natgillin/translations-raw huggingface dataset:
Države članice ne upoštevajo obveznosti, določenih v členu 19(1), v zvezi s podatki, ki jih notarji, neodvisni pravni strokovnjaki, revizorji, zunanji računovodje in davčni svetovalci pridobijo o svojih strankah med ugotavljanjem njihovega pravnega položaja ali ko branijo ali zastopajo svojo stranko v ali v zvezi s sodnim postopkom, vključno s svetovanjem o predlaganju ali izogibanju sodnemu postopku, bodisi da takšne podatke pridobijo pred, med ali po končanem postopku.
Member States shall not apply the obligations laid down in Article 19(1) to notaries, independent legal professionals, auditors, external accountants and tax advisors with regard to information they receive from or obtain on one of their clients, in the course of ascertaining the legal position for their client or performing their task of defending or representing that client in, or concerning judicial proceedings, including advice on instituting or avoiding proceedings, whether such information is received or obtained before, during or after such proceedings.
Enota za finančni nadzor lahko pod pogoji, določenimi z nacionalno zakonodajo, izda navodila , da se transakcija ne opravi.
The financial intelligence unit may, under conditions to be determined by the national legislation, give instructions not to execute the operation .
V skladu z zakonskimi določbami držav članic se lahko izda navodila, da se transakcija ne opravi.
In accordance with the legal provisions of the Member States, instructions may be given not to execute the operation .
Če ustanova ali oseba, zajeta v tej direktivi, ali direktor v takšni ustanovi ali osebi, enoti za finančni nadzor v skladu s to direktivo razkrijejo podatke, navedene v členih 19, 20 in 21, se taka razkritja ne štejejo za kršitev omejitve razkritja podatkov, predpisane s pogodbo ali s katero koli določbo zakona ali drugega predpisa, in osebe zato nikakor niso odgovorne.
The disclosure in accordance with the requirements of this Directive to the financial intelligence unit by an institution or person covered by this Directive or by an employee or director of such an institution or person of the information referred to in Articles 19,20 and 21 shall not constitute a breach of any restriction on disclosure of information imposed by contract or by any legislative, regulatory or administrative provision, and shall not involve the institution or person or its directors or employees in liability of any kind.
Če ustanova ali oseba, zajeta v tej direktivi, ali direktor v takšni ustanovi ali osebi, enoti za finančni nadzor v skladu s to direktivo razkrijejo podatke, navedene v členih 19, 20 in 21, se taka razkritja ne štejejo za kršitev omejitve razkritja podatkov, predpisane s pogodbo ali s katero koli določbo zakona ali drugega predpisa, in osebe zato nikakor niso odgovorne , pod pogojem, da ravnajo v dobri veri .
The disclosure in accordance with the requirements of this Directive to the financial intelligence unit by an institution or person covered by this Directive or by an employee or director of such an institution or person of the information referred to in Articles 19,20 and 21 shall not constitute a breach of any restriction on disclosure of information imposed by contract or by any legislative, regulatory or administrative provision, and shall not involve the institution or person or its directors or employees in liability of any kind, provided that they act in good faith .
Države članice sprejmejo ustrezne ukrepe, s katerimi naj bi zaposlene v ustanovah ali osebah, zajetih v tej direktivi, ki o sumih pranja denarja poročajo bodisi interno ali pa neposredno enoti za finančni nadzor, s povračilnimi ukrepi zaščitili pred grožnjami ali nadlegovanjem.
Member States shall take all appropriate measures in order to protect employees of the institutions or persons covered by this Directive who report suspicions of money laundering either internally or to the financial intelligence unit from being exposed to threats or hostile action by way of reprisals .
Ustanove in osebe, zajete v tej direktivi, ter njihovi direktorji in zaposleni prizadetim strankam ali ostalim tretjim osebam ne razkrijejo, da so enoti za finančni nadzor v skladu s členi 19, 20 in 21 posredovali podatke, ali da poteka oziroma bo stekla preiskava o pranju denarja.
The institutions and persons covered by this Directive and their directors and employees shall not disclose to the customer concerned nor to other third persons that information has been transmitted to the financial intelligence unit in accordance with Articles 19, 21, 21 or that a money laundering investigation is being or may be carried out.
Ustanove in osebe – z izjemo notranjih nadzorov v skupini finančnih ustanov –, zajete v tej direktivi, ter njihovi direktorji in zaposleni prizadetim strankam ali ostalim tretjim osebam ne razkrijejo, da so enoti za finančni nadzor v skladu s členi 19, 20 in 21 posredovali podatke, ali da poteka oziroma bo stekla preiskava o pranju denarja.
The institutions and persons - with the exception of the internal controls in financial institution groups - covered by this Directive and their directors and employees shall not disclose to the customer concerned nor to other third persons that information has been transmitted to the financial intelligence unit in accordance with Articles 19, 21, 21 or that a money laundering investigation is being or may be carried out.
V finančnih multinacionalnih skupinah je omejen obtok imen sumljivih oseb med uslužbenci za usklajenost s pravili dovoljen znotraj mehanizmov zadostne zaščite.
In financial multinational groups the restricted circulation of the names of suspicious persons among the compliance officers of the financial group is permitted within the sufficient protection mechanism.
Prepoved iz odstavka 1 ne vključuje razkritja pravosodnim organom ali razkritja za namen pregona, če je tako določeno v nacionalni zakonodaji.
The prohibition laid down in paragraph 1 shall not include disclosure to judicial authorities or disclosure for law enforcement purposes if provided for in national legislation.
Kadar skušajo neodvisni pravni strokovnjaki, notarji, revizorji, računovodje in davčni svetovalci, ki delujejo kot neodvisni pravni strokovnjaki,odvrniti stranko od nezakonite dejavnosti, to ne predstavlja razkritja v smislu odstavka 1.
Where independent legal professionals, notaries, auditors, accountants and tax advisors, acting as independent legal professionals seek to dissuade a client from engaging in illegal activity, this shall not constitute disclosure within the meaning of paragraph 1.
Člen 29 a (novo)
Article 29 a (new)
Člen 29 a
Article 29 a
Države članice uporabijo odstopanje, ki je predvideno v členu 13(1)(d) Direktive 95/46/ES Evropskega parlamenta in Sveta z dne 24. oktobra 1995 o varstvu posameznikov pri obdelavi osebnih podatkov in o prostem pretoku takih podatkov, kadar takšno odstopanje predstavlja potreben ukrep za zaščito preprečevanja, preiskovanja, razkrinkanja in preganjanja kaznivih dejanj, ki so povezana s pranjem denarja.
Member States shall apply the derogation provided for in Article 13(1)(d) of Directive 95/46/EC of the European Parliament and of the Council of 24 October 1995 on the protection of individuals with regard to the processing of personal data and on the free movement of such data 1 when such derogation constitutes a necessary measure to safeguard the prevention, investigation, detection and prosecution of criminal offences related to money laundering.
1 UL L 281, 23.11.1995, str.
1 OJ L 281, 23.11.1995, p.
Države članice zagotovijo, da bodo, kadar bo to izvedljivo, omogočile pravočasne povratne informacije o učinkovitosti in nadaljnjem ukrepanju v zvezi s poročili, podanimi o sumih pranja denarja.
Member States shall ensure that, wherever practicable , timely feedback on the effectiveness of and follow-up to reports of suspected money laundering is provided.
Države članice zagotovijo, da bodo omogočile pravočasne povratne informacije o učinkovitosti in nadaljnjem ukrepanju v zvezi s poročili, podanimi o sumih pranja denarja ali o financiranju terorizma.
Member States shall ensure that timely feedback on the effectiveness of and follow-up reports of suspected money laundering or terrorist financing is provided.
Člen 37, odstavek 3 a (novo)
Article 37, paragraph 3 a (new)
Pri izvajanju svojih izvedbenih pooblastil, v skladu s to direktivo, mora Komisija spoštovati naslednja načela: potrebo po visoki stopnji preglednosti ter posvetovanju z institucijami in osebami, zajetimi v tej direktivi, ter z Evropskim parlamentom in Svetom; potrebo po zagotovitvi, da so pristojni organi sposobni zagotoviti dosledno skladnost s pravili; dolgoročno uravnavanje stroškov in dajatev institucijam in osebam, zajetim v tej direktivi, pri katerem koli izvedbenem ukrepu; potrebo po spoštovanju potrebne prilagodljivosti pri uporabi izvedbenih ukrepov v skladu z oceno tveganja; potrebo po zagotovitvi skladnosti z drugo zakonodajo EU na tem področju; potrebo po zaščiti EU, njenih držav članic in njihovih državljanov pred posledicami pranja denarja in financiranja terorizma.
In exercising its implementing powers in accordance with this Directive, the Commission should respect the following principles: the need for high levels of transparency and consultation with institutions and persons covered by this Directive and with the European Parliament and the Council; the need to ensure that competent authorities are able to ensure consistent compliance with the rules; the balance of costs and benefits to institutions and persons covered by this Directive on a long-term basis in any implementing measures; the need to respect the necessary flexibility in the application of the implementing measures in accordance with a risk-sensitive basis approach; the need to ensure coherence with other EU legislation in this area; the need to protect the EU, its Member States and their citizens from the consequences of money laundering and terrorist financing.
Predlog Direktive Evropskega parlamenta in Sveta o preprečevanju uporabe finančnega sistema za pranje denarja, vključno z namenom financiranja terorizma
Proposal for a European Parliament and Council directive on the prevention of the use of the financial system for the purpose of money laundering, including terrorist financing
Odbor, zaprošen za svoje mnenje Datum razglašen na plenarnem zasedanju
Committee asked for its opinion Date announced in plenary
Pripravljavec osnutka Določen datum
Drafts(wo)man Date appointed
Datum sprejetja predlogov
Date suggestions adopted
MNENJE Odbora za notranji trg in zaščito potrošnikov
OPINION of the Committee on the Internal Market and Consumer Protection
Vaš pripravljavec osnutka pozdravlja predlog Komisije, ki poskuša obravnavati težavo pranja denarja.
Your draftsman welcomes the Commission's proposal, which attempts to address the problem of money laundering.
Pranje denarja je kaznivo dejanje, ki ima lahko resne posledice na fizično varnost (na primer teroristična dejanja) in na varstvo potrošnikov in pravilno delovanje notranjega trga.
Money laundering is a crime that can have serious consequences, both in terms of physical security (such as acts of terrorism) and in terms of consumer protection and the proper functioning of the Internal Market.
Proti njemu se je treba boriti z vsemi mogočimi sredstvi; vendar je treba to storiti primerno in sorazmerno.
It should be combated using every possible means; however, this must be done in an appropriate and proportionate way.
Nujnost in sorazmernost morata biti vodilni načeli evropske zakonodaje o pranju denarja, zato vaš pripravljavec osnutka:
Necessity and proportionality should be the guiding principles for European legislation on money laundering, and therefore your draftsman:
– pozdravlja pristop na temelju tveganja, ki ga je Komisija izbrala za obveznost primerne skrbnosti, ker omogoča večjo gibljivost in izraža širino sektorjev, na katere vpliva zakonodaja.
- welcomes the risk-based approach the Commission has chosen for the due diligence obligation, since it allows for greater flexibility and reflects the breadth of the sectors affected by the legislation.
Ta „postopni“ pristop, ki razlikuje med splošno, poenostavljeno in razširjeno skrbnostjo, pomaga zagotoviti, da so dostop potrošnika do dobrin in storitev ter delovanje notranjega trga le ovirani, kadar gre za sum pranja denarja.
This 'staged' approach, which differentiates between general, simplified and enhanced due diligence, helps to ensure that the consumer's access to goods and services, and the functioning of the Internal Market, are only impeded when there is due suspicion of money laundering.
– potrjuje ta pristop, hkrati pa morajo zahteve po skrbnem preverjanju in vodenju evidence strank, določene v tej direktivi, veljati tudi za nefinančne posle in dejavnosti – zlasti igralnice –, kadar so stranke vključene v finančne transakcije, ki presegajo določeno mejo.
- endorses that approach whereby the customer due diligence and record-keeping requirements, set out in this directive, should also apply to non-financial businesses and professions - especially casinos - when customers engage in financial transactions exceeding a specific threshold.
Vendar pa je treba meje v skladu s priporočili „Projektne skupine za finančno ukrepanje pri pranju denarja“ (FATF)
However, according to the recommendations of the 'Financial Action Task Force on Money Laundering' (FATF)
– strinja se, da se preučijo tudi finančne transakcije, ki sodijo v okvir zavarovalnih pogodb.
- agrees that financial transactions coming within the scope of insurance contracts should also be scrutinised.
Vendar je meja pri življenjskem zavarovanju prenizka in jo je treba spremeniti, ker bi njena postavitev na nizko raven naložila nesprejemljivo breme zavarovalniški industriji v zvezi z izkoriščanjem človeških virov.
However, the threshold in terms of life insurance is considered to be too low and should be changed, as setting it at a low level would impose an intolerable burden on the insurance industry in terms of the deployment of human resources.
V interesu zmanjšanja bremena za ponudnike drugih vrst zavarovanj (na primer zavarovanja za avto in za stanovanjske predmete) in za kupce takšnih storitev je treba oblikovati določbo za sistem „preverjanja na podlagi zahtevka“ in ne za izvajanje pregledov možnih strank pred izdano zavarovalno polico.
In the interests of relieving the burden on providers of other types of insurance (such as car insurance and household contents insurance), and the purchasers of such services, provision should also be made for a system of 'verification upon claim', rather than performing checks on potential clients before a policy is issued.
– poziva Komisijo, naj ponovno pretehta definicijo dejanskega lastnika zaradi določanja.
- urges the Commission to reconsider the definition of beneficial owner for the purpose of determining.
10-odstotno lastništvo ali nadzorni prag dejanskih lastnikov iz predloga je zelo ambiciozno in bi vodilo do nepotrebnih in zahtevnih pregledov, izvedenih na posameznikih, ki nimajo pravnega nadzora nad zadevno družbo.
The proposal's 10% ownership or control threshold of beneficial owners is overly ambitious and would lead to unnecessary and onerous checks being carried out on individuals who do not have legal control over the company in question.
– prosi Komisijo, da določi pravila v zvezi s tem, kako je treba dejansko izvajati prosto presojo v zvezi s procesom skrbnega preverjanja.
- requests the Commission to set out rules determining how the discretion associated with the due diligence process should be exercised in practice.
Odbor za notranji trg in varstvo potrošnikov poziva Odbor za svoboščine in pravice državljanov, pravosodje in notranje zadeve kot pristojni odbor, da v svoje poročilo vključi naslednje predloge sprememb:
The Committee on the Internal Market and Consumer Protection calls on the Committee on Civil Liberties, Justice and Home Affairs, as the committee responsible, to incorporate the following amendments in its report:
Člen 3, točka 8, točka (a)
Article 3, point 8, point (a)
(a) fizična oseba, ki neposredno ali posredno poseduje ali nadzira 10 % ali več delnic ali glasovalnih pravic pravne osebe, ali ki kako drugače primerljivo vpliva na vodenje pravne osebe, z izjemo družb, ki kotirajo na uradni borzi in morajo v skladu z zakonodajo Skupnosti ali primerljivim mednarodnim standardom spoštovati zahtevo po razkritju;
(a) the natural person who ultimately, directly or indirectly, owns or controls 10 % or more of the shares or of the voting rights of a legal person or who otherwise exercises a comparable influence over the management of a legal person, other than a company listed on an official stock exchange that is subject to disclosure requirements consistent with Community legislation or subject to equivalent international standards;
(a) fizična oseba, ki neposredno ali posredno poseduje ali nadzira eno tretjino ali več delnic ali glasovalnih pravic pravne osebe, ki kako drugače primerljivo vpliva na vodenje pravne osebe, z izjemo družb, ki kotirajo na uradni borzi in morajo v skladu z zakonodajo Skupnosti ali primerljivim mednarodnim standardom spoštovati zahtevo po razkritju;
(a) a natural person who ultimately, directly or in directly, owns or controls one third or more of the shares or of the voting rights of a legal person who exercises a comparable influence over the management of a legal person, other than a company listed on an official stock exchange that is subject to disclosure requirements consistent with the Community legislation or subject to equivalent international standards;
Meja 10 % je prenizka.
The 10% barrier is regarded as being too small.
Pravi vpliv na družbo se lahko vzpostavi le iz nadzora ene tretjine ali več delnic ali glasovalnih pravic.
Real influence on a company can only be established from controlling one-third or more of shares or of voting rights.
Člen 3, točka 8, točka (b)
Article 3, point 8, point (b)
(a) fizično osebo, ki je končni koristnik, neposredno ali posredno, 10 % ali več premoženja ustanove, sklada ali podobne pravne organizacije, ali ki vpliva na primerljivo količino premoženja ustanove, sklada ali podobne pravne organizacije, z izjemo družb, ki kotirajo na uradni borzi in morajo v skladu z zakonodajo Skupnosti ali primerljivim mednarodnim standardom spoštovati zahtevo po razkritju;
(b) the natural person who is ultimate beneficiary, directly or indirectly, of 10 % or more of the property of a foundation, a trust or similar legal arrangement or who exercises influence over a comparable quantity of the property of a foundation, a trust or a similar legal arrangement, other than a company listed on an official stock exchange that is subject to disclosure requirements consistent with Community legislation or subject to equivalent international standards;
(a) fizično osebo, ki je končni koristnik, neposredno ali posredno, ene tretjine ali več premoženja ustanove, sklada ali podobne pravne organizacije, ali ki vpliva na primerljivo količino premoženja ustanove, sklada ali podobne pravne organizacije, z izjemo družb, ki kotirajo na uradni borzi in morajo v skladu z zakonodajo Skupnosti ali primerljivim mednarodnim standardom spoštovati zahtevo po razkritju;
(b) a natural person who is ultimate beneficiary, directly or indirectly, of one third or more of the property of a foundation, a trust, or similar legal arrangement or who exercises influence over a comparable quantity of the property of a foundation, a trust or a similar legal arrangement, other than a company listed on an official stock exchange that is subject to disclosure requirements consistent with Community legislation or subject to equivalent international standards.
(10) „politično izpostavljene osebe“ pomeni fizične osebe , ki delujejo ali so delovale na vidnem javnem položaju , vključno z ožjimi družinskimi člani ali bližnjimi sodelavci takšnih oseb, katerih večje ali zapletene finančne ali poslovne transakcije predstavljajo povečano tveganje pranja denarja
(10) “politically exposed persons” means natural persons who are or have been entrusted with prominent public functions and whose substantial or complex financial or business transactions may represent an enhanced money laundering risk and close family members or close associates of such persons;
(10) „politično izpostavljene osebe“ so posamezniki , ki delujejo ali so delovali na vidnem javnem položaju, na primer voditelji držav ali vlad, visoki politiki, visoki vladni, sodni ali vojaški uradniki, višji vodstveni delavci podjetij v državni lasti, pomembni uradniki političnih strank, vendar ne posamezniki na srednje pomembnih mestih ali mlajši posamezniki.
(10) " politically exposed persons " (PEPs) are individuals who are or have been entrusted with prominent public functions , such as Heads of State or of government, senior politicians, senior government, judicial or military officials, senior executives of state owned corporations, important political party officials, but not middle ranking or more junior individuals.
Poslovni odnosi z družinskimi člani ali bližnjimi sodelavci politično izpostavljenih oseb vključujejo ogrožanje ugleda, podobnega tistemu, ki je v takšnih odnosih s samimi politično izpostavljenimi osebami.
Business relationships with family members or close associates of PEPs involve reputational risks similar to those inherent in such relationships with PEPs themselves.
Definicija, ki jo je predložila FATF (projektna skupina za finančno ukrepanje pri pranju denarja) v zvezi s politično izpostavljenimi osebami je bolj natančna kot definicija Komisije.
The definition by the FATF (Financial Action Task Force on Money Laundering) on PEPs is more precise than the Commission's definition.
Države članice svojim kreditnim in finančnim ustanovam prepovedujejo vodenje anonimnih računov, anonimnih bančnih kreditnih knjižic ali računov na izmišljeno ime .
Member States shall prohibit their credit and financial institutions from keeping anonymous accounts , anonymous passbooks or accounts in fictitious names .
Vsi računi, ki so vodeni na ime, ki ni pravno ime nosilca, so predmet skrbnega pregleda stranke.
All accounts held in a name other than the legal name of the holder shall be subject to customer due diligence.
Zahteva ne upošteva tistih ljudi, ki lahko uporabljajo poklicna imena, vključno s psevdonimi.
The requirement does not take account of those people who may use professional names, including noms de plume .
Ključna zahteva je, da je identiteta posameznika znana kreditni ustanovi ali finančni ustanovi, vendar z dodatnimi pregledi, kadar stranka uporablja ime, ki ni njeno pravno ime.
The key requirement is that the identity of the individual is known to the credit institution or financial institution, albeit with additional checks in the event of a customer using a name other than his legal name.
Izjemoma se mora v primeru financiranja zavarovalnih premij skrben pregled stranke izvajati le, kadar obstaja zahtevek, in ne, kadar se proda zavarovalna polica.
Exceptionally, in the case of insurance premium funding, customer due diligence should be applied only when a claim is made, not when the policy is sold.
Pri prodaji zavarovalnih polic za hiše, vozila in posle je tveganje pranja denarja nizko; učinkoviteje je reagirati na vsak sum, ko nastane zahtevek.
There is a low money-laundering risk on the sale of home, motor and business insurance policies; it is more effective to act on any suspicions at the point when the claim is made.
Izvirno besedilo pomeni možno oviro pri delovanju notranjega trga in pri dostopu potrošnikov do zavarovanja.
The original wording presents a potential obstacle to the functioning of the internal market and to consumer access to insurance.
Države članice zahtevajo identifikacijo vseh gostov v igralnicah, njihovo identiteto pa je potrebno preveriti, če kupijo ali zamenjajo igralne žetone v vrednosti 1000 evrov ali več.
Member States shall require that all casino customers shall be identified and the i dentity verified if they purchase or exchange gambling chips with a value of EUR 1000 or more.