natgillin/translations-raw huggingface dataset:
Vendar pa je v primerih, ko je zoper pozavarovalnico uveden stečajni postopek ali postopek prisilnega prenehanja, v civilnem ali gospodarskem postopku dovoljeno razkriti zaupne podatke, ki ne zadevajo tretjih oseb, ki poskušajo rešiti to podjetje.
However, where a reinsurance undertaking has been declared bankrupt or is being compulsorily wound up, confidential information which does not concern third parties involved in attempts to rescue that undertaking may be divulged in civil or commercial proceedings.
Člen 24 pristojnim organom različnih držav članic ne preprečuje, da si izmenjujejo podatke v skladu z direktivami, ki se uporabljajo za pozavarovalnice.
Article 24 shall not prevent the competent authorities of different Member States from exchanging information in accordance with the directives applicable to reinsurance undertakings.
Za te podatke veljajo pogoji varovanja poslovne skrivnosti, navedeni v členu 24.
Such information shall be subject to the conditions of professional secrecy laid down in Article 24.
Države članice lahko s pristojnimi organi tretjih držav ali z organi ali telesi tretjih držav, kot je opredeljeno v
Member States may conclude co-operation agreements providing for exchange of information with the competent authorities of third countries or with authorities or bodies of third countries as defined in
členu 28(1) in (2)
Article 28(1) and (2)
, sklepajo sporazume o sodelovanju, s katerimi omogočijo izmenjavo podatkov, le tedaj, če za razkrite podatke velja jamstvo poslovne skrivnosti, najmanj enako tistemu, ki je opredeljeno v tem oddelku.
only if the information disclosed is subject to guarantees of professional secrecy at least equivalent to those referred to in this Section.
Takšna izmenjava podatkov mora biti namenjena opravljanju nadzorne naloge omenjenih organov ali teles.
Such exchange of information must be intended for the performance of the supervisory task of the authorities or bodies mentioned.
Če podatki izvirajo iz druge države članice, se smejo razkriti samo z izrecnim soglasjem pristojnih organov, ki so jih posredovali, in po potrebi izključno za namene, za katere so ti organi dali svoje soglasje.
Where the information originates in another Member State, it may not be disclosed without the express agreement of the competent authorities which have disclosed it and, where appropriate, solely for the purposes for which those authorities gave their agreement.
Pristojni organi, ki prejmejo zaupne podatke iz člena 24 ali 25, jih lahko uporabijo le pri opravljanju svojih dolžnosti:
Competent authorities receiving confidential information under Articles 24 and 25 may use it only in the course of their duties:
da naložijo sankcije,
to impose sanctions,
pri upravnih pritožbah zoper odločbe pristojnega organa ali
in administrative appeals against decisions of the competent authorities, or
v sodnih postopkih, sproženih po členu 53 ali v skladu s posebnimi določbami, določenimi v tej direktivi ali drugih direktivah, sprejetih na področju zavarovalnic in pozavarovalnic.
in court proceedings initiated under Article 53 or under special provisions provided for in this Directive and other Directives adopted in the field of insurance and reinsurance undertakings.
ter pri opravljanju svojih nadzornih funkcij ali razkrivanju ustreznih podatkov organom, ki upravljajo postopke prisilne likvidacije ali zajamčeni kapital in ki takšne podatke potrebujejo za opravljanje svojega dela.
in the discharge of their supervisory functions, or the disclosure to bodies which administer compulsory winding-up proceedings or guarantee funds of information necessary to the performance of their duties.
Za podatke, ki jih prejemajo ti organi, telesa ali osebe, veljajo pogoji poslovne skrivnosti iz člena 24.
The information received by those authorities, bodies and persons shall be subject to the conditions of professional secrecy laid down in Article 24.
Ne glede na člene 24−27 lahko države članice odobrijo izmenjavo podatkov med pristojnimi organi in:
Notwithstanding Articles 24-27, Member States may authorise exchanges of information between the competent authorities and:
a) organi, odgovornimi za nadzor teles, ki sodelujejo pri likvidaciji in stečaju zavarovalnic ali pozavarovalnic ter v drugih podobnih postopkih, ali
the authorities responsible for overseeing the bodies involved in the liquidation and bankruptcy of insurance or reinsurance undertaking and other similar procedures, or
b) organi, odgovornimi za nadzor oseb, odgovornih za opravljanje z zakonom predpisanih revizij letnih računovodskih izkazov zavarovalnic ali pozavarovalnic, kreditnih institucij, investicijskih podjetij in drugih finančnih institucij, ali
the authorities responsible for overseeing the persons charged with carrying out statutory audits of the accounts of insurance or reinsurance undertakings, credit institutions, investment firms and other financial institutions, or
c) neodvisnimi aktuarji zavarovalnic ali pozavarovalnic, ki izvajajo pravni nadzor teh podjetij, in telesi, pooblaščenimi za nadziranje takšnih aktuarjev.
independent actuaries of insurance or reinsurance undertakings carrying out legal supervision of those undertakings and the bodies responsible for overseeing such actuaries.
Države članice, ki uveljavijo možnost iz prvega pododstavka, zahtevajo, da so izpolnjeni vsaj naslednji pogoji:
Member States which have recourse to the option provided for in the first subparagraph shall require at least that the following conditions are met:
a) ta izmenjava podatkov mora biti opravljena za namen izvajanja nadzora ali pravnega nadzora iz prvega pododstavka;
this exchange of information shall be for the purpose of carrying out the overseeing or legal supervision referred to in the first subparagraph;
b) za podatke, prejete v tem pomenu, veljajo pogoji varovanja poslovne skrivnosti iz člena 24;
information received in this context shall be subject to the conditions of professional secrecy imposed in Article 24;
c) kadar podatki izvirajo iz druge države članice, se smejo razkriti samo z izrecnim soglasjem pristojnih organov, ki so jih posredovali, in po potrebi izključno za namene, za katere so ti organi dali svoje soglasje.
where the information originates in another Member State, it may not be disclosed without the express agreement of the competent authorities which have disclosed it and, where appropriate, may only be disclosed for the purposes for which those authorities gave their agreement.
Države članice Komisiji in drugim državam članicam sporočijo imena organov, oseb in teles, ki lahko prejmejo podatke v skladu s tem odstavkom.
Member States shall communicate to the Commission and to the other Member States the names of the authorities, persons and bodies which may receive information pursuant to this paragraph.
a) te podatki morajo biti namenjeni opravljanju nalog iz prvega pododstavka;
the information shall be for the purpose of performing the task referred to in the first subparagraph;
b) za podatke, prejete v tem pomenu, veljajo pogoji poslovne skrivnosti iz člena 24;
information received in this context shall be subject to the conditions of professional secrecy imposed in Article 24;
c) če podatek izvira iz druge države članice, se sme razkriti samo z izrecnim soglasjem pristojnih organov, ki so jih posredovali, in po potrebi izključno za namene, za katere so ti organi dali svoje soglasje.
where the information originates in another Member State, it may not be disclosed without the express agreement of the competent authorities which have disclosed it and, where appropriate, solely for the purposes for which those authorities gave their agreement.
Za izvajanje zadnje alinee drugega pododstavka organi ali telesa iz prvega pododstavka sporočijo pristojnim organom, ki so posredovali podatke, imena in natančne pristojnosti oseb, katerim bodo podatki poslani.
In order to implement the final indent of the second subparagraph, the authorities or bodies referred to in the first subparagraph shall communicate to the competent authorities which have disclosed the information the names and precise responsibilities of the persons to whom it is to be sent.
Države članice Komisiji in drugim državam članicam sporočijo imena organov ali teles, ki lahko prejmejo podatke v skladu s tem odstavkom.
Member States shall communicate to the Commission and to the other Member States the names of the authorities or bodies which may receive information pursuant to this paragraph.
Ta oddelek pristojnim organom ne preprečuje prenosa podatkov, namenjenih za opravljanje njihove naloge, centralnim bankam in drugim subjektom s podobno funkcijo v vlogi monetarnih oblasti in kjer je potrebno drugim javnim organom, pooblaščenim za nadzor plačilnih sistemov.
This Section shall not prevent a competent authority from transmitting to central banks and other bodies with a similar function in their capacity as monetary authorities, and where appropriate, to other public authorities responsible for overseeing payment systems, information intended for the performance of their task.
Takšnim organom ali telesom tudi dovolijo, da pristojnim organom posredujejo takšne informacije, kakršne morebiti potrebujejo za namene člena 27.
Nor shall it prevent such authorities or bodies from communicating to the competent authorities such information as they may need for the purposes of Article 27.
Za informacije, prejete v tem smislu, veljajo pogoji poslovne skrivnosti iz tega oddelka.
Information received in this context shall be subject to the conditions of professional secrecy imposed in this Section.
Ne glede na člena 24 in 27 lahko države članice v skladu z zakonskimi določbami dovolijo razkrivanje nekaterih podatkov drugim službam njihove državne uprave, ki so odgovorne za zakonodajo v zvezi z nadzorom kreditnih institucij, finančnih institucij, institucij za opravljanje investicijskih storitev, zavarovalnic ali pozavarovalnic, ter inšpektorjem, ki delujejo v imenu teh oddelkov.
Notwithstanding Articles 24 and 27, Member States may, under provisions laid down by law, authorise the disclosure of certain information to other departments of their central government administrations responsible for legislation on the supervision of credit institutions, financial institutions, investment services and insurance or reinsurance undertakings and to inspectors acting on behalf of those departments.
Države članice pa predvidijo, da se podatki, prejeti v skladu s členoma 25 in 28 (1), in podatki, pridobljeni pri dejanskih pregledih iz člena 16, ne smejo nikoli razkriti v primerih iz tega
Member States shall, however, provide that information received under Articles 25 and 28(1) and that obtained by means of the on-the-spot verification referred to in Article 16 may never be disclosed in the cases referred to in this
, razen z izrecnim soglasjem pristojnih organov, ki so podatke posredovali, ali pristojnih organov države članice, v kateri je bilo opravljeno preverjanje na kraju samem.
except with the express consent of the competent authorities which disclosed the information or of the competent authorities of the Member State in which on-the-spot verification was carried out.
Oddelek 4 – dolžnosti revizorjev
Section 4 – Duties of auditors
Države članice zagotovijo vsaj, da je oseba, pooblaščena v smislu
Member States shall provide at least that any person authorised in accordance
Osma direktiva Sveta84/253/EGS z dne 10. aprila 1984, ki temelji na členu 54(3)(g) Pogodbe o dovoljenih za osebe pooblaščene za izvajanje obvezne revizije računovodskih listin (
Eight Council Directive 84/253/EEC of 10 April 1984 based on Article 54(3)(g) of the Treaty on the approval of persons responsible for carrying out the statutory audits of accounting documents
UL L 126, 12.5.1984, str.
(OJ L 126, 12.5.1984, p.
Četrta direktiva Sveta 78/660/EGS z dne 25. julija 1978 o letnih računovodskih izkazih posameznih vrst družb, ki temelji na členu 54(3)(g) Pogodbe (
Fourth Council Directive 78/660/EEC of 25 July 1978 based on Article 54(3)(g) of the Treaty on the annual accounts of certain types of companies
UL L 222, 14.8.1978, str.
(OJ L 222, 14.8.1978, p.
Direktiva, kakor je bila nazadnje spremenjena z Direktivo 2003/51/ES Evropskega parlamenta in Sveta
Directive as last amended by Directive 2003/51/EC.
Direktive 83/349/EGS
83/349/EEC or Article 31
ali členu 31
of Directive
Direktiva Sveta 85/611/EGS z dne 20. decembra 1985 o usklajevanju zakonov in drugih predpisov o kolektivnih naložbenih podjemih za vlaganja v prenosljive vrednostne papirje (KNPVP) (
Council Directive 85/611/EEC of 20 December 1985 on the coordination of laws, regulations and administrative provisions relating to undertakings for collective investment in transferable securities (UCITS)
UL L 375, 31.12.1985, str.
(OJ L 375, 31.12.1985, p.
Direktiva, kakor je bila nazadnje spremenjena z Direktivo 2005/1/ES
Directive as last amended by Directive 2005/1/EC.
a) predstavljala bistveno kršitev zakonov, predpisov in upravnih določb, ki določajo pogoje, ki urejajo dovoljenja za opravljanje poslov, ali ki posebej urejajo opravljanje dejavnosti zavarovalnic ali pozavarovalnic, ali
constitute a material breach of the laws, regulations or administrative provisions which lay down the conditions governing authorisation or which specifically govern pursuit of the activities of insurance or reinsurance undertakings, or
b) vplivajo na nemoteno delovanje pozavarovalnice, ali
affect the continuous functioning of the reinsurance undertaking, or
c) povzročijo zavrnitev potrditve računovodskih izkazov ali izražanje zadržkov;
lead to refusal to certify the accounts or to the expression of reservations;
Navedena oseba je dolžna poročati tudi o vseh dejstvih ali odločitvah, za katere izve pri opravljanju svoje naloge, kakor je opisano v prvem pododstavku, v podjetju, ki ima tesne povezave, izhajajoče iz nadzornega razmerja s pozavarovalnico, v kateri opravlja zgoraj navedeno nalogo.
That person shall also have a duty to report any facts and decisions of which he/she becomes aware in the course of carrying out a task as described in the first subparagraph in an undertaking having close links resulting from a control relationship with the reinsurance undertaking within which he/she is carrying out the abovementioned task.
To razkritje dejstev ali odločitev iz odstavka 1, ki jih sporočijo osebe, pooblaščene v smislu Direktive 84/253/EGS, pristojnim organom, ne predstavlja kršitve omejitev o razkritju informacij, predpisane s pogodbo, zakonskimi ali drugimi določbami, in takih oseb ne vključuje v nobeno vrsto odgovornosti.
The disclosure to the competent authorities, by persons authorised in accordance with Directive 84/253/EEC, of any relevant fact or decision referred to in paragraph 1 shall not constitute a breach of any restriction on disclosure of information imposed by contract or by any legislative, regulatory or administrative provision and shall not involve such persons in liability of any kind.
Poglavje 2 – Pravila v zvezi z zavarovalno-tehničnimi rezervacijami
Chapter 2 – Rules relating to technical provisions
Matična država članica od vsake pozavarovalnice zahteva, da oblikuje primerne zavarovalno-tehnične rezervacije glede vseh svojih poslov.
The home Member State shall require every reinsurance undertaking to establish adequate technical provisions in respect of its entire business.
Znesek takšnih zavarovalno-tehničnih rezervacij se določi v skladu s pravili iz Direktive 91/674/EGS.
The amount of such technical provisions shall be determined in accordance with the rules laid down in Directive 91/674/EEC.
Kjer je primerno, lahko matična država članica v skladu s členom 20 Direktive 2002/83/ES določi podrobnejša pravila.
Where applicable the home Member State may lay down more specific rules in accordance with Article 20 of Directive 2002/83/EC.
Države članice ne smejo obdržati ali uvesti sistema z bruto pridržanjem, ki zahteva zastavitev sredstev za kritje prenosnih premij in škodnih rezervacij, če je pozavarovatelj pozavarovalnica, ki je pridobila dovoljenje v skladu s to direktivo ali zavarovalnica, ki je pridobila dovoljenje v skladu z Direktivama 73/239/EGS ali 2002/83/ES.
Member States shall not retain or introduce a system with gross reserving which requires pledging of assets to cover unearned premiums and outstanding claims provisions if the reinsurer is a reinsurance undertaking authorised in accordance with this Directive or an insurance undertaking authorised in accordance with Directives 73/239/EEC or 2002/83/EC.
Če matična država članica dovoljuje, da so zavarovalno-tehnične rezervacije pokrite z zahtevki do pozavarovateljev, ki niso pridobili dovoljenja v skladu s to direktivo, ali zavarovalnice, ki ni pridobila dovoljenja v skladu z Direktivo 73/239/EGS ali 2002/83/ES, mora
When the home Member State allows any technical provisions to be covered by claims against reinsurers who are not authorised in accordance with this Directive or insurance undertakings which are not authorised in accordance with Directives 73/239/EEC or 2002/83/EC,
Matična država članica zahteva od vsake pozavarovalnice, ki krije nevarnosti, vključene v zavarovalno vrsto 14 iz točke A Priloge k Direktivi 73/239/EGS, da oblikuje izravnalne rezervacije, namenjene pokrivanju tehničnega primanjkljaja ali nadpovprečnega razmerja odškodnin te zavarovalne vrste v katerem koli poslovnem letu.
The home Member State shall require every reinsurance undertaking which reinsures risks included in class 14 in point A of the Annex to Directive 73/239/EEC to set up an equalization reserve for the purpose of offsetting any technical deficit or above-average claims ratio arising in that class in any financial year.
Izravnalne rezervacije za kreditno pozavarovanje se izračunajo v skladu s pravili, ki jih določi matična država članica v skladu z eno od štirih metod, določenih v točki D Priloge k Direktivi 73/239/EGS, ki štejejo za enakovredne.
The equalization reserve for credit reinsurance shall be calculated in accordance with the rules laid down by the home Member State in accordance with one of the four methods set out in point D of the Annex to Directive 73/239/EEC, which shall be regarded as equivalent.
Matična država članica lahko pozavarovalnice oprosti obveznosti oblikovanja izravnalnih rezervacij za pozavarovanje poslov kreditnega zavarovanja, če so premije ali prispevki, prejeti v zvezi s pozavarovanjem kreditnega zavarovanja nižji od 4 % skupno prejetih premij ali prispevkov in manjši od 2 500 000 EUR.
The home Member State may exempt reinsurance undertakings from the obligation to set up equalization reserves for reinsurance of credit insurance business where the premiums or contributions receivable in respect of reinsurance of credit insurance are less than 4% of the total premiums or contributions receivable by them and less than EUR 2 500 000.
Matične države članice lahko od vsake pozavarovalnice zahtevajo oblikovanje izravnalnih rezervacij za vrste nevarnosti razen kreditnega pozavarovanja.
The home Member State may require every reinsurance undertaking to set up equalization reserves for classes of risks other than credit reinsurance.
Izravnalna rezervacija se izračuna v skladu s pravili, ki jih določi matična država članica.
The equalization reserves shall be calculated according to the rules laid down by the home Member State.
Matična država članica zahteva, da vsaka pozavarovalnica vlaga sredstva, ki pokrivajo zavarovalno-tehnične rezervacije in izravnalno rezervacijo iz člena 33, v skladu z naslednjimi pravili:
The home Member State shall require every reinsurance undertaking to invest the assets covering the technical provisions and the equalization reserve referred to in Article 33 in accordance with the following rules:
pri sredstvih se upošteva vrsta posla, ki ga opravlja pozavarovalnica, zlasti naravo, znesek in trajanje pričakovanih zneskov škode, na tak način, da zagotovi likvidnost, varnost, kakovost, donosnost in ujemanje naložb;
the assets shall take account of the type of business carried out by a reinsurance undertaking, in particular the nature, the amount and the duration of the expected claims payments, in such a way as to secure sufficiency, liquidity, security, quality, profitability and matching of its investments;
pozavarovalnica zagotovi, da so sredstva raznolika in zadostno razpršena ter da podjetju omogočajo reagiranje na spreminjajoče se gospodarske okoliščine, predvsem glede razvoja na finančnih trgih in trgih z nepremičninami, ali večje katastrofalne dogodke.
the reinsurance undertaking shall ensure that the assets are diversified and adequately spread and allow the undertaking to respond adequately to changing economic circumstances, in particular developments in the financial markets and real estate markets or major catastrophic events.
naložba v sredstva, ki niso sprejeta v trgovanje na urejenem finančnem trgu, se mora v vsakem primeru zadržati na preudarni ravni;
investment in assets which are not admitted to trading on a regulated financial market must in any event be kept to prudent levels;
naložbe v izvedene instrumente so mogoče, če prispevajo k zmanjšanju naložbenih tveganj ali olajšajo učinkovito upravljanje portfelja.
investment in derivative instruments shall be possible insofar as they contribute to a reduction of investment risks or facilitate efficient portfolio management.
naložbe so primerno razpršene na način, ki preprečuje pretirano zanašanje na neko imetje, izdajatelja ali skupino podjetij in kopičenje tveganj v portfelju kot celoti.
the assets shall be properly diversified in such a way as to avoid excessive reliance on any one particular asset, issuer or group of undertakings and accumulations of risk in the portfolio as a whole.
Naložbe v sredstva, ki jih izda isti izdajatelj ali izdajatelji, ki pripadajo isti skupini, ne izpostavijo podjetja pretiranemu tveganju.
Investments in assets issued by the same issuer or by issuers belonging to the same group shall not expose the undertaking to excessive risk concentration.
Države članice lahko sklenejo, da ne bodo uporabljale zahtev iz točke (e) za naložbe v državne obveznice.
Member States may decide not to apply the requirements referred to in point (e) to investment in government bonds.
Države članice ne zahtevajo, da pozavarovalnice, ki so na njihovem ozemlju, vlagajo v določene kategorije sredstev.
Member States shall not require reinsurance undertakings located in their territory to invest in particular categories of assets.
naložbe bruto zavarovalno-tehničnih rezervacij v valute, razen tistih, pri katerih so zavarovalno-tehnične rezervacije določene, je treba omejiti na 30 %;
investments of gross technical provisions in currencies other than those in which technical provisions are set should be limited to 30%;
naložbe bruto zavarovalno-tehničnih rezervacij v delnice in druge prenosljive vrednostne papirje, obravnavane kot delnice, obveznice, dolžniške vrednostne papirje, ki niso sprejeti v trgovanje na urejenem trgu, je treba omejiti na 30 %;
investments of gross technical provisions in shares and other negotiable securities treated as shares, bonds, debt securities which are not admitted to trading on a regulated market should be limited to 30%;