117277-are-you-paying-credd-or-cash-for-your-subscription-and-why

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The topic says it all. This is a small social experiment to see how many people are paying out of pocket to subscribe and support the game versus paying with CREDD.
 
I myself have been paying with CREDD since August. This is mainly because:
 
1. I have been worried about the game shutting down- even though some may say I am being paranoid.
 
2. I pay CREDD because I can afford to do it. That doesn't mean I couldn't have used the in game gold for gear/consumables etc. from the AH, but I made the choice to give that up for a months game time.
 
 
So those are my reasons behind using CREDD. What are you subscribing with and more importantly- WHY?	
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			Easily could play with CREDD as it is really cheap, but I can't be bothered, so I pay by 3 month sub.	
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			I'm using CREDD I purchase with in-game plat. Why? Well for one because I can, I have been able to create multiple Alts with Tier 4/Elite harvesting plots on their house zones and basically make about 50g-1plat per day just by logging in and keeping everything up to code. Also, to show that it works, that you can pay for a sub with in game gold, I like this system.	
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			I paid the annual subscription. I am able to afford it, plus i suck big time at the market.	
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			The subscription for a game has been a part of our budget for years and I dont feel like spending my time in game worrying about CREDD.	
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			I paid for an annual sub with cash because I love the game and can afford such things. :)	
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			Quite frankly, by buying credd, you actually net them a bit more then sub.	
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I've paid 2 months sub and the rest is using CREDD.
Only took a month break since launch 'cause I had to focus on school stuff.
 
Reason for using CREDD?
I'm a broke-ass college student, that's why.	
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I always wondered why the CREDD prices were very high of late. I have seen the price touch 11 plat! I mean wtf! Someone is making lots of money off of this along with realm transfers, name changes etc.
 
It takes me about 4-5 game days of farming to gather 10plat for the sub. A total pain in the butt; however, in retrospect, that's not all that bad as far as exchange for an entire month of free gameplay. One thing is for sure it's very painful knocking out 30 daily quests every day until I tap enough cash for a sub.	
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Cash subscriber since launch. For the first several months I wasn't very good at making gold (don't like dailies and didn't have a mine set up), so my lust for decor drained every coin I made. In the end I actually ended up buying CREDD to support my housing addiction. 
 
However, since megaservers I've joined a large harvest circle and my income has shot up dramatically. At this point I'm buying a lot of expensive decor each week, and could switch to CREDD sub at any time. Which leads to my next point:Although I do believe F2P would bring a lot more attention to the game, it's ridiculous how easy it is to ride for free with the current system. I could pay my monthly sub with about 5 hours of harvesting (which could be spread across the entire month, mind you; so about ten minutes a day). This is why I feel that the game doesn't need F2P to become lucrative, it just needs a badass marketing campaign building up to and coinciding with the release of the final core polish patch. Probably within 6-9 months. And probably including a lot of free trials/box sales.	
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 I could pay my monthly sub with about 5 hours of harvesting (which could be spread across the entire month, mind you; so about ten minutes a day).
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			I pay the cash (or, really, credit card) sub, because all my plat goes to housing and costumes.	
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I'm using CREDD I purchase with in-game plat. Why? Well for one because I can, I have been able to create multiple Alts with Tier 4/Elite harvesting plots on their house zones and basically make about 50g-1plat per day just by logging in and keeping everything up to code. Also, to show that it works, that you can pay for a sub with in game gold, I like this system.
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			CREDD paid up til January. I haven't played in over a month, figure I would CREDD up til this big drop and check it out when it's released.	
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I pay the cash (or, really, credit card) sub, because all my plat goes to housing and costumes.
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Cash subscriber here.  I buy CREDD (with cash) only to use as event prizes.
 
Perhaps one day I'll earn so much plat in game that I'll start using CREDD to fund my gametime, but as things stand right now I would have to actually *work* at earning the platinum to be able to do that, given my play schedule.  Turning the game into a job doesn't appeal to me, so I stick with a regular sub.
 
That said, I'm not implying that people who use CREDD are doing that - only that with the limits I have on my free time, I would have to.	
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CREDD sub.  I currently have 3 stockpiled.
 
1. I'm cheap.
2. I make a decent income off the CX and resource circles.
3. IMO, the health of both the CX and the CREDD markets reflect the health of the game.  If I can't make enough via the player economy to afford CREDD, then it's probably time to hang it up.
4. The game is at least worth spending Other People's Money.	
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Paying the sub since the start of live with C.R.E.D.D i'm good till next year and little over, why because i am broke + can? (for now)
 
I pay ahead of time say 1 month ahead, then do farm days, rinse repeat.
I also have spent a lot, i just got off-line but I am sure they have a section that tells you how much PLAT you spent, can't wait to find it and see what sink i could have kept.
 
I'm not balling i'm struggling by luckily so..yea whoever is grats to you.
 
Also someone has to buy that credd so, we are sort of still paying $$$.	
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			I sell CREDD every now and then, just to get some easy quick plat when I'm on a housing binge (so fairly often, really). I'm a stay at home mom so I dont like to spend much of my playtime farming for monies just to keep my sub up, I dont like to play the market. I like to -buy- from the market and sell to the CX and sell Plat to fund my housing and costume addictions xD	
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			I use CREDD because I feel that the game isn't presently worth spending my money on.	
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CREDD because like most MMOs there is literally nothing you can get with money that is good. 
 
The vast majority Decent items come from raiding/Playing/looting your self. 
 
I guess you could fast track yourself with AMP points for 20pp a go... 
 
Inflation will go mental in this game over the next few months. Credd's already gone up 2pp in the past month. I predict it  will be  atleast  25pp+ by the end of 2014	
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			Some people love fishing, some love housing, some love coloring armor, but I love playing the auction house mini game in all MMOs, so I'm rich in game. Thus, I'm going to be playing free for the entire time I'll be playing WS.	
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Monthly sub for the US Account
3-Monthly sub for the EU Account
Buying and Selling CREDD when I need a platinum boost.	
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			I've done both, just depending on my personal finances every month.  Much of my in-game money go to housing, gearing alts, helping my significant other, helping guildies, etc.  I could easily cover both my SO's and my subscription with C.R.E.D.D. every month.  But, other than one occasion it hasn't been an issue and hey - I don't mind paying them for the work they've done on a game I love so much.	
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Cash sub.
 
Haven't touched CREDD in any way shape or form. I just look at the rate once in a while. I'm glad it exists to give flexibility to other players.
I think it's currently around 15 or 16p on Jabbit. I could buy 2 but then my 4 mains (lvl46-47) would be broke : they have around 10p each.
 
I'm just playing without CREDD, that's all...	
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			CREDD since Sabotage. I can't justify paying cash for no content.	
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I pay the sub.
 
And shamelessly buy credd to sell for plat as I am as rubbish with in game money as I am with RL cash :D	
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			I pay mine and my boyfriends subs :)Even though we're poor, we're not THAT poor to not be able to afford our monthly entertainment, plus this lets me not to worry about cash in game and instead throw it at runes, gear and cooking :D	
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			CREDD since the beginning for the same reason I always say: I feel that this game is not worth my 15$ at the moment.	
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			CREDD! I have a buddy who buys CREDD and sells it to me under market value... he always has a buyer and I always have a source. Besides, Carbine profits more from CREDD subs than normal subs.	
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			Cash sub, simply because my low level character isn't making enough money yet to afford CREDD.	
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Funny how a lot of people are worried the game might go F2P soon, yet you are paying your subscription with in-game money? How is that different from F2P? :p
 
Anyway, cash sub here. Part because I can, part because I want to support the game, and part because there's no way I can afford CREDD with in-game money yet. All my char's are around lvl 20, with the highest level being 25. CREDD is just a dream in the distance.	
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I use cash to buy Game Time Cards for monthly or bimonthly subscriptions.
 
Got work to earn the money to pay for it and I don't have time to farm the plat to pay via CREDD.	
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I'm currently on a 3-month subscription, since there's a small discount.
 
I did buy CREDD while it was cheap (7p) and used it. Never really got into the economy game and don't plan to either. I prefer saving my plat mainly for customization (hoverboards etc), and with patch 3 coming out, I know I'll need a lot of in-game money to afford all the new runes and flux.
 
I was originally planning on going CREDD-only, thinking I would be playing WoW again (waiting for WoD), but once I got my 7-day free gametime and played it, (for literally less than 5 minutes) I decided to go all out on my WildStar sub and leave WoW behind for good.
 
I might purchase CREDD in the future for stream giveways or to make some extra plat myself, but only later when I start working more hours.	
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I paid the annual subscription. I am able to afford it, plus i suck big time at the market.
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			Time is money. An hour of "farming" at work, or several evenings farming in Wildstar? Easy choice.	
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Funny how a lot of people are worried the game might go F2P soon, yet you are paying your subscription with in-game money? How is that different from F2P? :P
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			I paid the annual sub because I hate monthly payments.	
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			I don't buy CREDD because my normal game play doesn't net me enough plat to pay for it (and I'd have to pay two sub's worth because I also pay for my fiance's account). If it did, I probably would. However, to be able to pay in plat I'd have to spend more game time farming and doing stuff I don't enjoy, which makes it work. If CREDD was 15 plat and you could make 1 plat per hour, that works out to earning $1 per hour playing the game. I'd rather do real life work and have money left over after an hour or so that I can use for other things.	
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I use cash because.... welll, there's no other way to say it, it costs 15 dollars a month.  I can spend more than that at Wendy's between myself and my wife on lunch.  It costs more than that to drive to work and back every two or three days.  I write with pens that costs more than 15 dollars apiece for drafting purposes.  Fifteen dollars won't even buy you two new release albums, but it'll buy you a month of Wildstar.
 
Fifteen dollars is just... nothing.  I don't even include it in my budget every week.  I'd have bought a year if I was sure it wasn't going F2P.  In the great balancing sheet of life, if I spent a day grinding up the ten plat to buy a CREDD on Entity, I would have essentially "lost" a few hundred dollars of my time, given what my time is worth to everyone else.
 
Paying with CREDD would literally not be worth it for me.	
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I pay the cash (or, really, credit card) sub, because all my plat goes to housing and costumes.
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I play very, very casually (about six hours per week, sometimes less, sometimes more). I still have not reached levle 50, so my money making capabilities are limited.
 
Once I reach level cap I will likely spend my money on housing, not on CREDD. After all, I got enough money to pay the subscription, I want to support the game with my wallet and so on. Even if I get enough spare money to buy CREDD, I would rather give it away to friends and guildies rather than spend it on myself. 	
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I despise the "it's just mad money" argument.  Say that too many times and you wind up scratching your head trying to figure out why you're barely making it month-to-month on what should be a fantastic salary.  Between the mortgage and bills I already have too many wallet remoras.
 
I guess I'm weird.  Every finance guy I talk to is shocked when I tell them I have no credit card debt (I only use debit cards).  I learned THAT life lesson the hard way.	
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i sub every month instead of the other options due to my game jumping
i am enjoying wildstar and either will buy credd for plat or buy credd for the sub with ingame plat	
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I despise the "it's just mad money" argument.  Say that too many times and you wind up scratching your head trying to figure out why you're barely making it month-to-month on what should be a fantastic salary.  Between the mortgage and bills I already have too many wallet remoras.
 
I guess I'm weird.  Every finance guy I talk to is shocked when I tell them I have no credit card debt (I only use debit cards).  I learned THAT life lesson the hard way.
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I have multiple credit cards, but no credit card debt.  It's not a one or the other kind of situation. 
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I pay with a monthly sub. I buy CREDD just to sell in-game for plat.
 
My hubby and I both play online games, so we have it in our monthly budget for our subs and games we buy.	
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I pay by subscription.
 
I don't want the game to feel like a job, where I have to earn in game money to pay for my play time. I'd rather my job felt like a job where I earn real world currency to pay for my playtime.	
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1. I have been worried about the game shutting down- even though some may say I am being paranoid.
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			I use CREDD.   My wife and I both have accounts so 30 dollars a month adds up over 5-6 months.  I haven't had to actively farm for it either.  I just count on the lucky drop every now and then that nets me 20-40 plat a pop and buy a couple.  Both of us are fine with having less than top notch characters, so things like Amp and Ability points go straight to AH.	
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I'm using C.R.E.D.D. currently because;
 
Paid out for 3 Deluxe Editions
Paid subscription for 2 accounts for 3 months
Paid for name change
Paying for another MMO as WildStar doesn't have enough content (and players that use LFG) to entertain me
 
I'm waiting to see if they'll actually be getting players properly back into the game and if it will shape up with the coming Drop or not. Otherwise I'm going to let my account die out with C.R.E.D.D. as I feel that I have paid enough.	
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I always wondered why the CREDD prices were very high of late. I have seen the price touch 11 plat! I mean wtf! Someone is making lots of money off of this along with realm transfers, name changes etc.
 
It takes me about 4-5 game days of farming to gather 10plat for the sub. A total pain in the butt; however, in retrospect, that's not all that bad as far as exchange for an entire month of free gameplay. One thing is for sure it's very painful knocking out 30 daily quests every day until I tap enough cash for a sub.
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			I pay a monthly Sub, I also Buy and sell C.R.E.D.D because I am far to lazy to farm or make money in this game.	
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CREDD all the way.  I made my fat cash with a couple early CW-4 monopolies, got my Spike hoverboard with flairs and Expert riding skill, maxed out my ability and amp points, and now my only plat sinks are a CREDD a month and recrafting my gear to get ready for drop 3.
 
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Funny how a lot of people are worried the game might go F2P soon, yet you are paying your subscription with in-game money? How is that different from F2P? :P
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			I pay with CREDD and have since after the free month. I used to also pay with CREDD for my fiance's account but he has long stopped playing. It was quite easy for me to make the plat for my subscription and I still have a years worth of CREDD banked. I personally refuse to pay for such poor customer service, unfixed bugs, and lack of content. Hell, at this point I only redeem CREDD so it doesn't expire in the hope that one day the game will improve enough for me to be interested in it again.	
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SUB based since launch.
 
Don't have enough time with my job to spend what little time I have left farming and not enjoying the rest of the game.	
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			I have never paid money for the sub fee and buy all of my CREDD with plat because I have nothing better to spend the plat on.	
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It's interesting reading the responses in this thread.  I wanted to give my personal opinion on CREDD because I think some people may look at it differently than I do.  I already responded with what I personally do up above, but I've seen some people mention in their responses that they feel CREDD may be bad for the game, and so I wanted to offer a counterpoint to that.  I'm not really looking to start a debate here so if this seems like a topic that a lot of us want to discuss it may be worth starting a separate thread instead.
 
I think CREDD is a good thing for the game, for the following reasons:
 
- It allows people to play for whom real life money is tight, but who have the free time to be able to play the game.  I know to people like me who have a fair amount of disposable income that can seem wierd, but I have good friends and guildmates for whom $15 a month can be the difference between getting gas in their car to get to work every day or not.  As a society, we tend to tell people in these situations to work harder, but many of them are already working very hard just to try and make ends meet (most people I know in this situation work 2 jobs, as an example).  CREDD allows these folks to have a fun leisure activity where they can relax and feel more in control of what happens to them, at least for a few hours a week.
- It directly combats gold sellers. In games that don't have a system like this, gold sellers are a continual problem.  CREDD helps drive away many of the gold sellers simply because it removes the demand.  Need extra in-game cash and don't want your credit card stolen and used to commit fraud?  Buy a CREDD and sell it to another player.
- As noted by several people, CREDD actually helps increase the number of active players by allowing people to play who normally would not, either for financial reasons or just because of their personal feelings on paying a subscription.  More players adds to the immersion we all feel when playing (in general) and also helps expose problems in the game that only happen at scale, but that impact all of us.  The additional income of CREDD purchases also goes directly to the game's bottom line and funds additional development cost (which is generally fixed, rather than scaling with the number of players).  If we didn't have CREDD, Carbine wouldn't have as many players, and thus not as much money to spend on improving the game, and we'd get updates more slowly.	
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Cash Money Baby!
 
EDIT: Like others, no time to farm.	
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Cash Money Baby!
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It's interesting reading the responses in this thread.  I wanted to give my personal opinion on CREDD because I think some people may look at it differently than I do.  I already responded with what I personally do up above, but I've seen some people mention in their responses that they feel CREDD may be bad for the game, and so I wanted to offer a counterpoint to that.  I'm not really looking to start a debate here so if this seems like a topic that a lot of us want to discuss it may be worth starting a separate thread instead.
 
I think CREDD is a good thing for the game, for the following reasons:
 
- It allows people to play for whom real life money is tight, but who have the free time to be able to play the game.  I know to people like me who have a fair amount of disposable income that can seem wierd, but I have good friends and guildmates for whom $15 a month can be the difference between getting gas in their car to get to work every day or not.  As a society, we tend to tell people in these situations to work harder, but many of them are already working very hard just to try and make ends meet (most people I know in this situation work 2 jobs, as an example).  CREDD allows these folks to have a fun leisure activity where they can relax and feel more in control of what happens to them, at least for a few hours a week.
- It directly combats gold sellers. In games that don't have a system like this, gold sellers are a continual problem.  CREDD helps drive away many of the gold sellers simply because it removes the demand.  Need extra in-game cash and don't want your credit card stolen and used to commit fraud?  Buy a CREDD and sell it to another player.
- As noted by several people, CREDD actually helps increase the number of active players by allowing people to play who normally would not, either for financial reasons or just because of their personal feelings on paying a subscription.  More players adds to the immersion we all feel when playing (in general) and also helps expose problems in the game that only happen at scale, but that impact all of us.  The additional income of CREDD purchases also goes directly to the game's bottom line and funds additional development cost (which is generally fixed, rather than scaling with the number of players).  If we didn't have CREDD, Carbine wouldn't have as many players, and thus not as much money to spend on improving the game, and we'd get updates more slowly.
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			I think CREDD is great. I don't use it (though I would if I had extra plat lying around), but it feels to me like a semi-f2p variant that doesn't bring along pay walls for folks that want to play through subs.	
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I think CREDD is great. I don't use it (though I would if I had extra plat lying around), but it feels to me like a semi-f2p variant that doesn't bring along pay walls for folks that want to play through subs.
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			C.R.E.D.D  because I can and because paying a monthly sub for two accts would cost prohibitive.	
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			Pay by CREDD of course--it's so ridiculously devalued that I can't imagine *not* using CREDD unless I never did anything in game that generates plat.	
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C.R.E.D.D
My daily goal is 10+ plat, so i basically make enough money for a c.r.e.d.d every day.	
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EU servers are closer to the 20 plat mark and Luminai was 29 plat last time I looked.
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			CREDD until the games out of beta.	
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Jeeeesh, really? It's only a bit over 9p on Entity. I could farm 9-10p in a month easily several times over for CREDD, but I definitely would not spend the time for 20+p, I'd just continue on cash sub always.  As some others have said, it would make the game more like work for me at that point, and I dont want a T4 or whatever plot on my house or to spend an hour a day farming or what have you. I do like to support the game, as well, and once my husband joins the game we'll both pay cash sub probably. Neither of us thinks its much of a bother since we've played sub-based games for years and it's auto-paid so its not something we have to think about getting done. If it was CREDD for us it'd be like another bill in the month (as silly as that sounds) I do agree that CREDD is a good thing for the game, though, especially seeing all the "I pay CREDD cuz its not worth cash atm" peoples who can continue to play without having to bother their wallets, even if I think the game is worth it, but thats opinion and well, everyone has one. I've only paid plat once for CREDD and that was for a friend who was struggling to make the plat to continue his monthly sub since he's unemployed but wanted to keep playing and make it to 50. So yeah, CREDD is definitely a good thing, but it's not my personal choice to use it though it -is- nice to know that it's there.
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I used CREDD and built a very, very small pile of them before the megaservers. Now it's a bit too pricey for my gold-making capabilities, so I'm not sure if I'll continue using it for the following months.
The reason I use CREDD is because it saves me money. Simple as that. I can then use those saved dollars in other things, or save them for the day in which I won't be able to acquire CREDD anymore.	
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I pay the sub.
Because i can afford it and if i think if a game is worth playing i want to give them my money.	
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			Cash because I have cash. CREDD requires platinum which requires me to stop spending platinum on other things! I can't do that.	
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Aye CREDD is a good thing, I reckon it would be even better though if the CREDD sales could be shared cross regions as some have suggested in another thread. Farming 20 plat or close to 30 doesn't feel ideal for the CREDD system to work as it was intended.
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			I pay by CREDD; my $15/mo still goes to WoW and I'm not keen on paying cash upkeep on two MMOs.	
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Cash sub.  Bought a year then cancelled so see if it'll be worth it for another year.  Plenty of time to decide and MMORPGs tend to be a long term investment.
CREDD  is a good idea, but I know the quickest way for me to lose interest in a game is for the economy aspect to take center stage.  Or be an issue at all.  Too many years of dull farming and AH camping.  Rather just ignore it all and play whatever I find fun.
 
Besides.. considering how badly i get ripped off by cable TV/smartphone Inet/going to theater, 15 a month seems pretty reasonable for entertainment.	
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 on the flip side, purchasing CREDD for $20 to cash it in for only 10plat.....doesn't feel ideal to me either. If the riding upgrade cost 80 plat for example....that's equivalent to $160 boooooooooooooo
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All except the last is bought from Hazak(EU) the last one is from Luminai.	
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			High end raiding is pretty expensive and i'd rather not spend my free time farmingAlso, my credit card is a lower player cost for same product and doesn't strangely disappear if i stop using it for a while	
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			I hate farming and $20 is less then i make in an hour. Went into hibernate until Drop 4, keeping my subscription going anyway.	
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I'm paying with real life money, this gives me the thought that I'm supporting a game I like instead of buying CREDD (which essentially is also supporting , since someone else is paying for my game), I know its a strange logic, but I like it this way :)
 
Also 12 eur is not really a big summ for me, I can afford it per month so I dont see why not :)	
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			As I play both Wildstar and one of either FFXIV or WoW at the same time (Wildstar being my main game), I like being able to only paying 1 subscription per month, so I love being able to buy and use CREDD.	
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CREDD to the middle of next year whee.
 
 
 
 
 
 
...you know why.	
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Cash sub. At 50 cents per day for hours of entertainment per day, this remains--by far--the best ROI in my budget.
 
By the way, since it seems very odd to me to see so many people buying CREDD for plat without any mention of the side of the CREDD market that puts actual real money in Carbine's coffers, I've also purchased a CREDD for cash once, to trick out my main's house.
 
This was perhaps a month after launch, and I got 4 or so plat for it. As the economy was still small and had not yet been taken over by boosters who could manipulate the market with huge stockpiles of plat, I didn't feel at all ripped off by it. I doubt I'd feel quite the same way at this point, and I haven't bought any CREDD for cash since.	
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			I use CREDD to pay for my WS.	
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			I paid for a year sub at the onset.  I'm with Yas in a lot of respects, in my case less than 50 cents a day for a game I'm still having an incredible amount of fun in is a hell of a value for me.  i've bought a CREDD or two for a cash boost but mainly to help out guildies or to build a house or some such.	
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			I pay the sub - it's a rate of exchange thing.  CREDD sells for ~9.5p.  It takes me a lot longer to earn 9.5p than it does to earn $15, and my monthly budget is plenty loose enough that I wouldn't notice the difference between paying the subscription fee and not paying one.	
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Well my experiment has yielded some interesting results- it seems that there are a LOT of people paying their subscriptions with CREDD, and not nearly the same amount of people subscribing with cash.  NOW if I understand the idea behind CREDD, it is supposed to be putting real cash money in the pocket of Wildstar.  That being said, with so many people currently paying on CREDD I cant figure out how this can be true. 
 
For example- if we have 100,000 subscribers and 55,000 of them are paying with CREDD, 45,000 are paying cash.  The way its supposed to work is that when we buy the CREDD that it is actually being sold to players who are buying plat in game.  I just cant see 65,000 players buying plat...I cant see any way that Wildstar is getting 100% if their CREDD subscriptions converted into real life cash with so many people on CREDD.
 
I think that the CREDD system may have been designed for an MMO that has a lot more plat buyers than we actually have.  If we had a lot more plat buyers then I could see NCSoft/Carbine getting their money. 
 
As It is right now I just cant see Carbine getting their real life money simply because there are so many CREDD users.  If I were to take an educated guess I would bet that CREDD is operating at a much larger loss than anyone expected.  Can someone explain how Carbine is turning all these CREDD subscribers into real life money?  I just cant see it.  Maybe if there were as many plat buyers as CREDD subscribers they would get their money, but I think that is not the case.  Ultimately everything is a guess because we don't have access to those numbers and likely never will.   If anyone can enlighten me please do!	
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			CREDD. Currently paid up through March, with 70 CREDD stockpiled. Pretty sure I won't be paying for this game for a long time.	
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For example- if we have 100,000 subscribers and 55,000 of them are paying with CREDD, 45,000 are paying cash.  The way its supposed to work is that when we buy the CREDD that it is actually being sold to players who are buying plat in game.  I just cant see 65,000 players buying plat...I cant see any way that Wildstar is getting 100% if their CREDD subscriptions converted into real life cash with so many people on CREDD.
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As It is right now I just cant see Carbine getting their real life money simply because there are so many CREDD users.  If I were to take an educated guess I would bet that CREDD is operating at a much larger loss than anyone expected.  Can someone explain how Carbine is turning all these CREDD subscribers into real life money?  I just cant see it.
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Well my experiment has yielded some interesting results- it seems that there are a LOT of people paying their subscriptions with CREDD, and not nearly the same amount of people subscribing with cash.  NOW if I understand the idea behind CREDD, it is supposed to be putting real cash money in the pocket of Wildstar.  That being said, with so many people currently paying on CREDD I cant figure out how this can be true. 
 
For example- if we have 100,000 subscribers and 55,000 of them are paying with CREDD, 45,000 are paying cash.  The way its supposed to work is that when we buy the CREDD that it is actually being sold to players who are buying plat in game.  I just cant see 65,000 players buying plat...I cant see any way that Wildstar is getting 100% if their CREDD subscriptions converted into real life cash with so many people on CREDD.
 
I think that the CREDD system may have been designed for an MMO that has a lot more plat buyers than we actually have.  If we had a lot more plat buyers then I could see NCSoft/Carbine getting their money. 
 
As It is right now I just cant see Carbine getting their real life money simply because there are so many CREDD users.  If I were to take an educated guess I would bet that CREDD is operating at a much larger loss than anyone expected.  Can someone explain how Carbine is turning all these CREDD subscribers into real life money?  I just cant see it.  Maybe if there were as many plat buyers as CREDD subscribers they would get their money, but I think that is not the case.  Ultimately everything is a guess because we don't have access to those numbers and likely never will.   If anyone can enlighten me please do!
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			please delete, double post	
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-snip-
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			I switch back and forth. Sometimes I buy a credd, sometimes I pay cash. It depends on how much I've been playing and if I have the spare gold to buy CREDD or not.	
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Lightwish, to give a practical example for you:
 
For ThaydFest I bought 5 CREDD over the course of 7 days, at $20 per day, to be used as event prizes.  So in the course of the week I gave Carbine an additional $100 on top of my normal subscription.
 
I then gave these away as prizes during the event.  The players that won them will either  sell them to others for plat, or will use them for game time.  Either way, Carbine's already got the money.	
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			CREDD. Game in it's current state isn't worth a sub to me. Can make the money needed in game from plat in hours to pay for one month of game time.	
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			At the moment I subscribe month to help support the game,  now depending on how it is in say a year or 2 I might change that.	
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			Paying with Real money, because I need the plat for runes and repair as we are progressing in DS =D	
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			i pay to play, i have the money so i prefert to spend it for a game i like toi play. (and i hate to farm so i must keep my plat in game)	
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			CREDD until April. Because it doesn't cost me anything.	
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Carbine makes more from people paying their subs through CREDD then it does by them paying by cash as each CREDD is 20 bucks vs the 15'ish for the sub.
 
 
 
It's a quick cash grab for them that works in their favour (giving players a legitimate way to buy gold ingame with real life money instead of giving it to 3rd parties, and giving other players the ability to extend their sub through converting their time ingame (farming for plat) into extended subs) meanwhile Carbine can rack up months and months and months of what it would've taken for normal subs to reach that $$ in less then a month due to the nature of certain players who are time poor/money rich who whale it up for short term plat gains.	
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			I pay my sub every 3 months. I just don't have enough free time to farm the money needed to buy CREDD so I don't have a choice if I want to play.	
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I pay my sub every 3 months. I just don't have enough free time to farm the money needed to buy CREDD so I don't have a choice if I want to play.
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Carbine makes more from people paying their subs through CREDD then it does by them paying by cash as each CREDD is 20 bucks vs the 15'ish for the sub.
 
 
 
It's a quick cash grab for them that works in their favour (giving players a legitimate way to buy gold ingame with real life money instead of giving it to 3rd parties, and giving other players the ability to extend their sub through converting their time ingame (farming for plat) into extended subs) meanwhile Carbine can rack up months and months and months of what it would've taken for normal subs to reach that $$ in less then a month due to the nature of certain players who are time poor/money rich who whale it up for short term plat gains.
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get a thicket and a mineral field, join a survivalist and a mining circle, set your lot for 50/50, profit. Even from your own stuff alone people will harvest you enough for it to be a few plat worth a day :D
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get a thicket and a mineral field, join a survivalist and a mining circle, set your lot for 50/50, profit. Even from your own stuff alone people will harvest you enough for it to be a few plat worth a day :D
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I thought you could only have one harvest-able plot up at once (not including garden).
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should have written "or", my mistake. That's what I get for brainlessly farming meat all day!
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