natgillin/translations-raw huggingface dataset:
(15a) Postopki potrebne skrbnosti lahko ustvarijo več zaupanja in omogočijo navzkrižno preverjanje, če temeljijo na načelu odprtosti.
(15a) Due diligence procedures have greater confidence building and cross-checking potential when they are based on an open principle.
Zato bi morali originatorji, sponzorji in vlagatelji, ob spoštovanju varstva osebnih podatkov in zasebnosti, izvajati potrebno skrbnost bolj odprto kot zaupno.
Therefore whilst respecting data protection and privacy, due diligence performed by or on behalf of originators, sponsors and investors should be open rather than confidential.
(15b) Države članice in pristojni organi bi morali zagotoviti, da imajo nacionalni regulatorji na voljo dovolj osebja in sredstev za izvajanje svojih nadzornih obveznosti iz člena 122a, in da imajo zaposleni, ki so vključeni v nadzor kreditnih institucij v skladu s členom 122a, primerno znanje in izkušnje za izvajanje dodeljenih nalog.
(15b) Member States and competent authorities should ensure that national regulators have sufficient personnel and resources to comply with their supervisory obligations under Article 122a and that employees involved in the oversight of credit institutions in accordance with Article 122a have appropriate knowledge and experience for the duties assigned.
(19) Zlasti je treba Komisijo pooblastiti za spremembo Priloge III Direktive 2006/48/ES, da se upošteva razvoj dogodkov na finančnih trgih ali razvoj računovodskih standardov ali zahtev, ki upoštevajo zakonodajo Skupnosti, ali glede konvergence nadzornih praks in da se spremeni odstotek, naveden v členu 111(1) navedene Direktive, da se upošteva razvoj dogodkov na finančnih trgih .
(19) In particular the Commission should be empowered to amend Annex III of Directive 2006/48/EC in order to take account of developments on financial markets or in accounting standards or requirements which take account of Community legislation , or with regard to convergence of supervisory practice and to alter the percentage specified in Article 111(1) of that Directive to take account of developments on financial markets .
Ker so navedeni ukrepi splošnega obsega, ki spreminjajo nebistvene elemente Direktive 2006/48/ES , jih je treba sprejeti v skladu z regulativnim postopkom s pregledom, kakor je določeno v členu 5a Sklepa 1999/468/ES.
Since those measures are of general scope and are designed to amend non-essential elements of Directive 2006/48/EC, they must be adopted in accordance with the regulatory procedure with scrutiny provided for in Article 5a of Decision 1999/468/EC.
(19) Zlasti je treba Komisijo pooblastiti za spremembo Priloge III Direktive 2006/48/ES, da se upošteva razvoj dogodkov na finančnih trgih ali razvoj računovodskih standardov ali zahtev, ki upoštevajo zakonodajo Skupnosti, ali glede konvergence nadzornih praks.
(19) In particular the Commission should be empowered to amend Annex III of Directive 2006/48/EC in order to take account of developments on financial markets or in accounting standards or requirements which take account of Community legislation or with regard to convergence of supervisory practice.
(19a) Kriza je razkrila potrebo po boljši analizi in odzivu na makro-bonitetne težave – težave, ki so na stičišču makroekonomske politike in ureditve finančnega sistema.
(19a) The crisis has revealed a need for better analysis of and response to macro-prudential problems - problems which lie at the interface between macro-economic policy and financial system regulation.
Pri tem bo treba preučiti:
This will include a need to examine:
– politik, ki zaostrujejo vrhove in padce poslovnega cikla (tudi, morebiti, zaostrujejo finančne krize z zahtevo po dodatnem kapitalu v recesiji in neustreznem kapitalu v obdobju rasti); ali bi banke morale oblikovati močne kapitalske rezerve in rezervacije med ciklom, ki bi se lahko uporabile med recesijo,
- policies that exacerbate the ups and downs of the business cycle (including , possibly , exacerbating financial crises by requiring excess capital in downturns and inadequate capital in upturns), and whether banks should build strong capital buffers and make provisions through-the-cycle that can be used during a downturn,
– predpostavk za korelacije, na kateri temeljijo metodologije za izračunavanje regulatornega kapitala, ter
- assumptions concerning correlations that underlie the methodologies for calculating regulatory capital, and
– uvedbe kazalnika finančnega vzvoda za banke.
- introduc ing a leverage r atio for banks.
Komisija bi za reševanje teh vprašanj morala do 31. decembra 2009 pregledati to direktivo v celoti ter Evropskemu parlamentu in Svetu predložiti poročilo in vse ustrezne predloge.
B y 31 December 2009, the Commission should therefore review this Directive as a whole to address th o se issues and present a report to the European Parliament and the Council and any appropriate proposals.
(19b) Da bi zagotovila finančno stabilnost, bi morala Komisija pregledati ukrepe za povečanje preglednosti trgov "prek okenc"(over-the-counter), na primer z zahtevo, da izmenjave neplačil potekajo prek osrednje klirinške hiše, ki je bila ustanovljena v Evropski uniji, zanjo veljajo predpisi EU in se nadzoruje v EU, da bi zmanjšali izpostavljenost tveganju nasprotne stranke ter, splošneje, zagotovili učinkovit nadzor teh subjektov.
(19b) In order to ensure financial stability, the Commission should review and report on measures to enhance the transparency of over-the-counter markets, such as by requiring the processing of credit default swaps through a central clearinghouse counterparty, established, regulated and supervised in the E uropean U nion , to mitigate the counterparty risks and more generally to reduce the overall risks , ensuring effective supervision of th o se entities.
Komisija bi morala Evropskemu parlamentu in Svetu predložiti to poročilo skupaj z vsemi ustreznimi predlogi.
The Commission shall submit th at report to the European Parliament and the Council together with any appropriate proposals.
(19c) Komisija bi morala do 31. decembra 2009 poročati Evropskemu parlamentu in Svetu o ustreznosti in pričakovanemu učinku zahteve, da institucije ohranijo pomemben neto delež v svojih listinjenjih ob upoštevanju razvoja na mednarodnih trgih in v politiki.
(19c) By 31 December 2009, the Commission should report to the European Parliament and the Council on the appropriateness and expected impact of requiring institutions to retain a material net economic interest in their securitisations in the light of international market and policy developments.
(19d) Posebne značilnosti mikrokreditov bi bilo treba upoštevati pri oceni tveganja.
(19 d ) T he specific characteristics of microcredit should be taken into account in the risk assessment.
Bonitetna ureditev in nadzor v zvezi z mikrokrediti bi morala biti sorazmerna z mikrokreditnimi dejavnostmi.
P rudential regulation and supervision relating to microcredit should be proportionate to the microcredit activities .
Takšen nadzor bi bilo treba prilagoditi razvoju standardnih bonitetnih sistemov ter dejanskim razmeram in tveganjem mikrokreditnih dejavnosti.
Such supervision should be adapted to the development of standard rating systems and the reality and risks of mi crocredit activities .
Prvi odstavek člena 41 se nadomesti z naslednjim:
The first paragraph of Article 41 is replaced by the following :
"Države članice gostiteljice do nadaljnjega usklajevanja ostanejo odgovorne za nadzor likvidnosti podružnic kreditnih institucij v sodelovanju s pristojnimi organi matične države članice, ter zagotovijo, da so podružnice dovolj likvidne ."
" Host Member States shall, pending further coordination, retain responsibility in cooperation with the competent authorities of the home Member State for the supervision of the liquidity of the branches of credit institutions , ensuring that branches are sufficiently liquid . "
Člen 42a – odstavek 1 – pododstavek 2 – točka b
Article 42a – paragraph 1 – subparagraph 2 – point b
(b) verjetne posledice prenehanja ali opustitve dejavnosti kreditne institucije za plačilne in klirinške sisteme ter sisteme poravnave v državi članici gostiteljici;
(b) the likely impact of a suspension or closure of the operations of the credit institution on the payment and clearing and settlement systems in the host Member State;
(b) verjetne posledice prenehanja ali opustitve dejavnosti kreditne institucije za likvidnost ter za plačilne in klirinške sisteme ter sisteme poravnave v državi članici gostiteljici;
(b) the likely impact of a suspension or closure of the operations of the credit institution on liquidity and the payment and clearing and settlement systems in the host Member State;
Člen 42b – odstavek 1
Article 42b – paragraph 1
Pristojni organi pri opravljanju svojih nalog upoštevajo konvergenco glede nadzornih orodij in nadzornih praks pri uporabi zakonov in drugih predpisov, sprejetih na podlagi te direktive.
In the exercise of their duties, competent authorities shall take into account the convergence in respect of supervisory tools and supervisory practices in the application of the laws, regulations and administrative requirements adopted pursuant to this Directive.
V ta namen države članice zagotovijo, da pristojni organi sodelujejo pri dejavnostih Odbora evropskih bančnih nadzornikov in upoštevajo njihove nezavezujoče smernice in priporočila.
For that purpose, Member States shall ensure that the competent authorities participate in the activities of the Committee of European Banking Supervisors and take into account its non-binding guidelines and recommendations.
V ta namen države članice zagotovijo, da pristojni organi sodelujejo pri dejavnostih Odbora evropskih bančnih nadzornikov in se ravnajo po njegovih smernicah in priporočilih ali pojasnijo vsakršno neupoštevanje teh smernic; zagotovijo tudi, da nacionalna pooblastila, podeljena nadzornikom, ne ovirajo izvajanja njihovih dolžnosti kot članov tega odbora ali v okviru te direktive; zagotovijo tudi, da zaradi sklepov, ki jih sprejmejo pristojni organi ob upoštevanju člena 40(3) ali po priporočilih odbora, ne nastanejo obveznosti v okviru njihovega nacionalnega mandata.
For that purpose, Member States shall ensure that the competent authorities participate in the activities of the Committee of European Banking Supervisors and either comply with its guidelines and recommendations or explain any non-compliance, and that national mandates conferred on supervisors do not inhibit the performance by them of their duties as members of that Committee or under this Directive and that decisions made by competent authorities in the light of Article 40(3) or following recommendations from the Committee shall not give rise to liabilities under their national mandate .
Člen 42b – odstavek 2
Article 42b – paragraph 2
Odbor evropskih bančnih nadzornikov Svetu, Evropskemu parlamentu in Evropski komisiji vsaka tri leta poroča o napredku, doseženem pri nadzorni konvergenci, prvič pa 31. decembra 2010 .
The Committee of European Banking Supervisors shall report to the Council, the European Parliament and the European Commission on the progress made towards supervisory convergence every three years starting from 31 December 2010 .
Odbor evropskih bančnih nadzornikov Svetu, Evropskemu parlamentu in Evropski komisiji vsako leto poroča o napredku, doseženem pri nadzorni konvergenci, prvič pa 1. januarja 2011 .
The Committee of European Banking Supervisors shall report to the Council, the European Parliament and the European Commission on the progress made towards supervisory convergence every year starting from 1 January 2011 .
Člen 1 – točka 6 – točka a
Article 1 – point 6 – point a
Člen 49 – odstavek 1 – točka a
Article 49 – paragraph 1 – point a
(a) centralnim bankam in drugim organom s podobno funkcijo v vlogi monetarne oblasti, kadar so te informacije pomembne za opravljanje njihovih zakonsko predpisanih nalog, vključno z vodenjem monetarne politike, nadzorom plačil in sistemov poravnave vrednostnih papirjev, ter varovanjem finančne stabilnosti; ter
(a) central banks and other bodies with a similar function in their capacity as monetary authorities when this information is relevant for the exercise of their respective statutory tasks, including the conduct of monetary policy, the oversight of payments and securities settlement systems, and the safeguarding of financial stability ; and
(a) ECB, centralnim bankam in drugim organom s podobno funkcijo v vlogi monetarne oblasti, kadar so te informacije pomembne za opravljanje njihovih zakonsko predpisanih nalog, vključno z vodenjem monetarne politike, nadzorom likvidnosti, plačil in sistemov poravnave vrednostnih papirjev, sistemskimi tveganji ter varovanjem finančne stabilnosti; ter
(a) the ECB, central banks and other bodies with a similar function in their capacity as monetary authorities when this information is relevant for the exercise of their respective statutory tasks, including the conduct of monetary policy, the oversight of liquidity, payments and securities settlement systems, systemic risks and the safeguarding of financial stability; and
Člen 1 – točka 6 – točka b
Article 1 – point 6 – point b
Člen 49 – odstavek 3 a
Article 49 – paragraph 3 a
V izrednih razmerah iz člena 130(1) države članice pristojnim organom omogočijo, da posredujejo informacije centralnim bankam v Skupnosti, kadar so te informacije pomembne za opravljanje njihovih zakonsko predpisanih nalog, vključno z vodenjem monetarne politike, nadzorom plačil in sistemov poravnave vrednostnih papirjev, ter varovanjem finančne stabilnosti.
In an emergency situation as referred to in Article 130(1), Member States shall allow competent authorities to communicate information to central banks in the Community when this information is relevant for the exercise of their respective statutory tasks, including the conduct of monetary policy, the oversight of payments and securities settlement systems, and the safeguarding of financial stability.
V izrednih razmerah iz člena 130(1) države članice pristojnim organom omogočijo, da posredujejo informacije ECB , centralnim bankam v Skupnosti, kadar so te informacije pomembne za opravljanje njihovih zakonsko predpisanih nalog, vključno z vodenjem monetarne politike, nadzorom likvidnosti , plačil in sistemov poravnave vrednostnih papirjev, sistemskih tveganj ter varovanjem finančne stabilnosti.
In an emergency situation as referred to in Article 130(1), Member States shall allow competent authorities to communicate information to the ECB and central banks in the Community when this information is relevant for the exercise of their respective statutory tasks, including the conduct of monetary policy, the oversight of liquidity, payments and securities settlement systems, systemic risks and the safeguarding of financial stability.
Člen 50 – odstavek 2 a
Article 50 – paragraph 2 a
V izrednih razmerah iz člena 130(1) države članice pristojnim organom omogočijo, da oddelkom iz prvega odstavka v vseh zadevnih državah članicah razkrijejo informacije.
In an emergency situation as referred to in Article 130(1), Member States shall allow competent authorities to disclose information to the departments referred to in the first paragraph in all Member States concerned.
V izrednih razmerah iz člena 130(1) države članice pristojnim organom omogočijo, da oddelkom iz prvega odstavka v vseh zadevnih državah članicah razkrijejo vse ustrezne informacije za izvajanje njihovih nalog .
In an emergency situation as referred to in Article 130(1), Member States shall allow competent authorities to disclose all relevant information to the departments referred to in the first paragraph in all Member States concerned for the purpose of their task .
Člen 1 – točka 8 – točka b a (novo)
Article 1 – point 8 – point b a (new)
(ba) V členu 57 se tretji odstavek nadomesti z naslednjim:
(ba) The third paragraph of Article 57 is replaced by the following :
"Za namene točke (b) države članice dovolijo vključitev vmesnih dobičkov ali dobičkov ob koncu leta, preden se sprejme uradni sklep, le, če te dobičke preverijo osebe, odgovorne za revizijo računovodskih izkazov, in če se pristojnim organom dokaže, da so bili zneski dobičkov ovrednoteni v skladu z načeli iz Direktive 86/635/EGS in so prosti vseh predvidljivih obremenitev ali dividend."
" For the purposes of point (b), the Member States shall permit inclusion of interim or year-end profits before a formal decision has been taken only if these profits have been verified by persons responsible for the auditing of the accounts and if it is proved to the satisfaction of the competent authorities that the amount thereof has been evaluated in accordance with the principles set out in Directive 86/635/EEC and is net of any foreseeable charge or dividend. "
Člen 63a – odstavek 4
Article 63a – paragraph 4
Zakonske ali pogodbene določbe, ki urejajo instrument, predpisujejo, da so glavnica, neplačane obresti ali dividende take, da absorbirajo izgubo in ne ovirajo dokapitalizacije kreditne institucije.
The statutory or contractual provisions governing the instrument shall provide for principal, unpaid interest or dividend to be such as to absorb losses and to not hinder the recapitalisation of the credit institution.
Zakonske ali pogodbene določbe, ki urejajo instrument, predpisujejo, da so glavnica, neplačane obresti ali dividende take, da absorbirajo izgubo in ne ovirajo dokapitalizacije kreditne institucije z ustreznimi mehanizmi, ki jih opredeli Odbor evropskih bančnih nadzornikov v skladu z odstavkom 6 .
The statutory or contractual provisions governing the instrument shall provide for principal, unpaid interest or dividend to be such as to absorb losses and to not hinder the recapitalisation of the credit institution through appropriate mechanisms, as elaborated by the Committee of European Banking Supervisors under paragraph 6 .
Člen 63a – odstavek 6
Article 63a – paragraph 6
Odbor evropskih bančnih nadzornikov pripravi smernice za konvergenco nadzornih praks v zvezi z instrumenti iz odstavka 1 in spremlja njihovo uporabo.
The Committee of European Banking Supervisors shall elaborate guidelines for the convergence of supervisory practices with regard to the instruments referred to in paragraph 1 and shall monitor their application.
Komisija bo do januarja leta 2012 pregledala uporabo tega člena ter poročala Parlamentu in Svetu.
By January 2012 , the Commission shall review the application of this Article and shall report to the Parliament and the Council.
Odbor evropskih bančnih nadzornikov pripravi smernice za konvergenco nadzornih praks v zvezi z instrumenti iz odstavka 1 in člena 57(a) ter spremlja njihovo uporabo.
The Committee of European Banking Supervisors shall elaborate guidelines for the convergence of supervisory practices with regard to the instruments referred to in paragraph 1 and in Article 57(a) and shall monitor their application.
Komisija bo do 31. decembra 2011 pregledala uporabo tega člena ter poročala Evropskemu parlamentu in Svetu , pripravila bo tudi vse ustrezne predloge za zagotavljanje kakovosti lastnih sredstev .
By 31 December 2011 , the Commission shall review the application of this Article and shall report to the European Parliament and the Council together with any appropriate proposals to ensure the quality of own funds .
NASLOV V – poglavje 2 – oddelek 2 – pododdelek 2 – naslov
TITLE V - Chapter 2 – Section 2 – Subsection 2 – Title
(13a) V NASLOVU V, poglavje 2, oddelek 2 se naslov pred členom 74 nadomesti z naslednjim:
(13a) In TITLE V, Chapter 2, Section 2, Subsection 2 the title before Article 74 is replaced by the following:
„Izračuni za zahteve in zahteve glede poročanja “
" Calculation of requirements and reporting requirements"
Člen 74 – odstavek 2 – pododstavek 2 a (novo)
Article 74 – paragraph 2 – subparagraph 2 a (new)
V členu 74(2) se doda naslednji pododstavek:
In Article 74(2), the following subparagraph is added:
"Pristojni organi od 1. januarja 2013 uvedejo enotno obliko, pogostost in datume poročanja za izračune, o katerih poročajo kreditne institucije.
"For the communication of th o se calculations by credit institutions, the competent authorities shall, from 1 January 2013, apply uniform formats, frequencies and dates of reporting.
Za lažji potek tega postopka Odbor evropskih bančnih nadzornikov do 31. decembra 2011 pripravi smernice o uvedbi enotne oblike poročanja v Skupnosti.
To facilitate this, the Committee of European Banking Supervisors shall, by 31 December 2011, elaborate guidelines to introduce, within the Community, a uniform reporting format.
Oblike poročanja ustrezajo naravi, obsegu in zahtevnosti dejavnosti kreditnih institucij."
The reporting formats shall be proportionate to the nature, scale and complexity of the credit institutions' activities."
Člen 81 – odstavek 2
Article 81 - paragraph 2
Člen 81(2) se nadomesti z naslednjim besedilom:
Article 81(2) is replaced by the following:
Pristojni organi priznajo ECAI kot primerno za namene člena 80 le, če se prepričajo, da njena metodologija za ocenjevanje izpolnjuje zahteve po objektivnosti, neodvisnosti, nenehnem preverjanju in preglednosti ter da bonitetne ocene, ki so rezultat metodologije, izpolnjujejo zahteve po verodostojnosti in preglednosti.
Competent authorities shall recognise an ECAI as eligible for the purpose of Article 80 only if they are satisfied that its assessment methodology complies with the requirements of objectivity, independence, ongoing review and transparency, and that the resulting credit assessments meet the requirements of credibility and transparency.
Za navedene namene pristojni organi upoštevajo tehnična merila iz dela 2 Priloge VI.
For those purposes, the competent authorities shall take into account the technical criteria set out in Annex VI, P art 2.
Če je ECAI registriran kot bonitetna agencija v skladu z Uredbo (ES) št. .../2009 z dne ...* Evropskega parlamenta in Sveta o bonitetnih agencijah**, za pristojne organe to pomeni, da so zahteve po objektivnosti, neodvisnosti, stalnem preverjanju in preglednosti v zvezi z metodologijo za ocenjevanje izpolnjene.
Where an ECAI is registered as a CRA in accordance with Regulation (EC) No .../2009 of ... * of the European Parliament and of the Council on Credit Rating Agencies**, the competent authorities shall consider that the requirements of objectivity, independence, ongoing review and transparency with respect to its assessment methodology are satisfied.
** UL vstaviti številko in datum
* OJ please insert number and date
** UL L ... "
* * OJ L ... "
Člen 1 – točka 14 – točka a
Article 1 – point 14 – point a
Člen 87 – odstavek 11 – pododstavek 1
Article 87 – paragraph 11 – subparagraph 1
Če izpostavljenosti v obliki investicijskih skladov izpolnjujejo merila iz točk 77 in 78 dela 1 Priloge VI in če kreditna institucija pozna vse osnovne izpostavljenosti investicijskih skladov ali dele take izpostavljenosti, kreditna institucija pregleda navedene osnovne izpostavljenosti in izračuna zneske tveganju prilagojenih izpostavljenosti in zneske pričakovanih izgub v skladu z metodami iz tega pododdelka.
Where exposures in the form of a collective investment undertaking (CIU) meet the criteria set out in Annex VI, Part 1, points 77 and 78 and the credit institution is aware of all or parts of the underlying exposures of the CIU, the credit institution shall look through to those underlying exposures in order to calculate risk-weighted exposure amounts and expected loss amounts in accordance with the methods set out in this Subsection.
Odstavek 12 se uporablja za del osnovne izpostavljenosti investicijskih skladov, ki jih kreditna institucija ne pozna in jih ne more poznati.
Paragraph 12 shall apply to the part of the underlying exposures of the CIU the credit institution is not aware of and could not reasonably be aware of.
Odstavek 12 se uporablja za del osnovne izpostavljenosti investicijskih skladov, ki jih kreditna institucija ne pozna ali jih ne more poznati.
Paragraph 12 shall apply to the part of the underlying exposures of the CIU the credit institution is not aware of or could not reasonably be aware of.