natgillin/translations-raw huggingface dataset:
krite obveznice, kakor so opredeljene v odstavkih 68 do 70 dela 1 Priloge VI;
covered bonds falling within the terms of Annex VI, Part 1, points 68 to 70;
do nadaljnje uskladitve deleže v zavarovalnicah iz člena 122(1) do 40 % lastnih sredstev kreditne institucije, ki pridobi tak delež;
pending subsequent coordination, holdings in the insurance companies referred to in Article 122(1) up to 40% of the own funds of the credit institution acquiring such a holding;
postavke sredstev, ki predstavljajo terjatve do regionalnih ali centralnih kreditnih institucij, s katerimi je posojilna kreditna institucija povezana v mrežo v skladu z zakonskimi ali statutarnimi določbami in ki so na podlagi teh določb odgovorne za gotovinsko- klirinško poravnavo v okviru mreže;
asset items constituting claims on regional or central credit institutions with which the lending credit institution is associated in a network in accordance with legal or statutory provisions and which are responsible, under those provisions, for cash-clearing operations within the network;
izpostavljenosti, zavarovane, kakor zahtevajo pristojni organi, z zavarovanji v obliki drugih vrednostnih papirjev, ne tistih, ki so navedeni v točki (f);
exposures secured, to the satisfaction of the competent authorities, by collateral in the form of securities other than those referred to in point (f);
posojila, zavarovana, kakor zahtevajo pristojni organi, s hipotekami na stanovanjskih nepremičninah ali z delnicami v finskih stanovanjskih družbah, ki delujejo v skladu s finskim Zakonom o stanovanjskih družbah iz leta 1991 ali naknadno sprejeto enakovredno zakonodajo in posli finančnega zakupa, pri katerih zakupodajalec zadrži popolno lastništvo nad zakupljeno stanovanjsko nepremičnino, vse dokler zakupnik ne uveljavi svoje opcije do nakupa, v vseh primerih do 50% vrednosti stanovanjske nepremičnine;
loans secured, to the satisfaction of the competent authorities, by mortgages on residential property or by shares in Finnish residential housing companies, operating in accordance with the Finnish Housing Company Act of 1991 or subsequent equivalent legislation and leasing transactions under which the lessor retains full ownership of the residential property leased for as long as the lessee has not exercised his option to purchase, in all cases up to 50% of the value of the residential property concerned;
naslednje, če prejmejo utež tveganja 50 % na podlagi členov 78 do 83, in le do 50 % vrednosti zadevne nepremičnine:
the following, where they would receive a 50% risk weight under Articles 78 to 83, and only up to 50% of the value of the property concerned:
izpostavljenosti, zavarovane s hipotekami na pisarne ali druge gospodarske objekte ali z delnicami v finskih nepremičninskih družbah, ki poslujejo v skladu s finskim Zakonom o nepremičninskih družbah iz leta 1991 ali naknadno sprejeto enakovredno zakonodajo, za pisarne ali druge gospodarske objekte; in
exposures secured by mortgages on offices or other commercial premises, or by shares in Finnish housing companies, operating in accordance with the Finnish Housing Company Act of 1991 or subsequent equivalent legislation, in respect of offices or other commercial premises; and
izpostavljenosti, ki se nanašajo na posle v zvezi s finančnim zakupom premoženja, ki zadeva pisarne ali druge gospodarske objekte;
exposures related to property leasing transactions concerning offices or other commercial premises;
Za namene točke (ii) lahko pristojni organi vsake države članice do 31. decembra 2011 dovolijo kreditnim institucijam priznavanje 100 % vrednosti zadevnega premoženja.
for the purposes of point (ii), until 31 December 2011, the competent authorities of each Member State may allow credit institutions to recognise 100% of the value of the property concerned.
Ob koncu tega obdobja se ta obravnava ponovno pregleda.
At the end of this period, this treatment shall be reviewed.
Države članice obvestijo Komisijo o uporabi te prednostne obravnave;
Member States shall inform the Commission of the use they make of this preferential treatment;
50 % zunajbilančnih postavk, ki predstavljajo srednje/nizko tveganje, navedenih v Prilogi II;
50% of the medium/low-risk off-balance-sheet items referred to in Annex II;
pod pogojem, da se s tem strinjajo pristojni organi, druga osebna jamstva, razen osebnih jamstev za posojila, ki temeljijo na zakonskih in podzakonskih predpisih in jih dajejo za svoje člane vzajemne jamstvene sheme, ki imajo status kreditnih institucij in katerih znesek se tehta z utežjo 20 %; in
subject to the competent authorities' agreement, guarantees other than loan guarantees which have a legal or regulatory basis and are given for their members by mutual guarantee schemes possessing the status of credit institutions, subject to a weighting of 20% of their amount; and
zunajbilančne postavke, ki predstavljajo majhno tveganje, navedene v Prilogi II, če je bil sklenjen sporazum z osebo ali skupino povezanih oseb, po katerem je izpostavljenost dovoljena le, kadar se zagotovi, da ne bodo presežene zgornje meje, ki se uporabljajo v skladu s členom 111(1) do (3).
the low-risk off-balance-sheet items referred to in Annex II, to the extent that an agreement has been concluded with the client or group of connected clients under which the exposure may be incurred only if it has been ascertained that it will not cause the limits applicable under Article 111(1) to (3) to be exceeded.
Šteje se, da gotovina, prejeta na podlagi kreditnega zapisa, ki ga izda kreditna institucija, ter posojila kreditni instituciji in depoziti nasprotne stranke pri njej, ki so predmet pogodbe o bilančnem pobotu, priznane na podlagi členov 90 do 93, sodijo v točko (g).
Cash received under a credit linked note issued by the credit institution and loans and deposits of a counterparty to or with the credit institution which are subject to an on-balance sheet netting agreement recognised under Articles 90 to 93 shall be deemed to fall under point (g).
Za namene točke (o) vrednostni papirji, ki se uporabljajo kot zavarovanja, morajo biti vrednoteni po tržni ceni, imeti morajo vrednost, ki presega z osebnim jamstvom krite izpostavljenosti in s katerimi se mora bodisi trgovati na borzi ali morajo biti dejansko prenosljivi in morajo redno kotirati na trgu, ki deluje pod okriljem priznanih strokovnih izvajalcev, in morajo, kakor zahtevajo pristojni organi države članice, od koder kreditna institucija izvira, omogočiti ugotavljanje objektivne cene, tako da se lahko presežek vrednosti vrednostnih papirjev preveri v vsakem trenutku.
For the purposes of point (o), the securities used as collateral shall be valued at market price, have a value that exceeds the exposures guaranteed and be either traded on a stock exchange or effectively negotiable and regularly quoted on a market operated under the auspices of recognised professional operators and allowing, to the satisfaction of the competent authorities of the Member State of origin of the credit institution, for the establishment of an objective price such that the excess value of the securities may be verified at any time.
Zahtevani presežek vrednosti je 100 %.
The excess value required shall be 100%.
Če sta zapadlost izpostavljenosti in zapadlost kreditnega zavarovanja neusklajena, se zavarovanje ne prizna.
Where there is a mismatch between the maturity of the exposure and the maturity of the credit protection, the collateral shall not be recognised.
Vrednostni papirji, ki se uporabljajo kot zavarovanje, ne morejo sestavljati lastnih sredstev kreditne institucije.
Securities used as collateral may not constitute credit institutions' own funds.
Za namene točke (p) se vrednost premoženja, kakor zahtevajo pristojni organi, izračuna na osnovi strogih standardov vrednotenja, določenih z zakonom ali drugim predpisom.
For the purposes of point (p), the value of the property shall be calculated, to the satisfaction of the competent authorities, on the basis of strict valuation standards laid down by law, regulation or administrative provisions.
Vrednotenje se opravi vsaj enkrat na leto.
Valuation shall be carried out at least once a year.
Za namene točke (p) stanovanjske nepremičnine pomenijo stanovanjske prostore, ki jih posojilojemalec zaseda ali oddaja.
For the purposes of point (p), residential property shall mean a residence to be occupied or let by the borrower.
Države članice morajo Komisijo obvestiti o vseh odobrenih izjemah na podlagi točke (s), da bi s tem preprečile izkrivljanje konkurence.
Member States shall inform the Commission of any exemption granted under point (s) in order to ensure that it does not result in a distortion of competition.
Ob upoštevanju odstavka 3, lahko za namene izračunavanja vrednosti izpostavljenosti za namene člena 111(1) do (3) države članice za kreditne institucije, ki uporabljajo Razvito metodo za merjenje učinkov zavarovanja s finančnim premoženjem na podlagi členov 90 do 93, namesto uporabe polnih ali delnih izjem, dovoljenih na podlagi točk (f), (g), (h), in (o) člena 113(3), dovolijo takim kreditnim institucijam uporabo vrednosti, ki je nižja od vrednosti izpostavljenosti, vendar pa ni nižja od vsote popolnoma prilagojenih vrednosti izpostavljenosti do osebe ali skupine povezanih oseb.
Subject to paragraph 3, for the purposes of calculating the value of exposures for the purposes of Article 111(1) to (3) Member States may, in respect of credit institutions using the Financial Collateral Comprehensive Method under Articles 90 to 93, in the alternative to availing of the full or partial exemptions permitted under points (f), (g), (h), and (o) of Article 113(3), permit such credit institutions to use a value lower than the value of the exposure, but no lower than the total of the fully-adjusted exposure values of their exposures to the client or group of connected clients.
Za te namene "popolnoma prilagojena vrednost izpostavljenosti" pomeni vrednost, izračunano na podlagi členov 90 do 93, ob upoštevanju zmanjševanja kreditnega tveganja, prilagoditev za nestanovitnost in morebitno neusklajenost zapadlosti (E*).
For these purposes, "fully adjusted exposure value" means that calculated under Articles 90 to 93 taking into account the credit risk mitigation, volatility adjustments, and any maturity mismatch (E*).
Če se ta odstavek uporablja za kreditno institucijo, se točke (f), (g), (h) in (o) člena 113(3) ne uporabljajo za zadevno kreditno institucijo.
Where this paragraph is applied to a credit institution, points (f), (g), (h), and (o) of Article 113(3) shall not apply to the credit institution in question.
Ob upoštevanju odstavka 3 se lahko kreditni instituciji, ki ima na podlagi členov 84 do 89 dovoljenje za uporabo lastnih ocen LGD in konverzijskih faktorjev za kategorijo izpostavljenosti, dovoli, če lahko pristojnim organom dokaže, da je zmožna oceniti učinke zavarovanja s finančnim premoženjem na njihove izpostavljenosti ločeno od drugih vidikov, ki so pomembni za LGD, da prizna take učinke pri izračunavanju vrednosti izpostavljenosti za namene člena 111 (1) do (3).
Subject to paragraph 3, a credit institution permitted to use own estimates of LGDs and conversion factors for an exposure class under Articles 84 to 89 may be permitted, where it is able to the satisfaction of the competent authorities to estimate the effects of financial collateral on their exposures separately from other LGD-relevant aspects, to recognise such effects in calculating the value of exposures for the purposes of Article 111(1) to (3).
Pristojni organi se prepričajo o primernosti ocen, ki jih pripravi kreditna institucija za uporabo pri zmanjševanju vrednosti izpostavljenosti za namene skladnosti z določbami člena 111.
Competent authorities shall be satisfied as to the suitability of the estimates produced by the credit institution for use for the reduction of the exposure value for the purposes of compliance with the provisions of Article 111.
Če ima kreditna institucija dovoljenje za uporabo lastnih ocen učinkov zavarovanja s finančnim premoženjem, mora to storiti skladno s pristopom, ki se uporablja za izračunavanje kapitalskih zahtev.
Where a credit institution is permitted to use its own estimates of the effects of financial collateral, it shall do so on a basis consistent with the approach adopted in the calculation of capital requirements.
Kreditnim institucijam, ki imajo na podlagi členov 84 do 89 dovoljenje za uporabo lastnih ocen LGD in konverzijskih faktorjev za kategorijo izpostavljenosti, in ki ne izračunavajo vrednosti svojih izpostavljenosti s pomočjo metode iz prvega pododstavka, se za izračun vrednosti izpostavljenosti lahko dovoli uporaba pristopa iz odstavka 1 zgoraj ali izvzetja, določenega v členu 113(3)(o).
Credit institutions permitted to use own estimates of LGDs and conversion factors for an exposure class under Articles 84 to 89 which do not calculate the value of their exposures using the method referred to in the first subparagraph may be permitted to use the approach set out in paragraph 1 or the exemption set out in Article 113(3)(o) for calculating the value of exposures.
Kreditna institucija, ki ji je dovoljena uporaba metod iz odstavkov 1 in 2 pri izračunavanju vrednosti izpostavljenosti za namene člena 111(1) do (3), opravlja redne teste izjemnih situacij za svoje koncentracije kreditnih tveganj, vključno v zvezi z unovčljivo vrednostjo vsakega sprejetega zavarovanja s premoženjem.
A credit institution that is permitted to use the methods described in paragraphs 1 and 2 in calculating the value of exposures for the purposes of Article 111(1) to (3), shall conduct periodic stress tests of their credit-risk concentrations, including in relation to the realisable value of any collateral taken.
Ti redni testi izjemnih situacij obravnavajo tveganja iz naslova možnih sprememb pogojev na trgu, ki bi lahko škodljivo vplivale na ustreznost lastnih sredstev kreditne institucije, in tveganja iz naslova unovčenja zavarovanja s premoženjem v izjemnih situacijah.
These periodic stress tests shall address risks arising from potential changes in market conditions that could adversely impact the credit institutions' adequacy of own funds and risks arising from the realisation of collateral in stressed situations.
Kreditna institucija mora dokazati pristojnim organom, da so opravljeni testi izjemnih situacij ustrezni in primerni za ocenjevanje takih tveganj.
The credit institution shall satisfy the competent authorities that the stress tests carried out are adequate and appropriate for the assessment of such risks.
V primeru, da takšen test izjemnih situacij pokaže manjšo unovčljivo vrednost sprejetega zavarovanja s premoženjem, kakor bi se smela upoštevati na podlagi odstavkov 1 oziroma 2, se ustrezno zmanjša vrednost zavarovanja s premoženjem, ki se sme priznati pri izračunavanju vrednosti izpostavljenosti za namene člena 111(1) do (3).
In the event that such a stress test indicates a lower realisable value of collateral taken than would be permitted to be taken into account under paragraphs 1 and 2 as appropriate, the value of collateral permitted to be recognised in calculating the value of exposures for the purposes of Article 111(1) to (3) shall be reduced accordingly.
Take kreditne institucije v svoje strategije za obravnavanje koncentracij tveganja vključujejo naslednje:
Such credit institutions shall include the following in their strategies to address concentration risk:
politike in postopke za obravnavanje tveganj iz naslova neusklajenosti zapadlosti med izpostavljenostmi in kreditnim zavarovanjem za navedene izpostavljenosti;
policies and procedures to address risks arising from maturity mismatches between exposures and any credit protection on those exposures;
ukrepi in postopki v primerih, ko test izjemnih situacij pokaže manjšo unovčljivo vrednost sprejetega zavarovanja s premoženjem, kakor je bila upoštevana na podlagi odstavkov 1 in 2; in
policies and procedures in the event that a stress test indicates a lower realisable value of collateral than taken into account under paragraphs 1 and 2; and
politike in postopke v zvezi s tveganjem koncentracije, ki je posledica uporabe tehnik za zmanjševanje kreditnega tveganja, ter zlasti velikih posrednih kreditnih izpostavljenosti, na primer do enega samega izdajatelja vrednostnih papirjev, sprejetih kot zavarovanje s premoženjem.
policies and procedures relating to concentration risk arising from the application of credit risk mitigation techniques, and in particular large indirect credit exposures, for example to a single issuer of securities taken as collateral.
Za namene člena 111(1) do (3) lahko države članice uporabijo utež 20 % za postavke sredstev, ki predstavljajo terjatve do enot regionalne in lokalne ravni držav članic, če bi navedene terjatve prejele utež tveganja 20 % na podlagi členov 78 do 83, ter za druge izpostavljenosti do takih oblasti ali za katere osebno jamčijo take oblasti, terjatve do katerih prejmejo utež tveganja 20 % na podlagi členov 78 do 83.
For the purposes of Article 111(1) to (3), Member States may assign a weighting of 20% to asset items constituting claims on Member States' regional governments and local authorities where those claims would be assigned a 20% risk weight under Articles 78 to 83 and to other exposures to or guaranteed by such governments and authorities claims on which are assigned a 20% risk weight under Articles 78 to 83.
Države članice pa lahko zmanjšajo navedeno stopnjo na 0 % za postavke sredstev, ki predstavljajo terjatve do enot regionalne ali lokalne ravni držav članic, če bi navedene postavke na podlagi členov 78 do 83 dobile utež tveganja 0 %, in za druge izpostavljenosti do takih enot ali za katere osebno jamčijo take oblasti, terjatve do katerih bi dobile na podlagi členov 78 do 83 utež tveganja 0 %.
However, Member States may reduce that rate to 0% in respect of asset items constituting claims on Member States' regional governments and local authorities where those claims would be assigned a 0% risk weight under Article 78 to 83 and to other exposures to or guaranteed by such governments and authorities claims on which are assigned a 0% risk weight under Articles 78 to 83.
Za namene člena 111(1) do (3) lahko države članice uporabijo utež tveganja 20 % za postavke sredstev, ki predstavljajo terjatve in druge izpostavljenosti do institucij z dospelostjo več kakor eno leto in ne več kakor tri leta, in utež tveganja 50% za postavke sredstev, ki predstavljajo terjatve do institucij z dospelostjo več kakor tri leta, pod pogojem, da so te dolžniški instrumenti, ki jih je izdala institucija, in da so ti dolžniški instrumenti po mnenju pristojnih organov dejansko prenosljivi na trgu, ki ga tvorijo strokovni izvajalci, ter da dnevno kotirajo na tem trgu ali pa so njihovo izdajo odobrili pristojni organi države članice, iz katere izvira institucija, ki jih je izdala.
For the purposes of Article 111(1) to (3), Member States may assign a weighting of 20% to asset items constituting claims on and other exposures to institutions with a maturity of more than one but not more than three years and a weighting of 50% to asset items constituting claims on institutions with a maturity of more than three years, provided that the latter are represented by debt instruments that were issued by a institution and that those debt instruments are, in the opinion of the competent authorities, effectively negotiable on a market made up of professional operators and are subject to daily quotation on that market, or the issue of which was authorised by the competent authorities of the Member State of origin of the issuing institutions.
Nikakor pa te postavke ne morejo predstavljati lastnih sredstev.
In no case may any of these items constitute own funds.
Z odstopanjem od člena 113(3)(i) in člena 115(2) lahko države članice uporabijo utež tveganja 20 % za postavke sredstev, ki predstavljajo terjatve, in druge izpostavljenosti do institucij ne glede na njihovo dospelost.
By way of derogation from Article 113(3)(i) and Article 115(2), Member States may assign a weighting of 20% to asset items constituting claims on and other exposures to institutions, regardless of their maturity.
Če za izpostavljenost do neke osebe jamči tretja oseba ali je zavarovana z vrednostnimi papirji, ki jih izda tretja oseba pod pogoji, določenimi v členu 113(3)(o), lahko države članice:
Where an exposure to a client is guaranteed by a third party, or by collateral in the form of securities issued by a third party under the conditions laid down in Article 113(3)(o), Member States may:
obravnavajo izpostavljenost, kakor da je nastala do dajalca osebnega jamstva in ne do te osebe; ali
treat the exposure as having been incurred to the guarantor rather than to the client; or
obravnavajo izpostavljenost, kakor da je ta nastala do tretje osebe in ne do te osebe, če je izpostavljenost, opredeljena v členu 113(3)(o), zavarovana s premoženjem pod pogoji, določenimi v istem odstavku.
treat the exposure as having been incurred to the third party rather than to the client, if the exposure defined in Article 113(3)(o) is guaranteed by collateral under the conditions there laid down.
Če država članica uporabi obravnavo iz točke (a) odstavka 1:
Where Member States apply the treatment provided for in point (a) of paragraph 1:
če je osebno jamstvo denominirano v valuti, ki se razlikuje od valute, v kateri je denominirana izpostavljenost, se znesek izpostavljenosti, ki se šteje kot krita, izračuna v skladu z določbami o obravnavi valutne neusklajenosti za osebno kreditno zavarovanje v Prilogi VIII;
where the guarantee is denominated in a currency different from that in which the exposure is denominated the amount of the exposure deemed to be covered will be calculated in accordance with the provisions on the treatment of currency mismatch for unfunded credit protection in Annex VIII;
neusklajenost med zapadlostjo izpostavljenosti in zapadlostjo zavarovanja se obravnavajo v skladu z določbami o obravnavanju neusklajenosti zapadlosti v Prilogi VIII; in
a mismatch between the maturity of the exposure and the maturity of the protection will be treated in accordance with the provisions on the treatment of maturity mismatch in Annex VIII; and
delno kritje se lahko prizna v skladu z obravnavo iz Priloge VIII.
partial coverage may be recognised in accordance with the treatment set out in Annex VIII.
Če se kreditna institucija na posamični ali subkonsolidirani osnovi na podlagi člena 69(1) ni dolžna uskladiti z obveznostmi, določenimi v tem oddelku, ali če se v primeru nadrejenih kreditnih institucij v državi članici uporabljajo določbe člena 70, je treba sprejeti ukrepe za zagotavljanje zadovoljive razporeditve tveganj znotraj skupine.
Where compliance by a credit institution on an individual or sub-consolidated basis with the obligations imposed in this Section is disapplied under Article 69(1), or the provisions of Article 70 are applied in the case of parent credit institutions in a Member State, measures must be taken to ensure the satisfactory allocation of risks within the group.
Komisija do 31. decembra 2007 predloži Evropskemu parlamentu in Svetu poročilo o učinkovanju tega oddelka skupaj z vsemi ustreznimi predlogi.
By 31 December 2007, the Commission shall submit to the European Parliament and to the Council a report on the functioning of this Section, together with any appropriate proposals.
Kvalificirani deleži zunaj finančnega sektorja
Qualifying holdings outside the financial sector
Nobena kreditna institucija ne sme imeti kvalificiranega deleža v znesku, ki presega 15 % njenih lastnih sredstev v podjetju, ki ni niti kreditna niti finančna institucija niti podjetje, ki opravlja dejavnosti neposredne razširitve bančnih storitev ali pomožnih bančnih storitev podjetja, kakor so lizing, faktoring, upravljanje naložbenih skladov, upravljanje storitev obdelave podatkov ali druge podobne dejavnosti.
No credit institution may have a qualifying holding the amount of which exceeds 15% of its own funds in an undertaking which is neither a credit institution, nor a financial institution, nor an undertaking carrying on activities which are a direct extension of banking or concern services ancillary to banking, such as leasing, factoring, the management of unit trusts, the management of data processing services or any other similar activity.