natgillin/translations-raw huggingface dataset:
(b) umik prispevkov bi resno ogrozil nemoteno opravljanje storitev lokalnih organov.
(b) the loss of the deposits would seriously undermine the continued provision of local government services.
(a) vloge, ki prihajajo od nepremičninskih transakcij v zvezi z zasebnimi stanovanjskimi nepremičninami za največ 12 mesecev po dobropisu zneska ali po tem, ko postanejo te vloge zakonito prenosljive;
(a) deposits resulting from real estate transactions relating to private residential properties for up to 12 months after the amount has been credited or from the moment when such deposits become legally transferable;
(c) vloge, ki izpolnjujejo vidike, opredeljene v nacionalnem pravu, in izhajajo iz nekaterih oblik zavarovalnine ali nadomestila za poškodbe pri kaznivih dejanjih ali krivičnih obsodbah, za največ dvanajst mesecev po dobropisu zneska ali po tem, ko postanejo te vloge zakonito prenosljive.
(c) deposits that serve purposes defined in national law and are based on the payment of insurance benefits or compensation for criminal injuries or wrongful conviction, for up to 12 months after the amount has been credited or from the moment when such deposits become legally transferable .
državam članicam ne preprečuje ohranitve ali uvedbe sistemov, ki ščitijo proizvode v zvezi s starostjo in pokojnine, če ti sistemi ne le ščitijo vloge, ampak tudi ponujajo razumljivo zaščito za vse proizvode in situacije, ki pridejo v zvezi z njimi v poštev.
shall not prevent Member States from maintaining or introducing schemes protecting old-age provision products and pensions, provided that such schemes do not only cover deposits but offer comprehensive coverage for all products and situations relevant in this regard.
Kar zadeva vloge v kreditnih institucijah ali v podružnicah tujih kreditnih institucij v državah članicah izpred 31. decembra 2010 in vloge vlagateljev, katerih glavno prebivališče je v državi članici, ki je pred 1. januarjem 2008 imela zakonsko predpisan sistem zajamčenih vlog z določeno ravnjo jamstva med 100 000 in 300 000 EUR za vloge, lahko zadevne države članice z odstopanjem od odstavka 1 odločijo, da dotedanja določena raven jamstva ostane nespremenjena.
With regard to deposits with credit institutions or branches of foreign credit institutions in the Member States which were already made before 31 December 2010 and with regard to deposits of depositors whose principal place of residence is in an Member State which, before 1 January 2008, had a statutory Deposit Guarantee Scheme with a fixed coverage level between EUR 100 000 and EUR 300 000 for deposits, the Member States concerned may decide, by way of derogation from paragraph 1, that the fixed coverage level hitherto in force shall remain in force unaltered .
V tem primeru je treba ustrezno prilagoditi ciljno raven in prispevke na podlagi tveganja kreditnih institucij.
In that case, the target level and the risk-based contributions of the credit institutions shall be adjusted accordingly.
(a) do določenega datuma, o katerem se je dogovoril s pristojnimi organi in ki je pozneje, kot rok, določen v členu 7(1), izplačan v valuti, v kateri je bil voden račun, ali
(a) paid out in the currency in which the account was maintained by a specified date that has been agreed with the competent authorities and which is later than the deadline laid down in Article 7(1), or
(b) izplačan v valuti države članice, v kateri je bil voden račun - v tem primeru se uporabi menjalni tečaj za valuto, v kateri je bil voden račun - do dne, ko pristojni organi sprejmejo ugotovitev iz člena 2(1)(e)(i) ali ko pravosodni organ sprejme odločitev iz člena 2(1)(e)(ii).
(b) paid out in the currency of the Member State in which the account was maintained, in which event, the exchange rate used shall be that for the type of currency in which the deposit was maintained up to the date on which the competent authorities make the determination referred to in Article 2(1)(e)(i) or when the judicial authority makes the ruling referred to in Article 2(1)(e)(ii).
v odstavku 1, v skladu z inflacijo v Evropski uniji na osnovi sprememb v harmoniziranem indeksu cen življenjskih potrebščin, ki ga objavi Komisija.
referred to in paragraph 1 in accordance with inflation in the European Union on the basis of changes in the harmonised index of consumer prices published by the Commission.
ima pooblastilo, da v skladu s členom 16
shall be empowered to adopt delegated acts in accordance with Article 16 concerning the periodical update, at least every five years, of
od predhodne prilagoditve
since the previous adjustment
Navedeni ukrep, namenjen spremembi nebistvenih določb te direktive, se sprejme v skladu s členom 16.
That measure, designed to amend non-essential elements of this Directive, shall be adopted in accordance with Article 16.
Obveznosti vlagatelja do kreditne institucije se ne upoštevajo pri izračunu izplačljivega zneska
Liabilities of the depositor against the credit institution shall not be taken into account when calculating the repayable amount
, pod pogojem, da ne gre za obveznosti vlagatelja, ki zapadejo na referenčni datum
except for liabilities of the depositor which are due on the reference date
Države članice lahko sklenejo, da se za namene izplačila vloge vlagatelja pri isti kreditni instituciji v skladu s členom 7(1) ne združijo, temveč se v skladu s pravnimi predpisi države članice omogoči, da kreditne institucije nastopajo pod različnimi blagovnimi znamkami.
Member States may decide that, for the purposes of the repayment referred to in Article 7(1), the deposits of a depositor with the same credit institution are not to be aggregated where the law of the Member State allows credit institutions to operate under different brand names.
Če izračun vodi do višjega zneska kritih vlog na vlagatelja in na kreditno institucijo, kot predvideno v členu 5, se ustrezno zvišajo prispevki v sistem zajamčenih vlog, izračunani v skladu s členoma 9 in 11.
If that calculation leads to a larger amount of covered deposits per depositor and per credit institution than provided for by Article 5, the contributions to the Deposit Guarantee Scheme calculated pursuant to Articles 9 and 11 shall be increased accordingly.
Vloge za različne blagovne znamke iste kreditne institucije se ne smejo združevati čezmejno.
Aggregation of deposits for different brands from the same credit institution shall not apply to cross-border situations.
Sistemi zajamčenih vlog morajo biti sposobni izplačati nerazpoložljive vloge v roku
Deposit Guarantee Schemes shall be in a position to repay unavailable deposits within
petih delovnih dni in najpozneje teden dni
five working days but no less than a week
po datumu, ko so ustrezni pristojni organi sprejeli ugotovitev iz člena 2(1)(e)(i) ali ko je pravosodni organ sprejel odločitev iz člena 2(1)(e)(ii).
of the date on which the competent authorities make a determination as referred to in Article 2(1)(e)(i) or a judicial authority makes a ruling as referred to in Article 2(1)(e)(ii).
Države članice se lahko odločijo, da za vloge iz člena 6(3) velja daljše obdobje za izplačilo.
Member States may decide that deposits referred to in Article 6(3) are subject to a longer repayment period.
Vendar to obdobje ne preseže 3 mesecev od datuma, ko pristojni organi sprejmejo ugotovitev iz člena 2(1)(e)(i) ali ko pravosodni organ sprejme odločitev iz člena 2(1)(e)(ii).
However, that period shall not exceed 3 months from the date on which the competent authorities make a determination as referred to in Article 2(1)(e)(i) or a judicial authority makes a ruling as referred to in Article 2(1)(e)(ii).
Države članice lahko sklenejo, da do 31. decembra 2016 velja rok za izplačilo v 20 delovnih dneh, če pristojni nadzorni organi po temeljitem pregledu ugotovijo, da sistemi zajamčenih vlog še ne morejo omogočati roka za izplačilo v petih delovnih dneh in vsaj enem tednu.
Member States may decide that until 31 December 2016 a time limit for repayment of 20 working days is to apply, provided that, after a thorough examination, the competent authorities establish that the Deposit Guarantee Schemes are not yet in a position to guarantee a time limit of five working days but no less than a week for repayment.
Če vlagatelj nima pravice neomejeno razpolagati z vloženimi zneski na računu iz člena 6(3), prejme izplačilo znotraj roka iz prvega pododstavka.
A depositor who is not absolutely entitled to the sums held in those accounts referred to in Article 6(3) shall be repaid within the time limit referred to in the first subparagraph.
To plačilo se upošteva, ko prejmejo izplačilo osebe z neomejeno pravico razpolaganja.
That payment shall be taken into account when the persons absolutely entitled are repaid.
Če države članice določijo rok za izplačilo v 30 delovnih dneh, ki velja do 31. decembra 2016, sistem zajamčenih vlog vlagatelju na njegovo zahtevo v petih dneh in najpozneje v enem tednu izplača imetje, do katerega je upravičen, v enkratnem znesku do 5000 EUR.
If Member States have adopted a time limit for repayment of 20 working days as applicable until 31 December 2016, the Deposit Guarantee Scheme shall, upon the request of a depositor, make a one-off payout of up to EUR 5 000 within five working days but no less than a week, on his deposit eligible for repayment.
Izplačilo iz odstavka 1 se lahko odloži v primerih, kadar:
Repayment or payout as referred to in paragraph 1 may be deferred in the following cases:
(a) ni jasno, ali ima druga oseba zakonito pravico do izplačila ali pa je vloga predmet pravnega spora;
(a) where it is uncertain whether a person is legally entitled to receive repayment or the deposit is subject to legal dispute;
(b) za vlogo veljajo gospodarske sankcije, ki so jih naložile nacionalne vlade ali mednarodni organi;
(b) where the deposit is subject to economic penalties imposed by national governments or international bodies;
(c) v zadnjih 24 mesecih ni bilo transakcije, povezane z vlogo (račun v mirovanju);
(c) where there has been no transaction relating to the deposit within the last 24 months (the account is dormant);
(d) znesek za izplačilo se obravnava kot del začasno visokega salda, kot je določeno v členu 5(1a); ali
(d) where the amount to be repaid is deemed to be part of a temporary high balance as defined in Article 5(1a);or
(e) vsoto mora povrniti sistem zajamčenih vlog države gostiteljice v skladu s členom 12(2).
(e) where the amount to be repaid is to be paid out by the Deposit Guarantee Scheme of the host Member State in accordance with Article 12(2).
uradnih jezikih države članice, v kateri je locirana zajamčena vloga.
or languages of the Member State in which the guaranteed deposit is located.
Če je vlagatelj ali druga oseba s pravico udeležbe ali razpolaganja z zneskom na računu obdolžena kaznivega dejanja, ki izhaja ali je povezano s pranjem denarja iz člena 1
Notwithstanding the time limit laid down in paragraph 1, where a depositor or any person entitled to or interested in sums held in an account has been charged with an offence arising out of or in relation to money laundering as defined in
, se lahko do izreka sodbe sodišča, ne glede na časovno omejitev iz odstavka 1, ustavijo vsa plačila iz sistema jamstev za hranilne vloge
, the Deposit Guarantee Scheme may suspend any payment
, ki zadevajo vlagatelja
in which the depositor is concerned
Izplačilo se ne izvede, če v zadnjih 24 mesecih ni bilo transakcije, povezane z vlogo, in je vrednost vloge nižja kot upravni stroški, ki bi nastali ob takem izplačilu.
No repayment shall be effected where there has been no transaction relating to the deposit within the last 24 months and the value of the deposit is lower than the administrative costs that would arise from such repayment.
možnost ukrepati
by the depositor
proti sistemu zajamčenih vlog.
against the Deposit Guarantee Scheme.
Brez poseganja v kakršne koli druge pravice na podlagi nacionalne zakonodaje, imajo sistemi, ki opravljajo plačila v okviru zavarovanja vlog
Without prejudice to any other rights which they may have under national law, schemes which make payments under guarantee
v nacionalnem okviru
within a national framework
, pravico, da ob likvidacijskem postopku posežejo v pravice vlagatelja do višine njihovih plačil.
shall have the right of subrogation to the rights of depositors in liquidation proceedings for an amount equal to their payments.
tako, da vsaj enkrat letno povečajo prispevek
at least once a
dokler ni
until the target level is reached
Če razpoložljiva finančna sredstva znašajo manj kot dve tretjini ciljne ravni, redni prispevek ne znaša manj kot
Where the available financial means amount to less than two thirds of the target level, the regular contribution shall not be less than
Ko je bila ciljna raven prvikrat dosežena in
After the target level has been reached for the first time and where
če razpoložljiva finančna sredstva
the available financial means amount to less than two thirds of the target level
zaradi uporabljenih sredstev
due to funds being used
znašajo manj kot dve tretjini ciljne ravni, redni prispevek ne znaša manj kot
, the regular contribution shall not be less than
Gospodarske družbe, ki so vključene v isto skupino za namene konsolidiranih računovodskih izkazov, kakor določa Direktiva 83/349/EGS ali priznani mednarodni računovodski standardi, se za
Companies which are included in the same group for the purposes of consolidated accounts, as defined in Directive 83/349/EEC or in accordance with recognised international accounting rules, shall be regarded as a single body for
Če razpoložljiva finančna sredstva sistema zajamčenih vlog ne zadoščajo za izplačilo vlagateljem, ko vloge prenehajo biti razpoložljive, njegove članice plačajo izredne prispevke, ki ne presegajo 0,5 % njihovih
If the available financial means of a Deposit Guarantee Scheme are insufficient to repay depositors when deposits become unavailable, its members shall pay extraordinary contributions not exceeding 0.5% of their
vlog na koledarsko leto.
deposits per calendar year.
Skupni znesek prispevkov iz odstavkov 1 in
The cumulated amount of contributions referred to paragraphs 1 and
ne sme preseči 1 %
may not exceed 1% of
Pristojni organi lahko
The competent authorities may
Zadevni znesek plačil se plača kasneje, ko plačilo ne ogroža več poravnavanja terjatev drugih upnikov.
The sum concerned shall be contributed at a later point in time, when the payment no longer jeopardises the settlement of claims of other creditors.
a) finančna sredstva sistema presegajo 1% upravičenih vlog po takšnem ukrepu;
(a) a scheme's financial means exceed 1% of eligible deposits after such measure;
b) sistem zajamčenih vlog v enem mesecu od odločitve za takšen ukrep predloži poročilo Evropskemu bančnemu organu, v katerem dokaže, da zgoraj navedena meja ni bila presežena.
(b) the Deposit Guarantee Scheme, within one month from its decision to take such measure, submits a report to the European Banking Authority proving that the limit referred to above was not exceeded.
Sistemi zajamčenih vlog lahko uporabijo razpoložljiva finančna sredstva nad pragom iz odstavka 5 za preventivne in podporne ukrepe, če so izpolnjeni naslednji pogoji:
Deposit Guarantee Schemes may use available financial means in excess of the threshold in paragraph 5 for preventive and support measures, provided that the following conditions are met:
(a) sistem zajamčenih vlog ima v primerjavi s pridruženimi kreditnimi institucijami ustrezne sisteme za nadzor in razvrstitev tveganj z ustreznimi možnostmi vplivanja;
(a) the Deposit Guarantee Scheme has appropriate systems for monitoring and classifying risks and corresponding opportunities to influence affiliated credit institutions;
(b) sistem zajamčenih vlog ima na voljo postopke in strukture za izbiro, izvedbo in spremljanje preventivnih in podpornih ukrepov;
(b) the Deposit Guarantee Scheme has the necessary procedures and structures to select, implement and monitor prevention and support measures;
(c) preventivni in podporni ukrepi, ki jih zagotavlja sistem zajamčenih vlog, so povezani s posebnimi zahtevami do kreditne institucije, ki potrebuje podporo; te zahteve vključujejo vsaj povečan nadzor nad tveganji, sistem zajamčenih vlog pa ima obsežne pravice preverjanja;
(c) the granting of prevention and support measures by the Deposit Guarantee Scheme is linked to conditions imposed on the credit institution that is being supported, involving at least more stringent risk monitoring and greater verification rights for the Deposit Guarantee Scheme;
(d) pridružene kreditne institucije takoj posredujejo sistemu zajamčenih vlog sredstva, porabljena za preventivne in podporne ukrepe v obliki izrednih prispevkov, če so potrebna izplačila vlagateljem in finančna sredstva sistema zajamčenih vlog znašajo manj kot dve tretjini ciljne ravni; in
(d) the affiliated credit institutions immediately provide the Deposit Guarantee Scheme with the means used for prevention and support measures in the form of extraordinary contributions, if the need to reimburse depositors arises and the available financial means of the Deposit Guarantee Scheme amount to less than two thirds of the target level; and
(e) sposobnost pridruženih kreditnih institucij, da plačajo izredne prispevke v skladu s točko d, se zagotovi z oceno pristojnega nadzornega organa.
(e) the ability of the affiliated credit institutions to pay the extraordinary contributions in accordance with point (d) is assured in the opinion of the competent supervisory authority.
Finančna sredstva se lahko porabijo tudi za ukrepe v zvezi s pravilnim prenehanjem kreditnih institucij, če stroški, ki jih nosi sistem zajamčenih vlog, ne presegajo zneska kritih vlog pri zadevni kreditni instituciji.
The financial resources can also be used for measures in conjunction with the orderly winding-up of a credit institution, provided that the costs borne by the Deposit Guarantee Scheme do not exceed the amount of covered deposits at the credit institution concerned.
Kadar prenehanje nastopi na tak način, sistem zajamčenih vlog v enem mesecu od prenosa vlog predloži poročilo Evropskemu bančnemu organu, v katerem potrjuje, da stroški ne presegajo zneska kritih vlog.
Where winding-up takes place in this manner, the Deposit Guarantee Scheme shall, within one month from the transfer of deposits, submit a report to EBA confirming that the costs borne did not exceed the amount of covered deposits.
v državah članicah
of the amount of eligible deposits and covered deposits in their
v 10 dneh po koncu vsakega meseca
10 days from the end of each month
Države članice
Member States shall inform
obvestijo Evropski bančni organ o znesku upravičenih vlog in kritih vlog
of the amount of eligible deposits and covered deposits in their
ter o znesku razpoložljivih finančnih sredstev njihovih sistemov zajamčenih vlog.
and of the amount of the available financial means of their Deposit Guarantee Schemes.
Pristojni organi te informacije
This information shall be confirmed by the competent authorities and shall, accompanied by this confirmation, transmitted within
in Evropskega bančnega organa
at least on an annual basis.
Sistem zajamčenih vlog je v skladu s posebnimi vladnimi pravili in oblikuje poseben odbor, ki ga sestavljajo visoki predstavniki sistema, njegovi člani in ustrezni organi, ki pripravijo pregledne „naložbene smernice“ za razpoložljiva finančna sredstva in o njih odločijo.
Deposit Guarantee Schemes shall meet specific governance rules and shall form a special committee which is composed of high representatives of the Deposit Guarantee Scheme, its members and of the relevant authorities who work out and decide on transparent investment guidelines for the available financial means.
Te smernice upoštevajo dejavnike, kot so enakovredno trajanje, kakovost, diverzifikacija in vzajemnost naložb.
Those guidelines shall take into account factors such as matching duration, quality, diversification and the correlation of the investments.
si izposoja od vseh ostalih sistemov zajamčenih vlog iz člena 1(2)
referred to in Article 1(2)
znotraj Unije, če so izpolnjeni vsi naslednji pogoji:
within the Union provided that all of the following conditions are met:
f) sistem, ki najema posojilo,
(f) the borrowing scheme shall
pristojnim organom
inform the competent authorities of
navede znesek zahtevanega denarja;
the amount of money requested;
(g) celotni znesek posojila ne sme preseči 0,5 %
(g) the total amount lent may not exceed 0.5% of
vlog sistema, ki najema posojilo;
deposits of the borrowing scheme.
(g) celotni znesek posojila ne sme preseči 0,5 %
(g) the total amount lent may not exceed 0.5 % of
vlog sistema, ki najema posojilo;
deposits of the borrowing scheme;
določena vsaj na ravni, ki je
at least
Sistem, ki najema kredit, sporoči Evropskemu bančnemu organu začetno obrestno mero ter dobo odplačila posojila.
(ca) the borrowing scheme shall inform EBA of the initial interest rate as well as the duration of the loan.
Evropski bančni organ posreduje svoje potrdilo in informacije iz odstavka 1(h) sistemom zajamčenih vlog, ki dajejo posojila.
shall transmit its confirmation together with the information referred to in paragraph 1(h) to lending Deposit Guarantee Schemes.
Kreditne institucije ne plačajo manj kot 75 % ali več kot
Credit institutions shall not pay less than 75% or more than 200% of the amount that a bank with an average risk would have to contribute.
Države članice se lahko odločijo, da članice sistemov iz člena 1(3) in (4) plačajo nižje prispevke v sisteme zajamčenih vlog, vendar ne manj kot 37,5 % zneska, ki bi ga morala prispevati banka s povprečnim tveganjem.
(4) pay lower contributions to Deposit Guarantee Schemes but not less than 37.5% of the amount that a bank with an average risk would have to contribute.
Prispevki v sisteme zajamčenih vlog iz člena 9 se določijo za vsako članico sorazmerno stopnji tveganja, ki ji je izpostavljena.
The contributions to Deposit Guarantee Schemes referred to in Article 9 shall be determined for each member
Države članice se lahko odločijo, da članice institucionalnih jamstvenih shem iz člena 1(4) plačajo nižje prispevke v sisteme zajamčenih vlog, vendar ne manj kot 37,5 % zneska, ki bi ga morala prispevati banka s povprečnim tveganjem.
referred to in Article 1(4) pay lower contributions to Deposit Guarantee Schemes but not less than 37.5 % of the amount that a bank with an average risk would have to contribute.
Države članice lahko omogočijo nižje prispevke za sektorje z nizkim tveganjem, ki jih ureja nacionalno pravo.
Member States may provide for lower contributions for low-risk sectors which are governed by national law.
Države članice lahko zagotovijo, da za vse kreditne institucije, pridružene istemu centralnemu organu iz člena 3(1) Direktive 2006/48/ES, velja teža tveganja, določena za centralni organ in njegove pridružene institucije na konsolidirani podlagi.
Member States may allow all credit institutions affiliated to the same central body under Article 3(1) of Directive 2006/48/EC to be subject as a whole to the risk weighting determined for the central body and its affiliated institutions on a consolidated basis.
Države članice lahko odločijo, da kreditne institucije plačajo minimalni prispevek ne glede na znesek njihovih kritih vlog.
Member States may require credit institutions to pay a minimum contribution, irrespective of the amount of their covered deposits.
Prilogi I in II opisujeta standardno metodo za
Annexes I and II describe the standard method for determining
članov v sistem zajamčenih vlog
by members to the Deposit Guarantee Scheme
Odstavek 2 se ne uporablja za sisteme zajamčenih vlog iz člena 1(2).
Paragraph 2 shall not apply to Deposit Guarantee Schemes referred to in Article 1(2).
Sistemi zajamčenih vlog lahko ne glede na standardni pristop iz odstavkov 1 in 2 uporabijo svoje alternativne, od tveganja odvisne metode za določitev tveganja, ki so mu izpostavljene članice.
Notwithstanding paragraphs 1 and 2, Deposit Guarantee Schemes may use their own alternative risk-based methods for determining and calculating the risk-based contributions by their members.