natgillin/translations-raw huggingface dataset:
Skupni znesek kvalificiranih deležev kreditne institucije v podjetjih, ki niso kreditne institucije, finančne institucije ali podjetja, ki opravljajo dejavnosti neposredne razširitve bančnih storitev ali pomožnih bančnih storitev podjetja, kakor so lizing, faktoring, upravljanje naložbenih skladov, upravljanje storitev obdelave podatkov ali druge podobne dejavnosti, ne sme presegati 60 % njihovih lastnih sredstev.
The total amount of a credit institution's qualifying holdings in undertakings other than credit institutions, financial institutions or undertakings carrying on activities which are a direct extension of banking or concern services ancillary to banking, such as leasing, factoring, the management of unit trusts, the management of data processing services, or any other similar activity may not exceed 60% of its own funds.
Zgornje meje, določene v odstavkih 1 in 2, se lahko presežejo le v izjemnih okoliščinah.
The limits laid down in paragraphs 1 and 2 may be exceeded only in exceptional circumstances.
V takih primerih pristojni organi od kreditne institucije zahtevajo, da poveča lastna sredstva ali sprejme druge enakovredne ukrepe.
In such cases, however, the competent authorities shall require a credit institution either to increase its own funds or to take other equivalent measures.
Delnice, ki jih ima kreditna institucija začasno v lasti med finančno sanacijo ali reševalno akcijo ali med opravljanjem storitev odkupa nove izdaje vrednostnih papirjev za nadaljnjo prvo prodajo ali pa jih ima v lasti v svojem imenu in za tuj račun, ne štejejo za kvalificirane deleže za izračunavanje zgornjih mej, določenih v členih 120(1) in 2.
Shares held temporarily during a financial reconstruction or rescue operation or during the normal course of underwriting or in an institution's own name on behalf of others shall not be counted as qualifying holdings for the purpose of calculating the limits laid down in Articles 120(1) and (2).
Delnice, ki niso finančna stalna sredstva, kakor jih opredeljuje člen 35(2) Direktive 86/635/EGS, niso vključene v izračunavanje.
Shares which are not financial fixed assets as defined in Article 35(2) of Directive 86/635/EEC shall not be included in the calculation.
Državam članicam ni treba uporabiti omejitev iz členov120(1) in (2) za deleže v zavarovalnicah, kakor določata Direktivi 73/239/EGS in 2002/83/ES, ali v pozavarovalnicah, kakor določa Direktiva 98/78/ES.
The Member States need not apply the limits laid down in Articles 120(1) and (2) to holdings in insurance companies as defined in Directives 73/239/EEC and 2002/83/EC, or in reinsurance companies as defined in Directive 98/78/EC.
Države članice lahko predpišejo, da pristojni organi ne uporabljajo zgornjih mej, določenih v členu 120(1) in (2), če zagotovijo, da je 100 % zneska, za katerega kvalificirani deleži kreditne institucije presegajo te zgornje meje, pokritih z lastnimi sredstvi, in da slednji niso vključeni v izračun, zahtevan v skladu s členom 75.
The Member States may provide that the competent authorities are not to apply the limits laid down in Article 120(1) and (2) if they provide that 100% of the amounts by which a credit institution's qualifying holdings exceed those limits shall be covered by own funds and that the latter shall not be included in the calculation required under Article 75.
Če sta preseženi obe zgornji meji, določeni v členu 120(1) in (2), je znesek, ki ga morajo pokriti lastna sredstva, višji od obeh presežnih zneskov.
If both the limits laid down in Article 120(1) and (2) are exceeded, the amount to be covered by own funds shall be the greater of the excess amounts.
PROCES OCENJEVANJA KREDITNIH INSTITUCIJ
CREDIT INSTITUTIONS' ASSESSMENT PROCESS
Kreditne institucije vzpostavijo zanesljive, učinkovite in popolne strategije in procese za trajno ocenjevanje in vzdrževanje zneskov, vrst in razporeditve notranjega kapitala, za katerega menijo, da je ustrezen za kritje narave in stopnje tveganj, katerim so ali bi lahko bile izpostavljene.
Credit institutions shall have in place sound, effective and complete strategies and processes to assess and maintain on an ongoing basis the amounts, types and distribution of internal capital that they consider adequate to cover the nature and level of the risks to which they are or might be exposed.
Strategije in procesi se redno notranje pregledujejo, da se zagotovi, da ostajajo izčrpni in sorazmerni z naravo, obsegom in kompleksnostjo dejavnosti zadevne kreditne institucije.
These strategies and processes shall be subject to regular internal review to ensure that they remain comprehensive and proportionate to the nature, scale and complexity of the activities of the credit institution concerned.
NADZOR IN RAZKRITJE S STRANI PRISTOJNIH ORGANOV
SUPERVISION AND DISCLOSURE BY COMPETENT AUTHORITIES
Ob upoštevanju tehničnih meril iz Priloge XI pristojni organi pregledajo ureditve, strategije, procese in mehanizme, ki jih izvajajo kreditne institucije za uskladitev s to direktivo ter ovrednotijo tveganja, katerim so ali bi lahko bile izpostavljene kreditne institucije.
Taking into account the technical criteria set out in Annex XI, the competent authorities shall review the arrangements, strategies, processes and mechanisms implemented by the credit institutions to comply with this Directive and evaluate the risks to which the credit institutions are or might be exposed.
Obseg pregleda in ovrednotenja iz odstavka 1 je enak zahtevam te direktive.
The scope of the review and evaluation referred to in paragraph 1 shall be that of the requirements of this Directive.
Na podlagi pregleda in ovrednotenja in odstavka 1 pristojni organi določijo, ali ureditve, strategije, procesi in mehanizmi, ki jih izvajajo kreditne institucije, ter lastna sredstva kreditnih institucij zagotavljajo zanesljivo upravljanje in kritje njihovih tveganj.
On the basis of the review and evaluation referred to in paragraph 1, the competent authorities shall determine whether the arrangements, strategies, processes and mechanisms implemented by the credit institutions and the own funds held by these ensure a sound management and coverage of their risks.
Pristojni organi določijo pogostost in intenzivnost pregleda in ovrednotenja iz odstavka 1, ob upoštevanju velikosti, sistemskega pomena, narave, obsega in kompleksnosti dejavnosti zadevne kreditne institucije ter pri tem upoštevajo načelo sorazmernosti.
Competent authorities shall establish the frequency and intensity of the review and evaluation referred to in paragraph 1 having regard to the size, systemic importance, nature, scale and complexity of the activities of the credit institution concerned and taking into account the principle of proportionality.
Pregled in ovrednotenje, ki ju opravijo pristojni organi, obsegajo izpostavljenosti kreditnih institucij tveganju spremembe obrestne mere, ki je posledica netrgovalnih dejavnosti.
The review and evaluation performed by competent authorities shall include the exposure of credit institutions to the interest rate risk arising from non-trading activities.
Zahtevajo se ukrepi v primeru institucij, katerih ekonomska vrednost se zmanjša za več kakor 20 % lastnih sredstev zaradi nenadne in nepričakovane spremembe obrestne mere, katere obseg predpišejo pristojni organi in se med kreditnimi institucijami ne razlikuje.
Measures shall be required in the case of institutions whose economic value declines by more than 20% of their own funds as a result of a sudden and unexpected change in interest rates the size of which shall be prescribed by the competent authorities and shall not differ between credit institutions.
Če je nadrejena družba nadrejena kreditna institucija v državi članici ali nadrejena kreditna institucija EU, nadzor na konsolidirani osnovi izvajajo pristojni organi, ki so mu izdali dovoljenje v skladu s členom 6.
Where a parent undertaking is a parent credit institution in a Member State or an EU parent credit institution, supervision on a consolidated basis shall be exercised by the competent authorities that authorised it under Article 6.
Če je nadrejena družba kreditne institucije nadrejeni finančni holding v državi članici ali nadrejeni finančni holding v EU, nadzor na konsolidirani osnovi izvajajo pristojni organi, ki so kreditni instituciji izdali dovoljenje v skladu s členom 6.
Where the parent of a credit institution is a parent financial holding company in a Member State or an EU parent financial holding company, supervision on a consolidated basis shall be exercised by the competent authorities that authorised that credit institution under Article 6.
Če so nadrejene družbe kreditnih institucij, ki so pridobile dovoljenje v dveh ali več državah članicah, več kakor en finančni holding s sedeži v različnih državah članicah, in je v vsaki od teh držav ena kreditna institucija, nadzor na konsolidirani osnovi izvaja pristojni organ kreditne institucije z največjo bilančno vsoto.
Where the parents of credit institutions authorised in two or more Member States comprise more than one financial holding company with head offices in different Member States and there is a credit institution in each of these States, supervision on a consolidated basis shall be exercised by the competent authority of the credit institution with the largest balance sheet total.
Če je nadrejena družba več kakor ene kreditne institucije, ki je pridobila dovoljenje v Skupnosti, isti finančni holding, nobena od teh kreditnih institucij pa ni pridobila dovoljenja v državi članici, v kateri je bil ustanovljen finančni holding, nadzor na konsolidirani osnovi izvaja pristojni organ, ki je izdal dovoljenje kreditni instituciji z največjo bilančno vsoto, ki se za namene te direktive šteje kot kreditna institucija, ki jo obvladuje nadrejeni finančni holding EU.
Where more than one credit institution authorised in the Community has as its parent the same financial holding company and none of these credit institutions has been authorised in the Member State in which the financial holding company was set up, supervision on a consolidated basis shall be exercised by the competent authority that authorised the credit institution with the largest balance sheet total, which shall be considered, for the purposes of this Directive, as the credit institution controlled by an EU parent financial holding company.
V posebnih primerih lahko pristojni organi sporazumno opustijo merila iz odstavkov 1 in 2, če bi bila njihova uporaba neprimerna, ob upoštevanju kreditnih institucij in pomena njihovih dejavnosti v različnih državah, ter imenujejo drugi pristojni organ, ki bo izvajal nadzor na konsolidirani osnovi.
In particular cases, the competent authorities may by common agreement waive the criteria referred to in paragraphs 1 and 2 if their application would be inappropriate, taking into account the credit institutions and the relative importance of their activities in different countries, and appoint a different competent authority to exercise supervision on a consolidated basis.
V teh primerih pristojni organ, preden sprejme odločitev, ponudi nadrejeni kreditni instituciji EU ali nadrejenemu finančnemu holdingu EU oziroma kreditni instituciji z največjo bilančno vsoto možnost, da izrazi svoje mnenje o navedeni odločitvi.
In these cases, before taking their decision, the competent authorities shall give the EU parent credit institution, or EU parent financial holding company, or credit institution with the largest balance sheet total, as appropriate, an opportunity to state its opinion on that decision.
Pristojni organi obvestijo Komisijo o dogovoru v okviru odstavka 3.
The competent authorities shall notify the Commission of any agreement falling within paragraph 3.
Kjer je primerno, države članice sprejmejo vse potrebne ukrepe za vključitev finančnih holdingov v konsolidiran nadzor.
Member States shall adopt any measures necessary, where appropriate, to include financial holding companies in consolidated supervision.
Brez poseganja v člen 135 konsolidacija finančnega stanja finančnega holdinga nikakor ne pomeni, da morajo pristojni organi izvajati nadzor v finančnem holdingu na neodvisni osnovi.
Without prejudice to Article 135, the consolidation of the financial situation of the financial holding company shall not in any way imply that the competent authorities are required to play a supervisory role in relation to the financial holding company on a stand-alone basis.
Kadar pristojni organi v državi članici ne vključijo podrejene družbe kreditne institucije v nadzor na konsolidirani osnovi v skladu z enim od primerov iz točk (b) in (c) člena 73(1), lahko pristojni organi v državi članici, v kateri je ta podrejena družba kreditne institucije, od nadrejene družbe zahtevajo informacije, ki bi jim lahko olajšale nadzor nad to kreditno institucijo.
When the competent authorities of a Member State do not include a credit institution subsidiary in supervision on a consolidated basis under one of the cases provided for in points (b) and (c) of Article 73(1), the competent authorities of the Member State in which that credit institution subsidiary is situated may ask the parent undertaking for information which may facilitate their supervision of that credit institution.
Države članice omogočijo, da njihovi pristojni organi, odgovorni za izvajanje nadzora na konsolidirani osnovi, lahko zahtevajo od podrejenih družb kreditne institucije ali finančnega holdinga, ki niso vključena v nadzor na konsolidirani osnovi, informacije iz člena 137.
Member States shall provide that their competent authorities responsible for exercising supervision on a consolidated basis may ask the subsidiaries of a credit institution or a financial holding company, which are not included within the scope of supervision on a consolidated basis for the information referred to in Article 137.
Če imajo države članice več kakor en pristojni organ za bonitetni nadzor kreditnih institucij in finančnih institucij, lahko države članice izvedejo potrebne ukrepe za organizacijo usklajevanja teh organov.
Where Member States have more than one competent authority for the prudential supervision of credit institutions and financial institutions, Member States shall take the requisite measures to organise coordination between such authorities.
Člen 129
Article 129
Razen nalog, ki jih ima na podlagi drugih določb te direktive, pristojni organ, ki je odgovoren za izvajanje nadzora na konsolidirani osnovi nadrejenih kreditnih institucij EU in kreditnih institucij, ki jih obvladujejo nadrejeni finančni holdingi EU, opravlja naslednje naloge:
In addition to the obligations imposed by the provisions of this Directive, the competent authority responsible for the exercise of supervision on a consolidated basis of EU parent credit institutions and credit institutions controlled by EU parent financial holding companies shall carry out the following tasks:
usklajevanje zbiranja in posredovanja pomembnih ali nujnih informacij v okviru rednega poslovanja in v izrednih razmerah; in
coordination of the gathering and dissemination of relevant or essential information in going concern and emergency situations; and
načrtovanje in usklajevanje nadzorniškh dejavnosti v okviru rednega poslovanja, kakor tudi v izrednih razmerah, vključno z dejavnostmi iz člena 124, v sodelovanju z vključenimi pristojnimi organi.
planning and coordination of supervisory activities in going concern as well as in emergency situations, including in relation to the activities in Article 124, in cooperation with the competent authorities involved.
V primeru vlog za dovoljenja iz členov 84(1), 87(9) in 105 ter dela 6 Priloge III, ki jih predložijo nadrejena kreditna institucija EU in njene podrejene družbe , ali podrejene družbe nadrejenega finančnega holdinga EU skupaj, pristojni organi sodelujejo in se posvetujejo, da odločijo, ali bodo izdali zahtevano dovoljenje, ter da določijo morebitne pogoje, ki se bodo uporabljali za tako dovoljenje.
In the case of applications for the permissions referred to in Articles 84(1), 87(9) and 105 and in Annex III, Part 6, respectively, submitted by an EU parent credit institution and its subsidiaries, or jointly by the subsidiaries of an EU parent financial holding company, the competent authorities shall work together, in full consultation, to decide whether or not to grant the permission sought and to determine the terms and conditions, if any, to which such permission should be subject.
Pristojni organi storijo vse, kar je v njihovi moči, da v šestih mesecih dosežejo skupno odločitev o vlogi.
The competent authorities shall do everything within their power to reach a joint decision on the application within six months.
Ta skupna odločitev mora biti v celoti utemeljena v dokumentu, ki ga pristojni organ iz odstavka 1 pošlje vlagatelju.
This joint decision shall be set out in a document containing the fully reasoned decision which shall be provided to the applicant by the competent authority referred to in paragraph 1.
Obdobje iz tretjega pododstavka se začne na dan, ko pristojni organ iz odstavka 1 prejme popolno vlogo, ki jo nemudoma posreduje drugim pristojnim organom.
The competent authority referred to in paragraph 1 shall forward the complete application to the other competent authorities without delay.
Če pristojni organi v šestih mesecih ne sprejmejo skupne odločitve, pristojni organ iz odstavka 1 sam odloča o vlogi.
In the absence of a joint decision between the competent authorities within six months, the competent authority referred to in paragraph 1 shall make its own decision on the application.
Odločitev navede in v celoti utemelji v dokumentu, pri čemer upošteva stališča in pridržke, ki so jih drugi pristojni organi izrazili v šestmesečnem obdobju, in jo pošlje vlagatelju ter drugim pristojnim organom.
The decision shall be set out in a document containing the fully reasoned decision and shall take into account the views and reservations of the other competent authorities expressed during the six months period.
Odločitvi iz tretjega in petega pododstavka sta dokončni, uporabijo pa jo pristojni organi v zadevnih državah članicah.
The decision shall be provided to the applicant and the other competent authorities by the competent authority referred to in paragraph 1.
Člen 130
Article 130
Ob nastopu izrednih razmer znotraj bančne skupine, ki bi lahko ogrozile stabilnost finančnega sistema v kateri koli od držav članic, kjer je določeno podjetje skupine pridobilo dovoljenje, pristojni organi odgovorni za izvajanje nadzora na konsolidirani osnovi, takoj, ko je mogoče, ob upoštevanju oddelka 2 poglavja 1 obvesti organe iz člena 49(a) in člena 50.
Where an emergency situation arises within a banking group which potentially jeopardises the stability of the financial system in any of the Member States where entities of a group have been authorised, the competent authority responsible for the exercise of supervision on a consolidated basis shall alert as soon as is practicable, subject to Chapter 1, Section 2, the authorities referred to in Article 49(a) and Article 50.
Ta obveznost se uporablja za vse pristojne organe, navedene v členih 125 in 126 glede določene skupine, ter za pristojne organe, navedene v členu 129(1).
This obligation shall apply to all competent authorities identified under Articles 125 and 126 in relation to a particular group, and to the competent authority identified under Article 129(1).
Pristojni organi uporabljajo obstoječe načine obveščanja, kjer je to mogoče.
Where possible, the competent authority shall use existing defined channels of communication.
Če pristojni organ, odgovoren za nadzor na konsolidirani osnovi, potrebuje informacije, ki so že bile poslane drugemu pristojnemu organu, kadar koli je mogoče stopi v stik s tem organom, da prepreči podvajanje poročanja različnim organom, ki so vključeni v nadzor.
The competent authority responsible for supervision on a consolidated basis shall, when it needs information which has already been given to another competent authority, contact this authority whenever possible in order to prevent duplication of reporting to the various authorities involved in supervision.
Člen 131
Article 131
Za pospeševanje in vzpostavitev učinkovitega nadzora pristojni organ, odgovoren za nadzor na konsolidirani osnovi, in drugi pristojni organi, sprejmejo pisne dogovore o usklajevanju in sodelovanju.
In order to facilitate and establish effective supervision, the competent authority responsible for supervision on a consolidated basis and the other competent authorities shall have written coordination and cooperation arrangements in place.
Na podlagi teh dogovorov se lahko pristojnemu organu, ki je odgovoren za nadzor na konsolidirani osnovi, zaupajo dodatne naloge in navedejo postopki za proces sprejemanja odločitev in sodelovanje z drugimi pristojnimi organi.
Under these arrangements additional tasks may be entrusted to the competent authority responsible for supervision on a consolidated basis and procedures for the decision-making process and for cooperation with other competent authorities, may be specified.
Pristojni organi, odgovorni za izdajo dovoljenja podrejeni družbi, katerega nadrejena družba je kreditna institucija, lahko z dvostranskim sporazumom prenesejo svojo odgovornost nadzora na pristojne organe, ki so nadrejeni družbi izdali dovoljenje in ga nadzorujejo, tako da prevzamejo odgovornost nadzora podrejene družbe v skladu s to direktivo.
The competent authorities responsible for authorising the subsidiary of a parent undertaking which is a credit institution may, by bilateral agreement, delegate their responsibility for supervision to the competent authorities which authorised and supervise the parent undertaking so that they assume responsibility for supervising the subsidiary in accordance with this Directive.
O obstoju in vsebini takih sporazumov je treba obveščati Komisijo.
The Commission shall be kept informed of the existence and content of such agreements.
Člen 132
Article 132
Pristojni organi tesno sodelujejo med seboj.
The competent authorities shall cooperate closely with each other.
Izmenjujejo si vse podatke, ki so drugemu organu bistveni ali pomembni za izvajanje nadzornih nalog na podlagi te direktive.
They shall provide one another with any information which is essential or relevant for the exercise of the other authorities' supervisory tasks under this Directive.
Glede tega pristojni organi na zahtevo sporočijo vse pomembne podatke in na lastno pobudo vse bistvene podatke.
In this regard, the competent authorities shall communicate on request all relevant information and shall communicate on their own initiative all essential information.
Podatki iz prvega pododstavka štejejo za bistvene, če lahko vsebinsko vplivajo na oceno finančne trdnosti kreditne ali finančne institucije v drugi državi članici.
Information referred to in the first subparagraph shall be regarded as essential if it could materially influence the assessment of the financial soundness of a credit institution or financial institution in another Member State.
Pristojni organi, odgovorni za nadzor na konsolidirani osnovi nadrejenih kreditnih institucij in kreditnih institucij EU, ki jih obvladujejo nadrejeni finančni holdingi EU, zlasti sporočijo vse ustrezne podatke pristojnim organom drugih držav članic, ki nadzorujejo podrejene družbe teh nadrejenih družb.
In particular, competent authorities responsible for consolidated supervision of EU parent credit institutions and credit institutions controlled by EU parent financial holding companies shall provide the competent authorities in other Member States who supervise subsidiaries of these parents with all relevant information.
Pri ugotavljanju obstoja ustreznih podatkov se upošteva pomen teh podrejenih družb v finančnem sistemu navedenih držav članic.
In determining the extent of relevant information, the importance of these subsidiaries within the financial system in those Member States shall be taken into account.
Bistveni podatki iz prvega pododstavka vključujejo zlasti naslednje podatke:
The essential information referred to in the first subparagraph shall include, in particular, the following items: