Buying Defaults

Buying Defaults is the concept of paying character points to get default levels in a skill that not everyone actually has at that default. For example:
*buying the Area Knowledge or Thaumatology defaults which some are deigned to have depending on where they lived
*assuming Incompetent in all skills and buying off the quirk's -4 as a perk
*assuming Bestial and buying off incompetence in non-intimidation social skills
*buying Default Spells as a perk
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