natgillin/translations-raw huggingface dataset:
Priloga VIII, del 3, odstavek 62, pododstavek 2
Annex VIII, Part 3, paragraph 62, subparagraph 2
Podpora predlogu spremembe Sveta.
The Council’s amendment is hereby endorsed.
Priloga VIII, del 3, odstavek 62, pododstavek 5
Annex VIII, Part 3, paragraph 62, subparagraph 5
E = vrednost izpostavljenosti v skladu s členi 84 do 89 ;
E is the exposure value under Articles 84 to 89 ;
E* je vrednost izpostavljenosti , izračunana v skladu z odstavkom 34 ;
E* is the exposure value as calculated under paragraph 34 .
Priloga VIII, del 3, odstavek 71
Annex VIII, Part 3, paragraph 71
Če razmerje med vrednostjo zavarovanja s premoženjem in vrednostjo izpostavljenosti presega drugo, višjo raven praga C** (tj. zahtevana raven zavarovanja s premoženjem za dodelitev polnega priznanja LGD), kakor je določeno v tabeli 6, je LGD* enak vrednosti, ki je predpisana v tabeli , podani v nadaljevanju.
Where the ratio of the value of the collateral to the exposure value exceeds a second, higher threshold level of C** (i.e. the required level ofcollateralisation to receive full LGD recognition) as laid down in Table 6, LGD* shall be that prescribed in the following table .
Če razmerje med vrednostjo zavarovanja s premoženjem in vrednostjo izpostavljenosti presega drugo, višjo raven praga C** (tj. zahtevana raven zavarovanja s premoženjem za dodelitev polnega priznanja LGD), kakor je določeno v tabeli 6, je LGD* enak vrednosti, ki je predpisana v tabeli 6.
Where the ratio of the value of the collateral to the exposure value exceeds a second, higher threshold level of C** (i.e. the required level ofcollateralisation to receive full LGD recognition) as laid down in Table 6, LGD* shall be that prescribed in Table 6 .
Priloga VIII, del 3, odstavek 73, pododstavek 2, uvodni del
Annex VIII, Part 3, paragraph 73, subparagraph 2, introductory part
Z odstopanjem od zgoraj navedenega in ob upoštevanju navedenih ravni zavarovanja s premoženjem do 31. decembra 2012 lahko pristojni organi
By way of derogation, until 31 December 2012 the competent authorities may , subject to the indicated levels of collateralization
Z odstopanjem od zgoraj navedenega in ob upoštevanju navedenih ravni zavarovanja s premoženjem do 31. decembra 2012
By way of derogation, until 31 December 2012, subject to the indicated levels of collateralization
Priloga VIII, del 3, odstavek 73, pododstavek 2, točka (a)
Annex VIII, Part 3, paragraph 73, subparagraph 2, point (a)
(a) kreditnim institucijam dovolijo, da dodelijo 30 % LGD za nadrejene izpostavljenosti v obliki finančnega zakupa poslovne nepremičnine; in
(a) allow credit institutions to assign a 30% LGD for senior exposures in the form of Commercial Real Estate leasing; and
(a) kreditne institucije lahko dodelijo 30 % LGD za nadrejene izpostavljenosti v obliki finančnega zakupa poslovne nepremičnine; in
(a) credit institutions may assign a 30% LGD for senior exposures in the form of Commercial Real Estate leasing; and
Priloga VIII, del 3, odstavek 73, pododstavek 2, točka (b)
Annex VIII, Part 3, paragraph 73, subparagraph 2, point (b)
(b) kreditnim institucijam dovolijo, da dodelijo 35 % LGD za nadrejene izpostavljenosti v obliki finančnega zakupa opreme.
(b) allow credit institutions to assign a 35% LGD for senior exposures in the form of equipment leasing.
(b) kreditne institucije lahko dodelijo 35 % LGD za nadrejene izpostavljenosti v obliki finančnega zakupa opreme.
(b) credit institutions may assign a 35% LGD for senior exposures in the form of equipment leasing.
Priloga VIII, del 3, odstavek 73, pododstavek 2, točka b a (novo)
Annex VIII, Part 3, paragraph 73, subparagraph 2, point (b a) (new)
ba) kreditnim institucijam dovolijo, da dodelijo 30 % LGD za nadrejene izpostavljenosti, ki so zavarovane s stanovanjskimi ali poslovnimi nepremičninami.
(ba) allow credit institutions to assign a 30% LGD for senior exposures secured by residential or commercial real estate.
Podpora predlogu spremembe Sveta z namenom enakopravnosti med krediti, zavarovanimi s stanovanjskimi in poslovnimi nepremičninami, in krediti, ki so zavarovani z najetimi poslovnimi nepremičninami.
The Council amendment, seeking to obtain equal treatment as between, on the one hand, loans secured on residential and commercial real estate and, on the other hand, loans secured on leased commercial real estate, is hereby endorsed.
Priloga VIII, del 3, odstavek 74
Annex VIII, Part 3, paragraph 74
V skladu z zahtevami iz teh odstavkov in odstavka 75 in kot alternativa obravnavi iz odstavkov 69 do 73 lahko pristojni organi države članice kreditne institucije pooblastijo, da uporabljajo utež tveganja 50 % za delež izpostavljenosti, ki je polno zavarovan s stanovanjsko ali poslovno nepremičnino, ki se nahaja na ozemlju države članice, če imajo dokazila, da so zadevni trgi dobro razviti in z dolgo dobo obstoja ter stopnjami izgub iz naslova stanovanjskih ali poslovnih hipotekarnih posojil, ne presegajo naslednjih omejitev:
Subject to the requirements of this paragraphs and paragraph 75 and as an alternative to the treatment in paragraphs 69 to 73, the competent authorities of a Member State may authorise credit institutions to apply a 50% risk weighting to the part of the exposure fully collateralised by residential real estate property or commercial real estate property situated within the territory of the Member State if they have evidence that the relevant markets are well-developed and long-established with loss-rates from lending collateralised by residential real estate property or commercial real estate property respectively that do not exceed the following limits:
V skladu z zahtevami iz tega odstavka in odstavka 75 in kot alternativa obravnavi iz odstavkov 69 do 73 lahko pristojni organi države članice kreditne institucije pooblastijo, da uporabljajo utež tveganja 50 % za delež izpostavljenosti, ki je polno zavarovan s stanovanjsko ali poslovno nepremičnino, ki se nahaja na ozemlju države članice, če imajo dokazila, da so zadevni trgi dobro razviti in z dolgo dobo obstoja ter stopnjami izgub iz naslova stanovanjskih ali poslovnih hipotekarnih posojil, ne presegajo naslednjih omejitev:
Subject to the requirements of this paragraph and paragraph 75 and as an alternative to the treatment in paragraphs 69 to 73, the competent authorities of a Member State may authorise credit institutions to apply a 50% risk weighting to the part of the exposure fully collateralised by residential real estate property or commercial real estate property situated within the territory of the Member State if they have evidence that the relevant markets are well-developed and long-established with loss-rates from lending collateralised by residential real estate property or commercial real estate property respectively that do not exceed the following limits:
(a) do 50 % tržne vrednosti (ali, kjer je ustrezno in če je manjše, 60 % hipotekarne posojilne vrednosti) ne sme presegati 0,3 % neodplačanih posojil za stanovanjsko nepremičnino in/ali poslovno nepremičnino v katerem koli danem letu;
(a) up to 50 % of the market value (or where applicable and if lower 60 % of the mortgage-lending-value) must not exceed 0.3 % of the outstanding residential real estate and/or commercial real estate loans in any given year.
(a) izgube iz naslova posojil, zavarovanih s stanovanjsko ali poslovno nepremičnino do 50% njene tržne vrednosti (ali, kjer je ustrezno in če je manjše, 60% hipotekarne posojilne vrednosti) ne presegajo 0,3 % neodplačanih posojil , zavarovanih s tovrstno stanovanjsko nepremičnino, v katerem koli danem letu
(a) losses stemming from lending collateralised by residential real estate property or commercial real estate property respectively up to 50 % of the market value (or where applicable and if lower 60 % of the mortgage-lending-value) do not exceed 0.3 % of the outstanding loans collateralised by that form of real estate property in any given year.
(b) skupne izgube, ki izhajajo iz posojil, zavarovanih s stanovanjsko ali poslovno nepremičnino, ne smejo presegati 0,5 % neodplačanih posojil, zavarovanih s tovrstno nepremičnino, v katerem koli danem letu.
(b) overall losses stemming from lending collateralised by residential real estate property or commercial real estate property respectively must not exceed 0.5 % of the outstanding loans collateralised by that form of real estate property in any given year.
(b) skupne izgube, ki izhajajo iz posojil, zavarovanih s stanovanjsko ali poslovno nepremičnino, ne presegajo 0,5 % neodplačanih posojil, zavarovanih s tovrstno nepremičnino, v katerem koli danem letu.
(b) overall losses stemming from lending collateralised by residential real estate property or commercial real estate property respectively do not exceed 0.5 % of the outstanding loans collateralised by that form of real estate property in any given year.
Priloga VIII, del 3, odstavek 76
Annex VIII, Part 3, paragraph 76
Pristojni organi, ki ne odobrijo obravnave iz odstavka 73 , lahko kreditnim institucijam odobrijo uporabo uteži tveganja, dovoljenih v skladu s to obravnavo, za izpostavljenosti, zavarovane s stanovanjsko ali poslovno nepremičnino, ki se nahaja na ozemlju tistih držav članic, katerih pristojni organi odobrijo to obravnavo ob izpolnitvi enakih pogojev, kot veljajo v navedeni državi članici
The competent authorities , which do not authorise the treatment in paragraph 73 , may authorise credit institutions to apply the risk weights permitted under this treatment in respect of exposures collateralised by residential real estate property of commercial real estate property respectively located in the territory of those Member States the competent authorities of which authorise this treatment subject to the same conditions as apply in that Member State.
Pristojni organi, ki ne odobrijo obravnave iz odstavka 74 , lahko kreditnim institucijam odobrijo uporabo uteži tveganja, dovoljenih v skladu s to obravnavo, za izpostavljenosti, zavarovane s stanovanjsko ali poslovno nepremičnino, ki se nahaja na ozemlju tistih držav članic, katerih pristojni organi odobrijo to obravnavo ob izpolnitvi enakih pogojev, kot veljajo v navedeni državi članici
The competent authorities which do not authorise the treatment in paragraph 74 , may authorise credit institutions to apply the risk weights permitted under this treatment in respect of exposures collateralised by residential real estate property of commercial real estate property respectively located in the territory of those Member States the competent authorities of which authorise this treatment subject to the same conditions as apply in that Member State.
Priloga VIII, del 3, odstavek 84
Annex VIII, Part 3, paragraph 84
Vrednost osebnega kreditnega zavarovanja (G) je znesek, za katerega se je izdajatelj zavarovanja zavezal, da ga bo plačal v primeru neplačila posojilojemalca ali ob nastanku drugih določenih kreditnih dogodkov.
The value of unfunded credit protection (G) shall be the amount that the protection provider has undertaken to pay in the event of the default or non-payment of the borrower or on the occurrence of other specified credit events.
V primeru kreditnih izvedenih finančnih instrumentov, ki kot kreditni dogodek ne vključujejo prestrukturiranja osnovne obveznosti z odpisom ali odlogom plačila glavnice, obresti ali nadomestil, katerih posledica je škodni dogodek iz naslova kreditnega tveganja (npr. prilagoditev vrednosti, oblikovanje prilagoditve vrednosti ali drugo podobno knjiženje v breme izkaza poslovnega izida), se vrednost kreditnega zavarovanja, izračunanega v skladu s prvim stavkom tega odstavka, zniža za 40 %.
In the case of credit derivatives which do not include as a credit event restructuring of the underlying obligation involving forgiveness or postponement of principal, interest or fees that result in a credit loss event (e.g. value adjustment, the making of a value adjustment or other similar debit to the profit and loss account), the value of the credit protection calculated under the first sentence of this paragraph shall be reduced by 40%.
V primeru kreditnih izvedenih finančnih instrumentov, ki kot kreditni dogodek ne vključujejo prestrukturiranja osnovne obveznosti z odpisom ali odlogom plačila glavnice, obresti ali nadomestil, katerih posledica je škodni dogodek iz naslova kreditnega tveganja (npr. prilagoditev vrednosti, oblikovanje prilagoditve vrednosti ali drugo podobno knjiženje v breme izkaza poslovnega izida).
In the case of credit derivatives which do not include as a credit event restructuring of the underlying obligation involving forgiveness or postponement of principal, interest or fees that result in a credit loss event (e.g. value adjustment, the making of a value adjustment or other similar debit to the profit and loss account),
Usklajevanje s predlogi sprememb točk a)+b) odstavka 84 dela 3 Priloge VIII.
Brings text into line with amendments to Annex VIII, Part 3, paragraph 84, subparagraphs a) and b).
Priloga VIII, del 3, odstavek 84, točka a (novo)
Annex VIII, Part 3, paragraph 84, point (a) (new)
a) če znesek, za katerega se je izdajatelj zavarovanja zavezal, da ga bo plačal, ne presega vrednosti izpostavljenosti, se vrednost kreditnega zavarovanja, izračunanega v skladu s prvim stavkom tega odstavka, se zniža za 40 %;
(a) where the amount that the protection provider has undertaken to pay is not higher than the exposure value, the value of the credit protection calculated under the first sentence of this paragraph shall be reduced by 40%;
Priloga VIII, del 3, odstavek 84, točka b (novo)
Annex VIII, Part 3, paragraph 84, point (b) (new)
b) če znesek, za katerega se je izdajatelj zavarovanja zavezal, da ga bo plačal, presega vrednost izpostavljenosti, sme vrednost kreditnega zavarovanja znašati največ 60 % vrednosti izpostavljenosti.
(b) where the amount that the protection provider has undertaken to pay is higher than the exposure value, the value of the credit protection shall be no higher than 60% of the exposure value.
Priloga VIII, del 3, odstavek 90
Annex VIII, Part 3, paragraph 90
Pristojni organi lahko obravnavo, določeno v odstavkih 4 do 6 Priloge VI, razširijo na izpostavljenosti ali deleže izpostavljenosti, za katere osebno jamčijo enote centralne ravni države ali centralna banka, pri čemer je osebno jamstvo nominirano v domači valuti posojilojemalca, v kateri je financirana tudi izpostavljenost.
The competent authorities may extend the treatment provided for in Annex VI, paragraphs 4 to 6 to exposures or portions of exposures guaranteed by the central government or central bank, where the guarantee is denominated in the domestic currency of the borrower and the exposure is funded in that currency.
Pristojni organi lahko obravnavo, določeno v odstavkih 4 do 6 dela 1 Priloge VI razširijo na izpostavljenosti ali deleže izpostavljenosti, za katere osebno jamčijo enote centralne ravni države ali centralna banka, pri čemer je osebno jamstvo nominirano v domači valuti posojilojemalca, v kateri je financirana tudi izpostavljenost.
The competent authorities may extend the treatment provided for in Annex VI , part 1 , paragraphs 4 to 6 to exposures or portions of exposures guaranteed by the central government or central bank, where the guarantee is denominated in the domestic currency of the borrower and the exposure is funded in that currency.
Priloga VIII, del 3, podnaslov 2.2.3., naslov
Annex VIII, Part 3, subheading 2.2.3., Title
Priloga IX, del 1, Naslov
Annex IX, Part 1, Title
del 1 - Opredelitve za namene Priloge X
part 1 - Definitions for purposes of Annex X
del 1 - Opredelitve za namene Priloge IX
part 1 - Definitions for purposes of Annex IX
Priloga IX, del 2, odstavek 4
Annex IX, Part 2, paragraph 4
Zaradi jasnosti se odstavek 3 nanaša na celotni paket izpostavljenosti, vključeno v listinjenje.
For clarity, paragraph 3 refers to the entire pool of exposures included in the securitisation.
Na podlagi odstavkov 5 do 8 se od kreditne institucije v vlogi originatorja zahteva, da v skladu z določbami dela IV izračuna zneske tveganju prilagojenih izpostavljenosti za vse tranše v listinjenju, vključno s tistimi, ki jim je bilo priznano zmanjšanje kreditnega tveganja.
Subject to paragraphs 5 to 8, the originator credit institution is required to calculate risk-weighted exposure amounts in respect of all tranches in the securitisation in accordance with the provisions of part IV including those relating to the recognition of credit risk mitigation.
Če se na primer tranša prenese na tretjo stranko z osebnim kreditnim zavarovanjem, se utež tveganja te tretje stranke uporabi za tranšo pri izračunu zneskov tveganju prilagojenih izpostavljenosti kreditne institucije v vlogi originatorja.
For example, where a tranche is transferred by means of unfunded credit protection to a third party, the risk weight of that third party shall be applied to the tranche in the calculation of the originator credit institution’s risk-weighted exposure amounts.
Na podlagi odstavkov 5 do 8 se od kreditne institucije v vlogi originatorja zahteva, da v skladu z določbami dela 4 izračuna zneske tveganju prilagojenih izpostavljenosti za vse tranše v listinjenju, vključno s tistimi, ki jim je bilo priznano zmanjšanje kreditnega tveganja.
Subject to paragraphs 5 to 8, the originator credit institution is required to calculate risk-weighted exposure amounts in respect of all tranches in the securitisation in accordance with the provisions of part 4 including those relating to the recognition of credit risk mitigation.
Priloga IX, del 2, odstavek 5
Annex IX, Part 2, paragraph 5
Za izračun zneskov tveganju prilagojenih izpostavljenosti v skladu z odstavkom 3 se v skladu z odstavki 6 do 8 upošteva kakršna koli morebitna neusklajenost zapadlosti med kreditnim zavarovanjem, s katerim je doseženo tranširanje, in listinjenimi izpostavljenostmi.
For the purposes of calculating risk-weighted exposure amounts in accordance with paragraph 3, any maturity mismatch between the credit protection by which the tranching is achieved and the securitised exposures shall be taken into consideration in accordance with paragraphs 6 to 8.
Za zapadlost listinjenih zapadlosti se upošteva najdaljšo zapadlost katere koli izmed teh izpostavljenosti, vendar ne več kot pet let.
The maturity of the securitised exposures shall be taken to be the longest maturity of any of those exposures subject to a maximum of five years.
Sklicevanje. / Tipografska napaka.
Cross reference / Typographical error.
Priloga IX, del 2, odstavek 6
Annex IX, Part 2, paragraph 6
Zapadlost listinjenih zapadlosti se upošteva kot najdaljša zapadlost katere koli izmed vseh zapadlostmi , vendar ne več kot pet let.
The maturity of the securitied exposures shall be taken to be the longest maturity of any of those exposures subject to a maximum of five years.
Zapadlost kreditnega zavarovanja se določi v skladu s Prilogo VIII.
The maturity of the credit protection shall be determined in accordance with Annex VIII .
Zapadlost listinjenih izpostavljenosti se upošteva kot tehtana povprečna zapadlost teh izpostavljenosti , vendar ne več kot pet let.
The maturity of the securitised exposures shall be taken to be the weighted average maturity of those exposures subject to a maximum of five years.
Predlog IX, del 2, odstavek 7, uvodni del
Annex IX, Part 2, paragraph 7, introductory part
Če kreditna institucija v vlogi originatorja za izračun zneskov tveganju prilagojenih izpostavljenosti uporablja odstavke 6 do 35 dela 4, zanemari vse morebitne neusklajenosti zapadlosti pri izračunavanju zneskov tveganju prilagojenih izpostavljenosti za tranše, ki so neocenjene ali so ocenjene nižje od naložbenega razreda.
Where an originator credit institution uses Part 4, paragraphs 6 to 35 for the calculation of risk-weighted exposure amounts, it shall ignore any maturity mismatch in calculating risk-weighted exposure amounts for tranches that are unrated or rated below investment grade .
Za vse druge tranše se uporablja obravnava neusklajenosti zapadlosti, določena v Prilogi VIII, in sicer v skladu z naslednjo formulo:
For all other tranches the maturity mismatch treatment set out in Annex VIII shall be applied in accordance with the following formula:
K reditna institucija v vlogi originatorja zanemari vse morebitne neusklajenosti zapadlosti pri izračunavanju zneskov tveganju prilagojenih izpostavljenosti za tranše, katerih utež tveganja v skladu z delom 4 predstavlja 1.250%.
An originator credit institution shall ignore any maturity mismatch in calculating risk-weighted exposure amounts for tranches appearing pursuant to Part 4 with a risk weighting of 1 250 % .
Priloga IX, del 2, odstavek 8
Annex IX, Part 2, paragraph 8
Če kreditna institucija v vlogi originatorja za izračun zneskov tveganju prilagojenih izpostavljenosti uporablja odstavke 36 do 74 dela 4, zanemari vse morebitne neusklajenosti zapadlosti pri izračunavanju zneskov tveganju prilagojenih izpostavljenosti za tranše ali dele tranš, za katere se v skladu z navedenimi odstavki uporablja utež tveganja 1250 %.
Where an originator credit institution uses Part 4, paragraphs 36 to 74 for the calculation of risk-weighted exposure amounts, it shall ignore any maturity mismatch in calculating risk-weighted exposure amounts for tranches or parts of tranches which are associated with a risk weight of 1250% under those paragraphs.
Za vse druge tranše ali dele tranš se neusklajenost zapadlosti, določena v Prilogi VIII, uporabi v skladu s formulo iz odstavka 7:
For all other tranches or parts of tranches the maturity mismatch treatment set out in Annex VIII shall be applied in accordance with the formula in paragraph 7.
Priloga IX, del 3, odstavek 1, točka (b)
Annex IX, Part 3, paragraph 1, point (b)
(b) Je javno dostopna na trgu.
(b) It shall be available publicly to the market.
Šteje se, da so bonitetne ocene javno dostopne, samo če so objavljene na javno dostopnem forumu in vključene v matriko prehodov ECAI.
Credit assessments are considered to be publicly available only if they have been published in a publicly accessible forum and they are included in the ECAI’s transition matrix.
Šteje se, da bonitetne ocene niso javno dostopne, če so dostopne samo omejenemu številu oseb.
Credit assessments that are made available only to a limited number of entities shall not be considered to be publicly available.
(b) Če listinjenje poteka prek javne ponudbe vrednostnih papirjev, je ocena kreditne kvalitete ECAI javno dostopno .
(b) If the securitisation takes place by means of a public securities offering, the ECAI credit quality assessment shall be publicly available.
Šteje se, da so bonitetne ocene , izdane v okviru zasebne prodaje/ponudbe vrednostnih papirjev in dostopne samo omejenemu številu oseb javno dostopne , samo če so bile kreditne ocene ECAI izdane in preverjene na način, ki je primerljiv z javno razgrnjenimi posli .
Credit assessments that are issued as part of a private placement and made available only to a limited number of entities shall only be considered to be publicly available if ECAI credit assessments have been issued and checked in a way which is comparable with publicly disclosed transactions .
Priloga IX, del 3, odstavek 5
Annex IX, Part 3, paragraph 5
V primerih, kjer ima pozicija dve bonitetni oceni imenovanih ECAI, kreditna institucija uporabi manj ugodno bonitetno oceno.
In cases where a position has two credit assessments by nominated ECAIs, the credit institution shall use the less favourable credit assessment.
V primerih, kjer ima tranša dve bonitetni oceni imenovanih ECAI, kreditna institucija uporabi manj ugodno bonitetno oceno.
In cases where a tranche has two credit assessments by nominated ECAIs, the credit institution shall use the less favourable credit assessment.
Priloga IX, del 3, odstavek 6
Annex IX, Part 3, paragraph 6
V primerih, v katerih ima pozicija več kot dve bonitetni oceni imenovanih ECAI, se uporabita dve najugodnejši bonitetni oceni.
In cases where a position has more than two credit assessments by nominated ECAIs, the two most favourable credit assessments shall be used.
Če sta dve najugodnejši bonitetni oceni različni, se uporabi manj ugodna bonitetna ocena.
If the two most favourable assessments are different, the least favourable of the two shall be used.