natgillin/translations-raw huggingface dataset:
( 2 ) Available on the FATF 's website at www.fatf-gafi.org .
( 2 ) Na voljo na spletni strani FATF na naslovu www.fatf-gafi.org .
( 3 ) « Proposal for a directive of the European Parliament and of the Council on payment services in the internal market and amending Directives 97/7 / EC , 2000/12 / EC and 2002/65 / EC » , 1 December 2005 , COM ( 2005 ) 603 final ;
( 3 ) „Proposal for a directive of the European Parliament and of the Council on payment services in the internal market and amending Directives 97/7 / EC , 2000/12 / EC and 2002/65 / EC » ( Predlog direktive Evropskega parlamenta in Sveta o plačilnih storitvah na notranjem trgu in o spremembah Direktiv 97/7 / ES , 2000/12 / ES in 2002/65 / ES ) , 1 . december 2005 , COM ( 2005 ) 603 final ;
available on the Commission 's website at www.europa.eu.int .
na voljo na spletni strani Komisije na naslovu www.europa.eu.int .
3.2 Paragraph 10.a of the Interpretative Note does not specifically use the term « commercial » .
3.2 Odstavek 10.a pojasnjevalne opombe pojma „gospodarski » ( „commercial ") posebej ne uporablja .
Rather , it states that SR VII does not cover transfers that flow from transactions carried out using a credit or debit card so long as the credit or debit card number accompanies all transfers flowing from the transaction .
Namesto tega določa , da SR VII ne zajema prenosov , ki izhajajo iz poslov , izvedenih z uporabo kreditne ali debetne kartice , če vse prenose , ki izhajajo iz takega posla , spremlja številka kreditne ali debetne kartice .
However , paragraph 10.a also states that when credit or debit cards are used as a payment system to effect a money transfer , they are covered by SR VII , and the necessary information should be included in the message .
Vendar pa odstavek 10.a tudi določa , da so kreditne ali debetne kartice , kadar se uporabijo kot plačilni sistem za izvršitev denarnega prenosa , zajete s SR VII in bi morali biti potrebni podatki vključeni v sporočilo .
This implies that SR VII draws a distinction between using cards to pay for goods and services ( which is not covered by SR VII ) and using cards to make credit transfers ( which is covered ) .
To pomeni , da SR VII ločuje med uporabo kartic za plačilo blaga in storitev ( kar ni zajeto s SR VII ) in uporabo kartic za izvedbo nakazil ( kar je zajeto ) .
The ECB suggests redrafting recital 6 and the first subparagraph of Article 2 ( 2 ) of the proposed regulation to ensure greater consistency with the Interpretative Note ( 1 ) .
ECB predlaga spremembo besedila uvodne izjave 6 in prvega pododstavka člena 2 ( 2 ) predlagane uredbe za zagotovitev večje skladnosti s pojasnjevalno opombo ( 1 ) .
3.3 In general , Article 2 ( 2 ) of the proposed regulation seems to be based on the assumption that it is always possible for the PSP of the payer and / or the payee to identify whether debit and credit cards have been used to pay for goods and services or to make credit transfers .
3.3 V splošnem se za člen 2 ( 2 ) predlagane uredbe zdi , da izhaja iz domneve , da lahko plačnikov IPS ali IPS prejemnika plačila vedno ugotovita , ali so bile debetne in kreditne kartice uporabljene za plačilo blaga in storitev ali za izvedbo nakazil .
However , this assumption is not always correct , as all types of payment instrument can be used for such transactions .
Vendar pa ta domneva ni vedno pravilna , saj se za takšne posle lahko uporabijo vse vrste plačilnih instrumentov .
When a payment is made by credit or debit card only the owner / operator of the credit or debit card scheme receives information from which it can deduce the underlying purpose of the transaction .
Kadar je plačilo opravljeno s kreditno ali debetno kartico , samo imetnik / upravljavec sistema kreditne ali debetne kartice prejme podatke , na podlagi katerih lahko sklepa o osnovnem namenu posla .
The PSPs of the payer and of the payee only receive the information necessary to settle the transaction on their customer 's account , i.e. they receive no information on the underlying purpose of the transaction .
Plačnikov IPS in IPS prejemnika plačila prejmeta le tiste podatke , ki so potrebni za poravnavo posla na računu njihove stranke , t. j. ne prejmeta podatkov o osnovnem namenu posla .
Imposing a regime on PSPs that would require them to check the purpose of such transactions would therefore not be conducive to the smooth operation of payment systems .
Uvajanje ureditve , ki bi od IPS zahtevala , naj preverjajo namen takih poslov , zato ne bi vodilo k nemotenemu delovanju plačilnih sistemov .
Thus , while the ECB understands the desire to exempt transactions carried out using a credit or debit card to pay for goods and services from the requirement to include full information on the payer , the proposal seems impracticable as the entities subject to the proposed regulation have no means which would in all circumstances allow them to identify the underlying reason for a payment .
Čeprav ECB razume željo po izvzetju poslov , izvedenih z uporabo kreditne ali debetne kartice za plačilo blaga in storitev , iz zahteve po vključitvi celotnih podatkov o plačniku , se zdi ta predlog neizvedljiv , saj subjekti , za katere velja predlagana uredba , nimajo na voljo sredstev , ki bi jim v vseh okoliščinah omogočila , da bi ugotovili osnovni razlog za plačilo .
However , the intention behind Article 2 ( 2 ) may be that the settlement ( via the PSP of the payer ) of the bill relating to the underlying credit card transactions made by the payer is not part of any credit transfer that could have been initiated using the credit card , but a completely separate credit transfer from the payer to the credit card company .
Vendar pa bi bil namen člena 2 ( 2 ) lahko tudi v tem , da poravnava računa ( preko plačnikovega IPS ) v zvezi z osnovnimi posli s kreditnimi karticami , ki jih opravi plačnik , ni del nakazil , ki bi jih lahko povzročila uporaba kreditne kartice , ampak popolnoma ločeno plačnikovo nakazilo izdajatelju kreditne kartice .
If this is the case , the ECB agrees with the content of Article 2 ( 2 ) but , in the interests of legal certainty , would suggest making this intention clearer in the proposed regulation .
Če je temu tako , se ECB strinja z vsebino člena 2 ( 2 ) , vendar bi zaradi pravne varnosti predlagala , da se ta namen v predlagani uredbi jasneje izrazi .
Batch file transfers
Paketni prenosi sredstev
Article 7 ( 2 ) of the proposed regulation governs batch file transfers to payees outside the Community .
Člen 7 ( 2 ) predlagane uredbe ureja paketne prenose sredstev na prejemnike plačil izven Skupnosti .
Such transfers concern individual transfers from one payer to different payees , which have been bundled and are then usually « unbundled » by the first PSP in the process or a payment system operator and subsequently sorted according to the PSP of the payee .
Taki prenosi se nanašajo na posamične prenose z enega plačnika na različne prejemnike plačil , ki so bili združeni in jih potem običajno prvi IPS v postopku ali upravljavec plačilnega sistema „razdruži » , nato pa so razvrščeni glede na IPS prejemnika plačila .
Therefore , neither the payee nor its PSP will be able to identify that the funds received have originally been transferred via a batch file .
Zato niti prejemnik plačila niti njegov IPS ne bosta mogla ugotoviti , da so bila prejeta sredstva prvotno prenesena s paketnim prenosom .
If the payee is situated in a country which is a member of the FATF , the country in question must also apply SR VII .
Če se prejemnik plačila nahaja v državi , ki je članica FATF , mora ta država uporabljati tudi SR VII .
Consequently , the PSP of the payee would need to contact the PSP of the payer within the Community or the first intermediary PSP to obtain the relevant information .
Posledično bi moral IPS prejemnika plačila stopiti v stik s plačnikovim IPS v Skupnosti ali s prvim posredniškim IPS in pridobiti ustrezne podatke .
Therefore , it is noted that the use of batch file transfers at a crossborder level will generate a large number of requests for provision of information on the payer .
Zato se ugotavlja , da bo uporaba paketnih prenosov sredstev na čezmejni ravni povzročila veliko zahtev za posredovanje podatkov o plačniku .
Agreements with territories or countries outside the Community
Sporazumi z ozemlji ali državami izven Skupnosti
Article 18 of the proposed regulation states that the European Commission may authorise agreements between Member States and countries or territories outside the Community which contain derogations from the proposed regulation .
Člen 18 predlagane uredbe določa , da lahko Evropska komisija odobri sporazume med državami članicami in državami ali ozemlji izven Skupnosti , ki vsebujejo odstopanja od predlagane uredbe .
Such authorisation requires fulfilment of a number of conditions .
Takšna odobritev zahteva izpolnjevanje številnih pogojev .
In view of ( 1 ) At the same time , the ECB points to the slightly confusing terminology of the Interpretative Note , which refers to the use of cards as « payment systems » when it states that card payments used for credit transfers are covered by SR VII .
Glede na konsolidacijo finančnih trgov v EU in razvoj enotnega ( 1 ) Hkrati ECB opozarja na rahlo nejasno izrazje v pojasnjevalni opombi , ki navaja uporabo kartic kot „plačilnih sistemov » , ko določa , da so plačila s karticami , uporabljena za nakazila , zajeta s SR VII .
the consolidation of financial markets in the EU and the development of the Single Euro Payments Area , the first and third conditions ( i.e. that the country or territory shares a monetary union with the Member State concerned or forms part of the currency area of the Member State concerned and that it requires PSPs under its jurisdiction to apply the same rules as those established under the proposed regulation ) seem to be sufficient to achieve the aims of the authorisation requirement .
območja za plačila v eurih se zdita prvi in tretji pogoj ( t. j. da je država ali ozemlje v monetarni uniji z zadevno državo članico ali je sestavni del valutnega območja zadevne države članice ter da od IPS v svoji pristojnosti zahteva , da uporabljajo ista pravila , kakor so določena v predlagani uredbi ) zadostna za dosego ciljev zahteve po odobritvi .
Therefore , the second condition ( that the country or territory is a member of the payment and clearing systems of the Member State concerned ) could be deleted .
Zato bi se drugi pogoj ( da je država ali ozemlje član plačilnih in klirinških sistemov zadevne države članice ) lahko črtal .
Drafting proposals Where the above advice would lead to changes in the proposed regulation , drafting proposals are enclosed in the annex .
Predlagane spremembe besedila Kadar bi zgornji nasveti vodili v spremembe predlagane uredbe , so predlagane spremembe besedila navedene v prilogi .
TEXT PROPOSED BY THE COMMISSION ( 1 ) AMENDMENTS PROPOSED BY THE ECB ( 2 )
Uradni list Evropske unije PRILOGA PREDLAGANE SPREMEMBE BESEDILA BESEDILO , KI GA PREDLAGA KOMISIJA ( 1 ) SPREMEMBE , KI JIH PREDLAGA ECB ( 2 )
Amendment 1 Recital 6
Sprememba 1 Uvodna izjava 6
[ Proposal to insert a new recital 6 and renumber the subse - The requirements of this Regulation should be quent recitals accordingly .
[ Predlaga se vstavitev nove uvodne izjave 6 in ustrezno Zahteve iz te uredbe bi morali izpolnjevati tisti preštevilčenje naslednjih uvodnih izjav .
] fulfilled by those entities in the payment chain ensuring the execution of transfers of funds that have a customer relationship with the payer and the payee .
] subjekti v plačilni verigi , ki zagotavljajo izvedbo prenosov sredstev in ki imajo s plačnikom in prejemnikom plačila neposredni odnos s strankami .
As neither operators of payment , clearing and settlement systems nor providers of messaging services have such a customer relationship , they are exempted from the scope of application of this Regulation .
Ker niti upravljavci plačilnih , klirinških in poravnalnih sistemov niti izvajalci storitev pošiljanja sporočil takšnega odnosa s strankami nimajo , so izvzeti iz področja uporabe te uredbe .
Justification --- See paragraphs 1.1 - 1.3 of the opinion
Utemeljitev --- Glej odstavke 1.1 - 1.3 tega mnenja
Amendment 2 Recital 6
Sprememba 2 Uvodna izjava 6
( 6 ) Due to the lower risk of money laundering or terrorist ( 6 ) Where there is a lower risk of money laundering financing associated with transfers of funds that flow from a or terrorist financing associated with transfers of commercial transaction or where the payer and the payee are funds it is appropriate to exempt such transfers payment service providers acting on their behalf , it is approfrom the scope of this Regulation . These exemppriate to exempt such transfers from the scope of this Regutions cover credit or debit cards , ATM withdralation , under the condition that it is always possible to trace wals , direct debits , truncated cheques , payments them back to the payer .
( 6 ) Zaradi nižjega tveganja pranja denarja ali financiranja terorizma , povezanega s prenosi sredstev , ki izhajajo iz poslovnih transakcij , ali kadar sta plačnik in prejemnik plačila tudi izvajalca plačilnih storitev , ki delujeta v svojem imenu , je ustrezno take prenose sredstev izvzeti iz področja uporabe te uredbe , pod pogojem , da jih je vedno možno izslediti nazaj do plačnika . ( 6 ) Kadar obstaja nižje tveganje pranja denarja ali financiranja terorizma , povezanega s prenosi sredstev , je ustrezno take prenose sredstev izvzeti iz področja uporabe te uredbe .
of taxes , fines or other levies , and where the payer and payee are payment service providers acting on their own behalf .
Ta izvzetja zajemajo kreditne in debetne kartice , dvige na bančnih avtomatih , direktne obremenitve , elektronsko obdelane čeke in plačila davkov , glob ali drugih dajatev ter primere , kadar sta plačnik in prejemnik plačila izvajalca plačilnih storitev , ki delujeta v svojem imenu .
In addition , in order to reflect the characteristics of national payment systems , Member States may choose to exempt electronic « giro » payments providing that it is always possible to trace the transfer back to the payer .
Dodatno se lahko države članice , da bi odrazile značilnosti nacionalnih plačilnih sistemov , odločijo za izvzetje elektronskih nakazil pod pogojem , da jih je vedno možno izslediti nazaj do plačnika .
Where Member States have applied the derogation for electronic money in Directive 2005/60 / EC that derogation should also be applied in this Regulation provided the amount transacted does not exceed EUR 1 000 .
Če so države članice uporabile odstopanje za elektronski denar v Direktivi 2005/60 / ES , bi moralo biti to odstopanje uporabljeno tudi v tej uredbi pod pogojem , da znesek prenosa ne preseže 1000 EUR .
Justification --- See paragraphs 3.1 - 3.3 of the opinion
Utemeljitev --- Glej odstavke 3.1 - 3.3 tega mnenja
Amendment 3 Article 2 ( 2 ) , first subparagraph
Sprememba 3 Člen 2 ( 2 ) , prvi pododstavek
This Regulation shall not apply to transfers of funds which flow from a commercial transaction carried out using a credit or debit card or any other similar payment instrument , provided that a unique identifier , allowing the transaction to be traced back to the payer , accompanies all transfers of funds flowing from that commercial transaction .
Ta uredba se ne uporablja za prenose sredstev , ki izhajajo iz gospodarskih poslov in so izvedeni z uporabo kreditne ali plačilne kartice ali katerega koli drugega plačilnega sredstva , pod pogojem , da vse prenose sredstev , ki izhajajo iz takega gospodarskega posla , spremlja posebna identifikacijska oznaka , ki omogoča , da se posel izsledi nazaj do plačnika .
This Regulation shall not apply to transfers of funds which flow from a transaction carried out using a credit or debit card or any other similar payment instrument , except when a credit or debit card is used to effect a credit transfer , provided that a unique identifier , allowing the transaction to be traced back to the payer , accompanies all transfers of funds flowing from that transaction .
Ta uredba se ne uporablja za prenose sredstev , ki izhajajo iz posla , izvedenega z uporabo kreditne ali debetne kartice ali katerega koli drugega podobnega plačilnega instrumenta , razen če je kreditna ali debetna kartica uporabljena za izvršitev nakazila , pod pogojem , da vse prenose sredstev , ki izhajajo iz takega posla , spremlja posebna identifikacijska oznaka , ki omogoča , da se posel izsledi nazaj do plačnika .
( 2 ) Bold in the body of the text indicates where the ECB proposes inserting new text .
( 2 ) Debeli tisk v besedilu členov označuje , kje ECB predlaga vstavitev novega besedila .
Official Journal of the European Union Amendment 4 Article 2 ( 2 ) , second subparagraph
Uradni list Evropske unije Sprememba 4 Člen 2 ( 2 ) , drugi pododstavek
[ Proposal to insert a new second subparagraph of Article This Regulation shall not apply to operators of 2 ( 2 ) and renumber the existing second subparagraph of payment , clearing and settlement systems or to proviArticle 2 ( 2 ) so that it becomes the third subparagraph ders of messaging services .
[ Predlaga se vstavitev novega drugega pododstavka v členu Ta uredba se ne uporablja za upravljavce plačilnih , 2 ( 2 ) , sedanji drugi pododstavek v členu 2 ( 2 ) pa postane klirinških in poravnalnih sistemov ali za izvajalce nov tretji pododstavek .
thereof .
] storitev pošiljanja sporočil .
] Justification --- See paragraphs 1.1 - 1.3 of the opinion Amendment 5 Article 3 ( 5 ) 5 .
Utemeljitev --- Glej odstavke 1.1 - 1.3 tega mnenja Sprememba 5 Člen 3 ( 5 ) 5 .
« payment service provider » means a natural or legal 5 . « payment service provider » means a natural or legal person whose business includes the provision of payment person , including money remitters , whose business services to payment service users ;
„izvajalec plačilnih storitev » pomeni fizična ali pravna oseba , katere poslovanje vključuje opravljanje plačilnih storitev za uporabnike plačilnih storitev ; 5 .
includes the provision of payment services to payment service users ;
„izvajalec plačilnih storitev » pomeni fizična ali pravna oseba , vključno s subjekti , ki se ukvarjajo z denarnimi prenosi , katere poslovanje vključuje opravljanje plačilnih storitev za uporabnike plačilnih storitev ;
Justification --- See paragraph 2.2 of the opinion Amendment 6 Article 3 ( 8 ) 8 .
Utemeljitev --- Glej odstavek 2.2 tega mnenja Sprememba 6 Člen 3 ( 8 ) 8 .
« payment service user » means a natural or legal person who makes use of a payment service , in the capacity of payer or payee ;
„uporabnik plačilnih storitev » pomeni fizična ali pravna oseba , ki uporablja plačilno storitev v funkciji plačnika ali prejemnika plačila ;
« payment service user » means a natural or legal person who makes use of a payment service , in the capacity of either payer or payee , or both ;
„uporabnik plačilnih storitev » pomeni fizična ali pravna oseba , ki uporablja plačilno storitev v funkciji bodisi plačnika ali prejemnika plačila bodisi obeh ;
Justification --- See paragraph 2.1 of the opinion Amendment 7 Article 3 ( 10 ) [ There is no current Article 3 ( 10 ) --- the proposal is to 10 .
Utemeljitev --- Glej odstavek 2.1 tega mnenja Sprememba 7 Člen 3 ( 10 ) [ Člen 3 ( 10 ) trenutno ne obstaja --- predlog se nanaša na 10 .
« unique identifier » means a combination of insert an extra definition .
„posebna identifikacijska oznaka » pomeni vstavitev dodatne opredelitve .
] letters , numbers or symbols , determined by the payment service provider , in accordance with the protocols of the payment and settlement system or messaging system used to effect the transfer .
] kombinacijo črk , številk ali simbolov , ki jo določi izvajalec plačilnih storitev v skladu s pravili plačilnega in poravnalnega sistema ali sistema pošiljanja sporočil , ki se uporabi za izvršitev prenosa .
Justification --- See paragraph 2.3 of the opinion Amendment 8 Article 13 ( 2 ) 2 .
Utemeljitev --- Glej odstavek 2.3 tega mnenja Sprememba 8 Člen 13 ( 2 ) 2 .
If , in the case referred to in paragraph 1 , an intermediary payment service provider does not receive complete information on the payer , it shall inform the payment service provider of the payee accordingly , when transferring the funds . [ Delete .
Če v primeru , določenem v odstavku 1 , izvajalec [ Se črta . ] posredniških plačilnih storitev ne prejme popolnih podatkov o plačniku , ob prenosu sredstev ustrezno obvesti izvajalca plačilnih storitev prejemnika plačila .
Justification --- See paragraph 1.4 of the opinion Amendment 9 Article 18 ( 1 ) , second subparagraph , point b ) b ) it is a member of the payment and clearing systems of the b ) [ Delete . ] Member State concerned ;
Utemeljitev --- Glej odstavek 1.4 tega mnenja Sprememba 9 Člen 18 ( 1 ) , drugi pododstavek , točka b ) b ) je članica plačilnih in klirinških sistemov zadevne države članice ; b ) [ Se črta .
Justification --- See paragraph 5 of the opinion
] Utemeljitev --- Glej odstavek 5 tega mnenja
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German officials and experts in numismatics chose three different designs for their euro coins .
Nemški državni predstavniki in numizmatiki so za svoje kovance izbrali tri različna oblikovanja .
Euros 1 and Euros 2 coins : the traditional symbol of German sovereignty , the eagle , surrounded by the stars of Europe , appears on these coins .
Kovanca za 1 Euros in 2 Euros : na obeh je upodobljen tradicionalni simbol nemške suverenosti -- orel . Na obodu je 12 evropskih zvezd .
Edge lettering of the Euros 2 coin : EINIGKEIT UND RECHT UND FREIHEIT ( unity , justice and freedom ) and the emblem of the Federal Eagle .
Napis na obodu kovanca za 2 Euros : EINIGKEIT UND RECHT UND FREIHEIT ( enotnost , pravica in svoboda ) in emblem orla .
10 , 20 and 50-cent coins : the Brandenburg Gate , a symbol of the division of Germany and its subsequent unification , is the motif used on these coins .
Kovanci za 10 , 20 in 50 centov : motiv teh kovancev so Brandenburška vrata , simbol delitve in kasnejše ponovne združitve Nemčije .
1 , 2 and 5-cent coins : the oak twig , reminiscent of that found on the former German pfennig coins , provides the motif for these coins .
Kovanci za 1 , 2 in 5 centov : hrastova veja na hrbtni strani teh treh kovancev spominja na nekdanji nemški kovanec za 1 pfenig .
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