natgillin/translations-raw huggingface dataset:
(i) določena in materialna obravnava časovne vrednosti denarja;
( i ) explicit and material considerationof the time value of money;
(ii) pogodbene določbe za uravnavanje stanja gospodarske izkušnje med stranmi v času doseganja prenosa ciljnega tveganja.
(ii) contractual provisions to moderate the balance of economic experience between the parties over time to achieve the target risk transfer.
ČLEN 2, ODSTAVEK 2, PODODSTAVKA 1 IN 2
ARTICLE 2, PARAGRAPH 2, SUBPARAGRAPHS 1 AND 2
Za namene odstavka 1(a) se zagotovitev kritja pozavarovalnice za institucijo za poklicno pokojninsko zavarovanje, ki spada na področje uporabe Direktive 2003/41/ES Evropskega parlamenta in Sveta in v primeru, da zakonodaja matične države članice institucije dovoljuje takšno zagotovitev, prav tako šteje kot dejavnost, ki spada na področje uporabe te direktive.
For the purposes of paragraph 1(a), the provision of cover by a reinsurance undertaking to an institution for occupational retirement provision falling under the scope of Directive 2003/41/EC of the European Parliament and of the Council, where the law of the institution's home Member permits such provision, shall also be considered as an activity falling under the scope of this Directive.
Za namene odstavka 1(c) se vsaka trajna navzočnost podjetja na območju države članice obravnava enako kakor zastopstvo ali podružnica, tudi če ta nima oblike podružnice ali zastopstva, ampak jo predstavlja le pisarna, ki jo vodi lastno osebje podjetja ali neodvisna oseba s stalnim dovoljenjem, da dela za podjetje tako, kakor bi delalo zastopstvo.
For the purposes of paragraph 1(c) any permanent presence of an undertaking in the territory of a Member State shall be treated in the same way as an agency or branch, even if that presence does not take the form of a branch or agency, but consists merely of an office managed by the undertaking's own staff or by a person who is independent but has permanent authority to act for the undertaking as an agency would.
Za namene odstavka 1(c) se vsaka trajna navzočnost pozavarovalnice na območju države članice obravnava enako kakor zastopstvo ali podružnica, tudi če ta nima oblike podružnice ali zastopstva, ampak jo predstavlja le pisarna, ki jo vodi lastno osebje podjetja ali neodvisna oseba s stalnim dovoljenjem, da dela za podjetje tako, kakor bi delalo zastopstvo.
For the purposes of paragraph 1(c) any permanent presence of a reinsurance undertaking in the territory of a Member State shall be treated in the same way as an agency or branch, even if that presence does not take the form of a branch or agency, but consists merely of an office managed by the undertaking's own staff or by a person who is independent but has permanent authority to act for the undertaking as an agency would.
Za namene odstavka 1(i) in v okviru členov 7 in 14 ter drugih ravni holdinga, navedenih v členu 14 , se upoštevajo glasovalne pravice iz člena 92 Direktive 2001/34/ES.
For the purposes of paragraph 1(i) , and in the context of Articles 7 and 14 and of the other levels of holding referred to in Article 14 , the voting rights referred to in Article 92 of Directive 2001/34/EC shall be taken into account.
Za namene odstavka 1(i) in v okviru členov 12 in 19 do 23 ter drugih ravni holdinga, navedenih v členih 19 do 23 , se upoštevajo glasovalne pravice iz člena 92 Direktive 2001/34/ES.
For the purposes of paragraph 1(i) , and in the context of Articles 12 and 19 to 23 and of the other levels of holding referred to in Article 19 to 23 , the voting rights referred to in Article 92 of Directive 2001/34/EC shall be taken into account.
Za namene odstavka 1(k) se vsako hčerinsko podjetje hčerinskega podjetja prav tako šteje za hčerinsko podjetje podjetja, ki je njuno končno matično podjetje.
For the purposes of paragraph 1(k), any subsidiary of a subsidiary undertaking shall also be regarded as a subsidiary of the undertaking which is those undertakings' ultimate parent undertaking.
Za namene odstavka 1(m) se vsako hčerinsko podjetje hčerinskega podjetja šteje kot hčerinsko podjetje matičnega podjetja, ki je na čelu teh podjetij.
For the purposes of paragraph 1(m), any subsidiary undertaking of a subsidiary undertaking shall be considered a subsidiary of the parent undertaking which is at the head of those undertakings.
Za namene odstavka 1(m) se položaj, ko sta dve ali več fizičnih ali pravnih oseb trajno povezani z eno in isto osebo z razmerjem obvladovanja, prav tako šteje za tesno povezavo med takimi osebami.
For the purposes of paragraph 1(m) a situation in which two or more natural or legal persons are permanently linked to one and the same person by a control relationship shall also be regarded as constituting a close link between such persons.
ČLEN 23, NASLOV
ARTICLE 23, TITLE
Kvalificirani deleži: Pooblastila pristojnega organa
Qualified holdings: Powers of the competent authority
Opredeljeni deleži: Pooblastila pristojnega organa
Qualifying holdings: Powers of the competent authority
Člen 28, odstavek 1, uvod
Article 28, Paragraph 1, introduction
Členi 24 − 27 ne izključujejo izmenjave podatkov znotraj države članice, če ima ista država članica dvoje ali več pristojnih organov, ali med državami članicami, med pristojnimi organi in med:
Articles 24 - 27 shall not preclude the exchange of information within a Member State, where there are two or more competent authorities in the same Member State, or, between Member States, between competent authorities and:
Člena 24 in 27 ne izključujeta izmenjave podatkov znotraj države članice, če ima ista država članica dvoje ali več pristojnih organov, ali med državami članicami, med pristojnimi organi in med:
Articles 24 and 27 shall not preclude the exchange of information within a Member State, where there are two or more competent authorities in the same Member State, or, between Member States, between competent authorities and:
Uskladitev z opredelitvijo iz člena 16(5) Direktive 2002/83/ES Evropskega parlamenta in Sveta z dne 5. novembra 2002 v zvezi z življenjskim zavarovanjem.
Harmonisation with the definition at Article 16, Paragraph 5 of Directive 2002/83/EC of the European Parliament and of the Council of 5 November 2002 concerning life assurance
ČLEN 32, ODSTAVEK 3
ARTICLE 32, PARAGRAPH 3
3) Če matična država članica dovoljuje, da so zavarovalno-tehnične rezervacije pokrite z zahtevki do pozavarovateljev, ki niso pridobili dovoljenja v skladu s to direktivo, ali zavarovalnice, ki ni pridobila dovoljenja v skladu z Direktivo 73/239/EGS ali 2002/83/ES, mora določiti tako dovoljen odstotek .
3) When the home Member State allows any technical provisions to be covered by claims against reinsurers who are not authorised in accordance with this Directive or insurance undertakings which are not authorised in accordance with Directives 73/239/EEC or 2002/83/EC, it shall fix the percentage so allowed .
3) Če matična država članica dovoljuje, da so zavarovalno-tehnične rezervacije pokrite z zahtevki do pozavarovateljev, ki niso pridobili dovoljenja v skladu s to direktivo, ali zavarovalnice, ki ni pridobila dovoljenja v skladu z Direktivo 73/239/EGS ali 2002/83/ES, mora opredeliti pogoje za sprejetje takšnih zahtevkov .
3) When the home Member State allows any technical provisions to be covered by claims against reinsurers who are not authorised in accordance with this Directive or insurance undertakings which are not authorised in accordance with Directives 73/239/EEC or 2002/83/EC, it shall set the conditions for accepting such claims.
ČLEN 34
ARTICLE 34
Pri kritnem premoženju se upošteva vrsta posla, ki ga opravlja pozavarovalnica, predvsem naravo, znesek in trajanje pričakovanih zneskov škode, na tak način, da zagotovi likvidnost, varnost, kakovost, donosnost in ujemanje naložb, za katere podjetje poskrbi, da so raznolike in zadostno razpršene, da bi podjetju omogočili odgovor na spreminjajoče se gospodarske okoliščine, predvsem glede razvoja na finančnih trgih in trgih z nepremičninami, ali vplivne katastrofalne dogodke.
The assets covering the technical provisions shall take account of the type of business carried out by a reinsurance undertaking, in particular the nature, the amount and the duration of the expected claims payments, in such a way as to secure sufficiency, liquidity, security, quality, profitability and matching of its investments, which the undertaking shall ensure are diversified and adequately spread and which gives the undertaking the possibilities to respond adequately to changing economic circumstances, in particular developments in the financial markets and real estate markets or large impact catastrophic events.
Matična država članica zahteva, da vsaka pozavarovalnica vlaga sredstva, ki pokrivajo zavarovalno-tehnične rezervacije in izravnalno rezervacijo iz člena 33, v skladu z naslednjimi pravili:
The home Member State shall require every reinsurance undertaking to invest the assets covering the technical provisions and the equalisation reserve referred to in Article 33 in accordance with the following rules:
(a) pri sredstvih se upošteva vrsta posla, ki ga opravlja pozavarovalnica, predvsem naravo, znesek in trajanje pričakovanih zneskov škode, na tak način, da zagotovi likvidnost, varnost, kakovost, donosnost in ujemanje naložb;
(a) the assets shall take account of the type of business carried out by a reinsurance undertaking, in particular the nature, the amount and the duration of the expected claims payments, in such a way as to secure sufficiency, liquidity, security, quality, profitability and matching of its investments;
(b) pozavarovalnica zagotovi, da so sredstva raznolika in zadostno razpršena ter da podjetju omogočajo odgovor na spreminjajoče se gospodarske okoliščine, predvsem glede razvoja na finančnih trgih in trgih z nepremičninami, ali vplivne katastrofalne dogodke.
(b) the reinsurance undertaking shall ensure that the assets are diversified and adequately spread and allow the undertaking to respond adequately to changing economic circumstances, in particular developments in the financial markets and real estate markets or large impact catastrophic events.
Podjetje mora presoditi vpliv neenotnih tržnih razmer na svoja sredstva in jih mora razpršiti na tak način, da zmanjša ta vpliv;
The undertaking has to assess the impact of irregular market circumstances on its assets and has to diversify the assets in such a way that it reduces such impact;
(c) naložba v sredstva, ki niso sprejeta v trgovanje na urejenem finančnem trgu, se mora v vsakem primeru zadržati na preudarni ravni;
(c) investment in assets which are not admitted to trading on a regulated financial market must in any event be kept to prudent levels;
(d)naložbe v izvedene instrumente so mogoče, če prispevajo k zmanjšanju naložbenih tveganj ali olajšajo učinkovito upravljanje portfelja.
(d) investment in derivative instruments shall be possible insofar as they contribute to a reduction of investment risks or facilitate efficient portfolio management.
Mora se jih vrednotiti po načelu preudarnosti ob upoštevanju osnovne vrednosti in jih vključiti v vrednotenje sredstev institucije.
They must be valued on a prudent basis, taking into account the underlying assets, and included in the valuation of the institution's assets.
Institucija se tudi izogiba pretirani izpostavljenosti tveganjem glede na eno samo nasprotno stranko in druge izvedene posle;
The institution shall also avoid excessive risk exposure to a single counterparty and to other derivative operations;
(e) naložbe so primerno razpršene na način, ki preprečuje pretirano zanašanje na neko imetje, izdajatelja ali skupino podjetij in kopičenje tveganj v portfelju kot celoti.
(e) the assets shall be properly diversified in such a way as to avoid excessive reliance on any one particular asset, issuer or group of undertakings and accumulations of risk in the portfolio as a whole.
Naložbe v sredstva, ki jih izda isti izdajatelj ali izdajatelji, ki pripadajo isti skupini, ne izpostavijo podjetja pretiranemu tveganju;
Investments in assets issued by the same issuer or by issuers belonging to the same group shall not expose the undertaking to excessive risk concentration;
države članice lahko sklenejo, da ne bodo uporabljale zahtev iz točke (e) za naložbe v državne obveznice.
Member States may decide not to apply the requirements referred to in point (e) to investment in government bonds.
Države članice ne zahtevajo, da pozavarovalnice, ki so na njihovem ozemlju, vlagajo v nekatere kategorije sredstev.
Member States shall not require reinsurance undertakings located in their territory to invest in particular categories of assets.
Države članice ne pogojujejo naložbenih odločitev pozavarovalnice, ki je na njihovem ozemlju, ali njenega naložbenega upravitelja s kakršno koli predhodno odobritvijo ali zahtevo po sistematičnem obveščanju.
Member States shall not subject the investment decisions of a reinsurance undertaking located in their territory or its investment manager to any kind of prior approval or systematic notification requirements.
Ne glede na določbe iz odstavkov 1 do 3 lahko država članica za vsako pozavarovalnico, ki ima sedež na njenem ozemlju, določi naslednja količinska pravila, če so preudarno utemeljena:
Notwithstanding the provisions of paragraphs 1 to 3, the home Member State may, for every reinsurance undertaking whose head office is situated in its territory, lay down the following quantitative rules, provided they are prudentially justified:
(a) naložbe bruto zavarovalno-tehničnih rezervacij v valute, razen tistih, pri katerih so zavarovalno-tehnične rezervacije določene, je treba omejiti na 30 %;
(a) investments of gross technical provisions in currencies other than those in which technical provisions are set should be limited to 30%;
(b) naložbe bruto zavarovalno-tehničnih rezervacij v delnice in druge prenosljive vrednostne papirje, obravnavane kot delnice, obveznice, dolžniške vrednostne papirje, ki niso sprejeti za trgovanje na urejenem trgu, je treba omejiti na 30 %;
(b) investments of gross technical provisions in shares and other negotiable securities treated as shares, bonds, debt securities which are not admitted to trading on a regulated market should be limited to 30%;
(c) matična država članica lahko zahteva, da posamezna pozavarovalnica ne sme vložiti več kot 5 % bruto zavarovalno-tehničnih rezervacij v delnice in druge prenosljive vrednostne papirje, ki se obravnavajo kot delnice, obveznice, dolžniški vrednostni papirji ter drugi denarni instrumenti in instrumenti kapitalskega trga istega podjetja, ter več kot 10 % skupnih bruto zavarovalno-tehničnih rezervacij v delnice in druge prenosljive vrednostne papirje, ki se obravnavajo kot delnice, obveznice, dolžniški vrednostni papirji in drugi denarni instrumenti ter instrumenti kapitalskega trga podjetij, ki spadajo v isto skupino.
(c) the home Member State may require every reinsurance undertaking to invest no more than 5% of its gross technical provisions in shares and other negotiable securities treated as shares, bonds, debt securities and other money and capital market instruments from the same undertaking, and no more than 10% of its total gross technical provisions in shares and other negotiable securities treated as shares, bonds, debt securities and other money and capital market instruments from undertakings which are members of the same group;
Ob tem matična država članica določi podrobnejša pravila, ki določajo pogoje za uporabo neporavnanih zneskov posebnega specializiranega podjetja kot sredstev, ki pokrivajo zavarovalno-tehnične rezervacije v skladu s tem členom.
Furthermore, the home Member State shall lay down more detailed rules setting the conditions for the use of amounts outstanding from a special purpose vehicle as assets covering technical provisions according to this Article.
ČLEN 36, ODSTAVEK 1, TOČKA (B)
ARTICLE 36, PARAGRAPH 1, POINT (B)
(b) obveznimi in prostimi rezervami, ki ne ustrezajo prevzetim obveznostim iz zavarovalnih pogodb;
(b) statutory and free reserves not corresponding to underwriting liabilities;
(b) obveznimi in prostimi rezervami, ki ne ustrezajo prevzetim obveznostim iz zavarovalnih pogodb ali ki so uvrščene kot izravnalne rezervacije ;
(b) statutory and free reserves not corresponding to underwriting liabilities or classified as equalisation reserves ;
ČLEN 37, ODSTAVEK 3, PODODSTAVEK 6
ARTICLE 37, PARAGRAPH 3, SUBPARAGRAPH 6
Tako pridobljena vsota se pomnoži z razmerjem, ki glede na pretekla tri poslovna leta obstaja med zneskom terjatev na izplačilo odškodnin, ki jih mora podjetje nositi tudi potem, ko so bili odšteti vsi izterljivi zneski iz pozavarovanja, in kosmatim zneskom terjatev na izplačilo odškodnin; to razmerje ne sme biti v nobenem primeru manjše od 50 %.
The sum so obtained shall be multiplied by the ratio existing in respect of the sum of the last three financial years between the amount of claims remaining to be borne by the reinsurance undertaking after deduction of amounts recoverable under retrocession and the gross amount of claims; this ratio may in no case be less than 50 % .
Na zahtevo, ki jo podprto z dokazi pozavarovalnica predloži pristojnemu organu matične države članice, in s soglasjem tega organa, se lahko izterljive količine družb s posebnim namenom iz člena 44(b) te direktive tudi odbijejo kot retrocesija.
Upon application, with supporting evidence, by the reinsurance undertaking to the competent authority of the home Member State and with agreement of that authority, amounts recoverable from special purpose vehicles referred to in Article 44b of this Directive may also be deducted as retrocession.
ČLEN 37, ODSTAVEK 4, PODODSTAVEK 8
ARTICLE 37, PARAGRAPH 4, SUBPARAGRAPH 8
Tako pridobljena vsota se pomnoži z razmerjem, ki glede na pretekla tri poslovna leta obstaja med zneskom terjatev na izplačilo odškodnin, ki jih mora pozavarovalnica nositi tudi potem, ko so bili odšteti vsi izterljivi zneski iz retrocesije, in kosmatim zneskom terjatev na izplačilo odškodnin; to razmerje ne sme biti v nobenem primeru manjše od 50 %.
The sum so obtained shall be multiplied by the ratio existing in respect of the sum of the last three financial years between the amount of claims remaining to be borne by the undertaking after deduction of amounts recoverable under retrocession and the gross amount of claims; this ratio may in no case be less than 50 %.
Tako pridobljena vsota se pomnoži z razmerjem, ki glede na pretekla tri poslovna leta obstaja med zneskom terjatev na izplačilo odškodnin, ki jih mora pozavarovalnica nositi tudi potem, ko so bili odšteti vsi izterljivi zneski iz retrocesije, in kosmatim zneskom terjatev na izplačilo odškodnin; to razmerje ne sme biti v nobenem primeru manjše od 50%.
The sum so obtained shall be multiplied by the ratio existing in respect of the sum of the last three financial years between the amount of claims remaining to be borne by the undertaking after deduction of amounts recoverable under retrocession and the gross amount of claims; this ratio may in no case be less than 50%.
Na zahtevo, ki jo podprto z dokazi pozavarovalnica predloži pristojnemu organu matične države članice, in s soglasjem tega organa se lahko izterljive količine družb s posebnim namenom iz člena 44(b) te direktive tudi odbijejo kot retrocesija.
Upon application, with supporting evidence, by the reinsurance undertaking to the competent authority of the home Member State and with agreement of that authority, amounts recoverable from special purpose vehicles referred to in Article 44b of this Directive may also be deducted as retrocession.
ČLEN 38
ARTICLE 38
S pridržkom člena 40, se zahtevani minimalni kapital za dejavnosti življenjskega pozavarovanja določi , kakor je predpisano v odstavkih od 2 do 7, v skladu z vrstami sklenjenega pozavarovanja.
Subject to Article 40, the required solvency margin for life reassurance activities shall be determined as laid down in paragraphs 2 to 7 according to the classes of reinsurance underwritten.
Zahtevani minimalni kapital za dejavnosti življenjskega pozavarovanja se določi v skladu s členom 37 te direktive.
The required solvency margin for life reassurance activities shall be determined according to Article 37 of this Directive.
Za vrste pozavarovanja iz člena 2(1)(a) in (b) Direktive 2002/83/ES razen življenjskega zavarovanja, povezanega z investicijskimi skladi in za posle iz člena 2(3), je zahtevani minimalni kapital enak vsoti naslednjih dveh rezultatov:
For the kinds of reinsurance referred to in Article 2(1)(a) and (b) of Directive 2002/83/EC other than assurances linked to investment funds and for the operations referred to in Article 2(3), the required solvency margin shall be equal to the sum of the following two results:
Ne glede na odstavek 1 lahko matična država članica določi, da se za pozavarovalniške vrste zavarovalniškega poslovanja, ki so zajete v členu 2(1)(a) Direktive 2002/83/ES in so povezane z investicijskimi skladi ali sodelujočimi pogodbami, in za postopke iz člena 2(1)(b), 2(2)(b), (c), (d) in (e) Direktive 2002/83/ES zahtevani minimalni kapital določi v skladu s členom 28 Direktive 2002/83/ES.
Notwithstanding paragraph 1, the home Member State may provide that for reinsurance classes of assurance business covered by Article 2(1)(a) of Directive 2002/83/EC linked to investment funds or participating contracts and for the operations referred to in Article 2(1)(b), 2(2)(b), (c), (d) and (e) of Directive 2002/83/EC, the required solvency margin shall be determined in accordance with Article 28 of Directive 2002/83/EC.
(a) prvi rezultat:
(a) first result:
4 % matematičnih rezervacij, ki se nanašajo na bruto sprejete obveznosti pozavarovanja brez odbitkov retrocesije, se pomnoži z razmerjem za zadnje poslovno leto, celotnih matematičnih rezervacij brez retrocesije do skupnih bruto matematičnih rezervacij.
4% of the mathematical provisions relating to reinsurance acceptances gross of retro cessions shall be multiplied by the ratio, for the last financial year, of the total mathematical provisions net of retro cessions to the gross total mathematical provisions.
To razmerje ne sme biti v nobenem primeru manjše od 85 %;
That ratio may in no case be less than 85%;
(b) drugi rezultat:
(b) second result:
za police, na katerih rizični kapital ni negativna številka, se 0,3 % takšnega kapitala, ki ga sklene pozavarovalnica, pomnoži z razmerjem, za zadnje poslovno leto, celotnega rizičnega kapitala, zadržanega kot obveznost podjetja po retrocesijah do celotnega ogroženega kapitala brez retrocesij; to razmerje v nobenem primeru ne sme biti nižje od 50 %.
for policies on which the capital at risk is not a negative figure, 0 ,3 % of such capital underwritten by the reinsurance undertaking shall be multiplied by the ratio, for the last financial year, of the total capital at risk retained as the undertaking's liability after retro cessions to the total capital at risk gross of retro cessions; that ratio may in no case be less than 50%.
Za začasna pozavarovanja za primer smrti z najdaljšo dobo treh let znaša delež 0,1 %.
For temporary reinsurance on death of a maximum term of three years the fraction shall be 0 ,1 %.
Za takšna pozavarovanja z dobo od treh do petih let znaša ta delež 0,15 %.
For such reinsurance of a term of more than three years but not more than five years the above fraction shall be 0 ,15 %.
Za pozavarovanje dodatnega zavarovanja iz člena 2(1)(c) Direktive 2002/83/ES je zahtevani minimalni kapital enak zahtevanemu minimalnemu kapitalu za pozavarovalnice, kakor je določeno v členu 37 te direktive.
For reinsurance of supplementary insurance referred to in Article 2(1)(c) of Directive 2002/83/EC the required solvency margin shall be equal to the required solvency margin for reinsurance undertakings as laid down in Article 37 of this Directive.
Za pozavarovanje trajnega dolgoročnega zdravstvenega zavarovanja, ki ni predmet preklica, iz člena 2(1)(d) Direktive 2002/83/ES je zahtevani minimalni kapital enak:
For reinsurance of permanent health insurance not subject to cancellation referred to in Article 2(1)(d) of Directive 2002/83/EC, the required solvency margin shall be equal to:
(a) 4 % matematičnih rezervacij, izračunanih v skladu z odstavkom 2(a) tega člena; plus
(a) 4% of the mathematical provisions, calculated in compliance with paragraph 2(a) of this Article; plus