natgillin/translations-raw huggingface dataset:
Small businesses account for a large proportion of Europe’s economic and professional activity and are considered to be the backbone of the European economy.
Majhna podjetja opravijo velik delež gospodarske in poklicne dejavnosti v Evropi ter veljajo za hrbtenico evropskega gospodarstva.
How to get a job with the EIB Group
Kako do službe v skupini EIB?
The EIB Group recruits staff on a contractual basis, not through competitions.
Skupina EIB zaposluje sodelavce na podlagi pogodb in ne prek javnih razpisov.
Vacancies are published on its website and, in general, in the national and specialised press of the Member States of the European Union.
Prosta delovna mesta objavi na svoji spletni strani ter običajno tudi v nacionalnem in specializiranem časopisju držav članic Evropske unije.
Candidates must respond to an advertisement on the website using the form provided.
Kandidati se morajo na razpisano delovno mesto prijaviti prek spletne strani in pri tem uporabiti predpisani obrazec.
An excellent level of qualifications and several years of professional experience are essential.
Nujen pogoj so odlična usposobljenost in večletne strokovne izkušnje.
EIB and EIF staff are salaried employees but do not have the status of established officials.
Osebje EIB in EIF so zaposlenci, ki sicer prejemajo redno plačo, a nimajo statusa uradnikov.
They must be nationals of one of the Member States and be fluent in at least two or three of the EU’s official languages.
Biti morajo državljani ene od držav članic in obvladati vsaj dva ali tri uradne jezike EU.
About the European Investment Bank
O Evropski investicijski banki
The EIB was created in 1958 under the Treaty of Rome to be the long-term financing institution of what later became the European Union, with a mission to underpin EU policy objectives by financing investment.
Evropska investicijska banka (EIB) je bila ustanovljena leta 1958 z Rimsko pogodbo kot ustanova za dolgoročno financiranje skupnosti, ki je kasneje postala Evropska unija. Njeno poslanstvo: s financiranjem naložb podpirati cilje politik EU.
Since then, it has provided nearly EUR 800 billion for projects in the EU Member States, candidate and partner countries.
Do danes je tako zagotovila skoraj 800 milijard EUR za projekte v državah članicah EU, državah kandidatkah in partnerskih državah.
The EIB’s areas of activity
Področja dejavnosti EIB
Inside the European Union the EIB supports the EU’s policy objectives in the following areas:
EIB v okviru Evropske unije podpira cilje politik EU na naslednjih področjih:
• small and medium-sized enterprisesstimulating investment by small businessescohesion and convergenceaddressing economic and social imbalances in disadvantaged regionsthe fight against climate changemitigating and adapting to the effects of global warmingenvironmental protection and sustainable communitiesinvesting in a cleaner natural and urban environmentsustainable, competitive and secure energy producing alternative energy and reducing dependence on importsthe knowledge economy promoting an economy that stimulates knowledge and creativity through investment in information and communication technologies, and human and social capitaltrans-European networks constructing cross-border networks in transport, energy and communications
• majhna in srednja podjetjaspodbujanje naložb malega gospodarstvakohezija in konvergencareševanje ekonomsko-socialnega neravnotežja v prikrajšanih območjihboj proti podnebnim spremembam zmanjševanje učinkov globalnega segrevanja in prilagajanje nanjevarstvo okolja in trajnostne skupnostivlaganje v čistejše naravno in urbano okoljetrajnostna, konkurenčna in zanesljiva energijaproizvodnja alternativne energije in zmanjšanje odvisnosti od uvozagospodarstvo znanja podpiranje gospodarstva, ki spodbuja znanje in ustvarjalnost z naložbami v informacijske in komunikacijske tehnologije ter človeški in socialni kapitalvseevropska omrežja gradnja čezmejnih prometnih, energetskih in komunikacijskih omrežij
In practice, this means that the EIB finances a wide range of investments in all sectors of the economy.
V praksi to pomeni, da EIB financira zelo raznolike naložbe v vseh gospodarskih sektorjih.
In 2009, some 89% of the total EIB financing of EUR 79 billion went to projects in the EU.
V letu 2009 je projektom v EU namenila okrog 89 odstotkov vseh posojil v višini 79 milijard EUR.
Outside the EU, the EIB is active in over 150 countries (the pre-accession countries of South-East Europe, the Mediterranean partner countries, the African, Caribbean and Pacific countries, Asia and Latin America, and Russia and other neighbours to the East), working to implement the financial pillar of EU external cooperation and development policies (private sector development, infrastructure development, security of energy supply, and environmental sustainability).
Zunaj EU je EIB dejavna v več kot 150 državah (v predpristopnih državah jugovzhodne Evrope, sredozemskih partnerskih državah, afriških, karibskih in pacifiških državah, azijskih in latinskoameriških državah ter Rusiji in drugih vzhodnih sosedah), kjer uresničuje finančni steber evropske politike zunanjega sodelovanja in razvoja (na področjih razvoja zasebnega sektorja, infrastrukturnega razvoja, zanesljivosti energetske oskrbe in okoljske trajnosti).
EIB key data 2009
Ključni podatki EIB za leto 2009 v milijonih EUR
Loan signatures in the European Union Loan signatures in the partner countries Resources raised Subscribed capital
Odobreni projekti v Evropski uniji Odobreni projekti v partnerskih državah Zbrana sredstva Vpisani kapital
The EIB is a non-profit, EU policy-driven public bank which only invests in projects that further EU policy objectives.
EIB je nepridobitna javna banka, ki zasleduje politike EU in vlaga izključno v projekte, ki podpirajo cilje teh politik.
The EIB does not engage in over-the-counter, private customer accounts or foreign exchange business.
Banka ne posluje prek bančnih okenc in s prebivalstvom ter ne opravlja deviznih poslov.
How the EIB funds its lending
Kako EIB financira svojo posojilno dejavnost?
The EIB has a dual identity as a European institution and a bank.
Čeprav deluje znotraj okvira EU, je finančno avtonomna.
Whilst operating within the EU framework, the Bank is financially autonomous with a capital of EUR 232 billion, subscribed by the EU Member States, which are the EIB’s shareholders.
Njen osnovni kapital, ki znaša 232 milijard EUR, so vpisale države članice EU, ki so tudi njene delničarke.
The EIB is a self-financing organisation which raises the bulk of its lending resources on the international capital markets where long-term funds can be raised through bonds and other types of security.
EIB se financira sama in pridobiva večino sredstev za posojilno dejavnost na mednarodnih kapitalskih trgih, kjer dolgoročna finančna sredstva pridobiva z obveznicami in drugimi oblikami vrednostnih papirjev.
The EIB is the foremost non-sovereign borrower on the EU bond market.
Na obvezniškem trgu EU je najpomembnejša nedržavna izdajateljica.
The Bank strives to maximise the financial and non-financial value of its actions.
Banka skuša maksimirati finančno in nefinančno vrednost svojega delovanja.
It has an excellent (AAA) credit rating on the capital markets, enabling it to borrow at the best possible rates.
Ker na kapitalskih trgih dosega odlično bonitetno oceno (AAA), lahko pridobiva finančna sredstva po najboljših obrestnih merah.
As a non-profit-driven organisation, the benefits of the EIB’s borrowing are transferred to project promoters who pay only a small mark-up to cover the EIB’s costs and, if applicable, a risk margin.
Kot organizacija, ki ne išče le dobička, to prednost prenaša na nosilce projektov, ki ji morajo plačati zgolj majhen pribitek za kritje stroškov in po potrebi še dodatek za tveganje.
As the EU’s bank, the EIB’s involvement in projects has a catalytic effect in attracting public and private sector finance.
Kot banka Evropske unije ima EIB v projektih vlogo katalizatorja, saj privablja finančna sredstva tako iz javnega kot zasebnega sektorja.
The Bank applies strict standards in its project analysis to ensure that projects are of high quality and sound and that its environmental and social principles are upheld.
Projekte analizira po strogih standardih, s čimer zagotavlja njihovo kakovost in učinkovitost ter skladnost s svojimi okoljskimi in socialnimi načeli.
How is the EIB governed?
Kako se EIB upravlja?
The Bank has its own decision-making bodies, headed by a Board of Governors, composed of Ministers designated by the Member States (usually Finance Ministers).
Banka ima lastne organe odločanja. Na čelu je svet guvernerjev, ki ga sestavljajo ministri držav članic (običajno ministri, pristojni za finance).
The Board of Governors lays down the Bank’s general credit policy, commits the EIB to financing operations outside the Union, decides on capital increases and approves the Bank’s balance sheet and annual report.
Svet guvernerjev določa smernice kreditne politike banke, odloča o financiranju zunaj Unije, odloča o povečanju njenega kapitala ter potrjuje njeno bilanco in letno poročilo.
The Board of Directors (representatives of the Member States) has the sole power to take decisions in respect of loans, guarantees and borrowings.
Svet direktorjev (sestavljen je iz predstavnikov držav članic) ima izključno pristojnost za odločanje o posojilih, garancijah in zadolževanju.
Operations are proposed by the Management Committee, the Bank’s permanent collegiate executive body.
Posle predlaga upravni odbor, ki je stalni kolektivni izvršilni organ banke.
The beneficiaries of EIB loans
Prejemniki posojil EIB
The EIB’s clients are public sector bodies and private enterprises.
Stranke EIB so organi javnega sektorja in zasebna podjetja.
Major projects costing over EUR 25 million are financed by direct loans.
Velike projekte z vrednostjo nad 25 milijonov EUR banka financira z neposrednimi posojili.
Small and medium-scale ventures and smaller scale infrastructure projects are financed through credit lines established in cooperation with national and regional banks, which have insight into the local marketplace.
Majhne in srednje velike projekte ter manjše infrastrukturne projekte pa financira s kreditnimi linijami, vzpostavljenimi v sodelovanju z državnimi in regionalnimi bankami, ki poznajo lokalni trg.
As a rule, the EIB will not lend more than 50% of the funds required for the implementation of a project.
EIB s svojimi posojili praviloma zagotovi največ 50 odstotkov sredstev, potrebnih za izvedbo projekta.
The EIB offers favourable financial rates that reflect market conditions but are set on a not-for-profit basis.
EIB ponuja ugodne obrestne mere, ki sicer odražajo razmere na trgu, a so določene nepridobitno.
Its support attracts other public and private banking and financial partners to participate in projects.
S svojo podporo projektom privablja še druge javne in zasebne banke ter finančne partnerje.
For certain projects the EIB Group is ready to accept more credit risk than a financial organisation operating commercially if this increases its value added in support of EU policies.
Pri nekaterih projektih je skupina EIB pripravljena sprejeti večje kreditno tveganje kot finančne ustanove, ki poslujejo pridobitno, če to poveča njeno dodano vrednost v podporo politikam EU.
Procedure for applying for an EIB loan
Kako zaprositi za posojilo EIB?
A promoter seeking to obtain financing may submit a detailed description of the project to the Bank.
Nosilec projekta, ki išče vire financiranja, lahko banki predloži podroben opis svojega projekta.
The project proposal is reviewed for compliance with EU objectives, and is then assessed by EIB staff for its economic, technical and financial merits and its impact on the environment.
Banka predlog prouči glede na skladnost s cilji EU, nato pa oceni njegove ekonomske, tehnične in finančne vidike ter vpliv na okolje.
The decision to grant a loan is taken by the EIB’s Board of Directors. Once granted, a loan is monitored throughout its life by the Bank.
Sklep o dodelitvi posojila sprejme svet direktorjev, nakar banka spremlja posojilo v njegovem celotnem življenjskem ciklu.
The EIB’s legal basis
Pravna podlaga EIB
As an EU institution, the EIB performs its functions in accordance with the provisions of the EU Treaties and its own Statute, which forms part of the Treaties, and within the legal framework defined by the EU for furthering the Treaties' objectives.
EIB kot ustanova EU deluje v skladu z določbami pogodb o Evropski uniji in svojim statutom, ki je del pogodb, ter v skladu s pravnim okvirjem, kot ga določa EU za podporo ciljem iz pogodb.
These documents are available at www.eib.org.
Ta besedila so objavljena na spletni strani www.eib.org.
About the European Investment Fund
O Evropskem investicijskem skladu
The European Investment Fund (EIF) was established in 1994 as the EU’s specialised financial body for small businesses.
Evropski investicijski sklad (EIF) je bil ustanovljen leta 1994 kot specializirani organ EU za financiranje majhnih podjetij.
EIF’s shareholding structure was modified in June 2000, with the EIB becoming the majority shareholder, culminating in the formation of the EIB Group.
Delničarska struktura EIF se je spremenila junija 2000, ko je EIB postala njegova večinska delničarka, s tem pa je nastala tudi skupina EIB.
EIF is the EIB Group’s specialist provider of integrated risk finance to SMEs across the EU, EFTA and Candidate Countries, offering a spectrum of financing solutions to public and private sector intermediaries with the objective of enhancing SME finance and addressing market gaps.
V skupini EIB ima EIF vlogo specializiranega ponudnika celovitega tveganega financiranja MSP v državah članicah EU, državah EFTA in državah kandidatkah. Posrednikom v javnem in zasebnem sektorju ponuja širok nabor finančnih rešitev, da bi okrepil financiranje MSP in premostil tržne vrzeli.
EIF fosters EU objectives in support of innovation, regional development, entrepreneurship, growth, and employment.
EIF podpira cilje EU na področju inovacij, regionalnega razvoja, podjetništva, rasti in zaposlovanja.
EIF’s majority shareholder is the EIB (62%), alongside the European Commission (29%) and some 30 public and private financial institutions from the EU and Turkey (a Candidate Country) (9%).
Večinska lastnica EIF je EIB (64 %), druge lastnice pa so še Evropska komisija (27 %) ter okrog 30 javnih in zasebnih finančnih ustanov iz EU in države kandidatke Turčije (9 %). Odobreni kapital EIF znaša 3 milijarde EUR.
EIF acts commercially, using market-based instruments to promote the creation and growth of European small businesses.
EIF posluje komercialno, kar pomeni, da uporablja tržne instrumente za spodbujanje nastajanja in rasti evropskega malega gospodarstva.
The EIF “tool kit” is a combination of equity, mezzanine finance and debt (supported by guarantee products).
»Orodja«, ki jih uporablja EIF, so mešanica lastniškega, dolžniško-lastniškega in dolžniškega financiranja (podprtega z garancijskimi produkti).
Through its equity activity, EIF, as a cornerstone investor, makes venture capital investments, contributing to the financing of high-growth and innovative SMEs and funding needs for early stage and expansion capital.
Z lastniškim financiranjem EIF kot temeljni vlagatelj vlaga v tvegani kapital, s čimer prispeva k financiranju hitro rastočih in inovativnih MSP ter izpolnjuje potrebe po financiranju v zgodnjih in širitvenih fazah razvoja podjetij.
EIF covers a wide spectrum of SME needs from venture capital support to lower mid-market support.
EIF pokriva širok razpon potreb MSP na področju financiranja, od podpore v obliki tveganega kapitala do podpore podjetjem nižje srednje kapitalizacije.
Through its debt activity, EIF intervenes through credit enhancement (or guarantees for securitised SME loan and lease portfolios) and guarantees/counter-guarantees for portfolios of SME loans or leases.
Z dolžniškim financiranjem EIF izboljšuje kakovost posojil (oziroma nudi garancije za listinjene posojilne in zakupne portfelje MSP) ter nudi garancije/kontragarancije za posojilne ali zakupne portfelje MSP.
Across its guarantee product activity, EIF acts as a unique market player due to its Multilateral Development Bank and “triple-A” status and recognition as a quality investor in the SME market segment.
Deluje kot edinstven udeleženec trga, saj ima status večstranske razvojne banke, bonitetno oceno AAA in ugled kakovostnega vlagatelja v tržnem segmentu MSP.
EIF helps partner financial institutions facilitate risk transfer, achieve economic and regulatory capital relief and diversify their funding sources.
Partnerskim finančnim ustanovam pomaga pri prenosu tveganj, doseganju ekonomskega in regulatornega kapitala ter večanju raznolikosti virov financiranja.
EIF guarantees also contribute to enhancing SME lending, thus leveraging additional resources for SME development.
Z garancijami prispeva tudi k izboljšanju kakovosti posojil MSP, kar povečuje vire za razvoj MSP.
EIF key data 2009
Od leta 2009 vlaga tudi v dolžniško-lastniške sklade: s tem bo izboljšal dostop do financ podjetij s področja hitro rastočih tehnologij, ki so v razvojni fazi, zrelejšim podjetjem pa pomagal rešiti vprašanje rasti ali nasledstva brez odstopa nadzora.
EIF has also launched a pilot operation which aims to provide funding in the form of equity, debt or a combination of both to microcredit providers, in cooperation with banks.
Vpeljal je tudi pilotni projekt, s katerim namerava v sodelovanju z bankami zagotoviti dolžniško, lastniško ali kombinirano financiranje ponudnikom mikrokreditov.
In addition, EIF is funding technology transfer funds, thus playing an active role in bridging the gap between applied research and the venture capital market.
Financira tudi sklade za prenos tehnologij in ima tako dejavno vlogo pri premoščanju vrzeli med uporabnimi raziskavami in trgom tveganega kapitala.
How EIF funds its activity
Kako EIF financira svoje dejavnosti?
EIF activity is funded through either own resources or resources granted by its shareholders (the EIB, European Commission on behalf of the European Union) or third parties (for example for the establishment of a venture capital fund of funds in certain Member States).
EIF svoje dejavnosti financira z lastnimi viri ali viri, ki jih prispevajo delničarke (EIB, Evropska komisija v imenu Evropske unije) ali tretje stranke (na primer za ustanovitev sklada skladov tveganega kapitala v določenih državah članicah).
Recently, EIF has established a new regional business development activity by managing JEREMIE Holding Funds with EU structural funds on behalf of Regions and Member States, in order to develop sustainable financial engineering instruments (guarantees and venture capital) to support micro to medium-sized enterprises.
EIF je nedavno začel z novo dejavnostjo regionalnega gospodarskega razvoja: v imenu regij in držav članic upravlja holdniške sklade JEREMIE, ki uporabljajo sredstva iz strukturnih skladov EU, s čimer razvija trajnostne instrumente finančnega inženiringa (garancije in tvegani kapital).
The beneficiaries of EIF’s operations
Upravičenci do sodelovanja z EIF
EIF does not provide direct funding to SMEs.
EIF majhnih in srednjih podjetij ne financira neposredno.
It forms partnerships with local financial institutions, typically venture capital and growth funds, business angels, technology transfer organisations and microcredit providers for the equity line, and for the debt instruments, banks, leasing companies, guarantee and mutual guarantee institutions, and microcredit providers.
Vzpostavlja partnerstva z lokalnimi finančnimi ustanovami, kot so skladi tveganega kapitala in rasti, poslovni angeli, organizacije za prenos tehnologij in ponudniki mikrokreditov v primeru lastniškega financiranja, ter banke, lizinška podjetja, garancijske in vzajemne garancijske ustanove in ponudniki mikrokreditov v primeru dolžniškega financiranja.
EIF’s legal basis
Pravna podlaga EIF
As an EU financial body, the EIF performs its functions in accordance with the provisions of its own Statutes. This document is available on www.eif.org.
EIF kot finančni organ EU izvaja naloge v skladu z določbami lastnega statuta, ki je objavljen na spletni strani www.eif.org.
European Investment Bank www.eib.org - U info@eib.org
Evropska investicijska banka www.eib.org - U info@eib.org
JASPERS is a technical support facility for twelve EU Member States designed to help them better prepare projects proposed for EU Fund financing.
Skupna pomoč pri podpori projektov v evropskih regijah
Through this initiative the European Commission, the EIB, the EBRD and KfW share their professional experience with the beneficiary Member States in order to use investment funds provided by the European Union more effectively.
JASPERS je tehnična pomoč, ki je dvanajstim državam članicam EU na voljo pri pripravi projektnih predlogov za financiranje s sredstvi iz skladov EU.
global financing and technical engineering expertise.
Z njo Evropska komisija, EIB, EBRD in KfW nudijo strokovne izkušnje upravičenim državam članicam, da bi lahko učinkoviteje uporabile sredstva, ki jih Evropska unija namenja za naložbe.
The European Union has allocated some EUR 350 billion for the implementation of EU cohesion policy during the period 2007–2013.
Evropska unija je za izvajanje svoje kohezijske politike v obdobju 2007– 2013 namenila okrog 350 milijard EUR.
This is the biggest investment through the Structural Funds in the EU’s history, accounting for almost 36% of the Union’s budget.
To je največja naložba prek strukturnih skladov v zgodovini EU, saj pomeni skoraj 36 odstotkov njenega proračuna.
The JASPERS project preparation facility is available for infrastructure projects, primarily involving the upgrading of transport networks, environmental improvement and investments enhancing energy efficiency and using renewable energy.
Tehnična pomoč JASPERS je na voljo za pripravo infrastrukturnih projektov, zlasti na področju posodobitev prometnih omrežij, okoljskih izboljšav ter naložb v energetsko učinkovitost in izkoriščanje obnovljivih virov.
It also covers the improvement of urban transport as well as large projects in other sectors eligible for EU assistance such as health, R & D and urban redevelopment.
Pokriva tudi projekte izboljšav mestnih prevoznih sistemov in velike projekte v drugih sektorjih, ki so upravičeni do pomoči EU, kot so na primer zdravstvo, raziskave in razvoj ter razvoj mest.
The JASPERS initiative (Joint Assistance to Support Projects in European Regions) was set up by the European Commission, the European Investment Bank and the European Bank for Reconstruction and Development to assist the twelve Member States which joined the EU in 2004 and 2007 to make use of EU Structural Funds faster and more effectively.
JASPERS trenutno izvaja skupina 56 strokovnjakov, ki delujejo v Evropski investicijski banki v Luxembourgu ter v treh regijskih pisarnah v srednji in vzhodni Evropi, in sicer v Bukarešti, na Dunaju in v Varšavi.
The three institutions have a long record of successful cooperation in financing projects in Central and Eastern Europe and JASPERS is a further development of this.
Aktivno ga vodi usmerjevalni odbor, ki ga sestavljajo predstavniki Generalnega direktorata za regionalno politiko (DG REGIO), EIB in EBRD, sestaja pa se vsako četrtletje.
JASPERS is currently implemented by a team of 56 experts based at the European Investment Bank in Luxembourg and in three regional offices in Central and Eastern Europe located in Bucharest, Vienna and Warsaw.
Pobudo JASPERS (Skupna pomoč pri podpori projektov v evropskih regijah) so skupaj zasnovale Evropska komisija, Evropska investicijska banka in Evropska banka za obnovo in razvoj.
JASPERS is actively managed by a Steering Committee with members from DG REGIO, EIB and EBRD, which meets on a quarterly basis.
Dvanajstim državam, ki so postale članice EU v letih 2004 in 2007, naj bi pomagala k hitrejši in učinkovitejši uporabi sredstev iz strukturnih skladov EU.
Jaspers Joint Assistance to Support Projects in European Regions • Jaspers Joint Assistance to Support Projects in European Regions
Jaspers Skupna pomoč pri podpori projektov v evropskih regijah • Jaspers Skupna pomoč pri podpori projektov v evropskih regijah