natgillin/translations-raw huggingface dataset:
Sienski protokol v zvezi s sodelovanjem držav članic ES, zlasti pri uporabi direktiv o življenjskem zavarovanju in neživljenjskem zavarovanju (1997). .
Siena Protocol relating to the collaboration of the supervisory authorities of the Member States of the EC in particular in the application of the Directives on life assurance and non-life insurance (1997). .
Odbor poziva k natančnemu pregledu tega protokola, s poudarkom na varstvu zavarovancev in obravnavi čezmejnih pritožb.
The committee calls for a thorough review of this protocol, focused on policyholder protection and the treatment of cross-border complaints.
Odbor meni, da je vsak poskus razlage ali opravičevanja pasivne vloge nacionalnih finančnih zakonodajalcev, ki je omejena le na njihovo nacionalno pristojnost, nesprejemljiv, ter poziva, naj zakonodaja ES poudari kolegialno odgovornost nacionalnih zakonodajalcev pri zagotavljanju najvišjih standardov varstva potrošnikov in varovanju najboljšega delovanja notranjega trga finančnih storitev na ravni celotne EU.
The committee considers unacceptable any attempt to interpret or to justify a passive role of national financial regulators limited only to their national jurisdiction and calls for EC legislation to highlight the collegial responsibility of national regulators in assuring the highest standards of consumer protection and safeguarding the optimal working of the internal market in financial services on an EU-wide basis.
Odbor zlasti meni, da morajo zakonodajalci države gostiteljice dejavno pomagati pritožnikom, usmerjati njihove pritožbe na pravi naslov in jih med celotnim postopkom ustrezno podpirati.
In particular, the committee considers that host State regulators should actively assist complainants, help them to direct their complaints to the appropriate destination, and support them as necessary throughout the resulting process.
Odbor priznava, da Komisija ne more prevzeti vloge "zakonodajalca zakonodajalcev".
The committee acknowledges that the Commission cannot assume the role of a regulator of regulators .
Vendar se za zagotavljanje pravilne uporabe zakonodaje ES na celotnem notranjem trgu močno priporoča, da Komisija redno in natančno spremlja, ali so vse države članice svojim nacionalnim zakonodajalcem namenile zadostna, enakovredna in stalna sredstva ter vire, da bodo lahko pri finančnem nadzoru v celoti in dosledno uporabljali zakonodajo ES.
However, in order to assure the correct application of EC legislation throughout the internal market, it strongly recommends that the Commission look regularly and closely at whether all Member States have equipped their national regulators with sufficient and equivalent powers, as well as continuing means and resources to be in a position to apply fully and consistently EC legislation in financial supervision.
Razen tega vabi Komisijo, da ustrezne odbore Evropskega parlamenta obvesti o svojih ocenah.
It further invites the Commission to inform the appropriate committees of the European Parliament of its assessments.
Odbor odločno zahteva, da vsa zakonodaja na področju finančnih storitev ustrezno prizna prednost vprašanjem zaščite potrošnika in vlagatelja ter hkrati zagotovi dinamično in konkurenčno okolje za izvajalce finančnih storitev, ki zmanjšuje birokracijo ter ne preprečuje tržne prilagodljivosti in inovativnosti.
The committee strongly requests that any financial services legislation duly recognises the priority of consumer and investor protection issues, while at the same time ensuring a dynamic and competitive environment for financial services providers that minimises red tape and does not stifle commercial flexibility and innovation.
V zvezi s tem odbor podpira poudarjanje ureditve, ki temelji na tveganju in načelih, v zakonodaji o finančnih storitvah.
In this regard, the committee supports the emphasis on risk and principles-based regulation in financial services legislation.
Ker so vlaganja v pokojninske produkte v evropskem gospodarstvu vedno pomembnejša v smislu demografskega neravnovesja, odbor poudarja potrebo po spodbujanju zaupanja potrošnikov v pokojninske produkte, tako da se zanje zagotovijo najvišji standardi informacij, varnosti in zaščite vlagateljev na notranjem trgu .
Furthermore, as investments in pension products are to play an increasingly important role in the European economy in view of demographic imbalance and ageing populations, the committee emphasises the need to foster consumer confidence in pension products by ensuring for them the highest standards of information, security and investor protection throughout the internal market.
PRIPOROČILA, DEL IV – PRAVNA SREDSTVA
B. RECOMMENDATIONS, PART IV - REMEDIES
Ker vlada Združenega kraljestva ni ravnala v skladu z zahtevami iz tretje direktive o življenjskem zavarovanju in ob odsotnosti dostopnega postopka za izplačilo odškodnine prek sodišč ali učinkovitih drugih možnosti za izplačilo odškodnine, je odbor trdno prepričan, da mora vlada Združenega kraljestva prevzeti odgovornost.
In view of the UK Government's failure to comply with the requirements of the Third Life Directive and given the absence either of accessible legal redress through the courts or of effective alternative means of redress, the committee firmly believes that the UK Government is under an obligation to assume responsibility.
Odbor zato močno priporoča, da vlada Združenega kraljestva oblikuje in izvaja ustrezno shemo za izplačilo odškodnine zavarovancem družbe ELAS v Združenem kraljestvu , na Irskem, v Nemčiji in drugod.
The committee therefore strongly recommends that the UK Government devise and implement an appropriate scheme with a view to compensating Equitable Life policyholders within the UK, Ireland, Germany and elsewhere.
Odbor poziva vlado Združenega kraljestva in vse vpletene strani, naj sprejmejo in ustrezno izvajajo vsa priporočila parlamentarnega varuha človekovih pravic Združenega kraljestva v zvezi z družbo ELAS.
The committee urges the UK Government and all affected parties to accept and implement appropriately any recommendations the UK Parliamentary Ombudsman may make with regard to Equitable Life.
Odbor priporoča, da irski in nemški organi ter organi drugih tujih držav članic dejavno pomagajo državljanom pri izvajanju priporočil.
The committee recommends that the Irish, German and other host Member State authorities actively assist their citizens in implementing those recommendations.
Čeprav je finančni varuh človekovih pravic ena od naprednejših shem izvensodne poravnave sporov v Evropi, kar zadeva pristojnosti in pooblastila, odbor meni, da je zadeva družbe ELAS razkrila več pomanjkljivosti njegovega delovanja.
Although the FOS can be considered as one of the more advanced out-of-court dispute settlement schemes in Europe in terms of competences and powers, the committee believes that the Equitable Life case has revealed a number of serious shortcomings in its operation.
Odbor zato poziva, da vlada Združenega kraljestva te pomanjkljivosti odpravi, okrepi položaj storitev finančnega varuha človekovih pravic in zagotovi, da bo popolnoma neodvisen od organa za finančne storitve ter od vlade same.
The committee therefore urges the UK Government to address these shortcomings, strengthen the FOS's capacities and ensure that it is truly independent from the FSA and from the government itself.
Odbor poziva države članice, da na svojem ozemlju zagotovijo ustrezne sheme alternativnega reševanja sporov, ki bodo zajemale celotno področje finančnih storitev, da se odpravijo obstoječe geografske vrzeli v sistemu FIN-NET.
The committee urges Member States to ensure that, within their respective territories, there are proper alternative dispute resolution (ADR) schemes covering the whole area of financial services, so as to remove remaining geographical gaps within the FIN-NET system.
Odbor tudi poziva Evropski parlament, naj v okviru zakonodaje o finančnih storitvah podpre ukrepe, ki bodo države članice pozvali k zagotavljanju takšnih shem na njihovem ozemlju.
The committee also calls on the European Parliament to support measures within the framework of financial services legislation urging Member States to ensure that there are such schemes within their territories.
Zdi se, da priporočilo Skupnosti glede oblikovanja takšnih shem ni v nasprotju z dejstvom, da jih lahko potrošniki le redko uporabijo.
There appears to be no contradiction between a Community recommendation to set up such schemes on the one hand, and the fact that their use by consumers is merely optional on the other.
Za odpravo vrzeli v sistemu FIN-NET in ob upoštevanju pomena, ki ga ima za potrošnike dostop do nepristranskih shem za izvensodno poravnavo, odbor poziva Komisijo, da predlaga ukrepe, ki bodo države članice pozvali k uvdebi obvezne sheme alternativnega reševanja sporov, ki bodo zajemale vse finančne storitve na njihovem ozemlju.
With a view to filling the gaps within the FIN-NET system and given the importance for consumers to have access to impartial out-of-court settlement schemes, the committee requests the Commission to propose measures that urge Member States to put in place statutory ADR schemes covering all financial services within their territories.
Predlog Komisije bi lahko določal neodvisnost, pooblastila in pristojnosti shem alternativnega reševanja sporov ter spodbujal države članice, da sprejmejo skupna merila glede pravne pristojnosti zadevnih shem.
The Commission's proposal could define the independence, powers and competences of ADR schemes and stimulate Member States to adopt common criteria as to the schemes’ respective jurisdictions.
Odbor poziva Komisijo, da si prizadeva za izboljšanje prepoznavnosti sheme FIN-NET pri potrošnikih in njihove ozaveščenosti o shemi.
The committee urges the Commission to pursue efforts aimed at increasing the visibility and consumers’ awareness of the FIN-NET scheme.
Komisija se mora pri pripravi zakonodajnih predlogov posvetovati tudi s potrošniškimi organizacijami na širši podlagi.
The Commission should also consult consumers' organisations on a wider basis when drafting its legislative proposals.
Poleg tega odbor poziva države članice, da v celoti sodelujejo s sistemom FIN-NET, med drugim s takojšnjim obveščanjem o vseh pomembnih shemah.
Similarly, the committee calls on the Member States to cooperate fully with FIN-NET, inter alia by informing it promptly of any outstanding relevant schemes.
Odbor meni, da mora Parlament v celoti sodelovati pri reviziji sistema FIN-NET, ki bo vključevala vprašalnik, poslan vsem državam članicam
The committee considers that Parliament must be fully involved in the review of FIN-NET, which includes the questionnaire sent to Member States
H9, str.11. , in pri vseh dogodkih.
H9, p.11. , and any subsequent developments.
Odbor meni, da morajo imeti potrošniki finančnih storitev več pravic, da se doseže bolj uravnotežen odnos med njimi in podjetji, ki opravljajo finančne storitve in upravičeno izkoriščajo notranji trg ter tako zagotavljajo, da ni mobilnosti brez obveznosti.
The committee is of the opinion that consumers of financial services should be further empowered in order to achieve a more balanced relationship between themselves and financial services undertakings who rightly choose to take advantage of the internal market, thus ensuring that there is no mobility without liability .
V tem smislu odbor pozdravlja pobudo Komisije o izboljšanju znanja in ozaveščenosti potrošnikov o finančnih storitvah ter s tem povezanim tveganjem.
In this context, the committee welcomes the initiative undertaken by the Commission to improve consumers' knowledge and awareness of financial services and associated risks.
Odbor zato meni, da je zaradi poštenosti in nediskriminacije med zavarovanci ter nesprejemljivo visokih stroškov tožbe za večino od njih potrebno, da se potrošnikom finančnih storitev v skladu z zakonodajo Skupnosti podeli pravica, da združijo svoje vire in na nacionalnih sodiščih skupaj začnejo postopek proti izvajalcem storitev ali nadzornim organom držav članic.
The committee therefore considers that the imperatives of fairness and non-discrimination between policy holders and the prohibitive cost of legal action for the vast majority of them render it necessary to grant consumers of financial services the right under Community law to pool their resources and act collectively against providers or Member States supervisory authorities before national courts.
Prednost takšnega postopka, ki manjše zahtevke združuje v eno tožbo, je prihranek časa in denarja, vendar ne sme nadomestiti obstoječih nacionalnih pravnih sredstev za uveljavljanje pravice do odškodnine v primeru kršitve nacionalne zakonodaje ali zakonodaje EU o finančnih storitvah.
Such a procedure, which consolidates smaller claims into one action, has the advantage of saving time and money and should not replace existing national remedies for seeking compensation for violations of EU or national financial services legislation.
Nadalje je treba pojasniti, da nekatere posredne izgube zavarovancev spadajo v skupino izgub, za katere se lahko izplača odškodnina.
It would furthermore be important to clarify that certain indirect losses suffered by policyholders fall within the types of loss which could be compensated.
To je potrebno za zagotovitev učinkovitosti uresničevanja pravic iz zakonodaje Skupnosti.
This would be necessary in order to guarantee the effectiveness of rights derived from Community law.
Poleg tega široko razlago obsega škode, ki zajema izgubo dobička in obresti, že priznava Sodišče Evropskih skupnosti kot omejitev nacionalne postopkovne avtonomije.
Moreover, a wide interpretation of the extent of damages covering loss of profit and interest is already recognised by the Court of Justice as a limit on national procedural autonomy.
Hkrati je treba dati velik pomen vprašanju, ali dovoliti, da vlagatelji vložijo skupen zahtevek o skupnem ali podobnem vprašanju glede dejstva ali zakona.
Also, a broad meaning must be given to standing, so as to allow claimants having common or related issues of fact or law to act collectively.
Odbor zato pozdravlja izdelavo študije Komisije o skupni odškodnini in poziva Komisijo
The committee therefore welcomes the launch of a study on collective redress by the Commission
Sporočilo Komisije z naslovom Strategija potrošniške politike EU 2007-2013: dati večjo moč potrošnikom, povečati njihovo blaginjo in jih učinkovito zaščititi ( KOM(2007)0099 ), str.
Commission Communication entitled 'EU Consumer Policy strategy 2007-2013 - Empowering consumers, enhancing their welfare, effectively protecting them' ( COM(2007)0099 ), p.
11. govor komisarke Kuneve v Parlamentu 13. marca 2007. , da nadalje raziskuje možnost oblikovanja zakonskega okvira z enotnimi postopkovnimi zahtevami za evropske čezmejne skupne tožbe in o ugotovitvah poroča Parlamentu, če vsako pobudo Komisije spremlja ocena vpliva, ki vrednoti pravno podlago pobude ter njeno skladnost z načeli subsidiarnosti in sorazmernosti.
11; Speech by Commissioner Kuneva to Parliament on 13 March 2007. and requests the Commission to investigate further the possibility of setting up a legal framework with uniform civil procedural requirements for European cross-border collective actions and report back to Parliament with its findings, provided that any Commission initiative is accompanied by an impact assessment that evaluates the legal basis of the initiative and its compliance with the principles of subsidiarity and proportionality.
Odbor poziva Komisijo, naj sprejme ustrezne predloge, ki bodo v skladu z zakonodajo ES pojasnili pristojnosti domačih in tujih državnih organov na področju nadzorovanja poslovanja zavarovalnic in pojma splošnih koristi.
The committee requests the Commission to adopt appropriate proposals aimed at clarifying the competences of home and host State authorities under EC legislation with regard to the supervision of the conduct of business of assurance undertakings and the concept of "general good".
Takšni predlogi morajo tuji državi zlasti omogočiti učinkovit nadzor nad poslovanjem podjetij, ki delujejo na njenem ozemlju, domača država pa mora zagotoviti pomoč in informacije o finančnem položaju takšnih podjetij.
In particular, such proposals should enable the host State to carry out an effective conduct of business supervision of undertakings operating on its territory, with assistance and information pertaining to the financial state of such undertakings provided by the home State.
Odbor meni, da je treba zahteve o obveščanju iz tretje direktive o življenjskem zavarovanju razširiti in podrobneje opredeliti, da se zagotovi visoka raven usklajenega varstva potrošnikov v Evropski uniji.
The committee considers that information requirements contained in the Third Life Directive should be extended and specified with a view to ensuring a high level of harmonised consumer protection across the European Union.
Informacije za potrošnike morajo pregledno in v celoti vključevati natančne podatke o tem, na kateri organ se morajo obrniti z zahtevki ali poizvedovanji, vključno z dejanskimi primeri.
The information to be provided to the consumer in a clear and complete manner must include specifications about which authority the consumer should approach with complaints and queries, including concrete examples.
Odbor ugotavlja, da so se od začetka težav v družbi ELAS zahteve po informacijah uvedle zaradi direktive o zavarovalnem posredovanju in direktive o trženju finančnih storitev, ter poziva Komisijo, da ovrednoti njihov vpliv in po potrebi oblikuje predloge na podlagi tega vrednotenja.
The committee notes that since the difficulties at Equitable Life, information requirements were introduced as a result of the Insurance Mediation Directive and the Distance Marketing Directive and asks the Commission to evaluate their impact and, if appropriate, make proposals in the light of that evaluation.
Odbor odločno poziva nacionalne finančne organe, naj si zelo prizadevajo za sodelovanje, da zagotovijo ustrezno in izčrpno obravnavanje zahtevkov, ki zadevajo področja, povezana z zadevami varnega in skrbnega poslovanja.
The committee strongly requests that national financial authorities make all necessary efforts to cooperate so as to ensure that complaints that concern areas that are linked to both prudential and conduct of business matters are properly and exhaustively dealt with.
Odbor poziva vlado Združenega kraljestva, da zadevno zakonodajo uskladi z zakonodajo Skupnosti in jo spremeni tako, da vlagateljem, ki sklepajo pogodbe s tujimi podružnicami podjetij iz Združenega kraljestva, ki jih nadzira organ za finančne storitve, ne glede na to, ali so rezidenti Združenega kraljestva ali ne, odobri dostop do odškodninskih shem za finančne storitve.
The committee requests the UK Government to bring relevant legislation into compliance with Community law by amending it so as to grant access to the Financial Services Compensation Scheme to investors who concluded contracts with foreign branches of UK firms, which are supervised by the FSA, whether or not those investors are resident in the UK.
Odbor tudi poziva Komisijo, da hitro nadaljuje pripravo direktive, ki bo od vsake države članice zahtevala uvedbo shem3 jamstev za zavarovanja, ki bo zajemala potrošnike in upravičence domačih ter tujih podružnic iz EU, in predlog take direktive vloži do konca leta 2007.
The committee also calls on the Commission to proceed swiftly with its preparation of a directive to require each Member State to establish an insurance guarantee scheme covering both domestic and EU foreign branches customers and beneficiaries and to table a proposal for such a directive by the end of 2007.
Odbor priporoča, da Komisija ne zavrne možnosti uveljavljanja svoje diskrecijske pravice za preiskavo preteklih kršitev zakonodaje Skupnosti, zlasti kadar domnevne kršitve vplivajo na veliko državljanov različnih držav člani, vendar ne le v teh primerih.
The committee recommends that the Commission leave open the possibility of exercising its discretion to investigate past infringements of Community law, in particular but not only where the alleged breaches affect a large number of citizens across several Member States.
Poleg tega Komisijo poziva, da oceni potencialne glavne točke direktive ali spremembe določb Pogodbe, ki bi ji omogočile, da tovrstne primere predloži Sodišču Evropskih skupnosti ali države članice neposredno kaznuje za pretekle kršitve.
Furthermore, it invites the Commission to assess the potential merits of a directive or modification of Treaty provisions that would allow it to refer such cases to the Court of Justice of the European Communities or directly penalise Member States for past infringements.
Odbor močno priporoča, da Parlament, Svet in Komisija pri sprejemanju zakonodaje na področju finančnih storitev upoštevajo potrebo po pregledni pripravi takšnega osnutka zakonodaje, ki bo posameznemu potrošniku priznal jasno opredeljene pravice, veljavne na nacionalnih sodiščih.
The committee strongly recommends that Parliament, the Council and the Commission, when legislating in the financial services area, bear in mind the need to draft legislation in a comprehensive and comprehensible way which grants the individual consumer clearly defined rights which can be relied upon before national courts.
To bi izboljšalo varstvo potrošnikov in hkrati ustvarilo močne pobude za države članice, da bodo pravilno in pravočasno prenesle ter uporabljale takšno zakonodajo ES.
This would improve consumer protection whilst at the same time creating strong incentives for Member States to transpose and apply such EC legislation correctly and on time.
Zaradi tega bo tudi dejanski notranji trg za finančne storitve, ki temelji na načelu države izvora in metodi nadzora domačega/tujega zakonodajalca, lažje dosegljiv.
In turn, this will make more readily achievable a genuine internal market in financial services based on the country of origin principle and the home/host regulator method of supervision.
Večja pozornost, namenjena kakovosti zakonodaje in njenemu postopnemu razvoju
More attention to the quality of legislation and its evaluation over time
a) Odbor močno priporoča, da Komisija razširi sedanjo uradno razlago prenosa zakonodaje ter več pozornosti nameni njeni kakovosti na ravni EU in na ravni držav članic ter njenemu postopnemu razvoju.
a) The committee strongly recommends that the Commission go beyond the current formal interpretation of transposition and devote more attention to the quality of legislation at both EU and Member State level and its evolution over time.
b) Odbor tudi meni, da je pomembno, da vse institucije Skupnosti, ki sodelujejo pri postopku sprejemanja zakonodaje, od priprave osnutka upoštevajo mogoče težave, ki so povezane z uporabo in spremljanjem zakonodaje Skupnosti, ter si čim bolj prizadevajo za odpravljanje težav, ki lahko nastanejo po sprejetju zakona.
b) The committee also considers that it is vital that all the Community institutions involved in the law-making process take into account, from the drafting stage, the potential difficulties linked to the application and monitoring of Community law and that they make the utmost effort to assess in advance the difficulties which might arise once the act is adopted.
Postopek Lamfalussy mora zagotoviti ustrezno raven pregleda, ocenjevanja in sodelovanja, da se doseže takšna doslednost na področju finančnih storitev.
The Lamfalussy process should provide the necessary level of scrutiny, assessment and cooperation so as to achieve such consistency in the area of financial services.
c) Odbor poziva Komisijo, da nazorno prikaže svojo usmerjenost k izvajanju in uveljavljanju zakonodaje Skupnosti ter zagotovi, da se vsaka sprejeta direktiva potem dosledno izvaja v Uniji v skladu s strateškim pregledom boljše pravne ureditve v Evropski uniji
c) The committee calls on the Commission to demonstrate its increased focus on implementation and enforcement of Community legislation and to ensure that any directive adopted is then implemented consistently across the European Union, in line with its " Strategic Review of Better Regulation in the EU "