natgillin/translations-raw huggingface dataset:
For the purposes of MFI interest rate statistics , new other loans to nonfinancial corporations , i.e. indicators 24 to 29 in Appendix 2 , shall comprise all loans other than bank overdrafts to enterprises regardless of their amount .
Za namene statistike obrestnih mer MFI druga nova posojila nefinančnim družbam , t.j. kazalniki od 24 do 29 v Dodatku 2 , obsegajo vsa posojila družbam razen prekoračitev stanj na računih , ne glede na znesek .
Loans to non-financial corporations in Appendix 1 referring to outstanding amounts shall follow the definition in Part 3 of Annex I to Regulation ( EC ) No 2423/2001 ( ECB / 2001/13 ) and shall cover bank overdrafts .
Posojila nefinančnim družbam iz Dodatka 1 , ki se nanašajo na stanje zadolžitve , sledijo definiciji iz Dela 3 Priloge I k Uredbi ( ES ) št . 2423/2001 ( ECB / 2001/13 ) in obsegajo prekoračitve stanj na računih .
Consumer credit in Appendix 1 referring to outstanding amounts shall follow the definition in Part 3 of Annex I to Regulation ( EC ) No 2423/2001 ( ECB / 2001/13 ) and shall cover bank overdrafts .
Potrošniško posojilo iz Dodatka 1 , ki se nanaša na stanje zadolženosti , sledi definiciji iz Dela 3 Priloge I k Uredbi ( ES ) št . 2423/2001 ( ECB / 2001/13 ) in obsega prekoračitve stanj na računih .
Loans to households for house purchases in Appendix 1 referring to outstanding amounts shall follow the definition in Part 3 of Annex I to Regulation ( EC ) No 2423/2001 ( ECB / 2001/13 ) and shall cover bank overdrafts .
Posojila gospodinjstvom za nakup stanovanj iz Dodatka 1 , ki se nanašajo na stanje zadolženosti , sledijo definiciji iz Dela 3 Priloge I k Uredbi ( ES ) št . 2423/2001 ( ECB / 2001/13 ) in obsegajo prekoračitve stanj na računih .
For the purposes of MFI interest rate statistics , new loans to households for other purposes , i.e. indicators 20 to 22 in Appendix 2 , shall be defined as loans other than bank overdrafts granted for purposes such as business , debt consolidation , education etc. Other loans to households in Appendix 1 referring to outstanding amounts shall follow the definition in Part 3 of Annex I to Regulation ( EC ) No 2423/2001 ( ECB / 2001/13 ) and shall cover bank overdrafts .
Za namene statistike obrestnih mer DFI se nova posojila gospodinjstvom za druge namene , t.j. kazalniki od 20 do 22 iz Dodatka 2 , opredelijo kot posojila , razen prekoračitev stanj na računih , ki so odobrena za namene , kot so posli , konsolidacija dolgov , izobraževanje itd . Druga posojila gospodinjstvom iz Dodatka 1 , ki se nanašajo na stanje zadolženosti , sledijo definiciji iz Dela 3 Priloge I k Uredbi ( ES ) št .
2001R0018 --- EN --- 28.04.2009 --- 002.001 --- 18 ▼B 49 .
2423/2001 ( ECB / 2001/13 ) in obsegajo prekoračitve stanj na računih . 49 .
For MFI interest rates on outstanding amounts , consumer credit , loans to households for house purchases and other loans to households together shall cover all loans granted to households by resident credit institutions and other institutions .
Za obrestne mere MFI za stanje zadolženosti , potrošniška posojila , posojila gospodinjstvom za nakup stanovanj in druga posojila gospodinjstvom obsegajo vsa posojila , odobrene gospodinjstvom s strani rezidenčnih kreditnih in drugih institucij .
These breakdowns shall refer to time bands or ranges , for example an interest rate on a deposit with an agreed maturity of up to two years shall refer to an average rate across all deposits with an agreed original maturity between two days and a maximum of two years .
Razčlenitve se nanašajo na časovne sklope ali razpone , na primer obrestna mera za vlogo z dogovorjeno zapadlostjo do dveh let se nanaša na 2001R0018 --- SL --- 28.04.2009 --- 002.001 --- 17 ▼B povprečno obrestno mero za vse vloge z dogovorjeno prvotno zapadlostjo od dveh dni do največ dveh let .
The value of the interest rate shall only be considered to be unchangeable if it is defined as an exact level , for example as 10 %, or as a differential to a reference rate at a certain point in time , for example as sixmonth Euribor plus 2 percentage points at a certain day and time .
Višina obrestne mere se šteje za nespremenljivo samo , če je točno določena , na primer 10 %, ali z razliko do referenčne obrestne mere v določeni časovni točki , na primer kot šestmesečni Euribor , povečan za 2 odstotni točki na določen dan in ob določeni uri .
If after this initial period of fixation the interest rate automatically changes to a floating rate , this shall not be reflected in the MFI interest rates on new business but only in those on outstanding amounts .
Če se po tem začetnem obdobju določitve obrestna mera samodejno spremeni v spremenljivo obrestno mero , se to ne odraža v obrestnih merah MFI za nove posle , temveč samo v obrestnih merah za stanje zadolženosti .
The following four periods of initial rate fixation shall be distinguished for loans to households for house purchases : --- floating rate and up to ( and including ) one year initial rate fixation , 2001R0018 --- EN --- 28.04.2009 --- 002.001 --- 19 ▼B --- over one and up to ( and including ) five years initial rate fixation , --- over five and up to ( and including ) 10 years initial rate fixation , and --- over 10 years initial rate fixation .
Pri posojilih gospodinjstvom za nakup stanovanj se razlikujejo naslednja štiri obdobja začetne določitve obrestnih mer : --- spremenljiva obrestna mera in začetna določitev obrestnih mer do ( vključno ) enega leta , --- začetna določitev obrestnih mer od enega do ( vključno ) petih let , --- začetna določitev obrestnih mer od petih do ( vključno ) desetih let , in --- začetna določitev obrestnih mer nad 10 let .
Loans without any interest rate fixation shall be included as « floating rate » in the category of up to one year initial rate fixation .
Posojila , za katere obrestna mera ni določena , se kot posojila „spremenljivo obrestno mero » vključijo v kategorijo do enega leta začetne določitve obrestnih mer .
PART 5 Reporting obligations 58 .
DEL 5 Obveznosti poročanja 58 .
Statistical information at the level of the reporting agents 59 .
Statistični podatki na ravni poročevalskih enot 59 .
The data shall be reported to the NCB of the participating Member State in which the reporting agent is resident .
Podatki se sporočijo NCB sodelujoče države članice , v kateri se nahaja sedež poročevalske enote .
If the interest rates on outstanding amounts , i.e. indicators 1 to 14 in Appendix 1 , are compiled as a snapshot of end-month observations , then the reporting agents shall provide for each of the instrument categories a weighted average interest rate referring to the last day of the month , thereby applying the definitions and rules as laid down in this Regulation .
Če so obrestne mere za stanje zadolženosti , t.j. kazalniki od 1 do 14 iz Dodatka 1 , določene kot posnetek opažanj ob koncu meseca , poročevalske enote zagotovijo za vsako kategorijo instrumentov ponderirano povprečno obrestno mero , ki se nanaša na zadnji dan v mesecu , pri čemer uporabijo opredelitve in pravila , kakor so določena s to uredbo .
If the interest rates on outstanding amounts , i.e. indicators 1 to 14 in Appendix 1 , are compiled as implicit rates referring to the average of the month , reporting agents shall provide for each of the instrument categories the accrued interest payable or receivable during the month and the stock of deposits and loans on average during the same month , thereby applying the definitions and rules as laid down in this Regulation .
Če so obrestne mere za stanje zadolženosti , t.j. kazalniki od 1 do 14 , določene kot implicitne obrestne mere , ki se nanašajo na mesečno povprečje , poročevalske enote zagotovijo za vsako kategorijo instrumentov natekle obresti , plačane ali prejete v mesecu , ter povprečni zbir vlog in posojil v istem mesecu , pri čemer uporabijo opredelitve in pravila , kakor so določena s to uredbo .
The number of reporting institutions within the group and the variance shall refer to the month of October and be transmitted with the October data . 2001R0018 --- EN --- 28.04.2009 --- 002.001 --- 20 ▼B XVII .
Število poročevalskih institucij v skupini in varianca se nanašata na mesec oktober in se prenesejo s podatki za oktober . XVII .
For each of the instrument categories on outstanding amounts , i.e. indicators 1 to 14 in Appendix 1 , NCBs shall provide a national weighted average interest rate applying the definitions and rules as laid down in this Regulation .
Za vsako od kategorij instrumentov za stanje zadolženosti , t.j. kazalnike od 1 do 14 iz Dodatka I , NCB zagotovijo nacionalno ponderirano povprečno obrestno mero z uporabo opredelitev in pravil , kakor so določena s to uredbo .
These amounts of new business shall refer to the population total Ŷ , i.e. to the entire potential reporting population .
Ti zneski novih poslov se nanašajo na populacijsko vsoto vrednosti Ŷ , t.j. na celotno potencialno poročevalsko populacijo .
Therefore , where a sampling approach is chosen for selecting the reporting agents , expansion factors shall be used at national level to derive the population total ( 1 ) .
Dejavniki povečanja so obratni verjetno ( 1 ) Za ponderirane povprečne obrestne mere se ne uporabijo nikakršni dejavniki povečanja , kadar obstaja domneva , da je ocena iz vzorca ocena za celotno potencialno poročevalsko populacijo .
The expansion factors shall be the inverse of the selection probabilities , πi ,, i. e 1 / πi ,.
2001R0018 --- SL --- 28.04.2009 --- 002.001 --- 19 ▼B stim izbire πi ,, t.j. 1 / πi .
The population total Ŷ for the amount of new business shall then be estimated by means of the following generic formula ( 2 ) :
Populacijska vsota vrednosti Ŷ za znesek novih poslov se nato oceni na podlagi naslednjega splošnega obrazca ( 1 ) :
with : yi πi as the amount of new business of institution i , and as probability of selecting institution i. 69 .
kjer je : yi πi znesek novih poslov institucije i , in verjetnost izbire institucije i. sporočijo ECB obrestne mere MFI za stanje zadolženosti in za nove z natančnostjo štirih decimalk .
NCBs shall provide the MFI interest rates on outstanding amounts and on new business to the ECB with a detail of four decimal places .
To pa ne sme vplivati na odločitev o stopnji natančnosti zbiranja podatkov .
This shall be without prejudice to the decision taken by the NCBs on the level of detail at which they wish to collect the data .
Objavljeni rezultati ne smejo več kot dve decimalki .
The published results shall not contain more than two decimal places .
69 . NCB posle NCB imeti
NCBs shall document any regulatory arrangements affecting MFI interest rate statistics in the methodological notes that shall be provided with the national data .
NCB dokumentirajo vse ureditvene sporazume , ki vplivajo na obrestne mere MFI , v metodoloških opombah , ki jih zagotovijo skupaj z nacionalnimi podatki .
Aggregated results for the participating Member States 72 .
Skupni rezultati za sodelujoče države članice 72 .
The treatment of the product defined in the following paragraphs 74 to 82 shall be used as a reference for products with similar characteristics .
Obravnava produkta , opredeljenega v naslednjih odstavkih od 74 do 82 , se uporabi kot napotilo za produkte s podobnimi značilnostmi .
A step-up ( step-down ) deposit or loan is a deposit or a loan with a fixed maturity to which an interest rate is applied that increases ( decreases ) from year to year by a pre-fixed number of percentage points . Step-up ( step-down ) deposits and loans are instruments with fixed interest rates over the whole maturity .
Naraščajoča ( padajoča ) vloga oziroma naraščajoče ( padajoče ) posojilo je vloga oziroma posojilo s fiksno določeno zapadlostjo , za katerega se uporablja obrestna mera , ki iz leta v leto narašča ( upada ) za vnaprej določeno število odstotnih točk .
The interest rate for the whole maturity of the deposit or loan and ( 1 ) No expansion factors are required for the weighted average interest rates where it shall be assumed that the estimate from the sample is the estimate for the entire potential reporting population .
Naraščajoče ( padajoče ) vloge in posojila so instrumenti s fiksnimi obrestnimi merami za ves čas zapadlosti .
2001R0018 --- EN --- 28.04.2009 --- 002.001 --- 21 ▼B the other terms and conditions are agreed in advance at time t0 when the contract is signed .
Obrestna mera za celotno zapadlost vloge ali posojila in drugi pogoji se dogovorijo vnaprej v času t0 ob podpisu pogodbe .
Credit cards schemes may be linked to overnight deposits .
Sistema kreditnih kartic se lahko poveže z vlogami čez noč .
Credit lines are usually linked to a bank overdraft .
Kreditne linije so običajno povezane s prekoračitvijo stanja na računu .
Such umbrella contracts shall not be covered by MFI interest rate statistics .
2001R0018 --- SL --- 28.04.2009 --- 002.001 --- 20 ▼B Takšnih krovnih pogodb statistika obrestnih mer MFI ne obsega .
Regulated savings deposits with a basic interest plus a fidelity and / or growth premium may exist .
Obstajajo lahko regulirane hranilne vloge s temeljno obrestno mero , povečano za premijo za zvestobo in / ali povečanje .
Loans may be offered to households or non-financial corporations with associated derivative contracts , i.e. an interest rate swap / cap / floor etc. As a convention , such associated derivative contracts shall not be included in the annualised agreed rate on new business .
Gospodinjstvom ali nefinančnim družbam se lahko ponudijo posojila skupaj s pogodbami o izvedenih finančnih instrumentih , t.j. poslih obrestne zamenjave , zgornji / spodnji omejitvi obresti itd . Takšne pogodbe o izvedenih finančnih instrumentih se praviloma ne vključijo v dogovorjeno letno obrestno mero za nove posle .
Hence , in the case that such a derivative contract is exercised and the reporting agent adjusts the interest rate charged to the household or non-financial corporation , this shall be reflected in the statistics on outstanding amounts .
Zato se v primeru uveljavitve omenjene pogodbe o izvedenih finančnih instrumentih in če poročevalska enota prilagodi obrestno mero , zaračunano gospodinjstvom ali nefinančnim družbam , to odraža v statistiki stanja zadolženosti .
Deposits may be offered comprising two components : a deposit with agreed maturity to which a fixed interest rate is being applied and an embedded derivative with a return that is linked to the performance of a defined stock exchange index or a bilateral exchange rate , subject to a minimum guaranteed return of 0 %.
Lahko se ponudijo vloge , ki obsegajo dva elementa : vloga z dogovorjeno zapadlostjo , za katerega se uporablja fiksna obrestna mera , in vgrajeni izvedeni finančni instrument z donosom , ki je povezan z učinkom določenega borznega indeksa ali dvostranskega menjalnega tečaja , za katerega velja zajamčena minimalna stopnja donosa v višini 0 %.
The return on the other component of the deposit linked to the performance of a stock exchange index or a bilateral exchange rate is only known ex post when the product matures and therefore cannot be covered by the new business rate . Hence , only the guaranteed minimum
Donos drugega elementa vloge , ki je povezan z učinkom borznega indeksa ali dvostranskega menjalnega tečaja , je znan samo ex post ob zapadlosti produkta in zanj zato ne more veljati obrestna mera za nove posle .
2001R0018 --- EN --- 28.04.2009 --- 002.001 --- 22 ▼B return of 0 % should be captured .
Zato je treba zajeti samo zajamčeno minimalno stopnjo donosa v višini 0 %.
Deposits with a maturity of over two years as defined in Part 3 of Annex I to Regulation ( EC ) No 2423/2001 ( ECB / 2001/13 ) may contain pension savings accounts .
Vloge z zapadlostjo nad dvema letoma , kakor je določeno v Delu 3 , Priloge I k Uredbi ( ES ) št . 2423/2001 ( ECB / 2001/13 ) , lahko obsegajo račune pokojninskega varčevanja .
The annualised agreed rate on outstanding amounts shall be the rate applied by the reporting agent to the deposit part of the pension savings accounts at the time of calculation of the MFI interest rate .
Dogovorjena letna obrestna mera za stanje zadolženosti je obrestna mera , ki jo poročevalska enota uporablja za depozitni del računa pokojninskega varčevanja ob izračunu obrestne mere MFI .
As soon as they are transformed into a loan , they shall be classified as loans to households for house purchases .
Brž ko se preoblikujejo v posojilo , se razvrstijo kot posojila gospodinjstvom za 2001R0018 --- SL --- 28.04.2009 --- 002.001 --- 21 ▼B nakup stanovanj .
In line with Part 3 of Annex I to Regulation ( EC ) No 2423/2001 ( ECB / 2001/13 ) the French regulated housing plan plan d' épargnelogement ( PEL ) is classified as deposits with an agreed maturity of over two years .
Skladno z določbami Dela 3 , Priloge I k Uredbi ( ES ) št . 2423/2001 ( ECB / 2001/13 ) , se francoska regulirana stanovanjska shema „plan d' épargne-logement » ( PEL ) razvrsti kot vloge z dogovorjeno zapadlostjo več kot dve leti .
The reaction of consumers in terms of a portfolio shift from other longterm deposits to pre-existing PELs shall not be reflected in the new business rates but only in the rates on outstanding amounts .
Odziv potrošnikov v smislu preusmeritve portfelja z dolgoročnih vlog v že obstoječe PEL se ne odraža v obrestnih merah za nove posle , temveč v obrestnih merah za stanje zadolženosti .
The household or non-financial corporation keeps the 2001R0018 --- EN --- 28.04.2009 --- 002.001 --- 23 ▼B borrowing rights and is still granted interest following the conditions prevailing at the opening of the PEL as long as the money is left in the bank 's book .
Gospodinjstvo ali nefinančna družba obdržita pravice do najetja posojila in še vedno prejemata obresti v skladu s pogoji . ki veljajo ob odprtju PEL , vse dokler se denar vodi pri banki .
The government subsidy , which is paid through but not by the credit or other institution , shall be ignored .
Vladna subvencija , ki se plačuje prek kreditne ali druge institucije , a ne s strani le-te , se ne upošteva .
2001R0018 --- EN --- 28.04.2009 --- 002.001 --- 24 ▼B Appendix 1 Instrument categories for rates on outstanding amounts An annualised agreed rate ( AAR ) ( 1 ) shall be compiled for each of the following instrument categories ( 2 ) ( 3 ) .
2001R0018 --- SL --- 28.04.2009 --- 002.001 --- 22 ▼B Dodatek 1 Kategorije instrumentov za obrestne mere za stanje zadolženosti Dogovorjena letna obrestna mera ( DLOM ) ( 1 ) se določi za vsako od naslednjih kategorij instrumentov ( 2 ) ( 3 ) .
In the case of a snap-shot of end-month observations , reporting agents shall provide for each indicator a weighted average interest rate , whereas in the case of implicit rates referring to monthly averages , reporting agents shall provide for each indicator the accrued interest and the average stock of deposits and loans applying the definitions and rules as laid down in this Regulation . Sector
V primeru posnetka opažanj ob koncu meseca poročevalske enote zagotovijo za vsak kazalnik ponderirano povprečno obrestno mero , medtem ko v primeru implicitnih obrestnih mer , ki se nanašajo na mesečna povprečja , poročevalske enote zagotovijo za vsak kazalnik natečene obresti in povprečni zbir vlog in posojil ob uporabi opredelitev in pravil , kakor so določena s to uredbo .
Type of instrument Original maturity
Sektor Vrsta instrumenta
Outstanding amount indicator number
Prvotna zapadlost
AAR AAR AAR AAR AAR AAR AAR AAR AAR AAR AAR AAR AAR AAR
DLOM DLOM DLOM DLOM DLOM DLOM DLOM
Repos Loans EUR in To households (*) For house purchases Up to 1 year Over 1 and up to 5 years Over 5 years Consumer credit and other loans Up to 1 year Over 1 and up to 5 years Over 5 years To non-financial corporations Up to 1 year Over 1 and up to 5 years Over 5 years (*) Including non-profit institutions serving households .
Pogodbe o ponovnem odkupu Posojila v EUR Gospodinjstvom (*) Za nakup stanovanj Do enega leta Nad enim letom in do pet let Nad pet let Potrošniška posojila in druga posojila Do enega leta Nad enim letom in do pet let Nad pet let Nefinančnim družbam Do enega leta Nad enim letom in do pet let Nad pet let (*) Vključno z neprofitnimi institucijami , ki opravljajo storitve za gospodinjstva .
For the following instrument categories included in Appendix 2 , the concept of new business shall be extended to the whole stock , i.e. to outstanding amounts ( 4 ) ( 5 ) , and an annualised agreed rate ( AAR ) ( 6 ) shall be compiled .
Za naslednje kategorije instrumentov , ki so vključene v Dodatek 2 , se pojem novega posla razširi na celotni zbir , t.j. na stanje zadolženosti ( 4 ) ( 5 ) in se določi dogovorjena letna obrestna mera ( DLOM ) ( 6 ) .
( 1 ) Or narrowly defined effective rate ( NDER ) .
( 1 ) Ali ozko opredeljena efektivna obrestna mera ( NDEM ) .
( 2 ) In a participating Member State where one of the following instrument categories is not applied in the banking business of resident credit institutions and other institutions with households and non-financial corporations resident in the participating Member States , the instrument category shall be ignored .
( 2 ) V sodelujoči državi članici , v kateri se ena od naslednjih kategorij instrumentov ne uporablja v bančnem poslovanju rezidenčnih kreditnih institucij in drugih institucij z gospodinjstvi in nefinančnimi družbami s sedežem v sodelujoči državi članici , se kategorija instrumentov ne upošteva .
( 3 ) In the following table « up to » shall mean « up to and including » .
( 3 ) V spodnji tabeli „do » pomeni „do vključno » .
( 4 ) In a participating Member State where one of the following instrument categories is not applied in the banking business of resident credit institutions and other institutions with households and non-financial corporations resident in the participating Member States , the instrument category shall be ignored .
( 4 ) V sodelujoči državi članici , v kateri se ena od naslednjih kategorij instrumentov ne uporablja v bančnem poslovanju rezidenčnih kreditnih institucij in drugih institucij z gospodinjstvi in nefinančnimi družbami s sedežem v sodelujoči državi članici EMU , se kategorija instrumentov ne upošteva .
( 5 ) In the following table « up to » shall mean « up to and including » .
( 5 ) V spodnji tabeli , „do » pomeni „do in vključno » .
( 6 ) Or narrowly defined effective rate ( NDER ) .
( 6 ) Ali natančno določena efektivna obrestna mera ( NDEM ) .
2001R0018 --- EN --- 28.04.2009 --- 002.001 --- 25 ▼B New business indicator number Reporting obligation Sector
2001R0018 --- SL --- 28.04.2009 --- 002.001 --- 23 ▼B Sektor Vrsta instrumenta Odpovedni rok Št .
Type of instrument Period of notice
kazalnika novega posla Obveznost poročanja
Overnight Redeemable notice (**) at Up to 3 months notice Over 3 months notice
Čez noč Na odpoklic z odpovednim rokom (**) Z odpovednim rokom do treh mesecev Nad tri mesece
AAR AAR AAR AAR AAR , amount AAR , amount To non-financial corporations Loans EUR in To households (*) To non-financial corporations
Nefinančne družbe Posojila v EUR Gospodinjstvom (*) Nefinančnim družbam Čez noč Prekoračitev stanja na računu Prekoračitev stanja na računu
Overnight Bank overdraft Bank overdraft (*) Including non-profit institutions serving households .
(*) Vključno z neprofitnimi institucijami , ki opravljajo storitve za gospodinjstva .
(**) For this instrument category , households and non-financial corporations shall be merged and allocated to the household sector , since it owns about 98 % of the outstanding amount of deposits redeemable at notice in all participating Member States combined .
(**) Za to kategorijo instrumentov se gospodinjstva in nefinančne družbe združijo in dodelijo sektorju gospodinjstev , saj le-ta razpolaga z okoli 98 % stanja zadolženosti za vloge na odpoklic z odpovednim rokom skupaj v vseh sodelujočih državah članicah .
2001R0018 --- EN --- 28.04.2009 --- 002.001 --- 26 ▼B Appendix 2 Instrument categories for interest rates on new business An annualised agreed rate ( AAR ) ( 1 ) shall be compiled for the following instrument categories ( 2 ) ( 3 ) .
2001R0018 --- SL --- 28.04.2009 --- 002.001 --- 24 ▼B Dodatek 2 Kategorije instrumentov za obrestne mere za nove posle Dogovorjena letna obrestna mera ( DLOM ) ( 1 ) se določi za vsako od naslednjih kategorij instrumentov ( 2 ) ( 3 ) .