natgillin/translations-raw huggingface dataset:
Skladnost z zahtevami iz odstavkov 1 do 5 temelji na zneskih lastnih sredstev, ki so v celoti prilagojeni tako, da odražajo razliko med izračuni lastnih sredstev na podlagi Direktive 2000/12/ES in Direktive 93/6/EGS, kakor je veljalo pred 1. januarjem 2007, in izračunom lastnih sredstev na podlagi te direktive, ki je posledica različnih obravnav pričakovane izgube in nepričakovane izgube iz členov 84 do 89 te direktive.
Compliance with the requirements of paragraphs 1 to 5 shall be on the basis of amounts of own funds fully adjusted to reflect differences in the calculation of own funds under Directive 2000/12/EC and Directive 93/6/EEC as those Directives stood prior to 1 January 2007 and the calculation of own funds under this Directive deriving from the separate treatments of expected loss and unexpected loss under Articles 84 to 89 of this Directive.
Za namene odstavkov 1 do 6 tega člena se uporabljajo členi 68 do 73.
For the purposes of paragraphs 1 to 6 of this Article, Articles 68 to 73 shall apply.
Do 1. januarja 2008 lahko kreditne institucije obravnavajo člene, ki predstavljajo standardizirani pristop iz pododdelka 1 oddelka 3 poglavja 2 naslova V, kot da so nadomeščeni s členi 42 do 46 Direktive 2000/12/ES, v besedilu navedenih členov, kot je veljalo pred 1. januarjem 2007.
Until 1 January 2008 credit institutions may treat the Articles constituting the Standardised Approach set out in Title V, Chapter 2, Section 3, Subsection 1 as being replaced by Articles 42 to 46 of Directive 2000/12/EC as those Articles stood prior to 1 January 2007.
Če se izvaja diskrecijska pravica iz odstavka 8, se uporablja naslednje v zvezi z določbami iz Direktive 2000/12/ES:
Where the discretion referred to in paragraph 8 is exercised, the following shall apply concerning the provisions of Directive 2000/12/EC:
določbe navedene direktive iz členov 42 do 46 se uporabljajo v besedilu, kakor je veljalo pred 1. januarjem 2007;
the provisions of that Directive referred to in Articles 42 to 46 shall apply as they stood prior to 1 January 2007;
"tveganju prilagojena vrednost" iz člena 42(1) navedene direktive pomeni "znesek tveganju prilagojene izpostavljenosti";
"risk-adjusted value" as referred to in Article 42(1) of that Directive shall mean "risk-weighted exposure amount";
zneski iz člena 42(2) navedene direktive še obravnavajo kot zneski tveganju prilagojene izpostavljenosti;
the figures produced by Article 42(2) of that Directive shall be considered risk-weighted exposure amounts;
"kreditni izvedeni finančni instrumenti" se vključijo v seznam postavk "visokega tveganja" v Prilogi II navedene direktive; in
"credit derivatives" shall be included in the list of "Full risk" items in Annex II of that Directive; and
obravnava iz člena 43(3) navedene direktive se uporablja za izvedene finančne instrumente iz Priloge IV navedene direktive, ne glede na to, ali so bilančni ali zunajbilančni, zneski, dobljeni z obravnavo iz Priloge III pa se štejejo kot zneski tveganju prilagojenih izpostavljenosti;
the treatment set out in Article 43(3) of that Directive shall apply to derivative instruments listed in Annex IV of that Directive whether on- or off-balance sheet and the figures produced by the treatment set out in Annex III shall be considered risk-weighted exposure amounts.
Če se izvaja diskrecijska pravica iz odstavka 8, se uporablja naslednje v zvezi z obravnavo izpostavljenosti, za katere se uporablja standardizirani pristop:
Where the discretion referred to in paragraph 8 is exercised, the following shall apply in relation to the treatment of exposures for which the Standardised Approach is used:
v zvezi s priznavanjem zmanjševanja kreditnega tveganja, se pododdelek 3 oddelka 3 poglavja 2 naslova V ne uporablja;
Title V, Chapter 2, Section 3, Subsection 3 relating to the recognition of credit risk mitigation shall not apply;
pristojni organi lahko v zvezi z obravnavo listinjenja prenehajo uporabljati pododdelek 4 oddelku 3 poglavja 2 naslova V;
Title V, Chapter 2, Section 3, Subsection 4 concerning the treatment of securitisation may be disapplied by competent authorities.
Če se izvaja diskrecijska pravica iz odstavka 8, se kapitalska zahteva za operativno tveganje iz člena 75(d) zmanjša za odstotek, ki predstavlja razmerje med vrednostjo izpostavljenosti kreditne institucije, za katere se izračunajo zneski tveganju prilagojenih izpostavljenosti v skladu z diskrecijsko pravico iz odstavka 8, in skupno vrednostjo njenih izpostavljenosti.
Where the discretion referred to in paragraph 8 is exercised, the capital requirement for operational risk under Article 75(d) shall be reduced by the percentage representing the ratio of the value of the credit institution's exposures for which risk-weighted exposure amounts are calculated in accordance with the discretion referred to in paragraph 8 to the total value of its exposures.
Če kreditna institucija izračunava zneske tveganju prilagojenih izpostavljenosti za vse svoje izpostavljenosti v skladu z diskrecijsko pravico iz odstavka 8, se lahko uporabljajo členi 48 do 50 Direktive 2000/12/ES v zvezi z velikimi izpostavljenostmi, v besedilu, kot je veljalo pred 1. januarjem 2007.
Where a credit institution calculates risk-weighted exposure amounts for all of its exposures in accordance with the discretion referred to in paragraph 8, Articles 48 to 50 of Directive 2000/12/EC relating to large exposures may apply as they stood prior to 1 January 2007.
Če se izvaja diskrecijska pravica iz odstavka 8, se sklicevanja na člene 78 do 83 te direktive berejo kot sklicevanja na člene 42 do 46 Direktive 2000/12/ES, v besedilu, kakor je veljalo pred 1. januarjem 2007.
Where the discretion referred to in paragraph 8 is exercised, references to Articles 78 to 83 of this Directive shall be read as references to Articles 42 to 46 of Directive 2000/12/EC as those Articles stood prior to 1 January 2007.
Če se izvaja diskrecijska pravica iz odstavka 8, se členi 123, 124, 145 in 149 ne uporabljajo pred datumom iz tega odstavka.
If the discretion referred to in paragraph 8 is exercised, Articles 123, 124, 145 and 149 shall not apply before the date referred to therein.
Pri izračunavanju zneskov tveganju prilagojenih izpostavljenosti za izpostavljenosti iz naslova poslov zakupa nepremičnin, ki so pisarne ali drugi gospodarski objekti, ki se nahajajo na njihovem ozemlju in izpolnjujejo merila iz odstavka 54 dela 1 Priloge VI, lahko pristojni organi do 31. decembra 2012 dovolijo uporabo uteži tveganja 50 % brez uporabe odstavkov 55 in 55 dela 1 Priloge VI.
In the calculation of risk-weighted exposure amounts for exposures arising from property leasing transactions concerning offices or other commercial premises situated in their territory and meeting the criteria set out in Annex VI, Part 1, point 54, the competent authorities may, until 31 December 2012 allow a 50% risk weight to be assigned without the application of Annex VI, Part 1, points 55 and 56.
Do 31. decembra 2010 lahko pristojni organi za namen opredelitve zavarovanega dela zapadlega posojila za namene Priloge VI priznajo zavarovanje s premoženjem, ki se razlikuje od primernega zavarovanja s premoženjem iz členov 90 do 93.
Until 31 December 2010, competent authorities may, for the purpose of defining the secured portion of a past due loan for the purposes of Annex VI, recognise collateral other than eligible collateral as set out under Articles 90 to 93.
Člen 154
Article 154
Do 31. decembra 2011 lahko pristojni organi vsake države članice za namene iz odstavka 61 dela I Priloge VI določijo število dni, največ 180, za izpostavljenosti nasprotnim strankam, ki se nahajajo na njihovem ozemlju, iz odstavkov 12 do 17 in 41 do 43 dela 1 Priloge VI, če regionalne okoliščine zahtevajo tovrstno prilagoditev.
Until 31 December 2011, the competent authorities of each Member State may, for the purposes of Annex VI, Part 1, point 61, set the number of days past due up to a figure of 180 for exposures indicated in Annex VI, Part 1, points 12 to 17 and 41 to 43, to counterparties situated in their territory, if local conditions make it appropriate.
Pristojni organi, ki ne izvajajo diskrecijske pravice iz prvega odstavka za izpostavljenosti nasprotnim strankam, ki se nahajajo na njihovem ozemlju, lahko določijo večje število dni za izpostavljenosti nasprotnim strankam, ki se nahajajo na ozemlju drugih držav članic, katerih pristojni organi so izvedli diskrecijsko pravico.
Competent authorities which do not exercise the discretion provided for in the first subparagraph in relation to exposures to counterparties situated in their territory may set a higher number of days for exposures to counterparties situated in the territories of other Member States, the competent authorities of which have exercised that discretion.
Kreditnim institucijam, ki so pristojne organe zaprosile za odobritev uporabe pristopa IRB pred letom 2010, se lahko do 31. decembra 2009 zahtevo po predhodni triletni uporabi, ki je predpisana v členu 84(3), zmanjša na obdobje, ki ni krajše od enega leta.
For credit institutions applying for the use of the IRB Approach before 2010, subject to the approval of the competent authorities, the three-years' use requirement prescribed in Article 84(3) may be reduced to a period no shorter than one year until 31 December 2009.
Kreditnim institucijam, ki so zaprosile za uporabo lastnih ocen LGD in/ali konverzijskih faktorjev, se lahko do 31. decembra 2008 zahtevo po predhodni triletni uporabi, ki je predpisana v členu 84(4), zmanjša na dve leti.
For credit institutions applying for the use of own estimates of LGDs and/or conversion factors, the three year use requirement prescribed in Article 84(4) may be reduced to two years until 31 December 2008.
Do 31. decembra 2012 lahko pristojni organi posamezne države članice kreditnim institucijam dovolijo, da nadaljujejo z zahtevami po udeležbah v smislu člena 57(o), ki so bile pridobljene pred
Until 31 December 2012, the competent authorities of each Member State may allow credit institutions to continue to apply to participations of the type set out in Article 57(o) acquired before*
datum začetka veljavnosti te direktive
date of the entry into force of this Directive.
… v skladu z obravnavo iz člena 38 Direktive 2000/12/ES, ker je ta člen obstajal že pred 1. januarjem 2007.
the treatment set out in Article 38 of Directive 2000/12/EC as that article stood prior to 1 January 2007.
Do 31. decembra 2010 z neplačili tehtano povprečje LGD za vse izpostavljenosti iz naslova bančništva na drobno, zavarovane s stanovanjskimi nepremičninami in brez osebnih jamstev enot centralne ravni države, ni nižje od 10 %.
Until 31 December 2010 the exposure weighted average LGD for all retail exposures secured by residential properties and not benefiting from guarantees from central governments shall not be lower than 10%.
Do 31. decembra 2017 lahko pristojni organi držav članic izvzamejo iz pristopa IRB obravnavo nekaterih izpostavljenosti iz naslova lastniških instrumentov, ki jih imajo v lasti kreditne institucije in podrejene družbe kreditnih institucij EU v tej državi članici na dan 31. decembra 2007.
Until 31 December 2017, the competent authorities of the Member States may exempt from the IRB treatment certain equity exposures held by credit institutions and EU subsidiaries of credit institutions in that Member State at 31 December 2007.
Izvzeta pozicija se meri kot število delnic, posedovanih 31. decembra 2007 in dodatnihdelnic, ki so neposredno posledica lastništva teh deležev, vendar le, dokler ne povečajo sorazmernega lastniškega deleža v zadevnem podjetju.
The exempted position shall be measured as the number of shares as of 31 December 2007 and any additional share arising directly as a result of owning those holdings, as long as they do not increase the proportional share of ownership in a portfolio company.
Če prevzem poveča sorazmerni lastniški delež v določenem podjetju, presežnega lastniškega deleža ni mogoče izvzeti.
If an acquisition increases the proportional share of ownership in a specific holding the exceeding Part of the holding shall not be subject to the exemption.
Prav tako se izvzetje ne uporablja za lastniške deleže, ki so prvotno bili izvzeti, nato pa so bili prodani in ponovno odkupljeni.
Nor shall the exemption apply to holdings that were originally subject to the exemption, but have been sold and then bought back.
Za izpostavljenosti iz naslova lastniških instrumentov, zajete v to prehodno določbo, se uporabljajo kapitalske zahteve, izračunane v skladu s pododdelkom 1 oddelka 3 poglavja 2 naslova V.
Equity exposures covered by this transitional provision shall be subject to the capital requirements calculated in accordance with Title V, Chapter 2, Section 3, Subsection 1.
Do 31. decembra 2011 lahko pristojni organi vsake države članice za izpostavljenosti do podjetij določijo število dni zapadlosti, ki ga upoštevajo vse kreditne institucije v njeni pristojnosti na podlagi opredelitve neplačila iz odstavka 44 dela 4 Priloge VII za izpostavljenosti do nasprotnih strank s sedežem v tej državi članici.
Until 31 December 2011, for corporate exposures, the competent authorities of each Member State may set the number of days past due that all credit institutions in its jurisdiction shall abide by under the definition of "default" set out in Annex VII, Part 4, point 44 for exposures to such counterparts situated within this Member State.
Če je primerno glede na lokalne razmere, to število znaša med 90 do 180 dni.
The specific number shall fall within 90- up to a figure of 180 days if local conditions make it appropriate.
Za izpostavljenosti do nasprotnih strank, s sedežem na ozemljih drugih držav članic, pristojni organi določijo število dni zamude, ki ni višje od števila, ki so ga določili pristojni organi zadevne države članice.
For exposures to such counterparts situated in the territories of other Member States, the competent authorities shall set a number of days past due which is not higher than the number set by the competent authority of the respective Member State.
Do 31. decembra 2012 lahko države članice za kreditne institucije, katerih ustrezni kazalci za posle trgovanja in prodaje predstavljajo vsaj 50 % skupne vrednosti ustreznih kazalcev za vsa poslovna področja v skladu z odstavki 1 do 4 dela 2 Priloge X, uporabijo odstotek 15 % za poslovno področje "trgovanje in prodaja".
Until 31 December 2012, for credit institutions the relevant indicator for the trading and sales business line of which represents at least 50% of the total of the relevant indicators for all of its business lines accordance with Annex X, Part 2, points 1 to 4, Member States may apply a percentage of 15% to the business line "trading and sales".
Komisija v sodelovanju z državami članicami in ob upoštevanju prispevka Evropske centralne banke redno spremlja, ali ta direktiva v celoti, skupaj z Direktivo 2006/.../ES
The Commission, in cooperation with Member States, and taking into account the contribution of the European Central Bank, shall periodically monitor whether this Directive taken as a whole, together with Directive 2006/.../EC
, znatno vpliva na gospodarski cikel, in glede na navedeni pregled obravnava, ali so upravičeni morebitni popravni ukrepi.
, has significant effects on the economic cycle and, in the light of that examination, shall consider whether any remedial measures are justified.
Komisija do 1. januarja 2012 preveri in poroča o izvajanju te direktive, pri tem posebno pozornost nameni vsem vidikom členov 68 do 73, 80(7), 80(8) in 129 ter Evropskemu parlamentu in Svetu predloži poročilo skupaj z vsemi ustreznimi predlogi.
By 1 January 2012 the Commission shall, review and report on the application of this Directive with particular attention to all aspects of Articles 68 to 73, 80(7), 80(8) and 129, and shall submit this report to the Parliament and the Council together with any appropriate proposals.
Države članice najpozneje do 31. decembra 2006 sprejmejo in objavijo zakone in druge predpise, potrebne za uskladitev s členi 4, 22, 57, 61 do 64, 66, 68 do 106, 108, 110 do 115, 117 do 119, 123 do 127, 129 do 132, 133, 136, 144 do 149 in 152 do 155 ter Prilogami II, III in V do XII.
By 31 December 2006 Member States shall adopt and publish, , the laws, regulations and administrative provisions necessary to comply with Articles 4, 22, 57, 61 to 64, 66, 68 to 106, 108, 110 to 115, 117 to 119, 123 to 127, 129 to 132, 133, 136, 144 to 149 and 152 to 155, and Annexes II, III and V to XII.
Ne glede na odstavek 3 začnejo države članice te predpise uporabljati od 1. januarja 2007.
Notwithstanding paragraph 3, Member States shall apply those provisions from 1 January 2007.
Vključijo tudi izjavo, da se v obstoječih zakonih in drugih predpisih sklici na direktive, razveljavljene s to direktivo, razlagajo kot sklici na to direktivo.
They shall also include a statement that references in existing laws, regulations and administrative provisions to the directives repealed by this Directive shall be construed as references to this Directive.
Države članice določijo način sklicevanja in obliko izjave.
Member States shall determine how such reference is to be made and how that statement is to be formulated.
Države članice od 1. januarja 2008, in ne prej, začnejo uporabljati zakone in druge predpise, potrebne za uskladitev s členoma 87(9) in 105.
Member States shall apply, from 1 January 2008, and no earlier, the laws regulations and administrative provisions necessary to comply with Articles 87(9) and 105.
Direktiva 2000/12/ES, kakor je bila spremenjena z direktivami iz dela A Priloge XIII, se razveljavi brez poseganja v obveznosti držav članic glede rokov za prenos direktiv, navedenih v delu B Priloge XIII.
Directive 2000/12/EC as amended by the Directives set out in Annex XIII, Part A, is hereby repealed without prejudice to the obligations of the Member States concerning the deadlines for transposition of the said Directives listed in Annex XIII, Part B.
Sklicevanje na razveljavljene direktive se razlaga kot sklicevanje na to direktivo in se bere v skladu s korelacijsko tabelo iz Priloge XIV.
References to the repealed Directives shall be construed as being made to this Directive and should be read in accordance with the correlation table in Annex XIV.
SEZNAM DEJAVNOSTI, ZA KATERE VELJA VZAJEMNO PRIZNAVANJE
LIST OF ACTIVITIES SUBJECT TO MUTUAL RECOGNITION
Zbiranje depozitov in drugih vračljivih sredstev
Acceptance of deposits and other repayable funds
Finančni zakup
Financial leasing
Storitve prenosa denarja
Money transmission services
Izdajanje in upravljanje plačilnih sredstev (npr. kreditnih kartic, potovalnih čekov in bančnih menic)
Issuing and administering means of payment (e.g. credit cards, travellers' cheques and bankers' drafts)
Osebna jamstva in obveznosti
Guarantees and commitments
Trgovanje za svoj ali tuj račun:
Trading for own account or for account of customers in:
z instrumenti denarnega trga (čeki, blagajniškimi zapisi, potrdili o vlogi itd.);
money market instruments (cheques, bills, certificates of deposit, etc.);
s tujo valuto;
foreign exchange;
s finančnimi standardiziranimi terminskimi pogodbami in opcijami;
financial futures and options;
z valutnimi in obrestnimi instrumenti; ali
exchange and interest-rate instruments; or
s prenosljivimi vrednostnimi papirji.
transferable securities.
Udeležba v izdaji vrednostnih papirjev in opravljanje s tem povezanih storitev
Participation in securities issues and the provision of services related to such issues
Svetovanje podjetjem na področju strukture kapitala, poslovne strategije in sorodnih zadev ter svetovanje in storitve, povezane z združitvami in nakupi podjetij
Advice to undertakings on capital structure, industrial strategy and related questions and advice as well as services relating to mergers and the purchase of undertakings
Denarno-posredniški posli
Money broking
Upravljanje premoženja in svetovanje
Portfolio management and advice
Hramba in upravljanje z vrednostnimi papirji
Safekeeping and administration of securities
Storitve na področju kreditiranja
Credit reference services
KLASIFIKACIJA ZUNAJBILANČNIH POSTAVK
CLASSIFICATION OF OFF-BALANCE-SHEET ITEMS
Visoko tveganje:
Full risk:
osebna jamstva, ki imajo značaj kreditnih substitutov,
Guarantees having the character of credit substitutes,
kreditni izvedeni finančni instrumenti,
Credit derivatives,
zaznamki na blagajniških zapisih brez navedbe imena druge kreditne institucije,
Endorsements on bills not bearing the name of another credit institution,
regresni posli,
Transactions with recourse,
nepreklicni akreditivi "stand-by", ki imajo značaj kreditnih nadomestkov,
Irrevocable standby letters of credit having the character of credit substitutes,
sredstva, kupljena na podlagi dokončnih nestandardiziranih terminskih nakupov,
Assets purchased under outright forward purchase agreements,
terminski depoziti,
Forward forward deposits,
neplačani del delno plačanih delnic in vrednostnih papirjev,
The unpaid portion of partly-paid shares and securities,
pogodbe o prodaji in ponovnem nakupu sredstev, kakor je opredeljeno v členu 12(3) in (5) Direktive 86/635/EGS, in
Asset sale and repurchase agreements as defined in Article 12(3) and (5) of Directive 86/635/EEC, and
druge postavke, ki predstavljajo veliko tveganje.
Other items also carrying full risk.
Srednje tveganje:
Medium risk:
izdani in potrjeni dokumentarni akreditivi (glej tudi srednje/nizko tveganje),
Documentary credits issued and confirmed (see also "Medium/low risk"),
jamstva in garancije (vključno z garancijo za resnost ponudbe, garancijo za dobro izvedbo posla, carinsko garancijo in garancijo za plačilo davka) ter osebna jamstva, ki nimajo značaja kreditnih nadomestkov,
Warranties and indemnities (including tender, performance, customs and tax bonds) and guarantees not having the character of credit substitutes,
nepreklicni akreditivi "stand-by", ki nimajo značaja kreditnih nadomestkov,
Irrevocable standby letters of credit not having the character of credit substitutes,
neporabljeni kreditni aranžmaji (pogodbe o posojilu, nakupu vrednostnih papirjev, izdaji osebnih jamstev ali akceptih) s prvotno zapadlostjo prek enega leta,
Undrawn credit facilities (agreements to lend, purchase securities, provide guarantees or acceptance facilities) with an original maturity of more than one year,
evropski vrednostni papirji (NIF) in evrokomercialni zapisi (RUF), in
Note issuance facilities (NIFs) and revolving underwriting facilities (RUFs), and
druge postavke, ki predstavljajo srednje tveganje in kakor je obveščena Komisija.
Other items also carrying medium risk and as communicated to the Commission.
Srednje/nizko tveganje:
Medium/low risk:
dokumentarni akreditivi, pri katerih predmet trgovanja predstavlja zavarovanje, in druga kratkoročna posojila z avtomatskim poplačevanjem iz prihodkov,
Documentary credits in which underlying shipment acts as collateral and other self-liquidating transactions,
neporabljeni kreditni aranžmaji (sporazumi o posojilu, nakupu vrednostnih papirjev, izdaji osebnih jamstev ali akceptih) s prvotno zapadlostjo do vključno enega leta ali možnostjo brezpogojnega preklica ob katerem koli času in brez odpovednega roka, ali ki ne učinkovito predvidevajo samodejnega preklica zaradi poslabšanja kreditne sposobnosti kreditojemalca,
Undrawn credit facilities (agreements to lend, purchase securities, provide guarantees or acceptance facilities) with an original maturity of up to and including one year which may not be cancelled unconditionally at any time without notice or that do not effectively provide for automatic cancellation due to deterioration in a borrower's creditworthiness, and
druge postavke, ki predstavljajo srednje/nizko tveganje in kakor je obveščena Komisija.
Other items also carrying medium/low risk and as communicated to the Commission.
Nizko tveganje:
Low risk: