natgillin/translations-raw huggingface dataset:
Since the measures necessary for the implementation of this Directive are measures of general scope within the meaning of Article 2 of the above Council Decision , they should be adopted by use of the regulatory procedure provided for in Article 5 of that Decision .
Ukrepi za izvajanje te direktive so splošnega obsega v smislu člena 2 zgoraj navedenega sklepa Sveta in bi morali biti sprejeti z regulativnim postopkom , določenim v členu 5 istega sklepa .
To that end a new Committee on the Prevention of Money Laundering , replacing the Money Laundering Contact Committee set up by Directive 91/308 / EEC , should be established .
V ta namen naj se ustanovi nov Odbor za preprečevanje pranja denarja , ki bo nadomestil Kontaktni odbor za pranje denarja , ustanovljen z Direktivo 91/308 / EGS .
In order to avoid repeated customer identification procedures , leading to delays and inefficiency in international business , it is appropriate , subject to suitable safeguards , to allow customers to be introduced whose identification has been carried out elsewhere .
Da bi se izognili podvajanju postopkov identifikacije strank ter s tem zastojem in neučinkovitosti v mednarodnem poslovanju , je ob ustreznih zaščitnih ukrepih primerno sprejeti tudi stranke , ki so že bile identificirane drugje .
Reports of suspicious transactions should be reported to the authorities responsible for combating money laundering .
O sumljivih transakcijah je potrebno poročati organom , pristojnim za boj proti pranju denarja .
Such authorities are now generally referred to as financial intelligence units and this terminology should also be used in this Directive .
Takšne organe običajno imenujemo enote za finančni nadzor in bomo ta izraz uporabljali tudi v tej direktivi .
All Member States should have a financial intelligence unit and it should be made clear that attempted money laundering is also to be reported .
Vse države članice naj bi ustanovile enote za finančni nadzor in hkrati jasno pokazale , da bo vsak poskus pranja denarja tudi prijavljen .
There have been a number of cases of employees who report their suspicions of money laundering being subjected to threats or harassment .
Prihaja do številnih groženj in nadlegovanj zaposlenih , ki poročajo o sumih pranja denarja .
Although this Directive cannot interfere with Member States » judicial procedures , this is a crucial issue for the effectiveness of the anti-money laundering system .
Ta problematika je odločilnega pomena za učinkovitost sistema boja proti pranju denarja , četudi ta direktiva ne more posegati v sodne postopke držav članic .
Member States should be aware of this problem and should do whatever they can to protect employees from such harassment .
Države članice se bi morale tega problema zavedati in storiti vse v njihovi moči , da bi zaposlene zavarovale pred nadlegovanjem .
Money laundering and terrorist financing are international problems and the effort to combat them should be global .
Pranje denarja in financiranje terorizma sta mednarodna problema , zato je v boju proti obema potreben globalen pristop .
Where Community credit and financial institutions have branches and subsidiaries located in third countries where the legislation in this area is deficient , they should , in order to avoid the application of very different standards within an institution or group of institutions , apply the Community standard or notify the competent authorities of the home Member State if this is impossible .
Kreditne in finančne ustanove Skupnosti , kadar imajo izpostave in podružnice v tretjih državah , kjer je zakonodaja pomanjkljiva , bi morale upoštevati standarde Skupnosti oziroma obvestiti pristojne organe domače države članice .
( 17 )
Tako bi se izognile uveljavljanju različnih standardov znotraj ustanove ali skupine ustanov .
OJ L 184 , 17.7.1999 , p. 23 .
L 184 , 17.7.1999 , str . 23 .
( 24 )
( 26 )
To make this possible , and to be able to review the effectiveness of their systems to combat money laundering , Member States should keep and improve the relevant statistics . The importance of the combat against money laundering must lead Member States to lay down effective , proportionate and dissuasive sanctions in national law for failure to respect the national provisions adopted pursuant to this Directive .
Države članice morajo z nacionalno zakonodajo določiti učinkovite , sorazmerne in odvračilne sankcije za primere nespoštovanja nacionalnih določb , sprejetih na podlagi te direktive .
Since legal persons are often involved in complex money laundering operations , such sanctions should also be adjusted in line with the activity carried on by legal persons .
Ker so v kompleksnih operacijah pranja denarja pogosto udeležene tudi pravne osebe , bi se morale takšne sankcije nanašati tudi na dejavnosti pravnih oseb .
In view of the very substantial amendments that need to be made to Directive 91/308 / EEC , it should be replaced for reasons of clarity .
Potrebne so znatne spremembe Direktive 91/308 / EGS , zato je treba to direktivo zaradi večje jasnosti nadomestiti z novo .
Since the objectives of this Directive , cannot be sufficiently achieved by the Member States alone and can therefore , by reason of the scale and effects of the action , be better achieved at Community level , the Community may adopt measures , in accordance with the principle of subsidiarity as set out in Article 5 of the Treaty .
Ker ciljev te direktive ni mogoče doseči zgolj z ukrepi držav članic , pač pa so lahko dejavnosti na ravni Skupnosti bolj obsežne in učinkovite , lahko Skupnost sprejme ukrepe v skladu z načelom subsidiarnosti , kot je določeno v členu 5 Pogodbe .
In accordance with the principle of proportionality , as set out in that Article , this Directive does not go beyond what is necessary to achieve those objectives .
V skladu z načelom sorazmernosti , kot je določeno v istem členu , ta direktiva ne more prekoračiti tega , kar je potrebno za doseganje zastavljenih ciljev .
This Directive respects the fundamental rights and observes the principles recognised in particular by the Charter of Fundamental Rights of the European Union , ( 25 )
Ta direktiva spoštuje temeljne pravice in upošteva načela , priznana zlasti v Listini o temeljnih pravicah Evropske unije --
HAVE ADOPTED THIS DIRECTIVE :
SPREJELA NASLEDNJO DIREKTIVO :
Chapter I Subject-matter , scope and definitions Article 1 1 .
Poglavje I Predmet , področje uporabe in definicije Člen 1 1 .
Member States shall ensure that money laundering is a criminal offence .
Države članice zagotavljajo , da pranje denarja velja za kaznivo dejanje .
For the purposes of this Directive , the following conduct , when committed intentionally , shall be regarded as money laundering : ( a ) the conversion or transfer of property , knowing that such property is derived from criminal activity or from an act of participation in such activity , for the purpose of concealing or disguising the illicit origin of the property or of assisting any person who is involved in the commission of such activity to evade the legal consequences of his action ;
V tej direktivi se za pranje denarja pojmuje naslednje ravnanje , če je storjeno namerno : ( a ) konverzija ali prenos premoženja , vedoč , da to premoženje izvira iz kaznivega dejanja ali udeležbe v takem dejanju , z namenom utaje ali prikrivanja nezakonitega izvora premoženja ali pomoč osebi , ki je vpletena v storitev tega dejanja , da bi se izognila pravnim posledicam svojega dejanja ;
EN ( b ) the concealment or disguise of the true nature , source , location , disposition , movement , rights with respect to , or ownership of property , knowing that such property is derived from criminal activity or from an act of participation in such activity ;
( b ) utaja ali prikrivanje prave narave , vira , kraja , razpolaganja , pretoka , pravic v zvezi z lastništvom premoženja , vedoč , da to premoženje izvira iz kaznivega dejanja ali udeležbe v takem dejanju ;
( c ) the acquisition , possession or use of property , knowing , at the time of receipt , that such property was derived from criminal activity or from an act of participation in such activity ;
( c ) pridobitev , lastništvo ali uporaba premoženja , vedoč v času prejema , da to premoženje izvira iz kaznivega dejanja ali udeležbe v takem dejanju ;
( d ) the provision or collection of lawful property , by any means , with the intention that it should be used or in the knowledge that it is to be used , in full or in part , for terrorism ;
( d ) zagotavljanje ali pridobivanje zakonite lastnine , na kakršen koli način , z namenom ali vedoč , da bo uporabljena , delno ali v celoti , za terorizem ;
( e ) participation in , association with or conspiracy to commit , attempts to commit and aiding , abetting , facilitating and counselling the commission of any of the actions mentioned in the foregoing indents .
( e ) sodelovanje pri , združevanje za izvrševanje kaznivih dejanj , poskus storitve , pomoč , napeljevanje ter omogočanje in svetovanje pri storitvi katerega koli dejanja iz prejšnjih odstavkov .
Knowledge , intent or purpose required as an element of the activities referred to in the first subparagraph may be inferred from objective factual circumstances .
O védenju , naklepu ali namenu , kot potrebni sestavini zgoraj navedenih dejavnosti , je mogoče sklepati iz objektivnih dejanskih okoliščin .
Money laundering shall be regarded as such even where the activities which generated the property to be laundered were carried out in the territory of another Member State or in that of a third country .
Pranje denarja se šteje kot tako celo , kadar so bila kazniva dejanja , ki so ustvarila premoženje , namenjeno pranju , storjena na območju druge države članice ali tretje države .
This Directive shall apply to the following institutions and persons : ( 1 ) credit institutions ;
Ta direktiva se uporablja za naslednje ustanove in osebe : ( 1 ) kreditne ustanove ;
( 2 ) financial institutions ;
( 2 ) finančne ustanove ;
( 3 ) the following legal or natural persons acting in the exercise of their professional activities : ( a ) auditors , external accountants and tax advisors ;
( 3 ) naslednje pravne ali fizične osebe pri izvajanju svojih poklicnih dejavnosti : ( a ) revizorji , zunanji računovodje in davčni svetovalci ;
( b ) notaries and other independent legal professionals , when they participate , whether by acting on behalf of and for their client in any financial or real estate transaction , or by assisting in the planning or execution of transactions for their client concerning the : ( i ) buying and selling of real property or business entities ;
( b ) notarji in ostali neodvisni pravni strokovnjaki , kadar v imenu in za svojo stranko sodelujejo pri kakršni koli finančni ali nepremičninski transakciji , ali kadar svojim strankam pomagajo pri načrtovanju ali opravljanju transakcij v zvezi z : ( i ) nakupom ali prodajo nepremičnin ali poslovnih subjektov ;
( ii ) managing of client money , securities or other assets ;
( ii ) upravljanjem z denarjem stranke , vrednostnimi papirji ali drugim imetjem ;
( iii ) opening or management of bank , savings or securities accounts ;
( iii ) odpiranjem ali upravljanjem z bančnimi , varčevalnimi računi ali računi vrednostnih papirjev ;
( iv ) organisation of contributions necessary for the creation , operation or management of companies ;
( iv ) urejanjem prispevkov , potrebnih za ustanavljanje , delovanje ali vodenje podjetij ;
( v ) creation , operation or management of trusts , companies or similar structures ;
( v ) ustanavljanjem , delovanjem ali upravljanjem skladov , družb ali podobnih organizacij ;
( c ) trust or company service providers not already covered under points ( a ) or ( b ) ;
( c ) družbe za upravljanje , če niso navedene v točkah ( a ) ali ( b ) ;
( d ) insurance intermediaries , when they act in respect of life insurance and other investment related insurance ;
( d ) zavarovalni posredniki pri sklepanju življenjskega zavarovanja in drugih naložbenih zavarovanj ;
EN ( e ) real estate agents ;
( e ) nepremičninski zastopniki ;
( f ) other persons trading in goods or providing services , whenever payment is made in cash and in an amount of EUR 15 000 or more , whether the transaction is carried out in a single operation or in several operations which appear to be linked ;
( f ) ostale osebe , ki trgujejo z blagom ali opravljajo storitve , kadar je plačilo v gotovini in znaša 15.000 evrov ali več , bodisi da gre za posamično operacijo ali pa več medsebojno povezanih operacij ;
( g ) casinos .
( g ) igralnice .
Member States may decide not to apply this Directive in the case of financial institutions which engage in a financial activity on an occasional or very limited basis and where there is little risk of money laundering occurring .
Države članice lahko odločijo , da te direktive ne bodo uporabljale v primeru finančnih ustanov , ki le občasno ali v omejenem obsegu sodelujejo pri finančnih dejavnostih in pri katerih obstaja majhno tveganje pranja denarja .
Article 3 For the purposes of this Directive the following definitions shall apply : ( 1 ) « credit institution » means a credit institution , as defined in the first subparagraph of Article 1 ( 1 ) of Directive 2000/12 / EC of the European Parliament and of the Council7 , including branches within the meaning of Article 1 ( 3 ) of that Directive located in the Community of credit institutions having their head offices inside or outside the Community ;
Člen 3 V tej direktivi imajo uporabljeni izrazi naslednji pomen : ( 1 ) » kreditna ustanova « pomeni kreditno ustanovo , kot je opredeljena v prvem pododstavku člena 1 ( 1 ) Direktive 2000/12 / ES Evropskega parlamenta in Sveta7 , in vključuje podružnice v smislu člena 1 ( 3 ) iste direktive , ki se nahajajo na ozemlju Skupnosti in imajo sedež znotraj ali zunaj Skupnosti ;
( 2 ) « financial institution » means : ( a ) an undertaking other than a credit institution which carries out one or more of the operations included in points 2 to 12 and point 14 of Annex I to Directive 2000/12 / EC , including the activities of currency exchange offices ( bureaux de change ) and of money transmission or remittance offices ;
( 2 ) » finančna ustanova « pomeni : ( a ) podjetje , drugačno od kreditne ustanove , ki opravlja eno ali več dejavnosti , naštetih v točkah 2 do 12 in v točki 14 v Prilogi I k Direktivi 2000/12 / ES , vključno z menjalnicami ( bureaux de change ) in službami za denarno poslovanje ter plačilni promet ;
( b ) an insurance company duly authorised in accordance with Directive 2002/83 / EC of the European Parliament and of the Council8 , insofar as it carries out activities covered by that Directive ;
( b ) zavarovalniška družba , pooblaščena v skladu z Direktivo 2002/83 / ES Evropskega parlamenta in Sveta8 , kolikor izvaja dejavnosti , navedene v isti direktivi ;
( c ) an investment firm as defined in Article 4 ( 1 ) of Directive 2004/39 / EC of the European Parliament and of the Council9 ;
( c ) investicijsko podjetje , opredeljeno v členu 4 ( 1 ) Direktive 2004/39 / ES Evropskega parlamenta in Sveta9 ;
( d ) a collective investment undertaking marketing its units or shares ;
( d ) kolektivna naložbena podjetja , ki tržijo svoje enote ali delnice ;
( e ) branches of the institutions referred to in points ( a ) to ( d ) when located in the Community of financial institutions whose head offices are inside or outside the Community ;
( e ) podružnice ustanov , naštetih v točkah ( a ) do ( d ) , ki se nahajajo na ozemlju Skupnosti in imajo sedež znotraj ali zunaj Skupnosti .
( 3 ) « insurance intermediary » means an insurance intermediary as defined in Article 2 ( 3 ) of Directive 2002/92 / EC of the European Parliament and of the Council10 ;
( 3 ) » zavarovalni posrednik « pomeni zavarovalnega posrednika , kot je opredeljen v členu 2 ( 3 ) Direktive 2002/92 / ES Evropskega parlamenta in Sveta10 ;
( 4 ) « terrorism » means any of the offences within the meaning of Articles 1 to 4 of Council Framework Decision 2002/475 / JHA11 ;
( 4 ) » terorizem « pomeni vsako kaznivo dejanje v smislu členov 1 do 4 Okvirnega sklepa Sveta 2002/475 / JHA11 ;
( 5 ) « property » means assets of every kind , whether corporeal or incorporeal , movable or immovable , tangible or intangible , and legal documents or instruments in any form including electronic or digital , evidencing title to or an interest in such assets .
( 5 ) » Premoženje « pomeni kakršnakoli sredstva , bodisi fizična ali nematerialna , premičnine ali nepremičnine , opredmetena ali neopredmetena , ter pravne listine ali instrumente v kakršni koli obliki , tudi elektronski ali digitalni , ki dokazujejo lastništvo ali delež v teh sredstvih .
( 6 ) « criminal activity » means any kind of criminal involvement in the commission of a serious crime .
( 6 ) » kriminalna dejavnost « pomeni vsako udeležbo pri izvajanju hudega kaznivega dejanja .
( 7 ) « serious crimes » means , at least : ( a ) terrorism ;
( 7 ) » hudo kaznivo dejanje « pomeni najmanj : ( a ) terorizem ;
( b ) any of the offences defined in Article 3 ( 1 )( a ) of the 1988 United Nations Convention against Illicit Traffic in Narcotic Drugs and Psychotropic Substances ;
( b ) vsako kaznivo dejanje , opredeljeno v členu 3 ( 1 ) Konvencije Združenih narodov proti nezakonitem prometu z nedovoljenimi drogami in psihotropnimi snovmi iz leta 1988 ;
( c ) the activities of criminal organisations as defined in Article 1 of Joint Action 98/733 / JHA12 ;
( c ) dejavnosti kriminalnih organizacij , kakor so opredeljene v členu 1 v Skupnih ukrepih 98/733 / JHA12 ;
( d ) fraud , at least serious , as defined in Article 1 ( 1 ) and Article 2 of the Convention on the protection of the European Communities » financial interests13 ; ( e ) corruption ;
( d ) goljufija , vsaj težja , kakor je opredeljena v členu 1 ( 1 ) in členu 2 Konvencije o zaščiti finančnih interesov Evropskih skupnosti13 ( e ) korupcija ;
( f ) all offences which are punishable by deprivation of liberty or a detention order for a maximum of more than one year or , as regards those States which have a minimum threshold for offences in their legal system , all offences punishable by deprivation of liberty or a detention order for a minimum of more than six months .
( f ) vsa kazniva dejanja , ki se kaznujejo z odvzemom prostosti ali varnostnim ali vzgojnim ukrepom v trajanju več kot eno leto , ali v primeru držav , katerih pravni sistem vsebuje minimalni prag za prekrške , vsa kazniva dejanja , ki se kaznujejo z odvzemom prostosti ali varnostnim ali vzgojnim ukrepom v trajanju najmanj šest mesecev .
( 8 ) « beneficial owner » means ( a ) the natural person who ultimately , directly or indirectly , owns or controls 10 % or more of the shares or of the voting rights of a legal person or who otherwise exercises a comparable influence over the management of a legal person , other than a company listed on an official stock exchange that is subject to disclosure requirements consistent with Community legislation or subject to equivalent international standards ;
( 8 ) » dejanski lastnik « pomeni : ( a ) fizično osebo , ki neposredno ali posredno poseduje ali nadzira 10 % ali več delnic ali glasovalnih pravic v pravni osebi , ali ki kako drugače primerljivo vpliva na vodenje pravne osebe , z izjemo družb , ki kotirajo na uradni borzi in morajo v skladu z zakonodajo Skupnosti ali primerljivim mednarodnim standardom spoštovati zahtevo po razkritju ;
( b ) the natural person who is ultimate beneficiary , directly or indirectly , of 10 % or more of the property of a foundation , a trust or similar legal arrangement or who exercises influence over a comparable quantity of the property of a foundation , a trust or a similar legal arrangement , other than a company listed on an official stock exchange that is subject to disclosure requirements consistent with Community legislation or subject to equivalent international standards ;
( b ) fizično osebo , ki je končni koristnik , neposredno ali posredno , 10 % ali več premoženja ustanove , sklada ali podobne pravne organizacije , ali ki vpliva na primerljivo količino premoženja ustanove , sklada ali podobne pravne organizacije , z izjemo družb , ki kotirajo na uradni borzi in morajo v skladu z zakonodajo Skupnosti ali primerljivim mednarodnim standardom spoštovati zahtevo po razkritju ;
( c ) the natural persons on whose behalf a transaction or activity is being conducted ;
( c ) fizične osebe , v imenu katerih se opravljajo transakcije ali dejavnosti .
( 9 ) « trust and company service providers » means any natural or legal person which by way of business provides any of the following services to third parties : ( a ) forming companies or other legal persons ;
( 9 ) » družba za upravljanje « pomeni vsako fizično ali pravno osebo , ki za tretje osebe poslovno opravlja katero izmed naslednjih storitev : ( a ) ustanavlja družbe ali druge pravne osebe ;
( b ) acting as or arranging for another person to act as a director or secretary of a company , a partner of a partnership , or a similar position in relation to other legal persons ; 12 13
( b ) opravlja vlogo ali drugi osebi omogoča , da opravlja vlogo direktorja ali sekretarja podjetja , partnerja v partnerstvu , ali podobnega položaja v odnosu do drugih pravnih oseb ;
( c ) providing a registered office ; business address or accommodation , correspondence or administrative address for a company , a partnership or any other legal person or arrangement ;
( c ) podjetju , partnerstvu ali drugi pravni osebi ali organizaciji nudi registriran oz . statutarni sedež , poslovni naslov ali nastanitev , dopisni ali upravni naslov ;
( d ) acting as or arranging for another person to act as a trustee of an express trust or a similar legal arrangement ;
( d ) opravlja vlogo ali drugi osebi omogoča , da opravlja vlogo skrbnika sklada ali podobne pravne ureditve ;
( e ) acting as or arranging for another person to act as a nominee shareholder for another person ;
( e ) opravlja vlogo ali drugi osebi omogoča , da opravlja vlogo zastopnika v imenu drugega delničarja .
( 10 ) « politically exposed persons » means natural persons who are or have been entrusted with prominent public functions and whose substantial or complex financial or business transactions may represent an enhanced money laundering risk and close family members or close associates of such persons ;
( 10 ) » politično izpostavljena oseba « pomeni fizično osebo , ki deluje ali je delovala na vidnem javnem položaju , vključno z ožjimi družinskimi člani ali bližnjimi sodelavci takšne osebe ,
( 11 ) « Business relationship » means a business , professional or commercial relationship which is expected , at the time when the contact is established , to have an element of duration ;
katere večje ali zapletene finančne ali poslovne transakcije predstavljajo povečano tveganje pranja denarja ; ( 11 ) » poslovni odnos « pomeni poslovni , poklicni ali trgovinski odnos , za katerega se ob vzpostavitvi stikov predvideva , da bo trajal ;
( 12 ) « Shell bank » means a credit institution incorporated in a jurisdiction in which it has no physical presence , involving meaningful mind and management , and which is unaffiliated with a regulated financial group .
( 12 ) » navidezna banka « pomeni kreditno ustanovo pod pristojnostjo sodne oblasti , v kateri ni fizično prisotna , in ki ni povezana z regulirano finančno skupino .
Article 4 The Member States may adopt or retain in force stricter provisions in the field covered by this Directive to prevent money laundering .
Člen 4 Države članice lahko na področju , ki ga ureja ta direktiva , za preprečevanje pranja denarja sprejmejo ali obdržijo v veljavi strožje predpise .
Chapter II Customer due diligence SECTION 1 GENERAL PROVISIONS
Poglavje II Skrben pregled poslovanja stranke ODDELEK 1 SPLOŠNE DOLOČBE
Article 5 Member States shall prohibit their credit and financial institutions from keeping anonymous accounts , anonymous passbooks or accounts in fictitious names .
Člen 5 Države članice svojim kreditnim in finančnim ustanovam prepovedujejo vodenje anonimnih računov , anonimnih bančnih kreditnih knjižic ali računov na izmišljeno ime .