natgillin/translations-raw huggingface dataset:
Noteworthy growth areas included long-dated issuance (maturities of 10 years or above), notably in EUR benchmarks, and also structured issuance in EUR.
ročne emisije (z zapadlostjo 10 let ali več), zlasti primerjalno v EUR, pa tudi strukturirane emisije v EUR.
Long-dated issuance raised over EUR 23bn equivalent, double last year’s issuance in this maturity spectrum.
Dolgoročne emisije so presegale 23 mrd v protivrednosti EUR, kar je bilo dvakrat več od lanske emisije v tem razponu zapadlosti.
Overall, issuance in EUR (39% of the total) accounted for the largest share of funding, followed by USD (29%) and GBP (20%).
Na splošno so emisije v EUR (39 % od celote) predstavljale največji delež financiranja, ki sta mu sledila USD (29 %) in GBP (20 %).
Currency diversification continued, with issuance in 12 additional currencies (12%).
Valutna diverzifikacija se je nadaljevala z emisijo v 12 dodatnih valutah (12 %).
This reflects the Bank’s ongoing contribution to the development of capital markets in currencies of the new Member States and Acced-ing/Accession Countries, where issuance in local currency also supports the development of the EIB’s lending activities.
Ta odraža stalni prispevek Banke k razvoju kapitalskih trgov v valutah novih držav članic in držav, ki pristopajo/v državah pristopnicah, kjer emisija v domači valuti prav tako podpira razvoj posojilnih dejavnosti EIB.
New priority objective: SMEs
Dodan šesti prednostni cilj: MSP
At its 2005 annual meeting, the EIB’s Board of Governors decided to include support for SMEs in the Bank’s core objectives.
Na letnem srečanju 2005 je Svet guvernerjev EIB sklenil vključiti pomoč MSP med glavne cilje Banke.
To this end, new ways of collaborating with the banking sector are being explored.
V ta namen se preučujejo novi načini sodelovanja z bančnim sektorjem.
In addition, the EIB and EIF will use their combined strength to develop financial products tailored to the specific needs of SMEs operating in the different national and regional markets.
Poleg tega bosta EIB in EIF z združenimi močmi skušala izoblikovati finančne produkte, ki bi ustrezali specifičnim potrebam MSP, ki poslujejo na različnih nacionalnih in regionalnih trgih.
In 2005, global loans to financial intermediaries, which on-lend for small-scale investments, amounted to EUR 9bn, of which EUR 4.2bn went to some 20 000 SMEs.
V letu 2005 so globalna posojila finančnim posrednikom, ki nadaljnje posojajo sredstva za namene manjših investicij, znašala 9 mrd EUR, od česar 4,2 mrd EUR za približno 20.000 MSP.
Borrowing activities in 2005
Dejavnosti kreditiranja v letu 2005
Under the 2005 funding programme, the Bank raised EUR 49.8bn through 330 transactions
V okviru programa financiranja za leto 2005 je Banka najela 49,8 mrd EUR s preko 330 transakcijami v petnajstih valutah.
The Corporate Operational Plan for the period 2006-2008
Poslovni načrt za obdobje 2006-2008
The Corporate Operational Plan describes how the EIB plans to contribute to the strategic objectives of the EIB Group and therefore to its mission.
Poslovni načrt opisuje, kako namerava EIB prispevati k uresničevanju strateških ciljev Skupine EIB in s tem tudi k njenemu poslanstvu.
The 2006-2008 COP translates the new strategy adopted by the Board of Governors in June 2005 into priorities, actions and initiatives.
Poslovni načrt za obdobje 2006-2008 pretvarja novo strategijo, ki jo je Svet guvernerjev sprejel junija 2005, v prednostne naloge, ukrepe in pobude.
Innovation, quality, new mandates and development impact from strong risk assessment and management structures as well as from the quality of its loan portfolio.
Inovacije, kakovost, nova pooblastila in vpliv na razvoj izkorišča ugodno oceno tveganja in vodstvene strukture ter kakovost svojega kreditnega portfelja.
Over the last few years, the quality of the EIB’s loan book has been excellent, with the best credit risks, according to the Bank’s own rating, making up 96% of the portfolio, which leaves sufficient space to absorb a number of operations with a higher risk profile.
V zadnjih letih je bila kakovost posojilne knjige EIB odlična, z najboljšimi kreditnimi tveganji, in je po lastnih bonitetnih ocenah banke predstavljala 96 % portfelja, kar omogoča dovolj manevrskega prostora za izvajanje številnih dejavnosti z višjim tveganjem.
Outside the European Union, the Bank operates under lending mandates decided by the European Council.
Zunaj Evropske unije banka deluje v skladu s pooblastili kreditiranja, ki jih ji podeli Evropski svet.
The existing mandates in the Enlargement and Eastern Neighbour Countries, the Mediterranean Partner Countries (MPCs), the Republic of South Africa, and Asia and Latin America are coming to an end in 2007 and new mandates will have to be agreed for the period from January 2007 to 2013.
Obstoječa pooblastila na območju širitve in v vzhodnih sosednjih državah, sredozemskih državah partnericah (SPC), Južnoafriški republiki, Aziji in Latinski Ameriki se počasi iztekajo v letu 2007, zato se bo treba za obdobje od 2007 do 2013 dogovoriti o novih pooblastilih.
Considering the near depletion of available resources under the present Euromed II mandate by end-2005, the EIB has decided to provide loans on its own risk in the MPCs in 2006.
Glede na skorajšnje iztrošenje razpoložljivih sredstev v okviru pooblastila Euromed II do konca leta 2005 se je EIB odločila, da bo sama zagotovila posojila in prevzela tveganje v SPC v letu 2006.
The EIB Group will continue to support growth and employment within the European Union and help take forward the Lisbon Agenda.
Skupina EIB bo še naprej podpirala rast in zaposlovanje v Evropski uniji ter pomagala pospeševati izvajanje programa lizbonske strategije.
In Europe, the operational focus is on innovation and quality.
V Evropi se bo osredotočila na inovacije in kakovost.
Innovation implies that the EIB Group will develop new financial instruments, also in cooperation with the European Commission, and that it will find new and improved ways of working together with the banking sector, notably in order to strengthen the EIB’s support for small and mediumsized enterprises, which, since the Board of Governors’ decision, is included among the Group’s key operational priorities (the others being economic and social cohesion, the Innovation 2010 Initiative, protecting and improving environment, the development of Trans-European Networks and support for the development policy of the European Union in partner countries).
Inovacije pomenijo, da bo Skupina EIB razvijala nove finančne inštrumente, med drugim tudi v sodelovanju z Evropsko komisijo, in da bo poskušala poiskati nove in izboljšane načine skupnega delovanja z bančnim sektorjem, predvsem z namenom krepitve podpore EIB za mala in srednje velika podjetja, kar je bilo na podlagi odločitve Sveta guvernerjev vključeno med ključne operativne prednostne naloge Skupine (te med drugim vključujejo tudi ekonomsko in socialno kohezijo, Novo pobudo i2i, varstvo in izboljševanje okolja, razvoj vseevropskih omrežij in podporo za razvojno politiko Evropske unije in držav partneric).
In line with their new priority status, global loans for SMEs should account for more than 50% of all global loans in 2006.
V skladu z njihovim novim prednostnim statusom bodo globalna posojila MSP-jem predstavljala več kot 50 % vseh globalnih posojil v letu 2006.
Under the Cotonou Partnership Agreement, the Bank intends to further develop its lending activity in the African, Caribbean and Pacific countries, in terms of both new instruments for ACPs – e.g. guarantees – and geographical and sectoral spread.
V okviru Sporazuma o partnerstvu iz Cotonouja namerava banka nadalje razvijati svojo posojilno dejavnost v afriških, karibskih in pacifiških državah, tako z vidika obeh novih inštrumentov za AKP – npr. garancij – kot tudi geografske in sektorske širitve.
Particular attention will be paid to the development impact of EIB operations.
Posebna pozornost bo namenjena razvojnemu vplivu poslovanja EIB.
Increased advisory services
Razširjena dejavnost poslovnega svetovanja
The focus on quality requires further strengthening of the value added content of operations, including a progressive increase in the Bank’s taking of credit risk to enhance financial value added.
Osredotočenje na kakovost zahteva nadaljnjo krepitev dodatne vrednosti dejavnosti, vključno s progresivnim povečevanjem kreditnega tveganja, ki ga prevzema banka z namenom povečevanja finančne dodane vrednosti.
To that end, the Bank has reviewed its credit risk policy in order to reduce minimum credit ratings and has further developed its Structured Finance Facility, which enables lending to low – or below – investment-grade borrowers and projects via mezzanine and subordinated debt, derivatives and equity-type instruments.
S tem namenom je banka prenovila svojo politiko kreditnega tveganja, da bi tako zmanjšala količino najnižjih bonitetnih ocen in dalje razvila svoje strukturne finančne ukrepe, na podlagi katerih lahko financira projekte in posojilojemalce z nizko, ali celo prenizko boniteto, v obliki začasnih in podrejenih posojil, izvedenih finančnih inštrumentov in lastniških inštrumentov.
The Bank benefits
Banka uspešno
The EIB Group also intends to increase its provision of advisory services where its technical expertise can support EU policies. Notably in the
Skupina EIB namerava povečati obseg poslovnega svetovanja, na področju katerega lahko nudi teh-
The EIB’s Board of Directors
Svet direktorjev EIB
The EIF has also developed advisory services drawing on its expertise in the fields of venture capital and portfolio guarantees to support regional and financial organisations in creating more favourable conditions and enhanced access to finance for small and mediumsized enterprises.
nično strokovno znanje in s tem podpira politike EU. Države članice in lokalne oblasti so Banko pogosto prosile za pomoč in svetovanje predvsem na področju prometne infrastrukture, in sicer pri razvoju novih finančnih struktur, pa tudi za pomoč pri izgradnji prednostnih vseevropskih omrežij.
field of transport infrastructure, Member States and local authorities have requested the Bank on numerous occasions to play an advisory role in the development of new financing structures or to provide support in the construction of priority Trans-European Networks.
EIF je razvil svetovalne storitve, v okviru katerih izkorišča svoje strokovno znanje na področju naložbenega kapitala in portfeljskih garancij, s katerimi podpira regionalne in finančne organizacije pri ustvarjanju ugodnejših pogojev in izboljševanju dostopnosti do financiranja za mala in srednje velika podjetja.
Cooperation with the European Commission
Sodelovanje z Evropsko komisijo
Cooperation and joint product development between the EIB and the European Commission will be further intensified.
Poleg tega banka podpira prednostni cilj Unije na področju pospeševanja varovanja in izboljševanja okolja v okviru Kjotskega protokola z uvedbo Tehnične pomoči za podnebne spremembe (Climate Change Technical Assistance Facility).
In the context of the European Action for Growth, the EIB will be involved upstream in project issues, but also in the design of specific financial instruments mobilising
To zagotavlja naprednejše oblike financiranja in pomoči pospeševalcem projektov pri razvoju potenciala dejavnosti zmanjševanja ogljikovega dioksida in povečanega ustvarjanja ogljikovih kreditov, s katerimi je možno trgovati v okviru programov trgovanja z emisijami EU (Emissions Trading
The Corporate Operational Plan for the period 2006-2008 organising and participating in public events, and developing the Bank’s website, publications and dialogue with civil society.
Poslovni načrt za obdobje 2006-2008 dejavnostih.To vključuje sodelovanje s poročevalskimi mediji, organizacijo in sodelovanje na javnih dogodkih ter razvoj spletnih strani banke, publikacij in dialoga s civilno družbo.
budget resources over the 2007-2013 programming period.
Evropske pobude za rast bo EIB sodelovala na višjih projektnih nivojih, hkrati pa tudi pri oblikovanju posebnih finančnih inštrumentov, s katerimi bodo mobilizirana finančna sredstva v programskem obdobju 2007-2013.
The creation of new instruments by the Commission, to be managed by the Bank, will help to leverage grant aid with EIB loans and technical and market expertise.
Ustvarjanje novih inštrumentov Komisije, ki jih bo upravljala banka, bo pomagalo pri spodbujanju zagotavljanja pomoči v obliki posojil EIB ter tehničnega in tržnega znanja.
The EIB’s website is a central tool for the Bank’s transparency.
Spletna stran EIB je glavno orodje za zagotavljanje preglednosti.
Work will therefore continue on an annual rolling programme to develop and improve the content and user-friendliness of the EIB’s website with the introduction of a new content management system.
Zato se bo nadaljevalo delo na osnovi vsakoletnih programov razvoja in izboljševanja vsebin ter zagotavljanja uporabnikom prijaznih spletnih strani EIB z uvajanjem novega sistema upravljanja vsebin.
Public consultation on the Bank’s disclosure policy was carried out in 2005.
Javno posvetovanje o politiki Banke na področju javnih razkritij je bilo izvedeno v letu 2005.
This was the first time that the EIB has consulted the public on a Bank policy.
EIB se je tako z javnostjo prvič posvetovala o politiki banke.
The new disclosure policy, effective as of 2006, will be based on a presumption of disclosure.
Nova politika razkrivanja, ki začne veljati v letu 2006, bo temeljila na predpostavki razkritja.
The Bank will also consider public consultation on further EIB policies.
Banka se bo tudi o drugih politikah EIB posvetovala z javnostjo.
Against this background, the organisation of the Directorate for Lending Operations in Europe has been adapted as of 1 January 2006 with the creation of a new horizontal department named “Action for Growth Instruments”.This new department is responsible for all structured finance operations (risk-sharing loans) in support of Trans-European Networks and the Innovation 2010 Initiative (i2i), the two legs of the Action for Growth initiative launched by the European Council in 2003.
Zato je bila s 1.1.2006 z ustanovitvijo novega horizontalnega oddelka imenovanega „Inštrumenti pobude za rast“ spremenjena organiziranost Direktorata za področje kreditiranja v Evropi. Ta novi oddelek je odgovoren za vse dejavnosti strukturnih posojil (posojila z razpršenim tveganjem) za podporo vseevropskih omrežij ter Nove pobude i2i, pri čemer je Evropski svet ustanovil dve veji Pobude za rast v letu 2003.
It also leads the Directorate’s centres of expertise on i2i, TENs/PPPs and environmental protection, and coordinates its advisory services.
Zadolžen je tudi za vodenje strokovnih centrov direktorata na področju i2i,TEN/PPP ter varovanja okolja in koordinacijo svetovalnih služb.
The department will contribute to ensuring consistent and coherent cooperation with the European Commission and the development of joint financial instruments for growth.
Oddelek bo pomagal zagotoviti stalno in usklajeno sodelovanje z Evropsko komisijo ter razvoj skupnih finančnih inštrumentov rasti.
The EIB and the Commission have also decided on a substantial enlargement of the current cooperation framework with the Structural Funds for the programming period 20072013.
EIB in Komisija sta se prav tako odločili za bistveno povečanje trenutnega obsega sodelovanja s stru- kturnimi skladi za programsko obdobje 2007-2013.
Under JASPERS (Joint Assistance in Supporting Projects for European Regions), the beneficiary countries will be able to obtain technical assistance from the Bank to ensure the quality of projects and their implementation.
V okviru programa JASPERS (Skupna pomoč pri podpori projektov za evropske regije) bodo lahko države upravičenke v banki pridobile tehnično pomoč, s katero bodo zagotovile kakovost proje- ktov in njihove izvedbe.
A dedicated task force of some 50 European Commission, EBRD and EIB professionals will operate from the Bank’s Luxembourg head- quarters and in the field.
Posebna delovna skupina, sestavljena iz okrog 50 strokovnjakov iz Evropske komisije, EBRD in EIB, bo delovala v luksemburških prostorih Banke in tudi na terenu.
Accountability through transparency
Odgovornost in preglednost
The COP period 2006-2008 will see the EIB continue to increase its transparency by stepping up the provision of information about its activities. This will involve interacting with the news media,
Poslovni načrt za obdobje 2006-2008 predvideva, da bo EIB še naprej izboljševala svojo preglednost s stopnjevanjem zagotavljanja informacij o svojih
The strategy map is a visual representation of the EIB’s strategy and the processes and systems necessary to implement that strategy.
Strateška karta je vizualna predstavitev strategije EIB in potrebnih procesov in sistemov za izvajanje te strategije.
It shows employees how their jobs are linked to the Bank’s overall objectives.
Zaposlenim pokaže, kako so njihova delovna mesta povezana s splošnimi cilji Banke.
Balanced development throughout the European Union
Uravnotežen razvoj v celotni Evropski uniji
Supporting economic and social cohesion within the European Union constitutes the main remit of the EIB and is a core lending objective.
Podpora ekonomski in socialni koheziji v Evropski uniji je glavna obveza EIB in najpomembnejši cilj kreditiranja.
Regional development, with the aim of reducing imbalances between the regions, is an essential component of that objective.
Regionalni razvoj s ciljem zmanjševanja razlik med regijami pa je njegova bistvena sestavina.
Fostering economic and social cohesion in the less favoured regions is the prime task assigned to the Bank by the Treaties.
Spodbujanje ekonomske in socialne kohezije v območjih z omejenimi možnostmi, je primarna naloga, ki jo Banki nalagajo Pogodbe.
In view of the challenges resulting from enlargement and the continuing disparities within each Member State, the EIB’s Board of Governors, when it reviewed the Bank’s strategy in 2005, reaffirmed that economic and social cohesion was to remain its top priority.
Glede izzivov, ki jih prinaša širitev in stalnih neskladij znotraj posameznih držav članic, je Svet guvernerjev ob pregledovanju strategije Banke v letu 2005 potrdil, da ekonomska in socialna kohezija ostaja njena najpomembnejša prednostna naloga.
The enlarged European Union and the future cohesion policy for the 2007-2013 period put economic and social cohesion high on the EU agenda: adding further importance to this objective is the Lisbon Strategy, with its focus on investment in education, research and innovation as a means of achieving sustained economic growth and employment.
Razširjena Evropska unija in prihodnja kohezijska politika za obdobje 2007-2013 pa ekonomsko in socialno kohezijo postavlja tudi v sam vrh prednostnih nalog EU: lizbonska strategija še dodatno povečuje pomembnost tega cilja, predvsem s svojo osredotočenostjo na investicije v izobraževanje, raziskave in inovacije kot sredstvo za doseganje trajnostne gospodarske rasti in zaposlovanja.
EUR 34bn for the regions
34 mrd EUR za regije
Regional development in the EU Individual loans 2005: EUR 28.1bn
Regionalni razvoj v EU Individualna posojila v letu 2005: 28,1 mrd EUR
(million)
(milijonov)
In 2005, the Bank granted loans of almost EUR 28bn in the 25-member Union for projects to assist regions lagging behind in their economic development (Objective 1 regions) or grappling with structural difficulties (Objective 2 regions), or suffering from both, which is equivalent to 84% of total individual loans in the EU.
V letu 2005 je Banka odobrila posojila v višini skoraj 28 mrd EUR v Uniji petindvajsetih članic za projekte na področju pomoči regijam, ki zaostajajo v gospodarskem razvoju (regije Cilja 1), on v okviru reševanja strukturnih razlik (regije Cilja 2), ali tistih, ki se soočajo z obema omenjenima problemoma, kar je predstavljalo 84 % celotnih posameznih posojil.
Global loans to financial intermediaries, for on-lending in support of small and medium-scale investments in assisted areas, reached EUR 5.9bn, bringing total lending for economic and social cohesion to some EUR 34bn in 2005, 80% of all lending in the EU last year.
Globalna posojila finančnim posrednikom za nadaljnje kreditiranje investicij manjšega in srednjega obsega na področjih, ki prejemajo pomoč, so znašala 5,9 mrd EUR, skupna posojila na področju ekonomske in socialne kohezije pa okrog 34 mrd EUR v letu 2005 oz. 80 % celotnih posojil EU v lanskem letu.
In 2006, the Bank also intends to focus at least two thirds of its individual loans and half of its global loans on projects supporting economic and social cohesion.
V letu 2006 Banka namerava še naprej namenjati vsaj dve tretjini posameznih posojil in polovico globalnih posojil za projekte, katerih namen je zagotavljanje podpore ekonomski in socialni koheziji.
Objective 1Objective 2Multi-regional
Cilj 1Cilj 2Večregionalno
Reflecting the priority given to the development of EIB activities in the new Member States, lending in these countries was particularly strong at EUR 4.9bn.
Glede na prednostne naloge na področju razvoja dejavnosti EIB v novih državah članicah je bilo kreditiranje v teh državah še posebej močno, saj je doseglo 4,9 mrd EUR.
Regional development in the EUBreakdown of individual loans by sector (2005)
Regionalni razvoj v EURazporeditev individualnih posojil po sektorjih (2005)
Cooperation with the European Commission
(milijonov) je veljalo tudi za 82 % posojil Banke namenjenih izboljšanju okolja in 84 % posojil v okviru spodbujanja lizbonske strategije.
Total %
Skupaj %
Total individual loans
Individualna posojila skupaj
Global loans
Globalna posojila
The most significant development in this context is JASPERS (see box), an ambitious technical assistance partnership between the Commission’s DG REGIO and the EIB, as well as the EBRD, supporting the successful implementation of the future EU cohesion policy.
Najpomembnejši razvoj na tem področju je program JASPERS (glej okvir), ambiciozno partnerstvo za tehnično pomoč med Generalnim direktoratom Evropske komisije za regionalno politiko (DG REGIO) in EIB ter EBRD, katerega namen je zagotavljanje podpore za uspešno izvajanje bodoče kohezijske politike EU.
Union Structural and Cohesion Funds.
področju Strukturnega programa posojil EIB, ki je sestavljen iz sofinanciranja programov, ki črpajo iz sredstev strukturnih in kohezijskih skladov Evropske unije.
Launched in Italy and Spain in 2001, SPL has been extended to other EU countries over the years and has now become a common instrument in the new Member States.
Strukturni program posojil je bil uveden leta 2001 v Italiji in Španiji, nato pa z leti razširjen na druge države članice EU, sedaj pa je postal običajen inštrument v novih državah članicah.
Support for investment in assisted areas was also strong in Spain (EUR 6.1bn), Germany (EUR 4.8bn), Italy (EUR 3.9bn) and the United Kingdom (EUR 2.9bn).
Podpora na področjih, ki prejemajo pomoč je bila prav tako močna v Španiji (6,1 mrd EUR), Nemčiji (4,8 mrd EUR), Italiji (3,9 mrd EUR) in Združenem kraljestvu (2,9 mrd EUR).
Future growth in lending is expected primarily from projects in the new Member States and the Acceding and Accession Countries.
Nadaljnja rast kreditiranja se pričakuje predvsem na področjih projektov v novih državah članicah ter državah v pristopu in pristopnicah.
EIB loans covered all sectors of the economy, the main ones in 2005 being communications (46%), industry and services (22%) and health and education (9%).
Posojila EIB so pokrivala vse gospodarske sektorje, pri čemer so bili najpomembnejši v letu 2005 sektor komunikacij (46 %), industrije in storitev (22 %) ter zdravstva in izobraževanja (9 %).
Much of the lending for economic and social cohesion also benefited other EU priority objectives.
Večina posojil, namenjenih ekonomski in socialni koheziji, je pokrivala tudi druge prednostne cilje EU.
Thus 79% of lending for TENs and other major European networks – including energy networks – went to assisted areas; this was likewise true of 82% of Bank loans aimed at improving the environment and 84% of loans to underpin the Lisbon Strategy.
Tako je bilo 79 % posojil za TEN in druga večja evropska omrežja – vključno z energetskimi omrežji – odobrenih na področju prejemnic pomoči, kar