natgillin/translations-raw huggingface dataset:
However, as noted by the Court (paragraph 17), its assessment of efficiency was also limited by the impossibility to conduct work on the spot for two countries. 
Vendar pa je bila, tako kot navaja Sodišče (odstavek 17), ocena učinkovitosti nepopolna tudi zato, ker v dveh državah ni bilo mogoče opraviti dela na kraju samem.
The Commission furthermore notes that instructions issued in June 2009 ask staff to pay attention to cost effectiveness issues. 
Komisija tudi opozarja, da morajo uslužbenci na podlagi navodil, izdanih junija 2009, nameniti pozornost tudi vprašanjem stroškovne učinkovitosti.
49 Recommendation 3 The Commission agrees with the recommendation of the Court and has already taken measures to address it. In March 2007, the importance of checking the eligibility of costs prior to signature of a contribution agreement and prior to making a payment was highlighted in instructions to staff. Staff received further instructions in June 2009 requiring them to record their assessment, when identifying proposals for financing through the UN, of the added value of this approach and to take account of alternatives and cost effectiveness issues. 
49 Priporočilo 3 Komisija se strinja s priporočilom Sodišča in je že sprejela ukrepe za njegovo uresničitev. marca 2007 je bil v navodilih uslužbencem poudarjen pomen preverjanja upravičenosti stroškov pred podpisom sporazuma o prispevku in pred izvršitvijo plačila. junija 2009 so uslužbenci prejeli dodatna navodila, na podlagi katerih morajo pri določanju predlogov za financiranje prek združenih narodov zabeležiti svojo oceno dodane vrednosti tega pristopa ter upoštevati druge možnosti in vprašanja stroškovne učinkovitosti.
All of these matters should now be documented and assessment of costs is not limited to questions of eligibility. 
Vsa ta vprašanja bi morala biti zdaj zapi-sana. Ocena stroškov ni omejena na vprašanja upravičenosti.
Whereas the development of benchmarks for standard costs may be desirable, cost comparisons are difficult in various countries, and are even more challenging in a conflict-affected environment. 
Razvoj meril uspešnosti za običajne stroške je sicer lahko zaželen, vendar je v nekaterih državah težko primerjati stroške, na območjih, ki so jih prizadeli konflikti, pa še težje.
Cost categories may vary significantly between the regions of one single country and over time. REPLY OF THE COMMISSION Special Report No 3/2011 — The efficiency and effectiveness of EU contributions channelled through United Nations Organisations in conflict-affected countries 
Kategorije stroškov se lahko zelo razlikujejo celo med regijami iste države in med različnimi obdobji. ODgOVORI KOmISIjE Posebno poročilo št. 3/2011 - Učinkovitost in uspešnost prispevkov EU, usmerjenih prek organizacij združenih narodov v državah, ki so bile prizadete v konfliktih
European Court of Auditors Special Report No 3/2011 The efficiency and effectiveness of EU contributions channelled through United Nations organisations in conflict-affected coutries Luxembourg: Publications Office of the European Union 2011 — 49 pp. — 21 × 29.7 cm ISBN 978-92-9237-072-5 doi:10.2865/41651 
Evropsko računsko sodišče Posebno poročilo št. 3/2011 Učinkovitost in uspešnost prispevkov eU, usmerjenih prek organizacij združenih narodov v državah, ki so bile prizadete v konfliktih Luxembourg: Urad za publikacije Evropske unije 2011 – 49 str. – 21 × 29,7 cm ISbN 978-92-9237-085-5 doi:10.2865/52220
Free publications: How to obtain EU publications • via EU Bookshop (http://bookshop.europa.eu); • at the European Union’s representations or delegations. 
kakO dO PUblikacij eVrOPSke Unije brezplačne publikacije: • na spletni strani EU bookshop (http://bookshop.europa.eu); • na predstavništvih ali delegacijah Evropske unije.
Priced publications: • via EU Bookshop (http://bookshop.europa.eu). 
Publikacije, ki so naprodaj: • na spletni strani EU bookshop (http://bookshop.europa.eu).
Priced subscriptions (e.g. annual series of the Official Journal of the European Union and reports of cases before the Court of Justice of the European Union): • via one of the sales agents of the Publications Office of the European Union (http://publications.europa.eu/others/agents/index_en.htm). 
Plačljive naročnine (na primer na Uradni list Evropske unije ali zbirke odločb sodne prakse Sodišča evropske unije): • pri prodajnih zastopnikih Urada za publikacije Evropske unije (http://publications.europa.eu/others/agents/index_sl.htm).
EUROPEAN COURT OF AUDITORS QJ-AB-10-016-EN-C 
EVROPSKO RAČUNSKO SODIŠČE Qj-Ab-10-016-SL-c
EUROPEAN COURT OF AUDITORS EN THE AUDIT OF THE SME GUARANTEE FACILITY Special Report No 4 2011 ISSN 1831-0834 
EVROPSKO RAČUNSKO SODIŠČE SL REVIzIjA gARANcIjSKE ShEmE zA mSP Posebno poročilo št. 4 2011 ISSN 1831-094X
Special Report No 4 2011 THE AUDIT OF THE SME GUARANTEE FACILITY (pursuant to Article 287(4), second subparagraph, TFEU) EUROPEAN COURT OF AUDITORS 
Posebno poročilo št. 4 2011 REVIzIjA gARANcIjSKE ShEmE zA mSP (v skladu z drugim pododstavkom člena 287(4) PDEU) EVROPSKO RAČUNSKO SODIŠČE
EUROPEAN COURT OF AUDITORS 12, rue Alcide De Gasperi 1615 Luxembourg LUXEMBOURG Tel. +352 4398-1 Fax +352 4398-46410 e-mail: euraud@eca.europa.eu Internet: http://www.eca.europa.eu Special Report No 4 2011 A great deal of additional information on the European Union is available on the Internet. 
EVROPSKO RAČUNSKO SODIŠČE 12, rue Alcide De gasperi 1615 Luxembourg LUKSEmBURg Tel. +352 4398-1 Faks +352 4398-46410 E-naslov: euraud@eca.europa.eu Internet: http://www.eca.europa.eu Posebno poročilo št.
Luxembourg: Publications Office of the European Union, 2011 ISBN 978-92-9237-157-9 doi:10.2865/24926 © European Union, 2011 Reproduction is authorised provided the source is acknowledged. 
Luxembourg: Urad za publikacije Evropske unije, 2011 ISBN 978-92-9237-172-2 doi:10.2865/30278 © Evropska unija, 2011 Reprodukcija je dovoljena z navedbo vira.
5 GLOSSARY Additionality: The EU SME Guarantee facility is intended to provide additional access to finance for SMEs and not to substitute for state spending. 
5 gLOSAR dodatnost: garancijska shema za mSP EU želi zagotoviti dodaten dostop do financiranja za mSP, ne pa nadomestiti državne porabe.
CIP Decision: Decision No 1639/2006/EC of the European Parliament and of the Council of 24 October 2006 establishing a Competitiveness and Innovation Framework Programme (2007 to 2013) DG ECFIN: Directorate-General for Economic and Financial Affairs at the Commission DG ENTR: Directorate-General for Enterprise and Industry at the Commission EIB: European Investment Bank EIF: The European Investment Fund has been set up by the EIB to structure and grant specialised financial products, including venture capital, guarantee instruments for SMEs and securitisation. 
Do dodatnosti običajno pride, če se posojeni zneski zvišajo v primerjavi s stanjem, kakršno bi bilo brez ukrepa EU. eIb: Evropska investicijska banka eIs: Evropski investicijski sklad je ustanovila EIB za strukturiranje in dodeljevanje specializiranih finančnih produktov, vključno s tveganim kapitalom, garancijskimi instrumenti za mSP in listninjenjem.
The EIF works with a network of financial intermediaries, many of which are specialised in SME finance. 
EIS sodeluje z mrežo finančnih posrednikov, od katerih jih je veliko specializiranih za finance mSP.
In the context of the CIP, the EIF can be seen as the operational manager of the SME Guarantee facility. 
Pri programu PKI se lahko EIS razume kot operativni vodja garancijske sheme za mSP. finančni instrumenti: To se v besedilu nanaša na garancijsko shemo za mSP.
Financial instruments: The financial intermediaries participating in the SMEG facility can be public guarantee institutions, mutual guarantee organisations, micro-finance institutions and commercial or publicity owned or controlled banks. Financial intermediary: The financial intermediaries participating in the SMEG facility can be public guarantee institutions, mutual guarantee organisations, microfinance institutions and commercial or publicly owned or controlled banks. 
Drugi finančni instrumenti za mSP pri programu PPI vključujejo shemo pomoči za hitro rastoča in inovativna mSP (gIF) in shemo za vzpostavitev institucij in kadrov (cBS). finančni posrednik: Finančni posredniki, ki sodelujejo v garancijski shemi za mSP, so lahko javne garancijske institucije, vzajemne garancijske organizacije, mikrofinančne institucije ali komercialne banke.
They may be direct lenders that provide loans to SMEs, or indirect guarantee organisations that either co-guarantee or counter-guarantee a loan portfolio, of one or several direct lenders. FMA: Fiduciary and Management Agreement of 20 September 2007 between the European Community and the EIF for the SMEG facility under the Competitiveness and Innovation Framework Programme (2007–13). 
Lahko so neposredni posojilodajalci, ki dajejo posojila mSP, ali posredne garancijske organizacije, ki izdajajo skupne garancije ali posredna jamstva za portfelj posojil enega ali več neposrednih posojilodajalcev. fMa: Fiduciarni in upravljavski sporazum z dne 20.9.2007 med Evropsko skupnostjo in EIS za garancijsko shemo za mSP pri Okvirnem programu za konkurenčnost in inovativnost (2007–2013).
G & E: The Growth and Employment initiative established by Council Decision 347/1998/EC covering the period 1998–2000. 
G&e: Pobuda za rast in zaposlovanje, ustanovljena s sklepom Sveta št. 98/347/ES za obdobje 1998–2000.
The successor programme of G & E is the MAP. 
Naslednik te pobude je program mAP.
Guarantee deal: Guarantee deals are the individual guarantee agreements between the EIF and a financial intermediary covering the activities performed on the basis of these agreements. 
Garancijska pogodba: garancijske pogodbe so posamezni garancijski sporazumi med EIS in finančnim posrednikom, ki zajemajo dejavnosti, izvedene na podlagi teh sporazumov.
OECD: Organisation for Economic Cooperation and Development Outcome: Change that arises from the implementation of an intervention and which normally relates to the objectives of this intervention. 
Gd ecfIn: generalni direktorat za gospodarske in finančne zadeve v Komisiji Gd entr: generalni direktorat za podjetništvo in industrijo v Komisiji Izid: Sprememba, ki izhaja iz izvedbe ukrepa in je običajno povezana s cilji tega ukrepa.
Outcomes include results and impacts. 
Izidi zajemajo rezultate in učinke.
Outcomes may be expected or unexpected, positive or negative. 
Lahko so pričakovani ali nepričakovani, pozitivni ali negativni.
SME: Small and medium-sized enterprise. 
MsP: mala in srednje velika podjetja.
As per the Commission recommendation of 6 May 2003 concerning the definition of micro, small and medium-sized enterprises, SMEs are defined as enterprises which employ fewer than 250 employees, which have an annual turnover not exceeding 50 million euro, and/or an annual balance sheet total not exceeding 43 million euro and which conform to the criterion of being an autonomous enterprise. 
Po priporočilu Komisije z dne 6. maja 2003 o opredelitvi mikro, malih in srednje velikih podjetij so mSP opredeljena kot podjetja z manj kot 250 zaposlenimi, katerih letni promet ne presega 50 milijonov EUR in/ali katerih letna bilančna vsota ne presega 43 milijonov EUR in so neodvisna podjetja. največji možni znesek portfelja: Največji možni znesek portfelja je največja višina posojila, za katerega se lahko izda garancija EU.
SMEG windows: The four windows of the SMEG facility are: • debt financing via loans or leasing, • microcredit financing, • guarantees for equity or quasi-equity investments in SMEs, and • securitisation of SME debt finance portfolios. 
Okviri sMeG: garancijska shema za mSP ima štiri okvire: • financiranje dolga s posojili ali lizingom, • financiranje z mikrokrediti, • garancije za naložbe lastniškega ali navideznega lastniškega kapitala v mSP in • listninjenje dolžniških finančnih portfeljev mSP.
7 Special Report No 4/2011 – The audit of the SME Guarantee facility 
4/2011 — Revizija garancijske sheme za mSP 7 Posebno poročilo št.
8 EXECUTIVE SUMMARY I. The SME Guarantee (SMEG) facility is a financial instrument managed by the European Investment Fund on behalf of the European Commission and providing guarantees or counter guarantees to financial intermediaries for loans granted by financial institutions to SMEs aimed at increasing the supply of debt financing. 
8 POVzETEK I. garancijska shema za mSP je finančni instrument, ki ga za Evropsko komisijo upravlja Evropski investicijski sklad, namenjen pa je zagotavljanju garancij ali protigarancij finančnim posrednikom za posojila, ki jih finančne institucije odobrijo mSP, da bi se povečala ponudba posojil.
The objective of the Court’s audit was to assess the effectiveness of the SMEG facility, notably the design and planning, the management of its operations and the achievement of its objectives. 
II. cilj revizije, ki jo je izvedlo Sodišče, je bil oceniti uspešnost garancijske sheme za mSP, zlasti njeno zasnovo in načrtovanje, upravljanje poslov ter doseganje ciljev.
The Court found that the objectives of the current SMEG facility are more precise than under the predecessor programmes, but they are only specific, measurable, achievable and timed in relation to the expected outputs. 
Sodišče je ugotovilo, da so cilji sedanje garancijske sheme za mSP natančnejši kot pri predhodnih programih, vendar so specifični, merljivi, dosegljivi in časovno določeni le za pričakovane izložke.
The intervention logic was not made explicit and limited quantification of potential impacts was provided at the planning stage of the facility. Special Report No 4/2011 – The audit of the SME Guarantee facility 
Logika ukrepa ni bila izrecno navedena, v fazi načrtovanja sklada pa so bili potencialni učinki le delno količinsko opredeljeni. Posebno poročilo št. 4/2011 — Revizija garancijske sheme za mSP
IV. 
9 IV.
The framework for the management of daily operations is considered appropriate, but does not include scoring standards or minimum requirements for the selection of financial intermediaries. 
Okvir za upravljanje tekočih poslov se zdi ustrezen, vendar ne vsebuje standardov za točkovanje niti minimalnih zahtev za izbiro finančnih posrednikov.
The only quantified target relating to the number of SMEs to be reached with the SMEG facility is attainable. Concerning the purpose of the loans granted, less than half were given to SMEs that lacked collateral and only 12 % were given to SMEs that used them for innovative investments. 
Edini količinsko opredeljen cilj v zvezi s številom mSP, ki naj bi jih dosegla garancijska shema za mSP, je dosegljiv. glede namena odobrenih posojil velja omeniti, da jih je bila več kot polovica zagotovljenih tistim mSP, ki niso imela dovolj premoženja za zavarovanje posojila, in le 12 % tistim mSP, ki so jih uporabila za inovativne naložbe.
The analysis of the Court’s sample of loans identified a deadweight of 38 %. 
Sodišče je pri analizi vzorca posojil, ki ga je izbralo, ugotovilo nepotrebno izgubo v višini 38 %.
The EU added value of the facility was not clearly demonstrated before it was launched neither is it indicated in the guarantee agreements with the financial intermediaries. 
Evropska dodana vrednost sheme pred uvedbo sheme ni bila jasno prikazana niti ni navedena v garancijskih sporazumih s finančnimi posredniki.
EXECUTIVE SUMMARY VII. 
POVzETEK VII.
The Court recommends that the programme logic should be made explicit in any similar future intervention, and additional or better performance indicators considered. 
Sodišče priporoča, naj se pri vseh podobnih ukrepih v prihodnosti izrecno prikaže logika programa ter razmisli o dodatnih ali boljših kazalnikih uspešnosti.
The selection of potential financial intermediaries should be based on minimum requirements for the criteria that have to be fulfilled by the applicants and a scoring system should be put in place to make the applications comparable. 
Izbira potencialnih posrednikov bi morala temeljiti na minimalnih zahtevah za merila, ki jih morajo kandidati izpolnjevati, poleg tega pa bi bilo treba uvesti sistem točkovanja, da bo vloge mogoče primerjati.
Appropriate measures to minimise deadweight should be envisaged. 
Predvideti bi bilo treba ustrezne ukrepe za čim večje zmanjšanje nepotrebne izgube.
During the planning period, the EU added value of the instrument should be clearly demonstrated. 
V obdobju načrtovanja bi bilo treba jasno prikazati evropsko dodano vrednost instrumenta.
10 INTRODUCTION SMEs AND ACCESS TO FINANCE 1. Small and medium-sized enterprises (SMEs) are the backbone of the EU economy1, representing 99 % of all enterprises and providing 75 million jobs in the European Union2. 
10 UVOD MsP In dOstOPnOst fInancIranja 1. mala in srednje velika podjetja (mSP) so hrbtenica gospodarstva EU1, saj predstavljajo 99 % vseh podjetij in zagotavljajo 75 milijonov delovnih mest v Evropski uniji2.
However, the financial markets are wary of investing in new or young SMEs which are perceived as high-risk investments, especially if they are in innovative markets. 
Vendar so finančni trgi previdni pri naložbah v nova ali mlada mSP, ki se obravnavajo kot naložbe visokega tveganja, zlasti če delujejo na inovativnih trgih.
According to the Observatory of European SMEs3, limited access to finance is a problem for SMEs in Europe. 
Po podatkih opazovalnice evropskih mSP3 je omejen dostop do financiranja problem za evropska mSP.
The public sector has an important role to play in supporting the SME sector, in particular the provision of suitable financing. 
Pri podpori sektorja mSP, zlasti pri zagotavljanju ustreznega financiranja, ima pomembno vlogo javni sektor.
SME policy is a key element of the Lisbon strategy aiming to make Europe a more attractive place to invest and work4. 
Politika za mSP je ključni element lizbonske strategije, v skladu s katero naj bi Evropa postala privlačnejša za naložbe in delo4.
One of the EU support measures to SMEs facilitates their access to external finance and is known as the SME Guarantee (SMEG) facility. 
Eden od podpornih ukrepov EU za mSP pospešuje njihov dostop do zunanjega financiranja in je znan kot garancijska shema za mSP.
3. The SMEG facility was established in October 2006 as part of the Competitiveness and Innovation Framework Programme (CIP)6. 
3. garancijska shema za mSP je bila ustanovljena oktobra 2006 kot del Okvirnega programa za konkurenčnost in inovativnost (PKI)6.
It originates in Council Decision 98/347/EC on measures of financial assistance for innovative and job-creating SMEs — Growth and Employment (G & E), which was continued as part of the subsequent Multi-Annual Programme for Enterprise and Entrepreneurship (MAP)7 established in 2001. 
98/347/ES o ukrepih finančne pomoči za mala in srednje velika podjetja (mSP), ki so inovativna in ustvarjajo nova delovna mesta – pobuda za rast in zaposlovanje, ki so se nadaljevali v okviru dela poznejšega večletnega programa za podjetja in podjetništvo (mAP)7, uvedenega leta 2001.
Under the CIP, the SMEG facility is one of the Community’s financial instruments which were launched under the Entrepreneurship and Innovation Programme (EIP) (see Annex I). 
V okviru PKI je garancijska shema za mSP eden od finančnih instrumentov Skupnosti, ki so bili uvedeni pri Programu za podjetništvo in inovativnost (PPI) (glej ­Prilogo I).
1 ‘Giving SMEs the credit theyneed’,Themagazineof enterprise policy, European Commission, 12.2.2009. 
1 „Giving SMEs the credit they need“, revija gD Evropske komisije za podjetništvo in industrijo, 12.2.2009.
2 COM(2005) 551 final, 10.11.2005. 
2 cOm(2005) 551 konč., 10.11.2005.
3 Observatory of European SMEs, Analytical Report, November 2006–January 2007, Flash Eurobarometer. 
3 Opazovalnica evropskih mSP, analitično poročilo, november 2006–januar 2007, Flash Eurobarometer.
4 COM(2005) 24 final, 2.2.2005. 
4 cOm(2005) 24 konč., 2.2.2005.
5 Lisbon European Council 23 and 24 March 2000, Presidency conclusions. 
5 Sklepi predsedstva Evropskega sveta v Lizboni 23. in 24. marca 2000.
6 Decision No1639/2006/EC of the European Parliament and of the Council of 24 October 2006 establishing a Competitiveness and Innovation Framework Programme (2007 to 2013) (OJ L 310, 9.11.2006, p. 
1639/2006/ES Evropskega parlamenta in Sveta z dne 24. oktobra 2006 o ustanovitvi Okvirnega programa za konkurenčnost in inovativnost (2007–2013) (UL L 310, 9.11.2006, str.
7 Council Decision 2000/819/ EC of 20 December 2000 on a multiannual programme for enterprise and entrepreneurship, and in particular for small and medium-sized enterprises (SMEs) (2001–2005) (OJ L 333, 29.12.2000, p. 
7 Odločba Sveta 2000/819/ES z dne 20. decembra 2000 o večletnem programu za podjetja in podjetništvo ter zlasti za mala in srednja podjetja (mSP) (2001–2005) (UL L 333, 29.12.2000, str.
The EIP has wide-ranging objectives: ‘to improve access to finance for the start-up and growth of SMEs and investment in innovation activities’. The SMEG facility encompasses different types of guarantee schemes, each aiming to support entrepreneurship through the enhancement of SME access to finance. It comprises four different schemes (or ‘windows’), the loans and leases window, the microcredit window, the equity and quasi-equity window and the securitisation window. 
PPI ima široko zastavljene cilje za izboljševanje dostopa do financiranja za vstop na trg in rast mSP ter za njihovo vlaganje v inovacijske dejavnosti. garancijska shema za mSP vsebuje različne vrste garancijskih shem, ki so vse namenjene podpiranju podjetništva z izboljšanjem dostopa mSP do financiranja. Vsebuje štiri različne sheme (oziroma okvire): okvir za posojila in lizing, okvir za mikrokredite, okvir za naložbe lastniškega ali navideznega lastniškega kapitala in okvir za listninjenje.
The SMEG facility was allocated 978 million euro for the period 1998 to 2013 under the three successive framework programmes (G & E, MAP and CIP). 
5. za obdobje 1998–2013 je bilo iz garancijske sheme za mSP s tremi zaporednimi okvirnimi programi (Rast in zaposlovanje, mAP in PKI) dodeljenih 978 milijonov EUR.
At the end of 2009, this budget guaranteed a total loan portfolio of 10,6 billion euro (see Table 1). 
Ob koncu leta 2009 je ta proračun jamčil za portfelj posojil, ki so skupaj znašala 10,6 milijarde EUR (glej Tabelo­1).
11 TABLE 1 Budget (million euro) Guaranteed loan portfolio as at the end of 2009 (million euro) SMEG 1998 (G&E) 187 2 402 SMEG 2001 (MAP) 281 4 642 SMEG 2007 (CIP) 5101 3 534 Total 978 10 578 SMEG FACILITY OVERALL BUDGET 1 Indicative budget for SMEG at the start of the CIP. 
11 tabela 1 Proračun (v milijonih evrov) Portfelj posojil z garancijami ob koncu leta 2009 (v milijonih evrov) Garancijska shema za MSP 1998 (Rast in zaposlovanje) 187 2 402 Garancijska shema za MSP 2001 (MAP) 281 4 642 Garancijska shema za MSP 2007 (PKI) 5101 3 534 Skupaj 978 10 578 skUPnI PrOračUn POMOčI sMeG 1 Okvirni proračun za garancijsko shemo za mSP na začetku programa PKI.
The allocation of budgets between the different types of financial instruments is done on an annual basis. 
Sredstva se letno razporejajo med različne vrste finančnih instrumentov.
Source: ECA based on various reports from the European Commission and the European Investment Fund. 
Vir: ERS na podlagi raznih poročil Evropske komisije in Evropskega investicijskega sklada.
510 million euro are earmarked under the current CIP for the period 2007 to 2013. 
V okviru sedanjega programa PKI je za obdobje 2007–2013 namenjenih 510 milijonov EUR.
The budget is only drawn upon when guaranteed loans default, and for each intermediary a maximum EU budget liability is fixed. Until 31 December 2009 the total amount of guarantee calls made under the CIP was 1,7 million euro. 
Sredstva iz tega proračuna se črpajo le v primeru neizpolnjevanja plačilnih obveznosti pri posojilih z garancijami, za vsakega posrednika pa se določi zgornja meja odgovornosti proračuna EU.
For a detailed breakdown of the results achieved by the facility under the CIP, see Table 2. 
Do 31. decembra 2009 je znesek pozivov za izpolnitev garancij, podanih v okviru PKI, skupaj znašal 1,7 milijona EUR. za podrobno razčlenitev rezultatov sheme, doseženih pri PKI, glej tabelo­2.
THE MAIN FEATURES OF THE SMEG FACILITY 7. 
GlaVne značIlnOstI GarancIjske sheMe za MsP 7.