natgillin/translations-raw huggingface dataset:
Due to differing market and administrative realities the EIF may not impose one system for collecting such data. 
EIS zaradi različnih dejanskih tržnih in upravnih razmer ne more določiti enega sistema za zbiranje takšnih podatkov.
The Commission considers that employment data in such a programme is better assessed in the context of an evaluation. 
Komisija meni, da je podatke o zaposlovanju v takem programu bolje oceniti v okviru ocenjevanja.
An analysis of employment data was carried out by the independent evaluators in the context of the interim evaluation of the Entrepreneurship and Innovation Programme under CIP (data on MAP beneficiaries) and concluded that there was a 17 % growth in employment since receiving the loan guaranteed by the p-rogramme. 
Neodvisni ocenjevalci so izvedli analizo podatkov o zaposlovanju v okviru vmesne ocene programa za podjetništvo in inovativnost pri PKI (podatki o upravičencih do programa mAP) ter ugotovili, da se je zaposlenost po prejetju posojila z garancijo iz programa povečala za 17 %.
The assessment of causality between the jobs and the new financing received by the SME is indeed a complex issue and the Commission agrees that this is best addressed in the context of an evaluation. 79. 
Ocena vzročne zveze med delovnimi mesti in novimi finančnimi sredstvi, ki jih prejme mSP, je dejansko zapleteno vprašanje in Komisija se strinja, da je to vprašanje najbolje obravnavati v okviru ocene.
The CIP objectives include: ‘to foster the competitiveness of enterprises, in particular SMEs’; and ‘to promote all forms of innovation including eco-innovation’. 
79. cilji PKI vključujejo: „pospeševanje konkurenčnosti podjetij, zlasti mSP“, in „pospeševanje vseh oblik inovativnosti, vključno z ekološko inovativnostjo“.
Furthermore, SMEG is meant to 1. ‘improve access by existing SMEs to loan finances for activities that support their competitiveness and growth potential’ (recital 27 of the legal basis), 2. ‘respond to the changing financing needs of SMEs’ (recital 29), 3. support ‘access to finance for the start-up and growth of SMEs and investment in innovation activities’ (Article 10.2(a)) 4. support ‘the cross-border expansion of their business activities’ (Article 17.1) Special Report No 4/2011 – The audit of the SME Guarantee facility 
Poleg tega je cilj garancijske sheme za mSP: 1. izboljšati „dostop obstoječih mSP do dolžniških finančnih virov za dejavnosti, ki podpirajo njihovo konkurenčnost in potencial rasti“ (uvodna izjava 27 pravne podlage); 2. „ustrezati spreminjajočim se finančnim potrebam mSP“ (uvodna izjava 29); 3. podpreti dostop „do financ za začetno fazo in fazo rasti mSP ter za naložbe v inovacijske dejavnosti“ (člen 10(2)(a)); 4. podpiranje razširitve „poslovnih dejavnosti čez mejo“ (člen 17(1)). Posebno poročilo št.
59 The Commission is pleased to note that the vast majority (90 %) of surveyed intermediaries agreed that CIP SMEG guarantees are aimed at customers with a lack of collateral which is in accordance with Article 19.2 first indent. 80. 
59 Komisija z zadovoljstvom ugotavlja, da se velika večina (90 %) anketiranih posrednikov strinja, da so garancijske sheme za mSP v okviru PKI namenjene strankam, ki nimajo zadostne garancije, kar je v skladu s prvo alineo člena 19(2).
The structure of Table 5 appears to be based on the assumption that for an SME to benefit from SMEG it should either lack collateral or be innovative. 
80. zdi se, da struktura tabele 5 temelji na domnevi, da morajo biti mSP brez zadostne garancije ali inovativna, če želijo biti upravičena do garancijske sheme za mSP.
This is based on Article 19 of the legal basis taken in isolation. 
To temelji na členu 19 pravne podlage, če se razlaga brez upoštevanja drugih okoliščin.
The Commission considers that the combined reading of recitals 20, 22 and 27 shows that the programme has a broader scope and aims at a wide range of SMEs, including their full life cycle (Articles 10 and 17 of the legal basis). 
Po mnenju Komisije iz besedil uvodnih izjav 20, 22, 27 izhaja, da ima program širše področje uporabe in da je namenjen različnim mSP, vključno z njihovim celotnim življenjskim ciklom (člena 10 in 17 pravne podlage).
The Commission considers that, from a legal point of view, the SME Guarantee facility must be implemented in such a way to cover a wide range of SMEs, and not only innovative SMEs, in order to fully comply with the legal basis. 
Po mnenju Komisije je treba s pravnega vidika garancijsko shemo za mSP izvajati tako, da zajema zelo različna mSP, ne le inovativnih, s čimer se zagotovi, da je v celoti skladna s pravno podlago.
Innovation is one of the objectives described in the CIP legal basis, and the results of the survey clearly show that SMEG has supported innovation and this to a high degree. 
Inovativnost je eden od ciljev, opisanih v pravni podlagi programa PKI, pri čemer rezultati ankete jasno kažejo, da je garancijska shema za mSP zagotovila močno podporo inovacijam.
On the other hand, innovation is not the sole objective and there is no specific quota or target given in the legal basis nor any mandate regarding the percentage of investments that should be made in support of innovation. 
Na drugi strani inovacije niso edini cilj in v pravni podlagi ni določene posebne kvote ali cilja oziroma pooblastila v zvezi z odstotkom naložb, ki so potrebne za podporo inovacijam.
REPLY OF THE COMMISSION As regards Table 5, it is very difficult in any public programme to reach exactly and only the predefined clients. One would therefore also expect some deadweight in a programme like SMEG. The use that can be made of the figures presented on the SMEs that lacked sufficient collateral is limited by the fact that it is assumed that the documentation at the financial intermediary level was comprehensive and therefore fully represented the actual financial situation of the SMEs examined. 
ODgOVORI KOmISIjE Kar zadeva tabelo­5, je treba upoštevati, da je v katerem koli javnem programu zelo težko natančno doseči vnaprej določene cilje in samo te cilje. zato so nepotrebne izgube v programu, kot je garancijska shema za mSP, pričakovane. možne načine uporabe podatkov o mSP brez zadostne garancije omejuje dejstvo, da se domneva, da je bila dokumentacija na ravni finančnega posrednika izčrpna in je tako v celoti ustrezala dejanskemu finančnemu stanju preverjenih mSP.
It seems at least debatable whether a request for approval would contain any detailed analysis of assets that would not be proposed as collateral for the loan. 
Po mnenju Komisije je vsaj vprašljivo, da bi zahteva za odobritev vsebovala podrobno analizo sredstev, ki ne bi bila predvidena kot garancija za posojilo.
Finally, in the context of the ongoing EIP evaluation1, external evaluators have carried out telephone interviews of 200 SMEs under the CIP SMEG loan guarantee window. 
Končno, v okviru sedanjega ocenjevanja programa PPI1 so zunanji ocenjevalci opravili telefonske razgovore z 200 mSP na podlagi okvira za garancije za posojila garancijske sheme za mSP v okviru PKI.
According to the draft report, 65 % of the SMEG beneficiaries indicated that they have innovated with respect to strategy and business practices in the past three years, 61 % responded that they have been involved in product and/or service innovation and 50 % in process innovation. 
V skladu z osnutkom poročila je 65 % upravičencev do garancijske sheme za mSP navedlo, da so bili v zadnjih treh letih inovativni na področju strategije in poslovnih praks, 61 % jih je odgovorilo, da so sodelovali pri inovacijah izdelka in/ali storitve, 50 % pa pri procesnih inovacijah.
Indeed, such innovation enables an enterprise to advance in line with its competitors, therefore achieving a core objective of CIP (competitiveness). 
Take inovacije dejansko omogočajo podjetjem, da se razvijajo enako hitro kot njihovi konkurenti, s čimer dosežejo temeljni cilj PKI (konkurenčnost).
1 ‘Final evaluation of the Entrepreneurship and Innovation Programme, First findings and recommendations report’, February 2011. 
1 Končna ocena programa za podjetništvo in inovativnost. Prvo poročilo o ugotovitvah in priporočilih, februar 2011.
The documentation relating to the decision of the on-lending bank mentions the collateral offered to secure the financing. 
V dokumentaciji v zvezi z odločitvijo banke za nadaljnje posojanje je navedena garancija, zagotovljena za zavarovanje financiranja.
It should be noted that it is in the best interest of the loan applicant to offer as much collateral as possible to increase chances of a positive financing decision from the bank. 83. 
Opozoriti je treba, da je v najboljšem interesu prosilca za posojilo, da zagotovi čim večjo garancijo, s čimer si poveča možnosti za pozitivno odločitev banke o financiranju.
Please see reply to observation 85. 
83. glej odgovor na ugotovitev št.
Furthermore, apart from the micro issue of whether or not an individual SME has enough collateral or is innovative, there is the macro issue of whether or not the intermediary will exceed the reference volume set. 
Poleg tega razen mikrovprašanja, ali ima posamezno mSP zadostno garancijo oziroma je inovativno, obstaja makrovpra-šanje, ali bo posrednik presegel določeni referenčni znesek.
If the intermediary does not exceed this target, the facility will not provide guarantee support to the ‘deadweight’ component of the portfolio. 
Če posrednik ne preseže tega cilja, se iz sheme ne zagotovi podpora v obliki garancij za del nepotrebnih izgub v portfelju.
REPLY OF THE COMMISSION 86. 
ODgOVORI KOmISIjE 86.
The clause on the principles of enhanced access to finance sets out (mirroring the FMA) the main objectives of the facility, namely enhancing access to finance for SMEs, helping in cases of lack of sufficient collateral or innovative projects and stimulating job creation and growth of SMEs through additional provision of debt financing. 
Klavzula o načelih boljšega dostopa do financiranja določa (po zgledu sporazuma FmA) glavne cilje sheme, in sicer zagotovitev večjega dostopa do financiranja za mSP, zagotavljanje pomoči v primeru pomanjkanja zadostne garancije ali inovativnih projektov ter spodbujanje ustvarjanja delovnih mest in rasti mSP z dodatnim zagotavljanjem financiranja dolga.
The clause is interpretive, not prescriptive — the specific additionality requirements are set out in the intermediary terms. 
Klavzula je razlagalna, ne določevalna – posebne zahteve glede dodatnosti so določene v pogojih za posrednike.
In line with the FMA, there is always an increase in volume requested and, according to the specifics of the project set up together with the intermediary, there may be more specific clauses in the intermediary terms, for example qualitative additionality undertakings by the intermediaries to provide finance to riskier categories of SMEs, such as start-ups. 
V skladu s sporazumom FmA se zahtevani znesek vedno poveča, pri čemer glede na posebnosti projekta, vzpostavljenega skupaj s posrednikom, pogoji za posrednike morda vsebujejo več posebnih klavzul, na primer kvalitativne izjave posrednikov o dodatnosti za zagotovitev sredstev za bolj tvegane kategorije mSP, kot so nova podjetja.
87. Please see above replies regarding deadweight (paragraph 85) and regarding objectives of the programme (paragraph 26). 
87. glej zgornje odgovore v zvezi z nepotreb-nimi izgubami (odstavek 85) in v zvezi s cilji programa (odstavek 26).
The EIF does spread good practices, especially in countries with developing financial markets and developing guarantee schemes. 
EIS razširja dobre prakse, zlasti v državah z razvijajočimi se finančnimi trgi in garancijskimi shemami.
It is not intended that the Commission and the EIF unilaterally impose guarantee conditions/practices. 
Ni predvideno, da bi Komisija in EIS enostransko določala garancijske pogoje/prakse.
All the relevant information is carefully evaluated and tailor-made solutions are proposed to fit the economic situation, taxation regime and business practices in the relevant market. Special Report No 4/2011 – The audit of the SME Guarantee facility 
Vse ustrezne informacije se natančno ocenijo ter predlagajo se prilagojene rešitve, primerne za gospodarske razmere, davčno ureditev in poslovne prakse na upoštevnem trgu. Posebno poročilo št. 4/2011 — Revizija garancijske sheme za mSP
61 As regards visibility, the Commission has carried out information activities in almost all participating countries to increase awareness of the SMEG and GIF. 
61 Kar zadeva prepoznavnost, Komisija v skoraj vseh sodelujočih državah izvaja informacijske dejavnosti za ozaveščanje o garancijski shemi za mSP in shemi pomoči za hitro rastoča in inovativna mSP (gIF).
SME Finance Days were organised in 28 CIP participating countries, reaching out to a broad audience of intermediaries, SMEs and multipliers. 
V 28 državah, ki sodelujejo v programu PKI, so bili organizirani dnevi financiranja za mSP, namenjeni široki udeležbi posrednikov, mSP in multiplikatorjev. skupni odgovor za št.
Common reply for 96, 97 and 98 The Commission believes that there is a strong presumption in favour of EU added value being present, as observed by the MAP final evaluation. 
96, 97 in 98. Komisija meni, da obstaja močna domneva o obstoju evropske dodane vrednosti, kot je bilo ugotovljeno v končni oceni programa mAP.
The 2004 external evaluation of the MAP concluded that: ‘Both instruments demonstrate clear European added value which is both quantitative: they have allowed financial intermediaries to take more risk through investing (ETF Start-up) and guaranteeing (SMEG) larger volumes; and qualitative: MAP support and EIF signature have given “legitimacy” to funds supported and to some extent to SME final beneficiaries (ETF Start-up), and helped micro-enterprises to become “bankable” (SMEG Micro-credit)’. 
V zunanji oceni programa mAP iz leta 2004 je bilo ugotovljeno: „Oba instrumenta kažeta na jasno evropsko dodano vrednost, ki je kvantitativna: finančnim posrednikom omogočata prevzemanje večjega tveganja na podlagi naložb (sklad za zagon pri ETF) in jamčenje večjih zneskov (garancijska shema za MSP); ter tudi kvalitativna: s podporo iz programa MAP in podpisom EIS se je zagotovila ,legitimnost‘ podprtih skladov in delno končnih upravičencev MSP (sklad za zagon pri ETF) ter prispevalo k temu, da so mikropodjetja postala ,zanimiva za banke‘ (mikrokredit iz garancijske sheme za MSP)“.
It should be further noted that the same external evaluation concluded that: ‘[...] in countries where EIF has worked with powerful national financial intermedi-aries,[...] there have been strong complementarities leading to particularly high added value [...] and cross-fertilisation’; The outcome of this selection of cases could also be a reflection of the financial and economic crisis in 2008–10 (with the most severe recession since the Great Depression). 
Poleg tega je treba izpostaviti, da je bilo v isti zunanji oceni ugotovljeno, da: „[...] je bilo v državah, v katerih je EIS sodeloval z vplivnimi nacionalnimi finančnimi posredniki, [...] doseženo veliko dopolnjevanje, kar je povzročilo zlasti visoko dodano vrednost [...] in medsebojno bogatenje“. Rezultat tega izbora primerov bi lahko bil posledica finančne in gospodarske krize v obdobju 2008–2010 (za katerega je značilna največja recesija po svetovni gospodarski krizi iz tridesetih let 20. stoletja).
The recession has meant that risk levels have increased and led to less investment in innovation by SMEs. 
Recesija je povzročila povečanje ravni tveganja in manjše naložbe mSP v inovacije.
It was not considered necessary, either by the Commission or the Budgetary Authority, to explicitly state the intervention logic, since loan guarantees are accepted to be a highly effective and efficient way to address the policy objectives. 
Komisija in proračunski organ menita, da ni treba izrecno navesti logike ukrepa, ker veljajo garancije za posojila za zelo učinkovit in uspešen način za doseganje političnih ciljev.
The Commission is fully aware of the benefit of clear and meaningful indicators. 
Komisija se v celoti zaveda koristi jasnih in smiselnih kazalnikov.
This is illustrated by the fact that the Commission services took the initiative in 2009 to commission an evaluation to review the indicators. 
To potrjuje dejstvo, da so službe Komisije leta 2009 naročile izvedbo ocene za pregled kazalnikov.
Recommendation 1 The Commission accepts this recommendation, which is already being taken into account in the discussions and planning for the next generation of financial instruments in the post-2013 Multiannual Financial Framework. 
1 Komisija se strinja s tem priporočilom, ki se že upošteva pri razpravah in načrtovanju naslednje generacije finančnih instrumentov v večletnem finančnem okviru za obdobje po letu 2013.
Special Report No 4/2011 – The audit of the SME Guarantee facility 
Posebno poročilo št. 4/2011 — Revizija garancijske sheme za mSP
In 2006 and 2007, the Commission debated internally a number of key issues relating to the performance of the facility, including the parameters of enhanced access to finance. 
Leta 2006 in 2007 so znotraj Komisije potekale razprave o več ključnih vprašanjih, povezanih z uspešnostjo sheme, vključno s parametri boljšega dostopa do financiranja.
Both the Commission and the EIF found it necessary to address in detail and reassess a large part of the delivery of the facility and these new measures are reflected in the FMA under the CIP SME Guarantee facility. 
Komisija in EIS menita, da je treba podrobno obravnavati in ponovno oceniti velik del učinka sheme, pri čemer se ti novi ukrepi izražajo v sporazumu FmA v okviru garancijske sheme za mSP iz programa PKI.
However, MAP agreements could be signed until the end of 2006 with availability periods lasting up to December 2008, which for many intermediaries covered at least part of the gap between MAP and CIP. 
Vendar so lahko bili sporazumi mAP podpisani do konca leta 2006, pri čemer so obdobja razpoložljivosti, ki so za veliko posrednikov zajemala vsaj del časovnega zamika med programoma mAP in PKI, trajala do decembra 2008.
In addition, the Commission and the EIF have no indications that the facility has suffered as a result of the delay in launching it. 
Poleg tega Komisija in EIS nimata nobenih dokazov, da je bila shemi zaradi zamud pri začetku njenega izvajanja povzročena škoda.
On the contrary, the improved management structures, together with efforts undertaken to streamline the approval process, have yielded positive results in terms of smoother processing of EIF submissions. 
Nasprotno so bili zaradi boljših struktur upravljanja, skupaj s prizadevanjem za poenostavitev postopka odobritve, doseženi pozitivni rezultati v smislu bolj nemotene obravnave vlog EIS.
Recommendation 2 The Commission fully understands the reasoning behind this recommendation and agrees that it would be desirable to proceed in the way suggested by the Court. 
2 Komisija v celoti razume obrazložitev tega priporočila in se strinja, da bi bilo zaželeno ravnati na način, ki ga predlaga Sodišče.
However, the timetable of the co-decision process for the legal basis means that the final content of the legal basis is usually not known until shortly before its entry into force. 
Vendar je zaradi časovnega razporeda postopka soodločanja za pravno podlago končna vsebina pravne podlage običajno znana šele neposredno pred njenim začetkom veljavnosti.
For this reason, while the Commission will do a significant amount of preparatory work in advance, it cannot be sure whether or not it has fully covered all aspects of the legal basis until the latter is formally adopted. The aim will be to have a possibly forthcoming programme operational at the start of the programme period. 
Čeprav bo Komisija vnaprej izvedla veliko pripravljalnih del, ne more vedeti, ali je v celoti zajela vse vidike pravne podlage, dokler ta ne bo uradno sprejeta. cilj bo, da bo morebitni prihodnji program pripravljen za izvajanje v začetku programskega obdobja.
REPLY OF THE COMMISSION 101. 
ODgOVORI KOmISIjE 101.
In the pre-selection process of assessing an application, the EIF requires intermediaries to meet minimum standards as regards the sufficiency of information provided as described below. 
Vendar EIS v predizbirnem postopku ocene vloge od posrednikov zahteva, da izpolnjujejo minimalne standarde v zvezi z zadostnostjo predloženih informacij, kot je opisano spodaj.
Furthermore, each proposal is subject to an independent opinion from EIF’s risk management, a compliance opinion, and a formal pre-Board review meeting including all relevant EIF services. 
Poleg tega se za vsak predlog pripravita neodvisno mnenje, ki ga oblikuje oddelek EIS za obvladovanje tveganja, in mnenje o skladnosti, predlogi pa se obravnavajo tudi na uradnem pregledovalnem sestanku pred odborom, ki se ga udeležijo vse ustrezne službe EIS.
The Commission, however, will further consider whether it would be appropriate for the EIF to use a scoring system for any successor programme in this kind of call procedure in order to define a minimum score level. 
Vendar bo Komisija dodatno razmislila, ali bi bilo primerno, da EIS pri takšnem razpisnem postopku uporabi sistem točkovanja za določitev najnižje ravni točk za vse naslednje programe. Priporočilo št.
Recommendation 3 The Commission will further consider whether it would be appropriate for the EIF to use a scoring system for any successor programme in order to define a minimum score level. 
3 Komisija bo dodatno razmislila, ali bi bilo primerno, da EIS uporabi sistem točkovanja za vsak naslednji program, da bi se določila najnižja raven točk.
As regards documentation of guarantee parameters, the Commission will further consider the need for any clarification of requirements, as well as any additional measures, regarding the EIF’s documentation relating to calculations of parameters for the guarantee agreements. 
Kar zadeva dokumentacijo garancijskih parametrov, bo Komisija dodatno obravnavala, ali je treba pojasniti zahteve in ali so morda potrebni dodatni ukrepi v zvezi z dokumentacijo EIS glede izračuna parametrov za garancijske sporazume.
The Commission agrees that the ‘number of jobs created’ is the more appropriate indicator to collect in the light of evaluation of the programme. 
Komisija se strinja, da je „število ustvarjenih delovnih mest“ primernejši kazalnik za zbiranje glede na oceno programa.
Recommendation 4 The Commission accepts this recommendation, which will be taken into account for any successor programme to the SMEG. 
4 Komisija se strinja s tem priporočilom, ki se bo upoštevalo pri vsakem programu, ki bo nasledil garancijsko shemo za mSP.
Innovation is one of the objectives described in the legal basis, and the results of the telephone interviews carried out in the context of the ongoing EIP evaluation clearly show that SMEG has supported innovation. 
Inovativnost je eden od ciljev, opisanih v pravni podlagi, in rezultati telefonskih razgovorov, opravljenih v okviru sedanje ocene programa PPI, jasno kažejo, da se je z garancijsko shemo za mSP zagotovila podpora za inovacije.
On the other hand, innovation is not the sole objective and there is no specific quota or target specified in the legal basis nor any mandate regarding the percentage of investments that should be made in support of innovation. 
Na drugi strani inovacije niso edini cilj, pri čemer ni v pravni podlagi določena nobena posebna kvota ali cilj oziroma pooblastilo v zvezi z deležem naložb, ki so potrebne za podporo inovacijam.
The Commission considers that a combined reading of recitals 20, 22 and 27 shows that the programme has a broader scope than that indicated by the Court. SMEG aims at a wide range of SMEs including their full life cycle (Articles 10 and 17 of the legal basis) and not only at innovative SMEs or those lacking collateral. 
Iz besedil uvodnih izjav 20, 22, 27 po mnenju Komisije izhaja, da ima program širše področje uporabe, kot je navedlo Sodišče. garancijska shema za mSP je namenjena zelo različnim mSP, vključno z njihovim celotnim življenjskim ciklom (člena 10 in 17 pravne podlage), in ne le inovativnim mSP ali tistim mSP, ki nimajo zadostne garancije.
This is reflected in its implementation. 
To se upošteva pri njenem izvajanju.