natgillin/translations-raw huggingface dataset:
The flexibility embedded in the CRR is described in the Commission Interpretative Communication of 28 April 2020 6 on the application of the accounting and prudential frameworks to facilitate bank lending in the Union amid COVID-19. 
Prožnost, ki je vgrajena v CRR, je opisana v razlagalnem sporočilu Komisije z dne 27. aprila 2020 6 o uporabi računovodskih in bonitetnih okvirov za olajšanje bančnega kreditiranja v Uniji v času COVID-19.
Having regard to the urgency of those adjustments to the prudential framework, this Regulation should enter into force on the day following that of its publication in the Official Journal of the European Union. 
Ob upoštevanju nujnosti navedenih sprememb bonitetnega okvira, bi morala ta uredba začeti veljati dan po objavi v Uradnem listu Evropske unije.
This proposal is part of the broader response by the European Commission to the COVID-19 pandemic. 
Ta predlog je del širšega odziva Evropske komisije na pandemijo COVID-19.
These adjustments to the prudential framework would facilitate collective efforts aimed at mitigating the impact of the pandemic and thus moving towards a fast recovery. 
Te prilagoditve bonitetnega okvira bi olajšale skupna prizadevanja za ublažitev učinka pandemije in hitro okrevanje.
While the calculation of the static component remains unchanged following this proposal, the dynamic component will be subject to an extended transitional period and to a revised transitional adjustment factor. 
Medtem ko ta predlog ne spreminja izračuna statične komponente, pa za dinamično komponento podaljšuje prehodno obdobje in spremeni faktor prehodne prilagoditve.
"By way of derogation from Article 50 and until the end of the transitional periods set out in paragraphs 6 and 6a of this Article, the following may include in their Common Equity Tier 1 capital the amount calculated in accordance with this paragraph:"; 
„Z odstopanjem od člena 50 in do konca prehodnega obdobja iz odstavkov 6 in 6a tega člena, lahko naslednji subjekti navadnemu lastniškemu temeljnemu kapitalu dodajo znesek, izračunan v skladu s tem odstavkom:";
This would free up credit institutions' operational capacity and allow them to focus on the more immediate challenges associated with the COVID-19 pandemic. 
To bi sprostilo operativno zmožnost kreditnih institucij in jim omogočilo, da se osredotočijo na neposredne izzive, povezane s pandemijo COVID-19.
Therefore, the date of application of the two supporting factors as set out in Article 3 of CRR II is advanced (Article 2 point (1) of the proposal). 
Zato se datum začetka uporabe dveh faktorjev za podporo iz člena 3 CRR II (člena 2(1) predloga) premakne naprej.
Where the calculation results in a negative number, the institution shall set the value of the amount referred to in point (b) of paragraph 3 of this Article as equal to zero. 
Kadar je rezultat izračuna negativna vrednost, institucija določi vrednost zneska iz točke (b) odstavka 3 tega člena na nič.
Therefore, the date of application for the leverage ratio buffer requirement should be deferred by one year to 1 January 2023, as agreed internationally. 
Zato bi bilo treba datum začetka uporabe zahteve po blažilniku količnika finančnega vzvoda odložiti za eno leto, do 1. januarja 2023, kot je bilo dogovorjeno na mednarodni ravni.
Besides making full use of the flexibility allowed for in the existing framework, some limited changes to specific aspects of the CRR are necessary in order to maximise the capacity of credit institutions to lend and to absorb losses related to the COVID-19 pandemic, while still ensuring their continued resilience. 
Poleg popolne uporabe prožnosti, ki jo dopušča obstoječi okvir, so potrebne nekatere omejene spremembe specifičnih vidikov CRR, da se čim bolj poveča zmožnost kreditnih institucij za kreditiranje in pokrivanje izgub, povezanih s pandemijo COVID-19, hkrati pa se še naprej zagotavlja njihova stalna odpornost.
This enables them to play a key role in managing the economic shock that stems from the COVID-19 pandemic. 
To jim omogoča, da imajo ključno vlogo pri obvladovanju ekonomskega šoka, ki ga povzroča pandemija COVID-19.
They replace the rescaling of all exposure values that are reduced by provisions with a standard risk weight of 100% to be assigned to the amounts added back to CET1 capital. 
Prevrednotenje vseh vrednosti izpostavljenosti, ki so znižane, se nadomesti z rezervacijami s standardno utežjo tveganja v višini 100 %, ki se dodelijo zneskom, dodanim navadnemu lastniškemu temeljnemu kapitalu.
Non-performing loans guaranteed by such agencies receive a preferential treatment regarding provisioning requirements under Article 47c of the CRR. 
Nedonosni krediti, za katere jamčijo take agencije, so deležni prednostne obravnave, kar zadeva zahteve glede rezervacij iz člena 47c uredbe o kapitalskih zahtevah.
Indeed, because of the current offsetting mechanism, credit institutions may be constrained with regard to the level of the increase of their central bank reserves. 
Zaradi sedanjega mehanizma izravnave so kreditne institucije lahko omejene glede na višino povečanja rezerv njihovih centralnih bank.
The Commission, the European Central Bank and the European Banking Authority have provided clarity on the application of the flexibility already embedded in Regulation (EU) No 575/2013 by issuing interpretations and guidance on the application of the prudential framework in the context of COVID-19 16 . 
Komisija, Evropska centralna banka in Evropski bančni organ so zagotovili jasnost glede uporabe prožnosti, ki je že vgrajena v Uredbo (EU) št. 575/2013, in sicer z izdajanjem razlag in smernic glede uporabe bonitetnega okvira v okviru COVID-19 16 .
Temporary treatment of public guarantees related to the COVID-19 pandemic 
Začasna obravnava državnih jamstev v zvezi s pandemijo COVID-19
(6)The extraordinary circumstances of the COVID-19 pandemic and the unprecedented magnitude of challenges triggered call for immediate action to ensure that institutions have the conditions to effectively channel funds to businesses and households and to absorb the economic shock caused by the COVID-19 pandemic. 
(6)Izjemne okoliščine zaradi pandemije COVID-19 in razsežnost izzivov brez primere so sprožile poziv k takojšnjemu ukrepanju za zagotovitev, da imajo institucije pogoje, v katerih lahko učinkovito usmerjajo sredstva v podjetja in gospodinjstva ter absorbirajo ekonomski šok zaradi pandemije COVID-19.
"An institution that has decided to apply the transitional arrangements set out in this Article may decide not to apply paragraph 2 in which case it shall inform the competent authority of its decision without delay. 
„Institucija, ki se je odločila, da bo uporabila prehodno ureditev iz tega člena, se lahko odloči, da ne bo uporabila odstavka 2; in v tem primeru o svoji odločitvi nemudoma obvesti pristojni organ.
These supporting factors allow a more favourable treatment of certain exposures to SMEs and infrastructure with a view to incentivise institutions to prudently increase lending to those entities. 
Ti faktorji za podporo omogočajo ugodnejšo obravnavo nekaterih izpostavljenosti do MSP in infrastrukture, da bi institucije spodbudili k preudarnemu povečanju kreditiranja teh subjektov.
Any impact of the exclusion is fully offset via a mechanism set out in Article 429a(7) of the CRR that increases a credit institutions' individual leverage ratio requirement in a strictly proportionate manner. 
Vsak učinek izključitve se v celoti izravna z mehanizmom iz člena 429a(7) CRR, ki individualno zahtevo kreditnih institucij glede količnika finančnega vzvoda povečuje na strogo sorazmeren način.
(18)For the extraordinary support measures adopted to alleviate the impact of the COVID-19 pandemic to be fully effective with regard to keeping the banking sector more resilient and providing an incentive to the institutions to continue lending, it is necessary for the alleviating effect of those measures to be immediately reflected in the way in which regulatory capital requirements are determined. 
(18)Da bi bili izredni ukrepi podpore, sprejeti za ublažitev vpliva pandemije COVID-19, v celoti učinkoviti pri ohranjanju odpornejšega bančnega sektorja in spodbujanja institucij k nadaljnjemu kreditiranju, se mora ublažitveni učinek teh ukrepov takoj odražati v načinu, kako se določajo regulativne kapitalske zahteve.
The CRR II introduced in the CRR a new Article 92(1a) imposing a leverage ratio buffer requirement on global systemically important institutions. 
CRR II je v uredbo CRR uvedla nov člen 92(1a), ki določa zahtevo po blažilniku količnika finančnega vzvoda za globalne sistemsko pomembne institucije.
The proposed amendments do not go beyond addressing selected provisions in the Union's prudential framework for credit institutions that target exclusively measures aimed at ensuring recovery from the current COVID-19 pandemic. 
Predlagane spremembe ne presegajo obravnave izbranih določb v bonitetnem okviru Unije za kreditne institucije, ki so namenjene izključno ukrepom za zagotovitev okrevanja po trenutni pandemiji COVID-19.
The CRR offers ample leeway for banks to support public and private initiatives to promote continued lending in the context of the COVID-19 pandemic, while ensuring a prudent approach. 
CRR daje bankam dovolj manevrskega prostora za podporo javnim in zasebnim pobudam za spodbujanje neprekinjenega kreditiranja v času pandemije COVID-19 ter hkrati zagotavlja preudaren pristop.
In the context of the accelerated up-take of digital services as a consequences of public measures adopted to address the COVID-19 pandemic, the application of these changes should be anticipated. 
V okviru pospešenega uvajanja digitalnih storitev kot posledice javnih ukrepov, sprejetih za obravnavo pandemije COVID-19, je treba določiti zgodnejšo uporabo teh sprememb.
The application date of the revised treatment of software assets has been set to 12 months after the entry into force of this RTS (Article 3(7) of the CRR II). 
Datum začetka uporabe spremenjene obravnave programske opreme je določen na 12 mesecev po začetku veljavnosti tega regulativnega tehničnega standarda (člen 3(7) CRR II).
The date of application set in Regulation (EU) 2019/876 should be revised accordingly in order to ensure a level playing field internationally for institutions established in the Union and operating outside the Union. 
Datum začetka uporabe, določen v Uredbi (EU) 2019/876, bi bilo treba ustrezno spremeniti, da se zagotovijo enaki konkurenčni pogoji za institucije s sedežem v Uniji, ki poslujejo zunaj Unije.
Further to the flexibility provided in the existing rules, targeted changes to Regulation (EU) No 575/2013 would ensure that that prudential framework interacts smoothly with the various measures that address the COVID-19 emergency. 
Poleg prožnosti, zagotovljene v obstoječih pravilih, bi ciljno usmerjene spremembe Uredbe (EU) št. 575/2013 zagotovile, da navedeni bonitetni okvir nemoteno součinkuje z različnimi ukrepi, ki obravnavajo izredne razmere v zvezi s COVID-19.
Moreover, the impact of the measures which are being amended by this proposal have been subject to analysis in the impact assessments undertaken for Regulation (EU) 2017/2395, Regulation (EU) 2019/876 and Regulation (EU) 2019/630 amending the CRR in relation to aspects covered by this proposal.. 
Poleg tega je bil učinek ukrepov, ki se spreminjajo s tem predlogom, analiziran v ocenah učinka, opravljenih za Uredbo (EU) 2017/2395, Uredbo (EU) 2019/876 in Uredbo (EU) 2019/630, ki spreminjajo CRR v zvezi z vidiki, ki jih zajema ta predlog.
Furthermore, Article 473a(9) of the CRR provides institutions with the option to apply only the dynamic component. 
Poleg tega člen 473a(9) CRR institucijam omogoča, da uporabijo le dinamično komponento.
In order to avoid any undesired consequences related to the offsetting mechanism and to ensure the effectiveness of that exclusion in the face of possible future shocks and crises, the offsetting mechanism should be modified before the leverage ratio requirement set out in point (d) of Article 92(1) of Regulation (EU) No 575/2013 becomes applicable in accordance with Union law on 28 June 2021. 
Da bi se izognili neželenim posledicam, povezanim z mehanizmom izravnave, in zagotovili učinkovitost te izključitve ob morebitnih prihodnjih pretresih in krizah, bi bilo treba mehanizem izravnave spremeniti, preden se začne uporabljati zahteva glede količnika finančnega vzvoda iz točke (d) člena 92(1) Uredbe (EU) št. 575/2013 v skladu s pravom Unije, kar je 28. junija 2021.
Therefore, guarantees and counter-guarantees that are extended in the context of the COVID-19 pandemic in accordance with State aid rules should be treated in the same way as guarantees provided by official export credit agencies. 
Zato bi bilo treba jamstva in posredna jamstva, ki se razširijo v skladu s pravili o državni pomoči v okviru pandemije COVID-19, obravnavati na enak način kot jamstva, ki jih zagotavljajo uradne izvozne agencije.
In reaction to the new circumstances, competent authorities across the Union have provided temporary capital and operational relief to ensure favourable conditions for credit institutions to continue lending amid COVID-19. 
Kot odziv na nove okoliščine so pristojni organi po vsej Uniji zagotovili začasni kapital in operativno razbremenitev, da bi kreditnim institucijam zagotovili ugodne pogoje za nadaljevanje kreditiranja v času pandemije COVID-19.
It is therefore justified to align the minimum coverage requirements for non-performing exposures benefiting from guarantees granted by national governments or other public entities to those benefiting from guarantees granted by official export credit agencies. 
Zato je upravičeno, da se zahteve glede minimalnega kritja za nedonosne izpostavljenosti z jamstvi, ki so jih dodelile nacionalne vlade ali drugi javni subjekti, uskladijo s tistimi z jamstvi, ki jih odobrijo uradne izvozne agencije.
(a)point (59), as regards the provisions on the treatment of certain loans granted by credit institutions to pensioners or employees laid down in Article 123 of Regulation (EU) No 575/2013; 
(a)točka 59 v zvezi z določbami o obravnavi določenih kreditov, ki jih kreditne institucije odobrijo upokojencem ali zaposlenim iz člena 123 Uredbe (EU) št. 575/2013;
(16)The prudential treatment of certain software assets has been amended by Regulation (EU) 2019/876 in order to further support the transition towards a more digitalised banking sector. 
(16)Z Uredbo (EU) 2019/876 je bila spremenjena bonitetna obravnava nekatere programske opreme, da bi se dodatno podprl prehod na bolj digitaliziran bančni sektor.
The BCBS agreed on 3 April 2020 to allow more flexibility in the implementation of the transitional arrangements that phase in the impact of IFRS 9. 
BCBS se je 3. aprila 2020 dogovoril, da bo omogočil večjo prožnost pri izvajanju prehodne ureditve, s katero se postopoma uvaja MSRP 9.
(17)Since the objectives of this Regulation, namely to maximise the capacity of credit institutions to lend and to absorb losses related to the COVID-19 pandemic, while still ensuring their continued resilience, cannot be sufficiently achieved by the Member States but can rather, by reason of their scale and effects, be better achieved at Union level, the Union may adopt measures, in accordance with the principle of subsidiarity as set out in Article 5 of the Treaty on European Union. 
(17)Ker ciljev te uredbe, in sicer maksimalnega povečanja zmožnosti kreditnih institucij za kreditiranje in pokrivanje izgub v zvezi s pandemijo COVID-19 ob hkratnem zagotavljanju njihove stalne odpornosti, države članice same ne morejo zadovoljivo doseči, temveč se zaradi svojega obsega in učinkov lažje dosežejo na ravni Unije, lahko Unija sprejme ukrepe v skladu z načelom subsidiarnosti iz člena 5 Pogodbe o Evropski uniji.
Regulation (EU) No 575/2013 is amended as follows: 
Uredba (EU) št. 575/2013 se spremeni:
In particular, a credit institution that exercises the discretion will be required to calculate the adjusted leverage ratio only once, namely at the moment it exercises the discretion, and based on the value of the institution's eligible central bank reserves and total exposure measure on the day when the institution's competent authority declares that exceptional circumstances that warrant the exercise of the discretion exist. 
Kreditna institucija, ki uveljavlja diskrecijsko pravico, bo morala prilagojeni količnik finančnega vzvoda izračunati samo enkrat, in sicer ob uveljavljanju diskrecijske pravice, ter na podlagi vrednosti primernih rezerv centralne banke in mere skupne izpostavljenosti institucije na dan, ko pristojni organ institucije razglasi, da obstajajo izjemne okoliščine, ki upravičujejo uveljavljanje diskrecijske pravice.
The modifications to the offsetting mechanism require also changes to Article 429a(1)(n) to allow the exclusion of all eligible central bank reserves rather than just those entered into after the exemption took effect (Article 1 point (1)(a) of the proposal). 
Spremembe mehanizma izravnave zahtevajo tudi spremembe člena 429a(1)(n), da se dovoli izključitev vseh primernih rezerv centralnih bank in ne samo tistih, ki so bile vpisane po začetku veljavnosti izvzetja (člen 1(1)(a) predloga).
The CRR has been subsequently amended to tackle remaining weaknesses in the prudential regulatory framework and to implement some outstanding elements of the global financial services reform that are essential to ensure institutions' resilience. 
CRR je bila naknadno spremenjena, da bi se odpravile preostale slabosti v bonitetnem regulativnem okviru in izvedli nekateri še ne izvedeni elementi globalne reforme finančnih storitev, ki so bistvenega pomena za zagotovitev odpornosti institucij.
The dynamic component allows banks to partially neutralise the impact of the additional (i.e. post-day-one) increase in provisions for financial assets that are not credit-impaired. 
Dinamična komponenta omogoča bankam, da delno nevtralizirajo učinek dodatnega povečanja rezervacij (tj. po prvem dnevu) za finančna sredstva, katerim se kreditna kakovost ni poslabšala.
This adjustment would allow credit institutions to better mitigate the impact of any potential increase in ECL provisioning caused by the deterioration in the credit quality of credit institutions' exposures due to the economic consequences of the COVID-19 pandemic. 
Ta prilagoditev bi kreditnim institucijam omogočila, da bolje ublažijo učinek vsakega morebitnega povečanja rezervacij za pričakovane kreditne izgube, ki bi ga povzročilo poslabšanje kreditne kakovosti izpostavljenosti kreditnih institucij zaradi gospodarskih posledic pandemije COVID-19.
(1)Regulation (EU) No 575/2013 of the European Parliament and of the Council 11 establishes, together with Directive of the European Parliament and of the Council 2013/36/EU 12 , the prudential regulatory framework for institutions operating in the Union. 
(1)Uredba (EU) št. 575/2013 Evropskega parlamenta in Sveta 11 skupaj z Direktivo Evropskega parlamenta in Sveta 2013/36/EU 12 določa bonitetni regulativni okvir za institucije, ki poslujejo v Uniji.
CB = the total value of the institution's exposures to its central bank that are eligible to be excluded in accordance with point (n) of paragraph 1, on the day of the public declaration referred to in point (a) of paragraph 5. 
CB = skupna vrednost izpostavljenosti institucije do njene centralne banke, ki so primerne za izključitev v skladu s točko (n) odstavka 1, na dan javne izjave iz točke (a) odstavka 5.
The new transition period will thus allow financial institutions to adjust the calibration of the arrangements for adding back provisions to CET1 capital during the period 2020-2024. 
Novo prehodno obdobje bo finančnim institucijam tako omogočilo prilagoditev umerjanja ureditev za dodajanje rezervacij navadnemu lastniškemu temeljnemu kapitalu v obdobju 2020-2024.
Third, the offsetting mechanism associated with the competent authority discretion to allow credit institutions to temporarily exclude exposures in the form of central bank reserves from the calculation of the leverage ratio needs to be modified. 
Tretjič, spremeniti je treba mehanizem izravnave, ki je povezan z diskrecijsko pravico pristojnega organa, da kreditnim institucijam dovoli, da izpostavljenosti v obliki rezerv centralne banke začasno izključijo iz izračuna količnika finančnega vzvoda.
This Union action is necessary to achieve the objective of maximising credit institutions' capacity to lend and to absorb losses amid the COVID-19 pandemic, whilst maintaining the consistency of the prudential framework. 
Ta ukrep Unije je potreben za doseganje cilja, da se kar najbolj poveča zmožnost kreditnih institucij za kreditiranje in pokrivanje izgub zaradi pandemije COVID-19 ob hkratni ohranitvi skladnosti bonitetnega okvira.
This would ensure that liquidity measures provided by central banks in a crisis context would be effectively channelled by credit institutions to the economy. 
To bi zagotovilo, da bi kreditne institucije likvidnostne ukrepe, ki jih izvajajo centralne banke v času krize, učinkovito usmerjale v gospodarstvo.
f1 = the applicable factor laid down in paragraph 6; 
f1 = veljavni faktor, določen v odstavku 6;
The proposed derogation from Article 47c(3) extends this preferential treatment to exposures guaranteed or counter-guaranteed by the public sector in the context of measures aimed at mitigating the economic impact of the COVID-19 pandemic, subject to Union State aid rules, where applicable. 
Predlagano odstopanje od člena 47c(3) razširja to prednostno obravnavo na izpostavljenosti, za katere jamči ali posredno jamči javni sektor v okviru ukrepov za ublažitev gospodarskih posledic pandemije COVID-19, ob upoštevanju pravil Unije o državni pomoči, kadar je to potrebno.
(14)Given the specific guarantees attached to loans granted by credit institutions to pensioners or employees with a permanent contract against the unconditional transfer of part of the borrower's pension or salary to that credit institution, Article 123 of Regulation (EU) No 575/2013 was amended by Regulation (EU) 2019/876 to allow for a more favourable treatment of such loans. 
(14)Glede na posebna jamstva, povezana s krediti, ki jih kreditne institucije odobrijo upokojencem ali zaposlenim s pogodbo za nedoločen čas na podlagi brezpogojnega prenosa dela pokojnine ali plače kreditojemalca na to kreditno institucijo, se je člen 123 Uredbe (EU) št. 575/2013 spremenil z Uredbo (EU) 2019/876, da bi se omogočila ugodnejša obravnava takšnih kreditov.
Changes to Article 473a(9) of the CRR allow institutions that opted previously not to use the transitional arrangements to reverse that decision anytime during the transitional period subject to prior approval from their competent authority. 
Spremembe člena 473a(9) CRR dovoljujejo institucijam, ki so se prej odločile, da ne bodo uporabljale prehodne ureditve, da kadarkoli v prehodnem obdobju spremenijo svojo odločitev ob predhodnem dovoljenju pristojnega organa.
As those supporting factors allow a more favourable treatment of certain exposures to SMEs and infrastructure, their application in the context of the COVID-19 pandemic would incentivise institutions to increase much needed lending to those entities. 
Ker navedeni faktorji za podporo omogočajo ugodnejšo obravnavo nekaterih izpostavljenosti do MSP in infrastrukture, bi njihova uporaba v okviru pandemije COVID-19 spodbudila institucije k povečanju zelo potrebnega kreditiranja teh subjektov.
Pending the application of the amended provisions on the calculation of the leverage ratio as introduced by Regulation (EU) 2019/876, Article 429a should continue to apply as introduced by the Commission Delegated Regulation (EU) 2015/62 18 . 
Do začetka uporabe spremenjenih določb o izračunu količnika finančnega vzvoda, kakor so bile uvedene z Uredbo (EU) 2019/876, bi se moral še naprej uporabljati člen 429a, kakor je bil uveden z Delegirano uredbo Komisije (EU) 2015/62 18 .