No Combat Experience

You may know how to swing a bat, shoot a gun, or punch, but you have never had to use that ability in an actual combat until now. As such, you receive a Difficulty Rating, based on the following table, under certain situations in combat.
-20 points
Penalties from Unskilled Combat
In this situation... 	Use This Difficulty Rating
Fighting with a weapon you are not skilled with, or against an enemy using such a weapon	-2 ranks
Fighting an enemy with a skill at least 5 ranks higher than yours 	-1 rank
Attempting a special or unusual attack or defense 	-1 rank
Fighting more than one enemy face to face 	-2 ranks
Fighting while surrounded by enemies 	-3 ranks
Category:Disadvantages