natgillin/translations-raw huggingface dataset:
Glede na posamezen primer in ob upoštevanju dovoljenja pristojnih organov po utemeljenem zahtevku zadevnega sistema zajamčenih vlog, se odstotek iz odstavka (a) lahko določi med 0,5 in 0,75 % .
On a case by case basis and subject to authorisation by the competent authorities following a reasoned request by the Deposit Guarantee Scheme concerned, the percentage referred to in (a) may be set between 0,5 and 0,75 %.
Člen 9 – odstavek 5 – pododstavek 4 a (novo)
Article 9 – paragraph 5 – subparagraph 4 a (new)
Glede na posamezen primer in z dovoljenjem pristojnih organov po utemeljenem zahtevku zadevnega sistema zajamčenih vlog, se odstotek iz odstavka (a) lahko določi na vrednost, manjšo od 0,5 %, če se dokaže, da ima sistem ustrezen sistem za nadzor tveganja svojih članov in ustrezne možnosti vplivanja.
On a case by case basis and subject to authorisation by the competent authorities following a reasoned request by the Deposit Guarantee Scheme concerned, the percentage referred to in (a) may be set at a value below 0,5% provided that the guarantee scheme has put in place a suitable system for monitoring the risk situation of its members and can bring sufficient influence to bear.
Predlagana omejitev se lahko zniža, če se dokaže, da imajo sistemi zajamčenih vlog ustrezne sisteme za obvladovanje tveganja svojih članov z ustreznimi možnostmi vplivanja in ustrezne alternativne možnosti financiranja, ki jim omogočajo kratkoročno financiranje, če je to potrebno za pokritje terjatev (to ne velja za primer izplačila, če se ni bilo možno izogniti plačilni nesposobnosti).
Going below the proposed limit should be allowed in cases where it can be established that the guarantee schemes have appropriate systems in place to monitor the risk situation of their members and can bring sufficient influence to bear, and have adequate alternative financing arrangements in place to enable them to obtain short-term refinancing where necessary to meet claims against them (this includes payout if the bank failure could not be averted).
Člen 10 – odstavek 1 – pododstavek 1 - uvodni del
Article 10 – paragraph 1 – subparagraph 1 – introductory part
Sistem ima pravico , da si izposoja od vseh ostalih sistemov zajamčenih vlog iz člena 1(2) znotraj Unije, če so izpolnjeni vsi naslednji pogoji:
A scheme shall have the right to borrow from all other Deposit Guarantee Schemes referred to in Article 1(2) within the Union provided that all of the following conditions are met:
Sistem ima možnost , da si izposoja od drugih sistemov zajamčenih vlog iz člena 1(2) znotraj Unije, če so izpolnjeni vsi naslednji pogoji:
A scheme shall have the option to borrow from the other Deposit Guarantee Schemes referred to in Article 1(2) within the Union provided that all of the following conditions are met:
Vzajemno izposojanje med sistemi iz različnih držav članic bi utegnilo pomagati ali prenesti krizo iz ene države v drugo, zato poročevalka predlaga, da se ta določba premakne iz obveznosti v okvirni model, ki se lahko uporablja po potrebi, od države članice pa bi bilo odvisno, ali bi sodelovala v takem sistemu (npr. tako, da podpiše ustrezen čezmejni sporazum).
Mutual borrowing between the systems from different Member States could potentially help or transfer a crisis from one country to another, the rapporteur proposes to shift this provision from obligation to the model framework, which can be used if needed, and it would depend on the Member States if they participate in such system (e.g. by signing the appropriate cross-border agreements).
Prispevki v sisteme zajamčenih vlog iz člena 9 se določijo za vsako članico na podlagi stopnje tveganja, ki ji je izpostavljena.
The contributions to Deposit Guarantee Schemes referred to in Article 9 shall be determined for each member on the basis of the degree of risk incurred by it.
Države članice se lahko odločijo, da članice sistemov iz člena 1(3) in (4) plačajo nižje prispevke v sisteme zajamčenih vlog , vendar ne manj kot 37,5 % zneska, ki bi ga morala prispevati banka s povprečnim tveganjem .
Member States may decide that members of Schemes referred to in Article 1(3) and (4) pay lower contributions to Deposit Guarantee Schemes but not less than 37.5% of the amount that a bank with an average risk would have to contribute .
Države članice se lahko odločijo, da članice sistemov iz člena 1(3) in (4) plačajo nižje prispevke v sisteme zajamčenih vlog.
Member States may decide that members of Schemes referred to in Article 1(3) and (4) pay lower contributions to Deposit Guarantee Schemes.
Določitev stopnje nastalega tveganja in izračun prispevkov temeljita na dejavnikih iz Priloge I in II .
The determination of the degree of risk incurred and the calculation of contributions shall be based on the elements referred to in Annex I and II .
O določitvi stopnje nastalega tveganja in izračun prispevkov odločajo države članice .
The determination of the degree of risk incurred and the calculation of contributions shall be decided by the Member States .
Odstavek 2 se ne uporablja za sisteme zajamčenih vlog iz člena 1(2) .
Paragraph 2 shall not apply to Deposit Guarantee Schemes referred to in Article 1(2).
Države članice se lahko odločijo, da članice sistemov iz člena 1(3) in (4) ter banke za stanovanjsko varčevanje plačajo nižje prispevke v sisteme zajamčenih vlog .
Member States may decide that members of Schemes referred to in Article 1(3) and (4) and building savings banks pay lower contributions to Deposit Guarantee Schemes.
Da se zagotovi določitev sestavnih delov opredelitev in metod iz dela A Priloge II, dobi Komisija ustrezna pooblastila.
In order to ensure specify the elements of definitions and methods under Annex II Part A, powers are delegated to the Commission.
Evropski bančni organ do 31. decembra 2012 izda smernice o uporabi dela B Priloge II v skladu s [členom 8 Uredbe o Evropskem bančnem organu].
By 31 December 2012, the European Banking Authority shall issue guidelines on the application of Annex II Part B pursuant to [Article 8 of the EBA Regulation].
Sistem izračuna prispevkov na podlagi tveganja bi moral biti prepuščen državam članicam, saj je mogoče nacionalne določbe bolje prilagoditi potrebam potrošnikov (npr. v primeru zelo razširjenih vlog posebnih finančnih institucij, kot so banke za stanovanjsko varčevanje).
The system of risk based calculation of contributions should be left to Member States, as the national provisions can be better tailored to the needs of consumers (e.g. in case of widespread deposits by special financial institutions, such as the building saving banks).
Če vloga ni zajamčena v okviru sistema zajamčenih vlog v skladu s členom 4, kreditna institucija o tem ustrezno obvesti vlagatelje.
When a deposit is not guaranteed by a Deposit Guarantee Scheme in accordance with Article 4, the credit institution shall inform the depositor accordingly.
Države članice zagotovijo, da kreditne institucije svojim dejanskim in morebitnim vlagateljem posredujejo zadostne potrebne informacije o tem, v kateri sistem zajamčenih vlog znotraj Unije je včlanjena kreditna institucija in njene podružnice.
Member States shall ensure that credit institutions make available to actual and intending depositors sufficient information necessary for the identification of the Deposit Guarantee Scheme of which the institution and its branches are members within the Union.
Če vloga ni zajamčena v okviru sistema zajamčenih vlog v skladu s členom 4, kreditna institucija o tem ustrezno obvesti vlagatelje , ki se jim omogoči, da dvignejo svoje vloge brez kazenskih zneskov ter s pravico do vseh pridobljenih obresti in koristi .
When a deposit is not guaranteed by a Deposit Guarantee Scheme in accordance with Article 4, the credit institution shall inform the depositor accordingly and in that case depositors shall be offered the possibility to withdraw their deposits without incurring any penalty fees, and with the right to all accrued interest and benefits .
Na prvem mestu bi morali biti vlagatelji v takem primeru zadostno obveščeni in imeti možnost, da dvignejo svoje vloge brez kazenskih zneskov ter z vsemi pridobljenimi obrestmi in koristmi.
Firstly, depositors should be sufficiently informed in such case and should have the possibility to withdraw their deposits without any sanction fees, and with all attained interests and benefits.
Poleg tega se navede sklic na informacijski list iz Priloge III in mesto, kjer ga je mogoče najti .
Moreover, reference shall be made to the information sheet in Annex III and where it can be obtained .
Poleg tega se navede, da se enemu od izpiskov računa priloži informacijski list iz Priloge III.
Moreover, reference shall be made to the information sheet in Annex III.
Ta informacijski list se vsaj enkrat na leto priloži enemu od izpiskov vlagateljevih računov.
That information sheet shall be attached to one of their statements of account at least once a year .
Navede se tudi spletna stran odgovornega sistema zajamčenih vlog.
The web site of the responsible Deposit Guarantee Scheme shall also be indicated.
Zadostne informacije o sistemu zajamčenih vlog so za vlagatelje bistvene, za finančne institucije pa ne bi smelo biti prehudo breme, da enemu od izpiskov priložijo informacijski list iz Priloge III.
Sufficient information on the Deposit Guarantee Scheme coverage for the actual depositors is crucially important and it should not constitute for financial institution a big burden to attach the information sheet in Annex III to one of its statements.
Informacije iz odstavka 1 morajo biti na razpolago v skladu z notranjimi predpisi in v uradnem jeziku ali jezikih države članice, v kateri je bila podružnica ustanovljena , in v drugih jezikih, če vlagatelj tako zahteva in podružnica to lahko odobri .
The information provided for in paragraph 1 shall be made available in the manner prescribed by national law in the official language or languages of the Member State in which the branch is established , and, where the depositor so requests and the branch is able to grant that request, in other languages .
Od obvestila o združitvi bodo vlagatelji imeli tri mesece časa, da svoje vloge, ki presegajo stopnjo kritja, zajamčeno v členu 5 (1), prenesejo na drugo banko ali znamko banke, in sicer brez kazenskih zneskov ter s pravico do vseh pridobljenih obresti in koristi.
Depositors will be given a three-month period following the notification of the merger to have the opportunity to transfer their deposits exceeding the coverage guaranteed in Article 5(1) to another bank or bank brand without incurring any penalty fees, and with the right to all accrued interest and benefits.
Vlagatelji so primerno obveščeni, imajo pa tudi možnost prenosa nezajamčenih vlog na drugo kreditno institucijo brez kazni, saj ne bi smeli trpeti posledic nižjega kritja zaradi združitve njihove kreditne institucije.
Depositors should be not only properly informed, but they should also have the possibility without penalties to transfer the unguaranteed deposits to another credit institution, as they should not "suffer" from lower coverage due to the merger of their credit institution.
Če vlagatelj uporablja internetno bančništvo, se informacije, ki jih je treba razkriti v skladu s to direktivo, sporočijo z elektronskimi sredstvi na takšen način, da je vlagatelj o tem obveščen.
If a depositor uses internet banking, the information required to be disclosed by this Directive shall be communicated by electronic means in a way that brings it to the attention of the depositor.
Če vlagatelj uporablja internetno bančništvo, se informacije, ki jih je treba razkriti v skladu s to direktivo, sporočijo z elektronskimi sredstvi na takšen način, da je vlagatelj o tem obveščen ali na papirju, če tako želi vlagatelj .
If a depositor uses internet banking, the information required to be disclosed by this Directive shall be communicated by electronic means in a way that brings it to the attention of the depositor or on paper if the depositor chooses .
Komisija s podporo [Evropskega bančnega organa] do 31. decembra 2015 predloži Evropskemu parlamentu in Svetu poročilo o napredku pri izvajanju te direktive.
The Commission, supported by the [European Banking Authority], shall submit to the European Parliament and to the Council by 31 December 2015 a report on the progress towards the implementation of this Directive.
To poročilo bi moralo zlasti zajemati možnost, da se na podlagi kritih vlog določi ciljna raven, ne da bi se zmanjšala zaščita vlagateljev .
This report should cover notably the possibility to determine the target level on the basis of covered deposits, without diminishing the protection of depositors .
To poročilo bi moralo zajemati zlasti ugodnosti in neugodnosti dviga ravni kritja na 150 000.
This report should cover notably the advantages and disadvantages of raising the coverage level to EUR 150 000.
Priloga I se črta.
Annex I is deleted
Predlog spremembe je povezan s spremembo člena 11.
This amendment is linked to the change made in Article 11.
Priloga II se črta.
Annex II is deleted
[Navesti proizvod] [navesti ime kreditne institucije, ki vodi račun] je krit s strani pristojnega sistema zajamčenih vlog v skladu z Direktivo 2011/.../EU Evropskega parlamenta in Sveta o sistemih zajamčenih vlog (prenova)*.
The [insert product] of the [insert name of the account-holding credit institution] is covered by the responsible Deposit Guarantee Scheme in accordance with Directive 2011/.../EU of the European Parliament and of the Council on Deposit Guarantee Schemes (recast)* .
* UL: dodati številko direktive in podatke o objavi.
* OJ: add directive number and publication reference.
Namen tega predloga spremembe je zagotoviti potrošniku razumljivejši jezik in poenostaviti terminologijo, uporabljeno v Prilogi III (Informacijska predloga za vlagatelja).
This Amendment aims at providing more consumer-comprehensive language and simplifies the terminology used in the Annex III (Depositor Information Template).
To pomeni, da se za določitev stopnje kritja seštejejo vse vloge iste banke.
This means that all deposits at the same bank are aggregated in order to determine the coverage level.
Če ima na primer vlagatelj hranilni račun z 90 000 EUR in tekoči račun z 20 000 EUR, prejme samo 100 000 EUR.
If , for instance a depositor holds a savings account with EUR 90 000 and a current account with EUR 20 000, he or she will only be repaid EUR 100 000.
To pomeni, da se za določitev stopnje kritja seštejejo vse vaše vloge iste banke.
This means that all your deposits at the same bank are aggregated in order to determine the coverage level.
Na primer: če ima vlagatelj hranilni račun z 90 000 EUR in tekoči račun z 20 000 EUR, prejme samo 100 000 EUR.
For example: if a depositor holds a savings account with EUR 90 000 and a current account with EUR 20 000, he or she will only be repaid EUR 100 000.
To pomeni, da se posamezna vloga pri eni ali več prej navedenih izpostav krije s 100 000 EUR.
This means that all deposits with one or more of these brand names are each covered up to EUR 100 000.
Predlog spremembe uveljavlja spremembo v členu 6 (1).
This amendment applies the change made in Article 6 – paragraph 1.
Vloge vlagateljev (zasebnikov ali podjetij) na splošno krijejo sistemi zajamčenih vlog.
In general, depositors (private or business) are covered by Deposit Guarantee Schemes.
Izjeme za določene vloge so navedene na spletni strani pristojnega sistema zajamčenih vlog [vstavi spletno mesto pristojnega sistema zajamčenih vlog] .
Exceptions for certain deposits are stated on the web site of the responsible Deposit Guarantee Scheme [insert web site of the responsible DGS] .
Vaša banka vas mora obenem na zaprosilo obvestiti o tem, ali se določeni proizvodi krijejo ali ne.
Your bank also has to inform you on request whether certain products are covered or not.
Če se vloge krijejo, banka to navede na vašem izpisku računa.
If deposits are covered, the bank shall also specify this on your statement of account.
Vaše vloge (do 100 000 EUR) izplača v šestih tednih, od 31. decembra 2013 pa v enem tednu .
It will repay your deposits (up to EUR 100 000) within six weeks at the latest, from 31 December 2013 within one week .
Vaše vloge (do 100 000 EUR) izplača v šestih tednih, od 31. decembra 2013 pa v roku 7 delovnih dni .
It will repay your deposits (up to EUR 100 000) within six weeks at the latest, from 31 December 2013 within 7 working days .
Če vam jih ne izplača v navedenih rokih, stopite s sistemom zajamčenih vlog v stik, saj lahko čas za vložitev zahtevkov za izplačilo po določenem časovnem roku poteče.
If you have not been repaid within these deadlines, you should take contact with the Deposit Guarantee Scheme since the time to claim reimbursement may be barred after a certain time limit .
Če vam jih ne izplača v navedenih rokih, stopite s sistemom zajamčenih vlog v stik, saj čas za vložite zahtevkov za izplačilo poteče po [vstaviti zadevno obdobje, ki velja v državi članici ter natančno navedbo sklica na nacionalno zakonodajo ter zlasti člen, ki določa te določbe] .
If you have not been repaid within these deadlines, you should take contact with the Deposit Guarantee Scheme since the time to claim reimbursement is barred after a [insert relevant time period applicable in the Member State and the exact reference of the national law and the particular article, which governs these provisions] .
Obdobja za vložitev zahtevkov za izplačilo se med državami članicami razlikujejo in bolj priročno je, da kreditne institucije to informacijo ponudijo svojim strankam, namesto da bi jih morali potrošniki sami iskati.
Time periods for claiming the reimbursement differ according to the Member States and it is more practical that the credit institution offers this information to its customers, rather than the individual consumers having to search for it.
[Samo kjer pride v poštev]: Za vašo vlogo jamči institucionalna jamstvena shema , ki [je/ni] priznana kot sistem zajamčenih vlog .
[Only where applicable:] Your deposit is guaranteed by an Institutional Guarantee Scheme [recognized/not recognized] as a Deposit Guarantee Scheme .
To pomeni, da se vse banke, ki so članice tega sistema, medsebojno podpirajo, da bi preprečile propad kake banke.
This means that all banks that are members of this scheme mutually support each other in order to avoid a bank failure.
Če kljub temu pride do propada banke, se vaše vloge izplačajo v višini do 100 000 EUR.
However, if a bank failure would nevertheless occur, your deposits will be repaid up to EUR 100 000.
[Samo kjer pride v poštev]: Za vašo vlogo jamči institucionalna jamstvena shema.
[Only where applicable:] Your deposit is guaranteed by an Institutional Guarantee Scheme.
Namen tega predloga spremembe je poenostaviti strokovno izrazje, uporabljeno v Prilogi III (Informacijska predloga za vlagatelja).
This Amendment aims at simplifying the terminology used in the Annex III (Depositor Information Template).
Pablo Arias Echeverría, Adam Bielan, Lara Comi, Anna Maria Corazza Bildt, António Fernando Correia De Campos, Jürgen Creutzmann, Christian Engström, Evelyne Gebhardt, Louis Grech, Małgorzata Handzlik, Iliana Ivanova, Philippe Juvin, Sandra Kalniete, Eija-Riitta Korhola, Edvard Kožušník, Kurt Lechner, Toine Manders, Mitro Repo, Robert Rochefort, Zuzana Roithová, Heide Rühle, Matteo Salvini, Christel Schaldemose, Andreas Schwab, Eva-Britt Svensson, Róża Gräfin von Thun und Hohenstein, Kiriakos Triantafilidis (Kyriacos Triantaphyllides), Emilie Turunen, Bernadette Vergnaud, Barbara Weiler
Pablo Arias Echeverría, Adam Bielan, Lara Comi, Anna Maria Corazza Bildt, António Fernando Correia De Campos, Jürgen Creutzmann, Christian Engström, Evelyne Gebhardt, Louis Grech, Małgorzata Handzlik, Iliana Ivanova, Philippe Juvin, Sandra Kalniete, Eija-Riitta Korhola, Edvard Kožušník, Kurt Lechner, Toine Manders, Mitro Repo, Robert Rochefort, Zuzana Roithová, Heide Rühle, Matteo Salvini, Christel Schaldemose, Andreas Schwab, Eva-Britt Svensson, Róża Gräfin von Thun und Hohenstein, Kyriacos Triantaphyllides, Emilie Turunen, Bernadette Vergnaud, Barbara Weiler
Ashley Fox, María Irigoyen Pérez, Constance Le Grip, Pier Antonio Panzeri, Konstantinos Pupakis (Konstantinos Poupakis), Sylvana Rapti, Olle Schmidt
Ashley Fox, María Irigoyen Pérez, Constance Le Grip, Pier Antonio Panzeri, Konstantinos Poupakis, Sylvana Rapti, Olle Schmidt
o predlogu Direktive .../.../EU Evropskega parlamenta in Sveta o sistemih zajamčenih vlog (prenovitev)
on the proposal for a directive of the European Parliament and of the Council on Deposit Guarantee Schemes (recast)
Dimitar Stoyanov )
Dimitar Stoyanov
Namen tega predloga direktive je kodificiranje direktiv 94/19/ES in 2009/14/ES ter sprememba teh direktiv s prenovo.
This proposal for a directive aims to codify Directive 94/19/EC and Directive 2009/14/EC and the amendments thereto, by means of a recast.
Z njim naj bi dosegli dodatno uskladitev sistemov zajamčenih vlog v državah članicah in izboljšali razmere na enotnem trgu glede svobode ustanavljanja in svobodnega zagotavljanja finančnih storitev ter povečali stabilnost bančnega sistema in okrepili zaščito vlagateljev.
It seeks to achieve further harmonisation of the Deposit Guarantee Schemes (DGSs) in the Member States and to improve the situation on the single market in terms of freedom of establishment and the freedom to provide financial services, and also to increase the stability of the banking system and reinforce depositor protection.
Komisija se je pri predlogu očitno osredotočila na okrepitev pravic vlagateljev v primeru kreditnih institucij, pri katerih imajo vloge in ki postanejo plačilno nesposobne.
The clear focus of the Commission proposal is on strengthening depositors’ rights in the event of the credit institution that is holding their deposits becoming insolvent.
To je hvalevreden pristop, vendar ne smemo dovoliti, da bi zakonodaja prezrla same sisteme zajamčenih vlog.
That is a laudable approach, but the legislation must not be allowed to ignore the DGSs themselves.
Predlog je do določene mere glede sistemov zajamčenih vlog preveč tog.
To some extent, the proposal is too rigid in respect of DGSs.
Da bi ublažili posledice predloga Komisije o sistemih zajamčenih vlog, obenem pa ohranili njegov duh, kar zadeva možnosti za vlagatelje, predlagamo naslednje spremembe.
In order to tone down the affects on the DGSs of the Commission’s proposal, while at the same time leaving the spirit of that proposal unaltered as regards the possibilities open to depositors, we would propose that the following amendments be adopted.
Zato bi bilo treba rok za izplačilo zmanjšati na en teden.
The payout delay should therefore be reduced to a period of one week .
Zato bi bilo treba rok za izplačilo skrajšati na štiri tedne.
The payout delay should therefore be reduced to a period of four weeks .
Skrajšanje roka na teden dni bi pomenilo, da se sistemi dejansko ne bodo mogli držati rokov ali pa bo prihajalo do napak pri izplačilu oziroma se bodo povečali upravni stroški.
Reducing the payout delay to one week would either make it impossible for the schemes to meet the deadline in practice or would lead to payment errors or considerable administrative costs.
Preden rok še dodatno skrajšamo, bi bilo treba ovrednotiti sedanje izkušnje s štiritedenskim rokom, ki je določen v Direktivi 2009/14/ES.
Before any future reduction in this period is envisaged, experience with the four-week deadline under Directive 2009/14/EC should be assessed.
Člen 2 – odstavek 1 – točka a – pododstavek 1 a (novo)
Article 2 – paragraph 1 – point a – subparagraph 1 a (new)
Države članice za izračun stanja sredstev uporabijo predpise in pravila, ki veljajo za kompenzacije in protiterjatve, v skladu z zakonskimi in pogodbenimi pogoji, ki veljajo za vloge.
For the purpose of calculating a credit balance, Member States shall apply the rules and regulations relating to set-off and counterclaims according to the legal and contractual conditions applicable to a deposit.