natgillin/translations-raw huggingface dataset:
European Central Bank Press and Information Division Kaiserstrasse 29 , D-60311 Frankfurt am Main Tel .: + 49 69 1344 7455 , Fax : + 49 69 1344 7404 Internet : http://www.ecb.int Reproduction is permitted provided that the source is acknowledged .
Evropska centralna banka Oddelek za tisk in informiranje Kaiserstrasse 29 , D-60311 Frankfurt na Majni Tel .: + 49 69 1344 7455 , Faks : + 49 69 1344 7404 Internet : http://www.ecb.int Razmnoževanje je dovoljeno ob navedbi vira .
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22 October 2010 - ECB publishes 7th SEPA Progress Report : Migration continues but requires realistic but ambitious regulatory end dates
oktober 2010 - ECB je objavila sedmo poročilo o napredku SEPA : migracija se nadaljuje , vendar so potrebni realistični in hkrati ambiciozni zakonsko določeni končni datumi
The European Central Bank ( ECB ) has today published the 7th Progress Report on the Single Euro Payments Area ( SEPA ) .
Evropska centralna banka ( ECB ) je danes objavila sedmo poročilo o napredku pri vzpostavitvi enotnega območja plačil v eurih ( SEPA ) .
SEPA enables customers to make cashless euro payments to anyone located anywhere in Europe , using a single payment account and a single set of payment instruments .
SEPA strankam omogoča , da opravljajo negotovinska plačila v eurih s komerkoli , ki se nahaja kjerkoli v Evropi , z uporabo enega samega računa in enega samega niza plačilnih instrumentov .
Currently , 32 European countries are participating in SEPA , more than 4,400 banks have joined the SEPA credit transfer scheme , and more than 3,000 banks have signed up for the SEPA direct debit scheme .
Trenutno v SEPA sodeluje 32 evropskih držav , več kot 4.400 bank se je pridružilo shemi kreditnih plačil SEPA , več kot 3.000 bank pa je podpisalo sodelovanje v shemi direktnih obremenitev SEPA .
Hence , much has been achieved in implementing SEPA .
Tako je bilo pri vzpostavitvi SEPA že veliko doseženega .
However , further action by European legislators is needed for SEPA to be completed successfully .
Vseeno je za uspešen zaključek SEPA potrebno nadaljnje ukrepanje evropskih zakonodajalcev .
In this respect , a mandatory timeline for the migration to SEPA payment instruments will significantly accelerate the pace of transition , enabling SEPA to be completed , preferably , by the end of 2012 for credit transfers and by the end of 2013 for direct debits . Major achievements
V zvezi s tem bo obvezen časovni načrt pri migraciji na plačilne instrumente SEPA precej pospešil hitrost prehoda , kar bo omogočilo zaključek SEPA po možnosti do konca leta 2012 na področju kreditnih plačil in do konca leta 2013 na področju direktnih obremenitev .
The 7th Progress Report , entitled « Beyond theory into practice » , shows achievements in major areas .
Sedmo poročilo o napredku z naslovom » Iz teorije v prakso « predstavlja dosežke na glavnih področjih .
For instance , the launch of the SEPA direct debit in November 2009 has made direct debit payments possible for the first time across borders .
Uvedba direktne obremenitve SEPA novembra 2009 je na primer prvič omogočila opravljanje direktnih obremenitev preko meja .
By 1 November 2010 the reachability of payment accounts for SEPA direct debits will be guaranteed legally , allowing SEPA direct debits to be used effectively throughout Europe .
Do 1 . novembra 2010 bo dosegljivost računov za direktne obremenitve SEPA pravno zagotovljena , s čimer bo mogoče direktne obremenitve SEPA uspešno uporabljati po vsej Evropi .
In addition , the governance structure of SEPA has been improved by the creation of the SEPA Council , which enables a more formalised involvement of high-level representatives of consumers , retailers , corporates , SMEs and public administrations in the SEPA dialogue .
Poleg tega je bilo upravljanje in vodenje SEPA izboljšano z ustanovitvijo Sveta SEPA , ki omogoča bolj formalizirano sodelovanje visokih predstavnikov potrošnikov , trgovcev na drobno , gospodarskih družb , malih in srednje velikih podjetij ter javnih uprav v pogovorih o SEPA .
Other areas where progress has been made include : the transposition and implementation of the Payment Services Directive , and standardisation in the area of cards .
Druga področja , kjer je bil tudi dosežen napredek , so naslednja : prenos v nacionalno zakonodajo in izvajanje direktive o plačilnih storitvah ter standardizacija na področju kartic .
Challenges ahead and key elements for success
Prihodnji izzivi in ključni elementi za uspeh SEPA
Despite this progress , SEPA migration as a self-regulatory process , has not yet achieved the results that were initially expected .
Kljub napredku rezultati pri migraciji na SEPA kot samoregulativnem procesu še niso dosegli začetnih pričakovanj .
The banking industry 's self-imposed deadline of December 2010 for SEPA credit transfers and direct debits to be in general usage will not be met .
Rok , ki si ga je bančni sektor naložil sam , da bodo do decembra 2010 kreditna plačila SEPA in direktne obremenitve SEPA v splošni uporabi , ne bo dosežen .
By August 2010 only 9.3% of all credit transfers processed in the euro area were SEPA credit transfers .
Do avgusta 2010 je bilo zgolj 9,3% vseh kreditnih plačil , obdelanih v euroobmočju , kreditnih plačil SEPA .
Since its launch in November 2009 , SEPA direct debits remain at a share well below 1 % of all direct debit transactions processed in the euro area .
Od uvedbe v novembru 2009 ostaja delež direktnih obremenitev SEPA pod 1 % vseh direktnih obremenitev , obdelanih v euroobmočju .
Therefore , the Eurosystem strongly supports the work of European legislators to create the necessary momentum to bring the SEPA project to completion .
Eurosistem zato odločno podpira delo evropskih zakonodajalcev , da bi ustvarili potreben zagon in projekt SEPA pripeljali do zaključka .
The envisaged regulation establishing a SEPA migration end date ( s ) , in which the usage of national payments instruments will be discontinued , will be a key element for the timely and smooth adoption of SEPA .
Predvidena uredba , ki bo določala končni datum oziroma datume migracije na SEPA , ko se nacionalni plačilni instrumenti ne bodo več uporabljali , bo ključni element pri pravočasni in nemoteni uvedbi SEPA .
The Eurosystem is also confident that concerns raised by market participants on the envisaged regulation on SEPA migration end date ( s ) will be properly addressed by the European authorities .
Eurosistem je ravno tako trdno prepričan , da bodo na vprašanja tržnih udeležencev glede predvidene uredbe o končnem datumu oziroma datumih migracije na SEPA ustrezno odgovorili evropski pristojni organi .
Other key elements for the success of SEPA that still need to be addressed include : the provision of innovative payment services ( e.g. online and mobile payment services ) , the creation of an additional European card scheme and the enhancement of the security of card transactions by phasing out the magnetic stripe on European cards .
Drugi ključni elementi za uspeh SEPA , ki jih je še treba obravnavati , so naslednji : ponudba inovativnih plačilnih storitev ( npr . spletna in mobilna plačila ) , vzpostavitev dodatne evropske kartične sheme ter povečanje varnosti na področju kartičnih transakcij s postopno odpravo magnetnega traku na evropskih karticah .
Ms Gertrude Tumpel-Gugerell , Member of the ECB 's Executive Board , said : « SEPA is progressing from the market-driven phase of design and implementation to the phase of mandatory migration , aiming to ensure that the necessary adoption really takes place .
Gertrude Tumpel-Gugerell , članica Izvršilnega odbora ECB , je dejala : » SEPA prehaja iz tržno pogojene faze načrtovanja in vzpostavitve v fazo obvezne migracije , katere cilj je zagotoviti , da bo dejansko prišlo do potrebne uvedbe .
At this stage , SEPA faces a number of specific challenges that only the market and the regulators together can master .
Na tej stopnji se SEPA sooča s številnimi specifičnimi izzivi , ki jih lahko obvladajo le trg in zakonodajalci skupaj .
I hope that the constructive cooperation between all stakeholders will become even closer in the decisive two to three years ahead , so that our joint efforts help us to achieve the final goal : an attractive integrated and competitive European market for euro payment services ."
Upam , da bo v naslednjih odločilnih dveh ali treh letih konstruktivno sodelovanje med vsemi deležniki še tesnejše , tako da bomo s skupnimi prizadevanji uresničili končni cilj , tj . privlačen integriran in konkurenčen evropski trg plačilnih storitev v eurih .
The report , which is being published today in English , will be available in other official EU languages in due course .
Poročilo , ki je danes objavljeno v angleščini , bo kasneje na voljo tudi v drugih uradnih jezikih EU .
To read the report and for further information visit the SEPA page on the ECB 's website ( www.ecb.europa.eu and www.sepa.eu ) .
Poročilo in druge informacije lahko najdete na strani o SEPA na spletnem mestu ECB ( www.ecb.europa.eu in www.sepa.eu ) .
http://www.ecb.europa.eu/press/pr/date/2010/html/pr101022_1.en.html
http://www.ecb.europa.eu/press/pr/date/2010/html/pr101022_1.sl.html
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A SHORT HISTORY OF THE EURO BANKNOTES AND COINS
KRATKA ZGODOVINA BANKOVCEV IN KOVANCEV EURA
HOW THE EURO BECAME OUR MONEY
KAKO JE EURO POSTAL NAŠ DENAR
HOW THE EURO BECAME OUR MONEY A SHORT HISTORY OF THE EURO BANKNOTES AND COINS FOREWORD
KAKO JE EURO POSTAL NAŠ DENAR KRATKA ZGODOVINA BANKOVCEV IN KOVANCEV EURA
7 Appendix : Excerpts from the design brief for the euro banknotes
PREDGOVOR 7
Chapter 1 : A decade in preparation 9 Issuing euro banknotes and coins 10 Naming the currency and creating the Euros symbol Fixing the denominations Timing the introduction of the new currency 10 12 12
1 . POGLAVJE : DESETLETJE PRIPRAV Izdajanje eurobankovcev in eurokovancev Ime valute in simbol Euros Določitev apoenov Čas uvedbe nove valute
Chapter 3 : Production Printing prototype banknotes Test banknotes Creating printing plates Zero-production run Establishing a quality management system Legal and security issues with suppliers
3 . POGLAVJE : IZDELAVA Tiskanje prototipov bankovcev Testni bankovci Izdelava tiskarskih plošč Ničelna serija Vzpostavitev sistema za nadzor kakovosti Pravna in varnostna vprašanja z dobavitelji Izdelava papirja Tiskanje
2/3
POGLAVJE : OBLIKOVNA PODOBA 2/3
Chapter 2 : Design Selecting a design theme for the banknotes Creating user-friendly banknotes Ranking the designs Consulting the public and making the final decision Designing the euro coins Preparing the final designs 17 18 22 22 24 28 30
17 18 22 24 28 30 Izbor teme za oblikovno podobo bankovcev Ocena oblikovnih predlogov Javna razprava in končna odločitev Oblikovanje eurokovancev Priprava končnih oblikovnih podob Priloga : Izvleček iz navodil za oblikovanje eurobankovcev
Paper-making Printing Managing the large-scale production of euro banknotes
Upravljanje množične proizvodnje eurobankovcev Zdravstveno opozorilo Oblikovanje uporabnikom prijaznih bankovcev 22
Chapter 4 : Changeover Estimating how many banknotes to print Banknote circulation and banknote stocks Stock management scheme for the changeover Early distribution of banknotes and coins Frontloading and sub-frontloading Facilitating the cash changeover for retailers Putting euro cash into circulation Withdrawing national banknotes and coins Adapting cash dispensers and cashoperated machines Exchanging national banknotes at face value 51 52 54 55 56 59 60 60 62 64 66
73 74 76 78 79 80 Predhodna distribucija bankovcev in kovancev 56 Preddobava in posredna preddobava gotovine 59 Ukrepi za zamenjavo gotovine v trgovini na drobno Izdaja eurogotovine v obtok Umik nacionalnih bankovcev in kovancev Prilagoditev bankomatov in prodajnih avtomatov Zamenjava nacionalnih bankovcev po nominalni vrednosti 60 60 62 64 66
Chapter 5 : Communication Preparing the public for the changeover Euro 2002 Information Campaign Partnership programme National communication efforts Campaign research Campaign website Press activities and public relations Mass media campaign
5 . POGLAVJE : OBVEŠČANJE JAVNOSTI Priprava javnosti na zamenjavo valute Informacijska kampanja Euro 2002
Chapter 6 : Security features of euro banknotes Chapter 7 : Current and future developments
7 . POGLAVJE : POGLED V PRIHODNOST
HOW THE EURO BECAME OUR MONEY FOREWORD
KAKO JE EURO POSTAL NAŠ DENAR PREDGOVOR
The logistical preparations for the banknotes and coins go back to 1992 , when nobody knew what they would look like , and when the new currency did not even have a definitive name .
Logistične priprave so se začele daljnega leta 1992 , ko ni še nihče vedel , kakšni bodo novi bankovci in kovanci na pogled , in ko nova valuta še ni imela niti imena .
The design issue was resolved in 1996 when the ECB 's predecessor , the European Monetary Institute , chose the final banknote designs after holding a competition .
Vprašanje videza je bilo rešeno leta 1996 , ko je Evropski monetarni inštitut , predhodnik sedanje Evropske centralne banke , izvedel javni natečaj in izbral končno oblikovno rešitev za bankovce .
By 1998 , the pilot print run was launched . Delivery of the cash to banks and shops started four months before Euros - day , 1 January 2002 .
Prva pilotska serija bankovcev je v tisk šla leta 1998 , dobava prave gotovine bankam in trgovinam pa je stekla štiri mesece pred tako imenovanim Euros - dnevom , 1 . januarjem 2002 .
During this period , millions of cash dispensers and vending machines in the euro area were modified .
V tem razmeroma kratkem obdobju je bilo med drugim prilagojenih na milijone bankomatov in prodajnih avtomatov na gotovino .
Europe 's single currency -- the euro -- came into being on 1 January 1999 .
Evropa je svojo skupno valuto -- euro -- dobila 1 . januarja 1999 .
But it remained a « virtual » currency , mainly used by banks and the financial markets -- for three years thereafter .
Prva tri leta je euro preživel kot zgolj » virtualna « valuta , ki so jo uporabljale zlasti banke in finančni trgi .
For most people , it did not become a « real » currency , visible and tangible , until 1 January 2002 .
» Resnična « valuta , torej denar , ki ga je mogoče videti in otipati , je za večino postal šele 1 .
That was the starting date for the introduction of euro banknotes and coins .
januarja 2002 , na dan , ko so bili uvedeni eurski bankovci in kovanci .
They are now an everyday fact of life for more than 300 million people in Europe .
Ti so zdaj predmet vsakdanjega življenja za več kot 300 milijonov ljudi v Evropi .
The introduction of the new cash in 12 European countries -- like the launch of the currency itself -- was a historic event , involving years of meticulous planning and preparation .
Uvedba nove gotovine v 12 evropskih državah je bila -- enako kot uvedba valute same -- zgodovinski dogodek , za katerega so bila potrebna leta načrtovanj in priprav .
« How the euro became our money » tells the story behind the history ; it covers the long sequence of decisions and actions which took the cash from drawing board to printing plant , from central bank to wallet .
Knjiga » Kako je euro postal naš denar « pripoveduje zgodbo o tem zgodovinskem dogodku , o dolgi vrsti odločitev in ukrepov , ki so novi denar vodile od risalne mize do tiskarne , od tod pa v centralne banke in končno v naše denarnice .
There were numerous challenges -- as well as difficulties and risks -- to be overcome by the European Central Bank ( ECB ) , the central banks and governments of the euro area countries , the European Commission , banknote printing works , mints as well as by people in many other fields , especially banks and shops .
Na tej dolgi poti so euro čakali številni izzivi , pa tudi težave in nevarnosti , s katerimi so se spoprijele Evropska centralna banka ter centralne banke in vlade držav euroobmočja , Evropska komisija , tiskarne bankovcev , kovnice , pa tudi ljudje z mnogih drugih področij , predvsem seveda bančništva in trgovine .
Communications too formed an essential part of the preparations .
Pomemben del priprav je bilo tudi obveščanje javnosti .
Everyone had to know what the euro would look like and how they would exchange their old currencies for the new one .
Vsakdo je moral vedeti , kakšni bodo euri na pogled in kako bo staro nacionalno valuto mogoče zamenjati za novo .
The message was spread as broadly as possible via TV commercials , print adverts , the internet and other channels , and a pivotal role here was played by the Euro 2002 Information Campaign , conducted by the ECB and the 12 national central banks in the euro area .
Da bi se z novim denarjem seznanilo kar največ ljudi , so oglasna sporočila posredovali najrazličnejši mediji , od televizije in tiska do interneta in drugih kanalov , osrednjo vlogo pa je odigrala informacijska kampanja Euro 2002 , ki jo je skupaj z 12 nacionalnimi centralnimi bankami euroobmočja izvajala ECB .
Governments , public institutions as well as commercial and voluntary organisations also worked closely together to ensure the information was received by all . In the end , the launch went smoothly , and the new banknotes and coins have become an integral part of our lives , at home and abroad .
V prizadevanjih , da bi res vsi dobili potrebne informacije , so pri obveščanju tesno sodelovale tudi vladne in druge javne ustanove , različna podjetja in prostovoljne organizacije . Na koncu je uvedba minila gladko in novi bankovci in kovanci so hitro postali sestavni del našega vsakdana , tako doma kot v tujini .
I hope you will enjoy reading about how this happened , about how the euro cash became our money .
Upam torej in si želim , da boste z veseljem sledili zgodbi o dolgi in vznemirljivi poti , ki jo je prehodil euro , preden je postal naš denar .
Jean-Claude Trichet European Central Bank
Jean-Claude Trichet Predsednik Evropske centralne banke
CHAPTER 1 A DECADE IN PREPARATION
1 . POGLAVJE DESETLETJE PRIPRAV
The Limburg Government building in Maastricht where the Governing Council of the ECB met to mark the tenth anniversary of the Maastricht Treaty , which was signed in 1992 .
Sedež vlade nizozemske pokrajine Limburg v Maastrichtu , kjer se je Svet ECB sestal ob deseti obletnici Maastrichtske pogodbe , ki je bila podpisana leta 1992 .
ISSUING EURO BANKNOTES AND COINS Euro banknotes and coins were put into circulation in 2002 , but the planning and preparation of their introduction goes back to the early 1990s .
IZDAJANJE EUROBANKOVCEV IN EUROKOVANCEV Eurski bankovci in kovanci so v obtok prišli leta 2002 , priprave na njihovo uvedbo pa so se začele že desetletje prej , v začetku devetdesetih let minulega stoletja .
On 7 February 1992 , the Treaty on European Union was signed in Maastricht . It describes the competencies of the European Central Bank ( ECB ) and of the governments and central banks of the 12 euro area countries with regard to the issuing of euro cash .
Dne 7 . februarja 1992 je bila v Maastrichtu podpisana Pogodba o Evropski uniji , ki je opredelila pristojnosti Evropske centralne banke ( ECB ) ter vlad in centralnih bank takratnih 12 držav članic euroobmočja pri izdajanju eurske gotovine .
It stipulates that the ECB has the exclusive right to authorise the issuance of banknotes within the euro area , but both the ECB and the national central banks ( NCBs ) may issue them .
V skladu s pogodbo ima v euroobmočju samo ECB pravico , da odobri izdajo bankovcev , izdajajo pa jih lahko tako ECB kot tudi nacionalne centralne banke .
However , since the ECB is not involved in any cash operations , it is the NCBs that actually put the banknotes into circulation and withdraw , process and store them .
Ker pa ECB v gotovinskih operacijah ne sodeluje , so nacionalne centralne banke tiste , ki bankovce dejansko dajejo v obtok , jih iz njega umikajo ter hranijo in obdelujejo .
The banknotes in circulation are reflected in the balance sheets of the ECB and the NCBs according to a fixed key , regardless of the country in which they are actually circulating .
Bankovci v obtoku so v bilanci stanja ECB in nacionalnih centralnih bank evidentirani po fiksnem ključu , torej ne glede na državo , kjer so dejansko v obtoku .
In fact , the number of banknotes circulating in any one country can no longer be determined because of unrecorded cross-border cash flows in the euro area due , for example , to tourism .
Ker čezmejni gotovinski tokovi v euroobmočju , ki jih povzroča na primer turizem , niso evidentirani , pravzaprav ni več mogoče ugotoviti , koliko bankovcev je v posamezni državi v obtoku .
Responsibility for euro coins lies with the national governments , coordinated by the European Commission in Brussels .
Nasprotno so za eurske kovance odgovorne nacionalne vlade , dejavnosti pa usklajuje Evropska komisija v Bruslju .
Euro area governments are the legal issuers of euro coins and , as such , are responsible for the designs and technical characteristics of the coins and for their minting .
Vlade držav članic euroobmočja so zakonite izdajateljice eurskih kovancev in kot take odgovorne za oblikovno podobo in tehnične značilnosti ter izdelavo kovancev .
The ECB , however , is responsible for approving annually the volume of euro coins to be issued ; it also acts as an independent assessor of the quality of the minted coins .
Vseeno mora letni obseg izdaje eurokovancev odobriti ECB , ki obenem izvaja tudi neodvisno oceno kakovosti izdelanih kovancev .
NAMING THE CURRENCY AND CREATING THE Euros SYMBOL At the meeting of the European Council in Madrid in December 1995 , Europe 's leaders decided on the currency 's new name : the euro .
IME VALUTE IN SIMBOL Euros Na zasedanju Evropskega sveta v Madridu decembra 1995 so evropski voditelji sklenili , da se bo nova valuta imenovala euro .
Other suggestions were rejected because of their national connotations . These included the « ducat » , « ecu » , « florin » , « franken » , or using the euro as a prefix to existing currency names -- « euromark » , for example .
Druge predloge -- ducat , ecu , florin , franken ali euro kot predpona k imenu obstoječih valut , na primer » euromarka « -- so zaradi nacionalnih podtonov zavrnili .
They agreed that the name should be the same in all official languages of the European Union ( EU ) , taking account of different alphabets , and easy to pronounce . Above all , it had to be simple and representative of Europe .
Obenem so tudi določili , da bo ime nove valute enako v vseh uradnih jezikih Evropske unije ( EU ) , upoštevajoč različne abecede , lahko izgovorljivo , predvsem pa preprosto in povezano z Evropo .
The currency also needed to have a symbol .
Valuta je potrebovala tudi simbol .
Like the name , the symbol had to be clearly associated with Europe , easy to write and attractive .
Tako kot ime je moral biti tudi ta jasno povezan z Evropo , enostaven za zapis in privlačen na pogled .
A list of thirty possibilities drawn up by European Commission staff was reduced to ten and these became the subject of a public survey .
Izmed tridesetih predlogov , ki so jih oblikovali uslužbenci Evropske komisije , se je v ožji izbor uvrstilo deset možnih simbolov .
From this shortlist , two possible symbols emerged and the final choice was made by the then President of the Commission , Jacques Santer , and Yves-Thibault de Silguy , the Commissioner in charge of Economic and Financial Affairs at that time .
Zanje je bila izvedena javnomnenjska anketa , ki je kot najprimernejša izpostavila dva simbola , končni izbor pa sta nato opravila takratni predsednik Evropske komisije Jacques Santer in komisar za gospodarske in finančne zadeve YvesThibault de Silguy .