natgillin/translations-raw huggingface dataset:
kadar se zillmerising ne uporablja ali če se uporablja in je manjši od obremenitve za nabavne stroške, vključene v premiji, razlika med ne-zillmerizirano ali delno zillmerizirano matematično rezervacijo in matematično rezervacijo, zillmerizirano po stopnji, enaki obremenitvi za nabavne stroške, vključene v premijo; ta številka pa ne sme presegati 3,5 % vsote razlike med ustreznimi glavnicami dejavnosti življenjskega zavarovanja in matematičnimi rezervacijami za vse police, za katere je možno zillmeriziranje; razlika se zmanjša za znesek nerazvrednotenih stroškov pridobivanja zavarovanj, izkazanih v aktivi.
where Zillmerising is not practised or where, if practised, it is less than the loading for acquisition costs included in the premium, the difference between a non-Zillmerised or partially Zillmerised mathematical provision and a mathematical provision Zillmerised at a rate equal to the loading for acquisition costs included in the premium; this figure may not, however, exceed 3,5 % of the sum of the differences between the relevant capital sums of life assurance activities and the mathematical provisions for all policies for which Zillmerising is possible; the difference shall be reduced by the amount of any undepreciated acquisition costs entered as an asset.
Spremembe odstavkov 1 do 5, da se upošteva razvoj, ki upravičuje tehnično prilagoditev elementov, ki izpolnjujejo pogoje za razpoložljivi minimalni kapital, se sprejmejo po postopku iz člena 55(2) te direktive.
Amendments to paragraphs 1 to 5 to take into account developments that justify a technical adjustment of the elements eligible for the available solvency margin, shall be adopted in accordance with the procedure laid down in Article 55(2) of this Directive.
Oddelek 2 – zahtevani minimalni kapital
Section 2- Required solvency margin
Zahtevani minimalni kapital se določi bodisi na podlagi letnega zneska premij ali prispevkov bodisi povprečnih terjatev na izplačilo odškodnin za pretekla tri poslovna leta.
The required solvency margin shall be determined on the basis either of the annual amount of premiums or contributions, or of the average burden of claims for the past three financial years.
Vendar pa se pri pozavarovalnicah, ki v bistvu sklepajo zavarovanja, pokrivajoča eno ali več nevarnosti kredita, neurja, toče ali pozebe, za referenčno obdobje glede povprečnih terjatev na izplačilo odškodnin vzame zadnjih sedem poslovnih let.
In the case, however, of reinsurance undertakings which essentially underwrite only one or more of the risks of credit, storm, hail or frost, the last seven financial years shall be taken as the reference period for the average burden of claims.
V skladu s členom 40 je znesek zahtevanega minimalnega kapitala enak višjemu od dveh rezultatov iz odstavkov 3 in 4.
Subject to Article 40, the amount of the required solvency margin shall be equal to the higher of the two results as set out in paragraphs 3 and 4.
Premijska osnova se izračuna s kosmatimi obračunanimi zavarovalnimi premijami ali prispevki, kakor so izračunani spodaj, ali s kosmatimi prihodki od zavarovalnih premij ali prispevki, glede na to, kaj je višje.
The premium basis shall be calculated using the higher of gross written premiums or contributions as calculated below, and gross earned premiums or contributions.
Premije ali prispevki v zvezi z vrstami 11, 12 in 13 točke A Priloge k Direktivi 73/239/EGS se zvišajo za 50%.
Premiums or contributions in respect of the classes 11, 12 and 13 listed in point A of the Annex to Directive 73/239/EEC shall be increased by 50
Premije ali prispevki, vključno z dajatvami, dodanimi premijam ali prispevki, dolgovani glede vseh poslov pozavarovanja v preteklem poslovnem letu, se združijo.
The premiums or contributions, inclusive of charges ancillary to premiums or contributions, due in respect of reinsurance business in the last financial year shall be aggregated.
Od te vsote se nato odšteje skupni znesek premij ali prispevkov, ukinjenih v preteklem poslovnem letu, ter skupni znesek davkov in dajatev, ki veljajo za premije ali prispevke, sestavljajoč skupno vsoto.
From this sum there shall then be deducted the total amount of premiums or contributions cancelled in the last financial year, as well as the total amount of taxes and levies pertaining to the premiums or contributions entering into the aggregate.
Tako pridobljena vsota se pomnoži z razmerjem, ki glede na pretekla tri poslovna leta obstaja med zneskom terjatev na izplačilo odškodnin, ki jih mora podjetje nositi tudi potem, ko so bili odšteti vsi izterljivi zneski iz pozavarovanja, in kosmatim zneskom terjatev na izplačilo odškodnin; to razmerje ne sme biti v nobenem primeru manjše od 50 %.
The sum so obtained shall be multiplied by the ratio existing in respect of the sum of the last three financial years between the amount of claims remaining to be borne by the reinsurance undertaking after deduction of amounts recoverable under retrocession and the gross amount of claims; this ratio may in no case be less than 50%.
Na zahtevo, ki jo podprto z dokazi, pozavarovalnica predloži pristojnemu organu matične države članice, in s soglasjem tega organa, se lahko izterljive količine družb s posebnim namenom iz člena 46 te direktive tudi odbijejo kot retrocesija.
Upon application, with supporting evidence, by the reinsurance undertaking to the competent authority of the home Member State and with agreement of that authority, amounts recoverable from special purpose vehicles referred to in Article 46 of this Directive may also be deducted as retrocession.
Z dovoljenjem pristojnih organov se lahko za razporeditev premij ali prispevkov uporabijo statistične metode.
With the approval of the competent authorities, statistical methods may be used to allocate the premiums or contributions.
Terjatve ali prispevki v zvezi z vrstami razen vrst 11, 12 in 13 točke A Priloge k Direktivi 73/239/EGS, se lahko zvišajo do 50 % za posebne dejavnosti pozavarovanja ali vrste pogodb, da bi upoštevali specifičnosti teh dejavnosti ali pogodb, v skladu s postopkom, navedenim v členu 55(2) te direktive.
Claims provisions and recoveries in respect of classes other than 11, 12 and 13 listed in point A of the Annex to Directive 73/239/EEC, may be enhanced up to 50%, for specific reinsurance activities or contract types, in order to take account of the specificities of these activities or contracts, in accordance with the procedure referred to in Article 55(2) of this Directive.
Zneski obračunanih škod, brez odštetja terjatev, ki bremenijo retrocesionarje v obdobjih iz odstavka 1, se združijo.
The amounts of claims paid, without any deduction of claims borne by retrocessionaires, in the periods specified in paragraph 1 shall be aggregated.
Tej vsoti se doda znesek škodnih rezervacij, ugotovljenih ob koncu preteklega poslovnega leta.
To this sum there shall be added the amount of provisions for claims outstanding established at the end of the last financial year.
Od te vsote se odšteje znesek izterjav iz naslova izplačanih odškodnin, realiziranih v obdobjih iz odstavka 1.
From this sum there shall be deducted the amount of recoveries effected during the periods specified in paragraph 1.
Od preostale vsote se odšteje znesek škodnih rezervacij, ugotovljene na začetku drugega poslovnega leta, ki je leto pred preteklim poslovnim letom, za katero obstajajo računi.
From the sum then remaining, there shall be deducted the amount of provisions for claims outstanding established at the commencement of the second financial year preceding the last financial year for which there are accounts.
Če traja referenčno obdobje iz odstavka 1 sedem let, se odšteje znesek škodnih rezervacij, ugotovljen na začetku šestega poslovnega leta, ki je leto pred zadnjim poslovnim letom, za katero obstajajo računi.
If the period of reference established in paragraph 1 equals seven years, the amount of provisions for claims outstanding established at the commencement of the sixth financial year preceding the last financial year for which there are accounts shall be deducted.
Ena tretjina ali sedmina tako pridobljenega zneska se v skladu z referenčnim obdobjem iz odstavka 1 razdeli na dva dela, pri čemer sega prvi del do
One-third, or one-seventh, of the amount so obtained, according to the period of reference established in paragraph 1, shall be divided into two portions, the first extending up to
, drugega pa predstavlja presežek; 26 % od prvega dela in 23 % od drugega dela se izračuna in sešteje.
and the second comprising the excess; 26% and 23% of these portions respectively shall be calculated and added together.
Na zahtevo, ki jo podprto z dokazi pozavarovalnica predloži pristojnemu organu matične države članice, in s soglasjem tega organa se lahko izterljive količine družb s posebnim namenom iz člena 46 te direktive tudi odbijejo kot retrocesija.
Upon application, with supporting evidence, by the reinsurance undertaking to the competent authority of the home Member State and with agreement of that authority, amounts recoverable from special purpose vehicles referred to in Article 46 of this Directive may also be deducted as retrocession.
Z dovoljenjem pristojnih organov se lahko za razporeditev terjatev na izplačilo odškodnin, rezervacij in terjatev uporabijo statistične metode.
With the approval of the competent authorities, statistical methods may be used to allocate claims, provisions and recoveries.
Če je zahtevani minimalni kapital, izračunan v odstavkih 2, 3 in 4, nižji od zahtevanega minimalnega kapitala v predhodnem letu, je zahtevani minimalni kapital najmanj enak zahtevanemu minimalnemu kapitalu v predhodnem letu, pomnoženem z razmerjem zneska škodnih rezervacij ob koncu preteklega poslovnega leta in zneskom škodnih rezervacij na začetku preteklega poslovnega leta.
If the required solvency margin as calculated in paragraphs 2, 3 and 4 is lower than the required solvency margin of the year before, the required solvency margin shall be at least equal to the required solvency margin of the year before multiplied by the ratio of the amount of the technical provisions for claims outstanding at the end of the last financial year and the amount of the technical provisions for claims outstanding at the beginning of the last financial year.
V teh izračunih se uporabljajo čiste škodne rezervacije brez retrocesije, vendar pa ne sme biti razmerje v nobenem primeru višje od 1.
In these calculations technical provisions shall be calculated net of retrocession but the ratio may in no case be higher than 1.
Odstotki, ki se uporabljajo za dele iz šestega pododstavka odstavka 3 in šestega pododstavka odstavka 4, se zmanjšajo na tretjino pri pozavarovanju zdravstvenega zavarovanja, ki se izvaja na podobni zavarovalno-tehnični osnovi kakor življenjsko zavarovanje, če
The fractions applicable to the portions referred to in the sixth subparagraph of paragraph 3 and the sixth subparagraph of paragraph 4 shall each be reduced to a third in the case of reinsurance of health insurance practised on a similar technical basis to that of life assurance, if
se vplačane premije na osnovi tablic obolelosti izračunajo v skladu z matematično metodo, ki se uporablja v zavarovalništvu;
the premiums paid are calculated on the basis of sickness tables according to the mathematical method applied in insurance;
se oblikuje rezervacija za starost;
a provision is set up for increasing age;
se pobira dodatna premija za oblikovanje varnostne rezerve v ustreznem znesku;
an additional premium is collected in order to set up a safety margin of an appropriate amount;
lahko zavarovalnica prekine pogodbo najpozneje pred iztekom tretjega leta zavarovanja;
the insurance undertaking may cancel the contract before the end of the third year of insurance at the latest;
pogodba predvideva možnost, da se celo za tekoče pogodbe povišajo premije ali znižajo izplačila.
the contract provides for the possibility of increasing premiums or reducing payments even for current contracts.
minimalni kapital za dejavnosti življenjskega pozavarovanja se določi
required solvency margin for life reassurance activities shall be determined
v skladu s členom 37 te direktive.
in accordance with Article 37 of this Directive.
Ne glede na odstavek 1 lahko matična država članica določi, da se za pozavarovalniške vrste zavarovalniškega poslovanja, ki so zajete v členu 2(1)(a) Direktive 2002/83/ES in so povezane z investicijskimi skladi ali sodelujočimi pogodbami, in za postopke iz člena 2(1)(b), 2(2)(b), (c), (d) in (e) Direktive 2002/83/ES zahtevani minimalni kapital določi v skladu s členom 28 Direktive 2002/83/ES.
Notwithstanding paragraph 1, the home Member State may provide that for reinsurance classes of assurance business covered by Article 2(1)(a) of Directive 2002/83/EC linked to investment funds or participating contracts and for the operations referred to in Article 2(1)(b), 2(2)(b), (c), (d) and (e) of Directive 2002/83/EC, the required solvency margin is to be determined in accordance with Article 28 of Directive 2002/83/EC.
Člen 39 Zahtevani minimalni kapital za pozavarovalnice, ki hkrati izvajajo posle neživljenjskega in življenjskega pozavarovanja
Article 39 Required solvency margin for a reinsurance undertaking conducting simultaneously non-life and life reinsurance
Matična država članica zahteva, da ima vsaka pozavarovalnica, ki hkrati izvaja posle neživljenjskega in življenjskega pozavarovanja razpoložljivi minimalni kapital za kritje celotne vsote zahtevanega minimalnega kapitala tako glede dejavnosti neživljenjskega in tudi dejavnosti življenjskega pozavarovanja, kar se določi v skladu s členoma 37 in 38.
The home Member State shall require that every reinsurance undertaking conducting both non-life reinsurance and life reinsurance business shall have an available solvency margin to cover the total sum of required solvency margins in respect of both non-life and life reinsurance activities which shall be determined in accordance with Articles 37 and 38 respectively.
Če razpoložljivi minimalni kapital ne doseže zahtevani ravni iz odstavka 1, pristojni organi ukrepajo, kakor je predvideno v členih 42 in 43.
If the available solvency margin does not reach the level required in paragraph 1, the competent authorities shall apply the measures provided for in Articles 42 and 43.
Oddelek 3 – zajamčeni kapital
Section 3 – Guarantee fund
Eno tretjino zahtevanega minimalnega kapitala iz členov od 37 do 39 predstavlja zajamčeni kapital.
One third of the required solvency margin as specified in Articles 37 to 39 shall constitute the guarantee fund.
Ta kapital predstavljajo postavke iz člena 36(1) do (3) in, s soglasjem pristojnega organa matične države članice, (4)(c).
This fund shall consist of the items listed in Article 36(1) to (3) and, with the agreement of the competent authority of the home Member State, (4)(c).
Zajamčeni kapital ne sme znašati manj kot
The guarantee fund may not be less than a minimum of
Vsaka država članica lahko za lastne pozavarovalnice določi, da zajamčeni minimalni kapital ne sme znašati manj kot
Any Member State may provide that as regards captive reinsurance undertakings, the minimum guarantee fund be not less than
Datum začetka izvajanja, določen v členu 64(1).
Date of implementation laid down in Article 64(1).
Če je sprememba v odstotkih od zadnje prilagoditve manjša od 5 %, se prilagoditev ne izvede.
If the percentage change since the last adaptation is less than 5%, no adaptation shall take place.
Poglavje 4 – Pozavarovalnice v težavah ali v stanju nepravilnosti in odvzem dovoljenja
Chapter 4 – Reinsurance undertakings in difficulty or in an irregular situation and withdrawal of authorisation
Če pozavarovalnica ne ravna v skladu s členom 32, lahko pristojni organ njene matične države članice prepove prosto razpolaganje s sredstvi, potem ko je svoj namen sporočil pristojnim organom držav članic gostiteljic.
If a reinsurance undertaking does not comply with Article 32, the competent authority of its home Member State may prohibit the free disposal of its assets after having communicated its intention to the competent authorities of the host Member States.
Za namene sanacije finančnega stanja pozavarovalnice, katere minimalni kapital je padel pod zahtevano višino iz členov 37, 38 in 39, pristojni organ matične države članice zahteva, da se mu v odobritev predloži načrt sanacije dobrega finančnega stanja.
For the purposes of restoring the financial situation of a reinsurance undertaking the solvency margin of which has fallen below the minimum required under Articles 37, 38 and 39, the competent authority of the home Member State shall require that a plan for the restoration of a sound financial situation be submitted for its approval.
Če pristojni organ meni, da se bo finančno stanje pozavarovalnice še naprej slabšalo, v izjemnih okoliščinah lahko tudi omeji ali prepove prosto razpolaganje s sredstvi pozavarovalnice.
In exceptional circumstances, if the competent authority is of the opinion that the financial situation of the reinsurance undertaking will deteriorate further, it may also restrict or prohibit the free disposal of the reinsurance undertaking's assets.
Organe drugih držav članic, na katerih ozemljih pozavarovalnica opravlja svojo dejavnost, obvesti o vseh sprejetih ukrepih, slednji pa na zahtevo prvega sprejmejo enake ukrepe.
It shall inform the authorities of other Member States within the territories of which the reinsurance undertaking carries on business of any measures it has taken and the latter shall, at the request of the former, take the same measures.
Če minimalni kapital pade pod zajamčeni kapital, kot je določeno v členu 40, pristojni organ matične države članice zahteva, da mu pozavarovalnica v odobritev predloži kratkoročni finančni načrt.
If the solvency margin falls below the guarantee fund as defined in Article 40, the competent authority of the home Member State shall require the reinsurance undertaking to submit a short-term finance scheme for its approval.
Poleg tega lahko tudi omeji ali prepove prosto razpolaganje s sredstvi pozavarovalnice.
It may also restrict or prohibit the free disposal of the reinsurance undertaking's assets.
Organe drugih držav članic obvesti o vseh ukrepih, slednji pa na zahtevo prvega sprejmejo enake ukrepe.
It shall inform the authorities of all other Member States and the latter shall, at the request of the former, take the same measures.
Vsaka država članica sprejme ukrepe, ki so potrebni, da lahko v skladu z zakonodajo države v primerih, opredeljenih v odstavkih 1, 2 in 3, prepove prosto razpolaganje s sredstvi na njenem ozemlju na zahtevo matične države članice pozavarovalnice, ki določi sredstva, ki jih bodo takšni ukrepi zajemali.
Each Member State shall take the measures necessary to be able, in accordance with its national law, to prohibit the free disposal of assets located within its territory at the request, in the cases provided for in paragraphs 1, 2 and 3, of the reinsurance undertaking's home Member State, which shall designate the assets to be covered by such measures.
Države članice zagotovijo, da so pristojni organi pooblaščeni zahtevati finančni sanacijski načrt za tiste pozavarovalnice, pri katerih pristojni organi domnevajo, da so obveznosti, ki izhajajo iz pozavarovalnih pogodb, ogrožene.
Member States shall ensure that the competent authorities have the power to require a financial recovery plan for those reinsurance undertakings where competent authorities consider that their obligations arising out of reinsurance contracts are threatened.
Sanacijski načrt mora vsebovati najmanj naslednje podrobne podatke ali dokazila za prihodnja tri poslovna leta:
The financial recovery plan must, as a minimum, include particulars or proof concerning for the next three financial years:
oceno upravljavskih stroškov, zlasti tekočih splošnih stroškov in provizij;
estimates of management expenses, in particular current general expenses and commissions;
načrt s podrobno oceno dohodkov in odhodkov v zvezi s sprejetimi obveznostmi pozavarovanja in prenosi obveznosti v pozavarovanje;
a plan setting out detailed estimates of income and expenditure in respect of reinsurance acceptances and reinsurance cessions;
načrt bilance stanja;
a forecast balance sheet;
oceno glede finančnih sredstev, namenjenih za kritje prevzetih obveznosti iz zavarovalnih pogodb, in zahtevanega minimalnega kapitala;
estimates of the financial resources intended to cover underwriting liabilities and the required solvency margin;
celotno retrocesijsko politiko.
the overall retrocession policy.
Kadar se finančni položaj pozavarovalnice slabša in so ogrožene pogodbene obveznosti pozavarovalnice, države članice zagotovijo, da so pristojni organi pooblaščeni, da od pozavarovalnice zahtevajo višji zahtevani minimalni kapital, da bi zagotovili sposobnost pozavarovalnice, da v bližnji prihodnosti izpolni zahteve glede minimalnega kapitala.
Where the financial position of the reinsurance undertaking is deteriorating and the contractual obligations of the reinsurance undertaking are threatened, Member States shall ensure that the competent authorities have the power to oblige reinsurance undertakings to have a higher required solvency margin, in order to ensure that the reinsurance undertaking is able to fulfil the solvency requirements in the near future.
Raven tega višjega zahtevanega minimalnega kapitala temelji na sanacijskem načrtu iz odstavka 1.
The level of this higher required solvency margin shall be based on a financial recovery plan referred to in paragraph 1.
Države članice zagotovijo, da imajo pristojni organi pooblastila, da ponovno od zgoraj navzdol ovrednotijo vse elemente, upravičene za razpoložljivi minimalni kapital, zlasti če se je tržna vrednost teh elementov po koncu preteklega poslovnega leta občutno spremenila.
Member States shall ensure that the competent authorities have the power to revalue downwards all elements eligible for the available solvency margin, in particular, where there has been a significant change in the market value of these elements since the end of the last financial year.
Države članice zagotovijo, da so pristojni organi pooblaščeni, da zmanjšajo znižanje minimalnega kapitala na podlagi retrocesije, kakor je določeno v skladu s členi 37, 38 in 39, če:
Member States shall ensure that the competent authorities have the power to decrease the reduction, based on retrocession, to the solvency margin as determined in accordance with Articles 37, 38 and 39 where:
se je po preteklem poslovnem letu bistveno spremenila vrsta ali kakovost retrocesijskih pogodb;
the nature or quality of retrocession contracts has changed significantly since the last financial year;
ne obstaja nikakršen ali
there is no or
prenos nevarnosti po retrocesijskih pogodbah.
risk transfer under the retrocession contracts.
Če so pristojni organi zahtevali finančni sanacijski načrt za pozavarovalnico v skladu z odstavkom 1, ne izdajo potrdila v skladu s členom 18, če menijo, da so obveznosti, ki izhajajo iz pozavarovalnih pogodb, ogrožene v smislu odstavka 1.
If the competent authorities have required a financial recovery plan for the reinsurance undertaking in accordance with paragraph 1, they shall refrain from issuing a certificate in accordance with Article 18, as long as they consider that its obligations arising out of reinsurance contracts are threatened within the meaning of paragraph 1.
Dovoljenje, ki ga je pozavarovalnici izdal pristojni organ njene matične države članice, lahko navedeni organ odvzame, če pozavarovalnica:
Authorisation granted to a reinsurance undertaking by the competent authority of its home Member State may be withdrawn by that authority if that undertaking:
ne uporabi dovoljenja v roku 12 mesecev, se mu izrecno odreče ali preneha opravljati dejavnost za več kakor šest mesecev, razen če je zadevna država članica določila, da dovoljenje v takšnih primerih preneha veljati;
does not make use of that authorisation within 12 months, expressly renounces it or ceases to carry on business for more than 6 months, unless the Member State concerned has made provision for authorisation to lapse in such cases;
ne izpolnjuje več pogojev za pridobitev dovoljenja;
no longer fulfils the conditions for admission;