natgillin/translations-raw huggingface dataset:
– Podpis (-i) potrošnika /potrošnikov (samo , če se obrazec posreduje na papirju ) (***):
– Consumer('s )Signature of (required only if the form is sent on paper ) (***)
*Po potrebi črtajte.
*Delete as appropriate.
(*) Izpolni podjetje, preden obrazec predloži potrošniku.
(*) To be filled in by the business before providing the form to the consumer.
(**) Po potrebi črtajte.
(**) Delete where non-applicable.
(***) Izpolni potrošnik (potrošniki), če se obrazec uporablja za odstop od pogodbe.
(***) To be filled in by the consumer(s) if this form is used for withdrawal from the contract
(aa) izključevanje ali omejevanje odgovornosti podjetja za povzročeno škodo na potrošnikovi lastnini zaradi namernega ali malomarnega ravnanja podjetja;
(aa) excluding or limiting the liability of the business for damage on the property of the consumer caused deliberately or as a result of gross negligence through an act or omission by the business;
(b) omejitev obveznosti trgovca v zvezi z izpolnjevanjem obveznosti njegovih zastopnikov ali pogojevanje svojih obveznosti z izpolnjevanjem posebnega pogoja, ki je v celoti odvisen od trgovca ;
(b) limiting the trader ' s obligation to respect commitments undertaken by his agents or making his commitments subject to compliance with a particular condition which depends exclusively on the trader ;
(b) omejitev obveznosti podjetja v zvezi z izpolnjevanjem obveznosti njegovih zastopnikov ali pogojevanje svojih obveznosti z izpolnjevanjem posebnega pogoja, ki je v celoti odvisen od podjetja ;
(b) limiting the business ' obligation to respect commitments undertaken by its agents or making its commitments subject to compliance with a particular condition , the fulfilment of which depends exclusively on the business ;
(ca) podelitev izključne pristojnosti za vse spore, ki izhajajo iz pogodbe, za kraj, kjer ima podjetje sedež, razen če je izbrano sodišče pristojno tudi za kraj potrošnikovega bivališča;
(ca) conferring exclusive jurisdiction for all disputes arising under the contract to the place where the business is domiciled unless the chosen court is also the court for the place where the consumer is domiciled;
Priloga III – odstavek 1 – točka a a (novo)
Annex III – paragraph 1 – point a a (new)
(aa) določitev za potrošnika zavezujoče obveznosti, za katero velja pogoj, katerega izpolnitev je odvisna zgolj od namere podjetja;
(aa) makes binding on the consumer an obligation which is subject to a condition the fulfilment of which depends solely on the intention of the business;
(cb) uporaba naključnih stroškov, kot so kazni za kršitve pogodbenih pogojev, ki so očitno nesorazmerni glede na stroške, ki jih utrpi podjetje zaradi kršitve pogojev;
(cb) applying contingent charges, such as penalties for breaching the contract terms, that are clearly disproportionate to the costs incurred by the business due to the breach of terms;
(da) izključevanje ali oviranje potrošnikove pravice, da da navodila tretji osebi in jo pooblasti za sklenitev pogodbe med potrošnikom in podjetjem in/ali za sprejetje ukrepov, katerih namen je sklenitev pogodbe med potrošnikom in podjetjem ali olajšanje postopka za sklenitev pogodbe.
(da) excluding or hindering the consumer’s right to instruct and authorise a third party to conclude a contract between the consumer and the business and/or to take steps which are meant to lead to, or facilitate, the conclusion of a contract between the consumer and the business.
(e) pogoji, ki podjetju omogočajo odpoved pogodbenega razmerja za nedoločen čas brez razumnega odpovednega roka, razen v primeru tehtnih razlogov ; to ne vpliva na pogoje v pogodbah o finančnih storitvah, če obstaja tehten razlog, vendar pod pogojem, da je dobavitelj dolžan drugo pogodbeno stranko o tem nemudoma obvestiti;
(e) enabling the business to terminate a contractual relationship of indeterminate duration without reasonable notice , except where there are serious grounds for doing so ; this does not affect terms in financial services contracts where there is a valid reason, provided the supplier is required to inform the other contracting party thereof immediately;
(g) pogoji, ki omogočajo, da se cena blaga ali drugih sredstev določi ob času dostave ali dobave ali da podjetje dvigne ceno, o kateri se je ob sklenitvi pogodbe dogovorilo s potrošnikom, ne da bi potrošniku dalo možnost, da prekliče pogodbo, če je povišana cena previsoka glede na ceno, ki je bila dogovorjena ob sklenitvi pogodbe ; to ne vpliva na klavzulo o indeksiranju cen, kadar so zakonite, če je metoda, po kateri se cene spreminjajo, natančno opisana;
(g) providing that the price of goods or other assets is to be determined at the time of delivery or supply or allowing the business to increase the price agreed with the consumer when the contract was concluded without giving the consumer the right to terminate the contract if the increased price is too high in relation to the price agreed at the conclusion of the contract ; this does not affect price-indexation clauses, where lawful, provided that the method by which prices vary is explicitly described;
(k) pogoji, ki podjetju omogočajo enostransko spreminjanje pogodbenih pogojev, vključno z lastnostmi izdelka ali storitve, brez tehtnega razloga, ki je določen v pogodbi ; to ne vpliva na pogoje, pod katerimi si ponudnik finančnih storitev pridržuje pravico do spremembe obrestne mere, ki jo plača potrošnik ali ki se izplača potrošniku, ali znesek drugih zaračunanih stroškov za finančne storitve brez predhodnega obvestila, kadar za to obstaja tehten razlog, če mora ponudnik o tem potrošnika čim prej obvestiti in če ima slednji pravico do takojšnje odpovedi pogodbenega razmerja; to prav tako ne vpliva na pogoje, pod katerimi si podjetje pridržuje pravico do enostranske spremembe pogojev pogodbe za nedoločen čas, če mora o tem v razumnem roku obvestiti potrošnika in ima ta pravico do odpovedi pogodbenega razmerja;
(k) enabling the business to unilaterally alter the terms of the contract including the characteristics of the product or service without a valid reason which is specified in the contract ; this does not affect terms under which a supplier of financial services reserves the right to change the rate of interest to be paid by, or to, the consumer, or the amount of other charges for financial services without notice where there is a valid reason, provided that the supplier is required to inform the consumer at the earliest opportunity and that the consumer is free to terminate the contractual relationship with immediate effect; neither does it affect terms under which a business reserves the right to alter unilaterally the conditions of a contract of indeterminate duration, provided that the business is required to inform the consumer with reasonable notice, and that the consumer is free to terminate the contractual relationship;
Priloga III – odstavek 1 – točka 1 a (novo)
Annex III – paragraph 1 – point l a (new)
( la) pogoji, ki podjetju v primerih, ko naročeno ni na voljo, omogočajo, da priskrbi enakovreden nadomestek, pri čemer potrošnika ni izrecno obvestilo o tej možnosti in o dejstvu, da mora podjetje kriti stroške vrnitve tega, kar je potrošnik prejel po pogodbi, če potrošnik uveljavi pravico od odstopa.
( la) allowing a business, where what has been ordered is unavailable, to supply an equivalent without having expressly informed the consumer of this possibility and of the fact that the business must bear the cost of returning what the consumer has received under the contract if the consumer exercises a right to withdraw.
Točke 1(e), 1(g) in 1(k) se ne uporabljajo za:
Point 1( e), (g) and (k) shall not apply to
o predlogu direktive Evropskega parlamenta in Sveta o pravicah potrošnikov
on the proposal for a Directive of the European Parliament and of the Council on Consumer Rights
Poročevalka pozdravlja predlog Komisije, katerega namen je spremeniti:
Your rapporteur considers that the Commission proposal, the purpose of which is to amend:
- Direktivo 85/577/EGS o pogodbah, sklenjenih zunaj poslovnih prostorov,
- Directive 85/577/EEC on contracts negotiated away from business premises,
- Direktivo 93/13/EGS o nedovoljenih pogojih v potrošniških pogodbah,
- Directive 93/13/EEC on unfair terms in consumer contracts,
- Direktivo 97/7/ES o pogodbah na daljavo in
- Directive 97/7/EC on distance contracts, and
- Direktivo 1999/44/ES o nekaterih vidikih prodaje potrošniškega blaga in z njim povezanih garancij,
- Directive 1999/44/EC on consumer sales and guarantees,
zlasti kar zadeva njegov cilj, saj spodbuja dejavnost enotnega trga, tako da zmanjšuje ovire čezmejnega trgovanja, vendar opozarja, da predlog pomeni težave tako za potrošnike kot za podjetja.
is welcome as regards its objective, in that it promotes the action of the single market by reducing obstacles to cross-border trade, but notes that the proposal presents problems both for consumers and for businesses.
Z združitvijo teh štirih direktiv bi bilo treba pohvaliti poskus povečanja učinkovitosti in spodbujanja čezmejnega trgovanja.
The attempt to make the internal market more effective and promote cross-border trade by combining these four directives is to be commended.
Vendar je stališče predloga do Pogodbe o Evropski uniji in Listini o temeljnih pravicah Evropske unije problematično.
The proposal’s relationship to the Treaty on European Union and on the Charter of Fundamental Rights of the European Union is, however, problematic.
Obstaja tudi razlog za dvom, ali predlog upošteva zahtevo, določeno v Listini o temeljnih pravicah, da bodo politike Unije zagotovile visoko raven varstva potrošnikov
There is also reason to doubt whether the proposal implements the requirement set out in the Charter of Fundamental Rights that Union policies shall ensure a high level of consumer protection
Listina o temeljnih pravicah Evropske unije, člen 38. .
Charter of Fundamental Rights of the European Union, Article 38. .
Popolna uskladitev, učinki na potrošnike in podjetja
Full harmonisation; effects on consumers and on businesses
Visoka kakovost in okoljsko trajnostna proizvodnja so glede na strategijo EU 2020
According to the EU 2020 Strategy
Sporočilo Komisije: Evropa 2020: strategija za pametno, trajnostno in vključujočo rast; Bruselj, 3. marca 2010 (KOM 2010 (2020)). ena najbolj konkurenčnih prednosti Evrope.
Communication from the Commission : EUROPE 2020 A strategy for smart, sustainable and inclusive growth; Brussels , 3 March 2010 ( COM 2010 (2020)). , high-quality and environmentally sustainable production is one of Europe’s competitive advantages.
Visoka raven varstva potrošnikov zagotavlja visoko kakovost proizvodov in veča zaupanje potrošnikov, hkrati pa spodbuja učinkovitost notranjega trga.
A high level of consumer protection guarantees high-quality products and improves consumer confidence, thereby promoting the effectiveness of the internal market.
Pogoji za uskladitev že obstajajo (poglavje I predloga), vendar bi uskladitev v skladu s poglavjem IV oslabila stopnjo varstva potrošnikov v nekaterih državah članicah.
The conditions for harmonisation exist (Chapter I of the proposal); however harmonisation in accordance with Chapter IV would weaken the level of consumer protection in several Member States.
Omejitev garancijskega obdobja na dve leti, kot je določena v predlogu, bi v številnih državah članicah povzročila skrajšanje daljšega obdobja odgovornosti za primer neskladnosti, obenem pa proizvajalcem sporočala, da lahko izdelki trajajo samo dve leti, s tem pa zmanjšala zaupanje potrošnikov.
Limiting the guarantee period to two years as set out in the proposal would lead to a shortening of the longer period of liability for lack of conformity observed in many Member States, and would send a message to producers that products do not need to last more than two years, thus reducing consumer confidence.
V obrazložitvenem memorandumu predloga Komisija pravilno navaja, da je stopnja zaupanja potrošnikov v čezmejno nakupovanje nizka.
In the explanatory memorandum to its proposal the Commission states correctly that the level of consumer confidence in cross-border shopping is low.
S stališča potrošnikov ovire vključujejo jezikovne težave, pomanjkanje zaupanja v plačilne sisteme in v storitve dobave izdelkov ter nepripravljenost podjetij, da bi čezmejno trgovali.
From the consumers’ point of view, obstacles include language problems, lack of confidence in payment systems and in product delivery services, and the refusal of businesses to trade across borders.
Razdelki poglavja V predloga o nepoštenih pogodbenih pogojih so problematični z vidika številnih nacionalnih sistemov civilnega prava držav članic, kjer je nacionalna zakonodaja močno razvita zaradi tradicije pogodbenega prava in zelo majhne stopnje zakonodaje EU.
The sections of Chapter V of the proposal concerning unfair contract terms are problematic in the light of many Member States’ national contract law systems, where national legislation is highly developed thanks to the traditions of contract law and the very small degree of EU legislation.
Kar zadeva pravice potrošnikov, sedanja minimalna zakonska ureditev državam članicam omogoča, da uredbe EU prilagodijo nacionalnim načelom, ta ukrep pa se mora ohranjati tudi v prihodnje.
As regards consumer rights, the current minimum regulation has allowed the Member States a discretion to adapt EU regulations to national principles, and this approach should continue to be taken.
Poročevalka obžaluje, da predlog direktive ne upošteva novih izdelkov, ki nastajajo zaradi sprememb v razvoju proizvodnje in inovacij, kot so na primer digitalni izdelki.
Your rapporteur regrets that the proposal for a directive does not take account of new products arising as a result of changing product development and innovation, such as digital products.
Izdelek, zlasti na področju zabavne ali potrošne elektronike, poleg fizičnega predmeta vedno bolj vsebuje tudi dodatke, kot so kombinacije programov ali drugi nematerialni proizvodi in storitve.
More and more often a product, particularly in the field of entertainment or consumer electronics, contains in addition to the physical product a combination of programs or other intangible products and services.
Kjer zadevo ne ureja ta direktiva, obstaja skrb, da jo bo pozneje treba ločeno zakonsko urejati, kar bi privedlo do prekomerne upravne obremenitve za kupce.
Where a matter is not covered by this directive, there is a fear that it will be necessary to legislate separately on that matter later, which would cause an excessive administrative burden for purchasers.
Zakonodaja EU o finančnih trgih
The EU legislation concerning the financial markets
Direktiva o potrošniških kreditih (2008/48/ES); Direktiva o plačilnih storitvah (2007/64/ES); Direktiva o nepoštenih poslovnih praksah (2005/29/ES); Direktiva o trženju finančnih storitev potrošnikom na daljavo (2002/65/ES); Direktiva o življenjskem zavarovanju (2002/83/ES); Direktiva o plačilnih storitvah (2002/92/ES); Direktiva o trgih finančnih instrumentov (2004/39/ES). že ureja pravice potrošnikov, kar zadeva številne finančne storitve, kot so naložbene storitve, različni potrošniški krediti in zavarovanja.
The Consumer Credit Directive (2008/48/EC); the Payment Services Directive (2007/64/EC); the Unfair Business Practices Directive (2005/29/EC); Directive 2002/65/EC on the distance marketing of financial services; the Life Assurance Directive (2002/83/EC); the Insurance Mediation Directive (2002/92/EC); Directive 2004/39/EC on the markets in financial instruments. already covers consumers' rights as regards many financial services such as investment services, several kinds of consumer credit, and insurance.
Te je treba še naprej urejati ločeno.
These should continue to be regulated separately.
Prav tako je treba igre na srečo urejati z drugimi direktivami.
Likewise gambling should be regulated by other directives.
Poglavje III tega predloga direktive, ki se nanaša na informacije za potrošnike in pravico do odstopa, in poglavje V o nepoštenih poslovnih praksah je treba v tem predlogu razširiti, da bosta urejala finančne izdelke, ki spadajo pod spodnjo mejo 200 EUR, ki je določena v obstoječi zakonodaji.
Chapter III of this proposal for a directive, relating to consumer information and withdrawal rights, and Chapter V on unfair business practices, should be extended in this proposal to cover financial products falling below the EUR 200 lower limit set out in the existing legislation.
Prav tako je treba nameniti pozornost razvoju na trgu, na katerem finančna storitev, ki znaša manj kot 200 EUR, kot so zavarovanje, naložba ali posojilo, postane bistveni del samega izdelka: zahteve za informacije za te izdelke je prav tako treba vključiti v področje uporabe te direktive.
Attention should also be paid to the development on the market of products in which a financial service amounting to less than EUR 200, such as insurance, an investment or a loan, becomes a substantial part of the product itself: the information requirement for such products should also be brought within the scope of this directive.
Poročevalka meni, da je cilj visoka stopnja varstva potrošnikov.
Your rapporteur considers that the objective is a high level of consumer protection.
Poskus Evropske unije, da združi uskladitev na notranjem trgu in visoko stopnjo varstva potrošnikov se lahko najbolje doseže, tako da se poskuša dvigniti sedanja minimalna raven usklajenosti v smeri najboljših obstoječih nacionalnih praks.
The European Union’s attempt to combine the harmonisation of the internal market with a high level of consumer protection can best be achieved by trying to raise the current minimum level of harmonisation in the direction of the best existing national practices.
V prihodnje je treba evropski sistem odgovornosti za primer neskladnosti razviti tako, da bo izboljšal varstvo potrošnikov in povečal zaupanje v trge: to je pravično do podjetij in podpira daljšo dobo uporabe izdelka.
In future the European system of liability for lack of conformity should be developed in such a way that it improves consumer protection and confidence in the markets: this is fair to businesses and supports an increase in the useful life of products.
Izvajanje tega v praksi zahteva oblikovanje evropskega modela za reševanje sporov s potrošniki.
Putting this into practice requires the creation of a European model for resolving consumer disputes.
Odbor za ekonomske in monetarne zadeve poziva Odbor za notranji trg in varstvo potrošnikov, kot pristojni odbor, naj v svoje poročilo vključi naslednje predloge sprememb:
The Committee on Economic and Monetary Affairs calls on the Committee on the Internal Market and Consumer Protection, as the committee responsible, to incorporate the following amendments in its report:
V skladu s tem mora ta direktiva določiti standardna pravila za skupne vidike in se oddaljiti od pristopa minimalne uskladitve iz predhodnih direktiv, v skladu s katerim so lahko države članice ohranile ali sprejele strožja nacionalna pravila.
This Directive should accordingly lay down standard rules for the common aspects and move away from the minimum harmonisation approach in the former Directives under which Member States could maintain or adopt stricter national rules .
Potrošniki bodo poleg tega uživali visoko skupno raven varstva po vsej Skupnosti.
Furthermore consumers will enjoy a high common level of protection across the Community.
(8) Razen če ni drugače določeno in v skladu s členom 169 Pogodbe o delovanju Evropske unije ukrepi, določeni v tej direktivi, državam članicam ne bi smeli preprečiti, da ohranijo ali sprejmejo ukrepe za zagotovitev višje ravni varstva potrošnikov.
(8) Unless otherwise specified and in accordance with Article 169 of the Treaty on the Functioning of the European Union (TFEU), the measures set out in this Directive should not prevent Member States from maintaining or introducing measures providing for a higher level of consumer protection.
Vendar je popolna uskladitev nekaj ključnih zakonodajnih vidikov potrebna za zagotovitev skladnega okvira varstva potrošnikov v vsej Uniji in za znatno povečanje pravne varnosti potrošnikov in podjetij pri čezmejnih transakcijah .
However, full harmonisation of some key regulatory aspects is justified to ensure a consistent framework of consumer protection across the Union and to considerably increase legal certainty for both consumers and business in cross-border transactions .
V primerih popolne uskladitve se bodo potrošniki in podjetja lahko zanesli na enotni zakonodajni okvir, temelječ na jasno opredeljenih pravnih pojmih, ki bodo urejali nekatere vidike pogodb od podjetij do potrošnikov po vsej Uniji .
In the case of such full harmonisation, both consumers and business will be able to rely on a single regulatory framework based on clearly defined legal concepts regulating certain aspects of business-to-consumer contracts across the Union .
Tako bodo imeli potrošniki visoko raven zaščite v vsej Uniji , odpravile se bodo ovire, ki izhajajo iz neustrezne razdrobljenosti pravil, na tem področju pa se bo prav tako vzpostavil notranji trg.
The effect should be that consumers enjoy a high common level of protection across the Union , contributing to elimination of the barriers stemming from the inadequate fragmentation of the rules and to complete the internal market in this area.
Zato določbe te direktive zajemajo pogodbe v zvezi s finančnimi storitvami samo do mere , potrebne za zmanjšanje zakonodajnih vrzeli .
For this reason the provisions of this Directive cover contracts relating to financial services only insofar as this is necessary to fill the regulatory gaps .
Določbe te direktive morajo zajemati pogodbe v zvezi s finančnimi storitvami samo, če jih ne ureja zakonodaja Unije ali nacionalna zakonodaja.
The provisions of this Directive should cover contracts relating to financial services insofar as they are not covered by other Union or national legislation .
(11a) Novi finančni proizvodi, ki ne dosegajo spodnje omejitve 200 EUR, določene v sedanji zakonodaji, bi se morali obravnavati pri prenovi sedanje finančne zakonodaje ali v prihodnjih predlogih sprememb te direktive v zvezi z informacijami potrošnikom in nepoštenimi poslovnimi praksami.
(11a) New financial products that fall below the EUR 200 lower limit, set out in the existing legislation, should be taken into account when renewing the current financial legislation or in future amendments of this Directive in relation to consumer information and unfair business practices.
(11b) Komisija bi si morala prizadevati za zagotovitev ustreznih in zgodnjih informacij za potrošnike ter za visoko raven varstva potrošnikov, ob upoštevanju obsežnega horizontalnega pristopa, ki zajema vse sektorje finančnih storitev za potrošnike.
(11b) The Commission should strive to ensure adequate, early information for consumers and a high level of consumer protection, taking a comprehensive horizontal approach covering all sectors of financial services for consumers.
Komisija bi si morala postopoma prizadevati za uresničitev evropske listine za pravice potrošnikov.
Step by step, the Union should aim to establish a European charter of consumer rights in the field of financial services.
(12a) Pomembnost evropskih trgov za spletno digitalno vsebino se povečuje, zato mora biti jasno, da blago iz te direktive vključuje tudi digitalne proizvode, kot so prenosi podatkov in programska oprema.
(12a) The importance of European markets for online digital content is increasing and therefore it should be clear that goods referred to in this Directive also include digital products, such as downloads and software.
Podaljšano garancijsko obdobje se zahteva za blago v primerih, kjer je zlasti težko ugotoviti neupoštevanje specifikacij ter ko je pričakovano obdobje uporabe blaga bistveno daljše od dveh let.
An extended warranty period is required for goods in cases where it is particularly difficult to detect a lack of conformity with specifications and when the expected usage time of a good is significantly longer than two years..