natgillin/translations-raw huggingface dataset:
(iii) 3.000.000 EUR za pozavarovalnice, razen za pozavarovalnice za zavarovanje lastnih tveganj, ko zahtevani minimalni kapital ne sme biti manjši od 1.200.000 EUR;
(iii) EUR 3 000 000 for reinsurance undertakings, except in the case of captive reinsurance undertakings, in which case the Minimum Capital Requirement shall be no less than EUR 1 200 000 ;
(iv) vsota zneskov iz točk (i) in (ii) za zavarovalnice iz člena 72(2) in (5);
(iv) the sum of the amounts set out in points (i) and (ii) for insurance undertakings as referred to in Article 72(2) and (5) ;
(da) je popolnoma usklajen s pristopom na osnovi tveganja zahtevanega solventnostnega kapitala, da se omogoči postopno povečanje nadzornega posredovanja;
(da) it shall be fully consistent with the risk-based approach of the Solvency Capital Requirement in order to allow for escalating ladder of supervisory intervention;
Brez poseganja v točko (d) odstavka 1 zahtevani minimalni kapital ne sme biti nižji od 25 % ali višji od 45 % zahtevanega solventnostnega kapitala podjetja, izračunanega v skladu s pododdelkom 2 oziroma 3 oddelka 4 poglavja VI, vključno z morebitnim kapitalskim dodatkom, zahtevanim v skladu s členom 37.
Without prejudice to p aragraph 1 (d), the Minimum Capital Requirement shall n either fall below 25 %, nor exceed 45 %, of the undertaking’s Solvency Capital Requirement, calculated in accordance with Chapter VI, Section 4, Sub-sections 2 or 3, and including any capital add-on imposed in accordance with Article 37 .
Zavarovalnice in pozavarovalnice izračunajo zahtevani minimalni kapital najmanj četrtletno in rezultate tega izračuna sporočijo nadzornim organom.
Insurance and reinsurance undertakings shall calculate the Minimum Capital Requirement at least quarterly and report the results of that calculation to supervisory authorities.
Komisija Evropskemu parlamentu in odboru CEIOPS pet let po datumu iz člena 310(1) predloži poročilo o pravilih držav članic in praksi nadzornih organov, sprejetih v skladu z odstavki 1, 1a in 2.
The Commission shall submit to the European Parliament and CEIOPS , five years after the date referred to in Article 310(1), a report on Member States' rules and supervisory authorities' practices adopted pursuant to paragraphs 1 , 1a and 2.
Poročilo obravnava zlasti uporabo in raven najnižje ali najvišje vrednosti iz odstavka 1a ter morebitne težave, ki jih imajo nadzorni organi in podjetja pri izvajanju tega člena.
Th at report shall address , in particular , the use and level of a cap and floor in paragraph 1a and any problems faced by supervisory authorities and by undertakings in the application of this Article.
Obstoječa direktiva o pozavarovanju priznava posebno strukturo tveganja lastnih zavarovalnic in pozavarovalnic ter predvideva, da matične države članice zaradi posebne narave teh podjetij sprejmejo predpise, po katerih zahtevani zajamčeni kapital za te zavarovalnice ne presega enega milijona evrov.
The Reinsurance Directive currently recognises the specific risk structure of captive business and provides that in order to take account of the specificities of captive reinsurance undertakings, provisions should be made to allow the home Member State to set the minimum guarantee fund required for captive reinsurance undertakings at a lower amount of 1 million euros.
Razlogi, zaradi katerih so države članice pred nekaj leti sprejele posebno ureditev za lastne zavarovalnice in pozavarovalnice v direktivi o pozavarovanju, veljajo še danes.
The reasons which a few years ago led Member States to adopt a specific regime for Captives in the Reinsurance Directive are still valid today.
Glede na celotni portfelj sredstev zavarovalnice in pozavarovalnice vlagajo le v sredstva in instrumente, katerih tveganje lahko zadevno podjetje spremlja, upravlja in nadzira.
With respect to the whole portfolio of assets, insurance and reinsurance undertakings shall only invest in assets and instruments whose risks the undertaking concerned can properly monitor, manage and control.
Glede na celotni portfelj sredstev zavarovalnice in pozavarovalnice vlagajo le v sredstva in instrumente, katerih tveganje lahko zadevno podjetje opredeli, meri, spremlja, upravlja , nadzira in o njem poroča .
With respect to the whole portfolio of assets, insurance and reinsurance undertakings shall only invest in assets and instruments whose risks the undertaking concerned can properly identify, measure, monitor, manage , control and report .
Člen 130 – odstavek 2 – pododstavek 3
Article 130 – paragraph 2 – subparagraph 3
Sredstva za kritje zavarovalno-tehničnih rezervacij se prav tako vlagajo na način, ki ustreza naravi in trajanju zavarovalnih in pozavarovalnih obveznosti.
Assets held to cover the technical provisions shall also be invested in a manner appropriate to the nature and duration of the insurance and reinsurance liabilities.
Ta sredstva se vlagajo v interesu zavarovalcev in upravičencev.
Those assets shall be invested in the best interest of policyholders and beneficiaries ;
Ta sredstva se vlagajo za splošno dobro zavarovalcev in upravičencev, ob upoštevanju vseh popolno razkritih političnih ciljev, na primer etičnih in okoljskih naložb .
Those assets shall be invested for the general good of policyholders and beneficiaries taking into account any fully disclosed policy objective, such as ethical or environmental investment .
Interes je težko opredeliti.
Best interest is difficult to define.
Gre za to, da so naložbe v splošno korist zavarovalcev in upravičencev, treba pa jim je omogočiti, da se sami odločijo za posamezne naložbe.
The point is that it should be for the general good of policyholders and beneficiaries but to allow them to have signed up to particular investments.
Člen 131 – odstavek 1 – pododstavek 1 a (novo)
Article 131 – paragraph 1 – subparagraph 1 a (new)
Prvi pododstavek ne posega v zahteve, ki jih lahko ob upoštevanju malih vlagateljev določijo nadzorni organi držav članic v zvezi s premoženjem ali referenčnimi vrednostmi, na katere so lahko vezane ugodnosti iz zavarovalnih polic, če naložbeno tveganje nosi zavarovalec.
The first subparagraph shall be without prejudice to requirements which may be laid down by Member States' supervisory authorities of the commitment with regard to retail investors in relation to assets or reference values to which policy benefits may be linked where the investment risk is borne by the policyholders.
Gre za zaščito potrošnikov.
This is a consumer protection point.
Pomembno je ohraniti to povezavo, da se onemogočijo medsektorske posledice, kjer na primer za KNPVPVP glede vprašanja, na kakšno premoženje se lahko nanašajo enote, veljajo strožja pravila kot za naložbene sheme, ki niso KNPVPVP.
It is important that this link remains so as to avoid cross-sectoral implications where, for example, stricter rules apply to UCITS than non-ucits investment schemes as to what these units can be linked to.
Člen 132 – odstavek 1
Article 132 – paragraph 1
Glede zavarovalnih tveganj, ki se nahajajo v Skupnosti, države članice zagotovijo , da se sredstva za kritje zavarovalno-tehničnih rezervacij, povezanih s temi tveganji, nahajajo znotraj Skupnosti .
With respect to insurance risks situated in the Community, Member States shall ensure that the assets held to cover the technical provisions related to those risks are localised within the Community .
Države članice ne zahtevajo, da zavarovalnice lokalizirajo ta sredstva v določenih državah članicah.
Member States shall not require insurance undertakings to localise those assets in any particular Member States.
Glede zavarovalnih tveganj, ki se nahajajo v Skupnosti, države članice ne zahtevajo , da se sredstva za kritje zavarovalno-tehničnih rezervacij, povezanih s temi tveganji, nahajajo znotraj Skupnosti ali v določenih državah članicah.
With respect to insurance risks situated in the Community, Member States shall not require that the assets held cover the technical provisions related to those risks are localised within the Community or in any particular Member States.
Vendar kar zadeva izterljive zneske iz zavarovalnih pogodb proti podjetjem, ki so pridobila dovoljenje v skladu s to direktivo ali ki imajo sedež v tretji državi, katere režim solventnosti se šteje za enakovrednega v skladu s členom 170, države članice ne zahtevajo lokalizacije sredstev, ki pokrivajo te izterljive zneske, znotraj Skupnosti.
However, with respect to recoverables from reinsurance contracts against undertakings authorised in accordance with this Directive or having their head office in a third country whose solvency regime is deemed to be equivalent in accordance with Article 170, Member States shall not require the localisation within the Community of the assets representing those recoverables.
Kar zadeva izterljive zneske iz zavarovalnih pogodb proti podjetjem, ki so pridobila dovoljenje v skladu s to direktivo ali ki imajo sedež v tretji državi, katere režim solventnosti se šteje za enakovrednega v skladu s členom 170, države članice prav tako ne zahtevajo lokalizacije sredstev, ki pokrivajo te izterljive zneske, znotraj Skupnosti.
With respect to recoverables from reinsurance contracts against undertakings authorised in accordance with this Directive or having their head office in a third country whose solvency regime is deemed to be equivalent in accordance with Article 170, Member States shall also not require the localisation within the Community of the assets representing those recoverables.
Zahteva glede lokalizacije sredstev, iz prvega odstavka ne pomeni, da obstaja zahteva po deponiranju premičnin ali po tem, da se za nepremičnine predpišejo strožji ukrepi, kot je na primer vpis hipotek.
The requirement concerning the localisation of assets as referred to in the first paragraph shall not be construed as involving a requirement that movable assets be deposited or that immovable assets be subjected to restrictive measures such as the registration of mortgages.
Sredstva, ki jih predstavljajo terjatve do dolžnikov, se štejejo, kakor da se nahajajo v državi članici, v kateri so unovčljiva.
Assets represented by claims against debtors shall be regarded as situated in the Member State where they are realisable.
Zahteva po lokalizaciji sredstev v EU je v nasprotju z načelom o preudarni realizaciji naložb in lahko v težavnih obdobjih škoduje interesom zavarovalcev.
A requirement to localise assets in the EU contradicts the prudent person investment principle, and may in times of distress even be detrimental to the interests of policyholders.
Ker se zaradi tega lahko poveča izpostavljanje tveganju, se to upošteva pri zahtevanem solventnostnem kapitalu.
To the extent that this could increase risk exposure, this is catered for in the SCR.
Člen 136
Article 136
Zavarovalnice in pozavarovalnice obvestijo nadzorne organe takoj, ko ugotovijo, da zahtevani solventnostni kapital ni več upoštevan, ali če obstaja tveganje neskladnosti v naslednjih treh mesecih.
Insurance and reinsurance undertakings shall inform the supervisory authority as soon as they observe that the Solvency Capital Requirement is no longer complied with, or where there is a risk of non-compliance in the following three months .
Zavarovalnice in pozavarovalnice nemudoma obvestijo nadzorne organe, ko ugotovijo, da zahtevani solventnostni kapital ni več upoštevan, ali če obstaja tveganje neskladnosti v naslednjih treh mesecih.
Insurance and reinsurance undertakings shall immediately inform the supervisory authority as soon as they observe that the Solvency Capital Requirement is no longer complied with, or where there is a risk of non-compliance in the following three months.
V dveh mesecih od ugotovitve neskladnosti z zahtevanim solventnostnim kapitalom zadevna zavarovalnica ali pozavarovalnica predloži nadzornemu organu v odobritev realni sanacijski načrt.
Within two months from the observation of the non-compliance with the Solvency Capital Requirement the insurance or reinsurance undertaking concerned shall submit a realistic recovery plan for approval by the supervisory authority.
V dveh mesecih od ugotovitve znatne neskladnosti z zahtevanim solventnostnim kapitalom zadevna zavarovalnica ali pozavarovalnica predloži nadzornemu organu v odobritev realni sanacijski načrt.
Within two months from the observation of the significant non-compliance with the Solvency Capital Requirement the insurance or reinsurance undertaking concerned shall submit a realistic recovery plan for app oval by the supervisory authority.
Nadzorni organ od zadevne zavarovalnice ali pozavarovalnice zahteva, da sprejme potrebne ukrepe, da v šestih mesecih od ugotovitve neskladnosti z zahtevanim solventnostnim kapitalom ponovno vzpostavi raven primernih lastnih sredstev za kritje zahtevanega solventnostnega kapitala ali da zmanjša svoj profil tveganj, da zagotovi skladnost z zahtevanim solventnostnim kapitalom.
The supervisory authority shall require the insurance or reinsurance undertaking concerned to take the necessary measures to achieve, within six months from the observation of the non-compliance with the Solvency Capital Requirement, the re-establishment of the level of eligible own funds covering the Solvency Capital Requirement or the reduction of its risk profile to ensure compliance with the Solvency Capital Requirement.
Nadzorni organ od zadevne zavarovalnice ali pozavarovalnice zahteva, da sprejme potrebne ukrepe, da v šestih mesecih od ugotovitve znatne neskladnosti z zahtevanim solventnostnim kapitalom ponovno vzpostavi raven primernih lastnih sredstev za kritje zahtevanega solventnostnega kapitala ali da zmanjša svoj profil tveganj, da zagotovi skladnost z zahtevanim solventnostnim kapitalom.
The supervisory authority shall require the insurance or reinsurance undertaking concerned to take the necessary measures to achieve, within six months from the observation of the significant non-compliance with the Solvency Capital Requirement, the re-establishment of the level of eligible own funds covering the Solvency Capital Requirement or the reduction of its risk profile to ensure compliance with the Solvency Capital Requirement.
Nadzorni organ lahko to obdobje podaljša za tri mesece, če je ustrezno.
The supervisory authority may, if appropriate, extend that period by three months.
Nadzorni organi lahko obdobje iz drugega pododstavka trikrat podaljšajo za tri mesece, da zahteva, naj podjetja v devetih mesecih po ugotovitvi neskladnosti zberejo zahtevani solventnostni kapital, ne bi povzročila procikličnih učinkov in destabilizacije finančnih trgov.
In order to avoid pro-cyclical effects and to prevent destabilising financial markets by requiring undertakings to comply with the Solvency Capital Requirement within nine months from the observation of non-compliance, the supervisory authorities may extend the period set out in the second subparagraph three times by an additional three months.
Če nazorni organ meni, da se bo finančno stanje zadevnega podjetja še naprej slabšalo, v izjemnih okoliščinah lahko tudi omeji ali prepove prosto razpolaganje s sredstvi tega podjetja .
In exceptional circumstances, if the supervisory authority is of the opinion that the financial situation of the undertaking concerned will deteriorate further, it may also restrict or prohibit the free disposal of the assets of that undertaking.
Nadzorni organ obvesti nadzorne organe držav članic gostiteljic o vseh sprejetih ukrepih.
That supervisory authority shall inform the supervisory authorities of the host Member States of any measures it has taken .
Ti organi na zahtevo nadzornega organa matične države članice sprejmejo enake ukrepe.
Those authorities shall, at the request of the supervisory authority of the home Member State , take the same measures.
Nadzorni organ matične države članice določi sredstva, ki jih bodo takšni ukrepi zajemali.
The supervisory authority of the home Member State shall designate the assets to be covered by such measures.
Za podaljšanje obdobij iz odstavka 3 morata biti izpolnjena najmanj ta pogoja:
An e xtension of the periods set out in paragraph 3 is subject to at least the following requirements:
(a) nadzornemu organu je treba vsake tri mesece predložiti poročilo o napredku in
(a) that a progress report is submitted to the supervisory authority every three months ; and
(b) v treh mesecih pred predlaganim podaljšanjem mora biti doseženo znatno izboljšanje skladnosti z zahtevanim solventnostnim kapitalom.
(b) that significant improvement in compliance with the Solvency Capital Requirement has been achieved in the three months preceding the proposed extension .
Predlog spremembe predvideva izvedbene ukrepe, ki bodo zagotovili, da bodo pooblastila in ukrepi nadzornih organov sorazmerni z izpostavljenostjo tveganjem, da se zaščiti zavarovalce in upravičence, zavarovane pri zadevnih zavarovalnicah.
This amendment is intended to provide for implementing measures to ensure that the powers of, and the measures taken by, supervisory authorities are proportionate to the risk exposure, so as to protect the policyholders and beneficiaries insured by the undertakings concerned.
Člen 139 – odstavek 2
Article 139 – paragraph 2
Ti ukrepi upoštevajo stopnjo in trajanje slabšanja solventnega položaja zadevne zavarovalnice ali pozavarovalnice.
Those measures shall reflect the level and duration of the deterioration of the solvency position of the insurance or reinsurance undertaking concerned.
Ti ukrepi upoštevajo stopnjo in trajanje slabšanja solventnega položaja zadevne zavarovalnice ali pozavarovalnice in so sorazmerni s tveganjem za zaščito zavarovalcev in upravičencev .
Those measures shall reflect the level and duration of the deterioration of the solvency position of the insurance or reinsurance undertaking concerned and shall be proportionate to the risk posed to the protection of policyholders and beneficiaries .
Predlog spremembe nadzornikom daje pooblastila, da sprejmejo vse potrebne ukrepe za varovanje interesov zavarovalcev.
It gives supervisors the power to “take all measures necessary to safeguard the interests of policyholders”.
Ta neomejena pooblastila so preveč nejasna in neopredeljena.
This unlimited power appears to be far too open and wide ranging.
Temeljiti bi morala na načelih, biti sorazmerna in postopna, v skladu s stopnjo kršitve kapitalske zahteve.
The supervisory powers should be principle based, proportionate and escalating commensurate with the level of the capital breach.
Upoštevati bi morala, v kolikšni meri se utegne kapitalski položaj podjetja v prihodnosti poslabšati, pa tudi ukrepe za omilitev učinkov, ki jih je podjetje sprejelo ali jih namerava sprejeti v bližnji prihodnosti.
They should take into account the potential for the company’s capital position to worsen in the future and any mitigating actions that the company has taken or intends to take in the near future.
Člen 141 – pododstavek -1 (novo)
Article 141 – subparagraph -1 (new)
Komisija sprejme izvedbene ukrepe, ki določajo pogoje za posredovanje v oblikah iz člena 136(3) in (4) ter pojasnjujejo izvajanje načel iz člena 139.
The Commission shall adopt implementing measures specifying the conditions for intervention in the forms referred to in Article 136(3) and (4) and clarifying the application of the principles referred to in Article 139.
Bistvenega pomena je, da direktiva, kolikor je mogoče, uskladi postopke in prakso evropskih nadzornikov, da se prepreči, da bi bili posamezni subjekti v različnih državah članicah obravnavani drugače.
It is essential that the directive should, as far as possible, serve to harmonise the procedures and practices of the various European supervisors so as to prevent a given operator being treated different from one Member State to another.
Zato se predlaga, da Komisija v okviru razvojnih ukrepov (stopnja 2 po Lamfalussyju) pripravi usklajena splošna načela, ki jih morajo nacionalni nadzorniki upoštevati.
It is accordingly proposed that the Commission, under development measures (Lamfalussy level 2), should lay down the harmonised general principles that national supervisors must take into account.
Člen 164 – odstavek 4 a (novo)
Article 164 – paragraph 4 a (new)
Za te namene velja, da izterljivi zneski iz pozavarovalnih pogodb ostanejo v državah članicah, kjer se dejavnosti izvajajo, če gre za izterljive zneske iz pozavarovalnih pogodb za:
For these purposes, recoverables from reinsurance contracts shall be deemed to be retained in the Member State where the activities are carried out to the extent that they are recoverables from reinsurance contracts against one of the following:
(a) zavarovalnice s pridobljenim dovoljenjem v skladu s to direktivo;
(a) undertakings authorised in accordance with this Directive ;
(b) namenske pozavarovatelje ali
(b) dedicated reinsurers ; or
(c) zavarovalnice, ki imajo sedež v tretji državi, katere režim solventnosti se šteje za enakovrednega v skladu s členom 170.
(c) undertakings with a head office in a third country wh ere the solvency regime is deemed to be equivalent in accordance with Article 170.
Člen 170 – odstavek 1
Article 170 – paragraph 1
Komisija v skladu s svetovalnim postopkom iz člena 304(2) sprejema sklepe o tem, ali je režim solventnosti tretje države, uporabljen za dejavnosti pozavarovanja podjetij, ki imajo sedež v tej tretji državi, enakovreden tistemu iz te direktive .
The Commission shall, in accordance with the advisory procedure referred to in Article 304(2), adopt decisions, as to whether the solvency regime of a third-country applied to re-insurance activities of undertakings with their head office in that third-country is equivalent to that laid down in this Directive .
Komisija lahko sprejema sklepe o tem, ali je režim solventnosti tretje države, uporabljen za dejavnosti pozavarovanja podjetij, ki imajo sedež v tej tretji državi, enakovreden tistemu iz poglavja VI naslova I .
The Commission may adopt decisions, as to whether the solvency regime of a third-country applied to re-insurance activities of undertakings with their head office in that third-country is equivalent to that laid down in Title I, Chapter VI .
Ti sklepi se redno pregledujejo.
Those Decisions shall be regularly reviewed.
Ti sklepi , katerih namen je sprememba nebistvenih določb te direktive, se sprejmejo v skladu z regulativnim postopkom s pregledom iz člena 304(3).
Those Decisions , designed to amend non-essential elements of this Directive, shall be adopted in accordance with the regulatory procedure with scrutiny referred to in Article 304(3).
Redno se pregledujejo , da se upoštevajo vse spremembe režima solventnosti iz poglavja VI naslova I in režima solventnosti v zadevni tretji državi .
They shall be regularly reviewed to take into account any changes to the solvency regime laid down in Title I, Chapter VI, and to the solvency regime in the third country concerned .
Sklep o enakovrednosti standardov tretje države je politična odločitev, pri kateri se sozakonodajalci obravnavajo enakovredno.
A Decision concerning the third country equivalence of standards is a political decision where the co-legislators should be treated equally.
Zaradi tega postane svetovalni postopek, ki ga predvideva odstavek 2 člena 304, zastarel.
As a result the advisory procedure foreseen in Article 304(2) becomes obsolete.
Člen 170 – odstavek 1 a (novo)
Article 170 – paragraph 1 a (new)
Odločitev iz odstavka 1 lahko začne veljati šele po tem, ko zadevna tretja država režim solventnosti iz te direktive prizna kot enakovrednega svojemu (medsebojno priznavanje).
A decision referred to in paragraph 1 can enter into force only after the third country concerned has recognised the s olvency regime laid down in this Directive as equivalent to theirs (mutual recognition).
Ta odstavek je potreben zaradi ocene enakovrednosti v členih 263 in 170.
The incorporation of this paragraph is appropriate due to the equivalence assessment of article 263 and 170.
Zlasti na področju priznavanja nadzornih sistemov za pozavarovalnice z različnimi pravnimi sistemi že več let potekajo pogajanja o standardizaciji.
Especially in the range of the acceptance of monitory systems for reinsurance, there are negotiations with different jurisdictions in order to develop standards since years.