natgillin/translations-raw huggingface dataset:
The operational efficiency of the ECB’s management of crisis identification is further impacted by the fact that early intervention assessments are mainly performed in the context of the annual SREP cycle and not as a reaction to evidence of a material deterioration in the financial condition of a bank (paragraphs 89 to 91), and the underlying documentation does not entirely conform to the elements set out in the existing guidance. 
Na operativno učinkovitost ECB pri upravljanju procesa ugotavljanja krize vpliva tudi to, da se ocene za zgodnje posredovanje večinoma opravljajo v okviru letnega cikla procesa nadzorniškega pregledovanja in ovrednotenja in ne kot odziv na dokaz o bistvenem poslabšanju finančnega položaja banke (odstavki 89 do 91), dokumentacija v zvezi s tem pa ni povsem skladna z elementi, določenimi v obstoječih smernicah.
Recommendation 3 The ECB should: (a) further develop its guidance on early intervention assessments and define a set of indicators with clear thresholds for determining a potential deterioration in the financial condition of a bank, making use of some of the indicators and triggers that have been assessed as suitable in the context of the assessment of the bank’s recovery plan, and link them to clear escalation processes to allow for the operationally efficient use of the available information; 
Priporočilo 3 ECB naj: (a) dodatno razvije svoje smernice o oceni za zgodnje posredovanje in določi sklop kazalnikov z jasnimi mejnimi vrednostmi za ugotavljanje potencialnega poslabšanja finančnega položaja banke, pri tem pa naj uporabi nekatere kazalnike in sprožilce, ki so bili v okviru ocene načrta sanacije banke ocenjeni kot primerni, ter jih poveže z jasnimi procesi
The ECB lacks clearly defined procedures and systems for collating, assessing, reporting upwards and acting on the wealth of information available to it in a comprehensive manner, and its centralised monitoring and follow-up of findings are not systematically documented (paragraphs 80 to 86). 
ECB nima jasno opredeljenih postopkov in sistemov za združevanje in oceno velike količine informacij, ki so ji voljo, ter poročanje o njih hierarhiji in odzivanje nanje na celosten način, centralizirano spremljanje in nadaljnje spremljanje ugotovitev, ki ga izvaja, pa ni sistematično dokumentirano (odstavki 80 do 86).
Recommendation 4 The ECB should streamline its processes for dealing with all information (including information on systemic risk) so as to maximise its capacity to identify banks in crisis at an early stage. 
49 Priporočilo 4 ECB naj racionalizira svoje procese za obravnavo vseh informacij (vključno z informacijami o sistemskem tveganju), da bi kar najbolj povečala svoje zmogljivosti za ugotovitev kriznih razmer v banki že v zgodnji fazi.
This should include introducing a management information system for the systematic reporting of breaches and near-breaches of regulatory requirements, and implementing centralised checks. 
To naj vključuje uvedbo upravljavskega informacijskega sistema za sistematično poročanje o kršitvah in skorajšnjih kršitvah regulativnih zahtev ter izvajanje centraliziranih pregledov.
Target implementation date: Q1 2019. 
Ciljni rok za uresničitev: prvo četrtletje leta 2019.
Crisis response 127. 
Krizno odzivanje 127.
The ECB’s current approach to the operational management of crisis response does not include a procedure for ensuring that the magnitude of a given problem is quantified before supervisory measures are considered. 
Trenutni pristop ECB k operativnemu upravljanju kriznega odzivanja ne obsega postopka, s katerim bi se zagotovilo, da se pred preučitvijo nadzornih ukrepov količinsko opredeli obseg zadevnega problema.
In particular, the ECB does not have readily available on-site inspection teams to carry out a detailed analysis of asset quality for crisis banks (paragraph 96 to 99). 
ECB nima takoj razpoložljivih ekip za inšpekcijske preglede na kraju samem, ki bi opravile podrobno analizo kakovosti sredstev za banke v kriznih razmerah (odstavki 96 do 99).
50 Recommendation 5 The ECB should: (a) further develop its early intervention guidance in order to ensure that all relevant supervisory findings are quantified before response measures are considered. (b)establish clear processes for obtaining assurance about the asset quality of institutions whose financial condition has markedly deteriorated, where uncertainty persists regarding the valuation of assets. 
Priporočilo 5 ECB naj: 50 (a) dodatno razvije smernice za zgodnje posredovanje, da bi zagotovila, da se vse ustrezne nadzorne ugotovitve količinsko opredelijo, preden se preučijo odzivni ukrepi; (b) vzpostavi jasne procese za pridobitev zagotovila o kakovosti sredstev institucij, katerih finančni položaj se je znatno poslabšal, kadar še vedno obstaja negotovost glede vrednotenja sredstev.
In particular, it should have on-site inspection teams on hand to carry out a detailed analysis of asset quality for crisis banks. (c) produce regular progress reports to senior management summarising in a systematic, comprehensive and forward-looking manner how banks with identified asset quality problems are being addressed through on-site inspections or other means. Target-implementation date: Q4 2018. 
Zlasti bi morala imeti takoj razpoložljive ekipe za inšpekcijske preglede na kraju samem, ki bi opravile podrobno analizo kakovosti sredstev za banke v kriznih razmerah; (c) pripravljati redna poročila višjemu vodstvu, v katerih bi bilo na sistematičen, celoviti in v prihodnost usmerjen način povzeto, kako se z inšpekcijskimi pregledi na kraju samem ali na druge načine obravnavajo banke, pri katerih so bili ugotovljeni problemi zaradi kakovosti sredstev.
The ECB has identified difficulties in the application of early intervention measures (including an overlap with other measures) available for crisis response. 
ECB je ugotovila težave pri uporabi ukrepov za zgodnje posredovanje (vključno s prekrivanjem z drugimi ukrepi), ki so na voljo za krizno odzivanje.
It has approached the legislator to seek legal changes, but not provided guidance to ECB staff to enable ECB staff for dealing with these difficulties. 
Obrnila se je na zakonodajalca, da bi dosegla zakonodajne spremembe, vendar ni zagotovila smernic svojemu osebju, da bi mu omogočila obravnavanje teh težav.
There is also no description of specific actions that could be considered in a range of scenarios, and the legal powers they could be based on. 
Poleg tega manjka tudi opis specifičnih ukrepov, ki bi se lahko uporabili v različnih scenarijih, in pravnih pooblastil, na katerih bi lahko temeljili.
In this regard, it does not exploit the valuable insight it has gained, from previous recovery plan assessments and crisis situations, when determining which powers and measures are to be considered in a given scenario. 
V tej zvezi pri določanju tega, katera pooblastila in ukrepe je treba uporabiti v nekem scenariju, ne izkorišča dragocenega znanja, ki ga je pridobila pri prejšnjih ocenah načrtov sanacije in kriznih razmerah.
Careful use of that insight could significantly increase operational efficiency by ensuring that all measures applied are appropriate and proportionate (paragraphs 101 to 104). 
S premišljeno uporabo tega znanja bi se lahko znatno povečala operativna učinkovitost tako, da bi se zagotovilo, da so vsi uporabljeni ukrepi ustrezni in sorazmerni (odstavki 101 do 104).
The ECB’s guidance on the implementation of the EBA’s FOLTF guidelines is too narrow in scope and detail, and does not provide clarity as to how to make use of the objective elements described in the EBA guidelines in the context of a FOLTF assessment (paragraphs 107 to 109). 
Smernice ECB o izvajanju smernic Evropskega bančnega organa o oceni, ali banka propada ali bo verjetno propadla, so premalo obsežne in premalo podrobne in ne dajejo jasnega pojasnila v zvezi s tem, kako naj se v okviru ocenjevanja, ali banka propada ali bo verjetno propadla, uporabijo objektivni elementi, opisane v smernicah Evropskega bančnega organa (odstavki 107 do 109).
51 (a) address the difficulties identified in the application of its powers by inviting the Commission to consider legislative changes to address potential weaknesses in the existing framework. (b) introduce a comprehensive description of specific actions to be considered in a range of scenarios and the legal powers to be applied. 
51 (b) pripravila izčrpen opis specifičnih ukrepov, ki se lahko uporabijo v različnih scenarijih, in pravnih pooblastil, ki se lahko izvršijo.
To this end, it should make systematic use of the insight it has gained through the assessment of banks’ recovery plans and previous crisis situations. 
V ta namen bi morala sistematično uporabljati znanje, ki ga je pridobila pri oceni načrtov sanacije bank in prejšnjih kriznih razmerah.
Target implementation date: Q4 2018. 
Ciljni rok za uresničitev: zadnje četrtletje leta 2018.
Recommendation 7 The ECB should further develop its operational guidance for FOLTF assessments, in particular by elaborating further on the use of the objective elements described in the EBA guidelines. 
Priporočilo 7 ECB naj nadalje razvije svoje operativne smernice za ocene, ali banka propada ali bo verjetno propadla, zlasti natančneje pojasni uporabo objektivnih elementov, opisanih v smernicah Evropskega bančnega organa.
Target implementation date: Q1 2018. 
Ciljni rok za uresničitev: prvo četrtletje leta 2018.
The ECB refused us access to documents and information that were necessary to carry out our task. 
ECB nam je zavrnila dostop do dokumentov in informacij, ki so bili nujno potrebni za izvedbo naše naloge.
On the basis of the documents that we received we were able to assess how well the design of recovery plan assessment and crisis management activities contributed to operational efficiency. 
Na podlagi dokumentov, ki smo jih prejeli, smo lahko ocenili, koliko je zasnova ocene načrtov sanacije in dejavnosti kriznega upravljanja prispevala k operativni učinkovitosti.
However, the evidence provided by the ECB on the implementation of those activities was extremely limited and therefore did not enable us to draw conclusions as to their operational efficiency of crisis management in practice (see Annex I). 
Vendar pa so bili dokazi o izvajanju teh dejavnosti, ki nam jih je predložila ECB, zelo omejeni in zato na njihovi podlagi nismo mogli priti zaključkov glede njihove operativne učinkovitosti pri kriznem upravljanju v praksi (glej Prilogo I).
Recommendation 8 The ECB should grant the Court of Auditors access to all documents or information requested in order to carry out its task, in the interests of accountability. 
Priporočilo 8 Zaradi odgovornosti naj ECB Evropskemu računskemu sodišču omogoči dostop do vseh dokumentov ali informacij, ki jih ta zahteva za izvedbo svoje naloge.
This Report was adopted by Chamber IV, headed by Mr Baudilio TOMÉ MUGURUZA, Member of the Court of Auditors, in Luxembourg at its meeting of 12 December 2017. 
To poročilo je sprejel senat IV, ki ga vodi Baudilio TOMÉ MUGURUZA, član Evropskega računskega sodišča, v Luxembourgu na zasedanju 12. decembra 2017.
For the Court of Auditors Klaus-Heiner LEHNE President 52 
Za Evropsko računsko sodišče Klaus-Heiner LEHNE Predsednik 52
SCOPE LIMITATION ANNEX I 53 What we asked for What the ECB showed us What was missing What this meant for our audit of the operational efficiency of management Scope limitation Sampling of recovery plans Full recovery plans and JST assessments (template, feedback letters and joint decisions) for 8 banks sampled at random Edited sections on “indicators”, “options” and “scenarios”, each for 3 recovery plans, but no more than one section from any one plan; also the JST assessments relating to those sections, as well as edited feedback letters and joint decisions The final sample size was not representative, at less than 1 % of the population. 
OMEJITEV OBSEGA PRILOGA I 53 Kaj smo zahtevali Kaj nam je ECB predložila Kaj je manjkalo Kaj je to pomenilo za našo revizijo operativne učinkovitosti pri upravljanju Omejitev obsega Vzorčenje načrtov sanacije Načrte sanacije v celoti in ocene, ki so jih izvedle skupne nadzorniške skupine, (predloga, dopis s povratnimi informacijami in skupne odločitve) za 8 bank v naključno izbranem vzorcu Redigirane razdelke o „kazalnikih”, „možnostih” in „scenarijih”, vsak razdelek za 3 načrte sanacije, vendar ne več kot en razdelek iz enega načrta; ocene teh razdelkov, ki so jih izvedle skupne nadzorniške skupine, in redigirane dopise s povratnimi informacijami in skupne odločitve Končna velikost vzorca ni bila reprezentativna, saj je predstavljala manj kot 1 % populacije.
All quantitative data was edited. 
Vsi količinski podatki so bili redigirani.
The information did not cover all areas of recovery planning and no plan was provided in full. 
Informacije niso obsegale vseh področij načrtovanja sanacije, noben načrt p ani bil predložen v celoti.
This gave us insufficient information to perform walk-through tests, substantive testing and tests of controls. 
Zato nismo imeli dovolj informacij za izvedbo sledilnih preizkusov, preizkušanja podatkov in preizkusov kontrol.
We were unable to examine whether in practice the assessment tool allows for comprehensive, consistent and operationally efficient assessments across the SSM. 
Nismo mogli preučiti, ali ocenjevalno orodje v praksi omogoča celovite, dosledne in operativno učinkovite ocene v celotnem enotnem mehanizmu nadzora.
We could not verify (a) whether the initial guidance (general criteria for each question) and later additions were coherent and easily understood by individual JSTs so that the questions in the tool could be answered consistently and efficiently at all times; (b) whether additional functions and read-outs in the tool efficiently record all the shortcomings identified during an assessment for the purpose of feedback to banks. 
Nismo mogli preveriti: (a) ali so bile začetne smernice (splošna merila za vsako vprašanje) in poznejše dopolnitve skladne in zlahka razumljive za posamezne skupne nadzorniške skupine, tako da je bilo mogoče na vprašanja v orodju vedno dosledno in učinkovito odgovoriti; (b) ali se z dodatnimi funkcijami in izpisi v orodju zaradi povratnih informacij za banke učinkovito evidentirajo vse pomanjkljivosti, ugotovljene pri oceni.
The documents made available for sampling did not allow us to perform meaningful and appropriate audit procedures to verify whether in practice the guidance/criteria in the assessment tool are coherent and applied consistently and efficiently. 
Dokumenti, ki so bili na voljo za vzorčenje, niso omogočali izvedbe smiselnih in ustreznih revizijskih postopkov, s katerimi bi se preverilo, ali so smernice/merila v orodju za ocenjevanje v praksi skladni in ali se uporabljajo dosledno in učinkovito.
We were unable to conclude on the use of the assessment tool and thus cannot express an opinion on the operational efficiency in practice of the assessment of recovery plans. 
Nismo mogli sprejeti zaključka o uporabi orodja za ocenjevanje, zato ne moremo izreči mnenja o operativni učinkovitosti ocenjevanja načrtov sanacije v praksi.
Sampling of crisis banks Full access to the supervisory files (e.g. notes, assessments, operational acts, draft and final decisions, communication/ consultation with internal and external stakeholders, agendas and minutes) on 5 banks in varying degrees of crisis, selected at random to cover all stages of the ECB’s crisis management process A limited selection of documents on 3 banks, each covering only one stage of the ECB’s crisis management and not arranged chronologically. 
Vzorčenje bank v krizi Popoln dostop do nadzornih spisov (npr. zapiskov, ocen, operativnih aktov, osnutkov in končnih zaključkov, sporočil / posvetovanj z internimi in zunanjimi deležniki, dnevnih redov in zapisnikov) za 5 bank v krizi različnih stopenj, ki so bile naključno izbrane, da se zajamejo na vse faze procesa kriznega upravljanja v ECB Omejen izbor časovno neurejenih dokumentov za 3 banke, od katerih je vsak prikazoval le eno stopnjo kriznega upravljanja v ECB Dokumenti so bili močno redigirani (izbrisani so bili datumi, najbolj relevantni regulativni podatki, avtorji, naslovniki in deli obrazložitve) Vzorec ni bil reprezentativen, saj je bil za vsako fazo predložen le en primer in tako za nobeno banko ni bilo dokumentacije za celoten postopek od začetka do konca.
Documents were pre-selected and heavily edited, thus we did not have full access to files. 
Dokumenti so bili izbrani vnaprej in so bili močno redigirani, zato Sodišče ni imelo popolnega dostopa do dokumentacije.
The information was insufficient for walk-through testing from the identification of a crisis to its end. 
Informacije niso bile zadostne za izvedbo sledilnega preizkusa od ugotovitve krize do njenega konca.
This sample was crucial to our assessment of certain key procedures (tests of controls and details), especially given that system documentation and guidance were often incomplete. 
Ta vzorec je bil bistvenega pomena za našo oceno nekaterih ključnih postopkov (preizkusi kontrol in podrobnosti), zlasti glede na to, da so bile sistemska dokumentacija in smernice pogosto nepopolne.
Walk-through tests, to verify the operational efficiency of the management of crisis preparation, identification, monitoring and response throughout the process, were not possible. 
Sledilni preizkusi za preverjanje operativne učinkovitosti pri upravljanju priprav na krizo, ugotavljanja krize, kriznega spremljanja in kriznega odzivanja v celotnem procesu niso bili mogoči.
Even in the few pre-selected documents we obtained, editing and the unavailability of underlying data substantially limited our capacity to assess the operational efficiency of management. 
Tudi pri tistih nekaj vnaprej izbranih dokumentih, ki so nam bili predloženi, je bila zaradi redigiranja in nedostopnosti temeljnih podatkov naša možnost za oceno operativne učinkovitosti pri upravljanju zelo omejena.
We were unable to perform walk-through tests, comprehensive tests of controls or substantive tests to verify the operational efficiency of the ECB’s crisis management activities (e. g. internal and external communication with the colleges and the SRB, crisis identification and response). 
Sodišče ni moglo opraviti sledilnih preizkusov, izčrpnih preizkusov kontrol ali preizkušanja podatkov, da bi preverilo operativno učinkovitosti dejavnosti kriznega upravljanja v ECB (npr. interno in zunanjo komunikacija s kolegiji in Enotnim odborom za reševanje, ugotavljanje kriz in krizno odzivanje).
We had to rely on the information provided to us and lacked all the background information we needed to assess processes. 
Zanesti smo se morali na informacije, ki so nam bile predložene, manjkale pa so vse informacije o ozadju, ki smo jih potrebovali za oceno procesov.
We cannot express an opinion on the operational efficiency of crisis management activities in practice. 
Sodišče ne more izreči mnenja o operativni učinkovitosti dejavnosti kriznega upravljanja v praksi.
Questions 1 to 5 are entities contact information requests of: country head office, entity name, and contact point name, email address and telephone number. 
Vprašanja 1 do 5 se nanašajo na kontaktne informacije subjektov: sedež v državi, ime subjekta in ime, e-naslov in telefonska številka kontaktne točke.
Standards provided by the EBA Question 6: How useful is EBA-GL-2015-02 (the EBA Guidelines on the minimum list of qualitative and quantitative recovery plan indicators)? 
Standardi, ki jih je določil Evropski bančni organ Vprašanje 6: Kako koristen je standard EBA-GL-2015–02 (smernice Evropskega bančnega organa o minimalnem seznamu kvalitativnih in kvantitativnih kazalnikov načrta sanacije)?
Question 7: Give details of any areas in which you found the guidelines to be incomplete (see Box 1.1). 
Vprašanje 7: Navedite podrobnosti o vseh področjih, na katerih po vašem mnenju smernice niso popolne katerih po vašem mnenju smernice niso popolne (glej okvir 1.1).
Question 13: Give details of any areas in which you found the standards to be incomplete (see Box 1.1). 
Izredno koristen 2 3 % 13 21 % 63 100 % (glej okvir 1.1).
Extremely useful 1 Very useful 9 Useful 28 Verypoor No reply Total Question 15: What could be done to further improve the aspects addressed by the questions above (see Box 1.1)? 2. 
Izredno koristen Zelo koristen Koristen Nekoliko koristen Sploh ni koristen Brez odgovora Skupaj 4 6 % 27 42 % 27 42 % 5 8 % 0 0 % 1 2 % okvir 1.1).
Extremely useful Very useful Useful Slightly useful Not at all useful No reply 4 6 % 27 42 % 27 42 % 5 8 % 0 0 % 1 2 % 64 100 % Slightly useful Not at all useful Not applicable No reply 17 0 2 7 Very fast reply Fast reply Adequate response time Slow reply No reply Not applicable No answer for this question Total 5 7 24 9 1 12 4 8% 11 % 39 % 15% 2% 19% 6 % Total Question 8: How useful is EBA/RTS/2014/11 (the EBA final draft Regulatory Technical Standards on the content of recovery plans)? Question 9: Give details of any areas in which you found the standards to be incomplete (see Box 1.1). 
Izredno koristen Zelo koristen Koristen 28 64 100 % Vprašanje 8: Kako koristen je Nekoliko koristen Sploh ni koristen Ni relevantno Brez odgovora Skupaj 1 9 17 0 2 7 64 2 % 14% 44% 27% 0% 3% 11% 100 % Zelo hiter odgovor Hiter odgovor Ustrezen odzivni čas Pozen odgovor Brez odgovora Ni relevantno Na to vprašanje ni bilo odgovora Skupaj 5 8 % 7 11% 24 39% 9 15% 1 2% 12 19% 4 6 % standard EBA/RTS/2014/11 (končni osnutek regulativnih tehničnih standardov Evropskega bančnega organa o vsebini načrtov sanacije)? Vprašanje 9: Navedite podrobnosti o vseh področjih, na katerih po vašem mnenju smernice niso popolne Vprašanje 14 – Ali menite, da so bile prvotne smernice Evropskega bančnega organa (EBA/REC/2013/02) o oblikovanju načrtov sanacije ustrezne na naslednjih področjih? (glej okvir 1.1).
62 100% Question 17: Are the ECB's replies Extremely useful Very useful Useful Slightly useful Not at all useful No reply 4 6 % 26 41 % 30 47 % 3 5 % 0 0 % 1 2 % 64 100 % Always Often Sometimes Rarely Never 4 6% 22 35% 17 27% 3 5% 0 0% 13 21% 35% 62 100% Total Question 10: How useful is EBA/GL/2014/06 (the EBA Guidelines on the range of scenarios to be used in recovery plans)? 
Izredno koristen Zelo koristen Koristen Nekoliko koristen Sploh ni koristen Brez odgovora Skupaj 4 6 % 26 41 % 30 47 % 3 5 % 0 0 % 1 2 % (a) Kazalniki in kalibracijske stopnje v načrtu sanacije 62 100 % Vprašanje 17: So odgovori ECB 64 100 % Vprašanje 10: Kako koristen je 35% 27% 5% 0% 21% 5 % 100 % standard EBA/GL/2014/06 (smernice Evropskega bančnega organa o vrsti scenarijev, ki se uporabljajo v načrtih sanacije)?
Extremely useful Very useful Useful 35 Slightly useful 9 (b) Recovery plan scenarios and options; Not applicable No reply Total Question 18: Do the ECB's replies improve the quality of the recovery plan? 2 16 3 % 25 % 55 % 14% (c) Identification of critical functions and core business lines. Not applicable No reply Total Question 19: Are the ECB's replies or guidance prior to submission of SURVEY OF SUPERVISED ENTITIES 2 % 14% 44% 27% 0% 3% 11% Total Question 14 - Do you consider the initial EBA guidance (EBA/REC/2013/02) on the development of recovery plans was adequate in the following areas? (a) Recovery plan indicators and calibration levels; Excellent Good Adequate Poor Very poor No reply Total 1 2 % 13 21% 13 21% 20 32% 3 5% 13 21% 63 100 % clear and well explained? 
Vprašanje 11: Navedite podrobnosti o vseh področjih, na (b) Scenariji in možnosti v načrtu sanacije Odlične 2 3% 0 13 3 62 VPRAŠALNIK ZA NADZOROVANE INSTITUCIJE Zelo koristen Koristen 35 Nekoliko koristen Sploh ni koristen Brez odgovora Skupaj 9 1 1 64 13% 30% 29% 6% 21% 100 % Vprašanje 12: Kako koristen je standard EBA/RTS/2014/12 (končni osnutek regulativnih tehničnih standardov Evropskega bančnega organa o oceni načrtov sanacije)? Vprašanje 13: Navedite podrobnosti o vseh področjih, na katerih po vašem mnenju smernice niso popolne (glej 4 13 63 Odlične Dobre Ustrezne Slabe Zelo slabe Brez odgovora Skupaj 1 13 13 20 3 13 63 2% 21% 21% 32% 5% 21% 100 % jasni in dobro obrazloženi?