natgillin/translations-raw huggingface dataset:
Če obstajajo tesne povezave med pozavarovalnicami in drugimi fizičnimi ali pravnimi osebami, pristojni organi izdajo dovoljenje le, če te povezave ne preprečujejo učinkovitega izvajanja njihovih nadzornih funkcij.
Where close links exist between the reinsurance undertaking and other natural or legal persons, the competent authorities shall grant authorisation only if those links do not prevent the effective exercise of their supervisory functions.
Pristojni organi prav tako zavrnejo izdajo dovoljenja, če zakoni in drugi predpisi v državi nečlanici, ki veljajo za eno ali več fizičnih ali pravnih oseb, s katerimi je pozavarovalnica tesno povezana, ali težave pri njihovem izvrševanju, preprečujejo učinkovito izvajanje nadzornih funkcij pristojnih organov.
The competent authorities shall refuse authorisation if the laws, regulations or administrative provisions of a non-member country governing one or more natural or legal persons with which the reinsurance undertaking has close links, or difficulties involved in their enforcement, prevent the effective exercise of their supervisory functions.
Pristojni organi zahtevajo, da jim pozavarovalnice posredujejo podatke, potrebne za stalno spremljanje skladnosti s pogoji iz odstavka 1.
The competent authorities shall require reinsurance undertakings to provide them with the information they require to monitor compliance with the conditions referred to in paragraph 1 on a continuous basis.
Države članice zahtevajo, da je sedež pozavarovalnice v isti državi članici kot njihovi registrirani sedeži.
Member States shall require that the head offices of reinsurance undertakings be situated in the same Member State as their registered offices
Ta direktiva državam članicam ne preprečuje ohranitve ali uvedbe zakonov, predpisov in upravnih določb, ki zahtevajo odobritev memoranduma in statuta ter posredovanje dokumentacije, potrebne za redno opravljanje nadzora.
This Directive shall not prevent Member States from maintaining in force or introducing laws, regulations or administrative provisions requiring approval of the memorandum and articles of association and communication of any other documents necessary for the normal exercise of supervision.
Vendar države članice ne smejo sprejeti določb, ki zahtevajo predhodno potrjevanje ali sistematično uradno obveščanje o splošnih in posebnih zavarovalnih pogojih, premijskih cenikih in obrazcih ali drugih tiskovinah, ki jih pozavarovalnica namerava uporabljati pri njenem poslovanju s cedenti ali retro-cedenti.
However, Member States may not, however, adopt provisions requiring the prior approval or systematic notification of general and special policy conditions, scales of premiums and forms and other printed documents which a reinsurance undertaking intends to use in its dealings with ceding or retro-ceding undertakings.
Države članice ne smejo zahtevati, da se vloga za izdajo dovoljenja preuči glede na gospodarske zahteve trga.
Member States may not require that any application for authorisation be considered in the light of the economic requirements of the market.
Poslovni načrt iz člena 6(b) vključuje podatke ali dokazila o:
The scheme of operations referred to in Article 6(b) shall include particulars or evidence of:
naravi nevarnosti, ki jih pozavarovalnica želi kriti;
the nature of the risks which the reinsurance undertaking proposes to cover;
vrstah ureditev pozavarovanja, ki jih pozavarovalnica želi skleniti s cedenti;
the kinds of reinsurance arrangements which the reinsurance undertaking proposes to make with ceding undertakings;
vodilnih načelih glede retrocesije;
the guiding principles as to retrocession;
postavkah, ki sestavljajo minimalni zajamčeni kapital;
the items constituting the minimum guarantee fund;
oceni glede stroškov vzpostavitve upravnih služb in organizacije za zaščito poslovanja ter finančnih virov za kritje teh stroškov;
estimates of the costs of setting up the administrative services and the organisation for securing business and the financial resources intended to meet those costs.
Poleg zahtev iz odstavka 1 mora poslovni načrt za prva tri poslovna leta vsebovati:
In addition to the requirements in paragraph 1, the scheme of operations shall for the first three financial years contain:
oceno upravljavskih stroškov razen stroškov postavitve, zlasti tekočih splošnih stroškov in provizij;
estimates of management expenses other than installation costs, in particular current general expenses and commissions;
ocene premij ali prispevkov in terjatev;
estimates of premiums or contributions and claims;
predračun bilance stanja;
a forecast balance sheet;
ocene finančnih sredstev, namenjenih za kritje prevzetih obveznosti iz zavarovalnih pogodb in minimalnega kapitala.
estimates of the financial resources intended to cover underwriting liabilities and the solvency margin.
Pristojni organi matične države članice podjetju ne izdajo dovoljenja za začetek opravljanja dejavnosti pozavarovanja, dokler niso obveščeni o identiteti delničarjev ali družbenikov, bodisi neposrednih ali posrednih, fizičnih ali pravnih oseb, ki imajo v tem podjetju kvalificirane deleže, in o velikosti teh deležev.
The competent authorities of the home Member State shall not grant an undertaking authorisation to take up the business of reinsurance before they have been informed of the identities of the shareholders or members, direct or indirect, whether natural or legal persons, who have qualifying holdings in that undertaking and of the amounts of those holdings.
Isti organi zavrnejo izdajo dovoljenja, če ob upoštevanju potrebe po zagotavljanju varnega in skrbnega upravljanja pozavarovalnice niso zadovoljni z usposobljenostjo delničarjev ali družbenikov.
The same authorities shall refuse authorisation if, taking into account the need to ensure the sound and prudent management of a reinsurance undertaking, they are not satisfied as to the qualifications of the shareholders or members.
Člen 13
Article 13 Refusal of authorisation
Vsaka država članica določi pravno sredstvo v skladu s členom 53 za primer zavrnitve izdaje dovoljenja.
Each Member State shall make provision for a right to apply to the courts, pursuant to Article 53, should there be any refusal.
Pravno sredstvo je treba določiti tudi za primere, v kolikor pristojni organi prošnje za izdajo dovoljenja ne obravnavajo do izteka roka šestih mesecev od datuma prejema.
Such provision shall also be made with regard to cases where the competent authorities have not dealt with an application for an authorisation upon the expiry of a period of six months from the date of its receipt.
Potrebno je posvetovanje s pristojnimi organi druge sodelujoče države članice pred izdajo dovoljenja pozavarovalnici, ki je:
The competent authorities of the other Member State involved shall be consulted prior to the granting of an authorisation to a reinsurance undertaking, which is:
a) hčerinsko podjetje zavarovalnice ali pozavarovalnice, ki je pridobilo dovoljenje v drugi državi članici; ali
a subsidiary of an insurance or reinsurance undertaking authorised in another Member State; or
b) hčerinsko podjetje matičnega podjetja zavarovalnice ali pozavarovalnice, ki je pridobilo dovoljenje v drugi državi članici; ali
a subsidiary of the parent undertaking of an insurance or reinsurance undertaking authorised in another Member State; or
c) pod nadzorom iste fizične ali pravne osebe, ki nadzoruje zavarovalnico ali pozavarovalnico, ki je pridobila dovoljenje v drugi državi članici.
controlled by the same person, whether natural or legal, who controls an insurance or reinsurance undertaking authorised in another Member State.
a) hčerinsko podjetje kreditne institucije ali investicijskega podjetja, ki je pridobilo dovoljenje v Skupnosti; ali
a subsidiary of a credit institution or investment firm authorised in the Community; or
b) hčerinsko podjetje matičnega podjetja kreditne institucije ali investicijskega podjetja, ki je pridobilo dovoljenje v Skupnosti; ali
a subsidiary of the parent undertaking of a credit institution or investment firm authorised in the Community; or
c) pod nadzorom iste fizične ali pravne osebe, ki nadzoruje kreditno institucijo ali investicijsko podjetje, ki je pridobila dovoljenje v Skupnosti.
controlled by the same person, whether natural or legal, who controls a credit institution or investment firm authorised in the Community.
Zadevni pristojni organi iz odstavkov 1 in 2 se med seboj posvetujejo predvsem pri oceni primernosti delničarjev in ugleda ter izkušenj direktorjev, ki so udeleženi pri upravljanju drugega subjekta v isti skupini.
The relevant competent authorities referred to in paragraphs 1 and 2 shall in particular consult each other when assessing the suitability of the shareholders and the reputation and experience of directors involved in the management of another entity of the same group.
Medsebojno se obvestita o podatkih glede ustreznosti delničarjev in ugleda ter izkušenj direktorjev, kar je pomembno za druge pristojne organe, ki sodelujejo pri izdaji dovoljenja, pa tudi za trajajočo oceno skladnosti s pogoji poslovanja.
They shall inform each other of any information regarding the suitability of shareholders and the reputation and experience of directors which is of relevance to the other competent authorities involved for the granting of an authorisation as well as for the ongoing assessment of compliance with operating conditions.
NASLOV III POGOJI, KI UREJAJO OPRAVLJANJE POSLOV POZAVAROVANJA
TITLE III CONDITIONS GOVERNING THE BUSINESS OF REINSURANCE
Poglavje 1 – Načela in metode finančnega nadzora
Chapter 1 – Principles and methods of financial supervision
Za finančni nadzor pozavarovalnice, vključno s posli, ki jih opravlja preko podružnic ali iz naslova svobode opravljanja storitev, je pristojna izključno matična država članica.
The financial supervision of a reinsurance undertaking, including that of the business it carries on either through branches or under the freedom to provide services, shall be the sole responsibility of the home Member State.
Če imajo pristojni organi države članice gostiteljice razlog, da menijo, da bi dejavnosti pozavarovalnice lahko vplivale na njeno finančno trdnost, o tem obvestijo pristojne organe matične države članice pozavarovalnice.
If the competent authorities of the host Member State have reason to consider that the activities of a reinsurance undertaking might affect its financial soundness, they shall inform the competent authorities of the reinsurance undertaking's home Member State.
Slednji presodijo, ali pozavarovalnica izpolnjuje načela o varnem in skrbnem poslovanju, določena v tej direktivi.
The latter authorities shall determine whether the reinsurance undertaking is complying with the prudential rules laid down in this Directive.
Navedeni finančni nadzor celotnega poslovanja pozavarovalnice v skladu s členom 1 vključuje preverjanje njene plačilne sposobnosti, oblikovanja zavarovalno-tehničnih rezervacij, ter sredstev, ki jih krijejo, v skladu z določenimi pravili ali praksami, ki veljajo v matični državi članici na podlagi predpisov, sprejetih na ravni Skupnosti.
The financial supervision pursuant to paragraph 1 shall include verification, with respect to the reinsurance undertaking's entire business, of its state of solvency, of the establishment of technical provisions and of the assets covering them in accordance with the rules laid down or practices followed in the home Member State under provisions adopted at Community level.
Pristojni organi matične države članice zahtevajo, da vsaka pozavarovalnica uporablja smotrne upravne in računovodske postopke ter ustrezne mehanizme notranjega nadzora.
The competent authorities of the home Member State shall require every reinsurance undertaking to have sound administrative and accounting procedures and adequate internal control mechanisms.
Država članica podružnice predvidi, da lahko v primerih, ko pozavarovalnica, ki je dovoljenje pridobila v drugi državi članici in ki opravlja dejavnosti preko podružnice, pristojni organi matične države članice, potem ko so obvestili pristojne organe države članice podružnice, opravijo dejansko preverjanje podatkov, potrebnih za zagotovitev finančnega nadzora podjetja, bodisi sami bodisi s posredovanjem oseb, ki jih imenujejo v ta namen.
The Member State of the branch shall provide that where an reinsurance undertaking authorised in another Member State carries on business through a branch the competent authorities of the home Member State may, after having first informed the competent authorities of the Member State of the branch, carry out themselves or through the intermediary of persons they appoint for that purpose, on-the-spot verification of the information necessary to ensure the financial supervision of the undertaking.
Organi države članice podružnice lahko sodelujejo v tem preverjanju.
The authorities of the Member State of the branch may participate in that verification.
Vsaka država članica od vsake pozavarovalnice s sedežem na njenem ozemlju zahteva, da pripravi zaključni račun, ki zajema vse vrste poslov, finančno stanje in plačilno sposobnost.
Each Member State shall require every reinsurance undertaking whose head office is situated in its territory to produce an annual account, covering all types of operation, of its financial situation and of its solvency.
Države članice od pozavarovalnic s sedežem na njihovem ozemlju zahtevajo, da redno oddajajo poročila, skupaj s statističnimi dokumenti, ki so potrebni za nadzor.
Member States shall require reinsurance undertakings with head offices within their territories to render periodically the returns, together with statistical documents, which are necessary for the purposes of supervision.
Pristojni organi si med seboj posredujejo dokumente in podatke, ki so nujni za namen izvajanja nadzora.
The competent authorities shall provide each other with any documents and information that are useful for the purposes of supervision.
Vsaka država članica sprejme vse ukrepe, potrebne za zagotovitev, da imajo pristojni organi pooblastila in sredstva, potrebna za nadzor nad posli pozavarovalnic s sedežem na njihovih ozemljih, vključno s posli, ki jih opravljajo zunaj teh ozemelj,
Every Member State shall take all steps necessary to ensure that the competent authorities have the powers and means necessary for the supervision of the business of reinsurance undertakings with head offices within their territories, including business carried on outside those territories,
Predvsem morajo pristojnim organom omogočati:
In particular, the competent authorities must be enabled to:
da sprejmejo kakršne koli ukrepe v zvezi s pozavarovalnico, njenimi direktorji ali menedžerji ali osebami, ki jo nadzorujejo, ki so ustrezni in potrebni za zagotovitev, da dejavnosti pozavarovalnice ostanejo usklajene z zakoni, predpisi in upravnimi določbami v skladu s katerimi mora pozavarovalnica ravnati v vsaki državi članici;
take any measures with regard to a reinsurance undertaking, its directors or managers or the persons who control it, that are appropriate and necessary to ensure that that reinsurance undertaking's business continues to comply with the laws, regulations and administrative provisions with which the reinsurance undertaking must comply in each Member State;
da zagotovijo, da se ti ukrepi izvršujejo, če je potrebno prisilno in če je primerno tudi po sodni poti.
ensure that those measures are carried out, if need be by enforcement and where appropriate through judicial channels.
Države članice lahko tudi določijo možnost, da nadzorni organi pridobijo vse podatke v zvezi s pogodbami, ki jih imajo posredniki.
Member States may also make provision for the competent authorities to obtain any information regarding contracts which are held by intermediaries.
Oddelek 2 – kvalificirani deleži
Section 2 - qualifying holdings
Države članice zahtevajo, da vsaka fizična ali pravna oseba, ki namerava neposredno ali posredno pridobiti kvalificirani delež v pozavarovalnici, o tem najprej obvesti pristojne organe matične države članice in pri tem navede velikost načrtovanega deleža.
Member States shall require any natural or legal person who proposes to hold, directly or indirectly, a qualifying holding in a reinsurance undertaking first to inform the competent authorities of the home Member State, indicating the size of his intended holding.
Taka oseba mora pristojne organe matične države članice tudi obvestiti, če namerava povečati svoj kvalificirani delež, tako da bi bil njen delež glasovalnih pravic ali deleža v kapitalu podjetja enak ali večji od 20 %, 33 % ali 50 % ali da bi pozavarovalnica postala njeno hčerinsko podjetje.
That person must likewise inform the competent authorities of the home Member State if he proposes to increase his qualifying holding so that the proportion of the voting rights or of the capital he holds would reach or exceed 20%, 33% or 50% or so that the reinsurance undertaking would become his subsidiary.
Pristojni organi matične države članice lahko v največ treh mesecih od dneva priglasitve, predvidene v prvem pododstavku, nasprotujejo takemu načrtu, če se jim oseba iz prvega pododstavka glede na usposobljenost ne zdi primerna, saj je treba zagotoviti varno in skrbno upravljanje pozavarovalnice.
The competent authorities of the home Member State shall have up to three months from the date of the notification provided for in the first subparagraph to oppose such a plan if, in view of the need to ensure sound and prudent management of the reinsurance undertaking in question, they are not satisfied as to the qualification of the person referred to in the first subparagraph.
Če ne nasprotujejo zadevnemu načrtu, lahko določijo najdaljši rok za njegovo izvedbo.
If they do not oppose the plan in question, they may fix a maximum period for its implementation.
Če je prevzemnik deležev iz člena 19 zavarovalnica, pozavarovalnica, kreditna institucija ali investicijsko podjetje, ki je pridobilo dovoljenje v drugi državi članici, ali matično podjetje takšnega subjekta, ali fizična ali pravna oseba, ki obvladuje tak subjekt, in če bi zaradi te pridobitve podjetje, v katerem namerava prevzemnik pridobiti delež, postalo hčerinsko podjetje ali bi jo obvladoval prevzemnik, se je treba o presoji pridobitve predhodno posvetovati, kakor določa člen 14.
If the acquirer of the holdings referred to in Article 19 is an insurance undertaking, a reinsurance undertaking, a credit institution or an investment firm authorised in another Member State, or the parent undertaking of such an entity, or a natural or legal person controlling such an entity, and if, as a result of that acquisition, the undertaking in which the acquirer proposes to hold a holding would become a subsidiary or subject to the control of the acquirer, the assessment of the acquisition must be subject to the prior consultation referred to in Article 14.
Države članice zahtevajo, da vsaka fizična ali pravna oseba, ki namerava posredno ali neposredno odtujiti kvalificirani delež v pozavarovalnici, o tem najprej obvesti pristojne organe matične države članice in pri tem navede velikost načrtovanega deleža.
Member States shall require any natural or legal person who proposes to dispose, directly or indirectly, of a qualifying holding in a reinsurance undertaking first to inform the competent authorities of the home Member State, indicating the size of his intended holding.
Taka oseba mora pristojne organe tudi obvestiti, če namerava zmanjšati svoj kvalificirani delež, tako da bi bil njen delež glasovalnih pravic ali delež v kapitalu podjetja manjši od 20 %, 33 % ali 50 % ali da bi pozavarovalnica prenehala biti njeno hčerinsko podjetje.
Such a person must likewise inform the competent authorities if he proposes to reduce his qualifying holding so that the proportion of the voting rights or of the capital he holds would fall below 20%, 33% or 50% or so that the reinsurance undertaking would cease to be his subsidiary.
Pozavarovalnice obvestijo pristojne organe svoje matične države članice ko izvejo za kakršno koli pridobitev ali odtujitev deležev v svojem kapitalu, zaradi katere deleži presežejo ali se spustijo pod enega od pragov iz členov 19 in 21.
On becoming aware of them, reinsurance undertakings shall inform the competent authorities of their home Member States of any acquisitions or disposals of holdings in their capital that cause holdings to exceed or fall below any of the thresholds referred to in Articles 19 and 21.
Prav tako jim vsaj enkrat na leto posredujejo imena delničarjev in družbenikov, ki imajo v lasti kvalificirane deleže, ter velikost teh deležev, kakor je na primer izkazana iz podatkov na letnih skupščinah delničarjev ali družbenikov ali podana zaradi skladnosti s predpisi za družbe, ki kotirajo na borzah.
They shall also, at least once a year, inform them of the names of shareholders and members possessing qualifying holdings and the sizes of such holdings as shown, for example, by the information received at annual general meetings of shareholders or members or as a result of compliance with the regulations relating to companies listed on stock exchanges.
deleži: Pooblastila pristojnega organa
holdings: Powers of the competent authority
Države članice zahtevajo, da v primerih, ko je verjetno, da bo vpliv, ki ga izvajajo osebe iz člena 19, deloval v škodo varnemu in skrbnemu upravljanju pozavarovalnice, pristojni organi matične države članice sprejmejo ustrezne ukrepe, s katerimi odpravijo navedeno stanje.
Member States shall require that, where the influence exercised by the persons referred to in Article 19 is likely to operate against the prudent and sound management of a reinsurance undertaking, the competent authorities of the home Member State shall take appropriate measures to put an end to that situation.
Takšni ukrepi lahko na primer obsegajo sodne odredbe, sankcije proti direktorjem in menedžerjem ali začasne prepovedi glasovalnih pravic, ki izhajajo iz delnic ali deleža v lasti zadevnih delničarjev ali družbenikov.
Such measures may consist, for example, in injunctions, sanctions against directors and managers, or suspension of the exercise of the voting rights attaching to the shares held by the shareholders or members in question.
Podobni ukrepi se uporabljajo za fizične ali pravne osebe, ki ne izpolnijo svojih obveznosti glede predložitve predhodnih podatkov, kakor določa člen 19.
Similar measures shall apply to natural or legal persons failing to comply with the obligation to provide prior information imposed pursuant to Article 19.
Če se kapitalski delež pridobi kljub nasprotovanju pristojnih organov, države članice ne glede na katere koli druge sankcije, ki bodo uvedene, predpišejo bodisi začasno prepoved ustreznih glasovalnih pravic bodisi neveljavnost oddanih glasov ali predpišejo možnost njihove razveljavitve.
If a holding is acquired despite the opposition of the competent authorities, the Member States shall, regardless of any other sanctions to be adopted, provide either for exercise of the corresponding voting rights to be suspended, or for the nullity of votes cast or for the possibility of their annulment.
Oddelek 3 – poslovna skrivnost in izmenjava podatkov
Section 3 –Professional secrecy and exchanges of information
To pomeni, da ne smejo nobeni osebi ali organu razkriti nobenih zaupnih podatkov, ki jih utegnejo prejeti med opravljanjem svojih nalog, razen v obliki povzetka ali v zbirni obliki, tako da posameznih pozavarovalnic ni mogoče prepoznati brez poseganja v primere, za katere velja kazensko pravo.
Pursuant to that obligation no confidential information which they may receive while performing their duties may be divulged to any person or authority whatsoever, except in summary or aggregate form, such that individual reinsurance undertakings cannot be identified, without prejudice to cases covered by criminal law.