Wardrobe Malfunction

(Sorry, don't know the formatting for this. Please feel free to edit appropriately.)
Type: Social Complication
Value: Occasionally, Minor, Not limiting in some cultures/circumstances (0 points), Frequently, Minor, Not limiting in some cultures/circumstances (5 points), Very Frequently, Minor, Not limiting in some cultures/circumstances (10 points), Occasionally, Major, Not limiting in some cultures/circumstances (5 points), Frequently, Major, Not limiting in some cultures/circumstances (10 points), Very Frequently, Major, Not limiting in some cultures/circumstances (15 points)
Description: Their skin is strong enough to withstand high explosives at close range. Their clothes, however, are not so fortunate. Or their clothes were not designed to accelerate to supersonic speeds when a speedster takes off. Or the fire elemental burns their clothes to a crisp. Or their changing into a hulking brute form shreds clothes designed for a normal-sized person. Or maybe they just seem incapable of keeping their shirt on through an entire fight. Whatever the case, this individual has a distinct problem in keeping their clothes on. It may not be any fault of their own, and no one might care while they are in their hulking brute form, but it can definitely cause issues with keeping a secret identity, or just keeping off the sex offender registry.
At Minor intensity, the individual's clothes are lost or ruined, but remain intact enough that they at least won't be getting arrested for indecent exposure.
At Major intensity, the individual's clothes are lost or ruined, and everything is hanging out in the breeze, for all to see.
Worn focuses (like a costume) are not affected by this, but wearing spandex and boots under your normal clothes all day every day produces its own complications.
The Frequency is determined by how easily, and how often, the individual's clothes are destroyed or lost during the course of normal super-human activities.