natgillin/translations-raw huggingface dataset:
(b) zahtevanemu minimalnemu kapitalu za pozavarovalnice, kakor je določeno v členu 37 te direktive.
(b) the required solvency margin for reinsurance undertakings as laid down in Article 37 of this Directive.
Vendar pa se pogoj iz člena 37(6)(b) te direktive, da se vzpostavi rezervacija za starost, lahko nadomesti z zahtevo, da se posel opravlja na skupinski osnovi.
However, the condition contained in Article 37(6)(b) of this Directive that a provision be set up for increasing age may be replaced by a requirement that the business be conducted on a group basis.
Za pozavarovanje zavarovanja s kapitalizacijo izplačil iz člena 2(2)(b) Direktive 2002/83/ES je zahtevani minimalni kapital enak 4 % matematičnih rezervacij, izračunanih v skladu z odstavkom 2(a) tega člena.
For reinsurance of capital redemption operations referred to in Article 2(2)(b) of Directive 2002/83/EC, the required solvency margin shall be equal to 4% of the mathematical provisions calculated in compliance with paragraph 2(a) of this Article.
Za pozavarovanje tontinov iz člena 2(2)(a) Direktive 2002/83/ES je zahtevani minimalni kapital enak 1 % njihovih sredstev.
For reinsurance of tontines, referred to in Article 2(2 )( a) of Directive 2002/83/EC, the required solvency margin shall be equal to 1% of their assets.
Za vrste pozavarovanja poslov življenjskega zavarovanja iz člena 2(1)(a) in (b) Direktive 2002/83/ES, vezane na enote investicijskih skladov, ter za posle iz člena 2(2)(c), (d) in (e) Direktive 2002/83/ES je zahtevani minimalni kapital enak vsoti naslednjega:
For reinsurance classes of assurances business covered by Article 2(1)(a) and (b) of Directive 2002/83/EC linked to investment funds and for the operations referred to in Article 2(2)(c), (d) and (e) of Directive 2002/83/EC, the required solvency margin shall be equal to the sum of the following:
(a) če pozavarovalnica prevzema naložbeno tveganje, 4 % zavarovalno-tehničnih rezervacij, izračunanih v skladu z odstavkom 2(a) tega člena;
(a) in so far as the reinsurance undertaking bears an investment risk, 4% of the technical provisions, calculated in compliance with paragraph 2(a) of this Article;
(b) če pozavarovalnica ne prevzema naložbenega tveganja, ampak se porazdelitev za kritje stroškov upravljanja določi za obdobje, daljše od petih let, 1 % zavarovalno-tehničnih rezervacij, izračunan v skladu z odstavkom 2(a) tega člena;
(b) in so far as the reinsurance undertaking bears no investment risk but the allocation to cover management expenses is fixed for a period exceeding five years, 1% of the technical provisions, calculated in compliance with paragraph 2(a) of this Article;
(c) če pozavarovalnica ne prevzema naložbenega tveganja in porazdelitev za kritje stroškov upravljanja ni določena za obdobje, daljše od petih let, znesek, enak 25 % čistih stroškov upravljanja, ki se nanašajo na takšen posel zadnjega poslovnega leta;
(c) in so far as the reinsurance undertaking bears no investment risk and the allocation to cover management expenses is not fixed for a period exceeding five years, an amount equivalent to 25% of the last financial year's net administrative expenses pertaining to such business;
(d) če pozavarovalnica krije smrtno tveganje, 0,3 % rizičnega kapitala, izračunano v skladu z odstavkom 2(b) tega člena.
(d) in so far as the reinsurance undertaking covers a death risk, 0,3% of the capital at risk calculated in compliance with paragraph 2(b) of this Article.
ČLEN 43, ODSTAVEK 5, TOČKA (B)
ARTICLE 43, PARAGRAPH 5, POINT (B)
(b) ne obstaja nikakršen ali neznaten prenos nevarnosti po retrocesijskih pogodbah.
(b) there is no or an insignificant risk transfer under the retrocession contracts.
(b) ne obstaja nikakršen ali omejen prenos nevarnosti po retrocesijskih pogodbah.
(b) there is no or a limited risk transfer under the retrocession contracts.
NASLOV IIIa (novo) in ČLEN 44 A (novo)
TITLE IIIa (new) and ARTICLE 44 A (new)
NASLOV IIIa – DOLOČBE V ZVEZI S KONČNIM POZAVAROVANJEM IN DRUŽBAMI S POSEBNIM NAMENOM
TITLE IIIa – PROVISIONS RELATING TO FINITE REINSURANCE AND SPECIAL PURPOSE VEHICLES
Člen 44a – Končno pozavarovanje
Article 44a – Finite Reinsurance
Matična država članica lahko določi posebne določbe o opravljanju končnih pozavarovalnih dejavnosti v zvezi z:
The home Member State may lay down specific provisions concerning the pursuit of finite reinsurance activities regarding:
– obveznimi pogoji za vključitev v vse izdane pogodbe;
- mandatory conditions for inclusion in all contracts issued;
– dobrimi upravnimi in računovodskimi postopki, ustreznimi mehanizmi notranjega nadzora in zahtevami obvladovanja tveganja;
- sound administrative and accounting procedures, adequate internal control mechanisms and risk management requirements;
– računovodskimi in previdnostnimi zahtevami ter zahtevami po statističnih podatkih;
- accounting, prudential and statistical information requirements;
– vzpostavitvijo zavarovalno-tehničnih določb za zagotovitev njihove ustreznosti, zanesljivosti in nepristranskosti;
- the establishment of technical provisions to ensure that they are adequate, reliable and objective;
– naložbami sredstev, ki pokrivajo zavarovalno-tehnične rezervacije za zagotavljanje upoštevanja vrste posla, ki ga opravlja pozavarovalnica, predvsem narave, zneska in trajanja pričakovanih zneskov škode, na tak način, da zagotovi likvidnost, varnost, kakovost, donosnost in ujemanje sredstev;
- investment of assets covering technical provisions in order to ensure that they take account of the type of business carried on by the reinsurance undertaking, in particular the nature, the amount and the duration of the expected claims payments, in such a way as to secure sufficiency, liquidity, security, profitability and matching of its assets;
– pravili, povezanimi z razpoložljivim minimalnim kapitalom, zahtevanim minimalnim kapitalom in minimalnim zajamčenim kapitalom, ki ga pozavarovalnica ohrani glede na končne pozavarovalne dejavnosti.
- rules relating to available solvency margin, required solvency margin and the minimum guarantee fund that the reinsurance undertaking shall maintain in respect of finite reinsurance activities.
Države članice v korist preglednosti Komisijo nemudoma obvestijo o besedilu vseh ukrepov, ki jih določa njihova nacionalna zakonodaja za namene odstavka 1.
In the interests of transparency, Member States shall communicate the text of all measures laid down by their national law for the purposes of paragraph 1 to the Commission without delay.
ČLEN 44 B (novo)
ARTICLE 44 B (new)
Člen 44b – Družbe s posebnim namenom (SPV), ki prevzemajo tveganja zavarovalnic in pozavarovalnic
Article 44b – Special Purpose Vehicles ( SPVs ) that assume risks from insurance or reinsurance undertakings
Kjer država članica sklene, da na svojem ozemlju dovoli ustanavljanje družb s posebnim namenom v smislu te direktive, zahteva predhodno uradno dovoljenje zanje.
Where a Member State decides to allow the establishment within its territory of special purpose vehicles within the meaning of this Directive, it shall require prior official authorisation thereof.
Država članica, v kateri je ustanovljena družba s posebnim namenom, določi pogoje, pod katerimi se izvajajo dejavnosti takšnega podjetja.
The Member State where the special purpose vehicle is established shall lay down the conditions under which the activities of such an undertaking shall be carried on.
Še zlasti pa ta država članica določi pravila v zvezi s:
In particular, that Member State shall lay down rules regarding:
– področjem uporabe dovoljenja; obveznimi pogoji za vključitev v vse izdane pogodbe;
-scope of authorisation; mandatory conditions for inclusion in all contracts issued;
– dobrim slovesom in potrebno strokovno usposobljenostjo oseb, ki vodijo družbe s posebnim namenom;
-good repute and appropriate professional qualifications of persons running the special purpose vehicle;
– ustreznimi zahtevami za delničarje ali člane, ki imajo kvalificirani delež v družbi s posebnim namenom;
-fit and proper requirements for shareholders or members having a qualifying holding in the special purpose vehicle;
– dobrimi upravnimi in računovodskimi postopki, ustreznimi mehanizmi notranjega nadzora in zahtevami obvladovanja tveganja;
-sound administrative and accounting procedures, adequate internal control mechanisms and risk management requirements;
– računovodskimi in previdnostnimi zahtevami ter zahtevami po statističnih podatkih;
-accounting, prudential and statistical information requirements;
– pravili o zahtevah glede minimalnega kapitala družb s posebnim namenom.
-rules relating to solvency requirements of special purpose vehicles.
Države članice v korist preglednosti Komisijo nemudoma obvestijo o besedilu vseh ukrepov, ki jih določa njihova nacionalna zakonodaja za namene odstavka 2.
In the interests of transparency, Member States shall communicate the text of all measures laid down by their national law for the purposes of paragraph 2, to the Commission without delay.
Pristojni organi držav članic obvestijo Komisijo:
The competent authorities of the Member States shall inform the Commission:
Pristojni organi držav članic obvestijo Komisijo in pristojne organe drugih držav članic :
The competent authorities of the Member States shall inform the Commission and the competent authorities of the other Member States :
a) o kakršni koli izdaji dovoljenja neposrednemu ali posrednemu hčerinskemu podjetju enega ali več matičnih podjetij, ki ga ureja pravo tretje države.
a) of any authorisation of a direct or indirect subsidiary, one or more parent undertakings of which are governed by the laws of a third country.
(a) o kakršni koli izdaji dovoljenja neposrednemu ali posrednemu hčerinskemu podjetju enega ali več matičnih podjetij, ki ga ureja pravo tretje države.
(a) of any authorisation of a direct or indirect subsidiary, one or more parent undertakings of which are governed by the laws of a third country.
(b) vsakokrat, ko takšno matično podjetje pridobi tolikšen delež v pozavarovalnici Skupnosti, da slednja postane njegovo hčerinsko podjetje.
(b) whenever such a parent undertaking acquires a holding in a Community reinsurance undertaking which would turn the latter into its subsidiary.
Komisija v skladu s tem obvesti Odbor za zavarovanja.
The Commission shall inform the Insurance Committee accordingly
Če je dovoljenje izdano neposrednemu ali posrednemu hčerinskemu podjetju enega ali več matičnih podjetij, ki jih ureja pravo tretjih držav, se sestava skupine navede v uradnem obvestilu, ki ga pristojni organi naslovijo na Komisijo.
When authorisation is granted to the direct or indirect subsidiary of one or more parent undertakings governed by the law of third countries, the structure of the group shall be specified in the notification which the competent authorities shall address to the Commission.
Če je dovoljenje iz točke (a) izdano neposrednemu ali posrednemu hčerinskemu podjetju enega ali več matičnih podjetij, ki jih ureja pravo tretjih držav, se sestava skupine navede v uradnem obvestilu, ki ga pristojni organi naslovijo na Komisijo.
When authorisation as referred to in point (a) is granted to the direct or indirect subsidiary of one or more parent undertakings governed by the law of third countries, the structure of the group shall be specified in the notification which the competent authorities shall address to the Commission.
ČLEN 51
ARTICLE 51
Člen 51 – Pravice, ki jih pridobijo obstoječe pozavarovalnice
Article 51 - Rights acquired by existing reinsurance undertakings
Za pozavarovalnice, za katere se uporablja ta direktiva in so pridobile dovoljenje ali bile upravičene za opravljanje dejavnosti pozavarovanja v skladu z določbami držav članic, v katerih so imele svoj sedež pred začetkom veljavnosti te direktive, se šteje, da so skladno s členom 3 pridobile dovoljenje.
Reinsurance undertakings subject to this Directive, which were authorised or entitled to conduct reinsurance business in accordance with the provisions of the Member States in which they have their head offices before the date of entry into force of this Directive shall be deemed to be authorised, in accordance with Article 3.
Vendar zanje velja izpolnjevanje predpisov te direktive glede izvajanja dejavnosti pozavarovanja in zahtev, določenih v členih 6(a), (c), (d), členih 7, 8 in 12 ter členih od 32 do 41 od datuma začetka izvajanja iz člena 61.
However, they shall be subject to fulfilment of the provisions of this Directive concerning the carrying on of the business of reinsurance and to the requirements set out in Articles 6(a), (c), (d), Articles 7, 8 and 12 and Articles 32 to 41 as from the date of implementation referred to in Article 61.
Države članice lahko pozavarovalnicam iz odstavka 1, ki se z dnem začetka veljavnosti te direktive niso v skladu s členi 6 (a), 7, 8 in členi od 32 do 40 dajo na [2 leti] časa po datumu iz člena 61, da izpolnijo te zahteve.
Member States may allow reinsurance undertakings referred to in paragraph 1 which at the date of entry into force of this Directive do not comply with Articles 6 (a), 7, 8 and and Articles 32 to 40 a period of [2 years] after the date referred to in Article 61 in order to comply with these requirements.
ČLEN 52
ARTICLE 52
Člen 52 – Pozavarovalnice, ki končujejo s svojo dejavnostjo
Article 52 - Reinsurance undertakings closing their activity
Za pozavarovalnice, ki so [datum prenosa te direktive, določen v členu 61(1)] prenehale s sklepanjem novih pogodb o pozavarovanju in svoj obstoječi portfelj izključno upravljajo, da bi prenehale s svojo dejavnostjo, se ta direktiva ne uporablja.
Reinsurance undertakings which by [date of transposition of this Directive laid down in Article 61(1)] have ceased to conduct new reinsurance contracts and exclusively administer their existing portfolio in order to terminate their activity shall not be subject to this Directive.
Komisiji pomaga Odbor za zavarovanja, ustanovljen s členom 1 Direktive 91/675/EGS.
The Commission shall be assisted by the Insurance Committee instituted by Article 1 of Directive 91/675/EEC.
Komisiji pomaga Evropski odbor za zavarovanja in poklicne pokojnine, ustanovljen s Sklepom Komisije 2004/9/ES 1 .
The Commission shall be assisted by the European Insurance and Occupational Pensions Committee established by Commission Decision 2004/9/EC 1 .
1 UL L 3, 7.1.2004, str.
1 OJ L 3, 7.1.2004, p.
ČLEN 57, TOČKA 3
ARTICLE 57, POINT 3
Člen 15, odstavka 2 in 3 (Direktiva 73/239/EGS)
Article 15, paragraph 2 and 3 (Directive 73/239/EEC)
(3) V členu 15 se odstavek 3 nadomesti z naslednjim besedilom:
(3) In Article 15, paragraph 3 is replaced by the following:
(3) V členu 15, se odstavka 2 in 3 nadomestita z naslednjim besedilom:
(3) In Article 15, paragraphs 2 and 3 are replaced by the following:
Matična država zahteva, da vsaka zavarovalnica krije zavarovalno-tehnične rezervacije in izravnalno rezervacijo iz člena 15(a) z usklajenimi naložbami v skladu s členom 6 Direktive 88/357/EGS.
The home Member State shall require every insurance undertaking to cover the technical provisions and the equalisation reserve referred to in Article 15 a by matching assets in accordance with Article 6 of Directive 88/357/EEC.
Glede na okoliščine tveganja v Evropski skupnosti morajo biti sredstva lokalizirana v Skupnosti.
In respect of risks situation within the European Community, those assets must be localised within the Community.
Države članice ne zahtevajo, da zavarovalnice lokalizirajo svoja sredstva v neki državi članici.
Member States shall not require insurance undertakings to localise their assets in any particular Member State .
Vseeno pa lahko matična država članica dovoli ohlapnejša pravila o lokalizaciji sredstev.
The home Member State may, however, allow the rules on the localisation of assets to be relaxed.
Države članice za oblikovanje zavarovalno-tehničnih rezervacij ne smejo obdržati ali uvesti sistema bruto pridržanja, ki zahteva zastavitev sredstev za kritje prenosnih premij in škodnih rezervacij pozavarovatelja, če je pozavarovatelj pozavarovalnica, ki je pridobila dovoljenje v skladu z Direktivo 200./../ES [Direktiva o pozavarovanju], ali zavarovalnica, ki je pridobila dovoljenje v skladu s to direktivo ali Direktivo 2002/83/ES.
Member States shall not retain or introduce for the establishment of technical provisions a system of gross reserving which requires pledging of assets to cover unearned premiums and outstanding claims provisions by the reinsurer, when the reinsurer is a reinsurance undertaking authorised in accordance with Directive 200./../EC [reinsurance Directive] or an insurance undertaking or an insurance undertaking authorised in accordance with this Directive or Directive 2002/83/EC.
Države članice za oblikovanje zavarovalno-tehničnih rezervacij ne smejo obdržatio ali uvesti sistema bruto pridržanja, ki zahteva zastavitev sredstev za kritje prenosnih premij in škodnih rezervacij pozavarovatelja, če je pozavarovatelj pozavarovalnica, ki je pridobila dovoljenje v skladu z Direktivo 200./../ES [Direktiva o pozavarovanju], ali zavarovalnica, ki je pridobila dovoljenje v skladu s to direktivo ali Direktivo 2002/83/ES.
Member States shall not retain or introduce for the establishment of technical provisions a system of gross reserving which requires pledging of assets to cover unearned premiums and outstanding claims provisions by the reinsurer, when the reinsurer is a reinsurance undertaking authorised in accordance with Directive 200./../EC [reinsurance Directive] or an insurance undertaking or an insurance undertaking authorised in accordance with this Directive or Directive 2002/83/EC.
Če matična država članica dovoljuje, da so zavarovalno-tehnične rezervacije pokrite z zahtevki do pozavarovateljev, ki niso pozavarovalnica, ki je pridobila dovoljenja v skladu z Direktivo 200./../ES niti zavarovalnica, ki je pridobila dovoljenje v skladu s to direktivo ali Direktivo 2002/83/ES, mora določiti tako dovoljen odstotek .“
When the home Member State allows any technical provisions to be covered by claims against a reinsurer who is neither a reinsurance undertaking authorised in accordance with Directive 200./../EC nor an insurance undertaking authorised in accordance with this Directive or Directive 2002/83/EC, it shall fix the percentage so allowed. '
Če matična država članica dovoljuje, da so zavarovalno-tehnične rezervacije pokrite z zahtevki do pozavarovateljev, ki niso pozavarovalnica, ki je pridobila dovoljenja v skladu z Direktivo 200./../ES niti zavarovalnica, ki je pridobila dovoljenje v skladu s to direktivo ali Direktivo 2002/83/ES, opredeli pogoje za sprejetje takšnih zahtevkov .“
When the home Member State allows any technical provisions to be covered by claims against a reinsurer who is neither a reinsurance undertaking authorised in accordance with Directive 200./../EC nor an insurance undertaking authorised in accordance with this Directive or Directive 2002/83/EC, it shall set the conditions for accepting such claims.'
ČLEN 57, TOČKA 4
ARTICLE 57, POINT 4
(4) Člen 16 se spremeni:
(4) Article 16 is amended as follows:
(a) v odstavku 1, drugi pododstavek, se druga alinea glasi:
(a) in paragraph 1, the second subparagraph, second indent should read:
„– rezerve (zakonske rezerve in proste rezerve), ki ne ustrezajo obveznostim iz zavarovalnih pogodb ali ki so uvrščene kot izravnalne rezervacije;“
'- reserves (statutory and free reserves) not corresponding to underwriting liabilities or classified as equalisation reserves; '
(b) v odstavku 2 se četrti pododstavek nadomesti z naslednjim besedilom
(b) in paragraph 2, the fourth subparagraph is replaced by the following
(4) V členu 16(2) se četrti pododstavek nadomesti z naslednjim besedilom:
(4) Article 16(2), the fourth subparagraph is replaced by the following:
„Razpoložljivi minimalni kapital se zmanjša z naslednjimi postavkami:
'The available solvency margin shall also be reduced by the following items:
– zavarovalnicah v smislu člena 6 te direktive, člena 4 Direktive 2002/83/ES ali člena 1(b) Direktive 98/78/ES Evropskega parlamenta in Sveta,
- insurance undertakings within the meaning of Article 6 of this Directive, Article 4 of Directive 2002/83/EC, or Article 1(b) of Directive 98/78/EC of the European Parliament and of the Council,
– pozavarovalnicah v smislu člena 3 Direktive 200./..ES [ direktiva o pozavarovanju] ali pozavarovalnicah države nečlanice v smislu člena 1(l) Direktive 98/78/ES,
- reinsurance undertakings within the meaning of Article 3 of Directive 200./..EC [reinsurance directive] or non-member-country reinsurance undertakings within the meaning of article 1 (l) of Directive 98/78/EC,
– pozavarovalnicah v smislu člena 3 Direktive 200./..ES [ Direktiva o pozavarovanju] ali pozavarovalnicah države nečlanice v smislu člena 1(l) Direktive 98/78/ES,
- reinsurance undertakings within the meaning of Article 3 of Directive 200./..EC [reinsurance directive] or non-member-country reinsurance undertakings within the meaning of article 1 (l) of Directive 98/78/EC,
– zavarovalnih holdingih v smislu člena 1(i) Direktive 98/78/ES,
- insurance holding undertakings within the meaning of Article 1(i) of Directive 98/78/EC,
– kreditnih institucijah in finančnih institucijah v smislu člena 1(1) in (5) Direktive 2000/12/ES Evropskega parlamenta in Sveta,
- credit institutions and financial institutions within the meaning of Article 1(1) and (5) of Directive 2000/12/EC of the European Parliament and of the Council,
– investicijskih podjetjih in finančnih institucijah v smislu člena 1(2) Direktive Sveta 93/22/EGS in člena 2(4) ter (7) Direktive Sveta 93/6/EGS.
- investment firms and financial institutions within the meaning of Article 1(2) of Council Directive 93/22/EEC and of Article 2(4) and (7) of Council Directive 93/6/EEC.'
ČLEN 57, TOČKA 4 A (novo)
ARTICLE 57, POINT 4 A new)
Člen 16 a, odstavka 3 in 4 (Direktiva 73/239/EGS)
Article 16 a, paragraphs 3 and 4 ( Directive 73/239/EEC)
(4a) V sedmem pododstavku člena 16(a)(3) in v členu 16(a)(4) se doda naslednji pododstavek:
( 4a) In Article 16a (3), seventh subparagraph, and 16a (4), seventh subparagraph, the following shall be added:
„Na zahtevo, ki jo podprto z dokazi zavarovalnica predloži pristojnemu organu matične države članice, in s soglasjem tega organa se lahko izterljive količine družb s posebnim namenom iz člena 44(b) Direktive 200./../ES Evropskega parlamenta in Sveta [Direktiva o pozavarovanju] * tudi odbijejo kot retrocesija“.
"Upon application, with supporting evidence, by the insurance undertaking to the competent authority of the home Member State and with the agreement of that authority, amounts recoverable from Special Purpose Vehicles referred to in Article 44b of Directive 200./.. /EC of the European Parliament and of the Council [reinsurance Directive] * may be deducted as retrocession."
* UL L ... .
* OJ L ... .
ČLEN 57, TOČKA 5
ARTICLE 57, POINT 5
Člen 17 b (Direktiva 73/239/EGS)
Article 17 b ( Directive 73/239/EEC)
Če se Komisija v skladu s členom 56(c) Direktive 200./../ES Evropskega parlamenta in Sveta* [direktiva o pozavarovanju] odloči za povečanje zneskov, ki se uporabljajo za izračun zahtevanega minimalnega kapitala iz člena 37 (3) in (4) te direktive, bodo vse države članice za zavarovalnice s sedežem na njihovem ozemlju uporabile določbe členov 35−39 te direktive glede njihovih dejavnosti pozavarovanja, kadar je izpolnjen eden od naslednjih pogojev:
If the Commission decides, pursuant to Article 56(c) of Directive 200 ./ ../EC of the European Parliament and of the Council* [reinsurance directive] to enhance the amounts used for the calculation of the required solvency margin provided for in Article 37 (3) and (4) of that Directive, each Member State shall apply to insurance undertakings whose head office is situated within its territory the provisions of Articles 35-39 of that Directive in respect of their reinsurance acceptances activities, where one the following conditions is meet: