natgillin/translations-raw huggingface dataset:
EN EXPLANATORY MEMORANDUM Summary The Community effort to combat money laundering is reflected in Directives of 1991 and 2001 .
OBRAZLOŽITVENI MEMORANDUM Povzetek Prizadevanja Skupnosti na področju pranja denarja odražajo Direktive iz 1991 in 2001 .
The 1991 Directive followed closely the recommendations of the Financial Action Task Force on Money Laundering ( FATF ) , the world standard in this area .
Direktiva iz 1991 je dosledno upoštevala priporočila Projektne skupine za finančno ukrepanje pri pranju denarja ( FATF ) , ki na tem področju predstavlja svetovni standard .
The 1991 Directive defined money laundering in terms of drugs offences and imposed obligations solely on the financial sector .
Direktiva iz 1991 je definirala pranje denarja v smislu nedovoljenega prometa z mamili in je nalagala obveznosti zgolj finančnemu sektorju .
The 2001 amendment extended the scope both in terms of the crimes and the range of professions and activities covered .
Amandma iz leta 2001 je razširil doseg Direktive tako glede zločinov , kot tudi poklicev in dejavnosti , ki jih pokriva .
The 2001 Directive left open the precise definition of serious offences and called on the Commission to table a further proposal in 2004 on this subject .
Direktiva iz leta 2001 ni podrobno opredelila kaznivih dejanj in je pozvala Komisijo , naj 2004 na to temo izdela nadaljnji predlog .
In June 2003 the FATF revised its Recommendations also now covering terrorist financing .
Junija 2003 je FATF revidirala svoja priporočila , ki sedaj pokrivajo tudi financiranje terorizma .
The present proposal for a directive also makes specific reference to the combating of terrorist financing and envisages the changes needed to take account of the revised FATF Forty Recommendations .
Ta predlog direktive se prav tako izrecno sklicuje na boj proti financiranju terorizma in predvideva spremembe , ki so potrebne za upoštevanje Štiridesetih priporočil FATF .
Introduction The Community effort to prevent and combat money laundering ( the efforts of criminals to disguise the illicit origin of criminal proceeds ) began with Council Directive 91/308 / EEC on prevention of the use of the financial system for the purpose of money laundering .
Uvod Prizadevanja Skupnosti na področju preprečevanja in boja proti pranju denarja ( t.j. poskusom utaje ali prikrivanja nezakonitega izvora premoženja ) so se začela z Direktivo Sveta 91/308 / EGS o preprečevanju uporabe finančnega sistema za pranje denarja .
The 1991 Directive took particular account of the Forty Recommendations of the Financial Action Task Force on Money Laundering ( FATF ) , the international body leading the global effort in this field .
Direktiva iz 1991 dosledno upošteva Štirideset priporočil Projektne skupine za finančno ukrepanje pri pranju denarja ( FATF ) , vodilno mednarodno telo na obravnavanem področju .
The 1991 Directive required Member States to prohibit the laundering of drugs proceeds , to oblige their financial sector to identify their customers , keep records , establish internal control procedures and to report any indications of money laundering to the competent authorities .
Direktiva iz 1991 od držav članic zahteva prepoved pranja premoženjskih koristi od prometa z mamili , poleg tega od njihovih finančnih sektorjev terja identifikacijo strank , vodenje evidenc , vzpostavitev notranjega nadzora in poročanje pristojnim organom o vsakršnih znakih pranja denarja .
The limitation to drugs proceeds was soon found to be too restrictive .
Izkazalo se je , da omejevanje na premoženjske koristi od nedovoljenega prometa z mamili ne odraža dejanskih razmer .
It was also seen that the tightening of controls in the financial sector had prompted money launderers to seek alternative laundering methods .
Poleg tega je zaostrovanje nadzora v finančnem sektorju posameznike spodbudilo k alternativnim metodam pranja denarja .
In 1999 , the Commission proposed widening the range of criminal offences covered and bringing under the Directive a wide range of vulnerable non-financial activities and professions .
Leta 1999 je Komisija predlagala razširitev niza v Direktivi zajetih kaznivih dejanj ter vključitev širokega spektra nefinančnih dejavnosti in poklicev , pri katerih je zlasti verjetno , da bi se uporabili za pranje denarja .
The amending Directive 2001/97 / EC was adopted on 4 December 2001 .
Sprememba Direktive 2001/97 / ES je bila sprejeta 4 . decembra 2001 .
It substantially followed the Commission proposal on the coverage of non-financial activities and professions .
V veliki meri je upoštevala predloge Komisije o vključitvi nefinančnih dejavnosti in poklicev .
With respect to the coverage of criminal activity , the co-legislators decided to cover the laundering of the proceeds of serious offences .
Glede kriminalnih dejavnosti pa so so-zakonodajalci odločili , da bo Direktiva urejala pranje premoženjskih koristi , pridobljenih s hudimi kaznivimi dejanji .
A final element in the definition referred to offences generating « substantial proceeds » or « punishable by a severe sentence of imprisonment » .
Zadnji element definicije se je nanašal na kršitve , ki prinašajo » znatne premoženjske koristi « ali se » kaznujejo s kaznijo zapora «.
Article 1 ( E ) stated that « Member States shall before 15 December 2004 amend the definition provided for in this indent in order to bring this definition into line with the definition of serious crime of Joint Action 98/699 / JHA » and the Commission was invited to bring forward a proposal to this end . EN
Člen 1 ( E ) določa , da morajo » države članice do 15 . decembra 2004 popraviti definicijo v tej alineji ter jo tako uskladiti z definicijo o težjih oblikah kriminala iz Skupnih ukrepov 98/699 / JHA «, Komisija pa naj bi v ta namen pripravila predlog .
Although there was no specific reference to terrorist financing , the Member States agreed that the concept of serious offences should cover all offences relating to the financing of terrorism .
Čeprav Direktiva ne omenja posebej financiranja terorizma , so se države članice strinjale , da mora pojem hudih kaznivih dejanj zajemati vsa kazniva dejanja , povezana s financiranjem terorizma .
The new proposal makes specific reference to the coverage of terrorism and terrorist financing .
Novi predlog posebej omenja vključitev terorizma in financiranja terorističnih dejavnosti .
In June 2003 the FATF agreed on a substantial revision of the Forty Recommendations to take account of experience acquired and the enhanced measures required to combat the phenomenon more effectively .
Junija 2003 je FATF bistveno revidirala svojih Štiridesetih priporočil in pri tem upoštevala pridobljene izkušnje in izboljšane ukrepe , s katerimi bi se lahko uspešneje spopadli z obravnavanim pojavom .
In a number of areas , the FATF considerably extended the level of detail in its Recommendations , notably as regards customer identification and verification , the situations where a higher risk of money laundering may justify enhanced measures and also situations where a reduced risk may justify less rigorous controls .
FATF je v svojih Priporočilih na mnogih področjih znatno razširila raven razčlenitve , zlasti v zvezi z identifikacijo in preverjanjem strank ter v zvezi s situacijami , v katerih večje tveganje pranja denarja upravičuje ostrejše ukrepe , pa tudi s situacijami , v katerih zmanjšano tveganje dopušča manj strog nadzor .
The EU Member States and the Commission believe that the revised FATF Forty Recommendations should be applied in a coordinated way at EU level .
Po mnenju držav članic EU in Komisije se mora revidiranih Štirideset pravil FATF usklajeno uporabljati na ravni EU .
For the sake of clarity it has been decided to repeal the existing Directive and propose a new autonomous text .
Obstoječa direktiva se zavoljo jasnosti razveljavi in se predlaga novo samostojno besedilo .
The Commission 's starting point is that the new Directive should build on the current acquis and that the existing provisions , in particular as regards the treatment of the professions , should not be called into question where there is no need to do so .
Komisija izhaja iz predpostavke , da bi morali novo Direktivo oblikovati na temelju veljavnega pravnega reda in obstoječih predpisov . Pri tem se brez potrebe ne posega v sedanje obravnavanje poklicev .
The Contact Committee will lose its basis in Community law and a new Committee will need to be established .
Ker je predvidena ukinitev Kontaktnega odbora , naj se ustanovi nov odbor .
The Commission should be entrusted with limited implementing powers in certain technical areas and to that end should be assisted by a new Committee on the Prevention of Money Laundering in accordance with the provisions of Decision 1999/468 / EC .
Komisiji se poverijo omejene izvršilne pristojnosti na določenih tehničnih področjih , pri čemer ji pomaga novi Odbor za preprečevanje pranja denarja v skladu z določbami Sklepa 1999/468 / ES .
Commentary on the individual articles of the proposal Article 1 Money laundering as defined in the Directive should be a criminal offence . The application of criminal law sanctions is essential to ensure effectiveness .
Komentar posameznih členov predloga Člen 1 Direktiva opredeli pranje denarja kot kaznivo dejanje , pri čemer je uporaba sankcij kazenskega prava ključna za zagotavljanje učinkovitosti Direktive .
A new definition of money laundering is proposed specifically to cover terrorist financing .
Nova definicija pranja denarja je predlagana posebej z namenom urediti področje financiranja terorizma .
The Directive 's title refers to the « use of the financial system for the purpose of money laundering , including terrorist financing » .
Naslov Direktive se nanaša na » uporabo finančnega sistema za pranje denarja , vključno z namenom financiranja terorizma «.
The case of lawful property being diverted to finance terrorism is now envisaged as part of the definition of money laundering .
V definicijo pranja denarja je sedaj zajeta uporaba zakonitega premoženja za financiranje terorizma .
All subsequent references to money laundering therefore also include terrorist financing .
Vse sledeče navedbe pranja denarja torej vključujejo tudi financiranje terorizma .
Article 2 The new proposal seeks to complete certain gaps in coverage and to follow the revised FATF Forty Recommendations .
Člen 2 Novi predlog skuša izboljšati nekatere pomanjkljivosti definicije in upoštevati revidiranih Štirideset priporočil FATF .
It makes specific reference to trust and company service providers and also includes life insurance intermediaries .
Posebej omenja družbe za upravljanje ter vključuje tudi posrednike življenjskega zavarovanja .
It is now proposed that all persons trading in goods or providing services and accepting cash payments above the threshold should come within the scope of the Directive . EN
Po predlogu naj bi bile v Direktivi zajete vse osebe , ki opravljajo promet z blagom ali opravljajo storitve in za to prejemajo gotovinska plačila , ki presegajo določeno mejno vrednost .
Article 3 This definitions article takes over all of the definitions from the earlier Directive .
Člen 3 Člen o definicijah povzema vse definicije prejšnje direktive .
It makes technical adjustments to certain definitions , makes more substantial amendments to others and also adds certain new definitions .
Določene definicije tehnično prireja , druge bistveno spreminja in dopolnjuje ter dodaja tudi nekatere nove definicije .
The definition of financial institution is amended in line with the approach followed by the FATF .
Definicija finančne ustanove je dopolnjena v skladu s spremenjenimi priporočili FATF .
Any undertaking carrying on the specified lines of financial business is considered to be a financial institution but Member States are allowed not to apply the Directive in very low risk situations .
Finančna ustanova je opredeljena kot vsako izvajanje specifičnih finančnih opravil , vendar državam članicam Direktive ni potrebno upoštevati v manj tveganih situacijah .
Definitions are added of insurance intermediaries , terrorism , beneficial owner , trust and company service providers , politically exposed persons ( PEPs ) , the financial intelligence unit , the business relationship and shell banks .
Dodane so definicije zavarovalnih posrednikov , terorizma , dejanskega lastnika , družb za upravljanje , politično izpostavljenih oseb , enote za finančni nadzor , poslovnega odnosa in navideznih bank .
The most substantial amendment relates to the definition of criminal activity .
Bistvena je sprememba definicije kriminalne dejavnosti .
Terrorism is introduced as a separate element and all serious offences as defined in the relevant third pillar instrument should be covered .
Kot poseben element je vpeljan terorizem , poleg tega pa naj bi bila vključena tudi vsa huda kazniva dejanja , kot so opredeljena z ustreznimi instrumenti tretjega stebra .
This will result in a more coordinated approach , though the exact coverage in each Member State will continue to depend on the relevant national criminal code .
To omogoča bolj usklajen pristop , čeprav bo vsaka država članica podrobnosti še naprej urejala v skladu z veljavnim nacionalnim kazenskim zakonikom .
Article 5 The 1991 Directive stipulated that customers should be identified when « entering into business relations » and did not specifically deal with the case of pre-existing situations .
Člen 5 Direktiva iz 1991 je opredelila stranke ob » vstopu v poslovni odnos « in se ni ukvarjala s predhodnimi situacijami .
The new text , based on the FATF Recommendations , states clearly that credit and financial institutions must not maintain anonymous accounts .
Novo besedilo , ki temelji na Priporočilih FATF , izrecno določa , da kreditne in finančne ustanove ne smejo voditi anonimnih računov .
Articles 6 and 7 These articles deal in detail with the range of measures that the institutions and persons subject to the Directive must take in order to make sure that they know their customers and understand the nature of their financial and business activities .
Člena 6 in 7 Oba člena se podrobno ukvarjata z ukrepi , ki jih morajo ob upoštevanju te direktive sprejeti ustanove in osebe , s katerimi zagotovijo , da dovolj dobro poznajo svoje stranke in da razumejo naravo njihovih finančnih in poslovnih dejavnosti .
These new provisions are not radically different in nature to those contained in the earlier Directive .
Te nove določbe se ne razlikujejo zelo od tistih iz prejšnje direktive .
However , in line with the revised FATF Recommendations , the new proposal contains more detailed requirements .
Vendar pa v skladu z revidiranimi Priporočili FATF vsebujejo bolj podrobne zahteve .
It is specified that those procedures may be conducted on a risk-sensitive basis .
Besedilo posebej navaja , da se lahko postopki izvajajo v skladu z vsakokratno oceno tveganja .
The rather general requirement of the earlier Directive on beneficial ownership is now no longer considered sufficient .
Precej splošna zahteva prejšnje direktive o dejanskem lastništvu ni več zadovoljiva .
The persons and institutions subject to the Directive should satisfy themselves that they have ascertained and understand any beneficial ownership situation , based on a clear definition of the concept of the beneficial owner .
Osebe in ustanove , zajete v tej direktivi morajo , zagotoviti , da so seznanjene in da razumejo vsako situacijo dejanskega lastništva v skladu z jasno definicijo dejanskega lastnika .
Particularly complex or opaque situations should prompt additional vigilance .
Posebej zapletene ali nejasne situacije zahtevajo dodatno pozornost . SL
Article 8 The basic principle is that customer identification and verification should be completed before the business relationship is established but it is now also stipulated that the business relationship may begin while the customer identification procedures are still in progress .
Člen 8 Postopke identifikacije in preverjanja stranke je treba izpeljati pred sklenitvijo poslovnega odnosa , vendar je sedaj predvideno , da se lahko poslovni odnos prične tudi med postopkom identifikacije in preverjanja stranke .
This meets a concern voiced by the professions in particular .
Ta določba odraža zlasti skrbi stroke .
At the same time it is now clearly stated that if customer identification cannot finally be carried out in a satisfactory way the relationship should be terminated .
Obenem je sedaj jasno določeno , da je potrebno poslovni odnos prekiniti v primeru , kadar postopek identifikacije stranke ne more biti zadovoljivo izpeljan do konca .
Old accounts and relationships should also be examined at an appropriate moment where there might be a money laundering risk .
Če obstaja tveganje pranja denarja , je potrebno pregledati tudi stare račune in predhodne poslovne odnose .
Article 9 This article reproduces the customer identification provisions for casinos from the 2001 Directive .
Člen 9 Ta člen navaja določbe iz Direktive iz leta 2001 , ki urejajo identifikacijo strank za igralnice .
Article 10 This article , framed as a Member State option , introduces the concept of simplified due diligence where there is clearly a reduced risk of money laundering and provides examples .
Člen 10 Ta za države članice neobvezen člen vpeljuje pojem poenostavljenega skrbnega pregleda poslovanja stranke , kadar je tveganje pranja denarja očitno zmanjšano , in hkrati navaja nekatere primere .
To ensure co-ordination , Articles 37 and 38 provide for the Commission , assisted by a new Committee , to adopt implementing measures involving the establishment of criteria for determining which situations represent a low risk of money laundering .
Da bi olajšali usklajevanje , člena 37 in 38 predvidevata , da mora Komisija s pomočjo novega Odbora sprejeti izvedbene ukrepe ter oblikovati kriterije , s katerimi bo mogoče določiti , katere situacije predstavljajo majhno tveganje pranja denarja .
Article 11 There are also cases where the money laundering risk is clearly greater and particular care must be exercised .
Člen 11 V primerih , kadar je tveganje pranja denarja očitno in veliko , je potrebna posebna pozornost .
This article specifies three such cases as a minimum , namely cases where there is no face-to-face contact with the customer , cross-frontier correspondent banking relationships and relations with politically-exposed persons .
Ta člen navaja tri takšne primere , in sicer v primeru odsotnosti kakršnegakoli osebnega kontakta s stranko , v primeru čezmejnega korespondenčnega bančnega odnosa , ali pa odnosa s politično izpostavljeno osebo .
Here too the Commission , assisted by the new Committee , should be able to adopt implementing measures involving the establishment of criteria for determining other situations where there is a need for enhanced due diligence .
Tudi tu naj bi Komisija s pomočjo novoustanovljenega Odbora sprejela izvedbene ukrepe s kriteriji , ki določajo , katere situacije zahtevajo poglobljen skrben pregled poslovanja stranke .
Articles 12 to 16 Unnecessary duplication of customer identification procedures can be an obstacle to legitimate business or professional activities .
Členi 12 do 16 Nepotrebno podvajanje postopkov preverjanja strank lahko ovira zakonite posle ali poklicne dejavnosti .
This concerns , for example , the case where a customer is referred or introduced by one bank or lawyer to another bank or lawyer .
To se na primer nanaša na primere , ko neka banka ali odvetnik napoti oz . predstavi stranko drugi banki ali odvetniku .
It should often be possible for such customers to be accepted without any renewed application of the customer identification procedures , subject to certain safeguards .
V takšnih primerih naj bi bilo možno stranko sprejeti brez ponovnih identifikacijskih postopkov , ob upoštevanju nekaterih zaščitnih ukrepov .
Article 17 This article reproduces provisions of the earlier Directive requiring special attention to be paid to complex or unusual transactions .
Člen 17 Ta člen povzema določbe prejšnje direktive , ki zahtevajo posebno pozornost ob zapletenih in nenavadnih transakcijah .
Useful guidance can be derived from the work of the FATF on money laundering trends and techniques .
Ugotovitve FATF o trendih in tehnikah pranja denarja pri tem služijo kot smernice .
Articles 18 to 22 These articles on the reporting of suspicious transactions make specific reference to the financial intelligence unit as the body responsible for receiving and processing such reports . EN
Členi 18 do 22 Členi o poročanju o sumljivih transakcijah posebej navajajo enoto za finančni nadzor kot telo , odgovorno za sprejemanje in obdelavo takih poročil .
The definition of the financial intelligence unit is taken from the Council Framework Decision 2000/642 / JHA of 17 October 2000 .
Definicija enote za finančni nadzor izhaja iz Okvirnega sklepa Sveta 2000/642 / JHA z dne 17 . oktobra 2000 .
The reporting arrangements for the legal and other professions and the relevant safeguards are taken over without change from the 2001 Directive .
Dogovori o poročanju za pravne in ostale poklice in ustrezni zaščitni ukrepi so nespremenjeni prevzeti iz Direktive iz leta 2001 .
Article 23 It is confirmed that reporting a suspicion of money laundering does not constitute a breach of any obligation of confidentiality under criminal or civil law .
SL Člen 23 Poročanje o sumu pranja denarja ne predstavlja kršitve zaveze k zaupnosti po kazenskem ali civilnem pravu .
The reference to reports being made « in good faith » is replaced by a reference to reports being made in accordance with the requirements of the Directive .
Namesto poročanja » v dobri veri « besedilo sedaj navaja poročanje v skladu z zahtevami Direktive .
Article 24 This is a new provision .
Člen 24 Ta določba je nova .
The Commission is aware that employees have been subjected to threats because it has emerged that they are at the origin of the report to the authorities which has led to an investigation or prosecution .
Komisija se zaveda groženj zaposlenim osebam , zadolženim za poročila pristojnim organom , na podlagi katerih se sproži preiskava ali pregon .
Although this Directive cannot seek to modify Member States » court or prosecution procedures , this article is included , given the importance of this issue for the effectiveness of the Directive , to draw Member States » attention to this serious problem .
Pričujoča direktiva sicer ne skuša spremeniti sodnih postopkov ali postopkov pregona v državah članicah , vendar je zaradi večje učinkovitosti Direktive dodan člen , ki naj bi države članice opozoril na ta resen problem .
They should do whatever is in their power to prevent employees from being threatened or victimized .
Države članice naj bi zaposlene po svojih najboljših močeh obvarovale pred grožnjami in nadlegovanjem .
Article 25 When a suspicious transaction report is made the client concerned should not be informed of this fact .
Člen 25 Kadar je podano poročilo o sumljivi transakciji , se prizadete stranke ne opozori .
The Member State option to allow members of the professions acting as legal advisors to inform their client that a report is being made has been dropped as it is not in conformity with the revised FATF 40 Recommendations .
Ta direktiva ukinja možnost , ki so jo države članice imele , da lahko strokovnjaki kot pravni svetovalci svoje stranke obvestijo o poročilu , podanem proti njim , ker to ni bilo v skladu z revidiranimi Štiridesetimi priporočili FATF .
It is specified , however , that where legal advisors seek to dissuade a client from illegal activity this will not constitute a breach of the ban on warning the client .
Vendar besedilo nove Direktive navaja , da ne velja za kršitev prepovedi opozorila stranki , kadar skuša pravni svetovalec stranko odvrniti od nezakonite dejavnosti .
Articles 26 to 29 Article 26 confirms the existing obligation to keep records for a minimum of five years .
Členi 26 do 29 Člen 26 potrjuje obstoječo obvezo , da morajo ustanove in osebe dokumentacijo hraniti vsaj pet let .