natgillin/translations-raw huggingface dataset:
Države članice se lahko odločijo, da ne bodo uporabljale člena 68(1) za nobeno podrejeno družbo kreditne institucije, če se tako za podrejeno družbo kot za kreditno institucijo zahteva dovoljenje in nadzor s strani zadevne države članice, podrejena družba pa je vključena v nadzor na konsolidirani osnovi kreditne institucije, ki je nadrejena družba, in so izpolnjeni vsi naslednji pogoji, da se zagotovi, da so lastna sredstva primerno razporejeni med nadrejeno družbo in podrejene družbe:
The Member States may choose not to apply Article 68(1) to any subsidiary of a credit institution, where both the subsidiary and the credit institution are subject to authorisation and supervision by the Member State concerned, and the subsidiary is included in the supervision on a consolidated basis of the credit institution which is the parent undertaking, and all of the following conditions are satisfied, in order to ensure that own funds are distributed adequately among the parent undertaking and the subsidiaries:
ni trenutne ali predvidene vsebinske, dejanske ali pravne ovire za takojšnji prenos lastnih sredstev ali za odplačilo obveznosti s strani nadrejene družbe;
there is no current or foreseen material practical or legal impediment to the prompt transfer of own funds or repayment of liabilities by its parent undertaking;
bodisi nadrejena družba izpolni zahteve pristojnega organa glede preudarnega upravljanja podrejene družbe in zagotovi s soglasjem pristojnega organa, da jamči za obveznosti podrejene družbe , ali pa so tveganja v podrejenih družbah zanemarljiva;
either the parent undertaking satisfies the competent authority regarding the prudent management of the subsidiary and has declared, with the consent of the competent authority, that it guarantees the commitments entered into by the subsidiary, or the risks in the subsidiary are of negligible interest;
postopki ovrednotenja tveganja, merjenja in kontrole nadrejene družbe pokrivajo podrejeno družbo; in
the risk evaluation, measurement and control procedures of the parent undertaking cover the subsidiary; and
nadrejena družba razpolaga z več kot 50 % glasovalnih pravic, ki izhajajo iz delnic ali deleža podrejene družbe in/ali ima pravico, da imenuje ali odstrani večino članov uprave podrejene družbe iz člena 11.
the parent undertaking holds more than 50% of the voting rights attaching to shares in the capital of the subsidiary and/or has the right to appoint or remove a majority of the members of the management body of the subsidiary described in Article 11.
Države članice lahko izvajajo možnost, predvideno v odstavku 1, če je nadrejena družba finančni holding in ima sedež v isti državi članici kakor kreditna institucija, pod pogojem, da je vključeno v enak nadzor kakor kreditne institucije in zlasti, da zanj veljajo standardi, določeni v odstavku 71(1).
The Member States may exercise the option provided for in paragraph 1 where the parent undertaking is a financial holding company set up in the same Member State as the credit institution, provided that it is subject to the same supervision as that exercised over credit institutions, and in particular to the standards laid down in Article 71(1).
Države članice lahko določijo, da se člen 68(1) ne uporablja za nadrejeno kreditno institucijo v državi članici, kjer ta kreditna institucija potrebuje dovoljenje zadevne države članice in je pod njenim nadzorom ter je vključena v nadzor na konsolidirani osnovi in so izpolnjeni vsi naslednji pogoji za zagotovitev ustrezne razdelitve lastnih sredstev med nadrejeno družbo in podrejenimi družbami:
The Member States may choose not to apply Article 68(1) to a parent credit institution in a Member State where that credit institution is subject to authorisation and supervision by the Member State concerned, and it is included in the supervision on a consolidated basis, and all the following conditions are satisfied, in order to ensure that own funds are distributed adequately among the parent undertaking and the subsidiaries:
ni trenutnih ali predvidenih vsebinskih, dejanskih ali pravnih ovir za takojšnji prenos lastnih sredstev ali za odplačilo obveznosti nadrejeni kreditni instituciji v državi članici; in
there is no current or foreseen material practical or legal impediment to the prompt transfer of own funds or repayment of liabilities to the parent credit institution in a Member State; and
postopki ovrednotenja tveganja, merjenja in kontrole, ki so relevantni za konsolidirani nadzor vključujejo nadrejeno kreditno institucijo v državi članici.
the risk evaluation, measurement and control procedures relevant for consolidated supervision cover the parent credit institution in a Member State.
Pristojni organ, ki je uporabil ta odstavek obvesti pristojne organe vseh drugih držav članic.
The competent authority which makes use of this paragraph shall inform the competent authorities of all other Member States.
Brez poseganja v splošna pravila iz člena 144 pristojni organi držav članic, ki uporabijo diskrecijsko pravico iz odstavka 3, na način iz člena 144 javno razkrijejo naslednje podatke:
Without prejudice to the generality of Article 144, the competent authority of the Member States exercising the discretion laid down in paragraph 3 shall publicly disclose, in the manner indicated in Article 144:
merila, s katerimi določajo, da ni ali ni predvidenih vsebinskih, dejanskih ali pravnih ovir za takojšnji prenos lastnih sredstev ali poravnavo obveznosti;
criteria it applies to determine that there is no current or foreseen material practical or legal impediment to the prompt transfer of own funds or repayment of liabilities;
število nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 3, ter število tistih, ki imajo podrejeno družbo v tretji državi; in
the number of parent credit institutions which benefit from the exercise of the discretion laid down in paragraph 3 and the number of these which incorporate subsidiaries in a third country; and
na združeni podlagi za vse države članice:
on an aggregate basis for the Member State:
skupni znesek lastnih sredstev, na konsolidirani osnovi, nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 3, ki so v podrejenih družbah v tretjih državah;
the total amount of own funds on the consolidated basis of the parent credit institution in a Member State, which benefits from the exercise of the discretion laid down in paragraph 3, which are held in subsidiaries in a third country;
odstotni delež skupnih lastnih sredstev, na konsolidirani osnovi, nadrejenih kreditnih institucij v državi članici, za katere se je uporabila diskrecijska pravica iz odstavka 3, v obliki lastnih sredstev, ki so v podrejenih družbah v tretjih državah; in
the percentage of total own funds on the consolidated basis of parent credit institutions in a Member State which benefits from the exercise of the discretion laid down in paragraph 3, represented by own funds which are held in subsidiaries in a third country; and
odstotni delež skupnih najmanjših lastnih sredstev, določenih s členom 75, na konsolidirani osnovi, nadrejenih kreditnih institucij v državi članici, za katere se je uporabila diskrecijska pravica iz odstavka 3, v obliki lastnih sredstev, ki so v podrejenih družbah v tretjih državah.
the percentage of total minimum own funds required under Article 75 on the consolidated basis of parent credit institutions in a Member State, which benefits from the exercise of the discretion laid down in paragraph 3, represented by own funds which are held in subsidiaries in a third country.
Ob upoštevanju odstavkov 2 do 4 tega člena lahko pristojni organi za vsak posamezen primer dovolijo nadrejenim kreditnim institucijam, da v izračun svojih zahtev na podlagi člena 68(1) vključijo podrejene družbe, ki izpolnjujejo pogoje iz točk (c) in (d) člena 69(1), in ki imajo bistvene izpostavljenosti ali bistvene obveznosti do navedene nadrejene kreditne institucije.
Subject to paragraphs 2 to 4 of this Article, the competent authorities may allow on a case by case basis parent credit institutions to incorporate in the calculation of their requirement under Article 68(1) subsidiaries which meet the conditions laid down in points (c) and (d) of Article 69(1), and whose material exposures or material liabilities are to that parent credit institution.
Obravnavanje v skladu z odstavkom 1 je dopustno le, če nadrejena kreditna institucija pristojnim organom v celoti razkrije okoliščine in ukrepe, vključno s pravno učinkovitimi dogovori, pri čemer ni ali ni predvidenih vsebinskih, praktičnih ali pravnih ovir za takojšnji prenos lastnih sredstev ali poravnavo zapadlih obveznosti podrejene družbe njeni nadrejeni družbi.
The treatment in paragraph 1 shall be allowed only where the parent credit institution demonstrates fully to the competent authorities the circumstances and arrangements, including legal arrangements, by virtue of which there is no material practical or legal impediment, and none are foreseen, to the prompt transfer of own funds, or repayment of liabilities when due by the subsidiary to its parent undertaking.
Če neki pristojni organ uporabi svojo diskrecijsko pravico iz odstavka 1, redno, najmanj pa enkrat na leto, obvešča pristojne organe preostalih držav članic o uporabi odstavka 1 ter tudi o okoliščinah in ukrepih iz odstavka 2.
Where a competent authority exercises the discretion laid down in paragraph 1, it shall on a regular basis and not less than once a year inform the competent authorities of all the other Member States of the use made of paragraph 1 and of the circumstances and arrangements referred to in paragraph 2.
Če je podrejena družba v tretji državi, pristojni organi prav tako obvestijo pristojne organe te tretje države.
Where the subsidiary is in a third country, the competent authorities shall provide the same information to the competent authorities of that third country as well.
Brez poseganja v splošna pravila iz člena 144 pristojni organi, ki uporabijo diskrecijsko pravico iz odstavka 1, na način iz člena 144 razkrijejo naslednje podatke:
Without prejudice to the generality of Article 144, a competent authority which exercises the discretion laid down in paragraph 1 shall publicly disclose, in the manner indicated in Article 144:
merila, s katerimi določajo, da ni ali ni predvidenih vsebinskih, praktičnih ali pravnih ovir za takojšnji prenos lastnih sredstev ali poravnavo obveznosti;
the criteria it applies to determine that there is no current or foreseen material practical or legal impediment to the prompt transfer of own funds or repayment of liabilities;
število nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 1, ter število tistih, ki imajo podrejeno družbo v tretji državi; in
the number of parent credit institutions which benefit from the exercise of the discretion laid down in paragraph 1 and the number of these which incorporate subsidiaries in a third country; and
skupni znesek lastnih sredstev nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 1, ki so v podrejenih družbah v tretjih državah; in
the total amount of own funds of parent credit institutions which benefit from the exercise of the discretion laid down in paragraph 1 which are held in subsidiaries in a third country;
odstotni delež skupnih lastnih sredstev nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 1, v obliki lastnih sredstev, ki so v podrejenih družbah v tretjih državah;
the percentage of total own funds of parent credit institutions which benefit from the exercise of the discretion laid down in paragraph 1 represented by own funds which are held in subsidiaries in a third country; and
odstotni delež skupnih najmanjših lastnih sredstev, določenih s členom 75, nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 1, v obliki lastnih sredstev, ki so v podrejenih družbah v tretjih državah.
the percentage of total minimum own funds required under Article 75 of parent credit institutions which benefit from the exercise of the discretion laid down in paragraph 1 represented by own funds which are held in subsidiaries in a third country.
Brez poseganja v člene 68 do 70, nadrejene kreditne institucije v državi članici, izpolnjujejo obveznosti iz členov 75, 120, 123 in oddelka 5 na podlagi konsolidiranega finančnega stanja, v obsegu in na način, predpisan v členu 133.
Without prejudice to Articles 68 to 70, parent credit institutions in a Member State shall comply, to the extent and in the manner prescribed in Article 133, with the obligations laid down in Articles 75, 120, 123 and Section 5 on the basis of their consolidated financial situation.
Brez poseganja v člene 68 do 70, kreditne institucije, ki jih obvladuje nadrejeni finančni holding v državi članici, izpolnjujejo obveznosti iz členov 75, 120, 123 in oddelka 5 na podlagi konsolidiranega finančnega stanja navedenega finančnega holdinga, v obsegu in na način, predpisan v členu 133.
Without prejudice to Articles 68 to 70, credit institutions controlled by a parent financial holding company in a Member State shall comply, to the extent and in the manner prescribed in Article 133, with the obligations laid down in Articles 75, 120, 123 and Section 5 on the basis of the consolidated financial situation of that financial holding company.
Če nadrejeni finančni holding v državi članici obvladuje več kakor eno kreditno institucijo, se prvi pododstavek uporablja samo za kreditno institucijo, za katero se uporablja nadzor na konsolidirani osnovi v skladu s členoma 125 in 126.
Where more than one credit institution is controlled by a parent financial holding company in a Member State, the first subparagraph shall apply only to the credit institution to which supervision on a consolidated basis applies in accordance with Articles 125 and 126.
Nadrejene kreditne institucije EU izpolnjujejo obveznosti iz poglavja 5 na podlagi svojega konsolidiranega finančnega položaja.
EU parent credit institutions shall comply with the obligations laid down in Chapter 5 on the basis of their consolidated financial situation.
Pomembne podrejene družbe nadrejenih kreditnih institucij EU pa razkrijejo informacije, opredeljene v točki 5 dela 1 Priloge XII, na individualni ali subkonsolidirani osnovi.
Significant subsidiaries of EU parent credit institutions shall disclose the information specified in Annex XII, Part 1, point 5, on an individual or sub-consolidated basis.
Kreditne institucije, ki jih obvladuje nadrejeni finančni holding EU, izpolnjujejo obveznosti iz poglavja 5 na podlagi konsolidiranih finančnih stanj navedenega finančnega holdinga.
Credit institutions controlled by an EU parent financial holding company shall comply with the obligations laid down in Chapter 5 on the basis of the consolidated financial situation of that financial holding company.
Pomembne podrejene družbe nadrejenih finančnih holdingov EU pa razkrijejo informacije, opredeljene v točki 5 dela 1 Priloge XII, na individualni ali subkonsolidirani osnovi.
Significant subsidiaries of EU parent financial holding companies shall disclose the information specified in Annex XII, Part 1, point 5, on an individual or sub-consolidated basis.
Organi, pristojni za izvajanje nadzora na konsolidirani osnovi na podlagi členov 125 in 126 lahko sklenejo, da ne bodo v celoti ali deloma uporabljali odstavkov 1 in 2 za kreditne institucije, ki so vključene v primerljiva razkritja, ki jih na konsolidirani osnovi podaja nadrejena družba s sedežem v tretji državi.
The competent authorities responsible for exercising supervision on a consolidated basis pursuant to Articles 125 and 126 may decide not to apply in full or in part paragraphs 1 and 2 to the credit institutions which are included within comparable disclosures provided on a consolidated basis by a parent undertaking established in a third country.
Države članice ali pristojni organi, ki so v skladu s členoma 125 in 126 odgovorni za izvajanje nadzora na konsolidirani osnovi, se lahko na podlagi naslednjih primerov odločijo, da kreditnih institucij, finančnih institucij ali podjetij za pomožne storitve, ki so bodisi podrejene družbe bodisi ima kdo drug udeležbo v njih, ne vključijo v konsolidacijo, če:
The Member States or the competent authorities responsible for exercising supervision on a consolidated basis pursuant to Articles 125 and 126 may decide in the following cases that a credit institution, financial institution or ancillary services undertaking which is a subsidiary or in which a participation is held need not be included in the consolidation:
zadevno podjetje po mnenju pristojnih organov zanemarljivo vpliva na cilje nadzorovanja kreditnih institucij in v vsakem primeru, ko je bilančna vsota zadevnega podjetja nižja od manjšega od naslednjih dveh zneskov:
where, in the opinion of the competent authorities, the undertaking concerned is of negligible interest only with respect to the objectives of monitoring credit institutions and in any event where the balance-sheet total of the undertaking concerned is less than the smaller of the following two amounts:
10 milijonov EUR; ali
EUR 10 million, or
bi bila po mnenju pristojnih organov, ki so odgovorni za izvajanje nadzora na konsolidirani osnovi, konsolidacija finančnega stanja zadevnega podjetja neustrezna ali zavajajoča glede na cilje nadzorovanja kreditnih institucij.
where, in the opinion of the competent authorities responsible for exercising supervision on a consolidated basis, the consolidation of the financial situation of the undertaking concerned would be inappropriate or misleading as far as the objectives of the supervision of credit institutions are concerned.
Če v primerih iz točke (b) prvega pododstavka zgornja merila izpolni več navedenih podjetij, pa jih je treba kljub temu vključiti v konsolidacijo, kadar skupaj pomembno vplivajo na navedene cilje.
If, in the cases referred to in point (b) of the first subparagraph, several undertakings meet the above criteria set out therein, they shall nevertheless be included in the consolidation where collectively they are of non-negligible interest with respect to the specified objectives.
Pristojni organi zahtevajo, da podrejene kreditne institucije izpolnjujejo zahteve iz členov 75, 120 in 123 ter oddelka 5 na subkonsolidirani osnovi, če imajo navedene kreditne institucije, ali nadrejena družba v primerih, kadar je to finančni holding, v tretji državi podrejeno družbo, ki je kreditna institucija ali finančna institucija ali družba za upravljanje s premoženjem, kakor je opredeljeno v členu 2(5) Direktive 2002/87/ES, ali če so udeležene v takem podjetju.
Competent authorities shall require subsidiary credit institutions to apply the requirements laid down in Articles 75, 120 and 123 and Section 5 on a sub-consolidated basis if those credit institutions, or the parent undertaking where it is a financial holding company, have a credit institution or a financial institution or an asset management company as defined in Article 2(5) of Directive 2002/87/EC as a subsidiary in a third country, or hold a participation in such an undertaking.
Pristojni organi zahtevajo, da nadrejene in podrejene družbe, za katere se uporablja ta direktiva, izpolnjujejo obveznosti iz člena 22 na konsolidirani ali subkonsolidirani osnovi, da se zagotovi, da so njihove ureditve, procesi in mehanizmi dosledni in dobro integrirani, ter da se zagotovi, da je mogoče pripraviti vse podatke in informacije, ki so pomembni za namen nadzora.
Competent authorities shall require the parent undertakings and subsidiaries subject to this Directive to meet the obligations laid down in Article 22 on a consolidated or sub-consolidated basis, to ensure that their arrangements, processes and mechanisms are consistent and well-integrated and that any data and information relevant to the purpose of supervision can be produced.
Pododdelek 2
Subsection 2
Izračun zahtev
Calculation of requirements
Če ni navedeno drugače, se vrednotenje aktivnih bilančnih in zunajbilančnih postavk izvaja v skladu z računovodskim okvirjem, ki se uporablja za kreditno institucijo na podlagi Uredbe (ES) št. 1606/2002 in Direktive 86/635/EGS.
Save where otherwise provided, the valuation of assets and off-balance-sheet items shall be effected in accordance with the accounting framework to which the credit institution is subject under Regulation (EC) No 1606/2002 and Directive 86/635/EEC.
Kreditne institucije sporočijo rezultate in kakršne koli zahtevane podrobnejše podatke pristojnim organom.
The credit institutions shall communicate the results and any component data required to the competent authorities.
Pododdelek 3
Subsection 3
Minimalna stopnja lastnih sredstev
Minimum Level of Own Funds
Brez poseganja v člen 136 države članice zahtevajo, da kreditne institucije oblikujejo lastna sredstva, ki so vedno višja od ali enaka vsoti naslednjih kapitalskih zahtev:
Without prejudice to Article 136, Member States shall require credit institutions to provide own funds which are at all times more than or equal to the sum of the following capital requirements:
za kreditno tveganje in tveganje zmanjšanja vrednosti odkupljenih denarnih terjatev za vse poslovanje, razen poslov trgovanja in nelikvidnih sredstev, če so odšteta od lastnih sredstev na podlagi člena 13(2)(d) Direktive 2006/.../ES
for credit risk and dilution risk in respect of all of their business activities with the exception of their trading book business and illiquid assets if deducted from own funds under Article 13(2)(d) of Directive 2006/.../EC
, 8 % vsote zneska tveganju prilagojenih izpostavljenosti, izračunanega v skladu z oddelkom 3;
, 8% of the total of their risk-weighted exposure amounts calculated in accordance with Section 3;
za vse poslovne dejavnosti, za operativno tveganje, kapitalske zahteve, določene v skladu z oddelkom 4.
in respect of all of their business activities, for operational risk, the capital requirements determined in accordance with Section 4.
MINIMALNE Zahteve po lastnih sredstvih za kreditno tveganje
Minimum own funds requirements for credit risk
Kreditne institucije za izračun svojih zneskov tveganju prilagojenih izpostavljenosti za namene člena 75(a) uporabljajo standardizirani pristop iz členov 78 do 83 ali pa, če jim dovolijo pristojni organi v skladu s členom 84, pristop na osnovi notranjih bonitetnih ocen iz členov 84 do 89.
Credit institutions shall apply either the Standardised Approach provided for in Articles 78 to 83 or, if permitted by the competent authorities in accordance with Article 84, the Internal Ratings Based Approach provided for in Articles 84 to 89 to calculate their risk-weighted exposure amounts for the purposes of Article 75(a).
"Izpostavljenost" v tem oddelku pomeni aktivno postavko ali zunajbilančno postavko.
"Exposure" for the purposes of this Section means an asset or off-balance sheet item.
Standardizirani pristop
Standardised Approach
Ob upoštevanju odstavka 2 je vrednost izpostavljenosti aktivne postavke njena bilančna vrednost, vrednost izpostavljenosti zunajbilančne postavke iz Priloge II pa je naslednji odstotek njene vrednosti: 100 % če je postavka, ki predstavlja visoko tveganje, 50 % če je postavka, ki predstavlja srednje tveganje, 20 % če je postavka, ki predstavlja srednje/nizko tveganje, 0 % če je postavka, ki predstavlja nizko tveganje.
Subject to paragraph 2, the exposure value of an asset item shall be its balance-sheet value and the exposure value of an off-balance sheet item listed in Annex II shall be the following percentage of its value: 100% if it is a full-risk item, 50% if it is a medium-risk item, 20% if it is a medium/low-risk item, 0% if it is a low-risk item.
Zunajbilančne postavke iz prvega stavka tega odstavka se razporedijo v kategorije tveganja, kakor je navedeno v Prilogi II.
The off-balance sheet items referred to in the first sentence of this paragraph shall be assigned to risk categories as indicated in Annex II.