natgillin/translations-raw huggingface dataset:
poudarja, da bo v prihodnjih letih mobilnost na trgu dela v EU bistvena za ustvarjanje delovnih mest in gospodarsko rast; zato meni, da se bo zaupanje državljanov izboljšalo, ko bodo odpravljene ovire za notranjo in čezmejno mobilnost; meni, da je vprašanja, kot so neprenosljivost, dolga obdobja za pridobitev pokojninskih pravic, ohranitev mirujočih pravic, prepoved poslabšanja položaja ter razlike pri davčni obravnavi in aktuarskih načelih, treba obravnavati glede na posledice, ki jih imajo za pokojninske sisteme; poudarja pozitiven učinek, ki bi ga bolj dinamičen trg dela lahko imel na pokojninski sistem;
Stresses that labour-market mobility in the EU will be crucial in the coming years for job creation and economic growth; considers, therefore, that citizens' confidence will be improved when obstacles to internal and cross-border mobility are removed; notes that issues such as lack of transferability, long vesting periods, preservation of dormant rights, non-regression and differences in tax treatment and actuarial principles must be addressed with a view to their consequences on pension systems; stresses the positive impact which a more dynamic labour market could have on the pension system;
ugotavlja, da v prvem stebru pokojninske pravice ureja ustrezna uredba o koordinaciji, vendar je za druge stebre potrebna poenostavljena ureditev;
Notes that, in the first pillar, pension entitlements are governed by the relevant coordinating Regulation, but that, for other pillars, simplified arrangements are needed;
ugotavlja, da se pojavlja trend povečevanja števila sistemov z določenimi prispevki in zmanjševanja števila sistemov z določenimi pravicami; poudarja, da na ta način ponudniki pokojnin tveganje, povezano z naložbo, prenašajo na varčevalce v pokojninskih načrtih; meni, da je treba zaradi raznolikosti in zapletenosti različnih kapitalskih poklicnih pokojninskih sistemov določiti pogoje za prenosljivost pridobljenih pokojninskih pravic, in sicer tako, da se prenosljivost začne s sklenitvijo nove pogodbe, pri čemer je vloga za prenos odobrena le, če se dejanski preneseni znesek vloži v sklad, katerega namen je izplačilo starostnih pokojnin; poziva k poglobljeni raziskavi davčnih vprašanj, povezanih s kapitalskimi poklicnimi pokojninskimi sistemi in kapitalskimi sistemi življenjskega zavarovanja; meni, da bi se morala dejavnost EU glede čezmejnih vprašanj jasno osredotočiti na razvijanje minimalnih standardov za pridobitev in ohranitev pokojninskih pravic ter na poenostavitev vzpostavitve nacionalnih sistemov spremljanja teh pravic;
Observes that there is a trend towards more defined-contribution schemes and fewer defined-benefit schemes; notes that, as a result, pension providers transfer the risk associated with investment to pension savers; considers that, because of the diversity and complexity of the various capital-based occupational pension systems, conditions need to be laid down concerning the portability of acquired pension entitlements in the sense that portability begins when new contracts are concluded, an application for transfer being approved only if the actuarial sum transferred is to be placed in a fund whose purpose is payment of old-age pensions; asks for an in-depth study on tax issues related to the capital-based occupational pension systems and life insurance capital systems; considers that, with regard to cross-border issues, the clear focus of EU activity should be on developing minimum standards for the acquisition and preservation of pension rights and on facilitating the establishment of national tracing systems for those rights;
pozdravlja uvedbo nacionalnih sistemov sledenja za pokojninske pravice iz različnih virov v vseh državah članicah, ter poziva Komisijo, naj pripravi predloge za evropski sistem sledenja;
Welcomes the establishment of national tracing systems for pension rights from different sources in all Member States, and calls upon the Commission to submit proposals for a European tracing system;
Pregled zakonodaje EU
Review of EU legislation
ugotavlja, da v številnih državah članicah že priznavajo pomen poklicnih pokojninskih sistemov in da lahko EU doda vrednost z zagotavljanjem usklajevanja med različnimi sistemi in s spodbujanjem držav članic, da zagotovijo vzpostavitev okvira, utemeljenega s socialnega, pravnega in ekonomskega vidika, ki bo ustrezno ščitil člane pokojninskih načrtov in zagotavljal dostop do razumljivih informacij o pokojnini; poudarja, da bi v državah članicah, kjer obvezne pokojninske sklade upravljajo zasebne institucije, te načrte morali oceniti tudi s stališča skladnosti z evropskimi pogoji in merili, kar zadeva varnost, naložbe in razvrstitev sredstev; načelno poudarja, da je treba vse predloge o poklicnih pokojninskih sistemih v celoti oceniti z vidika učinka, zlasti zaradi količinske opredelitve dodatnih stroškov in upravnih obremenitev;
Notes that in many Member States the importance of occupational pension systems has been recognised, and that the EU can add value by providing coordination between the various schemes and encouraging Member States to ensure that a - in social, legal and economic terms - justifiable framework is in place which adequately protects pension plan members and guarantees access to understandable pension information; stresses that in cases where Member States have mandatory pension funds managed by private institutions, such schemes should also be assessed from the point of view of compliance with European conditions and criteria as regards security, investment and asset classification; underlines as a principle that all proposals on occupational pension systems must be fully impact assessed in particular with a view to quantifying the additional costs and administrative burden;
meni, da morajo biti v državah članicah z obveznimi poklicnimi pokojninskimi sistemi, ki večinoma niso vključeni v prvi steber, prispevki iz drugega stebra na voljo vsem delavcem kot pravica brez diskriminacije na podlagi starosti, spola, panoge in/ali pogodbe o zaposlitvi;
Considers that in those Member States where compulsory occupational pension systems are set up and not mainly included in the first pillar, these second pillar provisions should be available to all workers by right, without any discrimination on grounds of age, sex, sector and/or employment contract;
poziva Komisijo, naj spodbuja države članice, da preučijo, kako bi lahko z okrepljenim socialnim dialogom olajšali pravico delavcev do udeležbe v drugem stebru, ter poda predloge za spodbujanje tega stebra, kjer ga še ni; poziva jih tudi, naj razvijejo metodo upravljanja, ki bo zagotavljala skupno upravljanje tega sklada, zlasti v zvezi s strategijo vlaganja prihrankov;
Calls on the Commission to encourage Member States to investigate how employees' right to participate in the second pillar can be facilitated through enhanced social dialogue and to make proposals for promoting such a pillar where it does not yet exist; calls on them also to develop a method of governance to ensure that this fund is managed jointly, particularly with regard to its savings investment strategy;
poziva države članice, naj podprejo razvoj socialnega in državljanskega dialoga o starostnih pokojninah in v celoti upoštevajo rezultate tega dialoga;
Calls on the Member States to support the development of social and civic dialogue concerning old-age pension provision and to take full account of the results of this dialogue;
meni, da je treba pravila EU o tretjem stebru in njegovem nemotenem čezmejnem delovanju preučiti glede na pravilno delovanje notranjega trga, zlasti za finančne produkte, in ustvariti enake konkurenčne pogoje; poudarja, da mora ta ponovna preučitev pravil upoštevati interese zavarovancev teh sistemov;
Considers that the EU rules concerning the third pillar and its smooth cross-border functioning must be examined in the light of the proper functioning of the internal market, particularly for financial products, and that a level playing field should be created; underlines that this re-examination of the rules must take account of the interests of members of these schemes;
meni, da je treba uporabljati načelo „enako tveganje – enaka pravila – enak kapital“ in upoštevati značilnosti vsakega pokojninskega produkta ali sistema, če naj se doseže skladnost režimov skrbnega in varnega poslovanja med različnimi ponudniki finančnih storitev;
Believes that, in order to achieve consistency of prudential regimes among different financial services providers, the ‘same risks – same rules – same capital’ principle must apply, taking into account the characteristics of each pension product or scheme;
priznava, da še vedno obstajajo ovire za čezmejne sisteme individualnih pokojninskih zavarovanj (tretji steber), kot so čezmejna življenjska zavarovanja; poziva Komisijo, naj pripravi predloge za odpravo teh ovir in splošni okvir za ureditev teh dejavnosti;
Acknowledges that for (third-pillar) individual pension insurance schemes being offered across borders, such as life insurance policies, obstacles remain; requests suggestions from the Commission as to how these might be overcome, as well as a framework for regulating these activities;
ugotavlja, da je evropska zakonodaja na področjih, kjer je pristojnost za pokojnine zaupana Evropski uniji, zelo razdrobljena; poziva Komisijo, naj preuči, ali bi bilo primerno racionalizirati ta regulativni okvir kot del boljše priprave zakonodaje;
Observes that, where powers relating to pensions are vested in the European Union, European law is very fragmented; calls on the Commission to investigate whether it would be appropriate to rationalise this regulatory framework as part of better regulation;
Evropska zakonodaja/dobra praksa
European legislation/good practice
opozarja na že sprejeto odločitev o ustanovitvi Evropskega organa za zavarovanja in poklicne pokojnine; poudarja, da ga je treba opremiti, zato da bo lahko učinkovito opravljal zaupane naloge ter pri tem ustrezno upošteval še zlasti posebnosti in lastnosti poklicnega pokojninskega zavarovanja;
Points out that a decision has already been taken to establish the European Insurance and Occupational Pensions Authority (EIOPA); stresses the need to equip it so that it can perform effectively the tasks entrusted to it and, in particular, can take appropriate account of the specificities and characteristics of occupational pensions;
ugotavlja, da so pokojninski skladi, vključno z institucijami za poklicno pokojninsko zavarovanje, še vedno regulirani in nadzirani kot samostojni finančni subjekti, čeprav v praksi te dejavnosti izvajajo konglomerati;
Observes that pension funds, including IORPs, are still regulated and supervised as stand-alone financial entities, although in practice conglomerates undertake these activities;
meni, da morajo predlogi za režim plačilne sposobnosti institucij za poklicno pokojninsko zavarovanje priznavati posebnosti pokojnin, pri čemer je treba upoštevati, da se tveganja v zavarovalniškem sektorju razlikujejo od tveganj, s katerimi se srečujejo institucije za poklicno pokojninsko zavarovanje, zlasti glede pogojnosti pokojninskih pravic, trajanja pokojninskih portfeljev in dejstva, da so te institucije subjekti s posebnim namenom, ki upravljajo portfelje homogenih produktov; poudarja, da bi bil glavni namen takega režima zagotoviti okrepljeno zaščito sedanjih in bodočih upokojencev; meni, je treba v celoti oceniti vpliv tovrstnih predlogov, zlasti dodatne stroške in upravne obremenitve; meni, da bi bilo treba vsako revizijo pravil o plačilni sposobnosti institucij za poklicno pokojninsko zavarovanje izvesti v okviru obstoječe direktive IORP; poudarja, da so vprašanja o režimu kapitalskih zahtev za pokojninske sklade tesno povezana z ustrezno rešitvijo vprašanj, povezanih s členom 8 direktive o plačilni nesposobnosti;
Considers that proposals for a solvency regime for IORPs must recognise the specificities of pensions, bearing in mind that risks in the insurance sector are different from those faced by IORPs, in particular as regards the conditionality of pension rights, the duration of pension portfolios and the fact that IORPs are special-purpose vehicles operating a homogenous product portfolio; stresses that the key aim of such a regime would be to provide enhanced protection to current and future pensioners; believes that the impact of such proposals needs to be fully assessed, in particular with a view to quantifying the additional costs and administrative burden; believes that any revision of a solvency regime for IORPs should be carried out within the framework of the existing IORP Directive; stresses that addressing the questions related to a capital requirements regime for pension funds is closely linked to adequate resolution of the issues concerning Article 8 of the Insolvency Directive;
v skladu z navedbo Komisije v zeleni knjigi poudarja, da temelji direktiva IORP na pristopu minimalnega usklajevanja v okviru Solventnosti I, medtem ko bodo zavarovalnice v bližnji prihodnosti uporabljale režim Solventnosti II, ki temelji na tveganju, in sicer celo za svojo dejavnost poklicnih pokojnin;
Stresses, in line with the Commission's statement in the Green Paper, that the IORP Directive is based on a Solvency I minimum harmonisation approach, whereas, in the near future, insurance undertakings will apply the risk-based Solvency II regime even for their occupational pension activity;
poudarja, da lahko finančni trgi učinkovito delujejo le, če je prisotno zaupanje, in meni, da zaupanje zahteva trdna pravila varnega in skrbnega poslovanja finančnih institucij, pri čemer institucije za poklicno pokojninsko zavarovanje ne smejo biti izjema;
Stresses that financial markets can function efficiently only when there is confidence and trust and considers that confidence and trust require solid prudential rules for financial institutions, and that IORPs should be no exception to this;
poziva Komisijo, naj razvije predloge o odločanju glede režima plačilne sposobnosti institucij za poklicno pokojninsko zavarovanje in zlasti, kot je napovedala v zeleni knjigi, naj čim prej izvede študijo o učinkih uporabe režima plačilne sposobnosti, kot je Solventnost II;
Calls on the Commission to develop proposals on decision-making in relation to the IORPs' solvency regime and notably – in line with its declared intention in the Green Paper – to launch an impact study on application of a Solvency-II-type solvency regime as soon as possible;
Zakonodaja EU o nesolventnosti
EU legislation on insolvency
je dobro seznanjen z veliko raznovrstnostjo pri izvajanju in uporabi direktive o plačilni nesposobnosti; ugotavlja, da so zakonodajni predpisi sicer dokaj ustrezni, vendar so lahko neustrezni rezultati, zato so v nasprotju s ciljem direktive; se sklicuje na ugotovitev Komisije, da se lahko v nekaterih primerih v zvezi z izvajanjem obveznosti, ki jih določa člen 8 direktive, pojavijo težave glede obsega, v katerem ti ukrepi zadostno ščitijo interese delavcev in upokojencev v primeru plačilne nesposobnosti delodajalca, ter da je treba obravnavati številna vprašanja;
Takes good note of the wide variety in implementation and application of the Insolvency Directive; observes that, while the relevant legislative provisions may be fairly adequate, the results can be inadequate and thus at odds with the Directive's aim; refers to the Commission's conclusion that, in certain cases concerning the implementation of the obligations imposed by Article 8 of the Directive, issues can be raised as regards the extent to which some of these measures are sufficient to protect the interests of employees and retired persons in the event of insolvency of the employer and that a number of issues need to be addressed;
poziva Komisijo, naj skrbno spremlja izvajanje te direktive, ukrepa proti državam članicam, kadar je to upravičeno, in pri morebitni reviziji te direktive upošteva poseben položaj glede finančnih obveznosti delodajalcev do delavcev ali svojega pokojninskega sklada;
Calls on the Commission to follow the implementation of this Directive closely, to take action against Member States where justified and, in any review of this Directive, to take account of the specific situation concerning the employer's financing obligations vis-à-vis its employees or its pension fund;
meni, da obstaja potreba po okrepitvi zakonodaje EU, povezane s plačilno nesposobnostjo delodajalca, da bi tako vsem delavcem zagotovili enako zaščito prihrankov, ne glede na naravo sistema pokojninskega zavarovanja njihovega delodajalca;
Considers that there is a need to strengthen the EU legislation relating to employers' insolvency in order to offer all workers equal protection of their savings regardless of the nature of their employer's pension provision system;
poziva, da je treba preučiti, ali bi lahko združenja pokojninskega zavarovanja, kot jih poznajo denimo v Luksemburgu in Nemčiji za zavarovanje sistemov knjigovodskih rezervacij iz drugega stebra, priporočili drugim državam članicam, da bi zaščitili varnostni mehanizem;
Calls for an examination of whether pension insurance associations, such as those that exist in Luxembourg and Germany to protect the book reserve second pillar schemes, can be recommended to other Member States to protect the security mechanism;
Obveščanje/udeležba in naložbe
Information/participation and investment
je zaskrbljen zaradi nezadostnih informacij, ki jih državni organi in telesa, ki ravnajo s pokojninami, nudijo javnosti v zvezi z zahtevami, opcijami, možnostmi, zbranimi pravicami, verjetnimi dobički in dejanskim stanjem glede starostnih pokojnin; poudarja, da je treba državljanom pri sklepanju pogodb za dodatno pokojninsko zavarovanje zagotoviti informacije o dejanskih stroških in pristojbinah ter najboljše informacije o stanju njihovih pokojnin; poudarja tudi pomen dobrega in zgodnjega finančnega izobraževanja;
Is concerned about the lack of information provided to the public by public authorities and bodies administering pensions with regard to requirements, options, possibilities, accumulated entitlements, likely returns and the actual state of affairs with regard to old-age pensions; stresses that citizens have to be provided with information regarding the actual costs and charges when concluding additional pension scheme contracts and with optimal information on the status of their pensions; stresses also the importance of sound financial education from an early stage;
ugotavlja, da obstaja potreba po večji preglednosti in razkritju pristojbin ponudnikov zasebnih pokojninskih sistemov za upravljanje sredstev ter zlasti za vse vrste naložb; meni, da bi morale biti informacije o zbranih pravicah, ki so namenjene državljanom iz držav članic in jih zagotovijo skladi, združene v delujočem, preglednem in dostopnem sistemu na evropski ravni;
Notes that there is a need for increased transparency and disclosure of fees levied on asset management and especially on all layers of investments by private pension providers; considers that the information provided to citizens from Member States and by funds concerning the accumulated entitlements should be integrated into an operational, transparent and accessible system at European level;
meni, da je treba javnost ob kakršni koli reformi pokojninskega sistema nemudoma in v celoti obvestiti o dolgoročnih posledicah, zlasti o višini njihove pokojnine in zahtevanem skupnem številu let plačevanja pokojninskih prispevkov; ugotavlja, da morajo reforme zagotoviti učinkovito in nemoteno prehodno ureditev; poziva države članice, naj začnejo kampanje, s katerimi bi državljanom omogočile in jih spodbudile, da se seznanijo s posledicami svojih odločitev v zvezi s pokojnino ter si zagotovijo ustrezno pokojnino;
Considers that members of the public must be promptly and fully informed of the long-term consequences of any reform of pension provisions, particularly concerning the amount of their own pension and the total number of years of pension contributions due; notes that reforms must provide for an effective and smooth transitional regime; calls on the Member States to launch campaigns which enable and encourage citizens to inform themselves on the impact on their pension decisions as well as to ensure adequate pension provision for themselves;
Usklajevanje politik
Policy coordination
meni, da bi bilo v nadaljnji razpravi o ustreznem, varnem in vzdržnem pokojninskem sistemu koristno vzpostaviti evropsko pokojninsko platformo, ki bi vključevala predstavnike institucij EU, socialnih partnerjev in ustreznih zainteresiranih strani, da bi si izmenjevali informacije o najboljših praksah in pomagali pripravljati pobude glede politik ob upoštevanju načela subsidiarnosti; meni, da je z namenom, da bi se izognili podvajanju na tem področju, treba upoštevati obstoječ svetovalni odbor o dodatnih pokojninskih zavarovanjih (pokojninski forum);
Considers that, in the further debate on an adequate, safe and sustainable pension system, it would be helpful to establish a European pensions platform involving representatives of EU institutions, social partners and relevant stakeholders to exchange information about best practice and help to prepare policy initiatives, all in compliance with the subsidiarity principle; considers that, in order to avoid overlap in this context, account should be taken of the existing advisory committee on supplementary pensions (the ‘Pensions Forum’);
poziva Komisijo, naj razmisli o oblikovanju posebne projektne skupine o pokojninah, v katero bodo vključeni vsi ustrezni generalni direktorati s pristojnostmi za pokojninska vprašanja;
Calls on the Commission to consider setting up a special task force on pensions, involving all relevant DGs with competences relating to pensions issues;
ob upoštevanju sklepa o začetku pristopnih pogajanj s Hrvaško, ki ga je Svet sprejel 3. oktobra 2005,
having regard to the decision adopted by the Council on 3 October 2005 to open accession negotiations with Croatia,
ob upoštevanju svoje resolucije z dne 10. februarja 2010 o poročilu o napredku Hrvaške za leto 2009 UL C 341 E, 16.12.2010, str.
having regard to its resolution of 10 February 2010 on the 2009 progress report on Croatia OJ C 341 E, 16.12.2010, p.
ob upoštevanju poročila o napredku Hrvaške za leto 2010, ki ga je Komisija objavila 9. novembra 2010 ( SEC(2010)1326 ),
having regard to the 2010 progress report on Croatia, published by the Commission on 9 November 2010 ( SEC(2010)1326 ),
ob upoštevanju priporočil, ki jih je skupni parlamentarni odbor EU-Hrvaška sprejel na 11. srečanju 29. marca 2010 v Zagrebu in na 12. srečanju 30. novembra 2010 v Bruslju,
having regard to the recommendations of the EU-Croatia Joint Parliamentary Committee adopted at its 11th meeting on 29 March 2010 in Zagreb and at its 12th meeting on 30 November 2010 in Brussels,
ker je Evropski parlament še vedno povsem zavezan pospeševanju članstva Hrvaške v Evropski uniji in odločen, da bo pristopni proces te države pripeljal do hitrega in uspešnega konca,
whereas the European Parliament continues to be fully committed to promoting Croatia's membership of the European Union and is determined to help bring its accession process to a swift and successful conclusion,
ker so pristopna pogajanja s Hrvaško občutno napredovala in so vstopila v sklepno fazo; ker je bil dosežen precejšen splošen napredek, zlasti pri izpolnjevanju meril, določenih v pogajalskih poglavjih,
whereas the accession negotiations with Croatia have progressed significantly and have entered their final phase; whereas substantial overall progress was noted particularly in attaining the benchmarks set in the negotiating chapters,