natgillin/translations-raw huggingface dataset:
( 2 ) the information regime applicable within the EU ;
( 2 ) veljavna podatkovna ureditev v EU ;
( 3 ) the need for derogation from the principle of complete information on the payer as regards batch transfers between jurisdictions and ( 4 ) the need for exemptions or thresholds .
( 3 ) potreba po odstopanju od načela , na podlagi katerega se zahtevajo popolni podatki o plačniku , v zvezi s paketnimi prenosi sredstev med različnimi pristojnostmi in ( 4 ) potreba po izvzetjih ali pragovih .
( 1 ) The transposition of SR VII through Community legislation versus national legislation The results of the consultation have shown overwhelming support from all stakeholders ( the banking community , national central banks , the European Central Bank and Member States ) to transpose SR VII through Community legislation rather than national legislation .
( 1 ) Prenos SR VII v zakonodajo Skupnosti ali v nacionalno zakonodajo Rezultati posvetovanja so pokazali , da vse interesne skupine ( bančništvo , nacionalne centralne banke , Evropska centralna banka in države članice ) močno podpirajo prenos SR VII v zakonodajo Skupnosti in ne v nacionalno zakonodajo .
( 2 ) The information regime applicable within the EU : the contents of information on the payer as regards transfers of funds within and between Member States According to SR VII , information on the payer accompanying transfers of funds inside a jurisdiction can be limited to the account number of the payer , provided complete information on the payer ( name , address and account number ) can be delivered within three working days , upon request , by the PSP of the payer to the PSP of the payee .
( 2 ) Veljavna podatkovna ureditev v EU : vsebina podatkov o plačniku v okviru prenosov sredstev znotraj držav članic in med njimi V skladu s SR VII se lahko zahtevani podatki o plačniku , ki spremljajo prenos sredstev na ozemlju ene pristojnosti , omejijo na številko računa plačnika , če lahko izvajalec plačilne storitve ( IPS ) plačnika na zahtevo IPS prejemnika plačila v treh dneh dostavi popolne podatke o plačniku ( ime , naslov in številka računa ) .
As this rule is enforceable within the Community by way of Community legislation , it is sufficient to require transfers of funds within the EU to be accompanied by the account number of the payer .
Ker je to pravilo izvršljivo v Skupnosti na podlagi njene zakonodaje , zadostuje zahteva , da prenose sredstev v EU spremlja številka računa plačnika .
In cases where either the PSP of the payer or of the payee are situated outside the EU , complete information on the payer should be transmitted .
V primerih , ko ima bodisi IPS plačnika bodisi IPS prejemnika plačnika sedež izven EU , velja zahteva , da je treba sporočiti popolne podatke o plačniku .
The present proposal therefore establishes that simplified information ( the account number of the payer or a unique identifier ) has to be applied to transfers of funds within the EU , whereas complete information on the payer has to be applied to transfers of funds between the EU and other jurisdictions .
Ta predlog zato določa , da se za prenose sredstev znotraj EU uporabljajo poenostavljeni podatki ( številka računa plačnika ali posebna identifikacijska oznaka ) , medtem ko se za prenose sredstev med EU in drugimi pristojnostmi zahtevajo popolni podatki .
This is fully in line with the results of the public consultation .
To je povsem v skladu z rezultati javnega posvetovanja .
( 3 ) The need for derogation from the principle of complete information on the payer as regards batch transfers between jurisdictions EN
( 3 ) Potreba po odstopanju od načela , na podlagi katerega se zahtevajo popolni podatki o plačniku , v zvezi s paketnimi prenosi sredstev med različnimi pristojnostmi .
EN The FATF 's original interpretative note on SR VII ( INSR VII ) exempted batch transfers between jurisdictions ( except those sent by money remitters ) from carrying complete information on the payer .
Prvotna pojasnjevalna opomba FATF o SR VII ( INSR VII ) je iz zahteve po zagotovitvi popolnih podatkov o plačniku izvzela paketne prenose sredstev med različnimi pristojnostmi ( razen nakazil iz tujine ) .
By derogation from the complete information regime that applies between jurisdictions , batch transfers needed only carry the account number of the payer or a unique identifier .
Za razliko od popolnih podatkov , ki se zahtevajo v primeru prenosa sredstev med različnimi pristojnostmi , je za paketne prenose zadostovala številka računa plačnika ali posebna identifikacijska oznaka .
However , the term « batch » was not defined in the original FATF 's INSR VII .
Vendar pa izraz „paket » ni bil opredeljen v prvotnem INSR VII FATF .
This absence of definition made the scope of the derogation unclear .
Odsotnost opredelitve je ustvarila nejasnosti glede obsega odstopanja .
In the context of payment systems , the term « batch transfers » can have very different meanings .
Pojem „paketni prenosi » ima lahko v okviru plačilnih sistemov zelo različne pomene .
Without a harmonised definition , a common understanding of the derogation by PSPs was unlikely , and maybe not even possible .
Brez usklajene opredelitve je malo verjetno , morda celo nemogoče , da bi IPS dosegli skupno razumevanje tega odstopanja .
The banking community and the majority of Member States recognise the need for this derogation as regards individual transfers from a single payer that are contained in a batch file for transmission to payees outside the Community .
Bančni sektor in večina držav članic se zavedajo potrebe po tem odstopanju v zvezi s posameznimi prenosi enega samega plačnika , ki so vključeni v paketni datoteki za prenos na prejemnike plačil izven Skupnosti .
This process specifically refers to bundling together groupings of individual transfers from a single payer to several payees ( typically certain type of routine transfers , like social security payments ) , which does not allow , for cost / efficiency reasons , to include complete information on the payer with each individual transfer , but only on the batch file which contains them .
konkretno nanaša na združevanje posameznih prenosov , ki se z enega samega plačnika dostavijo več prejemnikom plačil ( običajno določenih vrst rutinskih prenosov , kot so socialnovarstvena plačila ) , ki zaradi stroškov / učinkovitosti ne dopušča vključevanja popolnih podatkov o plačniku za vsak posamezni prenos , ampak samo v paketno datoteko , ki vsebuje vse te prenose .
The same understanding now applies in the FATF , after a revision of the original INSR VII .
Enako razumevanje se trenutno uporablja v FATF , in sicer po spremembi prvotnega INSR VII .
The present proposal therefore contains a specific provision allowing for transfers of funds from a single payer which are contained in a batch file for transmission to payees outside the Community , to only carry the account number of the payer , provided the batch file contains complete information on the payer .
Ta predlog zato vsebuje posebno določbo , ki omogoča , da se za prenose sredstev z enega samega plačnika , ki so navedeni v paketni datoteki o prenosih sredstev , na prejemnike plačil izven Skupnosti , navede samo številka računa , pod pogojem , da paketna datoteka vsebuje popolne podatke o plačniku .
( 4 ) The need for exemptions or thresholds The initial interpretative note on SR VII established that jurisdictions could have a de minimis threshold ( no higher than USD 3 000 ) .
( 4 ) Potreba po izvzetjih in pragovih V prvotni pojasnjevalni opombi o SR VII je bilo ugotovljeno , da bi lahko različne prisojnosti imele prag de minimis ( ki ne sme preseči 3.000 USD ) .
This exemption was nevertheless meant to be temporary and subject to review by the FATF in 2004 .
To izvzetje pa naj bi bilo začasno , saj naj bi ga FATF ponovno pregledala leta 2004 .
This review took place between February 2004 and June 2005 and materialised in a revised INSR VII , which was approved on 10 June 2005 .
Ta pregled je bil izveden v obdobju med februarjem 2004 in junijem 2005 in na njegovi podlagi je nastalo popravljeno besedilo INSR VII , ki je bilo potrjeno 10 . junija 2005 .
Such review gave rise to an extensive consultation of the payments industry as well as of the Member States .
Zaradi tega pregleda je bilo opravljeno temeljito posvetovanje s plačilno industrijo ter državami članicami .
The results of the consultation show that the payments industry is in general opposed to the application of thresholds , as this would necessitate putting in place dual systems for dealing with transfers of funds below and above thresholds .
Rezultati posvetovanja so pokazali , da plačilna industrija v splošnem nasprotuje uporabi pragov , saj bi to zahtevalo vzpostavitev dvojnih sistemov za obdelavo prenosov sredstev pod in nad pragovi .
Other stakeholders ( Member States , national central banks and the European Central Bank ) are generally not supportive either .
Tudi druge interesne skupine ( države članice , nacionalne centralne banke in Evropska centralna banka ) v glavnem ne podpirajo tega predloga .
In addition , a study by the FATF shows that even small amounts can be used to finance terrorism .
Poleg tega je ena od študij FATF pokazala , da se terorizem lahko financira tudi z majhnimi zneski .
On the other hand , there are concerns that too strict identification requirements may drive transactions underground , where the ability of authorities to obtain any information is considerably compromised .
Po drugi strani pa je prisotna zaskrbljenost , da bi se transakcije lahko zaradi prestrogih zahtev po identifikaciji umaknile v podzemlje , kar bi močno ogrozilo zmožnost zadevnih organov pri pridobivanju kakršnih koli podatkov .
Consequently , the present proposal does not retain any threshold either for outgoing transfers from the EU or incoming transfers in the EU , as regards the collection and transmittal of information on the payer .
Spričo tega ta predlog ne ohranja pragov niti za odlive iz EU niti za prilive v EU na področju zbiranja in posredovanja podatkov o plačniku .
It therefore provides for incoming anonymous transfers in the EU to be subject to special vigilance and to appropriate measures destined to get missing information on the payer .
Zato določa , da je treba anonimnim prilivom v EU nameniti posebno pozornost ter sprejeti ustrezne ukrepe , namenjene za pridobivanje manjkajočih podatkov o plačniku .
It also establishes that outgoing transfers of funds from the EU shall be accompanied by complete information on the payer , but in order to take into account the risk of driving transactions underground , flexibility is however allowed as regards the extent of verification of information on the payer , on a risksensitive basis . 213
Določa tudi , da odlive iz EU spremljajo popolni podatki o plačniku , da pa bi upoštevali tveganje umika transakcij v podzemlje , dopušča fleksibilnost pri obsegu preverjanja podatkov o plačniku glede na stopnjo tveganja .
An open consultation was conducted over the internet from 02/12/2003 to 15/02/2004 .
Javno posvetovanje je bilo opravljeno tudi na internetu v obdobju med 2.12.2003 in 15.2.2004 .
The Commission received 103 response ( s ) .
Komisija je prejela 103 odzive .
EN http://europa.eu.int/comm/internal_market/payments/framework/2004contributions_en.htm .
Rezultati so na voljo na naslednjem spletnem naslovu : http://europa.eu.int/comm/internal_market/payments/framework/2004contributions_en.htm .
-* 229 Collection and use of expertise
-* Zbiranje in uporaba strokovnega znanja
The proposal was not submitted for impact assessment as it derives from international obligations and has no significant cross-cutting impact . In addition , it was submitted to extensive consultation by all stakeholders .
Predlog ni bil predložen v presojo vplivov , saj izhaja iz mednarodnih obveznosti in nima večjega medsektorskega vpliva . Poleg tega je bilo o njem izvedeno temeljito posvetovanje z vsemi interesnimi skupinami .
It transposes SR VII of the FATF in a way that minimises costs for the payments industry while at the same time ensuring a high standard in the fight against money laundering and terrorist financing .
Predlog prenaša SR VII skupine FATF v zakonodajo na način , ki v največji možni meri zmanjšuje stroške industrije plačil , hkrati pa zagotavlja visok standard v okviru boja proti pranju denarja in financiranju terorizma .
The proposal establishes rules aimed at establishing the traceability of transfers of funds , which are applicable to all the PSPs involved in the payment chain .
Predlog določa pravila , namenjena vzpostavljanju sledljivosti prenosov sredstev , ki veljajo za vse IPS v plačilni verigi .
The PSP of the payer must ensure that transfers of funds contain complete , accurate and meaningful information on the payer .
IPS plačnika mora zagotoviti , da prenose sredstev spremljajo popolni , točni in natančni podatki o plačniku .
Any intermediary PSP must ensure that all information on the payer that accompanies a transfer is retained with the transfer or that appropriate records are kept .
Vsak posredniški IPS mora zagotoviti , da se vsi podatki o plačniku , ki spremljajo prenos sredstev , ohranijo s prenosom , ali da se vodi ustrezna evidenca .
The PSP of the payee must be able to detect a lack of presence of information on the payer when receiving transfers and take appropriate steps in order to correct this situation , so that received transfers of funds do not remain anonymous .
IPS plačnika mora biti sposoben odkriti odsotnost podatkov o plačniku ob prejemu prenosa sredstev in sprejeti ustrezne ukrepe za odpravo takega stanja , tako da prejeti prenosi sredstev ne ostanejo anonimni .
While doing so , it must exert a special vigilance regarding such transfers and , on a risk sensitive basis , taking into account other pertinent factors , report suspicious transactions to the authorities responsible for combating money laundering and terrorist financing .
Pri tem mora posebno pozornost namenjati takim prenosom sredstev , in glede na stopnjo tveganja ter upoštevajoč vse zadevne dejavnike , sporočiti sumljive transakcije organom , pristojnim za boj proti pranju denarja in financiranju terorizma .
PSPs should also keep appropriate records and respond fully and rapidly to enquiries by the authorities responsible for combating money laundering and terrorist financing of the Member State where they are situated .
IPS naj bi tudi vodili ustrezne evidence in se celovito ter hitro odzvali na poizvedovanja organov , pristojnih za boj proti pranju denarja in financiranju terorizma , v državi članici , v kateri imajo sedež .
-* Legal basis
-* Pravna podlaga
Aricle 95 of the Treaty establishing the European Community . 320
Člen 95 Pogodbe o ustanovitvi Evropske skupnosti .
The subsidiarity principle applies insofar as the proposal does not fall under the exclusive competence of the Community .
Načelo subsidiarnosti velja , v kolikor predlog ne sodi v izključno pristojnost Skupnosti .
The objectives of the proposal cannot be sufficiently achieved by the Member States for the following reason ( s ) .
Države članice ne morejo v zadostni meri doseči ciljev predloga iz naslednjih razlogov .
323 Non-coordinated action by Member States alone in the field of cross-border transfers of funds could significantly impact on the smooth functioning of payment systems at EU level , and therefore damage the Internal Market in the field of financial services .
Neusklajeno ukrepanje držav članic na lastno pest na področju čezmejnih prenosov sredstev bi lahko ogrozilo nemoteno delovanje plačilnih sistemov na ravni EU in posledično povzročilo škodo notranjemu trgu na področju finančnih storitev .
EN 6
Ukrepi Skupnosti bodo bolje dosegli cilje predloga iz naslednjih razlogov .
Community action will better achieve the objectives of the proposal for the following reason ( s ) : 324 By the scale of its action , Community action shall guarantee a uniform transposition of SR VII throughout the EU , and in particular , that there is no discrimination between national payments within a Member State and cross-border payments between Member States .
Ukrepanje na ravni Skupnosti bo z obsegom ukrepa zagotovilo enoten prenos SR VII v zakonodajno obliko po vsej EU , zlasti pa preprečilo diskriminacijo med nacionalnimi plačili v državah članicah in čezmejnimi plačili med državami članicami . To načelo je bilo vzpostavljeno z Uredbo ( ES ) št .
This principle was established by Regulation ( EC ) No 2560/2001 on crossborder payments in euro , which was the first significant step towards the establishment of a Single Payment Area in the EU .
2560/2001 o čezmejnih plačilih v evrih , ki je bila prvi pomemben korak na poti do vzpostavitve enotnega plačilnega območja v EU .
There is a general consensus , emanating from all stakeholders ( in particular Member States and the payments industry ) , that the objectives of the action can be better achieved by the Union .
Vse interesne skupine ( zlasti države članice in plačilna industrija ) v splošnem soglašajo , da se lahko cilji ukrepa bolje dosežejo na ravni Unije .
The scope of the proposal , which coincides with the measures foreseen in SR VII cannot , by its nature , and in order to avoid inconsistencies , be divided into Community action and action by Member States .
Področje izvajanja predloga , ki sovpada z ukrepi , predvidenimi v SR VII , že po svoji naravi in zaradi preprečevanja neusklajenosti ne more biti razdeljeno na ukrepanje
The proposal therefore complies with the subsidiarity principle .
Skupnosti in ukrepanje držav članic . Predlog je zato v skladu z načelom subsidiarnosti .
-* Proportionality principle 325
-* Načelo sorazmernosti
327 The proposal complies with the proportionality principle for the following reason ( s ) .
Predlog je skladen z načelom sorazmernosti iz naslednjih razlogov .
331 In conformity with the results of the consultation process , the proposal transposes SR VII in the simplest way , by providing a simplified regime within the EU and a costeffective system in order to ensure the traceability of transfers of funds to and from third countries .
V skladu z rezultati postopka posvetovanja predlog prenaša SR VII v zakonodajo na najbolj preprost način , in sicer tako , da zagotavlja poenostavljeno ureditev znotraj EU in stroškovno učinkovit sistem , ki po drugi strani zagotavlja sledljivost prenosov sredstev v tretje države in iz njih .
It does not go beyond what is necessary to achieve its objectives .
Uredba ne presega okvirov , ki so potrebni za doseganje navedenih ciljev .
By establishing obligations applicable to payment service providers , which minimise the cost for the payments industry , the proposal therefore minimises the financial burden for national governments , economic operators and citizens .
Z vzpostavitvijo obveznosti za izvajalce plačilnih storitev , ki v največji možni meri zmanjšujejo stroške plačilne industrije , predlog zmanjšuje finančno breme nacionalnih vlad , gospodarskih subjektov in državljanov .
Proposed instrument : regulation .
Predlagani instrument : uredba .
Other means would not be adequate for the following reason ( s ) : Payment systems in the EU are in the process of being integrated into a Single Payment Area and , consequently , SR VII should be implemented in a harmonised manner throughout the EU .
Druga sredstva ne bi bila primerna zaradi naslednjega (- ih ) razloga (- ov ) . Plačilni sistemi v EU so v postopku vključevanja v enotno plačilno območje , zaradi česar mora biti izvajanje SR VII usklajeno po vsej EU .
All stakeholders called for the use of a regulation , which would be the most effective way of guaranteeing uniform implementation and thus a level playing field . 4 ) BUDGETARY IMPLICATION
Vse interesne skupine zahtevajo uporabo uredbe , ki bi bila najučinkovitejši način za zagotavljanje enotnega izvajanja in bi zato zagotavljala enake pogoje za vse .
401 Meetings of the Committee on the Prevention of Money Laundering and Terrorist Financing .
4 ) PRORAČUNSKE POSLEDICE Srečanja Odbora za preprečevanje pranja denarja in financiranja terorizma .
5 ) ADDITIONAL INFORMATION 560 -*
5 ) DODATNE INFORMACIJE -* Evropski gospodarski prostor
European Economic Area The proposed act concerns an EEA matter and should therefore extend to the European Economic Area .
Predlagani akt se nanaša na zadevo s področja EGP in zato velja tudi za Evropski gospodarski prostor .
2005/0138 ( COD ) Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on information on the payer accompanying transfers of funds ( Text with EEA relevance )
2005/0138 ( COD ) Predlog UREDBA EVROPSKEGA PARLAMENTA IN SVETA o podatkih o plačniku , ki spremljajo prenose sredstev ( Besedilo velja za EGP )
THE EUROPEAN PARLIAMENT AND THE COUNCIL OF THE EUROPEAN UNION , Having regard to the Treaty establishing the European Community , and in particular Article 95 thereof , Having regard to the proposal from the Commission4 Having regard to the opinion of the European Economic and Social Committee5 Having regard to the opinion of the Committee of the Regions6 Having regard to the opinion of the European Central Bank7 Acting in accordance with the procedure laid down in Article 251 of the Treaty8 , Whereas : ( 1 ) In the wake of the terrorist attacks in the USA on 11 September 2001 , the extraordinary European Council on 21 September 2001 reiterated that the fight against terrorism is a key objective of the European Union .
EVROPSKI PARLAMENT IN SVET EVROPSKE UNIJE STA -- ob upoštevanju Pogodbe o ustanovitvi Evropske skupnosti , in zlasti člena 95 Pogodbe , ob upoštevanju predloga Komisije4 , ob upoštevanju mnenja Evropskega ekonomsko-socialnega odbora5 ob upoštevanju mnenja Odbora regij6 , ob upoštevanju mnenja Evropske centralne banke7 , v skladu s postopkom , določenim v členu 251 Pogodbe8 , ob upoštevanju naslednjega : ( 1 ) Po terorističnih napadih na ZDA 11 . septembra 2001 je izredni Evropski svet 21 .
The European Council approved a plan of action dealing with enhanced police and judicial co-operation , developing international legal instruments against terrorism , preventing terrorist funding , strengthening air security and greater consistency between all relevant policies .
septembra 2001 ponovno poudaril , da je boj proti terorizmu eden od ključnih ciljev Evropske unije . Evropski svet je potrdil načrt ukrepanja na področju izboljšanega policijskega in pravosodnega sodelovanja , razvijanja mednarodnih pravnih instrumentov proti terorizmu , preprečevanja financiranja terorizma , krepitve zračne varnosti in večje usklajenosti med vsemi zadevnimi politikami .
This plan of action was revised by the European Council following the terrorist attacks of 11 March 2004 in Madrid , and now specifically addresses the need to ensure that the legislative framework created by the Community for the purpose of combating terrorism and improving judicial cooperation is adapted to the nine Special Recommendations against Terrorist Financing adopted by the Financial Action Task Force on Money Laundering and Terrorist Financing ( FATF ) .
Ta načrt ukrepanja je Evropski svet spremenil po terorističnih napadih 11 . marca 2004 v Madridu , tako da zdaj natančno obravnava potrebo po prilagoditvi zakonskega okvira , ki ga je vzpostavila Skupnost za namene boja proti terorizmu in izboljšanja pravosodnega sodelovanja , devetim posebnim priporočilom proti financiranju terorizma , ki jih je sprejela Projektna skupina za finančno ukrepanje na področju pranja denarja in financiranja terorizma ( FATF ) .
( 2 )
nekatere osebe in subjekte zaradi boja proti terorizmu9 in Uredba Sveta ( ES ) št .