Data Scientist at Smartbiz Loans

2021 Top Small Business Lending Platform Award by LendIt Fintech

Overview

SmartBiz is on a mission to transform small business lending.  

SmartBiz is the leading AI-powered small business financing platform equipping entrepreneurs with access to the right capital at the right time. To date, we’ve connected borrowers with more than $9 billion in funding while increasing efficiency for our network of banks and trusted lending partners. More than 230,000 entrepreneurs have utilized our platform to access the funding they need to grow, with 60% of loans made to minority, women, or veteran-owned businesses. 

Data Scientist 

Do others describe you as curious or inquisitive? Are you a person who loves to learn and always seeks to understand the why, how, and what? Then let’s talk about a Data Science opportunity on our team. SmartBiz has channeled over $9 billion of capital to over 230,000 small businesses across the country; those business owners rely on us to deliver meaningful recommendations and insights. 
 
You will join a quickly-growing team of Data Engineers and Data Scientists to drive insights, improve automation, and build financing recommendations for small businesses. You will help cross-functional teams make better decisions with data, faster. If you are motivated to help small businesses and excited about gaining insights from data, we'd love to help you take the next step in your career.


How You Will Make An Impact:

Leverage data and modeling to drive product success by identifying and solving ambiguous questions
Conceive, develop, and execute projects to increase accuracy, automation, and customer satisfaction
Deeply understand the data and business context to build and measure useful statistical and machine learning models
Create key product metrics and performance indicators to risk and meaningfully contribute to profitability and customer satisfaction
Effectively communicate and collaborate with a cross-functional team of stakeholders



What We Are Looking For:

3 - 7+ years of experience analyzing large data sets to solve problems and drive impact
A degree in a quantitative field (e.g., Operations Research, Economics, Statistics, Sciences, Engineering)
Expert knowledge of a scientific computing language (Python or R) and SQL
Strong knowledge and hands-on experience with machine learning, statistics, and experimentation
Experience in building scalable ETL solutions utilizing SQL, Presto, Spark, and other tools
Experience in working with multiple cross-functional teams to deliver results
The ability to communicate results clearly
Experience with underwriting, credit models, or other financial instruments is a plus



Opportunities & Benefits We Will Provide:

Join us on the journey as we target an IPO in 24-36 months
Help redefine small business banking
Competitive salary and equity in a fast-growing start-up
100% paid medical, dental, and vision benefits for you and your dependents
100% paid life and disability insurance
401k plan
Work from anywhere in the United States; we're a fully distributed company, and we provide the tools, culture, and support to make your work setup work for you



More About SmartBiz:

60% + of the loans funded by our banks are for women-owned, minority, or veteran businesses
Great Place to Work Certified, August 2022 - August 2023 USA 
American Banker's Best Places to Work in Financial Technology in 2017, 2020, and 2021
TechBullion named SmartBiz as one of the 5 Best Fintech Companies to Work For in 2019
#313 on the Inc. 5000 list of fastest-growing private companies in the U.S. in 2018
Named one of the Best Places to Work and one of the Bay Area’s Fastest-Growing Private Companies by the San Francisco Business Times
A+ rating with the Better Business Bureau and rated "excellent" by review websites TrustPilot, Consumer Affairs, and Google



The company has raised $47 million in venture funding. Investors include Venrock, Investor Growth Capital, and First Round Capital.

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SmartBiz Loans is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law.

California residents can learn more about how we use your information by visiting https://sites.google.com/view/smartbizloans-employment-ccpa