natgillin/translations-raw huggingface dataset:
Glede na občutljivost pravil o minimalnih kapitalskih zahtevah na tveganja je zaželeno, da se pregleduje, ali imajo znatne vplive na gospodarski cikel.
In view of the risk-sensitivity of the rules relating to minimum capital requirements, it is desirable to keep under review whether these have significant effects on the economic cycle.
Komisija bi morala, ob upoštevanju prispevka Evropske centralne banke, poročati o teh vidikih Evropskemu parlamentu in Svetu.
The Commission, taking into account the contribution of the European Central Bank should report on these aspects to the European Parliament and to the Council.
Prav tako je treba uskladiti dogovore, potrebne za nadzor likvidnostnih tveganj.
The arrangements necessary for the supervision of liquidity risks should also be harmonised.
Ta direktiva upošteva temeljne pravice in spoštuje načela, priznana zlasti z Listino o temeljnih pravicah Evropske unije, kot splošna načela zakonodaje Skupnosti.
This Directive respects fundamental rights and observes the principles recognised in particular by the Charter of Fundamental Rights of the European Union as general principles of Community law.
Obveznost prenosa te direktive v nacionalno pravo bi morala biti omejena na tiste določbe, ki predstavljajo vsebinsko spremembo v primerjavi s predhodnimi direktivami.
The obligation to transpose this Directive into national law should be confined to those provisions which represent a substantive change as compared with earlier directives.
Obveznost prenosa določb, ki so nespremenjene, izhaja iz predhodnih direktiv.
The obligation to transpose the provisions which are unchanged exists under the earlier directives.
Ta direktiva ne bi smela posegati v obveznosti držav članic v zvezi z roki za prenos direktiv v nacionalno zakonodajo, določenih v delu B Priloge XIII –
This Directive should be without prejudice to the obligations of the Member States relating to the time-limits for transposition into national law of the Directives set out in Annex XIII, Part B,
Ta direktiva določa pravila za začetek opravljanja in opravljanje dejavnosti kreditnih institucij ter za njihov bonitetni nadzor.
This Directive lays down rules concerning the taking up and pursuit of the business of credit institutions, and their prudential supervision.
Člen 39 in oddelek 1 poglavja 4 naslova V se uporabljajo za finančne holdinge in mešane holdinge, katerih sedeži so v Skupnosti.
Article 39 and Title V, Chapter 4, Section 1 shall apply to financial holding companies and mixed-activity holding companies which have their head offices in the Community.
Institucije, ki so trajno izključene na podlagi člena 2, z izjemo centralnih bank držav članic, se štejejo za finančne institucije za namene člena 39 in oddelka 1 poglavja 4 naslova V.
The institutions permanently excluded pursuant to Article 2, with the exception, however, of the central banks of the Member States, shall be treated as financial institutions for the purposes of Article 39 and Title V, Chapter 4, Section 1.
centralne banke držav članic,
the central banks of Member States,
poštne institucije, ki opravljajo storitev brezgotovinskega nakazovanja,
post office giro institutions,
v Belgiji za "Institut de Réescompte et de Garantie/Herdiscontering- en Waarborginstituut",
in Belgium, the "Institut de Réescompte et de Garantie/Herdiscontering- en Waarborginstituut",
na Danskem za "Dansk Eksportfinansieringsfond", "Danmarks Skibskreditfond", "Dansk Landbrugs Realkreditfond" in "KommuneKredit",
in Denmark, the "Dansk Eksportfinansieringsfond", the "Danmarks Skibskreditfond", the "Dansk Landbrugs Realkreditfond", and the "KommuneKredit",
v Nemčiji za "Kreditanstalt für Wiederaufbau", podjetja, ki so v skladu z "Wohnungsgemeinnützigkeitsgesetz" priznana kot organi državne stanovanjske politike in se večinoma ne ukvarjajo z bančnimi posli, in podjetja, priznana kot neprofitna stanovanjska podjetja v skladu s tem zakonom,
in Germany, the "Kreditanstalt für Wiederaufbau", undertakings which are recognised under the "Wohnungsgemeinnützigkeitsgesetz" as bodies of State housing policy and are not mainly engaged in banking transactions, and undertakings recognised under that law as non-profit housing undertakings,
v Grčiji za "Ταμείο Παρακαταθηκών και Δανείων" (Tamio Parakatathikon kai Danion),
in Greece, the "Ταμείο Παρακαταθηκών και Δανείων" (Tamio Parakatathikon kai Danion),
v Španiji za "Instituto de Crédito Oficial",
in Spain, the "Instituto de Crédito Oficial",
v Franciji za "Caisse des dépôts et consignations",
in France, the "Caisse des dépôts et consignations",
na Irskem za kreditne zadruge in skupnosti vzajemne pomoči,
in Ireland, credit unions and the friendly societies,
v Italiji za "Cassa depositi e prestiti",
in Italy, the "Cassa depositi e prestiti",
v Latviji za "krājaizdevu sabiedrības", podjetja priznana po "krājaizdevu sabiedrību likums" kot zadruge, ki opravljajo finančne storitve izključno za svoje člane,
in Latvia, the "krājaizdevu sabiedrības", undertakings that are recognised under the "krājaizdevu sabiedrību likums" as cooperative undertakings rendering financial services solely to their members,
v Litvi za "kredito unijos", razen "Centrine kredito unija",
in Lithuania, the "kredito unijos" other than the "Centrine˙ kredito unija",
na Madžarskem za "Magyar Fejlesztési Bank Rt." in "Magyar Export-Import Bank Rt.",
in Hungary, the "Magyar Fejlesztési Bank Rt." and the "Magyar Export-Import Bank Rt.",
na Nizozemskem za "Nederlandse Investeringsbank voor Ontwikkelingslanden NV", "NV Noordelijke Ontwikkelingsmaatschappij", "NV Industriebank Limburgs Instituut voor Ontwikkeling en Financiering" in "Overijsselse Ontwikkelingsmaatschappij NV",
in the Netherlands, the "Nederlandse Investeringsbank voor Ontwikkelingslanden NV", the "NV Noordelijke Ontwikkelingsmaatschappij", the "NV Industriebank Limburgs Instituut voor Ontwikkeling en Financiering" and the "Overijsselse Ontwikkelingsmaatschappij NV",
v Avstriji za podjetja, priznana kot stanovanjska združenja v interesu javnosti, in "Osterreichische Kontrollbank AG",
in Austria, undertakings recognised as housing associations in the public interest and the "Österreichische Kontrollbank AG",
na Poljskem za "Spółdzielcze Kasy Oszczędnościowo - Kredytowe" in "Bank Gospodarstwa Krajowego",
in Poland, the "Spółdzielcze Kasy Oszczędnościowo - Kreditowe" and the "Bank Gospodarstwa Krajowego",
na Portugalskem za "Caixas Económicas", obstoječe na dan 1. januarja 1986, razen tistih, ki so ustanovljene kot družbe z omejeno odgovornostjo, in "Caixa Económica Montepio Geral",
in Portugal, "Caixas Económicas" existing on 1 January 1986 with the exception of those incorporated as limited companies and of the "Caixa Económica Montepio Geral",
na Finskem za "Teollisen yhteistyon rahasto Oy/Fonden för industriellt samarbete AB" in'Finnvera Oyj/Finnvera Abp",
in Finland, the "Teollisen yhteistyön rahasto Oy/Fonden för industriellt samarbete AB", and the "Finnvera Oyj/Finnvera Abp",
na Švedskem za "Svenska Skeppshypotekskassan",
in Sweden, the "Svenska Skeppshypotekskassan",
v Združenem kraljestvu za National Savings Bank, Commonwealth Development Finance Company Ltd, Agricultural Mortgage Corporation Ltd, Scottish Agricultural Securities Corporation Ltd, Crown Agents for overseas governments and administrations, kreditne zadruge in komunalne banke.
in the United Kingdom, the National Savings Bank, the Commonwealth Development Finance Company Ltd, the Agricultural Mortgage Corporation Ltd, the Scottish Agricultural Securities Corporation Ltd, the Crown Agents for overseas governments and administrations, credit unions and municipal banks.
Ena ali več kreditnih institucij, ki so v isti državi članici in ki so od 15. decembra 1977 stalno odvisne od centralnega organa, ki jih nadzoruje in ki je ustanovljen v isti državi članici, so lahko izvzete od zahtev iz členov 7 in 11(1), če najpozneje do 15. decembra 1979 nacionalna zakonodaja predvidi, da:
One or more credit institutions situated in the same Member State and which are permanently affiliated, on 15 December 1977, to a central body which supervises them and which is established in the same Member State, may be exempted from the requirements of Articles 7 and 11(1) if, no later than 15 December 1979, national law provides that:
so obveznosti centralnega organa in odvisnih institucij skupna in solidarna odgovornost ali da za obveznosti svojih odvisnih institucij centralni organ osebno jamči v celoti,
the commitments of the central body and affiliated institutions are joint and several liabilities or the commitments of its affiliated institutions are entirely guaranteed by the central body;
se solventnost in likvidnost centralnega organa in vseh odvisnih institucij spremljata kot celota na osnovi konsolidiranih računovodskih izkazov,
the solvency and liquidity of the central body and of all the affiliated institutions are monitored as a whole on the basis of consolidated accounts; and
je uprava centralnega organa pooblaščena za izdajanje navodil upravi odvisnih institucij.
the management of the central body is empowered to issue instructions to the management of the affiliated institutions.
Kreditnim institucijam, ki poslujejo lokalno in so od 15. decembra 1977 stalno odvisne od centralnega organa v smislu prvega pododstavka, lahko pogoji, določeni v tem pododstavku, koristijo, če so same običajen dodatni del mreže tega centralnega organa.
Credit institutions operating locally which are permanently affiliated, subsequent to 15 December 1977, to a central body within the meaning of the first subparagraph, may benefit from the conditions laid down therein if they constitute normal additions to the network belonging to that central body.
Pri kreditnih institucijah, razen tistih, ki so ustanovljene na območjih, iztrganih morju, ali ki so posledica razdružitve ali združitev obstoječih institucij, odvisnih od centralnega organa ali mu odgovarjajo, lahko Komisija na podlagi postopka iz člena 151(2), določi dodatna pravila za uporabo drugega pododstavka, vključno z razveljavitvijo izvzetij, predvidenih v prvem pododstavku, če je mnenja, da lahko združenje novih institucij, ki imajo korist od ureditve iz drugega pododstavka, neugodno vpliva na konkurenco.
In the case of credit institutions other than those which are set up in areas newly reclaimed from the sea or have resulted from scission or mergers of existing institutions dependent or answerable to the central body, the Commission, pursuant to the procedure referred to in Article 151(2) may lay down additional rules for the application of the second subparagraph including the repeal of exemptions provided for in the first subparagraph, where it is of the opinion that the affiliation of new institutions benefiting from the arrangements laid down in the second subparagraph might have an adverse effect on competition.
Kreditna institucija iz prvega pododstavka odstavka 1, je lahko prav tako izvzeta iz določb členov 9 in 10 in tudi oddelkov 2, 3, 4, 5 in 6 poglavja 2 ter poglavja 3 naslova V, pod pogojem, da brez poseganja v uporabo teh določb za centralni organ, in sicer za celoto, ki jo predstavlja centralni organ skupaj s svojimi odvisnimi institucijami, veljajo navedene določbe na konsolidirani osnovi.
A credit institution referred to in the first subparagraph of paragraph 1, may also be exempted from the provisions of Articles 9 and 10, and also Title V, Chapter 2, Sections 2, 3, 4, 5 and 6 and Chapter 3 provided that, without prejudice to the application of those provisions to the central body, the whole as constituted by the central body together with its affiliated institutions is subject to those provisions on a consolidated basis.
Pri izvzetju za celoto, ki jo predstavlja centralni organ skupaj s svojimi odvisnimi institucijami, se uporabljajo členi 16, 23, 24, 25, 26(1) do (3) in 28 do 37.
In case of exemption, Articles 16, 23, 24, 25, 26(1) to (3) and 28 to 37 shall apply to the whole as constituted by the central body together with its affiliated institutions.
"kreditna institucija" pomeni:
"credit institution" means:
podjetje, katerega dejavnost je sprejemanje depozitov ali drugih vračljivih sredstev od javnosti in dajanje posojil za svoj račun; ali
an undertaking whose business is to receive deposits or other repayable funds from the public and to grant credits for its own account; or
institucijo za izdajanje elektronskega denarja v smislu Direktive 2000/46/ES Direktiva 2004/46/ES Evropskega parlamenta in Sveta z dne 18. septembra 2000 o začetku opravljanja in opravljanju dejavnosti ter nadzoru skrbnega in varnega poslovanja institucij za izdajo elektronskega denarja (UL L 275, 27.10.2000, str.
an electronic money institution within the meaning of Directive 2000/46/EC Directive 2000/46/EC of the European Parliament and of the Council of 18 September 2000 on the taking up, pursuit of and prudential supervision of the business of electronic money institutions (OJ L 275, 27.10.2000, p.
"dovoljenje" pomeni instrument, ki ga v kateri koli obliki izdajo pristojni organi in s katerim se kreditni instituciji dodeli pravica do opravljanja dejavnosti;
"authorisation" means an instrument issued in any form by the authorities by which the right to carry on the business of a credit institution is granted;
"podružnica" pomeni poslovno enoto, ki je pravno odvisen del kreditne institucije in neposredno izvaja vse ali nekatere posle, ki so del dejavnosti kreditnih institucij;
"branch" means a place of business which forms a legally dependent Part of a credit institution and which carries out directly all or some of the transactions inherent in the business of credit institutions;
"pristojni organi" pomeni državne organe, ki so z zakonom ali predpisom pooblaščeni za nadzor kreditnih institucij;
"competent authorities" means the national authorities which are empowered by law or regulation to supervise credit institutions;
"finančna institucija" pomeni podjetje, razen kreditne institucije, čigar osnovna dejavnost je pridobivati kapitalske deleže ali opravljati eno ali več dejavnosti, ki so naštete v točkah 2 do 12 v Prilogi I;
"financial institution" means an undertaking other than a credit institution, the principal activity of which is to acquire holdings or to carry on one or more of the activities listed in points 2 to 12 of Annex I;
UL (vstaviti številko in datum te direktive, glej uvodno izjavo 37).
OJ: please insert number: see Recital 37.
"matična država članica" pomeni državo članico, v kateri je kreditna institucija pridobila dovoljenje v skladu s členi 6 do 9 in 11 do 14;
"home Member State" means the Member State in which a credit institution has been authorised in accordance with Articles 6 to 9 and 11 to 14;
"država članica gostiteljica" pomeni državo članico, v kateri ima kreditna institucija podružnico ali v kateri opravlja storitve;
"host Member State" means the Member State in which a credit institution has a branch or in which it provides services;
"obvladovanje" pomeni razmerje med nadrejeno in podrejeno družbo , kakor je opredeljeno v členu 1 Direktive 83/349/EGS, ali podobno razmerje med katero koli fizično ali pravno osebo in podjetjem;
"control" means the relationship between a parent undertaking and a subsidiary, as defined in Article 1 of Directive 83/349/EEC, or a similar relationship between any natural or legal person and an undertaking;
"udeležba" za namene točk (o) in (p) člena 57, členov 71 do 73 in poglavja 4 naslova V pomeni udeležbo v smislu prvega stavka člena 17 Četrte direktive Sveta 78/660/EGS z dne 25. julija 1978 o letnih računovodskih izkazih posameznih vrst družb UL L 222, 14.8.1978, str.
"participation" for the purposes of points (o) and (p) of Article 57, Articles 71 to 73 and Title V, Chapter 4 means participation within the meaning of the first sentence of Article 17 of Fourth Council Directive 78/660/EEC of 25 July 1978 on the annual accounts of certain types of companies OJ L 222, 14.8.1978, p.
, ali lastništvo, neposredno ali posredno, 20 % ali več glasovalnih pravic ali kapitala podjetja;
, or the ownership, direct or indirect, of 20% or more of the voting rights or capital of an undertaking;
"kvalificirani delež" pomeni neposredni ali posredni delež v podjetju, ki predstavlja 10 % ali več kapitala ali glasovalnih pravic ali ki omogoča pomemben vpliv na upravljanje navedenega podjetja;
"qualifying holding" means a direct or indirect holding in an undertaking which represents 10% or more of the capital or of the voting rights or which makes it possible to exercise a significant influence over the management of that undertaking;
"nadrejena družba" pomeni
"parent undertaking" means:
nadrejeno družbo, kakor je opredeljena v členih 1 in 2 Direktive 83/349/EGS;
a parent undertaking as defined in Articles 1 and 2 of Directive 83/349/EEC; or
za namene členov 71 do 73 oddelka 5 poglavja 2 naslova V in poglavja 4 nadrejeno družbo iz člena 1(1) Direktive 83/349/EGS in katero koli podjetje, ki po mnenju pristojnih organov učinkovito izvaja prevladujoč vpliv nad drugim podjetjem;
for the purposes of Articles 71 to 73, Title V, Chapter 2, Section 5 and Chapter 4, a parent undertaking within the meaning of Article 1(1) of Directive 83/349/EEC and any undertaking which, in the opinion of the competent authorities, effectively exercises a dominant influence over another undertaking;
podrejeno družbo, kakor je opredeljena v členih 1 in 2 Direktive 83/349/EGS; ali
a subsidiary undertaking as defined in Articles 1 and 2 of Directive 83/349/EEC; or
za namene členov 71 do 73 oddelka 5 poglavja 2 naslova V in poglavja 4 podrejeno družbo iz člena 1(1) Direktive 83/349/EGS in katero koli podjetje, nad katerim po mnenju pristojnih organov nadrejena družba učinkovito izvaja prevladujoč vpliv.
for the purposes of Articles 71 to 73, Title V, Chapter 2, Section 5, and Chapter 4 a subsidiary undertaking within the meaning of Article 1(1) of Directive 83/349/EEC and any undertaking over which, in the opinion of the competent authorities, a parent undertaking effectively exercises a dominant influence.
Vse podrejene družbe podrejenih družb se prav tako štejejo za podrejene družbe najvišje nadrejene družbe;
All subsidiaries of subsidiary undertakings shall also be considered subsidiaries of the undertaking that is their original parent;
"nadrejena kreditna institucija v državi članici" pomeni kreditno institucijo, ki ima podrejeno družbo, ki je kreditna institucija ali finančna institucija, ali ki je udeležena v taki instituciji, in ki sama ni podrejena družba druge kreditne institucije z dovoljenjem v isti državi članici, ali finančni holding, ustanovljen v isti državi članici;
"parent credit institution in a Member State" means a credit institution which has a credit institution or a financial institution as a subsidiary or which holds a participation in such an institution, and which is not itself a subsidiary of another credit institution authorised in the same Member State, or of a financial holding company set up in the same Member State;
"nadrejeni finančni holding v državi članici" pomeni finančni holding, ki sam ni podrejena družba kreditne institucije z dovoljenjem v isti državi članici, ali finančnega holdinga, ustanovljenega v isti državi članici;
"parent financial holding company in a Member State" means a financial holding company which is not itself a subsidiary of a credit institution authorised in the same Member State, or of a financial holding company set up in the same Member State;
"nadrejena kreditna institucija EU" pomeni nadrejeno kreditno institucijo v državi članici, ki ni podrejena družba druge kreditne institucije z dovoljenjem v kateri koli državi članici ali finančnega holdinga, ustanovljenega v kateri koli državi članici;
"EU parent credit institution" means a parent credit institution in a Member State which is not a subsidiary of another credit institution authorised in any Member State, or of a financial holding company set up in any Member State;
"nadrejeni finančni holding EU" pomeni nadrejeni finančni holding v državi članici, ki ni podrejena družba kreditne institucije z dovoljenjem v kateri koli državi članici ali katerega koli drugega finančnega holdinga, ustanovljenega v kateri koli drugi državi članici;
"EU parent financial holding company" means a parent financial holding company in a Member State which is not a subsidiary of a credit institution authorised in any Member State or of another financial holding company set up in any Member State;
"osebe javnega sektorja" pomeni nekomercialne upravne organe, odgovorne enotam centralne ravni držav, enotam regionalne ali lokalne ravni držav ali organom, ki po mnenju pristojnih organov izvajajo enake pristojnosti kakor organi regionalne in lokalne ravni države, ali nekomercialna podjetja v lasti enot centralne ravni držav, ki imajo izrecne sporazume o jamstvu in lahko vključujejo zakonsko regulirane samoupravne organe, ki so pod javnim nadzorom;
"public sector entities" means non-commercial administrative bodies responsible to central governments, regional governments or local authorities, or authorities that in the view of the competent authorities exercise the same responsibilities as regional and local authorities, or non-commercial undertakings owned by central governments that have explicit guarantee arrangements, and may include self administered bodies governed by law that are under public supervision;
"finančni holding" pomeni finančno institucijo, katere podrejene družbe so izključno ali pretežno kreditne institucije ali finančne institucije, med katerimi je najmanj ena kreditna institucija , in ki ni mešani finančni holding v smislu člena 2(15) Direktive 2002/87/ES Direktiva 2002/87/ES Evropskega parlamenta in Sveta z dne 16. decembra 2002 o dopolnilnem nadzoru kreditnih institucij, zavarovalnic in investicijskih družb v finančnem konglomeratu (UL L 35, 11.2.2003, str.
"financial holding company" means a financial institution, the subsidiary undertakings of which are either exclusively or mainly credit institutions or financial institutions, at least one of such subsidiaries being a credit institution, and which is not a mixed financial holding company within the meaning of Article 2(15) of Directive 2002/87/EC Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 on the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate (OJ L 35, 11.2.2003, p.
"mešani poslovni holding" pomeni nadrejeno družbo, ki ni finančni holding ali kreditna institucija ali mešani finančni holding v smislu člena 2(15) Direktive 2002/87/ES, katerega podrejene družbe zajemajo najmanj eno kreditno institucijo;
"mixed-activity holding company" means a parent undertaking, other than a financial holding company or a credit institution or a mixed financial holding company within the meaning of Article 2(15) of Directive 2002/87/EC, the subsidiaries of which include at least one credit institution;
"družba za pomožne storitve", pomeni podjetje, čigar osnovna dejavnost je lastništvo in upravljanje premoženja, izvajanje storitev obdelave podatkov ali katera koli druga podobna dejavnost, ki je pomožna glede na osnovno dejavnost ene ali več kreditnih institucij;
"ancillary services undertaking" means an undertaking the principal activity of which consists in owning or managing property, managing data-processing services, or any other similar activity which is ancillary to the principal activity of one or more credit institutions;
"operativno tveganje" pomeni tveganje izgube, kot posledice neprimernega ali neuspešnega izvajanja notranjih procesov, ravnanj ljudi ali delovanja sistemov, ali zaradi zunanjih dogodkov, ter vključuje pravno tveganje;
"operational risk" means the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events, and includes legal risk;
"centralne banke" vključujejo Evropsko centralno banko, če ni navedeno drugače;
"central banks" include the European Central Bank unless otherwise indicated;
"tveganje zmanjšanja vrednosti odkupljenih denarnih terjatev" je tveganje zmanjšanja zneska terjatve zaradi denarnih ali nedenarnih ugovorov dolžnika po tej terjatvi;
"dilution risk" means the risk that an amount receivable is reduced through cash or non-cash credits to the obligor;