NeothetA kjøpmann

Duke NeothetA Lornigan kjøpmann 'The Savvy' was a Svargese merchant & Noble hailing from the kingdom of Svarga, Originally from Valhaim, Sylding.
== Biography ==
=== Early Life ===
Born in December 1st, 1093 of the imperial calendar within a Viking long house in Valhaim, not much is known about NeothetA's history. He is known to be an Arctic Blue fox, a very rare distant relative to the Vulperium Vuls. Since his early age, he has had a captivating interest towards the outside world as many traders and merchants would travel though Valhaim, sharing their exotic adventures and exhilarating encounters of the distant lands they have visited on their travels. This would later become a major factor in NeothetA's desire to be a merchant. He worked hard, earning enough to go to school where he studied ferociously before being granted a scholarship to go to the university of Qadaka in 1011. He eventually Graduated with degrees in Vulpirium Law, Stonework's Economics, Business & degrees in the Political Sciences by 1116. 
After Gaining new qualifications, he joined a group of travelling merchants as a accountant. In this group he started from the Vulperium, he eventually traveled to many distant lands such as GoonGuard, Redovir & Sethris. at the age of 25, he adopted the last name of kjøpmann, which meant trader in the Nordic language to better suite his position. He continued to travel with merchants and businessmen over the next few years, building up contacts and friends along the way, It was through these travels that he was introduced to his future wife to-be, Lady Mary Wallace.
=== Scylding, Vulpiruim and the VTC ===
NeotehtA throughout many of his travels found his way into distant lands and nations, When he was presented to King zarotli at the age of 26 he was greeted warmly and became a full citizen of Sylidng within a matter of months in service to the king as a court page. Several months later, after proving himself worthy he was appointed a Diplomat and joined the Sylding Civil service on behalf of King zarotli. Years later, NeothetA commented that "The time I spent in the court of King zarotli were wonderful days, I was busy mind you but It was extremely fullfilling". NeothetA continued as a diplomat on behalf of KIng zarotli until the king's death in June 1125. 
After the king's death, NeothetA resigned his post as diplomat and continued to travel, linking up with the trade caravans heading north. It was on his travels he stumbled into the Vulpiruim Empire without knowing it, it was only when he walked into the crowed city of Afron that he realised where he was. After several months more of traveling where he met up with Marry again, he decided to head back to Afron to settle down. Opening up a shop January 1127 at the age of 33, starting the Valhaim trading company (VTC) as a side venture while he was working as a Lord's barrister within the Vulpiruim legal system. However although he excelled at Vulpiruim law, and was able to start up his own legal practice in May 1130, the side venture of the VTC started to take off, leading to him running it full time by 1131. 
=== Svarga, National Investment bank and Formula Eldham ===
By 1135, the VTC had become very profitable, and due to it's growth into domestic retailing and arms/Exp manufacturing, and it's subsequent IPO (Initial Public Offering) launch on the Eldham Stock Exchnage, the VTC among other ventures had made NeothetA one of the wealthiest Vuls in the Vulpiruim. Around August 1135, NeothetA's net worth was estimated to be in the range of $5-10 Million Dollars according to a Vulpiruim tax assessment.
However as his wealth reached it's peak in the late 1130's, Crisis struck, war had come to the Vulpiruim and that could only mean bad things. Within months the VTC and many other Ventures that NeothetA had invested in were ravaged by the conflict, leaving many losses. Many of the VTC's company offices and manufacturing plants had been decimated and were left in ruins leaving the company to become insolvent and eventually to declare Bankruptcy in June 1141. Within months, NeothatA's wealth had collapsed to a fraction of what it used to be, dropping by almost 90% and leaving NeothetA on the hook for millions in damages, an amount that he was barely able to pay after massive layoffs and closures. 
In a effort to flee the escalating conflict in the Vulpiruim, NeothetA left for Qadaka In the same year, before leaving he was able to retrieve roughly one hundred thousand dollars , enough to lay low for a few months and to re-locate. However before he reached Qadaka, he stumbled on the Kingdom of Svarga. Although the merchant city had seen a decline in it's economic activity, it had remained a centre for regional trade and the King was always looking for new administrators to fill the much needed bureaucracy. 
It turned out that NeothetA fit the bill very well, and as such joined as a regional trade administrator in November 1142. Within 4 months of joining he had been repeatedly promoted and was in March 1143, presented to the king and granted a royal charter for the establishment of The Svarga National Investment bank. Being appointed the Executive Governor-General of this new bank was a major achievement considering that the Monarch, King Utron I, was highly sceptical of the success of such a bank and as such needed be convinced, NeothetA being able to do so demonstrated his favour with the king and as such he was appointed to a high office. By July 1145, the bank was a massive success holding deposits reaching almost $5,000,000 dollars, due to this success he was appointed the first Lord of the Treasury and soon was awarded titles and honours such as becoming Count of Revvend and the Order of the White Rose. 
By 1146, he had settled down marrying Lady Mary Wallace in 1145, and started raising a family due to the birth of Alexander J Klopmann in April 1146. He had settled in a wing of Lugnica castle by this point and had become increasingly active in international economic affairs, however this did not mean that he was done with business. For example a past business partner, Castillian Aber, sold him the struggling Formula Eldham Racing Company for $2.5 Million in a leveraged Buyout in may 1147. NeothetA tried to get the company running again through a new campaign of re-structurings, renovations, updates and boosted media interest, he was able to push the company through the 7th season, but continued to struggle, eventually the company failed to make payments on it's debts and was transferred to different ownership in 1150. 
=== Final Years and Passing ===
NeothetA's final years were filled with his continuing service to King Ultron, being appointed various positions In his late 60's and 70's such as serving as a General, taking up command of the 2nd Royal Army within the Wars of Redovir-Svarga in the 1150's. Winning victories for Svarga in several Military Engagements throughout his time as a General. In Thanks of his service and his Diplomatic service after the conflict, bringing it to a stable conclusion, the King bestowed him the rank of Duke in June 1160, making NeothetA, Duke of Lugnica in addition to presenting him with the Red Cross of Diplomatic service. He was said to, as a elder statesman in his walk around Lugnica, and chat with his people and hep them in anyway he could. He made sure his son got a good education and cared for, his wife, Mary, had died in October 1160. He remained as energetic as a 20 year old until his death to a heart attack at the age of 87, dying a fulfilled man on the 12th of May 1163. His last words being 'John, be a good boy'. 
=== Legacy ===
NeothetA's legacy, although small in comparison to fellow members of the Stoneworks community, was greatly impactfully to his family, his friends & partners and his nation. His message was, anyone can make it, just with enough determination and sheer force of will anyone can succeed. NeothetA's long life remains a long, storied one. One that would be carried in the hearts of his people for years to come. Even with the kingdom of Svarga falling in the great rift (when the server was reset) and his people spread thin, his legacy and memory live and continue to live with them.
== Nations (Eldham) ==
=== Central Nations ===
Kingdom of Scylding, Republic of Rederiv, Kingdom of Svarga,Free city of Qadaka...
=== Active Citizenship ===
Vulpirium Empire, Kingdom of Geraria...
=== Holder of Citizenship ===
Republic of Sethris and Morladron
== Founded & Owned Companies ==
=== 1) Valhaim Trading Company ===
After gathering many experiences from his journeys, NeothetA decided to create his own company called the Valhaim Trading Company. He set up a shop in Arfron, Vulperium to sell wood, potions and diamonds. In order to increase his shop's growth, he added the name Valhaim as it was his home city and because it has a reputation as a Economic centre. The company grew and gained more employees having offices in 6 Cities and 12 Trading Outposts & Ports across Eldham by the time NeothetA was 20, however the companies good fortune didn't last. War boke out across Eldham, splitting supply lines and damaging company commercial and manufacturing facilities. Eventually the company was only left with two outposts, one in Afron and the other in Valhaim. After another series of conflicts witch further diminished returns the company collapsed and became insolvent and was officially liquated soon after. 
=== 2) The Svarga National Investment bank ===
The Svarga national investment bank (or SNIB) was founded by Royal Charter in the Kingdom of Svarga in March, 1143. King Ultron I, wanted to help fund the government thorough more sophisticated means and so appointed now Lord NeothetA to be its chairman and to grow the bank. The Idea behind the bank was to take depositor's money and invest it into info structure through loaning money to the Svargeses government at a low interest rate, the idea being that not all the depositors would take all their money out at once. This worked for the first few months however the bank ended abruptly after large depositor withdrew all of their funds and told everyone else to do the same, a bank run ensued. Soon after, the bank defaulted on its debts after not being able to pay the enormous number of withdrawal requests it was receiving. NeothetA was able gain crucial funding to prevent any losses among the bank's depositors and the bank was liquidated and parts sold off by 1157.
=== 3) The kjøpmann Investment Group ===
The kjøpmann Investment Group was a personal holding company that holds and manages all of NeothetA kjøpmann's Assets, this includes the following.. Formula Eldham Corporation 48& + 3% of voting rights, Svarga Investment bank 75%, Valhaim Trading Company Limited 64.7%, kjøpmann Investment Group 100% held in trust, Hiata Trading Company 76% and Additional shares totalling in value to 457,000 SWC as of 21/04/2023. After his death these assets were sold off to fund a university scholarship program. 
=== 4) Formula Eldham ===
Formula Eldham was a ice boat racing league that has been running for almost 2 years and has a long and rich history (more can be found at Formula Eldham). In may, 1147, NeothetA, a fan of the sport himself purchased, via a leveraged buyout, a controlling majority of shares for $1.23 million dollars from Castilian Abner, a fellow businessmen and industrialist. NeothetA tried to get the company running again through a new campaign of re-structurings, renovations, updates and boosted media interest, he was able to push the company through the 7th season, but continued to struggle, eventually the company failed to make payments on it's mounting debts and was transferred to different ownership in 1150. 
== Further notes ==
NeothetA was alive during the Eldwardian Period of Stoneworks, he was only a active member of Eldham (no other world) and in lore died before the server merger. As such all of these happenings took place in Eldham and on the previous iterations of the server which may be drastically different from the present day. 
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Category:Traveler's Era