
2 sorry
3 mind
4 amazing
5 attitude
6 wheelchair
7 quit
Вопрос: Underline the correct word. 
1 She cut her finger while she was chopping vegetables. 
2 If you plant your feet firmly into the ground at each step, you won’t fall. 
3 Everyone faces bumps in the road in life, but overcoming them makes you stronger! 
4 Right now he is simply another wannabe film-maker, but with hard work he could become a professional. 
5 My motto in life is ‘never give up and you will succeed’. 
6 After Ben broke his arm he found it difficult to swim, but he could still paddle through the water.
Категория: школьный раздел
Ответы:
1 cut
2 plant
3 bumps
4 wannabe
5 motto
6 paddle
Вопрос: Fill in: Hmm ... I don't know., I love extreme sports!, What do you think?, What happened?, Let me think about it., It was fantastic!, I’m not sure that 's a good idea., I prefer safer sports. 
Nurse: How did you hurt yourself, Mr Samuels? 
Peter: I had a little accident this weekend. 
Nurse: 1) What happened? 
Peter: I went skydiving. 
Nurse: Really? How was it? 
Peter: 2) It was fantastic! But I hurt my knee when I hit the ground. 
Nurse: That’s why I don’t like activities like that. 3) I prefer safer sports. 
Peter: Not me! 4) I love extreme sports! 

Ian: I’ve finally decided to join an ice climbing club! 1) What do you think? 
Joe: Well, 2) I’m not sure that 's a good idea. 
Ian: Why not? I thought you’d like it, since you’re a fan of extreme sports too. In fact, I think you should join the club as well. 
Joe: 3) Hmm ... I don't know. 
Ian: Oh, come on! It’ll be great fun! 
Joe: OK. 4) Let me think about it.
Категория: школьный раздел
Ответы:
a)
1 What happened?
2 It was fantastic!
3 I prefer safer sports.
4 I love extreme sports!

b)
1 What do you think?
2 I'm not sure that's a good idea.
3 Hmm... I don't know.
4 Let me think about it.
Вопрос: Match the phrases in bold with the phrases in the list: 
a you're looking under the weather 
b stick to it 
c yes, definitely 
d obviously dangerous 
e go for it 
1 A: Do you think it’s a good idea for me to start windsurfing lessons? 
В: I think it’s a great idea. 
2 A: You don’t look too well. 
B: Yeah, I think I may be getting a cold. 
3 A: I think I will take photography classes. 
B: Sure, try it. 
4 A: David had an accident as he was rafting. 
B: Well, this sport is clearly not safe, right? 
5 A: I’m having trouble learning Spanish. 
B: Don’t worry, you’ll get better. Stay with it.
Категория: школьный раздел
Ответы:
1 b
2 a
3 b
4 a
5 b
Вопрос: 1 A: Want to try rafting with me? 
B: 
a Oh, that’s good. 
b I don’t know. 
2 A: I'm thinking of trying a new sport. 
B: 
a Go for it! 
b Get well soon! 
3 A: Did something happen to your arm? 
B: 
a Ouch! That hurt! 
b Yes, it really hurts. 
4 A: Do you think I should ask Jenny to come with us? 
B: 
a If I were you, I would. 
b It’s great fun! 
5 A: I’m going to join an extreme sports club. 
B: 
a Thanks a lot! 
b I’d think twice about doing that.
Категория: школьный раздел
Ответы:
1 b
2 a
3 b
4 a
5 b
Вопрос: You will hear a job interview. Choose whether the statements are True, False or Not stated. 
1 Mr Berkley is applying for the position of English teacher. 
A True B False C Not stated 
2 Mr Berkley has no experience at this job. 
A True B False C Not stated 
3 The interviewer feels Mr Berkley has the right qualities. 
A True B False C Not stated 
4 For Mr Berkley, punctuality is the most important quality. 
A True B False C Not Stated 
5 Mr Berkley enjoys teaching children. 
A True B False C Not stated 
6 The interviewer offers Mr Berkley the job. 
A True B False C Not Stated 
7 The interviewer will contact Mr Berkley directly next week. 
A True B False C Not stated
Категория: школьный раздел
Ответы:
1 B
2 A
3 A
4 B
5 C
6 B
7 B
Вопрос: Underline the correct tense. What were the speaker’s exact words? 
1 A: Shall we wait for Billy? 
B: No, he told me he would be late. “I’ll be late.” 
2 A: Is Monica coming to the art gallery? 
B: No. She said she would go. “I’ll go out with next time.” 
3 A: Has Clark called Mary? 
B: No. He told me he didn’t have her number. “I don’t have her number.” 
4 A: Have they delivered your new furniture yet? 
B: No. They told me they were bringing it on Monday. “We’re bringing it in Monday.” 
5 A: Has Helen heard from George? 
B: No. She told me that she hadn’t seen him since Christmas. “I haven’t seen him since Christmas.”
Категория: школьный раздел
Ответы:
2 would go, “I'll go out with you next time.”
3 didn't have, “I don't have her number.”
4 were bringing, “We're bringing it on Monday.”
5 hadn't seen, “I haven't seen him since Christmas.”
Вопрос: Turn the following sentences into reported speech using the verbs: warn, threaten, beg, advise, promise, offer, remind. 
1 “Please, help me!” John said to Susan... 
2 "I’ll do all my chores this weekend,” Betty said to her mum... 
3 “Don’t forget to lock up the house before you leave,” he told me... a 
4 “Don’t stand too close to the fire," she told the children... 
5 "I'll take you to the airport later,” David said to Ben... 
6 "I’ll tell everything to Mr Brown,” Jessica said to Sarah... 
7 “You should see a doctor about your sprained ankle,” she said to Mike
Категория: школьный раздел
Ответы:
1 John begged Susan to help him.
2 Betty promised to do all her chores that weekend.
3 He reminded me to lock up the house before left.
4 She warned the children not to stand too close to the fire.
5 David offered to take Ben to the airport later.
6 Jessica threatened to tell everything to Mr Brown.
7 She advised Mike to see a doctor about his sprained ankle.
Вопрос: Овердрафт - это
(*ответ*) осуществление платежей при отсутствии денег на счете в пределах лимита
 перевод денег со счета в одном банке на счет в другом банке
 разрешение выписывать чеки на любую сумму
 форма обеспечения задолженности по кредиту
Однодневные соглашения об обратном выкупе ценных бумаг называются операциями
(*ответ*) РЕПО
 траст
 трансферт
 факторинг
Операции банков по привлечению средств во вклады называются
(*ответ*) депозитными
 инвестиционными
 эмиссионными
 иммобилизационными
Операции по купле-продаже валюты на рынках разных стран с целью получения прибыли называются
(*ответ*) пространственным арбитражем
 временным арбитражем
 валютным арбитражем
 конверсионными операциями
Операции по купле-продаже валюты, проводимые с целью получения прибыли за счет разницы валютных курсов, называются
(*ответ*) валютным арбитражем
 сделками «спот»
 биржевыми сделками
 сделками «форвард»
Операция _ - купля-продажа ценных бумаг с обязательным совершением обратной сделки по заранее установленному курсу
(*ответ*) РЕПО
Операция «_» (срочная сделка) - внебиржевой контракт, который заключается в настоящий момент времени по покупке одной валюты в обмен на другую по обусловленному курсу, с совершением сделки в определенный день в будущем
(*ответ*) форвард
Операция покупки-продажи ценных бумаг банками за счет собственных средств с целью получения прибыли относится к типу
(*ответ*) инвестиционных вложений
Определение курса валюты путем выражения стоимости единицы иностранной валюты в определенном количестве национальной валюты называется _ котировкой
(*ответ*) прямой
 косвенной
 полной
 твердой
Определение курса валюты путем выражения стоимости единицы национальной валюты в определенном количестве иностранной валюты называется _котировкой
(*ответ*) косвенной
 прямой
 твердой
 полной
Определение размера потерь по отдельно взятой операции банка производится с помощью _ метода оценки риска
(*ответ*) частного
 аналитического
 статистического
 комплексного
Определение совокупного риска по банку в целом производится с помощью _ метода оценки риска
(*ответ*) комплексного
 аналитического
 частного
 статистического
Оптимальная величина коэффициента покрытия основных средств составляет _ %
(*ответ*) 0,75 - 1,0
 1,0 - 1,5
 1,5 - 2,0
 2,0 - 2,5
Категория: экономические
Ответы:
Правильные вопросы отмечены по тесту
тест  прошел проверку, пользуемся)
Вопрос: Read the speech bubbles and match them to the sentences. Then complete the sentences in reported speech, as in the example. 
A I haven’t seen her lately. 
B You can try jogging in .., the mornings. 
C Don’t do any sports until it gets better. 
D Do you know where the museum is? 
E Take some aspirin and go to bed early. 
F I’m going to buy a new one. 
1 The tourist was lost, so he -> asked where the museum was. 
2 Melanie wasn’t feeling well, so her mum told 
3 Michael wanted to start exercising more, so I told ... 
4 My leg still hurts after the accident, so the doctor told me... 
5 Phillip’s scanner was broken, so he said... 
6 I asked Julie how Emma was, but she said ...
Категория: школьный раздел
Ответы:
2 E her to take some aspirin and go to bed early.
3 B him (that) he could try jogging in the mornings.
4 C not to do any sports until it got better.
5 F (that) he was going to buy a new one.
6 A (that) she hadn't seen her lately.
Вопрос: Choose the correct word. 
1 Marion has done all the chores. There is nothing for you to do. 
2 They told the police everything they knew. 
3 I think I see something moving in the garden. 
4 Would you like something to eat? I’ve just made dinner. 
5 Nobody wanted to follow him on his trekking excursion, so he went alone. 
6 Little Tommy takes that toy car everywhere he goes. 
7 There weren’t enough seats for everyone, so some of us stood in the back.
Категория: школьный раздел
Ответы:
1 nothing
2 everything
3 something
4 something
5 Nobody
6 everywhere
7 everyone
Вопрос: Match the words in the two columns. Then use the phrases to complete the sentences. 
A 
1 steep 
2 antiseptic 
3 remote 
4 thick 
5 poisonous 
B 
a island 
b vegetation 
c hillside 
d insect 
e cream 
1 It was really difficult for the hikers to find their way through the thick vegetation of the forest. 
2 A sting from a poisonous insect caused Jim to suffer a serious allergic reaction. 
3 Survivors from the shipwreck were found on a remote island off the coast of Australia. 
4 You need to put some antiseptic cream on that cut, to prevent a possible infection. 
5 Climbing that steep hillside was a real challenge for William; he felt exhausted from the effort.
Категория: школьный раздел
Ответы:
1 c
2 e
3 a
4 b
5 d

1 thick vegetation
2 poisonous insect
3 remote island
4 antiseptic cream
5 steep hillside
Вопрос: Fill in: insect repellent, pen knife, warm clothes, map, sunscreen, first aid kit, rucksack. 
Dear Katie, 
I thought I'd send you a quick email to remind you what to take on our hike this weekend! 
First, it may get cold, so make sure you take some 1 ) warm clothes. I know your 2) rucksack is quite small, so if you don't have enough space, you can put some things in mine. I will bring the 3) first aid kit in case we have any small accidents, but can you bring the 4) insect repellent as there will probably be a lot of mosquitoes at night. Oh, yes, please take some 5) sunscreen, too, so you don't get burnt. Don't forget to bring a 6) pen knife too, as they come in handy for all sorts of things. My father's bringing a 7) map of the area, so we won't get lost! 
Well, see you tomorrow. I can't wait. 
Love, 
Emma
Категория: школьный раздел
Ответы:
1 warm clothes
2 rucksack
3 first aid kit
4 insect repellent
5 sunscreen
6 pen knife
7 map
Вопрос: Fill in the appropriate question tag. 
1 It won’t hurt, will it? 
2 Let’s take an umbrella, shall we? 
3 You brought the compass, didn’t you? 
4 The weather is terrible, isn’t it? 
5 George hasn’t left for his trip yet, has he? 
6 They’re cold, aren’t they? 
7 Don’t forget to bring the camera, will you? 
8 You don’t have an extra sleeping bag, do you?
Категория: школьный раздел
Ответы:
1 will it
2 shall we
3 didn't you
4 isn't it
5 has he
6 aren't they
7 will you
8 do you
Вопрос: Match the idioms in column A to their definitions in column B. Then use them in the correct form to complete the exchanges. 
1 have a bee in one’s bonnet 
2 kill two birds with one stone 
3 bark up the wrong tree 
4 take the bull by the horns 
5 let the cat out of the bag 
a be wrong about the reason for sth/how to do sth 
b do sth difficult or risky in a determined and confident way 
c tell people secret information, often without meaning to 
d do two things at the same time using the effort needed to do only one. 
e talk a lot about sth you think is important or interesting 
1 A: We can drive past Sam’s place on our way to the doctor’s, so we can drop off his sleeping bag. 
B: Good idea. We’ll be killing two birds with one stone! 
2 A: Ollie thinks this path is the quickest way out of the forest. 
B: No way! Tell him he’s barking up the wrong tree! 
3 A: Nathan’s found out we are buying him a bike for his birthday. 
B: I’m sure it was Janet who let the cat out of the bag. She’s not very good at keeping secrets. 
4 A: Isabelle really has a bee in one’s bonnet about extreme sports. 
В: I know. That’s all she ever talks about. 
5 A: Don't worry about skydiving, just take the bull by the horns. 
B: That’s easy for you to say! You’ve done it dozens of times before.
Категория: школьный раздел
Ответы:
1 e
2 d
3 a
4 b
5 c

1 killing two birds with one stone
2 barking up the wrong tree
3 let the cat out of the bag
4 has a bee in her bonnet
5 take the bull by the horns
Вопрос: Read the letter and match the underlined parts with the appropriate features of formal letters listed below. 
A formal linking words 
B formal ending 
C advanced vocabulary 
D formal greeting 
E passive voice 
F full forms 
1) Dear Mrs Jones. 
2) I am writing with reference to your advertisement for the position of volunteer at the Preston Animal Shelter, which appeared in the Brighton Mail of 25 July. I am interested in applying for the post. 
I am currently a year ten student at Coburg High School. 3) Moreover, by the end of this month I will have completed a three-week course on first aid at the local community centre. I am also a member of Greenpeace. 
4) I am described by my teachers as hardworking, dedicated and responsible. As for work experience, Iast summer I worked at a pet shop. My duties included caring for and feeding the animals, as well as keeping the shop in order. 
I have enclosed an application form including the telephone number and email address where 5) I can be reached. Please feel free to contact me at any time. 
I Iook forward to hearing from you. 
6) Yours sincerely, 
Adam Appleby
Категория: школьный раздел
Ответы:
A 3
B 6
C 2
D 1
E 5
F 4
Вопрос: Read the opening and closing remarks below and put a tick (V) next to the ones that are appropriate for a letter of application. 
Opening paragraphs 
1 I saw your ad in today’s paper and I want to apply for the job you wrote about. 
2 I would like to apply for the post of sales assistant, advertised in yesterday’s Post. 
3 I’m interested in applying for the position I saw in The Daily News. 
Closing paragraphs 
4 I look forward to hearing from you. 
5 My phone number is 5555968. Call me whenever you want. 
6 I wish to thank you in advance for considering my application.
Категория: школьный раздел
Ответы:
ответ - 2, 4, 6
Вопрос: Use the words in brackets to rewrite the sentences in formal style, as in the example. 
1 You can find me at 5553242. (be contacted) 
-> I can be contacted at 5553242. 
2 You’ll find a copy of my application form, (enclosed)... 
3 I can’t wait for you to get in touch with me. (look forward)... 
4 I want to apply for this job. (interested/position) 
5 I really like working with kids, (enjoy/children) 
6 Also, I’ve worked at my dad’s pet shop for a few hours a week, (moreover/part-time)
Категория: школьный раздел
Ответы:
2 I have enclosed a copy of my application form.
3 I look forward to hearing from you.
4 I am interested in applying for the position.
5 I enjoy working with children.
6 Moreover, I have worked part-time at my father's pet shop.
Вопрос: Underline the correct word. 
1 Lifeguards often risk their lives to rescue swimmers. 
2 We lost our way in the dark and had to spend the night in a cave. 
3 Would you be annoyed if I asked Sam to go skydiving with me instead of you? There’s only room for one more in my car. 
4 His inability to express himself clearly makes him unsuitable for this position. 
5 Look! That fox must be injured, because it’s limping. 
6 Sign up for a course on first aid and gain the ability to help out in emergencies!
Категория: школьный раздел
Ответы:
1 rescue
2 lost
3 instead of
4 inability
5 injured
6 gain
Вопрос: Complete the sentences with words formed from the words in capitals. 
1 There was an announcement informing passengers that the flight to Madrid would be cancelled. 
2 The best way to overcome your nervousness is to take a deep breath and try to think positively. 
3 Alex find sit quite embarrassing when his mother calls him “sweetie” in front of his friends. 
4 The old church suffered so much damage in the earthquake that they will have to rebuild it rather than try to repair it. 
5 My class is going on an outing to the Natural History Museum next week. 
6 It is quite a popular belief that travel broadens the mind. 
7 John was amazed to find out that his old primary school teacher was now a famous concert pianist.
Категория: школьный раздел
Ответы:
1 announcement
2 nervousness
3 embarrassing
4 rebuild
5 outing
6 broadens
7 amazed
Вопрос: Match the phrasal verbs to their definitions and then use them in their correct form to complete the sentences. 
A 
carry off 
carry out 
carry on 
carry away 
carry through 
B 
a do sth 
b manage to do sth with success 
c manage to do sth difficult 
d continue 
e excite greatly 
1 We carried on walking even though it was getting dark and we knew we should turn back. 
2 Do you think James will carry through with his plan to climb Mt Everest? 
3 When she found out she had won, she got a bit carried away and called up everyone she knew. 
4 Dr Oliver will carry out the operation. 
5 Even though the job was difficult, Katie managed to carry it off.
Категория: школьный раздел
Ответы:
1-c
2-a
3-d
4-e
5-b

1 carried on
2 carry through
3 carried away
4 carry out
5 carry... off
Вопрос: Underline the correct preposition. 
1 One of the many difficulties of her job is having to deal with many people at the same time. 
2 Keep your mind on getting better, and don’t worry about anything else. 
3 Despite his fear of spiders, Tom managed to pick the animal up and put it in the garden. 
4 They forgot to take a map which resulted in them losing their way. 
5 There’s no need to feel sorry for Ian; he’s a brave man, who manages to overcome any challenge.
Категория: школьный раздел
Ответы:
1 of
2 on
3 of
4 in
5 for
Вопрос: Fill in: remain, prevent, properly, avoid, suitably, survive. 
1 You need to have that tooth looked at, Ben. You can’t avoid going to the dentist forever! 
2 The vet didn’t think the dog would survive its serious injuries, but luckily, it made a full recovery. 
3 Jason had to remain in hospital for three weeks. 
4 Put some ointment on that scratch to prevent it from getting infected. 
5 I don’t think you’re suitably dressed for a hiking trip. 
6 You should start eating properly and cut down on junk food.
Категория: школьный раздел
Ответы:
1 avoid
2 survive
3 remain
4 prevent
5 suitably
6 properly
Вопрос: Operation Smile 
Changing Lives One Smile at a Time 
Imagine feeling uncomfortable about smiling or even talking because of a facial deformity. Now imagine that the physical challenges of your deformity are minor compared with the emotional challenges, as others make fun of or avoid you because of your strange appearance. Lastly, imagine that all your problems could be fixed by one simple operation that could transform not only your face, but your whole life; but your family is too poor to pay for this operation... 
This is where Operation Smile comes in. Founded in 1982 by plastic surgeon William Magee and his wife Kathleen, Operation Smile is a charity that sends teams of medical volunteers to developing nations is to treat children with facial deformities. 
The idea for Operation Smile came to William and Kathleen when they were in the Philippines with a group of doctors to operate on some children with disfigured faces. When they arrived, they came upon hundreds of children with facial deformities - far 20 too many than they could help on one trip. 
William and Kathleen knew that they could not just forget about these children. So, when they got back to the USA, they started Operation Smile. Their mission? To ensure every child in the world is 25 given a chance to smile. 
To date, Operation Smile has repaired the faces of more than 120,000 children worldwide. The Magee’s have faced many challenges along the way. Principal among these is raising the money to keep their зо volunteer work going. But the thousands of happy faces have been a reward that makes the doctors' hard efforts all the more worthwhile 
1 Read the text again and mark the statements below as T (True), F (False) or Ns (Not stated). 
1 Operation Smile is a charity that works in poor countries. 
2 Operation Smile offers psychological support to children. 
3 Operation Smile was started by a group of doctors. 
4 A doctor in the Philippines suggested the Magees start a charity. 
5 Thousands of children have been helped by Operation Smile. 
6 The Magees find it easy to collect money for their charity. 
7 The doctors keep in touch with many of the children they have worked with.
Категория: школьный раздел
Ответы:
1 T
2 Ns
3 F
4 Ns
5 T
6 F
7 Ns
Вопрос: Match the words in bold to their meaning. 
1 most important: ... 
2 cure: ... 
3 sth received in exchange for doing sth useful or good: ... 
4 what one hopes to achieve: ... 
5 unimportant: ... 
6 set up: ... 
7 change: ...
Категория: школьный раздел
Ответы:
1 principal
2 treat
3 reward
4 mission
5 minor
6 founded
7 transform
Вопрос: Find words/phrases in the text that mean the same as the ones below. 
1 related to one’s feelings (line 4): 
2 not advanced yet (line 14):... 
3 discovered(line19): ... 
4 make certain (line 25): ... 
5 helpful, valuable (line 33): ...
Категория: школьный раздел
Ответы:
1 emotional
2 developing
3 came upon
4 ensure
5 worthwhile
Вопрос: Label the pictures: laboratory, wilderness, CO2 emissions, continents, polar ice sheet.
Категория: школьный раздел
Ответы:
1 continents
2 polar ice sheet
3 wilderness
4 laboratory
5 CO2 emissions
Вопрос: Fill in: reflect, shelf, draw, race, flood, scenery in the correct form. 
1 After the storm, there was flooding in many areas of the city. 
2 In 1953, climbers from several countries were racing to be the first to reach the top of Mt Everest. 
3 The scenery on the way up the glacier was amazing. 
4 One of the things that draws people to mountain trekking is the chance to be so close to nature. 
5 Ouch! The sunlight is reflecting off the ice and hurting my eyes. 
6 Ice shelves are shrinking at an alarming rate due to the increase in the Earth’s temperature.
Категория: школьный раздел
Ответы:
1 flooding
2 racing
3 scenery
4 draws
5 reflecting
6 shelves
Вопрос: Complete the crossword puzzle. 
ACROSS 
1 develop, improve 
2 vary between one point and another 
3 look 
DOWN 
4 complete a university/college degree 
5 separate, divide 
6 go up, increase
Категория: школьный раздел
Ответы:
ACROSS
1 progress
2 range
3 peek

DOWN
4 graduate
5 part
6 rise
Вопрос: Match the words in the two columns. Then use them to complete the sentences. 
A 
native 
human 
food 
unspoilt 
greenhouse 
global 
B 
a gases 
b places 
c people 
d chain 
e warming 
f impact 
1 The Great White Shark is an incredible predator at the top of the marine food chain. 
2 The human impact on the Earth’s rainforests has been huge. 
3 Carbon dioxide and other greenhouse gases are responsible for the pollution of the environment. 
4 Unfortunately, there are few unspoilt places on Earth which have not suffered the damaging effects of human interference. 
5 The native people of New Zealand are called Maoris. 
6 Some scientists predict the ice in the polar regions will continue to melt as a result of global warming.
Категория: школьный раздел
Ответы:
1 c
2 f
3 d
4 b
5 a
6 e

1 food chain
2 human impact
3 greenhouse gases
4 unspoilt places
5 native people
6 global warming
Вопрос: Read what each person says and report their words. 
1 I find this sculptor unique. 
2 I am going to the train station. 
3 I have passed all my exams. 
4 I broke my arm while trekking. 
5 I can’t get the Internet to work! 
6 I’m visiting my grandparents next Sunday.
Категория: школьный раздел
Ответы:
1 (that) she found that sculptor unique.
2 (that) she was going to the train station.
3 (that) she had passed all her exams.
4 (that) he had broken his arm while trekking.
5 he couldn't get the Internet to work.
6 she was visiting her grandparents the following Sunday.
Вопрос: Doug Murray, a rescue worker, was interviewed yesterday by Jill Smith, a local journalist. He was asked the following questions. Turn them into reported questions. 
1 “Why did you decide to become a rescue worker?” She asked him ... 
2 “Where did you get your training?” 
3 “How many hours a week do you work?” 
4 “Do you use hi-tech medical equipment?” 
5 “Have you ever been in serious danger?” 
6 “What is the worst thing about your job?”
Категория: школьный раздел
Ответы:
1 why he had decided to become a rescue worker.
2 She asked him where he had got his training.
3 She asked him how many hours a week he worked.
4 She asked him if he used hi-tech medical equipment.
5 She asked him if he had ever been in serious danger.
6 She asked him what the worst thing about his job was.
Вопрос: Rewrite the second sentence to mean the same as the first. Use two to five words, including the word in bold. 
1 “My Internet connection is so slow!” he said. 
He complained his Internet connection was too slow 
2 "Help me do the chores, please!” she said to Joe. 
She begged Joe to help her do the chores 
3 “Yes, I'll meet you at the theatre,” he told us. 
He agreed to meet us at the theatre 
4 “I have to return this printer because there’s something wrong with it,” she said. 
She explained that she had to return that printer because there was something wrong with it. 
5 “Don’t run in the street, children!” she said. 
She warned the children not to run in the street. 
6 “I’ll mail those parcels for you,” he told me. 
He offered to mail those parcels for me.
Категория: школьный раздел
Ответы:
1... complained his Internet connection was...
2... begged Joe to help her...
3... agreed to meet us...
4... explained (that) she had...
5... warned the children not to...
6... offered to mail those parcels...
Вопрос: Fill in the blanks with some, any, every, no and their compounds. 
1) Someone once told me to never be afraid of trying new things. I had never tried 2) anything daring, so when I had the opportunity to travel to а foreign city I took it. Paris was 3) nothing like my hometown. I spent most of my days visiting the museums and seeing the sights. The people were extremely friendly. I didn't meet 4) anyone who wasn’t nice. There were so many beautiful cafes and shops 5) everywhere around the city. Paris is a very exciting city and there is always 6) something to do. I loved 7) everything about the city of lights!
Категория: школьный раздел
Ответы:
1 Someone
2 anything
3 nothing
4 anyone
5 everywhere
6 something
7 everything
Вопрос: Match the sentences to the correct question tags. 
A 
1 He is alright, 
2 Hand me that paintbrush, 
3 You've watered the plants, 
4 There aren’t enough chairs, 
5 He called the doctor, 
6 You can do this, 
7 Let’s go to the art gallery, 
8 The train hasn’t come yet, 
B 
a are there? 
b haven’t you? 
c has it? 
d didn’t he? 
e isn’t he? 
f will you? 
g can’t you 
h shall we?
Категория: школьный раздел
Ответы:
1 e
2 f
3 b
4 a
5 d
6 g
7 h
8 c
Вопрос: Underline the correct item. 
1 The teacher told me not to leave before she spoke to me. 
2 The performance starts at eight, doesn’t it? 
3 Dad promised to be at the train station when we arrive. 
4 After the accident, the police asked us if we were hurt. 
5 I've looked for my book everywhere, but I still can’t find it. 
6 The band told us they would perform at the park on Saturday. 
7 Let’s take a drive to the country, shall we? 
8 The mechanic said there was nothing wrong with the car.
Категория: школьный раздел
Ответы:
1 not to leave
2 doesn't it
3 to be
4 asked
5 everywhere
6 would perform
7 shall we
8 nothing
Вопрос: Как будет по-английски:
подавать сигнал о помощи, защищать себя, выжить в джунглях на необитаемом острове, антисептическая мазь, наложить повязку, аптечка, наложить шину на ногу, экстремальный опасный спорт, черепно-мозговая травма, взять быка за рога (идиом), иметь причуды (идиом), раскрыть секрет (идиом).
Категория: школьный раздел
Ответы:
To signal for help, to protect oneself, to survive in the jungle on a remote island, antiseptic ointment, to put a bandage on smth, first aid kit, to have a sling put on the leg, an extreme dangerous sport, brain damage, to take the bull by the horns, to have a maggot in one's head, to let the cat out the bag.
Вопрос: Переведите на английский:
Паралимпийские игры становятся все более популярными. Тысячи спортсменов, которые отказались сдаться и готовы бросить вызов судьбе, участвуют в них. Их позитивное отношение к жизни воодушевляет многих. Люди, ставшие по разным причинам инвалидами, понимают, что их жизнь может быть интересной и полезной. Сама жизнь - абсолютное чудо. Многие паралимпийские спортсмены прошли через ужасные испытания, прежде чем поняли это. Алексей Ашапатов был уже известным спортсменом, когда в результате несчастного случая потерял ногу в 2002 году. Он продолжил заниматься спортом и выиграл несколько соревнований сначала по волейболу, затем в метании диска. Олеся Владыкина, которая победила в соревнованиях по плаванию на пекинской олимпиаде, победила себя. За год до олимпиады в Таиланде перевернулся туристический автобус, в котором она ехала. Олеся выжила в этой аварии, но потеряла руку и получила сильный ушиб спины. Многие бы впали в депрессию после такой трагедии, но Олеся всех поразила своим мужеством. Она не стала тратить время на жалость к себе, а начала упорно тренироваться. Как ни странно, инвалидность пробудила в ней скрытые силы. И вот результат - олимпийское золото! Олеся считает, что только экстремальные моменты позволяют использовать свой потенциал. Ee девиз: «Никогда не сдавайся!». Следует больше писать о таких людях и делать все возможное, чтобы они не чувствовали себя инвалидами, даже находясь в инвалидной коляске.
Категория: школьный раздел
Ответы:
Paralympics’ games become more and more popular. Thousands of sportsmen and sportswomen who have refused to give up and are ready to face a challenge take part in them. Their positive attitude to life is an inspiration to many. People who have become invalids for various reasons understand that their life can be interesting and useful. Life itself is a total miracle. A lot of Paralympic sportsmen had had a terrifying experience before they understood it. Alex Ashapatov was a famous sportsman when he lost his leg in an accident in 2002. He continued going in for sport and won several competitions first in volley-ball then in disk-throwing. Olesya Vladykina who won the swimming competition in the Peking Olympic Games won a victory over herself. A year before the Olympiad the tourist coach had rolled down in Thailand, she had survived the horrible accident but lost her arm and her back was seriously bruised. Most people would have become depressed after such a tragedy but Olesya amazed everybody by her courage. She didn’t waste time feeling sorry for herself but began to train hard. Strange as it may appear her disability gave her secret power. Here is the result: she got a gold Olympic medal. Olesya thinks that only extreme moments make you use your potential. Her motto is “Never give up!” We should write more about such people and do everything possible so that they shouldn’t feel invalids even in a wheelchair.
Вопрос: Which of these activities do teens in your country enjoy doing? What about you? Use: most, a few, some, not many. 
•    hang out with friends 
•    go clubbing 
•    send emails 
•    play computer games 
•    go window shopping 
•    send text messages on their mobiles 
•    chat online 
•    listen to music 
•    watch TV/DVDs 
•    surf the Net 
•    do extreme sports 
•    spend lime with their families 
•    go on trips to the countryside 
•    do voluntary work (plant trees, run errands for the elderly, etc) 
> Most teens enjoy hanging out with friends. I enjoy chatting online, etc
Категория: школьный раздел
Ответы:
Most teenagers in my country really like listening to music, watching TV and DVDs, surfing the Net and hanging out with friends. A few teens certainly enjoy chatting online, sending text messages on their mobiles and playing computer games. However, not many young people prefer sending emails and doing voluntary work such as planting trees or running errands for the elderly. Also some teens seem to like going clubbing, doing extreme sports and going window shopping. As for me, I always enjoy spending time with my family and going on trips to the countryside where my relatives live.

Большинство подростков в моей стране действительно любят слушать, смотреть телевизор и DVD, лазить в интернете и тусоваться с друзьями. Некоторые подростки, конечно, любят общаться в Интернете, переписываться смс и играть в компьютерные игры. Однако, не много молодых людей предпочитают посылать электронные письма и выполнять добровольную работу, такую как посадка деревьев или выполнение поручений для пожилых людей. Также некоторым подросткам, кажется, нравится ходить в клубы, заниматься экстремальными видами спорта и разглядывать витрины магазинов. Что касается меня, я всегда люблю проводить время со своей семьей и отправляться в поездку в сельскую местность, где живут мои родственники.
Вопрос: При задержке платежей предусматривается уплата пени покупателем поставщику в размере
(*ответ*) 0,5% в день или по договору сторон
 1% за каждый день задержки
 по договору между плательщиком и поставщиком
 1% в день или по договору сторон
При лизинговой сделке право собственника на предмет аренды
(*ответ*) сохраняется за арендодателем
 переходит к арендатору
 переходит к арендатору на период аренды
 переходит к арендатору при финансовом лизинге
При методе кредитования по остатку клиент банка может иметь
(*ответ*) несколько ссудных счетов, в зависимости от количества объектов кредитования
 один ссудный счет для погашения общей задолженности
 один ссудный счет и расчетный счет
 расчетный счет
При методе кредитования, свойственном простому ссудному счету, погашение ссуды производится
(*ответ*) периодически, по мере накопления средств на расчетном счете или посредством получения новых ссуд
 по мере получения новых ссуд
 путем зачисления средств от реализации продукции (работ, услуг)
 в зависимости от процесса реализации продукции
При наличии предварительного денежного обеспечения аккредитива речь идет об аккредитиве
(*ответ*) покрытом
 непокрытом
 гарантированном
 денежном
При определении кредитоспособности заемщика по методу финансовых коэффициентов используются показатели
(*ответ*) ликвидности
 прироста численности работающих
 прироста объемов выпуска продукции
 оборачиваемости оборотных средств
При превышении обязательств в отдельной иностранной валюте над суммой требований в ней валютная позиция считается
(*ответ*) короткой открытой
 длинной открытой
 закрытой
 длинной закрытой
При превышении требований в иностранной валюте над обязательствами валютная позиция считается
(*ответ*) длинной открытой
 короткой открытой
 длинной закрытой
 открытой
При расчетах в форме документарного инкассо используются
(*ответ*) страховые документы; сертификат качества товара
 простой вексель; сертификат качества товара
 страховые документы; чеки
 страховые документы; простой вексель
При расчетах в форме чистого инкассо используются
(*ответ*) векселя; чеки
 варранты
 страховые документы
 сертификат качества
При расчете коэффициента денежного потока применяется показатель задолженности предприятия
(*ответ*) со сроком погашения в течение года
 долгосрочные займы
 по общей сумме
 краткосрочная задолженность
При расчете коэффициента прибыли на единицу продаж применяется _ прибыль
(*ответ*) чистая
 операционная
 валовая
 нераспределенная
Категория: экономические
Ответы:
Правильные вопросы отмечены по тесту
тест  прошел проверку, пользуемся)
Вопрос: 23. Элементная база компьютеров второго поколения
Транзистор (*ответ к тесту*) 
ИС
Электронная лампа
БИС
24. … создал счётную машину – прототип арифмометра
Б. Паскаль (*ответ к тесту*) 
В. Шиккард
С. Патридж
Г. Лейбниц
25. Массовое производство персональных компьютеров началось в … годы
40-е
90-е
50-е
80-е (*ответ к тесту*) 
26. Электронная база ЭВМ второго поколения
электронные лампы (*ответ к тесту*) 
полупроводники
интегральные микросхемы
БИС, СБИС
27. Под термином «поколение ЭВМ» понимают …
все счетные машины
все типы и модели ЭВМ, построенные на одних и тех же научных и технических принципах (*ответ к тесту*) 
совокупность машин, предназначенных для обработки, хранения и передачи информации
все типы и модели ЭВМ, созданные в одной и той же стране
28. Отечественная ЭВМ, лучшая в мире ЭВМ второго поколения
МЭСМ
Минск-22
БЭСМ
БЭСМ-6 (*ответ к тесту*) 
29. Особенность устройства Германа Холлерита
Была употреблена идея перфокарт (*ответ к тесту*) 
Впервые использовались микрочипы
Быстродействие машины составляло 330 тыс.оп/с
Впервые появилась возможность хранения результатов вычислений
30. Первая ЭВМ называлась …
МИНСК
БЭСМ
ЭНИАК (*ответ к тесту*) 
IВМ
Категория: разное
Ответы:
Правильные ответы к тесту выделены 
Тест  прошел проверку
Вопрос: Look at the title and the introduction in the text. What do you expect to read? Listen, read and check. 
Study skills 
Reading for specific information Underline key words in the instructions, questions, etc. Read the text(s) and try to find sentences, phrases, etc that match the underlined key words. The matching sentences, phrases, etc are usually paraphrased. Using this information, answer the questions.
Категория: школьный раздел
Ответы:
I expect to read about what 16-year-olds in different parts of the world do in their free time.
(Я ожидаю прочитать о том, что 16-летние подростки в разных частях мира делают в свободное время).
Вопрос: Read again. Answer questions 1-6. Who... 
1    would rather live somewhere else? 
2    enjoys watching funny programmes on television? 
3    likes buying clothes but not spending too much money on them? 
4    prefers to spend his/her free time doing unusual activities? 
5    enjoys spending some of his/her weekend with their family? 
6    gets angry with members of his/her family? 
What's it like being 16? 
We spoke to six 16-year-olds from around the world to find out what they and their friends like to do in their free time. Here's what they had to say. 
Fiona, 16 
Galway, Ireland 
"I've got lots of friends and we're all into the same kind of things. We like watching TV, especially comedies and my all-time favourite is Father Ted. We love music too, and I'm really into indie* bands like The Bravery and the Arctic Monkeys. I try to go to as many gigs** as I can. I'm not really into fashion. I can't stand shopping and I couldn't care less about designer labels." 
Josie, 16 
Glasgow, Scotland 
"I really like shopping. I think it's a relaxing, enjoyable pastime. So much so, I can spend hours window shopping in the city centre with my friends. H&M is my favourite clothes shop because you can always find great bargains there. I also like going to the cinema and I try to catch a film at least once a fortnight with my friend, Tom. Everyone my age is crazy about mobile phones and texting has become a new national pastime!" 
Jamie, 16 
Crystal Brook, Australia 
"I live with my family on a farm near a small town in South Australia. The countryside is beautiful around here and I go walking and horse riding a lot, but life is generally boring. I don't fancy living here when I'm older and dream of going to live in a big city. My friends and I spend a lot of time on the Internet playing games and chatting and we watch DVDs. Of course, like all teenagers, we always have homework to do." 
Kim, 16 
Vancouver, Canada 
"During the week I don't do much in the evenings I apart from my homework, so I really look forward to the weekends. 
On Saturdays, I usually hang out with my friends down at the shopping mall where we check out the shops for new clothes, grab a bite to eat and watch a movie. 
On Sundays, I usually go for a trip to the countryside with my parents. I love that." 
Brandon, 16 
Seattle, USA 
"I'm an active person. I hate TV. I find sitting in front of a TV screen a waste of time. I'm fascinated by the great outdoors. I'm a skateboard fanatic and get to and from school every day on one. At the weekends, I try to get out of the city and go rock climbing or paragliding. 
Extreme sports are my passion! I think it's important to look good too and I go for the sporty look." 
Emily, 16 
London, England 
"I like keeping fit, buying expensive clothes and dance music! 
I love going out clubbing with my friends at the weekends - we dance all night. I have two younger sisters, but we fight a lot because they always want to wear my clothes. That's so annoying -1 hate it when they do that!"
Категория: школьный раздел
Ответы:
1-C Jamie
2-A Fiona
3-B Josie
4-E Brandon
5-D Kim
6-F Emily
1-C Jamie
2-A Fiona
3-B Josie
4-E Brandon
5-D Kim
6-F Emily
Вопрос: Imagine you are a TV reporter and your partner is one of the teenagers in the text on pp. 10-11. Find out what he/she likes/doesn't like doing.
Категория: школьный раздел
Ответы:
A: Fiona, could you tell me what you like to do in your free time?
B: Yes, sure. I love hanging out with my friends and watching comedies on TV.
A: Do you like listening to music?
B: Yes. I love music.
A: What type of music do you like?
B: I love indie bands like the Arctic Monkeys.
A: And do you like shopping?
B: Oh no, I can't stand shopping. etc
Перевод:
А: Фиона, не могли бы вы рассказать мне, что вам нравится делать в свободное время?
B: Да, конечно. Я люблю гулять с друзьями и смотреть комедии по телевизору.
А: Нравится ли вам слушать музыку?
B: Да. Я люблю музыку.
А: Какую музыку вы любите?
B: Я люблю инди группы такие как Arctic Monkeys.
А: А вы любите шопинг?
B: Нет, я терпеть не могу ходить по магазинам
Вопрос: Use the language in the box to discus: your likes/dislikes. Use the phrases in Ex. 1 and your own ideas. 
> A: Do you like chatting online? 
B: Yeah ... I love it. 
A: Really? I don't enjoy it very much. I like listening to music.
Категория: школьный раздел
Ответы:
A: Do you like doing extreme sports'?
B: I'm crazy about extreme sports. What sort of thing do you like doing?
A: I love playing computer games. Etc
A: Do you like doing extreme sports'?
B: I'm crazy about extreme sports. What sort of thing do you like doing?
A: I love playing computer games. Etc
Перевод:
A: Нравятся ли вам экстремальные виды спорта?
B: Я без ума от экстремальных видов спорта. Какими из них вы любите заниматься?
A: Я люблю играть в компьютерные игры. И т.д.
A: Do you like doing extreme sports'?
B: I'm crazy about extreme sports. What sort of thing do you like doing?
A: I love playing computer games. Etc
Перевод:
A: Нравятся ли вам экстремальные виды спорта?
B: Я без ума от экстремальных видов спорта. Какими из них вы любите заниматься?
A: Я люблю играть в компьютерные игры. И т.д.