natgillin/translations-raw huggingface dataset:
Ta direktiva se uporablja za plačilne storitve znotraj Skupnosti.
This Directive shall apply to payment services within the Community.
Ne glede na člen 65, se naslova III in IV te direktive uporabljata samo v primeru, ko se plačilni storitvi ali edini ponudnik storitev za izvršitev transakcije nahajajo v Skupnosti.
However, notwithstanding Article 65, Titles III and IV of this Directive shall apply only where both payment services or the sole service provider in the transaction are located in the Community.
Vendar pa se za plačilne storitve, pri katerih znesek transakcije presega 50.000 EUR , ne uporabljata naslova III in IV .
However, for payment services where the amount of the transaction exceeds EUR 50 000, Titles III and IV shall not apply.
Vendar pa se naslova III in IV ne uporabljata, kadar je uporabnik plačilne storitve:
However, Titles III and IV shall not apply where the payment service user:
a) profesionalni uporabnik, kot določa člen 4, in
a) is a professional user as defined in Article 4, and
b) je s pogodbo sprejel druge pogoje.
b) has agreed to alternative conditions by contract.
Za namene te direktive plačilna transakcija pomeni dejanje, ki ga sproži plačnik ali prejemnik plačila, in sicer polog, dvig ali prenos sredstev od plačnika do prejemnika plačila, ne glede na obveznosti med uporabniki plačilnih storitev.
For the purposes of this Directive, a payment transaction shall consist in the act, initiated by the payer or by the payee, of depositing, withdrawing or transferring funds from a payer to a payee, irrespective of any underlying obligations between the payment service users.
Če ni določeno drugače se ta direktiva uporablja za plačilne storitve v kateri koli valuti.
Save where otherwise provided, this Directive shall apply to payment services made in any currency.
Če ni določeno drugače, se ta direktiva uporablja za plačilne storitve v eurih ali kateri koli drugi uradni valuti ene od držav članic .
Save where otherwise provided, this Directive shall apply to payment services made in euro or any other official currency of one of the Member States.
(a) transakcije, pri kateri gre samo za prenos gotovine od plačnika do prejemnika plačila;
(a) transactions consisting solely of a transfer of cash from the payer to the payee;
(a) plačilne transakcije, pri katerih gre samo za neposreden prenos gotovine od plačnika do prejemnika plačila, brez pretvorbe gotovine v knjižni denar ali elektronski denar v smislu Direktive 2000/46/ES , vključno s plačilnimi transakcijami, pri katerih je plačnik in prejemnik plačila ista oseba, ali je plačnik dovolil dvig prejemniku plačila in transakcija vključuje dvig gotovine;
(a) payment transactions consisting solely of a transfer of cash directly from the payer to the payee, without transforming the cash into scriptural money, or into electronic money within the meaning of Directive 2000/46/EC including payment transactions where the payer and payee are the same person, or the payer has authorised the payee’s withdrawal, and the transaction involves the withdrawal of cash ;
Nujno je ukiniti obveznost navedbe informacije o transakciji v obliki dviga gotovine s plačilnega računa, če je plačnik in prejemnik plačila ista oseba.
Necessary to remove the obligation to provide information on a transaction for the withdrawal of cash from a payment account where the payer and payee is the same person.
(d) gotovinska povračila prejemnika plačila plačniku po plačilni transakciji, ki sledijo izrecnemu zahtevku uporabnika plačilnih storitev, podanem tik pred izvršitvijo plačilne transakcije s plačilno kartico, in so popolnoma neodvisna od cene kupljenega blaga ali storitev;
(d) cash refunds provided by the payee to the payer after a payment transaction following an explicit request by the payment service user made just before the execution of a payment transaction through a payment card and completely independent of the cost of the good or services purchased ;
(d) gotovinska plačila prejemnika plačila plačniku, kot del plačilne transakcije, ki sledijo izrecnemu zahtevku uporabnika plačilnih storitev tik pred izvršitvijo plačilne transakcije s plačilom za nakup blaga ali storitev;
(d) cash provided by the payee to the payer as part of a payment transaction following an explicit request by the payment service user just before the execution of a payment transaction through a payment for the purchase of goods or services;
ČLEN 3, TOČKA (E)
ARTICLE 3, POINT (E)
(e) menjava deviz v domačo valuto in obratno , oziroma dejavnosti gotovina za gotovino, če se sredstva ne hranijo kot gotovinska vloga na plačilnem računu;
(e) change of foreign currency into local currency and vice versa , that is to say, cash to cash operations, where the funds are not held as a cash deposit on a payment account;
(e) menjava gotovine ,oziroma dejavnosti gotovina za gotovino, če se sredstva ne hranijo na plačilnem računu;
(e) money exchange business , that is to say, cash to cash operations, where the funds are not held on a payment account;
ČLEN 3, TOČKA F, TOČKA (II A) (novo)
ARTICLE 3, POINT F, POINT (II A) (new)
(iia) papirni osnutki v skladu z Ženevsko konvencijo z dne 7. junija 1930, ki zagotavlja enote zakone o menicah in zadolžnicah;
(iia) paper-based drafts in accordance with the Geneva Convention of 7 June 1930, which provides for a uniform law on bills of exchange and promissory notes;
ČLEN 3, TOČKA F, TOČKA (III)
ARTICLE 3, POINT F, POINT (III)
(iii) papirna potrdila;
(iii) paper-based vouchers ;
ČLEN 3, TOČKA F, TOČKA (IV)
ARTICLE 3, POINT F, POINT (IV)
(iv) papirni potovalni čeki;
(iv) paper-based traveller’s cheques;
ČLEN 3, TOČKA F, TOČKA (V)
ARTICLE 3, POINT F, POINT (V)
(v) papirne zadolžnice;
(v) paper-based promissory notes;
Plačilni instrumenti v papirni obliki, razen čekov (na primer potrdila o velikih zneskih ali potovalni čeki), ki jih ureja Ženevska konvencija, spadajo v področje uporabe te direktive.
Paper-based payment instruments other than cheques (i.e. vouchers representing substantial amounts or traveller’s cheques), which are governed by the Geneva Convention, should be subject to the provisions of this directive.
Njihova izključitev, kot je trenutno predvideno, bi pomenila kršitev načela tehnološke nevtralnosti, saj za instrumente v papirni obliki ne bi veljal noben predpis na evropski ravni, medtem ko velja za instrumente v elektronski obliki Direktiva 2000/46/ES, t.i. direktiva o elektronskem denarju.
Excluding them, as is currently envisaged, would infringe the principle of technological neutrality, as paper-based instruments would not be subject to any regulation at European level while electronic instruments are subject to the rules of Directive 2000/46/EC, the so-called Electronic Money Directive.
ČLEN 3, TOČKA G
ARTICLE 3, POINT G
(g) plačilne transakcije, izvedene znotraj plačilnega sistema ali sistema obračuna in poravnave vrednostnih papirjev ali med obračunskimi ali poravnalnimi zastopniki, glavnimi nasprotnimi strankami in/ali centralnimi bankami, ter ponudniki plačilnih storitev ter njihovimi vezanimi zastopniki ali njihovimi hčerinskimi družbami, razen člena 23;
(g) payment transactions carried out within a payment or security clearing and settlement system or between clearing or settlement agents, central counterparties and/or central banks, and payment service providers, as well as their tied agents or subsidiaries thereof, except for Article 23;
(g) plačilne transakcije, izvedene znotraj plačilnega sistema ali sistema obračuna in poravnave vrednostnih papirjev ali med obračunskimi ali poravnalnimi zastopniki, glavnimi nasprotnimi strankami in/ali centralnimi bankami, ter ponudniki plačilnih storitev ter njihovimi vezanimi zastopniki ali njihovimi hčerinskimi družbami, brez poseganja v člen 23;
(g) payment transactions carried out within a payment or security clearing and settlement system or between clearing or settlement agents, central counterparties and/or central banks, and payment service providers, as well as their tied agents or subsidiaries thereof, without prejudice to Article 23;
ČLEN 3, TOČKA I
ARTICLE 3, POINT I
(i) storitve, ki se lahko uporabljajo za nakup blaga ali storitev samo v okviru omejene mreže odvisnih ponudnikov storitev in temeljijo na instrumentih, kakršni so potrdila in kartice, če taki instrumenti niso unovčljive ;
(i) services that can be used to acquire goods or services only within a limited network of affiliated service providers and are based on instruments like vouchers and cards in so far as such instruments are not redeemable ;
(i) storitve, ki temeljijo na instrumentih, ki so bodisi
(i) services based on instruments which are either
i) predhodno plačani ali niso unovčljivi in katerih nominalna vrednost je namenjena za določeno uporabo; ali
i) prepaid and non-redeemable to the user and where the nominal value is dedicated to a defined usage, or
ii) so bolj splošne narave,
ii) instruments of a more general nature,
in se uporabljajo za nakup blaga ali storitev samo v okviru omejene mreže odvisnih ponudnikov storitev, kot je določil izdajatelj.
where these are used to acquire goods and services only within a limited network of affiliated service providers as defined by the issuer.
ČLEN 3, TOČKA J
ARTICLE 3, POINT J
(j) plačilne transakcije, izvršene z mobilnimi telefoni ali drugimi digitalnimi ali informacijskimi napravami, če so izpolnjeni vsi naslednji pogoji :
(j) payment transactions executed by means of a mobile telephone or any other digital or IT device, where all the following conditions are met:
(j) plačilne transakcije, izvršene s telekomunikacijskimi , digitalnimi ali informacijskimi napravami, če se blago ali storitev zagotovi za napravo ter se plačilo izvede neposredno ponudniku storitev, ki upravlja telekomunikacijski ali informacijski sistem ali mrežo, in ne tretji stranki .
(j) payment transactions executed by means of any telecommunication , digital or IT device, where the good or service is provided to the device itself and payment is made directly to the service provider operating the telecommunication or IT system or network and not to a third party.
(i) ponudnik storitev, ki upravlja telekomunikacijski ali informacijski sistem ali mrežo, je tesno povezan z razvojem digitalnega blaga ali elektronskih komunikacijskih storitev, ki jih opravlja;
i) the service provider operating the telecommunication or IT system or network is closely involved in the development of the digital goods or electronic communication services provided;
(ii) blago in storitve se ne morejo dobaviti v odsotnosti ponudnika storitev;
ii) the goods and services cannot be delivered in the absence of the service provider;
(iii) druge možnosti za plačilo ni;
iii) there is no alternative option for remuneration;
ČLEN 3, TOČKA (K)
ARTICLE 3, POINT (K)
(k) plačilne transakcije, ki se izvedejo med ponudniki plačilnih storitev in vezanimi zastopniki ali hčerinskimi družbami .
(k) payment transactions carried out between payment service providers as well as tied agents or subsidiaries.
(k) plačilne transakcije, ki se izvedejo med ponudniki plačilnih storitev in med vezanimi zastopniki ali podružnicami v njihovem lastnem imenu .
(k) payment transactions carried out between payment service providers as well as between tied agents or branches, for their own account.
ČLEN 4, TOČKA 1, TOČKI (I) in (II)
ARTICLE 4, POINT 1, POINTS (I) and (II)
(i) če je plačilna institucija fizična oseba, državo članico, v kateri se nahaja glavna uprava ponudnika plačilnih storitev;
(i) if the payment institution is a natural person, the Member State where the head office of the payment service provider is situated;
(ii) če je plačilna institucija pravna oseba , državo članico, v kateri se nahaja njen registrirani sedež;
(ii) if the payment institution is a legal person, the Member State in which its registered office is situated;
(ii) državo članico, v kateri se nahaja registrirani sedež plačilne institucije ;
(ii) the Member State in which the registered office of the payment institution is situated;
Posledično se je spremenil člen 1(1)(d).
Consequential changes to modification of Article 1 (1) (d).
ČLEN 4, TOČKA 2
ARTICLE 4, POINT 2
(2) „država članica gostiteljica“ pomeni državo članico razen matične države članice, v kateri ima ponudnik plačilnih storitev podružnico ali vezanega zastopnika ali opravlja plačilne storitve;
(2) “ host Member State ” means the Member State other than the home Member State in which a payment service provider has a branch or a tied agent or provides payment services;
(2) „država članica gostiteljica“ pomeni državo članico razen matične države članice, v kateri ima plačilna institucija podružnico ali vezanega zastopnika ali opravlja plačilne storitve;
(2) “host Member State ” means the Member State other than the home Member State in which a payment institution has a branch or a tied agent or provides payment services;
ČLEN 4, TOČKA 2 A (novo)
ARTICLE 4, POINT 2 A (new)
(2a) „plačilna storitev“ pomeni poslovne dejavnosti, navedene v prilogi, ki vključujejo izvrševanje plačilnih transakcij v imenu fizične ali pravne osebe;
(2a) “payment service” means business activities listed in the Annex, comprising the execution of payment transactions on behalf of a natural or legal person;
ČLEN 4, TOČKA 2 B (novo)
ARTICLE 4, POINT 2 B (new)
(2b) „plačilna institucija“ pomeni pravne osebe, ki so pridobile dovoljenje v skladu s členom 6 te direktive za opravljanje in izvrševanje plačilnih storitev na celotnem ozemlju Skupnosti.
(2b) “payment institution” means legal persons who have been granted authorisation in accordance with Article 6 of this Directive to provide and execute payment services throughout the Community;
ČLEN 4, TOČKA 2 C (novo)
ARTICLE 4, POINT 2 C (new)
(2c) „plačilna transakcija“ pomeni dejanje, ki ga sproži plačnik ali prejemnik plačila, in sicer vplačilo, prenos ali dvig sredstev, ne glede na obveznosti med plačnikom ali prejemnikom plačila;
(2c) “payment transaction” means the act, initiated by the payer or the payee, of placing, transferring or withdrawing funds, irrespective of any underlying obligations between the payer or the payee;
ČLEN 4, TOČKA 3 A (novo)
ARTICLE 4, POINT 3 A (new)
(3a) "registriran sedež" pomeni registriran sedež podjetja, kjer in dokler to podjetje deluje kot ponudnik plačilnih storitev; poleg registriranega kraja glavnega zastopništva, je to lahko katerikoli kraj, kjer ima to podjetje hčerinsko družbo, podružnico, zunanjo agencijo, sprejemno pisarno ali lokalni urad, in katerikoli kraj, kjer ima predstavnik podjetja prijavljen poslovni naslov z nazivom podjetja.
(3a) “registered office” means the registered office of an undertaking, where and in so far as that undertaking operates as a payment service provider; in addition to the registered place of principal representation, it may be any place at which the undertaking maintains a subsidiary, branch, outside agency, acceptance point or local office, and any place at which a representative of the undertaking maintains his business address under the undertaking’s name as its representative.
Vprašanje o registriranem sedežu (podjetja) ni jasno opredeljeno.
The registered office issue (of an enterprise) is not clearly defined.
ČLEN 4, TOČKA 3 B (novo)
ARTICLE 4, POINT 3 B (new)
(3b) „odprt plačilni sistem“ pomeni plačilni sistem, v katerem imata plačnik in prejemnik plačila načeloma različna ponudnika plačilnih storitev, pri čemer oba delujeta znotraj istega plačilnega sistema, ali v primeru plačilnih in kreditnih kartic in podobnih transakcij plačilni sistem, v katerem imata plačnik in prejemnik plačila načeloma različna ponudnika plačilnih storitev, pri čemer oba delujeta znotraj plačilnega sistema in sta neposredno pogodbeno vezana na druge ponudnike v sistemu in ne samo na osrednjega licenčnega partnerja, ki pa sta lahko po drugi strani vezana na druge ponudnike v skladu s pravili plačilnega sistema in sicer na podlagi dogovora s ponudnikom, ki deluje v plačilnem sistemu;
(3b) ‘ open payment system ’ means a payment system where the payer and the payee generally have different payment service providers, both operating within the same payment system, or, in the case of debit and credit card and similar transactions, a payment system where the payer and payee generally have different payment service providers operating within the payment system which are directly contractually linked with other providers in the system and not just with a central licensing party, and which may, in turn, be linked to other providers under the payment system’s rules through an agreement with a provider operating in the payment system;
(4) „plačnik“ pomeni fizično ali pravno osebo, ki ima pravico razpolaganja s sredstvi, in ki omogoči prenos teh sredstev prejemniku plačila ;
(4) “payer” means a natural or legal person who has the right of disposal of funds and who allows them to be transferred to a payee ;
„plačnik“ pomeni fizično ali pravno osebo, ki je imetnik plačilnega računa ali ki kot imetnik računa dovoli prenos sredstev z računa, ali če ni plačilnega računa, fizično ali pravno osebo, ki ima pravico razpolaganja s sredstvi in ki izda nalog za plačilno transakcijo;
(4) “payer” means a natural or legal person who is the holder of the payment account or who as account-holder permits the transfer of funds from an account or, where there is no payment account, a natural or legal person who has the right of disposal of funds and who places the order for a payment transaction;
(5) „prejemnik plačila“ pomeni fizično ali pravno osebo, ki je končni prejemnik sredstev, ki so bila predmet plačilne transakcije;
(5) “payee” means a natural or legal person who is the intended final recipient of funds which have been the subject of a payment transaction;
(5) „prejemnik plačila“ pomeni fizično ali pravno osebo, ki je prejemnik sredstev, ki so bila predmet plačilne transakcije;
(5) “payee” means a natural or legal person who is the intended recipient of funds which have been the subject of a payment transaction;
ČLEN 4, TOČKA 6 A (novo)
ARTICLE 4, POINT 6 A (new)
(6a) „profesionalni uporabnik“ pomeni fizično ali pravno osebo, katere delovanje je usmerjeno izključno v namene, povezane s trgovino, poslovanjem ali poklicem te osebe;
(6a) 'professional user' means any natural or legal person who is acting exclusively for purposes related to that person's trade, business or profession;
ČLEN 4, TOČKA 6 B (novo)
ARTICLE 4, POINT 6 B (new)
(6a) "okvirna pogodba" pomeni pogodbo o plačilnih storitvah, za katero je značilno, da zavezuje ponudnika plačilnih storitev, da bo v prihodnje opravil več posameznih ali zaporednih plačilnih transakcij po naročilu plačnika;
(6b) 'framework contract' means a payment service agreement characterised by the fact that it commits a payment service provider to the future execution of individual or successive payment transactions on the order of the payer;
Glej predlog spremembe člena 29.
Vide amendment on Article 29.
ČLEN 4, TOČKA 7
ARTICLE 4, POINT 7
(7) „plačilni račun“ pomeni račun, voden v imenu uporabnika plačilne storitve, ki se uporablja izključno za plačilne transakcije;
(7) “payment account” means an account held in the name of a payment service user which is used exclusively for payment transactions;
(7) „plačilni račun“ pomeni račun, voden v imenu enega ali več uporabnikov plačilne storitve, ki se uporablja za plačilne transakcije;
(7) “payment account” means an account held in the name of one or more payment service users which is used for payment transactions;
ČLEN 4, TOČKA 8
ARTICLE 4, POINT 8
(8) „sredstva“ pomeni gotovino , knjižni denar in elektronski denar, kakor je naveden v Direktivi 2000/46/ES;
(8) “funds” means cash , scriptural money and electronic money as referred to in Directive 2000/46/EC;
„sredstva“ pomeni bankovce in kovance , knjižni denar in elektronski denar, kakor je naveden v Direktivi 2000/46/ES;
(8) “funds” means banknotes and coins , scriptural money and electronic money as referred to in Directive 2000/46/EC;
ČLEN 4, TOČKA 11 A (novo)
ARTICLE 4, POINT 11 A (new)
(11a) "čas izvršitve" pomeni število delovnih dni od dne, ko je ponudnik storitve sprejel plačilni nalog in trenutkom, ko je znesek na voljo prejemniku plačila;
(11a) “ execution time” shall mean the number of business days between the day of acceptance of the payment order by the service provider and the point in time when the amount is made available to the payee;
ČLEN 4, TOČKA 12
ARTICLE 4, POINT 12
(12) „referenčni menjalni tečaj“ pomeni menjalni tečaj, ki se uporablja kot osnova za izračun menjave valut in ki prihaja iz vira, ki ga lahko preverita obe stranki v pogodbi o plačilnih storitvah ;
(12) “reference exchange rate” means the exchange rate which is used as the basis to calculate any currency exchange and which comes from a source which can be verified by both parties of a payment service agreement;
(12) „referenčni menjalni tečaj“ pomeni menjalni tečaj, ki ga določi ponudnik plačilne storitve, ali tečaj iz javno dostopnega vira, ki sta ga ponudnik in uporabnik plačilne storitve v medsebojnem dogovoru določila kot osnovo za izračun menjave valut pri plačilnih transakcijah;
(12) “reference exchange rate” means the exchange rate, either made available by the payment service provider, or from a publicly available source, which the payment service provider and payment service user agree shall be used as the basis on which a currency exchange related to a payment transaction shall be calculated;
Na področju menjalnih tečajev ne obstaja „neodvisen indeks ali osnova“, kar lahko onemogoči, da bi obe strani ločeno preverili vir referenčnega menjalnega tečaja.
There is no such thing as an “independent index or base” rate for exchange rates so it may not be possible for both parties to separately verify the source of a reference exchange rate.
Namen predloga spremembe je razjasniti to vprašanje, pri čemer se v korist potrošnikov in konkurence ohrani pomembna zahteva po transparentnosti , ter določi, da mora biti vir predmet dogovora med obema strankama.
This amendment is to clarify this point whilst preserving the important requirement for transparency to the benefit of consumers and competition, and that the source is agreed between the parties.
ČLEN 4, TOČKA 13
ARTICLE 4, POINT 13
(13) „potrditev“ pomeni postopek, ki omogoča ponudniku plačilnih storitev, da preveri, da ima uporabnik, ki izdaja plačilni nalog, dovoljenje da to stori;
(13) “authentication” means a procedure which allows the payment service provider to verify that the user issuing the payment order is authorised to do so;
Ta predlog spremembe ne zadeva slovenske različice.
(13) “authentication” means a procedure which allows the payment service provider to verify that the user initiating the payment order is authorised to do so;
ČLEN 4, TOČKA 14
ARTICLE 4, POINT 14
(14) „referenčna obrestna mera“ je obrestna mera, ki se uporablja kot osnova za izračun obresti, ki se uporabljajo, in ki prihaja iz vira, ki ga lahko preverita obe stranki v pogodbi o plačilnih storitvah;
(14) “reference interest rate” means the interest rate which is used as the basis to calculate any interest to be applied and which comes from a source which can be verified by both parties to a payment service agreement;
(14) „referenčna obrestna mera“ je obrestna mera, ki se uporablja kot osnova za izračun obresti, ki se uporabljajo, in ki prihaja iz javno dostopnega vira, ki ga lahko preverita obe stranki v pogodbi o plačilnih storitvah;
(14) “reference interest rate” means the interest rate which is used as the basis to calculate any interest to be applied and which comes from a publicly available source which can be verified by both parties to a payment service agreement;
ČLEN 4, TOČKA 15
ARTICLE 4, POINT 15