natgillin/translations-raw huggingface dataset:
Brez poseganja v določbe svojega kazenskega prava države članice zagotovijo, da se kazni ali ukrepi za preprečevanje opaženih kršitev ali vzrokov takih kršitev lahko naložijo finančnim holdingom in mešanim holdingom ali njihovim operativnim vodjem, ki kršijo zakone ali druge predpise, predpisane zaradi izvajanja členov 124 do 141 in tega člena.
Without prejudice to their criminal law provisions, Member States shall ensure that penalties or measures aimed at ending observed breaches or the causes of such breaches may be imposed on financial holding companies and mixed-activity holding companies, or their effective managers, that infringe laws, regulation or administrative provisions enacted to implement Articles 124 to 141 and this Article.
Pristojni organi med seboj tesno sodelujejo, s čimer zagotovijo, da navedene kazni ali ukrepi obrodijo želene rezultate, zlasti kadar osrednja uprava ali glavne enote finančnega holdinga ali mešanega holdinga niso na sedežu holdinga.
The competent authorities shall cooperate closely to ensure that those penalties or measures produce the desired results, especially when the central administration or main establishment of a financial holding company or of a mixed-activity holding company is not located at its head office.
Če kreditna institucija, katere nadrejena družba je kreditna institucija ali finančni holding s sedežem v tretji državi, ni predmet konsolidiranega nadzora v skladu s členoma 125 in 126, pristojni organi preverijo, ali je kreditna institucija predmet konsolidiranega nadzora s strani pristojnih organov tretje države, ki je enak nadzoru, ki ga predpisujejo določbe te direktive.
Where a credit institution, the parent undertaking of which is a credit institution or a financial holding company, the head office of which is in a third country, is not subject to consolidated supervision under Articles 125 and 126, the competent authorities shall verify whether the credit institution is subject to consolidated supervision by a third-country competent authority which is equivalent to that governed by the principles laid down in this Directive.
Preverjanje opravi pristojni organ, ki bi bil odgovoren za konsolidirani nadzor, če bi se uporabil odstavek 3, na zahtevo nadrejene družbe ali katere koli regulirane osebe z dovoljenjem za poslovanje v Skupnosti ali na lastno pobudo.
The verification shall be carried out by the competent authority which would be responsible for consolidated supervision if paragraph 3 were to apply, at the request of the parent undertaking or of any of the regulated entities authorised in the Community or on its own initiative.
Ta pristojni organ se posvetuje z drugimi vključenimi pristojnimi organi.
That competent authority shall consult the other competent authorities involved.
Komisija lahko zahteva, naj Evropski odbor za bančništvo da splošno navodilo, v katerem navede, ali bodo načini konsolidiranega nadzora pristojnih organov v tretjih državah dosegli cilje konsolidiranega nadzora iz tega poglavja, kar zadeva kreditne institucije, katerih nadrejena družba ima sedež v tretji državi.
The Commission may request the European Banking Committee to give general guidance as to whether the consolidated supervision arrangements of competent authorities in third countries are likely to achieve the objectives of consolidated supervision as defined in this Chapter, in relation to credit institutions, the parent undertaking of which has its head office in a third country .
Odbor redno pregleduje ta navodila in upošteva vse spremembe konsolidiranega nadzora, ki ga opravljajo pristojni organi.
The Committee shall keep any such guidance under review and take into account any changes to the consolidated supervision arrangements applied by such competent authorities.
Pristojni organi, ki opravljajo preverjanje iz prvega pododstavka odstavka 1, upoštevajo ta navodila.
The competent authority carrying out the verification specified in the first subparagraph of paragraph 1 shall take into account any such guidance.
Za ta namen se pristojni organ posvetuje z odborom preden sprejetjem odločitve.
For this purpose the competent authority shall consult the Committee before taking a decision.
Če takega enakega nadzora ni, države članice smiselno uporabijo določbe te direktive za kreditno institucijo ali dovolijo svojim pristojnim organom, da uporabijo druge ustrezne nadzorne tehnike, s katerimi dosežejo cilje nadzora kreditnih institucij na konsolidirani osnovi.
In the absence of such equivalent supervision, Member States shall apply the provisions of this Directive to the credit institution by analogy or shall allow their competent authorities to apply other appropriate supervisory techniques which achieve the objectives of supervision on a consolidated basis of credit institutions.
S temi nadzornimi tehnikami se mora po posvetovanju z drugimi vključenimi pristojnimi organi strinjati pristojni organ, ki bi bil odgovoren za konsolidirani nadzor.
Those supervisory techniques shall, after consultation with the other competent authorities involved, be agreed upon by the competent authority which would be responsible for consolidated supervision.
Pristojni organi lahko predvsem zahtevajo ustanovitev finančnega holdinga s sedežem v Skupnosti, in uporabijo določbe o konsolidiranem nadzoru za konsolidiran položaj tega finančnega holdinga.
Competent authorities may in particular require the establishment of a financial holding company which has its head office in the Community, and apply the provisions on consolidated supervision to the consolidated position of that financial holding company.
Te nadzorne tehnike morajo biti pripravljene tako, da dosežejo cilje konsolidiranega nadzora, ki so določeni v tem poglavju, in je o njih treba obvestiti druge pristojne organe in Komisijo.
The supervisory techniques shall be designed to achieve the objectives of consolidated supervision as defined in this Chapter and shall be notified to the other competent authorities involved and the Commission.
Razkritje s strani pristojnih organov
Disclosure by competent authorities
Člen 144
Article 144
Pristojni organi razkrijejo naslednje podatke:
Competent authorities shall disclose the following information:
besedila zakonov in drugih predpisov ter splošna navodila, sprejeta v njihovi državi članici na področju bonitetne ureditve;
the texts of laws, regulations, administrative rules and general guidance adopted in their Member State in the field of prudential regulation;
način izvajanja možnosti in diskrecijskih pravic, ki so na voljo v zakonodaji Skupnosti;
the manner of exercise of the options and discretions available in Community legislation;
splošna merila in metodologije, ki jih uporabljajo pri pregledu in ovrednotenju iz člena 124; in
the general criteria and methodologies they use in the review and evaluation referred to in Article 124; and
brez poseganja v določbe iz oddelka 2 poglavja 1, skupne statistične podatke o ključnih vidikih izvajanja bonitetnega okvira v vsaki državi članici.
without prejudice to the provisions laid down in Chapter 1, Section 2, aggregate statistical data on key aspects of the implementation of the prudential framework in each Member State.
Razkritja, predvidena v prvem pododstavku, zadostujejo, da omogočijo smiselno primerjavo pristopov, ki so jih sprejeli pristojni organi različnih držav članic.
The disclosures provided for in the first subparagraph shall be sufficient to enable a meaningful comparison of the approaches adopted by the competent authorities of the different Member States.
Razkriti podatki se objavijo v skupni obliki in redno posodabljajo.
The disclosures shall be published with a common format, and updated regularly.
Podatki so dostopni na enotnem elektronskem naslovu.
The disclosures shall be accessible at a single electronic location.
POGLAVJE 5
CHAPTER 5
RAZKRITJE S STRANI KREDITNIH INSTITUCIJ
DISCLOSURE BY CREDIT INSTITUTIONS
Za namene te direktive kreditne institucije javno razkrijejo informacije iz dela 2 Priloge XII, ob upoštevanju določb iz člena 146.
For the purposes of this Directive, credit institutions shall publicly disclose the information laid down in Annex XII, Part 2, subject to the provisions laid down in Article 146.
Pristojni organi na podlagi pododdelkov 2 in 3 oddelka 3 poglavja 2 in člena 105 razkrijejo instrumente in metodologije iz dela 3 Priloge XII ob upoštevanju javnega razkritja tam določenih informacij s strani kreditnih institucij.
Recognition by the competent authorities under Chapter 2, Section 3, Subsections 2 and 3 and Article 105 of the instruments and methodologies referred to in Annex XII, Part 3 shall be subject to the public disclosure by credit institutions of the information laid down therein.
Kreditne institucije sprejmejo formalno politiko za izpolnjevanje zahtev po razkritju iz odstavkov 1 in 2 ter vzpostavijo politike za ocenjevanje primernosti njihovih razkritij, vključno s preverjanjem in pogostostjo.
Credit institutions shall adopt a formal policy to comply with the disclosure requirements laid down in paragraphs 1 and 2, and have policies for assessing the appropriateness of their disclosures, including their verification and frequency.
Kreditne institucije morajo MSP in drugim podjetjem, ki so zaprosila za kredit, na zahtevo v pisni obliki razložiti svoje bonitetne odločitve.
Credit institutions should, if requested, explain their rating decisions to SMEs and other corporate applicants for loans, providing an explanation in writing when asked.
Če se delovanje sektorja v tem pogledu izkaže za neučinkovito, je treba sprejeti ukrepe na nacionalni ravni.
Should a voluntary undertaking by the sector in this regard prove inadequate, national measures shall be adopted.
Upravni stroški razlage morajo biti sorazmerni z višino posojila.
The administrative costs of the explanation have to be at an appropriate rate to the size of the loan.
Člen 146
Article 146
Ne glede na člen 145 lahko kreditna institucija opusti enega ali več razkritij iz dela 2 Priloge XII, če se informacije, ki jih navede s takim razkritjem, glede na merilo iz odstavka 1 dela 1 Priloge XII, ne morejo šteti kot bistvene.
Notwithstanding Article 145, credit institutions may omit one or more of the disclosures listed in Annex XII, Part 2 if the information provided by such disclosures is not, in the light of the criterion specified in Annex XII, Part 1, point 1, regarded as material.
Ne glede na člen 145 lahko kreditna institucija opusti enega ali več podatkov, ki so vključeni v razkritja iz delov 2 in 3 Priloge XII, če navedeni podatki vsebujejo informacije, ki so glede na merila iz odstavka 2 in 3 dela 1 Priloge XII, lahko štejejo kot lastnina ali so zaupni.
Notwithstanding Article 145, credit institutions may omit one or more items of information included in the disclosures listed in Annex XII, Parts 2 and 3 if those items include information which, in the light of the criteria specified in Annex XII, Part 1, points 2 and 3, is regarded as proprietary or confidential.
V izjemnih primerih iz odstavka 2 zadevna kreditna institucija v svojih razkritjih navede, da določeni podatki niso razkriti, razlog za nerazkritje, ter objavi splošnejše podatke o zadevi, ki je predmet zahteve po razkritju, razen če so podatki lastniške ali zaupne narave v skladu z merili iz točk 2 in 3 dela 1 Priloge XII.
In the exceptional cases referred to in paragraph 2, the credit institution concerned shall state in its disclosures the fact that the specific items of information are not disclosed, the reason for non-disclosure, and publish more general information about the subject matter of the disclosure requirement, except where these are to be classified as proprietary or confidential under the criteria set out in Annex XII, Part 1, points 2 and 3.
Kreditne institucije objavijo razkritja, zahtevana po členu 145, najmanj vsako leto.
Credit institutions shall publish the disclosures required under Article 145 on an annual basis at a minimum.
Razkritja se objavijo, takoj ko je mogoče.
Disclosures shall be published as soon as practicable.
Kreditne institucije tudi ugotovijo, ali je glede na merila iz odstavka 4 dela 1 Priloge XII potrebno pogostejše objavljanje, kakor je določeno v odstavku 1.
Credit institutions shall also determine whether more frequent publication than is provided for in paragraph 1 is necessary in the light of the criteria set out in Annex XII, Part 1, point 4.
Kreditne institucije lahko same določijo primeren medij, kraj in način preverjanja, da učinkovito izpolnijo zahteve po razkritju iz člena 145.
Credit institutions may determine the appropriate medium, location and means of verification to comply effectively with the disclosure requirements laid down in Article 145.
Enakovredna razkritja, ki jih opravijo kreditne institucije, da bi izpolnile zahteve za računovodstvo, kotiranje na borzi ali druge zahteve, se lahko štejejo za namene skladnosti s členom 145.
Equivalent disclosures made by credit institutions under accounting, listing or other requirements may be deemed to constitute compliance with Article 145.
Če razkritja niso vključena v finančne izkaze, kreditne institucije navedejo, kje so navedena.
If disclosures are not included in the financial statements, credit institutions shall indicate where they can be found.
Člen 149
Article 149
Ne glede na člene 146 do 148 države članice pooblastijo pristojne organe, da od kreditnih institucij zahtevajo:
Notwithstanding Articles 146 to 148, Member States shall empower the competent authorities to require credit institutions:
izvedbo enega ali več razkritij iz delov 2 in 3 Priloge XII;
to make one or more of the disclosures referred to in Annex XII, Parts 2 and 3;
objavo enega ali več razkritij pogosteje kakor enkrat na leto in določijo roke za objavo;
to publish one or more disclosures more frequently than annually, and to set deadlines for publication;
uporabo posebnih medijev in mest za druga razkritja poleg finančnih izkazov; in
to use specific media and locations for disclosures other than the financial statements; and
uporabo posebnih načinov preverjanja za razkritja, ki jih ne krije zakonsko predpisana revizija.
to use specific means of verification for the disclosures not covered by statutory audit.
IZVRŠILNA PRISTOJNOST
POWERS OF EXECUTION
V zvezi z lastnimi sredstvi, ne glede na predlog, ki naj ga Komisija predloži v skladu s členom 62, morajo biti v skladu s postopkom iz člena 151(2) sprejete tehnične prilagoditve na naslednjih področjih:
Without prejudice, regarding own funds, to the proposal that the Commission is to submit pursuant to Article 62, the technical adjustments in the following areas shall be adopted in accordance with the procedure referred to in Article 151(2):
razjasnitev opredelitev, tako da se pri uporabi te direktive upošteva razvoj dogodkov na finančnih trgih;
clarification of the definitions in order to take account, in the application of this Directive, of developments on financial markets;
razjasnitev opredelitev, zato da bi se zagotovila enotna uporaba te direktive;
clarification of the definitions to ensure uniform application of this Directive;
uskladitev terminologije in oblikovanje opredelitev v skladu s poznejšimi pravnimi akti na področju kreditnih institucij in sorodnimi zadevami;
the alignment of terminology on, and the framing of definitions in accordance with, subsequent acts on credit institutions and related matters;
tehnične prilagoditve seznama v členu 2;
technical adjustments to the list in Article 2;
sprememba višine ustanovnega kapitala, predpisanega v členu 9, zaradi upoštevanja razvoja dogodkov na gospodarskem in monetarnem področju;
alteration of the amount of initial capital prescribed in Article 9 to take account of developments in the economic and monetary field;
razširitev seznama, navedenega v členih 23 in 24 ter opredeljenega v Prilogi I, ali prilagoditev terminologije, uporabljene za ta seznam, zaradi upoštevanja razvoja dogodkov na finančnih trgih;
expansion of the content of the list referred to in Articles 23 and 24 and set out in Annex I or adaptation of the terminology used in that list to take account of developments on financial markets;
področja, o katerih si morajo pristojni organi izmenjati informacije, naštete v členu 42;
the areas in which the competent authorities shall exchange information as listed in Article 42;
tehnične prilagoditve členov 56 do 67 in člena 74 zaradi razvoja računovodskih standardov ali zahtev, ki se upoštevajo v zakonodaji Skupnosti; ali glede konvergence nadzornih praks;
technical adjustments in Articles 56 to 67 and in Article 74 as a result of developments in accounting standards or requirements which take account of Community legislation or with regard to convergence of supervisory practices;
spremembe seznama kategorij izpostavljenosti iz členov 79 in 86, zaradi upoštevanja razvoja dogodkov na finančnih trgih;
amendment of the list of exposure classes in Articles 79 and 86 in order to take account of developments on financial markets;
znesek, naveden v členu 79(2)(c), členu 86(4)(a), odstavku 5 dela 1 Priloge VII in odstavku 15 dela 2 Priloge VII, da bo upošteval učinke inflacije;
the amount specified in Article 79(2)(c), Article 86(4)(a), Annex VII, Part 1, point 5 and Annex VII, Part 2, point 15 to take into account the effects of inflation;
seznam in klasifikacija zunajbilančnih postavk v prilogah II in IV ter njihova uporaba pri določanju vrednosti izpostavljenosti za namene oddelka 3 v poglavju 2 naslova V; ali
the list and classification of off-balance-sheet items in Annexes II and IV and their treatment in the determination of exposure values for the purposes of Title V, Chapter 2, Section 3; or
prilagoditev določb v Prilogah V do XII, da bodo upoštevale dogajanja na finančnih trgih v posebnih novih finančnih produktih, ali v računovodskih standardih ali zahtevah, ki se upoštevajo v zakonodaji Skupnosti; ali glede konvergence nadzornih praks.
adjustment of the provisions in Annexes V to XII in order to take account of developments on financial markets (in particular new financial products) or in accounting standards or requirements which take account of Community legislation, or with regard to convergence of supervisory practice.
Komisija lahko sprejme naslednje izvedbene ukrepe v skladu s postopkom iz člena 151(2):
The Commission may adopt the following implementing measures in accordance with the procedure referred to in Article 151(2):
navedba velikosti nenadnih in nepričakovanih sprememb obrestnih mer iz člena 124(5);
specification of the size of sudden and unexpected changes in the interest rates referred to in Article 124(5);
začasno znižanje minimalne stopnje lastnih sredstev iz člena 75 in/ali uteži tveganja iz oddelka 3 poglavja 2 naslova V, zaradi upoštevanja posebnih okoliščin;
a temporary reduction in the minimum level of own funds laid down in Article 75 and/or the risk weights laid down in Title V, Chapter 2, Section 3 in order to take account of specific circumstances;
brez poseganja v poročilo iz člena 119, pojasnitev izjem, opredeljenih v členih 111(4), 113, 115 in 116;
without prejudice to the report referred to in Article 119, clarification of exemptions provided for in Articles 111(4), 113, 115 and 116;
navedba ključnih vidikov, v zvezi s katerimi je treba razkriti skupne statistične podatke na podlagi člena 144(1)(d); ali
specification of the key aspects on which aggregate statistical data are to be disclosed under Article 144(1)(d); or
navedba oblike, strukture, seznama vsebine in letna objava podatkov razkritja iz člena 144.
specification of the format, structure, contents list and annual publication date of the disclosures provided for in Article 144.
S sprejetimi izvedbenimi ukrepi se ne smejo spremeniti temeljne določbe te direktive.
None of the implementing measures enacted may change the essential provisions of this Directive.
Brez poseganja v že sprejete izvedbene ukrepe po izteku dveletnega obdobja po sprejetju te direktive in najpozneje do 1. aprila 2008, se uporaba določb te direktive, ki zahtevajo sprejem tehničnih pravil, sprememb in sklepov v skladu z odstavkom 2, začasno opusti.
Without prejudice to the implementing measures already adopted, upon expiry of a two-year period following the adoption of this Directive, and by 1 April 2008 at the latest, the application of the provisions of this Directive requiring the adoption of technical rules, amendments and decisions in accordance with paragraph 2 shall be suspended.
Na predlog Komisije in v skladu s postopkom, določenim v členu 251 Pogodbe, lahko Evropski parlament in Svet obnovita zadevne določbe, in jih v ta namen pregledata pred ali do izteka obdobja iz tega odstavka, kar koli se zgodi prej.
Acting on a proposal from the Commission and in accordance with the procedure laid down in Article 251 of the Treaty, the Parliament and the Council may renew those provisions and, to that end, shall review them prior to the expiry of the period or by the date referred to in this paragraph, whichever the earlier.
Komisiji pomaga Evropski odbor za bančništvo, ustanovljen s Sklepom Komisije 2004/10/ES UL L 3, 7.1.
The Commission shall be assisted by the European Banking Committee established by Commission Decision 2004/10/EC OJ L 3, 7.1.2004, p.
Pri sklicevanju na ta odstavek se uporablja postopek , določen v členu 5 Sklepa 1999/468/ES, ob upoštevanju določb člena 7(3) in 8 Sklepa.
Where reference is made to this paragraph, the procedure laid down in Article 5 of Decision 1999/468/EC shall apply, having regard to the provisions of Article 7(3) and Article 8 thereof.
PREHODNE IN KONČNE DOLOČBE
TRANSITIONAL AND FINAL PROVISIONS
PREHODNE DOLOČBE
TRANSITIONAL PROVISIONS
Kreditne institucije, ki izračunavajo zneske tveganju prilagojenih izpostavljenosti v skladu s členi 84 do 89 v prvem, drugem in tretjem dvanajstmesečnem obdobju po 31. decembru 2006 zagotovijo lastna sredstva, ki so vedno večja ali enaka zneskom, navedenim v odstavkih 3, 4 in 5.
Credit institutions calculating risk-weighted exposure amounts in accordance with Articles 84 to 89 shall during the first, second and third twelve-month periods after 31 December 2006 provide own funds which are at all times more than or equal to the amounts indicated in paragraphs 3, 4 and 5.
Kreditne institucije, ki za izračun lastnih kapitalskih zahtev za operativna tveganja, kakor je navedeno v členu 105, uporabljajo napredne metode za merjenje, zagotovijo lastna sredstva v prvem, drugem in tretjem dvanajstmesečnem obdobju po 31. decembru 2006, ki so vedno večja ali enaka zneskom, navedenim v odstavkih in 5.
Credit institutions using the Advanced Measurement Approaches as specified in Article 105 for the calculation of their capital requirements for operational risk shall, during the second and third twelve-month periods after 31 December 2006, provide own funds which are at all times more than or equal to the amounts indicated in paragraphs 4 and 5.
Za drugo dvanajstmesečno obdobje iz odstavka 1 znaša znesek lastnih sredstev 90 % skupnega minimalnega zneska lastnih sredstev, ki bi ga morale imeti kreditne institucije v navedenem obdobju na podlagi člena 4 Direktive 93/6/EGS, v besedilu navedene direktive in Direktive 2000/12/ES, kakor je veljalo pred 1. januarjem 2007.
For the second twelve-month period referred to in paragraph 1, the amount of own funds shall be 90% of the total minimum amount of own funds that would be required to be held during that period by the credit institution under Article 4 of Directive 93/6/EEC as that Directive and Directive 2000/12/EC stood prior to 1 January 2007.
Za tretje dvanajstmesečno obdobje iz odstavka 1 znaša znesek lastnih sredstev 80 % skupnega minimalnega zneska lastnih sredstev, ki bi ga morale imeti kreditne institucije v navedenem obdobju na podlagi člena 4 Direktive 93/6/EGS, v besedilu navedene direktive in Direktive 2000/12/ES, kakor je veljalo pred 1. januarjem 2007.
For the third twelve-month period referred to in paragraph 1, the amount of own funds shall be 80% of the total minimum amount of own funds that would be required to be held during that period by the credit institution under Article 4 of Directive 93/6/EEC as that Directive and Directive 2000/12/EC stood prior .to 1 January 2007.