natgillin/translations-raw huggingface dataset:
The Eurosystem 's net lending to credit institutions ( asset item 5 minus liability items 2.2 , 2.3 , 2.4 , 2.5 and 4 ) decreased by EUR 1.3 billion to EUR 361.1 billion .
Neto posojanje Eurosistema kreditnim institucijam ( postavka sredstev 5 , zmanjšana za postavke obveznosti 2.2 , 2.3 , 2.4 , 2.5 in 4 ) se je zmanjšalo za 1,3 milijarde EUR na 361,1 milijarde EUR .
On Wednesday , 25 May 2005 , a main refinancing operation of EUR 272.5 billion matured and a new one of EUR 271 billion was settled .
V sredo , 25 . maja 2005 , je zapadla operacija glavnega refinanciranja v višini 272,5 milijarde EUR , poravnana je bila nova v višini 271 milijard EUR .
On Thursday , 26 May 2005 , a longer-term refinancing operation of EUR 30 billion matured and a new one of EUR 30 billion was settled .
V četrtek , 26 . maja 2005 , je zapadla operacija dolgoročnejšega refinanciranja v višini 30 milijard EUR , poravnana je bila nova v višini 30 milijard EUR .
Recourse to the marginal lending facility ( asset item 5.5 ) was EUR 0.2 billion ( compared with virtually nil in the preceding week ) , while recourse to the deposit facility ( liability item 2.2 ) was EUR 0.1 billion ( also compared with virtually nil in the previous week ) .
Zadolževanje preko odprte ponudbe mejnega posojanja ( postavka sredstev 5.5 ) je znašalo 0,2 milijarde EUR ( v primerjavi s prejšnjim tednom , ko je bilo skoraj enako nič ) , medtem ko je bilo koriščenje odprte ponudbe mejnega deponiranja likvidnosti čez noč ( postavka obveznosti 2.2 ) 0,1 milijarde EUR ( v primerjavi s prejšnjim tednom , ko je bilo prav tako skoraj enako nič ) .
Current accounts of euro area credit institutions As a result of all transactions , the current account position of credit institutions with the Eurosystem ( liability item 2.1 ) decreased by EUR 3.7 billion to EUR 144.2 billion .
Tekoči računi kreditnih institucij euroobmočja Zaradi vseh transakcij se je stanje tekočih računov kreditnih institucij pri Eurosistemu ( postavka obveznosti 2.1 ) zmanjšalo za 3,7 milijarde EUR na 144,2 milijarde EUR .
Consolidated weekly financial statement of the Eurosystem as at 27 May 2005 ( EUR millions ) Assets Balance as at 27 May 2005 Difference compared to last week due to transactions - 87 Liabilities Balance as at 27 May 2005 Difference compared to last week due to transactions 962
maj 2005 ( v milijonih EUR ) Sredstva Stanje dne 27 . maj 2005 Spremembe od prejšnjega tedna zaradi transakcij - 87 Obveznosti Stanje dne 27 .
1 Gold and gold receivables
maj 2005 Spremembe od prejšnjega tedna zaradi transakcij 962 1 Zlato in terjatve v zlatu
1 Banknotes in circulation 2 Liabilities to euro area credit institutions related to monetary policy operations denominated in euro 2.1 Current accounts ( covering the minimum reserve system ) 2.2 Deposit facility 2.3 Fixed-term deposits 2.4 Fine-tuning reverse operations 2.5 Deposits related to margin calls 511,911
1 Bankovci v obtoku 2 Obveznosti do kreditnih institucij evro območja v povezavi z operacijami denarne politike v evrih 2.1 Tekoči računi ( ki krijejo sistem obveznih rezerv ) 2.2 Odprta ponudba mejnega deponiranja likvidnosti čez noč 2.3 Vezane vloge 2.4 Povratne operacije finega uravnavanja 2.5 Depoziti v povezavi s pozivi h kritju
2 Claims on non-euro area residents denominated in foreign currency 2.1 Receivables from the IMF 2.2 Balances with banks and security investments , external loans and other external assets
511.911 2 Terjatve do nerezidentov evro območja v tuji valuti 2.1 Terjatve do MDS 2.2 Stanja pri bankah in naložbe v vrednostne papirje , dana posojila in druge terjatve
9 Counterpart of special drawing rights allocated by the IMF - 172 10 Other liabilities 11 Revaluation accounts 12 Capital and reserves
9 Protipostavka dodeljenih posebnih pravic črpanja MDS - 172 10 Druge obveznosti 11 Računi prevrednotenja 12 Kapital in rezerve
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EUROSYSTEM' S SEPA EXPECTATIONS EXECUTIVE SUMMARY A lot has been achieved ; a lot remains to be done .
SEPA : PRIČAKOVANJA EUROSISTEMA POVZETEK Veliko je bilo doseženega , veliko dela še čaka .
The creation of the Single Euro Payments Area ( SEPA ) , the aim of which is to break down the barriers for euro payments within an area currently encompassing 31 countries , is moving forward .
Ustvarjanje enotnega območja plačil v eurih ( SEPA ) , katerega cilj je odpraviti ovire pri plačilih v eurih znotraj območja , ki trenutno obsega 31 držav , uspešno napreduje .
The Eurosystem appreciates the efforts made and the objectives met by the European banking industry and its self-regulatory body , the European Payments Council ( EPC ) , and continues to strongly support the SEPA project .
Eurosistem ceni prizadevanja in cilje , ki jih je uresničil evropski bančni sektor in njegov samoregulativni organ , Evropski svet za plačila ( EPC ) , ter še naprej odločno podpira projekt SEPA .
In its role as a catalyst for change , the Eurosystem is closely monitoring the development of SEPA .
Eurosistem v vlogi pospeševalca sprememb pozorno spremlja razvoj SEPA .
One of the insights the Eurosystem has gained since the introduction of the SEPA credit transfer ( SCT ) on 28 January 2008 is that the mere adherence to SEPA rulebooks and frameworks is necessary , but often not sufficient .
Eno od spoznanj , ki ga je Eurosistem pridobil od uvedbe kreditnega plačila SEPA 28 . januarja 2008 , je , da je zgolj upoštevanje pravilnikov in okvirov SEPA sicer potrebno , vendar pogostokrat ni zadostno .
In order to exploit the full potential of the expected SEPA benefits , broader actions need to be taken .
Da bi izkoristili celoten potencial pričakovanih prednosti SEPA , so potrebni širši ukrepi .
Therefore , the Eurosystem has developed expectations for the different stakeholders , an approach taken as a result of the fact that a number of different market participants asked for more SEPA guidance from the Eurosystem throughout 2008 .
Zato je Eurosistem razvil pričakovanja do različnih deležnikov -- pristop , ki ga je sprejel zato , ker so tekom leta 2008 številni različni tržni udeleženci od Eurosistema zahtevali več usmeritev o SEPA .
The published expectations shall provide support to the national banking communities , as well as payment institutions , in their communication efforts with users .
Objavljena pričakovanja bodo zagotavljala podporo nacionalnim bančnim skupnostim ter plačilnim institucijam pri komuniciranju z uporabniki .
Moreover , the expectations will give users guidance with regard to the adjustment of their payment-related activities and in terms of what they can expect from their bank / payment institution .
Poleg tega bodo pričakovanja uporabnikom dajala usmeritve glede prilagajanja svojih plačilnih dejavnosti ter o tem , kaj lahko pričakujejo od svoje banke / plačilne institucije .
SEPA providers typically offer paymentrelated services to other parties , which can be called « SEPA users » .
Ponudniki SEPA običajno ponujajo plačilne storitve drugim strankam , ki jih lahko imenujemo „uporabniki SEPA » .
In fact , a stakeholder ( e.g. a bank ) can be a SEPA provider on the one hand , and a SEPA user on the other ( e.g. when paying a supplier for office utensils ) .
banka ) po eni strani ponudnik SEPA in po drugi strani uporabnik SEPA ( npr . ko dobavitelju plača pisarniški material ) .
As far as SEPA providers are concerned , there is a specific focus on expectations for banks and payment institutions , since card schemes and infrastructures are dealt with in other work streams .
Kar zadeva ponudnike SEPA , je pozornost posebej usmerjena na pričakovanja do bank in plačilnih institucij , ker so kartične sheme in infrastrukture obravnavane na drugih področjih dela .
The types of SEPA user are manifold : on several occasions the Eurosystem has brought attention to the importance of companies ( large corporates , as well as small and medium-sized enterprises ( SMEs )) and public administrations , as they contribute most heavily to the overall number of transactions .
Vrste uporabnikov SEPA so različne : Eurosistem je večkrat opozoril na pomen podjetij ( velikih gospodarskih družb ter malih in srednje velikih podjetij ) in javnih uprav , saj največ prispevajo k skupnemu številu transakcij .
Banks ( commercial banks , as well as central banks ) and the future payment institutions are not only providers , but also users .
Banke ( poslovne banke in centralne banke ) in prihodnje plačilne institucije niso samo ponudniki , ampak tudi uporabniki .
Merchants also play an important role in the SEPA process , since they have a « gatekeeper » function for the use of a specific SEPA payment instrument at the point of sale ( i.e. card payments ) .
Trgovci imajo v procesu SEPA ravno tako pomembno vlogo , saj imajo vlogo „vratarja » pri uporabi določenih plačilnih instrumentov SEPA na prodajnem mestu ( tj . kartična plačila ) .
Last but not least , the retail customers should fi nally benefit from SEPA too , and the Eurosystem will appreciate it if they actively adopt the SEPA payment instruments .
Nenazadnje bi morali prednosti SEPA končno uživati tudi komitenti in Eurosistem bo cenil , če bodo aktivno sprejeli plačilne instrumente SEPA .
The Eurosystem 's expectations should make the market aware that for the Eurosystem -- even in these turbulent times -- SEPA remains a top priority and a « mini SEPA » ( i.e. for crossborder payments only ) is not an acceptable result .
Pričakovanja Eurosistema bi morala trgu pokazati , da ostaja SEPA za Eurosistem najvišja prednostna naloga -- tudi v časih pretresov -- in da „mini SEPA » ( zgolj za čezmejna plačila ) ni sprejemljiva .
The current financial crisis is causing more and more banks to focus on their retail business again ; payment services are at the core of this retail business .
Zaradi sedanje finančne krize se vse več bank ponovno usmerja na poslovanje s komitenti , plačilne storitve pa so osrednji del takšnega poslovanja .
Full migration to SEPA is now even more important , since SEPA is the foundation for the future European retail payments business .
Popolna migracija na SEPA je sedaj še bolj pomembna , saj je SEPA temelj prihodnjega evropskega plačilnega prometa s komitenti .
However , the Eurosystem 's expectations are not intended to be established as formal requirements and are not legally binding , neither for SEPA users nor for SEPA providers .
Pričakovanja Eurosistema pa nimajo namena , da bi veljala kot formalne zahteve , in niso pravno zavezujoča niti za uporabnike SEPA niti za ponudnike SEPA .
With regard to SEPA providers , the aim is that the expectations published by the Eurosystem will provide a benchmark .
Kar zadeva ponudnike SEPA , je cilj , da bi objavljena pričakovanja Eurosistema predstavljala merilo primerjave .
Providers are invited to assess the services they offer against the criteria and recommendations on a regular basis autonomously and to publish ECB Eurosystem 's SEPA expectations March 2009 1
Ponudniki naj samostojno in redno ocenjujejo ponujene storitve na podlagi kriterijev in priporočil ter objavljajo rezultate . Vseeno je treba poudariti , da ponudniki SEPA nikakor niso pravno obvezani , da to storijo .
However , it has to be emphasised that SEPA providers are by no means legally required to do so . For users , these expectations show how migration to SEPA can be actively promoted , providing guidance for implementing SEPA and , moreover , giving an impression of what the successful SEPA implementation would mean for them , as well as how they could benefit from it .
Kar zadeva uporabnike , pričakovanja kažejo , kako je mogoče migracijo na SEPA aktivno spodbujati , pri čemer dajejo usmeritve pri implementaciji SEPA in prvi vtis o tem , kaj bo za uporabnike pomenila uspešna implementacija SEPA in kako lahko izkoristijo njene prednosti . ECB SEPA : Pričakovanja Eurosistema marec 2009
The main messages for SEPA providers ( i.e. banks and payment institutions ) are as follows . 1 .
Glavna sporočila ponudnikom SEPA ( bankam in plačilnim institucijam ) so naslednja : 1 .
The Eurosystem expects banks / payment institutions to ensure their operational capability to send and receive SEPA payments .
Eurosistem pričakuje , da bodo banke / plačilne institucije zagotovile operativne zmogljivosti za pošiljanje in sprejemanje plačil SEPA .
Banks / payment institutions which offer credit transfer and / or direct debit services in euro should offer the respective SEPA instruments , too .
Banke / plačilne institucije , ki ponujajo kreditno plačilo in / ali direktno obremenitev v eurih , bi morale ponujati tudi ustrezne instrumente SEPA .
For reachability reasons , all relevant BICs should be listed in the directory of at least one infrastructure with SEPA-wide reach .
Zaradi dosegljivosti bi morale biti relevantne kode BIC navedene v registru vsaj ene infrastrukture z dosegom v celotnem območju SEPA .
Business processes and software applications should be adapted to the SEPA requirements and SEPA standards should be introduced for communication with customers .
Poslovni procesi in aplikacije programske opreme bi morali biti prilagojeni zahtevam SEPA , standardi SEPA pa bi morali biti uvedeni pri komuniciranju s strankami .
Last but not least , if conversion between the new SEPA formats and legacy formats is offered until the migration enddate , it has to be ensured that no loss of data occurs .
In nazadnje , če je pretvorba med novimi formati SEPA in starimi formati zagotovljena do roka za migracijo , je treba zagotoviti , da ne pride do izgube podatkov .
Moreover , the Eurosystem expects banks / payment institutions to offer users SEPA instruments that correspond to instruments already offered in the form of legacy euro payment instruments for sending as well as receiving domestic and cross-border payments within SEPA .
Poleg tega Eurosistem pričakuje , da bodo banke / plačilne institucije za pošiljanje in sprejemanje domačih in čezmejnih plačil znotraj območja SEPA uporabnikom ponudile instrumente SEPA , ki ustrezajo instrumentom , ki jih že ponujajo kot stare eurske plačilne instrumente .
The active use of SEPA instruments by customers can be promoted by making SEPA instruments at least as attractive to customers as current legacy instruments , by actively informing customers and by observing the Eurosystem 's SEPA policy .
Aktivno uporabo instrumentov SEPA med strankami je mogoče spodbuditi tako , da so instrumenti SEPA strankam vsaj tako privlačni kot stari instrumenti , da so stranke aktivno informirane in da banke upoštevajo politiko Eurosistema o SEPA .
The main messages for SEPA users are as follows . 1 .
Glavna sporočila uporabnikom SEPA so naslednja : 1 .
The Eurosystem expects companies and public administrations : ( i ) to include a reference to the SEPA criteria of the EPC and the Eurosystem 's expectations in the text of their invitations to tender ; and ( ii ) to use a payment service provider which observes these SEPA rules and expectations .
Eurosistem pričakuje , da bodo podjetja in javne uprave ( i ) v svojih razpisih za izbiro ponudnika plačilnih storitev vključili referenco na kriterije EPC za SEPA in pričakovanja Eurosistema ter ( ii ) da bodo uporabili ponudnika plačilnih storitev , ki upošteva pravila in pričakovanja SEPA .
Furthermore , internal systems and databases should be adapted ( e.g. integration of IBAN and BIC , XML capability ) in order to enable frictionless end-to-end straight-through processing .
IBAN in BIC , uporaba standardov XML ) , da bi omogočili gladko avtomatizirano obdelavo plačil od začetka do konca .
Probable necessary investments should be budgeted on time .
Sredstva za morebitne potrebne naložbe bi morala biti planirana pravočasno .
In addition , companies and public administrations should support the general adoption of SEPA products by providing their customers with IBANs and BICs on invoices and online / paper forms , instead of legacy account identifiers .
Poleg tega bi morala podjetja in javne uprave spodbujati splošno sprejetje produktov SEPA s tem , da svojim strankam na računih ter spletnih ali papirnih obrazcih namesto starih označb računa ponujajo IBAN in BIC .
The Eurosystem expects commercial and central banks , as well as payment institutions , to lead by example by including a reference to the SEPA criteria of the EPC and the Eurosystem 's expectations in the text of their invitations to tender .
Eurosistem pričakuje , da bodo poslovne in centralne banke ter plačilne institucije dajale zgled s tem , da bodo v svojih razpisih za izbiro ponudnika plačilnih storitev vključile referenco na kriterije EPC za SEPA in pričakovanja Eurosistema .
They should use SEPA instruments and ( in case they do not effect payments autonomously ) choose a payment service provider which observes these SEPA rules and expectations when paying their suppliers or effecting salary payments .
Pri plačevanju svojim dobaviteljem ali izplačevanju plač bi morale uporabljati instrumente SEPA in izbrati ponudnika plačilnih storitev ( če plačil ne izvršujejo same ) , ki upošteva pravila in pričakovanja SEPA .
If the respective accounts are within the same institution , IBAN instead of legacy account identifiers should be used .
Če so posamezni računi znotraj iste institucije , bi se moral namesto starih označb računa uporabljati IBAN .
When offering card payments to its customers , the Eurosystem expects merchants to consider whether the card schemes and acquirers with which they are contracting follow the SEPA cards framework and observe the ToR for card schemes .
Ko trgovci svojim strankam ponujajo kartična plačila , Eurosistem pričakuje , da bodo upoštevali , ali kartična shema in pridobitelji , s katerimi sklepajo pogodbo , upoštevajo kartični okvir SEPA in referenčni okvir za kartične sheme .
They should migrate towards EMV-certified terminals and to systems using SEPA standards ( once available ) and promote the usage of efficient card
Migrirati bi morali na terminale s certifikatom EMV in na sisteme , ki uporabljajo standarde SEPA ( ko bodo na voljo ) , ter na prodajnih mestih spodbujati uporabo učinkovitih kartičnih shem .
ECB Eurosystem 's SEPA expectations March 2009 schemes at the point of sale .
Razmisliti bi morali o sprejemanju dodatne evropske kartične sheme oz .
If this is a viable commercial decision , they should consider accepting additional European card scheme ( s ) once available .
shem , ko bodo na voljo , če bi bila to smiselna poslovna odločitev .
The Eurosystem expects migration to SEPA to be facilitated if retail customers inform themselves about the IBANs of their accounts and the corresponding BICs of their banks .
Eurosistem pričakuje , da bo migracija na SEPA lažja , če se komitenti sami informirajo o številki IBAN svojega računa in o kodi BIC svoje banke .
Furthermore , it is beneficial for the SEPA adoption if they use BICs and IBANs for making payments ( preferably by SEPA payment instruments ) whenever they are indicated on invoices .
Nadalje bi k sprejetju SEPA pripomoglo , če bi za izvrševanje plačil uporabljali BIC in IBAN ( po možnosti z uporabo instrumentov SEPA ) , kadar koli
When considering establishing a new banking relationship , retail customers can compare the services offered by the banks of other SEPA countries too .
Pri vzpostavljanju novega bančnega razmerja lahko komitenti primerjajo tudi ponudbo storitev v bankah v drugih državah SEPA .
When paying at the point of sale , card payments should be used instead of less efficient means of payment ( e.g. cheques ) , on a domestic as well as on a SEPA level .
Pri plačevanju na prodajnem mestu bi morali uporabljati kartična plačila namesto manj učinkovitih plačilnih sredstev ( npr . čekov ) tako doma kot na ravni SEPA .
ECB Eurosystem 's SEPA expectations March 2009
ECB SEPA : Pričakovanja Eurosistema marec 2009
INTRODUCTION The Eurosystem continues to strongly support the creation of the Single Euro Payments Area ( SEPA ) , in which individuals and corporates are able to make cashless payments throughout the euro area from a single payment account anywhere in the euro area using a single set of payment instruments as easily , efficiently and safely as they can today at the national level .
Eurosistem še naprej odločno podpira vzpostavitev enotnega območja plačil v eurih ( SEPA ) , v katerem lahko posamezniki in gospodarske družbe negotovinska plačila v celotnem euroobmočju opravljajo z enega samega računa kjer koli v euroobmočju ter z uporabo enega samega niza plačilnih instrumentov tako preprosto , učinkovito in varno , kot danes opravljajo plačila znotraj svoje države .
SEPA is needed to move towards a more integrated payment market in Europe , which will bring substantial economic benefits for society .
SEPA je potrebna za prehod v tesneje povezan trg plačil v Evropi , ki bo družbi prinesel velike gospodarske koristi .
It is also a necessary step in the completion of the introduction of the euro as the single currency of 16 countries in Europe .
Obenem je tudi nujen korak za zaključek uvedbe eura kot enotne valute šestnajstih držav v Evropi .
As such , SEPA is not just a business project , but is also closely linked to the political ambition for a more integrated , competitive and innovative Europe .
Kot taka SEPA ni le poslovni projekt , ampak je tesno povezana s političnimi prizadevanji za tesneje povezano ter bolj konkurenčno in inovativno Evropo .
SEPA is a major European objective , which , in ambition , size and complexity , is comparable to the changeover to the euro and the introduction of euro banknotes and coins .
SEPA je eden največjih evropskih ciljev , ki je po pomenu , velikosti in zapletenosti primerljiv s prehodom na euro in uvedbo eurskih bankovcev in kovancev .
In its role as a catalyst for change , the Eurosystem is closely monitoring the development of SEPA .
Eurosistem v vlogi pospeševalca sprememb natančno spremlja razvoj SEPA .
One of the insights the Eurosystem has gained since the introduction of the SEPA credit transfer ( SCT ) on 28 January 2008 is that the mere adherence to SEPA rulebooks and frameworks is necessary , but not sufficient .
Eno od spoznanj , ki ga je Eurosistem pridobil od uvedbe kreditnega plačila SEPA 28 . januarja 2008 , je , da je zgolj upoštevanje pravilnikov in okvirov SEPA sicer potrebno , vendar ni zadostno .
In order to exploit the full potential of the expected SEPA benefits , further actions need to be taken .
Da bi izkoristili celoten potencial pričakovanih prednosti SEPA , je potrebno nadaljnje ukrepanje .