natgillin/translations-raw huggingface dataset:
Nadzorna pooblastila se uporabljajo pravočasno in sorazmerno.
Supervisory powers shall be applied in a timely and proportionate manner.
Nadzorniki upoštevajo ukrepe, ki bi lahko v primeru krize na trgu delovali prociklično, pri tem pa stalno in v celoti upoštevajo interese zavarovalcev.
Supervisors shall take account of actions that might be pro-cyclical in times of market-wide stress, at all times taking full account of the interests of the policyholder.
Člen 36 – odstavek 6 a (novo)
Article 36 – paragraph 6 a (new)
Nadzorniki lahko upoštevajo učinke prostovoljnih kodeksov ravnanja in preglednosti na upravljanje tveganja in sredstev, ki jih zadevne institucije spoštujejo pri poslovanju z nereguliranimi ali alternativnimi naložbenimi instrumenti.
Supervisors may take account of the effects on risk and asset management of voluntary codes of conduct and transparency adhered to by the relevant institutions dealing in unregulated or alternative investment instruments.
Člen 38 – odstavek 2 – pododstavek 1
Article 38 – paragraph 2 – subparagraph 1
Država članica, kjer se nahaja ponudnik storitev, nadzornim organom zavarovalnice ali pozavarovalnice dovoli, da sami ali preko posredovanja oseb, ki jih v ta namen imenujejo, izvajajo preglede na kraju samem v prostorih ponudnika storitev potem, ko so o tem najprej obvestili njegove ustrezne organe.
The Member State where the service provider is located shall permit the supervisory authorities of the insurance or reinsurance undertaking to carry out themselves, or through the intermediary of persons they appoint for that purpose, on-site-inspections at the premises of the service provider, after having first informed its own appropriate authorities.
V primeru nenadzorovanega subjekta je ustrezni organ nadzorni organ.
In the case of a non supervised entity the appropriate authority shall be the supervisory authority.
Država članica, kjer se nahaja ponudnik storitev, nadzornim organom zavarovalnice ali pozavarovalnice dovoli, da sami ali preko posredovanja oseb, ki jih v ta namen imenujejo, izvajajo preglede na kraju samem v prostorih ponudnika storitev potem, ko so o tem najprej obvestili zavarovalnico ali pozavarovalnico in njegove ustrezne organe.
The Member State where the service provider is located shall permit the supervisory authorities of the insurance or reinsurance undertaking to carry out themselves, or through the intermediary of persons they appoint for that purpose, on-site inspections at the premises of the service provider, after having first informed the insurance or reinsurance undertaking and its own appropriate authorities.
V primeru nenadzorovanega subjekta je ustrezni organ nadzorni organ.
In the case of a non-supervised entity the appropriate authority shall be the supervisory authority.
Namen dodatnega besedila je zaščititi pravico podjetja do obveščenosti med inšpekcijskim pregledom in zagotoviti preglednost nadzora.
The purpose of the extra phrase is to safeguard the company’s right to information in an inspection process and uphold supervisory transparency.
Člen 38 – odstavek 2 a (novo)
Article 38 – paragraph 2 a (new)
Zunanje izvajanje, ki ga opravljajo ponudniki storitev v tretjih državah, je dovoljeno pod pogoji iz odstavkov 1 in 2.
Outsourcing to service providers situated in third countries shall be permitted in accordance with the conditions of paragraphs 1 and 2.
Novi odstavek je nujno potreben, saj pojasnjuje, da zunanje izvajanje storitev v tretjih državah ne bo v nobenem primeru omejeno, četudi se bo predhodna odstavka 1 in 2 razlagalo zelo togo.
The new paragraph is essential and aims to make it clear that outsourcing of services to third countries will not in any event be restricted, even if the preceding paragraphs 1 and 2 are strictly interpreted.
Člen 41 – odstavek 1 – pododstavek 2 a (novo)
Article 41 – paragraph 1 – subparagraph 2 a (new)
Funkcija je interna sposobnost opravljati praktične naloge.
A function is an internal capacity to undertake practical tasks.
Zavarovalnice in pozavarovalnice same določijo, kako bodo izvajale funkcije vodenja iz členov 43, 45, 46 in 47.
The manner in which insurance and reinsurance undertakings implement the governance functions set out in Articles 43, 45, 46 and 47 is left to their discretion.
Besedilo ne pojasnjuje, da se omenjene funkcije nanašajo samo na področja odgovornosti, ne organizacijske enote.
There is no clarification within the text saying that the mentioned functions only represent areas of responsibility and not organisational units.
Slednje bi pomenilo hudo poseganje v organizacijske strukture, ki so značilne za posamezno podjetje, še zlasti majhne zavarovalnice pa bi zahtevo lahko izpolnile le z velikim trudom.
The latter would mean intervening deeply in company-specific organisational structures and thus can only be implemented with tremendous effort by small insurance companies, in particular.
Zlasti za mala in srednje velika podjetja je bistveno, da se te funkcije opredelijo.
The insertion of a definition of function is essential for SMEs.
V nasprotnem primeru bi se zaradi večjih stroškov novih oddelkov povečale zavarovalne premije.
Otherwise the costs for new departments would have to be paid by higher premiums of policyholders.
Člen 42 – odstavek 1 – točka a
Article 42 – paragraph 1 – point a
(a) njihova strokovna usposobljenost, znanje in izkušnje so ustrezni za dobro in preudarno upravljanje (sposobnost);
(a) their professional qualifications, knowledge and experience are adequate to enable sound and prudent management (fit);
(a) njihova strokovna usposobljenost, znanje in izkušnje so ustrezni za dobro in preudarno upravljanje (sposobnost); za namene ocenjevanja zahtevane ravni usposobljenosti se lahko kot dodatni dejavnik upoštevajo poklicne kvalifikacije in izkušnje vodilnih na najvišjih položajih;
(a) their professional qualifications, knowledge and experience are adequate to enable sound and prudent management (fit); for the purpose of assessing the required level of competence, professional qualifications and experience of members of senior management may be taken into consideration as additional factors;
Dodani stavek natančno določa zahteve glede strokovnosti za vodenje zavarovalnice.
The addition aims at reinforcing and precision the professional requirements needed to run an insurance undertaking.
Člen 43 – odstavek 1 – pododstavek 1
Article 43 – paragraph 1 – subparagraph 1
Zavarovalnice in pozavarovalnice imajo na voljo učinkovit sistem obvladovanja tveganj, ki vsebuje strategije, procese in postopke poročanja, ki so potrebni za redno spremljanje, upravljanje in poročanje na posamezni in skupni ravni o tveganjih, ki so jim ali bi jim lahko bile izpostavljene, in o njihovih medsebojnih odvisnostih.
Insurance and reinsurance undertakings shall have in place an effective risk management system comprising strategies, processes and reporting procedures necessary to monitor, manage and report, on a continuous basis the risks, on an individual and aggregated level, to which they are or could be exposed, and their interdependencies.
Zavarovalnice in pozavarovalnice imajo na voljo učinkovit sistem obvladovanja tveganj, ki vsebuje strategije, procese in postopke poročanja, ki so potrebni za redno odkrivanje, merjenje, spremljanje, upravljanje in poročanje na posamezni in skupni ravni o tveganjih, ki so jim ali bi jim lahko bile izpostavljene, in o njihovih medsebojnih odvisnostih.
Insurance and reinsurance undertakings shall have in place an effective risk management system comprising strategies, processes and reporting procedures necessary to identify, measure, monitor, manage and report, on an ongoing basis the risks, on an individual and aggregated level, to which they are or could be exposed, and their interdependencies.
Tveganje je treba najprej opredeliti, šele nato ga je mogoče meriti.
Before a measurement of risk is possible, a risk should be identified.
Odbor CEIOPS je v prvem mnenju v zvezi s tem priporočil pet dejavnosti: odkrivanje, merjenje, spremljanje, upravljanje in poročanje..
The five actions "to identify", "to assess", to manage", "to monitor", and "to report" are recommended in this combination in CEIOPS's first wave of advice.
Člen 43 – odstavek 1 – pododstavek 2
Article 43 – paragraph 1 – subparagraph 2
Ta sistem obvladovanja tveganj mora biti dobro integriran v organizacijsko strukturo zavarovalnice ali pozavarovalnice.
That risk management system shall be well integrated into the organisational structure of the insurance or reinsurance undertaking.
Vsebovati mora načrte ukrepov ob nepredvidljivih dogodkih.
It shall contain contingency plans.
Ta sistem obvladovanja tveganj mora biti učinkovit in dobro integriran v organizacijsko strukturo zavarovalnice ali pozavarovalnice ter ustrezno upoštevan na najvišji vodstveni ravni .
That risk management system shall be effective and well integrated into the organisational structure of the insurance or reinsurance undertaking , with proper consideration at high executive level .
Obvladovanje tveganj mora biti povezano in učinkovito, najvišje vodstvo pa ga mora dobro razumeti in upoštevati.
Risk management must be joined up and effective with proper comprehension and account taken by senior management.
Člen 44 – odstavek 1 – pododstavek 2 – točka (b)
Article 44 – paragraph 1 – subparagraph 2 – point b
(b) stalno skladnost s kapitalskimi zahtevami, kot določata oddelka 4 in 5 poglavja VI, ter z zahtevami glede zavarovalno-tehničnih rezervacij, kot določa oddelek 2 poglavja VI;
(b) the compliance, on a continuous basis, with the capital requirements, as laid down in Chapters VI, Sections 4 and 5 and with the requirements regarding technical provisions, as laid down in Chapter VI, Section 2.
(b) (Predlog spremembe ne zadeva slovenske različice.)
(b) the compliance, on an ongoing basis, with the capital requirements, as laid down in Chapters VI, Sections 4 and 5 and with the requirements regarding technical provisions, as laid down in Chapter VI, Section 2.
V skladu s predlogom spremembe k členu 43.
Goes with amendment on Article 43.
Člen 44 – odstavek 1 – pododstavek 2 – točka (c)
Article 44 – paragraph 1 – subparagraph 2 –point c
(c) obseg v katerem profil tveganj zadevnega podjetja močno odstopa od predpostavk, ki so bile osnova za zahtevani solventnostni kapital iz člena 101(3), izračunan po standardni formuli v skladu s pododdelkom 2 oddelka 4 poglavja VI ali po delnem ali popolnem notranjem modelu v skladu s pododdelkom 3 oddelka 4 poglavja VI.
(c) the extent to which the risk profile of the undertaking concerned deviates significantly from the assumptions underlying the Solvency Capital Requirement as laid down in Article 101(3), calculated with the standard formula in accordance with Chapter VI, Section 4, Subsection 2 or with its partial or full internal model in accordance with Chapter VI, Section 4, Subsection 3.
(c) pomen tega, koliko profil tveganj zadevnega podjetja odstopa od predpostavk, ki so bile osnova za zahtevani solventnostni kapital iz člena 101(3), izračunan po standardni formuli v skladu s pododdelkom 2 oddelka 4 poglavja VI ali po delnem ali popolnem notranjem modelu v skladu s pododdelkom 3 oddelka 4 poglavja VI.
(c) the significance with which the risk profile of the undertaking concerned deviates from the assumptions underlying the Solvency Capital Requirement as laid down in Article 101(3), calculated with the standard formula in accordance with Chapter VI, Section 4, Subsection 2 or with its partial or full internal model in accordance with Chapter VI, Section 4, Subsection 3.
Analiza morebitnih odstopanj od standardne formule je zelo pomembna za zagotavljanje zaščite zavarovalcev.
In order to ensure policy holder protection, analysing possible deviations from the standard formula is an important activity.
Beseda „obseg“ v pododstavku c) predpostavlja dodatne kvantitativne zahteve, kar ni v skladu s kvalitativno naravo lastne ocena tveganj in solventnosti.
The word "extent" in sub-paragraph c) implies additional quantitative requirements, which is not in line with the qualitative focus of the own risk and solvency assessment.
Za namene točke (a) odstavka 1 ima zadevno podjetje na voljo postopke, ki mu omogočajo, da ustrezno opredeli in oceni tveganja, s katerimi se sooča kratkoročno in dolgoročno ter da opredeli možne dogodke ali prihodnje spremembe v gospodarskih razmerah, ki bi lahko neugodno vplivali na njegov splošni finančni položaj.
For the purposes of point (a) of par a graph 1, the undertaking co n cerned shall have in place processes which e n able it to properly identify and measure the risks it faces in the short and the long term and also to identify possible events or future changes in ec o nomic conditions that could have unfavou r able effects on its overall financial standing.
Podjetje prikaže način, na katerega je določilo svoje splošne solventne potrebe.
The underta k ing shall demo n strate t he methods used to determine its overall so l vency needs.
Pri kvantitativni meritvi za zahtevani solventnostni kapital se uporablja standardna formula ali notranji model.
Quantitative measurement of solvency capital requirements is subject of the standard formula or an internal model.
Lastna ocena tveganja in solventnosti ne sme vplivati na ta izračun in ustvarjati dodatnih kapitalskih zahtev.
ORSA may not serve as a means to undermine these results and generate additional capital requirements.
Osredotočena mora biti na proaktivno obravnavanje morebitnih tveganj in zavestno upoštevanje odstopanj pri tveganju.
In fact, proactive dealing with potential risks and conscious treatment of risk tolerances shall be in the focus of ORSA.
Člen 44 – odstavek 6 a (novo)
Article 44 – paragraph 6 a (new)
Brez poseganja v zgoraj navedeno mora zavarovalnica ali pozavarovalnica izpolniti samo tiste zahteve glede ravni solventnosti, ki se izračunajo s standardno formulo ali, kjer je to ustrezno, z uporabo notranjega modela, brez vpliva na kapitalske presežke in v skladu z določbami te direktive.
Without prejudice to the above, the only solvency levels with which insurance and reinsurance undertaking must comply shall be those determined in accordance with the standard formula or, where appropriate, the internal model used, without prejudice to capital surpluses, in accordance with the provisions of this Directive.
Aktuarsko funkcijo izvajajo osebe, ki imajo ustrezno znanje aktuarske in finančne matematike in ki lahko, če je primerno, dokažejo svoje zadevne izkušnje in strokovna znanja z ustreznimi strokovnimi in drugimi standardi .
The actuarial function shall be carried out by persons with sufficient knowledge of actuarial and financial mathematics and able where appropriate , to demonstrate their relevant experience and expertise with applicable professional and other standards.
Aktuarsko funkcijo izvajajo osebe, ki imajo znanje aktuarske in finančne matematike ter sposobnosti, sorazmerne z zapletenostjo in strukturo tveganja zadevnega podjetja, in ki lahko dokažejo svoje zadevne izkušnje.
The actuarial function shall be carried out by persons with knowledge of actuarial and financial mathematics , having capacity proportionate to the complexity and risk structure of the undertaking concerned , and able to demonstrate their relevant experience.
Zagotovitev ustreznih sredstev in znanja.
To ensure proper resource and knowledge.
(1) elementov sistemov iz členov 41, 43, 45 in 46 ter zlasti področij, ki jih bo zajemala politika upravljanja sredstev – obveznosti in naložb zavarovalnic in pozavarovalnic, kot določa člen 34(2).
(1) the elements of the systems referred to in Articles 41, 43, 45 and 46 , and in particular the areas to be covered by the asset – liability management and investment policy, as referred to in Article 43(2), of insurance and reinsurance undertakings;
(1) elementov sistemov iz členov 41, 43, 44, 45 in 46 ter zlasti področij, ki jih bo zajemala politika upravljanja sredstev – obveznosti in naložb zavarovalnic in pozavarovalnic, kot določa člen 34(2).
(1) the elements of the systems referred to in Articles 41, 43, 44, 45 and 46 , and in particular the areas to be covered by the asset – liability management and investment policy, as referred to in Article 43(2), of insurance and reinsurance undertakings;
Člen 49 – točka 4 a (novo)
Article 49 – point 4 a (new)
(4a) obseg in metode za lastno oceno tveganja in solventnosti iz člena 44.
(4a) the scope and methods for the own-risk and solvency assessment as set out in Article 44.
Odbor evropskih nadzornikov za zavarovanja in poklicne pokojnine Komisiji zagotovi podatke iz odstavka 2 skupaj s poročilom, ki navaja stopnjo nadzorne konvergence pri uporabi kapitalskih dodatkov med nadzornimi organi v različnih državah članicah.
The Committee of European Insurance and Occupational Pensions Supervisors shall provide the information referred to in paragraph 2 to the Commission, together with a report outlining the degree of supervisory convergence in the use of capital add-ons between supervisory authorities in the different Member States.
Odbor evropskih nadzornikov za zavarovanja in poklicne pokojnine Evropskemu parlamentu, Svetu in Komisiji zagotovi podatke iz odstavka 2 skupaj s poročilom, ki navaja stopnjo nadzorne konvergence pri uporabi kapitalskih dodatkov med nadzornimi organi v različnih državah članicah.
The Committee of European Insurance and Occupational Pensions Supervisors shall provide the information referred to in paragraph 2 to the European Parliament, the Council and the Commission, together with a report outlining the degree of supervisory convergence in the use of capital add-ons between supervisory authorities in the different Member States.
Pomembno je zagotoviti, da sta Parlament in Svet kot sozakonodajalca celovito obveščena o dogodkih, ki zadevajo učinkovito in uspešno uporabo te direktive.
It is important for the European Parliament and the Council, as co-legislators, to be kept fully informed of developments concerning the effective and efficient implementation of this directive.
Člen 51 a (novo)
Article 51 a (new)
Člen 51a
Article 51a
Odločitve odbora CEIOPS
Decision-making by CEIOPS
Vse odločitve, ki jih sprejme Odbor evropskih nadzornikov za zavarovanja in poklicne pokojnine (CEIOPS) za namene te direktive, se sprejmejo s kvalificirano večino.
All decisions to be taken by CEIOPS for the purpose s of this Directive shall be adopted by qualified majority.
Za sprejemanje odločitev na hiter in čim bolj konstruktiven način je potreben postopek glasovanja s kvalificirano večino.
For the decision to be taken swiftly and in the most constructive manner, qualified majority voting is necessary.
Člen 52 – odstavek 1 – točka (a)
Article 52 – paragraph 1 – point (a)
(a) če bi z razkritjem takšnih podatkov podjetja utrpela neupravičeno poslovno škodo ;
(a) if, by disclosing such information, the undertaking would suffer undue commercial harm ;
Člen 53 – odstavek 1 – pododstavek 3
Article 53 – paragraph 1 – subparagraph 3
V primerih iz točke (a) drugega pododstavka nadzorni organi od zadevnega podjetja zahtevajo, da takoj razkrije znesek neskladnosti skupaj s pojasnilom o njenem izvoru in posledicah ter vključno z morebitnimi sprejetimi popravnimi ukrepi.
In the cases referred to in point (a) of the second subparagraph, the supervisory authorities shall require the undertaking concerned to disclose immediately the amount of the non compliance, together with an explanation of its origin and consequences, including any remedial measure taken.
Če kljub sanacijskemu načrtu, ki se je sprva štel za izvedljivega, neskladnost z zahtevanim minimalnim kapitalom ni bila razrešena dva meseca potem , ko je bila ugotovljena, se ta neskladnost ob koncu tega obdobja razkrije skupaj s pojasnilom o njenem izvoru in posledicah ter vključno z morebitnimi sprejetimi popravnimi ukrepi.
Where, in spite of a recovery plan initially considered to be viable, a non compliance with the Minimum Capital Requirement has not been resolved two months after its observation, it shall be disclosed at the end of that period, together with an explanation of its origin and consequences, including any remedial measure taken .
Če kljub sanacijskemu načrtu, ki se je sprva štel za izvedljivega, neskladnost z zahtevanim minimalnim kapitalom ni bila razrešena tri mesece po tem , ko je bila ugotovljena, se ta neskladnost ob koncu tega obdobja razkrije skupaj s pojasnilom o njenem izvoru in posledicah ter vključno z morebitnimi nadaljnjimi popravnimi ukrepi.
Where, in spite of a recovery plan initially considered to be viable, a non compliance with the Minimum Capital Requirement has not been resolved three months after its observation, it shall be disclosed at the end of that period, together with an explanation of its origin and consequences, including any further remedial measure.
Uskladitev s časovnim načrtom iz člena 136.
To align with the timeframe established in Article 136.
Člen 53 – odstavek 1 – pododstavek 4
Article 53 – paragraph 1 – subparagraph 4
V primerih iz točke (b) drugega pododstavka nadzorni organi od zadevnega podjetja zahtevajo, da takoj razkrije znesek neskladnosti skupaj s pojasnilom o njenem izvoru in posledicah ter vključno z morebitnimi sprejetimi popravnimi ukrepi.
In the case referred to in point (b) of the second subparagraph, the supervisory authorities shall require the undertaking concerned to disclose immediately the amount of the non compliance, together with an explanation of its origin and consequences, including any remedial measure taken.
Če kljub sanacijskemu načrtu, ki se je sprva štel za izvedljivega, neskladnost z zahtevanim minimalnim kapitalom ni bila razrešena štiri mesece potem , ko je bila ugotovljena, se ta neskladnost ob koncu tega obdobja razkrije skupaj s pojasnilom o njenem izvoru in posledicah ter vključno z morebitnimi sprejetimi popravnimi ukrepi.
Where, in spite of the recovery plan initially considered to be viable, a significant non compliance with the Solvency Capital Requirement has not been resolved four months after its observation, it shall be disclosed at the end of that period, together with an explanation of its origin and consequences, including any remedial measure taken .
Če kljub sanacijskemu načrtu, ki se je sprva štel za izvedljivega, neskladnost z zahtevanim minimalnim kapitalom ni bila razrešena šest mesecev po tem , ko je bila ugotovljena, se ta neskladnost ob koncu tega obdobja razkrije skupaj s pojasnilom o njenem izvoru in posledicah ter vključno z morebitnimi nadaljnjimi popravnimi ukrepi.
Where, in spite of the recovery plan initially considered to be viable, a significant non compliance with the Solvency Capital Requirement has not been resolved six months after its observation, it shall be disclosed at the end of that period, together with an explanation of its origin and consequences, including any further remedial measure.
Uskladitev s časovnim načrtom iz člena 135.
To align with the timeframe established in Article 135.
Člen 70
Article 70
Države članice zagotovijo, da nadzorni organi sodelujejo pri dejavnostih Odbora evropskih nadzornikov za zavarovanja in poklicne pokojnine v skladu z drugim odstavkom člena 2 Sklepa Komisije 2004/6/ES.
Member States shall ensure that the supervisory authorities participate in the activities of the Committee of European Insurance and Occupational Pensions Supervisors pursuant to the second paragraph of Article 2 of Commission Decision 2004/6/EC.
Države članice zagotovijo, da nadzorni organi sodelujejo pri dejavnostih odbora CEIOPS v skladu z drugim odstavkom člena 2 Sklepa Komisije 2004/6/ES ter da jih nacionalni mandati, ki so bili podeljeni tem organom, ne ovirajo pri njihovem delovanju in dolžnostih v vlogi članov tega odbora ali v okviru te direktive .
Member States shall ensure that the supervisory authorities participate in the activities of the CEIOPS pursuant to the second paragraph of Article 2 of Commission Decision 2004/6/EC , and that national mandates conferred on supervisors do not inhibit the performance by them of their duties as members of that Committee or under this Directive .
Mnenje Odbora evropskih nadzornikov za zavarovanja in poklicne pokojnine mora biti pošteno, pravično in nepolitično.
The advice of CEIOPS must be fair and honest and must not be politically compromised.