natgillin/translations-raw huggingface dataset:
7 Market value is used for assets for which nominal value is meaningless . cECB Correspondent central banking model ( CCBM ) May 2005
Nasprotne stranke , ki svoje finančno premoženje uporabljajo kot čezmejno zavarovanje , morajo plačati 30 EUR transakcijske provizije za vsako dostavo finančnega premoženja domači centralni banki prek CCBM . Poleg tega se od mesečne nominalne vrednosti 7 finančnega premoženja zaračuna skupna skrbniška in administrativna provizija v višini 0,0069% na leto .
ANNEX 1 SUMMARY OF LEGAL INSTRUMENTS USED IN THE EU Table As an HCB , the central bank will use the following instruments PLEDGE Pooled Earmarked REPO Global margining Yes Yes No Yes No Yes No No No Yes No No No 8 )
Provizije , ki so bile določene za pokritje stroškov korespondenčne centralne banke in jih mesečno zaračunava domača centralna banka ,
ANNEXES
6 Skladno s tržno prakso se izraz „zavarovanje » uporablja za obe vrsti transakcij .
As a CCB , the central bank will support the following services PLEDGE Pooled Earmarked REPO
7 Za finančno premoženje , pri katerem je nominalna vrednost nepomembna , se uporablja tržna vrednost .
Transaction by transaction margining No No No No Yes No Yes Yes 5 )
ECB Korespondenčni centralnobančni model ( CCBM ) maj 2005
BE DK DE GR ES FR IE IT LU NL AT PT FI SE UK 1 ) 2 ) 3 ) 4 ) 5 ) 6 ) 7 ) 8 ) Yes Yes Yes Yes Yes No No No Yes Yes Yes No6 ) Yes Yes No
P R I LO G A 1 POVZETEK PRAVNIH INSTRUMENTOV , KI SE UPORABLJAJO V EU Ta b e l a Kot domača centralna banka bo posamezna centralna banka uporabila naslednje instrumente ZASTAVA Košarica finančnega premoženja BE DK DE GR ES FR IE IT LU NL AT PT FI SE UK 1 ) 2 ) 3 ) 4 ) 5 ) 6 ) 7 ) 8 ) Da Da Da Da Da Ne Ne Ne Da Da Da Ne 6 )
No Yes No No No No No Yes 4 ) Yes Yes Yes Yes Yes Yes1 ) No Yes Yes Yes Yes No7 ) Yes Yes Yes
REPO Označeno finančno premoženje Ne Da Ne Ne Ne Ne Ne Da4 ) Ne Ne Ne Ne Ne Ne Ne Celostno ugotavljanje kritja Da Da Ne Da Ne Da Ne Ne Ne Da Ne Ne Ne8 ) Da Da Ugotavljanje kritja po posamezni transakciji Ne Ne Ne Ne Da Ne Da Da5 ) Ne Ne Ne Da Ne Ne Ne
Yes Yes Yes Yes Yes Yes2 ) Yes3 ) Yes Yes Yes Yes No7 ) Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes
Košarica finančnega premoženja Da Da Da Da Da Da 1 ) Označeno finančno premoženje Da Da Da Da Da Da 2 )
No No No No No No No No No No Yes No No No
Da Da Da Da Da Da Da Da Da Da Da Da Da Da Da
Yes Yes
Ne Da Da Da Da Ne 7 )
Counterparties wishing to use this service have to open pledge accounts with the Banque de France in their name .
Nasprotne stranke , ki bi želele uporabiti to storitev , morajo odpreti zastavni račun v svojem imenu pri Banque de France .
See previous footnote .
Gl .
Legal complexity due to the necessary registration procedures .
Pravno zapleteno zaradi potrebnih postopkov registracije .
For marginal lending facility and intraday credit .
Za odprto ponudbo mejnega posojanja in posojilo za čez dan .
For open market operations .
Za operacije odprtega trga .
Legal risk because realisation in the event of bankruptcy would depend on a court decision .
Pravno tveganje , ker bi bila realizacija v primeru stečaja odvisna od odločitve sodišča .
Could be used if necessary but legal risk involved .
Lahko se uporabi v nujnem primeru , vendar obstaja pravno tveganje .
Could be used if necessary for foreign assets .
Lahko se uporabi v nujnem primeru pri tujem finančnem premoženju .
ANNEX 2 T R A N S F E R O F OW N E R S H I P TO O R P L E D G E I N F AV O U R O F T H E H C B ( N O N - M A R K E TA B L E T I E R TWO ASSETS ) Before a counterparty can begin using nonmarketable tier two assets as collateral on a cross-border basis , it must : a ) accept additional legal terms and conditions submitted to it by the HCB ( the special conditions governing the use of the assets in the country of the CCB ) ;
P R I LO G A 2 PRENOS LASTNIŠT VA OZ . Z ASTAVA V KORIST DOMAČE CENTRALNE BANKE ( NETRŽNO FINANČNO PREMOŽENJE Z LISTE 2 ) Preden lahko prične nasprotna stranka za zavarovanje uporabljati netržno finančno premoženje z liste 2 , mora : a ) sprejeti dodatna pravna določila in pogoje , ki jih predloži domača centralna banka ( posebni pogoji , ki veljajo za uporabo finančnega premoženja v državi korespondenčne centralne banke ) ;
and b ) contact the CCB and follow the procedures governing the use of these assets , in particular by providing it with a list of authorised signatures .
b ) vzpostaviti stik s korespondenčno centralno banko in upoštevati postopke , ki veljajo za uporabo teh sredstev , predvsem pa mora tej banki posredovati seznam pooblaščenih podpisov 8 .
8 However , in order to speed up the process , the HCB may be able to provide this list of signatures to the CCB .
Da bi pospešili celoten postopek , lahko seznam podpisov korespondenčni centralni banki posreduje tudi domača centralna banka .
Each time the counterparty wishes to make use of such assets as collateral , it must inform the HCB of its intention to do so .
Vsakič , ko bi nasprotna stranka kot zavarovanje želela uporabiti to finančno premoženje , mora o svoji nameri obvestiti domačo centralno banko .
The HCB then sends a message to the CCB that it will be receiving this type of collateral from the counterparty .
Domača centralna banka nato korespondenčno centralno banko obvesti o tem , da bo od nasprotne stranke prejela to vrsto zavarovanja .
As soon as the CCB has been contacted by the counterparty , it : -- checks the signature on the counterparty 's communication against the list of signatures that it has previously received ( from the HCB or from the counterparty ) ;
Takoj ko nasprotna stranka vzpostavi stik s korespondenčno centralno banko , le-ta : -- preveri podpis na sporočilu nasprotne stranke , tako da ga primerja s seznamom podpisov , ki ga je pred tem prejela ( od domače centralne banke ali nasprotne stranke ) ;
and , -- in the case of bills of exchange , checks that there is a blank endorsement .
-- če gre za menice , preveri , da imajo blanko indosament .
The value of the collateral is based on the nominal amount to be paid at maturity .
8 Nasprotne stranke morajo storiti vse potrebno , da bi zagotovile veljavnost podpisov , posredovanih korespondenčni centralni banki .
For bills of exchange , a discounted daily value is calculated , also based on the nominal amount to be paid at maturity .
Vrednost zavarovanja temelji na nominalnem znesku , ki se izplača ob dospelosti .
A haircut is applied to both private claims and bills of exchange .
Pri menicah se izračuna diskontirana dnevna vrednost , ki tudi temelji na nominalnem znesku , ki se izplača ob dospelosti .
Normally these types of non-marketable tier two assets are not returned to the counterparty before maturity .
Odbitek pri vrednotenju se uporablja tako za zasebne terjatve kot za menice .
However , if a counterparty decides to withdraw specific ( or all ) assets before that date , it must inform the CCB ( not the HCB ) . The CCB then segregates the assets and informs the HCB of the reduced value of collateral held on its behalf .
Običajno se ta vrsta netržnega finančnega premoženja z liste 2 ne vrne nasprotni stranki pred dospelostjo . Če pa se nasprotna stranka odloči za umik določenega ( ali celotnega ) finančnega premoženja pred tem datumom , mora o tem obvestiti korespondenčno centralno banko ( in ne domače centralne banke ) .
The HCB checks whether the new value is sufficient to cover the credit still outstanding and , if not , informs the CCB .
Korespondenčna centralna banka potem oddvoji to finančno premoženje in obvesti domačo centralno banko , da se je vrednost zavarovanja , ki ga drži v njenem imenu , zmanjšala .
The CCB will then continue to hold the assets on behalf of the HCB .
Domača centralna banka preveri , ali nova vrednost zadostuje za pokritje preostalega stanja posojila , in če je vrednost premajhna , o tem obvesti korespondenčno centralno banko .
For Spanish private claims , the counterparty must inform the HCB , using the same procedure as for other eligible collateral .
Korespondenčna centralna banka nato še naprej drži finančno premoženje v imenu domače centralne banke .
8 Counterparties should take all necessary measures to ensure the validity of the signatures provided to the CCB .
Pri španskih zasebnih terjatvah mora nasprotna stranka obvestiti domačo centralno banko , pri čemer se uporabljajo enaki postopki kot pri drugem ustreznem finančnem premoženju za zavarovanje terjatev .
ANNEX 3 TRANSFER OF FULL TITLE TO THE CCB FOR ITS O W N A C C O U N T ( N O N - M A R K E TA B L E T I E R T W O ASSETS ) The CCBM may be used for non-marketable assets included in the tier two lists of the Banque de France , the Central Bank and Financial Services Authority of Ireland and De Nederlandsche Bank .
P R I LO G A 3 PRENOS CELOTNE LASTNINSKE PRAVICE NA RAČUN KORESPONDENČNE CENTRALNE BANKE ( NETRŽNO FINANČNO PREMOŽENJE Z LISTE 2 ) CCBM se lahko uporablja za netržno finančno premoženje , ki ga Banque de France , Central Bank and Financial Services Authority of Ireland in De Nederlandsche Bank uvrščajo na listo 2 .
In order to take into account the specific features of these assets , variants of the CCBM including special technical and legal arrangements have been set up . These arrangements are described in the following sections .
Zaradi posebne narave tega finančnega premoženja so bile oblikovane tri različice CCBM , za katere veljajo posebne tehnične in pravne zahteve , ki so opisane v nadaljevanju .
THE FRENCH VARIANT -* A CCBM variant for the cross-border use of French private claims The assets which are handled by the French variant are French private claims accepted by the Banque de France according to a special procedure governed by Act No. 81-1 of 2 January 1981 ( known as the « loi Dailly » or Dailly law ) .
-* Pravne in tehnične zahteve Če želi nasprotna stranka za zavarovanje svojih operacij refinanciranja uporabiti francoske zasebne terjatve , mora izpolniti naslednje pravne in tehnične zahteve : -- skleniti mora dvostranski sporazum z Banque de France ;
These claims represent bank loans granted to French firms with the best rating given by the Banque de France .
-- biti mora akreditirana za prenos podatkov o zasebnih terjatvah Banque de France v skladu s smernicami , določenimi v dokumentu „Cahier des Charges de la Déclaration TRICP » .
They must be governed by French law and have a residual maturity of up to two years . The information needed to ascertain the eligibility of French private claims is provided by the Direction des Entreprises at the Banque de France .
diagram ) V nasprotju s standardnim postopkom CCBM francoska različica predvideva neposreden odnos med nasprotno stranko in korespondenčno centralno banko ( tj . Banque de France ) .
To obtain regular access to the information on the ranking of the relevant debtors , 9 a foreign counterparty is required to conclude a specific agreement with the Banque de France .
Poleg tega je za uporabo zasebnih terjatev potreben prenos celotne lastninske pravice na Banque de France .
In the French variant , the full ownership of the private claims put forward as collateral by the counterparty is transferred to the Banque de France . The Banque de France then provides , on demand , an unconditional guarantee in respect of the claims to the lending central bank .
Ta v vlogi korespondenčne centralne banke izda garancijo v korist centralne banke posojilodajalke , ki nato lahko dodeli posojilo nasprotni stranki . a ) Prenos lastništva terjatev na Banque de France pred njihovo uporabo Po izpolnitvi pravnih in tehničnih zahtev mora nasprotna stranka lastništvo terjatev prenesti neposredno na Banque de France .
The transfer of ownership of the claims should be made prior to any refinancing operation , since the stock of claims is managed by the Banque de France as a pool of collateral that can be used for any credit operation .
Postopek je naslednji : -- nasprotna stranka pošlje francoski Banque de France listino o prenosu ; PRILOGE
The transfer of ownership becomes effective with the delivery of a deed of transfer together with the specifications of the claims , in order to ensure their individual required by the law . identification as
FRANCOSKA RAZLIČICA -* Različica CCBM za čezmejno francoskih zasebnih terjatev uporabo
-* Legal and technical prerequisites In order to use French private claims as collateral in their refinancing operations counterparties must meet the following legal and technical conditions : -- they must sign a bilateral agreement with the Banque de France ;
Finančno premoženje , za katero velja francoska različica , zajema zasebne terjatve , ki jih Banque de France sprejema po posebnem postopku na osnovi zakona št . 81-1 z dne 2 .
and -- they must be accredited for transferring the data concerning the private claims to the Banque de France in accordance with the guidelines laid down in the « Cahier des Charges de la Déclaration TRICP » .
Te terjatve so bančna posojila francoskim družbam , ki imajo po oceni Banque de France najvišjo boniteto . Terjatve mora urejati francosko pravo , njihova preostala dospelost pa je lahko največ dve leti .
-* Specific details of the procedure ( see diagram ) Unlike the standardised CCBM procedure , the French variant implies a direct relationship between the counterparty and the CCB ( i.e. the Banque de France ) .
Podatke , ki so potrebni za ugotavljanje ustreznosti francoskih zasebnih terjatev , zagotovi Direction des Entreprises pri Banque de France .
Moreover , the mobilisation of private claims is made by transfer of full title to the Banque de France .
Za pridobitev dostopa do informacij o boniteti zadevnih dolžnikov 9 mora tuja nasprotna stranka skleniti poseben sporazum z Banque de France .
The Banque de France , acting as the CCB , issues a guarantee in favour of the lending central bank , whereupon the credit can be released to the counterparty .
V francoski različici se celotno lastništvo zasebnih terjatev , ki jih nasprotna stranka želi uporabiti kot zavarovanje , prenese na Banque de France .
a ) Transfer of the ownership of claims to the Banque de France prior to their mobilisation After having met the legal and technical prerequisites , the counterparty must transfer the ownership of the claims directly to the Banque de France , according to the following procedure : -- the counterparty sends the Banque de France a deed of transfer form ;
Le-ta centralni banki posojilodajalki za te terjatve na zahtevo zagotovi brezpogojno garancijo . Prenos lastništva terjatev je treba opraviti pred začetkom operacije refinanciranja , saj Banque de France zalogo terjatev upravlja kot košarico zavarovanj , ki jih je mogoče uporabiti za katero koli kreditno operacijo .
9 Credit institutions established in the euro area may obtain online information on the ranking of French firms at www.banque-france.fr .
Prenos lastništva začne veljati ob dostavi listine o prenosu in podrobnega opisa terjatev , ki omogoča identifikacijo vsake posamezne terjatve v skladu s francosko zakonodajo . 9 Kreditne institucije , ki so ustanovljene v euroobmočju , lahko informacije o boniteti francoskih družb dobijo na spletnem naslovu www.banque-france.fr .
Specific details regarding this procedure may be also obtained by calling the Direction des Entreprises at the Banque de France on : + 33 1 42 92 49 01 .
Dodatne informacije o tem postopku telefonsko posreduje Direction des Entreprises pri Banque de France na številki : + 33 1 42 92 49 01 .
Chart 2 The mobilisation of French private claims and the redemption of credit
Slika 2 Uporaba francoskih zasebnih terjatev in izplačilo posojila
Request for credit
Vloga za odobritev posojila
Credit institution 5 .
Kreditna institucija 5 .
Release of credit
Izplačilo posojila
Information on amount of claims to mobilise
Informacija o znesku terjatev , ki naj se uporabijo
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Preverjanje ustreznosti
-- at the same time , the counterparty sends a file through the telecommunications network or on diskette , giving all the information necessary to identify the assigned claims .
-- istočasno nasprotna stranka po telekomunikacijskem omrežju ali na disketi pošlje datoteko , ki vsebuje vse potrebne informacije za identifikacijo odstopljenih terjatev .
The files are recorded in an electronic database which contains the list of eligible claims and is continuously updated by the Banque de France .
Datoteka se shrani v elektronski zbirki podatkov , ki vsebuje seznam ustreznih terjatev in jo Banque de France redno posodablja .
The transfer of ownership of the claims to the Banque de France must be renewed at least once every four weeks , and at most once a week .
Prenos lastništva terjatev na Banque de France je treba obnoviti najmanj enkrat na štiri tedne in največ enkrat na teden .
The diskette containing the data must be transmitted to the Banque de France before Friday to be taken into account on the following Tuesday .
Disketa s podatki mora prispeti v Banque de France do petka , sicer je naslednji torek ni mogoče upoštevati .
Upon receipt of the files , various checks are automatically carried out on the eligibility of the claims transferred .
Ob prejemu datotek se na različne načine samodejno preveri ustreznost prenesenih terjatev .
The foreign counterparty is informed of the number of claims considered eligible by the Banque de France after a specific haircut has been applied .
Tuja nasprotna stranka prejme obvestilo o številu terjatev , ki jih Banque de France po upoštevanju posebnega odbitka sprejema kot ustrezne .
b ) Monitoring of the stock of claims by the Banque de France Between transfer dates , the Banque de France monitors the eligibility of the claims and deletes from the database all claims that have reached maturity or have become ineligible .
b ) Nadzor stanja terjatev v Banque de France Med datumi prenosov Banque de France nadzira ustreznost terjatev in iz zbirke podatkov briše vse , ki so dospele ali so postale neustrezne .
A weekly report is sent to the counterparty .
Nasprotna stranka vsak teden prejme poročilo o rezultatih nadzora .
c ) Mobilisation of the claims through the standardised CCBM procedure The mobilisation of the French private claims and the redemption of the credit follow the standardised procedure , consisting of the exchange of SWIFT messages between the lending central bank and the Banque de France .
c ) Uporaba terjatev postopku CCBM po standardiziranem Uporaba francoskih zasebnih terjatev in izplačilo posojila potekata po standardiziranem postopku , ki obsega izmenjavo sporočil SWIFT med centralno banko posojilodajalko in Banque de France .
ANNEXES THE IRISH VARIANT -* A CCBM variant for the cross-border use of Irish mortgage-backed promissory notes The assets concerned are non-marketable debt instruments in the form of residential mortgage-backed promissory notes secured by a deed of charge ( floating ) over a pool of residential mortgage assets held by the issuer .
PRILOGE IRSKA RAZLIČICA -* Različica CCBM za čezmejno uporabo irskih hipotekarnih zadolžnic Finančno premoženje , za katero velja irska različica , zajema netržne dolžniške instrumente v obliki stanovanjskih hipotekarnih zadolžnic , zavarovanih z listino o bremenitvi košarice stanovanjskih hipotekarnih terjatev v lasti izdajatelja . Izdaja zadolžnic ( s strani izvirnih izdajateljev ) je predvidena , če oz .
The issue of promissory notes ( by the original issuers ) is envisaged as and when required in the context of Eurosystem monetary policy operations or intraday credit operations ; these assets are not listed on a regulated market .
kadar je to potrebno v okviru operacij denarne politike Eurosistema ali posojil za čez dan ; s tem finančnim premoženjem se ne trguje na organiziranem trgu vrednostnih papirjev .
The risk control measures applied prescribe a loan-to-value ratio of 80 %. This is the ratio , expressed as a percentage , of the balance of a loan to the last professional valuation of the relevant property .
V skladu s sprejetimi ukrepi za obvladovanje tveganj mora biti razmerje med posojilom in vrednostjo 80 %. Razmerje med posojilom in vrednostjo ( loan-to-value ) je v odstotkih izraženo razmerje med višino posojila in zadnjim strokovnim vrednotenjem ustreznega premoženja .
In addition , a haircut of 20 % is applied , together with a margin of 1 % for intraday and overnight transactions and 2 % for transactions with an original maturity of more than one business day .
Poleg tega se uporablja 20 % odbitek in 1 % kritje za transakcije za čez dan in čez noč ter 2 % kritje za transakcije z izvirno dospelostjo , ki je daljša od enega delovnega dne .
-* Specific details of the procedure When initiating use of the CCBM for this type of asset the counterparty must ensure that the value of the promissory note ( s ) after adjustment for the haircut and margin is adequate to cover the credit required and must also arrange with the original issuer of the promissory note ( s ) to have them completed in the name of the Central Bank and Financial Services Authority of Ireland .
-* Posebne značilnosti postopka Ob začetku uporabe CCBM za tovrstno finančno premoženje mora nasprotna stranka zagotoviti , da je vrednost zadolžnice ( oz . zadolžnic ) po upoštevanju odbitkov in kritja zadostna za pokritje potrebnega posojila , z izvirnim izdajateljem zadolžnice ( oz .
As the promissory notes are held at the Central Bank and Financial Services Authority of Ireland , the instruction to do so must pass from the original issuer to the Central Bank and Financial Services Authority of Ireland . The Form of Authorisation which initiates use of the model must be forwarded to the Central Bank and Financial Services Authority of Ireland .
jih ) slednji izpolni na ime irske centralne banke Central Bank and Financial Services Authority of Ireland . Ker so zadolžnice v hrambi pri Central Bank and Financial Services Authority of Ireland , mora izvirni izdajatelj navodilo za prenos na ime irske banke predati Central Bank and Financial Services Authority of Ireland .
A non-resident counterparty must enter into a mutual agreement with the Central Bank and Financial Services Authority of When a counterparty proposes to use this type of asset for collateralisation purposes , it should advise the HCB of its intention to do so and of the relevant transaction details , including the unique identification number .
Pooblastilo , ki sproži uporabo modela , mora biti posredovano Central Bank and Financial Services Authority of Ireland .
THE DUTCH VARIANT De Nederlandsche Bank has included registered private loans to the Dutch central government ( i.e. registered claims ) in its tier two list of eligible assets for Eurosystem credit operations .
Nerezidenčna nasprotna stranka mora pred uporabo zadolžnic s Central Bank and Financial Services Authority of Ireland skleniti medsebojni dogovor .
Ireland before promissory notes can be mobilised . A counterparty which is the beneficiary of one or more mortgage-backed promissory notes already in issue may enter into an Eurosystem credit operation with another participating NCB by instructing the Central Bank and Financial Services Authority of Ireland in the form of a Direction .
Nasprotna stranka , ki je beneficiar ene ali več hipotekarnih zadolžnic , ki so že v izdaji , lahko sklene kreditno operacijo Eurosistema z drugo sodelujočo nacionalno centralno banko tako , da irski Central Bank and Financial Services Authority of Ireland izda navodilo ( Direction ) .
The Form of Direction for this purpose will be provided by the Central Bank and Financial Services Authority of Ireland upon request .
Ustrezen obrazec za navodilo na zahtevo izda Central Bank and Financial Services Authority of Ireland .