natgillin/translations-raw huggingface dataset:
The wording of the SSM Regulation and the BRRD is not consistent, there are possible overlaps, and there is no clear hierarchy between individual measures. 
Ubeseditev uredbe o enotnem mehanizmu nadzora in direktive o sanaciji in reševanju bank ni dosledna, možna so prekrivanja, hkrati pa ni jasne hierarhije med posameznimi ukrepi.
In addition, there is a risk that differences in the way the BRRD has been enacted in the national legislation of participating countries has aggravated existing inconsistencies. 
Poleg tega obstaja tveganje, da so se zaradi načina prenosa direktive o sanaciji in reševanju bank v nacionalno zakonodajo sodelujočih držav obstoječe nedoslednosti še povečale.
Having identified these challenges, the ECB conducted a survey of NCAs early in 2016 and reported to the Commission the conclusion that the legislation should further clarify early intervention and its relation to regular supervisory measures in order to ensure its efficient use. 
Ko je ECB ugotovila te izzive, je v začetku leta 2016 izvedla anketo med pristojnimi nacionalnimi organi in poročala Komisiji o zaključku, da bi morala biti v zakonodaji podrobneje pojasnjena zgodnje posredovanje in njegova primerjava z običajnimi 41
However no processes or guidance have been developed as a result to help the ECB staff dealing with the challenges identified. 
Vendar posledično niso bil razvit noben proces ali smernice za pomoč osebju ECB, ki se ukvarja z ugotovljenimi izzivi.
The ECB has not compiled a comprehensive list of specific actions that could be taken under specific circumstances, and the legal powers they could be based on. 
ECB ni pripravila izčrpnega seznam specifičnih ukrepov, ki jih je mogoče sprejeti v specifičnih razmerah, in pravnih pooblastil, s katerimi bi lahko bili utemeljeni.
Moreover, the ECB has not analysed which early intervention or other measures are best suited for use. 
Poleg tega ECB ni izvedla analize, katere ukrepe zgodnjega posredovanja ali druge ukrepe je najprimerneje uporabiti.
This increases the risk that the appropriate measures might not be taken. 
To povečuje tveganje, da morda ne bodo sprejeti ustrezni ukrepi.
Doing these things would improve the consistency of the ECB’s decision-making on its exercise of these powers, improving operational efficiency in the way the process is managed. 
Če bi izvedli našteto, bi izboljšali doslednost ECB pri odločanju o izvrševanju njenih pooblastil, s tem pa izboljšali operativno učinkovitost v načinu upravljanja tega procesa.
This adversely affects operational efficiency in its management of responsiveness. 
To negativno vpliva na operativno učinkovitost pri upravljanju odzivnosti.
There is no evidence of a procedure for ensuring that the findings from the recovery plan assessment concerning banks’ credibility and feasibility studies are used. ... on monitoring the implementation of supervisory measures ... 
Ni dokazov, da obstaja postopek, s katerim bi se zagotovilo, da se ugotovitve iz ocene načrta sanacije o študijah verodostojnosti in izvedljivosti načrta, ki so jih izvedle banke, tudi uporabljajo. ... o spremljanju izvajanja nadzornih ukrepov ...
When supervisory measures are imposed, JSTs are expected to monitor their implementation and assess the results. 
Kadar se naložijo nadzorni ukrepi, naj bi skupne nadzorniške skupine spremljale njihovo izvajanje in ocenile rezultate.
No specific ECB operational guidance exists in this respect. 
Posebnih operativnih smernic ECB v zvezi s tem ni.
For instance there is no explicit description of the frequency of the necessary updates, which measures will need escalation in their monitoring, or the extension of deadlines. 
Ni na primer nobenega izrecnega opisa tega, kako pogoste morajo biti posodobitve, katere ukrepe bo treba podrobneje spremljati in kako se podaljšujejo roki.
An internal audit report has highlighted significant weaknesses in the general system for monitoring envisaged supervisory risk mitigating measures or requirements set in ongoing supervision (see paragraph 87), which raises doubts about the systematic nature of follow-up. ... on the clarity of the guidance on FOLTF assessments 107. 
V poročilu o notranji reviziji je bilo ugotovljeno, da obstajajo velike slabosti v splošnem sistemu za spremljanje predvidenih nazornih ukrepov za zmanjšanje tveganja ali zahtev, določenih v okviru stalnega nadzora (glej odstavek 87), kar vzbuja dvome o tem, ali je nadaljnje spremljanje sistematično. ... o jasnosti smernic v zvezi z oceno, ali banka propada ali bo verjetno propadla 107.
If the situation deteriorates further, for example because measures turn out to not be effective, the ECB may have to make a FOLTF assessment of the bank in question. 
Če se razmere še poslabšajo, na primer zato ker se ukrepi izkažejo za neuspešne, bo morala ECB morda opraviti oceno, ali banka propada ali bo verjetno propadla.
Article 32(4) BRRD lists the circumstances in which a bank should be deemed to be FOLTF. 
V členu 32(4) Direktive o sanaciji in reševanju bank so določene okoliščine, v katerih se šteje, da banka propada ali bo verjetno propadla.
An EBA guideline on FOLTF assessments sets out a number of objective elements on which this supervisory decision should be based. 
Smernica Evropskega bančnega organa o oceni, ali banka propada ali bo verjetno propadla, določa več objektivnih elementov, na katerih mora temeljiti nadzorniška odločitev.
The ECB has produced its own internal guidance on implementing this guideline. 
ECB je pripravila svoje interne smernice o izvajanju te smernice.
However, the result is much narrower in scope and detail than the original guideline. 
Vendar pa imajo ta veliko ožji obseg in so manj podrobne kot originalna smernica.
In particular, there is no discussion of the objective elements that the EBA guidelines mention for the purpose of the assessment, and no instruction to staff on how they are to be used29. 29 43 The relevant guideline states “While the determination that an institution is failing or likely to fail remains the discretionary assessment of the relevant authority, these Guidelines set forth broad elements on the basis of which this judgment should be based. 
Zlasti niso nikjer obravnavani objektivni elementi za izvedbo ocene, ki jih omenjajo smernice Evropskega bančnega organa, prav tako pa ni navodil za osebje o tem, kako naj se uporabljajo.28 Po našem mnenju v navodilih tudi ni opredeljenih potencialnih kršitev ureditev korporativnega upravljanja, ki jih je v skladu s smernicami Evropskega bančnega organa treba upoštevati v zvezi s tem.
Given that the ECB’s internal guidance is intended to explain the requirements of the EBA guidelines from an operational perspective but does not fully do so, the design of the process to manage FOLTF assessments cannot be said to be fully operationally efficient. ... and on training activities and simulation exercises to enhance the operational efficiency of management 110. The CRM has organised training on crisis management, and the overall feedback from participants has been positive. 
Glede na to, da interne smernice ECB, s katerimi naj bi se z operativnega vidika pojasnile zahteve smernic Evropskega bančnega organa, tega v celoti ne dosežejo, je mogoče trditi, da zasnova procesa za upravljanje ocenjevanj, ali banka propada ali bo verjetno propadla, ni popolnoma operativno učinkovita. ... in o dejavnostih usposabljanja in simulacijskih vajah za izboljšanje operativne učinkovitosti pri upravljanju 110. Oddelek za krizno upravljanje je organiziral usposabljanje na področju kriznega upravljanja.
However, more emphasis should have been placed on training on the early intervention framework. 
Vendar bi bilo treba več pozornosti nameniti usposabljanju o okviru za zgodnje posredovanje.
The participation of NCA staff in certain JSTs has been poor in areas related to crisis management. 
Sodelovanje osebja pristojnih nacionalnih organov v nekaterih skupnih nadzorniških skupinah je bilo na področjih, povezanih s kriznim upravljanjem, skromno.
In addition, the ECB has not set up structured feedback sessions with JSTs to identify training needs in addition to those mentioned above. 
Poleg tega ECB ni vzpostavila strukturiranih srečanj s skupnimi nadzorniškimi skupinami za obravnavo povratnih informacij, pri katerih bi se ugotovile potrebe glede usposabljanja poleg tistih, ki so bile že omenjene.
As part of crisis preparation, the CRM Division is responsible, in close cooperation with NCAs, for the organisation of crisis management simulation exercises. 
V okviru priprav na krizo je oddelek za krizno upravljanje, odgovoren, da v tesnem sodelovanju z nacionalnimi pristojnimi organi organizira simulacijske vaje na področju kriznega upravljanja.
However, no such exercises to date have covered the early stages of a potential crisis or the early intervention phase. 
Vendar doslej nobena taka vaja ni zajemala zgodnjih faz potencialne krize ali faze zgodnjega posredovanja.
There was no documentation indicating that the ECB has drawn up specific methodology or guidance in this respect, or that it plans to do so in the near future. 
Ni bilo dokumentacije, ki bi dokazovala, da je ECB v zvezi s tem pripravila posebno metodologijo ali smernice ali da namerava to storiti v bližnji prihodnosti.
Documentation of crisis response in early intervention assessments needs improvement 112. 
Dokumentacijo o kriznem odzivanju v ocenah za zgodnje posredovanje je treba izboljšati 112.
The ECB did provide us with documentation and information which allowed some real insight into the relevant processes in relation to the management of early intervention processes, but with limitations, and redactions. 
ECB nam je sicer predložila dokumentacijo in informacije, ki so v določeni meri omogočale dejanski vpogled v relevantne procese v zvezi z upravljanjem procesov zgodnjega posredovanja, vendar so bile te nepopolne in redigirane.
As a result, we cannot draw an overall conclusion to confirm that the ECB has established an operationally efficient management process to ensure it uses its early intervention powers in accordance with the regulatory other circumstances and information relevant for the institution. 
Zato ne moremo sprejeti splošnega zaključka, s katerim bi potrdili, da je ECB vzpostavila operativno učinkovit proces upravljanja, s katerim bi zagotovila, da svoja pooblastila za zgodnje posredovanje uporablja v skladu z regulativnim okvirom in ustreznimi smernicami Evropskega bančnega organa.
However, we did see cases where the ECB’s operational guidance for early intervention assessments was not adhered to. 
Vendar smo našli primere, pri katerih operativne smernice ECB v zvezi z oceno za zgodnje posredovanje niso bile upoštevane.
The evidence did not include examples of discussion of the legal authority for a proposed measure, be it under the SSM Regulation or under national legislation, as required by the ECB guidance. 
Med dokazi ni bilo primerov razprave o pravni pristojnosti za predlagane ukrepe na podlagi uredbe o enotnem mehanizmu nadzora ali nacionalne zakonodaje, kot to zahtevajo smernice ECB.
This is reportedly considered in other documents which were not shown to us. 
To naj bi bilo obravnavano v drugih dokumentih, ki pa nam niso bili predloženi.
The early intervention assessments that we saw also contained no discussion of available measures as part of an operationally efficient process for choosing the most appropriate among them. 
Ocene za zgodnje posredovanje, ki so nam bile predložene, prav tako niso vsebovale razprav o razpoložljivih ukrepih, ki bi bile del operativno učinkovitega procesa za izbiro najprimernejšega med njimi.
In most cases, it was unclear from the assessment itself how the proposed measure would address the infringement or likely infringements. 
V večini primerov iz ocene same ni bilo razvidno, kako naj bi se s predlaganim ukrepom obravnavala kršitev ali verjetne kršitve.
The ECB’s operational guidance on early intervention measures states that consideration should be given to whether a measure was necessary, suitable and adequate. 
V operativnih smernicah ECB o ukrepih za zgodnje posredovanje je navedeno, da je treba preučiti, ali je ukrep potreben, primeren in ustrezen.
These aspects were not assessed in the evidence we saw. 
V dokazih, ki so nam bili predloženi, ti vidiki niso bili ocenjeni.
A discussion of previous measures was also omitted, even where they were similar to the new proposals. 
Prav tako ni bilo razprave o preteklih ukrepih, tudi če so bili podobni novim predlogom.
This contravenes an explicit requirement in the ECB’s guidance. 
To je v nasprotju z izrecno zahtevo v smernicah ECB.
The documents provided to us did not clearly and explicitly explain why the JST considered that the proposed measures would address the identified weaknesses in a reasonable time. 
V dokumentih, ki so nam bili predloženi, ni bilo jasno in izrecno pojasnjeno, zakaj je skupna nadzorniška skupina mislila, da se bodo s predlaganimi ukrepi ugotovljene slabosti odpravile v razumnem času.
We also saw no evidence that the ECB had explicitly considered recovery actions or other measures specified in a recovery plan in this light, or that it was prepared to draw attention to cases where it felt that none of the proposed recovery options could address the problem. 
Prav tako nismo videli nobenega dokaza, da je ECB izrecno obravnavala ukrepe za sanacijo ali druge ukrepe, določene v načrtu sanacije, ali da je bila pripravljena opozoriti na primere, pri katerih je menila, da se problema ne da rešiti z nobeno od predlaganih možnosti.
In most cases it remained unclear whether the ECB had actually attempted to quantify the magnitude of an identified problem before its crisis response. 
V večini primerov je ostalo nejasno, ali je ECB dejansko poskušala količinsko opredeliti razsežnost ugotovljenega problema pred svojim kriznim odzivanjem.
In particular, there was no procedure for targeting on-site inspections to quantify the impact of unrecognised and likely losses and other factors not yet reflected in a bank’s figures. 
Zlasti ni bilo nobenega postopka za to, da bi bili inšpekcijski pregledi na kraju samem ciljno usmerjeni na količinsko opredelitev učinka nepripoznanih ali verjetnih izgub in drugih dejavnikov, ki še niso bili prikazani v izkazih banke.
The assessments we saw lacked clarity as to whether the breach or likely breach could be addressed by the proposed measures in a timely manner, although this is an explicit requirement in the ECB guidance. 45 
V ocenah, ki smo jih preučili, ni bilo jasno navedeno, ali bi bilo kršitev ali verjetno kršitev s predlaganim ukrepom mogoče pravočasno obravnavati, čeprav je to izrecna zahteva smernic ECB.
On the basis of the evidence we saw, we were unable to confirm that the ECB efficiently monitors the implementation of early intervention measures. 
Na podlagi dokazov, ki so nam bili predloženi, Sodišče ni moglo potrditi, da ECB učinkovito spremlja izvajanje ukrepov za zgodnje posredovanje.
In particular, we could not establish whether there is rapid follow-up, either in the form of additional measures or in that of a FOLTF assessment, as provided for in the ECB’s crisis management processes. 
Zlasti nismo mogli ugotoviti, ali obstaja hitro nadaljnje ukrepanje, bodisi kot dodatni ukrepi bodisi kot ocena, ali banka propada ali bo verjetno propadla, kot je določeno v procesih za krizno upravljanje ECB.
The evidence provided only allowed us to audit selected aspects of the operational efficiency of the ECB’s crisis response. 
Na podlagi dokazov, ki so nam bili predloženi, smo lahko revidirali le izbrane vidike operativne učinkovitosti kriznega odzivanja ECB.
We were limited to documents which the ECB chose to provide to us, and these were not sufficient for us to reach an overall conclusion on the implementation of the operational processes of crisis management. 
Omejeni smo bili na dokumente, ki se nam jih je odločila predložiti ECB, ti pa niso bili zadostni, da bi na njihovi podlagi lahko sprejeli splošen zaključek o izvajanju operativnih postopkov kriznega upravljanja.
CONCLUSIONS AND RECOMMENDATIONS 120. 
ZAKLJUČKI IN PRIPOROČILA 120.
In its supervisory role, the ECB has established a substantial framework for crisis management procedures, however, significant improvements are still needed: (a) The organisational set-up is satisfactory and ensures that, overall, there is an adequate flow of information within the ECB. 
ECB je v okviru svoje nadzorniške vloge vzpostavila obsežen okvir za postopke kriznega upravljanja, vendar so potrebne še znatne izboljšave. (a) Organizacijska ureditev je zadovoljiva in zagotavlja, da na splošno obstaja ustrezen pretok informacij znotraj ECB.
The processes for external cooperation and coordination can be improved. (b) We have identified some flaws in the operational crisis management framework as well as signs of inefficient implementation which are detailed in the conclusions that follow. 
45 (b) Ugotovili smo nekatere pomanjkljivosti v operativnem okviru za krizno upravljanje ter znake neučinkovitega izvajanja, ki so podrobno opisani v zaključkih, ki sledijo.
Organisational setup 121. 
Organizacijska struktura 121.
The organisational set-up is satisfactory, despite weaknesses in the initial planning phase (paragraphs 17 to 23). 
Organizacijska struktura je zadovoljiva kljub slabostim v fazi začetnega načrtovanja (odstavki 17 do 23).
Overall, recruitment to the CRM was efficient (paragraphs 24 to 25). 
Zaposlovanje v oddelek za krizno upravljanje je bilo v splošnem učinkovito (odstavka 24 in 25).
The ECB currently lacks procedures for reassessing staffing needs and redeploying personnel to JSTs dealing with a crisis situation (paragraph 25). 
ECB trenutno nima postopkov za ponovno oceno kadrovskih potreb in prerazporeditev osebja v skupne nadzorniške skupine, ki se ukvarjajo s kriznimi razmerami (odstavek 25).
Cooperation and coordination with regard to crisis management 122. 
Sodelovanje in usklajevanje v zvezi s kriznim upravljanjem 122.
The setting-up of coordination and cooperation with other authorities is still not complete. 
Vzpostavitev usklajevanja in sodelovanja z drugimi organi še ni zaključena.
There is only limited operational guidance to ensure that, in a crisis situation, JSTs can manage their supervisory college related tasks in a consistent and efficient manner (paragraphs 29 to 31). 
Obstajajo le nepopolne operativne smernice, s katerimi bi se zagotavljalo, da lahko skupne nadzorniške skupine v kriznih razmerah svoje naloge, ki se nanašajo na kolegij nadzornikov, opravljajo dosledno in učinkovito (odstavki 29 do 31).
In addition, there is not yet an internal framework of rules for the supplementary supervision of financial conglomerates (paragraph 32). 
Poleg tega še ni vzpostavljen interni okvir pravil za dopolnilni nadzor finančnih konglomeratov (odstavek 32).
The ECB’s cooperation with the SRB rests on the sharing and exchange of information relevant for the performance of their tasks. 
Sodelovanje ECB z Enotnim odborom za reševanje temelji na posredovanju in izmenjavi informacij, ki so relevantne za opravljanje njunih nalog.
The SRB receives access to a broader set of information in the early intervention phase, when deemed appropriate by the ECB or whenever requested by SRB. 
Enotni odbor za reševanje dobi v fazi zgodnjega posredovanja dostop do širšega nabora informacij, kadar je to po mnenju ECB ustrezno ali kadar to sam zahteva.
However, the level of information made available does not automatically increase when the financial condition of a bank deteriorates (paragraphs 34 to 39). 
Vendar se obseg razpoložljivih informacij, kadar se poslabša finančni položaj katere od bank, ne poveča samodejno (odstavek 34 do 39).
47 Recommendation 1 The ECB should enhance its cooperation with external actors by: (a) pursuing its efforts to conclude WCCAs for all supervisory colleges for which the ECB is the consolidating supervisor and improving information exchange with the SRB. The latter should be addressed in the current process of revising the memorandum of understanding between the two institutions. (b) adopting internal framework for the supplementary supervision of FICOs. 
46 Priporočilo 1 ECB naj okrepi sodelovanje z zunanjimi akterji tako, da: (a) nadaljuje svoja prizadevanja za sklenitev pisnih dogovorov o usklajevanju in sodelovanju z vsemi kolegiji nadzornikov, pri katerih je konsolidacijski nadzornik, in izboljša izmenjavo informacij z Enotnim odborom za reševanje. Slednjega naj vključi v sodelovanje pri trenutnem procesu spremembe memoranduma o soglasju med obema institucijama; (b) sprejme interni okvir za dopolnilni nadzor finančnih konglomeratov.
Recovery planning 124. 
Načrtovanje sanacije 124.
The ECB has designed appropriate internal monitoring procedures for the recovery plan assessment process (paragraph 51) and set a consistent time line for the submission of recovery plans (paragraph 47). 
ECB je zasnovala ustrezne interne postopke spremljanja za proces ocenjevanja načrtov sanacije (odstavek 51) in določila dosledno časovnico za predložitev teh načrtov (odstavek 47).
Some inherent challenges remain in the context of the supervisory colleges (paragraphs 48 to 49). 
Ostajajo pa nekateri inherentni izzivi v okviru kolegijev nadzornikov (odstavka 48 in 49).
The assessment of plans may involve national experts, which can mean governance risks (paragraph 50). 
Pri oceni načrtov sanacije lahko sodelujejo nacionalni strokovnjaki, kar lahko predstavlja tveganje v zvezi z upravljanjem (odstavek 50).
Sufficient guidance has been provided on most aspects, with the exception of recovery planning indicators (paragraphs 51 to 54). 
Glede večine vidikov so bile vzpostavljene zadostne smernice, razen pri kazalnikih v zvezi z načrtovanjem sanacije (odstavki 51 do 54).
The ECB has operationalised all legal requirements in an efficient assessment tool, but we found no additional summary report and no systematic procedure for using assessments in ongoing supervision crisis identification and management tasks (paragraphs 55 to 61). 
ECB je vse pravne zahteve uresničila v učinkovitem orodju za ocenjevanje, vendar nismo odkrili dodatnih zbirnih poročil niti sistematičnega postopka za uporabo ocen pri nalogah ugotavljanja kriznih razmer in kriznega upravljanja v okviru stalnega nadzora (odstavki 55 do 61).
Overall, the feedback received from supervised entities was positive (paragraphs 62 to 64). 
V splošnem so bile povratne informacije, prejete od nadzorovanih subjektov, pozitivne (odstavki 62 do 64).
However, owing to limitations on the documentation we were able to obtain, we cannot conclude on the operational efficiency of the recovery plan assessment process in practice (paragraphs 65 to 66). 
Vendar zaradi omejitev dokumentacije, ki smo jo lahko pridobili, ne moremo sprejeti zaključkov o operativni učinkovitosti procesa ocenjevanja načrtov sanacije v praksi (odstavka 65 in 66). 47
Crisis identification 125. 
Ugotavljanje krize 125.
Current guidance on crisis identification is underdeveloped and does not specify objective criteria which would contribute to the operational efficiency of management (paragraphs 67 to 72). 
Trenutne smernice o ugotavljanju krize niso dovolj razvite, v njih pa niso določena objektivnih merila, ki bi prispevala k operativni učinkovitosti pri upravljanju (odstavki 67 do 72).
Crisis identification procedures are in place, but there is no set of indicators with clear thresholds for determining the deterioration of a supervised entity. 
Postopki za ugotavljanje krize so vzpostavljeni, vendar ni sklopa kazalnikov z jasnimi mejnimi vrednostmi, s katerimi bi se ugotovilo poslabšanje položaja nadzorovanega subjekta.
This too adversely affects the operational efficiency of crisis management (paragraphs 73 to 79). 
Tudi to negativno vpliva na operativno učinkovitost pri kriznem upravljanju. odstavki 73 do 79).