natgillin/translations-raw huggingface dataset:
>T H E E U RO S Y S T E M « S L O N G - T E R M E X P E C TAT I O N S Ongoing development of the domestic euro retail payments market will foster the innovation , consolidation and reorganisation of current practices .
>D O L G O R O Č N A P R I Č A KO V A N J A EUROSISTEMA Nadaljnji razvoj domačega trga eurskih plačil malih vrednosti bo spodbudil prenovo , utrditev in preureditev sedanjih načinov dela .
Over the long term , the Eurosystem expects that all euro area payments will become domestic , reaching a level of safety and efficiency that is at least on par with the best performing national payment systems today .
Eurosistem dolgoročno pričakuje , da bodo vsa plačila v euroobmočju postala domača in dosegla takšno raven varnosti in učinkovitosti , ki bo najmanj enaka danes najbolje delujočim nacionalnim plačilnim sistemom .
Q UA L I T Y SEPA will lead to a euro payments area where payments are equal to and ideally will surpass the speed and convenience of the best performing current national payments .
K A KO V O S T S SEPA bo vzpostavljeno takšno območje eurskih plačil , kjer plačila potekajo enako hitro in enostavno kot v zdajšnjih najbolje delujočih nacionalnih plačilnih sistemih oziroma še boljše .
S TA N DA R D I S AT I O N All euro area payments will support end-toend STP , based on open and non-proprietary standards .
S TA N D A R D I Z A C I J A Vsa plačila v euroobmočju bodo podpirala avtomatizirano obdelavo plačil od začetka do konca , ki temelji na odprtih in nelastniških standardih .
CHOICE S TA K E H O L D E R I N VO LV E M E N T A l l s t a ke h o l d e r s w i l l b e i n f o r m e d a n d consulted on their requirements in the d e ve l o p m e n t o f S E PA .
IZBIRA VKLJUČITEV ZAINTERESIRANIH STRANI Vse zainteresirane strani bodo obveščene o razvoju SEPA in povabljene , da izrazijo svoje zahteve .
A l t h o u g h S E PA represents a challenge for all in the short term , in the long term it offers a significant opportunity to benefit from both European integration and technological progress . All stakeholders will be able to choose between fully transparent SEPA payment instruments , and will not be confined by n a t i o n a l b o r d e r s .
Čeprav bo SEPA kratkoročno izziv za vse , dolgoročno ponuja veliko priložnost , s katero bo mogoče izkoristiti prednosti evropskega povezovanja in tehnološkega napredka . Vse zainteresirane strani bodo lahko izbirale med popolnoma preglednimi plačilnimi instrumenti SEPA in ne bodo omejene z državnimi mejami .
A l l p ay m e n t p ro d u c t customers will have a wide choice between banks , payment cards and options for handling d i re c t d e b i t m a n d a t e s .
Stranke bodo imele pri vseh plačilnih produktih široko izbiro med bankami , plačilnimi karticami in različnimi možnostmi obdelave pooblastil za direktno obremenitev .
F i n a l ly , f i n a n c i a l institutions will be able to choose between a wide range of payment system infrastructure SECURITY Customers will feel more secure when using SEPA payment instruments , with consistency in this regard ensured by a minimum set of security standards for SEPA payment instruments .
Finančne institucije pa bodo lahko izbirale tudi med številnimi ponudniki VARNOST Stranke bodo pri uporabi plačilnih instrumentov SEPA uživale večjo varnost , pri čemer bodo doslednost zagotavljali najmanjši varnostni standardi , ki veljajo za plačilne instrumente SEPA .
providers and card processors . COMPETITION SEPA will bring more competition by making the euro area an integrated market in which providers can offer their services to the entire euro area market .
KO N K U R E N C A S SEPA bo vzpostavljena večja konkurenca , saj bo euroobmočje postalo povezan trg , kjer bodo lahko ponudniki svoje storitve ponujali na celotnem trgu euroobmočja . plačilne infrastrukture in centri za procesiranje kartic .
IMPRINT
KO L O F O N
© European Central Bank , 2006
© Evropska centralna banka , 2006
Kaiserstrasse 29 , 60311 Frankfurt am Main , Germany Postal address
Kaiserstrasse 29 , 60311 Frankfurt am Main , Nemčija
Postfach 16 03 19 , 60066 Frankfurt am Main , Germany Telephone Website Fax Telex
Poštni naslov Postfach 16 03 19 , 60066 Frankfurt am Main , Nemčija
+ 49 69 1344-0 http://www.ecb.int + 49 69 1344-6000 411144 Layout & Design Alexander Weiler , Visuelle Kommunikation , Hünstetten , Germany Printed by Kern & Birner GmbH & CO KG , Frankfurt am Main , Germany All rights reserved .
Telefon Spletna stran Faks Teleks Ureditev in oblikovanje + 49 69 1344-0 http://www.ecb.int + 49 69 1344-6000 411144 Alexander Weiler , Visuelle Kommunikation , Hünstetten , Nemčija
ISBN ( print ) 92-899-0034-2 ISBN ( online ) 92-899-0035-0
Vse pravice so pridržane . ISBN ( spletna izdaja ) 978-92-899-0118-5
CON / 2008/34 Clear terms 1
CON / 2008/34 Odstrani izraze
Keynote address at the « Euros conference Slovenia '
Nagovor na Euros konferenci Slovenija 2007
Speech by Jean-Claude Trichet , President of the ECB
Govor predsednika ECB , g. Jean-Claudea Tricheta ( Jean-Claude Trichet )
organised by the Banka Slovenije and the European Central Bank
Konferenco sta organizirala Banka Slovenije in Evropska centralna banka
in Ljubljana , 15 January 2007
v Ljubljani , 15 . januarja 2007
Ladies and Gentlemen , It is a great pleasure to talk to you here , in Ljubljana at a conference celebrating the adoption of the euro on the very first day , when the euro is the single currency in circulation in Slovenia .
Spoštovane gospe in gospodje , cenjeni gostje ! Vesel sem , da vas tukaj , na konferenci ob uvedbi eura , lahko nagovorim na čisto prvi dan , ko je euro v Sloveniji edina valuta v obtoku .
Let me first and foremost congratulate to all parties involved in the successful cash changeover two weeks ago , that went very smooth and without any problems .
Najprej bi rad čestital vsem , ki so sodelovali pri uspešni in nemoteni zamenjavi gotovine pred dvema tednoma .
Not only did Slovenia perform exceptionally well in its convergence process to the euro area , but the last bit , the cash changeover was also exemplary so far .
Slovenija se ni izjemno dobro odrezala le v konvergenčnem procesu pri približevanju euroobmočju , ampak je vzorno opravila tudi zadnji korak , to je zamenjavo gotovine .
It is amazing to recall that Slovenia had three currencies over a period of just 15 years ( Dinar , tolar and euro ) - even disregarding the coupons or vouchers that were in circulation for about 1 year prior to the introduction of the tolar .
Skoraj neverjetno je , če pomislimo , da je Slovenija samo v zadnjih petnajstih letih imela kar tri različne valute ( dinar , tolar in euro ) , celo če ne štejemo vrednostnih bonov , ki so bili v obtoku približno eno leto pred uvedbo tolarja .
To me this is clearly a sign that economic developments can happen very fast if a country is determined to make rapid progress .
Zame je to nedvoumen dokaz , da gospodarski razvoj lahko teče zelo hitro , če je država odločena , da želi hitro napredovati .
After all , who would have thought 10 or 15 years ago that Slovenia would today celebrate the adoption of the euro ?
Konec koncev , kdo je 10 ali 15 let nazaj verjel , da bo Slovenija danes proslavljala uvedbo eura ?
It has been exactly five years since the first -- and until two weeks ago the last -- euro area enlargement , when Greece joined the original eleven euro area members .
Minilo je natanko pet let od prve -- in do pred dvema tednoma tudi zadnje -- širitve euroobmočja , ko se je prvotnim enajstim državam članicam pridružila Grčija .
Let me say that I am delighted that after half a decade we can today welcome again a new country to the euro area and expand the number of participating countries from 12 to 13 .
Vesel sem , da lahko le pol desetletja kasneje v krogu eurskih držav pozdravimo novo članico in njihovo število tako povečamo z 12 na 13 .
Measured in terms of population and economic activity , the euro area is one of the largest economies in the world .
Po številu prebivalcev in gospodarski moči je euroobmočje eno največjih gospodarstev na svetu .
The euro serves as single currency to more than 300 million citizens ; today around 317 million people including the Slovene population of two million , and the euro area GDP amounts to just above 8000 billion euros .
Euro je enotna valuta za več kot 300 milijonov ljudi , natančneje 317 milijonov , vključno z dvema milijonoma prebivalcev Slovenije , bruto domači proizvod euroobmočja pa presega 8000 milijard eurov .
Slovenia is the first of the ten countries that joined the EU in 2004 that managed to comply with the criteria to join the single currency , thus allowing it to introduce the euro as the national currency .
Slovenija je kot prva izmed desetih držav , ki so v EU vstopile leta 2004 , uspela izpolniti vse kriterije in kot nacionalno valuto uvedla euro .
After all it is only two and a half years after Slovenia joined the EU and today we already have the pleasure to welcome Slovenia also in the euro area .
Od slovenskega vstopa v EU je minilo samo poldrugo leto , danes pa Slovenijo že lahko pozdravimo v euroobmočju .
The adoption of the euro that we are celebrating today is a result of the macroeconomic policies that the authorities of Slovenia have pursued and the macroeconomic performance they have achieved .
Uvedba eura , ki jo proslavljamo danes , je rezultat makroekonomske politike , ki so jo izvajale slovenske oblasti , ter makroekonomskih rezultatov , ki so jih z njo dosegle .
As a result , Slovenia has made significant progress in nominal and real convergence over recent years , owing to a successful policy-mix , in particular well-managed monetary and exchange rate policies , sound fiscal policy and a range of structural reforms .
S takšno politiko , še zlasti z uspešno kombinacijo učinkovite denarne in tečajne politke , zdravo javnofinančno politiko in vrsto strukturnih reform , je Slovenija v zadnjih letih dosegla velik napredek pri nominalni in realni konvergenci .
Inflation came down from 8.9% in 2001 to 2.5% in 2006 .
Inflacija je z 8,9% v letu 2001 padla na 2,5% v letu 2006 .
Accordingly , both short-term and long-term interest rates fell considerably and are now in line with the euro area average .
Skladno s tem so se bistveno znižale tudi kratkoročne in dolgoročne obrestne mere , ki so zdaj usklajene s povprečjem euroobmočja .
While the short-term interest rate differential vis-à-vis the euro area persisted until recently , reflecting the monetary policy strategy pursued by Banka Slovenije , long-term interest rates approached levels close to the euro area already in 2004 , reflecting market confidence in general economic and fiscal developments in Slovenia and the credibility of the monetary and exchange rate policy .
Medtem ko so kratkoročne obrestne mere še do nedavnega odstopale od obrestnih mer v euroobmočju , s čimer so odražale strategijo denarne politike , ki jo je izvajala Banka Slovenije , so se dolgoročne obrestne mere ravni euroobmočja približale že leta 2004 , kar kaže na zaupanje trgov in splošna gospodarska in fiskalna gibanja v Sloveniji ter kredibilnost denarne in tečajne politike .
The process of nominal convergence has been accompanied by robust economic growth .
Proces nominalne konvergence je spremljala visoka gospodarska rast .
Real GDP growth in Slovenia has been well above the euro area in the recent years .
Realni BDP je v Sloveniji v minulih letih naraščal bistveno hitreje kot v euroobmočju .
Growth has been underpinned by domestic demand as well as strong exports , which reflects the increased integration of Slovenia with the EU and the euro area .
To rast sta poganjala tako domače povpraševanje kot tudi močan izvoz , kar kaže na vse tesnejšo povezanost Slovenije z Evropsko unijo in euroobmočjem .
In this respect , foreign direct investment ( FDI ) has also been an important factor .
Pomembno vlogo so imele tudi tuje neposredne investicije .
Nevertheless , we should bear in mind that Slovenia has a good opportunity to catch up further with the euro area average income .
Ob tem seveda ne gre pozabiti , da ima Slovenija zdaj odlično priložnost , da se še bolj približa povprečnemu dohodku euroobmočja .
Slovenia 's GDP per capita ( in PPP terms ) progressed from 60 % of the euro area average in 1995 to 76 % in 2005 : this is a significant improvement , which also still gives room for catching up towards the EU average .
Slovenski BDP na prebivalca ( v pariteti kupne moči ) se je s 60 % povprečja euroobmočja v letu 1995 povečal na 76 % v letu 2005 -- občutno povečanje , ki obenem predstavlja spodbudo za nadaljnje približevanje povprečnemu dohodku EU .
High economic growth and advances in income per capita levels clearly indicate the progress made in real convergence .
Visoka gospodarska rast in naraščanje dohodka na prebivalca jasno kažejo , da je Slovenija napredovala tudi na področju realne konvergence .
Indeed , nominal and real convergence are interdependent processes and nominal convergence provides the necessary environment for lasting real convergence .
Nominalna in realna konvergenca sta dejansko medsebojna povezana procesa , saj nominalna konvergenca vzpostavlja potrebno gospodarsko okolje za vzdržno realno konvergenco .
At the same time , real convergence also requires continued efforts to remove rigidities in the labour and goods markets , as well as continued efforts to reform the financial system .
Obenem realna konvergenca terja tudi nadaljnja prizadevanja za odpravo togosti na trgu dela in blaga , pa tudi dodatne ukrepe za reformo finančnega sistema .
It is remarkable that Slovenia has achieved its progress in nominal and real convergence without experiencing major imbalances ;
Občudovanja vredno je , da je Slovenija dosegla napredek pri nominalni in realni konvergenci , ne da bi občutila resnejša neravnovesja ;
in particular the Slovenian current account balance has remained contained over quite a long period of time .
še zlasti slovenska plačilna bilanca je zelo dolgo ostala stabilna . Javnofinančna bilanca oz .
The fiscal balance ( the deficit-to-GDP ratio ) has been on a broadly improving trend since 2000 ( even though further consolidation is required for Slovenia to comply with the medium-term objective quantified in the convergence programme ) .
razmerje med primanjkljajem in dolgom se je od leta 2000 naprej v splošnem izboljševala in leta 2005 znašala 28,0% ( vseeno je za dosego srednjeročnega cilja iz konvergenčnega programa v Sloveniji potrebna nadaljnja konsolidacija ) .
Looking at the financial side , Slovenia is experiencing a substantial process of financial deepening , which has been reflected in robust credit activity .
Na finančni strani v Sloveniji poteka obsežen proces finančnega poglabljanja , ki se odraža v intenzivni kreditni dejavnosti .
In this context let me say that the process of financial deepening , which is taking place in almost all countries that joined the EU in 2004 and 2007 will also support economic development as it is expected to promote more efficient investment .
V tem kontekstu bi rad poudaril , da bo proces finančnega poglabljanja , ki poteka v skoraj vseh državah , ki so se EU pridružile v letih 2004 in 2007 , podpiral tudi gospodarski razvoj , saj bo predvidoma prispeval k bolj učinkovitemu investiranju .
However , this process does require careful monitoring and strong prudential supervision , in particular if financial deepening takes place at a very rapid pace .
Vseeno je ta proces treba pozorno spremljati in skrbno nadzorovati , še zlasti , če finančno poglabljanje teče zelo hitro .
Another element of Slovenia 's successful convergence experience is its participation in the Exchange Rate Mechanism II ( ERM II ) .
Drug dejavnik , ki je prispeval k uspešni slovenski konvergenci , je bilo sodelovanje v mehanizmu menjalnih tečajev ERM II .
Slovenia 's participation in the Mechanism has been smooth .
Slovensko sodelovanje v mehanizmu je teklo gladko .
The parity at which Slovenia entered the ERM II was set at the market rate at the time of ERM II entry and the tolar-euro exchange rate remained very close to the parity for the entire period of ERM II participation .
Pariteta , s katero je Slovenija vstopila v ERM II , je bila določena na ravni tržnega tečaja ob vstopu v mehanizem , menjalni tečaj med tolarjem in eurom pa je celotno obdobje slovenskega sodelovanja v mehanizmu ostal zelo blizu pariteti .
As a consequence , the EU Council decided that the central parity should also become the final conversion rate of the tolar to the euro .
Na tej osnovi je Svet EU sklenil , da bo centralna pariteta postala tudi končno menjalno razmerje med tolarjem in eurom .
Let me use this opportunity to stress again that participation in ERM II is a very important step on the road to the euro .
Dovolite mi , da ob tej priložnosti še enkrat poudarim , da je sodelovanje v mehanizmu deviznih tečajev zelo pomemben korak na poti k uvedbi eura .
A smooth participation in ERM II is testimony for the sustainability of the necessary convergence process prior the adoption of the euro .
Uspešno sodelovanje v ERM II potrjuje vzdržnost zahtevanega konvergenčnega procesa pred vstopom v euroobmočje .
ERM II participation ties the exchange rate and hence acts as a « testing phase » of the irrevocably exchange rate fixation .
Sodelovanje v mehanizmu veže devizni tečaj in s tem vzpostavi « testno obdobje » za nespremenljivo določeno menjalno razmerje .
In this respect , the mechanism provides flexibility with a 15 % band around the parity and the possibility of mutually agreed realignments of the parity .
Pri tem mehanizem dopušča določeno mero nihanja tečaja v obsegu 15 % nad ali pod pariteto in omogoča soglasno dogovorjeno prilagoditev paritete .
Let me also recall that while two years of participation are the minimum period required , there are no limits on the maximum length of the participation .
Naj ob tem spomnim , da sta dve leti najkrajše možno obdobje sodelovanja v mehanizmu , sicer pa to po dolžini ni omejeno .
This in turn allows countries which have not yet achieved a sufficient level of sustainable convergence with regard to all criteria to adequately prepare for the single currency while already enjoying the benefits of a stable exchange rate anchor .
Državam , ki še niso dosegle zadostne stopnje vzdržne konvergence pri vseh kriterijih , to omogoča , da se ustrezno pripravijo na enotno valuto , obenem pa uživajo prednosti trdno zasidranega tečaja .
Let me at this point also mention that currently there are seven countries participating in the ERM II ( Denmark since 1979 [ ERM I ] , Estonia and Lithuania that joined ERM II in 2004 , Cyprus , Malta , Latvia and Slovakia that joined in 2005 ) .
V ERM II trenutno sicer sodeluje sedem držav ( Danska od leta 1979 [ ERM I ] , Estonija in Litva sta v ERM II vstopili leta 2004 , Ciper , Malta , Latvija in Slovaška pa leta 2005 ) .
For these countries , the ERM II experience has been and remains a useful test to check whether their economies can work smoothly under conditions of stable exchange rates or whether further efforts are needed to make the convergence process sustainable .
Za te države je ERM II bil in ostaja koristen preizkus , ki kaže , ali so njihova gospodarstva sposobna učinkovito delovati v pogojih stabilnega deviznega tečaja oziroma če so za zagotovitev vzdržne konference potrebna nadaljnji ukrepi .
Finally , let me say that the ECB has established excellent working relations with Banka Slovenije over the last couple of years .
Na koncu bi rad poudaril , da je ECB v zadnjih nekaj letih vzpostavila odlične delovne odnose z Banko Slovenije .
Already prior to EU accession , the Banka Slovenije was invited to participate in selected activities of the European System of Central Banks and the ECB at various levels .
Že pred slovenskim vstopom v EU je bila Banka Slovenije povabljena , da na različnih ravneh sodeluje v nekaterih dejavnostih Evropskega sistema centralnih bank in ECB .
Since 2004 , the colleagues from Banka Slovenije have attended numerous working groups and committees and thus contributed to our work .
Od leta 2004 naprej naši kolegi iz Banke Slovenije sodelujejo v številnih delovnih skupinah in odborih in prispevajo k našemu delu .
Governor Mitja Gaspari has been a member of the General Council of the ECB since May 2004 .
Od maja 2004 je bil guverner Mitja Gaspari član Razširjenega sveta ECB , od avgusta 2006 se je zasedanj Sveta ECB udeleževal kot opazovalec , s 1 .
Since August 2006 he attended the meetings of the Governing Council as an Observer , and became official member of this decision-making body for monetary policy in the euro area on 1 January 2007 .
januarjem 2007 pa je postal tudi polnopraven član tega organa odločanja , ki določa denarno politiko euroobmočja .
Once the EU Council had taken the decision to abrogate the derogation of Slovenia , thus paving the way for the introduction of the euro , the ECB and Banka Slovenije , together with the National Changeover Board , the European Commission and national and international authorities cooperated closely in many ways for preparing the adoption of the euro .
Potem ko je Svet EU sklenil , da odpravi odstopanje za Slovenijo ter s tem odprl pot za uvedbo eura , sta ECB in Banka Slovenije , skupaj z Nacionalnim koordinacijskim odborom za tehnične priprave za uvedbo eura , Evropsko komisijo in nacionalnimi in mednarodnimi organi oblasti , tesno sodelovali v pripravah za uvedbo eura .
As a result today we can celebrate the successful cash changeover .
Tako lahko danes proslavljamo uspešno zamenjavo gotovine v Sloveniji .
I am sure that the good working relationship between the Banka Slovenije and the ECB will also continue in the future and will even become closer as the Banka Slovenije is now a fully integrated part of the Eurosystem .
Prepričan sem , da bosta Banka Slovenije in ECB ohranila dobre delovne odnose in v prihodnje sodelovali še tesneje , saj je Banka Slovenije zdaj polnopravna članica Eurosistema .
As you may know , close cooperation between the national central banks of the Eurosystem , the ESCB and the ECB is essential for our work and crucial to ensure the success of the single monetary policy in the euro area .
Kot veste , je tesno sodelovanje med nacionalnimi centralnimi bankami Eurosistema , ESCB in ECB ključno za naše delo in uspešno enotno denarno politiko v euroobmočju .
From now on Slovenia will enjoy the general benefits of participation in the single currency area , such as no exchange rate risks with respect to its most important trade partners and price transparency , which will promote trade .
Odslej bo Slovenija uživala vse prednosti sodelovanja v območju enotne valute , kot so na primer odsotnost tečajnih tveganj z najpomembnejšimi trgovinskimi partnericami in preglednost cen , kar spodbuja trgovanje .
It will also benefit from the stability oriented policy of the ECB , which will help anchor inflation expectations .
Na njeno gospodarstvo bo ugodno vplivala tudi stabilnostno naravnana politika ECB , ki bo pomagala zasidrati inflacijska pričakovanja .
Furthermore , as Slovenia is a small open economy , adopting the euro provides considerable protection against international financial disturbances , which often have a disproportional effect on smaller economies .
Za Slovenijo kot majhno gospodarstvo uvedba eura prinaša tudi precejšnjo zaščito pred mednarodnimi finančnimi pretresi , ki imajo pogosto nesorazmerno velik vpliv prav na majhna gospodarstva .
All this will translate into strong growth and job creation over time .
Vsi ti dejavniki bodo sčasoma prinesli še hitrejšo gospodarsko rast in nova delovna mesta .
Nevertheless , in order to reap the benefits of participation in the single currency area to the greatest extent possible , Slovenia ( as all countries that are members of the euro area ) needs to ensure appropriate national policies , in particular fiscal and structural policies , as well as appropriate wage developments .
Vseeno pa mora , če želi v čim večji meri izkoristiti prednosti skupne valute , Slovenija ( tako kot tudi druge članice euroobmočja ) zagotoviti učinkovite nacionalne politike , še zlasti javnofinančno in strukturno politiko , pa tudi ustrezna gibanja na področju plač .