When you enter into a  loan agreement, you can choose from two types of interest – variable or fixed.Variable interest is linked to your chosen 3, 6 or 12-month EURIBOR (Euro Interbank Offered Rate) interest rate.The fixed interest rate may be approved if the loan period does not exceed 10 years. If you select the fixed interest, such interest will be approved for the entire loan period.Any new or fixed interest or variable interest rate will be approved taking into consideration the situation in the lending market, the loan amount and its period, assessment of your financial potential, your credit exposure, and also to the number and type of services provided to you by AB SEB bankas.