natgillin/translations-raw huggingface dataset:
European Council: provides the European Union with the necessary impetus for its development and defines the general political guidelines thereof.
Konvergenčni kriteriji: vsaka država članica mora izpolniti štiri kriterije, preden lahko uvede euro.
It brings together the Heads of State or Government of the Member States and the President of the European Commission (see also EU Council).
Ti so stabilna raven cen, vzdržne javne finance (omejen delež primanjkljaja in dolga v BDP), stabilen devizni tečaj ter nizke in stabilne dolgoročne obrestne mere.
Longer-term interest rates: interest rates or yields on interest-bearing financial assets with a relatively long time to maturity.
Obrestonosna terjatev: finančno sredstvo, ki daje lastniku pravico do obresti, ki jih mora izplačati izdajatelj tega sredstva.
Often the yields on government bonds with 10 years to maturity are used as a benchmark for longer-term interest rates.
Pogodba o Evropski uniji (krajše Maastrichtska pogodba) je bila podpisana 7. februarja 1992 in je začela veljati 1. novembra 1993.
Executive Board: one of the decisionmaking bodies of the ECB.
Obvezne rezerve: zahteva, da imajo kreditne institucije depozit pri centralni banki.
It comprises the President and theVice-President of the ECB and four other members appointed by common accord by the Heads of State or Government of the countries that have adopted the euro.
Obvezne rezerve se za posamezno institucijo izračunajo kot delež denarja, ki ga v tej instituciji hranijo stranke nebančnega sektorja.
European Economic Community (EEC): established in 1957 by theTreaty of Rome, the EEC was a step towards economic integration, i.e. the free movement of persons, goods, capital and services between EU Member States.
Kopenhagenski kriteriji (pristopni kriteriji): države, ki želijo vstopiti v EU, morajo izpolniti več kriterijev.
Main refinancing operations: regular open market operations executed by the Eurosystem in order to provide the banking system with the appropriate amount of liquidity. They take the form of weekly auctions in which the banks can bid for liquidity.
To so politični kriteriji (stabilne institucije, ki zagotavljajo demokracijo, pravna država, človekove pravice in spoštovanje manjšin), ekonomski kriteriji (delujoče tržno gospodarstvo) ter sprejetje pravnega reda skupnosti (korpus zakonov EU).
Financial intermediary: a company or an institution which serves as an interface between borrowers and lenders, for example, by collecting deposits from the public and making loans to households and businesses.
Določil jih je Evropski svet na zasedanju v Kopenhagnu junija 1993, potrdil pa jih je Evropski svet na zasedanju v Madridu decembra 1995.
European Monetary Institute (EMI): a European body responsible for preparing the final stage of Economic and Monetary Union.
Primarni denar: imenuje se tudi »centralnobančni denar« ali »denarna osnova«.
Marginal lending facility: a standing facility of the Eurosystem which counterparties may use to receive overnight credit from an NCB at a pre-specified interest rate against eligible assets.
Obsega bankovce in kovance zunaj trezorjev centralne banke ter depozite kreditnih institucij v sistemu centralne banke.
Foreign exchange operations: the buying or selling of foreign exchange.
Odprta ponudba: instrument centralne banke, ki je na voljo kreditnim institucijam na njihovo lastno pobudo.
In the context of the Eurosystem, this means buying or selling other currencies against the euro.
Eurosistem ponuja dve odprti ponudbi: odprto ponudbo mejnega posojila in odprto ponudbo mejnega depozita.
Minimum bid rate: the minimum bid rate in the main refinancing operations.
Razširjeni svet: eden od organov odločanja ECB.
It is determined by the Governing Council, normally at the first meeting of each month.
Njegovi člani so predsednik in podpredsednik ECB ter guvernerji nacionalnih centralnih bank vseh držav članic EU.
General Council: one of the decisionmaking bodies of the ECB. It comprises the President and theVice-President of the ECB and the governors of the national central banks of all EU Member States.
Odprta ponudba mejnega depozita: odprta ponudba Eurosistema, ki jo nasprotne stranke lahko uporabijo za deponiranje likvidnosti čez noč pri NCB po vnaprej določeni obrestni meri.
European Monetary System (EMS): before the euro was introduced a number of currencies of EU Member States were linked together in the EMS, which existed from 1979 until 1999.
Kreditna institucija: banke in hranilnice so najbolj običajne vrste kreditnih institucij.
It had three main components: the ECU, which was a basket of the currencies of the Member States; the exchange-rate and intervention mechanisms, which gave each currency a central exchange rate linked to the ECU (bilateral exchange rate), and the credit mechanisms, which allowed central banks to intervene if bilateral exchange rates exceeded a threshold. On 1 January 1999 the EMS was replaced by the Exchange Rate Mechanism II.
Na podlagi Direktive 2000/12/ES je kreditna institucija (i) podjetje, čigar poslovanje predstavlja sprejemanje depozitov in drugih vračljivih sredstev od javnosti in odobravanje kreditov za svoj račun, ali (ii) podjetje ali katera koli druga pravna oseba, razen tistih pod (i), ki izdaja plačilna sredstva v obliki elektronskega denarja. »Elektronski denar« pomeni denarno vrednost, ki jo predstavlja terjatev do izdajatelja in ki je: (a) shranjena na elektronski napravi, (b) izdana na podlagi vročitve denarnih sredstev v znesku, ki ni nižji od izdane denarne vrednosti, in (c) jo druge družbe, torej ne izdajatelj sam, sprejemajo kot plačilno sredstvo.
Minimum reserve requirement: the obligation for credit institutions to keep a deposit with the central bank.The minimum reserve requirement for an individual institution is calculated as a percentage of the money deposited by the (nonbank) customers of this institution.
Odprta ponudba mejnega posojila: odprta ponudba Eurosistema, ki jo nasprotne stranke lahko uporabijo za pridobivanje posojila čez noč od NCB po vnaprej določeni obrestni meri ob zastavi ustreznega finančnega premoženja za zavarovanje terjatev.
Governing Council: the supreme decisionmaking body of the ECB.
SEPA deluje kot enoten domači plačilni trg in strankam omogoča, da plačila kjerkoli opravljajo enako preprosto in poceni kot v mestu, v katerem živijo.
It comprises the six members of the ECB’s Executive Board and the governors of the national central banks of the EU Member States which have adopted the euro.
Pobudo SEPA vodi Evropski svet za plačila, ki je bil ustanovljen leta 2002 kot organ odločanja in usklajevanja za evropski bančni sektor na področju plačil.
Monetary aggregate (e.g. M1, M2, M3): banknotes and coins plus certain liabilities of financial institutions (deposits and shortterm securities) that have a high degree of liquidity and are held by non-banks resident in the euro area.
Lizbonska pogodba je bila podpisana 13. decembra 2007, veljati pa bo začela šele, ko jo bodo ratificirale vse države članice EU.
Gross Domestic Product (GDP): a measure of economic activity.
Ti dve pogodbi bosta še naprej zagotavljali osnovo za delovanje EU.
GDP represents the value of all the goods and services produced by an economy over a specified period.
Lizbonska pogodba poenostavlja strukturo EU, ki jo zdaj sestavljajo trije stebri: Skupnost, skupna zunanja in varnostna politika ter pravosodne in notranje zadeve.
European Parliament: This European institution consists of 785 directly elected representatives of the citizens of the EU Member States. Although it mainly has consultative powers, it also shares budgetary powers with the EU Council in voting on the annual budget.
Sodišče Evropskih skupnosti: ta institucija zagotavlja, da se pri razlagi in uporabi ustanovnih pogodb evropskih skupnosti ter pravnih aktov evropskih institucij upošteva pravo.
Harmonised Index of Consumer Prices (HICP): the measure of prices used by the Governing Council to assess price stability in the euro area.
Odstopanje: v skladu s členom 122 Pogodbe ES so države članice z odstopanjem tiste države, ki še niso uvedle eura, sepa na uvedbo pripravljajo.
It is calculated and published by Eurostat, the Statistical Office of the European Communities.
Ta status ima 10 držav članic (Švedska in nove države članice): pravice in obveznosti, povezane z uvedbo eura kot enotne valute, za njene veljajo.
European System of Central Banks (ESCB): consists of the European Central Bank and the national central banks of all EU Member States.
Danska in Združeno kraljestvo sta v drugačnem položaju, saj zanju velja izjema glede sodelovanja v tretji fazi ekonomske in monetarne unije.
Price stability: primary objective of the Eurosystem.The Governing Council defined price stability as a year-on-year increase in consumer prices (measured by HICP) for the euro area of below 2%.
Stabilnost cen: poglavitni cilj Eurosistema. Svet ECB je stabilnost cen opredelil kot medletno povečanje indeksa cen življenjskih potrebščin (merjen z indeksom HICP) v eurobmočju, ki je manjše kot 2%.
In the pursuit of price stability the Governing Council aims to maintain inflation rates below but close to 2% over the medium term.
V prizadevanjih za stabilnost cen Svet ECB v srednjeročnem obdobju vzdržuje stopnjo inflacije, ki je pod 2%, vendar blizu te meje.
Treaty of Amsterdam, which was signed in Amsterdam on 2 October 1997 and entered into force on 1 May 1999, and theTreaty of Nice, which was signed on 26 February 2001 and entered into force on 1 February 2003, amended both theTreaty establishing the European Community and theTreaty on European Union.
Sestavljajo ga šest članov Izvršilnega odbora ECB in guvernerji nacionalnih centralnih bank držav članic EU, ki so sprejele euro.
SEPA: the Single Euro Payments Area (SEPA) is an area in Europe where individuals, companies and other organisations can make and receive noncash payments in euro, both within and across national borders, under the same basic conditions, rights and obligations, regardless of their location.
Svet EU (Svet ministrov): institucija Evropske skupnosti, ki jo sestavljajo predstavniki vlad držav članic.
It is the decisionmaking and coordination body of the European banking industry in relation to payments.
To so običajno ministri, pristojni za zadeve na dnevnem redu, zato se pogosto pojavlja tudi ime Svet ministrov.
Treaty of Lisbon was signed on 13 December 2007, but will only enter into force once it has been ratified by all Member States.
Sestanek Sveta EU, na katerem se srečujejo ministri za gospodarstvo in finance, se običajno imenuje Ekonomsko-finančni svet (ECOFIN).
It amends both theTreaty establishing the European Community and theTreaty on European Union.
Za sprejemanje pomembnejših odločitev se lahko Svet EU sestane tudi v sestavi predsednikov držav in vlad.
In the new Treaty, the pillars cease to exist and the Community is replaced by the Union, which will have legal personality. TheTreaty establishing the European Community is renamed theTreaty on the Functioning of the Union.
Tega ne smemo zamenjevati z Evropskim svetom, kjer se tudi sestajajo predsedniki držav ali vlad, njegov namen pa je Evropski uniji zagotoviti potrebno spodbudo za razvoj in opredeliti splošne politične smernice.
TARGET2: Trans-European Automated Real-time Gross settlement ExpressTransfer system for the euro, which is used for the settlement of central bank operations, large-value euro interbank transfers and other euro payments.
TARGET2: vseevropski sistem za bruto poravnavo plačil v realnem času za euro, ki se uporablja za poravnavo centralnobančnih operacij, medbančne prenose sredstev velikih vrednosti in druga plačila v eurih.
TARGET2 provides settlement in central bank money and immediate finality.
TARGET2 omogoča poravnavo v centralnobančnem denarju in takojšnjo dokončnost plačil.
It is available for all transactions in euro between and within the euro area countries as well as several other EU countries.
Na voljo je za vse transakcije v eurih med državami euroobmočja kot tudi znotraj njih, pa tudi v več drugih državah članicah EU.
TARGET2 is now replacing the firstgeneration TARGET system, which has been in operation since January 1999, when the euro was launched.
Sistem TARGET2 zdaj nadomešča prvo generacijo sistema TARGET, ki je deloval od januarja 1999, ko je bil uveden euro.
Transmission mechanism: the process in which changes in interest rates through various channels influence the behaviour of economic agents, economic activity and ultimately the general price level.
Transmisijski mehanizem: proces, v katerem spremembe v obrestnih merah skozi različne kanale vplivajo na vedenje gospodarskih subjektov, gospodarsko dejavnost in končno na splošno raven cen.
Treaty: refers to theTreaty establishing the European Community.
Trg delnic: trg delnic podjetij, ki kotirajo na borzi.
The original Treaty was signed in Rome on 25 March 1957 and entered
Trg obveznic: podjetja in vlade izdajajo obveznice, da bi zbrale kapital za svoje investicije.
ADDRESS Kaiserstrasse 29 60311 Frankfurt am Main, Germany
NASLOV Kaiserstrasse 29 60311 Frankfurt am Main, Nemčija
POSTAL ADDRESS Postfach 160319 60066 Frankfurt am Main, Germany
POŠTNI NASLOV Postfach 16 03 19 60066 Frankfurt am Main, Nemčija
PHOTOGRAPHS Claudio Hils Martin Joppen Martin Starl Marcus Thelen Andreas Varnhorn Walter Vorjohann European Community
FOTOGRAFIJE Claudio Hils Martin Joppen Martin Starl Marcus Thelen Andreas Varnhorn Walter Vorjohann Evropska skupnost
ISBN 978-92-899-0267-0 (print) ISBN 978-92-899-0266-3 (online)
ISBN 978-92-899-0284-7 (elektronska izdaja)
TRAINER’S GUIDE money to the euro banknotes and coins www.euro.ecb.int
PRIROČNIK ZA INŠTRUKTORJE o eurobankovcih in eurokovancih www.euro.ecb.int
EURO BANKNOTES General characteristics . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
BANKOVCI Splošne značilnosti . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
5 Key security features . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
5Glavni zaščitni elementi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
7 Additional security features . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
7Dodatni zaščitni elementi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
EURO COINS General characteristics and security features . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
KOVANCISplošne značilnosti in zaščitni elementi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
SUSPECT AND DAMAGED BANKNOTES Steps taken by the ECB and the National Central Banks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SUMLJIVI IN POŠKODOVANI BANKOVCIUkrepi ECB in nacionalnih centralnih bank . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
16 Professional cash handlers’ re-circulation of banknotes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
16Vračanje bankovcev v obtok pri profesionalnih uporabnikih gotovine . . . . . . . . . . . . . . . . . . . . .
17 What to do if you receive a suspect banknote . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
17Kaj storiti, če prejmete sumljiv bankovec . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
18 What to do with mutilated or damaged banknotes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19
18Kaj storiti z okrnjenimi ali poškodovanimi bankovci . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19
The euro is the single currency for a large group of countries in the European Union, known as the euro area.
Euro je enotna valuta za večjo skupino držav v Evropski uniji, ki se imenuje euroobmočje.
Over 300 million people in the euro area use euro banknotes and coins for their cash payments .
Za gotovinska plačila na tem območju euro uporablja več kot 300 milijonov ljudi.
Moreover, between 10% and 20% of euro banknotes in circulation, in terms of value, are used outside the euro area.
Poleg tega se med 10% in 20% skupne vrednosti vseh eurobankovcev v obtoku uporablja zunaj euroobmočja.
Inevitably, the currency’s importance and high international profile make it attractive for counterfeiters .
Zaradi pomembnosti valute in njene velike mednarodne veljave je euro privlačen za ponarejevalce.
Although this threat has been contained, with high-tech security features making euro banknotes secure and easy to distinguish from counterfeits, vigilance is necessary .
Čeprav ponarejanje doslej ni predstavljalo resne grožnje, saj je mogoče pristne bankovce zaradi tehnološko zahtevnih zaščitnih elementov zlahka razlikovati od ponaredkov, je vseeno potrebna previdnost.
To discourage counterfeiting, professional cash handlers in banks, retail companies, restaurants and in other businesses where large amounts of cash are handled have to be familiar with euro banknotes and coins .
Pomembno je, da blagajniki v bankah, trgovinah, restavracijah in drugih organizacijah, ki poslujejo z gotovino, natančno poznajo bankovce in kovance enotne evropske valute ter tako preprečijo unovčevanje ponaredkov.
This guide has been written for the trainers of those cash handlers .
Ta priročnik je namenjen inštruktorjem blagajnikov.
It provides essential information on the design and security features of euro banknotes and coins .
Vsebuje osnovne informacije o likovni podobi ter o zaščitnih elementih bankovcev in kovancev.
The accompanying CD-ROM contains a PowerPoint presentation which can be tailored to the needs of the audience as well as an interactive presentation of the security features of the banknotes .
Na priloženem CD-ROMu je predstavitev v programu PowerPoint, ki jo lahko prilagodite potrebam poslušalcev, ter interaktivna predstavitev zaščitnih elementov bankovcev.
Both applications can be used in training sessions or uploaded to your company’s intranet .
Obe aplikaciji je mogoče uporabiti pri urah usposabljanja ali naložiti na intranet vašega podjetja.
This guide also covers the quality checks that cash handlers should carry out on euro banknotes before putting them back into circulation .
Priročnik predstavlja tudi postopke, s katerimi morajo blagajniki preveriti kakovost bankovcev, preden jih vrnejo v obtok.
Low-quality banknotes, e .g . those which are dirty, should be deposited with a local bank, or directly with the national central bank, rather than re-circulated; the security features of clean banknotes are easier to check .
Bankovcev slabe kakovosti, npr. takšnih, ki so umazani, se ne sme vračati v obtok, ampak jih je treba predati najbližji bančni poslovalnici ali neposredno nacionalni centralni banki. Zaščitne elemente čistih bankovcev je namreč lažje preveriti.
The guide also offers some useful tips on how to react to customers who pay with suspect banknotes .
V priročniku je predstavljenih tudi nekaj napotkov o tem, kako ravnati s strankami, ki plačajo s sumljivim bankovcem.
The knowledge you convey as a trainer makes a valuable contribution to counterfeit deterrence and also helps to ensure that the euro remains a widely trusted currency .
Z znanjem, ki ga boste posredovali kot inštruktor, boste pomembno prispevali k boju proti ponarejanju in zagotovili, da euro ostane valuta, ki uživa najširše zaupanje.
Further information on the euro banknotes and coins can be obtained from the European Central Bank or from your national central bank.
Dodatne informacije o bankovcih in kovancih lahko dobite pri Evropski centralni banki ali svoji nacionalni centralni banki.
You can find contact details on pages 22 and 23 of this guide.
Kontaktni podatki so na str. 22 in 23 tega priročnika.
Classical architecture
Antična arhitektura
127 mm x 67 mm Red
127 mm x 67 mm rdeče barve
Baroque and rococo architecture
Baročna in rokokojska arhitektura
153 mm x 82 mm Yellow-brown
153 mm x 82 mm rumenorjave barve
160 mm x 82 mm Purple
160 mm x 82 mm vijolične barve
DESIGN
LIKOVNA PODOBA
The seven euro banknotes are based on a common design theme – the “Ages and styles of Europe” .
Sedmerico bankovcev povezuje enotna tema – »obdobja in slogi v Evropi«.
The notes (and coins) are legal tender throughout the euro area.
Bankovci (in kovanci) so zakonito plačilno sredstvo na celotnem euroobmočju.
The name of the currency written in both the Latin (EURO) and the Greek (EYPΩ) alphabets .
Ime valute je izpisano v latinici (EURO) in grški pisavi (EYPΩ).
The initials of the European Central Bank, in the five linguistic variants – BCE, ECB, EZB, EKT, EKP – covering the 11 official languages of the European Union at the time when the euro banknotes were first introduced .
Kratica Evropske centralne banke v petih različicah – BCE, ECB, EZB, EKT in EKP – predstavlja 11 uradnih jezikov Evropske unije ob prvi uvedbi eurobankovcev.
On the front of the banknotes, windows and doorways symbolise the spirit of openness and cooperation in Europe .
Na sprednji strani bankovcev so upodobljena okna in vrata, ki simbolizirajo duha odprtosti in sodelovanja v Evropi.
The 12 stars of the European Union represent the dynamism and harmony of contemporary Europe .
Dvanajst zvezd Evropske unije predstavlja dinamiko in složnost sodobne Evrope.
The symbol © indicating copyright protection .
Znak © za zaščito avtorskih pravic.
The flag of the European Union .
Zastava Evropske unije.
The back of each banknote features a bridge from one of the seven periods in Europe’s architectural history .
Na hrbtni strani vsakega bankovca je upodobljen most iz enega od sedmih obdobij v arhitekturni zgodovini Evrope.
The bridge is a metaphor for the close cooperation and communication between the people of Europe and between Europe and the rest of the world .
Most je prispodoba za tesno sodelovanje in sporazumevanje med evropskimi narodi ter med Evropo in ostalim svetom.
Duisenberg, the first President of the European Central Bank, or of Jean-Claude Trichet, who succeeded him on 1 November 2003 .
Duisenberga, prvega predsednika Evropske centralne banke, ali Jeana-Clauda Tricheta, ki ga je nasledil 1. novembra 2003.
Banknotes with either signature are valid .
Veljavni so bankovci z enim ali drugim podpisom.
The European Blind Union was consulted on the design of the banknotes and consequently four features were incorporated into the banknotes to help the blind and visually impaired to distinguish between them .
Pri oblikovanju bankovcev je sodelovala tudi Evropska zveza slepih. Na njen predlog so bili v pomoč slepim in slabovidnim pri razlikovanju posameznih bankovcev vključeni štirje elementi. Vsak apoen:
Printers and colour copiers can make good copies of all kinds of printed material .
S tiskalniki in barvnimi fotokopirnimi stroji je mogoče izdelati zelo kakovostne tiskovine najrazličnejših vrst.
For this reason, a number of security features – described below – have been incorporated in the banknotes to safeguard them from counterfeiting .
Zato so bankovci opremljeni z vrsto spodaj opisanih zaščitnih elementov, ki jih varujejo pred ponarejanjem.
These features help you to identify a genuine banknote without too much effort .
Ti zaščitni elementi omogočajo, da pristne bankovce prepoznamo brez pretiranega napora.
It is difficult to produce a counterfeit that imitates all these features in a convincing way .
Zelo težko je izdelati ponaredek, ki bi prepričljivo posnemal vse zaščitne elemente.
Please note that if the banknotes are not treated properly some of their properties may deteriorate .
Pri pregledu zaščitnih elementov ne pozabite, da so lahko ti manj izraziti, če z bankovci slabo ravnamo.
For example, the paper of an accidentally washed banknote may glow under a UV lamp .
Papir nenamerno opranega bankovca, na primer, se lahko pod ultravijolično svetilko sveti.