natgillin/translations-raw huggingface dataset:
The next step is to see if and how action to develop the single market in mortgages could provide concrete benefits for consumers in terms of wider choice and better value.
V naslednji fazi bo Komisija preverila, ali in kako bi ukrepi za razvoj enotnega trga za posojila lahko zagotovili konkretne prednosti za potrošnike glede večje izbire in večje vrednosti.
Better off in Europe taken — with varying degrees of success —to keep the exchange rates between EUcurrencies more or less steady.
Živetiboljev Evropi skušalo bolj ali manj stabilizirati menjalne tečaje med valutami EU.
border services is being implemented. Afinancial services action plan was completed in 2005.
2005 je bil dokončan akcijski načrt vzvezi s finančnimi storitvami.
This will help channelinvestment across the single market towards the businesses that will make bestuse of it.
To bopomagalo usmerjati naložbe na celotnem enotnem trgu v podjetja, ki jihbodo znala najbolje uporabiti.
When businesses have accessto cheaper and more plentiful finance,it increases efficiency and leads to lower prices for consumers.
Kadarimajo podjetja dostop do cenejših invečjih finančnih sredstev, to povečujeučinkovitost in vodi k nižjim cenam zapotrošnike.
It was only in 1992, in the Maastricht Treaty on European Union, that thetimetable and conditions for the actual creation of the euro were set.
Šele leta 1992 so bili v Pogodbi o Evropski uniji, podpisani v Maastrichtu, postavljeni časovni razpored in pogoji za dejansko uvedbo evra.
In linewith the Maastricht route map, the eurowas created in 1999 for non-cash operations.
Vskladu z razporedom iz Maastrichta jebil evro leta 1999 uveden za negotovinska plačila.
Three years later, euro notesand coins were introduced in the 12member states which had adopted theeuro. Three of the then 15 EU countries— Denmark Sweden and the United Kingdom — have kept their national currencies for the time being.
Tri leta pozneje so v12 državah članicah, ki so uvedle evro,prišli v obtok bankovci in kovanci evra.Tri od takratnih 15 držav EU – Danska,Švedska in Združeno kraljestvo – soza zdaj obdržale svoje nacionalnevalute.
In addition, the EU has stepped in to reduce bank charges for payments andwithdrawals in euro.
Poleg tega je EU posredovala pri znižanju bančnih stroškov za plačila indvige v evrih.
The countries which joined the EU in2004 are preparing to adopt the euro.As a first concrete step, a number takepart in the so-called exchange rate mech-anism whereby they align their currencies closely with the euro, allowing onlylimited fluctuations.
Države, ki so se pridružile EU leta2004, se pripravljajo na uvedbo evra.Prvi konkretni korak pri teh pripravahje sodelovanje nekaterih novih držav vt. i. mehanizmu deviznih tečajev, sčimer svoje valute skoraj popolnomauskladijo z evrom, kar dovoljuje lemajhna odstopanja od tečaja.
The EU is looking at ways to simplifycross-border banking operations and toenable customers to make informedchoices as they shop around the EU forthe best savings plans, mortgages, insurance and pension schemes on thebasis of transparent and comparabledata.
EU zdaj proučuje načine, kako poenostaviti čezmejne bančne operacije instrankam omogočiti, da na podlagipreglednih in primerljivih podatkovsprejmejo premišljene odločitve, ko v EU iščejo najboljše varčevalne sheme,posojila, zavarovanja in pokojninskesheme.
One currency for one market
Ena valuta za en trg
For companies trading between twoeuro area countries, the euro removesthe cost and risk of operating in twocurrencies.
Za podjetja, ki trgujejo med dvemadržavama evroobmočja, evro odpravljastroške in tveganja poslovanja v dvehvalutah.
Economic and monetaryunion has removed disruptions causedby erratic exchange rate movementsand has provided a stable economicframework which gives low inflation andlow interest rates.
Ekonomska in monetarnaunija je odstranila motnje, ki so jihpovzročala nepredvidljiva gibanjamenjalnih tečajev, in zagotovila stabilen gospodarski okvir, ki prinaša nizkoinflacijo in nizke obrestne mere.
As currency instability severely disruptstrade and financial flows across borders,a single currency has long been a key EU target.
Ker nestabilnost valut povzroča resnemotnje trgovine in čezmejnih finančnihtokov, je bila enotna valuta dolgo časaključni cilj EU.
The first blueprint for whatwas then called economic and monetary union was drawn up in 1970.
Prvi načrt za takrat imenovano ekonomsko in monetarnounijo je bil oblikovan leta 1970.
Inthe 1970s and 1980s, several steps were
V 70.in 80. letih prejšnjega stoletja se je zveč ukrepi, ki so bili različno uspešni,
For citizens on the move, the euro eliminates the need and cost of changingmoney.
Za državljane, ki se gibljejo po EU,evro odpravlja potrebo po menjavidenarja in s tem povezane stroške.
When shopping on the move orvia the internet, they can make directprice comparisons and get the best value for money.
Prinakupih na potovanju ali prek internetalahko potrošniki neposredno primerjajo cene in tako za svoj denardobijo kar največ.
The logic of the single market
Logika enotnega trga
The single market is the most significant economic achievement of the European Union and the most concreteexpression of its aim of ensuring stability and increasing prosperity for allits citizens.
Enotni trg je najpomembnejši gospodarski dosežek Evropske unije innajbolj konkreten izraz njeneganamena, da vsem svojim državljanomzagotovi stabilnost in vedno večjo blaginjo.
The core principle of the EUin achieving this goal is a levelling upwards, not downwards, of standardsacross the Union.
Osnovno načelo EU pri doseganju tega cilja je usklajevanje standardov z njihovim zviševanjem, ne pazniževanjem, po vsej Uniji.
In this context, thesingle market supports, and in turn is sup-ported by, a range of other EU policies.These include:
V temokviru enotni trg podpira širok razpondrugih politik EU, ki po drugi stranipodpirajo enotni trg. Te so meddrugim:
•the Structural Funds which funnel onethird of the EU’s 115 billion annual budget into the economic and social development of poorer countriesand regions;
•strukturni skladi, ki usmerjajo enotretjino letnega proračuna EU vvišini 115 milijard EU v gospodarskiin socialni razvoj revnejših držav inregij;
•the EU’s robust competition policywhich protects consumers by preventing firms from fixing prices orcarving up markets between themand which monitors the behaviour ofthe big companies that used to bestate monopolies;
Vlade EU so se obvezale kpovečani uporabi obnovljivihvirov energije za proizvodnjoelektrike.
EU governments are committed to the increaseduse of renewable energysources for producing electricity.
•vztrajna politika konkurenčnosti EU, ki ščiti potrošnike, s tem dapodjetjem preprečuje medsebojnousklajevanje cen ali razdeljevanjetrgov, in ki spremlja obnašanje velikih podjetij, nekdanjih državnihmonopolistov;
•the Union’s research and development programme (with a budget of17.5 billion for the period 2002–06)which is only open to cross-borderpartnerships;
•program Unije za raziskave inrazvoj (s proračunom v višini 17,5milijarde EUR za obdobje2002–2006), ki je na voljo samo začezmejna partnerstva;
•transport policy, including the so-called trans-European networks(TENs) whose aim is to reinforce crossfrontier connections for transport,communications and energy supply;
•oblikovanje in vodenje enotnegaobmočja svobode, varnosti in pravice za vse.
•the creation and management of a single area of freedom, security andjustice for all.
•transportna politika skupaj s t. i.vseevropskimi omrežji, katere cilj jeokrepiti čezmejne povezave v prevozu, pri komunikaciji in dobavienergije;
•a coordinated environment policyneeded inter aliato deal with crossborder pollution;
•usklajena okoljska politika, ki jemed drugim potrebna za obravnavo čezmejnega onesnaževanja;
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Živetiboljev Evropi
Our freedom and right to work, studyand retire in another EU country or justto visit other member states is part ofthe human face of the single market.When travelling, we can buy as muchas we like to take home so long as it isfor personal consumption.
Svoboščine in pravica do dela, študijain upokojitve v drugi državi EU alisamo do obiska drugih držav članic jedel človeškega vidika enotnega trga.Na potovanjih lahko kupimo, kolikorhočemo, in nakupljeno blago lahkoodnesemo nazaj domov, če je namenjeno za lastno porabo.
In 2004, the EU began introducing the new European health insurance card to make iteasier for people travelling for privateor professional purposes to receive ur-gent medical care and assistance if theyneed it.
Leta 2004 je EUzačela uvajati novo evropsko karticozdravstvenega zavarovanja, s kateroimajo ljudje, ki potujejo zaradi osebnihali poslovnih razlogov, lažji dostop donujne zdravstvene oskrbe in pomoči,če ju potrebujejo.
EU laws protect you on holiday so that,for instance, you do not fall foul of illegal or abusive timeshare deals on apartments or villas within the EU.
Zakoni EU vas ščitijo tudi na počitnicah pred nezakonitimi kupčijami alizlorabami v zvezi s časovnim zakupomstanovanj ali hiš v EU.
There arealso rules to make sure you get compensation if your tour operator goesbankrupt or fails to deliver to the quality standards in his publicity material.Thanks to the EU, air travellers now havea series of rights (which must be displayed at EU airports) setting out airlines’obligations to customers when flights aredelayed or cancelled and fixing compensation levels if flights are overbooked.
Obstajajo predpisi, ki vam zagotavljajo nadomestilo,če gre vaš izbrani organizator potovanjv stečaj ali ne nudi standarda kakovosti, enakega oglaševanemu. Zaradi EU imajo letalski potniki zdaj vrstopravic (vidno objavljenih na letališčih EU), ki opisujejo obveznosti letalskihdružb do strank, v primeru zamude priletih ali njihove odpovedi, in določajostopnjo nadomestila, če je za let sprejeto preveliko število rezervacij.
Thanks to EU rules, your rightsare protected if your flights aredelayed or overbooked.
Pravila EU ščitijo vaše pravice, če ima vaš let zamudo ali pa je bilo zanjsprejetih preveč rezervacij.
One of the most popular ways to study at a university in another EU country is through the Erasmus programme which provides grants, generally for periods of one year.
Eden od najbolj priljubljenih načinov študija na univerzi v drugi državi EU je ob pomoči programa Erasmus, v okviru katerega so na voljo štipendije, ponavadi za eno leto.
Since its creation in 1987, more than 1.3million students have benefited from Erasmus.
Od njegove uvedbe leta 1987 jepomoč programa Erasmus izkoristilo več kot 1,3 milijona študentov.
The most popular subjects are business management, socialstudies, humanities and languages.
Najbolj priljubljena področja študijaso ekonomija, družbene vede, humanistika in jeziki.
However, in recent years there has been a growing interest in engineering and architecture, medicine, the natural sciences, computing and mathematics.
Vendar pa v zadnjih letih narašča zanimanje tudi zainženirstvo in arhitekturo, medicino, naravoslovne vede, računalništvo in matematiko.
A total of 2200higher education institutes take part in Erasmus. They come from the 25 EU countries, plus Bulgaria, Romania, Turkey, Norway, Iceland and Liechtenstein.
V programu Erasmus sodeluje 2 200 visokošolskih ustanov iz 25 držav EU, Bolgarije, Romunije, Turčije, Norveške, Islandije in Lihtenštajna.
Job mobility such as the medical profession (doctors,dentists, nurses, etc.), architects, engineers, accountants, electricians and hairdressers.
Delovna mobilnost torje, kot so zdravstveni poklici(zdravniki, zobozdravniki, medicinskesestre itd.), arhitekte, inženirje,računovodje, elektrotehnike in frizerje.
EU citizens living in another memberstate can vote in local and European(but not national) elections in their country of residence.
Državljani EU, ki prebivajo v drugidržavi članici, lahko glasujejo na lokalnih in evropskih (vendar ne na nacionalnih) volitvah v državi prebivališča.
The EU makes sure that when peoplego to work in another member statethey keep their employment rights, including social security and pension entitlements, irrespective of whether theyare posted by their employer or decidethemselves to move to another country.
EU skrbi, da ljudje, ki delajo v drugidržavi članici, obdržijo svoje delovnepravice, vključno s socialno varnostjoin pokojninskimi pravicami, ne gledena to, ali jih je na delo v tujino napotildelodajalec ali pa so se za to odločilisami.
These benefits include sickness andmaternity provisions, compensation foraccidents at work, invalidity benefits,family allowances, unemployment payments and old-age pensions.
Te ugodnosti vključujejo določbeo odsotnosti z dela zaradi bolezni in o porodniškem dopustu, odškodninozaradi nesreč pri delu, invalidsko podporo, družinski dodatek, nadomestiloza brezposelnost in starostno pokojnino.
To make mobility easier, the EU fundsa one-stop shop for finding jobs throughout the Union (plus Norway, Iceland,Liechtenstein and Switzerland).
Več kot 15 milijonov ljudi zdaj dela vdržavi EU, ki ni njihova matičnadržava.
This isthe Eures portal, a network of employment services, which provides information on job opportunities, matches jobseekers and employers, and provideshints and tips for finding a job or getting further education and training. Goto europa.eu.int/euresto find out more.
To je sorazmerno majhnoštevilo, in kaže, da ni pričakovatibistvenega povečanja po odpravizačasnih omejitev za delavce iz držav,ki so se pridružile Uniji leta 2004.
More than 15 million people now workin an EU country other than their own.This is a relatively low number which isnot expected to rise significantly whenthe temporary restrictions on workersfrom countries which joined in 2004are lifted.
Za lažjo mobilnost EU financira enotnoinformacijsko-svetovalno službo, kipomaga pri iskanju delovnega mestapo vsej Uniji (in tudi na Norveškem,Islandiji, v Lihtenštajnu in Švici).
In 2005, the EU introduced simpler andclearer procedures for how the EU countries recognise professional qualifications that citizens have obtained in another EU country.
Leta 2005 je EU uvedla preprostejšein jasnejše postopke za to, kakodržave EU priznajo strokovne kvalifikacije, ki so jih državljani pridobili vdrugi državi članici. To zadeva sek-
Why not try working abroad? The Eures web portal will help you.
Zakaj ne bi poskusili delati v tujini?Spletni portal Eures vam pri tem nudi pomoč.
Listening to citizens and solving their problems
Posluh za državljane in pomoč pri reševanju problemov
Whether your particular problem concerns getting a job in another country, or registering a car there, oropening a bank account, or settling a dispute with a mail-order firm based outside your country, the EU isthere to help with information and practical advice.
Ne glede na to, ali je vaš problem iskanje službe v drugi državi, registracija avtomobila v tujini, odprtjebančnega računa ali reševanje spora s podjetjem za prodajo po pošti, ki ima sedež v drugi državi, vamje EU vedno na voljo za informacije in praktične nasvete.
The service is free and calls are answered in the caller’slanguage.
Storitev je brezplačna, na klice odgovarjajo vjeziku klicatelja.
The service answers general questions and, for more specific issues, directs the caller to the bestsource of help and advice.
Ta služba odgovarja na splošna vprašanja, pri bolj podrobnih vprašanjih pa vas usmerina najbolj primeren naslov za pomoč in nasvet.
The freephone number for EUROPE DIRECTfrom anywhere in the EU is 00 800 6 78 910 11.
Brezplačna telefonska številka EUROPE DIRECT,ki jolahko zavrtite od koder koli v EU, je 00 800 6 7 8 9 10 11.
A citizen’s signpost service provides personal help in overcoming practical problems such as administrativeformalities on moving to a new country.
Storitev Kažipot za državljane nudi osebno pomoč pri premagovanju praktičnih problemov ob selitvi vnovo državo, kot so upravne formalnosti.
The service can be accessed at: europa.eu.int/citizensrights/signpost
Storitev je na voljo na spletni strani: europa.eu.int/citizensrights/signpost/
The European Consumer Centres Network (ECC-Net)offers a one-stop shop to advise citizens on their single market rights and to provide support in settling crossborder complaints:europa.eu.int/comm/consumers/redress/ecc_network/index_en.htm
Evropska mreža centrov za varstvo potrošnikov (ECC-Net) nudi vse na enem mestu za svetovanjedržavljanom o njihovih pravicah v zvezi z enotnim trgom in za podporo pri reševanju čezmejnih sporov:europa.eu.int/comm/consumers/redress/ecc_network/index_en.htm
There are two other networks to help citizens solve their personal crossborder disputes without the cost andhassle of going to court.
Še dve mreži pomagata državljanom pri reševanju čezmejnih sporov brez stroškov in napornega sodnegapostopka.
The services are free of charge.
Obe storitvi sta brezplačni.
•Solvit handles problems with the public administration of another country:europa.eu.int/comm/solvit
•Solvit obravnava probleme z javno upravo druge države: europa.eu.int/solvit/site/index_en.htm
•FIN-NET helps individuals in financial disputes with banks or insurance companies in another EU country: europa.eu.int/comm/internal_market/finservices-retail/finnet/index_en.htm
•FIN-NETpomaga posameznikom v finančnih sporih z bankami ali zavarovalnicami v drugi državi EU: europa.eu.int/comm/internal_market/finservices-retail/finnet/index_en.htm
If all these services are not enough, make your voice heard in EU policy-making, or dialogue with EU leaders, at: europa.eu.int/yourvoice
Če vse te storitve ne zadostujejo, lahko svoje mnenje pri oblikovanju politik EU ali pri dialogu z voditelji EU izrazite na: europa.eu.int/yourvoice/
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Zdrava hrana in varni izdelki ki so zamajali zaupanje potrošnikov vvarnost preskrbe s hrano v Evropi.
Healthy food and safe products to the challenge by putting in place astrategy to help ensure the safety offood all the way ‘from the farm to thefork’.
EUse je odzvala z vzpostavitvijo strategije, ki naj bi zagotovila varnost hranena celotni poti od kmetijske pridelavedo končnega porabnika. Ta strategijatemelji na treh elementih:
•sound scientific advice on which tobase decisions;
•na novi zakonodaji o varnosti hranein živalske krme;
Every citizen is a consumer and the EUtakes great care to protect their health,safety and economic wellbeing.
Vsak državljan je potrošnik in EU sizelo prizadeva zaščititi njegovozdravje, varnost in ekonomsko blaginjo.
As thesingle market lifts barriers to crossborder trade, as the service sector expandsand as the internet and electronic commerce grow, it is important that all citizens across the 25 member statesbenefit from the same high level of consumer protection.
Ker enotni trg odpravlja preprekečezmejni trgovini, ker se storitveni sektor širi in ker internetno in elektronskoposlovanje naraščata, je pomembno,da za vse državljane v vseh 25državah članicah velja enako visokaraven zaščite potrošnikov.
•a rapid alert system of enforcementand control.
•na odločitvah na podlagi tehtnihznanstvenih mnenj;
Food safety has been a constant priority in recent years, particularly following several food scares which shook consumer confidence in the safety of Europe’ s food supply.
Varnost hrane je bila v zadnjih letihstalna prednostna naloga, zlasti ponekaterih preplahih v zvezi s prehrano,
A protective shield
Obrambni ščit
Under EU rules, all consumer productssold must be safe.
Po pravilih EU morajo biti vsi potrošniški izdelki v prodaji varni.
High standards havebeen set and defective products must bewithdrawn from the market.
Postavljeniso bili visoki standardi, izdelke znapako je treba umakniti s trga.
Besides setting general rules for all products, thereare special additional safety regulationsfor products like toys, electrical and gasappliances, cosmetics, pharmaceuticals,machinery and recreational craft.
Polegsplošnih pravil za vse izdelke obstajajo tudi posebne dodatne varnostneuredbe za izdelke, kot so igrače, električne in plinske naprave, kozmetika,farmacevtski izdelki, stroji in plovila zarekreacijo.
These principles are set out in the EU’s General Food Law of 2002, which alsomakes it compulsory, from January 2005,for food sector businesses to guaranteethat food intended for humans and feedintended for animals are traceable rightthrough the food chain.
Ta načela so zapisana v splošni živilski zakonodaji iz leta 2002, v skladu skatero morajo od januarja 2005 podjetja živilskega sektorja jamčiti, da stahrana, namenjena ljudem, in krma,namenjena živalim, sledljivi skozi vsoprehranjevalno verigo.
Stringent newrules for animal feed reflect concernsthat contaminated animal feed hadbeen at the root of several food scares,including BSE (‘mad-cow disease’).
Stroga novapravila o živalski krmi odražajozaskrbljenost, da je bila pokvarjenaživalska krma vzrok nekaterih preplahov v zvezi s hrano, na primer BSE(„bolezen norih krav“).
The EU also works to ensure that goods imported from other countries around theworld are safe.
EU si prav takoprizadeva zagotoviti, da bi bilo blago,uvoženo iz držav vsega sveta, varno.
Although no food safety system canguarantee a zero-risk, the EU offers itscitizens a level of protection which isamong the highest in the world.
Ker je cilj omogočiti kupcem, da kupujejo, kjer hočejo, je s predpisi EUposkrbljeno, da imajo potrošniki enakozaščito pred nepoštenimi praksamibrezobzirnih trgovcev, ne glede na to,ali kupujejo v lokalni trgovini ali pa prekspletne strani v drugi državi članici.
Since the aim is to enable shoppers tobuy where they wish, EU rules see to itthat consumers have the same protection against sharp business practices byrogue traders whether they buy fromthe shop on the corner of their street orfrom a website in another EU country.
Čeprav noben sistem varnosti hranene more popolnoma odpraviti tveganja, EU svojim državljanom nudistopnjo zaščite, ki je ena od najvišjihna svetu.
Making informed choices
Sprejemanje premišljenih odločitev
It is not enough for food to be safe: shoppers are entitled to know what they are buying.
Ni dovolj, da je hrana varna: kupci imajo pravico vedeti, kaj kupujejo.
EU food labellingrules are frequently updated to help consumers make informed choices about the food they eat.
Predpisi EU o označevanju hranese redno posodabljajo, da lahko potrošniki sprejemajo premišljene odločitve o hrani, ki jo uživajo.
The rulesgive information on things like basic ingredients, permitted additives, the presence of any genetically modified organisms (GMOs) and of course shelf-life.
Oznakenudijo informacije o različnih stvareh, na primer osnovnih sestavinah, dovoljenih aditivih, prisotnosti kakršnih koli gensko spremenjenih organizmov in seveda roku trajanja.
Proposals for common EU definitions of terms like ‘low fat’or ‘high fibre’ are in the pipeline.
V pripravi so tudi predlogi za enotneopredelitve izrazov po vsej EU, kot so „majhna vsebnost maščob“ ali „visoka vsebnost vlaknin“.
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Učinkovita konkurenca: visokakakovost za nizko ceno
Effective competition: high quality at low cost
Komisija deluje na več področjih.
As citizens and consumers, we will onlyderive full benefit from the frontier-freesingle market if suppliers and serviceproviders can compete fairly for our busi-ness.
Podjetja odvrača od omejevanjakonkurences tem, da jim preprečujemedsebojno usklajevanje cen ali razdeljevanje trgov.
Only effective competition delivers low prices, high quality and widerconsumer choice.
Redno izvaja preiskave in naloži kazni podjetjem, ki sezdružijo v kartel, da bi tako na svojihtrgih ohranila visoke cene, namesto dabi med sabo tekmovala.
EU governments havegiven the European Commission widepowers as a ‘trust buster’ to enforce itscompetition rules with the express aimof providing direct benefits to consumers.
Komisija jeprav tako ukrepala proti proizvajalcemavtomobilov, ki so skušali potrošnikompreprečiti, da bi avtomobile tehproizvajalcev kupili v drugi državi EU,v kateri je bila njihova cena nižja.