Context_1 : The dollar has been the currency of Barbados since 1935. The present dollar has the ISO 4217 code "BBD" and is normally abbreviated with the dollar sign "$" or, alternatively, "Bds$" to distinguish it from other dollar-denominated currencies. It is divided into 100 cents. On 22 October 2010 it was reported that the international rating agency Standard & Poor's (S&P) rated the currency of Barbados as "BBB-/A-3". Context_2 : International Ratings Group is an international rating agency grouping established the end of 2005, following a comprehensive study undertaken on the total global ratings industry. The study demonstrated the need for a truly international ratings group which focuses exclusively on Emerging Markets (i.e. Africa, Middle East, Eastern Europe, South America and Asia). Context_3 : DBRS is a credit rating agency (CRA) founded in 1976 (originally known as Dominion Bond Rating Service) in Toronto by Walter Schroeder, who sold the company to a consortium led by The Carlyle Group and Warburg Pincus in December 2014. DBRS is the largest rating agency in Canada with other offices in New York, Chicago, and London. DBRS comprises three affiliated operating companies – DBRS Limited; DBRS, Inc.; and DBRS Ratings Limited. Daniel Curry is the agency’s CEO. DBRS is the fourth largest ratings agency in the world, with about a 2.5% global market share. Context_4 : A sovereign default ( ) is the failure or refusal of the government of a sovereign state to pay back its debt in full. Cessation of due payments (or receivables) may either be accompanied by formal declaration (repudiation) of a government not to pay (or only partially pay) its debts, or it may be unannounced. A credit rating agency will take into account in its gradings capital, interest, extraneous and procedural defaults, failures to abide by the terms of bonds or other debt instruments. Countries have at times escaped the real burden of some of their debt through inflation. This is not "default" in the usual sense because the debt is honored, albeit with currency of lesser real value. Sometimes governments devalue their currency. This can be done by printing more money to apply toward their own debts, or by ending or altering the convertibility of their currencies into precious metals or foreign currency at fixed rates. Harder to quantify than an interest or capital default, this often is defined as an extraneous or procedural default (breach) of terms of the contracts or other instruments. Context_5 : The Japan Credit Rating Agency (JCR), established in 1985, is a Japanese financial services company which publishes credit ratings to Japanese companies, local governments, and other interested parties. The company is one of the Japanese credit rating agencies which the Japanese financial service agency has approved as eligible for Japanese local banks to utilize under the Basel II framework. Currently, the Japan Credit Rating Agency has 584 million yen in paid-in capital. Context_6 : Foreign exchange risk (also known as FX risk, exchange rate risk or currency risk) is a financial risk that exists when a financial transaction is denominated in a currency other than that of the base currency of the company. Foreign exchange risk also exists when the foreign subsidiary of a firm maintains financial statements in a currency other than the reporting currency of the consolidated entity. The risk is that there may be an adverse movement in the exchange rate of the denomination currency in relation to the base currency before the date when the transaction is completed. Investors and businesses exporting or importing goods and services or making foreign investments have an exchange rate risk which can have severe financial consequences; but steps can be taken to manage (i.e., reduce) the risk. Context_7 : The Financial Services Roundtable (FSR) is an American financial services lobbying and advocacy organization, located in Washington, D.C.. FSR was formerly called the Bankers Roundtable, but was renamed in 2000 to reflect the widening membership of the organization beyond bank holding companies. FSR "represents 100 of the largest integrated financial services companies which provide banking, insurance and investment products and services to American consumers." The members of FSR are the CEOs of the 100 largest financial services companies with additional C-Suite level executive representatives from each company. The current President and CEO of the Financial Services Roundtable is Tim Pawlenty, a former governor of Minnesota. Context_8 : Standard & Poor's Financial Services LLC (S&P) is an American financial services company. It is a division of S&P Global that publishes financial research and analysis on stocks, bonds and commodities. S&P is known for its stock market indices such as the U.S.-based S&P 500, the Canadian S&P/TSX, and the Australian S&P/ASX 200. S&P is considered one of the Big Three credit-rating agencies, which also include Moody's Investors Service and Fitch Ratings. Its head office is located on 55 Water Street in Lower Manhattan, New York City. Context_9 : Moody's Corporation, often referred to as Moody's, is an American business and financial services company. It is the holding company for Moody's Investors Service (MIS), an American credit rating agency, and Moody's Analytics (MA), an American provider of financial analysis software and services. Context_10 : Amscot Financial Inc. is an American financial services company headquartered in Tampa, Florida. Founded in 1989 by Ian MacKechnie, Amscot Financial provides non-bank consumer financial services through a network of retail branches located exclusively within Florida. Amscot's core services include check cashing, bill payment, prepaid access cards, short-term cash advances, free money orders, ATMs in every branch, wire transfers, notary services, fax services, and postage. As of June 2016, Amscot Financial operated 239 branch locations in the Tampa Bay, Orlando and Miami media markets. fact_1 :  It is divided into 100 cents. On 22 October 2010 it was reported that the international rating agency Standard & Poor's (S&P) rated the currency of Barbados as "BBB-/A-3". fact_2 : Standard & Poor's Financial Services LLC (S&P) is an American financial services company. Answer: Standard & Poor's Financial Services LLC
Output: The dollar has been the currency of Barbados since 1935, on 22 October 2010 it was reported that which international rating agency, an American financial services company, rated the currency of Barbados as BBBA3?