Black Market

The Black Market merchant is a merchant found on islands that don't have a dedicated Market. He will purchase resources from the backpack for less money than they can be sold for at the market.
Typically the advantage of the Black Market is that the player can sell things without having to return to the Main Island's market and wait five minutes for the ship; however, after Horseshoe Island and Paints Island got their own market, there is no longer any incentive to visit the Black Market.
The merchant purchases resources for only 0.5x the rate that they are typically exchanged for, rounding down to the nearest Gold. For example, sells for 0.5 gold per wood normally, and sells for 0.25 gold per wood at the Black Market. However, if you want to sell 7 wood, 7 x 0.25 = 1.75, which rounds down to just one gold.
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