Data Scientist Personal Loan at Best Egg

Marlette Funding is a consumer financial technology (fintech) business on a mission to inspire financial confidence by helping people manage their day-to-day finances.  We offer a digital financial platform with simple, accessible and personalized financial solutions including personal loans. credit cards and a financial health product.

 
The company is a fast-growing fintech that has been recognized numerous times as a best workplace.  If you are energized by working in a fun organization where communication is open, everyone feels included, creativity is embraced, personal growth is encouraged, and you can make positive impact on the business, Marlette is the place for you.


Marlette celebrates diversity and equal opportunity.  We are committed to building a team that represents a variety of backgrounds, perspectives and skills. The more inclusive we are, the better we will grow. 


At Marlette we believe everybody should have the opportunity to enjoy life.  As a fast growing fintech, we are on a mission to help our customers gain easy access to funds and reach their financial goals. Our Best Egg personal loan product has an impeccable record and stands out in the industry with its strong value proposition and overwhelmingly positive customer reviews.
 
Data is at the heart of everything we do. Join a Data Science team working at the cutting edge within our industry and constantly advancing our ML practice. Our Data Science team is dedicated to creating machine-learning models that power innovation and creative insights that pioneer new products and help our business reach the next level. We work on diverse projects across all business units within the company and have a direct engagement model between data scientists and business stakeholders.
 
Join a collaborative group of Data Scientists skilled in predictive analytics and help them to deploy and monitor real-time production-grade models in projects spanning the business from credit risk, direct marketing targeting, fraud operations, and many more! Enjoy the stability of a profitable, award winning fintech and challenge yourself with plenty of growth and upward mobility within a data rich environment. Be a part of a growing team using the latest tools and technologies to disrupt the industry and empower our customers to reach their financial goals. 


Role Highlights

Partner with various business units to develop machine-learning models used in targeting / underwriting / pricing / fraud and verification strategies.  
Collaborate with business stakeholders to identify risks and opportunities using data and machine-learning models.
Take ownership of a rich library of machine learning tools and enjoy authority to continue to research efficient and effective strategies. 
Access a deep set of application, bureau, web, and alternative data to gain insights and convert these insights into actionable strategies and models.   
Play with end-to-end machine learning pipelines including data extraction, feature engineering, model building, performance evaluation and implementation. 
From time to time, be involved in search of relevant big data and in assessing 3rd party vendor’s capabilities. 
Enjoy a culture rich in learning and frequent small wins, our Data Science team is small and contributes insights to decisions made across the entire business.  



To be successful in this role

You should have a Master or PhD in quantitative fields, preferably Math or Data Science.
You should have a solid foundational understanding of the technical aspects of Data Science – good in statistics, machine-learning techniques and know how to obtain and use big data (structured and un-structured). Experience with adaptive models is a plus. 
Able to leverage SQL, Python including machine-learning libraries (panda, scikit-learn, matplotlib, etc.), R or SAS.  Knowledge in Amazon Sagemaker is a plus
Able to communicate with business partners for modeling needs, sample design and planning. 
Self-motivated and high creativity in problem solving; ability to present models to business stakeholders in an easy-to-understand format.  
Freestyle thinker; Ability to work in a fast-paced and fast-changing environment.
Enjoy a culture rich in direct communication, no politics, continual learning where we celebrate success and have fun too. 



Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Our Brand:

At Best Egg, we believe money should be accessible so people can reach their goals, live a fuller life, and feel pride in knowing they have taken control of their finances.  For those who need extra money to achieve the progress they seek in life, Best Egg is the modern solution-minded finance provider that mixes decades of banking experience with smart technology and deep customer insight to create products designed for today’s borrower, so that people can establish a smoother financial path. The egg symbolizes protection and a fresh start.  


Recruiting Agencies: We appreciate what you do and understand how challenging it can be, however please do not send us unsolicited resumes or cold outreach to our employees, job listings or recruiting team.  If you are interested in helping us, you can apply HERE