natgillin/translations-raw huggingface dataset:
Pristojni organ domače države članice skupaj z navedenimi organi sprejme vse potrebne ukrepe za zavarovanje interesov življenjskih zavarovancev ter zlasti omeji prosto razpolaganje s sredstvi zavarovalnice v skladu s členom 24(1), (2), drugi pododstavek, in (3), drugi pododstavek.
The home Member State's competent authority shall, in conjunction with those authorities, take all necessary measures to safeguard the interests of the assured persons and shall restrict, in particular, the free disposal of the assets of the undertaking in accordance with Article 24 (1), (2), second subparagraph, or (3), second subparagraph.
Vsako odločitev za odvzem dovoljenja je treba natančno obrazložiti in jo sporočiti zadevni zavarovalnici.
Any decision to withdraw an authorization shall be supported by precise reasons and notified to the undertaking in question.
V zakonodaji Združenega kraljestva je že pred sprejetjem tretje direktive o življenjskem zavarovanju obstajalo več razlogov za odvzem dovoljenja (npr. zavarovalnica ne uporabi dovoljenja v roku 12 mesecev, se mu izrecno odreče, ne izpolnjuje pogojev za pridobitev dovoljenja).
Several grounds for withdrawing an authorisation already existed in UK legislation before the adoption of the 3LD (e.g. the undertaking does not make use of the authorisation within twelve months; the undertaking expressly renounces; failure to fulfil the conditions for admission).
Če zavarovalnica preneha opravljati dejavnosti za več kot šest mesecev, ji lahko ministrstvo v skladu z določbo Združenega kraljestva odvzame dovoljenje, če „preneha opravljati zavarovalne posle ali katero koli vrsto zavarovanja“, vendar pravica ministrstva do odvzema dovoljenja ni omejena z upoštevanjem najkrajšega obdobja šestih mesecev.
In cases where the undertaking ceases to carry on business for more than six months, the UK provision allows the Secretary of State to withdraw the authorisation if the undertaking “ceases to carry on insurance business or insurance business of any class” but does not qualify the Secretary of State’s right of withdrawal to the observance of a minimum period of six months.
Glede nesprejetja ukrepov iz načrta ponovne vzpostavitve dobrega finančnega stanja zakonodaja Združenega kraljestva ministrstvu omogoča, da odvzame dovoljenje, če meni, da družba ni izpolnila kakršne koli obveznosti iz Zakona o zavarovalnicah ali Zakona o finančnih storitvah iz leta 1986.
Regarding failure to adopt the measures prescribed by the restoration plan, UK legislation confers on the Secretary of State ample margin to withdraw an authorisation if it appears to him that a company has failed to satisfy any kind of obligation to which it is subject by virtue of the ICA Act or the Financial Services Act 1986.
„Resno“ neizpolnjevanje obveznosti: ta kvalifikacija ni vključena v zakonodajo Združenega kraljestva in ministrstvo lahko odvzame dovoljenje družbi, ker ne izpolnjuje obveznosti, tudi če neizpolnjevanje ni „resno“.
“ Serious” failure to comply with the obligations it is subject to : this qualification is not included in UK legislation and the Secretary of State may withdraw an undertaking’s authorisation for failure to comply with the obligations it is subject to, even if that failure is not “serious”.
Dovoljenje lahko odvzame, če meni, da družba ni izpolnila ali ne izpolnjuje vseh meril dobrega in skrbnega upravljanja.
He may withdraw the authorisation if it appears to him that any of the criteria of sound and prudent management is or has not been fulfilled, or may not be or may not have been fulfilled, in respect of the company.
Obveznosti Združenega kraljestva kot domače države članice v primeru odvzema dovoljenja družbi iz Združenega kraljestva, ki deluje v drugih državah članicah: direktiva določa, da mora domača država članica sprejeti vse potrebne ukrepe za zaščito interesov zavarovancev in omejiti zlasti prosto razpolaganje s sredstvi zavarovalnice.
UK obligations as home Member State in the event of withdrawal of authorisation of a UK company operating in Member States other than the UK: the Directive prescribes that the home Member State must take all necessary measures to safeguard the interests of assured persons and shall restrict, in particular, the free disposal of assets of the assurance undertaking.
V skladu z zakonodajo Združenega kraljestva je ministrstvo pristojno, da omeji prosto razpolaganje s sredstvi družbe, ko je dalo (in ne preklicalo) navodilo, s katerim družbi odvzame dovoljenje za opravljanje poslov, in tudi ko je dalo navodilo za preklic takšnega dovoljenja.
Under UK legislation, the Secretary of State has the power to restrict the company’s freedom to dispose of its assets not only when he has given (and not revoked) a direction withdrawing a company’s authorisation to carry on business but also when he has given a direction suspending such authorisation.
Ta določba bi od zakonodajalca Združenega kraljestva zahtevala, da med drugim odvzame dovoljenje družbi ELAS, če „ resno ne bi izpolnjevala svojih obveznosti iz predpisov, ki veljajo zanjo“.
This provision would have required the UK regulator to withdraw authorisation granted to ELAS inter alia if the latter had failed " seriously in its obligations under the regulations to which it is subject ".
Več dokazov (WE 2, 4, 6–8, 14–17, 22–23, 31, 33–34, 36, 44, 51–54, 69, 72, 79 in 84) kaže, da družba Equitable Life resno ni izpolnjevala svojih obveznosti.
Several pieces of evidence (WE 2, 4, 6-8, 14-17, 22-23, 31, 33-34, 36, 44, 51-54, 69, 72, 79 and 84) claim that Equitable did indeed fail seriously in this respect.
Razlike med tretjo direktivo o življenjskem zavarovanju in izvedbenimi določbami: direktiva določa, da mora domača država članica obvestiti pristojne organe drugih držav članic.
Divergences between the 3LD and implementing provisions : the Directive provides that the home Member State must notify the competent authorities of the other Member States.
Nacionalni izvedbeni ukrep ne določa, da mora ministrstvo obvestiti pristojne organe drugih držav članic.
The national implementing measure does not stipulate that the Secretary of State must inform the competent authority of other Member States.
Člen 15 – Poslovna skrivnost (člen 16 kodificirane direktive)
Article 15 - Professional secrecy (Article 16 of CD)
Ta člen določa obveznost varovanja poslovne skrivnosti, namenjene varovanju zaupnih informacij, in potem še več izjem od te obveznosti.
This article establishes a duty of professional secrecy aimed at protecting the confidentiality of information and then introduces a number of exceptions to that obligation.
Opisuje namene, za katere lahko pristojni organi uporabijo zaupne informacije, ter navaja okoliščine in pogoje, v katerih lahko poteka izmenjava zaupnih informacij med pristojnimi organi držav članic ali drugimi organi, kot so drugi nadzorni organi, neodvisni aktuarji, centralne banke in drugi oddelki.
It describes the purposes for which competent authorities can use confidential information and lists the circumstances and conditions under which the exchange of confidential information between the competent authorities of Member States or with other bodies such as other supervisory authorities, independent actuaries, central banks and other departments can take place.
Države članice predvidijo, da za vse osebe, ki delajo ali so delale pri pristojnih organih, ter za revizorje ali strokovnjake, ki delajo v imenu pristojnih organov, velja obveznost varovanja poslovne skrivnosti.
The Member States shall provide that all persons working or who have worked for the competent authorities, as well as auditors or experts acting on behalf of the competent authorities, shall be bound by the obligation of professional secrecy.
To pomeni, da nobenega zaupnega podatka, s katerim se utegnejo seznaniti med opravljanjem svojih dolžnosti, ne smejo razkriti nobeni osebi ali organu, razen v obliki povzetka ali zbirnega podatka, tako da posameznih zavarovalnic ni mogoče identificirati, brez poseganja v primere, za katere velja kazensko pravo.
This means that no confidential information which they may receive in the course of their duties may be divulged to any person or authority whatsoever, except in summary or aggregate form, such that individual assurance undertakings cannot be identified, without prejudice to cases covered by criminal law.
Vendar pa je v primerih, ko je zoper zavarovalnico uveden stečajni postopek ali postopek prisilne likvidacije, zaupne podatke, ki ne zadevajo tretjih oseb, ki skušajo rešiti to podjetje, dovoljeno razkriti v civilnih ali gospodarskih postopkih.
Nevertheless, where an assurance undertaking has been declared bankrupt or is being compulsorily wound up, confidential information which does not concern third parties involved in attempts to rescue that undertaking may be divulged in civil or commercial proceedings.
Odstavek 1 pristojnim organom različnih držav članic ne preprečuje, da bi izmenjevale podatke v skladu z direktivami, ki se uporabljajo za zavarovalnice.
Paragraph 1 shall not prevent the competent authorities of the different Member States from exchanging information in accordance with the directives applicable to assurance undertakings.
Za navedene podatke veljajo pogoji poslovnih skrivnosti, opredeljeni v odstavku 1.
That information shall be subject to the conditions of professional secrecy indicated in paragraph 1.
Države članice lahko s pristojnimi organi tretjih držav sklepajo pogodbe o sodelovanju, s katerimi omogočijo izmenjavo podatkov, le tedaj, če za razkrite podatke veljajo zagotovila poslovne skrivnosti, najmanj enaka tistim, ki so opredeljena v tem členu.
Member States may conclude cooperation agreements, providing for exchanges of information, with the competent authorities of third countries only if the information disclosed is subject to guarantees of professional secrecy at least equivalent to those referred to in this Article.
Pristojni organi, ki prejemajo zaupne podatke iz odstavkov 1 in 2, jih lahko uporabijo le pri opravljanju svojih dolžnosti:
Competent authorities receiving confidential information under paragraphs 1 or 2 may use it only in the course of their duties:
– da preverijo, ali so izpolnjeni pogoji, ki urejajo začetek opravljanja poslov zavarovanja, in da olajšajo spremljanje opravljanja takšnih poslov, zlasti glede spremljanja zavarovalno-tehničnih rezervacij, minimalnega kapitala, upravnih in računovodskih postopkov ter mehanizmov notranjega nadzora, ali
- to check that the conditions governing the taking-up of the business of assurance are met and to facilitate monitoring of the conduct of such business, especially with regard to the monitoring of technical provisions, solvency margins, administrative and accounting procedures and internal control mechanisms, or
– da naložijo sankcije, ali
- to impose sanctions, or
– pri upravnih pritožbah zoper odločbe pristojnega organa, ali
- in administrative appeals against decisions of the competent authority, or
– v sodnih postopkih, sproženih po členu 50 ali v skladu s posebnimi določbami, predvidenimi v direktivah, sprejetih na področju zavarovalnic.
- in court proceedings initiated pursuant to Article 50 or under special provisions provided for in the directives adopted in the field of assurance undertakings.
Odstavka 1 in 4 ne izključujeta izmenjave podatkov znotraj države članice, če ima ista država članica dvoje ali več pristojnih organov, ali med državami članicami, med pristojnimi organi in:
Paragraphs 1 and 4 shall not preclude the exchange of information within a Member State, where there are two or more competent authorities in the same Member State, or, between Member States, between competent authorities and:
– organi, pristojnimi za uradni nadzor kreditnih institucij in drugih finančnih institucij, ter organi, pristojnimi za nadzor finančnih trgov,
- authorities responsible for the official supervision of credit institutions and other financial organizations and the authorities responsible for the supervision of financial markets,
– organi, ki sodelujejo v postopkih likvidacije ali stečajnih postopkih zavarovalnic ter v drugih podobnih postopkih, in
- bodies involved in the liquidation and bankruptcy of assurance undertakings and in other similar procedures, and
– osebami, pooblaščenimi za opravljanje obveznih revizijskih pregledov izkazov zavarovalnic in drugih finančnih institucij,
- persons responsible for carrying out statutory audits of the accounts of assurance undertakings and other financial institutions,
pri opravljanju svojih nadzornih funkcij in razkrivanje ustreznih podatkov organom, ki skrbijo za postopke (prisilne) likvidacije ali zajamčeni kapital in ki takšne podatke potrebujejo za opravljanje svojega dela.
in the discharge of their supervisory functions, and the disclosure, to bodies which administer (compulsory) winding-up proceedings or guarantee funds, of information necessary to the performance of their duties.
Za podatke, ki jih prejemajo te organi, telesa ali osebe, veljajo pogoji poslovne skrivnosti iz odstavka 1.
The information received by these authorities, bodies and persons shall be subject to the obligation of professional secrecy laid down in paragraph 1.
Poleg tega lahko države članice, ne glede na odstavka 1 in 4, v skladu z zakonskimi določbami dovolijo razkrivanje nekaterih podatkov drugim službam njihove državne uprave, ki so pristojni za zakonodajo v zvezi z nadzorom kreditnih institucij, finančnih institucij,institucij za opravljanje investicijskih storitev in zavarovalnic, ter inšpektorjem, ki delujejo v imenu teh služb.
In addition, notwithstanding paragraphs 1 and 4, Member States may, under provisions laid down by law, authorize the disclosure of certain information to other departments of their central government administrations responsible for legislation on the supervision of credit institutions, financial institutions, investment services and assurance undertakings and to inspectors acting on behalf of those departments.
Vendar so takšna razkritja mogoča samo tedaj, ko so potrebna zaradi nadzora varnega in skrbnega poslovanja.
However, such disclosures may be made only where necessary for reasons of prudential control.
Države članice pa predvidijo, da se podatki, prejeti v skladu z odstavkoma 2 in 5, in podatki, pridobljeni pri dejanskih pregledih iz člena 16 Direktive 79/267/EGS, ne smejo nikoli razkriti v primerih iz tega odstavka, razen z izrecnim soglasjem pristojnih organov, ki so podatek posredovali, ali pristojnih organov države članice, v kateri je bil opravljen dejanski pregled.
However, Member States shall provide that information received under paragraphs 2 and 5 and that obtained by means of the on-the-spot verification referred to in Article 16 of Directive 79/267/EEC may never be disclosed in the cases referred to in this paragraph except with the express consent of the competent authorities which disclosed the information or of the competent authorities of the Member State in which on-the-spot verification was carried out.
V skladu z zakonodajo Združenega kraljestva omejitve pri razkrivanju informacij urejata oddelek 41A in Priloga 2B k Zakonu o zavarovalnicah iz leta 1982, dodana s predpisom 26 iz Predpisov o zavarovalnicah (direktive o življenjskem zavarovanju) iz leta 1994, ki izvajajo tretjo direktivo o življenjskem zavarovanju, kakor so bili spremenjeni s predpisom 20 Predpisov o finančnih ustanovah (bonitetni nadzor) iz leta 1996, ki izvajajo Direktivo 95/96/ES.
Under UK legislation, restrictions on disclosure of information are governed by section 41A and schedule 2B of the ICA 1982, inserted by Regulation 26 of the Insurance Companies (Third Insurance Directives) Regulations 1994 implementing the Third Life Directive, as amended by Regulation 20 of the Financial Institutions (Prudential Supervision) Regulations 1996, implementing Directive 95/96/EC.
Obveznost varovanja poslovne skrivnosti: na domači ravni obveznost varovanja poslovne skrivnosti ureja odstavek 1 iz Priloge 2B k Zakonu o zavarovalnicah.
The professional secrecy obligation: at domestic level, the professional secrecy obligation is governed by paragraph 1 of Schedule 2B of the Act.
Odstavek 5 razširja obveznost varovanja zaupnih informacij na informacije, ki jih dobi ministrstvo za namene svojih funkcij iz Zakona od nadzornega organa v državi članici, ki ni Združeno kraljestvo, ali ki jih minister ali oseba, ki deluje v njegovem imenu, dobi za iste namene v drugi državi članici.
Paragraph 5 extends the obligation not to disclose confidential information to information which has been supplied to the Secretary of State for the purposes of its functions under the Act by a supervisory authority in a Member State other than the UK or has been obtained for those purposes by the Secretary of State or by a person acting on his behalf, in another Member State.
Jasno je, da je področje uporabe obveznosti v skladu z nacionalno določbo širše od področja uporabe v skladu z direktivo, ker velja za „vse osebe“ (ne le za delavce in nekdanje delavce pristojnega organa).
It can be said that the scope of application of the obligation prescribed by the national provision is even broader than that prescribed by the Directive because it binds “any person” (not only persons working, or who have worked, for the competent authority).
Poleg tega nacionalna določba izrecno določa, da „omejene informacije“ zajemajo informacije o samih zavarovalnicah in tudi informacije o izvršnih direktorjih ter delavcih teh družb.
In addition, the national provision expressly specifies that “restricted information” covers not only information relating to the assurance undertakings themselves but also to information relating to executives and employees of those companies.
Končno, nacionalna določba v nasprotju z direktivo določa tudi kazen za tiste, ki kršijo obveznost varovanja zaupnih informacij v nasprotju s pogoji iz odstavka 1.
Finally, the national provision goes further than the Directive by prescribing a penalty for those who breach the obligation not to disclose information in contravention to the conditions laid down by paragraph 1.
Izmenjava informacij med pristojnim organom države članice in drugimi pristojnimi organi ali ustreznimi organi: na ravni Združenega kraljestva se odstavek 3 iz Priloge 2B sklicuje na dovoljenje ministrstva, da razkrije informacije, ki je namenjeno lažjemu opravljanju funkcij drugih regulativnih organov, odstavek 4 pa se sklicuje na druga dovoljenja za razkritje, ki so namenjena lažjemu opravljanju funkcij drugih ustreznih organov.
Exchange of information between the competent authority of a Member State and other competent authorities or relevant bodies : at UK level, paragraph 3 of Schedule 2B refers to authorisations for the Secretary of State to disclose information aimed at facilitating discharge of functions by other regulatory authorities and paragraph 4 refers to other authorised disclosures aimed at facilitating discharge of functions by other relevant bodies.
V skladu z direktivo so vsa dovoljena razkritja nadzornim organom, regulativnim organom ali drugim ustreznim organom izrecno določena v nacionalni zakonodaji, v vseh primerih pa je namen dovoljenja omogočiti, da ti organi opravljajo svoje funkcije.
In line with the Directive, all authorised disclosures are to supervisory authorities, regulatory authorities or other relevant bodies expressly identified by the national legislation and in all cases the purpose of the authorisation is to allow those bodies to discharge their functions.
Poleg tega nacionalni predpisi izrecno določajo, da se razkrite informacije ne smejo uporabiti drugače kot za izrecno navedene namene, in za osebe, ki uporabljajo informacije v nasprotju s pravili, določajo kazenske sankcije.
Furthermore, national rules expressly prescribe that disclosed information shall not be used otherwise than for the expressly mentioned purposes and imposes criminal penalties for persons who use the information in contravention of the rules.
Člen je pomemben, kar zadeva izmenjavo (ali pomanjkanje izmenjave) korespondence med zakonodajalcem Združenega kraljestva ter irskimi in nemškimi zakonodajalci.
The article is relevant with regards to the exchanges (or lack thereof) of correspondence between the UK regulator and the Irish and German regulators.
Za dodatne informacije glej del III o zakonodajnih ukrepih in del IV o odškodnini.
For further information on this point, see Part III on Regulatory Action and Part IV on Redress.
WE-Conf 9 vsebuje seznam zaupne korespondence med zakonodajalci o zadevi ELAS.
WE-Conf 9 contains a list of confidential correspondence between regulators on the ELAS case.
Za informacije o dolžnostih revizorjev glej sklicevanje na člen 17 kodificirane direktive.
With regard to the duties of auditors, see the reference to Article 17 of the CD.
Pojavila so se vprašanja o ukrepih revizorjev družbe ELAS med krizo.
Questions have been raised as to the actions of ELAS' auditors throughout the affair.
Vendar mandat preiskovalnega odbora ne zajema izrecno tega področja.
However, the mandate of the EQUI committee does not explicitly cover this area.
Nova uprava družbe ELAS je leta 2001 vložila tožbo proti nekdanjim revizorjem (družbi Ernst&Young), vendar jo je na koncu opustila.
A case was brought against ELAS' previous auditors (Ernst&Young) by the new management in 2001 but was ultimately dismissed.
Razlike med tretjo direktivo o življenjskem zavarovanju in izvedbenimi določbami: določba Združenega kraljestva navaja, da informacija ni omejena, če gre za informacijo v obliki povzetka ali če je oblikovana tako, da ne omogoča ugotavljanja informacij o določeni osebi.
Divergences between the 3LD and implementing provisions: the UK provision establishes that information is not “restricted information” if “it is information in the form of a summary or is "information so framed as not to enable information relating to any particular person to be ascertained from it".
Določba Združenega kraljestva v tej obliki je v nasprotju z direktivo, ker omogoča dodatno izjemo od obveznosti varovanja poslovne skrivnosti, tj. da je širjenje informacij o družbi v obliki povzetka zadostno.
As it stands, the UK provision contradicts the Directive because it allows a further exception to the obligation of professional secrecy, namely, that the dissemination of information about the company “in the form of a summary” is sufficient.
Direktiva pa v nasprotju s tem omogoča širjenje informacij „v obliki povzetka [ali zbirnega podatka], tako da posameznih zavarovalnic ni mogoče identificirati“.
In contrast, what the Directive allows is the dissemination of information “in the form of a summary [or aggregate form] such that individual assurance undertakings cannot be identified.”
Člen 19 – Premije za nove posle (člen 21 kodificirane direktive)
Article 19 - Premiums for new business (Article 21 of CD)
Ta člen določa nekaj osnovnih smernic glede ustreznosti premij za nove posle, tj. morajo biti zadostne, temeljiti na razumnih zavarovalno-tehničnih predpostavkah, da zavarovalnicam omogočijo izpolnjevanje obveznosti, zlasti da oblikujejo ustrezne zavarovalno-tehnične rezervacije.
This article provides for some general guidelines on the adequacy of the premiums for new business, viz.: they must be sufficient on reasonable actuarial terms to enable the company to meet its commitments and to establish adequate technical provisions.
Za ta namen se lahko za ohranjanje minimalnega kapitala upoštevajo le vnosi iz premij in drugih sistematičnih ter stalnih virov prihodkov.
For this purpose, the only inputs to be taken into account in order to respect the solvency margin are those coming from premiums and other systematic and permanent income sources.
Premije za nove posle morajo biti zadostne, temeljiti na razumnih zavarovalno-tehničnih predpostavkah, da zavarovalnicam omogočijo izpolnjevanje vseh obveznosti, zlasti da oblikujejo ustrezne zavarovalno-tehnične rezervacije.
Premiums for new business shall be sufficient, on reasonable actuarial assumptions, to enable assurance undertakings to meet all their commitments and, in particular, to establish adequate technical provisions.