natgillin/translations-raw huggingface dataset:
(-aa) zagotovi zlasti, da instrument za preverjanje plačila in osebne varnostne zaščite, povezane z njim, niso dostopne drugim osebam;
(-aa) in particular to ensure that the payment verification instrument and the personalised security features associated with it are not accessible to any other person;
Namen predloga spremembe je pojasniti, da mora uporabnik plačilnih storitev sprejeti ukrepe v njegovi moči, ki so primerni za zaustavitev zlorabe instrumentov za preverjanje plačila in z njimi povezanih varnostnih zaščit.
To clarify the point that the payment service user must within his sphere of influence take measures that are appropriate to stop the fraudulent use of payment verification instruments and their personalised security features.
Prav tako je sprememba namenjena zaščiti plačilnega sistema kot celote z znižanjem stroškov za kritje tveganj.
This is also to protect payment systems as a whole by cutting the cost of risk cover.
ČLEN 46, ODSTAVEK 1, TOČKA (B)
ARTICLE 46, PARAGRAPH 1, POINT (B)
(b) brez nepotrebnega odlašanja obvesti ponudnika plačilnih storitev, ali subjekt, ki ga slednji navede, ko ugotovi, da je bil instrument za preverjanje plačila izgubljen, ukraden, odtujen ali zlorabljen.
(b) to notify the payment service provider, or the entity specified by the latter, without undue delay on becoming aware of loss, theft or misappropriation of the payment verification instrument or of its unauthorised use.
(b) brez nepotrebnega odlašanja obvesti, tudi telefonsko , ponudnika plačilnih storitev, ali subjekt, ki ga slednji navede, ko ugotovi, da je bil instrument za preverjanje plačila izgubljen, ukraden, odtujen ali zlorabljen.
(b) to notify , including by telephone, the payment service provider, or the entity specified by the latter, without undue delay on becoming aware of loss, theft or misappropriation of the payment verification instrument or of its unauthorised use.
ČLEN 46, ODSTAVEK 2
ARTICLE 46, PARAGRAPH 2
Za namene točke (a) uporabnik plačilnih storitev takoj po prejemu instrumenta za preverjanje plačil sprejme zlasti vse razumne ukrepe, da zavaruje njegove varnostne zaščite.
For the purposes of point (a), the payment service user shall, in particular, as soon as the payment service user receives a payment verification instrument, take all reasonable steps to keep its security features safe.
Za namene točke (a) uporabnik plačilnih storitev takoj po prejemu instrumenta za preverjanje plačil sprejme zlasti vse razumne ukrepe, da zavaruje njegove osebne varnostne zaščite.
For the purposes of point (a), the payment service user shall, in particular, as soon as the payment service user receives a payment verification instrument, take all reasonable steps to keep its personalised security features safe.
ČLEN 47, ODSTAVEK 1, UVODNI DEL
ARTICLE 47, PARAGRAPH 1, INTRODUCTORY PART
Ponudnik plačilnih storitev izpolnjuje naslednje obveznosti:
The payment service provider shall meet the following obligations:
Ponudnik plačilnih storitev, ki je izdajatelj instrumenta za preverjanje plačila , izpolnjuje naslednje obveznosti:
The payment service provider issuing the payment verification instrument shall meet the following obligations:
(a) zagotovi, da osebne varnostne zaščite instrumenta za preverjanje plačila niso dostopne osebam poleg imetnika instrumenta za preverjanje plačila;
(a) to make sure that the personalised security features of a payment verification instrument are not accessible to parties other than the holder of the payment verification instrument;
zagotovi, da osebne varnostne zaščite instrumenta za preverjanje plačila niso dostopne osebam poleg imetnika instrumenta za preverjanje plačila, brez poseganja v zahteve za varovanje instrumentov za preverjanje plačila na strani uporabnika plačilnih storitev;
(a) to make sure that the personalised security features of a payment verification instrument are not accessible to parties other than the holder of the payment verification instrument without prejudice to the safekeeping requirements of payment verification instruments for the payment service user;
ČLEN 47, ODSTAVEK 1, TOČKA (B)
ARTICLE 47, PARAGRAPH 1, POINT (B)
(b) ne pošilja nezahtevanega instrumenta za preverjanje plačila, razen v primeru, ko se instrument za preverjanje plačila, ki ga uporabnik plačilnih storitev že ima, nadomešča z novim, ker je stari prenehal veljati ali zaradi potrebe po dodajanju ali spreminjanju varnostnih zaščit;
(b) to refrain from sending an unsolicited payment verification instrument, except where a payment verification instrument already held by the payment service user is to be replaced because it has expired or because of the need to add or change security features ;
(b) ne pošilja nezahtevanega instrumenta za preverjanje plačila, razen v primeru, ko se instrument za preverjanje plačila, ki ga uporabnik plačilnih storitev že ima, nadomešča z novim, ker je stari prenehal veljati ali bo prenehal veljati v bližnji prihodnosti, ali zaradi potrebe po dodajanju ali spreminjanju varnostnih zaščit;
(b) to refrain from sending an unsolicited payment verification instrument, except where a payment verification instrument already held by the payment service user is to be replaced because it has expired or will expire in the near future, or because of the need to add or change security features ;
ČLEN 47, ODSTAVEK 1, TOČKA (C A) (novo)
ARTICLE 47, PARAGRAPH 1, POINT (C A) (new)
(ca) prepreči vsakršno uporabo instrumenta za preverjanje plačila po prejetem obvestilu iz člena 46(b).
(ca) to prevent all use of the payment verification instrument, once the notification in Article 46(b) has been fulfilled.
ČLEN 47, ODSTAVEK 2 a (novo)
ARTICLE 47, PARAGRAPH 2 a (NEW)
Ponudnik plačilnih storitev prevzame tveganje pri pošiljanju imetniku kakršnega koli instrumenta za elektronski prenos sredstev ali sredstev, ki omogočajo uporabo instrumenta, na primer PIN koda.
The payment service provider must bear the risk of sending any electronic funds transfer instrument to the holder, or of sending any means that allows its use, such as the pin number.
Ponudnik mora zaradi varstva potrošnikov nositi tveganje pri pošiljanju imetniku kakršnega koli instrumenta za elektronski prenos sredstev ali kakršnih koli sredstev, ki omogočajo uporabo instrumenta (na primer PIN koda).
For consumer protection reasons, it is up to the provider to bear the risk of sending any electronic funds transfer instrument to the holder, or of sending any means allowing its use (pin number for example).
Države članice zahtevajo, da v primeru, da uporabnik plačilnih storitev zanika, da je odobril opravljeno plačilno transakcijo, ponudnik plačilnih storitev zagotovi vsaj dokazila, da je bila plačilna transakcija potrjena , natančno evidentirana, vpisana v obračun in nanjo ni vplivala tehnična okvara ali druga pomanjkljivost .
Member States shall require that, where a payment service user denies having authorised a completed payment transaction, the payment service provider is to provide at least evidence that the payment transaction was authenticated , accurately recorded, entered in the accounts and not affected by a technical breakdown or some other deficiency .
Države članice zahtevajo, da v primeru, da uporabnik plačilnih storitev zanika, da je odobril opravljeno plačilno transakcijo, ponudnik plačilnih storitev zagotovi dokazila o odobritvi .
Member States shall require that, where a payment service user denies having authorised a completed payment transaction, the payment service provider is to provide evidence of authorisation.
To vključuje vsaj dokazila o tem, da je bil postopek odobritve za plačilno transakcijo pravilen, da je bila transakcija sama natančno evidentirana in vpisana v obračun in iz evidence transakcij ni razvidno, da bi se med transakcijo pojavila tehnična okvara.
This shall require at least proving that the authentication procedure provided for this payment transaction was complied with, the transaction itself was accurately recorded and entered in the accounts and the transaction’s records do not indicate a technical failure during the transaction .
Zaradi varovanja pravic potrošnikov nadaljnje podrobnosti in pravne posledice v zvezi z dokaznim bremenom ureja nacionalna zakonodaja.
In order to protect consumer rights, further details and legislative consequences regarding the burden of proof should be governed by the national civil laws.
Vsak odškodninski zahtevek se ponudniku plačilnih storitev predloži najkasneje v dvanajstih mesecih od datuma bremenitve.
Any claim against the payment service provider shall be submitted no later than twelve months after the date of debit.
Po dvanajstih mesecih od dneva bremenitve se šteje, da je bilo plačilo odobreno.
After twelve months from the date of the debit the payment shall be considered to be authorised.
Če ob predložitvi dokazil, ki jih zahteva odstavek 1, uporabnik plačilnih storitev še vedno trdi, da plačilna transakcija ni bila odobrena, zagotovi dejanske informacije ali elemente, ki omogočajo predpostavko, da ni odobril plačilne transakcije, niti ni goljufal ali ravnal zelo malomarno v zvezi z obveznostmi, ki mu jih nalaga člen 46(b).
If, on production of the evidence required under paragraph 1, the payment service user continues to deny having authorised the payment transaction, he shall provide factual information or elements to allow the presumption that he could not have authorised the payment transaction and that he did not act fraudulently or with gross negligence with regard to the obligations incumbent upon him under Article 46(b).
Da se ovrže predpostavka iz odstavka 2, uporaba instrumenta za preverjanje plačila, ki jo zabeleži ponudnik plačilnih storitev, sama po sebi ne zadostuje za ugotovitev, da je uporabnik plačilnih storitev odobril plačilo, niti da je uporabnik plačilnih storitev goljufal ali postopal zelo malomarno v zvezi s svojimi obveznostmi na podlagi člena 46.
For the purposes of rebutting the presumption referred to in paragraph 2, the use of a payment verification instrument recorded by the payment service provider shall not, of itself, be sufficient to establish either that the payment was authorised by the payment service user or that the payment service user acted fraudulently or with gross negligence with regard to his obligations under Article 46.
Odstavka 2 in 3 ne posegata v pravne določbe v zvezi z dokaznim statusom lastnoročnih podpisov ali naprednih elektronskih podpisov, kakor je opredeljeno v Direktivi Evropskega parlamenta in Sveta 1999/93/ES
Paragraphs 2 and 3 shall be without prejudice to the legal provisions concerning the evidential status of handwritten signatures or advanced electronic signatures as defined in Directive 1999/93/EC of the European Parliament and of the Council
Direktiva Evropskega parlamenta in Sveta 1999/93/ES z dne 13. decembra 1999 o okviru Skupnosti za elektronski podpis (UL L 13, 19.1.2000, str.
Directive 1999/93/EC of the European Parliament and of the Council of 13 December 1999 on a Community framework for electronic signatures (OJ L 13, 19.1.2000, p.
ČLEN 49, ODSTAVEK 1
ARTICLE 49, PARAGRAPH 1
Države članice zagotovijo, da v primeru neodobrenih plačilnih transakcij ponudnik plačilnih storitev takoj povrne uporabniku plačilnih storitev znesek neodobrene plačilne transakcije, ali po potrebi vzpostavi stanje plačilnega računa, ki je bil bremenjen za navedeni znesek, na stanje, kakršno bi bilo, če neodobrena plačilna transakcija ne bi bila izvršena.
Member States shall ensure that, in the case of an unauthorised payment transaction, the payment service provider refunds to the payment service user forthwith the amount of the unauthorised payment transaction or, where applicable, restores the payment account that had been debited with that amount to the situation that would have existed if the unauthorised payment transaction had not taken place.
Če je bil vložen odškodninski zahtevek v roku enega leta od dneva transakcije, države članice zagotovijo, da v primeru neodobrenih plačilnih transakcij ponudnik plačilnih storitev takoj brezplačno povrne uporabniku plačilnih storitev znesek neodobrene plačilne transakcije, ali po potrebi vzpostavi stanje plačilnega računa, ki je bil bremenjen za navedeni znesek, na stanje, kakršno bi bilo, če neodobrena plačilna transakcija ne bi bila izvršena.
Where a claim is made within one year from the date of debit of the transaction, Member States shall ensure that, in the case of an unauthorised payment transaction, the payment service provider refunds to the payment service user forthwith , without charge, the amount of the unauthorised payment transaction or, where applicable, restores the payment account that had been debited with that amount to the situation that would have existed if the unauthorised payment transaction had not taken place.
Za zagotovitev pravne varnosti v celotni EU, zlasti v primeru evropskega sistema direktnih bremenitev, mora člen 49 temeljiti na obstoječi praksi v številnih državah članicah EU ter omejiti pravico uporabnika plačilne storitve do vračila v primeru neodobrenih plačil na eno leto.
In order to create EU wide legal certainty, especially for the European direct debit scheme, Article 49 should be based on existing practice in a number of EU Member States and place a limit of one year on the payment service user's right to refund in the event unauthorised payments.
V skladu s členom 45 je uporabnik upravičeno obvezan nadzorovati plačilne transakcije na svojem bančnem računu v rednih časovnih presledkih ter nemudoma vložiti ugovor zoper neodobrene plačilne transakcije.
Pursuant to Article 45, the user quite rightly is under an obligation to monitor payment transactions on his bank account at regular intervals and immediately file an objection against unauthorised payment transactions.
Zato je omejitev pravice uporabnika do vračila v primeru neodobrenih plačil na eno leto uravnotežen in dosleden pristop.
Hence, limitation of the user’s right to refund in the event of unauthorised payments to one year is a balanced and consistent approach.
Ponudniku storitev in uporabniku je tako zagotovljena pravna varnost, da bo po izteku tega roka izvedba plačilne transakcije dokončna.
This provides the service provider and user with the legal certainty that after expiry of this deadline the payment transaction will be final.
Nadalje omejitev na obdobje enega leta sovpada z obveznostjo vodenja evidence iz člena 44.
Furthermore, this one year period of limitations would correspond to the record keeping obligation under Article 44.
ČLEN 50, ODSTAVEK 1, PODODSTAVEK 1
ARTICLE 50, PARAGRAPH 1, SUBPARAGRAPH 1
Uporabnik plačilnih storitev krije izgubo, do največ 150 EUR, ki je posledica uporabe izgubljenega ali ukradenega instrumenta za preverjanje plačila in je nastala, preden je izpolnil svojo obveznost obvestiti ponudnika plačilnih storitev na podlagi člena 46(b).
The payment service user shall bear the loss, up to a maximum of EUR 150, resulting from the use of a lost or stolen payment verification instrument and occurring before he has fulfilled his obligation to notify his payment service provider under Article 46(b) .
Pred izpolnitvijo obveznosti v zvezi z obvestilom ponudnika plačilnih storitev iz člena 46(b), uporabnik plačilnih storitev krije celoten znesek izgube, ki jo je sam zakrivil, in največ 150 EUR v primeru izgube, ki je ni sam zakrivil.
Before fulfilment of the obligation to notify the payment service provider under Article 46(b), the payment service user shall bear the full amount of losses to which he has culpably given rise, and no more than a maximum of EUR 150 in the case of losses to which he has not culpably given rise .
Omejitev odgovornosti do višine 150 eurov v korist uporabnika za izgube, ki so posledica izgubljenega ali ukradenega plačilnega instrumenta, razen v primeru hude malomarnosti ali goljufije, ni možno smiselno utemeljiti.
The €150 limit on liability in favour of the user for losses resulting from a lost or stolen payment instrument has no reasonable justification except in the case of gross negligence or fraudulent intent.
Tu je treba omeniti poročilo Evropskega parlamenta z dne 18. aprila 2004 ( A5-0192/2004 končno, odstavek 17).
Reference should be made here to Parliament’s report of 18 April 2004 ( A5-0192/2004 final, paragraph 17).
To zavrača določbe, ki omejujejo obveznost potrošnika v primeru neodobrenih transakcij (kot je kraja kreditne kartice) do višine 150 eurov, če ni izpolnil obveznosti v zvezi z obvestilom svojega ponudnika plačilnih storitev.
This rejects provisions limiting the customer’s liability in the case of unauthorised transactions (such as credit card theft) to €150 even if he has not fulfilled his obligations to notify his payment service provider.
ČLEN 50, ODSTAVEK 1 , PODODSTAVEK 2
ARTICLE 50, PARAGRAPH 1, subparagraph 2
Države članice smejo še nadalje zmanjšati navedeni največji znesek, če se to zmanjšanje ne uporablja za ponudnike plačilnih storitev z dovoljenjem v drugih državah članicah.
Member States may reduce that maximum amount further provided that such reduction does not apply to payment service providers authorised in other Member States .
Države članice smejo še nadalje zmanjšati navedeni največji znesek.
Member States may reduce that maximum amount further.
ČLEN 50, ODSTAVEK 2
ARTICLE 50, PARAGRAPH 2
Uporabnik plačilnih storitev krije vse izgube zaradi neodobrenih transakcij, če nastanejo, ker je goljufal ali ravnal zelo malomarno glede svojih obveznosti na podlagi člena 46 .
The payment service user shall bear all the losses on unauthorised transactions if he incurred them by acting fraudulently or with gross negligence with regard to his obligations under Article 46.
V takih primerih se največji znesek iz odstavka 1 ne uporablja.
In such cases, the maximum amount referred to in paragraph 1 shall not apply .
Potem ko je izpolnil obveznost iz člena 46(b), da obvesti ponudnika plačilnih storitev, uporabnik plačilnih storitev krije samo izgube, ki jih je povzročil namenoma ali sam zakrivil.
After he has fulfilled his obligation under Article 46(b) to notify his payment service provider, the payment service user shall bear only the losses to which he has intentionally and culpably given rise .
ČLEN 50, paragraph 3
ARTICLE 50, paragraph 3
Plačnik ne nosi nobenih finančnih posledic, ki so posledica uporabe izgubljenega, ukradenega ali odtujenega instrumenta za preverjanje plačila potem, ko je bil ponudnik plačilnih storitev obveščen o izgubi ali kraji navedenega instrumenta za preverjanje plačila, razen kadar gre za goljufijo.
The payer shall not bear any financial consequences resulting from use of the lost , stolen or misappropriated payment verification instrument after the payment service provider has been notified of the loss or theft of that payment verification instrument, except where he has acted fraudulently.
Uporabnik plačilnih storitev ne nosi nobenih finančnih posledic, ki so posledica uporabe izgubljenega ali ukradenega instrumenta za preverjanje plačila potem, ko je bil ponudnik plačilnih storitev obveščen o izgubi ali kraji navedenega instrumenta za preverjanje plačila, razen kadar gre za goljufijo.
The payment service user shall not bear any financial consequences resulting from use of the lost or stolen payment verification instrument after the payment service provider has been notified of the loss or theft of that payment verification instrument, except where he has acted fraudulently.
Uporabnik plačilnih storitev ne nosi nobenih finančnih posledic, ki so posledica zlorabe podatkov v zvezi z odtujenim instrumentom za preverjanje plačila, razen če njegovo ravnanje kaže na goljufijo.
The payment service user shall not bear any financial consequences resulting from the misuse of data from a misappropriated payment verification instrument, except where he has acted fraudulently.
Vendar pa se v takšnih primerih še vedno uporabljajo nacionalni predpisi o omejevanju uporabnikove odgovornosti.
National rules limiting the user’s liability in such cases shall, however, continue to apply.
Za varovanje potrošnikov je treba določiti, da ne nosijo nobenih finančnih posledic, ki so posledica zlorabe podatkov v zvezi z odtujenim instrumentom za preverjanje plačila.
To protect consumers it should be specified that they will not bear any financial consequences resulting from the misuse of data from a misappropriated payment verification instrument.
ČLEN 51, ODSTAVEK 1
ARTICLE 51, PARAGRAPH 1
Člena 49 in 50 te direktive se ne uporabljata, če je uporabnik plačilnih storitev podjetje, ki presega velikost mikropodjetja v smislu členov 1 ter 2(1) in (3) naslova I v Prilogi k Priporočilu 2003/361/ES.
Articles 49 and 50 of this Directive shall not apply where a payment service user is an enterprise exceeding the size of a micro enterprise within the meaning of Articles 1 and 2(1) and (3) of Title I of the Annex to Recommendation 2003/361/EC.
Sprememba je posledica sprememb člena 2.
Consequential change as a result of amendments to Article 2.
ČLEN 52, ODSTAVEK 1
ARTICLE 52, PARAGRAPH 1
Države članice zagotovijo, da plačnik, ki ravna v dobri veri, ima pravico do povračila odobrene plačilne transakcije, ki je bila že izvršena, če so izpolnjeni naslednji pogoji:
Member States shall ensure that a payer acting in good faith is entitled to a refund of an authorised payment transaction which has already been executed, if the following conditions are met:
Države članice zagotovijo, da plačnik, ki ravna v dobri veri, ima pravico do povračila spornega zneska odobrene plačilne transakcije, ki je bila že izvršena, če so izpolnjeni naslednji pogoji:
Member States shall ensure that a payer acting in good faith is entitled to a refund of the disputed amount of an authorised payment transaction which has already been executed, if the following conditions are met:
(a) odobritev ni navajala točnega zneska plačilne transakcije ali identifikacije prejemnika plačila, kadar je bila opravljena;
(a) the authorisation did not specify the exact amount of the payment transaction or the identification of the payee when it was made;
(a) odobritev ni navajala točnega zneska plačilne transakcije ali identifikacije prejemnika plačila, kadar je bila opravljena; in
(a) the authorisation did not specify the exact amount of the payment transaction or the identification of the payee when it was made; and
(b) znesek izvršene transakcije ni znesek, ki bi ga razumni plačnik pričakoval, če bi bil na mestu navedenega plačnika .
(b) the amount of the transaction executed is not the amount that a reasonable payer would expect if he were in that payer’s position.
(b) znesek izvršene transakcije ni razumen znesek, ki bi ga plačnik pričakoval v podobni situaciji .
(b) the amount of the transaction executed is not a reasonable amount that a payer would expect in a similar situation.
Države članice zagotovijo, da plačnik zahteva povračilo, najkasneje v štirih tednih od datuma, ko ga je ponudnik plačilnih storitev obvestil o zadevni plačilni transakciji .
Member States shall ensure that the payer shall request the refund, at the latest within four weeks of being informed of the payment transaction in question by the payment service provider .
Zahtevek vsebuje dejanske elemente v zvezi s pogoji, določenimi v členu 52.
The request shall include factual elements relating to the conditions laid down in Article 52.
Države članice zagotovijo, da plačnik zahteva povračilo, najkasneje v šestih tednih od datuma, ko so bila sredstva knjižena v breme.
Member States shall ensure that the payer shall request the refund, at the latest within six weeks from the date on which the funds are debited .
ČLEN 53, ODSTAVEK 2, PODODSTAVEK 1
ARTICLE 53, PARAGRAPH 2, SUBPARAGRAPH 1
V desetih delovnih dne potem, ko je prejel zahtevek za povračilo, ponudnik plačilnih storitev povrne celoten znesek plačilne transakcije ali pa navede utemeljitev za zavrnitev povračila, z navedbo organa, katerega lahko plačnik seznani z zadevo v skladu s členi 72 do 75, če se ne strinja s podano utemeljitvijo.
Within ten business days of receiving a request for a refund, the payment service provider shall either refund the full amount of the payment transaction or provide justification for refusing the refund, indicating the body to which the payer may refer the matter in accordance with Articles 72 to 75 if he does not accept the justification provided.