natgillin/translations-raw huggingface dataset:
An instrument category specified in Appendices 1 and 2 is inapplicable at national level in some participating Member States and therefore ignored if resident credit and other institutions do not offer any products belonging to this category to households and non-financial corporations at all .
Kategorija instrumentov , določena v dodatkih 1 in 2 , se v nekaterih sodelujočih državah članicah na nacionalni ravni ne uporablja in se zato ne upošteva , če rezidenčne kreditne in druge institucije gospodinjstvom in nefinančnim družbam sploh ne ponujajo produktov , ki sodijo v to kategorijo .
Data are provided if some business exists , however limited .
Podatki se poročajo , če nekateri posli obstajajo , ne glede na to , kako omejeni so .
For each instrument category defined in Appendices 1 and 2 , and applied in the banking business of resident credit and other institutions with households and non-financial corporations resident in the participating Member States , the MFI interest rate statistics are compiled based on all of the interest rates applied to all of the products that fall within this instrument category .
Za vsako kategorijo instrumentov , ki je določena v dodatkih 1 in 2 in se uporablja v bančnem poslovanju rezidenčnih kreditnih in drugih institucij z gospodinjstvi in nefinančnimi družbami , ki so rezidenti v sodelujoči državi članici , se statistika obrestnih mer MFI pripravlja na podlagi vseh obrestnih mer , uporabljenih za vse produkte , ki sodijo v to kategorijo instrumentov .
This means that NCBs may not define a set of national products within each instrument category on which MFI interest rate statistics are collected ;
To pomeni , da NCB ne smejo določiti sklopa nacionalnih produktov v okviru posamezne kategorije instrumentov , za katere se zbira statistika obrestnih mer MFI ;
instead , the rates on all products offered by each of the reporting agents are covered .
namesto tega so zajete obrestne mere za vse produkte , ki jih ponuja vsaka od poročevalskih enot .
As stated in paragraph 28 of Annex I , NCBs do not need to cover in the sample each product that exists at national level .
Kakor je določeno v odstavku 28 Priloge I , NCB v vzorcu ni treba zajeti vsakega posameznega produkta , ki obstaja na nacionalni ravni .
However , they must not exclude a whole instrument category on the grounds that the amounts involved are very small .
Vendar pa ne smejo izločiti celotne kategorije instrumentov zato , ker so s tem povezani zneski zelo majhni .
Hence , if an instrument category is only offered by one institution , then this institution is represented in the sample .
Če torej določeno kategorijo instrumentov ponuja samo ena institucija , potem je ta institucija zastopana v vzorcu .
If an instrument category did not exist in a participating Member State at the time of the initial drawing of the sample , but a new product belonging to this category is being introduced by one institution thereafter , this institution is included in the sample at the time of the next representativity check .
Če določena kategorija instrumentov v času začetnega jemanja vzorca v sodelujoči državi članici ni obstajala , ampak je neka institucija kasneje uvedla nov produkt , ki sodi v to kategorijo , se ta institucija vključi v vzorec ob naslednjem preverjanju reprezentativnosti .
If a new product is created within an existing instrument category at national level , the institutions in the sample cover it with the next reporting , as all reporting agents are required to report on all their products .
Če v okviru obstoječe kategorije instrumentov na nacionalni ravni nastane nov produkt , ga institucije v vzorcu zajamejo v naslednjem poročilu , saj morajo vse poročevalske enote poročati o vseh svojih produktih .
The exception to the principle of covering all interest rates applied to all products are interest rates on bad loans and loans for debt restructuring .
Izjema od načela zajetja vseh obrestnih mer , ki se uporabljajo za vse produkte , so obrestne mere za slaba posojila in posojila za prestrukturiranje dolga .
As stated in paragraph 16 , all bad loans , and loans for debt restructuring at rates below market conditions , i.e. applied to financially distressed debtors , are not covered by MFI interest rate statistics .
Kakor je določeno v odstavku 16 , statistika obrestnih mer MFI ne zajema slabih posojil in posojil za prestrukturiranje dolga z obrestnimi merami , ki so nižje od tržnih , tj .
XI .
uporabljenih za dolžnike v finančni stiski XI .
MFI interest rate statistics cover the interest rates applied by the reporting population .
Statistika obrestnih mer MFI zajema obrestne mere , ki jih uporablja poročevalska populacija .
Data on deposits and loans in currencies other than euro shall not be required at the level of all participating Member States .
Podatki o vlogah in posojilih v valutah , ki niso euro , se na ravni vseh sodelujočih držav članic ne zahtevajo .
This is reflected in Appendices 1 and 2 where all indicators refer to deposits and loans denominated in euro .
To je razvidno iz dodatkov 1 in 2 , kjer se vsi kazalniki nanašajo na vloge in posojila , izražene v eurih .
With the exception of repos , a sectoral breakdown shall be applied to all deposits and loans required for MFI interest rate statistics .
Razen repo poslov se razčlenitev po sektorjih uporablja za vse vloge in posojila , ki se zahtevajo za statistiko obrestnih mer MFI .
Appendices 1 and 2 therefore distinguish between indicators vis-à-vis households ( including non-profit institutions serving households ) ( 1 ) and vis-à-vis non-financial corporations ( 2 ) .
Dodatka 1 in 2 tako razlikujeta med kazalniki v razmerju do gospodinjstev ( vključno z nepridobitnimi izvajalci storitev za gospodinjstva ) ( 1 ) in kazalniki v razmerju do nefinančnih družb ( 2 ) .
In addition , separate data is reported for sole proprietors / unincorporated partnerships as part of households , but only in respect of new business for « other purposes » .
Dodatno se poročajo ločeni podatki za samostojne podjetnike posameznike / neinkorporirana partnerstva kot del gospodinjstev , toda samo v zvezi z novimi posli za « druge namene » .
NCBs may waive the requirement of separate identification of loans to sole proprietors when such loans constitute less than 5 % of the participating Member State 's total household lending in terms of outstanding amounts , as calculated in accordance with Regulation ( EC ) No 25/2009 ( ECB / 2008/32 ) .
NCB se lahko odpovejo zahtevi po ločenem izkazovanju posojil samostojnim podjetnikom posameznikom , kadar takšna posojila predstavljajo manj kot 5 % skupnega posojanja gospodinjstvom v sodelujoči državi članici v smislu stanj zadolženosti , kakor se izračuna v skladu z Uredbo ( ES ) št . 25/2009 ( ECB / 2008/32 ) .
Indicator 5 in Appendix 1 and indicator 11 in Appendix 2 refer to repos .
Kazalnik 5 v Dodatku 1 in kazalnik 11 v Dodatku 2 se nanašata na repo posle .
Although the remuneration of repos is not independent of the holding sector in all participating Member States , no sector breakdown by households and nonfinancial corporations is required for repos at the level of all participating Member States .
Čeprav obrestovanje repo poslov ni neodvisno od sektorja imetnikov v vseh sodelujočih državah članicah , zanje na ravni vseh sodelujočih držav članic ni potrebna razčlenitev na gospodinjstva in nefinančne družbe .
Furthermore , no maturity breakdown is required at the level of all participating Member States , as repos are assumed to be predominantly very short-term .
Razen tega na ravni vseh sodelujočih držav članic ni potrebna razčlenitev po zapadlosti , ker repo posli pretežno veljajo za zelo kratkoročne .
The MFI interest rate on repos refers without differentiation to both sectors .
Obrestne mere MFI za repo posle se brez razlike nanašajo na oba sektorja .
Indicators 5 and 6 in Appendix 2 refer to deposits redeemable at notice held by households .
Kazalnika 5 in 6 v Dodatku 2 se nanašata na vloge gospodinjstev na odpoklic z odpovednim rokom .
The interest rate and the weight for deposits redeemable at notice , however , at the level of all participating Member States refer to deposits redeemable at notice held by both households and non-financial corporations , i.e. both sectors are merged but allocated to households .
Vendar pa se obrestna mera in ponder za vloge na odpoklic z odpovednim rokom na ravni vseh sodelujočih držav članic nanašata na vloge na odpoklic z odpovednim rokom tako gospodinjstev kot tudi nefinančnih družb , tj .
At the level of all participating Member States , no sector breakdown is required .
oba sektorja se združita in dodelita gospodinjstvom .
( 1 ) S. 14 and S. 15 combined , as defined in the European System of Accounts ( ESA ) 1995 , contained in Annex A to Council Regulation ( EC ) No 2223/96 of 25 June 1996 on the European system of national and regional accounts in the Community , OJ L 310 , 30.11.1996 , p. 1 .
Na ravni vseh sodelujočih držav članic ni potrebna razčlenitev po sektorjih . ( 1 ) S. 14 in S. 15 skupaj , kakor je opredeljeno v Evropskem sistemu računov ( ESR ) 1995 , ki je vsebovan v Prilogi A k Uredbi Sveta ( ES ) št .
2 ) S. 11 as defined in the ESA 1995 .
2 ) S. 11 , kakor je opredeljeno v ESR 1995 .
Unless otherwise stated in the following paragraphs 43 to 52 , the instrument breakdown for MFI interest rates and the definitions of the types of instruments follow the asset and liabilities categories set out in Part 2 of Annex II to Regulation ( EC ) No 25/2009 ( ECB / 2008/32 ) . 43 .
Razen če je drugače navedeno v naslednjih odstavkih od 43 do 52 , razčlenitev po instrumentih za obrestne mere MFI in opredelitve vrst instrumentov sledijo kategorijam sredstev in obveznosti , kakor so določene v Delu 2 Priloge II k Uredbi ( ES ) št . 25/2009 ( ECB / 2008/32 ) 43 .
MFI interest rates on overnight deposits , i.e. indicators 1 and 7 in Appendix 2 , cover all overnight deposits , whether or not they are interest bearing .
Obrestne mere MFI za vloge čez nočtj . kazalnika 1 in 7 v Dodatku 2 , se nanašajo na vse vloge čez noč , ne glede na to , ali se obrestujejo ali ne .
Zero-interest overnight deposits are therefore captured by MFI interest rate statistics .
Neobrestovane vloge čez noč so zato zajete v statistiki obrestnih mer MFI 44 .
For the purpose of MFI interest rate statistics , revolving loans and overdrafts , i.e. indicators 12 and 23 in Appendix 2 , have the same meaning as defined in Part 2 of Annex II to Regulation ( EC ) No 25/2009 ( ECB / 2008/32 ) , regardless of their initial period of interest rate fixation .
kazalnika 12 in 23 v Dodatku 2 , enak pomen , kakor je opredeljen v Delu 2 Priloge II k Uredbi ( ES ) št . 25/2009 ( ECB / 2008/32 ) , ne glede na začetno obdobje določitve obrestne mere .
Penalties on overdrafts applied as component of other charges , for example in the form of special fees , are not covered by the AAR as defined in paragraph 1 , because this type of rate only covers the interest rate on loans .
Kazni za prekoračitve stanj na računih kot sestavni del drugih stroškov , na primer v obliki posebnih provizij , niso zajete v AAR , kakor je določeno v odstavku 1 , ker tovrstna obrestna mera zajema samo obrestno mero za posojila .
Loans reported under this category are not reported under any other new business category .
Posojila , ki se poročajo pod to kategorijo , se ne poročajo pod nobeno drugo kategorijo novih poslov .
For the purpose of MFI interest rate statistics , credit card debt has the same meaning as defined in Part 2 of Annex II to Regulation ( EC ) No 25/2009 ( ECB / 2008/32 ) .
Za namene statistike obrestnih mer MFI ima dolg po kreditnih karticah enak pomen , kakor je opredeljen v Delu 2 Priloge II k Uredbi ( ES ) št . 25/2009 ( ECB / 2008/32 ) .
Data on the interest rate is reported only in respect of extended credit card debt , in indicators 32 and 36 .
Podatki o obrestni meri se poročajo samo za obrestovani dolg po kreditnih karticah , v kazalnikih 32 in 36 .
The interest rate on convenience credit is not reported separately , as it is by definition 0 %.
Obrestna mera za kredite z odloženim brezobrestnim plačilom se ne poroča ločeno , saj je po definiciji enaka 0 %.
However , the outstanding convenience credit card debt is included as part of the MFI interest rate statistics on outstanding amounts , together with the outstanding extended credit card debt .
Toda neporavnan dolg po kreditnih karticah z odloženim brezobrestnim plačilom je vključen kot del statistike obrestnih mer MFI za stanje zadolženosti , skupaj z neporavnanim obrestovanim dolgom po kreditnih karticah .
Neither extended nor convenience credit card debt is reported under any other new business indicator .
Niti obrestovani dolg po kreditnih karticah niti dolg po kreditnih karticah z odloženim brezobrestnim plačilom se ne poroča pod katerim koli drugim kazalnikom novih poslov 46 .
46 . For the purpose of MFI interest rate statistics , new loans to non-financial corporations ( except revolving loans and overdrafts and credit card debt ) , i.e. indicators 37 to 54 in Appendix 2 , comprise all loans other than ( convenience and extended ) credit card debt and revolving loans and overdrafts to enterprises , regardless of their amount , while indicators 62 to 85 refer to secured loans as defined in paragraph 60 .
Za namene statistike obrestnih mer MFI obsegajo nova posojila nefinančnim družbam ( razen posojil revolving in prekoračitev stanj na računih ter dolga po kreditnih karticah ) , , tj . kazalniki od 37 do 54 v Dodatku 2 , vsa posojila podjetjem razen dolga po kreditnih karticah ( obrestovanih in z odloženim brezobrestnim plačilom ) in posojil revolving podjetjem ter prekoračitev stanj na računih podjetij , ne glede na njihov znesek , medtem ko se kazalniki 62 do 85 nanašajo na zavarovana posojila , kakor je opredeljeno v odstavku 60 .
Loans to non-financial corporations in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation ( EC ) No 25/2009 ( ECB / 2008/32 ) and cover revolving loans and overdrafts , and convenience and extended credit card debt . 47 .
Posojila nefinančnim družbam iz Dodatka 1 , ki se nanašajo na stanje zadolženosti , imajo enak pomen , kakor je opredeljen v Delu 2 Priloge II k Uredbi ( ES ) št . 25/2009 ( ECB / 2008/32 ) , in obsegajo posojila revolving in prekoračitve stanj na računih ter dolg po kreditnih karticah z odloženim brezobrestnim plačilom in obrestovani dolg po kreditnih karticah 47 .
For the purpose of MFI interest rate statistics , new loans to households for consumption , i.e. indicators 13 to 15 , 30 and 55 to 57 in Appendix 2 , are defined as loans , other than ( extended or convenience ) credit card debt or revolving loans and overdrafts , granted for the purpose of personal use in the consumption of goods and services , while indicators 55 to 57 refer to secured loans as defined in paragraph 60 .
Za namene statistike obrestnih mer MFI se nova potrošniška posojila gospodinjstvom , , kazalniki od 13 do 15 , 30 in od 55 do 57 v Dodatku 2 , opredelijo kot posojila , razen dolga po kreditnih karticah ( obrestovanega ali z odloženim brezobrestnim plačilom ) ali posojil revolving in prekoračitev stanj na računih , odobrena za osebno uporabo v zvezi s porabo blaga in storitev , medtem ko se kazalniki od 55 do 57 nanašajo na zavarovana posojila , kakor je opredeljeno v odstavku 60 .
Loans for consumption in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation ( EC ) No 25/2009 ( ECB 2008/32 ) and cover revolving loans and overdrafts and convenience and extended credit card debt .
Potrošniška posojila iz Dodatka 1 , ki se nanašajo na stanje zadolženosti , imajo enak pomen , kakor je opredeljen v Delu 2 Priloge II k Uredbi ( ES ) št . 25/2009 ( ECB / 2008/32 ) , in obsegajo posojila revolving in prekoračitve stanj na računih ter dolg po kreditnih karticah z odloženim brezobrestnim plačilom in obrestovani dolg po kreditnih karticah .
Loans to households for house purchases , i.e. indicators 6 to 8 in Appendix 1 and indicators 16 to 19 and 31 in Appendix 2 , may be secured or unsecured , while indicators 58 to 61 refer to secured loans as defined in paragraph 60 .
kazalniki od 6 do 8 iz Dodatka 1 ter kazalniki od 16 do 19 in 31 iz Dodatka 2 , so lahko zavarovana ali nezavarovana , medtem ko se kazalniki od 58 do 61 nanašajo na zavarovana posojila , kakor je opredeljeno v odstavku 60 .
MFI interest rate statistics cover secured and unsecured loans to households for house purchases without differentiation in indicators 16 to 19 and 31 .
Statistika obrestnih mer MFI se nanaša na zavarovana in nezavarovana stanovanjska posojila gospodinjstvom brez razlikovanja v kazalnikih od 16 do 19 in 31 .
For the purpose of MFI interest rate statistics , new loans to households for house purchases , i.e. indicators 16 to 19 , 31 and 58 to 61 in Appendix 2 , are defined as credit other than revolving loans and overdrafts or credit card debt , extended for the purpose of investing in housing , including building , garages and home improvements ( refurbishment ) .
Za namene statistike obrestnih mer MFI se nova stanovanjska posojila gospodinjstvom , tj . kazalniki od 16 do 19 , 31 in od 58 do 61 iz Dodatka 2 , opredelijo kot krediti , razen posojil revolving in prekoračitev stanj na računih ali dolga po kreditnih karticah , ki so odobreni za naložbe v stanovanja , vključno z gradnjo , garažami in prenovo stanovanjskih zgradb .
Loans to households for house purchases in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation ( EC ) No 25/2009 ( ECB / 2008/32 ) and cover revolving loans and overdrafts and credit card debt .
Stanovanjska posojila gospodinjstvom iz Dodatka 1 , ki se nanašajo na stanje zadolženosti , imajo enak pomen , kakor je opredeljen v Delu 2 Priloge II k Uredbi ( ES ) št . 25/2009 ( ECB / 2008/32 ) , in obsegajo posojila revolving in prekoračitve stanj na računih ter dolg po kreditnih karticah .
For the purpose of MFI interest rate statistics , new loans to households for other purposes , i.e. indicators 20 to 22 and 33 to 35 in Appendix 2 , are defined as loans other than revolving loans and overdrafts or credit card debt , granted for purposes such as business , debt consolidation , education , etc. Other loans to households in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation ( EC ) No 25/2009 ( ECB / 2008/32 ) and include revolving loans and overdrafts and credit card debt .
kazalniki od 20 do 22 in od 33 do 35 iz Dodatka 2 , opredelijo kot posojila razen posojil revolving in prekoračitev stanj na računih ali dolga po kreditnih karticah , odobrena za namene , kot so posli , konsolidacija dolgov , izobraževanje itd . Druga posojila gospodinjstvom iz Dodatka 1 , ki se nanašajo na stanja zadolženosti , imajo enak pomen , kakor je določen v Delu 2 Priloge II k Uredbi ( ES ) št .
For MFI interest rates on outstanding amounts , loans for consumption , loans to households for house purchases and other loans to households for other purposes together cover all loans granted to households by resident credit and other institutions , including revolving loans and overdrafts and ( convenience and extended ) credit card debt .
Za obrestne mere MFI za stanja zadolženosti se potrošniška posojila , stanovanjska posojila gospodinjstvom in druga posojila gospodinjstvom za druge namene skupaj nanašajo na vsa posojila , ki jih rezidenčne kreditne in druge institucije odobrijo gospodinjstvom , vključno s posojili revolving in prekoračitvami stanj na računih ter dolgom po kreditnih karticah ( obrestovanim in z odloženim brezobrestnim plačilom ) .
For MFI interest rates on new business , extended credit card debt , revolving loans and overdrafts , loans to households for consumption , for house purchases and for other purposes cover all loans granted to households by resident credit and other institutions .
Za obrestne mere MFI za nove posle obrestovani dolg po kreditnih karticah , posojila revolving in prekoračitve stanj na računih , potrošniška in stanovanjska posojila gospodinjstvom ter posojila gospodinjstvom za druge namene zajemajo vsa posojila , ki jih rezidenčne kreditne in druge institucije odobrijo gospodinjstvom .
Convenience credit card debt is not separately reported in MFI interest rate statistics new business , but is included as part of the corresponding outstanding amount items .
Dolg po kreditnih karticah z odloženim brezobrestnim plačilom se ne poroča ločeno kot novi posel po statistiki obrestnih mer MFI , ampak je vključen kot del ustreznih postavk stanj zadolženosti
Breakdown by amount category 52 .
Razčlenitev po kategorijah zneskov 52 .
For other loans to non-financial corporations , i.e. indicators 37 to 54 and 62 to 85 in Appendix 2 , three categories of amounts are distinguished : ( a ) « up to and including EUR 0,25 million » ;
Za druga posojila nefinančnim družbam , tj . kazalniki od 37 do 54 in od 62 do 85 iz Dodatka 2 , se razlikujejo tri kategorije : ( a ) « do vključno 0,25 milijona EUR » ;
( b ) « over EUR 0,25 million up to and including EUR 1 million » ;
( b ) « od 0.25 milijona EUR do vključno 1 milijona EUR » ;' ;
and ( c ) « over EUR 1 million » .
in ( c ) « nad 1 milijonom EUR » .
The amount refers to the single loan transaction considered as new business , rather than to all business between the non-financial corporation and the reporting agent .
Znesek se nanaša na posamični posojilni posel , ki se šteje za novi posel , ne pa na vse posle med nefinančno družbo in poročevalsko enoto .
Breakdown by original maturity , notice period or initial rate fixation 53 .
Razčlenitev po prvotni zapadlosti , odpovednem roku ali začetni določitvi obrestne mere 53 .
Depending on the type of instrument and on whether the MFI interest rate refers to outstanding amounts or to new business , the statistics provide a breakdown by original maturity , period of notice and / or initial period of fixation of the rate .
Odvisno od vrste instrumenta in od tega , ali se obrestna mera MFI nanaša na stanje zadolženosti ali na nove posle , statistika zagotovi razčlenitev po prvotni zapadlosti , odpovednem roku in / ali začetnem obdobju določitve obrestne mere .
These breakdowns refer to time bands or ranges , for example an interest rate on a deposit with an agreed maturity of up to two years refers to an average rate across all deposits with an agreed original maturity between two days and a maximum of two years , weighted by size of the deposit .
Te razčlenitve se nanašajo na časovne razrede ali razpone , na primer obrestna mera za vezano vlogo do dveh let se nanaša na povprečno obrestno mero za vse vloge z dogovorjeno prvotno zapadlostjo od dveh dni do največ dveh let , ponderirano z velikostjo vloge
The breakdown by original maturity and period of notice follows the definitions set out in Part 2 of Annex II to Regulation ( EC ) No 25/2009 ( ECB / 2008/32 ) .
Razčlenitev po prvotni zapadlosti in odpovednem roku sledi definicijam iz Dela 2 Priloge II k Uredbi ( ES ) št . 25/2009 ( ECB / 2008/32 ) .
A breakdown by original maturity is applied to all deposit categories other than repos referring to outstanding amounts and all lending categories referring to outstanding amounts as set out in Appendix 1 .
Razčlenitev po prvotni zapadlosti se uporablja za vse kategorije vlog , razen za repo posle , ki se nanašajo na stanje zadolženosti , in vse kategorije posojil , ki se nanašajo na stanje zadolženosti , kakor so določene v Dodatku 1 .
A breakdown by original maturity is also applied to new business on deposits with agreed maturity , and a breakdown by period of notice to new business on deposits redeemable at notice as set out in Appendix 2 .
Razčlenitev po prvotni zapadlosti se uporablja tudi za nove posle glede vezanih vlog , razčlenitev po odpovednih rokih pa za nove posle glede vlog na odpoklic z odpovednim rokom , kakor so določeni v Dodatku 2 .