natgillin/translations-raw huggingface dataset:
„ Če je matično podjetje iz člena 260 hčerinsko podjetje zavarovalnega holdinga ali mešanega finančnega holdinga , ki ima sedež zunaj Unije, ali zavarovalnice ali pozavarovalnice tretje države, izvedejo države članice preverjanje iz člena 260 samo na ravni končnega matičnega podjetja, ki je zavarovalni holding tretje države, mešani finančni holding tretje države, zavarovalnica tretje države ali pozavarovalnica tretje države.
" Where the parent undertaking referred to in Article 260 is itself a subsidiary of an insurance holding company or mixed financial holding company having its head office outside the Union or of a third-country insurance or reinsurance undertaking, Member States shall apply the verification provided for in Article 260 only at the level of the ultimate parent undertaking which is a third-country insurance holding company, a third country mixed financial holding company, a third-country insurance undertaking or a third-country reinsurance undertaking.
Vendar države članice svojim nadzornim organom dovolijo, da se ob odsotnosti enakovrednega nadzora iz člena 260 odločijo za novo preverjanje na nižji ravni, če obstaja matično podjetje zavarovalnic ali pozavarovalnic, naj bo to zavarovalni holding tretje države, mešani finančni holding tretje države, zavarovalnica tretje države ali pozavarovalnica tretje države. “
However, Member States shall allow their supervisory authorities to decide, in the absence of equivalent supervision referred to in Article 260, to carry out a new verification at a lower level where a parent undertaking of insurance or reinsurance undertakings exists, whether a third-country insurance holding company, a third country mixed financial holding company, a third-country insurance undertaking or a third-country reinsurance undertaking. "
Direktiva 2002/87/ES se v celoti pregleda do 31. decembra 2011.
Directive 2002/87/EC shall be fully revised by 31 December 2011 .
Navedene predpise uporabljajo od [1. julija 2011] .
They shall apply those provisions from [1 July 2011] .
Navedene predpise uporabljajo od 31. oktobra 2011 .
They shall apply those provisions from 31 October 2011 .
Rok 1. julij 2011 je prekratek, da bi omogočil izvajanje direktive na nacionalni ravni, saj je za prenos potrebno veliko časa.
The deadline of 1 July 2011 is too short to allow for national‑level implementation of a directive, given the length of time needed for transposition.
Priloga I – točka 15
Annex I – point 15
Priloga I – oddelek 2.2 – naslov
Annex I – section 2.2 – title
2.2 Posredniški zavarovalni holdingi
2.2 Intermediate insurance holding companies
2.2 Posredniški zavarovalni holdingi in posredniški mešani finančni holdingi
2.2 Intermediate insurance holding companies and intermediate mixed financial holding companies
Priloga I – točka 18
Annex I – point 18
Priloga II – točka 2 – odstavek 2
Annex II – point 2 – paragraph 2
Kadar imajo drugi zavarovalni holdingi ali zavarovalnice ali pozavarovalnice držav nečlanic zaporedno udeležbo v zavarovalnem holdingu ali zavarovalnici ali pozavarovalnici držav nečlanic, lahko države članice uporabijo izračune, ki so na voljo v tej prilogi samo na ravni končnega matičnega podjetja zavarovalnice ali pozavarovalnice, ki je zavarovalni holding, mešani finančni holding, zavarovalnica ali pozavarovalnica države nečlanice.
Where other insurance holding companies or non-member country insurance or reinsurance undertakings hold successive participations in the insurance holding company or non-member country insurance or reinsurance undertaking, Member States may apply the calculations provided for in this Annex only at the level of the ultimate parent undertaking of the insurance undertaking or re-insurance undertaking which is an insurance holding company, a mixed financial holding company, a non-member-country insurance undertaking or a non-member-country re-insurance undertaking.
Kadar imajo zavarovalni holdingi , mešani finančni holdingi ali zavarovalnice ali pozavarovalnice držav nečlanic zaporedno udeležbo v zavarovalnem holdingu , mešanem finančnem holdingu ali zavarovalnici ali pozavarovalnici držav nečlanic, lahko države članice uporabijo izračune, ki so na voljo v tej prilogi samo na ravni končnega matičnega podjetja zavarovalnice ali pozavarovalnice, ki je zavarovalni holding, mešani finančni holding, zavarovalnica ali pozavarovalnica države nečlanice.
Where insurance holding companies , mixed financial holding companies or non-member country insurance or reinsurance undertakings hold successive participations in the insurance holding company , mixed financial holding companies or non-member country insurance or reinsurance undertaking, Member States may apply the calculations provided for in this Annex only at the level of the ultimate parent undertaking of the insurance undertaking or re-insurance undertaking which is an insurance holding company, a mixed financial holding company, a non-member-country insurance undertaking or a non-member-country re-insurance undertaking.
Priloga I – točka 19
Annex I – point 19
Priloga II – točka 3 – odstavek 1
Annex II – point 3 – paragraph 1
Pristojni organi zagotovijo, da se opravljajo izračuni, analogni izračunom, opisanim v Prilogi I na ravni zavarovalnega holdinga ali mešanega finančnega holdinga.
The competent authorities shall ensure that calculations analogous to those described in Annex I are carried out at the level of the insurance holding company, or mixed financial holding company.
Pristojni organi zagotovijo, da se opravljajo izračuni, analogni izračunom, opisanim v Prilogi I na ravni zavarovalnega holdinga , mešanega finančnega holdinga , zavarovalnice države nečlanice ali pozavarovalnice države nečlanice .
The competent authorities shall ensure that calculations analogous to those described in Annex I are carried out at the level of the insurance holding company, mixed financial holding company , non-member country insurance undertaking or non-member country reinsurance undertaking .
Priloga II – točka 3 – odstavek 3 – uvodni del
Annex II – point 3 – paragraph 3 – introductory part
Samo za namen tega izračuna se matično podjetje obravnava, kot da je zavarovalnica, za katero veljajo naslednji pogoji:
For the sole purpose of this calculation, the parent undertaking shall be treated as if it were an insurance undertaking subject to the following conditions:
Samo za namen tega izračuna se matično podjetje obravnava, kot da je zavarovalnica ali pozavarovalnica , za katero veljajo naslednji pogoji:
For the sole purpose of this calculation, the parent undertaking shall be treated as if it were an insurance undertaking or reinsurance undertaking subject to the following conditions:
Priloga X – del 3 – oddelek 3 – točka 30
Annex X – part 3 – section 3 – point 30
Če namerava nadrejena kreditna institucija v EU in njene podrejene družbe ali podrejene družbe nadrejenega finančnega holdinga v EU ali nadrejenega mešanega finančnega holdinga v EU uporabiti napredni pristop za merjenje operativnega tveganja, mora vloga vsebovati opis metodologije, ki se uporablja za porazdelitev kapitala za pokrivanje operativnega tveganja med različnimi subjekti skupine.
When an Advanced Measurement Approach is intended to be used by the EU parent credit institution and its subsidiaries, or by the subsidiaries of an EU parent financial holding company or an EU parent mixed financial holding company, the application shall include a description of the methodology used for allocating operational risk capital between the different entities of the group.
Če namerava nadrejena kreditna institucija v EU in njene podrejene družbe , nadrejeni finančni holding v EU in njegove podrejene družbe ali nadrejeni mešani finančni holding v EU in njegove podrejene družbe uporabiti napredni pristop za merjenje operativnega tveganja, mora vloga vsebovati opis metodologije, ki se uporablja za porazdelitev kapitala za pokrivanje operativnega tveganja med različnimi subjekti skupine.
When an Advanced Measurement Approach is intended to be used by the EU parent credit institution and its subsidiaries, the EU parent financial holding company and its subsidiaries or an EU parent mixed financial holding company and its subsidiaries , the application shall include a description of the methodology used for allocating operational risk capital between the different entities of the group.
Komisija namerava dopolnilni nadzor finančnih subjektov v finančnem konglomeratu izboljšati v dveh korakih.
The Commission intends to improve the supplementary supervision of financial entities in a financial conglomerate in two steps.
Kot prvi korak je Komisija sprejela predlog direktive o spremembi direktiv, povezanih z dopolnilnim nadzorom, zlasti direktiv 98/78/ES, 2002/87/ES in 2006/48/ES.
In the first step the Commission adopted a proposal for a Directive amending the Directives linked to supplementary supervision, in particular Directives 98/78/EC, 2002/87/EC and 2006/48/EC.
V predlogu obravnava najnujnejše tehnično vprašanje, ki temelji na omejenem pregledu obstoječih direktiv in je tudi predmet tega poročila.
This proposal deals with the single most urgent technical issue based on a limited review of the existing Directives and it is the subject of this report.
Kot drugi korak pa namerava Komisija začeti temeljitejši pregled glede na razvoj na področju dopolnilnega nadzora.
In the second step the Commission intends to start a more fundamental review, in the context of developments regarding supplementary supervision.
Ta pregled naj bi predvidoma potekal konec leta 2011.
That review is expected to take place at the end to 2011.
Namen predloga Komisije je zagotoviti t. i. hitro rešitev za položaj, ki se je izkazal za bolj problematičnega v času finančne krize, znan pa je bil že skoraj desetletje.
The purpose of the Commission's proposal is to provide a so called "quick fix" for a situation that manifested itself in a more problematic way during the financial crisis, but which has been known for almost a decade.
Za nadzornike je koristno, da lahko mešane finančne holdinge nadzirajo podobno kot finančne holdinge (bančništvo) ter zavarovalnice (zavarovalništvo).
It is useful for supervisors to be able to supervise mixed financial holding companies in a similar way as financial holding companies (banking sector) and insurance holding companies (insurance sector).
Čeprav ne kaže, da bi sedanje direktive državam članicam prepovedovale sprejetje zakonodaje za uveljavljanje njihove pristojnosti nad temi mešanimi finančnimi holdingi, je evropsko usklajevanje koristno, saj bo pripomoglo k temu, da bo to postalo obvezno.
Although the present Directives do not seem to prohibit Member States to adapt their legislation to exert this power over these mixed financial holding companies, a European coordination is useful in order to make this mandatory.
Glede na to bi moral biti predlog del celovitega pregleda v naslednjem letu.
In this light, the proposal should have been part of the full review next year.
Svet je sprejel skupno stališče o spremembah obstoječih direktiv, povezanih z dopolnilnim nadzorom.
The Council has arrived to a common view of their amendments for the existing Directives linked to the supplementary supervision.
Poudariti je treba, da Svet predlaga preložitev roka za izvajanje na datum, ki ni zgodnejši od roka za izvajanje direktive Solventnost II.
It should be emphasised that the Council proposes to push back the deadline for implementation to a date not earlier than the implementation deadline for Solvency II.
S pričakovano spremembo omnibusa II glede datuma izvajanja to pomeni popolno izvajanje v državah članicah šele 1. januarja 2013 ali kasneje.
With the expected amendment in Omnibus II on the implementation deadline, this implies a full implementation by Member States not earlier than 1 January 2013.
V tem primeru bosta okvir celotnega pregleda in izvajanje te direktive časovno sovpadala, kar znova poraja vprašanje o potrebnosti, uporabnosti in ustreznosti te direktive pod temi pogoji.
In that case, the timeframe of the full review and the implementation of this Directive will collide in time and that again raises questions now about the need, use and relevance for this Directive under these conditions.
Opomniti pa je treba, da predlagani datum za izvajanje, ki ga je predlagala Komisija (1. julij 2011) še zdaleč ni realističen.
It should be noted, however, that the proposed application date proposed by the Commission (1 July 2011) is far from realistic.
To poročilo vključuje predloge sprememb Parlamenta za predlog Komisije.
This Report includes the Parliament's amendments to the Commission proposal.
Ti se ujemajo z večino sprememb Sveta.
The amendments are also correlated with most of the Council amendments.
Glavne spremembe se nanašajo na naslednja vprašanja:
The main amendments concern the following issues:
a) „lizbonizacija“ direktive o finančnih konglomeratih;
a) "Lisbonising" of the Financial Conglomerates Directive;
b) sprememba Direktive 2009/138/ES o Solventnosti II na podoben način, kot se predlaga za Direktivo 98/78/ES (člen 3a (novo));
b) amending Directive 2009/138/EC on Solvency II in a similar way as is proposed for Directive 98/78/EC (Article 3a (new));
c) zagotovitev, da bodo novi evropski nadzorni organi izdajali splošne smernice o nadzoru finančnih konglomeratov, ki ga bo izvajal skupni odbor;
c) ensuring that the new European Supervisory Authorities will issue general guidelines regarding the supervision of the financial conglomerates through the Joint Committee;
d) izboljšanje preglednosti nadzorne dejavnosti za finančne konglomerate, vključno s seznamom in strukturo finančnih konglomeratov, ki bo objavljen;
d) improving the transparency of the supervisory activity on the financial conglomerates, including the list and structure of financial conglomerates which will be published.
e) opredelitev in vključitev mešanih finančnih holdingov v dopolnilni nadzor;
e) defining and including mixed financial holding companies in the supplementary supervision;
f) uvedba testiranja izjemnih situacij na ravni posameznega finančnega konglomerata;
f) introducing stress testing at the level of each financial conglomerate;
g) vključitev upraviteljev alternativnih investicijskih skladov v področje uporabe.
g) including alternative investment fund managers into the scope.
Direktiva 2002/87/ES Evropskega parlamenta in Sveta z dne 16. decembra 2002 (direktiva o finančnih konglomeratih) je uvedla dopolnilni in konsolidiran nadzor finančnih skupin.
Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 (the ‘Financial Conglomerates Directive’) introduced supplementary and consolidated supervision of financial groups.
Cilj tega dopolnilnega nadzora je bil nadzor potencialnih tveganj, ki izhajajo iz dvojne uporabe (tj. večkratna uporaba kapitala) in t. i. tveganj skupine: tveganj medsebojnih negativnih vplivov, zapletenosti upravljanja, koncentracije in navzkrižja interesov, ki bi se lahko pojavila, ko je združenih več licenc za različne finančne storitve.
The objective of that supplementary supervision was to control the potential risks arising from double gearing (i.e. the multiple use of capital) and so‑called group risks: the risk of contagion, management complexity, concentration and conflicts of interest, which could arise when several licences for different financial services are combined.
Direktive o bančnih in zavarovalniških dejavnostih so namenjene zagotavljanju zadostnih kapitalskih rezerv za zaščitno strank in imetnikov polic, direktiva o finančnih konglomeratih pa ureja dopolnilni nadzor tveganj skupine.
Whilst the directives relating to banking activities and insurance activities aim to constitute sufficient capital buffers to protect customers and policyholders, the Financial Conglomerates Directive regulates the supplementary supervision of group risks.
Glavni cilj tega predloga je zagotoviti ustrezen dopolnilni nadzor, torej zapolniti nenamerne vrzeli, ki so nastale v dopolnilnem nadzoru zaradi opredelitev v sektorskih direktivah, in sicer v direktivi o kapitalskih zahtevah ter zavarovalniških direktivah.
The primary aim of this proposal is to ensure appropriate supplementary supervision, i.e. to plug the unintended gaps that have evolved in supplementary supervision owing to the definitions in the sectoral directives, namely the Capital Requirements Directive and the insurance directives.
Ker se konsolidiran/skupinski nadzor v sektorskih direktivah uporablja samo za finančne/zavarovalne holdinge in ker se sektorske določbe ne nanašajo na mešane finančne holdinge, se bo za finančni/zavarovalni holding, ki spremeni strukturo in postane mešan finančni holding, uporabljal samo dopolnilni nadzor v skladu z direktivo o finančnih konglomeratih, konsolidiran/skupinski nadzor na končni matični ravni pa bo izgubljen.
Given that the consolidated/group supervision in the sectoral directives is applied only to financial/insurance holding companies and the sectoral provisions do not refer to mixed financial holding companies, a financial/insurance holding company changing structure and becoming a mixed financial holding company will only be subject to supplementary supervision under the Financial Conglomerates Directive, and the consolidated/group supervision at the ultimate parent level will be lost.
Zato se morajo nadzorni organi odločiti (v smislu uporabe – ali neuporabe – opustitve pri določanju, ali je skupina finančni konglomerat), ali želijo podjetja še naprej klasificirati kot finančne/zavarovalne holdinge, da ohranijo konsolidiran/skupinski nadzor, ali želijo uporabiti „samo“ dopolnilni nadzor v skladu z direktivo o finančnih konglomeratih.
Thus, supervisory authorities have to choose (in terms of applying – or not – a waiver in determining whether a group is a financial conglomerate) if they wish to continue to classify companies as financial/insurance holding companies in order to keep consolidated/group supervision, or if they want to apply ‘only’ supplementary supervision, under the Financial Conglomerates Directive.
Direktiva o finančnih konglomeratih dopolnjuje direktivo o kapitalskih zahtevah in zavarovalne direktive v zvezi z dodatnim nadzorom na najvišji ravni skupine.
The Financial Conglomerates Directive supplements the Capital Requirements Directive and the insurance directives as regards additional supervision at the top level of a group.
V ta namen vsebuje tudi določbe za usklajevanje različnih nadzornikov skupine.
To that end, it also contains provisions for coordination among different supervisors of a group.
Direktiva o finančnih konglomeratih opredeljuje ustrezni pristojni organ in od koordinatorja (nadzornika na najvišji ravni) zahteva, da se s tem organom posvetuje glede določenih nadzornih vprašanj.
The Financial Conglomerates Directive defines the relevant competent authority and requires the coordinator (the top level supervisor) to consult this authority as regards certain supervisory questions.
Vendar trenutne določbe omogočajo različne razlage v zvezi z določanjem ustreznih pristojnih organov.
However, the current provisions leave room for different interpretations as regards the identification of the relevant competent authorities.
Obsežna razlaga pomeni veliko število organov, s katerimi se mora koordinator posvetovati na ravni finančnega konglomerata.
An extensive interpretation results in a high number of authorities that must be consulted by the coordinator at the financial conglomerate level.
To lahko ovira uspešno in učinkovito usklajevanje dela, ki ga mora izvesti „kolegij“, ki ga sestavljajo koordinator in ustrezni pristojni organi.
This may undermine the effective and efficient coordination of the work to be carried out by the ‘college’ consisting of a coordinator and the relevant competent authorities.
Da se omogoči nadaljnja konvergenca nadzornih postopkov, je uvedena možnost, da Evropski bančni organ in Evropski organ za zavarovanja in poklicne pokojnine izdata smernice, kar bi moralo odražati dopolnilno naravo te direktive.
In order to allow for still further convergence of supervisory practices, a possibility for the European Banking Authority and the European Insurance and Occupational Pensions Authority to issue guidelines is introduced.
Predlog je v skladu z načeli sorazmernosti in subsidiarnosti ter poudarja dejstvo, da lahko samo zakonodaja Evropske unije zagotovi, da so finančni konglomerati, ki delujejo v več kot eni državi članici, podvrženi istim zahtevam in nadzoru.
The proposal is in keeping with the principle of proportionality and subsidiarity and underscores the fact that only European Union legislation can ensure that financial conglomerates operating in more than one Member State are subject to the same requirements and supervision.
Kadar ima zavarovalnica ali pozavarovalnica, ki je pooblaščena v dveh ali več državah članicah, za svoje matično podjetje isti zavarovalni holding, zavarovalnico države nečlanice, pozavarovalnico države nečlanice, mešani finančni holding ali mešani zavarovalni holding, se lahko pristojni organi zadevnih držav članic dogovorijo, kateri od njih bo odgovoren za izvajanje dopolnilnega nadzora.
Where insurance undertakings or reinsurance undertakings authorised in two or more Member States have as their parent undertaking the same insurance holding company, non-member-country insurance undertaking, non-member country reinsurance undertaking, mixed financial holding company or mixed-activity insurance holding company, the competent authorities of the Member States concerned may reach an agreement as to which of them shall be responsible for exercising supplementary supervision.
Če se organi ne morejo dogovoriti, evropski nadzorni organ (Evropski bančni organ), evropski nadzorni organ (Evropski organ za zavarovanja in poklicne pokojnine) ali po potrebi oba preko skupnega odbora evropskih nadzornih organov posredujeta med pristojnimi organi in po potrebi rešita spor s sprejemom zavezujočega sklepa.
Where the authorities are unable to reach an agreement, the European Supervisory Authority (European Banking Authority), the European Supervisory Authority (European Insurance and Occupational Pensions Authority) or both, as appropriate, acting through the Joint Committee of the European Supervisory Authorities, shall arbitrate between the competent authorities, and if necessary settle the disagreement by issuing a binding decision.
Pri uporabi metode 2 (Odbitki in združevanja) iz Priloge I se pri izračunavanju upošteva sorazmerni delež v lasti matičnega podjetja ali podjetja, ki je udeleženo v drugi osebi v skupini. „Sorazmerni delež“ je delež vpisanega kapitala, ki je v neposredni ali posredni lasti tega podjetja.
When applying method 2 (Deduction and aggregation) referred to in Annex I, the calculation shall take account of the proportional share held by the parent undertaking or undertaking which holds a participation in another entity of the group.
Včasih so lahko glasovalne delnice večkratne (več glasov na delnico); v takih primerih so pomembni glasovi in ne lastniški kapitalski delež – tj. stopnja izvajanega nadzora.
There may sometimes be multiple voting shares (several votes per share); what matters in such cases are the votes and not the capital share held – i.e. the degree of control exercised.
Navedene predpise uporabljajo od [31. oktobra 2011] .
They shall apply those provisions from [31 October 2011] .