natgillin/translations-raw huggingface dataset:
Države članice zagotovijo, da ponudnik plačilnih storitev plačnika da sredstva na voljo prejemniku plačila takoj, ko so navedena sredstva knjižena v dobro na plačilni račun prejemnika plačila.
Member States shall ensure that the payment service provider of the payee makes funds available to the payee as soon as those funds are credited to the payee’s payment account.
Zato, da se sredstva dajo na voljo, se ne smejo zaračunati provizije.
No fees may be levied for making the funds available.
Datum valute in razpoložljivost zneska plačilne transakcije
Value date and availability of the amount of the payment transaction
Države članice zagotovijo, da datum valute bremenitve za plačilni račun plačnika ni prej kot trenutek, ko je znesek plačilne transakcije knjižen v breme.
Member States shall ensure that the debit value date for the payer’s payment account shall be not earlier than the point in time at which the amount of the payment transaction is debited to that account.
Ponudnik plačilnih storitev plačnika preneha imeti sredstva na voljo plačniku takoj, ko so navedena sredstva knjižena v breme plačilnega računa plačnika.
The payment service provider of the payer shall cease to make funds available to the payer as soon as those funds are debited from the payer’s payment account.
Države članice zagotovijo, da datum valute knjiženja v dobro za plačilni račun prejemnika plačila ni kasnejši od trenutka, ko je bil znesek plačilne transakcije knjižen v dobro na računu ponudnika plačilnih storitev prejemnika plačila.
Member States shall ensure that the credit value date for the payee’s payment account shall be no later than the point in time at which the amount of the payment transaction is credited to the payee's payment service provider's account.
Znesek plačilne transakcije je prejemniku plačila na voljo isti dan, na katerega je bil znesek knjižen v dobro na računu ponudnika plačilnih storitev prejemnika plačila.
The amount of the payment transaction shall be made available to the payee on the same day on w hich the amount of the payment transaction was credited to the payee's payment service provider's account.
Datum valute knjiženja v dobro za plačilni račun prejemnika plačila je datum, na katerega se sredstva knjižijo v dobro na navedeni račun.
The credit value date for the payee’s payment account shall be the point in time at which that account is credited.
Datum valute bremenitve za plačilni račun plačnika je datum, na katerega se bremeni navedeni račun.
The debit value date for the payer’s payment account shall be the point in time at which that account is debited.
Odstavki 1, 2 in 3 ne posegajo v bremenitve, izvršene na varčevalnih računih, ki so zajete v izrecnih dogovorih glede uporabe sredstev iz naslova varčevanja.
Paragraphs 1, 2 and 3 shall be without prejudice to debits effected on savings accounts covered by explicit agreements regarding the use of funds in savings arrangements.
ČLEN 66, ODSTAVEK 1
ARTICLE 66, PARAGRAPH 1
Če se plačilni nalog izvrši v skladu z enolično identifikacijsko oznako, ki jo navede uporabnik, se šteje, da je plačilni nalog izvršen pravilno glede na navedenega prejemnika plačila.
If a payment order is executed in accordance with the unique identifier provided by the user, the payment order shall be deemed to be executed correctly with regard to the payee specified.
Če je kot enolična identifikacijska številka navedena številka IBAN, bi morala imeti prednost pred imenom prejemnika plačila, če je navedeno dodatno.
Where the IBAN was specified as the unique identifier it should take precedence over the name of the payee, if it is provided additionally.
Ponudnik plačilnih storitev pa bi moral po možnosti preverjati skladnost prve z drugim.
However, the payment service provider should, where possible, verify the consistency of the former with the latter.
Če se plačilni nalog izvrši v skladu z enolično identifikacijsko oznako, ki jo navede uporabnik plačilnih storitev , se šteje, da je plačilni nalog izvršen pravilno glede na navedenega prejemnika plačila.
If a payment order is executed in accordance with the unique identifier provided by the payment service user, the payment order shall be deemed to be executed correctly with regard to the payee specified.
Uporabnik in ponudnik plačilnih storitev se lahko dogovorita o enolični identifikacijski oznaki, ki vključuje kontrolno kodo ali drugo obliko notranjega preverjanja ter ima prednost pred vsemi drugimi zagotovljenimi informacijami.
The payment service user and the payment service provider may agree on a unique identifier that shall include a check code or other internal verification and shall take precedence over any other information provided.
Kjer je primerno, naj se uporablja mednarodna številka bančnega računa (IBAN).
Where appropriate, the international bank account number (IBAN) should be used.
ČLEN 66, ODSTAVEK 2, PODODSTAVEK 2 A (novo)
ARTICLE 66, PARAGRAPH 2, SUBPARAGRAPH 2 A (NEW)
V tem primeru se lahko zaračuna provizija.
In such a case a fee may be charged.
ČLEN 67, ODSTAVEK 1, PODODSTAVEK 1
ARTICLE 67, PARAGRAPH 1, SUBPARAGRAPH 1
Po datumu sprejema v skladu s členom 54(1) je ponudnik plačilnih storitev dosledno odgovoren za neizvršitev ali napačno izvršitev plačilne transakcije, izvedene v skladu z oddelkom 1.
After the point in time of acceptance in accordance with Article 54(1), a payment service provider shall be strictly liable for the non-execution or defective execution of a payment transaction made in accordance with Section 1.
Brez poseganja v člena 66(2) in 70 je po dnevu sprejema v skladu s členom 54(1) ponudnik plačilnih storitev odgovoren za neizvršitev ali napačno izvršitev plačilne transakcije, izvedene v skladu z oddelkom 1.
Without prejudice to Articles 66(2) and 70, after the day of acceptance in accordance with Article 54(1), a payment service provider shall be liable for the non-execution or defective execution of a payment transaction made in accordance with Section 1 .
Article 67, ODSTAVEK 1, PODODSTAVEK 2
Article 67, PARAGRAPH 1, subPARAGRAPH 2
Poleg tega je ponudnik plačilnih storitev dosledno odgovoren za vse stroške, in za vse obresti , ki se zaračunajo uporabniku plačilnih storitev kot posledica neizvršitve ali napačne izvršitve plačilne transakcije.
In addition, the payment service provider shall be strictly liable for any charges, and for any interest charged to the payment service user as a consequence of the non-execution or defective execution of the payment transaction.
Poleg tega so ponudniki plačilnih storitev odgovorni za vse stroške, za katere so pristojni, vključno z vsemi obrestmi , ki jih prejemnikov ponudnik plačilnih storitev zaračuna prejemniku plačila kot posledica neizvršitve ali napačne izvršitve plačilne transakcije.
In addition, the payment service providers shall be liable for any charges for which they are responsible , including any interest charged to the payee by the payee’s payment service provider as a consequence of the non execution or defective execution of the payment transaction.
To pojasnjuje, da so ponudniki odgovorni samo za stroške v zvezi z napakami, ki so jih sami zagrešili.
This clarifies that providers are only liable for cost relating to failings that are their fault.
Hkrati pojasnjuje tudi odgovornost za obresti.
It also clarifies the interest liability.
Article 67, ODSTAVEK 2
Article 67, PARAGRAPH 2
Če uporabnik plačilnih storitev meni, da plačilni nalog ni bil natančno izvršen, ponudnik plačilnih storitev dokaže, brez poseganja v dejanske elemente, ki jih predloži uporabnik plačilnih storitev, da je bil plačilni nalog natančno evidentiran, izvršen in vnesen v obračun.
If the payment service user claims that a payment order has not been accurately executed, the payment service provider shall show, without prejudice to factual elements produced by the payment service user, that the payment order was accurately recorded, executed and entered in the accounts.
Če je bil plačilni nalog pravilno izvršen, nosi stroške uporabnik plačilnih storitev.
In the event of the correct execution of a payment order, the relevant costs shall be borne by the payment service user.
Obveznost ponudnika storitev, da predloži dokaz, kakor je predvideno v odstavku 2, je smiselna, če stroške v primeru pravilne izvršitve nosi uporabnik storitve.
The obligation for the service provider to provide proof provided for in paragraph 2, should be endorsed providing that the costs in the event of the correct execution are borne by the service user.
ČLEN 68
ARTICLE 68
Prenos v tretje države
Transfers to third countries
V primerih, ko se ponudnik plačilnih storitev prejemnika plačila ne nahaja v državi članici, je ponudnik plačilnih storitev plačnika odgovoren za izvršitev plačilnih transakcij samo do trenutka, ko sredstva dosežejo ponudnika plačilnih storitev prejemnika plačila.
In cases where the payment service provider of the payee is not located in a Member State , the payment service provider of the payer shall be liable for the execution of the payment transactions only until the funds reach the payee’s payment service provider.
Article 72, paragraph 2 a ( novo)
Article 72, paragraph 2 a ( new)
Države članice zagotovijo, da so ustrezni odgovori na pritožbe poslani v 30 dneh od prejema.
Member States shall ensure that complaints are appropriately answered within 30 days of receipt.
Ta sprememba bo države članice prisilila, da se lotijo reševanja pritožb v zvezi s plačilnimi storitvami v enotnem roku 30 dni.
This modification would force Member States to tackle complaints related for payment service within a uniform time period of 30 days.
Article 75 a (NEW)
Article 75 a (NEW)
Člen 75a
Article 75a
Države članice najkasneje do 1. januarja 2008 ukinejo vse obveznosti na nacionalni ravni, ki se nanašajo na poročanje o plačilih za plačilnobilančno statistiko.
Member States shall repeal,with effect from 1 January 2008 at the latest, any national reporting obligations for payments for balance-of-payment statistics.
Države članice najkasneje do 1. januarja 2008 ukinejo vse nacionalne obveznosti v zvezi z osnovnimi informacijami, ki jih je treba posredovati o uporabnikih plačilnih storitev in ki preprečujejo avtomatizacijo izvrševanja plačil.
Member States shall repeal, with effect from 1 January 2008 at the latest, any national obligations as to the minimum information to be provided concerning the payment service users which prevent the automation of payment execution.
Vsaka obveznost poročanja v zvezi s plačili povečuje stroške obdelave plačil.
Any reporting obligation linked to payments add to the processing costs of these payments.
Za učinkovito obdelavo plačil je treba obveznost poročanja ločiti in jo izvajati na drugačen način, na primer s tehnikami pregledovanja.
In order to achieve an efficient payments processing the reporting obligation should be disconnected and made otherwise, e.g. by surveying techniques.
Člen 76
Article 76
Spremembe in posodabljanje
Amendments and updating
Da se upošteva tehnološki napredek in razvoj trga na področju plačilnih storitev ter zagotovi enotna uporaba te direktive, lahko Komisija v skladu s postopkom iz člena 77(2) spremeni seznam dejavnosti v prilogi k tej direktivi v skladu s členi 2 do 4.
In order to take account of technological and market developments in payment services and to ensure the uniform application of this Directive, the Commission may, in accordance with the procedure referred to in Article 77(2), amend the list of activities in the Annex to this Directive, in accordance with Articles 2 to 4.
V skladu s postopkom iz člena 77(2) lahko posodobi zneske iz členov 2(1), 21(1)(a), 38 in 50(1), da bi upoštevali inflacijo in večje spremembe na trgu.
It may, in accordance with the procedure referred to in Article 77(2), update the amounts specified in Articles 2(1), 21(1)(a), 38 and 50(1) in order to take account of inflation and significant market developments.
Postopek komitologije je na splošno in zlasti na področju finančnih storitev koristen način doseganja hitrih sprememb direktiv, ki so povezane s čisto tehničnimi vprašanji in izvedbenimi ukrepi.
The comitology procedure is in general and in financial services in particular a valuable way to achieve quickly modifications of directives on purely technical issues and implementing measures.
Postopek podpira Evropski parlament, ki pa bo izključen v mnogih primerih najkasneje do 1. aprila 2008, če ne bo dosežen nov medinstitucionalni sporazum, ki bo Evropskemu parlamentu dal polno pravico do ugovora.
This procedure is backed by the European Parliament but will be suspended in many cases on 1 April 2008 at the latest if no new interinstitutional agreement giving a full call-back right to the European Parliament is found until then.
Kar se tiče direktive o plačilih, vprašanja v prilogi niso samo tehnične narave, temveč zadevajo področje uporabe direktive in so povezana z več členi, na primer s členoma 10 in 2(1).
Concerning the directive on payments the issues addressed in the Annex are not of purely technical nature but concern the scope of the Directive and are connected several Articles as Art. 10 and Art. 2 paragraph 1.
Takšne bistvene spremembe direktive so možne v okviru pravega zakonodajnega postopka, ki vključuje Evropski parlament in s tem izvoljene predstavnike evropskih državljanov.
Such substantive changes of the Directive should be made in a real legislative procedure, including the European Parliament and thus the elected representatives of the European citizens.
ČLEN 78, NASLOV
ARTICLE 78, TITLE
Popolna uskladitev, medsebojno priznavanje in obvezna narava direktive
Full harmonisation , mutual recognition and mandatory nature of the Directive
Popolna uskladitev in medsebojno priznavanje
Full harmonisation and mutual recognition
Pravni učinek direktive je nedvoumen, če se sklicuje na pogodbe in sodno prakso Sodišča Evropskih skupnosti.
The legal effect of the Directive is obvious on the basis of the Treaties and ECJ jurisprudence.
Article 78, ODSTAVEK 3, PODODSTAVEK 1
Article 78, PARAGRAPH 3, subPARAGRAPH 1
Države članice zagotovijo, da ponudniki plačilnih storitev ne odstopajo, v škodo uporabnikov plačilnih storitev, od določb nacionalne zakonodaje, ki uveljavljajo to direktivo ali so z njo usklajene, razen če je to izrecno določeno.
The Member States shall ensure that payment service providers do not derogate, to the detriment of payment service users, from the provisions of national law implementing or corresponding to provisions of this Directive except where explicitly provided for therein.
Države članice zagotovijo, da ponudniki plačilnih storitev ne odstopajo, v škodo uporabnikov plačilnih storitev, od določb nacionalne zakonodaje, ki uveljavljajo to direktivo ali so z njo usklajene, razen če je to izrecno določeno ter zagotovijo enake konkurenčne pogoje za kreditne in nekreditne institucije.
The Member States shall ensure that payment service providers do not derogate, to the detriment of payment service users, from the provisions of national law implementing or corresponding to provisions of this Directive except where explicitly provided for therein and ensure a level playing field between credit and non-credit institutions .
Article 78 a ( (novo))
Article 78 a ( new)
Člen 78a
Article 78a
Ob upoštevanju resolucij ZN in uredb ES, na primer resolucije ZN 1373/2001, Uredbe Sveta (ES) št. 2580/2001 in Uredbe Sveta (ES) št. 88172002, katerih namen je zamrzniti premoženje določenih oseb, države članice sprejmejo ukrepe, s katerimi najkasneje do 1. januarja 2008 zagotovijo, da ponudniki plačilnih storitev niso obvezani upoštevati teh instrumentov, vključno z vsemi predpisi, ki dopolnjujejo ali spreminjajo te določbe, če gre za plačila med ponudniki plačilnih storitev v državah članicah.
Having regard to those UN Resolutions and EC Regulations the purpose of which is to freeze assets belonging to listed persons, such as UN Resolution 1373/2001 and Council Regulations (EC) No 2580/2001, and (EC) No 881/2002, Member States shall take measures to ensure that, with effect from 1 January 2008 at the latest, payment service providers are not obligated to observe these instruments , including any regulations supporting or amending their provisions, with regard to payments between payment service providers in Member States.
Za dosego dejanskih koristi, ki jih prinaša enotno plačilno območje za plačila v evrih (SEPA), in za lažji dostop državljanov do njih zaradi nižjih stroškov, morajo države članice ukinite vse neprimerne omejitve in obveznosti v zvezi z filtriranjem gibanja sredstev, ki so pod embargom.
To reap real benefits from SEPA and to make them available - by lower cost burdens- to the citizens, Member States should lift any inappropriate restrictions and obligations on embargo filtering.
Resolucije ZN in uredbe ES se ne bi smele uporabljati za plačila med ponudniki plačilnih storitev v državah članicah, saj so vse obvezane zamrzniti premoženje določenih oseb.
The UN Resolutions and EC Regulations should not be applied to payments between payment service providers in Member States, as they are all obliged to freeze the assets of the persons listed.
Njihova uporaba samo za plačila, ki prihajajo od ponudnikov plačilnih storitev ali so namenjena ponudnikom plačilnih storitev izven enotnega plačilnega sistema za plačila v evrih, je tako skladna s temi določbami.
It is thus consistent with these provisions to apply them only to payments coming from or going to payment service providers outside the SEPA area.
Dodatno filtriranje plačil znotraj enotnega plačilnega območja za plačila v evrih bi pomenilo nepotrebno podvajanje.
Additional filtering of intra-SEPA payments would be an unnecessar y duplication.
Article 78 b ( novo)
Article 78 b ( new)
Člen 78b
Article 78b
Države članice najkasneje do 1. januarja 2008 ukinejo vse obveznosti na nacionalni ravni, ki se nanašajo na poročanje o plačilih znotraj EU ali v vsakem primeru čezmejnih plačilih znotraj evro območja za plačilnobilančno statistiko.
Member States shall repeal, with effect from 1 January 2008 at the latest, any national reporting obligations for intra-EU, or, in any event, intra-euro zone cross-border payments for balance-of-payment statistics.
Države članice najkasneje do 1. januarja 2008 ukinejo vse obveznosti na nacionalni ravni, ki se nanašajo na razlikovanje med plačili rezidentov in nerezidentov znotraj EU ali v vsakem primeru znotraj evro območja.
Member States shall repeal, with effect from 1 January 2008 at the latest, any national obligations on intra-EU, or in any event, intra-euro zone distinction between resident and non-resident payments.
Po mnenju Komisije ne bo mogoče v celoti uresničiti potencialnih prihrankov, ki naj bi jih prineslo enotno plačilno območje, če se bodo ohranile različne obveznosti poročanja za plačilnobilančne statistike.
The cost saving potential of a single payment area as stated by the EU Commission could not be fully exploited if the diverging reporting obligations for balance-of-payment statistics are maintained.
Te zahteve so v številnih državah članicah različno urejene, kar bi pomenilo različno obremenitev SEPA-udeležencev.
These requirements are regulated differently in many Member States and would burden SEPA-participants to different degrees.
Zlasti predstavljajo obremenitev za podjetja, saj morajo biti zagotovljene hkrati z dejansko plačilno transakcijo.
They represent in particular a burden for enterprises as they shall be provided in addition to the actual payment transaction.
Pomembno je, da zakonodajalec ukine ali vsaj uskladi zahteve v zvezi s poročanjem znotraj EU.
It is essential that the legislator abolishes – or at least harmonises – the reporting requirements within the EU.
Article 79, ODSTAVEK 1 a (novo)
Article 79, PARAGRAPH 1 a (new)
Komisija po sprejemu te direktive objavi letno poročilo, v katerem končnim uporabnikom v državah članicah predstavi primerjavo stroškov plačilnih storitev ter podrobnosti o najboljših praksah za zmanjševanje stroškov.
The Commission shall publish an annual report comparing payment service costs to end users in Member States and providing details on best practices of cost reduction, following the date of adoption of this Directive.
PRILOGA, TOČKA 1
ANNEX, POINT 1
(1) Gotovinske vloge na plačilnem računu pri ponudniku plačilnih storitev uporabnika ali pri drugem ponudniku plačilnih storitev ter vse dejavnosti, ki so potrebne za upravljanje plačilnega računa.
(1) Cash deposits on a payment account held either by the user’s payment service provider or by another payment service provider as well as all the operations required for operating a payment account.
(1) Gotovina, položena na plačilnem računu ter vse dejavnosti, ki so potrebne za upravljanje plačilnega računa.
(1) Cash placed on a payment account as well as all the operations required for operating a payment account.
(2) Gotovinski dvigi s plačilnega računa pri ponudniku plačilnih storitev uporabnika ali pri drugem ponudniku plačilnih storitev ter vse dejavnosti, ki so potrebne za upravljanje plačilnega računa.
(2) Cash withdrawals from a payment account held either by the user’s payment service provider or by another payment service provider, as well as all the operations required for operating a payment account.
(2) Gotovinski dvigi s plačilnega računa ter vse dejavnosti, ki so potrebne za upravljanje plačilnega računa.
(2) Cash withdrawals from a payment as well as all the operations required for operating a payment account.
PRILOGA, TOČKA 3, UVODNI DEL
ANNEX, POINT 3, INTRODUCTORY PART
(3) Izvrševanje plačilnih transakcij, vključno s prenosom sredstev, če so sredstva vložena na plačilnem računu pri ponudniku plačilnih storitev uporabnika ali pri drugem ponudniku plačilnih storitev:
(3) Execution of payment transactions, including transfer of funds , where the funds are held on deposit in a payment account with the user’s payment service provider or with another payment service provider:
(3) Izvrševanje plačilnih transakcij, vključno s prenosom sredstev na plačilni račun pri ponudniku plačilnih storitev uporabnika ali pri drugem ponudniku plačilnih storitev:
(3) Execution of payment transactions, including transfer of funds on a payment account with the user’s payment service provider or with another payment service provider:
(5) Izdajanje plačilnih kartic, ki uporabniku plačilnih storitev omogočajo prenos sredstev.
(5) Issuing of payment cards which allow the payment service user to transfer funds.
(5) Izdajanje plačilnih kartic, ki uporabniku plačilnih storitev omogočajo prenos kreditiranih sredstev (debetne kartice) ali sredstev, kritih s kreditom (kreditne kartice).
(5) Issuing of payment cards which allow the payment service user to transfer credited funds (debit cards) or funds covered by credit line (credit cards) .
Izdajanje kreditnih kartic trenutno ni urejeno v vseh državah EU.
The issuing of credit cards is currently not regulated in all EU-countries.
Torej je treba pojasniti, da lahko plačilne institucije v skladu s točko 5 Priloge izdajajo plačilne kartice kot debetne ali kot kreditne kartice.
Consequently it should be clarified that payment institutions according to point 5 of the Annex are entitled to issue payment cards as debit cards or credit cards.
(6) Izvrševanje plačilnih transakcij, vključno s prenosom sredstev , če elektronski denar v smislu Direktive 2000/46/ES izdaja ponudnik plačilnih storitev .
(6) Execution of payment transactions, including transfer of funds , where the electronic money within the meaning of Directive 2000/46/EC is issued by the payment service provider .
(6) Izvrševanje plačilnih transakcij, če so sredstva elektronski denar v smislu Direktive 2000/46/ES.
(6) Execution of payment transactions, where the funds are electronic money within the meaning of Directive 2000/46/EC.
(7) Storitve denarnih nakazil, pri katerih ponudnik plačilnih storitev prejme od uporabnika plačilnih storitev gotovino, knjižni denar ali elektronski denar samo z namenom, da opravi plačilno transakcijo in prenese sredstva prejemniku plačila.
(7) Money remittance services where the cash, scriptural money or electronic money is accepted by the payment service provider from the payment service user for the sole purpose of making a payment transaction and transferring the funds to the payee.