natgillin/translations-raw huggingface dataset:
Navigation Path : Home &gt; The European Central Bank &gt; Legal framework &gt; All ECB opinions &gt; CON / 2008/25
Navigation Path : Home &gt; The European Central Bank &gt; Pravni okvir &gt; Vsa mnenja ECB &gt; CON / 2008/25
Navigation Path : Home &gt; The European Central Bank &gt; Legal framework &gt; All by date &gt; 2001 &gt; ECB / 2001/13
Navigation Path : Home &gt; The European Central Bank &gt; Pravni okvir &gt; Vse po datumu &gt; 2001 &gt; ECB / 2001/13
No longer in force : Regulation ( EC ) No 2423/2001 of the ECB of 22 November 2001 concerning the consolidated balance sheet of the monetary financial institutions sector ( ECB / 2001/13 )
2423/2001 ECB z dne 22 . novembra 2001 o konsolidirani bilanci stanja v sektorju monetarnih finančnih institucij ( ECB / 2001/13 )
OJ L 333 , 17.12.2001 , p. 1 , pdf 295 kB , bg .
2001 , str . 1 , pdf 340 kB , bg .
Navigation Path : Home &gt; The European Central Bank &gt; Legal framework &gt; All by date &gt; 2006 &gt; ECB / 2006/5
Navigation Path : Home &gt; The European Central Bank &gt; Pravni okvir &gt; Vse po datumu &gt; 2006 &gt; ECB / 2006/5
Council Decision 2006/476 / EC
Sklep Sveta 2006/476 / ES
Navigation Path : Home &gt; The European Central Bank &gt; Legal framework &gt; All ECB opinions &gt; CON / 2004/1
Navigation Path : Home &gt; The European Central Bank &gt; Pravni okvir &gt; Vsa mnenja ECB &gt; CON / 2004/1
Navigation Path : Home &gt; The European Central Bank &gt; Legal framework &gt; Legal framework of the ESCB &gt; Related ECB opinions &gt; CON / 2008/4
Navigation Path : Home &gt; The European Central Bank &gt; Pravni okvir &gt; Pravni okvir ESCB &gt; Povezana mnenja ECB &gt; CON / 2008/4
Convergence Report May 2007
Konvergenčno poročilo iz maja 2007
Navigation Path : Home &gt; The European Central Bank &gt; Legal framework &gt; All by date &gt; 2006 &gt; ECB / 2006/18
Navigation Path : Home &gt; The European Central Bank &gt; Pravni okvir &gt; Vse po datumu &gt; 2006 &gt; ECB / 2006/18
Navigation Path : Home &gt; The European Central Bank &gt; Legal framework &gt; All by date &gt; 2009 &gt; ECB / 2008/28
Navigation Path : Home &gt; The European Central Bank &gt; Pravni okvir &gt; Vse po datumu &gt; 2009 &gt; ECB / 2008/28
15 March 2005
15 . marec 2005
PRESS RELEASE CONSOLIDATED FINANCIAL STATEMENT OF THE EUROSYSTEM AS AT 11 MARCH 2005
SPOROČILO ZA JAVNOST KONSOLIDIRANI RAČUNOVODSKI IZKAZ EUROSISTEMA NA DAN 11 . MAREC 2005
Items not related to monetary policy operations
Postavke , ki niso v povezavi z operacijami denarne politike V tednu , ki se je končal 11 .
In the week ending 11 March 2005 , the decrease of EUR 89 million in gold and gold receivables ( asset item 1 ) reflected the selling of gold by two Eurosystem central banks ( consistent with the Central Bank Gold Agreement of 27 September 2004 ) .
marca 2005 , se je stanje zlata in terjatev v zlatu ( postavka sredstev 1 ) zmanjšalo za 89 milijonov EUR , kar odraža prodajo zlata , ki sta jo izvedli dve centralni banki Eurosistema ( skladno s Sporazumom centralnih bank o zlatu z dne 27 . septembra 2004 ) .
The net position of the Eurosystem in foreign currency ( asset items 2 and 3 minus liability items 7 , 8 and 9 ) decreased by EUR 0.2 billion to EUR 154.4 billion on account of customer and portfolio transactions .
Neto stanje Eurosistema v tuji valuti ( postavki sredstev 2 in 3 , zmanjšani za postavke obveznosti 7 , 8 in 9 ) se je zaradi transakcij s strankami in portfeljskih transakcij zmanjšalo za 0,2 milijarde EUR na 154,4 milijarde EUR .
The holdings by the Eurosystem of marketable securities of euro area residents denominated in euro ( asset item 7 ) increased by EUR 1.3 billion to EUR 77.7 billion .
Imetja Eurosistema v tržnih vrednostnih papirjih rezidentov euro območja v eurih ( postavka sredstev 7 ) so se povečala za 1,3 milijarde EUR na 77,7 milijarde EUR .
Banknotes in circulation ( liability item 1 ) rose by EUR 1 billion to EUR 494.6 billion .
Vrednost bankovcev v obtoku ( postavka obveznosti 1 ) se je povečala za 1 milijardo EUR na 494,6 milijarde EUR .
Liabilities to general government ( liability item 5.1 ) decreased by EUR 4.7 billion to EUR 60.8 billion .
Obveznosti do širše opredeljene države ( postavka obveznosti 5.1 ) so se zmanjšale za 4,7 milijarde EUR na 60,8 milijarde EUR .
The Eurosystem 's net lending to credit institutions ( asset item 5 minus liability items 2.2 , 2.3 , 2.4 , 2.5 and 4 ) decreased by EUR 2.5 billion to EUR 357.4 billion .
Neto posojanje Eurosistema kreditnim institucijam ( postavka sredstev 5 , zmanjšana za postavke obveznosti 2.2 , 2.3 , 2.4 , 2.5 in 4 ) se je zmanjšalo za 2,5 milijarde EUR na 357,4 milijarde EUR .
On Wednesday , 9 March 2005 , a main refinancing operation of EUR 275 billion matured and a new one of EUR 272.5 billion was settled .
V sredo , 9 . marca 2005 , je zapadla glavna operacija refinanciranja v višini 275 milijard EUR , poravnana je bila nova v višini 272,5 milijarde EUR .
Recourse to the marginal lending facility ( asset item 5.5 ) was virtually nil ( approximately the same as in the previous week ) , and recourse to the deposit facility ( liability item 2.2 ) was also virtually nil ( compared with EUR 0.1 billion in the previous week ) .
Zadolževanje preko odprte ponudbe mejnega posojanja ( postavka sredstev 5.5 ) je bilo skoraj enako nič ( približno enako kot prejšnji teden ) , prav tako tudi uporaba odprte ponudbe mejnega deponiranja likvidnosti čez noč ( postavka obveznosti 2.2 ) ( v primerjavi s prejšnjim tednom , ko je znašalo 0,1 milijarde EUR ) .
Current accounts of euro area credit institutions As a result of all transactions , the current account position of credit institutions with the Eurosystem ( liability item 2.1 ) increased by EUR 2.2 billion to EUR 144.5 billion .
Tekoči računi kreditnih institucij euro območja Zaradi vseh transakcij se je stanje tekočih računov kreditnih institucij v Eurosistemu ( postavka obveznosti 2.1 ) povečalo za 2,2 milijarde EUR na 144,5 milijarde EUR .
European Central Bank Press and Information Division Kaiserstrasse 29 , D-60311 Frankfurt am Main Tel .: + 49 69 1344 7455 , Fax : + 49 69 1344 7404 Internet : http://www.ecb.int Reproduction is permitted provided that the source is acknowledged .
Evropska centralna banka Oddelek za tisk in informiranje Kaiserstrasse 29 , D-60311 Frankfurt na Majni Tel .: + 49 69 1344 7455 , Faks : + 49 69 1344 7404 Internet : http://www.ecb.int Razmnoževanje je dovoljeno ob navedbi vira . Konsolidirani tedenski računovodski izkaz Evrosistema na dan 11 .
Consolidated weekly financial statement of the Eurosystem as at 11 March 2005 ( EUR millions ) Assets Balance as at 11 March 2005 Difference compared to last week due to transactions - 89 Liabilities Balance as at 11 March 2005 Difference compared to last week due to transactions 1,044
marec 2005 ( v milijonih EUR ) Sredstva Stanje dne 11 . marec 2005 Spremembe od prejšnjega tedna zaradi transakcij - 89 Obveznosti Stanje dne 11 .
1 Gold and gold receivables 125,071
marec 2005 Spremembe od prejšnjega tedna zaradi transakcij 1.044 1 Zlato in terjatve v zlatu
1 Banknotes in circulation 2 Liabilities to euro area credit institutions related to monetary policy operations denominated in euro 2.1 Current accounts ( covering the minimum reserve system ) 2.2 Deposit facility 2.3 Fixed-term deposits 2.4 Fine-tuning reverse operations 2.5 Deposits related to margin calls 494,643
1 Bankovci v obtoku 2 Obveznosti do kreditnih institucij evro območja v povezavi z operacijami denarne politike v evrih 2.1 Tekoči računi ( ki krijejo sistem obveznih rezerv ) 2.2 Odprta ponudba mejnega deponiranja likvidnosti čez noč 2.3 Vezane vloge 2.4 Povratne operacije finega uravnavanja 2.5 Depoziti v povezavi s pozivi h kritju
2 Claims on non-euro area residents denominated in foreign currency 2.1 Receivables from the IMF 2.2 Balances with banks and security investments , external loans and other external assets
494.643 2 Terjatve do nerezidentov evro območja v tuji valuti 2.1 Terjatve do MDS 2.2 Stanja pri bankah in naložbe v vrednostne papirje , dana posojila in druge terjatve
9 Counterpart of special drawing rights allocated by the IMF - 109 10 Other liabilities 11 Revaluation accounts 12 Capital and reserves
9 Protipostavka dodeljenih posebnih pravic črpanja MDS - 109 10 Druge obveznosti 11 Računi prevrednotenja 12 Kapital in rezerve
Mar - 2020 Mon
Naslednji mesec Mar - 2020
Apr - 2033 Mon
Naslednji mesec Apr - 2033
Navigation Path : Home &gt; The European Central Bank &gt; Legal framework &gt; All ECB opinions &gt; CON / 2009/77
Navigation Path : Home &gt; The European Central Bank &gt; Pravni okvir &gt; Vsa mnenja ECB &gt; CON / 2009/77
Convergence Report May 2006
Konvergenčno poročilo ECB , maj 2006
Convergence Report May 2008
Konvergenčno poročilo ECB , maj 2008
May - 2025 Mon
Naslednji mesec Maj - 2025
Navigation Path : Home &gt; The European Central Bank &gt; Legal framework &gt; Financial market stability &gt; Related ECB opinions &gt; CON / 2009/25
Navigation Path : Home &gt; The European Central Bank &gt; Pravni okvir &gt; Stabilnost finančnih trgov &gt; Povezana mnenja ECB &gt; CON / 2009/25
Jul - 2008 Mon
Naslednji mesec Jul - 2008
Navigation Path : Home &gt; The European Central Bank &gt; Legal framework &gt; Legal framework of the ESCB &gt; Related ECB opinions &gt; CON / 2007/43
Navigation Path : Home &gt; The European Central Bank &gt; Pravni okvir &gt; Pravni okvir ESCB &gt; Povezana mnenja ECB &gt; CON / 2007/43
THE EUROSYSTEM' S VIEW OF A « SEPA FOR CARDS » EXECUTIVE SUMMARY There are currently more than 350 million cards in circulation in the euro area , which are used to make more than 12 billion payment transactions and 6 billion cash withdrawal transactions per year .
STALIŠČE EUROSISTEMA DO „SEPA Z A KARTICE » POVZETEK V euroobmočju je trenutno v obtoku več kot 350 milijonov kartic , s katerimi se na leto opravi več kot 12 milijard plačilnih transakcij in 6 milijard dvigov gotovine .
The Single Euro Payments Area ( SEPA ) project will have a tremendous impact on the card payment industry , and the Eurosystem 's stance will be critical in helping the market to move in a direction which maximises the benefits for Europe 's citizens . THE CURRENT SITUATION IN THE EURO AREA Currently , there is at least one national card scheme operating in each euro area country .
Oblikovanje enotnega območja plačil v eurih ( Single European Payments Area -- SEPA ) bo imelo zelo velik vpliv na panogo kartičnih shem in pri tem bo stališče Eurosistema trgom v veliko pomoč pri oblikovanju rešitev , ki so najugodnejše za evropske državljane in državljanke .
To allow cards to be used outside the country of issuance , national cards are often « co-branded » with Visa or MasterCard . When the card is used within the country of issuance , it is usually the national brand which is activated , whereas outside the country of issuance ( within the euro area or beyond ) , the international brand is used .
SEDANJE STANJE V EUROOBMOČJU V vsaki državi članici euroobmočja trenutno deluje vsaj ena nacionalna kartična shema . Da bi bilo nacionalne kartice mogoče uporabljati tudi izven države izdaje , imajo kartice poleg nacionalne pogosto tudi oznako Visa ali Mastercard ( co-branding ) .
In Europe , national card schemes are generally very efficient and relatively inexpensive for both cardholders and merchants . THE EUROSYSTEM' S VIEW OF A SEPA FOR CARDS A SEPA for cards will have the following characteristics : 1 ) consumers can choose among a diversity of competing payment card schemes that do not have a pre-assigned priority in use at point-of-sale ( POS ) terminals ;
Če se kartica uporablja v državi izdaje , se navadno aktivira nacionalna blagovna znamka , zunaj države izdaje ( v euroobmočju ali izven njega ) pa mednarodna blagovna znamka . V Evropi so nacionalni kartične sheme na splošno zelo učinkovite in razmeroma poceni tako za imetnike kartic kot tudi za trgovce .
2 ) there is a competitive , reliable and costefficient card market , including service and infrastructure providers ; 3 ) all technical and contractual provisions , business practices and standards which had formerly resulted in the national segmentation of the euro area have been eliminated .
STALIŠČE EUROSISTEMA O » SEPA ZA KARTICE « SEPA za kartice značilnosti : bo imela naslednje 3 ) vsa tehnična in pogodbena določila , poslovne prakse in standardi , ki so v preteklosti povzročali nacionalno segmentacijo euroobmočja , so odpravljeni .
In particular , there is no obstacle for merchants to accept any payment cards compliant with the SEPA Cards Framework ( SCF ) .
Še zlasti velja , da trgovci lahko neovirano sprejemajo vse plačilne kartice , ki so skladne z okvirom delovanja SEPA za kartice ( SEPA Cards Framework -- SCF ) .
THE SEPA CARDS FRAMEWORK The SCF has been adopted by the European Payments Council ( EPC ) .
OKVIR DELOVANJA SEPA ZA KARTICE Okvir delovanja SEPA za kartice ( SCF ) je sprejel Evropski svet za plačila ( European Payments Council -- EPC ) .
While acknowledging the usefulness of this document , the Eurosystem however considers that the SCF is rather general and leaves too much room for interpretation concerning practical implementation .
EPC sicer priznava , da je ta dokument uporaben , vendar meni , da je dokaj splošen in preveč ohlapen glede praktične izvedbe .
Moreover , the Eurosystem is concerned that the implementation of a SEPA for cards may lead to increases in card fees and could thus be paradoxically detrimental to European citizens and merchants .
Poleg tega je Eurosistem zaskrbljen nad možnostjo , da bi uvedba SEPA za kartice lahko povzročila dvig kartičnih provizij in tako paradoksalno škodila interesom evropskih državljanov in trgovcev .
In response , this report seeks to complement the SCF by clarifying a number of public policy provisions .
V odgovor na zgornja vprašanja to poročilo dopolnjuje SCF tako , da pojasnjuje vrsto določil javnih politik .
Ideally , citizens should be able to use their cards anywhere in the euro area .
V idealnih razmerah bi ljudje kartice lahko uporabljali kjer koli v euroobmočju .
For cardholders and merchants in particular , conditions should not differ within and between euro area countries .
Še zlasti za imetnike kartic in trgovce se pogoji poslovanja znotraj posamezne države euroobmočja ali med njimi ne bi smeli razlikovati .
The SCF defines three options that a card scheme can follow in order to offer SCFcompliant products ( these options may also be combined ) : 1 ) replace the national scheme by an international scheme ( provided the latter is SCF-compliant ) .
Okvir delovanja SCF opredeljuje tri možnosti , med katerimi kartične sheme lahko izbirajo , če želijo ponuditi izdelke , skladne s SCF ( možnosti je mogoče tudi združevati ) : 1 ) zamenjava nacionalne sheme z mednarodno ( pod pogojem , da je ta skladna s SCF ) .
In this case , co-branding is no longer needed , as cross-border and national transactions are automatically covered by the same schemes ;
V tem primeru uporaba dveh blagovnih znamk oz . co-branding ni več potreben , saj iste sheme samodejno pokrijejo čezmejne in nacionalne transakcije ;
2 ) evolve through alliances with other card schemes or through expansion to the entire euro area . In the case of card scheme alliances , the participants could agree , for example , on mutually accepted relevant ECB The Eurosystem 's view of a « SEPA for cards » November 2006
2 ) razvoj na celotno euroobmočje s povezovanjem z drugimi kartičnimi shemami ali s širitvijo na celotno ECB Stališče Eurosistema do „SEPA za kartice » November 2006 1 ) uporabniki lahko izbirajo med različnimi konkurenčnimi shemami plačilnih kartic , ki nimajo vnaprej določene prioritete na terminalih prodajnih mest ( POS ) ;
brands . Should a scheme be expanded to the euro area , the cards in the scheme could be issued and acquired by banks and accepted by merchants located anywhere in the euro area ;
2 ) obstaja konkurenčen , zanesljiv in stroškovno učinkovit trg plačilnih kartic , ki vključuje tudi ponudnike storitev in infrastrukture ;
3 ) co-brand with an international card scheme ( as is already the case in most countries today ) , provided that both schemes in question are SCF-compliant .
Če se kartična shema razširi na celotno euroobmočje , kartice v shemi lahko izdajajo ali pridobijo banke ter sprejmejo trgovci , ki se nahajajo kjerkoli v euroobmočju . 3 ) co-branding z mednarodno kartično shemo ( kar se v večini držav že dogaja ) , pod pogojem , da sta obe shemi skladni s SCF .
The Eurosystem expects national card schemes to define their strategy as soon as possible , either by elaborating a business plan to become SEPA-compliant , or by joining an alliance which will elaborate such a plan .
Eurosistem od nacionalnih kartičnih shem pričakuje , da bodo čim prej oblikovale svojo strategijo , bodisi s pripravo poslovnega načrta za uskladitev s SEPA ali pa s pridružitvijo povezavi , ki bo pripravila takšen načrt .
A SEPA FOR CARDS : ISSUES AND CHALLENGES Option 1 , i.e. the replacement of a national scheme by an international one , requires that the international card schemes define and implement a new unified card service for the entire euro area .
SEPA ZA KARTICE : VPRAŠANJA IN IZZIVI Prva možnost -- zamenjava nacionalne sheme z mednarodno -- pomeni , da morajo mednarodne kartične sheme opredeliti in uvesti novo poenoteno kartično storitev za celotno euroobmočje .
Several banking communities envisage sooner or later abandoning their national schemes and moving their business to the international card schemes .
Različne bančne skupnosti predvidevajo , da bodo prej ali slej opustile svoje nacionalne kartične sheme in prešle na mednarodne .
The decision to close national card schemes and replace them with an international one may be driven by the following two considerations : 1 ) this represents a quick and easy way to adapt to the SCF , and 2 ) this is an attractive solution to banks as international card schemes typically apply higher interchange fees than national schemes ( and the latter tend to be partly retained by the banking system ) .
Odločitev o ukinitvi nacionalnih kartičnih shem in njihovi zamenjavi z mednarodno lahko narekujeta naslednja dva dejavnika : 1 ) zamenjava omogoča hitro in preprosto uskladitev s SCF , in 2 ) rešitev je privlačna za banke , saj mednarodne kartične sheme praviloma zaračunavajo višje medbančne provizije kot nacionalne ( in del provizij praviloma zadrži bančni sistem ) .
The Eurosystem is however concerned about such an evolution , as this could lead to an increase in the fees paid , in particular by merchants , which directly contradicts the objectives of SEPA .
Vseeno je Eurosistem zaskrbljen nad takšnim razvojem , saj bi lahko povzročil podražitev zaračunanih provizij , še zlasti trgovcem , kar je v neposrednem nasprotju s cilji SEPA .
While the Eurosystem welcomes the willingness of Visa and MasterCard to offer domestic card services for the euro area , it is deeply concerned about a possible evolution whereby the two international card schemes progressively become the only providers of card payment services offered by banks in the euro area . Up to now , the two
Eurosistem sicer pozdravlja pripravljenost družb Visa in Mastercard , da ponudita domače kartične storitve za euroobmočje , vendar izraža globoko zaskrbljenost nad možnostjo , da ti dve mednarodni kartični shemi postopno postaneta edina ponudnika kartičnih plačilnih storitev , ki jih ponujajo banke v euroobmočju .
schemes have functioned with very similar business models , with relatively high cost structures and high interchange fees , which leads the Eurosystem to fear that competition limited to these two systems would be insufficient to maintain the present low level of fees in Europe .
obe shemi delovali z zelo podobnima poslovnima modeloma , razmeroma visoko stroškovno strukturo in visokimi medbančnimi provizijami , zato se Eurosistem boji , da konkurenca med njima ne bi zadoščala za ohranjanje sedanje nizke ravni provizij v Evropi .
Additional worries are triggered by uncertainties about the governance of the two systems .
Dodatno zaskrbljenost povzročajo nejasnosti glede upravljanja teh dveh shem .
For reasons external to Europe , MasterCard has abandoned the user-driven model in favour of a shareholder-driven solution , and Visa has recently announced similar intentions .
Zaradi razlogov , ki niso povezani z razmerami v Evropi , je MasterCard opustil model , ki temelji na zahtevah uporabnikov , in ga nadomestil z modelom , temelječim na zahtevah delničarjev , podobne načrte pa je pred kratkim napovedala tudi Visa .
In a market with insufficient competition , such a decision would lead to upward pressure on fees .
Na trgu z nezadostno konkurenco bi takšna odločitev povzročila pritiske na rast provizij .
However , Visa has not replaced its user-driven model in Europe and this may stimulate competition , since the governance of the two international schemes will henceforth follow two different models .
Vseeno Visa v Evropi še ni zamenjala modela , temelječega na zahtevah uporabnikov , in to utegne spodbuditi konkurenco , saj bosta ti dve mednarodni shemi odslej upravljani po dveh različnih modelih .
However , Visa Europe 's decision is too recent to be thoroughly assessed .
Ob tem je tudi res , da je za natančno oceno Visine odločitve zaenkrat še prezgodaj .
Co-branding , i.e. Option 3 , is already widely used today by national schemes .
Tretjo možnost -- označevanje z dvema blagovnima znamkama oz . co-branding -- danes uporabljajo številne nacionalne sheme .
Co-branding offers banks the possibility of providing a single service to cardholders and merchants throughout the euro area .
Bankam omogoča , da imetnikom kartic in trgovcem ponudijo enotno storitev v celotnem euroobmočju .
However , co-branding as a solution would merely perpetuate the present situation , whereby a multiplicity of schemes are protected from competition by national borders .
Vendar pa ta rešitev zgolj podaljšuje sedanjo situacijo , v kateri množico shem pred konkurenco ščitijo državne meje .
If most schemes were to opt for co-branding and if this situation were to become permanent , SEPA would neither benefit from economies of scale nor from competition , as national schemes would most probably retain national business , and only cross-border transactions would be routed through international card schemes .
Če bi se večina shem odločila za co-branding z drugimi blagovnimi znamkami in bi ta situacija postala trajna , SEPA ne bi mogla izkoristiti niti ekonomij obsega niti okrepljene konkurence , saj bi nacionalne sheme najverjetneje obdržale nacionalne transakcije in v mednarodne kartične sisteme preusmerile le čezmejne transakcije .
Therefore , even if all participating schemes are SEPA-compliant , co-branding cannot represent the only or even the main long-term solution for SEPA ( although it could help banks to fulfil their SEPA objectives for 2008 and 2010 ) .
To pomeni , da co-branding tudi v primeru , ko bi bile vse sodelujoče sheme skladne s SEPA , ne more biti edina ali celo glavna dolgoročna rešitev za SEPA ( čeprav lahko bankam pomaga doseči njihove s SEPA povezane cilje za leti 2008 in 2010 ) .
THE NEED FOR A EUROPEAN CARD SCHEME Option 2 of the SCF envisages two sub-options whereby the emergence of a European card scheme could be encouraged : 1 ) expansion to
POTREBNA JE EVROPSKI KARTIČNA SHEMA Druga možnost SCF predvideva dve podmožnosti , s katerima bi bilo mogoče
ECB The Eurosystem 's view of a « SEPA for cards » November 2006
ECB Stališče Eurosistema do „SEPA za kartice » November 2006
the euro area , which implies making significant efforts to publicise the brand and get it accepted by merchants outside its country of origin , and 2 ) alliances , which require agreements between schemes that continue to function independently .
spodbuditi oblikovanje evropske kartične sheme : 1 ) razširitev na euroobmočje , kar pomeni veliko dela z oglaševanjem blagovne znamke in prepričevanjem trgovcev izven države izvora , da jo sprejmejo , ter 2 ) povezovanje , za katero je potreben dogovor med shemami , ki sicer še naprej delujejo neodvisno .