natgillin/translations-raw huggingface dataset:
Za omogočanje hitrega odziva v boju proti terorizmu bi se morali izvajalci plačilnih storitev hitro odzvati na zahteve po podatkih o plačniku, ki jih podajo organi, pristojni za boj proti pranju denarja in financiranju terorizma v državi članici, v kateri imajo sedež.
To enable prompt action to be taken in the fight against terrorism, payment service providers should respond promptly to requests for information on the payer from the authorities responsible for combating money laundering or terrorist financing in the Member State where they are situated.
Število dni, ki jih ima izvajalec plačilnih storitev za odgovor na zahtevo po podatkih o plačniku, se določi na podlagi števila delovnih dni v državi članici plačnikovega izvajalca plačilne storitve.
The number of working days in the Member State of the payment service provider of the payer determines the number of days to respond to requests for information on the payer.
Glede na pomen boja proti pranju denarja in financiranju terorizma bi morale države članice za primere neizpolnjevanja te uredbe določiti učinkovite, sorazmerne in odvračilne kazni v nacionalnih zakonodajah.
Given the importance of the fight against money laundering and terrorist financing, Member States should lay down effective, proportionate and dissuasive penalties in national law for failure to comply with this Regulation.
Sklep, kakor je bil nazadnje spremenjen s Sklepom Sveta 2006/512/ES (UL L 200, 22.7.2006, str.
Decision as last amended by Council Decision 2006/512/EC (OJ L 200, 22.7.2006, p.
Več držav in ozemelj, ki niso sestavni del ozemlja Skupnosti, je v monetarni uniji z določeno državo članico ali je sestavni del valutnega območja države članice ali pa so podpisali monetarni sporazum z Evropsko skupnostjo, ki jo predstavlja ena od držav članic, in imajo izvajalce plačilnih storitev, ki neposredno ali posredno sodelujejo v plačilnih in klirinških sistemih te države članice.
A number of countries and territories which do not form part of the territory of the Community share a monetary union with a Member State, form part of the currency area of a Member State or have signed a monetary convention with the European Community represented by a Member State, and have payment service providers that participate directly or indirectly in the payment and settlement systems of that Member State.
Da bi se izognili uporabi te uredbe za prenose sredstev med zadevnimi državami članicami in temi državami ali ozemlji, ki bi občutno negativno vplivala na gospodarstva navedenih držav ali ozemelj, je ustrezno določiti možnost, da se taki prenosi sredstev obravnavajo kot prenosi sredstev znotraj zadevnih držav članic.
In order to avoid the application of this Regulation to transfers of funds between the Member States concerned and those countries or territories having a significant negative effect on the economies of those countries or territories, it is appropriate to provide for the possibility for such transfers of funds to be treated as transfers of funds within the Member States concerned.
Da se ne bi odvrnilo donacij v dobrodelne namene, je primerno, da se države članice pooblastijo, da izvajalce plačilnih storitev s sedežem na njihovih ozemljih izvzamejo iz zbiranja, preverjanja, evidentiranja ali pošiljanja podatkov o plačniku za prenose sredstev v višini do 150 EUR, ki so izvedeni znotraj njihovega ozemlja.
In order not to discourage donations for charitable purposes, it is appropriate to authorise Member States to exempt payment services providers situated in their territory from collecting, verifying, recording, or sending information on the payer for transfers of funds up to a maximum amount of EUR 150 executed within the territory of that Member State.
Prav tako je primerno, da je takšna možnost pogojna v zvezi z zahtevami, ki jih morajo izpolniti nepridobitne organizacije, kar bi državi članici zagotavljajo, da takega izvzetja teroristi ne bi zlorabljali za prikrivanje financiranja svojih dejavnosti ali kot sredstvo za spodbujanje le-tega.
It is also appropriate to make this option conditional upon requirements to be met by non-profit organisations, in order to allow Member States to ensure that this exemption does not give rise to abuse by terrorists as a cover for or a means of facilitating the financing of their activities.
Ker ciljev te uredbe države članice ne morejo zadovoljivo doseči in ker ta cilj zaradi obsega ali učinkov predlaganega ukrepa lažje doseže Skupnost, lahko Skupnost sprejme ukrepe v skladu z načelom subsidiarnosti iz člena 5 Pogodbe.
Since the objectives of this Regulation cannot be sufficiently achieved by the Member States and can therefore, by reason of the scale or effects of the action, be better achieved at Community level, the Community may adopt measures, in accordance with the principle of subsidiarity as set out in Article 5 of the Treaty.
Za vzpostavitev usklajenega pristopa na področju boja proti pranju denarja in financiranju terorizma bi se morale glavne določbe te uredbe začeti uporabljati na isti datum kot ustrezne določbe, sprejete na mednarodni ravni –
In order to establish a coherent approach in the field of combating money laundering and terrorist financing, the main provisions of this Regulation should apply from the same date as the relevant provisions adopted at international level,
Področje urejanja, opredelitve in obseg
Subject matter, definitions and scope
Področje urejanja
Subject matter
Ta uredba določa pravila o podatkih, ki se nanašajo na plačnika in spremljajo prenose denarnih sredstev, za namene preprečevanja, preiskovanja in odkrivanja pranja denarja in financiranja terorizma.
This Regulation lays down rules on information on the payer to accompany transfers of funds for the purposes of the prevention, investigation and detection of money laundering and terrorist financing.
"financiranje terorizma" pomeni zagotavljanje ali zbiranje sredstev v smislu člena 1(4) Direktive 2005/60/ES;
"terrorist financing" means the provision or collection of funds within the meaning of Article 1(4) of Directive 2005/60/EC;
"pranje denarja" pomeni katero koli ravnanje, ki, v kolikor je storjeno naklepno, po členu 1(2) ali (3) Direktive 2005/60/ES pomeni pranje denarja;
"money laundering" means any conduct which, when committed intentionally, is regarded as money laundering for the purposes of Article 1(2) or (3) of Directive 2005/60/EC;
"plačnik" pomeni bodisi fizično ali pravno osebo, ki je imetnik računa in ki dovoljuje prenos sredstev z računa, bodisi fizično ali pravno osebo, ki naroči prenos sredstev v primeru, ko račun ne obstaja;
"payer" means either a natural or legal person who holds an account and allows a transfer of funds from that account, or, where there is no account, a natural or legal person who places an order for a transfer of funds;
"prejemnik plačila" pomeni fizično ali pravno osebo, ki je predvideni končni prejemnik prenesenih sredstev;
"payee" means a natural or legal person who is the intended final recipient of transferred funds;
"izvajalec plačilnih storitev" pomeni fizično ali pravno osebo, katere poslovanje vključuje opravljanje storitev prenosa sredstev;
"payment service provider" means a natural or legal person whose business includes the provision of transfer of funds services;
"izvajalec posredniških plačilnih storitev" pomeni izvajalca plačilnih storitev, ki ni niti izvajalec plačilnih storitev plačnika niti izvajalec plačilnih storitev prejemnika plačila, je pa udeležen v izvedbi prenosa sredstev;
"intermediary payment service provider" means a payment service provider, neither of the payer nor of the payee, that participates in the execution of transfers of funds;
"prenos sredstev" pomeni katero koli transakcijo, izvedeno z elektronskimi sredstvi v imenu plačnika prek izvajalca plačilnih storitev, z namenom dati sredstva na razpolago prejemniku plačila pri izvajalcu plačilnih sredstev, ne glede na to, ali sta plačnik in prejemnik plačila ista oseba;
"transfer of funds" means any transaction carried out on behalf of a payer through a payment service provider by electronic means, with a view to making funds available to a payee at a payment service provider, irrespective of whether the payer and the payee are the same person;
"paketni prenos sredstev" pomeni več posameznih prenosov sredstev, ki so združeni za namene pošiljanja;
"batch file transfer" means several individual transfers of funds which are bundled together for transmission;
"posebna identifikacijska oznaka" pomeni kombinacijo črk, številk ali simbolov, ki jo izvajalec plačilnih storitev določi v skladu s protokoli plačilnega in poravnalnega sistema ali sistema sporočil, ki se uporablja za izvedbo prenosa sredstev.
"unique identifier" means a combination of letters, numbers or symbols, determined by the payment service provider, in accordance with the protocols of the payment and settlement system or messaging system used to effect the transfer of funds.
Ta uredba se uporablja za prenose sredstev v kateri koli valuti, ki jih pošlje ali prejme izvajalec plačilnih storitev s sedežem v Skupnosti.
This Regulation shall apply to transfers of funds, in any currency, which are sent or received by a payment service provider established in the Community.
Ta uredba se ne uporablja za prenose sredstev, ki so izvedeni z uporabo kreditne ali debetne kartice, pod pogojem, da:
This Regulation shall not apply to transfers of funds carried out using a credit or debit card, provided that:
je prejemnik plačila z izvajalcem plačilnih storitev sklenil dogovor, ki dovoljuje plačilo dobave blaga in storitev; in
the payee has an agreement with the payment service provider permitting payment for the provision of goods and services; and
prenose sredstev spremlja posebna identifikacijska oznaka, ki omogoča, da se transakcija izsledi nazaj do plačnika.
a unique identifier, allowing the transaction to be traced back to the payer, accompanies such transfer of funds.
Če se država članica odloči, da bo uporabila odstopanje po členu 11(5)(d) Direktive 2005/60/ES, se ta uredba ne uporablja za prenose sredstev z uporabo elektronskega denarja, ki ga ureja navedeno odstopanje, razen če preneseni znesek presega 1 000 EUR.
Where a Member State chooses to apply the derogation set out in Article 11(5)(d) of Directive 2005/60/EC, this Regulation shall not apply to transfers of funds using electronic money covered by that derogation, except where the amount transferred exceeds EUR 1 000.
Brez poseganja v odstavek 3 ta uredba ne velja za prenose sredstev, opravljene s prenosnim telefonom ali kakršnim koli drugim digitalnim ali informacijsko-tehnološkim pripomočkom, kadar so ti prenosi plačani vnaprej in ne presegajo 150 EUR.
Without prejudice to paragraph 3, this Regulation shall not apply to transfers of funds carried out by means of a mobile telephone or any other digital or Information Technology (IT) device, when such transfers are pre-paid and do not exceed EUR 150.
Ta uredba ne velja za prenose sredstev, opravljene s prenosnim telefonom ali kakršnim koli drugim digitalnim ali informacijsko-tehnološkim (IT) pripomočkom, če so ti prenosi plačani naknadno in izpolnjujejo naslednje pogoje:
This Regulation shall not apply to transfers of funds carried out by means of a mobile telephone or any other digital or IT device, when such transfers are post-paid and meet all of the following conditions:
prejemnik plačila je z izvajalcem plačilnih storitev sklenil dogovor, ki dovoljuje plačilo dobave blaga in storitev;
the payee has an agreement with the payment service provider permitting payment for the provision of goods and services;
prenose sredstev spremlja posebna identifikacijska oznaka, ki omogoča, da se transakcija izsledi nazaj do plačnika; ter
a unique identifier, allowing the transaction to be traced back to the payer, accompanies the transfer of funds; and
za izvajalca plačilnih storitev veljajo obveznosti iz Direktive 2005/60/ES.
the payment service provider is subject to the obligations set out in Directive 2005/60/EC.
za izvajalca plačilnih storitev prejemnika plačila veljajo obveznosti iz Direktive 2005/60/ES;
the payment service provider of the payee is subject to the obligations set out in Directive 2005/60/EC;
lahko izvajalec plačilnih storitev prejemnika plačila s posebno referenčno številko prek prejemnika plačila izsledi prenos sredstev od fizične ali pravne osebe, ki je s prejemnikom plačila sklenila dogovor o dobavi blaga ali opravljanju storitev; ter
the payment service provider of the payee is able by means of a unique reference number to trace back, through the payee, the transfer of funds from the natural or legal person who has an agreement with the payee for the provision of goods and services; and
je znesek transakcije 1 000 EUR ali manj.
the amount transacted is EUR 1 000 or less.
Države članice, ki uporabljajo to odstopanje, o tem obvestijo Komisijo.
Member States making use of this derogation shall inform the Commission thereof.
Ta uredba se ne uporablja za prenose sredstev:
This Regulation shall not apply to transfers of funds:
pri katerih plačnik s svojega računa dviga gotovino;
where the payer withdraws cash from his or her own account;
pri katerih obstaja dovoljenje za knjiženje v breme, ki dvema strankama omogoča medsebojna plačila prek računov, pod pogojem, da so prenosi sredstev opremljeni s posebno identifikacijsko oznako, ki omogoča izsleditev fizične ali pravne osebe;
where there is a debit transfer authorisation between two parties permitting payments between them through accounts, provided that a unique identifier accompanies the transfer of funds, enabling the natural or legal person to be traced back;
pri katerih se uporablja elektronsko obdelane čeke;
where truncated cheques are used;
za poravnavo davkov, kazni in drugih dajatev javnim organom znotraj države članice;
to public authorities for taxes, fines or other levies within a Member State;
pri katerih sta tako plačnik kot prejemnik plačila hkrati tudi izvajalca plačilnih storitev in delujeta v svojem imenu.
where both the payer and the payee are payment service providers acting on their own behalf.
Obveznosti plačnikovega izvajalca plačilnih storitev
Obligations on the payment service provider of the payer
Popolni podatki o plačniku
Complete information on the payer
Popolni podatki o plačniku so sestavljeni iz njegovega imena, naslova in številke računa.
Complete information on the payer shall consist of his name, address and account number.
Naslov se lahko nadomesti z datumom in krajem rojstva plačnika, njegovo identifikacijsko številko stranke ali nacionalno identifikacijsko številko.
The address may be substituted with the date and place of birth of the payer, his customer identification number or national identity number.
Če številka računa plačnika ne obstaja, jo plačnikov izvajalec plačilnih storitev nadomesti s posebno identifikacijsko oznako, ki omogoča, da se transakcija izsledi nazaj do plačnika.
Where the payer does not have an account number, the payment service provider of the payer shall substitute it by a unique identifier which allows the transaction to be traced back to the payer.
Podatki, ki spremljajo prenose sredstev, in vodenje evidence
Information accompanying transfers of funds and record keeping
Izvajalci plačilnih storitev zagotovijo, da prenose sredstev spremljajo popolni podatki o plačniku.
Payment service providers shall ensure that transfers of funds are accompanied by complete information on the payer.
Preden prenese sredstva, izvajalec plačilnih storitev plačnika preveri celotne podatke o plačniku s pomočjo dokumentov, podatkov ali informacij, pridobljenih od zanesljivega in neodvisnega vira.
The payment service provider of the payer shall, before transferring the funds, verify the complete information on the payer on the basis of documents, data or information obtained from a reliable and independent source.
je bila pri odprtju računa preverjena istovetnost plačnika in so bili podatki, pridobljeni s tem preverjanjem, shranjeni v skladu z obveznostmi iz členov 8(2) in 30(a) Direktive 2005/60/ES; ali
a payer's identity has been verified in connection with the opening of the account and the information obtained by this verification has been stored in accordance with the obligations set out in Articles 8(2) and 30(a) of Directive 2005/60/EC; or
plačnik spada na področje uporabe člena 9(6) Direktive 2005/60/ES.
the payer falls within the scope of Article 9(6) of Directive 2005/60/EC.
Brez poseganja v člen 7(c) Direktive 2005/60/ES izvajalec plačilnih storitev plačnika v primeru prenosa sredstev brez računa preveri podatke o plačniku le, če znesek presega 1 000 EUR, razen če gre za transakcijo, opravljeno z več prenosi, ki se zdijo povezani in skupaj presegajo 1 000 EUR.
However, without prejudice to Article 7(c) of Directive 2005/60/EC, in the case of transfers of funds not made from an account, the payment service provider of the payer shall verify the information on the payer only where the amount exceeds EUR 1 000, unless the transaction is carried out in several operations that appear to be linked and together exceed EUR 1 000.
Izvajalec plačilnih storitev plačnika pet let vodi evidenco popolnih podatkov o plačniku, ki spremljajo prenose sredstev.
The payment service provider of the payer shall for five years keep records of complete information on the payer which accompanies transfers of funds.
Prenosi sredstev v Skupnosti
Transfers of funds within the Community
Z odstopanjem od člena 5(1) se za prenose sredstev, pri katerih imata izvajalec plačilnih storitev plačnika in izvajalec plačilnih storitev prejemnika plačila sedež v Skupnosti, zahteva, da jih spremlja zgolj številka računa plačnika ali posebna identifikacijska oznaka, ki omogoča, da se transakcija izsledi nazaj do plačnika.
By way of derogation from Article 5(1), where both the payment service provider of the payer and the payment service provider of the payee are situated in the Community, transfers of funds shall be required to be accompanied only by the account number of the payer or a unique identifier allowing the transaction to be traced back to the payer.
Na zahtevo izvajalca plačilnih storitev prejemnika plačila izvajalec plačilnih storitev plačnika da izvajalcu plačilnih storitev prejemnika plačila na razpolago popolne podatke o plačniku, in sicer v treh delovnih dneh od prejema take zahteve.
However, if so requested by the payment service provider of the payee, the payment service provider of the payer shall make available to the payment service provider of the payee complete information on the payer, within three working days of receiving that request.
Prenose sredstev, če ima izvajalec plačilnih storitev prejemnika plačila sedež izven Skupnosti, spremljajo popolni podatki o plačniku.
Transfers of funds where the payment service provider of the payee is situated outside the Community shall be accompanied by complete information on the payer.
V primeru paketnih prenosov sredstev enega samega plačnika, kadar imajo izvajalci plačilnih storitev prejemnikov plačil sedež zunaj Skupnosti, se odstavek 1 ne uporablja za posamezne prenose, združene v paketnem prenosu, pod pogojem, da take podatke vsebuje ter da so posamezni prenosi označeni s številko računa plačnika ali posebno identifikacijsko oznako.
In the case of batch file transfers from a single payer where the payment service providers of the payees are situated outside the Community, paragraph 1 shall not apply to the individual transfers bundled together therein, provided that the batch file contains that information and that the individual transfers carry the account number of the payer or a unique identifier.
Obveznosti izvajalca plačilnih storitev prejemnika plačila
Obligations on the payment service provider of the payee
Zaznavanje odsotnosti podatkov o plačniku
Detection of missing information on the payer
Izvajalec plačilnih storitev prejemnika plačila zazna, ali so polja v sistemu sporočil ali v plačilnem in poravnalnem sistemu, ki se uporablja za izvedbo prenosa sredstev, glede podatkov o plačniku, izpolnjena z znaki in vsebino, dopustnimi po dogovorih o sistemu sporočil ali plačilnem in poravnalnem sistemu.
The payment service provider of the payee shall detect whether, in the messaging or payment and settlement system used to effect a transfer of funds, the fields relating to the information on the payer have been completed using the characters or inputs admissible within the conventions of that messaging or payment and settlement system.
Tak izvajalec ima vzpostavljene učinkovite postopke za odkrivanje odsotnosti naslednjih podatkov o plačniku:
Such provider shall have effective procedures in place in order to detect whether the following information on the payer is missing:
za prenose sredstev, v primeru katerih ima izvajalec plačilnih storitev plačnika sedež v Skupnosti, podatke, zahtevane v skladu s členom 6;
for transfers of funds where the payment service provider of the payer is situated in the Community, the information required under Article 6;
za prenose sredstev, v primeru katerih ima izvajalec plačilnih storitev plačnika sedež izven Skupnosti, popolne podatke o plačniku, določene v členu 4, ali, kjer je ustrezno, podatke, zahtevane v skladu s členom 13; in
for transfers of funds where the payment service provider of the payer is situated outside the Community, complete information on the payer as referred to in Article 4, or where applicable, the information required under Article 13; and
za paketne prenose sredstev, če ima izvajalec plačilnih storitev plačnika sedež zunaj Skupnosti, popolne podatke o plačniku iz člena 4 le v paketnih prenosih sredstev, ne pa v posameznih prenosih, združenih v paketnem prenosu sredstev.
for batch file transfers where the payment service provider of the payer is situated outside the Community, complete information on the payer as referred to in Article 4 in the batch file transfer only, but not in the individual transfers bundled therein.
Prenosi sredstev z odsotnostjo podatkov ali nepopolnimi podatki o plačniku
Transfers of funds with missing or incomplete information on the payer
Če izvajalec plačilnih storitev prejemnika plačila ob prejemu prenosov sredstev ugotovi, da so podatki o plačniku, zahtevani v skladu s to uredbo, odsotni ali nepopolni, prenos bodisi zavrne ali pa zahteva popolne podatke o plačniku.
If the payment service provider of the payee becomes aware, when receiving transfers of funds, that information on the payer required under this Regulation is missing or incomplete, it shall either reject the transfer or ask for complete information on the payer.
Izvajalec plačilnih storitev prejemnika v vseh primerih ravna v skladu z vsemi veljavnimi zakonodajnimi ali upravnimi določbami, ki se nanašajo na pranje denarja ali financiranje terorizma, ter zlasti z uredbama (ES) št. 2580/2001 in (ES) št. 881/2002 ter Direktivo 2005/60/ES kakor tudi z nacionalnimi izvedbenimi ukrepi.
In any event, the payment service provider of the payee shall comply with any applicable law or administrative provisions relating to money laundering and terrorist financing, in particular, Regulations (EC) No 2580/2001 and (EC) No 881/2002, Directive 2005/60/EC and any national implementing measures.
Če izvajalec plačilnih storitev redno ne zagotavlja zahtevanih podatkov o plačniku, izvajalec plačilnih storitev prejemnika plačila sprejme ukrepe, ki v začetni fazi lahko vključujejo izdajo opominov in določitev skrajnih rokov, kasneje pa zavrnitev vseh bodočih prenosov sredstev tega izvajalca plačilnih storitev ali sprejetje odločitve o omejitvi ali prekinitvi poslovnega odnosa s takšnimi izvajalci plačilnih storitev.
Where a payment service provider regularly fails to supply the required information on the payer, the payment service provider of the payee shall take steps, which may initially include the issuing of warnings and setting of deadlines, before either rejecting any future transfers of funds from that payment service provider or deciding whether or notto restrict or terminate its business relationship with that payment service provider.