natgillin/translations-raw huggingface dataset:
The entitlement to a survivor’s pension lapses in the event of remarriage or the death of the person entitled or the pension being paid out in the form of a final lump-sum settlement.
Če registrirana partnerska skupnost traja, potem se enači z zakonom.
The second pillar, occupational old-age, survivors’ and invalidity (PP) schemes, supplements the first and together they are intended to enable the previous standard of living to be maintained.
Drugi steber, to je poklicno pokojninsko zavarovanje (PP) za starost, preživele osebe in invalidnost, dopolnjuje prvi steber. Skupaj bi morala ta dva stebra omogočiti ohranitev prejšnje življenjske ravni.
A registered partnership it is deemed to be equivalent to marriage for as long as lasts.
Mogoče se je vključiti v prostovoljno dodatno zavarovanje zasebnega prava, ki vključuje nadomestila ob smrti.
Persons insured under compulsory occupational benefit schemes are compulsory insurees of the AVS and are obliged to make contributions on earned income between the lower and upper limits for annual earnings (see Section 1.3).
Osebe, zavarovane v obveznem poklicnem pokojninskem zavarovanju, so obvezni zavarovanci pokojninskega zavarovanja in zavarovanja za preživele osebe ter morajo plačevati prispevke na podlagi dohodkov iz plačane dejavnosti, ob upoštevanju določene spodnje in zgornje meje letne plače (glej točko 1.3).
Pension funds may make provision for benefits higher than the compulsory minimum.
Ustanove pokojninskega zavarovanja (pokojninski zavodi) lahko v svojem statutu določijo dajatve, ki presegajo obvezen minimum.
They may insure an income lower than the threshold or higher than the ceiling (up to a maximum amount).
Zlasti lahko zavarujejo plačo, ki je nižja od spodnje meje ali višja od zgornje meje (do določene zgornje meje plače).
The three pillars
Prvi steber
As from 1 January following their 17th birthday, workers are compulsorily insured for the risks of invalidity and death as long as they receive an annual income from a single employer (see Section 1.3).
Od 1.januarja po datumu, ko so dopolnili 17 let, so delavci obvezno zavarovani za tveganja invalidnosti in smrti, če so določeno letno plačo prejemali od istega delodajalca (glej točko 1.3).
After the age of 24, they are compulsorily insured for old age as well as inva-
Po 24 letih so poleg tveganj za invalidnost in smrt obvezno zavarovani za tveganje starosti.
Provision for invalidity, old age and survivors is based on three pillars.
Vsak delodajalec, ki zaposluje zaposlene, vključene v obvezno zavarovanje, mora biti zavarovan pri pokojnin-
Any employer whose workers are subject to compulsory insurance must be affiliated with an institution on the list of occupational schemes.
Rehabilitacijski ukrepi skem zavodu, ki je vpisan v register poklicnega pokojninskega zavarovanja.
these are necessary and suitable to re-establish, maintain or increase the capacity for gainful employment or the capacity to perform habitual tasks (such as household chores).
Načeloma zavarovanec pridobi pravico do dajatev, ko nastopi varstveni primer.
These may be medical, occupational or educational measures for those under 20 years old, or auxiliary measures.
V posebnih primerih, na primer če zavarovanec postane samozaposlena oseba ali lastnik svojega stanovanja, je mogoče predplačilo (delno plačilo).
A daily allowance may be granted during the rehabilitation period under certain conditions. The principle of rehabilitation taking precedence over a pension applies.
Zavarovanci invalidi ali tisti, ki jim preti nevarnost, da to postanejo, so upravičeni do rehabilitacijskih ukrepov, če so ti potrebni in primerni za obnavljanje, ohranjanje ali izboljšanje zmožnosti pridobivanja zaslužka ali zmožnosti opravljanja svojih običajnih del (na primer gospodinjska opravila).
In specific cases when, for example, the insuree sets himself up as a selfemployed worker or purchases his own dwelling, (partial) advance payment is possible.
Zaposlene in samozaposlene osebe, ki niso vključene v obvezno zavarovanje, se lahko prostovoljno zavarujejo.
Optional insurance is open to workers and selfemployed workers who are not subject to compulsory insurance.
Lahko gre za zdravstvene ukrepe, ukrepe pri zaposlovanju, ukrepe rednega šolanja za zavarovance do 20. leta starosti in pomožna sredstva.
The third pillar comprises individual optional arrangements intended to cover other individual needs.
Tretji steber sestavlja prostovoljno individualno varstvo, namenjeno kritju drugih potreb posameznikov.
Insurance or savings contracts may be signed with insurance companies, banking institutions or life insurance companies to provide for invalidity, oldage and death benefits.
Za uveljavljanje dajatev za invalidnost, starost in pomoč ob smrti se lahko posameznik zavaruje ali individualno varčuje, tako da pri zavarovalnici, banki ali zavarovalnici za življenjsko zavarovanje sklene pogodbo o varstvu.
Tax relief is available for employees and selfemployed workers on a given amount of individual provision.
Zaposleni in samozaposleni so na podlagi povezanega individualnega varstva upravičeni do davčnih ugodnosti do višine določenega zneska.
This is paid into a blocked account with a banking institution or a blocked insurance policy.
Ta znesek se nakaže na blokiran račun bančnega sklada ali blokirano zavarovalno polico.
The sum of the benefits depends on the pension product chosen.
Znesek dajatev je odvisen od izbranega zavarovalnega produkta.
In principle individual pension benefits are paid only when the risk arises.
Načeloma se dajatve povezanega individualnega varstva izplačajo šele ob nastopu tveganja.
Advance payment is possible under certain conditions.
Pod določenimi pogoji obstaja možnost predplačila.
Entitlement to an invalidity pension lapses if the insured person is no longer an invalid and can claim an oldage pension or dies.
Poleg dajatev osnovnega državnega sistema invalidskega zavarovanja (1. steber), poklicnega pokojninskega zavarovanja (2. steber) in, če je to primerno, individualnega varstva (3. steber), se lahko uveljavljajo tudi dajatve za invalidnost iz nezgodnega zavarovanja (glej točko 2.2).
In addition to the benefits provided for by the basic State invalidity insurance scheme (first pillar), occupational schemes (second pillar) and, if appropriate, individual arrangements (third pillar), invalidity benefits may also be due under accident insurance (see Section 2.2).
Izračun invalidske pokojnine temelji na istih načelih kot pokojnina pokojninskega zavarovanja in zavarovanja za preživelega člana (glej točko 2.5). Zneski, spodnje in zgornje meje polne invalidske pokojnine ustrezajo pokojninam pokojninskega zavarovanja in zavarovanja za preživelega člana.
In order to assess the degree of invalidity, the income which insured persons could have earned if they were not invalids is compared with that which they could earn in an occupation they could reasonably be expected to exercise after treatment and rehabilitation in a balanced labour market.
Pravica do invalidnine preneha, ko zavarovanec ni več invalid ali ko lahko zaprosi za starostno pokojnino oziroma če umre.
The invalidity of insured persons who are not, and cannot reasonably be expected to be, in gainful employment is assessed on the strength of their incapacity to perform certain habitual tasks (such as household chores).
Za oceno stopnje invalidnosti se dohodek, ki bi ga zavarovanec lahko prejemal, če ne bi bil invalid, primerja z dohodkom, ki bi ga lahko prejemal za opravljanje dejavnosti, ki bi jo lahko razumno zahtevali od njega po zdravljenju in rehabilitacijskih ukrepih, na uravnovešenem trgu delovne sile.
Invalidity is taken to mean total or partial incapacity for gainful employment which is presumed to be permanent or of long duration.
Kot invalidnost razumemo popolno ali delno nezmožnost pridobivanja zaslužka, za katero se šteje, da je trajna ali dolgotrajna.
Any reduction, be it total or partial, in an insuree’s capacity for gainful employment in a balanced labour market is regarded as incapacity if it results from physical, mental or psychological injury and persists after treatment and rehabilitation.
Nezmožnost pridobivanja zaslužka je vsako zmanjšanje vseh ali dela zavarovančevih zmožnosti za pridobivanje zaslužka na uravnoteženem trgu delovne sile, če je to zmanjšanje posledica okvare njegovega telesnega, umskega ali duševnega zdravja, ki ostane tudi po zdravljenju in potrebnih rehabilitacijskih ukrepih.
Invalidity may result from congenital disease, illness or an accident.
Invalidnost je lahko posledica prirojene hibe, bolezni ali nezgode.
The benefits provided for by the AI are intended to prevent, reduce or eliminate invalidity by suitable, simple and adequate rehabilitation measures, to compensate for the permanent economic impact of invalidity, cover essential needs in a suitable manner and help the insurees concerned to lead an independent and responsible life.
Invalidnost zavarovancev, ki ne opravljajo pridobitne dejavnosti in od katerih ne moremo razumno zahtevati, da jo opravljajo, se oceni glede na nezmožnost opravljanja običajnih opravil (na primer gospodinjskih opravil).
Disability may be serious, moderate or slight.
Invalidi z otroki lahko zaprosijo za rento za otroka.
Rehabilitation measures
Dodatek za nemočne
Insurees who are invalids or are threatened by imminent invalidity are entitled to rehabilitation measures where
Za ta dodatek lahko zaprosi vsak zavarovanec, ki zaradi okvare svojega zdravja neprestano potrebuje pomoč druge osebe ali osebni nadzor pri opravljanju vsako-
Persons who are incapacitated to at least 40% for the purposes of invalidity insurance (first pillar) and who, when they became unfit to work, were insured under an occupa-
Obvezni ali prostovoljni zavarovanci pokojninskega zavarovanja in zavarovanja za preživele osebe (AVS) so zavarovani v skladu z invalidskim zavarovanjem (AI).
tional scheme (second pillar) may claim an invalidity pension under that scheme.
dnevnih življenjskih opravil.
A degree of invalidity of:
Nemoč je lahko težja, srednja ali zmerna.
• at least 40% confers entitlement to a quarter of the pension;
Starša lahko zaprosita za dodatek za vzgojo v letih, ko vzgajata enega ali več otrok, starih do 16 let.
Persons who take care of relatives in the ascending or descending line and brothers and sisters receiving an AVS or AI allowance for at least moderate disability and with whom they share a household may claim credit for care.
Osebe z najmanj 40-odstotno invalidnostjo v smislu invalidskega zavarovanja (1. steber), ki so bile ob nastanku nezmožnosti za delo zavarovane na podlagi poklicnega pokojninskega zavarovanja (2. steber), lahko na tej podlagi zaprosijo za invalidnino. Stopnja invalidnosti:
They must claim this each year in writing.
• najmanj 40% daje pravico do četrtine invalidnine;
• at least 60% confers entitlement to three quarters of the pension;
• najmanj 60% daje pravico do treh četrtin invalidnine;
• and at least 70% confers entitlement to a full pension.
• in najmanj 70% daje pravico do polne invalidnine.
Insurees receive a full pension if their contribution record is complete, i.e. if they have the same number of years of contributions as their age class.
Osebe, ki v sistemu pokojninskega zavarovanja in zavarovanja za preživele osebe ali invalidskega zavarovanja vzdržujejo sorodnike v ravni ali stranski sorodstveni črti ter brate in sestre, zanje dobivajo dodatek za nemočne najmanj srednje stopnje ter z njimi živijo v skupnem gospodinjstvu, lahko zaprosijo za dodatek za pomoč. To pravico vsako leto uveljavljajo s pisnim zahtevkom.
They are entitled only to a partial pension if their contribution record is incomplete.
Dohodki, ki sta jih zakonca ustvarila v skupnem zakonu, se razdelijo na polovico in dodelijo vsakemu od njiju.
Payment of the pension may be advanced by one or two years with a rate of reduction being applied for each year of early payment.
Invalidska pokojnina se izračuna po istem pretvorbenem količniku kot starostna pokojnina, predvidena v okviru poklicnega pokojninskega zavarovanja (glej točko 2.5.1), vendar pa na podlagi sredstev za starost, ki jih je zavarovanec zbral ob pridobitvi pravice do invalidnine, in vsote popusta za starost, ki mu pripada iz prihodnjih let (brez obresti) na podlagi usklajene plače (zavarovani zaslužek) zavarovanca v zadnjem letu zavarovanja pri pokojninskem zavodu.
It is also possible to defer by one to five years the start of the payment of a pension, which will then be increased by a given percentage.
Zavarovanec prejme polno pokojnino, če ima polno pokojninsko dobo, to je, če je plačeval prispevke enako število let kot zavarovanec iz njegove starostne skupine.
Invalidity pensions are calculated by the same conversion rate as the oldage pension under an occupational scheme (see Section 5.1) but on the basis of the oldage pension capital accumulated by the insuree when entitlement to the invalidity pension becomes due and on the credits for future years (without interest) based on the coordinated wage (insured income) of the insuree during the last year of insurance with the pension institution.
Invalidnina se nadomesti s pavšalnim zneskom, če je invalidnina nižja od 10% minimalne starostne pokojnine iz pokojninskega zavarovanja in zavarovanja za preživele osebe (AVS) ali če je to določeno v statutu pokojninskega zavoda.
Persons to whom an oldage pension has been allocated are entitled to a pension for each child who, on their death, will be entitled to an orphan’s pension (see Section2.5.2).
Obstaja tudi možnost, da se pokojnina izplača predčasno, za eno ali dve leti vnaprej, pri čemer se uporabi stopnja znižanja za vsako leto predčasnega izplačila.
The invalidity pension is replaced by a lump-sum capital payment when the pension is lower than 10% of the minimum AVS oldage pension or when provided for under the pension institution’s rules.
Osebe, ki jim je bila dodeljena starostna pokojnina, so upravičene do rente za vsakega otroka, ki ima ob smrti teh oseb pravico do pokojnine za siroto (glej točko 2.5.2).
Insurees who are entitled to an invalidity pension may claim a supplementary pension for each child who would be entitled to an orphan’s pension if they died.
Zavarovanci, ki so upravičeni do invalidnine, lahko zaprosijo za dodatno pokojnino za vsakega otroka, ki bi bil ob njihovi smrti upravičen do pokojnine za siroto. Znesek dodatne pokojnine ustreza znesku pokojnine za siroto.
The amount is the same as for an orphan’s pension.
Pogoji dodelitve dajatev, predvidenih v prostovoljnem varstvu za invalidnost, so odvisni od določb, predvidenih v pogodbi o individualnem zavarovanju, in od zadevnega zavarovalnega produkta.
The AVS grants disability allowances to persons who are in need of permanent assistance from others or personal supervision for essential activities of daily life.
Iz pokojninskega zavarovanja in zavarovanja za preživele osebe se dodelijo dodatki za nemočne, ki neprestano potrebujejo pomoč druge osebe ali osebni nadzor pri opravljanju osnovnih življenjskih opravil.
Auxiliary resources on a list available at http://www.admin.ch/ch/d/sr/831_135_1/app1.html are allocated if necessary.
Če je treba, se dodelijo pomožna sredstva, katerih seznam najdete na spletni strani http://www.admin.ch/ch/d/sr/831_135_1/app1.html.
Occupational oldage pension schemes (PP, second pillar)
Poklicno pokojninsko zavarovanje (PP 2. steber)
Persons insured with an occupational pension scheme may claim an oldage pension at 65 for men and 64 for women.
Osebe, zavarovane pri poklicnem pokojninskem zavodu, lahko zaprosijo za dajatve za starost, ki ustrezajo starosti 65 let za moške in 64 let za ženske.
Occupational oldage pensions are calculated as a percentage of the oldage pension capital accumulated by the insuree.
Starostne pokojnine na podlagi poklicnega pokojninskega zavarovanja se izračunajo v odstotkih od zavarovančevih sredstev za starost.
This includes contributions and interest.
V ta sredstva so vključeni prispevki in obresti.
Oldage benefits are granted under the State oldage and survivors’ basic insurance scheme (AVS, first pillar), occupational benefit schemes (second pillar), and if appropriate, individual arrangements (third pillar) (see Section 2.4 above).
Dajatve za starost se dodelijo na podlagi osnovnega državnega sistema pokojninskega zavarovanja in zavarovanja za preživele osebe (AVS, 1. steber), poklicnega pokojninskega zavarovanja (2. steber) in, če je primerno, individualnega varstva (3. steber) (glej zgoraj, točka 2.4).
Men and women who have reached the age of 65 and 64 respectively may claim an AVS pension as long as they have a contribution record with the AVS/AI of at least one full year.
Moški z dopolnjenimi 65 leti in ženske z dopolnjenimi 64 leti lahko zaprosijo za pokojnino pokojninskega
It is made up of the income from gainful employment and credits for education and care.
Predčasna upokojitev je mogoča, če je to določeno v statutu pokojninskega zavoda.
In addition to the benefits provided for in the State oldage and survivors’ insurance scheme (AVS, first pillar),
Zavarovanec lahko zahteva, da se mu ena četrtina sredstev za starost, ki je odločilna za izračun dajatev za starost, izplača kot pavšalni znesek.
Parents may claim credit for child rearing during the years in which they had parental authority over one or more children aged under 16.
Zavarovanec lahko prejme pavšalni znesek namesto pokojninskih dajatev ali, če statut pokojninskega zavoda to omogoča, na svojo zahtevo.
Oldage and survivors’ insurance (AVS, first pillar)
Individualno varstvo za preživele osebe (3. steber)
The conditions for accrual of benefits under optional schemes in the event of invalidity depend on the provisions in the individual insurance contract and on the product concerned. If the insured person dies, the beneficiaries are the direct heirs or persons designated by the deceased.
Poleg dajatev, predvidenih v osnovnem sistemu pokojninskega zavarovanja in zavarovanja za preživele osebe (AVS, 1. steber), poklicnem pokojninskem zavarovanju (PP, 2. steber) in, če je primerno, individualnem varstvu (3. steber), se preživelim osebam dodelijo tudi dajatve na podlagi nezgodnega zavarovanja (glej točko 2.2).
Unemployment insurance is intended to guarantee that insured persons are suitably compensated for loss of earnings resulting from unemployment.
Pogoji za dodelitev dajatev v okviru prostovoljnega invalidskega zavarovanja so odvisni od določb, predvidenih v pogodbi o individualnem zavarovanju, in od zadevnega zavarovalnega produkta.
Labour market measures for the benefit of insurees are intended to protect them against the risks of unemployment, to combat existing unemployment and to promote permanent and rapid integration in the labour market.
Ob smrti nosilca zavarovanja so upravičenci neposredni dediči ali osebe, ki jih je ta imenoval.
Widows and widowers who, when their spouse dies, have one or more children, may claim a widow’s or widower’s pension under the AVS.
Vdove in vdovci z enim ali več otroki ob smrti svojega zakonca lahko zaprosijo za vdovsko pokojnino na podlagi pokojninskega zavarovanja in zavarovanja za preživele osebe.
A widower or a person in a registered partnership is entitled to a widower’s pension only as long as he has children under the age of 18.
Vdovec ali oseba, registrirana v partnerski skupnosti, je upravičena do vdovske pokojnine, dokler njeni otroci ne dopolnijo starosti 18 let.
Widows who do not have children are entitled to a widows’ pension when they are 45 years old and have been married for at least five years.
Vdove brez otrok so upravičene do vdovske pokojnine, ko dopolnijo starost 45 let in so bile poročene najmanj pet let.
Divorcees and persons whose registered partnerships have been annulled are entitled to a pension if they fulfil certain conditions.
Ločena oseba in oseba iz registrirane partnerske skupnosti, ki je razpadla, je upravičena do vdovske pokojnine, če izpolnjuje nekatere pogoje.
The entitlement to a widow’s or widower’s pension lapses in the event of remarriage or death.
Pravica do vdovske pokojnine preneha, če se oseba ponovno poroči ali umre.
Children are entitled to an orphan’s pension under the AVS if their father or mother dies.
Otroci, katerih oče ali mati je umrl/la, so upravičeni do pokojnine za sirote na podlagi pokojninskega zavarovanja in zavarovanja za preživele osebe.
If both parents die, they are entitled to two orphan’s pensions.
Če umreta oba starša, so upravičeni do dveh pokojnin za sirote.
This entitlement lapses when they reach the age of 18, or 25 if they are in an apprenticeship or studying, or if they die.
Pravica do pokojnine za sirote preneha pri 18 letih ali pri dopolnjenih 25 letih v primeru vajeništva oziroma študija ali ob njeni smrti.
Persons affiliated with the compulsory AVS scheme and obliged to pay contributions on their earned income who have not yet reached retirement age are insured against unemployment.
Za primer brezposelnosti so zavarovane osebe, vključene v obvezno pokojninsko zavarovanje in zavarovanje za preživele osebe, ki morajo plačevati prispevke na podlagi plačane dejavnosti in še niso dopolnile upokojitvene starosti.
Conditions for entitlement to benefit
Zavarovanec je upravičen do nadomestila za brezposelnost, če izpolnjuje naslednje kumulativne pogoje:
This calculation is based on the same principles as the AVS oldage pension (see Section 2.5.1).
Izračun temelji na istih načelih kot starostna pokojnina pokojninskega zavarovanja in zavarovanja za preživele osebe (glej točko 2.5.1).
There are minimum and maximum pensions.
Določeni sta najnižja in najvišja vdovska pokojnina.
• are unemployed or partially unemployed;
• je brezposeln ali delno brezposeln;
Occupational survivors’ insurance (PP, second pillar)
• je doživel občutno izgubo dela;
• have suffered a loss of work featuring in their employment record;
Poklicno pokojninsko zavarovanje za preživele osebe (PP 2. steber)
• are residents of Switzerland;
• ima stalno prebivališče v Švici;
Survivors’ benefits are also granted under occupational schemes when an insured worker or beneficiary of an oldage or invalidity pension under the scheme dies.
• je končal obvezno šolanje in še ni dopolnil starosti, potrebne za pridobitev pravice do pokojnine pokojninskega zavarovanja in zavarovanja za preživele osebe (AVS), ter ne prejema starostne pokojnine iz AVS;
Orphans’ pensions are allocated up to the age of 18, or 25 if the orphan is studying, in an apprenticeship or incapacitated to at least 70% and incapable of gainful activity.
• je opravljal pridobitno dejavnost najmanj dvanajst mesecev v dveh letih pred nastopom brezposelnosti in svoje prijave na zavod za zaposlovanje.
• have been in gainful employment for at least 12 months over the two years immediately preceding unemployment and registry with the employment office (persons who could not have been working because they were in training, ill, suffered an accident, or were in prison are exempt from the conditions relating to the contribution period.
Ob smrti zaposlenega zavarovanca ali upravičenca do starostne ali invalidske pokojnine se v okviru poklicnega pokojninskega zavarovanja lahko dodelijo tudi dajatve za preživele osebe.
The widow’s or widower’s pension and the orphan’s pension (for each child) amounts to 60% and 20% respectively of the full invalidity pension due to the insured person.
Preživeli zakonec ali zakoniti partner lahko zaprosi za vdovsko pokojnino, če vzdržuje enega ali več otrok, ali je star 45 let in je bil poročen ali živel v partnerski skupnosti najmanj pet let.
If the pensions are very low, payment of a lump sum may be envisaged.
Otroci iz zakona z umrlo osebo in njeni otroci prejemajo pokojnino za siroto.
• place themselves at the employment service’s disposal for placement and satisfy the supervisory requirements, and are themselves seeking work.
• je na voljo službam za zaposlovanje, da se zaposli, izpolnjuje zahteve kontrole in tudi sam išče zaposlitev.