natgillin/translations-raw huggingface dataset:
Člen 45 – odstavek 1
Article 45 – paragraph 1
(7) V členu 45(1) se datum „31. december 2010“ nadomesti z datumom „ 31. december 2012 “.
(7) In Article 45(1) the date "31 December 2010" is replaced by " 31 December 2012 ".
(7) V členu 45(1) se datum „31. december 2010“ nadomesti z datumom „ 31. december 2014 “.
(7) In Article 45(1) the date "31 December 2010" is replaced by " 31 December 2014 ".
(7a) V členu 47 se datum „31. december 2009“ nadomesti z datumom „31. december 2010“.
(7a) In Article 47 the date " 31 December 2009 " is replaced by " 31 December 2010 ".
(8) V členu 48(1) se datum „31. december 2010“ nadomesti z datumom „ 31. december 2012 “.
(8) In Article 48(1) the date "31 December 2010" is replaced by " 31 December 2012 ".
(8) V členu 48(1) se datum „31. december 2010“ nadomesti z datumom „ 31. december 2014 “.
(8) In Article 48(1) the date "31 December 2010" is replaced by " 31 December 2014 ".
Direktiva 2007/64/ES
Directive 2007/64/EC
Spremembe Direktive 2007/64/ES
Amendment to Directive 2007/64/EC
Člen 1(1)(a) Direktive 2007/64/ES se nadomesti z:
Article 1(1)(a) of Directive 2007/64/EC is replaced by the following:
" (a) kreditne institucije v smislu člena 4(1)(a) Direktive 2006/48/ES, vključno s podružnicami v smislu člena 4(3) te direktive, ki jih imajo kreditne institucije v Skupnosti, katerih sedež se nahaja v Skupnosti ali zunaj nje v skladu s členom 38 te direktive;“
" (a) credit institutions within the meaning of Article 4(1)(a) of Directive 2006/48/EC , including branches within the meaning of Article 4(3) of that Directive located in the Community of credit institutions having their head offices inside or, in accordance with Article 38 of that Directive, outside the Community ; "
Člen 3 – odstavek 1
Article 3 – Paragraph 1
1 Države članice najpozneje do 31. januarja 2010 sprejmejo zakone in druge predpise, potrebne za uskladitev s to direktivo.
1 Member States shall bring into force the laws, regulations and administrative provisions necessary to comply with this Directive by 31 January 2010 at the latest.
Države članice se v sprejetih predpisih sklicujejo na to direktivo ali pa sklic nanjo navedejo ob njihovi uradni objavi.
They shall forthwith communicate to the Commission the text of those provisions and a correlation table between those provisions and this Directive.
1 Države članice najpozneje do 31. oktobra 2010 sprejmejo zakone in druge predpise, potrebne za uskladitev s to direktivo.
1 Member States shall bring into force the laws, regulations and administrative provisions necessary to comply with this Directive by 31 October 2010 at the latest.
Navedene predpise uporabljajo od 31. marca 2010 .
They shall apply those provisions from 31 March 2010 .
Navedene ukrepe uporabljajo od 1. januarja 2011 .
They shall apply those measures from 1 January 2011 .
Države članice se v sprejetih predpisih sklicujejo na to direktivo ali pa sklic nanjo navedejo ob njihovi uradni objavi.
When Member States adopt those provisions , they shall contain a reference to this Directive or be accompanied by such a reference on the occasion of their official publication.
Države članice se v sprejetih ukrepih sklicujejo na to direktivo ali pa sklic nanjo navedejo ob njihovi uradni objavi.
When Member States adopt those measures , they shall contain a reference to this Directive or be accompanied by such a reference on the occasion of their official publication.
Ozadje direktive o kapitalskih zahtevah, razlogi za revizijo in stališče poročevalca
Context of the CRD , reasons for Revision and r apporteur ´s position
Poročevalec v splošnem odobrava delo Komisije, saj je korak naprej k izboljšanju bonitetne ureditve, povečanju stabilnosti finančnega sistema in izboljšanju struktur za nadzor čezmejnih bančnih skupin.
The Rapporteur in general welcomes the Commission's work as a step forward to improve prudential regulation, to increase the stability of the financial system and to improve supervisory arrangements of cross-border banking groups.
Poleg tega je do tržnega zloma prišlo po tem, ko je bil predlog spremembe direktive o kapitalskih zahtevah že pripravljen.
Furthermore, much market disruption has occurred only after the CRD proposal had been put on the table.
Čeprav si je Komisija zelo prizadevala, da bi v predlog vključila nekatera področja, kjer so se ob finančni krizi pokazale pomanjkljivosti, na primer obvladovanje likvidnostnega tveganja in listinjenje, ni upoštevala nekaterih pomembnih ugotovitev iz številnih poročil oblikovalcev standardov in mednarodnih organov.
While the Commission has made significant efforts to incorporate in its proposal several areas of weaknesses which have been highlighted by the financial crisis, such as liquidity risk management and securitisation, some important conclusions in the numerous reports of standard setters and international bodies were not reflected in the Commission proposal.
Te se med drugim nanašajo na procikličnost ter geografsko koncentracijo in koncentracijo proizvodov.
These include conclusions concerning pro-cyclicality and geographic and product concentration.
Očitno je, da je vprašanje procikličnosti postalo veliko pomembnejše, in obstaja soglasje, da je treba obravnavati morebitno procikličnost v kapitalskih zahtevah in računovodskem vrednotenju.
It is evident that the pro-cyclicality issue has become much more important and there is a consensus that any pro-cyclicality in capital adequacy rules and accounting valuations needs to be tackled.
Tudi poročevalec meni, da je treba vprašanje procikličnosti proučiti, zato v ta namen predlaga določbo o pregledu.
The Rapporteur believes that there is a need to review the pro-cyclicality issue and proposes a review clause for this purpose.
Opozarja, da je Evropski parlament že pozval Komisijo, naj bo bolj dejavna v finančnem sektorju, na primer pri nadzorni ureditvi, ureditvi bonitetnih agencij (tudi glede vloge teh agencij – zunanjih bonitetnih institucij – v direktivi o kapitalskih zahtevah) in usklajenih minimalnih standardih za posamezne finančne proizvode
The Rapporteur points out that the European Parliament has already called upon the Commission to be more active in the financial sector regarding, for example, supervisory arrangements, regulation of rating agencies (also with regard to the role attributed to rating agencies - ECAIs - under the CRD) and harmonised minimum standards for various financial products
Glede na povedano in pravila, ki veljajo za bonitetne agencije, je treba poudariti, kako pomembno je poskrbeti za usklajen in dosleden pristop k reviziji direktive o kapitalskih zahtevah in predlogu uredbe o bonitetnih agencijah.
In this context, and regarding any rules applicable for rating agencies, it is very important to highlight the need for a consistent and coherent approach between the revision of the CRD and the proposal for a Regulation on Credit Rating Agencies.
Nadzorni režimi
Supervisory arrangements
Predlagani kolegiji nadzornikov so začasen ukrep na poti k novi nadzorni strukturi EU.
The proposed colleges of supervisors are a temporary step forward towards a new EU architecture of supervision.
Finančna kriza je osvetlila pomanjkljivosti nadzora v EU, med drugim modela konsolidacijskega nadzornika.
The financial crisis has highlighted weaknesses in EU supervision and in the consolidating supervisor model.
Poskrbeti je treba za nadaljnje povezovanje nadzornikov.
Further supervisory integration is necessary.
Komisija bi morala pripraviti predlog, v katerem bi upoštevala spoznanja, ki jih je prinesla finančna kriza.
The Commission should come up with a proposal which takes into account the lessons of the financial crisis .
Predlog bi moral obravnavati tudi finančno stabilnost EU in upoštevati izid vzporednih razprav o nadzorni ureditvi, med drugim pričakovano poročilo skupine na visoki ravni pod vodstvom Jacquesa de Larosièra o čezmejnem finančnem nadzoru.
The proposal should address financial stability in the EU and reflect the outcome of parallel discussions on supervisory arrangements, including the upcoming report of the High level Group on cross-border financial supervision under the leadership of J. de Larosière.
Rezultat predloga naj bi bil decentraliziran evropski sistem bančnih nadzornikov, ki bi se zgledoval po evropskem sistemu centralnih bank.
Such proposal could, building on the model of the European System of Central Banks, aim to establish a decentralised European System of Banking Supervisors.
Poročevalec meni, da je finančna kriza razkrila pomanjkljivosti v obstoječi nadzorni ureditvi EU.
The Rapporteur believes that the crisis has revealed weaknesses in the current EU arrangements for supervision.
Povrhu tega nacionalni pristojni organi ne morejo predvideti ter učinkovito in usklajeno obvladovati čezmejnih finančnih kriz.
Furthermore, national competent authorities do not have the ability to foresee and to handle a cross-border financial crisis efficiently and in a coordinated manner.
Finančna kriza je osvetlila tudi šibke točke modela konsolidacijskega nadzornika.
The financial crisis has also highlighted weaknesses of consolidating supervisor model.
Ker se bančni sektor v EU vse bolj povezuje in ker je obstoječa nadzorna struktura pomanjkljiva, je treba poiskati uravnoteženo rešitev za nadzorno ureditev EU, s čimer se bo po eni strani izboljšala učinkovitost nadzora, povečala finančna stabilnost ter okrepilo zaupanje v banke in finančne storitve nasploh, po drugi strani pa olajšalo poslovanje čezmejnih subjektov.
Given the advanced integration of the banking sector in the EU, and having regard to the weaknesses in present supervisory arrangements, there is a need to find a balanced solution to the EU supervisory arrangements, which, on the one hand, would improve the effectiveness of supervision, strengthen financial stability and rebuild trust in banks and financial services more generally and, on the other hand, would facilitate the business of cross-border entities.
Poročevalec pozdravlja predlog o ustanovitvi kolegijev nadzornikov za vse čezmejne banke in zahtevo, da nadzorniki, ki sodelujejo v teh kolegijih, razpravljajo in se sporazumejo o posebnih vprašanjih z mehanizmi mediacije prek Odbora evropskih bančnih nadzornikov (CEBS).
The Rapporteur welcomes the proposal to establish colleges of supervisors for all cross-border banks and to require supervisors participating in those colleges to discuss and agree on specific issues with mediation mechanism via the Committee of European Banking Supervisors (CEBS).
Prav tako odobrava okrepljeno sodelovanje in izmenjavo podatkov pri kriznem upravljanju.
Strengthened cooperation and information exchange in crisis management are also welcomed.
Kljub temu ocenjuje, da so kolegiji nadzornikov le začasen ukrep na poti k novi nadzorni strukturi.
However, he considers that the colleges of supervisors are a temporary step towards a new architecture of supervision.
Kar zadeva vlogo konsolidacijskega nadzornika in povečanje njegovih pooblastil (na primer da ima zadnjo besedo, če se kolegij ne more sporazumeti o skupni izjavi o poročanju in kapitalskem dodatku), poročevalec razume zadržke držav članic, ki so države gostiteljice, glede predlagane vloge „glavnega nadzornika“.
As regards the role of the consolidating supervisor and reinforcing its power (such as giving it the final say if a joint decision on reporting and capital add-on has not been reached by a college), the Rapporteur respects the concerns of Member States that are the in position of host country regarding the proposed role of the "Lead Supervisor".
Prizadevati si je treba za nadaljnje povezovanje nadzornikov, da bo mogoče doseči ustrezno raven nadzornega zbliževanja in sodelovanja v EU ter prispevati k stabilnosti finančnega sistema.
In order to achieve the necessary level of EU supervisory convergence and cooperation, and to underpin the stability of the financial system, further supervisory integration must be pursued.
Poročevalec meni, da bi moralo takšno povezovanje privesti k decentraliziranemu evropskemu sistemu bančnih nadzornikov, ki bi se zgledoval po evropskem sistemu centralnih bank.
The Rapporteur believes such integration should result into a decentralised European System of Banking Supervisors building on the model of the European System of Central Banks.
V ta namen naj bi Komisija pripravila ustrezne predloge do 1. januarja 2010.
To this purpose the Commission should come up with appropriate proposals by January 1, 2010.
Prav tako bi morala upoštevati izid razprave o teh vprašanjih v skupinah strokovnjakov, še zlasti v skupini na visoki ravni o čezmejnem finančnem nadzoru (Larosièrovi skupini), in spoznanja, ki jih je prinesla finančna kriza.
The Commission should also take into account the outcomes of discussions by expert groups on these issues, in particular, those of the High Level Group on cross-border financial supervision (Larosière Group) and the lessons from the financial crisis.
Ker naj bi obvezni kolegiji prav tako imeli vlogo v novi nadzorni strukturi EU, poročevalec odobrava obstoječe besedilo predloga.
As the mandatory colleges should also play a role in any new EU architecture of supervision, the current text is welcomed.
Doslednost in usklajenost kolegijev bi bilo treba zagotoviti s smernicami Odbora evropskih bančnih nadzornikov (CEBS).
Consistency between colleges and coordination of colleges should be ensured via CEBS guidelines.
Zaenkrat naj bi imel konsolidacijski nadzornik zadnjo besedo na konsolidirani ravni, na lokalni ravni pa naj bi končne odločitve še vedno sprejemali pristojni organi, odgovorni za nadzor na tej ravni.
For the time being the consolidated supervisor should have the last say on the consolidated level, whereas the last say on the local level should remain with the competent authorities responsible for supervision at this level.
Enotno evropsko poročanje bi bilo treba uvesti do konca leta 2012, saj različne oblike poročanja v posameznih kolegijih ne bodo prispevale k nadzornemu zbliževanju.
Single European reporting should be put in place by the end of 2012, as different reporting in various colleges would not lead to further supervisory integration.
Poročevalec v splošnem odobrava strožja pravila listinjenja.
The Rapporteur in general welcomes stricter rules on securitisation.
Strinja se, da bi morali originatorji nositi določen delež tveganja, ki izhaja iz izpostavljenosti, ki jih listinijo, in da je treba od vlagateljev zahtevati ustrezno skrbnost.
He agrees that originators should hold a certain percentage of the risk arising from the exposures that they securitise and that further due diligence should be required from the investor.
Vlagateljem bi bilo treba dati na voljo podrobne informacije in zahtevati, da opravijo bolj poglobljene analize.
Detailed information has to be available to investors, who should be required to carry out more rigorous analysis.
Poročevalec meni, da je treba znova vzpostaviti zaupanje v trg vrednostnih papirjev in da nova pravila ne bi smela ovirati delovanja tega trga.
The Rapporteur also considers that there is a need to rebuild trust in the securitisation market and that any new rules should not disable the functioning of the market.
Zato predlaga, da se predlog Komisije spremeni tako, da se upošteva utemeljene pomisleke sektorja in potrebo po večji varnosti za vlagatelje.
Hence his proposed amendments to the Commission proposal take into account the legitimate concerns of industry and the need for more security for investors.
Predlaga tudi razlikovanje med listinjenjem, kjer originator ali sponzor zadrži delež premoženja ali je vir tega premoženja, in listinjenjem, kjer originator ali sponzor nima take vloge.
The Rapporteur proposes that one should distinguish between securitisations, where the originator or sponsor retains an interest in the underlying assets and originates those assets, and securitisations, where the originator or sponsor has no such involvement.
V prvem primeru so interesi originatorja ali sponzorja in vlagateljev že usklajeni, zato predlog Komisije ni smiseln.
In the former case the interests of the originator or sponsor and the investors are already aligned, so that the rationale for much of the Commission proposal falls away.
V drugem primeru je predlog smiseln, zadržani delež pa bi moral biti večji, da bi bil učinkovit, in sicer bi moral znašati 10 odstotkov.
In the latter case the rationale applies and the retention should be more substantial at 10 per cent to be an effective deterrent.
Kazen za kršitve določb o razkritju in ustrezni skrbnosti, ki jih je predlagala Komisija, je treba prilagoditi resnosti kršitve v skladu s presojo zadevnega nadzornika.
The Commission's proposed penalty for non-compliance with disclosure and due diligence obligations should be scaled according to the gravity of the failure and reflect the relevant supervisor's judgement.
Velike izpostavljenosti
Large exposures
Poročevalec se strinja s predlogom Komisije glede ureditve za veliko izpostavljenost.
The Rapporteur agrees with the Commission proposals for the large exposure regime.
Ker medbančna izpostavljenost ni brez tveganja, je treba ureditev prilagoditi in poenostaviti.
As inter-bank exposures are not risk-free the adjustments and simplification of the regime are welcomed.
Kljub spremembam ureditve za veliko izpostavljenost je likvidnost bančnih sistemov zagotovljena.
Despite the amendments to the large exposure regime the liquidity of the banking system seems to be assured.
Tudi ureditev za manjše banke je ustrezna.
In addition, the regulation for smaller banks seems appropriate.
Po mnenju poročevalca predlog Komisije, da se komitološka pristojnost razširi, tako da bo obsegala spreminjanje odstotne meje za veliko izpostavljenost, presega nujno potrebno raven (ki je omejena na vključitev priloge III med priloge, ki jih Komisija že lahko spreminja s komitologijo).
The Rapporteur is of the view that the Commission proposal to add comitology powers to alter the percentage limit for large exposures goes beyond what is strictly necessary (which is limited to adding Annex III to the annexes that the Commission can already amend by comitology).
Poročevalec pozdravlja jasno in usklajeno ureditev hibridov (vrednostnih papirjev, ki imajo značilnosti lastniških in dolžniških finančnih instrumentov) na ravni EU.
The Rapporteur welcomes clear and harmonised EU regulation of hybrids (securities that contain features of both equity and debt).
Tako bi se morala izboljšati kakovost kapitala, vlagatelji pa bi imeli boljšo izbiro.
This should improve the quality of capital, while providing choice to investors.
O pravilih za hibridne finančne instrumente se je že dogovoril Baselski odbor za bančni nadzor, vendar niso bila upoštevana v ureditvi EU.
The rules on hybrids have been previously agreed in the Basel Committee on Banking Supervision, but had not been implemented in EU regulation.
Finančna kriza je pokazala, kako pomembno je, da imajo banke v obdobju krize zadosten varnostni kapital.
However, the financial crisis demonstrates how important a strong core capital buffer is for banks when facing turbulent times.
Zato poročevalec predlaga spremembo besedila, da bo bolj poudarjeno, kako pomembno je imeti dovolj temeljnega kapitala, s katerim je mogoče pokriti izgube.
Therefore, the Rapporteur proposes an amendment that further underlines the importance of a strong core capital base able to absorb losses.
Predlaga tudi natančnejšo opredelitev in pojasnilo v uvodni izjavi, ki jo predlaga Komisija.
The Rapporteur also proposes some further precision and clarification in the recital proposed by the Commission.
Obvladovanje likvidnostnega tveganja
Liquidity risk management
Bonitetne agencije
Rating agencies
Parlament je v zvezi s komitološkim predlogom Komisije glede direktive o kapitalskih zahtevah že opozoril, da mora biti ureditev bonitetnih agencij (v omenjeni direktivi „zunanjih bonitetnih institucij“) dosledna in usklajena.
The Parliament has already pointed out in relation to the Commission CRD comitology proposal that regulation of credit rating agencies ("ECAIs" in CRD terminology) should be consistent and coherent.
V praksi to pomeni, da je treba ureditev za bonitetne agencije v direktivi o kapitalskih zahtevah uskladiti z novo uredbo o bonitetnih agencijah in enemu od teh predlogov za soodločanje dodati ustrezno revidiran komitološki predlog o zunanjih bonitetnih institucijah .
In practice, this means aligning the regulation of credit rating agencies (CRAs) in the CRD with the new CRA Regulation and adding the comitology proposal concerning ECAIs, appropriately revised, to either of these co-decision proposal .
PREDLOG PRIPOROČILA (B6-0373/2007)...........................................................................14
PROPOSAL FOR A RECOMMENDATION (B6‑0373/2007)................................................14
o novem sporazumu EU-Rusija
on the new EU-Russia agreement
- ob upoštevanju predloga priporočila Svetu o odnosih med EU in Rusijo, ki ga je v imenu skupine ALDE pripravil Janusz Onyszkiewicz ( B6-0373/2007 ),
- having regard to the proposal for a recommendation to the Council by Janusz Onyszkiewicz on behalf of the ALDE Group on relations between the EU and Russia ( B6‑0373/2007 ),
- ob upoštevanju sporazuma o partnerstvu in sodelovanju med Evropskimi skupnostmi in njihovimi državami članicami na eni strani ter Rusko federacijo na drugi strani
- having regard to the Partnership and Cooperation Agreement (PCA) between the European Communities and their Member States, of the one part, and the Russian Federation, of the other part
1. , ki je začel veljati 1. decembra 1997 in je prenehal veljati leta 2007, njegova veljavnost pa je bila samodejno podaljšana,
1. , which entered into force on 1 December 1997 and expired in 2007 but has been automatically prolonged,
- ob upoštevanju sklepa Sveta z dne 26. maja 2008 o začetku pogajanj o novem sporazumu z Rusko federacijo in obnovitve pogajanj decembra 2008,
- having regard to the Council decision of 26 May 2008 to open negotiations with the Russian Federation on a new agreement and the resumption of those negotiations in December 2008,
- ob upoštevanju ciljev EU in Rusije iz skupne izjave po srečanju na vrhu v Sankt Peterburgu 31. maja 2003 o tem, da se oblikuje skupen gospodarski prostor, skupen prostor svobode, varnosti in pravice, prostor sodelovanja na področju zunanje varnosti in prostor raziskav in izobraževanja, ki bo vključeval kulturne vidike, ter časovnih načrtov, ki so bili sprejeti za tem,
- having regard to the objective of the EU and Russia, set out in the joint statement issued following the St Petersburg Summit held on 31 May 2003, to set up a common economic space, a common space of freedom, security and justice, a space of cooperation in the field of external security and a space of research and education, including cultural aspects and subsequently adopted road maps,
- ob upoštevanju sporazuma med Rusko federacijo in Evropsko skupnostjo iz leta 2006 o poenostavitvi vizumskih postopkov in ponovnem sprejemu,
- having regard to the 2006 agreement between the Russian Federation and the European Community on visa facilitation and readmission,
– ob upoštevanju evropske energetske listine, podpisane 17. decembra 1991, in pogodbe o energetski listini, ki je sledila in jo je bilo mogoče podpisati po 17. decembru 1994, veljati pa je začela aprila 1998, ter je pravno zavezujoča za vse pogodbene strani, ki so ratificirale pogodbo o energetski listini, in tiste, ki niso zavrnile sodelovanja pri začasni uporabi pogodbo o energetski listini do začetka veljave v skladu s členom 45(2), ter energetskega dialoga med EU in Rusijo, ki je bil vzpostavljen na šestem vrhu med EU in Rusijo v Parizu 30. oktobra 2000,
– having regard to the European Energy Charter signed on 17 December 1991 and the subsequent Energy Charter Treaty (ECT), which was opened for signature on 17 December 1994 and which entered into force in April 1998, and which is legally binding between all Contracting Parties that have ratified the ECT and those which did not opt out of applying the ECT provisionally pending its entry into force, pursuant to Article 45(2), and to the EU-Russia Energy Dialogue instituted at the sixth EU-Russia Summit held in Paris on 30 October 2000,