natgillin/translations-raw huggingface dataset:
Article 6 The institutions and persons covered by this Directive shall apply customer due diligence procedures on the basis of reliable independent source documents , data or information in the following cases : ( a ) when establishing a business relationship ;
Člen 6 Ustanove in osebe , zajete v tej direktivi , morajo upoštevati načela skrbnega pregleda strank na podlagi zanesljivih neodvisnih dokumentov , podatkov ali informacij o izvoru v naslednjih primerih : ( a ) ob sklepanju poslovnega odnosa ;
EN ( b ) when carrying out occasional transactions amounting to EUR 15 000 or more , whether the transaction is carried out in a single operation or in several operations which appear to be linked ;
( b ) kadar opravljajo občasne transakcije , ki znašajo 15.000 evrov ali več , bodisi da transakcija poteka posamično ali pa v več operacijah , ki se zdijo povezane ;
( c ) when there is a suspicion of money laundering , regardless of any derogation , exemption or threshold ;
( c ) kadar obstaja sum pranja denarja , ne glede na kakršno koli odstopanje , izjemo ali določene mejne vrednosti ;
( d ) when there are doubts about the veracity or adequacy of previously obtained customer identification data .
( d ) v primeru dvoma v verodostojnost in ustreznost predhodno pridobljenih podatkov o identifikaciji stranke .
Article 7 1 .
Člen 7 1 .
Customer due diligence procedures shall comprise the following activities : ( a ) identifying the customer and verifying the customer 's identity ;
Skrben pregled poslovanja stranke vključuje naslednje dejavnosti : ( a ) identifikacijo stranke in preverjanje njene identitete ;
( b ) identifying , where applicable , the beneficial owner and taking reasonable measures to verify the identity of the beneficial owner such that the institution or person is satisfied that it knows who the beneficial owner is , including , as regards legal persons , trusts and similar legal arrangements , taking reasonable measures to understand the ownership and control structure of the customer ;
( b ) kjer je primerno , identifikacijo dejanskega lastnika in sprejetje ukrepov , potrebnih za potrditev identitete dejanskega lastnika , tako da ustanova ali oseba zagotovo ve , kdo je dejanski lastnik ; v primeru pravnih oseb , skladov in podobnih pravnih ustanov pa se zagotovi tudi poznavanje lastništva ter strukture stranke ;
( c ) obtaining information on the purpose and intended nature of the business relationship ;
( c ) pridobivanje podatkov o namenu in predvideni naravi poslovnega odnosa ;
( d ) conducting ongoing due diligence on the business relationship including scrutiny of transactions undertaken throughout the course of that relationship to ensure that the transactions being conducted are consistent with the institution 's or person 's knowledge of the customer , the business and risk profile , including , where necessary , the source of funds and ensuring that the documents , data or information held are kept up-to-date .
( d ) skrbno preverjanje strank pri sklepanju poslovnega odnosa , vključno s pregledovanjem in spremljanjem transakcij , ki se izvajajo v času odnosa , kar zagotavlja , da so opravljene transakcije v skladu s pridobljenim znanjem o stranki , o poslovnem profilu in profilu tveganj ter , kadar je potrebno , o izvoru sredstev . Sem spada tudi zagotavljanje tekočih in dopolnjenih listin , podatkov in informacij .
The institutions and persons covered by this Directive shall apply each of the customer due diligence requirements in paragraph 1 , but may determine the extent of such measures on a risksensitive basis depending on the type of customer , business relationship , product or transaction .
Ustanove in osebe , zajete v tej direktivi , izvajajo ukrepe skrbnega pregleda strank , naštete v odstavku 1 , vendar lahko v skladu z oceno tveganja , ki je odvisna od vrste stranke , poslovnega odnosa , produkta ali transakcije , same določijo obseg potrebnih ukrepov .
With regard to the service of money transmission referred to in point 4 of Annex I to Directive 2000/12 / EC , the special provisions on customer identification set out in Regulation .....
Glede storitev plačilnega prometa , naštetih v točki 4 v Prilogi I k Direktivi 2000/12 / ES , se upoštevajo posebne določbe glede identifikacije strank , kot so navedene v Uredbi .....
of the European Parliament and of the Council on payer 's information accompanying credit transfers and transfers executed by money remitters shall apply .
Evropskega parlamenta in Sveta o podatkih o plačniku ob kreditnih transferjih in denarnih nakazilih .
Article 8 1 .
Člen 8 1 .
Member States shall require that the institutions and persons covered by this Directive apply customer due diligence before or during the course of establishing a business relationship or executing a transaction for occasional customers .
Države članice od ustanov in oseb , zajetih v tej direktivi , zahtevajo skrben pregled poslovanja stranke pred ali med sklepanjem poslovnega odnosa ali opravljanjem transakcije za občasne stranke .
Member States shall require that , where the institution or person concerned is unable to comply with points ( a ) , ( b ) and ( c ) of Article 7 ( 1 ) , it may not open the account , establish a business relationship or perform the transaction , or shall terminate the business relationship , and shall consider making a report to the financial intelligence unit in accordance with Article 19 in relation to the customer . EN
Države članice zahtevajo , da ustanova ali oseba , ki ne more izpolniti določb v točkah ( a ) , ( b ) in ( c ) člena 7 ( 1 ) , ne sme odpreti računa , skleniti poslovnega odnosa ali opraviti transakcije , ali pa prekine poslovni odnos in enoti za finančni nadzor v skladu s členom 19 poda poročilo o stranki .
Member States shall require that institutions and persons covered by this Directive apply the customer due diligence procedures not only to all new customers but also at appropriate times to existing customers on a risk-sensitive basis .
Države članice od ustanov in oseb , zajetih v tej direktivi , zahtevajo skrben pregled poslovanja tako novih kot tudi obstoječih strank , kadar je to potrebno , in na osnovi ocene tveganja .
Article 9 1 .
Člen 9 1 .
Member States shall require that all casino customers shall be identified and the identity verified if they purchase or exchange gambling chips with a value of EUR 1000 or more .
Države članice zahtevajo identifikacijo vseh gostov v igralnicah , njihovo identiteto pa je potrebno preveriti , če kupijo ali zamenjajo igralne žetone v vrednosti 1000 evrov ali več .
Casinos subject to State supervision shall be deemed in any event to have satisfied the customer due diligence obligation if they register , identify and verify the identity of their customers immediately on or before entry , regardless of the amount of gambling chips purchased .
Igralnice pod državnim nadzorom izpolnjujejo obveznost skrbnega pregleda strank , če vodijo evidenco o svojih strankah , jih identificirajo in preverjajo njihovo identiteto pred ali takoj ob prihodu , ne glede na vsoto kupljenih igralnih žetonov .
SECTION 2 SIMPLIFIED CUSTOMER DUE DILIGENCE
ODDELEK 2 POENOSTAVLJEN SKRBEN PREGLED POSLOVANJA STRANKE
Article 10 1 .
Člen 10 1 .
By way of derogation from Articles 6 , 7 and 8 ( 2 ) Member States may allow the institutions and persons covered by this Directive not to apply customer due diligence in respect of customers who represent a low risk of money laundering , such as : ( a ) credit and financial institutions from the Member States , or from third countries provided that they are subject to requirements to combat money laundering consistent with international standards and are supervised for compliance with those requirements ;
Z odstopanjem od členov 6 , 7 in 8 ( 2 ) lahko države članice ustanovam in osebam , zajetim v tej direktivi , dovolijo neupoštevanje skrbnega pregleda tistih strank , za katere velja majhno tveganje pranja denarja , kadar : ( a ) kreditne in finančne ustanove držav članic ali tretjih držav izvajajo zahtevane ukrepe proti pranju denarja v skladu z mednarodnimi standardi in so obenem podvržene nadzoru glede spoštovanja teh zahtev ;
( b ) listed companies whose securities are admitted to trading on a regulated market within the meaning of Directive 2004/39 / EEC in one or more Member States and listed companies from third countries which are subject to disclosure requirements consistent with Community legislation ;
( b ) gre za družbe , katerih vrednostni papirji so sprejeti v trgovanje na reguliranem trgu v eni ali več državah članicah v smislu Direktive 2004/39 / EGS ter družbe tretjih držav , za katere zakonodaja Skupnosti zahteva razkritje ;
( c ) beneficial owners of pooled accounts held by notaries and other independent legal professionals from the Member States , or from third countries provided that they are subject to requirements to combat money laundering consistent with international standards and are supervised for compliance with those requirements .
( c ) dejanski lastniki skupnih računov , ki jih vodijo notarji in neodvisni pravni strokovnjaki iz držav članic ali iz tretjih držav , izvajajo zahtevane ukrepe proti pranju denarja v skladu z mednarodnimi standardi in so podvrženi nadzoru glede spoštovanja teh zahtev .
The Member States and the Commission shall inform each other of cases where they consider that a third country does not meet the conditions laid down in paragraph 1 ( a ) , ( b ) or ( c ) .
Države članice in Komisija se medsebojno obveščajo , če tretja država po njihovem mnenju ne ustreza pogojem v odstavku 1 ( a ) , ( b ) ali ( c ) .
By way of derogation from Articles 6 , 7 and 8 ( 2 ) , Member States may allow the institutions and persons covered by this Directive not to apply customer due diligence in respect of products and transactions which represent a low risk of money laundering , such as : ( a ) life insurance policies where the annual premium is no more than EUR 1000 or the single premium is no more than EUR 2500 ; EN
Z odstopanjem od členov 6 , 7 , in 8 ( 2 ) lahko države članice ustanovam in osebam , zajetim v tej direktivi , dovolijo neupoštevanje skrbnega preverjanja strank v zvezi s proizvodi in transakcijami , za katere velja majhno tveganje pranja denarja , na primer : ( a ) kadar letna premija življenjskega zavarovanja ne presega 1000 evrov ali posamezna premija ne presega 2500 evrov ;
EN ( b ) insurance policies for pension schemes if there is no surrender clause and the policy cannot be used as collateral ;
( b ) kadar zavarovalna polica pokojninskega načrta ne predvideva odstopne klavzule in se polica ne more uporabiti kot zavarovanje ;
( c ) a pension , superannuation or similar scheme that provides retirement benefits to employees , where contributions are made by way of deduction from wages and the scheme rules do not permit the assignment of a member 's interest under the scheme ;
( c ) kadar se pokojninska ali druga podobna shema , ki zaposlenim zagotavlja pokojnino , vplačuje z odtegovanjem od plače , in kadar v okviru sheme ni dovoljen prenos pravic na drugo osebo ;
( d ) electronic money , as defined in Article 1 of Directive 2000/46 / EC14 , where low limits are imposed on the amount issued , the amount that can be stored on an electronic device or the size of the permitted transactions .
( d ) kadar gre za elektronski denar , kot je opredeljen v členu 1 Direktive 2000/46 / ES14 , pri čemer so izdane vsote , vsote , ki jih je mogoče shraniti na elektronski napravi , ali obseg dovoljenih transakcij zelo omejeni .
Article 10a Where the Commission adopts a decision pursuant to the first subparagraph of Article 37 ( 3 ) , the Member States shall prohibit the institutions and persons covered by this Directive from applying simplified due diligence to credit and financial institutions or listed companies from the third country concerned .
Člen 10a Če Komisija na podlagi prvega pododstavka člena 37 ( 3 ) tako odloči , države članice ustanovam in osebam , zajetim v tej direktivi , prepovedo poenostavljen skrben pregled poslovanja stranke za kreditne in finančne ustanove ali za navedene družbe iz tretjih držav .
SECTION 3 ENHANCED CUSTOMER DUE DILIGENCE
ODDELEK 3 POGLOBLJEN SKRBEN PREGLED POSLOVANJA STRANKE
Member States shall require the institutions and persons covered by this Directive to apply , on a risk-sensitive basis , enhanced customer due diligence measures , in addition to the measures referred to in Articles 6 , 7 and 8 ( 2 ) , in situations which by their nature can present a higher risk of money laundering , and at least in the following situations in accordance with the second , third and fourth subparagraphs of this paragraph .
Države članice zahtevajo , da v tej direktivi zajete ustanove in osebe na podlagi ocene tveganja poleg ukrepov , navedenih v členih 6 , 7 in 8 ( 2 ) , izvajajo poglobljen skrben pregled poslovanja stranke , in sicer v situacijah , ki zaradi svoje narave predstavljajo večje tveganje pranja denarja , in vsaj v naslednjih situacijah , v skladu z drugim , tretjim in četrtim pododstavkom tega odstavka .
Where the customer has not been physically present for identification purposes , Member States shall require those institutions and persons to apply one or more of the following measures : ( a ) measures such as ensuring that the customer 's identity is established by additional documentary evidence ;
Kadar stranka ni fizično prisotna pri identifikaciji , države članice od ustanov in oseb zahtevajo naslednje ukrepe : ( a ) ugotavljanje identitete stranke s pomočjo spremljajočih dokazov in listinskih dokazil ;
( b ) supplementary measures to verify or certify the documents supplied , or requiring confirmatory certification by an institution covered by this Directive ;
( b ) dopolnilne ukrepe za preverjanje ali potrditev predloženih listin , ali pa dodatno potrditev s strani ustanov , zajetih v tej direktivi ;
( c ) that the first payment of the operations is carried out through an account opened in the customer 's name with a credit institution . In respect of cross-frontier correspondent banking relationships with credit institutions from other Member States or third countries , Member States shall require their credit institutions to :
( c ) da se prvo plačilo opravi preko računa , ki ga stranka v svojem imenu odpre pri kreditni ustanovi .
EN ( a ) gather sufficient information about a respondent institution to understand fully the nature of the respondent 's business and to determine from publicly available information the reputation of the institution and the quality of supervision ;
Kadar kreditne ustanove sklepajo čezmejne korespondenčne bančne odnose s kreditnimi ustanovami iz drugih držav članic ali iz tretjih držav , države članice zahtevajo : ( a ) da njihove kreditne ustanove zberejo potrebne podatke o tuji ustanovi in v celoti spoznajo naravo njenega poslovanja , iz javno dostopnih podatkov ocenijo ugled te ustanove ter kakovost nadzora ;
( b ) assess the respondent institution 's anti-money laundering controls ;
( b ) da presodijo , kakšen je nadzor pranja denarja v tuji ustanovi ;
( c ) obtain approval from senior management before establishing new correspondent relationships ;
( c ) da pridobijo privolitev vodstva družbe pred sklepanjem novega korespondenčnega odnosa ;
( d ) document the respective responsibilities of each institution ;
( d ) da dokumentirajo pristojnosti vsake ustanove ;
( e ) with respect to payable though accounts , be satisfied that the respondent credit institution has verified the identity of and performed on-going due diligence on the customers having direct access to accounts of the correspondent and that it is able to provide relevant customer due diligence data upon request to the correspondent institution .
( e ) da zagotovijo , da je korespondenčna ustanova preverila identiteto stranke in da nenehno skrbno pregleduje poslovanje stranke , ki ima neposreden dostop do računov te ustanove , ter da je korespondenčna ustanova na zahtevo domače ustanove sposobna priskrbeti podatke , zbrane pri skrbnem pregledu poslovanja stranke . Glede odnosov s politično izpostavljenimi osebami države članice od ustanov in oseb zahtevajo , da :
In respect of relations with politically exposed persons , Member States shall require those institutions and persons to : ( a ) have appropriate risk management systems to determine whether the customer is a politically exposed person ;
( a ) vzpostavijo primerne sisteme za obvladovanje tveganja , s katerimi lahko ugotovijo , ali je stranka politično izpostavljena oseba ;
( b ) have senior management approval for establishing business relationships with such customers ;
( b ) pridobijo privolitev uprave za vzpostavitev poslovnih odnosov s takšno stranko ;
( c ) take reasonable measures to establish the source of wealth and source of funds or by requiring to conduct ongoing monitoring of the business relationship .
( c ) sprejmejo potrebne ukrepe in ugotovijo izvor premoženja in sredstev ali da nenehno spremljajo in nadzorujejo poslovni odnos .
Member States shall prohibit credit institutions from entering into or continuing a correspondent banking relationship with a shell bank or a respondent bank which permits its accounts to be used by shell banks . EN
Države članice kreditnim ustanovam prepovedujejo , da sklenejo ali nadaljujejo s korespondenčnim bančnim odnosom z navidezno banko ali korespondenčno banko , ki navidezni banki dovoljuje uporabo svojih računov .
Member States shall ensure that the institutions and persons covered by this Directive pay special attention to any money laundering threat that may arise from products or transactions that might favour anonymity , and take measures , if needed , to prevent their use in money laundering schemes .
Države članice zagotovijo , da ustanove in osebe , zajete v tej direktivi , posvetijo posebno pozornost vsaki grožnji pranja denarja , ki bi lahko izhajala iz produktov ali transakcij , ki se nagibajo k anonimnosti , in da po potrebi sprejemajo ukrepe proti zlorabi njihovih storitev za pranje denarja .
SECTION 4 PERFORMANCE BY THIRD PARTIES
ODDELEK 4 ZUNANJE IZVAJANJE
Article 12 Member States may permit the institutions and persons covered by this Directive to rely on third parties to perform the requirements laid down in Article 7 ( 1 ) ( a ) , ( b ) and ( c ) .
Člen 12 Države članice lahko dovolijo ustanovam in osebam , zajetim v tej direktivi , da izvajanje ukrepov iz členov 7 ( 1 ) ( a ) , ( b ) in ( c ) zaupajo tretjim osebam .
However , the ultimate responsibility shall remain with the institution or person covered by this Directive which relies on the third party .
Vendar končno odgovornost nosi ustanova ali oseba , zajeta v tej direktivi , ki zaupa tretji osebi .
For the purposes of this Section , « third parties » shall mean institutions and persons who are equivalent to those listed in Article 2 , and who satisfy the following requirements : ( a ) they are subject to mandatory professional registration ;
Za namene tega razdelka » tretje osebe « pomenijo ustanove in osebe , primerljive s tistimi , ki so navedene v členu 2 , ki izpolnjujejo naslednje zahteve : ( a ) so obvezno poslovno registrirane
( b ) they apply customer due diligence measures and record keeping measures equivalent to those laid down in this Directive and their compliance with the requirements of this Directive is supervised in accordance with Section 2 of Chapter V , or they are situated in a third country which imposes equivalent requirements to those laid down in this Directive .
( b ) skrbno preverjajo poslovanje strank in vodijo evidence , kot je določeno v tej direktivi , pri čemer se v skladu z razdelkom 2 poglavja V nadzoruje , kako spoštujejo zahteve te direktive . Če se nahajajo v tretji državi , morajo spoštovati njene zahteve , primerljive z zahtevami iz te direktive .
The Member States and the Commission shall inform each other of cases where they consider that a third country does not meet the conditions laid down in paragraph 1 ( b ) .
Države članice in Komisija se medsebojno obvestijo , kadar menijo , da tretja država ne izpolnjuje pogojev iz odstavka 1 ( b ) .
Article 13a Where the Commission adopts a decision pursuant to the first subparagraph of Article 37 ( 3 ) , the Member States shall prohibit the institutions and persons covered by this Directive from allowing third parties from the third country concerned to perform customer due diligence on their behalf .
Člen 13a Če Komisija na podlagi prvega pododstavka člena 37 ( 3 ) tako odloči , države članice prepovedo ustanovam in osebam , zajetim v tej direktivi , da bi ukrepe skrbnega pregleda poslovanja stranke v njihovem imenu izvajale tretje osebe iz tretjih držav .
Article 14 Third parties shall make information based on the requirements laid down in Article 7 ( 1 ) ( a ) , ( b ) and ( c ) immediately available to the institution or person to which the customer is being referred .
Člen 14 Tretje osebe ustanovi ali osebi , h kateri napotijo stranko , takoj posredujejo podatke , zahtevane v členu 7 ( 1 ) ( a ) , ( b ) in ( c ) .
Relevant copies of identification and verification data and other relevant documentation on the identity of the customer or the beneficial owner shall immediately be forwarded by the third party to the institution or person to which the customer is being referred on request .
Tretje osebe ustanovi ali osebi , h kateri napotijo stranko , takoj posredujejo pomembne kopije identifikacijskih in verifikacijskih podatkov ter ostalih pomembnih listin o identiteti stranke ali dejanskega lastnika .
Article 15 Each Member State shall in any case permit its institutions and persons referred to in Article 2 ( 1 ) , ( 2 ) and ( 3 ) points ( a ) to ( d ) to recognise and accept the outcome of the customer due diligence procedures laid down in Article 7 ( 1 )( a ) to ( c ) , carried out in accordance with this Directive by an institution or person referred to in Article 2 ( 1 ) , ( 2 ) and ( 3 ) points ( a ) to ( d ) in another Member State and meeting the requirements laid down in Articles 12 , 13 and 14 , even if the documents or data on which these requirements have been based are different to those required in the Member State to which the customer is being referred .
Člen 15 Vsaka država članica dovoli ustanovam in osebam , na katere se nanaša člen 2 ( 1 ) , ( 2 ) in ( 3 ) v točkah ( a ) do ( d ) , da ocenijo in potrdijo ugotovitve skrbnega preverjanja strank , kakor je določeno v členu 7 ( 1 )( a ) do ( c ) in ki poteka v drugi državi članici v skladu s to direktivo , pri čemer izpolnjujejo zahteve , določene v členih 12 , 13 in 14 , četudi se listine ali podatki razlikujejo od tistih , ki jih zahteva država članica , v katero je bila stranka napotena .
Article 16 This Section shall not apply to outsourcing or agency relationships where on the basis of a contractual arrangement the outsourcing service provider or agent is to be regarded as synonymous with the institution or person covered by this Directive .
Člen 16 Ta oddelek se ne nanaša na zunanje izvajanje ali posredniška razmerja , če je zunanji izvajalec ali zastopnik obenem ustanova ali oseba , zajeta v tej direktivi .
Chapter III Reporting obligations SECTION 1 GENERAL PROVISIONS
Poglavje III Obveznosti glede poročanja ODDELEK 1 SPLOŠNE DOLOČBE
Article 17 Member States shall require that the institutions and persons covered by this Directive examine with special attention any activity which they regard as particularly likely , by its nature , to be related to money laundering and in particular complex or unusual large transactions and all unusual patterns of transactions which have no apparent economic or lawful purpose .
Člen 17 Države članice zahtevajo , da ustanove in osebe , zajete v tej direktivi , posebej pozorno proučijo vsako dejavnost , za katero menijo , da bi utegnila biti povezana s pranjem denarja , zlasti pa zapletene in nenavadno obsežne transakcije , ki nimajo očitnega ekonomskega ali pravno utemeljenega namena .
Article 18 Each Member State shall establish a financial intelligence unit in order effectively to combat money laundering . EN
Člen 18 Vsaka država članica za namene učinkovitega boja proti pranju denarja ustanovi enoto za finančni nadzor .