Data Scientist at Best Egg

Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources. Our digital financial platform offers simple, accessible, and personalized financial solutions including personal loans, credit cards, and a financial health resource center.

 
Our culture and values are one of the core reasons why our customers keep returning to Best Egg. We are committed to championing a culture of inclusiveness and diversity of thought, and we focus on providing a safe, flexible, and collaborative work environment. Our associates are encouraged to engage in creative problem solving, and we promote opportunities for growth and enrichment across the organization. 

If you are inspired by inspiring others, Best Egg is the place for you.


Best Egg celebrates diversity and equal opportunity. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. The more inclusive we are, the better we will grow.


At Marlette we believe everybody should have the opportunity to enjoy life.  As a fast growing fintech, we are on a mission to help our customers gain easy access to funds and reach their financial goals. Our Best Egg personal loan product has an impeccable record and stands out in the industry with its strong value proposition and overwhelmingly positive customer reviews.

Data is at the heart of everything we do. Join a Data Science team working at the cutting edge within our industry and constantly advancing our ML practice. Our Data Science team is dedicated to creating machine-learning models that power innovation and creative insights that pioneer new products and help our business reach the next level. We work on diverse projects across all business units within the company and have a direct engagement model between data scientists and business stakeholders.

Join a collaborative group of Data Scientists skilled in predictive analytics and help them to deploy and monitor real-time production-grade models in projects spanning the business from credit risk, direct marketing targeting, fraud operations, and many more! Enjoy the stability of a profitable, award winning fintech and challenge yourself with plenty of growth and upward mobility within a data rich environment. Be a part of a growing team using the latest tools and technologies to disrupt the industry and empower our customers to reach their financial goals. 


Duties & Responsibilities 

Partner with various business units to develop machine-learning models to optimize targeting / underwriting / pricing / customer services / fraud and verification strategies.  
Collaborate with business stakeholders to identify risks and opportunities using data and machine-learning models.
Take ownership of a rich library of machine learning tools and enjoy authority to continue to research efficient and effective strategies. 
Access a deep set of application, bureau, web, and alternative data to gain insights and convert these insights into actionable strategies and models.   
Play with end-to-end machine learning pipelines including data extraction, feature engineering, model building, performance evaluation and implementation. 
From time to time, be involved in search of relevant big data and in assessing 3rd party vendor’s capabilities. 
Enjoy a culture rich in learning and frequent small wins, our Data Science team is small and contributes insights to decisions made across the entire business.  



Requirements 

You should have a Master or PhD in quantitative fields, preferably Math, Physics, Engineering, Computer Science or Data Science.
3-5 years (or more) experience.
You should have a solid foundational understanding and experience of the technical aspects of Data Science – statistics, machine-learning techniques and big data query/manipulation (structured and un-structured), be familiar with at least one of the machine learning languages. Knowledge in Amazon Sagemaker is a plus
Experience in at least one of the following is required: supervised machine learning, adaptive models, web scraping, deep learning, chatbot, NLP, recommender system, network graph, credit risk, marketing mix/attribution, time series modeling or image processing.

Able to communicate with business partners for modeling needs, sample design and planning. 
Self-motivated and high creativity in problem solving; ability to present models to business stakeholders in an easy-to-understand format.  
Freestyle thinker; Ability to work in a fast-paced and fast-changing environment. 
Enjoy a culture rich in direct communication, no politics, continual learning where we celebrate success and have fun too. 




Our Brand:  

At Best Egg, we believe money should be accessible so people can reach their goals, live a fuller life, and feel pride in knowing they have taken control of their finances.  For those who need extra money to achieve the progress they seek in life, Best Egg is the modern solution-minded finance provider that mixes decades of banking experience with smart technology and deep customer insight to create products designed for today’s borrower, so that people can establish a smoother financial path. The egg symbolizes protection and a fresh start.  

Employee Benefits
Best Egg offers many additional benefits for our employees, including (but not limited to):
·       Pre-tax and post-tax retirement savings plans with a competitive company matching
         program
·       Generous paid time-off plans including vacation, personal/sick time, paid short--      
        term and long-term disability leaves, paid parental leave, and paid company  
        holidays 
·       Multiple health care plans to choose from, including dental and vision options
·       Flexible Spending Plans for Health Care, Dependent Care, and Health    
        Reimbursement Accounts
·       Company-paid benefits such as life insurance, wellness platforms, employee
        assistance programs, and Health Advocate programs
·       Other great discounted benefits include identity theft protection, pet insurance,
         fitness center reimbursements, and many more!