natgillin/translations-raw huggingface dataset:
The Committee was established in 1998 to help the ESCB carry out its statutory tasks in the areas of prudential supervision and financial system stability .
Odbor je bil ustanovljen leta 1998 , njegov namen pa je pomagati pri izvajanju zakonsko določenih nalog ESCB na področju nadzora skrbnega in varnega poslovanja ter stabilnosti finančnega sistema .
The BSC comprises high-level representatives from the ECB and the central banks of the ESCB as well as from the national banking supervisory authorities in those EU countries where the central bank is not responsible for banking supervision .
Sestavljajo ga visoki predstavniki ECB in centralnih bank ESCB ter predstavniki nacionalnih organov za bančni nadzor iz tistih držav članic EU , v katerih centralna banka ni pristojna za bančni nadzor .
Good cooperation and frequent exchanges of information are essential to maintain financial stability both in normal circumstances and in times of crisis .
Dobro sodelovanje in pogosta izmenjava informacij sta bistvena za vzdrževanje finančne stabilnosti tako v normalnih razmerah kot tudi v časih krize .
Finance ministries are also involved in these exchanges if a crisis is to be managed and resolved .
Če je krizo treba obvladovati in re &scaron; evati , v tej izmenjavi sodelujejo tudi finančni ministri .
To place this cooperation on a proper footing , all the authorities have signed a Memorandum of Understanding .
Kot podlago za to sodelovanje so vsi sodelujoči organi podpisali memorandum o soglasju .
The agreed procedures are regularly reviewed and tested by conducting financial crisis simulations and other exercises .
Sprejeti postopki se redno preverjajo in testirajo v simulacijah finančne krize in drugih vajah .
Eurosystem oversight of market infrastructures
Pregled Eurosistema nad delovanjem tržnih infrastruktur
In addition to the tasks above , the Eurosystem is directly responsible for overseeing financial market infrastructures .
Poleg zgoraj navedenih nalog je Eurosistem neposredno odgovoren tudi za pregled nad delovanjem infrastruktur finančnega trga .
The infrastructures facilitate the flow of funds , securities and other financial instruments among buyers and sellers , borrowers and lenders .
Infrastrukture omogočajo pretok finančnih sredstev , vrednostnih papirjev in drugih finančnih instrumentov med kupci in prodajalci ter med posojilodajalci in posojilojemalci .
They constitute a key component of the financial system and are essential to its overall stability .
Predstavljajo ključni sestavni del finančnega sistema in so bistvene za njegovo splo &scaron; no stabilnost .
Oversight aims to ensure that these infrastructures function smoothly and that possible disruptions in them do not give rise to systemic risks and affect the financial system and the economy as a whole .
Namen pregleda je zagotoviti , da te infrastrukture nemoteno delujejo in da morebitne motnje ne ustvarijo sistemskih tveganj , ki bi lahko ogrozila finančni sistem in gospodarstvo kot celoto .
Oversight
Pregled
The tasks of the ECB / Eurosystem are laid down in Articles 127.4 , 127.5 and 282.5 of the Treaty on the Functioning of the European Union and also in Articles 3.3 , 4 and 25.1 of the ESCB Statute .
Naloge ECB / Eurosistema so opredeljene v členih 127.4 , 127.5 in 282.5 Pogodbe o delovanju Evropske unije ter v členih 3.3 , 4 in 25.1 Statuta ESCB .
Oversight belongs to the ECB 's task of promoting the smooth operation of payment systems and of ensuring efficient and sound clearing and payment systems within the Union and with other countries ( Article 127.2 of the Treaty on the Functioning of the EU and Articles 3.1 and 22 of the Statute ) .
Pregled spada v okvir naloge ECB , da podpira nemoteno delovanje plačilnih sistemov ter zagotavlja učinkovitost in zanesljivost klirin &scaron; kih in plačilnih sistemov znotraj EU in z drugimi državami ( člen 127.2 Pogodbe o delovanju EU in člena 3.1 in 22 Statuta ) .
The institutional framework for financial stability in the EU is based on two components : crisis prevention , and crisis management and resolution .
Institucionalni okvir za finančno stabilnost v EU temelji na dveh komponentah : ( 1 ) preprečevanje kriz ter ( 2 ) upravljanje in re &scaron; evanje kriz .
The ECB , together with the Eurosystem , contributes to both , mainly by assessing financial stability .
ECB , skupaj z Eurosistemom , prispeva k obema , in sicer predvsem z ocenjevanjem finančne stabilnosti .
Proposed changes in European financial supervision
Predlagane spremembe v evropskem finančnem nadzoru
A high-level team of experts , the de Larosière Group , was set up in 2008 to make proposals for improving financial supervision in the European Union .
Leta 2008 je bila ustanovljena skupina strokovnjakov na visoki ravni , imenovana de Larosièrjeva skupina . Njena naloga je bila pripraviti predlog izbolj &scaron; av finančnega nadzora v Evropski uniji .
In its report in February 2009 the group acknowledged that the financial crisis was partly caused by inadequate financial regulation and supervision , and it urged the European Union to move towards a new regulatory agenda , stronger coordinated supervision and effective crisis management procedures .
Februarja 2009 je skupina v svojem poročilu potrdila , da sta finančno krizo deloma povzročila neustrezna finančna regulativa in nadzor . Obenem je Evropsko unijo pozvala k uvedbi novega regulativnega okvira , strožjega usklajenega nadzora in postopkov za učinkovito upravljanje kriz .
Notably , it proposed that an enhanced European financial supervisory framework should be based on the creation of two institutions that would take care of micro - and macro-prudential supervision at the EU level .
Njen glavni predlog je bil , da se okrepljeni evropski okvir za finančni nadzor utemelji na dveh novih ustanovah , ki bi na ravni EU skrbeli za nadzor skrbnega in varnega poslovanja na mikro in makro ravni .
Following the support of the EU leaders at their meeting in June 2009 , the European Commission on 23 September 2009 presented its legislative proposals on the establishment of
Predlog so voditelji EU podprli na srečanju junija 2009 , nato pa je Evropska komisija 23 . septembra 2009 predstavila svoj zakonodajni predlog za ustanovitev dveh ustanov :
A European System of Financial Supervisors ( ESFS ) for the supervision of individual financial institutions .
Evropski sistem finančnih nadzornikov ( European System of Financial Supervisors &ndash; ESFS ) za nadzor posameznih finančnih institucij .
The ESFS will consist of the national financial supervisors and of three new European Supervisory Authorities for the banking , securities and insurance and occupational pensions sectors that will be created through the transformation of the existing committees ;
ESFS bodo sestavljali nacionalni finančni nadzorniki in trije novi evropski nadzorni organi za področja bančni &scaron; tva , vrednostnih papirjev ter zavarovanj in poklicnih pokojnin , ki bodo nastali s preoblikovanjem obstoječih odborov ;
and A European Systemic Risk Board ( ESRB ) to assess risks to the stability of the entire financial system and to issue risk warnings and recommendations when necessary .
Evropski odbor za sistemska tveganja ( European Systemic Risk Board &ndash; ESRB ) , katerega naloga bo ocenjevati tveganja za stabilnost finančnega sistema kot celote ter po potrebi opozarjati nanje in izdajati priporočila .
The ECB will provide the analytical , statistical , administrative and logistical support to the ESRB .
ECB bo odboru zagotovila analitsko , statistično , administrativno in logistično podporo .
The proposals are now being discussed by the Council of the European Union and the European Parliament .
Predlog zdaj obravnavata Svet EU in Evropski parlament .
For more information , see Financial Services Supervision and Committee Architecture
Več informacij je na strani Evropske komisije o nadzoru finančnih storitev in pristojnih odborih .
Crisis prevention
Preprečevanje kriz
Financial crises can inflict enormous damage on society , extending far beyond the costs incurred by an individual bank .
Finančna kriza lahko družbi povzroči ogromno &scaron; kodo , ki daleč presega izgube posameznih bank .
In the European Union , banks and other financial institutions have the right to provide services outside their home countries either directly across borders or by establishing branches or subsidiaries .
V Evropski uniji imajo banke in druge finančne institucije pravico , da svoje storitve izvajajo tudi zunaj domače države , in sicer bodisi neposredno s čezmejnim poslovanjem ali posredno z ustanavljanjem podružnic in hčerinskih družb .
So financial stability has to take account of this cross-border business . The national authorities involved have to work closely with their counterparts abroad .
Finančna stabilnost mora zato upo &scaron; tevati te čezmejne dejavnosti , kar pomeni , da morajo pristojni nacionalni organi tesno sodelovati s sorodnimi organi v tujini .
To safeguard financial stability and avert such crises , prudential regulation -- the actual rules -- and prudential supervision -- checking that a bank follows the rules -- are practised .
Za varovanje finančne stabilnosti in preprečevanje kriz se izvajajo predpisi skrbnega in varnega poslovanja &ndash; dejanska pravila &ndash; ter nadzor skrbnega in varnega poslovanja &ndash; preverjanje , če banke pravila zares spo &scaron; tujejo .
Prudential regulation is based on a largely harmonised EU-wide regulatory framework , for which the European Commission is mainly responsible .
Predpisi skrbnega in varnega poslovanja temeljijo na večinoma usklajenem regulativnem okviru na ravni EU , za katerega je odgovorna predvsem Evropska komisija .
The finance ministries of the Member States transpose this legislation at the national level .
Finančna ministrstva držav članic to zakonodajo prenesejo na nacionalno raven .
National supervisors have the responsibility for prudential supervision at the national level .
Nacionalni nadzorniki so odgovorni za nadzor skrbnega in varnega poslovanja na nacionalni ravni .
Cooperation among supervisors currently takes place in the so-called « Lamfalussy Level 3 Committees of supervisors » , which meet regularly to improve supervisory convergence and cooperation across the EU .
Sodelovanje med nadzorniki zdaj poteka v okviru t.i. odborov tretje stopnje v Lamfalussyjevem okviru , ki se redno sestajajo in spodbujajo zbliževanje in sodelovanje pri nadzoru na ravni EU .
These are the
Ti odbori so
Committee of European Banking Supervisors ( CEBS )
Odbor evropskih bančnih nadzornikov ( CEBS )
Committee of European Securities Regulators ( CESR ) , and
Odbor evropskih zakonodajalcev za vrednostne papirje ( CESR ) in
Committee of European Insurance and Occupational Pension Supervisors ( CEIOPS ) .
Odbor evropskih nadzornikov za zavarovanja in poklicne pokojnine ( CEIOPS ) .
The ECB and the central banks without supervisory responsibilities are present in the CEBS as non-voting members .
ECB in centralne banke brez nadzornih pristojnosti so v odboru CEBS prisotne kot članice brez glasovalne pravice .
Financial stability monitoring and assessment is regularly performed at EU level .
Spremljanje in ocenjevanje finančne stabilnosti se redno izvaja na ravni EU .
The Economic and Financial Committee ( EFC ) reviews financial stability issues semi-annually in its Financial Stability Table ( FST ) format , which convenes high-ranked representatives from the Ministries of Finance , national central banks , the ECB , the Commission , and the Chairs of the Banking Supervision Committee ( BSC ) of the ESCB and of the EU Lamfalussy committees of supervisors .
Ekonomsko-finančni odbor ( EFC ) vpra &scaron; anja v zvezi s finačno stabilnostjo vsakega pol leta obravnava v svoji sestavi omizja za finančno stabilnost ( Financial Stability Table &ndash; FST ) . Omizje sestavljajo visoki predstavniki ministrstev za finance , nacionalnih centralnih bank , ECB , Evropske komisije , predsednik Odbora ESCB za bančni nadzor ( BSC ) in predsedniki Lamfalussyjevih odborov nadzornikov .
The EFC-FST is responsible for preparing the ECOFIN Council 's discussions on financial stability matters . Crisis management and resolution
Ekonomsko-finančni odbor je v okviru omizja za finančno stabilnost odgovoren za pripravo razprav v Ekonomsko-finančnem svetu o tistih vpra &scaron; anjih , ki so povezana s finančno stabilnostjo .
If the activities of the financial market ( s ) , intermediaries or infrastructures are disrupted for any reason , public authorities may have to intervene . Crisis management
Če so dejavnosti finančnih trgov , posrednikov in infrastruktur iz katerega koli razloga motene , morajo včasih posredovati javni organi .
The authorities can take various measures to manage a crisis and counteract disturbances , for instance :
Javni organi lahko sprejmejo različne ukrepe za obvladovanje krize in odpravo motenj , na primer :
Supervisors can ask a financial institution to call for additional capital from its shareholders , or impose reorganisation measures .
nadzorniki od finančnih institucij lahko zahtevajo , da delničarje pozovejo k dokapitalizaciji , ali uvedejo reorganizacijske ukrepe ;
Central banks can seek to restore normal liquidity conditions in money markets or take steps to ensure the smooth operation of market infrastructures , such as payment systems .
centralne banke lahko sprejmejo ukrepe za ponovno vzpostavitev normalnih likvidnostnih razmer na denarnih trgih ali za zagotovitev nemotenega delovanja tržnih infrastruktur , kot so plačilni sistemi ;
Governments can refinance banks or introduce emergency legislation .
vlade lahko refinancirajo banke ali sprejmejo izredne zakonske ukrepe .
The EU crisis management arrangements aim to ensure that information is shared and cooperation procedures are in place among EU supervisory authorities , central banks and finance ministries .
Namen ureditve EU za upravljanje kriz je zagotoviti , da nadzorni organi EU , centralne banke in finančna ministrstva izmenjujejo informacije in da se izvajajo postopki za sodelovanje med njimi .
In June 2008 a Memorandum of Understanding ( MoU ) was signed between these parties on cooperation in financial crises .
Junija 2008 so te ustanove podpisale memorandum o soglasju glede sodelovanja v finančnih krizah .
Crisis resolution This concerns the handling of an insolvent bank or other financial institution as well as the protection of creditors , notably depositors .
To vpra &scaron; anje zadeva ravnanje z insolventno banko ali drugo insolventno finančno institucijo ter za &scaron; čito upnikov , &scaron; e zlasti imetnikov bančnih vlog .
It includes :
Vključuje :
creating rescue plans ;
pripravo re &scaron; evalnih načrtov ;
making agreements on how the burden of rescue plans would be shared ;
doseganje dogovora o tem , kako bo razdeljeno breme izvajanja re &scaron; evalnih načrtov ;
organising an orderly bankruptcy , if necessary ;
organiziran potek stečajnih postopkov , če so ti potrebni ;
making arrangements , such as deposit guarantee schemes to protect depositors , which go beyond the EU 's minimum requirements .
sprejemanje re &scaron; itev , kot so sistemi zajamčenih vlog za za &scaron; čito varčevalcev , ki presegajo minimalne zahteve EU .
The effectiveness of crisis management and resolution arrangements at the EU level is regularly tested by means of financial crisis simulation exercises .
Učinkovitost ureditve za upravljanje in re &scaron; evanje kriz na ravni EU se redno preverja z vajami , v katerih se simulira finančna kriza .
National arrangements in the form of financial stability committees , MoUs and other formal or informal coordination instruments complement the EU financial stability framework .
Nacionalne ureditve v obliki odborov za finančno stabilnost , memorandumov o soglasju ter drugih formalnih in neformalnih usklajevalnih instrumentih dopolnjujejo okvir EU za vzdrževanje finančne stabilnosti .
Eurosystem 's role
Vloga Eurosistema
The Eurosystem contributes in several ways to the smooth conduct of policies by the competent national authorities relating to the prudential supervision of credit institutions and the stability of the financial system .
Eurosistem na več načinov prispeva k nemotenemu izvajanju politik pristojnih nacionalnih organov na področju nadzora skrbnega in varnega poslovanja kreditnih institucij ter stabilnosti finančnega sistema .
To be precise , the Eurosystem :
Natančneje , Eurosistem :
monitors and assesses the stability of the financial system as a whole , not individual banks , in the euro area ;
spremlja in ocenjuje stabilnost finančnega sistema kot celote , ne posamičnih bank , v euroobmočju ;
provides advice on issues relating to financial regulation and financial supervision which are discussed at EU and international level ;
svetuje o vpra &scaron; anjih , povezanih s finančnimi predpisi in finančnim nadzorom , ki se obravnavajo na ravni EU in na mednarodni ravni ;
promotes crisis management arrangements within the euro area and in the European Union more generally ;
spodbuja razvoj ureditve za upravljanje kriz v euroobmočju ter splo &scaron; neje v Evropski uniji ;
and it promotes cooperation between central banks and supervisory authorities in the European Union .
spodbuja sodelovanje med centralnimi bankami in nadzornimi organi v Evropski uniji . Sedanja kriza
The current crisis What started out as turbulence in particular parts of the financial system in August 2007 has since become a global economic and financial crisis , with businesses failing , unemployment rising , investors losing money and governments having to commit large sums to keep the banking system from collapse .
Pretresi , ki so se avgusta 2007 začeli v posameznih delih finančnega sistema , so odtlej prerasli v svetovno gospodarsko in finančno krizo , v kateri propadajo podjetja , nara &scaron; ča brezposelnost , vlagatelji izgubljajo denar , države pa so prisiljene namenjati velike vsote denarja , da bi preprečile propad bančnega sistema .
The world 's financial systems remain under heavy pressure :
Svetovni finančni sistemi ostajajo pod velikim pritiskom :
Global macroeconomic conditions have deteriorated significantly .
svetovne makroekonomske razmere so se močno poslab &scaron; ale ;
Many financial markets are in distress .
mnogi finančni trgi so v težavah ;
Central banks have taken measures to improve the functioning of money markets .
centralne banke so sprejele ukrepe za bolj &scaron; e delovanje denarnih trgov ;
Governments have helped banks remove hard-to-value assets from their balance sheets .
države so pomagale bankam , da so finančna sredstva , ki jih je težko ovrednotiti , odstranile iz svojih bilanc .
For more information , please see the ECB 's latest « Financial Stability Review » .
Ta vpra &scaron; anja so podrobneje predstavljena v zadnjem poročilu ECB o finančni stabilnosti .
EUROPEAN CENTRAL BANK OPINION OF THE EUROPEAN CENTRAL BANK of 8 October 2008 on a proposal for two Council Regulations concerning medals and tokens similar to euro coins ( CON / 2008/45 ) ( 2008 / C 283/01 ) Introduction and legal basis
EVROPSKA CENTRALNA BANKA MNENJE EVROPSKE CENTRALNE BANKE z dne 8 . oktobra 2008 o predlogu dveh uredb Sveta o medaljah in žetonih , podobnih eurokovancem ( CON / 2008/45 ) ( 2008 / C 283/01 ) Uvod in pravna podlaga
On 25 September 2008 , the European Central Bank ( ECB ) received a request from the Council of the European Union for an opinion on a proposal for a Council Regulation amending Regulation ( EC ) No 2182/2004 concerning medals and tokens similar to euro coins ( hereinafter the « first proposed regulation ') and a proposal for a Council Regulation amending Regulation ( EC ) No 2183/2004 extending to the non-participating Member States the application of Regulation ( EC ) No 2182/2004 concerning medals and tokens similar to euro coins ( hereinafter the « second proposed regulation ') ( hereinafter collectively referred to as the « proposed regulations ') ( 1 ) .
2183/2004 o razširitvi uporabe Uredbe ( ES ) št . 2182/2004 o medaljah in žetonih , podobnih eurokovancem , na nesodelujoče države članice ( v nadaljevanju „druga predlagana uredba ") ( v nadaljevanju skupno imenovani „predlagani uredbi ") ( 1 ) .
The ECB 's competence to deliver an opinion is based on Article 123 ( 4 ) of the Treaty establishing the European Community for the first proposed regulation and on Article 105 ( 4 ) of the Treaty for the second proposed regulation , as it relates to currency matters .
Pristojnost ECB , da poda mnenje , izhaja iz člena 123 ( 4 ) Pogodbe o ustanovitvi Evropske skupnosti za prvo predlagano uredbo in iz člena 105 ( 4 ) Pogodbe za drugo predlagano uredbo , saj se nanaša na valutne zadeve .
General observations By clarifying the specific elements of the designs on legal tender euro coins that should not be reproduced on medals and tokens that are similar to euro coins and establishing the criteria to be used by the Commission when preparing an opinion on compliance with Regulation ( EC ) No 2182/2004 ( 2 ) , the first proposed regulation strengthens the protective provisions laid down in Regulation ( EC ) No 2182/2004 against confusion and fraud relating to medals and tokens that could be mistaken for euro coins .
2182/2004 proti zamenjavi in goljufijam v zvezi z medaljami in žetoni , ki bi lahko bili pomotoma zamenjani z eurokovanci , in sicer z jasno določitvijo posebnih elementov motivov na eurokovancih s statusom zakonitega plačilnega sredstva , ki ne smejo biti reproducirani na medaljah in žetonih , podobnih eurokovancem , ter z vzpostavitvijo kriterijev , ki jih mora upoštevati Komisija , ko pripravlja mnenje o skladnosti z Uredbo ( ES ) št . 2182/2004 ( 2 ) .
It also improves transparency in the Commission 's decision-making process .
Prva predlagana uredba tudi izboljšuje preglednost postopka odločanja Komisije .
Since euro coins may circulate beyond the territories of the Member States that have adopted the euro , having a certain degree of protection of euro coins in Member States which have not yet adopted the euro is of importance with regards to activities , such as counterfeiting , that may impair their credibility as legal tender .
Ker so eurokovanci lahko v obtoku tudi zunaj meja držav članic , ki so sprejele euro , je v državah članicah , ki še niso sprejele eura , pomembno imeti določeno stopnjo zaščite eurokovancev v zvezi z dejavnostmi , kot je na primer ponarejanje , ki bi lahko škodovale verodostojnosti eurokovancev kot zakonitega plačilnega sredstva .
( 1 ) COM ( 2008 ) 514 final , Vol. I and Vol. II .
( 1 ) COM ( 2008 ) 514 konč . , vol. I in vol. II .
( 2 ) OJ L 373 , 21.12.2004 , p. 1 .
( 2 ) UL L 373 , 21.12.2004 , str . 1 .
Specific observations 2.1 .
2.1 Podobnost motiva na površini medalj in žetonov
Similarity of the design appearing on the surface of medals and tokens Compared to Article 2 ( c ) of Regulation ( EC ) No 2182/2004 , the new Article 2 ( 1 )( c ) of the first proposed regulation describes in more detail the designs or parts thereof appearing on the surface of euro coins which may not be reproduced on medals and tokens .
V primerjavi s členom 2 ( c ) Uredbe ( ES ) št . 2182/2004 novi člen 2 ( 1 )( c ) prve predlagane uredbe podrobneje opisuje motive na površini eurokovancev ali dele teh motivov , ki se ne smejo reproducirati na medaljah in žetonih .
To enhance the protective character of this provision , the ECB recommends including an express reference to the euro symbol and to the terms « euro » and « euro cent » in the new Article 2 ( 1 )( c )( i ) .
Da bi se okrepil zaščitni značaj te določbe , ECB priporoča , da se v novi člen 2 ( 1 )( c )( i ) vključi izrecno sklicevanje na simbol za euro ter izraza „euro » in „eurocent » .
The ECB acknowledges that as currently drafted , Article 2 ( 1 )( c )( i ) does not exclude these terms or the euro symbol ;
ECB priznava , da člen 2 ( 1 )( c )( i ) , kot je trenutno zasnovan , teh izrazov oziroma simbola za euro ne izključuje ;
however , expressly mentioning them would contribute to clarifying the Commission 's proposal and strengthening the protective provisions .
vendar bi njihova izrecna omemba prispevala k pojasnitvi predloga Komisije in h krepitvi zaščitnih določb .