natgillin/translations-raw huggingface dataset:
Če katera koli omejitev iz odstavka 55 v danem letu ni izpolnjena, upravičenost do uporabe te obravnave preneha in ponovno je treba izpolniti drugi pogoj iz odstavka 51(b) , preden ga je mogoče spet uporabljati .
If either of the limits referred to in paragraph 55 is not satisfied in a given year, the eligibility to use this treatment shall cease and the second condition contained in paragraph 51(b) shall need to be satisfied again before it can be applied any more .
Če katera koli omejitev iz odstavka 55 v danem letu ni izpolnjena, upravičenost do uporabe odstavka 55 preneha; dokler pogoji iz odstavka 55 v enem od naslednjih let niso izpolnjeni, velja pogoj iz odstavka 51(b).
If either of the limits referred to in paragraph 55 is not satisfied in a given year, the eligibility to use paragraph 55 shall cease and the condition contained in paragraph 51(b) shall apply until the conditions in paragraph 55 are satisfied in a subsequent year .
Razjasnitve, ki jih je predlagal Svet, se podprejo.
The clarification proposed by the Council is hereby endorsed.
Priloga VI, del 1, odstavek 58, uvodni del
Annex VI, Part 1, paragraph 58, introductory part
Nezavarovanemu delu postavke, ki je zapadla več kakor 90 dni, se brez poseganja v določbe iz odstavkov 59 do 62 dodeli utež tveganja:
Without prejudice to the provisions contained in paragraphs 59 to 62, the unsecured portion of any item that is past due for more than 90 days shall be assigned a risk weight of:
Nezavarovanemu delu postavke, ki je zapadla več kakor 90 dni in presega prag, ki so ga določili pristojni organi ter odraža ustrezno stopnjo tveganja , se brez poseganja v določbe iz odstavkov 59 do 62 dodeli utež tveganja:
Without prejudice to the provisions contained in paragraphs 59 to 62, the unsecured portion of any item that is past due for more than 90 days and which are above a threshold defined by the competent authorities and which reflects a reasonable level of risk shall be assigned a risk weight of:
Priloga VI, del 1, odstavek 58, točka (c)
Annex VI, Part 1, paragraph 58, point (c)
(c) 50 %, ob upoštevanju diskrecijske pravice pristojnih organov, če popravki vrednosti niso manjši od 50 % nezavarovanega dela izpostavljenosti vključno s popravki vrednosti.
(c) 50%, subject to the discretion of competent authorities, if value adjustments are no less than 50% of the unsecured part of the exposure gross of value adjustments.
Izogibati se je treba različnim načinom nacionalne presoje zaradi krepitve usklajene ureditve notranjega trga.
Several instances of national discretion should be deleted in order to enhance regulatory harmonisation in the internal market.
Veliko teh črtanj so priporočili tudi nacionalni bančni nadzorniki.
Many of those deletions are also recommended by the national banking supervisors.
Priloga VI, del 1, odstavek 65, uvodni del
Annex VI, Part 1, paragraph 65, introductory part
Krite obveznice“ so obveznice, kakor so opredeljene v členu 22(4) Direktive 85/611/EGS in ki so zavarovane s katerim koli naslednjimi primernimi sredstvi:
‘Covered bonds’, shall mean bonds as defined in Article 22(4) of Directive 85/611/EEC and collateralised by any of the following eligible assets:
Krite obveznice“ so obveznice, kakor so opredeljene v členu 22(4) Direktive 85/611/EGS (UCITS) in ki so zavarovane s katerim koli naslednjimi primernimi sredstvi:
‘Covered bonds’, shall mean bonds as defined in Article 22(4) of Directive 85/611/EEC (UCITS) and collateralised by any of the following eligible assets:
Priloga VI, del 1, odstavek 65, točka a
Annex VI, Part 1, paragraph 65, point (a)
a) izpostavljenosti do ali z jamstvom enot centralne ravni držav, centralnih bank, multilateralnih razvojnih bank, mednarodnih organizacij, ki se uvrščajo v prvo stopnjo kreditne kvalitete, kakor je navedeno v tej prilogi ;
(a) exposures to or guaranteed by central governments , central banks, multilateral development banks, international organisations that qualify for the credit quality assessment step 1 as set out in this Annex;
a) izpostavljenosti do ali z jamstvom enot centralne ravni držav v EU.
(a) exposures to or guaranteed by central governments in the EU.
Priloga VI, del 1, odstavek 65, točka b
Annex VI, Part 1, paragraph 65, point (b)
b) izpostavljenosti do ali z jamstvom oseb javnega sektorja, enot regionalne in lokalne ravni držav, ki se jim dodeli utež tveganja kot za izpostavljenosti do institucij ali enot centralne ravni držav in centralnih bank v skladu z odstavki 15, 9 oziroma 10 in ki se uvrščajo v prvo stopnjo kreditne kvalitete, kakor je navedeno v tej prilogi;
(b) exposures to or guaranteed by public sector entities, regional governments and local authorities that are risk weighted as exposures to institutions or central governments and central banks according to paragraphs 15, 9 or 10 respectively and that qualify for the credit quality assessment step 1 as set out in this Annex;
Priloga VI, del 1, odstavek 65, točka (c)
Annex VI, Part 1, paragraph 65, point (c)
(c) izpostavljenosti do institucij, ki se uvrščajo v prvo stopnjo kreditne kvalitete, kakor je navedeno v tej prilogi.
(c) exposures to institutions that qualify for the credit quality assessment step 1 as set out in this Annex.
Skupna izpostavljenost te vrste ne presega 10 % nominalnega zneska neporavnanih obveznosti iz naslova kritih obveznic kreditne institucije, ki jih je izdala.
The total exposure of this kind shall not exceed 10 % of the nominal amount of outstanding covered bonds of the issuing credit institution.
Izpostavljenosti, nastale s prenosom plačil od dolžnikov iz naslova posojil, zavarovanih z nepremičninami, na imetnike kritih obveznic, niso zajete v izračun omejitve 10 %;
Exposures caused by transmission of payments from the obligors of loans secured by real estate to the holders of covered bonds shall not be comprised by the 10% limit;
Skupna izpostavljenost te vrste ne presega 15 % nominalnega zneska neporavnanih obveznosti iz naslova kritih obveznic kreditne institucije, ki jih je izdala.
The total exposure of this kind shall not exceed 15 % of the nominal amount of outstanding covered bonds of the issuing credit institution.
Izpostavljenosti, nastale s prenosom in upravljanjem plačil ali likvidacijskimi iztržki dolžnikov iz naslova posojil, zavarovanih z nepremičninami, na imetnike kritih obveznic, niso zajete v izračun omejitve 15%.
Exposures caused by transmission and management of payments or liquidation proceeds of the obligors of loans secured by real estate to the holders of covered bonds shall not be comprised by the 15% limit .
Izpostavljenosti do institucij z zapadlostjo do 100 dni ne spadajo v okvir stopnje kreditne kvalitete 1, vendar morajo te institucije v skladu s to Prilogo ustrezati vsaj stopnji kreditne kvalitete 2 ;
Exposures to institutions with a maturity not exceeding 100 days shall not be comprised by the step 1 requirement but those institutions must as a minimum qualify for credit quality assessment step 2 as set out in this Annex;
Priloga VI, del 1, odstavek 65, točka (c), pododstavek 1a (novo)
Annex VI, Part 1, paragraph 65, point (c), subparagraph 1a (new)
Izpostavljenosti, nastale s prenosom in upravljanjem plačil oziroma likvidacijskega iztržka od dolžnikov iz naslova posojil, zavarovanih z zastavljenimi nepremičninami prednostnih enot ali z dolžniškimi vrednostnimi papirji, niso zajete v izračun omejitve 20 %.
Exposures caused by transmission and management of payments from or liquidation proceeds of the obligor of loans secured by pledged properties of the senior units or debt securities shall not be comprised in calculating the 20% limit.
Priloga VI, del 1, odstavek 65, točka d
Annex VI, Part 1, paragraph 65, point (d)
d) posojila, zavarovana s stanovanjskimi nepremičninami ali delnicami v finskih stanovanjsko nepremičninskih družbah iz odstavka 44, če pravice do zasega, skupaj z morebitnimi predhodnimi pravicami do zasega, ne presegajo 80 % vrednosti zastavljenih nepremičnin;
(d) loans secured by residential real estate or shares in Finnish residential housing companies as referred to in paragraph 44 where only liens that are combined with any prior liens within 80% of the value of the pledged property ;
d) posojila, zavarovana s stanovanjskimi nepremičninami ali delnicami v finskih stanovanjsko nepremičninskih družbah iz odstavka 44, do višine manjše vrednosti zneska posojila od pravice do zasega, skupaj z morebitnimi predhodnimi pravicami do zasega in 80 % vrednosti zastavljenih nepremičnin; ali posojila, zavarovana s prednostnimi delnicami, ki jih je izdal francoski sklad Fonds Communs de Créances ali podobne ustanove za listinjenje in jih upravlja država članica, ki stanovanjske nepremičnine menja v vrednostne papirje pod pogojem, da vsaj 90 % premoženjske vrednosti sklada Fonds Communs de Créances ali podobnih ustanov za listinjenje, ki jih upravlja država članica, sestavljajo osnovne hipoteke in prednostne zastavne pravice do višine manjše vrednosti med zapadlimi zneski posojila po prednostnih enotah, zneski posojila pravice do zasega in 80% vrednosti zastavljenih nepremičnin, in delnice iz te priloge, ki so uvrščene v prvo stopnjo kreditne kvalitete, pri čemer te delnice ne presegajo 20 % vrednosti zastavljenih nepremičnin;
(d) loans secured by residential real estate or shares in Finnish residential housing companies as referred to in paragraph 44 up to the lesser of the principal amount of the liens that , are when combined with any prior liens and 80% of the value of the pledged properties ; or by senior units issued by French Fonds Communs de Créances or by equivalent securitisation entities governed by the laws of a Member State securitising residential real estate exposures provided that at least 90% of the assets of such Fonds Communs de Créances or of equivalent securitisation entities governed by the laws of a Member State are composed of mortgages that are combined with any prior liens up to the lesser of the principal amounts due under the units, the principal amounts of the liens, and 80% of the value of the pledged properties and the units qualify for the credit quality assessment step 1 as set out in this Annex where such units do not exceed 20% of the nominal amount of the outstanding issue;
Priloga VI, del 1, odstavek 65, točka (d), pododstavek 1a (novo)
Annex VI, part 1, paragraph 65, point (d), subparagraph 1a (new)
Izpostavljenosti, nastale s prenosom in upravljanjem plačil oziroma likvidacijskega iztržka od dolžnikov iz naslova posojil, zavarovanih z zastavljenimi nepremičninami prednostnih enot ali z dolžniškimi vrednostnimi papirji, niso zajete v izračun omejitve 90%.
Exposures caused by transmission and management of payments from or liquidation proceeds of the obligor of loans secured by pledged properties of the senior units or debt securities shall not be comprised in calculating the 90% limit.
Priloga VI, del 1, odstavek 65, točka e
Annex VI, Part 1, paragraph 65, point (e)
e) posojila, zavarovana s poslovnimi nepremičninami ali delnicami v finskih nepremičninskih družbah iz odstavka 49, če pravice do zasega, skupaj z morebitnimi predhodnimi pravicami do zasega, ne presegajo 60 % vrednosti zastavljenih nepremičnin .
(e) loans secured by commercial real estate or shares in Finnish housing companies as referred to in paragraph 49 where only liens that are combined with any prior liens within 60% of the value of the pledged property .
Pristojni organi lahko priznajo kot primerna tudi posojila, zavarovana s poslovno nepremičnino, kadar se razmerje med posojilom in vrednostjo zastavljenih nepremičnin, ki znaša 60 %, prekorači do največ 70 %, če skupna vrednost vseh sredstev, zastavljenih kot jamstvo za krite obveznice, preseže nominalen znesek obveznosti iz naslova kritih obveznic za vsaj 10 % in če terjatev imetnika obveznic izpolnjuje nekatere zahteve o pravni gotovosti iz Priloge IX .
The competent authorities may recognise loans secured by commercial real estate as eligible where the Loan to Value ratio of 60% is exceeded up to a maximum level of 70% if the value of the total assets pledged as collateral for the covered bonds exceed the nominal amount outstanding on the covered bond by at least 10%, and the bondholders’ claim meets the legal certainty requirements set out in Annex IX .
Terjatev imetnika obveznic mora imeti prednost pred vsemi drugimi terjatvami na zavarovanju s premoženjem.
The bondholders’ claim must take priority over all other claims on the collateral.
e) posojila, zavarovana s poslovnimi nepremičninami ali delnicami v finskih nepremičninskih družbah iz odstavka 49, do višine manjše vrednosti zneska posojila od pravice do zasega, skupaj z morebitnimi predhodnimi pravicami do zasega in 60 % vrednosti zastavljenih nepremičnin ; ali posojila, zavarovana s prednostnimi delnicami, ki jih je izdal francoski sklad Fonds Communs de Créances ali podobne ustanove za listinjenje in jih upravlja država članica, ki poslovne nepremičnine menja v vrednostne papirje pod pogojem, da vsaj 90 % premoženjske vrednosti sklada Fonds Communs de Créances ali podobnih ustanov za listinjenje, ki jih upravlja država članica, sestavljajo osnovne hipoteke in prednostne zastavne pravice do višine manjše vrednosti med zapadlimi zneski posojila po prednostnih enotah, zneski posojila pravice do zasega in 60 % vrednosti zastavljenih nepremičnin, in delnice iz te priloge, ki so uvrščene v prvo stopnjo kreditne kvalitete, pri čemer te delnice ne presegajo 20 % nominalne vrednosti izdanih kritih obveznic.
(e) loans secured by commercial real estate or shares in Finnish housing companies as referred to in paragraph 49 up to the lesser of the principal amount of the liens that are , when combined with any prior liens and 60% of the value of the pledged properties or by senior units issued by French Fonds Communs de Créances or by equivalent securitisation entities governed by the laws of a Member State securitising commercial real estate exposures provided that at least 90% of the assets of such Fonds Communs de Créances or of equivalent securitisation entities governed by the laws of a Member State are composed of mortgages that are combined with any prior liens up to the lesser of the principal amounts due under the units, the principal amounts of the liens, and 60% of the value of the pledged properties and the units qualify for the credit quality assessment step 1 as set out in this Annex where such units do not exceed 20% of the nominal amount of the outstanding issue .
Pristojni organi lahko priznajo kot primerna tudi posojila, zavarovana s poslovno nepremičnino, kadar se razmerje med posojilom in vrednostjo zastavljenih nepremičnin, ki znaša 60 %, prekorači do največ 70 %, če skupna vrednost vseh sredstev, zastavljenih kot jamstvo za krite obveznice, preseže nominalen znesek obveznosti iz naslova kritih obveznic za vsaj 10 % in če terjatev imetnika obveznic izpolnjuje nekatere zahteve o pravni gotovosti iz Priloge VII .
The competent authorities may recognise loans secured by commercial real estate as eligible where the Loan to Value ratio of 60% is exceeded up to a maximum level of 70% if the value of the total assets pledged as collateral for the covered bonds exceed the nominal amount outstanding on the covered bond by at least 10%, and the bondholders’ claim meets the legal certainty requirements set out in Annex VIII .
Priloga VI, del 1, odstavek 65, točka (e), pododstavek 1a (novo)
Annex VI, part 1, paragraph 65, point (e), subparagraph 1a (new)
Izpostavljenosti, nastale s prenosom in upravljanjem plačil oziroma likvidacijskega iztržka od dolžnikov iz naslova posojil, zavarovanih z zastavljenimi nepremičninami prednostnih enot ali z dolžniškimi vrednostnimi papirji, niso zajete v izračun omejitve 90 %.
Exposures caused by transmission and management of payments from or liquidation proceeds of the obligor of loans secured by pledged properties of the senior units or debt securities shall not be comprised in calculating the 90% limit.
Priloga VI, del 1, odstavek 65, točka e a (novo)
Annex VI, Part 1, paragraph 65, point (e a) (new)
ea) posojila, zavarovana z ladjami, če pravice do zasega ladij, skupaj z vsemi predhodnimi pravicami do zasega, ne presegajo 60 % vrednosti zastavljene ladje.
(ea) loans secured by ships where only liens that are combined with any prior liens within 60% of the value of the pledged ship.
Za te namene velja „zavarovan“ tudi za primere, v katerih so premoženjske vrednosti, opisane v točkah od a do ea , namenjene izključno varovanju imetnikov kritih obveznic pred izgubo v skladu z veljavnimi pravnimi predpisi.
For these purposes “collateralised” includes situations where the assets as described in subparagraphs (a) to ea) are exclusively dedicated in law to the protection of the bond-holders against losses.
Do 31. decembra 2010 se zgornja meja 20 % za prednostne delnice, ki jih je izdal francoski sklad Fonds Communs de Créances ali podobna ustanova za listinjenje v skladu s točkama d in e ne uporablja, če za te prednostne delnice ni na razpolago bonitetna ocena imenovane zunanje bonitetne institucije, ki je najboljša bonitetna skupina, ki jo je bonitetna institucija podelila kritim obveznicam.
Until 31 December 2010 the 20% limit for senior units issued by French Fonds Communs de Créances or by equivalent securitisation entities as specified in subparagraphs (d) and (e) does not apply, provided that those senior units have a credit assessment by a nominated ECAI which is the most favourable category of credit assessment made by the ECAI in respect of covered bonds.
Pred pretekom tega obdobja se ta prehodna ureditev preveri; na podlagi tega preverjanja lahko Komisija z nadaljnjo revizijsko klavzulo ali brez takšne klavzule podaljša obdobje, kjer je to ustrezno v skladu s postopkom iz člena 151.
Before the end of this period this derogation shall be reviewed and consequent to such review the Commission may as appropriate extend this period in accordance with the procedure set out in Article 151 with or without a further review clause.
Do 31. decembra 2010 se lahko odstotni delež 60 % iz točke (ea) nadomesti z odstotnim deležem 70 %.
Until 31 December 2010 the figure of 60% indicated in subparagraph (ea) can be replaced with a figure of 70%.
Pred pretekom tega obdobja se to prehodno ureditev preveri in na podlagi tega preverjanja lahko Komisija z nadaljnjo revizijsko klavzulo ali brez takšne klavzule podaljša obdobje, kjer je to ustrezno v skladu s postopkom iz člena 151.
Before the end of this period this derogation shall be reviewed and consequent to such review the Commission may as appropriate extend this period in accordance with the procedure set out in Article 151 with or without a further review clause.
Priloga VI, del 1, odstavek 70
Annex VI, Part 1, paragraph 70
Kratkoročnim izpostavljenostim do institucij ali podjetij, za katere je na razpolago bonitetna ocena imenovane ECAI, se dodeli utež tveganja v skladu s Tabelo 6, glede na šest stopenj na lestvici ocenjevanja kreditne kvalitete, ki jih dodelijo pristojni organi bonitetnim ocenam primernih ECAI:
Short-term exposures on an institution or corporate for which a credit assessment by a nominated ECAI is available shall be assigned a risk weight according to Table 6 in accordance with the mapping by the competent authorities of the credit assessments of eligible ECAIs to six steps in a credit quality assessment scale:
Kratkoročnim izpostavljenostim do kreditnih institucij ali podjetij, za katere je na razpolago bonitetna ocena imenovane ECAI, se dodeli utež tveganja v skladu s Tabelo 6, glede na šest stopenj na lestvici ocenjevanja kreditne kvalitete, ki jih dodelijo pristojni organi bonitetnim ocenam primernih ECAI:
Short-term exposures on an credit institution or corporate for which a credit assessment by a nominated ECAI is available shall be assigned a risk weight according to Table 6 in accordance with the mapping by the competent authorities of the credit assessments of eligible ECAIs to six steps in a credit quality assessment scale:
Priloga VI, del 1, odstavek 86
Annex VI, Part 1, paragraph 86
Če kreditna institucija zagotavlja kreditno zavarovanje za vrsto izpostavljenosti pod pogojem, da n -to neplačilo med izpostavljenostmi povzroči plačilo in da ta kreditni dogodek prekine pogodbo, in če ima produkt zunanjo bonitetno oceno primerne ECAI, se uporabljajo uteži tveganja, predpisane v členih 78 do 83 .
Where a credit institution provides credit protection for a number of exposures under terms that the n th default among the exposures shall trigger payment and that this credit event shall terminate the contract, if the product has an external credit assessment from an eligible ECAI the risk weights prescribed Articles 78 to 83 shall be applied.
Če produkt nima bonitetne ocene primerne ECAI, se uteži tveganja za izpostavljenosti, ki jih vsebuje košara, seštejejo, razen izpostavljenosti n -1, do največ 1250 % in pomnožijo z nominalnim zneskom zavarovanja, ki ga zagotavlja kreditni izvedeni finančni instrument, za pridobitev zneska tveganju prilagojene aktive.
If the product is not rated by an eligible ECAI, the risk weights of the exposures included in the basket will be aggregated, excluding n -1 exposures, up to a maximum of 1250% and multiplied by the nominal amount of the protection provided by the credit derivative to obtain the risk weighted asset amount.
Izpostavljenosti n-1 , ki se izključijo iz seštevka, se določijo na podlagi tega, da vključujejo tiste izpostavljenosti, od katerih vsaka povzroča nižji znesek tveganju prilagojene izpostavljenosti kakor znesek tveganju prilagojene izpostavljenosti katere koli izpostavljenosti, ki je vključena v seštevek.
The n-1 exposures to be excluded from the aggregation shall be determined on the basis that they shall include those exposures each of which produces a lower risk-weighted exposure amount than the risk-weighted exposure amount of any of the exposures included in the aggregation.
Če kreditna institucija zagotavlja kreditno zavarovanje za vrsto izpostavljenosti pod pogojem, da n -to neplačilo med izpostavljenostmi povzroči plačilo in da ta kreditni dogodek prekine pogodbo, in če ima produkt zunanjo bonitetno oceno primerne ECAI, se uporabljajo uteži tveganja, predpisane v členih 94 do 101 .
Where a credit institution provides credit protection for a number of exposures under terms that the n th default among the exposures shall trigger payment and that this credit event shall terminate the contract, if the product has an external credit assessment from an eligible ECAI the risk weights prescribed Articles 94 to 101 shall be applied.
Priloga VI, del 2, odstavek 9, točka (c a) (novo)
Annex VI, Part 2, paragraph 9, point (c a) (new)
(ca) vsaj dve banki uporabljata posamezne bonitetne ocene ECAI za izdajo obveznic in/ali ocenjevanje kreditnega tveganja.
(ca) in case at least two banks use the ECAI’s individual credit assessment for bond issuing and/or assessing credit risks.
Priloga VI, del 2, odstavek 10
Annex VI, Part 2, paragraph 10
Pristojni organi preverijo, ali so posamezne bonitetne ocene dostopne po enakih pogojih vsaj vsem strankam , ki imajo upravičen interes do teh posameznih bonitetnih ocen.
Competent authorities shall verify that individual credit assessments are accessible at equivalent terms at least to all parties having a legitimate interest in these individual credit assessments.
Pristojni organi preverijo, ali so posamezne bonitetne ocene dostopne po enakih pogojih vsaj vsem kreditnim institucijam , ki imajo upravičen interes do teh posameznih bonitetnih ocen.
Competent authorities shall verify that individual credit assessments are accessible at equivalent terms at least to all credit institutions having a legitimate interest in these individual credit assessments.
Predlog spremembe Sveta o usklajevanju predpisa z Baselskim okvirnim sporazumom se podpre.
The Council amendment, bringing the rules into line with the Basel Framework Agreement, is hereby endorsed.
Priloga VI, del 2, odstavek 11
Annex VI, Part 2, paragraph 11