natgillin/translations-raw huggingface dataset:
&quot;financial sector&quot; shall mean a sector composed of one or more of the following entities: 
&quot;finančni sektor&quot; pomeni sektor, ki ga sestavlja ena ali več naslednjih oseb:
(a) a credit institution, a financial institution or an ancillary banking services undertaking within the meaning of Article 1(5) and (23) of Directive 2000/12/EC (the banking sector); 
(a) kreditna institucija, finančna institucija ali družba za pomožne bančne storitve v smislu člena 1(5) in (23) Direktive 2000/12/ES (bančni sektor);
(b) an insurance undertaking, a reinsurance undertaking or an insurance holding company within the meaning of Article 1(i) of Directive 98/78/EC (the insurance sector); 
(b) zavarovalnica, pozavarovalnica ali zavarovalni holding v smislu člena 1(i) Direktive 98/78/ES (zavarovalniški sektor);
(c) an investment firm or a financial institution within the meaning of Article 2(7) of Directive 93/6/EEC (the investment services sector); 
(c) investicijska družba ali finančna institucija v smislu člena 2(7) Direktive 93/6/EGS (sektor naložbenih storitev);
(d) a mixed financial holding company; 
(d) mešani finančni holding;
&quot;parent undertaking&quot; shall mean a parent undertaking within the meaning of Article 1 of Seventh Council Directive 83/349/EEC of 13 June 1983 on consolidated accounts(15) and any undertaking which, in the opinion of the competent authorities, effectively exercises a dominant influence over another undertaking; 
&quot;matično podjetje&quot; pomeni matično podjetje v smislu člena 1 Sedme direktive Sveta 83/34. 9/EGS z dne 13. junija 1983 o konsolidiranih računovodskih izkazih [15], in vsako podjetje, ki po mnenju pristojnih organov učinkovito izvršuje prevladujoč vpliv nad drugim podjetjem;
&quot;subsidiary undertaking&quot; shall mean a subsidiary undertaking within the meaning of Article 1 of Directive 83/349/EEC and any undertaking over which, in the opinion of the competent authorities, a parent undertaking effectively exercises a dominant influence; 
&quot;hčerinsko podjetje&quot; pomeni hčerinsko podjetje v smislu člena 1 Direktive 83/34. 9/EGS in vsako podjetje, nad katerim matično podjetje po mnenju pristojnih organov izvršuje prevladujoč vpliv;
all subsidiary undertakings of subsidiary undertakings shall also be considered as subsidiary undertakings of the parent undertaking; 
vsa hčerinska podjetja hčerinskih podjetij se štejejo kot hčerinska podjetja matičnih podjetij;
&quot;participation&quot; shall mean a participation within the meaning of the first sentence of Article 17 of Fourth Council Directive 78/660/EEC of 25 July 1978 on the annual accounts of certain types of companies(16), or the direct or indirect ownership of 20 % or more of the voting rights or capital of an undertaking; 
&quot;udeležba&quot; pomeni udeležbo v smislu prvega stavka člena 17 Četrte direktive Sveta 78/660/EGS z dne 25. julija 1978 o letnih računovodskih izkazih posameznih vrst družb [16], ali neposredno ali posredno lastništvo 20 % ali več glasovalnih pravic ali kapitala podjetja;
&quot;group&quot; shall mean a group of undertakings, which consists of a parent undertaking, its subsidiaries and the entities in which the parent undertaking or its subsidiaries hold a participation, as well as undertakings linked to each other by a relationship within the meaning of Article 12(1) of Directive 83/349/EEC; 
&quot;skupina&quot; pomeni skupino podjetij, ki jo sestavlja matično podjetje, njegova hčerinska podjetja in osebe, v katerih je udeleženo matično podjetje ali njegova hčerinska podjetja, kakor tudi podjetja, ki so med seboj povezana v smislu člena 12(1) Direktive 83/34. 9/EGS;
&quot;close links&quot; shall mean a situation in which two or more natural or legal persons are linked by: 
&quot;tesne povezave&quot; pomenijo stanje, ko dve ali več fizičnih ali pravnih oseb povezuje:
(a) &quot;participation&quot;, which shall mean the ownership, direct or by way of control, of 20 % or more of the voting rights or capital of an undertaking; 
(a) &quot;udeležba&quot;, ki pomeni lastništvo, neposredno ali prek obvladovanja, 20 % ali več glasovalnih pravic ali kapitala podjetja;
(b) &quot;control&quot;, which shall mean the relationship between a parent undertaking and a subsidiary, in all the cases referred to in Article 1(1) and (2) of Directive 83/349/EEC, or a similar relationship between any natural or legal person and an undertaking; 
(b) &quot;obvladovanje&quot;, ki pomeni odnos med matičnim podjetjem in hčerinskim podjetjem, v vseh primerih iz člena 1(1) in (2) Direktive 83/34. 9/EGS, ali podobno povezavo med katero koli fizično ali pravno osebo in podjetjem;
A situation in which two or more natural or legal persons are permanently linked to one and the same person by a control relationship shall also be regarded as constituting a close link between such persons; 
Šteje se, da situacija, ko sta dve fizični ali pravni osebi ali več trajno povezani z isto osebo skozi položaj obvladovanja predstavlja tesno povezavo med temi osebami;
&quot;financial conglomerate&quot; shall mean a group which meets, subject to Article 3, the following conditions: 
&quot;finančni konglomerat&quot; pomeni skupino, ki v skladu s členom 3 izpolnjuje naslednje pogoje:
(a) a regulated entity within the meaning of Article 1 is at the head of the group or at least one of the subsidiaries in the group is a regulated entity within the meaning of Article 1; 
(a) regulirana oseba v smislu člena 1 je na čelu skupine ali pa je najmanj eno hčerinsko podjetje v skupini regulirana oseba v smislu člena 1;
(b) where there is a regulated entity within the meaning of Article 1 at the head of the group, it is either a parent undertaking of an entity in the financial sector, an entity which holds a participation in an entity in the financial sector, or an entity linked with an entity in the financial sector by a relationship within the meaning of Article 12(1) of Directive 83/349/EEC; 
(b) kadar je regulirana oseba v smislu člena 1 na čelu skupine, je ta bodisi matično podjetje osebe iz finančnega sektorja, ki ima udeležbo v osebi iz finančnega sektorja, ali pa je z osebo iz finančnega sektorja povezana v smislu člena 12(1) Direktive 83/34. 9/EGS;
(c) where there is no regulated entity within the meaning of Article 1 at the head of the group, the group&apos;s activities mainly occur in the financial sector within the meaning of Article 3(1); 
(c) kadar na čelu skupine ni regulirana oseba v smislu člena 1, pa se dejavnosti skupine opravljajo pretežno v finančnem sektorju v smislu člena 3(1);
(d) at least one of the entities in the group is within the insurance sector and at least one is within the banking or investment services sector; 
(d) najmanj ena oseba v skupini je v zavarovalniškem sektorju in najmanj ena oseba je v bančnem sektorju ali v naložbenem sektorju;
(e) the consolidated and/or aggregated activities of the entities in the group within the insurance sector and the consolidated and/or aggregated activities of the entities within the banking and investment services sector are both significant within the meaning of Article 3(2) or (3). 
(e) skupinske in/ali združene dejavnosti oseb v skupini iz zavarovalniškega sektorja in skupinske in/ali združene dejavnosti oseb iz bančnega sektorja in sektorja naložbenih storitev so pomembne v smislu člena 3(2) ali (3).
Any subgroup of a group within the meaning of point 12 which meets the criteria in this point shall be considered as a financial conglomerate; 
Vsaka podskupina skupine v smislu točke 12, ki izpolnjuje pogoje iz te točke, se šteje kot finančni konglomerat;
&quot;mixed financial holding company&quot; shall mean a parent undertaking, other than a regulated entity, which together with its subsidiaries, at least one of which is a regulated entity which has its head office in the Community, and other entities, constitutes a financial conglomerate; 
&quot;mešani finančni holding&quot; pomeni matično podjetje, razen regulirane osebe, ki skupaj s svojimi hčerinskimi podjetji, od katerih je vsaj eno regulirana oseba s sedežem v Skupnosti, in drugimi fizičnimi ali pravnimi osebami sestavlja finančni konglomerat;
&quot;competent authorities&quot; shall mean the national authorities of the Member States which are empowered by law or regulation to supervise credit institutions, and/or insurance undertakings and/or investment firms whether on an individual or a group-wide basis; 
&quot;pristojni organi&quot; pomenijo nacionalne organe držav članic, ki so po zakonu ali podzakonskem aktu pristojni za nadzorovanje kreditnih institucij, in/ali zavarovalnic in/ali investicijskih družb bodisi za posamezna podjetja ali skupine podjetij;
&quot;relevant competent authorities&quot; shall mean: 
&quot;ustrezni pristojni organi&quot; pomenijo:
(a) Member States&apos; competent authorities responsible for the sectoral group-wide supervision of any of the regulated entities in a financial conglomerate; 
(a) pristojne organe držav članic, ki so odgovorni za sektorski skupinski nadzor katere koli regulirane osebe v finančnem konglomeratu;
(b) the coordinator appointed in accordance with Article 10 if different from the authorities referred to in (a); 
(b) koordinatorja, ki je imenovan v skladu s členom 10, če to ni nobeden od organov, navedenih v točki (a);
(c) other competent authorities concerned, where relevant, in the opinion of the authorities referred to in (a) and (b); 
(c) druge zadevne pristojne organe, kjer je to po mnenju organov iz (a) in (b) ustrezno;
this opinion shall especially take into account the market share of the regulated entities of the conglomerate in other Member States, in particular if it exceeds 5 %, and the importance in the conglomerate of any regulated entity established in another Member State; 
to mnenje zlasti upošteva tržni delež reguliranih oseb konglomerata v drugih državah članicah, predvsem če presega 5 %, in pomen, ki ga ima v konglomeratu katera koli regulirana oseba, ustanovljena v drugi državi članici;
&quot;intra-group transactions&quot; shall mean all transactions by which regulated entities within a financial conglomerate rely either directly or indirectly upon other undertakings within the same group or upon any natural or legal person linked to the undertakings within that group by &quot;close links&quot;, for the fulfilment of an obligation, whether or not contractual, and whether or not for payment; 
&quot;posli v skupini&quot; pomenijo vse posle, pri katerih so regulirane osebe v finančnem konglomeratu posredno ali neposredno odvisne od drugih podjetij znotraj iste skupine ali od katere koli fizične ali pravne osebe, ki je povezana s podjetji znotraj te skupine s &quot;tesnimi povezavami&quot; in se nanje zanašajo glede izpolnjevanja obveznosti, pogodbenih in drugih ter plačljivih in neplačljivih;
&quot;risk concentration&quot; shall mean all exposures with a loss potential borne by entities within a financial conglomerate, which are large enough to threaten the solvency or the financial position in general of the regulated entities in the financial conglomerate; 
&quot;koncentracija tveganja&quot; pomeni vse izpostavljenosti oseb v finančnem konglomeratu potencialnim izgubam, ki so dovolj velike, da lahko ogrozijo solventnost ali finančni položaj reguliranih oseb v finančnem konglomeratu na splošno;
such exposures may be caused by counterparty risk/credit risk, investment risk, insurance risk, market risk, other risks, or a combination or interaction of these risks. 
tako izpostavljenost lahko povzroči tveganje sodelujoče stranke/kreditno tveganje, naložbeno tveganje, zavarovalniško tveganje, tržno tveganje, druge vrste tveganja ali kombinacija in medsebojno vplivanje tveganj.
Thresholds for identifying a financial conglomerate 
Pragi za identifikacijo finančnega konglomerata
For the purposes of determining whether the activities of a group mainly occur in the financial sector, within the meaning of Article 2(14)(c), the ratio of the balance sheet total of the regulated and non-regulated financial sector entities in the group to the balance sheet total of the group as a whole should exceed 40 %. 
Da bi določili, ali se dejavnosti skupine pretežno opravljajo v finančnem sektorju v smislu člena 2(14. )(c), mora količnik med bilančno vsoto reguliranih in nereguliranih oseb v finančnem sektorju v skupini in bilančno vsoto skupine kot celote presegati 4. 0 %.
For the purposes of determining whether activities in different financial sectors are significant within the meaning of Article 2(14)(e), for each financial sector the average of the ratio of the balance sheet total of that financial sector to the balance sheet total of the financial sector entities in the group and the ratio of the solvency requirements of the same financial sector to the total solvency requirements of the financial sector entities in the group should exceed 10 %. 
Da bi določili, ali so dejavnosti v različnih finančnih sektorjih pomembne v smislu člena 2(14. )(e), mora za vsak finančni sektor povprečni količnik skupne bilančne vsote tega finančnega sektorja v primerjavi z bilančno vsoto vseh oseb vsega finančnega sektorja v skupini in količnik zahtevanega minimalnega kapitala istega finančnega sektorja in skupnega zahtevanega minimalnega kapitala vseh oseb vsega finančnega sektorja v skupini presegati 10 %.
For the purposes of this Directive, the smallest financial sector in a financial conglomerate is the sector with the smallest average and the most important financial sector in a financial conglomerate is the sector with the highest average. 
Za namene te direktive je najmanjši finančni sektor v finančnem konglomeratu sektor z najnižjim povprečjem, najpomembnejši finančni sektor v finančnem konglomeratu pa je sektor z najvišjim povprečjem.
For the purposes of calculating the average and for the measurement of the smallest and the most important financial sectors, the banking sector and the investment services sector shall be considered together. 
Za izračunavanje povprečja in merjenja najmanjšega in najpomembnejšega finančnega sektorja se bančni sektor in sektor naložbenih storitev obravnavata skupaj.
Cross-sectoral activities shall also be presumed to be significant within the meaning of Article 2(14)(e) if the balance sheet total of the smallest financial sector in the group exceeds EUR 6 billion. 
Medsektorske dejavnosti se tudi štejejo za pomembne v smislu člena 2(14. )(e), če bilančna vsota najmanjšega finančnega sektorja v skupini presega 6 milijard EUR.
If the group does not reach the threshold referred to in paragraph 2, the relevant competent authorities may decide by common agreement not to regard the group as a financial conglomerate, or not to apply the provisions of Articles 7, 8 or 9, if they are of the opinion that the inclusion of the group in the scope of this Directive or the application of such provisions is not necessary or would be inappropriate or misleading with respect to the objectives of supplementary supervision, taking into account, for instance, the fact that: 
Če skupina ne doseže praga iz odstavka 2, se ustrezni pristojni organi lahko z medsebojnim dogovorom odločijo, da skupine ne bodo šteli za finančni konglomerat, ali da ne uporabijo določb členov 7, 8 ali 9, če sodijo, da vključitev skupine v obseg te direktive ali uporaba teh določb ni potrebna ali bi bila glede na cilje dopolnilnega nadzora neustrezna ali zavajajoča, pri čemer se na primer upošteva, da:
(a) the relative size of its smallest financial sector does not exceed 5 %, measured either in terms of the average referred to in paragraph 2 or in terms of the balance sheet total or the solvency requirements of such financial sector; 
(a) relativna velikost njegovega najmanjšega sektorja ne presega 5 %, merjeno v smislu povprečja iz odstavka 2 ali v smislu bilančne vsote ali zahtevanega minimalnega kapitala takega finančnega sektorja;
(b) the market share does not exceed 5 % in any Member State, measured in terms of the balance sheet total in the banking or investment services sectors and in terms of gross premiums written in the insurance sector. 
(b) tržni delež ne presega 5 % v katerikoli državi članici, merjeno v smislu bilančne vsote v bančnem sektorju ali v sektorju naložbenih storitev in v smislu bruto premij v zavarovalniškem sektorju.
Decisions taken in accordance with this paragraph shall be notified to the other competent authorities concerned. 
O odločitvah, sprejetih v skladu s tem odstavkom, je treba obvestiti druge pristojne zadevne organe.
For the application of paragraphs 1, 2 and 3, the relevant competent authorities may by common agreement: 
Za uporabo odstavkov 1, 2 in 3 lahko ustrezni pristojni organi na podlagi medsebojnega dogovora:
(a) exclude an entity when calculating the ratios, in the cases referred to in Article 6(5); 
(a) izločijo osebo pri izračunavanju količnikov v primerih, ki so navedeni v členu 6(5);
(b) take into account compliance with the thresholds envisaged in paragraphs 1 and 2 for three consecutive years so as to avoid sudden regime shifts, and disregard such compliance if there are significant changes in the group&apos;s structure. 
(b) upoštevajo skladnost s pragovi, predvidenimi v odstavkih 1 in 2, za tri zaporedna leta in se tako izognejo nenadnim sistemskim spremembam, in tako skladnost zanemarijo, če pride do pomembnih sprememb v sestavi skupine.
Where a financial conglomerate has been identified according to paragraphs 1, 2 and 3, the decisions referred to in the first subparagraph of this paragraph shall be taken on the basis of a proposal made by the coordinator of that financial conglomerate. 
Če je finančni konglomerat že bil prepoznan v skladu z odstavki 1, 2 in 3, se odločitve iz prvega pododstavka tega odstavka sprejmejo na podlagi predloga, ki ga poda koordinator tega finančnega konglomerata.
For the application of paragraphs 1 and 2, the relevant competent authorities may, in exceptional cases and by common agreement, replace the criterion based on balance sheet total with one or both of the following parameters or add one or both of these parameters, if they are of the opinion that these parameters are of particular relevance for the purposes of supplementary supervision under this Directive: 
Za uporabo odstavkov 1 in 2 lahko ustrezni pristojni organi v izjemnih primerih in na podlagi medsebojnega dogovora nadomestijo kriterij bilančne vsote z enim ali obema sledečima parametroma, če sodijo, da sta parametra zelo pomembna za dopolnilni nadzor iz te direktive:
income structure, off-balance-sheet activities. 
sestava prihodkov, zunajbilančne dejavnosti.
For the application of paragraphs 1 and 2, if the ratios referred to in those paragraphs fall below 40 % and 10 % respectively for conglomerates already subject to supplementary supervision, a lower ratio of 35 % and 8 % respectively shall apply for the following three years to avoid sudden regime shifts. 
Za uporabo odstavkov 1 in 2 velja, da se v primeru, če količniki iz teh odstavkov padejo pod 4. 0 % in 10 % za konglomerate, ki so že predmet dopolnilnega nadzora, za naslednja tri leta uporabi nižji prag 35 % in 8 %, da bi se izognili nenadnim sistemskim spremembam.
Similarly, for the application of paragraph 3, if the balance sheet total of the smallest financial sector in the group falls below EUR 6 billion for conglomerates already subject to supplementary supervision, a lower figure of EUR 5 billion shall apply for the following three years to avoid sudden regime shifts. 
Podobno se za uporabo odstavka 3, kadar bilančna vsota najmanjšega finančnega sektorja v skupini pade pod 6 milijard EUR za konglomerate, ki so že predmet dopolnilnega nadzora, za naslednja tri leta uporabi nižji znesek v višini 5 milijard EUR, da bi se izognili nenadnim sistemskim spremembam.
During the period referred to in this paragraph, the coordinator may, with the agreement of the other relevant competent authorities, decide that the lower ratios or the lower amount referred to in this paragraph shall cease to apply. 
V obdobju, navedenem v tem odstavku, se lahko koordinator v soglasju z drugimi pristojnimi organi odloči, da se nižji prag ali nižji znesek iz tega odstavka preneha uporabljati.
The calculations referred to in this Article regarding the balance sheet shall be made on the basis of the aggregated balance sheet total of the entities of the group, according to their annual accounts. 
Izračuni iz tega člena glede bilančne vsote morajo biti narejeni na podlagi skupinskih bilančnih vsot oseb v skupini glede na njihove letne računovodske izkaze.
For the purposes of this calculation, undertakings in which a participation is held shall be taken into account as regards the amount of their balance sheet total corresponding to the aggregated proportional share held by the group. 
Zaradi izračuna se podjetja, v katerih je udeleženo drugo podjetje, upoštevajo v smislu ustreznosti razmerja med njihovo bilančno vsoto in skupnim sorazmernim deležem takega podjetja v skupini.
However, where consolidated accounts are available, they shall be used instead of aggregated accounts. 
Vendar je treba namesto zbirnih računovodskih izkazov uporabljati skupinske računovodske izkaze, če so ti na voljo.
The solvency requirements referred to in paragraphs 2 and 3 shall be calculated in accordance with the provisions of the relevant sectoral rules. 
Zahtevani minimalni kapital iz odstavkov 2 in 3 se izračuna skladno z določbami ustreznih sektorskih predpisov.
Identifying a financial conglomerate 
Identifikacija finančnega konglomerata
Competent authorities which have authorised regulated entities shall, on the basis of Articles 2, 3 and 5, identify any group that falls under the scope of this Directive. 
Pristojni organi, ki so reguliranim osebam izdali dovoljenja za opravljanje poslov na podlagi členov 2, 3 in 5, identificirajo katero koli skupino, ki sodi v okvir te direktive.
- competent authorities which have authorised regulated entities in the group shall, where necessary, cooperate closely, 
- pristojni organi, ki so izdali dovoljenja za opravljanje poslov reguliranim osebam v skupini, tesno sodelujejo, če je to potrebno,
- if a competent authority is of the opinion that a regulated entity authorised by that competent authority is a member of a group which may be a financial conglomerate, which has not already been identified according to this Directive, the competent authority shall communicate its view to the other competent authorities concerned. 
- če pristojni organ sodi, da je regulirana oseba, ki mu je ta pristojni organ izdal dovoljenje za opravljanje poslov, članica skupine, ki bi lahko bila finančni konglomerat, ki ga kot takega še niso prepoznali skladno s to direktivo, pristojni organ o svojem mnenju obvesti druge zadevne pristojne organe.
The coordinator appointed in accordance with Article 10 shall inform the parent undertaking at the head of a group or, in the absence of a parent undertaking, the regulated entity with the largest balance sheet total in the most important financial sector in a group, that the group has been identified as a financial conglomerate and of the appointment of the coordinator. 
Koordinator, ki je imenovan v skladu s členom 10, obvesti matično podjetje, ki je na čelu skupine ali, če ni matičnega podjetja, regulirano osebo z največjo bilančno vsoto v najpomembnejšem finančnem sektorju skupine, da je skupina identificirana kot finančni konglomerat ter o imenovanju koordinatorja.
The coordinator shall also inform the competent authorities which have authorised regulated entities in the group and the competent authorities of the Member State in which the mixed financial holding company has its head office, as well as the Commission. 
Koordinator obvesti tudi pristojne organe, ki so izdali dovoljenje za opravljanje poslov reguliranim osebam v skupini in pristojne organe države članice, v kateri je sedež mešanega finančnega holdinga, ter Komisijo.
SUPPLEMENTARY SUPERVISION 
DOPOLNILNI NADZOR
Scope of supplementary supervision of regulated entities referred to in Article 1 
Obseg dopolnilnega nadzora reguliranih oseb iz člena 1