Minor Drawback-Hoardly Obsessed

If anyone asked you if you had an obsession with your hoard, you’d absolutely answer “No. Because I don’t have a hoard” whilst sweating over the fact that they thought you had a hoard. This is because you are so obsessively protective of your hoard you cannot bear the thought of it being stolen from.
Effect: You must always keep a hoard inside a stationary place that you have access to. If you move more than 1000 feet away from your hoard or have no place to hoard goods; the constant anxiety and fear of having it stolen from results in a -2 circumstance penalty to initiative due to your constant distraction.
NOTE: This ability CANNOT be taken with the “Overly Cautious” major drawback as it can be considered a superior form of this drawback.
Category:Traits
Category:Homebrew