Phantom ghoul

phantom ghoul, n., WOD-ism in White Wolf's Vampire:The Masquerade, a ghoul invented by a player on the spot for his/her convenience, without the correct expenditure of background points.
Ex: ST: "You're being followed by an undercover police officer." Player: "I send one of my ghouls to sneak around behind him and garotte him." ST: "What ghoul? I don't see any ghouls on your character sheet. We don't allow phantom ghouls in this game." Player: "But -- but -- I meant to buy a ghoul!" See also ass-born NPC. [GJ1]