natgillin/translations-raw huggingface dataset:
Updating of recovery plans o on the matter of the 2+1 month period for submission of a revised recovery plan (when the recovery plan assessment identified material deficiencies or impediments), entities commented that the period should be flexible depending on identified material deficiencies or impediments and if substantial problems are identified, the time frame is much too short (18 banks); o on the matter of information requested by the ECB for its assessment of a revised recovery plan, entities commented that sometimes information is already available but seems to be not shared effectively with all the supervisors involved (4 banks); 6. 
Posodabljanje načrtov sanacije o V zvezi z obdobjem, dolgim 2 meseca +1 mesec, v katerem je treba predložiti revidirane načrte sanacije (kadar so bile pri oceni načrta sanacije ugotovljene pomembne pomanjkljivosti ali ovire), so subjekti menili, da bi moralo biti obdobje prilagodljivo glede na ugotovljene pomembne pomanjkljivosti ali ovire in da je v primeru ugotovljenih velikih problemov rok bistveno prekratek (18 bank). o V zvezi z informacijami, ki jih ECB zahteva za svojo oceno spremenjenega načrta sanacije, so subjekti pripomnili, da so včasih informacije že na voljo, vendar se zdi, da se ne izmenjujejo učinkovito z vsemi vpletenimi nadzorniki (4 banke). 6.
Overall assessment of recovery planning o to be more specific with respect to the improvements on the key elements and less formal referring to the guidelines which may reduce the effectiveness in practice (7 banks); o that synergies between the information requested for the recovery planning (SSM) and those requested for the resolution planning (SRB) could be further exploited. 
Splošna ocena načrtovanja sanacije o Potrebne je več specifike pri izboljšavah ključnih elementov in manj formalnosti pri sklicevanju na smernice, kar lahko zmanjša uspešnost v praksi (7 bank). o Sinergije med informacijami, ki se jih zahteva za načrtovanje sanacije (enotni mehanizem nadzora), in tistimi, ki se jih zahteva za načrtovanje reševanje (Enotni odbor za reševanje) bi se lahko bolje izkoristile.
This would significantly contribute to the consistency of the related information/data (also avoiding unnecessary overlaps) and would be beneficial for both the supervisory authorities and the banks (1 bank); o that the focus on full harmonization of all (European) recovery plans seems to forgo the differences between banks. 
To bi pomembno prispevalo k doslednosti zadevnih informacij/podatkov (in hkrati preprečevalo nepotrebno podvajanje) in bi bilo koristno tako za nadzorne organe kot za banke (1 banka). o Zaradi poudarka na popolni uskladitvi vseh (evropskih) načrtov sanacije se ne upoštevajo razlike med bankami.
Remarks and feedback do not always add to the operational usability of the recovery plan and the preparedness of the bank for a recovery phase. 
Pripombe in povratne informacije ne prispevajo vedno k operativni uporabnosti načrta sanacije in pripravljenosti banke na fazo sanacije.
Instead they seem to address issues of comparability of the recovery plans between banks, and in our opinion this should not be the ultimate goal of recovery planning (1 bank); o that recovery plan should be strategic document in the ownership of the bank's Management Body. 
Zdi se, da se namesto tega v njih obravnavajo vprašanja primerljivosti načrtov sanacije med bankami, to pa po našem mnenju ne bi smel biti končni cilj načrtovanja sanacije (1 banka). o Sanacijski načrt bi moral biti strateški dokument v lasti organa banke, ki je zadolžen za njeno upravljanje.
But with the requirements Recovery plan turned into heavy document (having hundreds/thousands of pages), difficult to read and to understand (1 bank). 
Vendar se je načrt sanacije zaradi zahtev spremenil v obsežen dokument (ki ima stotine ali tisoče strani), ki je težko berljiv in razumljiv (1 banka).
ECB’s replies Executive summary What we found Paragraph IV The ECB recognises that the process of finalising arrangements has taken longer than expected owing to the complexities of the negotiations, which involve a large number of different authorities, but steady progress is being made and the written arrangements for colleges of supervisors are expected to be finalised shortly. 
Odgovor Evropske centralne banke Povzetek Kaj smo ugotovili Odstavek IV ECB se zaveda, da zaradi kompleksnosti pogajanj med velikim številom organov proces za zaključevanje ureditev traja dlje, kot je bilo pričakovano, vendar vztrajno napreduje in pisne ureditve za kolegije nadzornikov bodo po pričakovanjih kmalu zaključene.
Paragraph V The ECB provided the ECA with documents and information to allow it to assess the operational efficiency of the management of the ECB in establishing crisis management procedures for its supervisory function, in line with the ECA’s mandate as defined in Article 27.2 of the Protocol of the Statute of the ESCB and of the ECB (hereafter “Statute of the ESCB”) and Article 20(7) of the SSM Regulation. 
Odstavek V ECB je Sodišču predložila dokumente in informacije, ki so mu omogočili oceno operativne učinkovitosti upravljanja ECB pri vzpostavljanju postopkov kriznega upravljanja za njeno nadzorno funkcijo, v skladu z mandatom Sodišča, kot je opredeljen v členu 27.2 Protokola o statutu ESCB in ECB (v nadaljevanju »Statut ESCB«) in v členu 20(7) uredbe o EMN.
In this respect, the ECB disagrees with the ECA’s statement that it cannot draw conclusions regarding the operational efficiency of the management of this process owing to the lack of evidence provided by the ECB. 
ECB se zato ne strinja z izjavo Sodišča, da ni moglo sprejeti zaključka o operativni učinkovitosti upravljanja tega procesa, ker mu ECB ni zagotovila dovolj dokazov.
The ECB, in accordance with its obligations under the Statute of the ESCB and the SSM Regulation, cooperated fully with the ECA to facilitate the audit and invested a considerable amount of time and resources in order to provide the audit team with a substantial number of documents and explanations. 
ECB je v skladu s svojimi obveznostmi iz Statuta ESCB in uredbe o EMN polno sodelovala s Sodiščem, da bi revizija potekala nemoteno, ter vložila veliko časa in virov, da bi skupini za revizijo posredovala številne dokumente in pojasnila.
Some documents on individual SIs could not be provided in full or were provided in a sanitised form, but all documents were consistent with the ECA’s mandate. 
Nekaterih dokumentov o posameznih pomembnih institucijah ni bilo mogoče predložiti v celoti ali so bili predloženi v prečiščeni obliki, vendar so bili vsi dokumenti skladni z mandatom Sodišča.
Paragraph VI As regards the ECA’s remarks on the lack of comprehensive evidence, the ECB reiterates the views expressed in its comments in the previous paragraph. 
Odstavek VI V zvezi z opažanji Sodišča glede pomanjkanja izčrpnih dokazov ECB ponavlja stališče, ki ga je izrazila v pripombah k prejšnjemu odstavku.
As regards the rest of the points in this paragraph: 1. 
Kar se tiče ostalih pomislekov v tem odstavku pa: 1.
The ECB complies with the EBA’s guidelines on early intervention. 
ECB upošteva smernice organa EBA o zgodnjem posredovanju.
Operational guidance on early intervention assessments is updated and submitted to JSTs on an annual basis. 
Operativne smernice o oceni za zgodnje posredovanje se posodabljajo in posredujejo skupnim nadzorniškim skupinam enkrat letno.
The latest guidance, which was produced in September 2017, was not taken into account during the audit process and addresses the concerns raised by the ECA (e.g. by describing indicators and objective criteria). 2. 
Najnovejše smernice, pripravljene septembra 2017, v procesu revizije niso bile upoštevane, obravnavajo pa teme, o katerih je Sodišče izrazilo pomisleke (npr. opis kazalnikov in objektivnih meril). 2.
All supervisory and early intervention powers are considered in all crisis situations. 
V vseh kriznih razmerah se upoštevajo vsa pooblastila za nadzor in zgodnje posredovanje.
The ECB does not limit the potential use of its powers to specific scenarios. 
ECB ne omejuje morebitne uporabe pooblastil v posameznih scenarijih.
The ECB complies with the EBA’s guidelines on FOLTF assessments. The ECB has produced (i) operational guidance to JSTs for FOLTF assessments and (ii) additional internal guidance on determining whether an entity is failing or likely to fail (pursuant to Article 18 of the SRM Regulation). 
ECB je pripravila (i) operativne smernice za skupne nadzorniške skupine glede ocene, ali banka propada ali bo verjetno propadla, in (ii) dodatne interne smernice za določanje tega, ali subjekt propada ali bo verjetno propadel (v skladu s členom 18 uredbe o enotnem mehanizmu za reševanje).
That guidance was part of the documentation audited by the ECA. 
Te smernice so bile del dokumentacije, ki jo je revidiralo Sodišče.
Access to evidence Paragraph VII The ECB provided the ECA with all the documents it requested in relation to procedures and policies. 
Dostop do dokazov Odstavek VII ECB je Sodišču posredovala vse dokumente, ki jih je zahtevalo v zvezi s postopki in politikami.
In terms of bank-specific information, the ECA requested full recovery planning cycles for eight banks and full supervisory files for five banks in different phases of crisis. 
Kar se tiče informacij, ki se nanašajo na posamezne banke, je Sodišče zahtevalo celoten cikel načrtovanja sanacije za osem bank in celotno nadzorniško dokumentacijo za pet bank v različnih fazah krize.
In this respect, the ECB gave the ECA: • anonymised excerpts from nine recovery plans (the banks were selected at random) and three recovery plan feedback letters; • three anonymised files containing excerpts from recovery plan assessment tools, feedback letters and joint decisions in relation to the recovery plan sections on indicators, scenarios and options (covering different banks); 2 • three SI files containing redacted documents on banks at various stages of crisis (with banks selected at random), whereby only the identity of each bank was concealed; • a crisis timeline in Excel format for one anonymised SI. 
V zvezi s tem je ECB predložila Sodišču: • anonimizirane izvlečke iz devetih načrtov sanacije (banke so bile naključno izbrane) in treh dopisov s povratnimi informacijami o načrtu sanacije; • tri anonimizirane dokumente z izvlečki iz orodij za ocenjevanje načrtov sanacije, iz dopisov s povratnimi informacijami in iz skupnih odločitev v zvezi z razdelki sanacijskega načrta o kazalnikih, scenarijih in možnostih (za različne banke); • dokumentacijo za tri pomembne institucije, ki je vsebovala redigirane dokumente o bankah v različnih fazah krize (banke so bile naključno izbrane), pri čemer je bila prikrita samo identiteta banke; 2 • časovnico krize v excelovem formatu za eno anonimizirano pomembno institucijo.
The ECB’s mandate on recovery plans is limited to their assessment (and does not, therefore, include the drafting of such plans) and the ECA’s audit mandate was limited to assessing the operational efficiency of the assessment process. 
Mandat ECB v zvezi z načrti sanacije je omejen na njihovo oceno (in zato ne vključuje priprave teh načrtov), medtem ko je bil revizijski mandat Sodišča omejen na ocenjevanje operativne učinkovitosti procesa ocenjevanja.
We therefore consider that the ECA was able to judge the operational efficiency of that process through its access to the full range of assessment tools and horizontal guidance available to the JSTs and its access to the three recovery plan assessments. 
Zato menimo, da je Sodišče lahko presodilo o operativni učinkovitosti tega procesa, saj je imelo dostop do celotnega nabora ocenjevalnih orodij in horizontalnih smernic, ki so na voljo skupnim nadzorniškim skupinam, ter do treh ocen načrtov sanacije.
As regards individual crisis cases, the ECB considers that the ECA was provided with sufficient information to allow an assessment of the operational efficiency of the ECB’s crisis management. 
V zvezi s posameznimi kriznimi primeri ECB meni, da je Sodišče prejelo dovolj informacij, da bi lahko ocenilo operativno učinkovitost kriznega upravljanja ECB.
The ECA had access to a selection of documents from the anonymised supervisory file (early intervention assessments, notes to the Supervisory Board, internal notes with analysis etc.). 
Sodišče je imelo dostop do izbora dokumentov iz anonimizirane nadzorniške dokumentacije (ocene za zgodnje posredovanje, pripombe Nadzornemu odboru, interne pripombe z analizo itd.).
In parallel, the ECA was also given access to relevant documentation produced by the SSM horizontal functions. 
Obenem pa je Sodišče dobilo dostop tudi do relevantne dokumentacije, ki so jo pripravile horizontalne funkcije v EMN.
In practice, this coordination is improving with each annual supervisory cycle completed by the supervisory colleges, which are fully operational. 
V praksi pa se to usklajevanje izboljšuje z vsakim letnim nadzornim ciklom, ki ga dokončajo kolegiji nadzornikov, ki so v celoti vzpostavljeni.
The provision of further guidance on recovery plan indicators has been a priority for the ECB’s Crisis Management Division. 
Priprava dodatnih smernic o kazalnikih v načrtih sanacije je prednostna naloga oddelka Krizno upravljanje v ECB.
In the 2017 cycle, existing guidance by the EBA has been supplemented by comprehensive peer benchmarking, which allows JSTs to better assess the adequacy of individual banks’ indicators. 
V ciklu v letu 2017 so bile obstoječe smernice organa EBA dopolnjene s celovito primerjalno analizo, ki skupnim nadzorniškim skupinam omogoča, da bolje ocenijo ustreznost kazalnikov posameznih bank.
Those peer benchmarks will continue to be updated on an annual basis. 
Primerjalna analiza bank se bo še naprej vsako leto posodabljala.
Paragraph XI 1. 
Odstavek XI 1.
All issues are quantified before crisis response measures are considered, as confirmed by documentation provided to the ECA during the audit (early intervention assessments, Supervisory Board notes, internal analysis, etc.). 
Vsi problemi se količinsko opredelijo pred razmislekom o ukrepih za odzivanje na krizne razmere, kar potrjuje dokumentacija, ki je bila predložena Sodišču med revizijo (ocene za zgodnje posredovanje, pripombe Nadzornemu odboru, interna analiza itd.).
The ECB systematically monitors banks’ asset quality, both off site (e.g. via JSTs’ monitoring activities and the ongoing work of the task force on NPLs that was established in July 2015) and on site through dedicated inspections on credit risk (more than 60 of which were carried out in 2016). 
ECB sistematično spremlja kakovost sredstev bank, tako na daljavo (npr. z dejavnostmi spremljanja, ki jih izvajajo skupne nadzorniške skupine, in s tekočim delom delovne skupine za slaba posojila, ustanovljene julija 2015) kot tudi na kraju samem z namenskimi inšpekcijskimi pregledi kreditnega tveganja (v letu 2016 jih je bilo izvedenih več kot 60).
The ECB complies with the EBA’s guidelines on FOLTF assessments. The ECB has also produced (i) operational guidance to JSTs on FOLTF assessments and (ii) additional internal guidance for determining whether an entity is failing or likely to fail (pursuant to Article 18 of the SRM Regulation). 
ECB je pripravila tudi (i) operativne smernice za skupne nadzorniške skupine glede ocene, ali banka propada ali bo verjetno propadla, in (ii) dodatne interne smernice za določanje tega, ali subjekt propada ali bo verjetno propadel (v skladu s členom 18 uredbe o enotnem mehanizmu za reševanje).
The relevant guidance was included in the documents audited by the ECA. 
Relevantne smernice so bile del dokumentov, ki jih je revidiralo Sodišče.
Audit approach and methodology Paragraph 14 It should be noted that 509 documents (totalling approximately 5,800 pages) were shared with the ECA in the context of this audit. 
Revizijski pristop in metodologija Odstavek 14 Omeniti velja, da smo Sodišču v okviru revizije posredovali 509 dokumentov (skupaj približno 5.800 strani).
A total of 38 meetings were organised between the ECA’s audit team and ECB staff. 
Skupno je bilo organiziranih 38 sestankov med skupino Sodišča za revizijo in zaposlenimi v ECB.
Paragraph 16 All requested documents relating to policies and processes were made available. 
Odstavek 16 Sodišču so bili na voljo vsi zahtevani dokumenti o politikah in procesih.
As regards bank-specific cases, the ECA was given documents allowing it to check the implementation of processes without identifying individual banks. 
Kar se tiče primerov, ki vključujejo posamezne banke, je Sodišče dobilo dokumente, ki so mu omogočili, da je preverilo izvajanje procesov, ne da bi identificiralo posamezne banke.
The redaction of documents was very limited, taking into account the ECA’s strict confidentiality rules, and was aimed only at concealing each bank’s identity, which was not needed for the purposes of the audit. 
Redigiranje dokumentov je bilo zelo omejeno, saj smo upoštevali stroga pravila Sodišča o zaupnosti, namen redigiranja pa je bil samo prikriti identiteto vseh bank, ki za namene revizije ni bila potrebna.
Observations Organisational set-up, recruitment and allocation of staff for crisis management activities Paragraph 25 The last sentence of this paragraph indicates that the ECB has no process in place for reassessing staffing needs or reallocating personnel in the event of a crisis. 
Opažanja Organizacijska struktura, zaposlovanje in razporeditev osebja na področje dejavnosti kriznega upravljanja Odstavek 25 Zadnji stavek tega odstavka navaja, da ECB nima procesa, s katerim bi se ponovno ocenile kadrovske potrebe ali prerazporedilo osebje v primeru krize.
However, when a crisis occurs, the 3 
Toda ko nastopi kriza, skupni nadzorniški 3
JST is supported by CRM and other resources in DG/MS IV. 
skupini nudi podporo oddelek Krizno upravljanje in drugo osebje iz GD MBN IV.
Cooperation and coordination with regard to crisis management Paragraph 29 Guidance for JSTs on college arrangements is available on IMAS. 
Sodelovanje in usklajevanje v zvezi s kriznim upravljanjem Odstavek 29 Smernice skupnim nadzorniškim skupinam za dogovore kolegijev so na voljo v sistemu IMAS.
This internal guidance is exhaustive and includes references to the legal framework and EBA documents, instructions and templates for the mapping of groups, templates (with built-in examples) for WCCAs, operational steps and internal procedures for the approval of WCCAs, and templates for the college supervisory examination programme. 
Te interne smernice so izčrpne in vključujejo sklice na pravni okvir in dokumente organa EBA, navodila in predloge za shematsko razporeditev skupin, predloge (s primeri) pisnega dogovora o usklajevanju in sodelovanju, operativne korake in interne postopke za odobritev pisnih dogovorov o usklajevanju in sodelovanju ter predloge za načrt nadzorniških pregledov, ki jih izvajajo kolegiji.
The WCCA template covers the minimum set of information to be exchanged in a crisis situation, with reference to the minimum legal requirements (see Articles 17(3) and 19 of Commission Delegated Regulation (EU) 2016/98 and Article 13 of Commission Implementing Regulation (EU) 2016/99), and no college members have asked to include information in excess of those legal requirements. 
Predloga pisnega dogovora o usklajevanju in sodelovanju vsebuje minimalen sklop informacij, ki se morajo v kriznih razmerah izmenjati v skladu z minimalnimi pravnimi zahtevami (člena 17(3) in 19 Delegirane uredbe Komisije (EU) 2016/98 in člen 13 Izvedbene uredbe Komisije (EU) 2016/99), in noben član kolegija ni zahteval, da naj se vključijo še informacije, ki jih v teh pravnih zahtevah ni.
Paragraph 30 By the end of October 2017, 12 WCCAs had been concluded, two were in the process of approval, 14 were under internal review and two were in the process of being negotiated. 
Odstavek 30 Do konca oktobra 2017 je bilo sklenjenih 12 pisnih dogovorov o usklajevanju in sodelovanju, dva sta bila v procesu odobritve, 14 jih je bilo v fazi internega pregleda, o dveh pa so potekala pogajanja.
No risk prioritisation for the conclusion of WCCAs took place, since the level-two legislation requires all colleges to have a WCCA in place, with no possibility of applying a risk-based approach. 
Za sklenitev pisnih dogovorov o usklajevanju in sodelovanju ni bila izvedena prednostna razporeditev glede na tveganja, ker zakonodaja na drugi stopnji zahteva, da so pisni dogovori sklenjeni za vse kolegije, brez možnosti uporabe tveganju prilagojenega pristopa.
The main factor affecting the finalisation of these arrangements was the complexity of the various college settings, which involve authorities from a large number of jurisdictions, and the need to combine a variety of different requirements into a single shared document. 
Glavni dejavnik, ki je vplival na sklenitev teh dogovorov, je bila kompleksnost različnih sestav kolegijev, ki vključujejo organe iz velikega števila jurisdikcij, in potreba po združitvi številnih različnih zahtev v en sam skupen dokument.
Finally, although some WCCAs have yet to be completed, the requirements governing cooperation between the authorities of the various EU Member States are set out in the relevant legislation and their application thus does not depend significantly on the existence of WCCAs. 
Čeprav nekateri pisni dogovori o usklajevanju in sodelovanju še niso sklenjeni, pa so zahteve, ki urejajo sodelovanje med organi iz različnih držav članic EU, določene v relevantni zakonodaji, zato njihovo izpolnjevanje ni bistveno odvisno od obstoja pisnih dogovorov o usklajevanju in sodelovanju.
Consequently, the risk of a missing WCCA reducing the ECB’s ability to respond to a crisis in a timely and efficient manner is rather limited. 
Zato je tveganje, da bi neobstoj pisnega dogovora o usklajevanju in sodelovanju lahko oslabil sposobnost ECB, da se v primeru krize odzove pravočasno in učinkovito, dokaj majhno.
Paragraph 31 The management of JSTs’ college-related tasks in a crisis situation is described in detail in Commission Delegated Regulation (EU) 2016/98 and Commission Implementing Regulation (EU) 2016/99, which are included in IMAS for ease of access by JSTs. 
Odstavek 31 Upravljanje nalog, povezanih s kolegiji, ki jih skupne nadzorniške skupine izvajajo v kriznih razmerah, je podrobno opisano v Delegirani uredbi Komisije (EU) 2016/98 in v Izvedbeni uredbi Komisije (EU) 2016/99, ki sta vključeni v IMAS, da skupne nadzorniške skupine lahko zlahka dostopajo do njiju.
Moreover, operational guidance on the functioning of colleges is provided in Section 3.12 of the Supervisory Manual. 
Poleg tega so operativne smernice o delovanju kolegijev podane v razdelku 3.12 nadzorniškega priročnika.
Consequently, the ECB does not agree with this finding. 
Zato se ECB s to ugotovitvijo ne strinja.
Paragraph 32 The ECB is currently working on establishing a supervisory framework for FICOs, which we expect to implement, once approved, in the next supervisory cycle. 
Odstavek 32 ECB trenutno vzpostavlja nadzorni okvir za finančne konglomerate.
Paragraph 33 The WCCA template covers the minimum set of information to be exchanged in a crisis situation, with reference to the minimum legal requirements (see Articles 17(3) and 19 of Commission Delegated Regulation (EU) 2016/98 and Article 13 of Commission Implementing Regulation (EU) 2016/99), and no college members have asked to include information in excess of those legal requirements. 
Odstavek 33 Predloga pisnega dogovora o usklajevanju in sodelovanju vsebuje minimalen sklop informacij, ki se morajo v kriznih razmerah izmenjati v skladu z minimalnimi pravnimi zahtevami (člena 17(3) in 19 Delegirane uredbe Komisije (EU) 2016/98 in člen 13 Izvedbene uredbe Komisije (EU) 2016/99), in noben član kolegija ni zahteval, da naj se vanj vključijo še informacije, ki jih v teh pravnih zahtevah ni.
As indicated, the section of the template dealing with interaction between supervisory and resolution colleges is incomplete because of the fact that resolution colleges were only recently established. 
Kot navedeno, je razdelek predloge, v katerem je obravnavano sodelovanje kolegijev nadzornikov s kolegiji za reševanje, nepopoln, saj so bili kolegiji za reševanje vzpostavljeni šele pred kratkim.