natgillin/translations-raw huggingface dataset:
- Tom Lake, predsednik članov skupine Equitable Members' Action Group
- Tom LAKE, Chairman of the Equitable Members' Action Group
- Paul Braithwaite, generalni sekretar akcijske skupine Equitable Members' Action Group (vlagatelj peticije)
- Paul BRAITHWAITE, General Secretary of the Equitable Members' Action Group, (petitioner)
- Elemér Terták, Evropska komisija, GD Markt, direktor finančnih institucij
- Elemér TERTÁK, European Commission DG Markt, Director for Financial Institutions
- Karel Van Hulle, Evropska komisija, GD Markt, vodja enote za zavarovanje in pokojnino
- Karel VAN HULLE, European Commission, DG Markt, Head of the Insurance and Pensions Unit
- Alan Beverly, Evropska komisija, GD Markt, enota za zavarovanje in pokojnino
- Alan BEVERLY, European Commission, DG Markt, Insurance and Pensions Unit
Seja z dne 25. aprila 2006:
Meeting of 25 April 2006:
- Michael Josephs, svetovalec Združenja vlagateljev
- Michael JOSEPHS, Adviser to Investor's Association
- Beatrice Knowd, zavarovanka z Irske
- Beatrice KNOWD, Irish policyholder
- Patrick Knowd, zavarovanec z Irske
- Patrick KNOWD, Irish policyholder
- Nicolas Bellord, zavarovanec (vlagatelj peticije)
- Nicolas BELLORD, policyholder (petitioner)
- Paul Weir, predsednik akcijske skupine Late Contributors Action Group
- Paul WEIR, Chairman of the Late Contributors Action Group
- Charles Thomson, glavni izvršni direktor, Equitable Life Assurance Society
- Charles THOMSON, Chief Executive Officer, Equitable Life Assurance Society
Izjave prič, ki so povezane predvsem s tistimi deli odbora, ki so pristojni za domnevne kršitve ali nepravilnosti pri izvajanju Direktive EU o življenjskem zavarovanju, regulativno ureditev Združenega kraljestva v zvezi z družbo Equitable Life ter status zahtevkov in pravnih sredstev, ki so na voljo zavarovancem.
The statements made by witnesses primarily related to those parts of the Committee's mandate concerned with alleged contraventions or maladministration in the application of the EU Life Assurance Directives, the UK regulatory regime in respect of Equitable Life and the status of claims and remedies available to policyholders.
Priče, povabljene na prihodnja zaslišanja
Witnesses invited for future hearings
Zakonodajalci iz Združenega kraljestva:
UK Regulators:
Chris Daykin, vodja vladnega oddelka za zavarovalniško statistiko (GAD)
- Mr. Chris DAYKIN, Head of the Government Actuary's Department (GAD)
Irski zakonodajalec (IFSRA – Irski regulativni organ za finančne storitve):
Irish Regulator (IFSRA):
Mary O'Dea, direktor oddelka za potrošnike
- Mrs. Mary O'DEA, Consumer Director
Nemški zakonodajalec (BaFin – Zvezna ustanova za nadzorovanje finančnih storitev):
German Regulator (BaFin):
- John McFall, poslanec, vodja odbora zakladnice spodnjega doma Združenega kraljestva
- John McFall MP, Chair of the UK House of Commons Treasury Committee
- Tony Wright, poslanec, vodja odbora Parlamentarne skupščine spodnjega doma Združenega kraljestva
- Tony Wright MP, Chair of the UK House of Commons PA committee
- Ann Abraham, parlamentarni varuh človekovih pravic v Združenem kraljestvu
- Ann Abraham, UK Parliamentary Ombudsman
- Walter Merricks, FOS (služba finančnega varuha)
- Walter Merricks, FOS
- Stephen Hadrill, generalni sekretar ABI (združenje britanskih zavarovateljev)
- Stephen Hadrill, Secretary-General of ABI
- Daniel Schanté, generalni direktor CEA (Evropski zavarovalni odbor)
- Daniel Schanté, director-general CEA
- Peter Scawen, „Skupina ujetih rentnikov“ (Trapped Annuitants Group)
- Peter Scawen, Trapped Annuitants Group
- Liz Dolan, novinarka pri Sunday Telegraph
- Liz Dolan, journalist Sunday Telegraph
- Martin McElwee, avtor poročila „Leviathan“
- Martin McElwee, author of 'Leviathan' report
- Colin Slater, računovodska družba Burgess Hodgson
- Colin Slater, Burgess Hodgson accountants
Seznam prejetih pisnih dokazov
List of accepted written evidence
Dokumenti, iz obdobja pred Preiskovalnim odborom, ki se štejejo za pisne dokaze:
Pre-EQUI documents considered as written evidence:
10. poročilo, 2001–02, družba Equitable Life in industrija življenjskega zavarovanja: vmesno poročilo (marec 2001)
10th Report, 2001-02, Equitable Life and the Life Assurance Industry: An Interim Report (March 2001)
6. posebno poročilo, zasedanje 2001–02: odgovor vlade na prej navedeno poročilo (oktober 2001)
6th Special Report, Session 2001-02: Government response to the above (October 2001)
(FST) domu 8. marca 2004 in poznejše zaslišanje
Text of the Financial Secretary's (FST) statement to the House on 8 March 2004, and subsequent questioning
dokazi lorda Penrosa in FST 16. marca 2004
Evidence from Lord Penrose and the FST on 16 March 2004
„Obnova zaupanja v dolgoročno varčevanje“ (8. poročilo, zasedanje 2003–04, julij 2004)
"Restoring Confidence in long-term savings" (8th Report, session 2003-04, July 2004)
Združenega kraljestva o dokumentih družbe ELS
UK Ombudsman on ELS documents
seznam datotek Odbora za peticije o družbi Equitable Life
List of files from the Petitions Committee on Equitable Life
peticija 0611/2004 in
Petition 0611/2004 and
priloga k peticiji 0611/2004
annex to petition 0611/2004
peticija 0029/2005 in
Petition 0029/2005 and
priloga k peticiji 0029/2005
annex to petition 0029/2005
obvestilo članom o peticijah 0611/2004 in 0029/2005
Notice to Members on petitions 0611/2004 and 0029/2005
memorandum varuha človekovih pravic Združenega kraljestva za Evropski parlament
Memorandum to the EP from the UK Ombudsman
Direktiva 2002/83/ES Evropskega parlamenta in Sveta z dne 5. novembra 2002 v zvezi z življenjskim zavarovanjem
Directive 2002/83/EC of the European Parliament and of the Council of 5 November 2002 concerning life assurance
memorandum o soglasju med FSA in FOS
Memorandum of understanding between the FSA and the FOS
Dokumenti, uradno predloženi Preiskovalnemu odboru kot pisni dokazi:
Documents officially submitted to EQUI as written evidence:
dokument Michaela Nassima: „Pravična ocena pravilnosti in napak “
Paper by Michael Nassim: "An equitable assessment of rights and wrongs"
dokument Michaela Nassima: „Equitable Life: Penrose in ostali – anatomija goljufije “
Paper by Michael Nassim: "Equitable Life: Penrose and Beyond - Anatomy of a fraud"
Izmenjava informacij z Evropsko komisijo
Information exchanges with the European Commission
Evropska komisija je zahtevala informacije v zvezi s prenosom in izvajanjem tretje Direktive o življenjskem zavarovanju v Združenem kraljestvu in drugih državah članicah.
Information was requested from the European Commission regarding the transposition and implementation of the 3LD in the UK and other Member States.
To vključuje tako imenovana poročila o izvajanju in tudi preglede teh poročil.
This includes the so-called implementation reports as well as the reviews of those implementation reports.
Razen tega je preiskovalni odbor od Evropske komisije zahteval predložitev popolnega seznama vseh dokumentov v zvezi z afero družbe ELS, ki jih ima, in tudi seznama postopkov za ugotavljanje kršitev, ki so bili vzpostavljeni z državami članicami, razen z Združenim kraljestvom, v zvezi s tretjo Direktivo o življenjskem zavarovanju.
In addition, the European Commission was also asked to provide EQUI with a complete list of all documents related to the ELS affair in its possession as well as a list of the infringement procedures that had been opened with Member States other than the UK with regards to the 3LD.
Komisija je v odgovor predložila zasebno raziskavo izvajanja tretje Direktive o življenjskem zavarovanju, raziskavo družbe Wilde Sapte in devet korelacijskih poročil posameznih držav.
The Commission responded by sending the private study commissioned into the implementation of the 3LD, the Wilde Sapte study, as well as nine individual country correlation reports.
Predložila je tudi seznam ustreznih postopkov za ugotavljanje kršitev.
It also sent a list of relevant infringement proceedings.
Srečanje s člani osebja parlamentarnega varuha človekovih pravic Združenega kraljestva 29. marca 2006 v Londonu
Meeting with members of staff of the UK Parliamentary Ombudsman on 29 March 2006 in London
Poročevalec se je 29. marca sestal s člani osebja parlamentarnega varuha človekovih pravic Združenega kraljestva, ki zdaj izvaja preiskavo domnevnih nepravilnosti organov Združenega kraljestva pri urejanju družbe Equitable Life.
The rapporteur on 29 March met with members of staff from the UK Parliamentary Ombudsman, who is currently conducting an inquiry into alleged maladministration by UK authorities in the regulation of Equitable Life.
Glavni namen sestanka je bila razprava med drugim o obsegu in časovni razporeditvi ustreznih raziskav ter o sodelovanju med preiskovalnim odborom in varuhom človekovih pravic.
The main purpose of the meeting was to discuss, among other issues, the scope and timing of the respective inquiries and the cooperation between the Committee of Inquiry and the Ombudsman.
Ob tej priložnosti je poročevalec poudaril, da je zaželeno, da se preiskovalni odbor seznani z ugotovitvami varuha človekovih pravic, preden zaključi svoje delo.
On this occasion, the rapporteur pointed out that it would be desirable for the Committee of Inquiry to know the Ombudsman's findings before the Committee finalises its work.
Osebje varuha človekovih pravic je potrdilo, da bo končno poročilo objavljeno pred koncem leta 2006, predvidoma v novembru.
The Ombudsman's staff confirmed that the final report will be published before the end of 2006, presumably in November.
Osnutek poročila bo predvidoma pripravljen do julija in bo poslan predstavniku pritožnikov in vladi Združenega kraljestva, da izrazita svoje mnenje.
A draft report is expected to be ready by July and will be sent to both a representative of the complainants and the UK government for comment.
Poročevalec je razpravljal o mogočih načinih sodelovanja med varuhom človekovih pravic Združenega kraljestva in odborom pred objavo poročila varuha človekovih pravic.
The rapporteur discussed possible ways of cooperation between the UK Ombudsman and the Committee prior to the publication of the Ombudsman's report.
Postavljeno je bilo vprašanje, ali bi bil varuh človekovih pravic pripravljen deliti informacije in katere.
It was asked whether and which kind of information the Ombudsman would be willing to share.
Na primer, varuh človekovih pravic je že izvedel podrobno analizo regulativnega sistema o življenjskem zavarovanju v Združenem kraljestvu, ki jo mora v okviru svojega mandata izvesti tudi Preiskovalni odbor.
For instance, the Ombudsman has already carried out a detailed analysis of the UK regulatory system on life assurance, something which the Committee of Inquiry is also required to do under its mandate.
Vendar je osebje varuha človekovih pravic opozorilo, da varuh človekovih pravic nima pooblastil za razkrivanje informacij, pridobljenih s preiskavo, razen v končnem poročilu.
However, it was underlined by the Ombudsman's staff that the Ombudsman is not empowered to disclose any information obtained in the course of her investigation other than through her final report.
Zaradi posebnega pomena, ki ga ima poročilo varuha človekovih pravic za delo Odbora, poročevalec predlaga, da odbor do prejetja končnega poročila ne oblikuje sklepov.
Given the particular relevance of the Ombudsman's report for the Committee's work, the Rapporteur suggests that the Committee should wait until it is finalised before drawing its own conclusions.
Orodje za člane
Tools for Members
Za člane odbora so bili oblikovani glosar specializiranih zavarovalniških izrazov in izrazov v zvezi z družbo ELS ter pojasnjevalna opomba o regulativni strukturi Združenega kraljestva ter opomba o obsegu in pooblastilih Preiskovalnega odbora Evropskega parlamenta.
A glossary of specialized insurance and ELS-related terms has been produced for the benefit of the committee's Members, as well as a background note on the regulatory structure of the UK and a note on the Scope and powers of a European Parliament Committee of Inquiry.
Ukrepi, ki se izvajajo
Ongoing actions
Izvaja se analiza celotnega regulativnega okvira in predpisov EU za zavarovalniški sektor.
An analysis of the overall EU legislative and regulatory framework for the insurance sector is currently under way;
Preučujejo se ustrezne direktive EU, da se jasno potrdi, katere določbe se uporabljajo za primer družbe ELS.
The relevant EU directives are being studied in order to clearly ascertain which provisions apply to the ELS situation.
Ko je to ugotovljeno, je treba podrobno preučiti določbe nacionalne zakonodaje Združenega kraljestva, ki naj bi uveljavljale prej opredeljene zahteve direktiv v zvezi z družbo ELS, da se oceni, ali so bile prenesene v celoti in pravočasno.
Once this has been established, the provisions of UK national law intended to give effect to the previously identified ELS-relevant requirements of the directives must be examined in detailed to evaluate whether they were transposed in a full and timely manner;
Raziskava 1. dela mandata : Da bi pomagali pri prej omenjeni nalogi je preiskovalni odbor zaprosil za nasvet zunanje strokovnjake.
Study on part 1 of mandate : In order to help with the previously mentioned task, EQUI requested the advice of external experts.
Za ta namen je bila izvedena primerjalna raziskava v okviru proračuna strokovnega znanja odbora.
For this purpose, a comparative study was commissioned under the Committee's expertise budget.
Strokovnjaki so morali preučiti, kako so bile določbe o bonitetnem nadzoru in poslovnih pravilih življenjskih zavarovalnic, kot je določeno v ustreznih direktivah EU, prenesene v zakonodajo Združenega kraljestva.
The experts have been asked to examine how the provisions on prudential supervision and conduct of business rules of life assurance undertakings as laid down in the relevant EU Directives were transposed into UK law.
Raziskava bo za vsako od teh določb opredelila enakovredne določbe Združenega kraljestva in s tabelo prenosa pokazala, kdaj so začele veljati.
The study will identify for each of those provisions the matching UK provisions and indicate when they entered into force, by way of a transposition table.
Prenos v Združeno kraljestvo se bo potem primerjal z izvedbeno zakonodajo na Irskem, v Nemčiji in Španiji.
The transposition in the UK will then be compared to implementing legislation in Ireland, Germany and Spain.
Raziskava 2. dela mandata: Da se svetuje članom pri pravnih in postopkovnih vprašanjih v zvezi s tem delom mandata ter da se zbere in analizira ustrezno osnovno gradivo, je Preiskovalni odbor naročil zunanjo raziskavo regulativnih ureditev Združenega kraljestva v zvezi z bonitetnim nadzorom in poslovnimi pravili življenjskih zavarovalnic v okviru primera družbe Equitable Life.
Study on part 2 of mandate: To advise members on legal and procedural issues related to this part of the mandate, as well as to collect and analyze relevant background material, the Committee of Inquiry has commissioned an external study on the UK regulatory arrangements related to both prudential supervision and conduct of business rules of life assurance undertakings, seen in the context of the Equitable Life case.
Primerjalni pristop mora vključevati zakonodajalce na področju financ z Irske, Nemčije in Španije ter druge ustrezne primere prenosa in urejanja v državah članicah EU.
The comparative approach should include financial regulators in Ireland, Germany and Spain, and other relevant examples of transposition and regulation in EU Member States.
Rezultati raziskave, ki bodo predstavljeni do konca julija 2006, bodo vključeni v ugotovitve končnega poročila.
The results of the study, to be presented by the end of July 2006 will be included in the findings of the final report.
Raziskava 3. dela mandata: Odbor je sprožil razpisni postopek za „primerjalno raziskavo o ustreznosti pravnih sredstev, ki so v okviru zakonodaje Združenega kraljestva in zakonodaje EU na voljo zavarovancem iz Združenega kraljestva in drugih držav članic v zvezi z afero družbe Equitable Life“.
Study on part 3 of the mandate: the Committee has launched a tendering procedure for a "comparative study on the adequacy of remedies available under UK and EU law for policy-holders from the UK and other Member States in the context of the Equitable Life affair".
Raziskava bo zagotovila popoln seznam obstoječih sodnih in izvensodnih sistemov pravnih sredstev, ki so na voljo v okviru zakonodaj Združenega kraljestva in EU, ter kakovostno ocenila njihovo ustreznost.
The study will provide a complete list of existing judicial and non-judicial remedy schemes available under UK and EU law and give a qualitative judgment of their adequacy.
Spletna stran: Vzpostavljena je bila spletna stran preiskovalnega odbora, ki deluje od 16. februarja 2006.
Website: A website for the EQUI committee has been set up and has been operational since 16 February 2006.
Na njej lahko državljani in člani najdejo vse ustrezne informacije in tudi različne sezname stikov, kot so sekretariat odbora, svetovalci politične skupine, ter druge uporabne informacije.
In it citizens and Members alike can find all relevant information as well as different contact lists such as the committee secretariat, political group' advisers and other useful information.
Člani redno prejemajo elektronska sporočila o posodobitvah spletne strani.
Emails are regularly sent to Members with the updates to the website.
O obstoju strani je bil obveščen tudi tisk v Bruslju.
The Brussels-based press has also been informed of its existence.
Namen spletne strani je omogočiti, da je delo odbora čim bolj pregledno za javnost, ne da bi to vplivalo na ohranjanje zaupnosti, kjer je potrebna.
The purpose of the website is to allow the work of the committee be as transparent as possible for the public, without prejudice of preserving confidentiality where it is required.
Sekretariat preiskovalnega odbora redno posodablja spletno stran za zagotovitev, da so na voljo vsi ustrezni dokumenti (ustni in pisni dokazi, osnovni dokumenti in dnevni redi) ter delovni dokumenti.
The EQUI secretariat keeps the website updated to be sure that all relevant documents (oral and written evidence, background documents, and agendas) and Working Documents are available.
Člani lahko prispevajo k spletni strani tako, da predlagajo vključitev dokumentov ali povezav, če tako želijo.
Members can also contribute to the web proposing that documents or links be added if they wish to.
Na spletni strani je na voljo tudi dobesedni zapisnik vsakega zaslišanja odbora.
The verbatim transcript of each committee hearing is also posted on the website.
Povezava na spletno stran:
Link to website:
Kriza družbe „Equitable Life Assurance Society“
Crisis of the equitable Life Assurance Society
o pobudi Kraljevine Nizozemske z namenom sprejetja Sklepa Sveta o okrepitvi čezmejnega policijskega sodelovanja ob dogodkih, ki se jih udeleži veliko število ljudi iz več držav članic in na katerih je policijska dejavnost namenjena predvsem vzdrževanju javnega reda in miru ter javne varnosti, preprečevanju kaznivih dejanj in boju proti njim
on the initiative by the Kingdom of the Netherlands with a view to the adoption of a Council Decision on strengthening cross-border police cooperation with regard to meetings attended by large numbers of people from more than one Member State, at which policing is primarily aimed at maintaining law and order and security and preventing and combating criminal offences
MANJŠINSKO MNENJE........................................................................................................12
MINORITY OPINION.............................................................................................................12
– ob upoštevanju pobude Kraljevine Nizozemske (6930/2005)
– having regard to the initiative by the Kingdom of the Netherlands (6930/2005)
UL C 101, 27.4.2005, str.
OJ C 101, 27.4.2005, p.
– ob upoštevanju člena 34(2)(c) Pogodbe o EU,
– having regard to Article 34(2)(c) of the EU Treaty,
– ob upoštevanju člena 39(1) Pogodbe o EU, v skladu s katerim se je Svet posvetoval s Parlamentom ( C6‑0117/2005 ),
– having regard to Article 39(1) of the EU Treaty, pursuant to which the Council consulted Parliament ( C6‑0117/2005 ),
– ob upoštevanju poročila Odbora za državljanske svoboščine, pravosodje in notranje zadeve ( A6‑0222/2006 ),
– having regard to the report of the Committee on Civil Liberties, Justice and Home Affairs ( A6‑0222/2006 ),
(3a) Podlaga za ta sklep so sklepi Sveta z dne 13. julija 2001 o varnosti sestankov Evropskega sveta in drugih primerljivih dogodkov.
(3a) The basis for this decision is the Council Conclusions of 13 July 2001 on security at European Council meetings and other comparable events.
Cilj predloga je vzpostaviti čim učinkovitejše stike med organi pregona v različnih državah članicah, njegova podlaga pa so sklepi Sveta z dne 13. julija 2001.
The objective of this proposal is to make contacts between the law enforcement authorities in the different Member States as effective as possible, and it has its basis in the Council Conclusions of 13 July 2001.
(3b) Ta sklep temelji na ureditvi, predvideni v Skupnem ukrepu 97/339/PNZ z dne 26. maja 1997 o sodelovanju na področju javnega reda in miru ter varnosti 1 , ki ga je Svet sprejel na podlagi člena K.3 Pogodbe o Evropski uniji, ter v Resoluciji Sveta z dne 29. aprila 2004 o varnosti sestankov Evropskega sveta in drugih primerljivih dogodkov 2 .
(3b) This decision builds on the arrangements provided for in Joint Action 97/339/JHA of 26 May 1997 adopted by the Council on the basis of Article K.3 of the Treaty on European Union with regard to cooperation on law and order and security 1 and the Council Resolution of 29 April 2004 on security at European Council meetings and other comparable events 2 .
1 UL L 147, 5.6.1997, str.
1 OJ L 147, 5.6.1997, p.
2 UL C 116, 30.4.2004, str.18.
2 OJ C 116, 30.4.2004, p.18.
Predlog temelji na ureditvi, predvideni v skupnem ukrepu z dne 26. maja 1997 ter resoluciji Sveta z dne 29. aprila 2004, zato da bi v tem okviru omogočili čim bolj učinkovito izmenjavo informacij.
This proposal builds on the arrangements provided for in the Joint Action of 26 May 1997 and the Council Resolution of 29 April 2004 with a view to making the exchange of information provided for within that framework as effective as possible.
(4) Glede na tak razvoj dogodkov je primerno na podlagi prejšnjih pobud 1 okrepiti mednarodno policijsko sodelovanje na omenjenem področju.
(4) In the light of that trend, and following on from earlier initiatives 1 , it is necessary to step up international police cooperation in this area.
1 Resolucija Sveta z dne 29. aprila 2004 o varnosti sestankov Evropskega Sveta in drugih primerljivih dogodkov (UL C 116, 30.4.2004, str.
1 Council Resolution of 29 April 2004 on security at European Council meetings and other comparable events (OJ C 116, 30.4.2004, p.
(4) Glede na tak razvoj dogodkov je primerno na podlagi prejšnjih pobud okrepiti mednarodno policijsko sodelovanje na omenjenem področju ob upoštevanju načel sorazmernosti in subsidiarnosti ter v skladu z evropskimi predpisi o varstvu zasebnosti.
(4) In the light of that trend, and following on from earlier initiatives, it is necessary to step up international police cooperation in this area , in accordance with the proportionality and subsidiarity principles and in compliance with European rules on the protection of privacy .
Uvodna izjava 3b se že nanaša na resolucijo Sveta.
Recital 3b already refers to the Council Resolution.
Poleg tega je treba poudariti, da predlagani ukrepi nikakor ne smejo biti v nasprotju z načeli sorazmernosti in subsidiarnosti ali z evropskimi predpisi o varstvu zasebnosti.
Furthermore, it should be emphasised that the proposed measures may on no account contravene the proportionality and subsidiarity principles or European rules on the protection of privacy.
(5) Schengenski pravni red ne ponuja zadostnih možnosti za učinkovito izvajanje čezmejne pomoči –
(5) The possibilities afforded by the Schengen acquis are insufficient to ensure effective cross border assistance,
Sklicevanje na schengenski pravni red tukaj ni potrebno.
It is unnecessary to refer to the Schengen acquis in this connection.