natgillin/translations-raw huggingface dataset:
Zahteva po statističnem poročanju je običajna zahteva, ki jo ta predlog ne vsebuje.
The statistical reporting is a common requirement and is not covered by this proposal.
(28) Glede na razlike med pravili, ki urejajo delovanje plačilnih sistemov v Skupnosti in tistimi, ki urejajo plačilne sisteme v tretjih državah , je primerno, da se določbe o izvršitvi za celotni znesek ter času izvršitve omejijo na primere, ko se ponudnika plačilnih storitev plačnika in prejemnika plačila nahajata v Skupnosti .
(28) Given the differences between the rules governing the operation of payment systems within the Community and those governing payment systems in third countries , it is appropriate that the provisions on execution for the full amount and execution time be restricted to cases where the payment service providers both of the payer and of the payee are located in the Community .
28) Glede na dodatne zahteve v zvezi z menjavo valut , je primerno, da se določbe o izvršitvi za celotni znesek ter času izvršitve omejijo na primere, ko se plačilo opravi v eurih .
(28) Given the additional requirements related to currency exchange , it is appropriate that the provisions on execution for the full amount and execution time be restricted to cases where the payment is made in euro .
Ta predlog spremembe se predlaga skupaj s predlogom spremembe, ki spreminja člen 2, in omejuje obseg celotne direktive na plačila v okviru Skupnosti ter obseg določb o času izvršitve(glej tudi predlog spremembe člena 59(1)) - na euroobmočje.
This amendment is proposed together with an amendment changing Article 2, and restricting the scope of the whole Directive to payments within the Community and the scope of provisions on execution time (vide also amendment to Article 59(1)) - to the euro zone.
(30a) Nasprotno pa je treba poudariti, da pooblastitev ponudnika plačilnih storitev za obravnavanje zadev, za katere ni nujno, da so pravni posli, načeloma ne vpliva na redno porazdelitev obveznosti med uporabniki plačilnih storitev in ne more vplivati nanje.
(30a) On the other hand, it should be a central principle that the fact that a payment service provider is instructed to handle payments which may not necessarily constitute legal transactions is not generally the decisive factor in determining, and cannot influence, the assignment of obligations existing between payment service users.
To je v glavnem določeno s (pogodbeno) svobodo zadevnih strank;
That is primarily at the free (contractual) disposal of the parties concerned.
Pojasnitev narave pooblastitve ponudnika plačilnih storitev.
To clarify the nature of the payment service provider’s remit.
(31a) Direktiva zagotavlja učinkovitost plačilnih instrumentov, ki se v mnogih primerih vsako leto uporabljajo v posameznih državah članicah, z visoko učinkovitostjo in minimalnimi tveganjem, da bodo spodkopani cilji te direktive;
(31a) This Directive should safeguard the effectiveness of payment instruments which are used very effectively in some Member States in a large number of cases every year and present negligible risks of undermining the aims of this Directive.
UVODNA IZJAVA 39 A (novo)
RECITAL 39 A (new)
(39a) Cilj zakonodaje Evropske unije je oblikovanje bolj usklajenih besedil v preglednem številu zakonodajnih instrumentov.
(39a) The European Union legislature is intent on producing more coherent texts in a more manageable number of legislative instruments.
Zato je treba vsebino določil Uredbe (ES) št. 2560/2001, ki je nekoč zaradi časovnih omejitev dobila obliko uredbe, na področju urejanja predložene direktive spremeniti, njena veljavnost pa mora prenehati.
Consequently, the regulatory content of Regulation (EC) No 2560/2001, the form of legislation chosen at the time in view of time constraints, should be brought within the scope of the present Directive and the Regulation itself should be repealed;
S to opredelitvijo je Evropski parlament na prvi obravnavi podprl politično voljo glede uresničitve cilja, da bi ustvarili bolj usklajena pravna besedila v preglednejšem številu.
This text, and the inclusion of a new Article 39a required by Amendment 1, emphasises the European Parliament’s political will, at first reading, to achieve the objective of creating a more coherent and manageable number of legislative instruments.
Zato mora veljavnost Uredbe (ES) št. 2560/2001 skladno s tem prenehati.
Consequently, Regulation (EC) No 2560/2001 should be repealed.
(c) poštne institucije, ki opravljajo storitev brezgotovinskega nakazovanja, kakor so navedene v drugi alinei člena 2(3) Direktive 2000/12/ES, ki imajo pravico opravljati plačilne storitve na podlagi nacionalne zakonodaje ali zakonodaje Skupnosti;
(c) post office giro institutions, as referred to in the second indent of Article 2(3) of Directive 2000/12/EC, which are entitled under national or Community law to provide payment services;
(d) druge fizične ali pravne osebe, ki so pridobile dovoljenje v skladu s členom 6 te direktive za opravljanje in izvrševanje plačilnih storitev na celotnem ozemlju Skupnosti, v nadaljnjem besedilu „plačilne institucije“ .
(d) other natural or legal persons who have been granted authorisation in accordance with Article 6 of this Directive to provide and execute payment services throughout the Community, hereinafter “payment institutions” .
Zaradi pravne jasnosti je boljše vse štiri kategorije ponudnikov plačilnih storitev postaviti v okvir ene opredelitve, ki je sestavni del člena 4.
For reasons of legal clarity, it is better that the four categories of payment service providers be covered by a single definition included in Article 4.
Izjemo centralnih bank bi bilo bolje postaviti v člen 2(1).
The exemption of central banks should rather be placed in Article 2(1).
ČLEN 2, ODSTAVEK 1, PODODSTAVEK 1
ARTICLE 2, PARAGRAPH 1, SUBPARAGRAPH 1
Ta direktiva se uporablja samo za poklicne dejavnosti, naštete v prilogi, ki vsebujejo izvrševanje plačilnih transakcij v imenu fizične ali pravne osebe, v nadaljnjem besedilu „plačilne storitve“, pri katerih se oba ponudnika plačilnih storitev nahajata v Skupnosti.
This Directive shall apply only to business activities, listed in the Annex, consisting in the execution of payment transactions on behalf of a natural or legal person, hereinafter “payment services”, where both of the payment service providers are located in the Community.
Ta direktiva ne velja za plačilne storitve, ki jih opravijo centralne banke.
This Directive shall not apply to payment services provided by central banks.
Vključitev dejavnika tretjih držav ni primerna: glede na to, da direktiva nima neposrednih pristojnosti nad ponudniki plačilnih storitev iz tretjih držav, spoštovanja direktive z njihove strani ni mogoče zagotoviti v enakem obsegu kot pri plačilih znotraj Evropske unije.
The inclusion of a third-country dimension is inappropriate: due to a lack of direct relevance for the payment service provider located in such a third country, its compliance with the obligations established by the Directive cannot be guaranteed in the same way as for payments within the European Union.
Izjema o vseh dejavnostih centralnih bank se prestavi, v spremenjeni obliki, iz prvega člena predloga.
The modified exemption of all activities performed by central banks is moved from Article 1 of the proposal.
Če ni določeno drugače se ta direktiva uporablja za plačilne storitve v kateri koli valuti .
Save where otherwise provided, this Directive shall apply to payment services made in any currency.
Ta direktiva se uporablja za plačilne storitve v valutah držav članic .
This Directive shall apply to payment services made in the currencies of the Member States.
Obseg direktive bi bilo treba omejiti na plačila v evrih in drugih valutah EU.
The scope should be limited to payments in euro and other EU currencies.
ČLEN 3, NASLOV
ARTICLE 3, TITLE
Negativni obseg uporabe
Negative scope
(3a) "ponudnik plačilnih storitev" pomeni ponudnika storitev, ki plačnikom in prejemnikom plačil nudi storitve pri opravljanju pravnih poslov.
(3a) “payment service provider” means a provider of services used by payers and payees of funds in execution of underlying legal transactions.
Njihovo pooblastilo obsega izključno posamezne storitve, če ni izrecno dogovorjeno drugače, in ne spreminja niti medsebojnega pravnega položaja uporabnikov plačilnih storitev niti razmejitve med obveznostmi, ki za njih obstajajo v okviru obravnavanja temeljnih zadev glede cilja, kraja, obsega in načina opravljanja storitev.
Their remit is confined, unless expressly agreed otherwise, to the actual provision of services and does not change either the legal relationship of payment service users to each other or the demarcation of their respective obligations in connection with the underlying transaction as regards time, place, scope and type of liability in relation to the service performed.
Pojasnitev, da pooblastitev ponudnika plačilnih storitev za obravnavanje zadev, za katere ni nujno, da so pravni posli, ne odloča o redni porazdelitvi obveznosti med uporabniki plačilnih storitev, niti ne more vplivati nanje.
The amendment seeks to clarify the general principle that the fact that the payment service provider is instructed to handle transactions which may, or may not, be of a contractual nature can neither be the decisive factor in determining, nor influence, the distribution of obligations between payment service users.
To je v glavnem določeno s (pogodbeno) svobodo zadevnih strank.
That is primarily a function of the (contractual) freedom of the parties concerned.
(i) "registriran sedež" pomeni registriran sedež podjetja, kjer in dokler to podjetje deluje kot ponudnik plačilnih storitev; poleg registriranega kraja glavnega zastopništva, je to lahko katerikoli kraj, kjer ima to podjetje hčerinsko družbo, podružnico, zunanjo agencijo, sprejemno pisarno ali lokalni urad, in katerikoli kraj, kjer ima predstavnik podjetja prijavljen poslovni naslov z nazivom podjetja.
(3b) “registered office” means the registered office of an undertaking, where and in so far as that undertaking operates as a payment service provider; in addition to the registered place of principal representation, it may be any place at which the undertaking maintains a subsidiary, branch, outside agency, acceptance point or local office, and any place at which a representative of the undertaking maintains his business address under the undertaking’s name as its representative.
ČLEN 4, TOČKA 3 C (novo)
ARTICLE 4, POINT 3 C (new)
(3c) (i) kreditne institucije v smislu Direktive 2000/12/ES;
(3c) (i) credit institutions within the meaning of Directive 2000/12/EC;
(ii) institucije za izdajo elektronskega denarja v smislu Direktive 2000/46/ES;
(ii) electronic money institutions within the meaning of Directive 2000/46/EC;
(iii) poštne institucije, ki opravljajo storitev brezgotovinskega nakazovanja, kakor so navedene v drugi alinei člena 2(3) Direktive 2000/12/ES, ki imajo pravico opravljati plačilne storitve na podlagi nacionalne zakonodaje ali zakonodaje Skupnosti;
(iii) post office giro institutions, as referred to in Article 2(3) of Directive 2000/12/EC, which are authorised to perform payment services under domestic or Community law;
(iv) brez poseganja v člen 21 plačilne institucije, za katere glede na izvajanje plačil iz te direktive obstajajo enake obveznosti, zlasti obveznost do varovanja, če te obveznosti veljajo tudi za izvajanje plačil ponudnikov storitev iz točk (i) in (ii).
(iv) without prejudice to Article 21, payment institutions which are subject to the same requirements, particularly as regards the provision of securities, in respect of the payment transactions covered by this Directive, in so far as those obligations are also incumbent on the service providers referred to in points (i) and (ii) in respect of such payment transactions.
Predlog spremembe je potreben zaradi črtanja opredelitev v členu 1.
This amendment is consequential on the deletion of the definitions set out in Article 1.
V točko d) bi bilo primerno vključiti sklicevanje na člen 21, ki predvideva odstopanja od opredelitve plačilnih institucij.
It would be advisable, under point (d), to include a general reference to Article 21, which provides for exceptions from the definition of payment institutions.
ČLEN 4, TOČKA 3 D (novo)
ARTICLE 4, POINT 3 D (new)
(3d) "odprt plačilni sistem" pomeni plačilni sistem, v katerem imata plačnik in prejemnik plačila, ki delujeta v okviru istega plačilnega sistema, načeloma različnega ponudnika plačilnih storitev, pod pogojem, da noben lastniški plačilni sistem, ki je odobril uporabo svoje intelektualne lastnine tretjim osebam ali agentom, ne sme ustanoviti odprtega plačilnega sistema s pomočjo takšne dejavnosti izdajanja dovoljenj;
(3d) “open payment system” means a payment system in which the payer and the payee generally have different payment service providers, both operating within the same payment system, provided that any proprietary payment system which has licensed its intellectual property for use by third parties or agents shall not constitute an open payment system by virtue of such licensing activity;
Prvotno besedilo člena 23 je bilo oblikovano glede na prevladujoče "odprte" plačilne sisteme, ni pa upoštevalo lastniških "zaprtozančnih (closed loop)" sistemov (za katere je ta predlog besedila člena 23 nesorazmeren in neprimeren).
The original text of Article 23 was designed with the dominant ‘open’ payment systems in mind – but not proprietary ‘closed loop’ systems (for which this the proposal’s Article 23 text is disproportionate and inappropriate).
ČLEN 4, TOČKA 3 E (novo)
ARTICLE 4, POINT 3 E (new)
(3e) "lastniški plačilni sistem" pomeni plačilni sistem, v katerem udeležene tretje osebe ne sodelujejo ali sodelujejo, ampak ne posedujejo, vodijo ali nadzirajo sistema niti niso pogodbeno soudeležene v njem;
(3e) “proprietary payment system” means a payment system in which unaffiliated third parties either do not participate or participate but neither own, govern or control the system nor have contractual privity inter se in relation to the system;
Dodati je treba opredelitev "lastniškega ali zaprtega plačilnega sistema" v skladu s spremembami, ki se osredotočajo na člen 23 o "odprtih plačilnih sistemih", in opredelitev "odprtega plačilnega sistema", predlagano za člen 4.
A definition of ‘proprietary or closed payment system’ in line with the amendments focusing Article 23 on ‘open payment systems’ and the definition of ‘open payment system’ proposed for Article 4 should be inserted.
(6a) "okvirna pogodba" pomeni pogodbo o plačilnih storitvah, za katero je značilno, da zavezuje ponudnika plačilnih storitev, da bo v prihodnje opravil več posameznih ali zaporednih plačilnih transakcij po naročilu plačnika;
(6a) “framework contract” means a payment service agreement characterised by the fact that it commits a payment service provider to the future execution of individual or successive payment transactions on the order of the payer;
(11a) "delovni dan banke" pomeni dan, na katerega ponudnik plačilnih storitev plačnika, ki je udeležen v plačilni transakciji, in ponudnik plačilnih storitev pri tem udeleženega prejemnika plačil redno poslujeta s strankami;
(11a) “banking day” means a day on which the payment service provider of the payer involved in the payment transaction and the payment service provider of the payee concerned in the transaction are regularly open for business with customers;
Opredelitev delovnega dneva banke zaradi pojasnitve.
This amendment aims to spell out the meaning of the term ‘banking day’.
ČLEN 4, TOČKA 11 B (novo)
ARTICLE 4, POINT 11 B (new)
(11b) "čas izvršitve" pomeni čas med prejemom plačilnega naloga in trenutkom, ko je bil v skladu s plačilnim nalogom dan na razpolago znesek za plačilo ponudniku plačilnih storitev prejemnika plačila;
(11b) “execution time” means the time that elapses between acceptance of a payment order and the time when the sum to be paid in accordance with the payment order is made available to the payee’s payment services provider;
Namen predloga spremembe je natančnejša opredelitev.
This amendment aims to ensure greater precision.
ČLEN 23, ODSTAVEK 1, PODODSTAVEK 1 IN PODODSTAVEK 2, UVODNE BESEDE
ARTICLE 23, PARAGRAPH 1, SUBPARAGRAPH 1 AND SUBPARAGRAPH 2, INTRODUCTORY WORDING
Države članice zagotovijo, da so pravila o dostopu do odprtih plačilnih sistemov in njihovem upravljanju objektivna in sorazmerna in ne omejujejo dostopa bolj kakor je potrebno za varovanje pred posebnimi tveganji ter za varovanje finančne varnosti plačilnega sistema.
Member States shall ensure that rules on access to and operation of open payment systems shall be objective and proportionate and shall not inhibit access more than is necessary to safeguard against specific risks and to protect the financial safety of the payment system.
Odprti plačilni sistemi ne smejo določati nobene od naslednjih zahtev:
Open payment systems may not impose any of the following requirements:
Na podlagi člena 23 bi lahko sklepali, da so nujni plačilni sistemi obvezani, da bankam in drugim plačilnim institucijam omogočajo dostop do njihovih sistemov na osnovi nediskriminatornih meril.
Article 23 risks being interpreted as compelling payment systems to allow banks and other payment institutions access to their systems on the basis of non-discriminatory criteria.
Besedilo je lahko bilo oblikovano glede na prevladujoče "odprtozančne" (open loop) ali štiridelne plačilne sisteme, ni pa upoštevalo lastniških "odprtozančnih" sistemov (za ta člen je to nesorazmerno in neprimerno).
The text may have been designed with the dominant ‘open loop’ or 4-party payment systems in mind – but not proprietary ‘closed loop’ systems (for which this Article is disproportionate and inappropriate).
Besedilo se v skladu s členom 3 Direktive 97/5/ES in členom 4 Uredbe 2560/2001 prilagodi z "dati na voljo" in se mora upoštevati v celotnem besedilu (členi 27, 28, 30, 36 in 37
The wording is changed to ‘make available to’, as in Article 3 of Directive 97/5/EC and Article 4 of Regulation 2560/2001, and should apply throughout the whole directive (Articles 27, 28, 30, 36 and 37).
Article 32 Information to be provided after entry into force
Article 32 Information to be provided after entry into force
Po začetku veljavnosti okvirnega sporazuma ponudnik plačilnih storitev da uporabniku plačilnih storitev na lahko dostopen način na voljo vse pogoje, navedene v členu 31(1).
After the entry into force of a framework agreement, the payment service provider shall make available to a payment service user in an easily accessible manner all the conditions specified in Article 31(1).
Poleg tega in če je primerno, ponudnik plačilnih storitev na enak način da na voljo dodatne informacije o dolžnostih in pravicah na podlagi zakonodaje Skupnosti in nacionalne zakonodaje, ki se neposredno nanašajo na izvajanje posebnih plačilnih transakcij, kakor so obveznosti poročanja, prijave in davčne zadeve.
In addition and where relevant, the payment service provider shall make available in the same way further information on duties and rights under Community and national legislation directly relating to the execution of specific payment transactions, such as reporting obligations, declarations and tax issues.
To se uporablja samo, če je ponudnik plačilnih storitev prejel, ali če je razumno pričakovati, da je prejel, obvestilo o navedenih dolžnostih in pravicah.
This shall apply only in so far as the payment service provider has received, or could reasonably be expected to have received, notification of those duties and rights.
V prvem stavku je zahteva po informacijah navedena dvakrat.
The first paragraph of this article duplicates the provisions concerning the obligation to provide information.
Zahteve po informacijah v smislu obsežnega pravnega in davčnega svetovanja, kot je predvideno v drugem stavku, so izven področja obveznosti ponudnikov plačilnih storitev.
The obligation to provide comprehensive information about legal and tax requirements laid down in the second paragraph concerns matters outside payment service providers’ sphere of responsibilities.
Oba stavka se zato črtata.
Both paragraphs should, therefore, be deleted.
Ponudnik plačilnih storitev da na voljo vse spremembe pogodbenih pogojev, ki zadevajo uporabnika plačilnih storitev in se mu v skladu s členom 31(1) sporočijo na način, predviden v pogodbi, in najmanj en mesec pred predlaganim datumom začetka uporabe.
Any change affecting the payment service user in the contractual conditions communicated to him pursuant to Article 31(1) shall be made available by the payment service provider in the way provided for in the contract and not less than one month before the date of its proposed application
Sprememba zaradi poenostavitve besedila.
The aim is to simplify the wording.
Prenehanje okvirne pogodbe, ki je sklenjena za obdobje dvanajstih mesecev ali več ali za nedoločen čas, je lahko za uporabnika plačilnih storitev po poteku 12 mesecev, ob upoštevanju odpovednega roka največ en mesec, brezplačno.
A framework contract which has been concluded for a period of 12 months or more or for an indefinite period may be terminated free of charges for the payment service user after 12 months subject to a period of notice which may not exceed one month .
Sprememba zaradi natančnejšega oblikovanja besedila.
The amendment seeks to make the wording more precise.
ČLEN 39 A (novo)
ARTICLE 39 A (new)
Predpisi o čezmejnih plačilih v eurih
Provisions relating to cross-border payments in euro
Za čezmejna plačila v evrih znotraj držav članic se zaračunavajo enake provizije v skladu z naslednjimi odstavki.
Charges for cross-border payments shall be the same as charges for payments made in euro within a Member State , in accordance with the following paragraphs.
Ta predpis velja za provizije glede izplačil in za provizije glede vplačil.
This provision shall apply equally to charges relating to incoming payments and to charges relating to outgoing payments.
Za čezmejna plačila v evrih bodo z Uredbo (ES) št. 2560/2001 ohranjene določbe, če so zaradi predložene direktive še potrebne.
The rules on cross-border payments in euro laid down in Regulation (EC) No 2560/2001 shall be retained to the extent that they are still necessary in the light of the present Directive.
Uredba (ES) št. 2560/2001 se razveljavi z datumom, navedenim v prvem odstavku člena 85(1).
Regulation (EC) No 2560/2001 shall be repealed with effect from the date specified in Article 85(1).
Veljavnost Uredbe (ES) št. 2560/2001 mora v skladu s tem prenehati.
Consequently, Regulation (EC) No 2560/2001 should be repealed.
Soglasje je za ponudnika plačilnih storitev odobritev za izvedbo plačilne transakcije ali vrste transakcij.
Consent shall consist in an authorisation for the payment service provider to effect a payment transaction or a series of transactions.
"Izrecno" soglasje bi predstavljalo prestrog pogoj, ker splošna načela civilnega prava že omogočajo odobritev soglasja v tihi ali implicitni obliki ali predhodno dogovorjeno fiktivno odobritev soglasja.
The ‘explicit’ consent would be an excessive restriction, as already under general principles pertaining to civil law, such consent may also be given in a tacit or implicit form or it may be granted by means of previously agreed authorisation fiction.
(a) na svojem področju zagotovi, da osebne varnostne zaščite instrumenta za preverjanje plačila niso dostopne osebam poleg imetnika instrumenta za preverjanje plačila;
(a) to make sure , within his own sphere of responsibility, that the personalised security features of a payment verification instrument are not accessible to parties other than the holder of the payment verification instrument;
Sprememba zaradi pojasnitve, da lahko ponudnik plačilnih storitev ukrepa le na svojem področju.
To clarify that the payment service provider can only take such measures within his own field.
Ponudnik plačilnih storitev vseeno nosi odgovornost za svoje področje (glej člen 46
He is, however, responsible for matters falling within his own purview (see Article 46).
ČLEN 48, ODSTAVEK 2
ARTICLE 48, PARAGRAPH 2