natgillin/translations-raw huggingface dataset:
In the application of minimum reserves, the ECB is bound to act in pursuance of the objectives of the Eurosystem as defined in Article 105 (1) of the Treaty and Article 2 of the Statute of the ESCB, which implies, inter alia, the principle of not inducing significant undesirable delocation or disintermediation.
Obvezne rezerve opredeljeni v členu 105(1) Pogodbe in členu 2 Statuta ESCB, kar med drugim pomeni, da ne spodbuja znatne nezaželene delokacije ali disintermediacije.
7.2 INSTITUTIONS SUBJECT TO MINIMUM RESERVE REQUIREMENTS
7.2 INSTITUCIJE, KI SO OBVEZNIKI OBVEZNIH REZERV
The ECB requires credit institutions to hold minimum reserves on accounts with the national central banks within the framework of the Eurosystem’s minimum reserve system.
ECBodkreditnihinstitucijzahteva,da vzdržujejo obvezne rezerve na računih pri nacionalnih centralnih bankah v sklopu sistema obveznih rezerv Eurosistema.
The legal framework for this system is laid down in Article 19 of the Statute of the ESCB, Council Regulation (EC) No 2531/98 of 23 November 1998 concerning the application of minimum reserves by the European Central Bank 2and Regulation (EC) No 1745/2003 of the European Central Bank on the application of minimum reserves (ECB/2003/9).3The application of Regulation ECB/2003/9 ensures that the terms and conditions of the Eurosystem’s minimum reserve system are uniform throughout the euro area.
Pravni okvir za ta sistem je opredeljen v členu 19 Statuta ESCB, Uredbi Sveta (ES) št. 2531/98 z dne 23. novembra 1998 o uporabi obveznih rezerv s strani Evropske centralne banke 2in Uredbi (ES) št. 1745/2003 Evropske centralne banke o uporabi obveznih rezerv (ECB/2003/9). 3
This implies that branches in the euro area of entities with no registered office in the euro area are also subject to the Eurosystem’s minimum reserve system.
To pomeni, da so v euroobmočju ustanovljene podružnice subjektov, ki nimajo registriranega sedeža v euroobmočju, tudi obvezniki obveznih rezerv Eurosistema.
However, branches located outside the euro area of credit institutions established in the euro area are not subject to this system.
Za podružnice kreditnih institucij, ustanovljenih v euroobmočju, ki so locirane zunaj euroobmočja, ta sistem ne velja.
The amount of minimum reserves to be held by each institution is determined in relation to its reserve base.
Znesek izračunanih obveznih rezerv, ki ga mora vzdrževati vsaka institucija, se določi glede na njeno osnovo za obvezne rezerve.
Institutions’ holdings of required reserves are remunerated at the rate on the Eurosystem’s main refinancing operations.
Rezervna imetja do zneska izračunanih obveznih rezerv se obrestujejo po obrestni meri za operacije glavnega refinanciranja Eurosistema.
The Eurosystem’s minimum reserve system primarily pursues the following monetary functions:
• stabilizacija obrestnih mer denarnega trga: določba o povprečenju ima za cilj prispevati k stabilizaciji obrestnih mer denarnega trga s tem, da obveznike spodbuja k izravnavi učinkov začasnih nihanj likvidnosti;
Stabilisation of money market interest rates: The averaging provision of the Eurosystem’s minimum reserve system aims to contribute to the stabilisation of money market interest rates by giving institutions an incentive to smooth the effects of temporary liquidity fluctuations. fluctuations.
Institucijebodoavtomatičnoizvzeteiz sistema obveznih rezerv od začetka obdobja izpolnjevanja obveznih rezerv, v katerem jim je bilo odvzeto dovoljenje za poslovanje oziroma so to dovoljenje vrnile, ali v katerem se je pravosodna ali katera koli druga pristojna oblast sodelujoče države članice odločila sprožiti postopek likvidacije nad zadevno institucijo.
Institutions will be automatically exempt from reserve requirements from the start of the maintenance period within which their authorisation is withdrawn or surrendered, or within which a decision to submit the institution to winding-up proceedings is taken by a judicial authority or any other competent authority of a participating Member State.
V skladu z Uredbo Sveta (ES) št. 2531/98 in Uredbo ECB/2003/9 lahko ECB iz sistema obveznih rezerv Eurosistema izvzame tudi druge institucije na nediskriminatorni osnovi, če zanje veljajo ukrepi reorganizacije, zamrznitev sredstev oziroma drugi ukrepi, ki jih je naložila Evropska skupnost ali država članica v skladu s členom 60(2) Pogodbe o omejitvi uporabe njihovih sredstev, ali je v zvezi z njimi Svet ECB izdal sklep o začasni prepovedi ali izključitvi njihovega dostopa do operacij odprtega trga ali odprtih ponudb Eurosistema, ali če cilji sistema obveznih rezerv ne bi bili doseženi z vključitvijo teh institucij v sistem obveznih rezerv.
According to Council Regulation (EC) No 2531/98 and Regulation ECB/2003/9, the ECB may also exempt institutions from their obligations under the Eurosystem’s minimum reserve system on a nondiscriminatory basis if they are subject to reorganisation measures or the freezing of funds and/or other measures imposed by the European Community or by a Member State under Article 60(2) of the Treaty restricting the use of their funds or in respect of which the ECB’s Governing Council issued a decision
Če sklep o tovrstnih izjemah temelji na namenu sistema obveznih rezerv v Eurosistemu, ECB upošteva eno ali več naslednjih meril: ustvarjanje ali povečanje strukturnega likvidnostnegaprimanjkljaja:sistem obveznih rezerv Eurosistema prispeva k nastanku ali povečanju strukturnega likvidnostnega primanjkljaja. To lahko izboljša sposobnost Eurosistema, da deluje kot učinkovit ponudnik likvidnosti.
Creation or enlargement of a structural liquidity shortage: The Eurosystem’s minimum reserve system contributes to creating or enlarging a structural liquidity shortage.
Pri izvajanju obveznih rezerv je ECB zavezana, da ravna v skladu s cilji Eurosistema, kot so
7.3 DETERMINATION OF MINIMUM RESERVES suspending or excluding their access to open market operations or the Eurosystem’s standing facilities or if the purposes of the Eurosystem’s minimum reserve system would not be met by imposing these obligations on those particular institutions.
• institucija ima dovoljenje, da opravlja samo funkcije posebnega namena;
If its decision on any such exemption is based on the purposes of the Eurosystem’s minimum reserve system, the ECB takes into account one or more of the following criteria:
• institucija ima prepoved izvajanja aktivnih bančnih funkcij v konkurenci z drugimi kreditnimi institucijami; in/ali
• the institution is authorised to pursue special purpose functions only;
• poročanja, se podatki bilance stanja, ki se nanašajo na konec danega koledarskega meseca, uporabijo za določitev osnove za rezerve za obdobje izpolnjevanja obveznih rezerv, ki se začne v koledarskem mesecu dva meseca pozneje.
• the institution is prohibited from exercising active banking functions in competition with other credit institutions; and/or
institucijajezakonskoobvezana,da uporablja vse svoje depozite za namene, povezane z regionalno in/ali mednarodno razvojno pomočjo.
RESERVE BASE AND RESERVE RATIOSThe reserve base of an institution is defined in relation to elements of its balance sheet.
Okvirporočanjazadenarnoinbančno statistiko ECB predvideva možnost, da se majhne institucije delno razbremenijo bremena poročanja.
The balance sheet data are reported to the national central banks within the general framework of the ECB’s money and banking statistics (see Section 7.5).5 For institutions subject to full reporting requirements, the balance sheet data referring to the end of a given calendar month are used to determine the reserve base for the maintenance period starting in the calendar month two months later.
Institucije, za katere velja ta določba, morajočetrtletnoporočatisamoomejen nabor podatkov iz bilance stanja (po stanju na zadnji dan četrtletja) in s skrajnim rokom za pošiljanje poročil, ki je daljši od skrajnega roka, postavljenega za večje institucije.
For example, the reserve base calculated from the balance sheet of the end of February would be used to calculate the reserve requirements to be fulfilled by counterparties in the maintenance period beginning in April.
Za te institucije se podatki bilance stanja, ki se predložijo v poročilih za določeno četrtletje, uporabijo z zamikom dveh mesecev za določitev osnove za rezerve za naslednja tri obdobja izpolnjevanja obveznih rezerv.
• the institution is under a legal obligation to have all its deposits earmarked for purposes related to regional and/or international development assistance.
Na primer bilanca stanja ob koncu prvega četrtletja (marca) bi veljala za izračun osnove za rezerve za obdobja izpolnjevanja obveznih rezerv, ki se začnejo v juniju, juliju in avgustu.
The reporting framework for the ECB’s money and banking statistics includes the possibility of relieving small institutions of some of the reporting burden.
ECB oblikuje in vodi seznam institucij, za katere velja sistem obveznih rezerv Eurosistema.
Institutions to which this provision applies only need to report a limited set of balance sheet data on a quarterly basis (as end-of-quarter data) and with a reporting deadline which is longer than that set for larger institutions.
ECB javno objavlja tudi seznam vseh institucij, ki so izvzete iz tega sistema zaradi drugih razlogov in ne zaradi ukrepov reorganizacije ali zamrznitve sredstev oziroma drugih ukrepov, ki jih je naložila Evropska skupnost ali država članica v skladu s členom 60(2) Pogodbe o omejitvi uporabe njihovih sredstev, ali je v zvezi z njimi Svet ECB izdal sklep o začasni prepovedi ali izključitvi njihovega dostopa do operacij odprtega trga ali odprtih ponudb Eurosistema.
For these institutions, the balance sheet data reported for a specific quarter are used to determine, with a lag of two months, the reserve base for the consecutive three reserve maintenance periods.
Seznami, dostopni javnosti po zaključku poslovanja na zadnji delovni dan Eurosistema v vsakem koledarskem mesecu, so veljavni za izračun osnove za rezerve za obdobje izpolnjevanja obveznih rezerv, ki se začne v koledarskem mesecu dva meseca pozneje.
For example, the balance sheet of the end of the first quarter – March – would be valid for the calculation of the reserve base for the maintenance periods beginning in June, July and August.
Seznam, objavljen ob koncu februarja, bi tako veljal za izračun osnove za rezerve za obdobje izpolnjevanja obveznih rezerv, ki se začne v aprilu.
According to Council Regulation (EC) No 2531/98, the ECB is entitled to include liabilities resulting from the acceptance of funds together with liabilities resulting from off-balance-sheet items in the reserve base of institutions.
V skladu z Uredbo Sveta (ES) št. 2531/98 ima ECB pravico, da v osnovo za rezerve institucij vključi obveznosti iz naslova sprejemanja denarnih sredstev skupaj z obveznostmi iz naslova zunajbilančnih postavk.
In the Eurosystem’s minimum reserve system, only the liability categories “deposits” and “debt securities issued” are actually included in the reserve base (see Box 9).
V sistemu obveznih rezerv Eurosistema dejansko osnovo za rezerve sestavljata le pasivni postavki „vloge” in „izdani dolžniški vrednostni papirji” (glej okvir 9).
The lists are available to the public on the ECB’s website (www.ecb.europa.eu).The reporting framework for the ECB’s money and banking statistics is presented in Appendix 4.
Obveznosti do drugih institucij, uvrščenih na seznam institucij, ki so obvezniki obveznih rezerv Eurosistema, in obveznosti do ECB in sodelujočih nacionalnih centralnih bank, niso vključene v osnovo za rezerve. V tem pogledu
The ECB establishes and maintains a list of institutions subject to the Eurosystem’s minimum reserve system.
Osnova za rezerve posamezne institucije se določi glede na postavke njene bilance stanja.
The lists, available to the public after close of business on the last Eurosystem business day of each calendar month, are valid for the calculation of the reserve base for the maintenance period beginning in the calendar month two months later.
Seznami so na voljo javnosti na spletni strani ECB (www.ecb.europa.eu).Poročevalski okvir za denarno in bančno statistiko ECB je predstavljen v Prilogi 4.
• Overnight deposits• Deposits with an agreed maturity of up to and including two years• Deposits redeemable at notice of up to and including two years Debt securities issued• Debt securities with an original maturity of up to and including two years
• Vloge čez noč• Vloge z dogovorjeno zapadlostjo do vključno dveh let• Vloge na odpoklic z odpovednim rokom do vključno dveh let Izdani dolžniški vrednostni papirji• Dolžniški vrednostni papirji z originalno zapadlostjo do vključno dveh let
• Deposits with an agreed maturity of over two years• Deposits redeemable at notice of over two years• Repos Debt securities issued• Debt securities with an original maturity of over two years
• Vloge z dogovorjeno zapadlostjo nad dvemi leti• Vloge na odpoklic z odpovednim rokom nad dvemi leti• Repo posli Izdani dolžniški vrednostni papirji• Dolžniški vrednostni papirji z originalno zapadlostjo nad dvemi leti
1 Regulation (EC) No 2181/2004 of the European Central Bank of 16 December 2004, amending Regulation (EC) No 2423/2001 (ECB/2001/13) concerning the consolidated balance sheet of the monetary financial institutions sector and Regulation (EC) No 63/2002 (ECB/2001/18) concerning statistics on interest rates applied by monetary financial institutions to deposits and loans vis-à-vis households and non financial corporations (ECB/2004/21) (OJ L 371, 18.12.2004, p.
1 Uredba (ES) št. 2181/2004 Evropske centralne banke z dne 16. decembra 2004 o spremembah Uredbe (ES) št. 2423/2001 (ECB/2001/13) o konsolidirani bilanci stanja v sektorju monetarnih finančnih institucij in Uredbe (ES) št. 63/2002 (ECB/2001/18) o statistiki obrestnih mer, ki jih monetarne finančne institucije uporabljajo za vloge in posojila v razmerju do gospodinjstev in nefinančnih družb (ECB/2004/21) (UL L 371 z dne 18. decembra 2004, stran 42) izrecno zahteva poročanje o obveznostih iz naslova vlog po nominalni vrednosti.
42), explicitly requires the reporting of deposit liabilities at nominal value.
Nominalna vrednost pomeni znesek glavnice, za katero je dolžnik pogodbeno obvezan, da jo vrne upniku.
Nominal value means the amount of principal that a debtor is contractually obliged to repay to a creditor.
Ta sprememba je bila potrebna zaradi Direktive Sveta 86/635/EGS z dne 8. decembra 1986 o letnih računovodskih izkazih in konsolidiranih računovodskih izkazih bank in drugih finančnih institucij (UL L 372 z dne 31. decembra 1986, stran 1), ki je bila spremenjena tako, da omogoča vrednotenje nekaterih finančnih instrumentov po pošteni vrednosti.
This amendment had become necessary because Council Directive 86/635/EEC of 8 December 1986 on the annual accounts and the consolidated accounts of banks and other financial institutions (OJ L 372, 31.12.1986, p.
mora biti za pasivno postavko „izdani dolžniški vrednostni papirji” izdajatelj sposoben dokazati dejanski znesek teh instrumentov, ki jih imajo druge institucije, ki so obvezniki obveznih rezerv Eurosistema, zato da jih ima pravico odšteti od osnove za rezerve.
1) had been amended to the effect that certain financial instruments could be priced at fair value.
Če takega dokazila ni mogoče predložiti, lahko izdajatelji uporabijo standardizirani odbitek v fiksnem odstotku6 za to postavko bilance stanja.
This reserve ratio is specified in the Regulation ECB/2003/9.
Uredbi ECB/2003/9.
The ECB sets a zero reserve ratio on the following liability categories: “deposits with an agreed maturity of over two years”, “deposits redeemable at notice of over two years”, “repos” and “debt securities with an original maturity of over two years” (see Box 9).
ECB je določila ničelno stopnjo obveznih rezerv na naslednje pasivne postavke: „vloge z dogovorjeno zapadlostjo nad dvemi leti”, „vloge na odpoklic z odpovednim rokom nad dve leti”, „repo posli” in „dolžniški vrednostni papirji z originalno zapadlostjo nad dvemi leti” (glej okvir 9).
The ECB may change the reserve ratio at any time.
ECB lahko kadar koli spremeni stopnje obveznih rezerv.
If such proof cannot be presented, issuers may apply a standardised deduction of a fixed percentage 6to this balance sheet item.
Spremembe v stopnjah obveznih rezerv objavi ECB pred prvim obdobjem izpolnjevanja obveznih rezerv, za katerega sprememba velja.
Further information relating to the standardised deduction ratio can be found on the ECB’s website (www.ecb.europa.eu), as well as on the Eurosystem websites (see Appendix 5).
Nadaljnje informacije v zvezi z odstotkom standardiziranega odbitka so na spletni strani ECB (www.ecb.europa.eu) kakor tudi na spletnih straneh Eurosistema (glej Prilogo 5).
The reserve ratios are determined by the ECB subject to the maximum limit specified in
Stopnje obveznih rezerv, ki jih določi ECB, smejo biti največ enake zgornji meji, ki je določena v Uredbi Sveta (ES) št. 2531/98.
Reserve holdings on settlement accounts may be used for intraday settlement purposes.
se lahko uporabijo za namene poravnave čez dan.
CALCULATION OF RESERVE REQUIREMENTSThe reserve requirement of each individual institution is calculated by applying, to the amount of eligible liabilities, the reserve ratios for the corresponding categories of liabilities.
IZRAČUN OBVEZNIH REZERVObvezne rezerve za vsako posamezno institucijo se izračunajo tako, da se znesek posamezne pasivne postavke iz osnove za rezerve množi s stopnjo obveznih rezerv za to pasivno postavko.
Each institution deducts an allowance of €100,000 from its reserve requirement in each Member State in which it has an establishment.
Vsaka institucija odšteje olajšavo v znesku 100.000 EUR od svojih obveznih rezerv v vsaki državi članici, v kateri ima poslovalnico.
The granting of such an allowance is without prejudice to the legal obligations of institutions subject to the Eurosystem’s minimum reserve system.7
Odobritev tovrstne olajšave ne posega v pravne obveznosti institucij, ki so obvezniki sistema obveznih rezerv Eurosistema.7
An institution may apply to the national central bank in the Member State in which the institution is resident for permission to hold all its minimum reserves indirectly through an intermediary.
Institucija lahko zaprosi nacionalno centralno banko v državi članici, v kateri je institucija rezident, za dovoljenje, da izpolnjuje vse svoje obvezne rezerve posredno prek posrednika.
The possibility of holding minimum reserves through an intermediary is, as a rule, restricted to institutions which are constituted in such a way that part of the administration (e.g. treasury management) is normally effected by the intermediary (e.g. networks of savings banks and cooperative banks may centralise their reserve holdings).
Možnost vzdrževanja obveznih rezerv prek posrednika je po pravilu omejena na institucije, ki so organizirane tako, da del funkcij (npr. dejavnosti zakladnice) običajno izvaja posrednik (npr. mreže hranilnic in hranilno-kreditnih služb lahko centralizirajo svoja rezervna imetja).
The holding of minimum reserves through an intermediary is subject to the provisions specified in Regulation ECB/2003/9.
Vzdrževanje obveznih rezerv prek posrednika je opredeljeno z določbami iz Uredbe ECB/2003/9.
7.4 MAINTENANCE OF RESERVE HOLDINGS
7.4 IZPOLNJEVANJE OBVEZNIH REZERV
REMUNERATION OF RESERVE HOLDINGSHoldings of required reserves are remunerated at the average, over the maintenance period, of the ECB’s rate (weighted according to the number of calendar days) on the main refinancing operations, calculated using the formula specified in Box 10.
OBRESTOVANJE REZERVNIH IMETIJRezervna imetja se obrestujejo po povprečni obrestni meri ECB (ponderirani glede na število koledarskih dni) za operacije glavnega refinanciranja v času obdobja izpolnjevanja, izračunani s pomočjo formule, opredeljene v okvirju 10.
Under special circumstances, the published calendar may be amended, depending, among other things, on changes in the schedule of Governing Council meetings.
Postavke, ki štejejo v osnovo za rezerve, izračunajo institucije, ki so obvezniki obveznih
For institutions allowed to report statistical data as a group on a consolidated basis according to the provisions of the reporting framework for the ECB’s money and banking statistics (see Appendix 4), only one such allowance will be granted to the group as a whole, unless the institutions provide data on the reserve base and reserve holdings in a sufficiently detailed manner to enable the Eurosystem to verify their accuracy and quality and to determine the respective reserve requirement of each individual institution included in the group.The calendar is normally announced in an ECB press release, to be found on the ECB’s website (www.ecb.europa.eu).
Za institucije, ki jim je dovoljeno poročati statistične podatke kot skupini na konsolidirani osnovi v skladu z določbami okvira za poročanje za denarno in bančno statistiko ECB (glej Prilogo 4), bo priznana samo ena tovrstna olajšava skupini kot celoti, razen če institucije zagotovijo dovolj podrobne podatke o osnovi za rezerve in rezervnih imetjih, da omogočijo Eurosistemu, da preveri njihovo točnost in kakovost ter določi znesek obveznih rezerv vsake posamezne institucije v skupini.Koledar se normalno objavi v sporočilu za javnost ECB na spletni strani ECB (www.ecb.europa.eu).
In addition, such a calendar is published in the Official Journal of the European Union and on the Eurosystem websites (see Appendix 5).If an institution has no head office in a Member State in which it is established, it has to designate a principal branch which would then be responsible for fulfilling the aggregate minimum reserve requirements of all the establishments of the institution in the relevant Member State.
Poleg tega se koledar objavi v Uradnem listu Evropske unije in na spletnih straneh Eurosistema (glej Prilogo 5).Če institucija nima sedeža v državi članici, v kateri je ustanovljena, mora določiti glavno podružnico, ki je potem odgovorna za izpolnitev skupnih obveznih rezerv vseh poslovalnic institucije v zadevni državi članici.
RESERVE HOLDINGSEach institution must hold its minimum reserves on one or more reserve accounts with the national central bank in the Member State in which it is established.
Poravnalni računi institucij pri nacionalnih centralnih bankah se lahko uporabijo kot računi rezerv. Rezervna imetja na poravnalnih računih
CALCULATION OF THE REMUNERATION OF HOLDINGS OF REQUIRED RESERVES
IZRAČUN OBRESTI NA REZERVNA IMETJA
= remuneration to be paid on holdings of required reserves for the maintenance period t.
= obresti na rezervna imetja za obdobje izpolnjevanja t.
= average daily holdings of required reserves for the maintenance period t.
= povprečna dnevna rezervna imetja v obdobju izpolnjevanja t.
= number of calendar days in the maintenance period t.
= število koledarskih dni v obdobju izpolnjevanja t.
= rate of remuneration on holdings of required reserves for the maintenance period t.
= obrestna mera za rezervna imejta za obdobje izpolnjevanja t.
Standard rounding of the rate of remuneration to two decimals shall be applied.
Uporablja se standardno zaokroževanje obrestne mere na dve decimalki.
= marginal interest rate for the most recent main refinancing operation settled on or before calendar day i.
= mejna obrestna mera za zadnjo operacijo glavnega refinanciranja, poravnano na koledarski dan i ali pred njim.
7.5 REPORTING, ACKNOWLEDGEMENT AND VERIFICATION OF THE RESERVE BASE
Člen 5 Uredbe ECB/2003/9 opredeljuje postopke za sporočanje in potrditev osnove za rezerve in zneska izračunanih obveznih rezerv institucije.
The reserve base items for the application of minimum reserves are calculated by the institutions subject to minimum reserves themselves and are reported to the national central banks within the general framework of the ECB’s money and banking statistics (see Appendix 4).
Če obveščena stranka ni odgovorila na obvestilo do konca delovnega dne NCB pred začetkom obdobja izpolnjevanja obveznih rezerv, se šteje, da je potrdila znesek obveznih rezerv institucije za ustrezno obdobje izpolnjevanja obveznih rezerv.