natgillin/translations-raw huggingface dataset:
Like the EIB, the EIF channels its support for small businesses via financial intermediaries, counterparties which include venture capital growth and mezzanine funds, banks, guarantee institutions and mutual guarantee funds.
Leta 2009 je EIF vložil prek 730 milijonov EUR v 39 skladov tveganega kapitala in rasti v Evropi. Trenu-
In total it currently has commitments of EUR 4.1bn in over 300 funds, which makes it one of the major players in the private equity industry in Europe.
Skupina EIB tno ima 4,1 milijarde EUR naložb v več kot 300 skladih, kar ga uvršča med najpomembnejše igralce sektorja zasebnega kapitala v Evropi.
In 2009, the EIB entrusted EUR 1bn to be invested on its behalf by the EIF as the Mezzanine Facility for Growth.
Leta 2009 je EIB Evropskemu investicijskemu skladu zaupala upravljanje milijardo EUR vrednega sklada dolžniško-lastni-ških sredstev za rast (Mezzanine Facility for Growth).
Mezzanine finance is a mix of debt and equity, often in the form of loans with a lower seniority or for transformation into equity, which is particularly suitable for developing and high-growth small businesses.
Dolžniško-lastniško (mezzanine) financiranje pomeni financiranje v obliki mešanice dolgov in kapitala, pogosto v obliki posojil z nižjo prednostjo ali za preoblikovanje v kapital, kar je posebno primerno za majhna podjetja, ki se hitro razvijajo in rastejo.
The Mezzanine Facility for Growth will be invested over the next three years in investment funds targeting growing and innovative companies across Europe to cover funding gaps.
Sredstva iz tega sklada bodo v naslednjih treh letih vložena v investicijske sklade, ki so usmerjeni v rastoča in inovativna podjetja iz vse Evrope, kar bo pomagalo zapolniti vrzeli v financiranju.
Various microfinance initiatives were developed in 2009.
Leta 2009 je bilo zasnovanih več mikrofinančnih pobud.
A new EUR 20m risk capital facility, managed by the EIF on behalf of the Bank, caters for microfinance institutions outside the conventional banking sector.
Med njimi je sklad tveganega kapitala v višini 20 milijonov EUR, ki ga v imenu banke upravlja EIB, vlaga pa v mikrofinančne ustanove, ki delujejo zunaj tradicionalnega bančnega sektorja.
In addition, the PROGRESS Microfinance Initiative, funded by the Bank and the Commission, focuses on the social economy.
Tu je še PROGRESS, skupna mikrofinančna pobuda banke in Komisije, ki se osredotoča na socialno gospodarstvo.
Increased availability of microfinance is expected to have a significant impact on the creation of new micro enterprises and self-employment, and also to actively promote equal opportunities.
Pričakuje se, da bo večja razpoložljivost mikrofinanciranja pomembno vplivala tudi na ustanavljanje novih mikropodjetij in samozaposlovanje ter prispevala k aktivnemu spodbujanju enakih možnosti.
While the EIF equity instruments aim to improve the availability of capital for SMEs for a broad range of small businesses, it is equally important to target the debt requirements of SMEs by providing guarantees and securitisation.
Čeprav EIF s svojimi lastniškimi instrumenti cilja na večjo razpoložljivost kapitala za MSP, mora enako pozornost namenjati potrebam teh podjetij po dolžniškem financiranju, torej garancijam in listinjenju.
In 2009, the EIF granted guarantees for EUR 2.3bn. It had a total outstanding guarantee portfolio of EUR 13.6bn at the end of 2009.
Leta 2009 je odobril za 2,3 milijarde EUR garancij, tako da je njegov portfelj garancij konec leta 2009 znašal 13,6 milijarde EUR.
Supporting small businesses – the “logic of partnership”
Podpora majhnim podjetjem – “logika partnerstva”
Local demand for its industrial equipment and services is down by 15%, yet far from letting staff go, Équipements et Techniques Industrielles (ETI) is hiring extra people.
Domače povpraševanje po njeni industrijski opremi in storitvah je upadlo za 15 odstotkov, vendar družba Équipements et Techniques Industrielles (ETI) še zdaleč ne razmišlja o odpuščanju.
A Le Havre-based company employing some 80 workers, ETI is beating the credit crunch by expanding its business abroad with the help of EIB lending channelled through the local branch of Société Générale.
Nasprotno, celo zaposluje nove sodelavce. Družba iz Le Havra s približno 80 zaposlenimi premaguje kreditni krč s širjenjem v tujino, pri čemer ji pomagajo posojila, ki jih je EIB zagotovila prek lokalne podružnice banke Société Générale.
A significant proportion of ETI’s customers are industrial firms, especially in the surrounding region of Normandy, which are suffering the effects of the crisis.
Velik del njenih strank so proizvodna podjetja iz domače regije Normandije, ki se vsa spopadajo s posledicami krize.
All local suppliers to these firms are feeling the strain, but ETI also caters for an international clientele, importing equipment from some 15 countries and exporting to the same number.
Vsi lokalni dobavitelji tem podjetjem občutijo pritisk, za razliko od mnogih pa je ETI dejavna tudi na mednarodnem trgu: uvaža iz kakšnih 15 držav in prav v toliko držav izvaža.
ETI stocks some 15 000 articles at its Le Havre base and branches in Dieppe and Le Petit-Quevilly, the most expensive of which cost several million euros.
ETI ima na svojem sedežu v Le Havru in v podružnicah v krajih Dieppe in Le Petit-Quevilly na zalogi kakšnih 15 000 izdelkov, od katerih najdražji stanejo več milijonov evrov.
But stocking is only an intermediate stage of the very specialised process in which the firm is involved: selecting equipment, diagnosing and advising on customer needs, assembling, packing and shipping industrial toolkits – even the training required in order to use them.
Zaloge so zgolj vmesna faza zelo specializiranega procesa, ki poteka v družbi: začne se z izbiro opreme, nadaljuje z ugotavljanjem potreb strank in svetovanjem strankam, konča pa s sestavljanjem, pakiranjem in odpremo industrijskih orodij – sem spada celo izobraževanje, potrebno za njihovo uporabo.
“ETI’s strategy of expanding abroad to compensate for falling local demand is based on three main pillars”, explained Yvon Kervella, Project Manager in ETI’s Export Department.
“Strategija širjenja v tujino, ki jo je ETI sprejela, da bi nadomestila izpad domačega povpraševanja, se opira na tri stebre“, razlaga Yvon Kervella, projektni vodja v izvoznem oddelku družbe.
“First there is the direct export of industrial equipment to a broad range of clients.
“Prvi je neposredni izvoz industrijske opreme širokemu krogu strank.
Then there are technical workshops and laboratories set up on site for large projects.
Drugi so tehnične delavnice in laboratoriji v prostorih strank v okviru velikih projektov.
And finally, ETI offers vocational training”.
Tretji steber je poklicno izobraževanje, ki ga nudi ETI.”
Algeria is ETI’s most important market for exports generally, and for vocational training in particular.
Alžirija je eden najpomembnejših izvoznih trgov ETI nasploh, še posebno za poklicno izobraževanje.
The firm has an office in Algiers, and recently completed a project for the Algerian Ministry of Vocational Training, catering for 44 schools in all.
Družba ima v Alžiru predstavništvo in je nedavno za tamkajšnje ministrstvo za poklicno izobraževanje zaključila projekt, v katerega je bilo zajetih 44 šol.
“After we won the tender, the process started with the selection of, in this case, plumbing tools and fittings, and compiling them into toolkits,” Kervella said.
“Potem ko smo zmagali na razpisu, se je proces začel. V tem konkretnem projektu smo najprej izbrali orodje za vodovodne inštalaterje in ga zložili v komplete,” razlaga Kervella.
“Then followed shipment to Algiers, clearing customs, delivery at the schools, checking quality and quantity, commissioning and start-up, and one-week training courses for the teachers, who in turn are now educating a younger generation of professional plumbers and fitters.”
“Sledila je odprema v Alžir, carinski postopki, dostava v šole, kakovostni in količinski prevzem ter izdaja v uporabo, nato pa vrsta enotedenskih tečajev za učitelje. Ti zdaj izobražujejo mlajšo generacijo poklicnih vodovodnih inštalaterjev.”
For this kind of project, which can take up to two years from start to finish, payment typically follows only on completion.
Za projekt, pri katerem lahko od začetka do zaključka pretečeta tudi dve leti, se plačilo običajno opravi šele na koncu.
That is why ETI needed additional working capital to finance its international expansion, and why Société Générale lent the firm EUR 375 000 from funds made available by the EIB.
ETI je za svoje mednarodno širjenje zato potrebovala dodaten obratni kapital in banka Société Générale ji je posodila 375 000 EUR iz sredstev EIB.
Because ETI obtained a loan from EIB resources, the terms were better than it would have been able to get elsewhere.
Ker je dobila posojilo iz virov EIB, so bili pogoji ugodnejši kot kjer koli drugje. “ETI zaupamo. Za nas je pomembno, da lahko svoje dobre stranke kreditiramo tudi v težkih časih, kar nam uspeva s pomočjo EIB,” pravi Yannis Faucillon iz podružnice banke Société Générale v Le Havru.
“I call this la logique du partenariat.”
“Temu pravim la logique du partenariat – logika partnerstva.”
ETI is beating the credit crunch by expanding its business abroad with the help of EIB lending
ETI premaguje kreditni krč s širjenjem v tujino, pri čemer ji s posojili pomaga EIB.
Convergence lending supports Europe’s rebound
Konvergenčna posojila za oživitev Evrope
Investment in the convergence regions of the EU was one of the key areas prioritised by the ECOFIN Council as part of the EIB’s response to the economic crisis.
Ekonomsko-finančni svet (ECOFIN) je naložbe v konvergenčne regije EU opredelil kot eno ključnih prednostnih področij, na katerih se EIB odziva na gospodarsko krizo.
Lending activities in the convergence areas amounted to EUR 29bn in 2009 (up from EUR 21bn in 2008, an increase of 36%).
Njena posojila v konvergenčnih regijah so tako leta 2009 znašala 29 milijard EUR, kar je 36 odstotkov več kot v letu 2008, ko so znašala 21 milijard EUR.
convergence regions, has seen a marked 60% year-on-year increase.
Posojila za strukturne programe v konvergenčnih regijah so leta 2009 dosegla več kot 3,1 milijarde EUR.
The EIB dedicated 41% of its lending inside the EU to convergence regions.
Konvergenčna posojila so pomenila 41 odstotkov vseh posojil EIB znotraj EU.
Within the Union, the lending was well balanced between the EU-15 and EU-12 new Member States, with the latter receiving EUR 12.8bn and the former EUR 16.2bn.
Pri tem so bila enakomerno porazdeljena med 15 starih in 12 novih držav članic: prve so prejele 16,2 milijarde EUR, druge pa 12,8 milijarde EUR.
In terms of the amounts received on a per capita basis, however, the new Member States were in the lead.
Glede zneska na prejemnika pa so bile nove države članice v prednosti.
Moreover, total lending in the countries concerned, which for the most part are considered
Še več, skupni znesek posojil v teh državah, ki se skoraj v celoti štejejo za konvergenčne regije, se je v letu 2009 povečal za celih 60 odstotkov.
JASPERS – Joint Assistance to Support Projects in European Regions (EIB, European Commission, European Bank for Reconstruction and Development and KfW Bankengruppe);
JASPERS – Skupna pomoč pri podpori projektov v evropskih regijah (EIB, Evropska komisija, Evropska banka za obnovo in razvoj ter KfW Bankengruppe);
JESSICA – Joint European Support for Sustainable Investment in City Areas (EIB, European Commission and Council of Europe Development Bank);
JESSICA – Skupna evropska podpora za trajnostne naložbe v mestna območja (EIB, Evropska komisija in Razvojna banka Sveta Evrope);
JEREMIE – Joint European Resources for Micro-to-Medium Enterprises initiative (EIF, European Commission);
JEREMIE – Skupna evropska sredstva za mikro- do srednje velika podjetja (EIF, Evropska komisija);
JASMINE – Joint Action to Support Micro-Finance Institutions in Europe (EIF and European Commission).
JASMINE – Skupni ukrep za podporo mikrofinančnim institucijam v Evropi (EIF in Evropska komisija).
Structural Programme lending in convergence regions amounted to more than EUR 3.1bn in 2009.
izhajajo štiri posebej zasnovane skupne pobude kohezijske politike, poznane tudi koti“štiri J”. Te so:
In addition, the EIB and the Commission support convergence through advisory services, financial engineering and customised financial products, especially in the new Member States.
Banka je bila tudi ključni partner pri snovanju, uvedbi in izvajanju strategije EU za Baltik ter je utirala pot novi makroregionalni strategiji, ki jo je pripravila Komisija na zahtevo Evropskega sveta.
There are four specially conceived Cohesion Policy Joint Initiatives, the so-called “4 Js”, originating from partnerships established between the European Commission, the EIB/EIF and other international financial institutions.
K tej strategiji prispeva s svojo posojilno dejavnostjo, nudenjem tehnične pomoči, krepitvijo sodelovanja z Nordijsko investicijsko banko ter udeležbo v ustreznih forumih severne dimenzije.
The EIB has also been a key partner in the design, launch and implementation of the EU Baltic Sea Strategy (BSS) and acted as a pathfinder for the new macro-regional strategy developed by the Commission at the request of the European Council.
EIB in Komisija podpirata konvergenco tudi s storitvami svetovanja, finančnega inženiringa in prilagojenih finančnih produktov, zlasti v novih državah članicah.
The EIB contributes to this Strategy via its lending activity, the provision of technical assistance, reinforced cooperation with the Nordic Investment Bank (NIB) and participation in relevant Northern Dimension fora.
Iz partnerstva med Evropsko komisijo, EIB/EIF in drugimi mednarodnimi finančnimi ustanovami
The EIB and the Commission support convergence through specially conceived Cohesion Policy Joint Initiatives - the so-called 4 Js
EIB in Komisija podpirata konvergenco s posebej zasnovanimi skupnimi pobudami kohezijske politike – tako imenovanimi “štirimi pobudami na J”.
JASPERS is focused on helping the beneficiary countries to prepare sound infrastructure project proposals for grant financing under the Structural Funds.
JASPERS se osredotoča na pomoč državam upravičenkam pri pripravi dobrih infrastrukturnih projektov, ki jih nameravajo predlagati za financiranje z nepovratnimi sredstvi iz strukturnih skladov.
The emphasis is on upgrading transport networks, environmental improvement, and the enhancement of energy efficiency and use of renewable energy.
Poudarek je na posodabljanju prometnih omrežij, izboljševanju okolja ter povečevanju energetske učinkovitosti in rabe obnovljivih virov energije.
JASPERS also covers improvement of urban transport networks as well as certain projects in other sectors eligible for EU assistance, such as health, R & D and urban redevelopment.
Pokriva tudi projekte izboljšav mestnih prometnih omrežij in določene projekte v drugih sektorjih, ki so upravičeni do pomoči EU, kot so na primer zdravstvo, raziskave in razvoj ter razvoj mest.
Project preparation accelerated substantially in 2009. Some 130 assignments were completed, most of them in Poland, the Czech Republic and Romania.
Priprava projektov je v letu 2009 dobila velik pospešek: dokončanih je bilo okrog 130 nalog, večina na Poljskem, Češkem in v Romuniji.
All in all, JASPERS has completed 240 assignments since it started operations in late 2006.
Od konca leta 2006, ko je začel z delovanjem, je JASPERS dokončal že 240 nalog.
At the end of 2009, the joint initiative was provid-
Konec leta 2009 je zagotavljal pomoč 430 aktivnim nalogam.
Activity and Corporate Responsibility Report ing assistance for 430 active assignments.
Poročilo o dejavnosti in družbeni odgovornosti mest, presoja EIB za vsako državo ali regijo posebej: do konca leta 2009 je opravila skoraj 50 takih presoj, v načrtu pa jih ima še več.
The principal sectors in its portfolio are water and wastewater (23%); ports, airports and rail (20%); solid waste and energy (19%); roads (17%); and urban development (10%).
Poleg tega je bilo podpisanih 15 memorandumov o soglasju o uvedbi struktur JESSICA v sodelovanju z EIB, in sicer z Bolgarijo, Ciprom, Grčijo in Portugalsko ter številnimi regijami.
JESSICA is designed to help the authorities in re- gions of the EU covered by the 2007-2013 Structural Funds to exploit financial engineering mechanisms to support more effectively investment in sustainable urban development. The JESSICA mechanism allows the use of resources from the
JESSICA je namenjena regijam EU, ki bodo v letih 2007–2013 prejemale sredstva iz strukturnih skladov: njihovim oblastem naj bi pomagala izkoristiti mehanizme finančnega inženiringa za učinkovitejšo podporo naložbam v trajnostni razvoj mest.
Structural Funds for repayable (and therefore recyclable) financing for revenue-generating urban projects through Urban Development Funds.
Ti mehanizmi omogočajo usmerjanje virov iz strukturnih skladov v sklade za razvoj mest, in sicer v obliki vračljivih (in torej ponovno uporabljivih) sredstev za mestne projekte, ki ustvarjajo prihodke.
Such investments, which may take the form of equity, loans and/or guarantees, are delivered to projects included in integrated urban plans, where municipalities, banks and private investors are encouraged to develop partnerships.
Naložbe imajo lahko obliko lastniškega kapitala, posojil in/ali garancij, ter se odobrijo za projekte, vključene v celostne mestne načrte, ki spodbujajo partnerstvo med občinami, bankami in zasebnimi vlagatelji.
By the end of 2009, the EIB had carried out close to 50 country or re-gion-specific JESSICA evaluation studies assessing the market for financial engineering instruments in support of sustainable urban development,
Primernost trga za instrumente finančnega inženiringa, ki podpirajo trajnostni razvoj
EIB lends wings to Berlin-Brandenburg Airport expansion
Širitev berlinskega letališča Brandenburg na krilih sredstev EIB
EIB loans are helping to expand Brandenburg Airport, Berlin’s international transport hub.
Posojila EIB pomagajo pri širitvi letališča Brandenburg, mednarodnega prometnega vozlišča Berlina.
This “German unity project” is particularly important for its contribution to economic development in eastern Germany.
Ta “projekt nemške enotnosti” je še zlasti pomemben, ker naj bi pripomogel h gospodarskemu razvoju vzhodne Nemčije.
In 2009 the EIB approved a EUR 1bn loan, with a further EUR 1.4bn being provided by a number of local banks, making this one of the biggest infrastructure financing operations in Europe.
EIB je za projekt leta 2009 odobrila posojilo v višini 1 milijarde EUR, dodatne 1,4 milijarde EUR pa so zagotovile številne lokalne banke, tako da gre za enega največjih poslov infrastrukturnega financiranja v Evropi.
The loan will make it possible to expand and upgrade the existing Brandenburg Airport into a major transport hub.
Posojilo bo omogočilo širitev in posodobitev berlinskega letališča Brandenburg, ki bo tako postalo eno glavnih prometnih vozlišč.
The EIB’s financing will provide the airport with the necessary capacity to meet the growth in air traffic that will be expected as a result of the closure of two innercity airports, Tegel and Tempelhof.
Financiranje EIB bo letališču preskrbelo zmogljivosti, ki jih bo potrebovalo zaradi povečanega letalskega prometa, do katerega bo prišlo z zaprtjem letališč Tegel in Tempelhof na ožjem mestnem območju.
As a consequence of its history and the fact that it was divided during the Cold War, Berlin developed an airport system consisting of two airports within the city (Tegel and Tempelhof) and one outside the city (Brandenburg).
Berlin je zaradi zgodovinskih dogodkov in razdeljenosti med hladno vojno imel dve letališči v mestu (Tegel in Tempelhof) in eno zunaj mesta (Brandenburg).
Concentrating air traffic in a single location outside the city will deliver significant environmental benefits as well as improve safety for the people living in the Berlin and Brandenburg areas.
Umestitev letalskega prometa na eni lokaciji zunaj mesta bo prinesla pomembne ekološke koristi in večjo varnost prebivalcem berlinskega in brandenburškega območja.
The Bank anticipates a positive impact on the economic development of other parts of eastern Germany as well.
Banka predvideva tudi pozitivne učinke za gospodarski razvoj drugih delov vzhodne Nemčije.
As EU convergence regions they receive particular attention from the EIB.
Kot konvergenčne regije EU so te deležne njene posebne pozornosti.
Improved accessibility by air and direct as well as indirect job creation are among the immediate benefits for these regions that will be created by the project.
Boljša dostopnost po zraku ter neposredno in posredno ustvarjanje delovnih mest spadajo med takojšnje koristi projekta za te regije.
Breakdown of individual loans signed in 2009 by sector
Konvergenca v EUPosamezna posojila v letu 2009, po sektorjih
Communications infrastructure Energy Urban development Water, sanitation, waste Health, education Industry Other services
Komunikacijska infrastruktura Energetika Razvoj mest Voda, sanitarna ureditev, odpadki Zdravje in izobraževanje Industrija Druge storitve
Under the JEREMIE initiative, national and regional authorities can opt to deploy money made available by the European Regional Development Fund in the form of market-driven financial instruments, instead of offering grants.
Kreditne linije v konvergenčnih regijah stev raje izkoristile sredstva iz Evropskega sklada za regionalni razvoj v obliki tržnih finančnih instrumentov.
while more are planned.
EIB je neposredno vključena v pobudi JASPERS in JESSICA.
In addition, 15 Memoranda of Understanding to implement JESSICA structures in cooperation with the EIB have been signed with Bulgaria, Cyprus, Greece and Portugal and a number of regions. Eight Holding Fund agreements for an overall amount in excess of EUR 900m were also concluded between the EIB and the Managing Authorities.
Ostali dve, JEREMIE in JASMINE, pa spadata v domeno njej podrejenega Evropskega investicijskega sklada, ker zadevata sklade/garancije tveganega kapitala za MSP oziroma mikrofinanciranje.
The EIB is directly involved in JASPERS and JESSI-CA.
JEREMIE skuša spodbujati dostop majhnih in sre- dnjih podjetij do financiranja in produktov finančnega inženiringa v regijah.
The other two Js, JEREMIE and JASMINE, fall under the remit of the EIB’s subsidiary, the Euro pean Investment Fund, as they concern venture capital
V okviru te pobude se lahko nacionalne in regionalne oblasti odločijo, da bodo namesto dodeljevanja nepovratnih sred-
JASMINE especially targets the development of microcredit in support of growth and employment.
Pobuda JASMINE je posebej namenjena razvoju mikrokreditiranja v podporo rasti in zaposlovanju.
The EIF has been mandated to manage part of the initiative to provide financial support in the form of funding to non-bank microfinance institutions and microcredit providers from EIB resources, as well as technical assistance from European Commission resources.
EIF je pooblaščen za vodenje dela pobude, ki iz sredstev EIB zagotavlja finančno podporo nebančnim ustanovam za mikrofinanciranje in ponudnikom mikrokreditov, iz sredstev Evropske komisije pa tudi tehnično pomoč.
Fighting climate change
Spopadanje s podnebnimi spremembami
The third priority for the EIB’s response to the economic crisis has been to rapidly step up support for investment that helps fight climate change.
Tretje prednostno področje, kjer se Evropska investicijska banka odziva na gospodarsko krizo, je bilo hitro povečevanje podpore naložbam, ki prispevajo k spopadanju s podnebnimi spremembami.
Compared to the EUR 9.8bn in climate change loans in 2008, the Bank lent almost EUR 17bn in 2009 for projects contributing to a reduction in CO emissions, in-
Medtem ko je banka še leta 2008 odobrila 9,8 milijarde EUR posojil za področje podnebnih sprememb, je leta 2009 posodila skoraj 17 milijard EUR za projekte za zmanjšanje izpustov CO
2 cluding renewable energy, energy efficiency, R & D for cleaner transport and investments in sustainable transport.
2 so vključevali naložbe v obnovljivo energijo, energetsko učinko- vitost, raziskave in razvoj za čistejši prevoz ter trajnostni prevoz.