natgillin/translations-raw huggingface dataset:
In the case of Cyprus , 395.0 million euro coins with a face value of Euros 100.3 million were produced by Mint of Finland , while the Monnaie de Paris minted 200.0 million euro coins with a face value of Euros 56.1 million for Malta .
Za Ciper je 395,0 milijonov eurokovancev v nominalni vrednosti 100,3 milijona EUR izdelala kovnica Mint of Finland , za Malto pa je 200,0 milijonov eurokovancev v nominalni vrednosti 56,1 milijona EUR skovala kovnica Monnaie de Paris .
The Central Bank of Cyprus began frontloading euro coins to credit institutions on 22 October 2007 ;
Central Bank of Cyprus je začela kreditnim institucijam preddobavljati eurokovance 22 .
the frontloading of euro banknotes began on 19 November 2007 .
oktobra 2007 , preddobava eurobankovcev pa se je začela 19 . novembra 2007 .
Sub-frontloading to retailers and the cash-operated machine industry started at the same time as the frontloading operation .
Posredna preddobava trgovcem na drobno in sektorju prodajnih avtomatov se je začela hkrati s preddobavo .
A widespread predistribution of euro coins was supported by making some 40,000 pre-packed coin starter kits , worth Euros 172 each , available to businesses and retailers from 3 December 2007 .
Obsežna preddistribucija eurokovancev je bila podprta s prodajo 40.000 začetnih paketov kovancev , od katerih je bil vsak vreden 172 EUR , podjetjem in trgovcem na drobno , ki se je začela 3 . decembra 2007 .
250,000 mini-kits , worth CYP 10 each , went on sale to the general public on the same date .
Od istega datuma naprej je potekala tudi prodaja 250.000 minipaketov v vrednosti 10 CYP splošni javnosti .
In Malta the frontloading of euro coins started in late September 2007 , while the frontloading of euro banknotes began in late October .
Na Malti se je preddobava eurokovancev začela proti koncu septembra 2007 , preddobava eurobankovcev pa proti koncu oktobra .
The sub-frontloading of banknotes and coins to businesses and retailers , including the distribution of coin starter kits , worth Euros 131 each , started on 1 December 2007 .
Posredna preddobava eurobankovcev in eurokovancev podjetjem in trgovcem na drobno , vključno z distribucijo začetnih paketov v vrednosti 131 EUR po paketu , se je začela 1 .
The general public was offered the opportunity to buy one of 330,000 mini-kits worth Euros 11.65 from 10 December 2007 .
decembra 2007 . Splošna javnost je imela možnost kupiti enega od 330.000 minipaketov , vrednih 11,65 EUR , od 10 .
The frontloading and sub-frontloading operations in both countries , which contributed to a widespread distribution of euro cash before the launch , were completed as scheduled and were key to ensuring that the overall process ran smoothly .
Preddobava in posredna preddobava sta se v obeh državah končali v načrtovanem roku , kar je prispevalo k širši distribuciji eurogotovine še pred dejansko uvedbo , hkrati pa so vse operacije zagotovile nemoten potek celotnega procesa .
The changeover process in Cyprus and Malta also benefited from the quick conversion of the automated teller machines , which either had been converted before Euros - Day or were converted in the course of 1 January 2008 .
Proces zamenjave gotovine na Cipru in Malti je bil še dodatno olajšan zaradi hitre prilagoditve bankomatov , ki so bili prilagojeni bodisi še pred Euros - dnevom ali na dan 1 . januarja 2008 .
In addition , retailers gave change only in euro cash from the first day . In both countries the euro was brought into circulation under a « big bang » scenario , i.e. the euro banknotes and coins were physically introduced at the same time as the euro became legal tender .
Poleg tega so trgovci na drobno od prvega dne naprej vračali drobiž le še v eurogotovini . V obeh državah je bil euro dan v obtok po scenariju „velikega poka » , se pravi , da so bili eurobankovci in eurokovanci dejansko uvedeni takrat , ko je euro postal zakonito plačilno sredstvo .
The Central Bank of Cyprus and the Central Bank of Malta will redeem their respective legacy banknotes for ten years , and their coins for two years .
Central Bank of Cyprus in Bank Ċentrali ta » Malta / Central Bank of Malta bosta svoje nacionalne bankovce odkupovali deset let , svoje nacionalne kovance pa dve leti .
ECB Annual Report 2007 141
ECB Letno poročilo 2007
In connection with the introduction of the euro in Cyprus and Malta , the euro area NCBs exchanged Cyprus pound and Maltese lira banknotes against euro at par value from the first working day of 2008 , and will continue this facility until 29 February 2008 as a free-of-charge service .
V zvezi z uvedbo eura na Cipru in Malti so nacionalne centralne banke euroobmočja začele menjavati bankovce ciprskega funta in malteške lire za euro po nominalni vrednosti s prvim delovnim dnem leta 2008 , ta brezplačna storitev pa se je nadaljevala do 29 .
18 The amount exchanged was limited to Euros 1,000 for any given party / transaction on any one day .
februarja 2008.18 Znesek zamenjave je bil omejen na 1.000 EUR za vsako stranko / transakcijo na dan .
THE INFORMATION CAMPAIGN ON THE INTRODUCTION OF THE EURO The ECB , in cooperation with the Central Bank of Cyprus and the Central Bank of Malta , designed and implemented comprehensive information campaigns in preparation for the introduction of the euro in Cyprus and Malta on 1 January 2008 .
INFORMACIJSKA KAMPANJA OB UVEDBI EURA ECB je v sodelovanju s centralno banko Central Bank of Cyprus in Bank Ċentrali ta » Malta / Central Bank of Malta zasnovala in izvajala celovito informacijsko kampanjo , ki je spadala v sklop priprav na uvedbo eura na Cipru in Malti 1 . januarja 2008 .
The objective of these joint euro information campaigns was to familiarise the public with the visual appearance and the security features of the euro banknotes and coins , as well as with the cash changeover modalities .
Cilj skupne informacijske kampanje je bil seznaniti javnost z videzom in zaščitnimi elementi eurobankovcev in eurokovancev ter z načini zamenjave gotovine .
Particular attention was paid to professional cash handlers and the visually impaired , for whom special training sessions and materials were developed .
Posebna pozornost je bila posvečena profesionalnim uporabnikom gotovine in slabovidnim osebam , za katere so bila pripravljena posebna usposabljanja in gradiva .
The logo « Euros Our money » , which is based on the logo used for the information campaign for the introduction of the euro banknotes and coins in 2002 , featured in all the joint communication activities related to the changeover in Cyprus and Malta .
V vseh skupnih komunikacijskih dejavnostih , povezanih z zamenjavo gotovine na Cipru in Malti , je nastopal logotip „ Euros NAŠ denar » , ki temelji na logotipu , ki je bil uporabljen v informacijski kampanji za uvedbo eurobankovcev in eurokovancev v letu 2002 .
The joint euro information campaigns adopted a communication mix involving research activities , publications , a press and public relations programme and a partnership programme , as well as dedicated web pages .
Za skupno informacijsko kampanjo v zvezi z eurom je bil sprejet sklop komunikacijskih dejavnosti , ki je vključeval kombinacijo raziskovalnih dejavnosti , objav , stikov z mediji in javnostjo ter posebnih spletnih mest .
Following pan-European qualitative research which was conducted in 2006 , a strong human element was used when communicating about euro cash .
Po izvedbi vseevropske kvalitativne raziskave leta 2006 je bil v celotni informacijski kampanji v zvezi z eurogotovino močno poudarjen človeški element .
Pictures of Cypriot and Maltese citizens in cashhandling situations were used in the information materials in order to bring the euro closer to the people .
V informativnih gradivih so bile uporabljene fotografije , ki so predstavljale ciprske in malteške državljane med ravnanjem z gotovino , katerih namen je bil ljudem približati euro .
The campaigns also took into account the lessons learnt in the context of the euro information campaign in Slovenia , where the communication mix used was validated by a survey conducted in February 2007 .
Kampanja je upoštevala tudi spoznanja iz informacijske kampanje ob uvedbi eura v Sloveniji , kjer je bil uporabljeni sklop komunikacijskih dejavnosti ocenjen v anketi februarja 2007 .
Almost 1.8 million publications , in Greek , Maltese , English and Turkish , were produced by the ECB and distributed by the Central Bank of Cyprus and the Central Bank of Malta . Every household in Cyprus and Malta received one of the 560,000 « public information leaflets » .
ECB je pripravila skoraj 1,8 milijona publikacij v grškem , malteškem , angleškem in turškem jeziku , ki sta jih razdeljevali Central Bank of Cyprus in Bank Ċentrali ta » Malta / Central Bank of Malta .
Together with these leaflets , households in Cyprus also received a euro calculator and two euro banknote cards , while those in Malta received two euro conversion cards . These are wallet-size cards showing two images that become alternately visible when the card is tilted .
Vsako gospodinjstvo na Cipru in Malti je prejelo eno od 560.000 informacijskih zloženk za javnost . Skupaj z zloženko so gospodinjstva na Cipru prejela tudi eurokalkulator in kartico v obliki eurobankovca , tista na Malti pa kartico s pretvorbo zneskov v euro .
In Malta , the cards showed a conversion table for standard amounts in euro and Maltese lira , and on the reverse side the Euros 20 banknote and its security features .
Obe kartici sta žepne velikosti in prikazujeta dve podobi , ki sta izmenično vidni ob nagibanju kartice . Na Malti je kartica na eni strani prikazovala tabelo s pretvorbo standardnih zneskov v euro oziroma malteško liro , na drugi pa bankovec za 20 EUR in njegove zaščitne elemente .
In Cyprus , both the Euros 20 and Euros 50 banknote and their security features were shown .
Na Cipru je kartica predstavljala bankovec za 20 EUR in 50 EUR ter zaščitne elemente .
Special attention was paid to visually impaired citizens .
Posebna pozornost je bila posvečena slabovidnim državljanom .
The « Euros talking card » , an innovative product based on the principle of birthday cards which play a tune , contained an electronic chip with a pre-recorded three-minute message describing the main features of the euro and the local changeover modalities .
Tako imenovana „govoreča kartica » ( inovativni izdelek , narejen po enakem načelu kot rojstnodnevne voščilnice , ki zaigrajo melodijo ) je vsebovala elektronski čip z vnaprej posnetim triminutnim sporočilom , ki je opisovalo glavne značilnosti eura in lokalne načine zamenjave gotovine .
Several public relations and press events triggered extensive press coverage : euro banners on the buildings of the Central Bank of Cyprus and the Central Bank of Malta , a euro conference in Malta to foster dialogue on the economic and practical aspects of the euro , a lecture for the academic world in Cyprus , and euro celebrations on 12 and 18 January 2008 in Malta and Cyprus respectively .
Mnogi javni dogodki in tiskovne konference so pritegnili veliko medijske pozornosti : euro plakati na stavbah centralne banke Central Bank of Cyprus in Bank Ċentrali ta » Malta / Central Bank of Malta , konferenca o euru na Malti , katere cilj je bil spodbuditi dialog o gospodarskih in praktičnih vidikih eura , akademsko predavanje na Cipru ter praznovanje , povezano z eurom , ki je potekalo 12 . januarja 2008 na Malti in 18 .
In order to provide authoritative information about the organisation , responsibilities and activities of the ECB / Eurosystem , a two-day seminar for Cypriot and Maltese journalists was organised at the ECB in Frankfurt in September 2007 .
Za zagotovitev verodostojnih informacij o organizaciji , odgovornostih in dejavnostih ECB oziroma Eurosistema je bil za ciprske in malteške novinarje na sedežu ECB v Frankfurtu septembra 2007 organiziran dvodnevni seminar .
18 Article 52 of the Statute of the ESCB requires that the Governing Council of the ECB take the necessary measures to ensure that banknotes denominated in currencies with irrevocably fixed exchange rates to the euro are exchanged by the euro area NCBs at par value .
18 V skladu s členom 52 Statuta ESCB mora Svet ECB storiti vse potrebno , da bi nacionalne centralne banke euroobmočja menjale bankovce , izražene v valutah z nepreklicno določenim menjalnim razmerjem do eura , po njihovi nominalni vrednosti .
Against this background , the Governing Council adopted a guideline on the exchange of such banknotes on 24 July 2006 .
V skladu s tem je Svet ECB 24 . julija 2006 sprejel smernico o zamenjavi takih bankovcev .
1 FINANCIAL STABILITY The Eurosystem contributes to the smooth conduct of policies by the competent national authorities relating to the prudential supervision of credit institutions and the stability of the financial system .
1 FINANČNA STABILNOST Eurosistem prispeva k nemotenemu vodenju politik pristojnih nacionalnih organov na področju bonitetnega nadzora kreditnih institucij ter stabilnosti finančnega sistema .
prime mortgages , involved a repricing of credit risk across several markets and ultimately led to a disruption in the functioning of core funding markets .
trgih , na koncu pa še motnjo delovanja bistvenih trgov financiranja .
Before the market turmoil began , the euro area financial system was in a robust financial position , as a result of several years of strong profitability in the banking sector which continued into the first half of 2007 .
Pred začetkom pretresov na trgu je bilo finančno stanje finančnega sistema euroobmočja trdno , kar je bilo posledica visoke dobičkonosnosti v bančnem sektorju , ki se je nadaljevala v prvi polovici leta 2007 .
This left the banking system with an ample buffer with which to absorb disturbances .
To je bančnemu sistemu omogočalo akumulirati občutne zaloge za absorpcijo motenj .
The improvement in the profitability of large euro area banks in the first half of 2007 was mostly driven by strong growth in noninterest income , whereas net interest income continued to come under pressure against the background of a flat yield curve despite robust , albeit slowing , growth in loans to the private sector .
Izboljšanje dobičkonosnosti velikih bank euroobmočja v prvi polovici leta 2007 je bilo predvsem posledica močne rasti neobrestnih prihodkov , medtem ko so bili neto obrestni prihodki kljub močni , čeprav počasnejši rasti posojil zasebnemu sektorju še naprej pod pritiskom zaradi položne krivulje donosnosti .
The profitability of large euro area banks was also supported by a continuation of low loan impairment charges .
Poleg tega so dobičkonosnost velikih bank euroobmočja spodbujali še naprej nizki stroški oslabitve posojil .
However , profitability levels were adversely affected in the second half of the year by the repricing of credit risk and by more difficult market conditions for funding liquidity .
Na stopnje dobičkonosnosti v drugi polovici leta pa so negativno vplivali prevrednotenje kreditnega tveganja in težji tržni pogoji za financiranje likvidnosti .
This negative impact was partly due to valuation changes in sub-prime and structured credit securities as well as leveraged loan commitments .
Ta negativni učinek so deloma povzročile spremembe vrednotenja drugorazrednih in strukturiranih kreditnih vrednostnih papirjev ter odobrenih finančno vzvodenih posojil .
The credit market turmoil had implications in particular for banks » non-interest income sources , while banks reliant on wholesale funding sources also faced challenges in increasing their sources of net interest income .
Pretresi na kreditnih trgih so prizadeli predvsem neobrestne vire prihodkov bank , medtem ko so banke , ki se opirajo na vire financiranja velikih vrednosti , imele težave pri povečevanju virov neto obrestnih prihodkov .
While continued strong profitability in the first half of 2007 contributed positively to the capital of banks , solvency ratios decreased slightly as risk-weighted assets grew at a higher rate than banks » capital bases .
Medtem ko je visoka dobičkonosnost v prvi polovici leta 2007 še naprej pozitivno vplivala na kapital bank , so se stopnje solventnosti nekoliko znižale , ker je tehtana tvegana aktiva rasla počasneje od kapitalske osnove bank .
This notwithstanding , solvency levels remained comfortably above minimum regulatory requirements in the first half of 2007 .
Vseeno so stopnje solventnosti v prvi polovici leta 2007 brez težav ostajale nad minimalnimi predpisanimi vrednostmi .
In spite of the adverse developments in profitability in the second half of the year , the direct implications of the financial market 1 Since the end of 2004 the ECB has published a semi-annual report on the stability of the euro area financial system entitled « Financial Stability Review » .
Kljub neugodnim gibanjem dobičkonosnosti v drugi polovici leta neposredni učinki pretresov na finančnih trgih verjetno ne bodo občutno vplivali na stopnjo solventnosti velikih bank euroobmočja za leto 2007 , kar 1 Od konca leta 2004 dalje ECB objavlja polletno poročilo o stabilnosti finančnega sistema v euroobmočju z naslovom „Financial Stability Review » .
In 2007 it also published the sixth editions of the reports on « EU banking sector stability » and « EU banking structures » .
Leta 2007 je objavila tudi šesto izdajo poročila „EU banking sector stability » in „EU banking structures » .
These publications present the main findings of the regular monitoring by the BSC of banking sector structure and stability , and are available on the ECB 's website .
Te publikacije predstavljajo glavne ugotovitve rednega spremljanja strukture in stabilnosti bančnega sektorja , ki ga izvaja Odbor za bančni nadzor . Na voljo so na spletni strani ECB .
1.1 FINANCIAL STABILITY MONITORING The ECB , in collaboration with the ESCB 's Banking Supervision Committee ( BSC ) , aims to safeguard the stability of the financial system .
1.1 SPREMLJANJE FINANČNE STABILNOSTI ECB si v sodelovanju z Odborom za bančni nadzor ESCB prizadeva za zaščito stabilnosti finančnega sistema .
1 Key activities are monitoring risks to financial stability and assessing the financial system 's shock-absorbing capacity .
1 Ključne dejavnosti so spremljanje tveganj za finančno stabilnost in ocenjevanje sposobnosti finančnega sistema za absorbiranje šokov .
The main focus is on banks as they are still the primary intermediaries of funds and also the main potential channel for the propagation of risk in the financial system .
Pri tem se osredotoča na banke , saj te še naprej ostajajo glavni posredniki sredstev in so tudi glavni možni kanal za širjenje tveganj v finančnem sistemu .
At the same time , the increasing importance of financial markets and other financial institutions and their linkages with banks implies that vulnerabilities in these components of the financial system need to be monitored by the ESCB .
Hkrati mora ESCB zaradi vse večjega pomena finančnih trgov in drugih finančnih institucij ter njihovih povezav z bankami spremljati ranljivosti v teh komponentah finančnega sistema .
CYCLICAL DEVELOPMENTS In 2007 the turmoil in international financial markets in the second half of the year raised a number of issues pertaining to financial stability in the euro area .
CIKLIČNA GIBANJA V letu 2007 so se zaradi pretresov na mednarodnih finančnih trgih v drugi polovici leta pojavila številna vprašanja glede finančne stabilnosti v euroobmočju .
The main developments , their dynamics and the lessons that may be drawn from this episode are treated elsewhere in this report ( see Section 2 of Chapter 1 ) , as well as in a number of pertinent ECB publications , notably the Financial Stability Review .
Pomembnejša gibanja , njihova dinamika in nauki , ki jih lahko potegnemo iz teh dogodkov , so obravnavani v drugem delu tega poročila ( glej razdelek 2 v poglavju 1 ) in v številnih publikacijah ECB , zlasti v izdaji Financial Stability Review .
Overall , and despite the turmoil , the euro area financial system remained sound and resilient in 2007 .
Kljub pretresom je finančni sistem euroobmočja v letu 2007 na splošno ostal zanesljiv in odporen .
However , its shock-absorbing capacity was severely tested over a prolonged period during the second half of the year .
Vseeno je bila njegova sposobnost absorbiranja šokov v drugi polovici leta za daljše obdobje postavljena pred hudo preizkušnjo .
While the macroeconomic backdrop remained largely supportive of financial system stability throughout the year , there was an abrupt reversal of favourable financial market conditions in July and August .
Čeprav so makroekonomske razmere med letom še naprej v glavnem ugodno vplivale na stabilnost finančnega sistema , je julija in avgusta prišlo do nenadnega preobrata ugodnih razmer na finančnem trgu .
This episode of financial market turbulence , which was sparked by a sharp rise in delinquency rates on US sub -
To obdobje pretresov na finančnih trgih , ki ga je sprožilo močno povečanje nerednosti odplačil drugorazrednih hipotekarnih posojil v ZDA , je povzročilo prevrednotenje kreditnega tveganja na številnih
turmoil are not likely to significantly affect the solvency ratios of large euro area banks for 2007 , indicating that these banks maintained an adequate shock-absorbing capacity .
kaže , da so te banke ohranile ustrezno sposobnost absorbiranja šokov .
Aside from the possible consequences of the credit market turbulence , future risks to the euro area banking system mainly relate to the possibility of adverse developments in the credit cycle , with negative implications for banks » asset quality and loan impairment charges .
Poleg možnih posledic pretresov na kreditnih trgih so prihodnja tveganja za bančni sistem euroobmočja povezana predvsem z možnostjo neugodnih gibanj v kreditnem ciklu z negativnimi posledicami za kakovost aktive bank in stroške oslabitve posojil .
In addition , the possibility of a disorderly unwinding of global imbalances remains a source of mediumterm risk to global financial stability .
Poleg tega je možnost neobvladljivega razpletanja svetovnih neravnovesij še naprej vir srednjeročnega tveganja za finančno stabilnost .
Financial conditions in the euro area insurance sector continued to improve in the first half of 2007 , consolidating the improvements observed since 2004 .
Finančne razmere v zavarovalniškem sektorju euroobmočja so se v prvi polovici leta 2007 še naprej izboljševale , s čimer se je še utrdil napredek na tem področju po letu 2004 .
This strength was supported by further growth in premiums , as well as by cost containment and moderate developments in losses .
Moč sektorja je podpirala nadaljnja rast premij , pa tudi omejevanje stroškov in umirjena gibanja na strani izgub .
A strengthening of investment income , resulting from favourable stock market developments in the first half of 2007 , also contributed to the improvement in profitability .
K boljši dobičkonosnosti je prispevala tudi rast prihodkov od naložb , ki so posledica ugodnih gibanj na delniških trgih v prvi polovici leta 2007 .
Some risks remain in the insurance sector , however , and may have increased .
Vseeno nekaj tveganj v zavarovalniškem sektorju še ostaja in morebiti so se tudi povečala .
Financial market risks remain one of the largest risks facing insurers .
Za zavarovalnice so med glavnimi tveganji še vedno tveganja na finančnih trgih .
While euro area insurance companies appear to have limited exposure to sub-prime mortgages and structured credit products , the secondary effects of a challenging credit market environment may be of some concern .
Čeprav kaže , da je izpostavljenost zavarovalnic euroobmočja drugorazrednim hipotekarnim kreditom in strukturiranim kreditnim proizvodom omejena , so nekoliko zaskrbljujoči sekundarni učinki zahtevnih razmer na kreditnih trgih .
Further risks may emerge from increased competition , in particular in the non-life segment of the insurance industry , which could put downward pressure on premium growth .
Dodatna tveganja se lahko pojavijo zaradi povečanja konkurence , zlasti v sektorju neživljenjskih zavarovanj , ki bi lahko upočasnila rast premij .