natgillin/translations-raw huggingface dataset:
Besides the diculties in access to finance for SMEs, limited knowledge among businesses of attracting the right financing to the business, in general, and about venture capital in particular is also observed.
Poleg težav pri financiranju malih in srednje velikih podjetij imajo podjetja tudi na splošno premalo znanja o tem, kako pritegniti pravi kapital, zlasti pa tvegani kapital.
To solve those problems, the Ministry of Economics of the Republic of Latvia developed a state aid scheme for venture capital which is carried out, as already written, by the Latvian Guarantee Agency.The LGA itself is a state backed institution that apart from acting as a“fund of funds”within the venture capital aid scheme also provides credit guarantees for SMEs in Latvia.
Agencijo podpira država. Poleg tega, da deluje kot krovni sklad v shemi pomoči s tveganim kapitalom, agencija tudi daje kreditna jamstva za mala in srednje velika podjetja v Latviji.
Creation of three VC funds, attraction of institutional investors, 40-50VC investments until August, 2008.
Oblikovanje treh skladov tveganega kapitala, pridobivanje institucionalnih vlagateljev, 40 do 50 naložb tveganega kapitala do avgusta 2008.
SMEs with high growth potential.
Mala in srednje velika podjetja z velikim potencialom za rast
August, 2005 - Funds stop investing August, 2008, exits are made until April, 2013.
Trajanje ukrepa avgust 2005 - Skladi prenehajo z naložbami avgusta 2008, odprodaja traja do aprila 2013.
Three VC funds have been created with a total capital of €30 millions.
Ustanovljeni so trije skladi tveganega kapitala s skupnim kapitalom 30 milijonov EUR.
Integration of equity and debt financing instruments within one institution (LGA) allows for more ecient use of resources and better coordination and planning.
Povezovanje instrumentov lastniškega in dolžniškega financiranja v eno ustanovo (Agencijo) omogoča učinkovitejšo rabo sredstev ter boljše usklajevanje in načrtovanje.
It leverages public financing with private financing(funds have more than 50% of private capital), funds have prot motivated professional management teams acting on commercial basis (no public inuence on decision making).
Javno financiranje dopolnjuje zasebno financiranje (skladi imajo več kot 50 % zasebnega kapitala). Sklade upravljajo vodstveni kadri, ki želijo ustvariti donos (na odločitve ne vplivajo javni interesi).
Thereby the public sector is creating an environment that facilitates the private sector filling the market gap.
Javni sektor tako ustvarja okolje, ki omogoča zasebnemu sektorju, da zapolni vrzel na trgu.
Latvian Guarantee Agency
Latvijska jamstvena agencija
4.8 UK High Technology Fund
4.8 Sklad Združenega kraljestva za visoko tehnologijo
The UK High Technology Fund is a“fund of funds”that invests in existing high technology based venture capital firms rather than investing directly in high technology companies.
Sklad za visoko tehnologijo je„krovni sklad“, saj vlaga v obstoječe sklade tveganega kapitala za visoko tehnologijo in ne neposredno v visokotehnološka podjetja.
The UK High Technology Fund was established on a“fund of funds”basis in order to encourage institutions to invest in early stage high technology venture capital specialist companies and to increase the amount of finance available for investment in technology based businesses.
Sklad Združenega kraljestva za visoko tehnologijo temelji na načelu„krovnega sklada“, da bi tako spodbudil institucionalne naložbe tveganega kapitala za visokotehnološka specializirana podjetja v začetni fazi ter da bi povečal razpoložljiva sredstva za vlaganje v tehnološka podjetja.
At the end of the life of the UK High Technology Fund, it is anticipated that a commercial return for “new” insitutional investors will encourage their continued operation in the market.
Pričakujemo, da bo po zaključku delovanja Sklada Združenega kraljestva za visoko tehnologijo tržna donosnost zagotovila nadaljnje delovanje„novih“ institucionalnih vlagateljev na trgu.
A leveraging of funds from “new” institutional investors to work alongside a cornerstone public sector investment.3.
Zagotavljanje finančnega vzvoda iz„novih“ institucionalnih vlagateljev, ki bo dopolnjeval temeljno naložbo javnega sektorja.3.
Increased equity finance available for early growth high technology SMEs with consequent investments being made.
Večja razpoložljivost sredstev lastniškega kapitala za začetno rast visokotehnoloških MSP, da se omogočijo poznejše naložbe.
Encouraging new institutional investors: encouraging them to invest in high technology venture capital companies early growth high technology companies: increasing the amount of finance available to them.
Spodbuda za nove institucionalne vlagatelje; spodbujanje vlagateljev k naložbam v visokotehnološke družbe tveganega kapitala, ki nato vlagajo v visokotehnološka podjetja v začetni fazi; povečevanje finančnih sredstev, ki so jim na voljo.
The UK High Technology Fund was established in 1999 - Ongoing.
Sklad Združenega kraljestva za visoko tehnologijo je bil ustanovljen leta 1999. - ni določen
Businesses, other than venture capital funds, do not get to hear about or apply to the UK High Technology Fund.
Podjetja, ki niso skladi tveganega kapitala, niso obveščena o Skladu za visoko tehnologijo in se ne morejo prijaviti za njegova sredstva.
Any SME receiving investment from the UK High Technology Fund would receive it through one of the 9 investee funds into which the UK High Technology Fund has invested.
Vsako MSP, ki prejme naložbo iz Sklada Združenega kraljestva za visoko tehnologijo, bo sredstva prejelo prek enega od 9 naložbenih skladov, v katere vlaga Sklad za visoko tehnologijo.
The investment decision made by the investee fund, and application to that fund by a prospective investee SME would be made in line with exsisting market mechanisms.
Odločitev o naložbi, ki jo sprejme naložbeni sklad, in prošnja za sredstva zainteresiranega MSP se opravita v skladu z obstoječimi tržnimi mehanizmi.
Contact details may be made available on request.
Kontaktni podatki so na voljo na zahtevo.
£20 million of public sector funding attracted £106 million of “new” institutional investment to produce a £126 million UK High Technology Fund.
20 milijonov GBP javnih sredstev je dopolnilo 106 milijonov GBP novih institucionalnih naložb, tako da je imel Sklad Združenega kraljestva za visoko tehnologijo na razpolago 126 milijonov GBP.
The UK High Technology Fund was fully committed with £124 million made available in 9 funds by 2002.
Sklad Združenega kraljestva za visoko tehnologijo je bil dokončno ustanovljen leta 2002 s 124 milijoni GBP na voljo v 9 skladih.
As at the end of December 2005, £100 million has been invested into a portfolio of 226 companies.
Konec decembra 2005 je bilo 100 milijonov GBP vloženih v portfelj 226 podjetij.
This practice works in a non-distortionary manner in conjunction with the market, encouraging increased private sector participation in the funding of early growth high technology businesses.
Ta projekt nima izkrivljajočega vpliva na trg in spodbuja naložbe zasebnega sektorja pri financiranju visokotehnoloških podjetij v začetni fazi.
It enables the public sector to leverage new private sector investment into a sector of the economy that is key to continued and improved economic performance.
Javnemu sektorju omogoča usmerjanje novega kapitala iz zasebnega sektorja na gospodarsko področje, kar je pomembno za nadaljnjo in boljšo gospodarsko učinkovitost.
It was necessary to overcome issues around the notication of State Aid.
Treba je bilo rešiti vprašanja v zvezi s priglasitvijo državne pomoči.
Department of Trade & Industry In the field of venture capital and access to finance we tend to look beyond European experience to worldwide examples, in particular the USA.
Na področju tveganega kapitala in dostopa do financiranja ponavadi iščemo svetovne zglede zunaj EU, zlasti v ZDA.
4.9 Innovationmanagement
4.9 Upravljanje inovacij
Based on a standardised procedure, the innovation centre gathers creative ideas from small businesses, universities and research institutes.
Inovacijski center s standardiziranim postopkom zbira ustvarjalne zamisli malih podjetij, univerz in raziskovalnih ustanov.
After screening them for intellectual property rights and international market potential, selected projects are awarded support tailored to their specic phase of development (technology transfer, management support, business start-up, investor mediation, coordination of project financing).
Najprej preveri pravice intelektualne lastnine in mednarodni tržni potencial zamisli, nato pa izbranim projektom ponudi pomoč, prilagojeno njihovim posebnim razvojnim korakom (prenos tehnologije, podpora upravljanju, zagon podjetja, investicijsko posredovanje, usklajevanje projektnega financiranja).
The activities rely on experience gained from US and European best practices.
Dejavnosti temeljijo na najboljših praksah v ZDA in Evropi.
Initially, the activities were managed by a consortium (INNOCHIC) set up in 2003.
Na začetku je dejavnosti vodil konzorcij INNOCHIC, ustanovljen leta 2003.
To expand the activities, a joint stock company (ValDeal ZRt.) was founded in 2006.
Za širitev dejavnosti so leta 2006 ustanovili delniško družbo (ValDeal ZRt.).
At the outset, the activities focussed on the Central Hungarian region; now they cover the whole country.
Na začetku so se dejavnosti osredotočile na osrednjo madžarsko regijo, zdaj pa zajemajo celo državo.
The programme was largely financed from private funds, with Hungarian government support accounting for 510% of total costs.
Program se je v glavnem financiral iz zasebnih sredstev, podpora madžarske vlade je znašala 5–10 % celotnih stroškov.
To deliver Hungarian products with international market potential, to better utilise innovative ideas and research results.
Podpora madžarskim proizvodom z mednarodnim tržnim potencialom, boljši izkoristek inovativnih zamisli in izsledkov raziskav.
Enhance the competitiveness of small businesses.
Večja konkurenčnost malih podjetij.
March 2003 - December 2005.
Trajanje ukrepa marec 2003 - december 2005
Questionnaires were filled out by CHIC’s representatives at the request of the Ministry of Economic Aairs andTransport. Transport.
Predstavniki CHIC so na zahtevo ministrstva za gospodarstvo in promet odgovorili na vprašalnike.
The INNOCHIC consortium screened some 150 projects up to December 2005, and so far it has managed 10 projects.
Konzorcij INNOCHIC je do decembra 2005 pregledal približno 150 projektov in do zdaj upravljal 10 projektov.
The project format has evolved from a loosely-structured consortium to a tightly-organised joint stock company.
Oblika projekta se je razvila iz ohlapno organiziranega konzorcija v bolj strogo delniško družbo.
Procedures have developed from a random search for ideas to contractual relations based on a standardised methodology for selecting innovative ideas.
Postopek se je iz naključnega iskanja zamisli razvil v pogodbena razmerja na osnovi standardizirane metodologije za izbiranje inovativnih zamisli.
The consortium pools a wide range of innovation management competencies and provided a novel and ecient format when it was launched.
Konzorcij združuje različna znanja upravljanja inovacij ter je ob začetku predstavljal novo in učinkovito obliko.
Private financing guarantees rapid decision making and a market-driven approach in selecting the best projects.
Zasebno financiranje zagotavlja hitro odločanje in tržno usmerjen pristop pri izbiranju najboljših projektov.
Insucient knowledge and inadequate entrepreneurial approach of small businesses; inadequate IP strategies of universities and research institutes; lack of entrepreneurial know-how among researchers and academics, and their initial distrust; lack of adequate support mechanisms, scarcity of available venture financing (seed, pre-seed, business angels)
Nezadostno znanje in neustrezen podjetniški pristop malih podjetij; neustrezne strategije univerz in raziskovalnih ustanov v zvezi z intelektualnimi pravicami; pomanjkanje podjetniškega znanja pri raziskovalcih in akademikih ter njihovo začetno nezaupanje; pomanjkanje podpornih storitev in premalo sredstev za tvegani kapital (semenski kapital, predsemenski kapital, poslovni angeli).
State University ofTexas IC2 Institute (USA)Horizonte Venture Management GmbH (Austria)INNO AG (Germany).
Državna univerza vTeksasu, ICS inštitut (ZDA), HorizonteVenture Management GmbH (Avstrija), INNO AG (Nemčija)
CHIC Central Hungarian Innovation Centre NpC
Osrednji madžarski inovacijski center NpC (CHIC)
4.10 German micronance fund
4.10 Nemški sklad za mikronanciranje
This scheme, still in its pilot stage, comprises a guarantee fund which, for a fee, will take on the whole default risk for any banks providing micronance.
Zaenkrat še pilotni program zajema jamstveni sklad, ki bo za plačilo prevzel celotno tveganje neizpolnitve obveznosti za vse banke, ki ponujajo mikronanciranje.
The fund is backed by two development banks (GLS bank and the German government-backed development bank, KfW) and two German ministries, Economic aairs and Technology and Labour and Social Aairs.
Sklad sta podprli dve razvojni banki (banka GLS in razvojna banka KfW, ki jo podpira nemška vlada) ter dve nemški zvezni ministrstvi – ministrstvo za gospodarstvo in tehnologijo ter ministrstvo za delo in socialne zadeve.
Since the micronance fund will guarantee 100% of the loan, the bank usually follows this recommendation.The micronance institutions will also handle relations with the debtor business on behalf of the lending bank after the end of the loan contract, including following up any nonperforming loans.
Ker sklad za mikronanciranje jamči celotno posojilo, banke ponavadi upoštevajo priporočilo. Mikronančne institucije po izteku pogodbe o posojilu komunicirajo s posojilojemalcem v imenu banke, ki izda posojilo, tudi v primeru neservisiranja posojila.
This frees the bank from much of the administrative costs associated with the loan.
To za banke pomeni zmanjšanje upravnih stroškov, povezanih s posojilom.
The bank pays the micronance fund a fee for the guarantee service, from its interest income.
Banka skladu za mikronanciranje pristojbino za jamstvo plača iz prihodkov iz obresti.
For their part, the micronance institutions are liable to the micronance fund for the first 20% of any.
Mikronančne institucije so skladu za mikronanciranje odgovorne za prvih 20 % katerih koli neizpolnitev obveznosti posojil, ki so jih institucije priporočile.
To make it easier for new businesses to secure small-scale loans.
Lažje pridobivanje majhnih posojil za nova podjetja.
To expand the currently patchy availability of micronance.
Razširitev razpoložljivosti mikronanciranja.
The fund is currently working with 8 micronance institutions and one bank, some more are in the process of being accredited.
Sklad zdaj sodeluje z 8 mikronančnimi institucijami in eno banko. Nekatere mikronančne institucije so v postopku pridobivanja pooblastila DMI.
The fund has a capital of €2 million.
Kapital sklada je vreden 2 milijona EUR.
Once we are fully operational, we expect to issue guarantees for some 200 loans, each worth on average €5 000 per annum.
Ko bo sklad v celoti deloval, bomo vsako leto izdali jamstva za približno 200 posojil v povprečnem znesku 5 000 EUR.
Our expectation is that this model could become established in the long term as a niche service.
Pričakujemo, da bi ta projekt lahko dolgoročno vzpostavili kot nišno ponudbo, vendar ne množično.
New companies needing small-scale finance of up to €10 000 with no access to conventional bank financing.
Nova podjetja, ki potrebujejo majhna posojila do 10 000 EUR in ki ne morejo pridobiti običajnega bančnega posojila.
September 2006 - ongoing.
Trajanje ukrepa september 2006 - ni določen
Communication strategy
Strategija komuniciranja Obvestila v časopisih, spletne strani.
In 2004, the KfW set up a working party on micro financing, where representatives from banks / banking associations, micronance organisations and ministries discussed problems associated with micro financing.
Leta 2004 je KfW ustanovila delovno skupino o mikronanciranju, v kateri so se lahko predstavniki bank oziroma bančnih združenj, mikronančnih organizacij in ministrstev pogovarjali o težavah v zvezi z mikronanciranjem.
One important approach identied by this process was to combine advisory services with financing. This is now a central feature of the German micronance fund.
Ena od pomembnih ugotovitev skupine je bila potreba po združevanju svetovanja in financiranja, kar je zdaj pomembna značilnost nemškega sklada za mikronanci-ranje.
Still too early to say.
Za vrednotenje projekta je še prezgodaj.
Close link between advisory services and financing throughout the whole course of the loan; this increases the chances of success for the venture being funded and thus the likelihood of repayment. 2.
Tesna povezanost svetovanja in financiranja v celotnem posojilnem postopku povečuje verjetnost uspeha za financirano naložbo in tako tudi verjetnost povračila posojila.
Making the micronance institutions that recommend the loans take on the primary liability for defaults - this ensures it is in their interest to recommend only genuinely promising projects for financing.
Ker so mikronančne institucije, ki priporočajo posojila, prve odgovorne za neizpolnitev obveznosti posojila, je v njihovem interesu, da za financiranje priporočijo samo resnično obetajoče projekte.
European Charter for Small Enterprises — 2007 good practice selection
Evropska listina o malih podjetjih — Izbira primerov dobrih praks za leto 2007
Publications for sale produced by the Oce for Ocial Publications of the European Communities are available from our sales agents throughout the world.
Publikacije Urada za publikacije, namenjene prodaji, so na voljo na strani EU Bookshop http://bookshop.europa.eu/, kjer jih lahko naročite pri izbrani prodajni enoti.
You can find the list of sales agents on the Publications Oce website (http://publications.europa.eu) or you can apply for it by fax (352) 29 29-42758.
Seznam prodajnih enot po vsem svetu lahko zahtevate tudi po faksu (352) 29 29-42758.
The Single Market for Goods
Enotni trg blaga
The free movement of goods is one of four ‘freedoms’ created by the EC Treaty.
Prosti pretok blaga je ena od štirih „svoboščin“, ki jih je oblikovala Pogodba ES.
The others concern persons, services and capital.
Druge se nanašajo na osebe, storitve in kapital.
‘Goods’ includes a wide spectrum of products covering energy (e.g. gas and electricity), industrial products, agricultural products, foodstuffs and others.
„Blago“ vključuje velik obseg proizvodov, med drugim energente (npr. plin in elektriko), industrijske proizvode, kmetijske proizvode, živila in drugo.
Goods must be free to move around the EU, being bought and sold, without being subjected to expensive and time consuming approval procedures, unnecessary testing or other unjustified restrictions.
Blago se mora prosto gibati po EU, se kupovati in prodajati, ne da bi bilo pri tem predmet dragih in časovno zamudnih potrditvenih postopkov, nepotrebnih preskusov ali drugih neupravičenih omejitev.
The Member States control how easily goods may cross their borders and it is the job of the European Commission to ensure that, in so doing, the Member States are acting in accordance with Community law.
Države članice določajo, kako preprosto lahko blago prečka njihove meje, naloga Evropske komisije pa je zagotavljati, da države članice pri tem delujejo v skladu z zakonodajo Skupnosti.
Making it easy to buy and sell products within the EU is good for consumers, who enjoy a wider choice of products in the shops, often at lower prices because more choice means more competition to attract customers.
Olajšanje nakupa in prodaje proizvodov znotraj EU je dobro za potrošnike, ki imajo tako širšo izbiro proizvodov v trgovinah, pogosto po nižjih cenah, saj več izbire pomeni večjo konkurenco pri pridobivanju strank.
Most of us take all this for granted.
Večini od nas se zdi to samoumevno.
Many are simply too young to remember how supermarket shelves looked thirty or forty years ago.
Veliko nas je preprosto premladih, da bi se spomnili, kakšne so bile police v supermarketih pred tridesetimi ali štiridesetimi leti.
But even those who are old enough tend not to appreciate the scale of the change that has taken place because it has been so gradual, so incremental.
Celo tisti, ki smo dovolj stari, ponavadi ne znamo ceniti številnih sprememb, ki so se zgodile, ker je to potekalo tako postopoma in počasi.
Yet we all now expect to be able to find our favourite kind of Italian pasta, French cheese or Belgian beer in our local food shops.
Zdaj pa vsi pričakujemo, da bomo lahko v lokalnih trgovinah z živili vedno našli najljubšo vrsto italijanskih testenin, francoskega sira ali belgijskega piva.
And it is the same story with non-food products.
Enako se dogaja z neživilskimi proizvodi.
If we look around our homes we might see a TV made in the Netherlands, a washing machine from Germany, furniture from Sweden and so on.
Če se razgledamo po domovih, vidimo TV, izdelan na Nizozemskem, pralni stroj iz Nemčije, pohištvo iz Švedske in tako naprej.
The free movement of goods is also good for the European economy which needs a large, healthily competitive marketplace to help it grow.
Prosti pretok blaga je dober tudi za evropsko gospodarstvo, ki potrebuje velik, zdrav in konkurenčen trg za svojo rast.
Around 75 per cent of intra-Community trade is in goods.
Približno 75 odstotkov trgovine znotraj Skupnosti je blagovne menjave.
Creating a real, workable single European marketplace for goods provides EU businesses with the domestic platform they need to flourish and compete on the international stage, attracting investment and giving employment.
Vzpostavitev resničnega in učinkovitega enotnega evropskega trga blaga zagotavlja evropskim podjetjem domačo platformo, ki jo potrebujejo za rast in soočanje s konkurenco na mednarodni ravni, privabljanje naložb in ustvarjanje delovnih mest.
Ultimately, all Europeans feel the benefits of this growth, in terms of more and better paid jobs and – just as important – greater job security.
Nenazadnje vsi Evropejci uživajo koristi te rasti v smislu boljših in bolje plačanih delovnih mest ter – kar je prav tako pomembno – večje varnosti zaposlitve.
The Community has enacted a great deal of legislation over the years, particularly in the late 1980s, designed to remove technical barriers to the free movement of goods within the EU – and it has been remarkably successful.
Skupnost je v vseh teh letih, predvsem pa v poznih 80-ih, sprejela veliko zakonodaje za odpravo tehničnih ovir pri prostem pretoku blaga znotraj EU in bila pri tem izredno uspešna.
More legislation will be needed to review, simplify and
Na nekaterih področjih, na primer v avtomobilski panogi, je obseg poenostavitev lahko znaten.
In certain areas, the scope for simplification can be considerable, as in the automotive sector.
izvedbenih aktov in aktov o spremembah na manj kot 20 osnovnih aktov in njihovo izvedbeno zakonodajo.
Another development, too, demands a change of approach by the Commission, responsible for the management of the single market.
Eden od razvojnih dosežkov zahteva tudi spremembo pristopa Komisije, odgovorne za upravljanje enotnega trga.
It is not only the goods themselves that change over time – the way the market operates is also evolving.
Ni le blago tisto, ki se sčasoma spreminja, ampak se razvija tudi način delovanja trga.
Up until now, problems with the free movement of goods were usually encountered by businesses based in one Member State that were trying to sell their goods in another Member State.
Do zdaj so se s težavami, povezanimi s prostim pretokom blaga, ponavadi srečevala podjetja s sedežem v eni državi članici, ki so skušala svoje blago prodajati v drugi državi članici.
Today, with the rise in cross-border shopping (facilitated by the introduction of the Euro and increasing familiarity with the internet), it is more and more the consumer who has difficulties.
Z naraščanjem čezmejnega nakupovanja, ki sta ga pospešila uvedba evra in vedno večja uporaba interneta, pa je danes potrošnik tisti, ki ima težave.