Urban Legends & Folklore

Urban Legends & Folklore covers the body of knowledge that deals with stories of the supernatural that occur within a given region. Ghost stories, hauntings, superstition, things of that nature. Urban Legends & Folklore is both a general Lore as well as region specific which means an Adept who has it will probably choose a specific area where they have a full grasp of their UL&F, while other areas of the world are a bit hazier to them. This is because things like Urban Legends and Folklore tend to shift and change and aren't normally written down so much as passed by word of mouth. 
Adepts with this Lore will be able to do better research (or none at all) when investigating topics of the Supernatural. They will have names, dates and locations for historic events related to the supernatural and will be able to trace that information down into present day.