natgillin/translations-raw huggingface dataset:
Ne glede na prvi pododstavek lahko domača država članica izključno za namen preverjanja skladnosti z nacionalnimi predpisi v zvezi z zavarovalno-tehničnimi načeli zahteva sistematično uradno obveščanje o tehničnih podlagah, ki se uporabljajo zlasti za izračun premijskih cenikov in zavarovalno-tehničnih rezervacij, ne da bi ta zahteva predstavljala predpogoj za to, da bi zavarovalnica lahko opravljala njene posle.
Notwithstanding the first subparagraph, for the sole purpose of verifying compliance with national provisions concerning actuarial principles, the Member State of origin may require systematic communication of the technical Bases used in particular for calculating scales of premiums and technical provisions, without that requirement constituting a prior condition for an undertaking to carry on its business.
Najpozneje pet let po datumu začetka veljavnosti te direktive Komisija predloži Svetu poročilo o uporabi teh določb.
Not later than five years after the date of application of this Directive, the Commission shall submit a report to the Council on the implementation of those provisions.
Določba direktive je bila prenesena v zakonodajo Združenega kraljestva s predpisom 4 in odstavkom 11 iz Priloge 1 k Predpisom o zavarovalnicah iz leta 1994.
The Directive’s provision was transposed into UK legislation by Regulation 4 and Schedule 1, paragraph 11 of the Insurance Companies Regulations 1994.
Prosilcem v skladu s temi predpisi ni treba več predložiti informacij o splošnih in posebnih zavarovalnih ali pogodbenih pogojih, ki jih predlaga družba.
According to those rules, applicants are no longer required to submit information on the general and special policy or treaty conditions which the company proposes to use.
Predpisi o zavarovalnicah iz leta 1981 so zahtevali te informacije, od začetka veljavnosti Predpisov o zavarovalnicah iz leta 1994 pa mora prosilec predložiti le informacije o „vrsti obveznosti, ki jih zavarovalnica namerava kriti“ in ne o navedenih vprašanjih.
This information was required by the Insurance Companies Regulations 1981 but since the Insurance Companies Regulations 1994 came into force the applicant only needs to provide information on “the nature of the commitments which the company proposes to cover” but not on the issues mentioned above.
Člen 30 – Čas za odstop (člen 15 druge direktive o življenjskem zavarovanju in člen 35 kodificirane direktive)
Article 30 - Cancellation period (Articles 15 of 2LD and 35 of CD)
Ta člen od držav članic zahteva, da zavarovancem omogočijo čas za odstop, tj. od 14 do 30 dni od dneva, ko je zavarovanec obveščen o sklenitvi pogodbe.
This article requires Member States to have a cancellation period for policyholders of between 14 and 30 days from the time when he/she is informed that the contract has been concluded.
V prvem pododstavku člena 15(1) Direktive 90/619/EGS se črta besedilo „v enem od primerov iz Naslova III“.
In the first subparagraph of Article 15 (1) of Directive 90/619/EEC the words 'in one of the cases referred to in Title III' shall be deleted.
Člen 15(2) Direktive 90/619/EGS se nadomesti z:
Article 15 (2) of Directive 90/619/EEC shall be replaced by the following:
Državam članicam ni treba uporabljati odstavka 1 za pogodbe s trajanjem 6 mesecev ali manj ali če zaradi statusa zavarovalca ali okoliščin, v katerih je pogodba sklenjena, zavarovalec ne potrebuje te posebne zaščite.
The Member States need not apply paragraph 1 to contracts of six months' duration or less, nor where, because of the status of the policy-holder or the circumstances in which the contract is concluded, the policy-holder does not need this special protection.
Države članice v svojih predpisih določijo primere, ko se odstavek 1 ne uporablja.“
Member States shall specify in their rules where paragraph 1 is not applied.'
V prvotni različici je ta določba državam članicam omogočala, da le v primeru pogodb, ki trajajo 6 mesecev ali manj, niso določile časa za odstop.
In its original version, this provision allowed Member States not to provide for a cancellation period only in the case of contracts of six months’ duration or less.
Člen 30 tretje direktive o življenjskem zavarovanju določa drugo izjemo, in sicer državam članicam omogoča, da ne določijo časa za odstop, ko glede na status zavarovanca ali okoliščine, v katerih je sklenjena pogodba, posebna zaščita ni potrebna.
Article 30 of the 3LD introduces a second exception, allowing Member States not to provide for a cancellation period when, according to the status of the policyholder or the circumstances in which the contract is concluded, there is no need for this special protection.
Določba prepušča oblikovanje pravil o tem, kje se v skladu s predpisanimi smernicami ne uporablja čas za odstop, posamezni državi članici.
The provision leaves it up to each Member State to specify the rules stating where, according to the prescribed guidelines, the cancellation period is not applied.
Združeno kraljestvo je ta člen preneslo v svojo zakonodajo s Pravilnikom o zavarovalnicah iz leta 1993 (odstop) in Pravilnikom o zavarovalnicah iz leta 1993 (odstop št. 2), ki je bil pozneje nadomeščen s Pravilnikom o zavarovalnicah iz leta 1994.
The UK transposed this Article into UK legislation via the Insurance Companies (Cancellation) Regulations 1993 and the Insurance Companies (Cancellation No 2) Regulations 1993 subsequently replaced by the Insurance Companies Regulations 1994.
Predpis 2 iz Predpisov o zavarovalnicah iz leta 1993 (odstop) spreminja oddelek 75 (uradna zahteva zavarovalnice v zvezi z dolgoročno polico) in oddelek 76 (pravica do umika od poslov v zvezi z dolgoročno polico) Zakona o zavarovalnicah iz leta 1982.
Regulation 2 of the Insurance Companies (Cancellation) Regulations 1993 amends section 75 (Statutory notice by insurer in relation to long-term policy) and section 76 (Right to withdraw from transaction in respect of long-term policy) of the ICA 1982.
· Prva direktiva o življenjskem zavarovanju 1979/267/ES
· First Life Directive (1LD), 1979/267/EC
Člen 18.3 o uporabi bodočih dobičkov (ki je postal člen 17.3 kodificirane direktive) [Glej tudi sobesedilo člena 18 tretje direktive o življenjskem zavarovanju o zavarovalno-tehničnih rezervacijah, člen 21 tretje direktive o življenjskem zavarovanju o vključitvi naložb v zavarovalno-tehnične rezervacije in člen 25 tretje direktive o življenjskem zavarovanju o solventnosti.]
Article 18.3 on use of future profits (which became Article 27.4 of the CD) [See also the context of Article 18 3LD on technical provisions, Article 21 3LD on inclusion of assets in technical provisions and Article 25 3LD on solvency.]
Na prošnjo zavarovalnice z dokazili, ki jo zavarovalnica naslovi na nadzorni organ države članice, na ozemlju katere ima zavarovalnica svoj sedež, in s soglasjem tega organa:
Upon application, with supporting evidence, by the undertaking to the supervisory authority of the member state in the territory of which its head office is situated and with the agreement of that authority :
(a) znesek v višini 50 % bodočih dobičkov zavarovalnice; znesek bodočih dobičkov se izračuna tako, da se ocenjeni letni dobiček pomnoži z indeksom, ki predstavlja povprečno preostalo obdobje polic; uporabljeni indeks ne sme biti večji od 10; ocenjeni letni dobiček je aritmetično povprečje dobičkov v zadnjih petih finančnih letih iz dejavnosti, ki so navedene v členu 1.
( a ) an amount equal to 50 % of the undertaking's future profits ; the amount of the future profits shall be obtained by multiplying the estimated annual profit by a factor which represents the average period left to run on policies ; the factor used may not exceed 10 ; the estimated annual profit shall be the arithmetical average of the profits made over the last five years in the activities listed in article 1 .
Ko bodo pristojni organi opredelili koncept ustvarjenih dobičkov, bo Komisija predložila predloge za uskladitev tega koncepta z direktivo o uskladitvi letnih računovodskih izkazov zavarovalnic, ki bo določala uskladitev iz člena 1(2) Direktive 78/660/EGS (7);
when the competent authorities have defined the concept of profits made , the commission shall submit proposals for the harmonization of this concept by means of a directive on the harmonization of the annual accounts of insurance undertakings and providing for the coordination set out in article 1 ( 2 ) of directive 78/660/eec ( 7 ) ;
(b) če se zillmeriziranje ne izvaja ali če je nižje od dodatka za stroške pridobitve posla, ki je vključen v premiji, razlika med nezillmeriziranimi in delno zillmeriziranimi matematičnimi rezervacijami in matematičnimi rezervacijami, zillmeriziranimi po stopnji, ki je enaka dodatku za stroške pridobitve posla, ki je vključen v premiji; ta številka pa ne sme biti višja od 3,5 % vsote razlik med ustreznimi kapitalskimi vsotami dejavnosti življenjskega zavarovanja in matematičnimi rezervacijami za vse police, za katere je zillmeriziranje mogoče; razlika se zmanjša za znesek neamortiziranih stroškov pridobitve posla, ki so knjiženi kot sredstvo;
( b ) where zillmerizing is not practised or where , if practised , it is less than the loading for acquisition costs included in the premium , the difference between a non-zillmerized or partially zillmerized mathematical reserve and a mathematical reserve zillmerized at a rate equal to the loading for acquisition costs included in the premium ; this figure may not , however , exceed 3,5 % of the sum of the differences between the relevant capital sums of life assurance activities and the mathematical reserves for all policies for which zillmerizing is possible ; the difference shall be reduced by the amount of any undepreciated acquisition costs entered as an asset ;
(c) če dajo nadzorni organi zadevnih držav članic, v katerih zavarovalnica izvaja svoje dejavnosti, svoje soglasje, kakršne koli skrite rezerve iz naslova prenizko ocenjene vrednosti sredstev in previsoko ocenjene vrednosti obveznosti razen matematičnih rezervacij, če take skrite rezerve niso izredne narave.
( c ) where approval is given by the supervisory authorities of the member states concerned in which the undertaking is carrying on its activities any hidden reserves resulting from the under-estimation of assets and over-estimation of liabilities other than mathematical reserves in so far as such hidden reserves are not of an exceptional nature.
· Konsolidirana direktiva 2002/83/ES
· Consolidated Directive (CD), 2002/83/EC
Člen 17, dolžnosti revizorjev (prvotno člen 5 Direktive 95/26/ES) [Glej tudi sobesedilo člena 15 tretje direktive o življenjskem zavarovanju o varovanju poslovne skrivnosti.]
Article 17, duties of auditors (originally Article 5 of Directive 95/26/EC) [See also the context of Article 15 of 3LD on professional secrecy.]
Države članice zagotovijo vsaj, da:
Member States shall provide at least that:
(a) je oseba, pooblaščena v smislu Direktive Sveta 84/253/EGS [1], ki v zavarovalnici opravlja nalogo, opisano v členu 51 Direktive Sveta 78/660/EGS [2], členu 37 Direktive 83/349/EGS ali členu 31 Direktive Sveta 85/611/EGS [3], ali kakšno drugo zakonsko nalogo, dolžna pristojnim organom nemudoma poročati o vseh dejstvih ali odločitvah, ki zadevajo navedeno podjetje, za katere izve pri opravljanju svoje naloge in ki bi lahko:
(a) any person authorised within the meaning of Council Directive 84/253/EEC (1), performing in an assurance undertaking the task described in Article 51 of Council Directive 78/660/EEC (2), Article 37 of Directive 83/349/EEC or Article 31 of Council Directive 85/611/EEC (3) or any other statutory task, shall have a duty to report promptly to the competent authorities any fact or decision concerning that undertaking of which he/she has become aware while carrying out that task which is liable to:
– predstavljala bistveno kršitev zakonov in drugih predpisov, ki določajo pogoje, ki urejajo dovoljenja za opravljanje poslov, ali ki posebej urejajo opravljanje dejavnosti zavarovalnic,
— constitute a material breach of the laws, regulations or administrative provisions which lay down the conditions governing authorisation or which specifically govern pursuit of the activities of assurance undertakings,
– vplivajo na nemoteno delovanje zavarovalnice, ali
— affect the continuous functioning of the assurance undertaking or
– povzročijo zavrnitev potrditve izkazov ali izražanje pridržkov;
— lead to refusal to certify the accounts or to the expression of reservations;
(b) je navedena oseba dolžna poročati tudi o vseh dejstvih ali odločitvah, za katere izve pri opravljanju svoje naloge, kakor je opisano v (a), v podjetju, ki ima tesne povezave, izhajajoče iz nadzornega razmerja z zavarovalnico, v kateri opravlja zgoraj navedeno nalogo.
(b) that person shall likewise have a duty to report any facts and decisions of which he/she becomes aware in the course of carrying out a task as described in (a) in an undertaking having close links resulting from a control relationship with the assurance undertaking within which he/she is carrying out the abovementioned task.
To razkritje dejstev ali odločitev iz odstavka 1, ki jih sporočijo osebe, pooblaščene v smislu Direktive 84/253/EGS, pristojnim organom v dobri veri, ne predstavlja kršitve omejitev o razkritju podatkov, predpisane s pogodbo, zakonskimi ali drugimi določbami, in takih oseb ne vključuje v nobeno vrsto odgovornosti.
The disclosure in good faith to the competent authorities, by persons authorised within the meaning of Directive 84/253/EEC, of any fact or decision referred to in paragraph 1 shall not constitute a breach of any restriction on disclosure of information imposed by contract or by any legislative, regulatory or administrative provision and shall not involve such persons in liability of any kind.
· Direktiva 2002/12/ES, Solventnost I
· Directive 2002/12/EC, Solvency I
Člen 1.4 o uporabi bodočih dobičkov (prvotno člen 18.3 prve direktive o življenjskem zavarovanju) [Glej del o členu 25 tretje direktive o življenjskem zavarovanju.]
Article 1.4 on use of future profits (originally Article 18.3 of 1LD) [See the section on Article 25 of the 3LD.]
Na prošnjo, ki jo skupaj s priloženimi dokazili vloži podjetje pristojnemu organu domače države članice, in s soglasjem navedenega pristojnega organa, lahko razpoložljivi minimalni kapital sestavljajo:
Upon application, with supporting evidence, by the undertaking to the competent authority of the home Member State and with the agreement of that competent authority, the available solvency margin may also consist of:
(a) do 31. decembra 2009 znesek, enak 50 % prihodnjih dobičkov podjetja, vendar ne več kakor 25 % razpoložljivega ali zahtevanega minimalnega kapitala, glede na manjšo vrednost.
(a) until 31 December 2009 an amount equal to 50 % of the undertaking's future profits, but not exceeding 25 % of the lesser of the available solvency margin and the required solvency margin.
Znesek prihodnjih dobičkov dobimo, če pomnožimo ocenjeni letni dobiček s faktorjem, ki predstavlja povprečno preostalo obdobje polic.
The amount of the future profits shall be obtained by multiplying the estimated annual profit by a factor which represents the average period left to run on policies.
Uporabljeni faktor ne sme biti večji od šest.
The factor used may not exceed 6.
Ocenjeni letni dobiček ne presega aritmetičnega povprečja dobičkov zadnjih petih finančnih let iz dejavnosti, navedenih v členu 1(1).
The estimated annual profit shall not exceed the arithmetical average of the profits made over the last five financial years in the activities listed in point 1 of Article 1.
Pristojni organi lahko soglašajo, da se takšen znesek vključi v razpoložljiv minimalni kapital, samo:
Competent authorities may only agree to include such an amount for the available solvency margin:
(i) če se pristojnim organom predloži aktuarsko poročilo, ki dokazuje verjetnost, da se bodo v prihodnosti pojavili ti dobički; in
(i) when an actuarial report is submitted to the competent authorities substantiating the likelihood of emergence of these profits in the future; and
(ii) če navedeni del prihodnjih dobičkov, ki izhajajo iz skritih istih rezerv iz točke (c), še ni bil upoštevan;
(ii) in so far as that part of future profits emerging from hidden net reserves referred to in point (c) has not already been taken into account;
(b) kadar se zillmerising ne uporablja ali če se uporablja in je manjši od obremenitve za nabavne stroške, vključene v premiji, razlika med ne-zillmerizirano ali delno zillmerizirano matematično rezervacijo in matematično rezervacijo, zillmerizirano po stopnji, enaki obremenitvi za nabavne stroške, vključene v premijo.
(b) where zillmerising is not practised or where, if practised, it is less than the loading for acquisition costs included in the premium, the difference between a non-zillmerised or partially zillmerised mathematical provision and a mathematical provision zillmerised at a rate equal to the loading for acquisition costs included in the premium.
Ta številka pa ne sme presegati 3,5 % vsote razlike med ustreznimi glavnicami dejavnosti življenjskega zavarovanja in matematičnimi rezervacijami za vse police, za katere je možno zillmeriziranje.
This figure may not, however, exceed 3,5 % of the sum of the differences between the relevant capital sums of life assurance activities and the mathematical provisions for all policies for which zillmerising is possible.
Razlika se zmanjša za znesek neamortiziranih nabavnih stroškov, knjiženih kot aktiva;
The difference shall be reduced by the amount of any undepreciated acquisition costs entered as an asset;
(c) skrite čiste rezerve, ki izhajajo iz vrednotenja sredstev, če takšne skrite rezerve nimajo značaja izjeme;
(c) any hidden net reserves arising out of the valuation of assets, in so far as such hidden net reserves are not of an exceptional nature;
(d) ena polovica neplačanega osnovnega kapitala ali ustanovnega kapitala, potem ko vplačani del doseže 25 % navedenega osnovnega kapitala ali sklada, do 50 % razpoložljivega ali zahtevanega minimalnega kapitala, glede na manjšo vrednost.
(d) one half of the unpaid share capital or initial fund, once the paid-up part amounts to 25 % of that share capital or fund, up to 50 % of the lesser of the available and required solvency margin.
· Direktiva 2005/1/ES o novi organizacijski strukturi odborov za finančne storitve
· Directive 2005/1/EC on a new organisational structure for financial services committees
Členi od 5 do 8 o ustanovitvi Odbora evropskih nadzornikov za zavarovanja in poklicne pokojnine
Articles 5 to 8 establishing EIOPC
Direktiva 91/675/EGS
Directive 91/675/EEC
Direktiva 91/675/EGS se spremeni:
Directive 91/675/EEC is hereby amended as follows:
Komisiji pomaga Evropski odbor za zavarovanja in poklicne pokojnine, ustanovljen s Sklepom Komisije 2004/9/ES [23] (v nadaljnjem besedilu „odbor“).
The Commission shall be assisted by the European Insurance and Occupational Pensions Committee established by Commission Decision 2004/9/EC of 5 November 2003 [23] (hereinafter the Committee).
Predsednik Odbora evropskih nadzornikov za zavarovanja in poklicne pokojnine, ustanovljenega s Sklepom Komisije 2004/6/ES [24], sodeluje na sestankih odbora kot opazovalec.
The chairperson of the Committee of European Insurance and Occupational Pensions Supervisors established by Commission Decision 2004/6/EC [24] shall participate at the meetings of the Committee as an observer.
Odbor lahko na sestanke povabi strokovnjake in opazovalce.
The Committee may invite experts and observers to attend its meetings.
Sekretariat odbora zagotavlja Komisija.
The secretariat of the Committee shall be provided by the Commission.
Člena 3 in 4 se črtata.
Articles 3 and 4 shall be deleted.
Direktiva 92/49/EGS
Directive 92/49/EEC
V prvem stavku člena 40(10) Direktive 92/49/EGS se besede „predloži Odboru za zavarovanja, ustanovljenemu z Direktivo 91/675/EGS, poročilo s povzetkom o številu in vrstah“ nadomestijo z besedami „seznani Evropski odbor za zavarovanja in poklicne pokojnine s številom in vrstami“.
In the first sentence of Article 40(10) of Directive 92/49/EEC, the words "submit to the Insurance Committee set up by Directive 91/675/EEC a report summarising" shall be replaced by the words "inform the European Insurance and Occupational Pensions Committee of".
Direktiva 98/78/ES
Directive 98/78/EC
Direktiva 98/78/ES se spremeni:
Directive 98/78/EC is hereby amended as follows:
Člen 10a(3) se nadomesti z naslednjim:
Article 10a(3) shall be replaced by the following:
Brez poseganja v člen 300(1) in (2) Pogodbe Komisija s pomočjo Evropskega odbora za zavarovanja in poklicne pokojnine preuči izid pogajanj iz odstavka 1 in nastale razmere.“.
Without prejudice to Article 300(1) and (2) of the Treaty, the Commission shall, with the assistance of the European Insurance and Occupational Pensions Committee, examine the outcome of the negotiations referred to in paragraph 1 and the resulting situation.";
Člen 11(5) se nadomesti z naslednjim:
Article 11(5) shall be replaced by the following:
Komisija najkasneje do 1. januarja 2006 pripravi poročilo o uporabi te direktive in, če je to potrebno, o potrebi po nadaljnjem usklajevanju.“.
Not later than 1 January 2006 the Commission shall issue a report on the application of this Directive and, if necessary, on the need for further harmonisation.".
Direktiva 2002/83/ES
Directive 2002/83/EC
Direktiva 2002/83/ES se spremeni:
Directive 2002/83/EC is hereby amended as follows:
Člen 58 se nadomesti z naslednjim:
Article 58 shall be replaced by the following:
„Člen 58
"Article 58
Informacije držav članic Komisiji
Information from Member States to the Commission
(a) o vseh dovoljenjih neposrednega ali posrednega hčerinskega podjetja enega ali več matičnih podjetij, ki jih ureja pravo tretje države;
(a) of any authorisation of a direct or indirect subsidiary, one or more of whose parent undertakings are governed by the laws of a third country;
(b) vsakokrat, ko takšno matično podjetje pridobi tolikšen delež v zavarovalnici Skupnosti, da slednja postane njegovo hčerinsko podjetje.
(b) whenever such a parent undertaking acquires a holding in a Community assurance undertaking which would turn the latter into its subsidiary.
Kadar je dovoljenje iz točke (a) izdano neposrednemu ali posrednemu hčerinskemu podjetju enega ali več matičnih podjetij, za katera velja pravo tretjih držav, se struktura skupine navede v uradnem obvestilu, ki ga pristojni organi naslovijo na Komisijo in druge pristojne organe.“.
When the authorisation referred to in point (a) is granted to the direct or indirect subsidiary of one or more parent undertakings governed by the law of third countries, the structure of the group shall be specified in the notification which the competent authorities shall address to the Commission and to the other competent authorities.";
Člen 65(1) se nadomesti z naslednjim:
Article 65(1) shall be replaced by the following:
Komisiji pomaga Evropski odbor za zavarovanja in poklicne pokojnine, ustanovljen s Sklepom Komisije 2004/9/ES [26].
The Commission shall be assisted by the European Insurance and Occupational Pensions Committee established by Commission Decision 2004/9/EC [26].
V uvodu je koristno najprej opozoriti najprej na natančne odgovornosti Komisije v zvezi s prenosom zakonodaje EU
As an introduction, it is useful to recall first of all what are the precise responsibilities of the Commission in terms of the transposition of EU law
Narava odgovornosti Evropske komisije je v celoti opisana v delu V poročila. .
The nature of the responsibilities of the European Commission is dealt with in extenso in Part V of the report. .
Člen 211 Pogodbe ES navaja, da je Komisija zadolžena za spremljanje uporabe zakonodaje Skupnosti, kar vključuje:
Article 211 of the EC Treaty states that the Commission is charged with monitoring the application of Community law, which entails:
1) preverjanje, ali so države članice sprejele izvedbene nacionalne ukrepe in ali so jih v predpisanem roku sporočile Komisiji;
1) verifying if Member States have adopted implementing national measures and communicated them to the Commission within the prescribed time limit;