natgillin/translations-raw huggingface dataset:
verjame, da je posvetovanje vseh zainteresiranih strani zelo pomembno za razvoj ustrezne zakonodaje in poziva Komisijo, da to razširi z vključitvijo formalnega dialoga s predstavniki združenj ponudnikov in potrošnikov finančnih storitev, vključno z združenji malih delničarjev, socialnih partnerjev ter malih in srednje velikih podjetij;
Believes that consultation of all interested parties is very important for the development of appropriate legislation and calls on the Commission to extend this to include a formal dialogue with representatives of associations of both financial providers and consumers, including small shareholders" associations, the social partners and SMEs;
obžaluje pomanjkanje prispevkov potrošnikov in uporabnikov v zvezi z zakonodajo o finančnih storitvah; poziva Komisijo in države članice, da spodbudijo in podprejo programe ozaveščanja potrošnikov, izobraževalne pobude ter oblikovanje posebnih pobud potrošnikov v finančnem sektorju; opozarja na pomen posvetovalnega postopka, ki ga vodi Odbor evropskih regulativnih organov s področja vrednostnih papirjev in v katerega so vključeni predstavniki zvez potrošnikov, ter poziva interesne skupine, naj aktivno sodelujejo in nudijo svojo dragoceno pomoč v postopku sprejemanja odločitev;
Regrets the lack of input from consumers and users with regard to financial services legislation; asks the Commission and the Member States to promote and support consumer awareness programmes and education initiatives and the creation of specialised consumer initiatives in the financial sector; recalls the importance of the consultative process led by the CESR and involving representatives of consumers' associations, and urges those stakeholders to take an active part and give their valuable input into the decision-making process;
verjame, da morata politika in zakonodaja, usmerjeni k finančnemu povezovanju, temeljiti na ključnih načelih in ciljih, ki jih priporočata Lamfalussyjevo poročilo in poročilo strokovne skupine za vrednostne papirje, vključno s tem, da mora zakonodaja: ohraniti zaupanje v trge EU in visoko stopnjo skrbnega nadzora; prispevati k sistemski stabilnosti; zagotoviti primerne stopnje varstva potrošnikov, sorazmerne z različnimi stopnjami tveganja; spoštovati načeli subsidiarnosti in sorazmernosti; spodbujati konkurenco; zagotoviti, da so predpisi učinkoviti ter spodbujajo in ne odvračajo od novosti; upoštevati evropske in širše mednarodne razsežnosti trgov; temeljiti na dokazih in biti predmet analize regulativnih vplivov; spodbujati nezakonodajne rešitve; temeljiti na skrbnem posvetovanju in utemeljeni oceni odziva na posvetovanje; ohraniti mednarodno konkurenčnost evropskih trgov; ter biti učinkovito izvedena na nacionalni ravni in na ravni EU;
Believes that policy and legislation aimed at financial integration should be based on key principles and objectives of the type recommended by the Lamfalussy report and the Securities Experts Group report, including those to the effect that legislation should: maintain confidence in EU markets and high levels of prudential supervision; contribute to systemic stability; ensure appropriate levels of consumer protection proportionate to the different degrees of risk involved; respect the subsidiarity and proportionality principles; promote competition; ensure that regulation is efficient and encourages, not discourages, innovation; take account of the European and wider international dimension of markets; be evidence based and subject to regulatory impact analysis; encourage non-legislative solutions; be based on thorough consultation and a reasoned assessment of responses to such consultation; maintain the international competitiveness of European markets; and be effectively implemented and enforced at national and EU level;
verjame, da je pri upoštevanju vpliva uredbe o finančnih storitvah v EU na konkurenčnost finančnih družb in središč s sedežem v EU potrebna globalna perspektiva, ob upoštevanju dejstva, da so finančni trgi globalni in zahtevajo mednarodne rešitve, ne zgolj rešitev na ravni EU;
Believes that a global perspective is needed when considering the impact of EU financial services regulation on the competitiveness of EU-based financial firms and centres, taking into account the fact that financial markets are global and require international and not solely EU solutions;
Nadzorni in regulativni sistem
Supervisory and regulatory system
ugotavlja, da je konvergenca nadzornih praks v državah članicah ključ za učinkovito čezmejno delovanje; meni, da sta sodelovanje in medsebojno zaupanje nadzornih organov bistvenega pomena in poziva te organe, da okrepijo sodelovanje;
Notes that the convergence of the supervisory practices of Member State authorities is key for efficient cross-border operations; considers that cooperation and mutual trust between supervisory authorities is crucial, and urges those authorities to strengthen their cooperation;
opozarja na pomembnost usklajevanja prenosa s strani držav članic, tako da se prepreči izguba koristi usklajenosti na stopnji prenosa; podpira pobudo Komisije za organiziranje neuradnih delovnih sestankov na to temo za države članice in predlaga, da v procesu sodeluje predstavnik ustreznega odbora; poziva k temu, da prejme poročila o rezultatih teh sestankov, da se omogoči uspešnejše izvajanje posebnih pravic, kot je določeno v postopku Lamfalussy;
Points to the importance of coordinating transposition by the Member States so as to prevent the benefits of harmonisation being lost at the transposition stage; supports the Commission's initiative of organising informal working meetings on this subject for the Member States and proposes that a representative of its appropriate committee be involved in the process; asks to receive reports on the outcome of the meetings to enable it to exercise its prerogatives more effectively, as laid down in the Lamfalussy procedure;
pozdravlja tako imenovano poročilo "Himalaja", ki ga je v posvetovanje posredoval Odbor evropskih regulativnih organov s področja vrednostnih papirjev kot dobro odskočno desko za nadaljnjo razpravo, in se strinja z bistvenimi priporočili o konvergenci nadzornih pooblastil, odgovornosti in dejavnosti, podvrženih parlamentarnemu nadzoru; priporoča vlogo primerjalne analize in spremljanja za Odbor evropskih regulativnih organov s področja vrednostnih papirjev, Odbor evropskih bančnih nadzornikov in Odbor evropskih zavarovalnih in pokojninskih nadzornikov, gradeč na trenutnem okviru nadzora in tesnem sodelovanju med njimi in predvsem primerno ukrepanje držav članic za prilagoditev načina dela in povečanje virov nacionalnih nadzornih sistemov;
Welcomes the so-called "Himalaya" report brought forward for consultation by the CESR, and agrees with its core recommendations notably on the need for convergence of supervisory powers, responsibilities and practices, subject to parliamentary control; recommends a benchmarking and monitoring role for the CESR, the Committee of European Banking Supervisors (CEBS) and the Committee of European Insurance and Occupational Pensions Supervisors (CEIOPS), building on the current supervisory framework, close cooperation between them and, above all, appropriate action by Member States to adapt working methods and increase where necessary the resources of the national supervisory systems;
se zaveda, da je konvergenco regulativnih pooblastil in kazenskih sistemov težje doseči kot nadzorno konvergenco zaradi različnih nacionalnih tradicij in pravnih sistemov; kljub temu pa poziva Komisijo, da skupaj z Odborom za finančne storitve ter Odborom evropskih regulativnih organov s področja vrednostnih papirjev, Odborom evropskih bančnih nadzornikov in Odborom evropskih zavarovalnih in pokojninskih nadzornikov jasno opredeli, kje bi ta različnost lahko povzročila težave in bi lahko ogrozila izvajanje ukrepov akcijskega načrta za finančne storitve;
Is aware that convergence of regulatory powers and sanction systems is more complicated to achieve than supervisory convergence, owing to differing national traditions and legal systems; nevertheless, asks the Commission, together with the Financial Services Committee and the CESR, CEBS and CEIOPS, to clearly identify where this diversity might lead to problems and might undermine the implementation of the FSAP measures;
poziva, da se zagotovi demokratična odgovornost in da se Parlamentu omogoči celovito izvajanje njegovih posebnih pravic iz postopka Lamfalussy, da regulativni odbori, odgovorni ne samo za vrednostne papirje, ampak tudi za bančništvo in zavarovanje, dvakrat na leto poročajo o svojih dejavnostih v ustreznem odboru Parlamenta; poziva tudi k temu, da ta odbor postane uradni prejemnik pisem in vseh drugih dokumentov, ki jih regulativni odbori pošljejo Komisiji in Svetu;
Calls, so as to guarantee democratic accountability and enable Parliament to exercise its prerogatives to the full under the Lamfalussy procedure, for the regulators" committees responsible not just for securities, but also for banking and insurance to be heard twice a year by the appropriate committee of Parliament in order to report on their activities; calls also for that committee to be made an official recipient of the letters and all other documents which the regulators" committees send to the Commission and the Council;
podpira postopen, prostovoljen pristop od spodaj navzgor za zagotovitev konvergence praks za oblikovanje vrste evropskih meril, ki bi zagotavljala večjo preglednost in varnost za udeležence na trgu kjer koli v Evropski uniji;
Favours a step-by-step, voluntary, bottom-up approach to standardise and secure the convergence of practices with a view to possibly drawing up a set of European standards which would provide greater transparency and security for market participants throughout the European Union;
ugotavlja, da so evropski finančni trgi zelo dinamični in da predvsem koncentracija evropskih borz ter nadaljnja posvetovanja glavnih evropskih bank in finančnih konglomeratov zahtevajo odgovor Evrope, ki zagotavlja ustrezen, učinkovit in usklajen nadzor; opozarja, da lahko nastopijo težave za učinkovito delovanje trga finančnih instrumentov, če ne bo takšnega usklajenega nadzora; v zvezi s tem ugotavlja izziv vzpostavitve integriranega evropskega nadzornega sistema, ki odraža potrebo, da je vsaka država članica sposobna prevzeti odgovornost, v skladu z načelom medsebojnega priznavanja za varovanje interesov njihovih družb in državljanov, kjer koli je njihov sedež;
Notes that European financial markets are very dynamic and that notably the concentration of European stock exchanges and further consolidation of major European banks and financial conglomerates require a European response that provides adequate, efficient and coordinated supervision; warns that problems could arise for the efficient operation of the market in financial instruments if such coordinated supervision were lacking; notes again, in that connection, the challenge of establishing an integrated European supervision system that reflects the need for each and every Member State to be able to assume its responsibility, in accordance with the principle of mutual recognition, for safeguarding the interests of their companies and citizens wherever they are based;
poziva evropske institucije, naj spodbujajo h konvergenci z neprestanim ocenjevanjem ali je stopnja sodelovanja med nadzornimi organi zadostna ali pa bi bilo treba pravočasno razmisliti o oblikovanju integriranega nadzora na evropski ravni, vključno z možnostjo dvotirnega sistema nadzora na evropski ravni za večje čezmejne udeležence, brez izkrivljanja pogojev za čezmejne in lokalne udeležence;
Urges the European institutions to encourage convergence by continuously assessing whether the level of cooperation between supervisory authorities is sufficient or whether, in due course, consideration may have to be given to developing some form of integrated supervision at European level, including among the options the possibility of a two-tier system of supervision at European level for large cross-border players, without distorting the level playing field for cross-border and local players;
meni, da je pojem "vodilnega" ali "trdnega" nadzornika s čezmejnimi pooblastili, kot je določeno v predlogu direktive o kapitalskih zahtevah (KOM(2004)0486), pomemben in pozitiven; zavzema se za oblikovanje ustreznih smernic ali, v primernem času kjer je to potrebno, pravil za prenos pooblastil za odločanje med nadzorniki, reševanje sporov in odločanje v skrajnih primerih; ugotavlja, da bi lahko bilo posredovanje Odbora evropskih regulativnih organov s področja vrednostnih papirjev, Odbora evropskih bančnih nadzornikov ali Odbora evropskih zavarovalnih in pokojninskih nadzornikov v primerih, za katere je vsak od njih odgovoren, napredna odločitev; poziva Komisijo, da prouči možnost sestavljanja predlogov, ki bi dovolili odborom Evropske skupnosti opravljati te vloge;
Considers important and positive the concept of the "lead" or "consolidating" supervisor, with cross-border powers, as set out in the Capital Requirement Directive proposal ( COM(2004)0486 ); advocates the drawing up of adequate guidelines or, in due course where necessary, rules for the transfer of decision-making powers between supervisors, the resolution of conflicts and for last-resort decision-taking; notes that mediation by the CESR, CEBS or CEIOPS, in the cases for which each is responsible, could be a way forward; asks the Commission to consider the possibility of drawing up proposals to allow the European Community committees to perform those roles;
medtem ko priznava potrebo po tem, da so se nacionalni nadzorniki sposobni organizirati pri izvajanju svojih pooblastil, ki so jim bile dodeljene z direktivami in uredbami Skupnosti ter njihovi nacionalni zakoni, dodaja izredno pomembnost zajamčeni politični odgovornosti nadzornega sistema na evropski in nacionalni ravni; ugotavlja vrzeli v parlamentarnem pregledu in demokratičnem nadzoru, zlasti v zvezi z delom, opravljenim na 3. stopnji zaradi prenosa pristojnosti na evropsko raven ali pobud nadzornikov v njihovih evropskih usklajevalnih strukturah, ki imajo lahko pomemben vpliv na enotni trg; poziva vse odbore na 3. stopnji, da posvetijo kar največ pozornosti zagotavljanju trdne pravne podlage njihovim dejavnostim, izogibanju sodelovanja pri političnih vprašanjih in preprečevanju kakršnih koli predsodkov do prihodnje zakonodaje Skupnosti; na ravni ustreznega odbora na redni in formalizirani osnovi namerava organizirati zaslišanja s strokovnjaki in razprave s Komisijo, Evropskim sistemom centralnih bank, Odborom evropskih regulativnih organov s področja vrednostnih papirjev, Odborom evropskih bančnih nadzornikov in Odborom evropskih zavarovalnih in pokojninskih nadzornikov;
Whilst acknowledging the need for national supervisors to be able to organise themselves in the discharge of the powers that have been conferred on them by Community Directives and Regulations as well as by their national laws, attaches the utmost importance to guaranteeing the political accountability of the supervisory system at European and national level; notes the gaps in parliamentary scrutiny and democratic control particularly with respect to work undertaken at Level 3, because of a transfer of competences to the European level or initiatives by supervisors in their European coordination structures that might have a significant impact on the single market; urges all Level-3 committees to pay the utmost attention to providing a sound legal basis for their actions, avoiding dealing with political questions and preventing any prejudice to upcoming Community law; intends to organise at the level of its competent committee on a regular and formalised basis hearings with experts and debates with the Commission, the European Central Bank, the CESR, CEBS and CEIOPS;
prav tako je zaskrbljen glede zagotavljanja politične in demokratične odgovornosti, kjer se druga regulativna telesa, kot je Uprava za mednarodne računovodske standarde, ukvarjajo s "tehničnimi ukrepi", ki lahko vplivajo ne le na tehnično raven, ampak se dotikajo tudi glavnih političnih načel, o katerih je treba odločati na politični ravni; zato predlaga medinstitucionalno delovno skupino za vzpostavitev postopkov za proces odločanja na evropski ravni v primerih, ko bodo EU obvezovali takšni zunanji ukrepi; verjame, da morata biti v katerem koli izbranem postopku udeležena Evropski parlament in Svet, ki morata imeti pravico do zavrnitve standardov, ki so v nasprotju z evropskim interesom;
Is also concerned to ensure political and democratic accountability where other regulatory bodies such as the International Accounting Standards Board, the International Auditing and Assurance Standards Board (IAASB), or the Financial Action Task Force (FATF) deal with "technical measures" that may have an impact beyond the technical level and touch on major policy principles that should be decided at the political level; proposes a continuous inter-institutional dialogue with the relevant existing bodies in the form of a working group, for establishing procedures for the decision-making process at European level in cases where the EU will be bound to such external measures; believes that, whatever the procedure selected, it must include the European Parliament and the Council, which must be allowed to reject standards contrary to the European interest;
poudarja pomembnost vzpostavitve in ohranjanja tesnih odnosov z ustreznimi partnerji v ZDA in na ostalih pomembnih globalnih finančnih trgih; poziva Komisijo in Odbor evropskih regulativnih organov s področja vrednostnih papirjev, Odbor evropskih bančnih nadzornikov in Odbor evropskih zavarovalnih in pokojninskih nadzornikov, da tesno usklajujejo stike z zadevnimi političnimi in nadzornimi organi ter da obveščajo pristojni odbor o teh stikih in ohranjajo dialog z vsemi interesnimi skupinami v EU; namerava okrepiti stike pristojnega odbora z njegovimi parlamentarnimi partnerji v Kongresu ZDA in drugod;
Underlines the importance of building up and maintaining close relations with the relevant counterparts in the USA and other important global financial markets; urges the Commission and the CESR, CEBS and CEIOPS to closely coordinate their contacts with the respective political and supervisory authorities and to inform and update its competent committee on these contacts and to maintain a dialogue on these contacts with all stakeholders in the EU; intends to intensify its competent committee's contacts with its parliamentary counterparts in the US Congress and elsewhere;
Nadaljevanje akcijskega načrta za finančne storitve
Follow up of the FSAP
ugotavlja, da bi morala Komisija razen zakonodajnih pobud, ki so še vedno v pripravi, kot na primer pobude o kapitalskih zahtevah za kreditne institucije in investicijske družbe, pozavarovanju, solventnosti II, obvezni reviziji, pranju denarja, zakonskem okviru za izplačila, knjižnem obračunu medsebojnih terjatev in poravnavi, ter dejavnosti na področju upravljanja podjetij in prava gospodarskih družb, skupaj s precejšnjim številom ukrepov 2. stopnje, ki so v pripravi, predložiti le ciljne, skrbno utemeljene in ocenjene predloge, ki ji spremlja analiza učinkov in utemeljitev izbire zakonodajnega ali nezakonodajnega sredstva za dosego želenega cilja;
Notes that, apart from the legislative initiatives still in the pipeline, such as those on Capital Requirements for credit institutions and investment firms, Reinsurance, Solvency II, Statutory Audit, Money Laundering, the Legal framework for Payments, Clearing and Settlement, and action in the area of corporate governance and company law, together with the significant number of level-2 measures being prepared, the Commission should only bring forward targeted and carefully argued and assessed proposals, accompanied by an impact analysis and a justification for the choice of either legislative or non-legislative means to achieve the intended objectives;
predlaga tak pristop k zakonodaji, ki bo zagotovil pravično konkurenco med številnimi ponudniki, njihovimi poslovnimi modeli, strukturami, distribucijskimi potmi in raznolikimi izdelki;
Suggests an approach to legislation that ensures fair competition between a variety of providers, and their business models, structures, distribution channels, and diversified products;
poziva Komisijo, da , v okviru analize upravljanja s sredstvi v Evropi in nejasnih meja med različnimi vrstami upravljanja s sredstvi, prouči potrebo po splošnem horizontalnem regulativnem pristopu za upravljanje premoženja, ne v novem, ločenem stebru, temveč s pokrivanjem in usklajevanjem pomembnih vidikov na trgih finančnih instrumentov, v kolektivnih naložbenih podjemih za vlaganja v prenosljive vrednostne papirje, v direktivah o institucijah pokojninskih dajatev in življenjskem zavarovanju, da bi dosegli dobro delujoč, resnično integriran, varen in globalno konkurenčen enotni trg upravljanja s sredstvi;
Urges the Commission to consider, in the context of its ongoing analysis of asset management in Europe and the blurred dividing lines between different types of asset management, the need for an overall horizontal regulatory approach for asset management, not in a new, separate pillar, but potentially covering and harmonising the relevant aspects in the markets in financial instruments, UCITS, Institutions for occupational retirement provision and life insurance Directives, in order to achieve a properly functioning, truly integrated, safe and globally competitive single market in asset management;
poziva Komisijo, da oceni številne nacionalne sheme za tvegani kapital, predvsem za inovativne začetke in mikrokredite; podpira predlog direktive o kapitalskih zahtevah, ki bi tem shemam omogočil ugodnejše obravnavanje; poziva k razvoju ustreznih promocijskih, nadzornih in protidiskriminacijskih ukrepov za čezmejno večanje kapitala od zapletenih vlagateljev in naložb prek skladov tveganega kapitala;
Asks the Commission for an assessment of the many national schemes for venture capital, notably for innovative start-ups and micro credits; supports the capital requirement directive proposal to give such schemes preferential treatment; calls for the development of the relevant promotional, supervisory and anti-discriminatory measures for cross-border capital-raising from sophisticated investors and investment by venture capital funds;
ugotavlja, da zasebni lastniški kapital trenutno napreduje, in poziva Komisijo, da spremlja ta razvoj z namenom spodbujanja svojega prispevka k inovacijam in rasti v gospodarstvu ter tudi ocenitve nevarnosti za nestrokovne vlagatelje in izboljšanja zahtev v zvezi s preglednostjo;
Notes that private equity is currently booming and asks the Commission to monitor this development with a view to encouraging its contribution to innovation and growth in the economy while also assessing the risks for inexpert investors and improving transparency requirements;
poziva k izvedbi analiz tistih družb, za katere se je izkazalo, da predstavljajo večje finančne ali sistemske nevarnosti, in da se posveti posebna pozornost offshore tvorbam (vključno z vsemi tistimi, ki uporabljajo vozila za posebni namen v neprimernih vlogah ali okoliščinah);
Asks for an analysis of those corporate structures that have been shown to present major financial or systemic risks and for particular attention to be paid to offshore constructions (including any that make use of special purpose vehicles in inappropriate roles or circumstances);
poudarja vlogo konkurenčne politike pri spremljanju in izboljševanju delovanja finančnih trgov v Evropski uniji; poziva, da vpleteni komisarji in direktorati tesno sodelujejo in postanejo bolj učinkoviti v zvezi z morebitno koncentracijo evropskih borz;
Emphasises the role of competition policy in monitoring and improving the performance of the financial markets in the European Union; urges the Commissioners and the Directorates involved to cooperate closely and to be more proactive in relation to the possible concentration of European stock exchanges;