A number of substantial changes are to be made to the First Council Directive 73/239/EEC of 24 July 1973 on the coordination of laws, regulations and administrative provisions relating to the taking up and pursuit of the business of direct insurance other than life assurance21, Council Directive 78/473/EEC of 30 May 1978 on the coordination of laws, regulations and administrative provisions relating to Community co-insurance22, Council Directive 87/344/EEC of 22 June 1987 on the coordination of laws, regulations and administrative provisions relating to legal expenses insurance23, the Second Council Directive 88/357/EEC of 22 June 1988 on the coordination of laws, regulations and administrative provisions relating to direct insurance other than life assurance and laying down provisions to facilitate the effective exercise of freedom to provide services and amending Directive 73/239/EEC24, Council Directive 92/49/EEC of 18 June 1992 on the coordination of laws, regulations and administrative provisions relating to direct insurance other than life assurance and amending Directives 73/239/EEC and 88/357/EEC (third non-life insurance Directive)25, Directive 98/78/EC of the European Parliament and of the Council of 27 October 1998 on the supplementary supervision of insurance undertakings in an insurance group26, Directive 2001/17/EC of the European Parliament and of the Council of 19 March 2001 on the reorganisation and winding-up of insurance undertakings27, Directive 2002/83/EC of the European Parliament and of the Council of 5 November 2002 concerning life assurance28, Directive 2005/68/EC of the European Parliament and of the Council of 16 November 2005 on reinsurance and amending Council Directives 73/239/EEC, 92/49/EEC as well as Directives 98/78/EC and 2002/83/EC29 and Directive 2007/44/EC of the European Parliament and of the Council of 5 September 2007 amending Council Directive 92/49/EEC and Directives 2002/83/EC, 2004/39/EC, 2005/68/EC and 2006/48/EC as regards procedural rules and evaluating criteria for the prudential assessment of acquisitions and increase of holdings in the financial sector30.
Potrebne so številne bistvene spremembe Prve direktive Sveta 73/239/EGS z dne 24. julija 1973 o usklajevanju zakonov in drugih predpisov o začetku opravljanja in opravljanju dejavnosti neposrednega zavarovanja razen življenjskega zavarovanja21, Direktive Sveta 78/473/EGS z dne 30. maja 1978 o usklajevanju zakonov in drugih predpisov o sozavarovanju na ravni Skupnosti22, Direktive Sveta 87/344/EGS dne 22. junija 1987 o usklajevanju zakonov in drugih predpisov o zavarovanju stroškov postopka23, Druge direktive Sveta 88/357/EGS z dne 22. junija 1988 o usklajevanju zakonov in drugih predpisov o neposrednem zavarovanju razen življenjskega zavarovanja, ki opredeljuje določbe za učinkovito uresničevanje svobode opravljanja storitev, in o spremembah Direktive 73/239/EGS24, Direktive Sveta 92/49/EGS z dne 18. junija 1992 o spremembah Direktiv 73/239/EGS in 88/357/EGS in o uskladitvi zakonov in drugih predpisov o neposrednem zavarovanju razen življenjskega zavarovanja (Tretja direktiva o premoženjskem zavarovanju)25, Direktive 98/78/ES Evropskega parlamenta in Sveta z dne 27. oktobra 1998 o dopolnilnem nadzoru nad zavarovalnicami v zavarovalniški skupini26, Direktive 2001/17/ES Evropskega parlamenta in Sveta z dne 19. marca 2001 o reorganizaciji in prenehanju zavarovalnic27, Direktive 2002/83/ES Evropskega parlamenta in Sveta z dne 5. novembra 2002 o življenjskem zavarovanju28, Direktive 2005/68/ES Evropskega parlamenta in Sveta z dne 16. novembra 2005 o pozavarovanju in o spremembi direktiv Sveta 73/239/EGS, 92/49/EGS ter direktiv 98/78/ES in 2002/83/ES29 in Direktive 2007/44/ES Evropskega parlamenta in Sveta z dne 5. septembra 2007 o spremembah Direktive Sveta 92/49/EGS in direktiv 2002/83/ES, 2004/39/ES, 2005/68/ES in 2006/48/ES glede postopkovnih pravil in ocenjevalnih meril za skrbno oceno pri pridobitvah in zvišanju deležev v finančnem sektorju30.