natgillin/translations-raw huggingface dataset:
Države članice fizičnim in pravnim osebam, vključno s potrošniškimi organizacijami, zagotovijo možnost pritožbe na sodiščih zoper odločitve, ki jih sprejmejo pristojni organi za plačilne institucije v zvezi s spoštovanjem zakonov in drugih predpisov, sprejetih v skladu s to direktivo.
Member States shall ensure that decisions taken by the competent authorities in respect of a payment institution in pursuance of laws, regulations and administrative provisions adopted in accordance with this Directive may be contested before the courts by the natural and legal persons concerned, including by consumer organisations.
Potrošniške organizacije imajo pravico, da se z njimi posvetuje v postopkih, ki jih same niso začele.
Consumer organisations shall have the right to be consulted in procedures which they have not initiated .
Za namene varstva potrošnikov morajo imeti tudi potrošniške organizacije pravico do pritožbe na sodišču, kot je določeno v členu 18, ter se je treba z njimi posvetovati v postopkih, kjer imajo upravičen interes.
For the purposes of protecting consumers, consumer organisations must also have the right to apply to the courts, as provided for in Article 18, and to be consulted when they have a legitimate interest in such proceedings.
ČLEN 19, ODSTAVEK 2, TOČKA (B)
ARTICLE 19, PARAGRAPH 2, POINT (B)
(b) centralnimi bankami, Evropskim sistemom centralnih bank in Evropsko centralno banko kot monetarnimi oblastmi in po potrebi drugimi javnimi organi, pristojnimi za nadzor nad plačilnimi sistemi in sistemi poravnave ;
(b) central banks, the European System of Central Banks and the European Central Bank, in their capacity as monetary authorities , and, where appropriate, other public authorities responsible for overseeing payment and settlement systems ;
(b) centralnimi bankami, Evropskim sistemom centralnih bank in Evropsko centralno banko kot monetarnimi in nadzornimi oblastmi.
(b) central banks, the European System of Central Banks and the European Central Bank, in their capacity as monetary and oversight authorities.
Pristojni organi matične države članice sodelujejo s pristojnimi organi v državi članici gostiteljici, da lahko opravljajo kontrole in sprejemajo potrebne ukrepe, predvidene v členu 16, za podružnico, vezanega zastopnika ali hčerinsko družbo plačilne institucije, ki se nahaja na ozemlju druge države članice.
In order to carry out the controls and take the necessary steps provided for in Article 16 in respect of a branch , a tied agent or a subsidiary of a payment institution located in the territory of another Member State, the competent authority of the home Member State shall cooperate with the competent authorities in the host Member State.
Pristojni organi matične države članice sodelujejo s pristojnimi organi v državi članici gostiteljici, da lahko opravljajo kontrole in sprejemajo potrebne ukrepe, predvidene v členu 16, za podružnico, vezanega zastopnika ali zunanjega izvajalca plačilne institucije, ki se nahaja na ozemlju druge države članice.
In order to carry out the controls and take necessary steps provided for in Article 16 in respect of a branch, a tied agent or an outsourced entity of a payment institution located in the territory of another Member State, the competent authority of the home Member State shall cooperate with the competent authorities in the host Member State.
ČLEN 20, ODSTAVEK 4
ARTICLE 20, PARAGRAPH 4
Pristojni organi si med seboj zagotovijo vse ustrezne informacije, zlasti v primeru kršitev ali domnevnih kršitev s strani podružnice, vezanega zastopnika ali hčerinske družbe .
Competent authorities shall provide each other with all relevant information, in particular in the case of infringements or suspected infringements by a branch, a tied agent or a subsidiary.
Pristojni organi si med seboj zagotovijo vse ustrezne informacije, zlasti v primeru kršitev ali domnevnih kršitev s strani podružnice, vezanega zastopnika ali zunanjega izvajalca .
Competent authorities shall provide each other with all relevant information, in particular in the case of infringement or suspected infringements by a branch, a tied agent or an outsourced entity.
ČLEN 20, ODSTAVEK 4 A (novo)
ARTICLE 20, PARAGRAPH 4 A (new)
Brez poseganja v predhodna določila so pristojni organi države članice gostiteljice pristojni za nadzor nad izpolnjevanjem obveznosti v zvezi s preprečevanjem pranja denarja, ki so navedene v Direktivi Evropskega parlamenta in Sveta 2005/60/ES ter v predpisih za boj proti terorizmu.
Without prejudice to the foregoing, the competent authorities of the host Member State shall be responsible for the supervision of compliance with obligations in relation to money laundering under Directive 2005/60/EC and regulations regarding counter terrorism.
Člen 20 lahko vnese nejasnost.
Article 20 could lead to a lack of clarity.
Naloge posameznega pristojnega organa niso v celoti jasne.
The tasks of each competent authority are not entirely clear.
Izpolnjevanje tretje direktive o pranju denarja in nacionalnih predpisov za izvajanje prej omenjene direktive lahko učinkovito nadzoruje samo pristojni organ držav članic, kjer se plačilne storitve dejansko ponujajo.
Compliance with the third directive on money laundering and the national legislation implementing the aforementioned directive can only be effectively supervised by the competent authority of the member states where the payment services are actually being offered.
Z odstopanjem od točke (d) prvega odstavka člena 1 lahko države članice za vsak primer posebej dovolijo fizični ali pravni osebi vpis v register, vzpostavljen na podlagi člena 8, brez uporabe postopka iz oddelka 1, če sta izpolnjena oba pogoja :
By way of derogation from point (d) of the first paragraph of Article 1, Member States may, on a case by case basis, allow natural or legal persons to be entered in the register established under Article 8, without application of the procedure set out in Section 1, where both the following conditions are satisfied:
Z odstopanjem od točke (d) prvega odstavka člena 1 lahko države članice za vsak primer posebej dovolijo vpis dejavnosti (vključno fizičnim osebam, ki opravljajo dejavnost, vendar le za namen tega odstopanja), v register, vzpostavljen na podlagi člena 8, brez uporabe postopka iz oddelka 1, če so izpolnjeni naslednji pogoji :
By way of derogation from point (d) of the first paragraph of Article 1, Member States may, on a case by case basis, allow businesses (including, for the purposes of this derogation only, natural persons carrying on a business) to be entered in the register established under Article 8, without application of the procedure set out in Section 1, where the following conditions are satisfied:
(a) celota poslovnih dejavnosti zadevne osebe, vključno z morebitnimi vezanimi zastopniki ali hčerinskimi družbami, za katere prevzema polno odgovornost, proizvaja skupni znesek neporabljenih sredstev, ki so bila sprejeta za opravljanje plačilnih storitev in v povprečju ne presegajo 5 milijonov EUR na mesec in 6 milijonov EUR v katerem koli času ;
(a) the total business activities of the person concerned, including any tied agent or subsidiary for which it assumes full responsibility, generates a total amount of funds outstanding which were accepted for the provision of payment services and which does not exceed EUR 5 million on average over a month and EUR 6 million at any given point in time;
(a) celotni znesek, ki ga zadevno podjetje, vključno s katerim koli vezanim agentom ali hčerinsko družbo, za katere prevzema polno odgovornost, sprejme za opravljanje plačilnih storitev ne presega 5 milijonov EUR na mesec ali 300.000 EUR na dan;
a) the total amount accepted by the business concerned, including any tied agent or subsidiary for which it assumes full responsibility, for the provision of payments services does not exceed EUR 5 million in any calendar month or EUR 300 000 on any day, and;
(b) šteje se, da je takšna registracija v javnem interesu iz enega od naslednjih razlogov:
(b) such registration is considered to be in the public interest for either of the following reasons:
(b) po mnenju pristojnega organa takšna registracija:
b) in the opinion of the competent authority such registration is considered to either;
(i) zadevna oseba igra ključno vlogo v finančnem posredništvu, zagotavlja dostop do plačilnih storitev za revnejše družbene skupine, zlasti kjer bi bilo opravljanje teh storitev s strani drugih ponudnikov malo verjetno ali dolgotrajno;
(i) the person concerned plays a vital role in financial intermediation, providing access to payment services for underprivileged social groups, in particular where the provision by other providers of the services in question is unlikely or would take a long time;
(i) omogoča učinkovito izvajanje pravil o pranju denarja ali mehanizmov za preprečevanje financiranja terorizma;
(i) benefit the effective implementation of money laundering rules or mechanisms to prevent terrorist financing;
(ii) je potrebna za učinkovito izvajanje pravil pranju denarja ali mehanizmov za preprečevanje financiranja terorizma.
(ii) it is necessary for the effective implementation of money laundering rules or mechanisms to prevent terrorist financing.
(ii) zapostavljenim družbenim skupinam olajšuje dostop do plačilnih storitev,
(ii) facilitate under privileged social groups' access to payment services,
c) nobena od fizičnih oseb, ki sodelujejo pri kontroli ali opravljanju dejavnosti, ni bila obsojena zaradi prestopkov, povezanimi s pranjem denarja in financiranjem terorizma.
c) none of the natural persons involved with the control or operation of the business have been convicted of offences relating to money laundering or terrorist financing.
Države članice zagotovijo, da so dejavnosti, vpisane v register, voden v skladu s členom 8, ki so rezultat izvajanja tega odstopanja kot takšne v njem tudi opredeljene.
Member States shall ensure that businesses entered on the Register maintained under Article 8 as a result of the exercise of this derogation are clearly identified as such.
Osebe iz odstavka 1 se obravnavajo kot plačilne institucije.
The persons referred to in paragraph 1 shall be treated as payment institutions.
Vendar pa se jim znotraj Skupnosti dovoli opravljanje plačilnih storitev le znotraj države članice registracije .
However, they shall be allowed to provide payment services within the Community only within the Member State of registration.
Vendar pa se jim dovoli samo opravljanje plačilnih storitev, opisanih v točki 7 Priloge 1, in le znotraj države članice registracije .
However, they shall be allowed to provide only the payment service described in point 7 of Annex 1 and only within the Member State of registration.
Države članice lahko določijo tudi, da se lahko ukvarjajo samo z nekaterimi izmed lastnosti iz člena 10.
Member States may also provide that they may engage only in certain of the activities listed in Article 10.
Osebe iz odstavka 1 obvestijo pristojne organe o vsaki spremembi svojega položaja, ki je pomembna za pogoje iz točke (a) odstavka 1.
The persons referred to in paragraph 1 shall notify the competent authorities of any change in their situation which is relevant to the condition specified in point (a) of paragraph 1.
Države članice zagotovijo, da če ta pogoj ni več izpolnjen, si plačilna institucija priskrbi pooblastilo v roku 30 dni v skladu s postopkom iz člena 6.
Member States shall ensure that where this condition is no longer fulfilled, the payments service institution shall seek authorisation within 30 calendar days according to the procedure in Article 6.
ČLEN 22, ODSTAVEK 2
ARTICLE 22, PARAGRAPH 2
Poleg tega obvesti Komisijo o številu zadevnih ponudnikov plačilnih storitev in vsako letno obvešča Komisijo o skupnem znesku neporabljenih sredstev, kakor je navedeno v točki (a) člena 21.
In addition, it shall inform the Commission of the number of payment service providers concerned and shall, on an annual basis, inform the Commission of the total amount of funds outstanding, as referred to in point (a) of Article 21.
Če se država članica poslužuje odstopanja iz člena 21, o tem obvesti Komisijo najkasneje do datuma iz prvega odstavka člena 85(1) in jo takoj obvesti o kakršnih koli naknadnih spremembah.
If a Member State avails itself of the derogation provided for in Article 21, it shall notify the Commission accordingly by the date specified in the first paragraph of Article 85(1) at the latest and shall notify it forthwith of any subsequent change.
Poleg tega obvesti Komisijo o številu zadevnih ponudnikov plačilnih storitev in vsako leto obvesti Komisijo o skupnem znesku neporabljenih sredstev na dan 31. decembra za posamezno koledarsko leto, kakor je navedeno v členu 21(1)(a).
In addition, it shall inform the Commission of the number of payment service providers concerned and shall, on an annual basis, inform the Commission of the total amount of funds outstanding as at the 31st December of each calendar year, as referred to in Article 21(1)(a).
ČLEN 23, ODSTAVEK 1, PODODSTAVEK 1 in PODODSTAVEK 2, UVODNI DEL
ARTICLE 23, PARAGRAPH 1, SUBPARAGRAPH 1 AND SUBPARAGRAPH 2, INTRODUCTORY PART
Države članice zagotovijo, da so pravila o dostopu do plačilnih sistemov in njihovem upravljanju objektivna in sorazmerna in ne omejujejo dostopa bolj kakor je potrebno za varovanje pred posebnimi tveganji ter za varovanje finančne varnosti plačilnega sistema.
Member States shall ensure that rules on access to and operation of payment systems shall be objective and proportionate and shall not inhibit access more than is necessary to safeguard against specific risks and to protect the financial safety of the payment system.
Države članice zagotovijo, da so kakršna koli pravila o dostopu do odprtih plačilnih sistemov, ki uporabljajo zunanji mehanizem nadomestil, in njihovih operativnih postopkih, objektivna in sorazmerna in ne omejujejo dostopa bolj kakor je potrebno za varovanje pred posebnimi tveganji ter za varovanje finančne in operativne stabilnosti plačilnega sistema.
Member States shall ensure that any rules on access to and operating procedures of open payment systems using an external compensation mechanism shall be objective and proportionate and shall not inhibit access more than is necessary to safeguard against specific risks and to protect the financial and operational stability of the payment system.
Plačilni sistemi ne smejo določati nobene od naslednjih zahtev:
Payment systems may not impose any of the following requirements:
Brez poseganja v prvi pododstavek odprti plačilni sistemi ne smejo določati nobene od naslednjih zahtev:
Without prejudice to the first subparagraph, open payment systems may not impose any of the following requirements:
ČLEN 23, ODSTAVEK 1, PODODSTAVEK 2, TOČKA (B)
ARTICLE 23, PARAGRAPH 1, SUBPARAGRAPH 2, POINT (B)
(b) pravilo, ki diskriminira med ponudniki plačilnih storitev z dovoljenjem glede pravic, obveznosti in upravičenostmi udeležencev;
(b) a rule which discriminates between authorised payment service providers in relation to the rights, obligations and entitlements of participants;
Predlagana direktiva naj bi vključevala samo predpise o dostopu do plačilnih sistemov, ne pa tudi o njihovem delovanju, dejavnost, ki je ne morejo opraviti ponudniki plačilnih storitev.
The proposed Directive should only include rules on access to payment systems and not operation of same, which activity cannot be performed by payment services providers.
Prepoved opravljanja plačilnih storitev tistim, ki niso ponudniki plačilnih storitev
Prohibition of other than payment service providers to undertake payment services
Države članice prepovedujejo opravljanje plačilnih storitev fizičnim ali pravnim osebam, ki niso niti ponudniki plačilnih storitev niti izrecno izključeni s področja uporabe te direktive, kot je navedeno v Prilogi.
Member States shall prohibit natural or legal persons that are neither payment service providers nor explicitly excluded from the scope of this Directive from providing payment services as listed in the Annex.
ČLEN 23 B (novo)
ARTICLE 23 B (new)
Člen 23b
Article 23b
Medsebojno priznavanje varnostnih certifikatov za kartice in naprave za sprejem kartic
Mutual recognition of security certification of cards and accepting devices
Kartični plačilni sistemi, ki ponujajo kartice za splošne namene, s katerimi je možno znotraj Evropske unije opravljati čezmejne transakcije v evrih:
Card payment systems that provide general purpose cards enabling cross-border transactions, in euro, within the European Union shall:
(a) na podlagi lastne analize tveganj opredelijo ustrezne varnostne zahteve za elektronske komponente kartic in za naprave, ki sprejemajo kartice.
(a) define appropriate security requirements based on their own risk analysis for the electronic components of their cards and for devices accepting their cards.
Analizo tveganj in varnostne zahteve sporočijo nacionalni centralni banki ali drugim relevantnim javnim organom države članice, v kateri je kartični plačilni sistem registriran; in
These risk analysis and security requirements shall be communicated to the national central bank or other relevant public authorities of the Member State where the card payment system is incorporated; and
(b) od sistema za ocenjevanje varnosti, ki ga je odobril Plačilni odbor iz člena 77, pridobi certifikat, ki potrjuje, da kartice in naprave za sprejem kartic izpolnjujejo varnostne zahteve.
(b) obtain a certificate from a security evaluation scheme approved by the Payments Committee referred to in Article 77 that their cards and the devices accepting their cards comply with these security requirements.
Certifikat je na podlagi medsebojnega priznavanja priznan v vseh državah članicah.
The certificate shall benefit from mutual recognition in other Member States.
Plačilni odbor lahko sistem za ocenjevanje varnosti odobri samo, če izpolnjuje naslednja načela:
A security evaluation scheme can be approved by the Payments Committee only if it complies with the following principles:
(a) priznana metodologija: sistem za ocenjevanje varnosti uporablja metodologijo za ocenjevanje varnosti, ki po možnosti temelji na mednarodno priznanem standardu in mora vsaj zagotavljati oceno izpolnjevanja varnostnih zahtev na podlagi bonitetne lestvice ter jamčiti ponovljivost in obnovljivost;
(a) proven methodology: the security evaluation scheme uses a security evaluation methodology which is preferably based on recognised international standard, and which must at least produce an assessment of the security compliance based on a rating scale and guarantee repeatability and reproducibility;
(b) preglednost: metodologija za ocenjevanje varnosti in merila (brez podrobnosti o opravljenih testiranjih), ki jih uporablja sistem za ocenjevanje varnosti, so dokumentirana in javno dostopna;
(b) transparency: the security evaluation methodology and criteria (not including the detail of performed tests) used by the security evaluation scheme is documented and made publicly available;
(d) razkritje informacij: stranka z upravičenim interesom, ki je podpisala sporazum o nerazkritju informacij, ima pravico do vpogleda v podrobne rezultate ocenjevanja varnosti.
(d) disclosure: detailed results of the security evaluation must be released to a party with a legitimate interest, on request, and following the signature of a non-disclosure agreement.
NASLOV III, NASLOV
TITLE III, TITLE
Preglednost pogojev za plačilne storitve
Transparency of conditions for payment services
Preglednost pogojev in zahtev za informacije za plačilne storitve
Transparency of conditions and information requirements for payment services
Države članice zahtevajo, da mora ponudnik plačilnih storitev sporočiti uporabniku plačilnih storitev na papirju ali na drugem trajnem nosilcu podatkov, ki mu je na voljo in dostopen, pogoje v skladu s členom 26.
Member States shall require that the payment service provider is to communicate to the payment service user on paper or on another durable medium available and accessible to him the conditions in accordance with Article 26.
Pogoji se zagotovijo v lahko razumljivem jeziku ter v jasni in dojemljivi obliki v uradnem jeziku države članice, v kateri se ponuja plačilna storitev, ali v katerem koli drugem jeziku, o katerem se dogovorita stranki.
They shall be provided in easily understandable words and in a clear and comprehensible form, in an official language of the Member State where the payment service is offered or in any other language agreed by the parties.
Pogoji se predložijo uporabniku plačilnih storitev v obliki, skladni s Prilogo 1a, in vsebujejo informacije, opredeljene v členu 26(1)(a)(ii) in (c) (vključno z menjalnim tečajem, če je potrebno), skupaj z informacijami o denarnem znesku za prenos, valuti, v kateri se izvede plačilo, in stroških transakcije, skupaj s skupnimi stroški plačilne transakcije.
The conditions shall be presented to the payment service user in the form shown in Annex 1a and shall contain the information specified in Article 26(1)(a)(ii), and (c) (including, where applicable, the exchange rate) together with information as to the amount of money to be transmitted, the currency in which the payment is to be made, and the cost of making the transaction, together with the total cost of the payment transaction.
Če ni informacij o deviznem poslovanju, lahko ta polja ostanejo neizpolnjena.
Where there is no foreign exchange information, these fields may be left blank.
Če tako zahteva uporabnik plačilnih storitev, se mu pogoji zagotovijo v pisni obliki.
If the payment service user so requests, the conditions shall be provided to him/her on paper.
Poročevalec meni, da je pomembno, da se potrošniku predstavijo informacije na način, ki omogoča primerjavo med ponudniki plačilnih storitev.
The rapporteur considers it vital that the consumer is presented with information in a manner which allows comparability between payment service providers.
Zato za predstavitev najpomembnejših informacij o cenah in dobavnem roku predlaga standardizirano obliko.
A standardised format for presentation of the most important information on pricing and delivery time is therefore proposed.
ČLEN 25, ODSTAVEK 1, PODODSTAVEK 2
ARTICLE 25, PARAGRAPH 1, SUBPARAGRAPH 2
Ponudnik plačilnih storitev to stori pravočasno preden se uporabnik plačilnih storitev zaveže s kakršno koli pogodbo o plačilnih storitvah, ki ureja posamezno plačilno transakcijo ali ponudbo.
The payment service provider shall do so in good time before the payment service user is bound by any payment service contract covering a single payment transaction or the offer.
Ponudnik plačilnih storitev to stori preden se uporabnik plačilnih storitev zaveže s kakršno koli pogodbo o plačilnih storitvah, ki ureja posamezno plačilno transakcijo ali ponudbo.
The payment service provider shall do so before the payment service user is bound by any payment service contract covering a single payment transaction or the offer.
ČLEN 25, ODSTAVEK 2 A (novo)
ARTICLE 25, PARAGRAPH 2 A (new)
Države članice zahtevajo, da plačilne institucije obvestijo na jasen in nedvoumen način morebitne uporabnike plačilnih storitev, da sredstva nakazana plačilni instituciji in/ali posredovana preko takšne plačilne institucije, niso zaščitena s sistemom zajamčenih vlog, kot bi bila v primeru, če bi bila sredstva nakazana ali posredovana preko avtorizirane banke.
Member States shall require that payment institutions inform in a clear and unambiguous way potential payment service users that funds remitted to a payment institution, and/or transiting via such a payment institution, are not protected by any deposit guarantee scheme as such funds would be if they were remitted to, or transiting via, licensed banks.
Direktiva naj bi uporabnikom plačilnih storitev zagotovila popolno obveščenost o tveganjih pri transakcijah preko plačilne institucije.
The Directive should provide for payment service users to be fully informed of the risks they incur when transacting via a payment institution.
Plačilne institucije morajo pred sklenitvijo pogodbe o plačilnih storitvah uporabnike opozoriti, da sredstva pri sprejetih, a še ne izvršenih transakcijah, niso zavarovana.
Payment institutions should spell out in the prior information relating to a payment service contract that funds from accepted yet not executed transactions are unsecured.