natgillin/translations-raw huggingface dataset:
Tasks (a) to contribute to the establishment of high-quality common regulatory and supervisory standards and practices; (b) to contribute to the consistent application of legally binding Union acts; (c) to stimulate and facilitate the delegation of tasks and responsibilities among competent authorities; (d) to cooperate closely with the ESRB1; (e) to organise and conduct peer review analyses of competent authorities; (f) to monitor and assess market developments in the area of its competence; (g) to undertake economic analyses of markets to inform the discharge of the Authority’s functions; (h) to foster depositor and investor protection; (i) to contribute to the consistent and coherent functioning of colleges of supervisors, the monitoring, assessment and measurement of systemic risk, the development and coordination of recovery and resolution plans, providing a high level of protection to depositors and investors throughout the Union and developing methods for the resolution of failing financial institutions and an assessment of the need for appropriate financing instruments; (j) to fulfil any other specific tasks set out in this Regulation or in other legislative acts; (k) to publish on its website, and to update regularly, information relating to its field of activities; (l) to take over, as appropriate, all existing and ongoing tasks from the Committee of European Banking Supervisors (CEBS). 
Naloge (a) prispevati k oblikovanju visokokakovostnih skupnih regulativnih in nadzornih standardov in praks; (b) prispevati k dosledni uporabi pravno zavezujočih aktov Unije; (c) spodbujati in omogočati prenose nalog in pristojnosti med pristojnimi organi; (d) tesno sodelovati z ESRB1; (e) pripravljati in izvajati analize medsebojnih strokovnih pregledov pristojnih organov; (f) v okviru svoje pristojnosti spremljati in ocenjevati razvoj dogodkov na trgu; (g) opravljati ekonomske analize trgov za obveščenost pri opravljanju nalog Organa; (h) spodbujati varstvo vlagateljev in investitorjev; (i) prispevati k skladnemu in doslednemu delovanju kolegijev nadzornikov, spremljanju, ocenjevanju in merjenju sistemskega tveganja, razvijanju ter usklajevanju načrtov reševanja in sanacije, zagotavljanju visoke ravni zaščite vlagateljev in investitorjev po vsej Uniji in razvoju metod za saniranje finančnih institucij v težavah ter oceni potreb po ustreznih finančnih instrumentih; (j) izpolnjevati vse druge posebne naloge iz te uredbe ali iz drugih zakonodajnih aktov; (k) na svojem spletnem mestu objavljati in redno posodabljati informacije v zvezi s področjem svojega delovanja; (l) od Odbora evropskih bančnih nadzornikov (CEBS) po potrebi prevzeti vse obstoječe in že začete naloge.
Board of Supervisors Composed of the Chairperson, one representative per Member State (head of NSA2), Commission, ECB3, ESRB, EIOPA4 and ESMA5. 
Odbor nadzornikov Sestavljajo ga predsednik, po en predstavnik iz vsake države članice (vodja NNO2), Komisije, ECB3, ESRB, EIOPA4 in ESMA5.
Management Board Governance Composed of the Chairperson and six other members of the Board of Supervisors. 
Upravni odbor Sestavljajo ga predsednik in šest drugih članov odbora nadzornikov.
ADB001384EN04-12PP-CH067-12APCFIN-RAS-2011_EBA-OR.DOC 24/09/2012 
Predsednik Vodenje ADB001384SL04-12PP-CH067-12APCFIN-RAS-2011_EBA-TR.DOC 24.9.2012
Chairperson Executive Director Resources made available to the Authority in 2011 Products and services in 2011 Appointed by Board of Supervisors. 
Viri, ki so bili Organu na voljo v letu 2011 Proizvodi in storitve, zagotovljeni v letu 2011 8 Imenuje ga odbor nadzornikov.
Board of Appeal Joint body of the three ESAs. 
Odbor za pritožbe Skupno telo vseh treh evropskih nadzornih organov.
External Audit European Court of Auditors. 
Zunanja revizija Evropsko računsko sodišče.
Discharge Authority European Parliament. 
Organ za razrešnico Evropski parlament.
2011 Budget 12,7 million euro Including: European Union subsidy: Contributions from Member States: 7,4 million euro Contributions from observers: 0,2 million euro Staff as at 31 December 2011 40 temporary staff 6 contract staff 5 Seconded National Experts - EU-wide stress test of 90 banks across 21 countries with results published in July. - Bank recapitalization recommendation published in December. - Attended 54 Supervisory College meetings. - Informal technical advice to the EC on its proposal for a single rule book in relation to CRD6/CRR7 and other legislative proposals. - Guidelines on Internal Governance aiming at enhancing and consolidating supervisory expectations. - Guidelines on data collection on remuneration practices. - Implementation study on CEBS Guidelines on remuneration policies and practices that were published in December 2010. - Opinion providing technical remarks on various features in the consultation on possible EU framework for bank recovery and resolution. - Comments to a number of IASB8 proposals regarding draft IFRS9 in relation to accounting standards. - Comments to IAASB10 proposals regarding draft International Standards on Auditing. - Established a new Standing Committee for Financial Innovation to assist the Authority in fulfilling its tasks and responsibilities related to consumer protection. - 7 road shows and 9 training sessions organised for national supervisory authorities. - Organised over 180 meetings with external participants. 
Proračun za leto 2011 12,7 milijona EUR Ta zajema: subvencijo Evropske unije: 5,1 milijona EUR prispevke držav članic: 7,4 milijona EUR prispevke opazovalcev: 0,2 milijona EUR Število zaposlenih 31. decembra 2011 40 začasnih uslužbencev 6 pogodbenih uslužbencev 5 napotenih nacionalnih strokovnjakov - Vseevropski obremenitveni test, ki je zajel 90 bank iz 21 držav, rezultati pa so bili objavljeni julija. - Priporočilo o dokapitalizaciji bank, objavljeno decembra. - Udeležba na 54 sestankih kolegija nadzornikov. - Neuradno tehnično svetovanje EK pri njenem predlogu o uvedbi enotnega pravilnika v zvezi s CRD6/CRR7 in drugimi zakonodajnimi predlogi. - Smernice za notranje upravljanje, namenjene krepitvi in konsolidaciji pričakovanj glede nadzora. - Smernice za zbiranje podatkov o plačnih praksah. - Študija izvajanja smernic Odbora evropskih bančnih nadzornikov o plačni politiki in praksah, ki so bile objavljene decembra 2010. - Mnenje s tehničnimi pripombami o različnih značilnostih med posvetovanjem o možnem okviru EU za reševanje in sanacijo bank. - Pripombe k več predlogom IASB8 glede osnutka MSRP9 v zvezi z računovodskimi standardi. - Pripombe k predlogom IAASB10 v zvezi z osnutkom mednarodnih standardov revidiranja. - Ustanovitev novega stalnega odbora za finančne inovacije, ki bo pomagal Organu pri izvajanju njegovih nalog in odgovornosti na področju varstva potrošnikov. - Organiziranih 7 javnih predstavitev in 9 usposabljanj za nacionalne nadzorne organe. - Organiziranih več kot 180 srečanj z zunanjimi udeleženci.
5,1 million euro Source: Information supplied by the Authority. 
Vir: Podatki, ki jih je posredoval Organ.
EBA - European Banking Authority ABE - Autorité bancaire européenne THE AUTHORITY’S REPLY 12. 
EBA - European Banking Authority ABE - Autorité bancaire européenne ODGOVOR ORGANA 12.
2011 was the first year of activity for the EBA, whose Founding Regulation was published only on 15 December 2010. 
Leto 2011 je bilo prvo leto delovanja Evropskega bančnega organa, katerega ustanovna uredba je bila objavljena šele 15. decembra 2010.
The late publication did not allow for the timely recruitment of the necessary staff, and thus for the full implementation of the EBA’s work programme. 
Zaradi te pozne objave uredbe ni mogel pravočasno začeti postopkov zaposlovanja potrebnega osebja in posledično v celoti izvesti svojega delovnega programa.
Although not all of the EBA’s internal IT objectives were achieved, the ones pertaining to the core mission of the EBA, including the development and maintenance of a central database, were implemented. 
Čeprav niso bili doseženi vsi notranji cilji Organa na področju informacijske tehnologije, pa so bili izpolnjeni tisti, ki so povezani z njegovim osnovnim poslanstvom, vključno z razvojem in vzdrževanjem osrednje zbirke podatkov.
The EBA agrees with the comment that the EBA’s Financial Regulation (which is fully in line with the Framework Financial Regulation applicable to EU Agencies) does not adequately reflect the EBA’s financing structure. 
Organ se strinja s pripombo, da njegova finančna uredba (ki je v celoti usklajena z okvirno finančno uredbo, ki velja za agencije EU), ne odraža ustrezno njegove finančne strukture.
The three European Supervisory Authorities (ESAs) have undertaken joint action in order to find a sustainable solution with the European Commission. 
Vsi trije evropski nadzorni organi so sprejeli skupni ukrep, da bi z Evropsko komisijo našli trajnostno rešitev.
The three ESAs have expressed their request to the European Commission for a long term solution in the context of the 2014 ESAs’ review and, therefore, of a potential change to the respective ESAs’ regulations. 
Sporočili so ji, da si želijo najti dolgoročno rešitev v okviru pregleda vseh treh nadzornih organov leta 2014 in posledično morebitne spremembe njihovih posameznih uredb.
The EBA acknowledges those weaknesses experienced in the IT area in the very first months of the Authority’s establishment. 
Organ se zaveda teh slabosti, ki jih je izkusil na področju informacijske tehnologije v prvih mesecih začetka svojega delovanja.
Any non-compliance was promptly addressed in the third quarter of 2011 following the strengthening of the IT team. 
Neskladnost je bila nato odpravljena v tretjem četrtletju leta 2011 po okrepitvi skupine, pristojne za informacijsko tehnologijo.
The validation, which has been delayed because of the exceptional workload in the first year of the EBA’s activity, will be performed in 2012. 
Potrditev proračuna, ki je bila odložena zaradi izjemne delovne obremenitve v prvem letu delovanja Organa, bo izvedena v letu 2012.
The EBA inherited the majority of its procurement arrangements from its predecessor, CEBS Secretariat Ltd. 
Organ je večino sporazumov o javnem naročanju podedoval od svojega predhodnika, Odbora evropskih bančnih nadzornikov (CEBS), CEBS Secretariat Limited.
Due to the heavy workload and to the lack of resources during 2011, it was not possible to ensure full compliance with the EU procurement rules in the first year of the EBA’s activity. 
Zaradi hude delovne obremenitve in pomanjkanja virov v letu 2011 ni bilo mogoče zagotoviti popolne skladnosti s pravili EU o javnem naročanju v njegovem prvem letu delovanja.
The lack of full compliance with procurement rules in 2011 was acknowledged by the management, and appropriate exception notes were signed, where needed. 
Neskladnost s pravili EU o javnem naročanju je v letu 2011 priznalo tudi vodstvo, zato je po potrebi podpisalo ustrezna obvestila o izjemi.
A procurement plan setting priorities, has been drawn up, and the correction of the non compliance is a major objective for 2012. 
Pripravljen je bil načrt javnega naročanja, ki določa prednostne naloge, med katerimi je glavni cilj za leto 2012 odprava neskladnosti.
These criteria are all set before the examination of the applications in every selection procedure. 
Vsa ta merila so pri vsakem izbirnem postopku določena pred preučitvijo prijav.
TheEuropeanBankingAuthority(hereinafter“theAuthority”,aka“EBA”), which is located in London, was established by Regulation (EU) No 1093/2010 of the European Parliament and of the Council1. 
Evropskibančniorgan(vnadaljnjembesedilu:OrganaliEBA)ssedežemv Londonu je bil ustanovljen z Uredbo (EU) št.
The Authority’s task is to contribute to the establishment of high-quality common regulatory and supervisory standards and practices, to contribute to the consistent application of legally binding Union acts, to stimulate and facilitate the delegation of tasks and responsibilities among competent authorities, to monitor and assess market developments in the area of its competence and to foster depositor and investor protection2. INFORMATION IN SUPPORT OF THE STATEMENT OF ASSURANCE 2. 
Naloge Organa so prispevati k oblikovanju visokokakovostnih skupnih regulativnih in nadzornih standardov in praks, prispevati k dosledni uporabi pravno zavezujočih aktov Unije, spodbujati in omogočati prenose nalog in pristojnosti med pristojnimi organi, v okviru svoje pristojnosti spremljati in ocenjevati razvoj dogodkov na trgu ter spodbujati varstvo vlagateljev in investitorjev.2 INFORMACIJE V PODKREPITEV IZJAVE O ZANESLJIVOSTI 2.
TheauditapproachtakenbytheCourtcomprisesanalyticalaudit procedures, direct testing of transactions and an assessment of key controls of the Authority’s supervisory and control systems. 
RevizijskipristopSodiščavključujeanalitičnerevizijskepostopke, neposredno preizkušanje transakcij in oceno ključnih kontrol nadzornih in kontrolnih sistemov Organa.
Pursuant to the provisions of Article 287 of the Treaty on the Functioning of the European Union (TFEU), the Court has audited: 1 2 OJ L 331, 15.12.2010, p. 
Sodišče je v skladu z določbami člena 287 Pogodbe o delovanju Evropske unije (PDEU) revidiralo: (a) zaključni račun Organa, ki ga sestavljajo računovodski izkazi3 in poročila o izvrševanju proračuna4 za proračunsko leto, ki se je končalo 31. decembra 2013, ter 1 2 3 4 UL L 331, 15.12.2010, str.
Annex II summarises the Authority’s competences and activities. It is presented for information purposes. 
V Prilogi II, ki je predstavljena v informativne namene, so povzete pristojnosti in dejavnosti Organa.
The Director approves the annual accounts of the Authority after its accounting officer has prepared them on the basis of all available information and established a note to accompany the accounts in which he 3 4 5 6 These include the balance sheet and the economic outturn account, the cash flow table, the statement of changes in net assets and a summary of the significant accounting policies and other explanatory notes. 
Ti zajemajo bilanco stanja in izkaz poslovnega izida, izkaz denarnih tokov, izkaz sprememb čistih sredstev ter povzetek pomembnih računovodskih usmeritev in druga pojasnila. Ta vsebujejo izkaz realizacije proračuna in njegovo prilogo. ADB001949SL04-14PP-CH080-14APCFIN-RAS-2013_EBA-TR.DOC 1.7.2014
ADB001949EN04-14PP-CH080-14APCFIN-RAS-2013_EBA-OR.DOC 1.7.2014 7 Article 107 of Regulation (EU) No 1271/2013. 
ADB001949SL04-14PP-CH080-14APCFIN-RAS-2013_EBA-TR.DOC 1.7.2014 7 Člen 107 Uredbe (ES) št.
These standards require the Court to plan and perform the audit to obtain reasonable assurance as to whether the annual accounts of the Authority are free from material misstatement and the transactions underlying them are legal and regular. 
Ti standardi določajo, da mora Sodišče revizijo načrtovati in opraviti tako, da pridobi razumno zagotovilo, da je zaključni račun Organa brez pomembno napačnih navedb in da so z njim povezane transakcije zakonite in pravilne.
COMMENTS ON BUDGETARY MANAGEMENT 11.In 2013, the overall level of committed appropriations was 90 % as compared to 89 % in 2012, varying between 87 % for title I (staff expenditure), 98 % for title II (administrative expenditure) and 92 % for title III (operational expenditure). 
PRIPOMBI O UPRAVLJANJU PRORAČUNA 11.Leta 2013 je skupna stopnja odobrenih proračunskih sredstev, za katera so bile prevzete obveznosti, znašala 90 % (v primerjavi z 89 % v letu 2012) in se je gibala med 87 % za naslov I (odhodki za uslužbence), 98 % za naslov II (upravni odhodki) in 92 % za naslov III (operativni odhodki).
The commitment rate for title I was negatively impacted by the ADB001949EN04-14PP-CH080-14APCFIN-RAS-2013_EBA-OR.DOC 1.7.2014 6 Court of Justice’s decision against the indexation of staff salaries for the period 1 July 2011 to 30 June 2013 (1,8 million euro). 
Na stopnjo prevzetih obveznosti v naslovu I je negativno vplivala odločitev Sodišča Evropske unije proti indeksaciji plač zaposlenih za obdobje od 1 julija 2011 do 30. junija 2013 (1,8 milijona EUR).
12.Although the overall level of carry-overs decreased significantly to 3 876 564 euro (17 %) compared with 6 547 808 euro (36 %) for the previous year, carry-overs of committed appropriations remained relatively high for title II at 1 974 511 euro (35 %) and title III at 1 651 203 euro (36 %). 
12.Splošna stopnja prenosov se je sicer v primerjavi s prejšnjim letom bistveno zmanjšala, in sicer s 6 547 808 EUR (36 %) na 3 876 564 EUR (17 %), vendar pa so prenosi odobrenih proračunskih sredstev, za katera so bile prevzete obveznosti, za naslov II v višini 1 974 511 EUR (35 %) in naslov III v višini 1 651 203 EUR (36 %) ostali razmeroma visoki.
These carry-overs mainly result from the planned procurement of IT infrastructure and IT services, for which the contracts were concluded as planned in December 2013 and the related services will be provided in 2014. 
6 tehnologije, za katera so bile pogodbe sklenjene decembra 2013, kot je bilo načrtovano, storitve pa bodo zagotovljene leta 2014.
FOLLOW-UP OF PREVIOUS YEARS’ COMMENTS 13.An overview of the corrective actions taken in response to the Court's comments from previous years is provided in Annex I. This Report was adopted by Chamber IV, headed by Mr Milan Martin CVIKL, Member of the Court of Auditors, in Luxembourg at its meeting of 1 July 2014. 
SPREMLJANJE UPOŠTEVANJA PRIPOMB IZ PREJŠNJIH LET 13.Pregled popravljalnih ukrepov, sprejetih na podlagi pripomb Sodišča iz prejšnjih let, je v Prilogi I. To poročilo je sprejel senat IV, ki ga vodi Milan Martin CVIKL, član Evropskega računskega sodišča, v Luxembourgu na zasedanju 1. julija 2014.
For the Court of Auditors Vítor Manuel da SILVA CALDEIRA President ADB001949EN04-14PP-CH080-14APCFIN-RAS-2013_EBA-OR.DOC 1.7.2014 
Za Računsko sodišče Vítor Manuel da SILVA CALDEIRA Predsednik ADB001949SL04-14PP-CH080-14APCFIN-RAS-2013_EBA-TR.DOC 1.7.2014
1 Follow-up of previous years’ comments ANNEX I Year Court ́s comment Status of corrective action (Completed / Ongoing / Outstanding / N/A) 2011 The low budget execution rates show difficulties in budget planning and implementation. 
1 Spremljanje upoštevanja pripomb iz prejšnjih let PRILOGA I Leto Pripomba Sodišča Status popravljalnega ukrepa (zaključen / se izvaja / neizveden / ni relevantno) 2011 Nizke stopnje izvrševanja proračuna kažejo težave pri načrtovanju in izvrševanju proračuna. zaključen 2011 Proračun Organa za proračunsko leto 2011 je znašal 12,7 milijona EUR.
In accordance with its Founding Regulation1, 60 % of the 2011 budget was financed from Member States’ and EFTA countries’ contributions and 40 % from the Union budget. 
V skladu z uredbo o ustanovitvi Organa1 je bilo 60 % proračuna za leto 2011 financiranih iz prispevkov držav članic in držav Efte, 40 % pa iz proračuna Unije.
In compliance with Articles 15(4) and 16(1) of its Financial Regulation the full amount was then recorded in the accounts as a liability towards the European Commission. 
V skladu s členoma 15(4) in 16(1) finančne uredbe Organa je bil celoten znesek nato evidentiran v računovodskih izkazih kot obveznost do Evropske komisije. zaključen 2011 Organ mora povečati preglednost postopkov zaposlovanja: ponderji za izbirna merila in minimalni rezultati, potrebni za povabilo na razgovor ali uvrstitev na seznam primernih kandidatov, niso bili določeni pred preučitvijo prijav. zaključen ADB001949SL04-14PP-CH080-14APCFIN-RAS-2013_EBA-TR.DOC 1.7.2014
2 Year Court ́s comment Status of corrective action (Completed / Ongoing / Outstanding / N/A) 2012 In order to cover higher school fees, the Authority grants staff whose children attend primary or secondary school an education contribution in addition to the education allowances provided for in the Staff Regulations2. 
2 Leto Pripomba Sodišča Status popravljalnega ukrepa (zaključen / se izvaja / neizveden / ni relevantno) 2012 Zaradi višjih stroškov izobraževanja Organ uslužbencem z otroki, ki obiskujejo osnovno ali srednjo šolo, poleg dodatka za šolanje iz kadrovskih predpisov dodeli tudi prispevek za izobraževanje.2 Prispevki za izobraževanje so leta 2012 skupaj znašali približno 76 000 EUR.
Total 2012 education contributions amounted to some 76 000 euro. They are not covered by the Staff Regulations and therefore irregular. Ongoing3 2012 In accordance with the Authority’s IT strategy which was drawn up by its predecessor organisation4, the EBA’s IT core application systems were outsourced to an external IT provider5 until December 2013. 
Kadrovski predpisi teh prispevkov ne predvidevajo, zato so ti nepravilni. se izvaja3 2012 V skladu s strategijo za informacijske tehnologije Organa, ki jo je zasnoval predhodnik organa4, bo EBA do decembra 2013 najemala zunanjega ponudnika storitev informacijske tehnologije5, ki upravlja glavne aplikacije sistema informacijske tehnologije.
This poses risks related to the Authority’s limited control and supervision over its IT systems. Completed 2012 The overall level of appropriations committed was 89 %, varying between 84 % for title I (staff expenditure), 86 % for title II (administrative expenditure) and 100 % for title III (operational expenditure)6. 
1 3 Leto Pripomba Sodišča Status popravljalnega ukrepa (zaključen / se izvaja / neizveden / ni relevantno) 2012 Splošna raven odobrenih proračunskih sredstev je bila 89-odstotna in se je gibala med 84 % za naslov I (odhodki za zaposlene), 86 % za naslov II (upravni 6 odhodki) in 100 % za naslov III (operativni odhodki) .
Carry-overs of committed appropriations were high for title II (45 %) mainly for reasons beyond the Authority’s control, such as the unsuccessful attempt to find new premises and delays in the implementation of some IT projects for which it was difficult to obtain information needed from the predecessor organisation. 
Raven prenosov odobrenih proračunskih sredstev je bila za naslov II visoka (45 %), predvsem zaradi razlogov, na katere Organ ne more vplivati, kot so neuspešno iskanje novih prostorov in zamude pri izvajanju nekaterih projektov informacijske tehnologije, saj je bilo pridobivanje potrebnih podatkov od predhodnika Organa težavno.
For title III, carry-overs of committed appropriations were high (85 %), mainly due to the complexity and lengthy duration of two IT procurement procedures which however were carried out according to plan, delays in the launching and implementation of three other IT projects and the late invoicing for certain IT services by the suppliers. N/A ADB001949EN04-14PP-CH080-14APCFIN-RAS-2013_EBA-OR.DOC 1.7.2014 
Raven prenosov odobrenih proračunskih sredstev je bila za naslov III visoka (85 %), kar je posledica zlasti dveh zapletenih in dolgotrajnih postopkov javnega naročanja na področju informacijske tehnologije, ki sta sicer bila izvedena kot načrtovano, zamud pri začetku in izvajanju treh drugih projektov informacijske tehnologije, ponudniki pa so pozno fakturirali nekatere storitve informacijske tehnologije. ni relevantno 2012 Sodišče je pri revidiranih postopkih za zaposlovanje v zvezi s preglednostjo in enakopravnostjo ugotovilo naslednje pomanjkljivosti: kandidati so bili ocenjeni s seštevkom rezultatov namesto s posameznim rezultatom za vsako izbirno merilo in ni bilo dokazov, da so bila vprašanja za razgovore in pisne preizkuse določena pred dnevom pregleda prijav. zaključen Člen 62(1) Uredbe (EU) št.
Article 3 of Annex VII provides for twice the basic allowance of 252,81 euro = 505,62 euro. 
2 3 4 5 6 4 Člen 3 Priloge VII določa, da se osnovni dodatek v višini 252,81 EUR lahko podvoji na 505,62 EUR.
For 3 of the 9 schools concerned contracts had yet to be concluded in 2013. 
Za 3 zadevne šole od 9 pogodbe leta 2013 še niso bile podpisane.
Committee of European Banking Supervisors. 
Odbor evropskih bančnih nadzornikov.
Following an analysis of needs for the remaining part of the year, the budget was revised and appropriations were reduced by 8,9 % in September 2012. 
Septembra 2012 je bil proračun po analizi potreb za preostali del leta revidiran, odobrena proračunska sredstva pa so se zmanjšala za 8,9 %.
ADB001949EN04-14PP-CH080-14APCFIN-RAS-2013_EBA-OR.DOC 1.7.2014 
ADB001949SL04-14PP-CH080-14APCFIN-RAS-2013_EBA-TR.DOC 1.7.2014