natgillin/translations-raw huggingface dataset:
(k) pogoji, ki trgovcu omogočajo enostransko spreminjanje pogodbenih pogojev, vključno z lastnostmi izdelka ali storitve;
(k) enabling the trader to unilaterally alter the terms of the contract including the characteristics of the product or service;
(k) pogoji, ki trgovcu omogočajo enostransko spreminjanje pogodbenih pogojev, vključno z lastnostmi izdelka ali storitve, brez tehtnega razloga, ki je določen v pogodbi ; to ne vpliva na pogoje, pod katerimi si ponudnik finančnih storitev pridržuje pravico do spremembe obrestne mere, ki jo plača potrošnik ali ki se izplača potrošniku, ali znesek drugih zaračunanih stroškov za finančne storitve brez predhodnega obvestila, kadar za to obstaja tehten razlog, če mora ponudnik o tem potrošnika čim prej obvestiti in če ima slednji pravico do takojšnje odpovedi pogodbenega razmerja; to prav tako ne vpliva na pogoje, pod katerimi si trgovec pridržuje pravico do enostranske spremembe pogojev pogodbe za nedoločen čas, če mora o tem v razumnem roku obvestiti potrošnika in ima ta pravico do odpovedi pogodbenega razmerja;
(k) enabling the trader to unilaterally alter the terms of the contract including the characteristics of the product or service without a valid reason which is specified in the contract ; this does not affect terms under which a supplier of financial services reserves the right to change the rate of interest to be paid by, or to, the consumer, or the amount of other charges for financial services without notice where there is a valid reason, provided that the supplier is required to inform the consumer at the earliest opportunity and that the consumer is free to terminate the contractual relationship with immediate effect; neither does it affect terms under which a trader reserves the right to alter unilaterally the conditions of a contract of indeterminate duration, provided that the trader is required to inform the consumer with reasonable notice, and that the consumer is free to terminate the contractual relationship;
Priloga III – odstavek 1 – točka l a (novo)
Annex III – paragraph 1 – point l a (new)
( la) pogoji, ki trgovcu v primerih, ko naročeno ni na voljo, omogočajo, da priskrbi enakovreden nadomestek, pri čemer potrošnika ni izrecno obvestil o tej možnosti in o dejstvu, da mora trgovec kriti stroške vrnitve tega, kar je potrošnik prejel po pogodbi, če potrošnik uveljavi pravico od odstopa.
( la) allowing a trader, where what has been ordered is unavailable, to supply an equivalent without having expressly informed the consumer of this possibility and of the fact that the trader must bear the cost of returning what the consumer has received under the contract if the consumer exercises a right to withdraw.
Priloga III – odstavek 2
Annex III – paragraph 2
Točka 1(e) se ne uporablja za pogoje, v skladu s katerimi si ponudnik finančnih storitev pridrži pravico, da enostransko in brez odpovednega roka odpove pogodbo za nedoločen čas, pod pogojem, da se od ponudnika zahteva, da o tem takoj obvesti drugo pogodbenico ali pogodbenice.
Point 1(e) shall not apply to terms by which a supplier of financial service reserves the right to terminate unilaterally an open-ended contract without notice, provided that the supplier is required to inform the other contracting party or parties thereof immediately.
Priloga III – odstavek 3 – točka c a (novo)
Annex III – paragraph 3 – point c a (new)
(ca) pogodbe o paketnem potovanju, ki jih ureja Direktiva 90/314/EGS z dne 13. junija 1990 o paketnem potovanju, organiziranih počitnicah in izletih.
(ca) package travel contracts regulated by Directive 90/314/EEC of 13 June 1990 on package travel, package holidays and package tours.
Priloga III – odstavek 4 – uvodni del
Annex III – paragraph 4 – introductory part
Točka 1(k) se ne uporablja za:
Point 1(k) shall not apply to
Točke 1(e), 1(g) in 1( k) se ne uporabljajo za:
Point 1( e), (g) and (k) shall not apply to
Priloga III – odstavek 4 – točka a
Annex III – paragraph 4 – point a
(a) pogoje, pod katerimi si ponudnik finančnih storitev pridrži pravico spremeniti obrestno mero, ki jo plača potrošnik ali ki se izplača potrošniku, ali vsoto drugih zaračunanih stroškov za finančne storitve brez predhodnega obvestila, kadar za to obstaja tehten razlog, če mora ponudnik o tem čim prej obvestiti drugo pogodbenico ali pogodbenice in da imajo slednje pravico do takojšnje odpovedi pogodbe;
(a) terms under which a supplier of financial services reserves the right to alter the rate of interest payable by the consumer or due to the latter, or the amount of other charges for financial services without notice where there is a valid reason, provided that the supplier is required to inform the other contracting party or parties thereof at the earliest opportunity and that the latter are free to dissolve the contract immediately;
Priloga III – odstavek 4 – točka b
Annex III – paragraph 4 – point b
(b) transakcije s prenosljivimi vrednostnimi papirji, finančnimi instrumenti in drugimi izdelki ali storitvami, če je cena vezana na nihanja v borznih tečajih ali indeksih ali v cenah na finančnem trgu, nad katerimi trgovec nima nadzora;
(b) transactions in transferable securities, financial instruments and other products or services where the price is linked to fluctuations in a stock exchange quotation or index or a financial market rate that the trader does not control;
Priloga III – odstavek 4 – točka d
Annex III – paragraph 4 – point d
(d) pogoji, pod katerimi si trgovec pridrži pravico do enostranske spremembe pogojev pogodbe za nedoločen čas, če mora o tem v razumnem roku obvestiti potrošnika in ima potrošnik pravico do odpovedi pogodbe.
(d) terms under which the trader reserves the right to alter unilaterally the conditions of an open-ended contract, provided that he is required to inform the consumer with reasonable notice and that the consumer is free to terminate the contract.
Predlog Komisije in njegovi cilji
The Commission proposal and its aims
Komisija v svojem predlogu direktive o pravicah potrošnikov štiri obstoječe direktive Skupnosti
The Commission proposal for a directive on consumer rights merges four existing Community directives
Direktiva 93/13/EGS o nedovoljenih pogojih v potrošniških pogodbah, Direktiva 99/44/ES o nekaterih vidikih prodaje potrošniškega blaga in z njim povezanih garancij, Direktiva 97/7/ES o varstvu potrošnikov glede sklepanja pogodb pri prodaji na daljavo in Direktiva 85/577/EGS za varstvo potrošnika v primeru pogodb, sklenjenih zunaj poslovnih prostorov. združuje v en sam pravni instrument.
Directive 93/13/EEC on unfair terms in consumer contracts, Directive 99/44/EC on certain aspects of the sale of consumer goods and associated guarantees, Directive 97/7/EC on the protection of consumers in respect of distance contracts and Directive 85/577/EEC to protect the consumer in respect of contracts negotiated away from business premises. in a single legal instrument.
Je rezultat pregleda potrošniškega prava, ki se je začel leta 2004, njegov namen pa je bil poenostaviti in dopolniti obstoječi regulativni okvir na področju varstva potrošnikov.
The proposal is the result of a review of the consumer acquis begun in 2004 with the aim of simplifying and completing the existing regulatory framework in the area of consumer protection.
Vložen je bil 8. oktobra 2008 po posvetovanju in oceni učinka, za novo direktivo pa uporablja načelo popolne uskladitve.
It was presented on 8 October 2008, following a consultation process and an impact assessment, and applies the 'full harmonisation' approach.
Predlog ima dvojni cilj, namreč zagotoviti, da bodo lahko potrošniki v vseh 27 državah članicah Evropske unije zaupali v visoko raven varstva potrošnikov in da jim bodo lahko podjetja vseh velikosti v vseh državah članicah ponujala svoje izdelke in storitve brez nepotrebnih pravnih ovir.
The twin aims of the proposal are to guarantee that consumers in all 27 EU Member States can rely on a high level of consumer protection and that undertakings of all sizes are in a position to provide their goods and services to consumers in all 27 EU Member States without facing unnecessary legal obstacles.
Evropski parlament je v resoluciji o zeleni knjigi o pregledu pravnega reda Evropske unije o varstvu potrošnikov
In its resolution on the Green Paper on the Review of the Consumer Acquis
Pravna razdrobljenost tako potrošnike kot podjetja odvrača od čezmejne trgovine.
The fragmentary nature of the existing legal provisions deters consumers and undertakings alike from participating in cross-border trade.
Potrošniki se pogosto pritožujejo, da ne morejo v celoti izkoristiti prednosti enotnega trga (zlasti v zvezi s spletnimi nakupi), saj trgovci, ki delujejo v eni državi članici, ob vstopu na nov trg
Consumers often complain that they are unable to take full advantage of the benefits of the single market (in particular in connection with on-line purchases), since traders operating from another Member State are often not prepared, when entering a new market
Na predstavitvi odbora IMCO je bilo povedano, da morajo podjetja plačati nerazumne stroške: 20.000 EUR letno za posamezen nacionalni trg samo za skladnost z zakoni in predpisi. pogosto niso pripravljeni na izpolnjevanje drugačnih določb, ki veljajo na tem trgu, poleg tega pa se ne želijo izpostavljati morebitnim pravnim sporom v drugi državi članici.
An IMCO committee hearing revealed that the costs for undertakings are disproportionately high: the costs of complying with the law alone amount to EUR 20 000 per year and national market. , to comply with the diverging provisions applicable in that market and are, moreover, reluctant to lay themselves open to possible legal action in another Member State.
Razmere se utegnejo še poslabšati z izvajanjem uredb Bruselj I in Rim I ter s tema uredbama povezanimi sodbami Sodišča Evropske unije
This problem could be exacerbated by the implementation of the Brussels I and Rome I regulations and the ensuing rulings handed down by the Court of Justice of the European Union
Zadeva C-144/09, zahteva za predhodno odločanje, vložena 24. aprila 2009 – Alpenhof proti Hellerju, obravnava na Sodišču EU 16. marca 2010, in zadeva C-585/08, zahteva za predhodno odločanje, vložena 24. decembra 2008 – Pammer proti Reederei Karl Schlüter. , ki bi sledile in bi lahko še bolj zaostrile pogoje za prodajo blaga prek meja držav članic EU.
Case C-144/09: requests for preliminary rulings, submitted on 24 April 2009 – Alpenhof v Heller, hearing before the CJEU on 16 March 2010, and Case C-585/08: requests for preliminary rulings, submitted on 24 December 2008 – Pammer v Reederei Karl Schlüter. in connection with those regulations, since they are likely to tighten up even further the terms and conditions applicable to cross-border sales of goods in the EU.
Večina članov Odbora za notranji trg in varstvo potrošnikov sicer priznava, da je treba rešiti problem pravne razdrobljenosti, vendar po splošnem prepričanju pristop popolne uskladitve, ki ga je predlagala Komisija, v tem trenutku zaradi narave in posledic predloga dejansko ni izvedljiv.
Although most of the members of the Committee on the Internal Market and Consumer Protection acknowledge that the problem of legal fragmentation must be addressed, the general feeling is that, in view of the nature and scope of the proposal, the full harmonisation approach advocated by the Commission is not workable at present.
Člani odbora so v skladu z resolucijo Evropskega parlamenta o zeleni knjigi o pregledu pravnega reda o varstvu potrošnikov in delovnim dokumentom Odbora za notranji trg in varstvo potrošnikov iz leta 2009
In accordance with Parliament's resolution on the Green Paper on the Review of the Consumer Acquis, and as already noted in the working document drawn up by the Committee on the Internal Market and Consumer Protection in 2009
Delovni dokument o predlogu direktive o pravicah potrošnikov – IMCO/6/68476, poročevalka: Arlene McCarthy. bolj naklonjeni ciljno usmerjenemu popolnemu usklajevanju, torej obsežnejšemu usklajevanju, ki je omejeno na določene vidike nekaterih pogodb, ob ohranjanju visoke ravni varstva potrošnikov.
Working document on the proposal for a directive on consumer rights – IMCO/6/68476, rapporteur: Arlene McCarthy. , the members of the committee regard what could be termed targeted full harmonisation, i.e. full harmonisation restricted to certain aspects of certain contracts, and whilst maintaining a high level of consumer protection, as more appropriate.
Osnutek poročila
The draft report
Poročevalec zato predlaga spremembo področja uporabe: poleg vrste sektorskih izjem bo direktiva večinoma omejena na pogodbe, sklenjene zunaj poslovnih prostorov, ki tako zajemajo najpomembnejši del čezmejnega poslovanja.
Accordingly, your rapporteur is proposing a change to the scope of the proposal for a directive: in addition to the introduction of a series of sectoral derogations, the scope of the directive would be largely restricted to contracts concluded away from business premises, which make up the bulk of cross-border transactions.
Zato so potrebne tudi strukturne spremembe.
This has also necessitated structural changes.
Poleg opredelitve pojmov iz poglavja I bi morale biti določbe o obveščanju potrošnikov in pravici do odstopa od pogodb na daljavo ter pogodb, sklenjenih zunaj poslovnih prostorov, zajete v ciljno usmerjenem pristopu popolnega usklajevanja v skladu s poglavjem III.
In addition to the definitions in Chapter I, the provisions on consumer information and the withdrawal right for distance and off-premises contracts should be covered by the targeted full harmonisation approach in Chapter III.
Na področje minimalne uskladitve pa spadajo določbe o obveščanju potrošnikov za pogodbe, sklenjene v poslovnih prostorih.
By contrast, the minimum harmonisation approach applies to the provisions on consumer information for contracts concluded on business premises.
Pristop popolne uskladitve se uporabi tudi za določbe iz poglavja V, medtem ko bi ostalo poglavje IV v okviru minimalne uskladitve.
The targeted full harmonisation approach also applies to the provisions of Chapter V, while Chapter IV would remain under minimum harmonisation.
Vendar je poročevalec upošteval pridržke, ki so jih izrazili številni poslanci, in je vključil vrsto določb o prilagodljivosti, ki naj bi nacionalnim zakonodajalcem omogočale, da po potrebi ohranijo višjo raven varstva potrošnikov.
However, your rapporteur has taken account of the reservations expressed by many Members by incorporating in a series of articles 'flexibility clauses' designed to enable national legislators to retain higher national levels of consumer protection, where these apply.
Opredelitve pojmov v členu 2 določajo področje uporabe predloga na splošno ter za posamezna poglavja in določbe.
The definitions in Article 2 establish the scope of the proposal for a directive as a whole and of its individual chapters and provisions.
Da bi zagotovili večjo skladnost med obstoječimi direktivami, bi bilo treba prilagoditi tudi opredelitev „pogodbe na daljavo“ v Direktivi 2002/65/ES.
For the sake of greater consistency among the existing directives, the definition of 'distance contract' laid down in Directive 2002/65/EC also needs to be revised.
Težko razumljiv opis področja uporabe iz člena 3 je bil pojasnjen.
The opaque description of the scope of the proposal for a directive set out in Article 3 has been clarified.
Usmerjena popolna uskladitev je bila uvedena v členu 4, skupaj z zahtevo iz člena 46a, da morajo države članice Komisijo obvestiti o odstopajočih nacionalnih predpisih.
The targeted full harmonisation has been introduced in Article 4, combined with a requirement in Article 46a that Member States should inform the Commission of diverging national legal provisions.
Poglavje III obravnava informacije za potrošnike in pravico do odstopa zgolj za pogodbe na daljavo ter pogodbe, sklenjene zunaj poslovnih prostorov.
Chapter III deals with consumer information and the withdrawal right for distance and off-premises contracts only.
V členu 9(1) se uvede določba, po kateri morajo trgovci potrošnikom pravočasno ter na jasen in razumljiv način dati informacije, preden potrošnika zavezuje katera koli pogodba na daljavo ali pogodba, sklenjena zunaj poslovnih prostorov.
Article 9(1) introduces a provision requiring traders to provide consumers with information in good time before the consumer is bound by any distance or off-premises contract in a clear and intelligible manner.
To se zdi primerno, ker so lahko poleg obvezujočih informacij iz odstavka 1 v posameznih primerih za varstvo potrošnikov potrebne tudi posebne obveznosti glede obveščanja ali opozarjanja.
This seems appropriate on the grounds that setting aside the binding list of items of information given in paragraph 1, in individual cases the provision of specific warnings or details may be necessary in order to protect consumers.
Poročevalec poleg tega predlaga uvedbo nove obveznosti obveščanja, ki vključuje fizični naslov sedeža podjetja in telefonsko številko ter številko faksa ali elektronski naslov trgovca, da bi lahko potrošnik hitro in učinkovito komuniciral s trgovcem.
In addition, your rapporteur is proposing the introduction of a new requirement to provide information, concerning a trader's business address and telephone number, along with his or her fax number and e-mail address, so that consumers can contact traders quickly and communicate with them efficiently.
V zvezi s pravico do odstopa od pogodbe mora imeti trgovec dostop do vzorca navodil za odstop in vzorca odstopnega obrazca, ki ju predlaga poročevalec v skladu s Prilogo I, deloma A in B.
As regards the right of withdrawal, traders should be able to use the model instructions on withdrawal and the model withdrawal form as proposed by your rapporteur in Annex I(A) and I(B).
Poleg tega je treba pri členu 9 poudariti, da mora dokazno breme v zvezi z izpolnjevanjem obveznosti obveščanja nositi trgovec.
As regards Article 9, it should be pointed out that the burden of proof concerning compliance with the information requirements would rest with the trader.
V skladu s členom 10(1) morajo biti informacije iz člena 9 potrošniku posredovane na trajnem nosilcu, kolikor je to ustrezno glede na naravo pogodbe, sklenjene zunaj poslovnih prostorov.
Pursuant to Article 10(1), the items of information stipulated in Article 9 should be given to the consumer on a durable medium, in so far seems appropriate in view of the nature of the off-premises contract.
Odstopno obdobje pri opustitvi informiranja o pravici do odstopa od pogodbe bi bilo treba v skladu s členom 13(1) podaljšati na eno leto, obenem pa se v členu 13(2) omogoči, da lahko države članice ohranijo obstoječo nacionalno zakonodajo, ki določa daljše obdobje za iztek odstopnega roka.
Pursuant to Article 13(1), the withdrawal period following a failure to inform the consumer of the right of withdrawal would be extended to one year, while at the same time allowing, in Article 13(2), Member States to maintain existing national legislation providing for a longer period of expiration of the withdrawal period.
V členih 16 in 17 so predvidene še druge spremembe, namenjene krepitvi varstva potrošnikov.
Articles 16 and 17 contain further changes designed to strengthen consumer protection.
V skladu s členom 16(1) bi morali trgovci vsa plačila, ki so jih prejeli od potrošnikov, povrniti v 14 dneh od datuma prejetja obvestila o odstopu.
Pursuant to Article 16(1), traders would be required to reimburse any payment received from consumers within 14 days from the date of receipt of the communication of withdrawal.
Poleg tega poročevalec v členu 17(1) predlaga, da potrošnikom ne bi zaračunali neposrednih stroškov pri vračilu blaga, če je cena blaga, ki se ga vrne, višja od 40 EUR.
In addition, in Article 17(1) your rapporteur proposes that consumers should also not be charged for the direct cost of returning goods if the price of the goods to be returned is more than EUR 40.
Poročevalec meni, da bi moralo tudi za poglavji IV in V, ki se močno opirata na besedilo prejšnjih direktiv, veljati načelo usmerjene popolne uskladitve.
In your rapporteur's view, Chapters IV and V, which stick closely to the wording of the earlier directives, should also be covered by the principle of targeted full harmonisation.
Vendar predlaga, naj se pri nekaterih določbah uvedejo „klavzule o fleksibilnosti“, ki bi morale poskrbeti za ohranitev velike stopnje prožnosti na ravni držav članic.
However, in the case of certain provisions he is proposing the introduction of 'flexibility clauses' designed to provide for the retention of more flexible arrangements at Member State level.
Če trgovec ne izpolni svojih obveznosti dobave blaga je potrošnik upravičen do prekinitve pogodbe, razen če je blago dostavljeno v novem roku, ki ga določi potrošnik in ni daljši od sedmih dni.
If the trader has failed to fulfil his obligations to deliver, the consumer shall be entitled to terminate the contract unless the goods are delivered within a new period to be determined by the consumer, which shall not exceed seven days.
Potrošnik trgovca predhodno pisno obvesti o tem obdobju in določi nov rok dobave ter navede svoj namen, da bo prekinil pogodbo, če dostava ne bo opravljena do izteka tega novega roka dobave.
This period should be communicated to the trader by the consumer in writing, specifying both the new delivery period and his intention to terminate the contract in the event that the delivery does not take place by the end of that new delivery period.
Osrednja določba tega poglavja je člen 26 o pravnih sredstvih za primer neskladnosti: poročevalec načeloma predlaga hierarhijo pravnih sredstev, pri čemer bi morale imeti države članice še naprej možnost odstopanja, če so ti ukrepi nujni in ustrezajo načeloma sorazmernosti in učinkovitosti.
The key provision of this chapter is Article 26, on remedies for lack of conformity: in principle, your rapporteur is proposing a hierarchy of remedies, although the Member States would retain the option of taking alternative measures, should they be both necessary and consistent with the principles of proportionality and effectiveness.
Na tej podlagi lahko na primer Združeno kraljestvo obdrži svojo ureditev „pravice do zavrnitve“ („right to reject“) v sedanji obliki.
On this basis, for example, the United Kingdom would be able to retain its rules on the 'right to reject' in their current form.
Hierarhija predvideva, da ima potrošnik najprej pravico do vzpostavitve skladnosti blaga s pogodbo, pri čemer lahko izbira med popravilom ali zamenjavo blaga.
In keeping with the hierarchy, consumers would first be entitled to have the lack of conformity of the goods remedied by repair or replacement.
Tej pravici bi morala slediti možnost, da potrošnik zahteva ustrezno znižanje kupnine ali odstop od prodajne pogodbe.
Secondarily, they would be entitled to have the price reduced appropriately or the sales contract rescinded.
Sicer pa poročevalec predlaga, naj se ponovno uvedejo določeni predpisi, ki ponovno vzpostavljajo prvotno stanje.
In addition, your rapporteur is proposing to restore certain provisions from the existing directives.
Mednje spadata tudi člen 26(5a), ki izključuje preklic pogodbe v primeru manjše neskladnosti, da ne bi prišlo do zlorab, ter člen 27a, ki ureja pravico do povrnitve stroškov.
These include Article 26(5a), which stipulates, with a view to ruling out abuses, that consumers will not be entitled to have a sales contract rescinded if the lack of conformity is minor, and Article 27a, which governs the right of recourse.
V členu 28, ki ureja roke in dokazno breme, bi bilo treba črtati obveznost obveščanja o neskladnosti, s čimer bi bil ta predpis oblikovan na potrošnikom prijaznejši način.
In Article 28, which governs time limits and the burden of proof, the requirement to inform traders of the lack of conformity would be deleted, thereby making this provision more consumer-friendly.
Poleg tega bi morale imeti države članice možnost, da sprejmejo ali ohranijo pravne predpise z višjo ravnijo varstva potrošnikov.
In addition, in this area as well the Member States would have the option of enacting or maintaining legal provisionswhich offer consumers a higher level of protection.