natgillin/translations-raw huggingface dataset:
(6a) Če naložbeno tveganje nosi sistem pokojninskega zavarovanja ali delodajalec (zlasti pri sistemih z vnaprej določenimi pravicami), mora sistem izplačati prispevke odhajajočih delavcev ne glede na to, kolikšna je naložbena vrednost prispevkov.
(6a) If the pension scheme or employer bears the investment risk (particularly for defined-benefit schemes), the scheme should refund the contributions of the outgoing worker, regardless of the current investment value of the contributions.
Če tveganje nosi delavec (zlasti pri sistemih z vnaprej določenimi prispevki), mora sistem pokojninskega zavarovanja izplačati vrednost naložbe, ki je nastala iz teh prispevkov.
If the outgoing worker bears the investment risk (particularly for defined-contribution schemes), the pension scheme should refund the value of the investment produced from these contributions.
Vrednost naložbe je lahko višja ali nižja kot prispevki, ki jih je vplačal odhajajoči delavec.
The investment value may be higher or lower than the sum of the contributions paid by the outgoing worker.
Če je vrednost naložbe negativna, se izplačilo ne izvede.
If the investment value is negative, the amount should not be repaid.
(6b) Odhajajoči delavec mora imeti pravico, da pridobljene pokojninske pravice pusti mirovati v sistemu dodatnega pokojninskega zavarovanja, v katerem jih je pridobil.
(6b) Outgoing workers should have the right to leave their vested pension rights as dormant rights in the supplementary pension scheme in which their entitlement was established.
(7) Prav tako je treba nadzorovati pravično prilagoditev mirujočih pokojninskih pravic, da bi se izognili kaznovanju odhajajočih delavcev.
(7) Steps must also be taken to ensure a fair adjustment of dormant rights so as to avoid that outgoing workers are penalised.
Ta cilj je mogoče uresničiti s prilagoditvijo mirujočih pravic z različnimi referenčnimi ukrepi, med katerimi so inflacija, raven plač ali še neplačani pokojninski prejemki ali stopnja donosa sredstev iz sistema dodatnega pokojninskega zavarovanja.
This objective could be achieved by adjusting dormant rights in line with a variety of reference measures, including inflation, wage levels, or pension contributions which are in the course of being paid, or the rate of return on assets under the supplementary pension scheme.
(7) V skladu s predpisi in prakso posameznih držav članic je treba zagotoviti, da se vrednost mirujočih pokojninskih pravic obravnava pošteno.
(7) In conformity with national legislation and practice, steps must be taken to ensure fair treatment of the value of dormant rights.
Vrednost pokojninskih pravic v času izstopa zavarovanca iz sistema pokojninskega zavarovanja se ugotovi po splošno priznanih načelih zavarovalniške matematike.
The value of the rights when the employee leaves the pension scheme can be calculated according to generally recognised actua ria l principles.
Pri izračunavanju vrednosti je treba upoštevati posebnosti sistema ter interese odhajajočega delavca in zavarovancev, ki ostajajo vključeni v sistem.
In calculating the value, account should be taken of the particularities of the scheme, the interests of the outgoing worker, and those of the members remaining in the pension scheme .
(8) Da ne pride do prevelikih upravnih stroškov , ki nastanejo pri upravljanju z velikim številom mirujočih pravic manjše vrednosti, je treba sistemom omogočiti , da ne ohranjajo pridobljenih pravic, ampak uporabijo prenos ali plačilo sredstev, ki predstavljajo pridobljene pravice, kadar te ne presežejo mejne vrednosti, določenega v zadevni državi članici.
(8) In order to avoid excessive administrative costs resulting from the management of a large number of low-value dormant rights, pension schemes must be given the option not to preserve acquired rights but to use a transfer or a payment of a capital sum representing the acquired rights when these do not exceed a threshold established by the Member State concerned .
(8) Če vrednost pridobljenih pokojninskih pravic odhajajočega delavca ne presega mejne vrednosti, določene v zadevni državi članici, in da bi ne bi prišlo do prevelikih stroškov zaradi upravljanja z velikim številom mirujočih pokojninskih pravic, je treba sistemom pokojninskega zavarovanja omogočiti , da teh pridobljenih pokojninskih pravic ne ohranijo, temveč izplačajo znesek, ki je sorazmeren s pridobljenimi pravicami .
(8) If the value of the vested pension rights of an outgoing worker does not exceed a threshold amount established by the Member State, and to avoid excessive costs arising from the management of a large number of low-value dormant rights, pension schemes must be given the option not to preserve these vested pension rights, but to pay a capital sum in proportion to the vested rights.
Višina izplačanih sredstev se vedno izračuna po uveljavljenih načelih zavarovalniške matematike in aktualni vrednosti pridobljenih pokojninskih pravic v času izplačila.
The amount of the capital payment should always be determined by recognised actua ria l principles and reflect the current value of the vested pension rights at the time of the payment .
(9) Delavcem, ki menjajo delovno mesto, je treba zagotoviti možnost izbire med ohranitvijo njihovih pravic do pokojnine, pridobljenih iz izvirnega sistema dodatnega pokojninskega zavarovanja in prenosom ustreznih sredstev v drug sistem dodatnega pokojninskega zavarovanja, vključno s prenosom v drugo državo članico.
(9) Workers who change jobs must be granted the possibility of choosing either to retain their pension rights acquired under the original supplementary pension scheme or to transfer the corresponding sum to another supplementary pension scheme, including one in another Member State .
(9a) Ni namen te direktive, da bi odhajajočim delavcem omejevali možnosti za prenos pridobljenih pokojninskih pravic.
(9a) This directive does not aim to limit outgoing workers’ ability to transfer vested pension rights.
Da bi države članice podprle prost pretok delavcev, si morajo čim bolj in zlasti pri uvajanju novih sistemov dodatnega pokojninskega zavarovanja prizadevati, da postopoma izboljšajo prenosljivost pridobljenih pokojninskih pravic.
To encourage the free movement of workers, Member States should endeavour, as far as possible and in particular when introducing new supplementary pension schemes, gradually to improve the transferability of vested pension rights.
(10) Zaradi finančne vzdržnosti sistemov dodatnega pokojninskega zavarovanja imajo države članice možnost, da sheme brez skladov načeloma oprostijo obveznosti, da delavcem omogočijo prenos pridobljenih pravic.
(10) For reasons of financial sustainability of supplementary pension schemes, the Member States have the possibility in principle to exempt unfunded schemes from the obligation to allow workers to transfer acquired rights.
Vendar je treba za zagotovitev enakega obravnavanja delavcev, zajetih v sistemih s skladi, in delavcev v sistemih brez skladov, da si države članice prizadevajo za postopno izboljšanje prenosljivosti pravic iz sistemov brez skladov.
However, to ensure equal treatment for workers covered by funded schemes and workers covered by unfunded schemes, Member States should endeavour to progressively improve the transferability of rights from unfunded schemes.
Namen te direktive je olajšati uresničevanje pravice do prostega gibanja delavcev in pravice do poklicne mobilnosti znotraj iste države članice z zmanjšanjem ovir, ki so jih ustvarila posebna pravila o sistemih dodatnega pokojninskega zavarovanja v državah članicah .
The aim of this Directive is to facilitate the exercise of the right of workers to freedom of movement and of the right to occupational mobility within the same Member State , by reducing the obstacles created by certain rules governing supplementary pension schemes in the Member States .
Cilj te direktive je osebam olajšati uresničevanje pravice do prostega gibanja in poklicno mobilnost ter pravočasno in celovito zagotovitev dodatnega pokojninskega zavarovanja z odstranitvijo ovir, ki so nastale zaradi nekaterih predpisov o sistemih dodatnega pokojninskega zavarovanja.
The aim of this Directive is to facilitate the exercise of the right of persons to freedom of movement and of the right to occupational mobility , as well as the early, comprehensive development of supplementary pension provision, by removing the obstacles created by certain provisions on supplementary pension schemes.
Direktiva bi morala slediti isti logiki kot uredbi št. 1408/71 in št. 883/2004, ki govorita o "osebah" in s tem zagotavljata, da so v področje uporabe vključene vse osebe, ki imajo dostop do dodatne pokojnine.
The directive should follow the same logic as Regulations Nos 1408/71 and 883/2004, which concern ‘persons’, and thus ensure that it encompasses all those who have access to supplementary pensions.
Ta direktiva se uporablja za sisteme dodatnega pokojninskega zavarovanja, razen za sisteme, ki jih zajema Uredba (EGS) št. 1408/71.
This Directive applies to supplementary pension schemes apart from the schemes covered by Regulation (EEC) No 1408/71.
Ta direktiva se uporablja za sisteme dodatnega pokojninskega zavarovanja, razen za sisteme za usklajevanje sistemov socialne varnosti , ki jih zajema Uredba (EGS) št. 1408/71.
This Directive applies to supplementary pension schemes apart from the schemes covered by Regulation (EEC) No 1408/71 on the coordination of social security schemes.
Ta direktiva se ne uporablja za naslednje pokojninske sisteme:
This Directive, however, does not apply to the following pension schemes:
a) sisteme dodatnega pokojninskega zavarovanja, ki ob začetku veljavnosti te direktive ne sprejemajo več novih aktivnih zavarovancev in so zaprti za nove zavarovance;
(a) supplementary pension schemes which at the time when this directive enters into force have stopped accepting new active members and remain closed to new members;
b) sisteme dodatnega pokojninskega zavarovanja, za katere veljajo ukrepi, ki zajemajo delovanje organa ali sodišča, pristojnega po zakonodaji države članice, zato da bi zavarovala ali obnovila njihov finančni položaj, vključno s stečajnim postopkom;
(b) supplementary pension schemes that are subject to measures comprising intervention by an authority under the law of a Member State or a court, with the aim of safeguarding or restoring their financial situation, including liquidation procedures;
c) garancijske načrte v primeru nesolventnosti, odškodninske načrte in nacionalne rezervne sklade.
(c) insolvency protection arrangements, compensation arrangements and national pension reserve funds.
V tej direktivi pojem
For the purposes of this Directive, the term
(a) „dodatna pokojnina“: pomeni starostno pokojnino, dodatke za invalidnost in družinsko pokojnino za preživele družinske člane, če to predvidevajo pravila sistema dodatnega pokojninskega zavarovanja, uvedenega v skladu z nacionalno zakonodajo in prakso , katerih namen je dopolniti ali nadomestiti prejemke, ki jih zagotavljajo zakonsko določeni sistemi socialne varnosti za iste primere ;
(a) “supplementary pension” means retirement pensions and, where provided for by the rules of a supplementary pension scheme established in conformity with national legislation and practice , invalidity and survivors’ benefits, intended to supplement or replace those provided in respect of the same contingencies by statutory social security schemes ;
(a) „dodatna pokojnina“: pomeni predvideno dodatno pokojninsko zavarovanje po pravilih sistema dodatnega pokojninskega zavarovanja, uvedenega v skladu z nacionalno zakonodajo in prakso;
(a) “supplementary pension” means a retirement pension provided for by the rules of a supplementary pension scheme established in conformity with national legislation and practice;
(b) „sistem dodatnega pokojninskega zavarovanja“: pomeni kateri koli sistem poklicnega zavarovanja, oblikovan v skladu z nacionalno zakonodajo in prakso , kakršen je, med drugim, pogodba skupinskega zavarovanja, dokladni sistem, sklenjen v eni ali več panogah ali sektorjih, sistem s skladi ali pokojninska obljuba, zajamčena s knjigovodskimi rezervacijami, ali kateri koli skupinski ali primerljiv sistem za zagotavljanje dodatne pokojnine za zaposlene ali samozaposlene osebe ;
(b) “supplementary pension scheme” means any occupational scheme established in conformity with national legislation and practice , such as a group insurance contract, a pay-as-you-go scheme agreed by one or more branches or sectors, a funded scheme or a pension promise backed by book reserves, or any collective or other comparable arrangement intended to provide a supplementary pension for employed or self-employed persons;
(b) „sistem dodatnega pokojninskega zavarovanja“: pomeni sistem poklicnega zavarovanja, oblikovan v skladu z nacionalno zakonodajo in prakso ter povezan z delovnim razmerjem, ki delavcem zagotavlja dodatno pokojnino ;
(b) “supplementary pension scheme” means a pension scheme established in conformity with national legislation and practice and linked to an employment relationship , intended to provide a supplementary pension for employed persons;
(c) „zavarovanci“: pomeni osebe, katerim poklicna dejavnost daje, ali bi jim lahko dala pravico do dodatnega pokojninskega zavarovanja v skladu z določbami sistema dodatnega pokojninskega zavarovanja;
(c) “scheme members” means those persons whose occupation entitles them or is likely to entitle them to a supplementary pension in accordance with the provisions of a supplementary pension scheme;
(c) „ aktivni zavarovanec “: pomeni delavca, ki mu sedanje delovno razmerje v skladu z določbami sistema dodatnega pokojninskega zavarovanja daje pravico do dodatne pokojnine oziroma jo bo imel, ko bo izpolnil pogoje za upokojitev ;
(c) “ active scheme members” means workers whose current employment relationship entitles them or is likely to entitle them , after fulfilling any membership conditions, to a supplementary pension in accordance with the provisions of a supplementary pension scheme;
(d) „pravice do pokojnine “: pomeni kakršne koli prejemke, do katerih je zavarovanec ali drug upravičenec sistema dodatnega pokojninskega zavarovanja upravičen v skladu s pravili sistema dodatnega pokojninskega zavarovanja in, kjer je to primerno, v skladu z nacionalno zakonodajo;
(d) “pension rights” means any benefits to which scheme members and others holding entitlement are entitled under the rules of a supplementary pension scheme and, where applicable, under national legislation;
(d) „ pridobljene pokojninske pravice“ pomeni kakršne koli pravice do dodatne pokojnine, ki se pridobijo po izpolnitvi pogojev za upokojitev v skladu s pravili sistema dodatnega pokojninskega zavarovanja in, kjer je to primerno, v skladu z nacionalno zakonodajo;
(d) “ vested pension rights” means any entitlement to a supplementary pension which has been acquired, after fulfilling any membership conditions, under the rules of a supplementary pension scheme and, where applicable, under national legislation;
(da) "obdobje za pridobitev pravic": pomeni čas aktivne vključenosti v sistem, ki je po zakonodaji države članice ali po pravilih sistema za dodatno pokojninsko zavarovanje potreben za pridobitev pravice do dodatne pokojnine;
(da) “vesting period” means the period of active membership of a scheme, required under national law or under the rules of a supplementary pension scheme, for entitlement to a supplementary pension;
(e) „prenehanje delovnega razmerja“: pomeni odločitev za prekinitev delovnega razmerja;
(e) “termination of employment” means a decision to terminate an employment relationship;
(f) „odhajajoči delavec“: pomeni delavca, ki preden postane upravičen do pokojnine, zapusti delovno razmerje , v katerem si je ali bi si lahko pridobil pravice do pokojnine , če bi ostal v delovnem razmerju;
(f) “outgoing worker” means a worker who, before becoming eligible for a pension, leaves an employment relationship through which he has acquired pension rights or could have acquired such rights by remaining in that employment relationship ;
(f) „odhajajoči delavec“: pomeni aktivnega zavarovanca, katerega delovno razmerje preneha pred pridobitvijo dodatne pokojnine;
(f) “outgoing worker” means an active pension scheme member whose current employment relationship ends before he has acquired a supplementary pension ;
„prenosljivost“: pomeni, da delavec pridobi in ohrani pokojninske pravice ob uresničevanju svoje pravice do prostega gibanja ali poklicne mobilnosti;
(g) “portability” means the option open to workers of acquiring and retaining pension rights when exercising their right to freedom of movement or occupational mobility;
(h) „ upravičenec z odloženo uveljavitvijo pravice “: pomeni vsakega nekdanjega zavarovanca s pravicami do pokojnine, ki mirujejo v sistemu dodatnega pokojninskega zavarovanja do takrat, kadar so izpolnjeni pogoji za prejemanje dodatnega pokojninskega zavarovanja ;
(h) “deferred beneficiary” means any former scheme member whose pension rights remain dormant under the supplementary pension scheme until the eligibility requirements for receipt of a supplementary pension have been met ;
(h) „ neaktivni zavarovanec“: pomeni vsakega nekdanjega zavarovanca v sistemu dodatnega pokojninskega zavarovanja , ki je pridobil pravice do pokojnine v okviru tega sistema, vendar vanj ni več aktivno vključen in iz njega še ne prejema dodatne pokojnine ;
(h) “inactive scheme member” means a former member of a supplementary pension scheme who has acquired pension rights in the scheme but is no longer an active member of the scheme and is not yet receiving any supplementary pension from it ;
“mirujoče pravice do pokojnine„: pomenijo pravice do pokojnine, zagotovljene upravičencu z odloženo uveljavitvijo pravice v okviru sistema, ki bo prejemal pokojnino iz tega sistema dodatnega pokojninskega zavarovanja, kadar bodo za to izpolnjeni pogoji ;
(i) “dormant pension rights” means pension rights retained under the scheme under which they have been acquired by a deferred beneficiary who will receive a pension through this supplementary scheme once the eligibility requirements have been met ;
„mirujoče pokojninske pravice “: pomeni pridobljene pokojninske pravice, ki so neaktivnemu zavarovancu v sistemu, v katerem jih je pridobil, še naprej zagotovljene;
(i) “dormant pension rights” means vested pension rights retained in the scheme in which an inactive scheme member acquired them ;
(j) „prenos“: pomeni nakazilo sredstev iz sistema dodatnega pokojninskega zavarovanja, ki pomeni celoto ali del pokojninskih pravic, pridobljenih v okviru tega sistema, z možnostjo prenosa sredstev v nov sistem pokojninskega zavarovanja ali drugo finančno institucijo, ki zagotavlja pravice do pokojnine.
(j) “transfer” means the payment by a supplementary pension scheme of a capital sum representing all or part of the pension rights acquired under the scheme, with the possibility of transferring this sum to a new supplementary pension scheme or another financial institution which provides pension rights.
(j) „ vrednost mirujočih pravic “: pomeni kapitalsko vrednost pokojninskih pravic, preračunano po aktuarskih načelih v skladu z nacionalno prakso in navadami.
(j) “value of dormant entitlement” means the capital value of the pension rights, calculated according to recognised actua ria l principles in conformity with national practice and custom .
(a) kadar ob prenehanju delovnega razmerja pravice do pokojnine še niso pridobljene, se vsi prispevki, ki jih je odhajajoči delavec plačal ali so bili plačani v njegovem imenu, povrnejo ali prenesejo;
(a) where pension rights have not yet been acquired when employment is terminated, all the contributions paid by, or on behalf of, the outgoing worker are reimbursed or transferred ;
Člen 4, točka b
Article 4, point (b)
(b) kadar je zahtevana najnižja starost za pridobitev pokojninskih pravic, ta ne presega 21 let ;
(b) where a minimum age is stipulated for the acquisition of pension rights, this is not more than 21 years .
b) kadar je v sistemu dodatnega pokojninskega zavarovanja določeno obdobje za pridobitev pravic, to ne presega petih let.
(b) where the supplementary pension scheme stipulates a vesting period, that period shall not exceed five years .
Pogoji za pridobitev pravic ne veljajo za zavarovanca sistema dodatnega pokojninskega zavarovanja, ki je dopolnil 25 let.
In any event, no vesting condition shall be applied to a member of a supplementary pension scheme once that member has reached the age of 25.
(c) delavec lahko vstopi v sistem dodatnega pokojninskega zavarovanja po največ enem letu zaposlitve ali po potrebi najkasneje, kadar doseže minimalno zahtevano starost;
(c) a worker may join a supplementary pension scheme after a maximum period of employment of one year or, where necessary, no later than once he has reached the required minimum age ;
(c) če odhajajoči delavec v času, ko konča delovno razmerje, še ni pridobil pokojninskih pravic, se iz sistema dodatnega pokojninskega zavarovanja povrnejo prispevki, ki jih je delavec že plačal ali jih je delodajalec plačal v skladu z zakonskimi določbami ali kolektivno pogodbo, ali nastala vrednost iz teh prispevkov, kadar odhajajoči delavec prevzame naložbeno tveganje ;
(c) where an outgoing worker has not yet acquired vested pension rights when the employment relationship is terminated, the supplementary pension scheme shall reimburse the contributions paid by the outgoing worker, or paid by the employer on the worker’s behalf in accordance with legal provisions or collective agreements or contracts, or, if the outgoing worker bears the investment risk, the investment value arising from these contributions ;
S predlogom spremembe je izključena možnost, da se lahko prenesejo ali povrnejo samo prostovoljni prispevki delodajalca, tj. prispevki, katerih plačevanje ni predpisano s kolektivno pogodbo ali z zakonom.
The amendment rules out the possibility of repayment or transfer only for voluntary contributions by employers, that is those whose payment is not required by legal provisions or collective contracts.
Zagotovljeno mora biti, da se lahko ti prispevki po potrebi na novo vrednotijo, ko je odštet del pristojbin in upravnih stroškov.
In addition, these contributions should be eligible for revaluation to take account of accrued interest, once administrative expenses or charges have been deducted.
Člen 4, točka d
Article 4, point d
(d) delavec pridobi pokojninske pravice po največ dveh letih po vstopu v sistem.
(d) a worker acquires pension rights after a maximum membership period of two years .
(d) V objektivno utemeljenih primerih lahko države članice socialnim partnerjem omogočijo, da v kolektivno pogodbo vključijo določbe, ki odstopajo od točk a in b, če te določbe niso diskriminatorne in zadevnim osebam zagotavljajo vsaj enakovredno zaščito .
(d) in objectively justified cases, the Member States may allow the social partners to include in collective agreements non-discriminatory arrangements not covered by points (a) and (b), as long as these arrangements provide at least equivalent protection ;
Ohranitev mirujočih pravic do pokojnine
Preservation of dormant pension rights
„Ohranitev mirujočih pokojninskih pravic“:
Preservation of dormant pension rights
Države članice ob upoštevanju odstavka 2 sprejmejo ukrepe, ki se jim zdijo potrebni za zagotovitev, da lahko odhajajoči delavci zadržijo pridobljene pravice iz sistema dodatnega pokojninskega zavarovanja, v katerem so te pravice pridobili.
In accordance with paragraph 2, Member States shall adopt the measures they deem necessary to ensure that outgoing workers can retain their vested pension rights in the supplementary pension scheme in which they have acquired them.
Prav tako je treba nadzorovati pravično prilagoditev mirujočih pokojninskih pravic , da bi se izognili kaznovanju odhajajočih delavcev.
Member States shall adopt the measures they deem necessary in order to ensure a fair adjustment of dormant pension rights so as to avoid that outgoing workers are penalised .