natgillin/translations-raw huggingface dataset:
EU ne bi smela priznati sistemov jamstva drugih držav brez dodatnih zahtev.
If countries think about introducing collateral systems, the EU should not appreciate them without additional requirements.
Člen 183 – odstavek 3 a (novo)
Article 183 – paragraph 3 a (new)
Poleg tega se priskrbijo posebne informacije za pravilno razumevanje tveganj v pogodbi, ki jih zavarovalec prevzame.
In addition, specific information shall be supplied in order to provide a proper understanding of the risks underlying the contract which are assumed by the policyholder.
Namen predloga spremembe je dopolniti določbe v predlogu Komisije, kar zadeva varstvo zavarovalcev in informacije, skupaj s členoma 180 in 181.
This amendment aims at strengthening the provisions in the Commission’s proposal as regards policyholder protection and information together with Articles 180 and 181.
Člen 183 a (novo)
Article 183 a (new)
Člen 183a
Article 183a
Informacije za zavarovalce: presežek sredstev
Information for policyholders: surplus funds
Poleg informacij iz člena 183 mora biti zaradi zahtev o solventnosti zavarovalec pred sklenitvijo pogodbe o življenjskem zavarovanju obveščen o uporabi presežka sredstev iz člena 90(2).
In addition to the information referred to in Article 183, the use of surplus funds under Article 90(2) shall be communicated to the policyholder for solvency requirement purposes before the conclusion of the life insurance contract .
O uporabi skupnih realiziranih dobičkov, namenjenih za vse kršitve standardnih kapitalskih zahtev, bi morali obvestiti zavarovalce v okviru informacij, ki se posredujejo pred podpisom pogodbe.
The use of collectively assigned realised profits for any breaches of Standard Capital Requirement should be communicated to the policy holders as part of the information before signing the contract.
Da je to pomembno, je potrdila tudi preiskava v primeru zavarovalnice Equitable Life.
The importance of this was also shown in the case of the inquiry of Equitable Life.
Člen 208 – odstavek 1
Article 208 – paragraph 1
Države članice zagotovijo, da so zavarovalnice in pozavarovalnice, ki sklepajo pogodbe končnega pozavarovanja ali izvajajo dejavnosti končnega pozavarovanja, sposobne ustrezno spremljati, upravljati in nadzorovati nevarnosti, ki izhajajo iz teh pogodb ali poslov, ter poročati o njih.
Member States shall ensure that insurance and reinsurance undertakings which conclude finite reinsurance contracts or carry on finite reinsurance activities are able to properly monitor, manage, control and report the risks arising from those contracts or activities.
Države članice zagotovijo, da so zavarovalnice in pozavarovalnice, ki sklepajo pogodbe končnega pozavarovanja ali izvajajo dejavnosti končnega pozavarovanja, sposobne ustrezno opredeliti, meriti, spremljati, upravljati in nadzorovati nevarnosti, ki izhajajo iz teh pogodb ali poslov, ter poročati o njih.
Member States shall ensure that insurance and reinsurance undertakings which conclude finite reinsurance contracts or carry on finite reinsurance activities are able to properly identify, measure, monitor, manage, control and report the risks arising from those contracts or activities.
Člen 210 – odstavek 1 – točka (c)
Article 210 – paragraph 1 – point c
(c) „skupina“ pomeni skupino podjetij , ki jo sestavljajo udeleženo podjetje, njegova hčerinska podjetja in subjekti, v katerih so udeleženo podjetje ali njegova hčerinska podjetja udeleženi, pa tudi podjetja, ki so med seboj povezana na način, ki ga določa člen 12(1) Direktive 83/349/EGS;
(c) "group" means a group of undertakings , which consists of a participating undertaking, its subsidiaries and the entities in which the participating undertaking or its subsidiaries hold a participation, as well as undertakings linked to each other by a relationship as set out in Article 12(1) of Directive 83/349/EEC;
(c) „skupina“ pomeni skupino podjetij :
(c) "group" means a group of undertakings :
(i) ki jo sestavljajo udeleženo podjetje, njegova hčerinska podjetja in subjekti, v katerih so udeleženo podjetje ali njegova hčerinska podjetja udeleženi, pa tudi podjetja, ki so med seboj povezana na način, ki ga določa člen 12(1) Direktive 83/349/EGS; ali
(i) that consists of a participating undertaking, its subsidiaries and the entities in which the participating undertaking or its subsidiaries hold a participation, as well as undertakings linked to each other by a relationship as set out in Article 12(1) of Directive 83/349/EEC ; or
(ii) ki temelji na pogodbenem razmerju ali drugem dejanskem priznanju močnih in trajnih finančnih povezav med temi podjetji in ki lahko vsebuje vzajemna podjetja oziroma podjetja, ki delujejo po načelu vzajemnosti, pod pogojem, da:
(ii) that is based on a contractual or other material recognition of long-lasting strong and sustainable financial links among all those undertakings, and that may include mutual or mutual-type associations, provided that :
– osrednja uprava učinkovito izvaja prevladujoč vpliv pri odločitvah, tudi finančnih, vseh podjetij v skupini; in
- centralised coordination effectively exercises a dominant influence over the decisions, including financial decisions, of all undertakings that are part of the group; and
– je za vzpostavitev ali razpustitev takšnega finančnega razmerja za namene tega naslova potrebna predhodna odobritev nadzornika skupine.
- the establishment and dissolution of such relationships for the purposes of this Title are subject to prior approval by the group supervisor .
Podjetje, ki opravlja naloge osrednje uprave, velja za udeleženo podjetje ali matično podjetje, kjer je to ustrezno, vsa preostala podjetja pa veljajo za povezana podjetja ali hčerinska podjetja, kjer je to ustrezno;
The undertaking performing the centralised coordination shall be deemed to be the participating undertaking or, where appropriate, the parent undertaking, and all other undertakings shall be deemed to be related undertakings or, where appropriate, subsidiaries;
Pooblastila in naloge nadzornika skupine so v besedilu Komisije omejene na skupine, ki jih sestavljajo matična in hčerinska podjetja.
Group supervision rights and duties are in the proposed Commission text limited to groups with a parent/subsidiary constellation.
Podobna situacija pa obstaja tudi v zavarovalnih skupinah in skupinah (holdingih), ki poleg zavarovalništva opravljajo še druge dejavnosti, temelječih na pogodbenih razmerjih.
There are however insurance groups and/or mixed-activity insurance (holding) companies based on contractual relations, where a similar situation exists.
Nadzor skupine bi moral biti namenjen tudi njim.
Group supervision should also benefit these groups.
Člen 210 – odstavek 1 – točka (d a) (novo)
Article 210 – paragraph 1 – point d a (new)
(da) „kolegij nadzornikov“ pomeni stalno, vendar prilagodljivo sestavo za sodelovanje in usklajevanje med nadzornimi organi zadevnih držav članic;
(da) "college of supervisors" means a permanent but flexible structure for cooperation and coordination among the supervisory authorities of the Member States concerned;
Da bo mogoče kolegij nadzornikov uvesti kot pravno zahtevo pri čezmejnem nadzoru zavarovalniških skupin, je treba v okvirno direktivo vključiti to opredelitev.
To ensure introduction of colleges of supervisors as a legal requirement for cross-boarder insurance group supervision, a definition needs to be introduced into the Framework Directive.
Člen 212 – odstavek 2 – pododstavek 4
Article 212 – paragraph 2 – subparagraph 4
Če nadzornik skupine zavarovalnice ali pozavarovalnice ne vključi v nadzor skupine na podlagi enega od primerov iz točk (b) in (c) prvega pododstavka, lahko nadzorni organi države članice, kjer se to podjetje nahaja, prosijo podjetje, ki je na čelu skupine, za podatke, ki lahko poenostavijo njihov nadzor nad zadevno zavarovalnico ali pozavarovalnico.
Where the group supervisor does not include an insurance or reinsurance undertaking in the group supervision under one of the cases provided for in points (b) and (c) of the first subparagraph, the supervisory authorities of the Member State in which that undertaking is situated may ask the undertaking which is at the head of the group for any information which may facilitate their supervision of the insurance or reinsurance undertaking concerned.
Če nadzornik skupine meni, da zavarovalnica ali pozavarovalnica ne sme biti vključena v nadzor skupine na podlagi enega od primerov iz točk (b) in (c) prvega pododstavka, se pred sprejetjem odločitve posvetuje z nadzornim organom države članice, kjer se to podjetje nahaja .
Where the group supervisor is of the opinion that an insurance or reinsurance undertaking should not be included in the group supervision under one of the cases provided for in points (b) and (c) of the first subparagraph, it shall consult the supervisory authorities of the Member State in which that undertaking is situated before taking a decision.
Nadzorni organi države članice, kjer se to podjetje nahaja, lahko prosijo podjetje, ki je na čelu skupine, za podatke, ki lahko poenostavijo njihov nadzor nad zadevno zavarovalnico ali pozavarovalnico.
The supervisory authorities of the Member State in which that undertaking is situated may ask the undertaking which is at the head of the group for any information which may facilitate their supervision of the insurance or reinsurance undertaking concerned.
Vsi sodelujoči nadzorniki morajo imeti možnost oceniti stanje na podlagi enake količine podatkov.
All supervisors involved in should be able to judge a situation based on the same amount of information.
Če nadzorniki ne dosežejo soglasja, pride v poštev strokovno mnenje tretje stranke, ki zastopa neodvisno stališče.
Where concerned supervisors cannot come to an agreement, it is useful to receive qualified advice from a third party that provides an independent view.
S tem se odpravijo težave z agencijami / upravljanjem, do katerih je prihajalo pri prvotnem predlogu.
The agency / governance problem that arose in the original proposal has therewith been eliminated.
Člen 220 – odstavek 2
Article 220 – paragraph 2
Brez poseganja v odstavek 1 se lahko naslednje upošteva pri izračunu le, če izpolnjuje pogoje za kritje zahtevanega solventnostnega kapitala zadevnega povezanega podjetja:
Without prejudice to paragraph 1, the following may only be included in the calculation in so far as they are eligible for covering the Solvency Capital Requirement of the related undertaking concerned :
Brez poseganja v odstavek 1 se lahko vpisan, vendar ne v celoti vplačan kapital zavarovalnice ali pozavarovalnice, povezane z udeleženo zavarovalnico ali pozavarovalnico, za katero se izračunava solventnost skupine, upošteva pri izračunu le, če izpolnjuje pogoje za kritje zahtevanega solventnostnega kapitala zadevnega povezanega podjetja.
Without prejudice to paragraph 1, any subscribed but not paid-up capital of a related insurance or reinsurance undertaking of the participating insurance or reinsurance undertaking for which the group solvency is calculated may be included in the calculation only in so far as it is eligible for covering the Solvency Capital Requirement of the related undertaking concerned .
(a) rezerve iz dobička in prihodnji dobički, ki nastajajo v povezani življenjski zavarovalnici ali pozavarovalnici udeležene zavarovalnice ali pozavarovalnice, za katero se izračunava solventnost skupine;
(a) profit reserves and future profits arising in a related life insurance or reinsurance undertaking of the participating insurance or reinsurance undertaking for which the group solvency is calculated;
(b) vpisan, vendar ne v celoti vplačan kapital povezane zavarovalnice ali pozavarovalnice udeležene zavarovalnice ali pozavarovalnice, za katero se izračunava solventnost skupine.
(b) any subscribed but not paid-up capital of a related insurance or reinsurance undertaking of the participating insurance or reinsurance undertaking for which the group solvency is calculated.
(c) vpisan, vendar nevplačan kapital povezane zavarovalnice ali pozavarovalnice, ki predstavlja možno obveznost druge povezane zavarovalnice ali pozavarovalnice iste udeležene zavarovalnice ali pozavarovalnice.
(c) any subscribed but not paid-up capital of a related insurance or reinsurance undertaking which represents a potential obligation on the part of another related insurance or reinsurance undertaking of the same participating insurance or reinsurance undertaking.
Rezerve iz dobička in prihodnji dobički so računovodski pojmi, ki niso v skladu z načeli o realnem vrednotenju, ki v skladu s to direktivo veljajo za podjetja.
Profit reserves and future profits are accounting concepts that are not in line with the realistic valuation principles to which undertakings are subject according to this Directive.
Zato jih je treba črtati.
It therefore needs to be eliminated.
Člen 220 – odstavek 3
Article 220 – paragraph 3
Če nadzorni organi menijo, da nekatera lastna sredstva, ki izpolnjujejo pogoje za zahtevani solventnostni kapital povezane zavarovalnice ali pozavarovalnice, razen tiste iz odstavka 2, ne morejo biti dejansko na razpolago za pokrivanje zahtevanega solventnostnega kapitala udeležene zavarovalnice ali pozavarovalnice, za katero se izračunava solventnost skupine, se lahko ta sredstva vključijo v izračun le, če izpolnjujejo pogoje za kritje zahtevanega solventnostnega kapitala povezanega podjetja.
If the supervisory authorities consider that certain own funds eligible for the Solvency Capital Requirement of a related insurance or reinsurance undertaking other than those referred to in paragraph 2 cannot effectively be made available to cover the Solvency Capital Requirement of the participating insurance or reinsurance undertaking for which the group solvency is calculated, those own funds may be included in the calculation only in so far as they are eligible for covering the Solvency Capital Requirement of the related undertaking.
Če nekatera lastna sredstva, ki izpolnjujejo pogoje za zahtevani solventnostni kapital povezane zavarovalnice ali pozavarovalnice, razen tiste iz odstavka 2, ne morejo biti dejansko na razpolago za pokrivanje zahtevanega solventnostnega kapitala udeležene zavarovalnice ali pozavarovalnice, za katero se izračunava solventnost skupine, se lahko ta sredstva vključijo v izračun le, če izpolnjujejo pogoje za kritje zahtevanega solventnostnega kapitala povezanega podjetja.
Where certain own funds eligible for the Solvency Capital Requirement of a related insurance or reinsurance undertaking other than those referred to in paragraph 2 cannot effectively be made available to cover the Solvency Capital Requirement of the participating insurance or reinsurance undertaking for which the group solvency is calculated, those own funds may be included in the calculation only in so far as they are eligible for covering the Solvency Capital Requirement of the related undertaking.
Člen 225 – odstavek 1 – pododstavek 1
Article 225 – paragraph 1 – subparagraph 1
Pri izračunavanju solventnosti skupine zavarovalnice ali pozavarovalnice, ki je udeleženo podjetje v zavarovalnici ali pozavarovalnici tretje države, se ta zavarovalnica ali pozavarovalnica tretje države samo za namene izračuna obravnava kot povezana zavarovalnica ali pozavarovalnica.
When calculating the group solvency of an insurance or reinsurance undertaking which is a participating undertaking in a third-country insurance or reinsurance undertaking, the latter shall be treated solely for the purposes of the calculation as a related insurance or reinsurance undertaking.
Pri izračunavanju solventnosti skupine zavarovalnice ali pozavarovalnice, ki je udeleženo podjetje v zavarovalnici ali pozavarovalnici tretje države, v skladu s členom 231 se ta zavarovalnica ali pozavarovalnica tretje države samo za namene izračuna obravnava kot povezana zavarovalnica ali pozavarovalnica.
When calculating , in accordance with Article 231, the group solvency of an insurance or reinsurance undertaking which is a participating undertaking in a third-country insurance or reinsurance undertaking, the latter shall , solely for the purposes of the calculation , be treated as a related insurance or reinsurance undertaking.
Po mnenju Komisije 1 direktiva omogoča, da se pri izračunu konsolidiranega zahtevanega solventnostnega kapitala učinek diverzifikacije upošteva za celotno skupino, ne samo znotraj EU.
According to the Commission 1 , the Directive allows diversification effects to be taken into account across a whole group, and not just within the EU, when calculating the SCR on a consolidated basis.
Po drugi strani pa metoda odštevanja in seštevanja pri izračunu zahtevanega solventnostnega kapitala zahteva, da je tretja država enakovredna, preden je mogoče upoštevati učinke razpršitve.
On the other hand, the deduction and aggregation method of calculating the SCR requires a third country to be equivalent before diversification benefits can be taken into account.
Ta predlog spremembe razlikuje med dvema metodama izračuna in pojasnjuje, da bi izračunu konsolidiranega kapitala ni mogoče določiti poljubnih meja za koristi razpršitve.
This amendment distinguishes between the two calculation methods, clarifying that arbitrary limits cannot be placed on diversification benefits when using the consolidated method.
1 Pismo Jorgena Holmquista, generalnega direktorja GD za notranji trg, Thomasu Steffenu, predsedniku CEIOPS-a, z dne 23. januarja 2008
1 Letter from Jorgen Holmquist, Director-General, DG Markt, to Thomas Steffen, CEIOPS Chairman, dated 23 January 2008
Člen 225 – odstavek 2 – pododstavek 2
Article 225 – paragraph 2 – subparagraph 2
Nadzornik skupine se pred sklepom glede enakovrednosti posvetuje z drugimi zadevnimi nadzornimi organi in Odborom evropskih nadzornikov za zavarovanja in poklicne pokojnine .
The group supervisor shall consult the other supervisory authorities concerned , and the Committee of European Insurance and Occupational Pensions Supervisors , before taking a decision on equivalence .
Nadzornik skupine se pri tem posvetuje z drugimi zadevnimi nadzornimi organi in odborom CEIOPS .
In so doing, the group supervisor shall consult the other supervisory authorities concerned and CEIOPS .
Odstavek 2 navaja, da nadzornik skupine odloča o enakovrednosti, medtem ko je v odstavku 3 ta pristojnost podeljena Komisiji.
In paragraph 2 it is said that the group supervisor decides on equivalence, whereas in paragraph 3 this power is given to the Commission.
Odstavek 2 je treba spremeniti, saj je treba pojasniti, da je za to pristojna Komisija.
In order to clarify that such power belongs to the Commission, paragraph 2 needs to be modified.
Člen 225 – odstavek 3
Article 225 – paragraph 3
Komisija po posvetovanju z Odborom evropskih nadzornikov za zavarovanja in poklicne pokojnine in v skladu s postopkom iz člena 304(2) sprejme sklep o tem, ali je režim solventnosti v tretji državi enakovreden tistemu iz poglavja VI naslova I.
The Commission shall adopt , after consultation of the European Insurance and Occupational Pensions Committee and in accordance with the procedure referred to in Article 304(2), a decision as to whether the solvency regime in a third country is equivalent to that laid down in Title I, Chapter VI.
Komisija lahko sprejme sklep o tem, ali je režim solventnosti v tretji državi enakovreden tistemu iz poglavja VI naslova I , pri tem pa upošteva načelo vzajemnega priznanja .
The Commission may adopt a decision as to whether the solvency regime in a third country is equivalent to that laid down in Title I, Chapter VI, in accordance with the principle of mutual recognition .
Ti sklepi se redno pregledujejo, da se upoštevajo morebitne spremembe režima solventnosti iz poglavja VI naslova I in režima solventnosti v tretji državi.
These decisions shall be regularly reviewed to take into account any changes to the solvency regime laid down in Title I, Chapter VI, and to the solvency regime in the third country.
Člen 225 – odstavek 3 a (novo)
Article 225 – paragraph 3 a (new)
Če Komisija ne sprejme sklepa iz odstavka 3, režim tretje države ne velja za enakovrednega režimu, določenemu s to direktivo in pripadajočimi izvedbenimi ukrepi.
Where the Commission has not adopted a decision in accordance with paragraph 3, the third-country regime is presumed not to be equivalent to the regime provided for in this Directive and its implementing measures.
Takšno predpostavko je mogoče ovreči.
Such a presumption shall be rebuttable.
Predlog spremembe uvaja ovrgljivo predpostavko o neenakovrednosti režima tretje države.
The amendment suggests that there is a rebuttable presumption on the non-equivalence of the third-country regime.
Člen 225 – odstavek 4 – pododstavek 1
Article 225 – paragraph 4 – subparagraph 1
Če Komisija sprejme sklep v skladu z odstavkom 3, da je režim solventnosti tretje države enakovreden, se odstavek 2 ne uporablja.
When a decision adopted by the Commission in accordance with paragraph 3 concludes as to the equivalence of the solvency regime in a third country, paragraph 2 shall not apply.
Glej obrazložitev pri predlogu spremembe k pododstavku 2 člena 225(2), ki ga je predlagal Antolín Sánchez Presedo.
See justification to amendment proposed by Mr. Sánchez Presedo to Article 225 paragraph 2 subparagraph 2.
Člen 228 – odstavek 2 – pododstavek 2 – točka (b)
Article 228 – paragraph 2 – subparagraph 2 – point b
(b) sorazmernega deleža zahtevanega minimalnega kapitala povezanih zavarovalnic ali pozavarovalnic.
(b) the proportional share of the Minimum Capital Requirement of the related insurance or reinsurance undertakings.
(b) sorazmernega deleža zahtevanega minimalnega kapitala povezanih zavarovalnic in pozavarovalnic.
(b) the proportional share of the Minimum Capital Requirement of the related insurance and reinsurance undertakings.
Tehnična prilagoditev, ki poudarja, da je treba pri izračunu o zavarovalnicah in pozavarovalnicah dodati sorazmerne deleže, beseda "ali" pa navaja na to, da gre za izbiro med obema, kar je lahko zavajajoče.
Technical adaptation to reflect that the proportional shares in both insurance and reinsurance undertakings has to be added, and that there is no choice, which the word "or" could imply.
Člen 229 – odstavek 4
Article 229 – paragraph 4
Če se nadzornik skupine posvetuje z Odborom evropskih nadzornikov za zavarovanja in poklicne pokojnine, zadevni nadzorni organi preučijo njegovo mnenje, preden sprejmejo skupno odločitev.
Where the Committee of European Insurance and Occupational Pensions Supervisors has been consulted, the supervisory authorities concerned shall duly consider such advice before taking their joint decision.
Če zadevni nadzorni organi ne sprejmejo skupne odločitve v šestih mesecih od datuma, ko nadzornik skupine prejme popoln zahtevek, nadzornik skupine od odbora CEIOPS zahteva, da v naslednjih desetih tednih vsem zadevnim nadzornim organom posreduje nezavezujoče mnenje, sprejeto s kvalificirano večino članov.
In the absence of a joint decision of the supervisory authorities concerned within six months from the date of receipt of the complete application by the group supervisor, the group supervisor shall request CEIOPS, within a further ten weeks, to deliver non-binding advice, adopted by a qualified majority of its members, to all the supervisory authorities concerned.
Nadzornik skupine posreduje prosilcu skupno odločitev iz odstavka 2 v dokumentu, ki vključuje utemeljitev odločitve in obrazložitev morebitnega občutnega odstopanja od stališč Odbora evropskih nadzornikov za zavarovanja in poklicne pokojnine.
The group supervisor shall provide to the applicant the joint decision referred to in paragraph 2 in a document containing the fully reasoned decision and an explanation of any significant deviation from the positions adopted by the Committee of European Insurance and Occupational Pensions Supervisors.
Nadzornik skupine sprejme odločitev v treh tednih po posredovanju mnenja, ki ga mora v celoti upoštevati.
The group supervisor shall take a decision within three weeks of the transmission of that advice, taking full account thereof.