natgillin/translations-raw huggingface dataset:
V takih okoliščinah pristojni organi takoj sprejmejo ukrepe za zagotovitev učinkovitosti ureditve iz členov 10(a) in 10(b) ter skupaj s plačilno institucijo pripravijo načrt za njeno dokapitalizacijo.
In such circumstances the competent authorities shall without delay take steps to ensure the effectiveness of the arrangements described in Articles 10a and 10b and shall establish, together with the payment institution, a plan for the recapitalisation of the payment institution.
Pri plačilnih institucijah, ki se soočajo s finančnimi težavami, je bistveno, da pristojni organi držav članic sprejmejo zakonite ukrepe za zagotovitev, da so sredstva strank v institucijah v celoti zavarovana v korist strank.
Where payments institutions suffer financial difficulties it is vital that Member States competent authorities take any legal steps necessary to ensure that funds held on behalf of customers are fully secured for the benefit of those customers.
Dovoljenje izdajo pristojni organi, če informacije in dokazila, ki spremljajo prošnjo, izpolnjujejo vse zahteve iz člena 5 .
Authorisation shall be granted if the information and evidence accompanying the application complies with all the requirements laid down in Article 5 .
Dovoljenje izdajo pristojni organi, če informacije in dokazila, ki spremljajo prošnjo, izpolnjujejo vse zahteve iz členov 5 in 5(a).
Authorisation shall be granted if the information and evidence accompanying the application complies with all the requirements laid down in Articles 5 and 5a .
Upoštevati je treba zahteve v zvezi s kapitalom.
The requirements concerning capital must be complied with.
Ta predlog spremembe mora omogočiti oblikovanje enakih konkurenčnih pogojev in zagotoviti pravi nadzor nad plačilnimi institucijami.
This amendment makes it possible to create a level playing field and to organise a real supervision on payment institution.
Pravice opravljanja storitev in ustanavljanja so poudarjene že v pogodbi, zato jih ni treba še enkrat ponoviti v tem členu.
Reference to the freedom to provide services and establishment are laid down in the Treaty, and therefore, no need to be repeated in this article.
Register se redno dopolnjuje z najnovejšimi podatki.
The register shall be updated on a regular basis .
Register vsebuje informacije o storitvah in dejavnostih iz člena 10, za katere je plačilna institucija pooblaščena ali registrirana.
The register shall contain information on the services and the activities laid down in Article 10 for which the payment institution is authorised or registered.
Je javno na vpogled , dostopen preko spletne strani in se redno dopolnjuje z najnovejšimi podatki.
It shall be publicly available for consultation, accessible online and shall be updated on a regular basis.
Ukrep nadzora je upravičen za varstvo potrošnikov in za oblikovanje enakih konkurenčnih pogojev.
This supervision measure is justified for consumer protection reasons and in order to create a level playing field.
ČLEN 9
ARTICLE 9
Če sprememba vpliva na natančnost podatkov in dokazil, predloženih na podlagi člena 5, plačilna institucija o tem nemudoma obvesti pristojni organ svoje matične države članice.
Where any change affects the accuracy of information and evidence provided under Article 5, the payment institution shall without undue delay inform the competent authority of its home Member State accordingly.
Če sprememba vpliva na natančnost podatkov in dokazil, predloženih na podlagi člena 4a in člena 5, plačilna institucija o tem nemudoma obvesti pristojni organ svoje matične države članice.
Where any change affects the accuracy of information and evidence provided under Article 4a and Article 5, the payment institution shall without undue delay inform the competent authority of its home Member State accordingly.
Vsaka sprememba v kapitalskih zahtevah mora biti nemudoma navedena, ker sodi med zahteve za izdajo dovoljenja.
As being one of the requirements for an authorisation, any change in the capital requirement should be mentioned without any delay.
(a) opravljanje plačilnih storitev v skladu s Prilogo ;
(a) the provision of payment services as provided for in the Annex ;
(b) opravljanje poslovnih in sorodnih pomožnih storitev, kakor so jamstvo za izvršitev plačilnih storitev, storitve menjave valut, dejavnosti hrambe ter shranjevanje in obdelava podatkov ;
(b) the provision of operational and related ancillary services such as the guaranteeing execution of payment transactions, foreign exchange services, safekeeping activities, and storage and processing of data;
(b) opravljanje poslovnih in sorodnih pomožnih storitev, če so potrebne za opravljanje plačilnih storitev iz točke (a);
(b) the provision of operational and related ancillary services, insofar as these are necessary in order to provide payment services as referred to at (a);
(c) dostopanje do plačilnih sistemov za namen prenosa, obračuna in poravnave sredstev, vključno z instrumenti in postopki v zvezi s sistemi.
(c) the accessing of payment systems for the purposes of transferring, clearing and settling funds, including any instruments and procedures relating to the systems.
Plačilne institucije ne smejo opravljati depozitnih transakcij, ponujati kreditnih storitev ali biti porok.
Payment institutions may not perform any deposit transactions, offer any credit services or stand surety.
Da bi spodbudili zaupanje potrošnikov v finančni sistem, je nujno, da so področja dejavnosti plačilnih institucij omejena na tista, navedena v Prilogi.
In order to foster consumer confidence in the financial system, it is necessary to restrict the fields of activity of payment institutions to those listed in the annex.
Predlog spremembe je pomemben tudi zaradi večje jasnosti, da se prepreči izogibanje.
In addition, the amendment serves the purpose of clarification, in order to prevent evasion.
Plačilna institucija:
A payment institution shall:
(a) v svojih knjigah beleži sredstva, ki jih je prejela od uporabnikov plačilnih storitev za plačilne transakcije, ločeno od sredstev, sprejetih za dejavnosti, ki niso plačilne storitve;
(a) segregate and account for separately in its books funds received from payment service users, accepted for a payment transaction, from other funds accepted for activities other than payment services;
(b) vodi sredstva uporabnika plačilne storitve pod imenom računa, iz katerega je jasno prepoznati uporabnika;
(b) keep the funds of a payment service user under an account name which clearly identifies the payment service user.
Sredstva uporabnikov plačilnih storitev se ne smejo mešati s sredstvi ponudnika plačilnih storitev ali katerega koli drugega uporabnika plačilnih storitev ali druge osebe, ki ni uporabnik plačilnih storitev, v imenu katerega so sredstva vložena.
No funds of a payment service user may be commingled with the funds of a payment service provider or any other payment service user or any other person other than the payment service user on whose behalf the funds are held.
Sredstva uporabnika plačilnih storitev so ločena od morebitnih ukrepov tretje strani proti plačilni instituciji.
The funds of a payment service user shall be insulated from any third party action against the payment institution.
Da se ohranja zaupanje potrošnikov v finančni sistem in prepreči težave z ugledom celotnega sektorja, je treba sprejeti primerne ukrepe, in sicer predvsem omejiti dejavnosti plačilnih institucij na tiste, ki so navedene v Prilogi (načelo specializacije plačilnih institucij), tako da se omeji njihove naložbe in zavaruje sredstva, ki jih pridobijo od uporabnikov plačilnih storitev.
In order to maintain consumer confidentiality in the financial system and to avoid reputation problems for the whole sector, it's necessary that appropriate measures are imposed, notably by limiting the activities of PI to these cited in the annex (specialisation principle of the PI), by limiting its investments, and by protecting the funds they receive from payment service users.
Tudi uvodna izjava 9 mora biti razumljena v tem smislu.
Consideration 9 should also be read in this sense.
ČLEN 10, ODSTAVEK 2 B (novo)
ARTICLE 10, PARAGRAPH 2 B (new)
V primeru, da se začne eden ali več reorganizacijskih ukrepov ali postopkov zaključka proti plačilni instituciji, pristojni upravni ali sodni organi ali primeren administrator ali likvidator, odvisno od primera, nemudoma povrne sredstva vseh uporabnikov plačilnih storitev takim uporabnikom plačilnih storitev, ki imajo prednost pred vsemi drugimi zahtevki zoper to plačilno institucijo.
In the event that one or more reorganisation measures or winding-up proceedings are opened against a payment institution, the relevant administrative or judicial authorities, or the relevant administrator or liquidator, as the case may be, shall promptly return the funds of all payment service users to such payment service users in priority to all other claims against that payment institution.
V primeru, da se začne eden ali več reorganizacijskih ukrepov ali postopkov zaključka proti plačilni instituciji in da na voljo ni zadostnih sredstev za poplačilo vseh sredstev uporabnikov plačilnih storitev, pristojni upravni ali sodni organi ali primeren administrator ali likvidator, odvisno od primera, nemudoma povrne sredstva vseh uporabnikov plačilnih storitev na podlagi sorazmernih deležev glede na njihove zahtevke pred vsemi drugimi zahtevki zoper to plačilno institucijo.
In the event that one or more reorganisation measures or winding-up proceedings are opened against a payment institution and insufficient funds are available for remittance of all the funds due to payment service users, the relevant administrative or judicial authorities, or the relevant administrator or liquidator, as the case may be, shall promptly distribute to payment service users the funds of such payment service users on a pro rata basis according to their claims and in priority to all other claims against that payment institution.
Poslovne dejavnosti plačilnih institucij z dovoljenjem so neizključne in niso omejene na plačilne storitve, ob upoštevanju veljavne nacionalne zakonodaje in zakonodaje Skupnosti.
The business activities of authorised payment institutions shall be non-exclusive and shall not be restricted to payment services, having regard to the applicable national and Community law.
Zaradi pravne varnosti je primerneje omejiti dejavnosti plačilnih institucij.
For reasons of legal security, it 's preferable to limit the Payment institutions activities.
Države članice zahtevajo, da plačilne institucije ostanejo v celoti odgovorne za vsa dejanja svojih vodilnih delavcev, zaposlenih, vezanih zastopnikov ali hčerinskih družb na podlagi te direktive.
Member States shall require that payment institutions remain fully liable for any acts of their managers, employees, or any tied agent or subsidiary, pursuant to this Directive.
Države članice zahtevajo, da plačilne institucije ostanejo v celoti odgovorne za vsa dejanja svojih vodilnih delavcev, zaposlenih, vezanih zastopnikov , hčerinskih družb ali zunanjih izvajalcev na podlagi te direktive.
Member States shall require that payment institutions remain fully liable for any acts of their managers, employees, or any tied agent, subsidiary or outsourced entity, pursuant to this Directive.
Plačilne institucije morajo biti odgovorne tudi za dejavnosti, ki jih v njihovem imenu opravljajo zunanji izvajalci.
Payment institutions should be also liable for their outsourced activities.
Države članice zahtevajo, da plačilne institucije vodijo evidenco vseh storitev in transakcij, ki jo hranijo razumno dolgo , vendar ne več kakor pet let.
Member States shall require payment institutions to keep records of all services and transactions for a reasonable time , but not more than five years.
Države članice zahtevajo, da plačilne institucije vodijo evidenco vseh storitev in transakcij, ki jo hranijo največ eno leto , vendar ne več kakor pet let.
Member States shall require payment institutions to keep records of all services and transactions for a period of at least one year , but not more than five years.
Treba je razjasniti izraz „razumno dolgo“.
It is desirable to clarify the term 'reasonable time'.
Za preverjanje skladnosti s tem naslovom pristojni organi sprejmejo vsaj naslednje ukrepe , zlasti :
In order to check compliance with this Title, the competent authorities should take at least the following steps , in particular :
Ustrezen nadzor plačilnih institucij je potreben zaradi varstva potrošnikov in njihovega zaupanja v finančni sistem.
For consumer protection reasons and their confidence in the financial system, an appropriate control on PI is necessary.
(e) začasno prekličejo ali odvzamejo dovoljenje v primerih, ko pogoji za izdajo dovoljenja v skladu s členom 5 , z določbami člena 4a (kapitalske zahteve) in/ali določbami člena 10a niso ali niso več izpolnjeni.
(e) to suspend or withdraw authorisation in cases where the conditions for authorisation in accordance with Article 5, the provisions of Article 4a (capital requirements) and/or the provisions of Article 10a are not or are no longer fulfilled.
Z odstopanjem od točke (d) prvega odstavka člena 1 lahko države članice za vsak primer posebej dovolijo fizični ali pravni osebi vpis v register, vzpostavljen na podlagi člena 8, brez uporabe postopka iz oddelka 1, če sta izpolnjena oba pogoja:
By way of derogation from point (d) of the first paragraph of Article 1, Member States may, on a case by case basis, allow natural or legal persons to be entered in the register established under Article 8, without application of the procedure set out in Section 1, where both the following conditions are satisfied :
Države članice lahko, z odstopanjem od točke (d) prvega odstavka člena 1, v izjemnih in posameznih primerih dovolijo pravni osebi vpis v register, vzpostavljen na podlagi člena 8, brez uporabe postopka iz oddelka 1, če celota poslovnih dejavnosti zadevne osebe, vključno z morebitnimi vezanimi zastopniki ali hčerinskimi družbami, za katere prevzema polno odgovornost, proizvaja skupni znesek neporabljenih sredstev, ki so bila sprejeta za opravljanje plačilnih storitev in ne presegajo mesečnega povprečja 150.000 EUR.
Member States may, by way of derogation from point (d) of the first paragraph of Article 1, in exceptional and individual cases, allow legal persons to be entered in the register established under Article 8, without application of the procedure set out in Section 1, where the total business activities of the person concerned, including any tied agent or subsidiary for which it assumes full responsibility, generates a total amount of funds outstanding which were accepted for the provision of payment services and which does not exceed a monthly average of EUR 150 000.
(a) celota poslovnih dejavnosti zadevne osebe, vključno z morebitnimi vezanimi zastopniki ali hčerinskimi družbami, za katere prevzema polno odgovornost, proizvaja skupni znesek neporabljenih sredstev, ki so bila sprejeta za opravljanje plačilnih storitev in v povprečju ne presegajo 5 milijonov EUR na mesec in 6 milijonov EUR v katerem koli času;
(a) the total business activities of the person concerned, including any tied agent or subsidiary for which it assumes full responsibility, generates a total amount of funds outstanding which were accepted for the provision of payment services and which does not exceed EUR 5 million on average over a month and EUR 6 million at any given point in time .
(b) šteje se, da je takšna registracija v javnem interesu iz enega od naslednjih razlogov:
(b) such registration is considered to be in the public interest for either of the following reasons
Omejevanje pogojev odstopanja iz tega člena je primerno zaradi varstva potrošnikov in za zagotavljanje finančne stabilnosti.
For consumer protection reasons and in order to guarantee the financial stability, it's appropriate to restrict the derogation conditions of this article.
Tudi uvodna izjava 11 mora biti razumljena v tem smislu.
Consideration 11 should also be read in this sense.
ČLEN 21, ODSTAVEK 3
ARTICLE 21, PARAGRAPH 3
Osebe iz odstavka 1 obvestijo pristojne organe o vsaki spremembi svojega položaja, ki je pomembna za pogoje iz odstavka 1.
The persons referred to in paragraph 1 shall notify the competent authorities of any change in their situation which is relevant to the condition specified in paragraph 1.
ČLEN 21, ODSTAVEK 3 A (novo)
ARTICLE 21, PARAGRAPH 3 A (new)
Ta opustitev se ne uporablja v zvezi z določbami iz Direktive 2005/60/ES ali nacionalnimi določbami proti pranju denarja.
This waiver shall not be applied in respect of provisions as laid down in Directive 2005/60/EC or national anti-money-laundering provisions.
ČLEN 23, ODSTAVEK 1, PODODSTAVEK 1
ARTICLE 23, PARAGRAPH 1, SUBPARAGRAPH 1
Države članice zagotovijo, da so pravila o dostopu do plačilnih sistemov in njihovem upravljanju objektivna in sorazmerna in ne omejujejo dostopa bolj, kakor je potrebno za varovanje pred tveganji ter za varovanje finančne varnosti plačilnega sistema.
Member States shall ensure that rules on access to and operation of payment systems shall be objective and proportionate and shall not inhibit access more than is necessary to safeguard against risks and to protect the financial safety of the payment system.
Pri določanju pripustitve plačilne institucije pa se lahko uveljavijo zahteve glede plačilne sposobnosti.
However, in assessing the admission of a payment institution, solvency requirements may be imposed.
V luči cilja varovanja finančne stabilnosti ni primerno, da se plačilne sisteme prisili v sprejemanje plačilnih institucij.
In the light of the aim of safeguarding financial stability, it's not opportune to force payment systems to accept payment institutions.
Plačilni sistemi bi morali imeti svobodo in pristojnosti, da uveljavijo strožje zahteve za pripustitev, kot na primer zahteve glede plačilne sposobnosti.
Payment systems should have the freedom and authority to impose more stringent admittance requirements, like solvency requirements.
ČLEN 23, ODSTAVEK 1TOČKA (C)
ARTICLE 23, PARAGRAPH 1, POINT (C)
(c) kakršna koli omejitev na podlagi institucionalnega statusa.
(c) any restriction on the basis of institutional status.
Države članice zahtevajo, da mora ponudnik plačilnih storitev uporabniku plačilnih storitev na papirju ali na drugem trajnem nosilcu podatkov, ki mu je na voljo in dostopen, dati na voljo pogoje v skladu s členom 26.
Member States shall require that the payment service provider is to make available to the payment service user on paper or on another durable medium available and accessible to him the conditions in accordance with Article 26.
Vstavljanje besedne zveze "dati na voljo" je v skladu s členom 3 Direktive 97/5/ES in členom 4 Uredbe 2560/2001 in se mora upoštevati v celotnem besedilu.
The insertion of the words 'make available' accords with Article 3 of Directive 97/5/EC and Article 4 of Regulation 2560/2001 and should apply to the whole of Title III.
ČLEN 26, ODSTAVEK 1, PODODSTAVEK 1, TOČKA (A) (II)
ARTICLE 26, PARAGRAPH 1, SUBPARAGRAPH 1, POINT (A) (II)
(ii) časom izvedbe, v katerem se opravi plačilna storitev;
(ii) the execution time for the payment service to be provided;
(ii) časom izvedbe (delovni dnevi bank) , v katerem se opravi plačilna storitev v okviru lastne institucije ;
(ii) the execution time (banking business days) within the institution itself for the payment service to be provided;
Zahteve po informacijah bi morale biti omejene na tiste, ki so nujne in bistvene za potrošnika.
The information requirements should be limited to what is necessary and essential for the consumer.
Posebno pomembna je jasnost določb.
The clarity of the provisions is of particular importance here.
Potrošnik lahko kadar koli zahteva dodatne informacije, ki so potrebne za posamezne primere.
The consumer can always request any additional information which is needed in individual cases.
Črtanje zadnjega stavka odstavka 1 samodejno sledi omejitvi področja uporabe.
The deletion of the last sentence of paragraph 1 follows automatically from the restriction of the scope.
ČLEN 26, ODSTAVEK 1, PODODSTAVEK 1, TOČKA (A) (VI A) (novo)
ARTICLE 26, PARAGRAPH 1, SUBPARAGRAPH 1, POINT (A) (VI A) (new)
(via) informacijami, ki potrošniku omogočajo seznanitev s cenami;
(via) information enabling the consumer to consult tariffs;
ČLEN 26, ODSTAVEK 1, PODODSTAVEK 1, TOČKA (A) (VI B) (novo)
ARTICLE 26, PARAGRAPH 1, SUBPARAGRAPH 1, POINT (A) (VI B) (new)
(vib) pravico plačnika, da prekliče plačilo;
(vib) the right of the payer to revoke a payment;
ČLEN 26, ODSTAVEK 1, PODODSTAVEK 1, TOČKA (C)
ARTICLE 26, PARAGRAPH 1, SUBPARAGRAPH 1, POINT (C)
(c) vse pristojbine, ki jih uporabnik plačilnih storitev plača ponudniku plačilnih storitev in po potrebi menjalni tečaj, ki se uporablja za plačilno transakcijo ;
(c) all charges payable by the payment service user to the payment service provider and, where applicable, the exchange rate applied to the payment transaction ;
(c) vse pristojbine, ki jih uporabnik plačilnih storitev plača ponudniku plačilnih storitev;
(c) all charges payable by the payment service user to the payment service provider;
ČLEN 26, ODSTAVEK 1, PODODSTAVEK 1, TOČKA (E)
ARTICLE 26, PARAGRAPH 1, SUBPARAGRAPH 1, POINT (E)
(e) navedbo odškodninskih in pritožbenih postopkov, ki so na voljo uporabniku plačilnih storitev v skladu s poglavjem 4 naslova IV ter metode za dostop do njih;
(e) an indication of the redress and complaint procedures available to the payment service user in accordance with Chapter 4 of Title IV and the method of accessing them;
(a) sklic, ki uporabniku plačilnih storitev omogoča identifikacijo plačilne transakcije in po potrebi informacije v zvezi s prejemnikom plačila, če ta informacija ni bila že vnaprej posredovana plačniku in če to ni izrecno določeno ;
(a) a reference enabling the payment service user to identify the payment transaction and, where appropriate, the information relating to the payee , insofar as this information has not already been supplied to the payer in advance and no express provision is made for this;
Obveznosti za posredovanje informacij plačniku po prejemu plačilnega naloga, ki so predvidene v členu 27, bi morali zavrniti kot pretirane.
The obligations to supply information to the payer after acceptance of the payment order which are provided for in Article 27 should be rejected as excessive.
V primeru, da ima plačnik odprt račun (predvideno z "okvirno pogodbo" iz člena 29 in naslednjimi), bodo potrebne informacije navedene na bančnem izpisku.
Where an account exists (provided for by a 'framework contract' as referred to in Article 29 et seq.), the necessary information will appear in a bank statement.
Navedba vseh podatkov bi preobremenila bančni izpisek in tako zmanjšala preglednost.
To supply all the data would overload the bank statement and thus detract from transparency.
Če pa je gotovinski polog izveden, ne da bi plačnik imel odprt račun, bi te informacije bile navedene na dokumentu, ki bi bil izročen ločeno od obrazca za prenos, kar bi znatno povečalo birokracijo.
If on the other hand a cash deposit were made without the payer's holding an account, the information referred to here would have be recorded in a document delivered separately from the transfer form, which would give rise to a significant amount of red tape.
Poleg tega je nujno, da so potrošniki seznanjeni z natančnim datumom transakcije in natančnim zneskom, izraženim v valuti transakcije.
Further on, it’s necessary for the consumers to know the exact date of transaction and the exact amount expressed in the currency of the transaction.
Potem, ko so mu sredstva, prejeta za prejemnika plačila, dana na voljo, ponudnik plačilne storitve da na voljo prejemniku plačila, na enak način, kakor je navedeno v členih 25(1) in 26(2), vsaj naslednje informacije:
Subsequent to making funds received for the payee available to him, the payment service provider shall make available to the payee, in the same way as provided for in Articles 25(1) and 26(2), at least the following information: