natgillin/translations-raw huggingface dataset:
Credit institutions may recognise funded and unfunded credit protection in the LGD in accordance with the provisions of Articles 90 to 93.
kreditne institucije lahko priznajo stvarno in osebno kreditno zavarovanje v LGD v skladu z določbami iz členov 90 do 93.
Credit institutions may use Advanced Measurement Approaches based on their own internal risk measurement systems, provided that the competent authority expressly approves the use of the models concerned for calculating the own funds requirement.
Kreditne institucije lahko uporabljajo napredne pristope za merjenje operativnega tveganja na podlagi lastnih notranjih sistemov merjenja tveganja, če pristojni organ izrecno odobri uporabo zadevnih modelov za izračun zahtev po lastnih virih sredstev.
Credit institutions may use internal pricing methods to allocate the indicator between business lines.
Kreditne institucije lahko uporabijo notranje metode oblikovanja cen, da kazalec razporedijo med poslovnimi področji.
Credit institutions must hold adequate own funds on an ongoing basis and state the minimum level of those own funds.
Kreditne institucije morajo stalno vzdrževati ustrezne lastne vire sredstev in navajati minimalno raven navedenih lastnih virov sredstev.
Credit institutions must satisfy their competent authorities that they meet the qualifying criteria set out in Annex X, Part 3.
Kreditne institucije morajo pristojnim organom dokazati, da izpolnjujejo kvalifikacijske kriterije iz dela 3 Priloge X.
Credit institutions must take all steps necessary to fulfil local requirements in respect of the enforceability of security interest.
Kreditne institucije morajo sprejeti vse potrebne ukrepe za izpolnjevanje lokalnih zahtev glede prisilne izvršljivosti pravic iz zavarovanja.
Credit institutions not using own estimates of LGDs and/or conversion factors shall collect and store data on comparisons of realised LGDs to the values as set out in Part 2, paragraph 8 and realised conversion factors to the values as set out in Part 3, paragraph 11.
kreditne institucije, ki ne uporabljajo lastnih ocen LGD in/ali konverzijskih faktorjev, zbirajo in hranijo podatke o primerjavah dejanskih LGD z vrednostmi, navedenimi v odstavku 8 dela 2, ter dejanskih konverzijskih faktorjev z vrednostmi, navedenimi v odstavku 11 dela 3.
Credit institutions operating across borders could be subject to materially different treatment to competitors operating in the same market.
Za ćezmejne kreditne institucije bi lahko veljala bistveno različna obravnava v primerjavi s konkurenti, ki poslujejo na istem trgu.
Credit institutions operating across borders could be subject to materially different treatment to competitors operating in the same market.
Za čezmejne kreditne institucije bi lahko veljali bistve različni postopki kot za konkurente, ki poslujejo na istem trgu.
Credit institutions operating across borders could be subject to materially different treatment to competitors operating in the same market.
Čezmejne kreditne institucije bi bile lahko podvržene materialno različnim postopkom v primerjavi s konkurenti, ki poslujejo na istem trgu.
Credit institutions operating across borders could be subject to materially different treatment to competitors operating in the same market.
Čezmejne kreditne institucije bi bile lahko predmet materialno različne obravnave v primerjavi s konkurenti, ki poslujejo na istem trgu.
Credit institutions permitted to use own estimates of LGDs and conversion factors for an exposure class under Articles 84 to 89 which does not calculate the value of their exposures using the method referred to in the first subparagraph, may be permitted to use the approach set out in paragraph 9(1) above or the approach set out in point (o) of Article 113(3) above for calculating the value of exposures.
Kreditnim institucijam, ki imajo na podlagi členov 84 do 89 dovoljenje za uporabo lastnih ocen LGD in konverzijskih faktorjev za kategorijo izpostavljenosti, in ki ne izračunavajo vrednosti svojih izpostavljenosti s pomočjo metode iz prvega pododstavka, se za izračun vrednosti izpostavljenosti lahko dovoli uporaba pristopa iz odstavka 9(1) zgoraj ali pristopa iz točke (o) člena 113(3) zgoraj.
Credit institutions procedures shall ensure that any legal conditions required for declaring the default of the customer and timely collection of collateral are observed.
Postopki kreditnih institucij zagotavljajo spoštovanje pravnih pogojev v zvezi z ugotavljanjem neplačila in pravočasnim unovčenjem zavarovanja z denarnimi terjatvami.
Credit institutions shall also apply the same standards of analysis to participations and/or underwritings in securitization issues purchased from third parties whether such participations and/or underwritings are to be held on their trading or non-trading book.
Kreditne institucije uporabijo iste standarde za analizo tudi za udeležbe in/ali prevzem izdaj listinjenja, kupljenih od tretjih strani, ne glede na to, ali bodo te udeležbe in/ali prevzem v tržni ali bančni knjigi.
Credit institutions shall also consider their ability and willingness to prevent further drawings in circumstances short of payment default, such as covenant violations or other technical default events.
Kreditne institucije obravnavajo tudi svojo sposobnost in pripravljenost preprečevati nadaljnja črpanja v okoliščinah, ki ne predstavljajo neplačila, kakor so kršitve dogovorov ali drugi primeri tehničnih neplačil.
Credit institutions shall also determine whether more frequent publication than is provided for in paragraph 1 is necessary in the light of the criteria set out in Annex XII, Part 1, paragraph 4.
Kreditne institucije tudi ugotovijo, ali je glede na kriterije iz odstavka 4 dela 1 v Prilogi XII potrebno pogostejše objavljanje, kakor je določeno v odstavku 1.
Credit institutions shall also have regard to existing legal, regulatory and operational limitations to potential transfers of liquidity and unencumbered assets amongst legal entities, both within and outside the EEA.
Kreditne institucije upoštevajo tudi obstoječe pravne, ureditvene in operativne omejitve možnih prenosov likvidnosti in neobremenjenih sredstev med pravnimi osebami, tako znotraj kot zunaj EGP.
Credit institutions shall consider the potential impact of institution-specific, market-wide and combined alternative scenarios.
Kreditne institucije preučijo možni učinek različnih scenarijev, posebnih za institucijo, za cel trg ali kombiniranih.
Credit institutions shall demonstrate through empirical analyses the appropriateness of risk factors, including their ability to cover both general and specific risk.
Kreditne institucije z empiričnimi analizami dokažejo primernost dejavnikov tveganja, vključno z njihovo zmožnostjo zajeti splošno in posebno tveganje.
Credit institutions shall develop methodologies for the identification, measurement, management and monitoring of funding positions, in particular through a system of limits.
Kreditne institucije razvijejo metodologije za prepoznavanje, merjenje, upravljanje in spremljanje pozicij financiranja, zlasti preko sistema zgornjih meja.
Credit institutions shall employ robust procedures and processes to control risks arising from the use of collateral – including risks of failed or reduced credit protection, valuation risks, risks associated with the termination of the credit protection, concentration risk arising from the use of collateral and the interaction with the credit institution’s overall risk profile.
Kreditne institucije uveljavijo zanesljive postopke in procese za kontrolo tveganj iz naslova uporabe zavarovanj s premoženjem, vključno s tveganji neučinkovitosti ali zmanjšane učinkovitosti kreditnega zavarovanja, tveganji v zvezi z vrednotenjem, tveganji v zvezi s prenehanjem kreditnega zavarovanja, tveganjem koncentracije, ki nastane zaradi uporabe zavarovanja s premoženjem in medsebojnega vpliva med zavarovanjem in celotnim profilom tveganosti kreditne institucije.
Credit institutions shall explicitly address cases where several exposures benefit from the same collateral
Kreditne institucije izrecno obravnavajo primere, kjer je več izpostavljenosti kritih z istim zavarovanjem s premoženjem.
Credit institutions shall have a well-documented assessment and management system for operational risk with clear responsibilities assigned for this system.
Kreditne institucije imajo dobro dokumentiran sistem ocenjevanja operativnega tveganje in upravljanja z njim, z jasnimi odgovornostmi, dodeljenimi za ta sistem.
Credit institutions shall have conducted sufficient legal review confirming the enforceability of the collateral arrangements in all relevant jurisdictions.
Kreditne institucije opravijo zadosten pravni pregled, ki potrjuje prisilno izvršljivost zavarovanja z denarnimi terjatvami v vseh zadevnih pravnih redih.
Credit institutions shall have conducted sufficient legal review confirming the enforceability of the collateral arrangements in all relevant jurisdictions.
Kreditne institucije razpolagajo z dovolj natančnimi pravnimi pregledi, ki potrjujejo prisilno izvršljivost dogovorov o zavarovanjih s premoženjem v vseh zadevnih pravnih redih.
Credit institutions shall have procedures to ensure that ownership over the receivables and cash receipts is protected against bankruptcy stays or legal challenges that could materially delay the lender’s ability to liquidate or assign the receivables or retain control over cash receipts.
Kreditne institucije sprejmejo postopke, ki zagotavljajo zaščito lastništva denarnih terjatev in denarnih prejemkov pred stečajnimi zadržanji ali pravnimi izzivi, ki bi lahko bistveno zadržali posojilodajalčevo zmožnost unovčiti ali dodeliti denarne terjatve ali obdržati kontrolo nad denarnimi prejemki.
Credit institutions shall have sound internal standards for situations where comparison of actual equity returns with the models estimates calls the validity of the estimates or of the models as such into question.
121. Kreditne institucije vzpostavijo zanesljive notranje standarde za primere, ko primerjava dejanskih donosov iz lastniških instrumentov z ocenami modelov spodbija veljavnost ocen ali modelov kot takih.
Credit institutions shall have sound internal standards for situations where deviations in realised PDs, LGDs, conversion factors and total losses where EL is used from expectations become significant enough to call the validity of the estimates into question.
113. Kreditne institucije vzpostavijo zanesljive notranje standarde za primere, ko odstopanja realiziranih PD, LGD, konverzijskih faktorjev in skupnih izgub, kjer se EL uporablja na osnovi pričakovanj, postanejo dovolj pomembna, da spodbijajo veljavnost ocen.
Credit institutions shall not include in own funds either the fair value reserves related to gains or losses on cash flow hedges of financial instruments measured at amortised cost, or any gains or losses on their liabilities valued at fair value that are due to changes in the credit institutions’ own credit standing.
Kreditne institucije v lastne vire sredstev ne vključujejo rezerv, nastalih zaradi vrednotenja na pošteno vrednost, povezanih z dobički ali izgubami pri varovanju denarnega toka finančnih instrumentov, merjenih po odplačni vrednosti, niti dobičkov ali izgub, nastalih na podlagi vrednotenja obveznosti po pošteni vrednosti, ki so posledica sprememb v boniteti samih kreditnih institucij .
Credit institutions shall pay the invoiced amount directly to the Board.
Kreditne institucije plačajo zaračunani znesek neposredno odboru.
Credit institutions shall regularly compare actual equity returns (computed using realised and unrealised gains and losses) with modelled estimates.
119. Kreditne institucije redno primerjajo dejanske donose iz lastniških instrumentov (izračunane z uporabo realiziranih in nerealiziranih dobičkov in izgub) z modeliranimi ocenami.
Credit institutions shall regularly compare realised default rates with estimated PDs for each grade and where realised default rates are outside the expected range for that grade credit institutions shall specifically analyse the reasons for the deviation.
110. Kreditne institucije redno primerjajo realizirane stopnje neplačil z ocenjenimi PD za vsaki bonitetni razred in v primerih, ko so realizirane stopnje neplačil izven pričakovanega obsega za navedeni bonitetni razred, kreditne institucije posebej analizirajo razloge za odstopanje.
Credit institutions shall review their estimates when new information comes to light but at least on an annual basis.
Kreditne institucije pregledajo svoje ocene, kadar se pojavijo nove informacije, vendar pa vsaj vsako enkrat letno.
Credit institutions shall use the following conversion factors:
Kreditne institucije uporabljajo naslednje konverzijske faktorje:
Credit institutions shall use the internal validation process to assess the performance of its internal models and processes in a consistent and meaningful way.
117. Kreditne institucije uporabljajo proces notranjega ovrednotenja za ocenjevanje delovanja svojih notranjih modelov in procesov na dosleden in smiseln način.
credit institutions situated in third countries the parent undertakings of which, whether credit institutions or financial holding companies, have their head offices in the Community.
kreditnimi institucijami v tretjih državah, katerih matična podjetja, bodisi da gre za kreditne institucije ali finančne holdinge, imajo sedeže v Skupnosti.
credit institutions the parent undertakings of which have their head offices situated in a third country; and
kreditnimi institucijami, katerih matična podjetja imajo sedeže v tretji državi;, in
Credit institutions using own estimates of LGDs or conversion factors shall also perform analogous analysis for these estimates.
Kreditne institucije, ki uporabljajo lastne ocene LGD ali konverzijskih faktorjev, opravijo podobne analize za navedene ocene.
credit institutions which are covered by Directive 2006/48/EC of the European Parliament and the Council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions (recast);
kreditne institucije, ki jih ureja Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij (preoblikovano);
Credit institutions which meet the minimum requirements for the use of own estimates of conversion factors as specified in Part 4 may use their own estimates of conversion factors across different product types, subject to approval of the competent authorities.
Kreditne institucije, ki izpolnjujejo minimalne zahteve za uporabo lastnih ocen konverzijskih faktorjev, kakor je navedeno v delu 4, lahko ob upoštevanju odobritve pristojnih organov uporabljajo lastne ocene konverzijskih faktorjev za različne vrste produktov.
Credit institutions which, on 1 January 1993, exceeded the limits laid down in Articles 51(1) and (2) shall have until 1 January 2003 to comply with them.
Kreditne institucije, ki so 1. januarja 1993 prekoračile zgornje meje, določene v členu 51(1) in (2), se morajo uskladiti s temi zgornjimi mejami do 1. januarja 2003.
Credit institutions will exchange Maltese lira notes and coins into euro banknotes and coins free of charge for their clients, and for non-clients up to the amount of MTL 250, until the end of March 2008.
Kreditne ustanove bodo do konca marca 2008 menjavale bankovce in kovance malteških lir v eurobankovce in eurokovance brezplačno za svoje stranke, za ostale pa do zneska 250 MTL.
credit institutions within the meaning of Directive 2000/12/EC;
kreditne institucije v smislu Direktive 2000/12/ES;
Credit institutions, in an internal banking market, engage in direct competition with each other, and the definitions and standards pertaining to own funds must therefore be equivalent.
Kreditne institucije na notranjem bančnem trgu neposredno konkurirajo druga drugi, zaradi česar morajo biti opredelitve in standardi, ki se nanašajo na lastne vire sredstev, enakovredni.
Credit institutions, investments firms, insurance undertakings, assurance undertakings, reinsurance undertakings, undertakings for collective investment in transferable securities (UCITS) and institutions for occupational retirement provision, may use those ratings as the reference for the calculation of their capital requirements for solvency purposes or for calculating risks in their investment activity.
Kreditne institucije, investicijska podjetja, zavarovalnice, pozavarovalnice, kolektivni naložbeni podjemi za vlaganja v prenosljive vrednostne papirje (KNPVP) in institucije za poklicno pokojninsko zavarovanje lahko te bonitetne ocene uporabljajo kot pomoč za izračun svojih kapitalskih zahtev za namene plačilne sposobnosti ali za izračunavanje tveganj svoje naložbene dejavnosti.
Credit institutions, investments firms, insurance, assurance and reinsurance undertakings, undertakings for collective investment in transferable securities (UCITS) and institutions for occupational retirement provision referred to in Article 2 may only use for regulatory purposes credit ratings which are issued by credit rating agencies established in the Community and registered in accordance with this Regulation.
Kreditne institucije, investicijska podjetja, zavarovalnice in pozavarovalnice, kolektivni naložbeni podjemi za vlaganja v prenosljive vrednostne papirje (KNPVP) in institucije za poklicno pokojninsko zavarovanje iz člena 2 lahko za regulativne namene uporabljajo samo bonitetne ocene, ki jih izdajo bonitetne agencije, ustanovljene v Skupnosti in registrirane v skladu s to uredbo.
Credit institutions, regulated under the Capital Requirements Directive, can also issue electronic money within the framework of the Electronic Money Directive.
Kreditne institucije, katerih delovanje je urejeno z Direktivo o kapitalskih zahtevah, lahko prav tako izdajajo elektronski denar v okviru Direktive o elektronskem denarju.
Credit institutions’ internal assessments of the performance of their models shall be based on as long a period as possible.
Notranje presoje delovanja modelov kreditnih institucij temeljijo na čim daljšem obdobju.
Credit institutions’ internal assessments of the performance of their rating systems shall be based on as long a period as possible.
Notranje presoje delovanja bonitetnih sistemov kreditnih institucij temeljijo na čim daljšem obdobju.
Credit intermediaries (Am.
Kreditni posredniki (spr.
Credit intermediaries shall be duly authorised to carry out the activities set out in Article 3(e) by a competent authority as defined in Article 4 in their home Member State.
Pristojni organ iz člena 4 izdajo kreditnim posrednikom ustrezno dovoljenje za opravljanje dejavnosti iz člena 3(e) v domači državi članici.
Credit intermediaries shall be of good repute.
kreditni posredniki imajo dober ugled.
Credit intermediaries shall hold professional indemnity insurance covering the territories in which they offer services, or some other comparable guarantee against liability arising from professional negligence, unless such insurance or comparable guarantee is already provided by a creditor or other undertaking on whose behalf the credit intermediary is acting or for which the credit intermediary is empowered to act or such undertaking has taken on full responsibility for the intermediary’s actions.
kreditni posredniki imajo sklenjeno zavarovanje poklicne odgovornosti, ki zajema ozemlja, na katerih ponujajo storitve, ali drugo primerljivo jamstvo za kritje odgovornosti v primeru poklicne malomarnosti, razen če je to zavarovanje ali primerljivo jamstvo že zagotovil dajalec kredita ali drugo podjetje, v imenu katerega deluje kreditni posrednik ali za katerega je kreditni posrednik pooblaščen, da deluje, ali če je to podjetje prevzelo polno odgovornost za njegovo delovanje.
Credit intermediaries who are not tied shall, at the consumer’s request, provide information on the variation in levels of commission payable by the different creditors providing the credit agreements being offered to the consumer.
Nepovezani kreditni posredniki na zahtevo potrošnika zagotovijo informacije o različnih višinah provizij, ki jim jih plačajo različni dajalci kreditov, ki zagotavljajo pogodbe, ki se ponudijo potrošniku.
Credit intermediaries: Prudential requirements and supervision
Kreditni posredniki: bonitetne zahteve in nadzor
Credit intermediaries: Registration and authorisation
Kreditni posredniki: registracija in odobritev
Credit is a consumer right, but a preliminary self-assessment of one's means and ability to repay a loan is necessary to avoid over-indebtedness.
Potrošnik ima pravico do posojila, vendar mora prej sam oceniti svoje zmožnosti odplačevanja, da se prepreči prezadolženost.
Credit is therefore, in a way, an integral part of the regulations and, as such, could – or, according to some, should – be linked to the institutional function of CSDs.
Posojilo je torej sestavni del poravnave in bi kot tako lahko bilo oz. po mnenju nekaterih moralo biti del institucionalne vloge CSD.
Credit lines are used more often in Member States where liquidity is needed, whereas venture capital instruments are used where financial communities are more developed.
Krediti se pogosteje uporabljajo v državah članicah, v katerih je potrebna likvidnost, instrumenti tveganega kapitala pa se uporabljajo tam, kjer je finančni sektor bolj razvit.
credit linked notes to the extent of their cash funding
kreditni zapisi (credit linked notes) v obsegu, kot so vplačani v denarju
Credit Method
Kreditna metoda
Credit points/ notional workload needed to achieve the learning outcomes
Kreditne točke/nominalna obremenitev za dosego učnih izidov
Credit quality and guarantee structure: Most of the authors emphasise the importance of the safe haven status that Eurobonds should have and which would be reflected by the rating.
Kreditna kakovost in struktura jamstev: Večina avtorjev poudarja pomen statusa varne naložbe, ki bi ga morale imeti euroobveznice in ki bi se odražal v bonitetni oceni.
Credit quality may be determined by reference to the credit assessments of External Credit Assessment Institutions (‘ECAIs’) in accordance with the provisions of Articles 81 to 83 or the credit assessments of Export Credit Agencies as described in Annex VI, Part 1.
Kreditna kvaliteta se lahko določi glede na bonitetne ocene zunanjih bonitetnih institucij (ECAI) v skladu z določbami členov 81 do 83 ali bonitetne ocene izvoznih agencij, kakor je opisano v delu 1 Priloge VI.
Credit quality step with which the credit assessment of a short term debt security is associated
Stopnja kreditne kvalitete, s katero je povezana bonitetna ocena dolžniških vrednostnih papirjev
Credit Rating
Bonitetna ocena
Credit Rating Agencies
Bonitetne agencije
Credit Rating Agencies
bonitetnih agencijah
Credit Rating Agencies (CRA)
Bonitetne agencije
Credit rating agencies (CRA) were party to the irresponsible creation of these toxic assets, which have cost the developed world hundreds of billions of dollars.
Bonitetne agencije so sodelovale pri neodgovornem ustvarjanju teh toksičnih sredstev, ki so razviti svet stale na stotine milijard dolarjev.
Credit Rating Agencies (CRAs) are not leveraged and they do not directly engage in maturity transformation.
Bonitetne agencije ne temeljijo na finančnem vzvodu in se neposredno ne ukvarjajo s spremembo zapadlosti.
Credit rating agencies (CRAs) issue creditworthiness opinions that help overcome the information asymmetry between those issuing debt instruments and those investing in these instruments.
Bonitetne agencije izdajajo mnenja o kreditni sposobnosti, ki pomagajo premostiti informacijsko asimetrijo med tistimi, ki izdajajo dolžniške instrumente, in tistimi, ki v te instrumente vlagajo.
Credit rating agencies are considered to have failed to reflect early enough in their credit ratings the worsening market conditions.
Ocenjuje se, da bonitetnim agencijam v njihovih bonitetnih ocenah ni uspelo dovolj zgodaj pokazati poslabšanja tržnih pogojev.
Credit rating agencies are important financial market participants and need to be subject to an appropriate legal framework.
Bonitetne agencije so pomembni udeleženci na finančnih trgih in njihovo delovanje mora biti urejeno z ustreznim pravnim okvirom.