natgillin/translations-raw huggingface dataset:
The proposal is based on Article 114 of the Treaty on the Functioning of the European Union (TFEU), the same legal basis as for the legislative acts that are being amended. 
Predlog temelji na členu 114 Pogodbe o delovanju Evropske unije (PDEU), tj. na isti pravni podlagi kot zakonodajni akti, ki se spreminjajo.
This proposal complements measures taken by the European Central Bank, the European Banking Authority and national competent authorities in this area. 
Ta predlog dopolnjuje ukrepe, ki so jih na tem področju sprejeli Evropska centralna banka, Evropski bančni organ in nacionalni pristojni organi.
Therefore, these amendments would allow resetting the 5-year transition period which started in 2018. 
Zato bi te spremembe omogočile ponastavitev 5-letnega prehodnega obdobja, ki se je začelo leta 2018.
The amount that could be added back from 2022 to 2024 would decrease in a linear manner. 
Znesek, ki bi se lahko dodal v obdobju od leta 2022 do leta 2024, bi se linearno zmanjševal.
In this context, the proposal is not likely to have a direct impact on these rights, as listed in the main UN conventions on human rights, the Charter of Fundamental Rights of the European Union, which is an integral part of the EU Treaties and the European Convention on Human Rights (ECHR). 
V tem okviru predlog verjetno ne bo neposredno vplival na te pravice, kot so navedene v glavnih konvencijah ZN o človekovih pravicah, Listini Evropske unije o temeljnih pravicah, ki je sestavni del Pogodb EU, ter Evropski konvenciji o človekovih pravicah.
This will enhance the flexibility to act appropriately and purposefully during possible future shocks and crises and enhance the effectiveness of the measure. 
To bo izboljšalo prožnost za ustrezno in namensko ukrepanje med morebitnimi prihodnjimi pretresi in krizami ter povečalo učinkovitost ukrepa.
At the same time they are likely to be impacted by the deteriorating economic situation. 
Hkrati pa bo slabšanje gospodarskih razmer verjetno vplivalo tudi nanje.
This proposal is not accompanied by a separate impact assessment, as this proposal does not alter the fundamental aspects of the CRR and does not impose new obligations on the concerned parties. 
Temu predlogu ni priložena ločena ocena učinka, saj ta predlog ne spreminja temeljnih vidikov CRR in zadevnim stranem ne nalaga novih obveznosti.
These changes need to be reflected in the existing rules. 
Te spremembe je treba upoštevati v obstoječih pravilih.
These proposed changes will not fundamentally alter the prudential regulatory framework. 
Te predlagane spremembe ne bodo bistveno spremenile bonitetnega regulativnega okvira.
(5)It is important that institutions employ their capital where it is most needed and the Union regulatory framework facilitates this, whilst ensuring that institutions act prudently. 
(5)Pomembno je, da institucije uporabijo svoj kapital tam, kjer je najbolj potreben, in da regulativni okvir Unije to omogoča ter hkrati zagotavlja, da institucije ravnajo preudarno.
(9)A large part of the institutions operating in the Union have been subject to IFRS 9 as of 1 January 2018. 
(9)Za velik del institucij, ki delujejo v Uniji, MSRP 9 velja od 1. januarja 2018.
In the absence of action by the Union the existing regulatory framework would be less effective in supporting the various measures taken by public authorities at both Union and national level and less reactive to exceptional market challenges. 
Brez ukrepanja Unije bi bil obstoječi regulativni okvir manj učinkovit pri podpiranju različnih ukrepov, ki jih sprejmejo javni organi tako na ravni Unije kot na nacionalni ravni, prav tako bi bil manj odziven na izredne tržne izzive.
The ability of Member States to adopt national measures is limited, given that the CRR already regulates those matters, and changes at national level would conflict with Union law currently in force. 
Sposobnost držav članic za sprejemanje nacionalnih ukrepov je omejena, saj CRR že ureja te zadeve, spremembe na nacionalni ravni pa bi bile v nasprotju z veljavno zakonodajo Unije.
Businesses are facing disruption in supply chains, temporary closures and reduced demand, while households are confronted with unemployment and a fall in income. 
Podjetja se soočajo z motnjami v dobavnih verigah, začasnimi zaprtji in manjšim povpraševanjem, medtem ko se gospodinjstva soočajo z brezposelnostjo in upadom dohodkov.
"(n) the following exposures to the institution's central bank, subject to the conditions set out in paragraphs 5 and 6:"; 
(n) naslednje izpostavljenosti do centralne banke institucije, za katere veljajo pogoji iz odstavkov 5 in 6:";
The existing transitional arrangements cover the period 2018-2022. 
Obstoječa prehodna ureditev velja za obdobje 2018-2022.
These amendments are fully consistent with the existing policy provisions in the field of prudential requirements for institutions and their supervision, including with the Commission's Interpretative Communication adopted at the same time as this proposal. 
Te spremembe so v celoti skladne z obstoječimi določbami politike na področju bonitetnih zahtev za institucije in njihovega nadzora, vključno z razlagalnim sporočilom Komisije, ki je sprejeto istočasno kot ta predlog.
In reaction to the COVID-19 pandemic, BCBS has also provided some flexibility in the application of international standards 17 . 
V odziv na pandemijo COVID-19 je BCBS zagotovil tudi nekaj prožnosti pri uporabi mednarodnih standardov 17 .
This could ultimately result in forcing the institution to reduce the level of lending to households and businesses. 
To bi lahko privedlo do tega, da bi bila institucija prisiljena zmanjšati obseg kreditiranja gospodinjstev in podjetij.
It is fully consistent with the Commission Communication on the economic aspects of the coronavirus crisis issued on 13 March 2020 8 , as well as with ‘COVID 19 - Economic package - Using every available Euro' launched on 2 April 2020 9 . 
Je popolnoma v skladu s Sporočilom Komisije o gospodarskih vidikih krize zaradi koronavirusa, izdanim 13. marca 2020 8 , in s Sporočilom „COVID 19 - Gospodarski sveženj - Uporaba vsakega razpoložljivega eura", ki je bilo objavljeno 2. aprila 2020 9 .
The following points of Article 1 of this Regulation shall apply from [date of entry into force of this amending Regulation]: 
Naslednje točke člena 1 te uredbe se uporabljajo od [datum začetka veljavnosti te uredbe o spremembi]:
1.This Regulation shall enter into force on the day following that of its publication in the Official Journal of the European Union. 
1.Ta uredba začne veljati na dan po objavi v Uradnem listu Evropske unije.
The proposed amendments concern provisions that enable banks to use more favourable treatments, but do not impose on them such treatments. 
Predlagane spremembe se nanašajo na določbe, ki bankam omogočajo uporabo ugodnejših obravnav, pri čemer uporaba takšnih obravnav ni obvezna.
If the Union were to cease regulating those aspects, the internal market for banking services would become subject to different sets of rules, leading to fragmentation and undermining the recently build single rulebook in this area. 
Če bi Unija prenehala urejati te vidike, bi na notranjem trgu bančnih storitev začeli veljati različni sklopi pravil, kar bi privedlo do razdrobljenosti in ogrozilo nedavno oblikovana enotna pravila na tem področju.
2.This Regulation shall apply from [date of entry into force of this amending Regulation] with the exception laid down in paragraph 3. 
2.Ta uredba se uporablja od [datum začetka veljavnosti te uredbe o spremembi], z izjemo iz odstavka 3.
(19)Given that urgency, it is considered necessary to use the exception from the eight-week period referred to in Article 4 of Protocol No 1 on the role of National Parliaments in the European Union, annexed to the Treaty on European Union, to the Treaty on the Functioning of the European Union and to the Treaty establishing the European Atomic Energy Community. 
(19)Glede na navedeno nujnost velja, da je primerno uporabiti izjemo od roka osmih tednov iz člena 4 Protokola št. 1 o vlogi nacionalnih parlamentov v Evropski uniji, ki je priložen Pogodbi o Evropski uniji, Pogodbi o delovanju Evropske unije in Pogodbi o ustanovitvi Evropske skupnosti za atomsko energijo.
This would take account of the similar risk profile of these guaranteed exposures (Article 1 point (3) of the proposal). 
Pri tem bi se upošteval podoben profil tveganja teh z jamstvom zavarovanih izpostavljenosti (člen 1(3) predloga).
The CRR II has modified the calculation of the leverage ratio on the basis of the revised Basel standard. 
CRR II je spremenila izračun količnika finančnega vzvoda na podlagi revidiranega baselskega standarda.
Moreover, the proposed amendments are limited to those issues which cannot be addressed within the existing margin of discretion the current rules provide for. 
Poleg tega so predlagane spremembe omejene na tista vprašanja, ki jih ni mogoče obravnavati v okviru obstoječega polja proste presoje, ki ga določajo veljavna pravila.
The proposed amendments would have a limited impact on the administrative burden for banks and the costs for them to adapt their internal operations, with costs expected to be offset by benefits derived in terms of capital availability. 
Predlagane spremembe bi imele omejen vpliv na upravno breme za banke in na stroške, ki jih imajo za prilagoditev svojih notranjih dejavnosti, pri čemer naj bi se stroški izravnali s koristmi, ki bi jih zagotovila razpoložljivost kapitala.
(13)In March 2020, the Group of Central Bank Governors and Heads of Supervision (GHOS) has revised the implementation timeline of the final elements of the Basel framework. 
(13)Marca 2020 je skupina guvernerjev centralnih bank in glavnih nadzornikov spremenila časovni okvir za izvajanje končnih elementov baselskega okvira.
Subsequently and subject to supervisory approval, institutions have a possibility to opt out from using the transitional arrangements. 
Posledično in z nadzornikovo odobritvijo imajo institucije možnost, da se odločijo, da ne bodo uporabljale prehodne ureditve.
Date of application of the revised SME supporting factor and the infrastructure supporting factor 
Datum začetka uporabe spremenjenih faktorja za podporo MSP in faktorja za podporo infrastrukturi
Date of application of the specific treatment envisaged for certain loans backed by pensions or salaries 
Datum začetka uporabe posebne obravnave, predvidene za nekatere kredite, zavarovane s pokojninami ali plačami
Competent authorities shall notify EBA at least on an annual basis on the application of this Article by institutions under their supervision. 
Pristojni organi vsaj enkrat na leto uradno obvestijo EBA o uporabi tega člena s strani institucij pod njihovim nadzorom.
The adjusted leverage ratio will apply throughout the full period during which the discretion is exercised and will not change like under the current offsetting mechanism. 
Prilagojeni količnik finančnega vzvoda se bo uporabljal v celotnem obdobju, v katerem se uveljavlja diskrecijska pravica, ter se ne bo spreminjal, kot je to možno v okviru sedanjega mehanizma izravnave.
In the context of the COVID-19 pandemic it is essential that banks continue lending to SMEs and supporting infrastructure investments. 
V času pandemije COVID-19 je bistvenega pomena, da banke še naprej kreditirajo MSP in podpirajo naložbe v infrastrukturo.
Finally, to monitor the number of institutions across the EU using the transitional arrangements, competent authorities are required to periodically submit information on the number of institutions they supervise that use those arrangements to the EBA. 
Končno, za spremljanje števila institucij v EU, ki uporabljajo prehodno ureditev, morajo pristojni organi EBA redno pošiljati informacije o številu institucij, ki jih nadzorujejo in ki uporabljajo to ureditev.
However, the current COVID-19 crisis has shown that the offsetting mechanism, when applicable, would be too restrictive and that its application would actually not facilitate an effective transmission of monetary policy. 
Vendar pa je sedanja kriza zaradi pandemije COVID-19 pokazala, da bi bil mehanizem izravnave preveč omejevalen in da njegova uporaba dejansko ne bi olajšala učinkovitega prenosa monetarne politike.
The exemption may be granted for a limited period of time not exceeding one year, where the institution's competent authority has determined, after consulting the relevant central bank, and has declared publicly that such exceptional circumstances exist. 
Izvzetje se lahko odobri za omejeno obdobje, ki ni daljše od enega leta, če pristojni organ institucije po posvetovanju z zadevno centralno banko ugotovi in javno razglasi obstoj takšnih izjemnih okoliščin.
This would result in hampering the effective transmission of monetary policy measures and, ultimately, forcing an institution to deleverage by selling assets or reducing the level of lending to the real economy, or both, given its limited leeway to control the extent of these reserves during a crisis. 
To bi oviralo učinkovit prenos ukrepov monetarne politike in nazadnje prisililo institucijo v zmanjšanje finančnega vzvoda s prodajo sredstev ali zmanjšanjem obsega kreditov realnemu gospodarstvu ali oboje glede na omejen manevrski prostor za nadzor višine teh rezerv v času krize.
Official export credit agencies typically issue guarantees on behalf of national governments to provide credit protection for loans that are extended for export financing purposes. 
Uradne izvozne agencije običajno izdajajo jamstva v imenu nacionalnih vlad, da zagotovijo kreditno zavarovanje za kredite, ki se zagotovijo za namene financiranja izvoza.
This favourable treatment was introduced because of the additional guarantees attached to such loans stemming from the unconditional transfer of part of the borrower's pension or salary to that credit institution. 
Ta ugodna obravnava je bila uvedena zaradi dodatnih jamstev, povezanih s takšnimi krediti, ki izhajajo iz brezpogojnega prenosa dela kreditojemalčeve pokojnine ali plače na to kreditno institucijo.
With the application of the leverage ratio buffer requirement postponed, during the postponement period there would be no consequences for the failure to meet that requirement as set out in Article 141c of Directive 2013/36/EU and no related restriction on distributions set out in Article 141b of that Directive. 
Odložitev uporabe zahteve po blažilniku količnika finančnega vzvoda ne bi imela v obdobju odloga nobenih posledic za neizpolnjevanje te zahteve, kot je določena v členu 141c Direktive 2013/36/EU, in ne bi omejevala povezanih razdelitev iz člena 141b navedene direktive.
Fourth, it is necessary to defer, in line with the decision of the BCBS, the application date of the new leverage ratio buffer requirement. 
Četrtič, v skladu z odločitvijo BCBS je treba odložiti datum začetka uporabe nove zahteve po blažilniku količnika finančnega vzvoda.
Having regard to the opinion of the European Central Bank, 
ob upoštevanju mnenja Evropske centralne banke,
Transitional arrangements for mitigating the impact of IFRS 9 provisions on regulatory capital 
Prehodna ureditev za zmanjšanje učinka določb MSRP 9 na regulativni kapital
"The amount referred to in the first subparagraph shall be calculated as the sum of the following: 
„Znesek iz prvega pododstavka, se izračuna kot vsota naslednjega:
The CRR II introduced provisions to change the regulatory treatment of "prudently valued software assets", which are not materially affected in a gone concern situation (i.e. the resolution, insolvency or liquidation of an institution). 
CRR II je uvedla določbe za spremembo regulativne obravnave „preudarno vrednotene programske opreme", ki ni bistveno prizadeta v primeru prenehanja delovanja (tj. reševanje, insolventnost ali likvidacija institucije).
"When recalculating the requirements laid down in this Regulation and in Directive 2013/36/EU for the purpose of the first subparagraph, the amount ABSA referred to in point (a) of the second subparagraph of paragraph 1 shall be assigned a risk weight of 100 %. 
„Pri ponovnem izračunu zahtev iz te uredbe in Direktive 2013/36/EU za namen prvega pododstavka se znesku ABSA iz točke (a) drugega pododstavka odstavka 1 dodeli utež tveganja 100 %.
The date of application of the buffer was originally set to 1 January 2022. 
Datum začetka uporabe blažilnika je bil prvotno določen na 1. januar 2022.
•Consistency with existing policy provisions in the policy area 
•Skladnost z veljavnimi predpisi na področju zadevne politike
The discretion, which is intended to facilitate the effective transmission of monetary policy measures, will become applicable together with the leverage ratio requirement on 28 June 2021. 
Diskrecijska pravica, ki naj bi olajšala učinkovit prenos ukrepov monetarne politike, se bo začela uporabljati 28. junija 2021, skupaj z zahtevo glede količnika finančnega vzvoda.
It is therefore important that capital is deployed where it is most needed and that the prudential framework interacts smoothly with the various measures that address the COVID-19 pandemic. 
Zato je pomembno, da se kapital uporablja tam, kjer je najbolj potreben, in da bonitetni okvir nemoteno součinkuje z različnimi ukrepi, ki obravnavajo pandemijo COVID-19.
(b)in paragraph 7, the definitions of ‘EMLR' and ‘CB' are replaced by the following: 
(b)v odstavku 7 se opredelitvi „EMLR" in „CB" nadomestita z naslednjim:
The CRR II introduced in Article 123 of the CRR a more favourable treatment of certain loans granted by credit institutions to pensioners or employees with a permanent contract. 
CRR II je v člen 123 CRR uvedla ugodnejšo obravnavo nekaterih kreditov, ki jih kreditne institucije odobrijo upokojencem ali zaposlenim s pogodbo za nedoločen čas.
However, the effectiveness of this measure appears to be hampered by the reduced flexibility stemming from the offsetting mechanism attached to such temporary exclusions that would constrain the ability of institutions to increase central bank exposures in a crisis situation. 
Vendar se zdi, da učinkovitost tega ukrepa ovira manjša prožnost, ki izhaja iz mehanizma izravnave, povezanega s takšnimi začasnimi izključitvami, kar bi omejevalo zmožnost institucij, da v kriznih razmerah povečajo izpostavljenosti do centralnih bank.
The application of this treatment in the context of the COVID-19 pandemic would incentivise institutions to increase lending to employees and pensioners. 
Uporaba te obravnave v času pandemije COVID-19 bi institucije spodbudila k povečanju kreditiranja za zaposlene in upokojence.
The EBA was mandated to develop a draft Regulatory Technical Standard (RTS) to specify how this exemption from deductions is to be applied, by defining the scope of software assets to be exempted and how they will be risk-weighted (Article 36(4) of the CRR). 
EBA je bil pooblaščen za pripravo osnutka regulativnega tehničnega standarda, v katerem bo določeno, kako se uporablja to izvzetje od odbitkov, in sicer z opredelitvijo, katera programska oprema se izvzame in kako se prilagodi tveganju (člen 36(4) CRR).
Changes to Article 473a(7) of the CRR simplify the recalculation of capital requirements. 
Spremembe člena 473a(7) CRR poenostavljajo ponovni izračun kapitalskih zahtev.
Adopted in the aftermath of the financial crisis that unfolded in 2007-2008 and largely based on international standards agreed in 2010 by the Basel Committee on Banking Supervision (BCBS), known as the Basel III framework, that prudential framework has contributed to enhancing the resilience of institutions operating in the Union and to making them better prepared to face potential difficulties, including difficulties stemming from possible future crises. 
Ta bonitetni okvir, ki je bil sprejet po finančni krizi v letih 2007-2008 in v veliki meri temelji na mednarodnih standardih, ki jih je leta 2010 sprejel Baselski odbor za bančni nadzor (v nadaljnjem besedilu: BCBS) in so znani kot okvir Basel III, je prispeval k izboljšanju odpornosti institucij, ki poslujejo v Uniji, in njihovi boljši pripravljenosti na soočanje z morebitnimi težavami, vključno s težavami, ki izhajajo iz morebitnih prihodnjih kriz.
Moreover, at international level, the BCBS has agreed a one-year delay in the deadline for implementing the final elements of the Basel III framework, of which some elements had been already incorporated in the CRR 7 , as well as a greater flexibility to the phase-in of the impact of the IFRS 9 on capital. 
Poleg tega se je Baselski odbor za bančni nadzor na mednarodni ravni dogovoril za enoletni odlog roka za izvajanje končnih elementov okvira Basel III, pri čemer so bili nekateri elementi že vključeni v CRR 7 , pa tudi za večjo prožnost pri postopnem uvajanju učinka MSRP 9 na kapital.
Date of application of the exemption of certain software assets from capital deductions 
Datum začetka uporabe izvzetja nekatere programske opreme iz odbitkov kapitala
On the basis of these findings, and in light of the Commission's mandate set out in Article 511 of the CRR to review, amongst others, the treatment of central bank reserves, the Commission considers it is appropriate to modify the offsetting mechanism before it becomes applicable (Article 1 point (1)(b) of the proposal). 
Na podlagi teh ugotovitev in glede na pooblastilo Komisije iz člena 511 CRR, da med drugim pregleda obravnavo rezerv centralne banke, Komisija meni, da je primerno spremeniti mehanizem izravnave, preden se ta začne uporabljati (člen 1(1)(b) predloga).
Whilst most of the final elements still need to be implemented in Union law, the leverage ratio buffer requirement for global systemically important institutions has already been implemented through the amendments brought by Regulation (EU) 2019/876. 
Medtem ko je treba večino končnih elementov še vedno prenesti v pravo Unije, se je zahteva po blažilniku količnika finančnega vzvoda za globalne sistemsko pomembne institucije že prenesla s spremembami, ki jih je uvedla Uredba (EU) 2019/876.
They are also fully consistent with the Union's accounting rules, in particular with Commission Regulation (EU) 2016/2067 of 22 November 2016 amending Regulation (EC) No 1126/2008 adopting certain international accounting standards in accordance with Regulation (EC) No 1606/2002 of the European Parliament and of the Council as regards IFRS 9. 
Prav tako so popolnoma v skladu z računovodskimi pravili Unije, zlasti z Uredbo Komisije (EU) 2016/2067 z dne 22. novembra 2016 o spremembi Uredbe (ES) št. 1126/2008 o sprejetju nekaterih mednarodnih računovodskih standardov v skladu z Uredbo (ES) št. 1606/2002 Evropskega parlamenta in Sveta glede Mednarodnega standarda računovodskega poročanja 9.
The current offsetting mechanism might therefore discourage credit institutions from drawing on central bank liquidity facilities in a situation of stress to the extent that is needed or wished. 
Sedanji mehanizem izravnave lahko torej kreditne institucije odvrne od črpanja okvirnih likvidnostnih kreditov centralne banke v stresnih razmerah v višini, ki je potrebna ali zaželena.
The transition period for the static component in Article 473a(6) of the CRR is adapted in light of the new formula in paragraph 1 of that Article. 
Prehodno obdobje za statično komponento v členu 473a(6) CRR je prilagojeno novi formuli iz odstavka 1 navedenega člena.
Competent authorities have provided temporary capital, liquidity and operational relief to institutions to ensure that they can continue to fulfil their role in funding the real economy in a more challenging environment. 
Pristojni organi so institucijam zagotovili začasni kapital, likvidnost in operativno razbremenitev, da bi lahko v težavnejšem okolju še naprej izpolnjevale svojo vlogo pri financiranju realnega gospodarstva.
Institutions will not be required anymore to deduct these particular software assets from their Common Equity Tier 1 capital (point (b) of Article 36(1) of the CRR). 
Od institucij se ne bo več zahtevalo, da to specifično programsko opremo odbijejo od postavke navadnega lastniškega temeljnega kapitala (člena 36(1)(b) CRR).