natgillin/translations-raw huggingface dataset:
Lahko se namreč izkaže, da je, po presoji tega zakonodajalca, nujno ustanoviti organ Skupnosti, katerega naloga je prispevati k uresničitvi postopka usklajevanja v položajih, v katerih se kot primerno kaže sprejetje neobvezujočih spremljevalnih in okvirnih ukrepov zaradi olajševanja enotnih izvajanja in uporabe predpisov, ki temeljijo na tej določbi.„
The legislature may deem it necessary to provide for the establishment of a Community body responsible for contributing to the implementation of a process of harmonization in situations where, in order to facilitate the uniform implementation and application of acts based on that provision, the adoption of non-binding supporting and framework measures seems appropriate’.
Zato je treba organ ustanoviti na podlagi člena
The Authority should therefore be established on the basis of
114 PDEU
Article 114 TFEU
Pravni dokumenti, v katerih so določene naloge nacionalnih nadzornih organov držav članic, vključno z njihovim medsebojnim sodelovanjem in sodelovanjem s Komisijo, so Prosimo, upoštevajte, da so direktive 64/225/EGS, 73/239/EGS, 73/240/EGS, 76/580/EGS, 78/473/EGS, 84/641/EGS, 87/344/EGS, 88/357/EGS, 92/49/EGS, 98/78/ES, 2001/17/ES, 2002/83/ES in 2005/68/ES del Solventnosti II (prenovitev) (Spremenjeni predlog direktive Evropskega parlamenta in Sveta o začetku opravljanja in opravljanju dejavnosti zavarovanja in pozavarovanja) (prenovitev) ( KOM(2008)0119 – C6-0231/2007 – 2007/0143(COD) ), kar pomeni, da bodo razveljavljene z učinkom od 1. novembra 2012.
The legal acts which lay down the tasks for national supervisory authorities of Member States, including cooperating with each other and with the Commission, are the following Please note that Directives 64/225/EEC, 73/239/EEC, 73/240/EEC, 76/580/EEC, 78/473/EEC, 84/641/EEC, 87/344/EEC, 88/357/EEC, 92/49/EEC, 98/78/EC, 2001/17/EC, 2002/83/EC and 2005/68/EC are part of the Solvency II recast (Amended proposal for a directive of the European Parliament and of the Council on the taking-up and pursuit of the business of Insurance and Reinsurance (recast) ( COM(2008)0119 – C6-0231/2007 – 2007/0143(COD) ), i.e. will be repealed with effect of 1 November 2012.
: Direktiva 64/225/EGS z dne 25. februarja 1964 o odpravi omejitev svobode ustanavljanja in svobode opravljanja storitev na področjih pozavarovanja in retrocesije UL 56, 4.4.1964, str.
: Directive 64/225/EEC of 25 February 1964 on the abolition of restrictions on freedom of establishment and freedom to provide services in respect of reinsurance and retrocession OJ 56, 4.4.1964, p.
, Prva Direktiva Sveta 73/239/EGS z dne 24. julija 1973 o usklajevanju zakonov in drugih predpisov o začetku opravljanja in opravljanju dejavnosti neposrednega zavarovanja razen življenjskega zavarovanja UL L 228, 16.8.1973, str.
, First Council Directive 73/239/EEC of 24 July 1973 on the coordination of laws, regulations and administrative provisions relating to the taking up and pursuit of the business of direct insurance other than life assurance OJ L 228, 16.8.1973, p.
, Direktiva Sveta 73/240/EGS z dne 24. julija 1973 o odpravi omejitve svobode ustanavljanja na področju dejavnosti neposrednega zavarovanja, razen življenjskega zavarovanja UL L 228, 16.8.1973, str.
, Council Directive 73/240/EEC of 24 July 1973 abolishing restrictions on freedom of establishment in the business of direct insurance other than life assurance OJ L 228, 16.8.1973, p.
, Direktiva Sveta 76/580/EGS z dne 29. junija 1976 o spremembi Direktive 73/239/EGS o uskladitvi zakonov in drugih predpisov o začetku opravljanja in opravljanju dejavnosti neposrednega zavarovanja razen življenjskega zavarovanja UL L 189, 13.7.1976, str.
, Council Directive 76/580/EEC of 29 June 1976 amending Directive 73/239/EEC on the coordination of laws, regulations and administrative provisions relating to the taking up and pursuit of the business of direct insurance other than life assurance OJ L 189, 13.7.1976, p.
, Direktiva Sveta 78/473/EGS z dne 30. maja 1978 o usklajevanju zakonov in drugih predpisov o sozavarovanju na ravni Skupnosti UL L 151, 7.6.1978, str.
, Council Directive 78/473/EEC of 30 May 1978 on the coordination of laws, regulations and administrative provisions relating to Community co-insurance OJ L 151, 7.6.1978, p.
, Direktiva Sveta 84/641/EGS z dne 10. decembra 1984 o spremembi Prve direktive (73/239/EGS) o usklajevanju zakonov in drugih predpisov o začetku opravljanja in opravljanju dejavnosti neposrednega zavarovanja razen življenjskega zavarovanja, zlasti glede zavarovanja pomoči UL L 339, 27.12.1984, str.
, Council Directive 84/641/EEC of 10 December 1984 amending, particularly as regards tourist assistance, the First Directive 73/239/EEC on the coordination of laws, regulations and administrative provisions relating to the taking-up and pursuit of the business of direct insurance other than life assurance OJ L 339, 27.12.1984, p.
, Direktiva Sveta 87/344/EGS z dne 22. junija 1987 o usklajevanju zakonov in drugih predpisov o zavarovanju stroškov postopka UL L 185, 4.7.1987, str.
, Council Directive 87/344/EEC of 22 June 1987 on the coordination of laws, regulations and administrative provisions relating to legal expenses insurance OJ L 185, 4.7.1987, p.
, Druga Direktiva Sveta 88/357/EGS z dne 22. junija 1988 o usklajevanju zakonov in drugih predpisov o neposrednem zavarovanju razen življenjskega zavarovanja, ki opredeljuje določbe za učinkovito uresničevanje svobode opravljanja storitev in o spremembah Direktive 73/239/EGS UL L 172, 4.7.1988, str.
, Second Council Directive 88/357/EEC of 22 June 1988 on the coordination of laws, regulations and administrative provisions relating to direct insurance other than life assurance and laying down provisions to facilitate the effective exercise of freedom to provide services and amending Directive 73/239/EEC OJ L 172, 4.7.1988, p.
, Direktiva Sveta 92/49/EGS z dne 18. junija 1992 o uskladitvi zakonov in drugih predpisov o neposrednem zavarovanju razen življenjskega zavarovanja (tretja direktiva o premoženjskem zavarovanju) UL L 228, 11.8.1992, str.
, Council Directive 92/49/EEC of 18 June 1992 on the coordination of laws, regulations and administrative provisions relating to direct insurance other than life assurance (third non-life insurance Directive) OJ L 228, 11.8.1992, p.
, Direktiva 98/78/ES Evropskega parlamenta in Sveta z dne 27. oktobra 1998 o dopolnilnem nadzoru nad zavarovalnicami v zavarovalniški skupini UL L 330, 5.12.1998, str.
, Directive 98/78/EC of the European Parliament and of the Council of 27 October 1998 on the supplementary supervision of insurance undertakings in an insurance group OJ L 330, 5.12.1998, p.
, Direktiva 2001/17/ES Evropskega parlamenta in Sveta z dne 19. marca 2001 o reorganizaciji in prenehanju zavarovalnic UL L 110, 20.4.2001, str.
, Directive 2001/17/EC of the European Parliament and of the Council of 19 March 2001 on the reorganisation and winding-up of insurance undertakings OJ L 110, 20.4.2001, p.
, Direktiva 2002/83/ES Evropskega parlamenta in Sveta z dne 5. novembra 2002 o življenjskem zavarovanju UL L 345, 19.12.2002, str.
, Directive 2002/83/EC of the European Parliament and of the Council of 5 November 2002 concerning life assurance OJ L 345, 19.12.2002, p.
, Direktiva 2002/92/ES Evropskega parlamenta in Sveta z dne 9. decembra 2002 o zavarovalnem posredovanju UL L 9, 15.1.2003, str.
, Directive 2002/92/EC of the European Parliament and of the Council of 9 December 2002 on insurance mediation OJ L 9, 15.1.2003, p.
, Direktiva 2003/41/ES Evropskega parlamenta in Sveta z dne 3. junija 2003 o dejavnostih in nadzoru institucij za poklicno pokojninsko zavarovanje UL L 235, 23.9.2003, str.
, and Directive 2003/41/EC of the European Parliament and of the Council of 3 June 2003 on the activities and supervision of institutions for occupational retirement provision OJ L 235, 23.9.2003, p.
ter Direktivo 2007/64/ES Evropskega parlamenta in Sveta z dne 13. novembra 2007 o plačilnih storitvah na notranjem trgu
and Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market
Zaželeno je, da organ spodbuja usklajen pristop na področju zajamčenih vlog za zagotovitev enakih konkurenčnih pogojev in enakovredne obravnave deponentov po vsej Uniji.
It is desirable that the Authority promote a consistent approach in the area of deposit guarantees to ensure a level playing field and the equitable treatment of depositors across the Union.
Vloga organa se pregleda, ko je ustanovljen Evropski sklad za zajamčene vloge.
The role of the Authority should be reviewed once a European Deposit Guarantee fund is established.
tehničnih standardov na področju finančnih storitev, da se zagotovijo, tudi prek enotnega pravilnika, enaki konkurenčni pogoji ter ustrezna zaščita vlagateljev in potrošnikov v
technical standards in financial services to ensure, also through a single rulebook, a level playing field and an adequate protection of depositors, investors and consumers across
Spremeniti bi jih bilo treba, če na primer ne bi bili združljivi s pravom Unije, ne bi upoštevali načela sorazmernosti ali bi pomeni kršitev temeljnih načel notranjega trga za finančne storitve, kot jih opredeljuje pravni red Unije za področje finančnih storitev.
They would be subject to amendment if, for example, the draft regulatory standards were incompatible with Union Law, would not respect the principle of proportionality or would run counter to the fundamental principles of the internal market for financial services as reflected in the acquis of Union financial services legislation.
Komisija brez predhodne uskladitve z organom ne bi smela spremeniti vsebine tehničnih standardov, ki jih je ta pripravil.
The Commission should not change the content of the technical standards prepared by the Authority without prior coordination with the Authority.
Komisiji je treba tudi dodeliti pristojnosti za izvajanje pravno zavezujočih aktov Unije, kot to določa člen 291 PDEU.
The Commission should also be empowered to implement legally binding Union acts as stated in Article 291 TFEU.
tehničnih standardih, pooblastila za izdajanje smernic in priporočil o uporabi zakonodaje
technical standards, the Authority should have the power to issue guidelines and recommendations on the application of
Za zagotovitev preglednosti in večje upoštevanje teh smernic in priporočil s strani nacionalnih nadzornih organov bi bilo treba za nacionalne organe določiti obveznost, da v primeru neupoštevanja teh smernic in priporočil
In order to ensure transparency and strengthen compliance by national supervisory authorities with those guidelines and recommendations, national authorities should be obliged to
, da bi zagotovili popolno preglednost za udeležence na trgu
in order to ensure full transparency towards market participants
ali nepravilne ▌uporabe
non-application or
Kadar nacionalni organ ne ravna v skladu s priporočilom,
Where the national authority does not comply with the recommendation
, s čimer se ustvarijo neposredni pravni učinki, na katere se je mogoče sklicevati pred nacionalnimi sodišči in organi ter jih uveljaviti na podlagi člena
law, creating direct legal effects which can be invoked before national courts and authorities and enforced under
258 PDEU
Article 258 TFEU
To pooblastilo je treba omejiti na izjemne okoliščine, v katerih pristojni organ ne ravna v skladu z
This power should be limited to exceptional circumstances in which a competent authority does not comply with the
uradnim mnenjem
formal opinion
, ki je naslovljeno nanj, in v katerem se pravo
addressed to it and in which
Resna ogroženost pravilnega delovanja in integritete finančnih trgov ali stabilnosti finančnega sistema v
Serious threats to the orderly functioning and integrity of financial markets or the stability of the financial system in the
zahteva hiter in usklajen odziv na ravni
require a swift and concerted response at
Zaradi občutljivosti tega vprašanja bi bilo treba za ugotavljanje izrednih razmer pooblastiti Komisijo na lastno pobudo ali na zahtevo Sveta, ESRB, Evropskega parlamenta ali organa.
Bearing in mind the sensitivity of the issue, the power to determine the existence of an emergency situation should be conferred on the Commission at its own initiative or on request of the Council, the ESRB, the European Parliament or the Authority.
Če bi Evropski parlament, Svet, ESRB ali evropski nadzorni organ ocenil, da obstaja verjetnost za nastanek izrednih razmer, bi moral vzpostaviti stik s Komisijo.
Where the European Parliament, the Council, the ESRB or the European Supervisory Authorities deem that the existence of an emergency situation is likely to arise, they should contact the Commission.
Omogočiti bi bilo treba spravni postopek, v okviru katerega se lahko pristojni organi sporazumejo.
A conciliation phase should be provided for, during which the competent authorities may reach an agreement.
V primeru neukrepanja zadevnih nacionalnih nadzornih organov je treba organu dodeliti pooblastila, da v skrajnem primeru sprejme odločbe, neposredno naslovljene na finančne institucije, na področjih prava Unije, ki se neposredno uporablja zanje.
In the event of inaction by the national supervisory authorities concerned, the Authority should be empowered to adopt, as a last resort, decisions directly addressed to financial institutions in areas of Union law directly applicable to them.
Kot je navedeno tudi v Larosièrovem poročilu, se je treba „izogniti ovirani konkurenci in regulativni arbitraži zaradi različnih nadzornih praks, saj lahko ogrozita finančno stabilnost – med drugim s spodbuditvijo prenosa finančnih dejavnosti v države, kje je nadzor bolj ohlapen.
As the de Larosière Report states ‘competition distortions and regulatory arbitrage stemming from different supervisory practices must be avoided, because they have the potential of undermining financial stability – inter alia by encouraging a shift of financial activity to countries with lax supervision.
Treba je opredeliti sistemsko tveganje in pri tem upoštevati mednarodne standarde, zlasti tiste, ki jih je sprejel Odbor za finančno stabilnost, Mednarodni denarni sklad, Mednarodno združenje zavarovalnih nadzornikov in skupina držav G-20.
The systemic risk should be identified, taking into account international standards, in particular those established by the FSB, the IMF, the International Association of Insurance Association and the G-20.
Medsebojna povezanost, nadomestnost in časovni razpored so najpogosteje uporabljena merila za opredelitev sistemskega tveganja.
Interconnectedness, substitutability and timing are the most commonly used criteria for the identification of systemic risk.
Treba je vzpostaviti okvir za obravnavanje institucij v težavah, kar bo omogočilo, da se stabilizirajo ali ukinejo, ker „je bilo jasno dokazano, da so vložki med bančno krizo visoki za vlado in za celotno družbo, ker takšne razmere lahko potencialno ogrozijo finančno stabilnost in stvarno gospodarstvo“ (de Larosièrovo poročilo).
A framework for dealing with distressed institutions should be established in order to stabilise or wind them down since ‘it has been clearly demonstrated that the stakes in a banking crisis are high for government and society at large because such a situation has the potential to jeopardise financial stability and the real economy’ (de Larosière Report).
Da se zagotovi soodgovornost čezmejnih finančnih institucij, zaščitijo interesi evropskih imetnikov polic ter zmanjšajo stroški za davkoplačevalce v primeru sistemske finančne krize, se ustanovi Sklad za finančno zaščito (sklad).
To ensure the co-responsibility of cross-border financial institutions, to protect European policy holders' interests and to reduce the cost to tax payers of a systemic financial crisis, a European Financial Protection Fund (Fund) shall be established.
Ustanoviti je treba Evropski sistem jamstev za zavarovanja (sklad), da se zagotovi financiranje nadzorovanega prenehanja delovanja ali reševanja šibkih čezmejnih finančnih institucij, katerih vpliv bi ogrozil finančno stabilnost enotnega evropskega finančnega trga, in da se internalizirajo stroški takega posredovanja, v primeru da njihov prispevek v nacionalne sisteme jamstev za zavarovanja ne zadostuje.
The European Insurance Guarantee Scheme (Fund) should be established to finance the orderly winding-up or rehabilitation interventions in ailing cross-border financial institutions, whose impact would threaten the financial stability of the European single financial market, and in order to internalise the costs of such interventions, provided their contribution to national Insurance Guarantee Schemes is not sufficient.
Financirati bi se moral iz prispevkov teh institucij, z izdajo svojih dolžniških certifikatov oziroma v izrednih razmerah iz prispevkov prizadetih držav članic v skladu s poprej dogovorjenimi merili (spremenjeni memorandum o soglasju).
The Fund should be financed through contributions from those institutions, through debt issued by the Fund or, in exceptional circumstances, through contributions made by the affected Member States in accordance with criteria previously agreed upon (revised Memorandum of Understanding).
Prispevki v sklad bi morali nadomestiti prispevke v nacionalne sklade jamstev za zavarovanja.
The contributions to the Fund should replace those made to the national Insurance Guarantee Schemes.
Evropski sklad za stabilnost zavarovanj in poklicnih pokojnin se ustanovi za financiranje nadzorovanega prenehanja delovanja ali reševanja sistemskih institucij, ki se soočajo s težavami, vpliv katerih bi ogrozil finančno stabilnost enotnega evropskega finančnega trga.
A European Insurance and Occupational pensions Stability Fund shall be established to finance the orderly winding-up or rescue interventions of financial institutions facing dificulties when those could menace financial stability of the European Single Financial Market.
Financirati se mora z ustreznimi prispevki sektorja zavarovanj in poklicnih pokojnin.
The Fund should be financed through adequate contributions from the insurance and occupational pensions sector.
Prispevki v sklad bi morali nadomestiti prispevke v podobne nacionalne sklade.
The contributions to the Fund should replace those made to the national Funds of similar nature.
uredba zagotoviti jasno pravno podlago za tak prenos.
Regulation should therefore provide a clear legal basis for such delegation.
nacionalni nadzorni organ, na katerega se prenesejo naloge,
be able to decide upon a certain supervisory matter in
o posameznem vprašanju v zvezi z nadzorom
the Authority or of
ali drugega nacionalnega nadzornega organa.
another national supervisory authority.
Pregledi ni bi smeli biti namenjeni le usklajevanju nadzornih praks, ampak tudi zmožnosti nadzornikov za izvedbo visokokakovostnega nadzora in neodvisnosti pristojnih organov.
Reviews should focus not only on convergence of supervisory practices but also on the capacity of supervisors to achieve high quality supervisory outcomes as well as the independence of competent authorities.
Rezultati teh strokovnih pregledov se morajo objaviti, opredeliti in javno objaviti pa se morajo tudi najboljše prakse.
The outcome of peer reviews should be made public and best practices should be identified and also made public.
Organ bi moral dejavno spodbujati usklajen odziv
The Authority should actively promote a coordinated
da se zagotovi
to ensure
Zato mu je poleg pooblastil za ukrepanje v izrednih razmerah treba dodeliti tudi splošno funkcijo usklajevanja znotraj
In addition to its powers for action in emergency situations, it should therefore be entrusted with a general coordination function within the
Organ bi moral v okviru svoje pristojnosti spremljati in oceniti takšen razvoj ter redno ali po potrebi priložnostno obveščati Evropski parlament, Svet, Komisijo, druge evropske nadzorne organe in
The Authority should monitor and assess such developments in the area of its competence and, where necessary, inform the European Parliament, the Council, the Commission, the other European Supervisory Authorities and the
Da bi organ pri opravljanju svojih funkcij ukrepal na podlagi informacij, mora izvajati ekonomske analize trgov in učinka morebitnega dogajanja na trgu.
In order to inform the discharge of its functions the Authority should conduct economic analyses of the markets and the impact of potential market developments.
Imeti mora možnost, da predloži svoje mnenje o ocenjevanju varnega in skrbnega poslovanja pri združitvah in pripojitvah na podlagi Direktive 2006/48/ES.
It should be able to provide its opinion on the prudential assessment of mergers and acquisitions under Directive 2006/48/EC.
Tesno sodelovanje med organom in
Close cooperation between the Authority and the
je bistveno, da se zagotovi popolnoma učinkovito delovanje
is essential to give full effectiveness to the functioning of the
ter da se spremlja nadaljnje ukrepanje ob njegovih opozorilih in priporočilih.
and the follow-up to its warnings and recommendations.
Organ mora po prejemu opozoril ali priporočil, ki jih
Upon receipt of warnings or recommendations addressed by the
naslovi na organ ali nacionalni nadzorni organ,
to the Authority or a national supervisory authority, the Authority should ensure follow-up
Pred sprejetjem osnutka regulativnih standardov, smernic ali priporočil bi moral organ izvesti oceno učinka.
Before adopting draft regulatory standards, guidelines or recommendations the Authority should carry out an impact study.
Zaradi učinkovitosti je treba v ta namen ustanoviti interesno skupino za zavarovanja, pozavarovanja in poklicne pokojninske sklade, v kateri so sorazmerno zastopani finančne zavarovalnice, pozavarovalnice in poklicni pokojninski skladi v
For reasons of efficiency, an Insurance, Reinsurance and Occupational Pension Funds Stakeholder Group should be established for that purpose, representing in balanced proportions
(vključno, kot je ustrezno, institucionalni vlagatelji in druge finančne institucije, ki same uporabljajo finančne storitve),
insurance and reinsurance firms as well as occupational pension funds (including as appropriate institutional investors and other financial institutions which themselves use financial services),
Interesna skupina za zavarovanja, pozavarovanja in poklicne pokojninske sklade mora dejavno delovati kot povezovalni člen z drugimi skupinami uporabnikov na področju finančnih storitev, ki jih določi Komisija ali so določene z zakonodajo
The Insurance, Reinsurance and Occupational Pension Funds Stakeholder Group should actively work as an interface with other user groups in the financial services area established by the Commission or
Neprofitne organizacije so v primerjavi s pridobitnimi predstavniki sektorja, ki imajo dovolj sredstev in povezav, v razpravi o prihodnosti finančnih storitev in v s tem povezanem postopku sprejemanja odločitev, potisnjene na obrobje.
Non-profit organisations are marginalised in the debate on the future of financial services and in the corresponding decision making process in comparison to well-funded and well-connected industry representatives.
To prikrajšanost je treba izravnati tako, da se zagotovi zadostno financiranje predstavnikov neprofitnih organizacij v interesni skupini.
That disadvantage should be compensated for by adequate funding of their representatives in the Stakeholder Group.
Ukrepi, ki jih organ sprejme v izrednih razmerah ali pri reševanju sporov, ki ogrožajo stabilnost finančnih institucij, ne smejo
Measures by the Authority in emergency or settlement situations affecting the stability of a financial institution should not impinge
V treh letih po začetku veljavnosti uredbe o vzpostavitvi takšnega mehanizma Komisija na podlagi pridobljenih izkušenj določi na ravni Unije jasne in smotrne smernice o tem, kdaj lahko države članice uporabi zaščitni ukrep.
Within three years from the entry into force of a regulation establishing such a mechanism, clear and sound guidance on when the safeguard is triggered by Member States should be laid down at Union level by the Commission on the basis of the experience acquired.
Uporaba zaščitne klavzule s strani držav članic se oceni glede na te smernice.
Member States' use of the safeguard clause should be assessed against that guidance.