natgillin/translations-raw huggingface dataset:
matična država članica lahko zahteva, da posamezna pozavarovalnica ne sme vložiti več kot 5 % bruto zavarovalno-tehničnih rezervacij v delnice in druge prenosljive vrednostne papirje, ki se obravnavajo kot delnice, obveznice, dolžniški vrednostni papirji ter drugi denarni instrumenti in instrumenti kapitalskega trga istega podjetja, ter več kot 10 % skupnih bruto zavarovalno-tehničnih rezervacij v delnice in druge prenosljive vrednostne papirje, ki se obravnavajo kot delnice, obveznice, dolžniški vrednostni papirji in drugi denarni instrumenti ter instrumenti kapitalskega trga podjetij, ki spadajo v isto skupino.
the home Member State may require every reinsurance undertaking to invest no more than 5% of its gross technical provisions in shares and other negotiable securities treated as shares, bonds, debt securities and other money and capital market instruments from the same undertaking, and no more than 10% of its total gross technical provisions in shares and other negotiable securities treated as shares, bonds, debt securities and other money and capital market instruments from undertakings which are members of the same group.
Ob tem matična država članica določi podrobnejša pravila, ki določajo pogoje za uporabo neporavnanih zneskov posebnega specializiranega podjetja kot sredstev, ki pokrivajo zavarovalno-tehnične rezervacije v skladu s tem členom.
Furthermore, the home Member State shall lay down more detailed rules setting the conditions for the use of amounts outstanding from a special purpose vehicle as assets covering technical provisions pursuant to this Article.
Poglavje 3 – Pravila, ki se nanašajo na minimalni in zajamčeni kapital
Chapter 3 – Rules relating to the solvency margin and to the guarantee fund
Razpoložljivi minimalni kapital so sredstva zavarovalnice, prostih vseh predvidljivih obveznosti, z odštetimi vsemi neopredmetenimi postavkami, vključujoč:
The available solvency margin shall consist of the assets of the reinsurance undertaking free of any foreseeable liabilities, less any intangible items, including:
vplačani osnovni kapital ali v primeru družb za vzajemno pozavarovanje dejanski vplačani ustanovni kapital ter sredstva na računih članov, ki izpolnjujejo vsa naslednja merila:
the paid-up share capital or, in the case of a mutual reinsurance undertaking, the effective initial fund plus any members' accounts which meet all the following criteria:
akt o ustanovitvi družbe in statut morata določati, da je plačila članom iz teh računov možno opraviti le tedaj, ko to ne povzroči zmanjšanja razpoložljivega minimalnega kapitala pod zahtevano raven, ali po prenehanju podjetja, ko so poravnani vsi drugi dolgovi podjetja;
the memorandum and articles of association must stipulate that payments may be made from these accounts to members only in so far as this does not cause the available solvency margin to fall below the required level, or, after the dissolution of the undertaking, if all the undertaking's other debts have been settled;
akt o ustanovitvi družbe in statut morata določati, da je treba glede vseh plačil iz točke (i), ki se opravijo v namene razen posameznega prenehanja članstva, pristojne organe obvestiti najmanj en mesec vnaprej, ti pa lahko v tem obdobju prepovejo plačilo;
the memorandum and articles of association must stipulate, with respect to any payments referred to in point (i) for reasons other than the individual termination of membership, that the competent authorities must be notified at least one month in advance and can prohibit the payment within that period;
ustrezne določbe akta o ustanovitvi družbe in statuta je mogoče spremeniti šele potem, ko so pristojni organi izjavili, da ne nasprotujejo spremembi, brez poseganja v merila, navedena v (i) in (ii);
the relevant provisions of the memorandum and articles of association may be amended only after the competent authorities have declared that they have no objection to the amendment, without prejudice to the criteria stated in points (i) and (ii);
obveznimi in prostimi rezervami, ki ne ustrezajo prevzetim obveznostim iz zavarovalnih pogodb
statutory and free reserves not corresponding to underwriting liabilities
ali ki so uvrščene kot izravnalne rezervacije
or classified as equalisation reserves
prenesenim dobičkom ali izgubo po odštetju dividend, ki jih je treba izplačati.
the profit or loss brought forward after deduction of dividends to be paid.
Razpoložljivi minimalni kapital se zmanjša za znesek lastnih delnic, ki so v neposredni lasti zavarovalnice.
The available solvency margin shall be reduced by the amount of own shares directly held by the reinsurance undertaking.
Za pozavarovalnice, ki diskontirajo ali znižajo neživljenjske zavarovalno-tehnične rezervacije za škodne rezervacije, tako da upoštevajo prihodke naložb, kakor ga dovoljuje člen 60(1)(g) Direktive 91/674/EGS, se razpoložljivi minimalni kapital zniža za razliko med nediskontiranimi zavarovalno-tehničnimi rezervacijami ali zavarovalno-tehničnimi rezervacijami pred znižanjem, kakor je razvidno iz prilog računovodskih izkazov, in diskontirnimi zavarovalno-tehničnimi rezervacijami ali zavarovalno-tehničnimi rezervacijami po znižanju.
For those reinsurance undertakings which discount or reduce their non-life technical provisions for claims outstanding to take account of investment income as permitted by Article 60(1)(g) of Directive 91/674/EEC, the available solvency margin shall be reduced by the difference between the undiscounted technical provisions or technical provisions before deductions as disclosed in the notes on the accounts, and the discounted or technical provisions after deductions.
Ta prilagoditev se izvede za vse nevarnosti pod točko A Priloge k Direktivi 73/239/EGS, razen za nevarnosti iz vrst 1 in 2 te priloge.
This adjustment shall be made for all risks listed in point A of the Annex to Directive 73/239/EEC, except for risks listed under classes 1 and 2 of that Annex.
Za vse vrste, razen 1 in 2 iz te priloge, prilagoditve niso potrebne v zvezi z diskontiranjem rent, vključenih v zavarovalno-tehnične rezervacije.
For classes other than 1 and 2 of that Annex, no adjustment need be made in respect of the discounting of annuities included in technical provisions.
Poleg odbitkov iz pododstavkov 1 in 2, se razpoložljivi minimalni kapital zmanjša z naslednjimi postavkami:
In addition to the deductions in subparagraphs 1 and 2, the available solvency margin shall be reduced by the following items:
udeležbe pozavarovalnic v naslednjih subjektih:
participations which the reinsurance undertaking holds in the following entities:
i) pozavarovalnice v smislu člena 6 Direktive 73/239/EGS, člena 4 Direktive 2002/83/ES ali člena 1(b) Direktive 98/78/ES,
insurance undertakings within the meaning of Article 6 of Directive 73/239/EEC, Article 4 of Directive 2002/83/EC, or Article 1(b) of Directive 98/78/EC,
ii) pozavarovalnice v smislu člena 3 te direktive ali pozavarovalnice države nečlanice v smislu člena 1(1) Direktive 98/78/ES,
reinsurance undertakings within the meaning of Article 3 of this Directive or non-member-country reinsurance undertaking within the meaning of Article 1(l) of Directive 98/78/EC,
iii) zavarovalni holdingi v smislu člena 1(i) Direktive 98/78/ES,
insurance holding companies within the meaning of Article 1(i) of Directive 98/78/EC,
iv) kreditne institucije in finančne institucije v smislu člena 1(1) in (5) Direktive 2000/12/ES,
credit institutions and financial institutions within the meaning of Article 1(1) and (5) of Directive 2000/12/EC,
v) investicijska podjetja in finančne institucije v smislu člena 1(2) Direktive Sveta 93/22/EGS
investment firms and financial institutions within the meaning of Article 1(2) of Council Directive 93/22/EEC
z dne 10. maja 1993 o investicijskih storitvah na področju vrednostnih papirjev
of 10 May 1993 on investment services in the securities field
UL L 141, 11.6.1993, str.
OJ L 141, 11.6.1993, p.
Direktiva, kakor je bila nazadnje spremenjena z Direktivo 2002/87/ES Evropskega parlamenta in Sveta (UL L 35, 11.2.2003, str.
Directive as last amended by Directive 2002/87/EC of the European Parliament and of the Council (OJ L 35, 11.2.2003, p.
in člena 2(4) ter (7) Direktive Sveta 93/6/EGS
and of Article 2(4) and (7) of Council Directive 93/6/EEC
z dne 15. marca 1993 o kapitalski ustreznosti investicijskih družb in kreditnih institucij
of 15 March 1993 on the capital adequacy of investments firms and credit institutions
vsaka od naslednjih postavk, ki jih ima pozavarovalnica v zvezi s subjekti, opredeljenimi v (a), v katerih je udeležena:
each of the following items which the reinsurance undertaking holds in respect of the entities defined in (a) in which it holds a participation:
i) instrumenti iz odstavka 4,
instruments referred to in paragraph 4,
ii) instrumenti iz člena 27(3) Direktive 2002/83/ES,
instruments referred to in Article 27(3) of Directive 2002/83/EC,
iii) podrejene terjatve in instrumenti iz člena 35 in člena 36(3) Direktive 2000/12/ES.
subordinated claims and instruments referred to in Article 35 and Article 36(3) of Directive 2000/12/EC.
Kadar ima pozavarovalnica začasno v lasti delnice druge kreditne institucije, investicijskega podjetja, finančne institucije, zavarovalnice ali pozavarovalnice ali zavarovalnega holdinga za dajanje finančne pomoči pri reorganizaciji in finančni rešitvi tega subjekta, lahko pristojni organ odstopi od določb o odbitku iz točke (a) in (b) četrtega pododstavka.
Where shares in another credit institution, investment firm, financial institution, insurance or reinsurance undertaking or insurance holding company are held temporarily for the purposes of a financial assistance operation designed to reorganise and save that entity, the competent authority may waive the provisions on deduction referred to under (a) and (b) of the fourth subparagraph.
Kot druga možnost za odbitek postavk iz točke (a) in (b) četrtega pododstavka, ki jih ima pozavarovalnica v kreditnih institucijah, investicijskih podjetjih in finančnih institucijah, lahko države članice svojim pozavarovalnicam dovolijo smiselno uporabo metod 1, 2 ali 3 Priloge I k Direktivi 2002/87/ES.
As an alternative to the deduction of the items referred to in (a) and (b) of the fourth subparagraph which the reinsurance undertaking holds in credit institutions, investment firms and financial institutions, Member States may allow their reinsurance undertakings to apply mutatis mutandis methods 1, 2, or 3 of Annex I to Directive 2002/87/EC.
Metoda 1 (računovodska konsolidacija) se uporablja samo, če je pristojni organ prepričan o stopnji celostnega upravljanja in notranjega nadzora v zvezi s subjekti, ki so vključeni v obseg konsolidacije.
Method 1 (Accounting consolidation) shall only be applied if the competent authority is confident about the level of integrated management and internal control regarding the entities which would be included in the scope of consolidation.
Izbrana metoda se sčasoma uporablja na dosleden način.
The method chosen shall be applied in a consistent manner over time.
Države članice lahko določijo, da za izračun minimalnega kapitala, kakor je določeno s to direktivo, pozavarovalnicam za katere se uporablja dopolnilni nadzor v skladu z Direktivo 98/78/ES ali dopolnilni nadzor v skladu z Direktivo 2002/87/ES, ni treba odšteti postavk iz točke (a) in (b) četrtega pododstavka, ki so v lasti kreditnih institucij, investicijskih podjetij, zavarovalnic in pozavarovalnic ali zavarovalnih holdingov, ki so vključeni v dopolnilni nadzor.
Member States may provide that, for the calculation of the solvency margin as provided for by this Directive, reinsurance undertakings subject to supplementary supervision in accordance with Directive 98/78/EC or to supplementary supervision in accordance with Directive 2002/87/EC, need not deduct the items referred to in (a) and (b) of the fourth subparagraph which are held in credit institutions, investment firms, financial institutions, insurance or reinsurance undertakings or insurance holding companies which are included in the supplementary supervision.
Za namene znižanja udeležb iz tega odstavka, udeležba pomeni udeležbo v smislu člena 1(f) Direktive 98/78/ES.
For the purposes of the deduction of participations referred to in this paragraph, participation shall mean a participation within the meaning of Article 1(f) of Directive 98/78/EC.
Razpoložljivi minimalni kapital je lahko sestavljen tudi iz:
The available solvency margin may also consist of:
vplačanega osnovnega kapitala na podlagi kumulativnih prednostnih delnic in podrejeni dolžniški kapital do 50 % razpoložljivega minimalnega kapitala oziroma zahtevanega minimalnega kapitala, glede na to, kaj je nižje, pri čemer ne sme več kot 25 % predstavljati podrejeni dolžniški kapital, a z določenim rokom zapadlosti, ali vplačani osnovni kapital na podlagi kumulativnih prednostnih delnic z določenim obdobjem trajanja, če obstajajo pri stečaju ali likvidaciji pozavarovalnice zavezujoči sporazumi, po katerih so podrejeni dolžniški kapital ali vplačani osnovni kapital na podlagi kumulativnih prednostnih delnic uvrščeni za terjatvami vseh drugih upnikov in se ne smejo poplačati, dokler niso poravnani vsi drugi takrat zapadli dolgovi.
cumulative preferential share capital and subordinated loan capital up to 50 % of the available solvency margin or the required solvency margin, whichever is the smaller, no more than 25 % of which shall consist of subordinated loans with a fixed maturity, or fixed-term cumulative preferential share capital, provided in the event of the bankruptcy or liquidation of the reinsurance undertaking, binding agreements exist under which the subordinated loan capital or preferential share capital ranks after the claims of all other creditors and is not to be repaid until all other debts outstanding at the time have been settled.
upoštevati se smejo le v celoti vplačana sredstva;
only fully paid-up funds may be taken into account;
za posojila z določenim rokom zapadlosti mora biti prvotna zapadlost najmanj pet let.
for loans with a fixed maturity, the original maturity must be at least five years.
Najpozneje eno leto pred datumom odplačila mora pozavarovalnica pristojnim organom v potrditev predložiti načrt, iz katerega je razvidno, kako se bo razpoložljivi minimalni kapital ohranil ali privedel na zahtevano raven zapadlosti, razen če se obseg, v katerem se posojilo lahko razvrsti kot sestavni del razpoložljivega minimalnega kapitala, postopno zmanjšuje v obdobju najmanj petih let pred datumom odplačila.
No later than one year before the repayment date the reinsurance undertaking must submit to the competent authorities for their approval a plan showing how the available solvency margin will be kept at or brought to the required level at maturity, unless the extent to which the loan may rank as a component of the available solvency margin is gradually reduced during at least the last five years before the repayment date.
Pristojni organi lahko dovolijo predčasno odplačilo takšnih posojil, če pozavarovalnica, ki jih je izdala, predloži vlogo in njen razpoložljivi minimalni kapital ne pade pod zahtevano raven;
The competent authorities may authorise the early repayment of such loans provided application is made by the issuing reinsurance undertaking and its available solvency margin will not fall below the required level;
posojila, katerih rok zapadlosti ni določen, morajo biti odplačljiva le s petletnim odpovednim rokom, razen če ne predstavljajo več sestavine razpoložljivega minimalnega kapitala ali se za predčasno odplačilo posebej ne zahteva predhodna privolitev pristojnih organov.
loans the maturity of which is not fixed must be repayable only subject to five years' notice unless the loans are no longer considered as a component of the available solvency margin or unless the prior consent of the competent authorities is specifically required for early repayment.
V takšnem primeru mora pozavarovalnica obvestiti pristojne organe najmanj šest mesecev pred datumom nameravanega poplačila ter pri tem navesti razpoložljivi in zahtevani minimalni kapital pred odplačilom in po njem.
In the latter event the reinsurance undertaking must notify the competent authorities at least six months before the date of the proposed repayment, specifying the available solvency margin and the required solvency margin both before and after that repayment.
Pristojni organi dovolijo odplačilo le, če razpoložljivi minimalni kapital pozavarovalnice ne pade pod zahtevano raven;
The competent authorities shall authorise repayment only if the reinsurance undertaking's available solvency margin will not fall below the required level;
iv) posojilna pogodba ne sme vsebovati klavzule o tem, da bo v določenih okoliščinah, razen pri prenehanju pozavarovalnice, dolg postal odplačljiv pred dogovorjenimi datumi za odplačilo;
the loan agreement must not include any clause providing that in specified circumstances, other than the winding-up of the reinsurance undertaking, the debt will become repayable before the agreed repayment dates;
vrednostni papirji brez določenega roka zapadlosti in drugi instrumenti, vključno s kumulativnimi prednostnimi delnicami razen tistih pod točko (a), in sicer do 50 % razpoložljivega minimalnega kapitala oziroma zahtevanega minimalnega kapitala, glede na to, kaj je nižje, za skupni obseg takšnih vrednostnih papirjev in podrejenega dolžniškega kapitala pod točko (a), če izpolnjujejo naslednje pogoje:
securities with no specified maturity date and other instruments, including cumulative preferential shares other than those mentioned in point (a), up to 50 % of the available solvency margin or the required solvency margin, whichever is the smaller, for the total of such securities and the subordinated loan capital referred to in point (a) provided they fulfil the following:
ne smejo biti poplačani na pobudo prinosnika ali brez predhodne odobritve pristojnega organa;
they may not be repaid on the initiative of the bearer or without the prior consent of the competent authority;
pogodba o izdaji mora pozavarovalnici omogočati, da odloži plačilo obresti posojila;
the contract of issue must enable the reinsurance undertaking to defer the payment of interest on the loan;
terjatve posojilodajalca do pozavarovalnice morajo biti v celoti uvrščene za terjatvami vseh nepodrejenih upnikov;
the lender's claims on the reinsurance undertaking must rank entirely after those of all non-subordinated creditors;
listine, ki urejajo izdajo vrednostnih papirjev, morajo določati sposobnost absorpcije izgube dolga in neplačanih obresti, istočasno pa omogočati, da pozavarovalnica lahko nadaljuje poslovanje;
the documents governing the issue of the securities must provide for the loss-absorption capacity of the debt and unpaid interest, while enabling the reinsurance undertaking to continue its business;
upoštevati se smejo le v celoti plačani zneski.
only fully paid-up amounts may be taken into account.
Na zahtevo, ki jo podprto z dokazi podjetje predloži pristojnemu organu matične države članice in s soglasjem tega pristojnega organa, lahko razpoložljivi minimalni kapital predstavlja(-jo) tudi:
Upon application, with supporting evidence, by the undertaking to the competent authority of the home Member State and with the agreement of that competent authority, the available solvency margin may also consist of:
ena polovica nevplačanega osnovnega kapitala ali ustanovnega kapitala, potem ko vplačani del znaša 25 % takšnega kapitala, in sicer do 50 % razpoložljivega minimalnega kapitala oziroma zahtevanega minimalnega kapitala, glede na to, kaj je nižje;
one half of the unpaid share capital or initial fund, once the paid-up part amounts to 25 % of that share capital or fund, up to 50 % of the available solvency margin or the required solvency margin, whichever is the smaller;
dodatni prispevki, ki jih družbe za neživljenjsko vzajemno zavarovanje in družbe z raznimi prispevki, delujoče po načelu vzajemnosti, lahko zahtevajo od svojih članov v poslovnem letu; te terjatve se lahko upoštevajo le do polovice razlike med najvišjimi prispevki in dejansko zahtevanimi prispevki, pri čemer ne smejo presegati 50 % razpoložljivega minimalnega kapitala oziroma zahtevanega minimalnega kapitala, glede na to, kaj je nižje.
in the case of non-life mutual or mutual-type association with variable contributions, any claim which it has against its members by way of a call for supplementary contribution, within the financial year, up to one half of the difference between the maximum contributions and the contributions actually called in, and subject to a limit of 50 % of the available solvency margin or the required solvency margin, whichever is the smaller.
Pristojni državni organi uveljavijo smernice, ki določajo pogoje, pod katerimi se lahko sprejmejo dodatni prispevki;
The competent national authorities shall establish guidelines laying down the conditions under which supplementary contributions may be accepted;
kakršne koli skrite čiste rezerve, ki izhajajo iz vrednotenja sredstev, če takšne skrite rezerve niso izjemne narave.
any hidden net reserves arising out of the valuation of assets, in so far as such hidden net reserves are not of an exceptional nature.
Nadalje lahko v zvezi z dejavnostmi življenjskega pozavarovanja na zahtevo, ki jo podprto z dokazi podjetje predloži pristojnemu organu matične države članice in s soglasjem tega pristojnega organa, lahko razpoložljivi minimalni kapital predstavlja(-jo) tudi:
In addition, with respect to life reinsurance activities, the available solvency margin may, upon application, with supporting evidence, by the undertaking to the competent authority of the home Member State and with the agreement of that competent authority, consist of:
do 31. decembra 2009 znesek, enak 50 % prihodnjih dobičkov podjetja, vendar ne več kakor 25 % razpoložljivega ali zahtevanega minimalnega kapitala, glede na to, kaj je manjše; znesek prihodnjih dobičkov dobimo, če pomnožimo ocenjeni letni dobiček s faktorjem, ki predstavlja povprečno preostalo obdobje polic; uporabljeni faktor ne sme biti večji od šest; ocenjeni letni dobiček ne presega aritmetičnega povprečja dobičkov zadnjih petih poslovnih let iz dejavnosti, navedenih v členu 2(1) Direktive 2002/83/ES.
until 31 December 2009 an amount equal to 50 % of the undertaking's future profits, but not exceeding 25 % of the available solvency margin or the required solvency margin, whichever is the smaller; the amount of the future profits shall be obtained by multiplying the estimated annual profit by a factor which represents the average period left to run on policies; the factor used may not exceed six; the estimated annual profit shall not exceed the arithmetical average of the profits made over the last five financial years in the activities listed in Article 2(1) of Directive 2002/83/EC.
če se pristojnim organom predloži aktuarsko poročilo, ki dokazuje verjetnost, da se bodo v prihodnosti pojavili ti dobički; in
when an actuarial report is submitted to the competent authorities substantiating the likelihood of emergence of these profits in the future; and
če navedeni del prihodnjih dobičkov, ki izhajajo iz skritih čistih rezerv iz
in so far as that part of future profits emerging from hidden net reserves referred to in
odstavka 4(c)
paragraph 4(c)
, še ni bil upoštevan;
has not already been taken into account;