natgillin/translations-raw huggingface dataset:
(ie) ta načela uporabljajo finančne institucije na ravni skupine, matičnega podjetja in hčerinskih podjetij, vključno s podjetji, ustanovljenimi v finančnih središčih offshore.
(ie) t hese principles are applied by financial institutions at group, parent company and subsidiary levels, including those established in offshore financial centres.
Priloga I – točka 1 a (novo)
Annex I – point 1 a (new)
Priloga V – oddelek 11 – točka 22 a (novo)
Annex V – section 11 – point 22 a (new)
(1a) V oddelku 11 Priloge V se vstavi naslednja točka:
(1a) In Section 11 of Annex V, the following point is inserted:
Kreditne institucije, ki izstopajo zaradi svoje velikosti, notranje organizacije in narave, obsega in zahtevnosti svojih dejavnosti, ustanovijo komisijo za prejemke.
Credit institutions that are significant in terms of their size, internal organisation and the nature, the scope and the complexity of their activities shall establish a remuneration committee.
Komisija za prejemke se ustanovi na način, ki ji omogoča izvajanje kompetentnega in neodvisnega presojanja politik in praks prejemkov ter spodbud, ustvarjenih za upravljanje s tveganji, kapitalom in likvidnostjo.
The remuneration committee shall be constituted in such a way as to enable it to exercise competent and independent judgment on remuneration policies and practices and the incentives created for managing risk, capital and liquidity.
Komisija za prejemke je odgovorna za pripravo odločitev v zvezi s prejemki, vključno s tistimi, ki vplivajo na tveganje in upravljanje tveganja zadevne kreditne institucije in jih mora sprejeti upravni organ v svoji nadzorni funkciji.
The remuneration committee shall be responsible for the preparation of decisions regarding remuneration, including those which have implications for the risk and risk management of the credit institution concerned and which are to be taken by the management body in its supervisory function.
Predsednik in člani komisije za prejemke so člani upravnega organa, ki v zadevni kreditni instituciji ne opravljajo nobene izvršilne funkcije.
The Chair and the members of the remuneration Committee shall be members of the management body who do not perform any executive functions in the credit institution concerned.
Pri pripravi teh odločitev komisija za prejemke upošteva dolgoročne interese delničarjev, vlagateljev in drugih zainteresiranih strani v kreditni instituciji."
When preparing such decisions, the remuneration committee shall take into account the long-term interests of shareholders, investors and other stakeholders in the credit institution."
Da se zagotovi oblikovanje politike prejemkov v skladu z dolgoročnimi interesi podjetja, njegovih delničarjev, vlagateljev in drugih udeleženih strani, morajo komisijo sestavljati člani in predsednik iz vrst neizvršnih direktorjev podjetja.
To ensure the remuneration policy is set with the long term interests of the firm, its shareholders, its investors and its other stakeholders, the committee should be composed of members and a chair drawn from the firm's non-executive directors.
Priloga I – točka 2 – točka b a (novo)
Annex I – point 2 – point b a (new)
Priloga VI– del 1 – oddelek 12 – točka 68 – točka d
Annex VI – part 1 – section 12 – point 68 – point d
(ba) Točka 68(d) se nadomesti z naslednjo:
(ba) Point 68(d) is replaced by the following:
" (d) posojila, zavarovana s stanovanjskimi nepremičninami ali delnicami v finskih stanovanjsko nepremičninskih družbah iz odstavka 46, do višine manjše vrednosti zneska posojila od pravice do zasega, skupaj z morebitnimi predhodnimi pravicami do zasega in 80 % vrednosti zastavljenih nepremičnin; ali posojila, zavarovana s prednostnimi delnicami, ki jih je izdal francoski sklad Fonds Communs de Créances ali podobne ustanove za listinjenje in jih upravlja država članica, ki stanovanjske nepremičnine menja v vrednostne papirje.
" (d) loans secured by residential real estate or shares in Finnish residential housing companies as referred to in point 46 up to the lesser of the principal amount of the liens that are combined with any prior liens and 80 % of the value of the pledged properties or by senior units issued by French Fonds Communs de Créances or by equivalent securitisation entities governed by the laws of a Member State securitising residential real estate exposures .
Če se takšne prednostne delnice zastavijo kot jamstvo, posebni javni nadzor za zaščito imetnikov obveznic v skladu z določbami člena 52(4) Direktive 2009/65/ES zagotovi, da so sredstva, zastavljena za te delnice, kadar koli od njihove vključitve v sklad za kritje sestavljena iz najmanj 90 % stanovanjskih hipotek in prednostnih zastavnih pravic do višine manjše vrednosti med zapadlimi zneski posojila po prednostnih enotah, zneski posojila pravice do zasega in 80 % vrednosti zastavljenih nepremičnin, da so to delnice iz te priloge, ki so uvrščene v prvo stopnjo kreditne kvalitete, in da te delnice ne presegajo 10 % vrednosti zastavljenih nepremičnin.
In the event of such senior units being used as collateral, the special public supervision to protect bond holders as provided for in Article 52(4) of Directive 2009/65/EC shall ensure that the assets underlying such units shall, at any time while they are included in the cover pool be at least 90 % composed of residential mortgages that are combined with any prior liens up to the lesser of the principal amounts due under the units, the principal amounts of the liens, and 80 % of the value of the pledged properties , that the units qualify for the credit quality step 1 as set out in this Annex and that such units do not exceed 10 % of the nominal amount of the outstanding issue.
Izpostavljenosti, nastale s prenosom in upravljanjem plačil dolžnikov oziroma likvidacijskega iztržka od dolžnikov iz naslova posojil, zavarovanih z zastavljenimi nepremičninami prednostnih enot ali z dolžniškimi vrednostnimi papirji, niso zajete v izračun omejitve 90 %;"
Exposures caused by transmission and management of payments of the obligors of, or liquidation proceeds in respect of, loans secured by pledged properties of the senior units or debt securities shall not be comprised in calculating the 90 % limit; "
Priloga I – točka 2 – točka b b (novo)
Annex I – point 2 - point b b (new)
Priloga VI– del 1 – oddelek 12 – točka 68 – točka e
Annex VI – part 1 – section 12 – point 68 – point e
(bb) točka 68(e) se nadomesti z naslednjim:
(bb) Point 68(e) is replaced by the following:
" (e) posojila, zavarovana s poslovnimi nepremičninami ali delnicami v finskih nepremičninskih družbah iz odstavka 52, do višine manjše vrednosti zneska posojila od pravice do zasega, skupaj z morebitnimi predhodnimi pravicami do zasega in 60 % vrednosti zastavljenih nepremičnin, ali posojila, zavarovana s prednostnimi delnicami, ki jih je izdal francoski sklad Fonds Communs de Créances ali podobne ustanove za listinjenje in jih upravlja država članica, ki poslovne nepremičnine menja v vrednostne papirje.
" (e) loans secured by commercial real estate or shares in Finnish housing companies as referred to in point 52 up to the lesser of the principal amount of the liens that are combined with any prior liens and 60 % of the value of the pledged properties or by senior units issued by French Fonds Communs de Créances or by equivalent securitisation entities governed by the laws of a Member State securitising commercial real estate exposures .
Če se takšne prednostne delnice zastavijo kot jamstvo, posebni javni nadzor za zaščito imetnikov obveznic v skladu z določbami člena 52(4) Direktive 2009/65/ES zagotovi, da so sredstva, zastavljena za te delnice, kadar koli od njihove vključitve v sklad za kritje sestavljena iz najmanj 90 % komercialnih hipotek in prednostnih zastavnih pravic do višine manjše vrednosti med zapadlimi zneski posojila po prednostnih enotah, zneski posojila pravice do zasega in 60 % vrednosti zastavljenih nepremičnin, da so to delnice iz te priloge, ki so uvrščene v prvo stopnjo kreditne kvalitete, in da te delnice ne presegajo 10 % nominalne vrednosti izdanih kritih obveznic.
In the event of such senior units being used as collateral, the special public supervision to protect bond holders as provided for in Article 52(4) of Directive 2009/65/EC shall ensure that the assets underlying such units shall, at any time while they are included in the cover pool be at least 90 % composed of commercial mortgages that are combined with any prior liens up to the lesser of the principal amounts due under the units, the principal amounts of the liens, and 60 % of the value of the pledged properties , that the units qualify for the credit quality step 1 as set out in this Annex and that such units do not exceed 10 % of the nominal amount of the outstanding issue.
Pristojni organi lahko priznajo kot primerna tudi posojila, zavarovana s poslovno nepremičnino, kadar se razmerje med posojilom in vrednostjo zastavljenih nepremičnin, ki znaša 60 %, prekorači do največ 70 %, če skupna vrednost vseh sredstev, zastavljenih kot jamstvo za krite obveznice, preseže nominalen znesek obveznosti iz naslova kritih obveznic za vsaj 10 % in če terjatev imetnika obveznic izpolnjuje nekatere zahteve o pravni gotovosti iz Priloge VII.
The competent authorities may recognise loans secured by commercial real estate as eligible where the Loan to Value ratio of 60 % is exceeded up to a maximum level of 70 % if the value of the total assets pledged as collateral for the covered bonds exceed the nominal amount outstanding on the covered bond by at least 10 %, and the bondholders' claim meets the legal certainty requirements set out in Annex VIII.
Priloga I – točka 2 – točka b c (novo)
Annex I – point 2 - point b c (new)
Priloga VI– del 1 – oddelek 12 – točka 68 – odstavek 3
Annex VI – part 1 – section 12 – point 68 – paragraph 3
(bc) V točki 68 se tretji odstavek nadomesti z naslednjim:
( bc ) In point 68, the third paragraph is replaced by the following:
Se zgornja meja 10% za prednostne delnice, ki jih je izdal francoski sklad Fonds Communs de Créances ali podobna ustanova za listinjenje v skladu s odstavkoma (d) in (e) ne uporablja, če; (i) so bile listinjene stanovanjske ali poslovne nepremičninske izpostavljenosti izdane s strani člana iste konsolidirane skupine, katere član je tudi izdajatelj kritih obveznic, ali s strani subjekta, povezanega z istim centralnim organom, s katerim je povezan tudi izdajatelj kritih obveznic (skupno članstvo v isti skupini ali povezanost je treba ugotoviti takrat, ko se prednostne delnice zastavijo kot jamstvo za krite obveznice); in ii) član iste konsolidirane skupine, katere član je tudi izdajatelj kritih obveznic, ali subjekt, povezan z istim centralnim organom, s katerim je povezan tudi izdajatelj kritih obveznic, je imetnik celotne tranše prve izgube, ki podpira te prednostne delnice."
The 10% limit for senior units issued by French Fonds Communs de Créances or by equivalent securitisation entities as specified in points (d) and (e) does not apply, provided that: (i) the securitised residential or commercial real estate exposures were originated by a member of the same consolidated group of which the issuer of the covered bonds is also a member or by an entity affiliated to the same central body to which the issuer of the covered bonds is also affiliated (that common group membership or affiliation to be determined at the time the senior units are made collateral for covered bonds; and (ii) a member of the same consolidated group of which the issuer of the covered bonds is also a member or an entity affiliated to the same central body to which the issuer of the covered bonds is also affiliated retains the whole first loss tranche supporting those senior units."
Priloga VII – del 2 –oddelek 1 – točka 8 – točka (d)
Annex VII – part 2 – section 1 – point 8 – point (d)
(2a) V oddelku 1 dela 2 Priloge VII se točka 8(d) nadomesti z naslednjim:
( 2a ) In Section 1 of Part 2 of Annex VII , point 8(d) is replaced by the following:
Priloga IX – del 3 – točka 1 – točka c
Annex IX – part 3 – point 1 – point c
(c) „(c) Bonitetna ocena ne temelji niti delno ne temelji na nefinancirani pomoči, ki jo zagotavlja sama kreditna institucija.“
(c) The credit assessment shall not be based or partly based on unfunded support provided by the credit institution itself.
(c) Bonitetna ocena ne temelji niti delno ne temelji na nefinancirani pomoči, ki jo zagotavlja sama kreditna institucija , razen če pomoči ni mogoče na noben način obravnavati kot izboljšanje kreditnih tveganj .“
(c) The credit assessment shall not be based or partly based on unfunded support provided by the credit institution itself unless the support cannot be regarded in any way, an enhancement to the credit risks .
Kadar nefinancirana pomoč prispeva zelo malo k določanju bonitete kot v primeru likvidnostnih posojil, zagotovljenih za terminske transakcije za kritje časovnih razlik, bi morali dovoliti uporabo bonitet.
Where unfunded support only contributes a small element to the rating determination, such as in the case of liquidity facilities provided to term transactions to cover timing differences, the rating should be allowed to be used.
Brez njene spremembe se zdi, da je ta zahteva namenjena instrumentom za zavarovanje pred tveganji (obrestna mera in devizno poslovanje) in likvidnostnim posojilom za terminske transakcije, kot so vrednostni papirji, zavarovani z nepremičninskimi hipotekami (RMBS), ki niso materialni dejavnik za določanje bonitete, kar omogoča nesorazmerne kapitalske zahteve.
Without amendment this requirement appears to capture hedging facilities (interest rate and foreign exchange) and liquidity facilities to term transactions such as RMBS which are not a material determinant of the rating, thereby resulting in disproportionate capital charges.
Priloga I – točka 3 – točka b – točka i
Annex I – point 3 – point b – point i
Priloga IX – del 4 – točka 5 –stavek 1 a (novo)
Annex IX – part 4 – point 5 – sentence 1 a (new)
„Če ni mogoče uporabiti bonitetne ocene imenovanih ECAI za pozicijo s premoženjem kritih komercialnih zapisov zaradi zahteve iz odstavka 1(c) dela 3, lahko kreditna institucija uporabi utež tveganja, dodeljeno likvidnostnemu posojilu, za izračun zneskov tveganju prilagojenih izpostavljenosti za komercialne zapise, če komercialni zapisi programa ABCP in likvidnostno posojilo tvorijo prekrivajoče se pozicije.“
Where no credit assessment of a nominated ECAI can be used for a position in asset backed commercial paper because of the requirement set out in point 1(c) of Part 3, the credit institution may use the risk-weight assigned to a liquidity facility in order to calculate the risk-weighted exposure amount for the commercial paper if the commercial paper of an ABCP- program and the liquidity facility form overlapping positions.
Če ima kreditna institucija v listinjenju dve ali več prekrivajočih se pozicij, se od nje zahteva, da v obsegu prekrivanja v svoj izračun zneskov tveganju prilagojenih izpostavljenosti vključi zgolj pozicijo ali del pozicije, ki daje višji znesek tveganju prilagojenih izpostavljenosti.
Where a credit institution has two or more overlapping positions in a securitisation, it will be required to the extent that they overlap to include in its calculation of risk- weighted exposures amounts only the position or portion of a position producing the higher risk-weighted exposure amount.
Kreditna institucija lahko tudi prizna takšno prekrivanje med kapitalsko zahtevo za posebno tveganje za pozicije v trgovalni knjigi in kapitalsko zahtevo za pozicije v bančni knjigi,če je kreditna institucija sposobna izračunati in primerjati kapitalske zahteve za ustrezne pozicije.
The credit institution may also recognise such overlap between specific risk capital charges for positions in the trading book and capital charges for positions in the banking book, provided that the credit institution is able to calculate and compare the capital charges for the relevant positions.
Za namene tega odstavka "prekrivanje" pomeni, da pozicije v celoti ali delno predstavljajo izpostavljenost do enakega tveganja tako, da v obsegu prekrivanja obstaja ena sama izpostavljenost.
For the purpose of this point 'overlapping' means that the positions, wholly or partially, represent an exposure to the same risk such that the extent of the overlap there is a single exposure.
Če se odstavek 1(c) dela 3 uporablja za pozicije s premoženjem kritih komercialnih zapisov, lahko kreditna institucija z odobritvijo pristojnega organa uporabi utež tveganja, dodeljeno likvidnostnemu posojilu, za izračun zneskov tveganju prilagojenih izpostavljenosti za komercialne zapise, če likvidnostno posojilo ni bolj podrejeno kot komercialni zapisi programa ABCP in v obsegu, v katerem likvidnostno posojilo tvorijo prekrivajoče se pozicije.
Where point 1(c) of Part 3 applies to positions in asset backed commercial paper , the credit institution may , subject to the approval of the competent authority, use the risk-weight assigned to a liquidity facility in order to calculate the risk-weighted exposure amount for the commercial paper if the liquidity facility is not more junior than the commercial paper of an ABCP- programme and to the extent that the liquidity facility form overlapping positions.
Tehnična uskladitev z baselskim sporazumom glede listinjenja.
Technical alignment with Basel on securitisation.
Likvidnostna posojila so lahko bolj nadrejena kot komercialni zapisi, kakor tudi enakovredna, in to se mora odražati v predlogu spremembe.
Liquidity facilities may be more senior to commercial paper as well as pari passu, and this should be reflected in the amendment.
Priloga I – točka 3 a (novo)
Annex I – point 3 a (new)
Priloga XII – naslov
Annex XII – title
(3a) Naslov Priloge XII se nadomesti z naslednjim:
(3a) The title of Annex XII is replaced by the following :
TEHNIČNA MERILA GLEDE PREGLEDNOSTI IN RAZKRITJA
TECHNICAL CRITERIA ON TRANSPARENCY AND DISCLOSURE
Predlog spremembe naj bi odrazil nove zahteve glede preglednosti, ki so bile uvedene, da se direktiva uskladi z načeli odbora za finančno stabilnost.
To reflect the new transparency requirements introduced to align the Directive with the FSB principles.
Priloga XII – del 2 – točka 15 – uvodni del
Annex XII – part 2 – point 15 – introductory part
Naslednje informacije se razkrijejo v zvezi s politikami in praksami prejemkov kreditne institucije za osebje, katerega poklicne dejavnosti imajo bistven vpliv na profil tveganja institucije:
The following information shall be disclosed regarding the remuneration policy and practices of the credit institution for those categories of staff whose professional activities have a material impact on their risk profile:
Naslednje informacije , vključno z rednimi posodobitvami vsaj enkrat letno, se razkrijejo javnosti v zvezi s politikami in praksami prejemkov kreditne institucije za osebje, katerega poklicne dejavnosti imajo bistven vpliv na profil tveganja institucije.
The following information , including regular updates no less frequently than annually, shall be disclosed to the public regarding the remuneration policy and practices of the credit institution for those categories of staff whose professional activities have a material impact on its risk profile .
Kreditne institucije izpolnjujejo zahteve iz te točke na način, ki je primeren glede na njihovo velikost, notranjo organizacijo in naravo, področje in celovitost njihovih dejavnosti ter brez poseganja v direktivo 95/46/ES Evropskega parlamenta in Sveta z dne 24. oktobra 1995 o varstvu posameznikov pri obdelavi osebnih podatkov in o prostem pretoku takih podatkov :
Credit institutions shall comply with the requirements set out in this point in a way that is appropriate to their size, internal organisation and the nature, scope and complexity of their activities and be without prejudice to Directive 95/46/EC of the European Parliament and of the Council of 24 October 1995 on the protection of individuals with the regard to the processing of personal data and the free movement of such data :
Priloga XII – del 2 – točka 15 – točka e a (novo)
Annex XII – part 2 – point 15 – point e a (new)
(ea) združene kvantitativne informacije o prejemkih, razčlenjene po področju poslovanja in glede na višje vodstvo in člane osebja, katerih dejavnosti imajo bistven vpliv na profil tveganja kreditne institucije, pri čemer je navedeno naslednje:
( ea ) aggregate quantitative information on remuneration, broken down by business area any by senior management and members of staff whose actions have a material impact on the risk profile of the credit institution, indicating the following :
(i) znesek prejemka za finančno leto, razdeljenega v fiksni in variabilni prejemek, in število upravičencev;
(i) amounts of remuneration for the financial year, split into fixed and variable remuneration, and number of beneficiaries;
(ii) znesek in oblika variabilnega prejemka, razdeljenega na gotovino, delnice in na delnice vezane instrumente ter drugo;
(ii) amounts and form of variable remuneration, split into cash, shares and share-linked instruments and other;
(iii) znesek neporavnanega odloženega prejemka, razdeljenega v dodeljeni in nedodeljeni del;
(iii) amounts of outstanding deferred remuneration, split into vested and unvested portions;
(iv) znesek odloženega prejemka, dodeljenega v finančnem letu, izplačanega in zmanjšanega s prilagoditvijo glede na uspešnost;
(iv) the amounts of deferred remuneration awarded during the financial year, paid out and reduced through performance adjustments;
(v) nova plačila ob začetku in prekinitvi zaposlitve v finančnem letu in število upravičencev do teh plačil ter
(v) new sign-on and severance payments made during the financial year, and number of beneficiaries of such payments; and
(vi) znesek plačil ob prekinitvi zaposlitve, odobrenih v finančnem letu, število upravičencev ter najvišji znesek, dodeljen eni sami osebi.
(vi) the amounts of severance payments awarded during the financial year, number of beneficiaries, and highest such award to a single person.
V primeru direktorjev kreditne institucije se kvantitativne informacije iz te točke prav tako javno objavijo na ravni posameznega direktorja.
In the case of directors of the credit institution the quantitative information referred to in this point shall also be made available to the public at the level of the individual director.
Ker je preglednost osrednje orodje, ki zainteresiranim stranem omogoča nadzor nad družbo in ji s tem preprečuje nesprejemljive prakse, ki bi lahko povečale tveganje, se morajo zahtevane združene kvantitativne informacije razčleniti tudi po področju poslovanja družbe, da bi lahko politike prejemkov povezali z različnimi dejavnostmi.
As transparency is a key tool in allowing stakeholders to hold a firm to account and thus prevent unacceptable practices that can contribute to risk the required quantitative aggregate information should also be broken down by business area of the firm to enable remuneration practices to be linked to different activities.
Direktorji družb so izključno odgovorni za sprejete upravljavskih odločitev, zato je treba v skladu s priporočilom Komisije 2004/913/ES zahtevane informacije o prejemkih objaviti na individualni podlagi.
The directors of a firm are ultimately responsible for the management decisions taken and therefore, in line with Commission Recommendation 2004/913/EC, the required remuneration information should be published on an individual basis.
Priloga II – točka 1 – točka -a (novo)
Annex II – point 1 – point -a (new)
Priloga I – točka 8 – točka v –odstavek 3
Annex I – point 8 – point v ­- paragraph 3
(-a) V točki 8(v) se tretji odstavek nadomesti z naslednjim:
(-a) The third paragraph of Point 8(v) is replaced by the following:
"Če ima [...] izvedeni finančni instrument na podlagi n-tega neplačila zunanjo bonitetno oceno [...] , prodajalec zavarovanja pri izračunu kapitalske zahteve za posebno tveganje uporabi oceno izvedenega finančnega instrumenta in po potrebi ustrezne uteži tveganja za listinjenje ."
“Where an nth-to-default credit derivative is externally rated [...] , [...] the protection seller shall calculate the specific risk capital charge using the rating of the derivative and apply the respective securitisation risk weights as applicable.”