natgillin/translations-raw huggingface dataset:
Insurance for care is compulsory for all persons resident and/or working in Switzerland as long as they do not come under any legal social security scheme in force in a Member State of the European Union, Norway or Iceland.
Vključitev v zdravstveno zavarovanje je obvezno za vse osebe, ki imajo stalno prebivališče in/ali so zaposlene v Švici, razen če oseba ne spada v drug pravni sistem socialne varnosti, ki velja v državi članici EU, na Norveškem ali Islandiji.
Swiss and Lichtenstein nationals are affiliated with the sickness insurance scheme of their country of residence.
Kar zadeva odnose med Švico in Lihtenštajnom, so osebe vključene v zdravstveno zavarovanje v državi stalnega prebivališča.
b) analyses, medicines, diagnostic or therapeutic tools or equipment prescribed by a doctor or, within the limits laid down by the Federal Council, by a chiropractor; c) contribution to the costs of spa treatment prescribed by a doctor;
d) rehabilitacijske ukrepe, ki jih izvede ali predpiše zdravnik; e) bivanje na skupnem oddelku bolnišnice;
Insurance is individual, which means that the family members of insurees not in work are not necessarily covered.
Zavarovanje je individualno, kar pomeni, da člani družine zavarovanca, ki se ne ukvarja s pridobitno dejavnostjo, niso nujno vključeni v to zavarovanje.
All persons taking up residence in Switzerland are required to arrange insurance within three months.
Vsaka oseba, ki se preseli v Švico, se mora zavarovati v treh mesecih.
Employers are not responsible for arranging health care insurance.
Vključitev v zdravstveno zavarovanje ni dolžnost delodajalca.
d) rehabilitation measures carried out or prescribed by a doctor; e) stay in an open hospital ward; f) stay in an institution providing semi-inpatient care;
f) bivanje v ustanovi, ki ponuja delno bolnišnično oskrbo; g) prispevek k prevoznim stroškom, ki so nujni za zdravljenje, in tudi k stroškom reševanja; h) storitve farmacevtov pri izdaji zdravil, predpisanih v skladu s točko b);
If persons have taken out insurance in good time, cover is available from the date of announcement of residence.
Če se osebe pravočasno zavarujejo, zavarovanje velja od datuma prijave bivanja.
If they take out insurance later, cover is available from the date of affiliation.
Če se zavarujejo pozneje, zavarovanje začne veljati po vključitvi v zavarovanje.
Compulsory sickness insurance cover is granted without any reservations and notwithstanding existing diseases or pregnancies.
Obvezno kritje s področja zdravstvenega zavarovanja se priznava brez pridržka, ne glede na morebitno bolezen ali nosečnost.
g) contribution to the costs of medically necessary transport and rescue costs;
2.1.2 Pristojne ustanove i) kontrolne preglede, ki jih opravi zdravnik ali babica oziroma jih predpiše zdravnik med nosečnostjo in po njej; j) porod na domu, v bolnišnici ali ustanovi z zagotovljeno zdravniško oskrbo in tudi pomoč zdravnika ali babice;
Competent bodies h) services of pharmacists in providing medicines prescribed in accordance with b);
Vsak, ki se mora obvezno zavarovati, lahko prosto izbira med zavarovatelji v kraju stalnega prebivališča.
Sickness insurance schemes are managed by a large number of public and private insurers.
k) nasvete, ki so potrebni med dojenjem;
i) checks carried out by a doctor or a midwife or prescribed by a doctor during and after pregnancy;
2.1.3 Postopek v času bolezni ali materinstva l) oskrbo, odobreno zdravemu novorojenčku in njegovo bivanje v bolnišnici, ko tam biva s svojo materjo;
Health care insurance grants benefits in kind in the event of sickness, maternity or nonoccupational accidents (secondarily, if a person is not covered by accident insurance).
Obvezno zdravstveno zavarovanje poravna stroške storitev za diagnozo ali zdravljenje bolezni in njenih posledic, m) zobozdravstvene storitve, ki so bile nujne zaradi hude neizogibne bolezni sistema žvečenja ali zaradi splošne infekcije in potrebne za zdravljenje ali niso bile pokrite z drugim zavarovanjem po nezgodi.
The maternity allowance is 80% of the average income earned before the allowance became due, up to a maximum of 172 CHF a day.
Dodatek za materinstvo znaša 80% povprečnega dohodka iz pridobitne dejavnosti, doseženega pred pridobitvijo pravice do dodatka, pri čemer najvišji znesek znaša 172CHF na dan.
Under the provisions of labour law (Code of Obligations), employers are bound to continue to pay workers who are temporarily unable to work due to illness and maternity.
Ob bolezni in porodu mora delodajalec v skladu z delovno zakonodajo (kodeks dolžnosti) za določen čas nadaljevati izplačilo plače zaposleni osebi, ki je nezmožna za delo.
Insurees contribute to the costs of the benefits they receive.
Zavarovanci prispevajo k stroškom storitev, ki jih koristijo.
This compulsory contribution for adults (i.e. from 18 years onwards) comprises a fixed sum per year (franchise) and a proportional contribution to the costs in excess of the franchise (own contribution).
Ta obvezna udeležba za odrasle osebe (torej od 18. leta dalje) vključuje določen znesek na leto (franšiza) in stopnjo udeležbe v stroških, ki presegajo franšizo (delež).
For children only the own contribution is due.
Za otroke se zahteva le plačilo deleža.
There is a maximum for the own contribution (see Section 1.3).
Obstaja maksimalni znesek deleža (glej točko 1.3).
Adult insurees may opt for a higher franchise, which gives them the right to a reduced premium, or for a franchise for their children.
Odrasle zavarovane osebe se lahko odločijo za višjo franšizo, ki jim omogoča zmanjšanje premije ali se odločijo za franšizo za otroke.
In the event of hospitalisation, insurees who do not live in the household with the members of their family pay a daily contribution to the accommodation costs (see Section 1.3).
V primeru bolnišnične oskrbe zavarovanci, ki ne živijo v skupnem gospodinjstvu s člani svoje družine, nakažejo dnevni prispevek za stroške bivanja (glej točko 1.3).
No contribution is required for maternity benefits.
Za storitve v zvezi s porodom se ne zahteva nobena udeležba.
Social insurance law provides for daily allowance insurance for illness and maternity.
Pravica do socialnega zavarovanja predvideva zavarovanje za dnevna nadomestila ob bolezni in porodu.
Insurers are obliged to provide optional daily allowance insurance even if the applicant is ill.
Zavarovatelji morajo skleniti prostovoljno zavarovanje za dnevna nadomestila tudi, če je prosilec bolan.
However, they may, for a maximum period of five years, reserve the right to cancel the insurance for a person who is already ill.
Kljub vsemu pa imajo pravico izraziti pridržek zaradi bolezni, obstoječe do pet let pred zavarovanjem.
Persons who are in gainful employment and persons who are not in work may take out this optional insurance.
Osebe, ki opravljajo pridobitno dejavnost, lahko tako kot neaktivne osebe oddajo vlogo za to prostovoljno zavarovanje.
A supplementary private-law insurance policy may be taken out for benefits not covered by compulsory health care insurance.
Mogoče se je vključiti v dodatno zavarovanje zasebnega prava za storitve, ki jih obvezno zdravstveno zavarovanje ne vključuje.
Assurers are free to decide whether to provide applicants with supplementary insurance cover and may apply age limits and reserve the right not to insure people who have health problems.
Ko gre za dodatno zavarovanje, se zavarovatelji svobodno odločajo o tem, ali bodo zavarovali osebe, ki so dale vlogo za zavarovanje, ali ne. Lahko določijo starostno omejitev in izrazijo pridržek glede vključitve v zavarovanje zaradi obstoječih zdravstvenih težav.
If the daily allowances have to replace the obligation to pay workers under labour law in the event of illness or maternity, the employer is obliged to pay at least half of the premiums due.
Čeprav morajo dnevna nadomestila nadomestiti obveznost ohranitve plač delavcev v skladu z delovno zakonodajo ob bolezni in porodu, mora delodajalec prevzeti nase najmanj polovico dolžnih premij.
This obligation may result from an individual contract of employment or a collective agreement.
Ta zavarovalna obveznost lahko izhaja iz individualne ali kolektivne pogodbe o delu.
In this case the daily allowance insurance may be concluded in the form of a collective agreement.
V tem primeru bi lahko zavarovanje za dnevna nadomestila uredili v obliki kolektivne pogodbe.
When a term of employment comes to an end it is possible to take out daily allowance insurance without the insurer being able to reserve the right to cancel the insurance on the grounds of an existing illness.
Ob izteku delovnega razmerja je zavarovanje za dnevna nadomestila mogoče pridobiti, ne da bi lahko zavarovatelj izrazil pridržek zaradi obstoječe bolezni.
Compulsory accident insurance for the workers covers nonoccupational accidents provided that the worker is in gainful employment at least eight hours a week for the same employer.
Obvezno nezgodno zavarovanje, namenjeno delavcem, vključuje nepoklicne nezgode, če delavec najmanj osem ur na teden dela za istega delodajalca.
The above does not apply to daily allowance insurance outside social insurance law concluded under private insurance law.
Vse prej navedeno ne velja za zavarovanja za dnevna nadomestila zunaj zakonodaje o socialnih zavarovanjih, ki se sklenejo v skladu z zakonodajo o zasebnem zavarovanju.
In addition to benefits in kind, the insurance provides for cash benefits to offset loss of income.
Poleg storitev so z zavarovanjem za izgubljeni dohodek pokrite denarne dajatve.
These are the same as the benefits in respect of an accident at work and occupational disease (see Section 2.2).
Gre za enake dajatve, kot so predvidene pri nezgodi pri delu in poklicni bolezni (glej točko 2.2).
Selfemployed workers and persons not in work are not obliged to take out accident insurance, which means that health care insurance covers the costs of treating nonoccupational and occupational accidents involving persons not obliged to take out accident insurance.
Samozaposlenim delavcem in neaktivnim osebam se ni treba obvezno nezgodno zavarovati, saj stroške zdravljenja oseb, ki se jim ni treba obvezno nezgodno zavarovati, zaradi nezgod pri delu ali nezgod, ki niso povezane z delom, krije zdravstveno zavarovanje.
Accident insurance covers accidents at work, occupational diseases and, provided that the employee worker works at least eight hours a week for the same employer, nonoccupational accidents.
Nezgodno zavarovanje vključuje nezgode pri delu, poklicne bolezni in tudi nezgode, ki niso povezane z delom, in sicer če delavec najmanj osem ur na teden dela za istega delodajalca.
There is no compulsory insurance against incapacity for work due to illness.
Obvezno zavarovanje za nezmožnost pridobivanja zaslužka zaradi bolezni ne obstaja.
Employees are obliged to take out insurance whereas accident insurance is optional for selfemployed workers.
Za zaposlene delavce je zavarovanje obvezno, medtem ko je nezgodno zavarovanje prostovoljno za samozaposlene delavce.
Any woman who has been in gainful employment and is affiliated with the compulsory Swiss oldage and survivors’ insurance scheme (AVS) during the nine months preceding birth or with a compulsory pension scheme in a EU or EFTA Member State and who, during this period, was in gainful employment for at least five months and at the time of the birth was an employed worker, self-
Za upravljanje nezgodnega zavarovanja skrbi glede na kategorijo delavcev Caisse nationale suisse d’assurance en cas d’accidents (Švicarski nacionalni sklad za nezgodno zavarovanje – (CNA)) ali vsak drug odobreni zavarovatelj.
Accident insurance is managed by the Caisse Nationale Suisse d’Assurance en cas d’Accidents (CNA – Swiss National Accident Insurance Fund) or any other approved insurer, depending on the category of workers.
Pravica do dodatka začne veljati na dan poroda in preneha najpozneje 98. dan. Pred tem rokom lahko dodatek preneha, če mati začne ponovno opravljati pridobitno dejavnost za polni ali polovični delovni čas ali če umre.
Insured income corresponds to the last pay received by the insuree before the accident up to a maximum fixed annual income (in accordance with Section 1.3).
dnega zunanjega vzroka, ki prizadene telesno, umsko ali duševno zdravje ali povzroči smrt.
Supplementary private-law insurance may be taken out for loss of income not covered by accident insurance.
Mogoče se je vključiti v dodatno zavarovanje zasebnega prava za izgubljeni dohodek, ki ga nezgodno zavarovanje ne pokriva.
Accident insurance covers health care in the event of accidents at work and occupational diseases.
Kot poklicno bolezen razumemo vsako bolezen, za katero so pri opravljanju poklicne dejavnosti popolnoma ali pretežno krive škodljive snovi ali določena dela (seznam snovi in del), ter tudi druge bolezni, za katere je dokazano, da jih izključno ali vsaj večinoma povzroča opravljanje poklicne dejavnosti.
It covers nonoccupational accidents provided that the employee works at least eight hours a week for the same employer.
Pravica do invalidnine se lahko uveljavi od trenutka, ko ni mogoče več pričakovati večjih izboljšav zavarovančevega stanja pri nadaljevanju zdravljenja in po opravljenih možnih ukrepih rehabilitacije.
Insurees may freely choose which doctor, dentist, chiropractor, pharmacy or hospital institution they wish to go to.
Pravica preneha, ko invalidnino popolnoma nadomesti pavšalni znesek, ko se jo odkupi ali ko zavarovanec umre.
Entitlement to invalidity benefit becomes due when there is no reason to expect an appreciable improvement in the insuree’s state of health from continued medical treatment following any rehabilitation which may have been prescribed.
Nezgodno zavarovanje krije oskrbo ob nezgodi pri delu in poklicni bolezni.
Entitlement lapses when a person is fully compensated or the benefit takes the form of a lump-sum settlement or when the insuree dies.
Kar zadeva nezgode, ki niso povezane z delom, zavarovanje zagotovi te storitve, če delavec najmanj osem ur na teden dela za istega delodajalca.
1. outpatient treatment given by a doctor or a dentist,
Zavarovanec lahko sam izbira zdravnika, zobozdravnika, kiropraktika, lekarno ali zdravstveno ustanovo.
2. medicines and analyses prescribed by a doctor or dentist,
Na voljo so naslednje storitve:
Insurees incapacitated by at least 10% are entitled to invalidity benefit.
Če je zavarovanec najmanj 10-odstotni invalid, ima pravico do invalidnine.
To assess the degree of invalidity, the income which insured persons could have earned if they were not invalids is compared with what they could earn in an occupation they could reasonably be expected to exercise after treatment and rehabilitation measures in a balanced labour market.
Da bi ocenili stopnjo invalidnosti, primerjamo dohodek, ki bi ga zavarovanec lahko prejemal, če ne bi bil invalid, z dohodkom, ki bi ga lahko prejemal za opravljanje dejavnosti, ki se od njega razumno lahko zahteva po zdravljenju in ukrepih rehabilitacije na uravnoteženem trgu delovne sile.
3. treatment, inpatient catering and accommodation in a public ward of a hospital with which a collective agreement has been concluded,
• ustrezno medicinsko zdravljenje: 1. ambulantno zdravljenje, ki ga opravi zdravnik ali zobozdravnik; 2. zdravila in analize, ki jih naroči zdravnik ali zobozdravnik; 3. zdravljenje, prehrana in bivanje v skupni sobi bolnišnice, s katero je bil sklenjen dogovor o ceni; 4. dodatno zdravljenje ali zdraviliško zdravljenje, ki ga predpiše zdravnik; 5. sredstva in aparati, ki pomagajo pri ozdravitvi;
In the event of permanent incapacity for work, insurees are entitled to a pension.
Če je zavarovanec trajno nezmožen za delo, ima pravico do invalidnine.
In the case of total invalidity, the invalidity pension is 80% of the insured income; if invalidity is only partial, the amount is reduced accordingly.
Pri popolni invalidnosti invalidnina ustreza 80% zavarovanega zaslužka; če pa je invalidnost le delna, se invalidnina posledično zmanjša.
The insured income amounts to the last pay received by the insured person before the accident, up to a fixed maximum annual income (see Section 1.3).
Zavarovani zaslužek ustreza zadnji plači, ki jo je zavarovanec prejel pred nezgodo do višine določenega maksimalnega letnega dohodka (glej točko 1.3).
• material damage: the insuree has the right to indemnification for damage caused by an accident for objects replacing a body part or body function (the costs of replacing spectacles, hearing aids and dental prostheses are covered only if the physical injury requires treatment);
Če lahko iz narave nezgode in vedenja zavarovanca sklepamo, da bo ponovno pridobil zmožnost za pridobivanje zaslužka, če bo prejel enkratno nadomestilo, potem se mu dajatve ne dodeljujejo več in zavarovanec prejme pavšalno nadomestilo v maksimalnem znesku, ki ustreza trikratnemu zavarovanemu letnemu dohodku.
If the nature of the accident and the insurees’ behaviour suggest that they will recover their capacity for work if they receive a one-off indemnification, benefits are no longer granted and the insurees receive a lump-sum settlement of up to a maximum of three times the annual insured income.
• gmotna škoda: zavarovanec ima pravico do nadomestila za škodo, ki jo nezgoda povzroči predmetom, ki morfološko ali funkcionalno nadomeščajo del telesa (stroški nadomestitve očal, slušnih aparatov in zobnih protez so kriti samo, če telesna poškodba zahteva zdravljenje);
Impairment compensation
Nadomestilo za okvaro zdravja
• costs of rescue and travelling and transport where medically required.
• stroški reševanja in tudi za potrebe zdravljenja nujni potni in prevozni stroški.
Reimbursement of expenses abroad is limited;
Povračilo stroškov v tujini je omejeno;
• costs of transporting a corpse and funeral costs.
• stroški prevoza umrle osebe in pogrebni stroški.
Cash benefits
Dnevna nadomestila
Daily allowances
Dodatek za nemočne osebe
Impairment compensation is taken to mean a single capital benefit to compensate for immaterial damages in the event of serious permanent physical or mental impairment.
Nemočna je vsaka oseba, ki zaradi okvare zdravja neprestano potrebuje pomoč drugih ali osebni nadzor, da lahko opravlja osnovna dela v vsakdanjem življenju.
This is graded according to the degree of impairment and is calculated as a percentage of the maximum annual income insured at the time of the accident (see Section 1.3) and may not exceed this amount.
Dodatek za nemočne se določi glede na stopnjo nemoči.
In the event of total incapacity for work, insurees receive compensation for loss of income corresponding to 80% of their insured income from the third day following the accident; if incapacity is only partial, the amount is reduced accordingly.
Ob popolni nezmožnosti za delo zavarovanec prejme nadomestila za izgubljeni dohodek, ki ustrezajo 80% zavarovanega zaslužka od tretjega dne po dnevu nezgode: če je nezmožnost le delna, so nadomestila posledično nižja.
The right to compensation for loss
Pravica do nadomestila za izgubljeni dohodek preneha, ko je zavarovanec ponovno popolnoma zmožen za delo, ko prejme dohodek ali ko umre.
Any person who, as a result of impaired health, is permanently dependent on the assistance of others or personal
Odbitek zaradi udeležbe v stroških oskrbe se lahko izvrši pri bolnišničnem zdravljenju, razen za zavarovance, ki skrbijo za otroke, ki so mladoletni, študirajo ali so vajenci.
First pillar supervision to perform the essential activities of daily life is deemed to be dependent. The disability allowance is determined in accordance with the degree of disability.
• vdove in vdovci, ki imajo ob smrti zakonca enega ali več otrok s pravico do pokojnine ali ki jim je priznana invalidnost na stopnji 2/3;
When insurees die, their survivors are, in principle, entitled to a survivor’s pension.
• vdove, ki imajo enega ali več otrok brez pravice do pokojnine ali so dosegle starost 45 let; ranje osnovnih življenjskih sredstev.
The first pillar constitutes State provision and comprises oldage and survivors’ insurance (AVS) and invalidity insurance (AI). The benefits under these two forms of insurance are intended to cover essential needs.
Prvi steber je obvezen za vse osebe s stalnim prebivališčem in/ali zaposlitvijo v Švici, ki so zavezani švicarskim pravnim predpisom s področja socialne varnosti.
This means that selfemployed workers and persons not in work, as well as paid employees, are obliged to take out insurance.
To pomeni, da se morajo poleg zaposlenih delavcev obvezno zavarovati tudi samozaposleni delavci in neaktivne osebe.
• widows or widowers who, when their spouse dies, have one or more children who are entitled to a pension or are at least 2/3 invalids;
• vdove imajo pravico do pavšalnega zneska nadomestila, če ne izpolnjujejo pogojev za pridobitev pokojnine;
All persons who have their residence in Switzerland and/or are in gainful employment are compulsorily insured as long as they are not subject to the legal provisions of another State under a social security agreement.
Obvezno se morajo zavarovati vse osebe, ki imajo svoje civilno prebivališče v Švici in/ali tu opravljajo pridobitno dejavnost, razen če niso v skladu s konvencijo o socialni varnosti podvržene pravnim predpisom druge države.
• a divorced spouse is treated the same as a widow or widower if an insuree who has suffered an accident was obliged to pay him or her alimony.
• zakonec, ki je ločen, se lahko obravnava enako kot vdova ali vdovec samo, če je zavarovana žrtev nezgode partnerju morala plačevati preživnino.
A survivor’s pension amounts to 40% of the insured income for widows and widowers and 20% of the insured income for a divorced spouse up to the maximum of the maintenance which is due.
Pokojnina za preživele osebe znaša 40% zavarovanega zaslužka za vdove in vdovce ter 20% zavarovanega dohodka za ločenega zakonca, vendar največ do zneska dolžne preživnine.
An orphan’s pension is 15% of insured income if one parent dies and 25% if both parents die.
Pokojnina za sirote znaša 15% zavarovanega zaslužka za siroto brez očeta ali matere ter 25% zavarovanega dohodka za siroto brez očeta in matere.
Persons in gainful employment must pay contributions from 1 January following their 17th birthday.
Osebe, ki opravljajo pridobitno dejavnost, morajo plačevati prispevke od 1. januarja po 17. rojstnem dnevu.
Persons not in work are also subject to the obligation to pay contributions from 1 January following their 20th birthday.
Neaktivne osebe morajo prav tako plačevati prispevke od 1. januarja po njihovem 20. rojstnem dnevu.
The basis for calculation is total income and there is no ceiling.
Skupek dohodkov je osnova za izračun; zgornja meja dohodkov ne obstaja.
Spouses who are not in gainful employment are considered to have paid their contributions as long as their actively employed spouse has paid at least double the minimum contribution to the AVS.
Pri zakoncih, ki se ne ukvarjajo z nobeno pridobitno dejavnostjo, se šteje, da so njihovi prispevki plačani, če je njihov aktivni zakonec plačeval vsaj dvakratnik minimalnega prispevka v okviru AVS.
This also applies in the case of a registered partnership.
Enak pogoj velja pri registrirani partnerski skupnosti.
In the case of persons not in work, the basis for calculation is replacement income and assets.
Pri neaktivnih osebah je osnova nadomestni dohodek in premoženje.
If there are several survivors, the survivors’ pensions may amount to a maximum of 70% of insured income overall (90% if there is also a pension for a divorced spouse).
Če je preživelih več oseb, se njihove pokojnine zvišajo v celoti do največ 70% zavarovanega zaslužka (90%, če med drugim obstaja tudi pokojnina za ločenega zakonca).
Swiss citizens and nationals of Member States of the European Economic Area living in a third State may become a member of the optional insurance scheme if they were affiliated with the compulsory AVS/AI insurance scheme immediately prior to this for at least five consecutive years.
Švicarski državljani in državljani držav članic Evropskega gospodarskega prostora, ki živijo v tretji državi, se lahko prostovoljno zavarujejo, če so bili najmanj pet zaporednih let vključeni v obvezno pokojninsko zavarovanje in zavarovanje za preživele osebe ter invalidsko zavarovanje (AVS/AI).