natgillin/translations-raw huggingface dataset:
(10) „politično izpostavljene osebe“ pomeni fizične osebe, ki delujejo ali so delovale na vidnem javnem položaju, vključno z ožjimi družinskimi člani ali bližnjimi sodelavci takšnih oseb, katerih večje ali zapletene finančne ali poslovne transakcije predstavljajo povečano tveganje pranja denarja ;
(10) ‘politically exposed persons’ means natural persons who are or have been entrusted with prominent public functions and whose substantial or complex financial or business transactions may represent an enhanced money laundering risk and close family members or close associates of such persons;
(10) „politično izpostavljene osebe“ pomeni fizične osebe, ki delujejo ali so delovale na vidnem javnem položaju, vključno z osebami, opredeljenimi kot ožji družinski člani ali bližnji sodelavci takšnih oseb, katerih večje ali zapletene finančne ali poslovne transakcije predstavljajo razmere povečanega tveganja pranja denarja ;
(10) ‘politically exposed persons’ means natural persons who are or have been entrusted with prominent public functions and whose substantial or complex financial or business transactions may represent situations of enhanced reputational and money-laundering risk and those identified as close family members or close associates of such persons;
(11) „ Poslovni odnos“ pomeni poslovni, poklicni ali trgovinski odnos, za katerega se ob vzpostavitvi stikov predvideva, da bo trajal;
(11) ‘ Business relationship’ means a business, professional or commercial relationship which is expected, at the time when the contact is established, to have an element of duration;
(11) „poslovni odnos“ pomeni poslovni, poklicni ali trgovinski odnos, ki je tesno povezan s pripadajočimi dejavnostmi institucij in oseb, ki so predmet te Direktive, in za katerega se ob vzpostavitvi stikov predvideva, da bo trajal;
(11) ‘ business relationship’ means a business, professional or commercial relationship which is closely connected with the corresponding activity carried out by the institution or person subject to this Directive and which is expected, at the time when the contact is established, to have an element of duration;
Trenutna opredelitev še zdaleč ni natančna; vključevati mora ciljno naravnano sklicevanje na dejstvo, da je ustrezen „poslovni odnos“ samo tisti, ki je izrecno povezan s tipičnimi dejavnostmi, ki jih izvajajo institucije in osebe, ki morajo izpolnjevati obveznosti, določene v Direktivi.
The current definition is far from precise; it should, however, include a more targeted reference to the fact that the relevant 'business relationships' are only those specifically connected with the typical activities carried out by the institutions and persons which have to fulfil the obligations laid down by the Directive.
Člen 3, točka 12 a (novo)
Article 3, point 12 a (new)
(12a) „Neodvisni pravni strokovnjak“ pomeni člana pravno priznanega poklica, ki zagotavlja pravne nasvete in ki ga nadzira neodvisni samoregulativni organ s pooblastili za vzdrževanje reda.
(12a) ‘independent legal professional’ means a member of a legally recognised profession which provides legal advice and is supervised by an independent self-regulating body with disciplinary powers.
Glede na to, da so pravni strokovnjaki omenjeni v uvodni izjavi 13, morajo biti prav tako pod ustreznimi pogoji omenjeni v besedilu Direktive.
Given that independent legal professionals are mentioned in recital 13, they should likewise be mentioned in the appropriate terms in the body of the directive.
i) dolg, ki ga je izdala družba ali javni organ in kotira na zakonsko urejeni borzi; ali
(i) debt issued by a corporation or by a public authority and listed on a regulated exchange, or
ii) lastniške vrednostne papirje, ki kotirajo na zakonsko urejeni borzi;
(ii) equities listed on a regulated exchange,
Večina dolgov, ki jih je izdala družba in s katerimi upravljajo institucije iz EU, temelji na zaupanju.
Most corporate debt issues managed by EU-based institutions are held on trust.
Zato so ti dolgovi vključeni v Direktivo nenamensko, zaradi njene razširitve na upnike.
They have therefore been included in the Directive accidentally because of its extension to trustees.
Vendar pa to ni bil namen sestavljavcev, saj je vsako tveganje pranja denarja na tem področju že urejala uredba o finančnih storitvah, ki se ne sme podvajati.
However, this was not the intention of the drafters as any money-laundering risk in this area is already managed by the financial services regulation, which should not be duplicated.
Nič v tej direktivi ne zahteva identifikacije ali preverjanja dejanskega lastništva premoženja („premoženje“), ki vključuje dolg, ki ga je izdala družba ali javni organ in kotira na zakonsko urejeni borzi s strani osebe, ki jo je imenoval izdajatelj dolga, da bi deloval kot skrbnik izdaje dolga.
Nothing in this Directive shall require the identification or verification of beneficial ownership of property (‘the property’) comprising debt issued by a corporation or by a public authority and listed on a regulated exchange, by a person appointed by the issuer of the debt to act as trustee of the issue.
Za namene te direktive, ko se takšno osebo imenuje za skrbnika, je izdajatelj stranka glede na določbo ustreznih skrbniških storitev.
For the purposes of this Directive, where such a person is appointed as a trustee, the customer in relation to the provision of the relevant trust services is the issuer.
Predlagana nova Direktiva bi presegala prejšnje direktive o pranju denarja.
The proposed new Directive would go far beyond those of the previous money-laundering directives.
Zato ni potrebno, da države članice predpišejo nadaljnje določbe.
There should therefore be no need for Member States to impose further provisions.
(d) v primeru dvoma v verodostojnost ali ustreznost obstoječih podatkov o identifikaciji stranke, ki so bili pridobljeni potem, ko je začela veljati ta direktiva.
(d) when there are doubts about the veracity or adequacy of existing customer identification data obtained after the entry into force of this Directive .
Kot je navedeno zgoraj, bi ta določba zahtevala ustrezno skrbnost v zvezi s podatki o identifikaciji stranke, ki so obstajali pred začetkom veljavnosti Direktive.
As currently drafted, this provision would require due diligence over customer identification data existing before the entry into force of the Directive.
To bi pomenilo, da bi se morali izvajati pregledi obstoječih podatkov, kar bi bilo zelo zahtevno opravilo in bi strankam povzročilo veliko neprijetnosti.
This would mean that checks would have to be carried out on all existing data which would be a hugely onerous task and would cause great inconvenience to consumers.
To zagotovo ni bil namen pripravljavcev osnutka predloga.
This is surely not intended by the drafters of the proposal.
(b) kjer je primerno, identifikacijo dejanskega lastnika in sprejetje ukrepov, potrebnih za potrditev identitete dejanskega lastnika, tako da ustanova ali oseba zagotovo ve, kdo je dejanski lastnik; v primeru pravnih oseb, skladov in podobnih pravnih ustanov pa se zagotovi tudi poznavanje lastništva ter strukture stranke;
(b) identifying, where applicable , the beneficial owner and taking reasonable measures to verify the identity of the beneficial owner such that the institution or person is satisfied that it knows who the beneficial owner is, including, as regards legal persons, trusts and similar legal arrangements, taking reasonable measures to understand the ownership and control structure of the customer;
(b) kjer je možno na osnovi neodvisnih, zanesljivih in javno dostopnih virov informacij, podatkov in dokumentov , identifikacijo dejanskega lastnika in sprejetje ukrepov, ki temeljijo na tveganju in so potrebni za potrditev identitete dejanskega lastnika, tako da ustanova ali oseba zagotovo ve, kdo je dejanski lastnik; v primeru pravnih oseb, skladov in podobnih pravnih ustanov pa se na osnovi tveganja zagotovi tudi poznavanje lastništva ter strukture stranke; postopek o skrbnosti se šteje kot izveden, če je bilo potrjeno pooblastilo za zastopanje stranke, ki je lahko v obliki ustrezno dodeljenih pooblastil o zastopanju ali pravnega zastopanja fizičnih oseb, podjetij, institucij in vseh vrst organizacij;
(b) identifying, where practicable , on the basis of independent, reliable and publicly accessible sources of information, data and documents , the beneficial owner and taking reasonable measures , based on differing risk situations, to verify the identity of the beneficial owner such that the institution or person is satisfied that it knows who the beneficial owner is, including, as regards legal persons, trusts and similar legal arrangements, taking risk-based reasonable measures to understand the ownership and control structure of the customer; the due diligence procedure shall be deemed to have been carried out when the power to represent the client has been ascertained, this taking the form of formal representation, duly conferred, or of legal representation of natural persons, companies, institutions and organisations of all kinds;
Obseg obveznosti, predlaganih v zvezi z identifikacijo in potrditvijo identitete dejanskega lastnika, mora biti nadaljnje pojasnjen s ponovitvijo dejstva, da vsebina člena 7(1)(b) zajema tiste obveznosti, ki so v določenih mejah in jih omogočajo posamezna nacionalna pravila.
The scope of the obligations proposed with regard to identifying and verifying the identity of beneficial owners needs to be further clarified by spelling out the fact that the substance of Article 7(1)(b) encompasses those obligations within the limits provided for, and made possible by, individual national rules.
V številnih primerih – na primer če je mogoče najti potrebne podatke v javnih seznamih ali registrih – bi bilo dejansko nemogoče, da bi banke in finančni posredniki potrdili identiteto teh lastnikov in dejansko strukturo lastništva pravne osebe.
In many cases, in fact - where it is impossible to find the requisite information in public lists or registers, for example - banks and financial intermediaries would find it impossible to verify the identity of those owners and the actual ownership structure of the legal person.
Člen 8, odstavki 1, 1 a (novo) in 1b (novo)
Article 8, paragraphs 1, 1 a (new) and 1 b (new)
Z odstopanjem od odstavka 1 morajo države članice dovoliti, da se preverjanje identitete stranke in dejanskega lastnika konča med sklepanjem poslovnega odnosa, če je to potrebno, da ni moteno normalno poslovanje in kjer je majhno tveganje pranja denarja ali financiranja terorizma.
By way of derogation from paragraph 1, Member States may allow the verification of the identity of the customer and the beneficial owner to be completed during the establishment of a business relationship if this is necessary to avoid interrupting the normal conduct of business and where there is little risk of money laundering or terrorist financing occurring.
(i) življenjskim zavarovanjem dovolijo preverjanje identitete upravičenca v skladu s politiko, ki velja po sklenitvi poslovnega odnosa.
(i) life insurance business, allow the verification of the identity of the beneficiary under the policy to take place after the business relationship has been established.
V takih primerih mora biti preverjanje izvedeno v času izplačila ali pred izplačilom oziroma v času, ko upravičenec namerava uresničiti pravice, podeljene v skladu s politiko, ali pred tem;
In all such cases verification should take place at or before the time of payout or at or before the time the beneficiary intends to exercise rights vested under the policy;
(ii) skladi, ustanovljenimi v državi članici,
(ii) trusts created within a Member State,
(a) pod pogojem, da so skrbniki in ustanovitelji v času ustanovitve sklada državljani države članice in
(a) provided that the trustees and settlor are resident in a Member State at the date of the creation of a trust and
(b) pod pogojem, da skrbniki ostanejo državljani te države članice,
(b) provided that the trustees remain so resident,
dovolijo preverjanje identitete upravičenca sklada, ki se izvrši po sklenitvi poslovnega odnosa.
allow the verification of the identity of the beneficiaries of the trust to take place after the business relationship has been established.
V vseh takih primerih morajo skrbniki izvršiti preverjanje v času dodelitve temu upravičencu ali pred tem in države članice lahko dovolijo, da identifikacija in preverjanje tretje stranke ni potrebno s pristopom, ki temelji na tveganju.
In all such cases verification by the trustees need only take place at or before the time of distribution to that beneficiary and Member States may permit the need for third party identification and verification to be dispensed with on a risk-based approach.
Ta predlog spremembe nadaljuje uporabno pojasnitev življenjskega zavarovanja, ki je vsebovano v besedilu Sveta, enako obravnava sklade.
This amendment takes up the useful clarification on life assurance contained in the Council text and gives trusts the same treatment.
To pomeni, da se pregledi pranja denarja lahko izvajajo le takrat, ko je denar dejansko iz sklada izplačan upravičencu.
It means money-laundering checks only have to be carried out when money is actually paid out of the trust to a beneficiary.
Takšno spreminjanje besedila osredotoči odgovornost na upravičenca do sklada ob ustreznem času in odstrani preglede tretjih strank le pri skladih v EU.
Amending the text in this way concentrates responsibility on the trustee at the appropriate time and removes third-party checks only for EU-resident trusts.
Države članice zahtevajo, da ustanova ali oseba, ki ne more izpolniti določb v točkah (a), (b) in (c) člena 7(1), ne sme odpreti računa, skleniti poslovnega odnosa ali opraviti transakcije, ali pa prekine poslovni odnos in enoti za finančni nadzor v skladu s členom 19 poda poročilo o stranki.
Member States shall require that, where the institution or person concerned is unable to comply with points (a), (b) and (c) of Article 7(1), it may not open the account, establish a business relationship or perform the transaction, or shall terminate the business relationship, and shall consider making a report to the financial intelligence unit in accordance with Article 19 in relation to the customer.
Države članice zahtevajo, da lahko ustanova ali oseba, ki ne more izpolniti določb v točkah (a), (b) in (c) člena 7(1), odpre račun samo pod pogojem, da je dovolj ustreznih zaščitnih ukrepov za zagotovitev, da v imenu stranke niso opravljene finančne transakcije, dokler ni dosežena končna razjasnitev na osnovi popolne usklajenosti z zgoraj omenjenimi določbami; v primeru nadaljnjega neupoštevanja zgoraj omenjenih določb zadevna ustanova ali oseba ne sme skleniti poslovnega odnosa ali opraviti transakcije, ali pa prekine poslovni odnos in enoti za finančni nadzor v skladu s členom 19 poda poročilo o stranki.
Member States shall require that, where the institution or person concerned is unable to comply with points (a), (b) and (c) of Article 7(1), it may only open an account provided there are adequate safeguards in place to ensure that financial transactions are not performed on behalf of the customer until final clarification on the basis of full compliance with the aforementioned provisions is obtained; in the event of continued non-compliance with the aforementioned provisions the institution or person concerned shall not establish a business relationship or perform any transaction, or shall terminate any existing business relationship , and shall consider making a report to the financial intelligence unit in accordance with Article 19 in relation to the customer.
Tiste dejavnosti, katerih pravni status zavezuje opravljanje storitev do mej z nezakonitostjo, so izvzete iz zahteve po prepovedi.
Those professions the legal status of which makes the provision of the service obligatory, up to the limits of manifest illegality, shall be exempt from the requirement to refrain therefrom.
Kreditne ustanove se ne sme prisiliti k prenehanju poslovnega razmerja ali jim prepovedati vstop v poslovno razmerje, če ne morejo izpolniti vseh začasnih postopkov KYC – če so zmožne izpolnjevati te zahteve po razumnem časovnem obdobju.
Credit institutions should not be forced to terminate a business relationship or prohibited from entering into a business relationship if they cannot fulfil all KYC procedures on a temporary basis - provided that they are able to comply with those requirements after a reasonable period of time.
Prepoved se uporabi le v primerih, ko kreditne ustanove resnično ne morejo izpolnjevati zahtev KYC.
Only in cases where credit institutions are really unable to comply with KYC requirements, the prohibition shall apply.
Ta položaj je še posebej težaven, če zakonodajalec EU potrdi definicijo „dejanskega lastnika“ iz trenutnega predloga, ker kreditne ustanove ne morejo pridobiti zahtevanih podatkov od podjetij ali javnih registrov.
This situation is especially problematic if the EU legislator confirms the definition of 'beneficial owner' of the current proposal, as credit institutions cannot obtain the required information from companies or public registries.
Kombinacija teh dveh določb bi lahko imela resne neželene učinke na financiranje podjetij (zlasti malih in srednje velikih podjetij) in negativen vpliv na gospodarstvo.
The combination of those two provision could have serious adverse effects on the financing of companies (especially SMEs) and a negative impact on the economy.
Še več: ta določba lahko resno spodkoplje interese organov pregona pri spremljanju poslovnih dejavnosti oseb, za katere se sumi, da so vključene v kazniva dejanja ali teroristične dejavnosti in s tem ovirajo prizadevanja organov po spremljanju takšnih primerov.
Moreover, this provision might seriously undermine the interests of law enforcement and prosecution authorities in monitoring the business activities of persons suspected of being involved in crimes or terrorist activities, and hence frustrate the efforts of the authorities to keep tracking such cases.
Države članice od ustanov ali oseb, zajetih v tej direktivi, zahtevajo skrben pregled poslovanja tako novih kot tudi obstoječih strank, kadar je to potrebno, in na osnovi ocene tveganja.
Member States shall require that institutions and persons covered by this Directive apply the customer due diligence procedures not only to all new customers but also at appropriate times to existing customers on a risk-sensitive basis.
Države članice od ustanov ali oseb, zajetih v tej direktivi, zahtevajo skrben pregled poslovanja tako novih kot tudi obstoječih strank, kadar je to potrebno, katerih podatki so bili prejeti po tem, ko je ta direktiva začela veljati, in na osnovi ocene tveganja.
Member States shall require that institutions and persons covered by this Directive apply the customer due diligence procedures not only to all new customers but also at appropriate times to existing customers whose data have been obtained after entry into force of this Directive on a risk-sensitive basis.
Kot je navedeno zgoraj, bi ta določba zahtevala skrbnost pri podatkih o identifikaciji stranke, ki so obstajali pred začetkom veljavnosti Direktive.
As currently drafted, this provision would require due diligence over customer identification data existing before the entry into force of the Directive.
(a) kreditne in finančne ustanove in neodvisni pravni strokovnjaki iz držav članic ali tretjih držav izvajajo zahtevane ukrepe proti pranju denarja v skladu z mednarodnimi standardi in so obenem podvrženi nadzoru glede spoštovanja teh zahtev;
(a) credit and financial institutions and independent legal professionals from the Member States, or from third countries provided that they are subject to requirements to combat money laundering consistent with international standards and are supervised for compliance with those requirements;
Predlog spremembe položaj kreditnih in finančnih ustanov enači s položajem pravnih strokovnjakov, v primeru katerih bi sicer prišlo do diskriminacije.
The amendment equalises the position as between credit and financial institutions and legal professionals which would otherwise be discriminatory.
Odvetniku mora biti dovoljeno, da se zanaša na potrebno skrbnost, s katero ravna drugi pravni strokovnjak iz tretje države v skladu z mednarodnimi predpisi.
There is absolutely no reason why a lawyer should not be allowed to rely on due diligence carried out by another legal professional in a third country that complies with international standards.
Člen 10, odstavek 3, točka (c a) (novo)
Article 10, paragraph 3, point (c a) (new)
(ca) financiranje zavarovalnih premij;
(ca) insurance premium funding;
Financiranje zavarovalnih premij ima zelo nizko tveganje pranja denarja.
Insurance premium funding carries a very low money-laundering risk.
Mnogi zavarovanci zahtevajo, da se zavarovalne premije za vozilo, hišo in posle plačajo v celoti na začetku zavarovalnega obdobja.
Many insurers require that motor, home and businesses insurance premiums are paid in full at the beginning of the insurance period.
Posojilodajalci so pripravljeni nakazati celoten znesek premije zavarovalnemu posredniku ali zavarovancu, posamezniki ali podjetja pa lahko vrnejo posojilo po obrokih.
Lenders are prepared to advance the full premium amount to the insurance broker or insurer and the individuals or businesses repay the loan by instalments.
Če se zavarovanje prekliče in s tem posojilo, se kakršna koli vrnitev premije izplača posojilodajalcu in ne posamezniku ali podjetju, ki sklene zavarovanje.
Should the insurance be cancelled, and therefore the loan, any return of premium due is repaid to the lender, not to the individual or business that takes out the insurance.
Za posojilo, ki je vezano na premijo, se mora dovoliti izvzetje, ker je tveganje pranja denarja zelo nizko.
The loan that is linked to the premium should be eligible for the exemption, as the money-laundering risk is very low
(a) ugotavljanje identitete stranke s pomočjo spremljajočih dokumentov, podatkov ali informacij ;
(a) measures such as ensuring that the customer's identity is established by additional documents, data or information ;
Razvrstitev vseh transakcij, ki niso neposredne, saj visoko tveganje ne upošteva profilov tveganja posameznih izdelkov in je v nasprotju s ciljem Direktive po pristopu, ki bi bolj temeljil na tveganju.
The classification of all non face-to-face transactions as high risk does not take into consideration the risk profiles of individual products and contradicts the Directive's aim of a more risk-based approach.
Posojilodajalci bi morali biti sposobni elektronsko preveriti identiteto.
Lenders should be able to continue to verify identity by electronic means.
Zahteva po dodatnih listinskih dokazilih bi pomenila bistveno povečanje upravnega bremena in dodatna tveganja za varnost (pri listinah, poslanih prek nezanesljivih poštnih sistemov).
The requirement for additional documentary evidence would impose a significant increase in the administrative burden and pose additional security risks (with documents sent via unreliable postal systems).
Mnogi posojilodajalci so veliko naložili v razvoj elektronskega sistema za preverjanje.
Many lenders have invested heavily in the development of electronic verification systems.
Če bi se elektronski postopki preverjanja umaknili v korist ročnih pregledov, bi stranke utrpele veliko nepotrebnih neprijetnosti.
If electronic checking processes were scaled back in favour of manual checks customers would suffer a great deal of unnecessary inconvenience.
Člen 11, odstavek 1, točka (b)
Article 11, paragraph 1, point (b)
(b) dopolnilne ukrepe za preverjanje ali potrditev predloženih listin, ali pa dodatno potrditev s strani ustanov, zajetih v tej direktivi;
(b) supplementary measures to verify or certify the documents supplied, or requiring confirmatory certification by an institution covered by this Directive;
(b) dopolnilne ukrepe za preverjanje ali potrditev predloženih listin, ali pa dodatno potrditev s strani ustanov ali oseb , zajetih v tej direktivi;
(b) supplementary measures to verify or certify the documents supplied, or requiring confirmatory certification by an institution or person covered by this Directive;