natgillin/translations-raw huggingface dataset:
Izračun prispevkov je sorazmeren s poslovnim tveganjem držav članic in v ustrezni obliki upošteva profile tveganj različnih poslovnih modelov.
The calculation of contributions shall be proportional to the commercial risk of the members and shall take due account of the risk profiles of the various business models.
Alternativna metoda lahko kot osnovo za prispevke upošteva tudi aktivno stran bilance in upošteva kot kazalnike tveganja vsaj kapitalsko ustreznost, kakovost aktive ter likvidnost.
An alternative method may also take into account the assets side of the balance sheet and risk indicators, such as capital adequacy, assets quality and liquidity.
Ustrezni pristojni organi in Evropski bančni organ odobrijo vsako alternativno metodo, ki so v skladu s smernicami, ki jih Evropski bančni organ oblikuje v skladu s členom 11(5).
Each alternative method shall be approved by the competent authorities and by EBA and shall comply with the guidelines developed by EBA pursuant to Article 11(5).
Preverjanje upoštevanja smernice izvede Evropski bančni organ vsaj enkrat na pet let, v vsakem primeru pa ob kakršni koli spremembi sistemov zajamčenih vlog.
EBA shall conduct a review of compliance with the guidelines at least every five years and in any event whenever there is a change to the Deposit Guarantee Scheme's alternative method.
se predloži Komisiji.
to the Commission.
Da se zagotovi
In order to ensure
standardnega pristopa
effective harmonisation of
v skladu
the definitions and
z odstavkoma 1 in 2, pripravi
the establishment of the standard method set out in paragraphs 1 and 2 , EBA shall develop
Evropski bančni organ
draft regulatory
izogne izkrivljanju.
shall submit its
V analizah tveganja in za namene priprave osnutkov regulativnih tehničnih standardov Evropski bančni organ upošteva mehanizme nadzora upravljanja, ki so jih vzpostavile kreditne institucije.
EBA shall take account in its risk analyses and for the purpose of drawing up draft regulatory technical standards of the governance control mechanisms set up by credit institutions.
v skladu s [členom 8 Uredbe o Evropskem bančnem organu]
[Article 8 of the EBA Regulation]
v skladu s členom 16 Uredbe (EU) št. 1093/2010
pursuant to Article 16 of Regulation (EU) No 1093/2010
izda smernice o uporabi dela B Priloge II
on the application of Annex II Part B
in o alternativnih postopkih ocenjevanja, ki temeljijo na tveganju in jih razvijejo sistemi zajamčenih vlog iz odstavka 3a
and on the alternative risk-based methods developed by the Deposit Guarantee Schemes under paragraph 3a
da povračilo
scheme shall
Sistem matične države
of the home Member State
sistemu države članice gostiteljice
the scheme
omogoči, da izpolni obveznost sistema matične države članice do izplačila vlagateljem iz odstavka 1
of the host Member State to meet the home Member State scheme's obligation to repay depositors under paragraph 1
Če kreditna institucija preneha biti članica sistema in se pridruži drugemu sistemu, se prispevki, plačani v
If a credit institution ceases to be member of a scheme and joins another scheme, the contributions paid during the
šestih mesecih
6 months
pred prenehanjem članstva, povrnejo ali prenesejo na drug sistem.
preceding the withdrawal of membership shall be reimbursed or transferred to the other scheme.
zadnjem letu
final year
pred prenehanjem članstva, povrnejo ali
preceding the withdrawal of membership shall be reimbursed or transferred
prenesejo na drug sistem
to the other scheme
, če ne gre za povišane redne prispevke v skladu s tretjim odstavkom člena 9(1) ali za posebne prispevke v skladu s členom 9(3)
, provided that these are not regular contributions under subparagraph 3 of Article 9(1) or extraordinary contributions under Article 9(3)
Kreditne institucije, ki želijo prenesti sredstva iz enega sistema zajamčenih vlog v drugega prostovoljno , v skladu s to direktivo ta namen napovejo vsaj šest mesecev prej.
Credit institutions that wish to transfer from one Deposit Guarantee Scheme to another on a voluntary basis in accordance with this Directive shall give at least six months' notice of such intention.
V tem obdobju je kreditna institucija še vedno obvezna prispevati k svojemu izvirnemu sistemu zajamčenih vlog v smislu predhodnega in naknadnega financiranja.
During that period, the credit institution shall remain under the obligation to contribute to its original Deposit Guarantee Scheme both in terms of ex-ante and ex-post financing.
Da bi Evropski bančni organ zagotovil dosledno uskladitev odstavka 1, oblikuje osnutek regulativnih tehničnih standardov, s katerimi določi splošna merila enakovrednosti.
In order to ensure consistent harmonisation of paragraph 1, EBA shall develop draft regulatory technical standards establishing general equivalence criteria.
Na Komisijo se prenese pooblastilo za sprejetje regulativnih tehničnih standardov iz prvega pododstavka v skladu s členi 10 do 14 Uredbe (EU) št. 1093/2010.
Power is delegated to the Commission to adopt the regulatory technical standards referred to in the first subparagraph, in accordance with Articles 10 to 14 of Regulation (EU) No 1093/2010.
Informacije iz odstavka 2 morajo biti na voljo v uradnem jeziku ali jezikih države članice, v kateri je ustanovljena podružnica, na način, kakor je predpisano z notranjo zakonodajo ter v jasni in razumljivi obliki.
The information referred to in paragraph 2 shall be made available in the official language or languages of the Member State in which a branch is established in the manner prescribed by national law and shall be drafted in a clear and comprehensible form.
Informacije iz odstavka 2 so na voljo v uradnem jeziku ali jezikih države članice, v kateri je ustanovljena podružnica,
The information referred to in paragraph 2 shall be made available in the official language or languages of the Member State in which a branch is established
in v drugih jezikih, če vlagatelj tako zahteva in podružnica temu lahko ugodi
, and, where the depositor so requests and the branch is able to accede to such a request, in other languages,
.na način, kakor je predpisano z notranjo zakonodajo ter v jasni in razumljivi obliki.
in the manner prescribed by national law and shall be drafted in a clear and comprehensible form.
Države članice zagotovijo, da kreditne institucije svojim dejanskim in morebitnim vlagateljem posredujejo potrebne informacije o tem, v kateri sistem zajamčenih vlog znotraj Unije je včlanjena kreditna institucija in njene podružnice.
Member States shall ensure that credit institutions make available to actual and intending depositors the information necessary for the identification of the Deposit Guarantee Scheme of which the institution and its branches are members within the Union.
Če vloga ni zajamčena v okviru sistema zajamčenih vlog v skladu s členom 4
When a deposit is not guaranteed by a Deposit Guarantee Scheme in accordance with
(1)(a) do (g) ter (i) do (k) in členom 4(2)
Article 4(1)(a) to (g) and (i) to (k) and Article 4(2),
, kreditna institucija o tem ustrezno obvesti
the credit institution shall inform the depositor accordingly
vlagatelja, ki mu kreditna institucija ponudi priložnost, da dvigne svoje vloge z vsemi pridobljenimi obrestmi in koristmi, brez kazenskih zneskov
, whereupon the credit institution shall offer the depositor the opportunity to withdraw his or her deposits, including all accrued interest and benefits, without incurring any penalty fees
Navede se
web site
tudi spletna stran odgovornega sistema zajamčenih vlog.
be indicated.
Na spletnem mestu se morajo nahajati potrebne informacije za vlagatelje, zlasti informacije o določbah o procesu in pogojih jamstev za vloge iz te direktive.
The website shall contain the necessary information for depositors, in particular information concerning the provisions regarding the process and conditions of deposit guarantees as envisaged by this Directive.
Informacije iz odstavka 1 morajo biti na razpolago v skladu z notranjimi predpisi in v uradnem jeziku ali jezikih države članice, v kateri je bila podružnica ustanovljena
The information provided for in paragraph 1 shall be made available in the manner prescribed by national law in the official language or languages of the Member State in which the branch is established
, in v drugih jezikih, če vlagatelj tako zahteva in podružnica temu lahko ugodi
, and, where the depositor so requests and the branch is able to accede to such a request, in other languages
Države članice omejijo uporabo informacij iz
Member States shall limit the use in advertising of the information referred to in
pri oglaševanju. na stvarno omembo sistema, ki jamči za proizvod, na katerega se nanaša oglaševanje.
to a factual reference to the scheme guaranteeing the product to which the advertisement refers.
odstavkov 1,2 in 3
paragraphs 1, 2 and 3
, ki so članice sistema iz člena 1(3) in 1(4) ustrezno
that are member of a scheme referred to in Article 1(3) and 1(4)
sklica na neomejeno kritje vlog.
Such information may not contain a reference to unlimited coverage of deposits.
Kreditne institucije obvestijo vlagatelje
Credit institutions shall inform depositors adequately
na ustrezen in lahko razumljiv način
, and in an easily understandable manner, concerning
o delovanju sistema
the functioning of the
zajamčenih vlog
Deposit Guarantee
Pri tem kreditne institucije zagotavljajo vlagateljem informacije o maksimalnem zavarovalnem kritju in ostale zadeve v zvezi s sistemom zajamčenih vlog.
At the same time, credit institutions shall provide depositors with information about the maximum coverage level and other matters relating to the Deposit Guarantee Scheme.
Med temi informacijami
Such information may not contain a reference to unlimited coverage of deposits.
Od obvestila o združitvi imajo vlagatelji tri mesece časa, da svoje vloge, vključno z vsemi pridobljenimi obrestmi in koristmi, v kolikor presegajo znesek, zajamčen v členu 5 (1), prenesejo na drugo banko ali znamko banke, in sicer brez kazenskih zneskov.
Depositors shall be given a three-month period following the notification of the merger in order to give them the opportunity to transfer their deposits, including all accrued interest and benefits, in so far as they exceed the coverage guaranteed in Article 5(1), to another bank or bank brand without incurring any penalty fees.
Če bo v tem trimesečnem obdobju znesek iz člena 5(1) presežen, se zaščita razširi tako, da se znesek iz člena 5(1) pomnoži s številom združenih kreditnih institucij.
During that three-month period, if the amount set out in Article 5(1) is exceeded, the protection shall be extended by multiplying the amount set out in Article 5(1) by the number of credit institutions which have merged.
V primeru izstopa ali izključitve kreditne institucije iz sistema zajamčenih vlog kreditna institucija o tem obvesti vlagatelje v roku enega meseca.
If a credit institution withdraw or is excluded from a Deposit Guarantee Scheme, its depositors shall be informed within one month by the outgoing credit institution.
, in na papirju, če za to zaprosi vlagatelj
, and, where the depositor so requests, on paper
Države članice zagotovijo izvajanje določenih postopkov, da bi lahko sistem zajamčenih vlog posredoval informacije in učinkovito komuniciral z drugimi sistemi zajamčenih vlog, njihovimi pridruženimi kreditnimi institucijami in ustreznimi pristojnimi organi znotraj svoje jurisdikcije ter po potrebi z drugimi agencijami na čezmejni podlagi.
Member States shall ensure that appropriate procedures are in place to enable Deposit Guarantee Schemes to share information and communicate effectively with other Deposit Guarantee Schemes, their affiliated credit institutions and the relevant competent authorities within their own jurisdiction and with other agencies on a cross-border basis, where appropriate.
Na seznamu pooblaščenih kreditnih ustanov, ki ga mora Komisija sestaviti na podlagi člena 14 Direktive 2006/48/ES,
credit institutions which it is required to draw up pursuant to Article 14 of Directive 2006/48/EC the Commission shall indicate
na pregleden način
, in a transparent manner,
navede status vsake posamezne kreditne institucije glede na to direktivo.
the status of each credit institution with regard to this Directive.
Pooblastila za sprejetje delegiranih aktov se podelijo Komisiji pod pogoji iz členov 17 in 18
The powers to adopt delegated acts are conferred on the Commission subject to the conditions laid down in Articles 17 and 18
Od začetka veljavnosti te direktive. zakonodajalec.
Date of entry into force of this Directive.
Prispevki v sisteme zajamčenih vlog iz člena 9 se razporedijo kar se da enakomerno, dokler ni dosežena ciljna raven iz tretjega pododstavka člena 9(1).
Contributions to Deposit Guarantee Schemes referred to in Article 9 shall be distributed as evenly as possible until the target level referred to in the third subparagraph of Article 9(1) is reached.
Če sistem zajamčenih vlog ne more določiti višine kritih vlog pridruženih kreditnih institucij do začetka veljavnosti te direktive, se ciljna raven v skladu s členom 2(1)(h) nanaša na upravičene vloge sistema.
If a Deposit Guarantee Scheme is unable to determine the covered deposits of the credit institutions belonging to the scheme when this Directive enters into force, the target level in Article 2(1)(h) shall refer to the eligible deposits in the scheme.
Od 1. januarja 2015 veljajo krite vloge kot osnova za določitev ciljne ravni za vse sisteme zajamčenih vlog.
From 1 January 2015, the covered deposits shall constitute the basis for calculating the target level for all Deposit Guarantee Schemes.
31. decembra 2015
31 December 2015
predloži poročilo in, če je primerno, zakonodajni predlog Evropskemu parlamentu in Svetu,
the Commission shall submit a report, and, if appropriate, a legislative proposal to the European Parliament and the Council
da določi, ali naj bi se obstoječi sistem
with the aim to determine whether existing
zajamčenih vlog
Deposit Guarantee Schemes
2. januarja 2014, ko je tudi rok za revizijo Uredbe (EU) št. 1093/2010
2 January 2014, the date on which the review of Regulation (EU) No 1093/2010 is also due,
v katerem navede, kako lahko sistemi
setting out how
, ki delujejo v EU, z usklajevanjem Evropskega bančnega organa sodelujejo prek evropskega sistema, da bi uskladili svoje dejavnosti, preprečili tveganja, povezana s čezmejnimi dejavnostmi, in zaščitili vloge pred temi tveganji
operating in the Union may, under the coordination of EBA, cooperate through a European Scheme to prevent risks arising from cross-border activities and protect deposits from such risks.
Komisija s podporo
The Commission, supported by
– kumulativni učinek regulativnih obveznosti kreditnih institucij, kot so kapitalske zahteve;
- the cumulative effect of the regulatory obligations of credit institutions, such as capital requirements,
– povezavo med cilji zakonodaje o sistemih zajamčenih vlog in prihodnje zakonodaje o kriznem upravljanju;
- the interconnection between the legislation on Deposit Guarantee Schemes and the future legislation on crisis management purposes,
– vpliv na raznolikost bančnih modelov, ob upoštevanju potrebe, da se ta ohrani;
- the impact on the diversity of banking models, bearing in mind the need to safeguard it,
– ustreznost sedanje stopnje kritja za vlagatelje;
- the adequacy of the current coverage level for depositors.
členi 1, 2(1)(a), (c), (d), (f), (h)–(m), 2(2), 3(1), 3(3), 3(5)–3(7), 4(1)(d)–(k), 5(2)–5(5), 6(4)–6(7), 7(1)–(3), 8(2)–(4), 9–11, 12, 13(1)–(2), 14(1)–(3), 14(5)–(7), 19 in prilogami I-III
Articles 1, 2(1)(a), (c), (d), (f), (h)-(m), 2(2), 3(1), 3(3), 3(5)-3(7), 4(1)(d)-(k), 5(2)-5(5), 6(4)-6(7), 7(1)-(3), 8(2)-(4), 9-11, 12, 13(1)-(2), 14(1)-(3), 14(5)-(7), 19 and Annex I-III
to direktivo,
this Directive
Priloga I – točka 1 – točka c – alinea 6
Annex I – point 1 – point c – indent 6
CB osnova za prispevke (tj.
CB the contribution base (i.e. the
do 1. januarja 2015 krite vloge oziroma dokler teh ni mogoče izračunati za vse institucije, ki so članice sistema zajamčenih vlog,
covered deposits from 1 January 2015 or, where these cannot be calculated for all member bodies of the Deposit Guarantee Scheme, the
upravičene vloge)
eligible deposits)
Donos sredstev
Return on assets
Države članice določijo dopolnilne kazalnike
Member States shall determine supplementary indicators for calculating risk-based contributions.
V ta namen
for this purpose
izplačila iz sistema zajamčenih vlog.
are repaid by a Deposit Guarantee Scheme.
[Navesti proizvod] [navesti ime kreditne institucije, ki vodi račun] je
The [insert product] of the [insert name of the account-holding credit institution] is
na splošno
in general
krit s strani pristojnega sistema zajamčenih vlog.
covered by the responsible Deposit Guarantee Scheme.
kreditna institucija
deposit which is due and payable has not been paid by
vloge, ki zapade v plačilo in je plačljiva, ni plačala iz razlogov, ki so neposredno povezani z njenim finančnim položajem,
credit institution for reasons which are directly related to its financial circumstances,
kot vlagatelj prejmete
you, as the depositor,
[Navesti proizvod] [navesti ime kreditne institucije, ki vodi račun] je krit s strani pristojnega sistema zajamčenih vlog
The [insert product] of the [insert name of the account-holding credit institution] is covered by the responsible Deposit Guarantee Scheme
v skladu z Direktivo 2011/
in accordance with Directive 2011/.../EU of the European Parliament and of the Council on Deposit Guarantee Schemes*
* vstaviti številko in referenco na objavo te direktive
* Number and publication reference of this Directive.
To pomeni, da se za določitev stopnje kritja seštejejo vse vloge
This means that all deposits at the same bank are
hranilni račun z 90 000 EUR in tekoči račun
account with EUR 90 000 and a current account with
z 20 000
EUR 20 000
samo 100 000 EUR.
will only be repaid EUR 100 000.
To pomeni, da se za določitev stopnje kritja seštejejo vse
This means that all
na primer hranilni račun z 90 000 EUR in tekoči račun
account with EUR 90 000 and a current account with
s 40 000
EUR 40 000
[Samo kjer pride v poštev]: Ta metoda se uporablja tudi, če
[Only where applicable]: This method will also be applied if a
posluje pod različnimi
operates under different
kreditna institucija
credit institution
. [navesti ime kreditne institucije, ki vodi račun] posluje tudi kot [navesti imena vseh ostalih izpostav iste kreditne institucije].
The [insert name of the account-holding credit institution] also trades under [insert all other brands of the same credit institution].
To pomeni, da se skupna vsota vlog pri eni ali več prej navedenih izpostav krije
This means that all deposits with one or more of these brand names are
s 100 000 EUR.
in total covered up to EUR 100 000.
Če se vloge krijejo,
If deposits are covered, the
Vloge vseh malih vlagateljev in podjetij
In general, all retail depositors and businesses
[če velja za državo članico: in lokalnih organov, ki potrebujejo zaščito]
[where applicable in the Member State: and vulnerable local authorities]
na splošno krijejo sistemi zajamčenih vlog.
are covered by Deposit Guarantee Schemes.
Izjeme za določene vloge so navedene na spletni strani pristojnega sistema zajamčenih vlog
Exceptions for certain deposits are stated on the web site of the responsible Deposit Guarantee Scheme
[vstavi spletno mesto pristojnega sistema zajamčenih vlog]
[insert web site of the responsible DGS]
izpisku računa.
statement of account.
Vaše vloge (do 100 000 EUR) izplača v
It will repay your deposits (up to EUR 100 000) within
šestih tednih, od 31. decembra 2013 pa v enem tednu.
six weeks at the latest, from 31 December 2013 within one week.
zahtevkov za izplačilo po
certain time limit
Če vam jih ne izplača v navedenih rokih, stopite s sistemom zajamčenih vlog v stik, saj čas za
If you have not been repaid within
To pomeni, da se vse
This means that all
, ki so članice tega sistema, medsebojno podpirajo, da bi preprečile
that are members of this scheme mutually support each other in order to avoid
propad kake banke
a bank failure
propada banke
a bank failure
Vaša kreditna institucija je del institucionalne jamstvene sheme
credit institution is part of
, se vaše vloge izplačajo v višini do 100 000 EUR
would nevertheless occur, your deposits will be repaid up to EUR 100 000
v omenjenem okviru sistemov zajamčenih vlog, priznanih v nacionalni zakonodaji
within the above mentioned framework of Deposit Guarantee Schemes recognised under national law
Resolucija Evropskega parlamenta z dne 16. februarja 2012 o smernicah za proračunski postopek za leto 2013, oddelek I – Evropski parlament, oddelek II – Svet, oddelek IV – Sodišče, oddelek V – Računsko sodišče, oddelek VI – Evropski ekonomsko-socialni odbor, oddelek VII – Odbor regij, oddelek VIII – Evropski varuh človekovih pravic, oddelek IX – Evropski nadzornik za varstvo podatkov, oddelek X – Evropska služba za zunanje delovanje ( 2012/2001(BUD) )
European Parliament resolution of 16 February 2012 on the guidelines for the 2013 budget procedure, Section I – European Parliament, Section II – Council, Section IV – Court of Justice, Section V – Court of Auditors, Section VI – European Economic and Social Committee, Section VII – Committee of the Regions, Section VIII – European Ombudsman, Section IX – European Data Protection Supervisor, Section X – European External Action Service ( 2012/2001(BUD) )
ob upoštevanju Sklepa 2012/5/EU Evropskega parlamenta in Sveta z dne 13. decembra 2011 o spremembi Medinstitucionalnega sporazuma z dne 17. maja 2006 o proračunski disciplini in dobrem finančnem poslovodenju glede večletnega finančnega okvira, za rešitev dodatnih potreb po financiranju projekta ITER UL L 4, 7.1.2012, str.
having regard to Decision 2012/5/EU of the European Parliament and of the Council of 13 December 2011 amending the Interinstitutional Agreement of 17 May 2006 on budgetary discipline and sound financial management as regards the multiannual financial framework, to address additional financing needs of the ITER project OJ L 4, 7.1.2012, p.
ob upoštevanju letnega poročila Računskega sodišča o izvrševanju proračuna za proračunsko leto 2010 z odgovori institucij UL C 326, 10.11.2011, str.
having regard to the Annual Report of the Court of Auditors on the implementation of the budget for the financial year 2010, together with the institutions' replies OJ C 326, 10.11.2011, p.
ob upoštevanju členov 23 in 79 Poslovnika,
having regard to Rules 23 and 79 of its Rules of Procedure,
ob upoštevanju poročila Odbora za proračun ( A7-0030/2012 ),
having regard to the report of the Committee on Budgets ( A7-0030/2012 ),
ker zgornja meja za razdelek 5 večletnega finančnega okvira (VFO) za proračun EU v letu 2013 znaša 9 181 milijonov EUR v tekočih cenah Zgornja meja razdelka 5 vključuje prispevek zaposlenih za pokojninsko shemo.
whereas the ceiling for Heading 5 of the multiannual financial framework (MFF) for the EU's budget in 2013 is EUR 9 181 million in current prices The Heading 5 ceiling includes the staff contribution to the retirement scheme.
ker bo pristop Hrvaške vplival na proračun za leto 2013, zlasti glede sredstev za nove poslance in zaposlovanja osebja v institucijah;
whereas Croatia's accession will have an impact on the 2013 budget, namely as regards resources for new Members and staff recruitment across the institutions;
ker bi morali Evropski parlament in vse institucije ob upoštevanju težkega bremena javnega dolga in omejevanja v času nacionalnih prizadevanj za proračunsko konsolidacijo, ki so v teku, pokazati proračunsko odgovornost in samodisciplino; ob upoštevanju pisma, ki ga je 23. januarja 2012 predsednikom evropskih institucij poslal komisar Lewandowski;
whereas in a context of a heavy burden of public debt and of restraint in times of ongoing national budgetary consolidation efforts the European Parliament, and all institutions, should show budgetary responsibility and self-restraint; noting the letter dated 23 January 2012 from Commissioner Lewandowski to the Presidents of the European Institutions;