Currency

Currency (通貨, Tsūka) is any item accumulated and used to make purchases. While coins are a common medium of exchange that the inhabitants of the New World and the YGGDRASIL Players share, the value differs between the two.
== New World Economy ==
In the New World, four primary metals are utilized as the monetary standard and valued in increasing value: Copper, Silver, Gold, and Platinum. About 1/4 of the copper coins were made from brass. Platinum coins were rarely used with the exception of merchants and nobles.Overlord Volume 01 Chapter 4: Confrontation
In addition to that, there does exist financial institutions supported by the government. For example, the Imperial Bank located in the Baharuth Empire. Trusts in the form of metallic plates are used by the banks within the Empire, similar to that of a cheque.Overlord First Half Chapter 53: Invaders Part 1 Trade between nations exists through numerous official and unofficial channels; platinum in particular is used in international trade.Overlord Volume 05 Chapter 3: Those who pick up, those who are picked up
In the Web Novel, all Trade of Currency, was said to be marked with the symbol of the God of Business which is the wheel. And on the other side is the symbol of the merchant guild that issued the currency.Overlord First Half Chapter 11: Knowledge
If gold coins were too heavy to be used as payment, big transactions were typically made with gemstones and the like. Which sometimes would be found on a person, stuffed away in hidden pockets.Overlord Special Edition 02 Chapter 2 Some countries used gemstones to make a type of extremely high-value currency called gem coins, or they made coins of mithril or adamantite, or “gold plaques” which had value beyond their weight.Overlord Bonus Volume Chapter 3: Five-Year Preparations
== Exchange Rate ==
Exchange Rate	Copper	Silver	Gold 	Platinum
One Copper 	1 	~0.077	~0.00077	~0.000077
One Silver 	13 	1 	0.01 	0.001
One Gold 	1300 	100 	1 	0.1
One Platinum 	13000 	1000 	10 	1
The exchange rate between the Re-Estize Kingdom and the Baharuth Empire is 1:1.Overlord Volume 07 Chapter 1: Invitation to Death
== Japanese World of 2138 Economy ==
If you converted the price of a copper coin from the New World into Japanese Yen, its worth would be about 1000 yen. One gold coin is also equivalent to 100,000 yen.
On the other hand, according to the Web Novel, YGGDRASIL currency of 1 gold was estimated to be worth the estimated value of 1,000,000,000 yen in the real world.Overlord First Half Chapter 11: Knowledge
== YGGDRASIL Economy ==
Unlike the inhabitants of the New World, players used only one type of metal as currency: Gold. In the past, YGGDRASIL's coins went through two conversions. Originally, the gold coins had the face of a man sealed upon them, before Valkyrie’s Downfall Event. It's current form has the profile of a woman, possibly a Valkyrie. YGGDRASIL gold had multiple uses, such as a medium of exchange for purchasing items, guild house maintenance, as a component in magic scroll and potion manufacture.Overlord Volume 04: Prologue There were also people in the game who worked and earned in-game money by traveling with other players and filming their battles.Overlord Special Edition 01 Prologue
After the Great Tomb of Nazarick's transfer to the New World, all the coins and valuables stored within the Treasury have been transformed into actual gold. Ainz has also discovered that compared to the gold coins that are used by the New World inhabitants, YGGDRASIL coins are worth at least twice as a standard gold coin in the New World, but due to the artwork on them probably five times more.Overlord Volume 02 Chapter 1: The Two AdventurersOverlord Volume 07 Chapter 2: Butterfly Entangled in a Spider's Web
== Trivia ==
* It is unknown if New World coins other than gold can be used in Nazarick's NPC resurrection system. Thus, Pandora's Actor has been charged in appraising all outside valuables in order to determine their value.
* Ainz keeps an original coin of YGGDRASIL as a keepsake of his younger days of playing with his guild members together.Overlord Volume 06 Chapter 6: Introduction to the Royal Capital's Disturbance
* Three gold coins were enough to feed a normal family for a whole month in the New World.
* By the New World standard, 30,000 gold coins was viewed as a craftsman's 300,000 days, 821 years worth of money.Overlord First Half Chapter 37: Investigation Part 2
*At Casino Resort Nazarick, chips are used instead of actual currency.Mass for the Dead Special Event: Casino Resort Nazarick
*Elves don't use coinage in their villages, but barter with gold and silver.Overlord Volume 15 Chapter 1: To Take a Paid Vacation
*Since the NPCs of the Great Tomb of Nazarick have no use for currency, due their belief that serving Nazarick is its own reward, they lack an understanding of its importance or reasons for compensation. Ainz attempted to teach them the importance of money and a salary, but failed dismally.Overlord II Blu-ray 01 Special: Ainz Raises Money
*In Mass for the Dead, the NPCs become more money sound, mostly due to a money lecture hosted by Pandora's Actor, as a way to help their undercover agents be more financial wiser and use the knowledge to eventually control humans.Mass for the Dead Special Event: Work Style Reform in a Suit
== References ==
Category:Terminology