Life assurance

Started by State Farm Insurance in 2016. This policy does not pay your survivors a fixed amount of cash. It pays a cleric to raise you from the dead in all cases except for natural causes. Old age cannot be cured.
Other insurers have likewise seen the light so to speak. A raise dead, or even true resurrection is cheaper than any term life policy for the payout and you keep a customer that will hopefully keep paying you.
Life assurance has been bundled with more traditional term life for the cases in which you cannot be raised, that aforementioned natural death. 
This development has been solely possible because of the Healing Wave and the resulting Enlightenment Movement. Sufficient clerics exist to make this a practical thing to do.
Life assurance is further marginalizing any religion that cannot do clerical magic as not having an agreement with an insurance provider is seen in a negative light.
==Reaction==
Mostly: "You can do that?" The usual bleeding hearts claim it, once again, is prohibitive to the poor. This rings rather hollow as the average life assurance policy without the insurance bundle is cheaper than the insurance they could not have afforded to start with.
Religion unaffected has been silent. To raise a fuss is to point out you are not in the club. You will Streisand yourself right into being laughed into bankruptcy. 
Crime has been dealt a body blow. A hit, even if you burn the body to ash is not permanent. The formerly dead victim can stand in court and lay the blame at your feet. Current Court precedent states that murder, even if the victim is recovered is still murder. So icing Joe Cool will NOT get him out of the way. It WILL put you in the dock for murder one. The Mafia is carefully dancing around this new landscape. Those that do not get it, are serving life terms. Made men are buying life assurance in boxcar loads. They make it plain they have it.
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