Lead Data Science Analyst Economic Capital at Discover

About This Role
Discover. A brighter future.
With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.
Come build your future, while being the reason millions of people find a brighter financial future with Discover.
Job Description
Responsible for working closely with management to execute analytical initiatives. Responsible for solving business problem by leveraging techniques such as segmentation, optimization, advanced analytics and machine learning. Creates reports and dashboards to closely monitor performance metrics and provide insights.
Responsibilities
Responsible for all aspects of activities including framework and methodology development, implementation, execution and analysis of Economic Capital (EC) and CCAR Operational Risk programs, capital assessment, risk quantification, risk aggregation, capital allocation and capital usage in various business lines. Leads the development and implementation of advanced analytics including customer segmentation, statistical and financial modeling, optimization, advanced prescriptive analytics and machine learning algorithm & recommendation to solve business problems. Operates as a subject matter expert on statistical analysis, test and design of experiment, analysis methodology, modeling & application, and financial impact analysis.Collaborates with cross-functional partners to understand their business needs, formulate and complete end-to-end analysis that includes data gathering, analysis, ongoing scaled deliverables and presentations. Delivers effective presentations of findings and recommendations to multiple levels of leadership, creating visual displays of quantitative information.Establishes and maintains effective performance tracking; identify improvement opportunity, form hypothesis, proposes, designs and implements tests to drive strategy enhancement and optimization.Manages multiple priorities, communicate business performance and project progress to management & business partners.Develops and automates reports, iteratively build and prototype dashboards to provide insights at scale, solving for analytical needs. Facilitates implementation of work product and ensure accuracy.Consistently follows standard work processes and documentation requirements. Recommends improvement to work processes to increase efficiency while maintaining quality of work.Continuously improves technical and leadership skills through training and development.
Minimum Qualifications
At a minimum, here’s what we need from you:
Bachelor's degree in Analytics, Engineering, or Statistics4+ years of experience in Credit Risk, Fraud Risk, Marketing Analytics, Optimization, Operations Analytics, Modeling/Data Science or related.
Preferred Qualifications
If we had our say, we’d also look for:
Master's degree in Analytics, Engineering, Mathematics or Statistics2+ years of experience in Credit Risk, Fraud Risk, Marketing Analytics, Optimization, Operations Analytics, Modeling/Data Science or relatedProficient in one or more of the mathematical and statistical modeling tools/languages including VBA, SAS, R, Python, SQL, Tableau, CCAR, CECL, and SASFamiliar with AWS Cloud, snowflake big data technique and experience using EssbaseExperience with statistical modeling, Machine Learning, Data Mining and other statistical advanced techniques is a plus
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What are you waiting for? Apply today!
The same way we treat our employees is how we treat all applicants – with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status in consideration for a career at Discover.