natgillin/translations-raw huggingface dataset:
The following item is not treated as a loan :
Naslednja postavka se ne obravnava kot posojilo :
--- loans granted on a trust basis
--- posojila , ki se odobrijo na podlagi zaupanja
Loans granted on a trust basis (' trust loans '/' fiduciary loans ') are loans made in the name of one party (' the trustee ') on behalf of a third party (' the beneficiary ') .
Posojila , ki se odobrijo na podlagi zaupanja ( „skrbniška posojila "/ „fiduciarna posojila ") so posojila , ki jih najame ena o ( „skrbnik ") v imenu tretje osebey ( „upravičenec ") .
The risks and rewards of ownership remain with the beneficiary where : ( i ) the beneficiary assumes the credit risk of the loan ( i.e. the trustee is responsible only for the administrative management of the loan ) ;
Tveganja in koristi iz naslova lastništva ostanejo upravičencu , kadar : ( i ) upravičenec prevzame kreditno tveganje za posojilo ( tj . skrbnik je odgovoren samo za upravno vodenje posojila ) ;
or ( ii ) the beneficiary 's investment is guaranteed against loss , should the trustee go into liquidation ( i.e. the trust loan is not part of the assets of the trustee that can be distributed in the event of bankruptcy )
ali ( ii ) je koristnikova naložba zavarovana pred izgubo , če gre skrbnik v likvidacijo ( tj . skrbniško posojilo ni del sredstev skrbnika , ki se lahko porazdelijo v primeru stečaja )
Holdings of securities other than shares or other equity , which are negotiable and usually traded on secondary markets or can be offset on the market , and which do not grant the holder any ownership rights over the issuing institution .
Imetja vrednostnih papirjev razen delnic ali drugega lastniškega kapitala , ki so tržni in se z njimi običajno trguje na sekundarnih trgih ali jih je mogoče pobotati na trgu in ki ne dajejo imetniku lastniških pravic nad institucijo izdajateljico .
This item includes :
Ta postavka vključuje :
--- holdings of securities which give the holder the unconditional right to a fixed or contractually determined income in the form of coupon payments and / or a stated fixed sum at a specific date ( or dates ) or starting from a date defined at the time of issue EN
--- imetja vrednostnih papirjev , ki imetniku dajejo brezpogojno pravico do fiksnega ali pogodbeno določenega dohodka v obliki izplačila kuponskih plačil in / ali potrjene fiksne vsote na določen datum ( ali datume ) ali z začetkom na datum , ki se določi ob izdaji SL
--- negotiable loans that have been restructured into a large number of identical documents and that can be traded on secondary markets ( see also « traded loans » in category 2 )
--- tržna posojila , ki so prestrukturirana v veliko število enakih dokumentov in s katerimi je mogoče trgovati na sekundarnih trgih ( glej tudi „posojila , s katerimi se trguje » v kategoriji 2 ) .
--- subordinated debt in the form of debt securities ( see also « subordinated debt in the form of deposits or loans » in category 2 )
--- podrejeni dolg v obliki dolžniških vrednostnih papirjev ( glej tudi „podrejeni dolg v obliki vlog ali posojil » v kategoriji 2 ) .
--- in order to maintain consistency with the treatment of repo-type operations , securities lent out under securities lending operations remain on the original owner 's balance sheet ( and are not to be transferred to the balance sheet of the temporary acquirer ) where there is a firm commitment to reverse the operation ( and not simply an option to do so )
--- zaradi ohranitve skladnosti z obravnavo poslov začasne prodaje / nakupa ostanejo vrednostni papirji , ki so posojeni v poslih posojanja vrednostnih papirjev , v bilanci stanja prvotnega lastnika ( in jih ni treba prenašati v bilanco stanja začasnega pridobitelja ) , kadar obstaja trdna zaveza , da se izvede povratni posel ( in ne le opcija za to )
--- Holdings of negotiable debt securities ( evidenced or not by documents ) of original maturity of up to and including one year
--- Imetja tržnih dolžniških vrednostnih papirjev ( evidentiranih v dokumentih ali ne ) po prvotni zapadlosti do vključno enega leta
--- Negotiable loans of original maturity of up to and including one year that are restructured into a large number of identical documents and that are traded on secondary markets
--- Tržna posojila s prvotno zapadlostjo do vključno enega leta , ki so prestrukturirana v veliko število enakih dokumentov in s katerimi se trguje na sekundarnih trgih
Securities other than shares of up to and including one year 's original maturity
Vrednostni papirji razen delnic s prvotno zapadlostjo do vključno enega leta
--- Subordinated debt in the form of debt securities of original maturity of up to and including one year
--- Podrejeni dolg v obliki dolžniških vrednostnih papirjev s prvotno zapadlostjo do vključno enega leta
--- Holdings of negotiable debt securities ( evidenced or not by documents ) of over one year and up to and including two years » original maturity
--- Imetja tržnih dolžniških vrednostnih papirjev ( evidentiranih v dokumentih ali ne ) s prvotno zapadlostjo nad enim letom in do vključno dveh let
--- Negotiable loans of over one year and up to and including two years » original maturity that are restructured into a large number of identical documents and that are traded on secondary markets
--- Tržna posojila s prvotno zapadlostjo nad enim letom in do vključno dveh let , ki so prestrukturirana v veliko število enakih dokumentov in s katerimi se trguje na sekundarnih trgih
Securities other than shares of over one year and up to and including two years » original maturity
Vrednostni papirji razen delnic s prvotno zapadlostjo nad enim letom in do vključno dveh let
--- Subordinated debt in the form of debt securities of over one year and up to and including two years » original maturity
--- Podrejeni dolg v obliki dolžniških vrednostnih papirjev s prvotno zapadlostjo nad enim letom in do vključno dveh let
Money market fund shares / units
Delnice / enote skladov denarnega trga
This asset item includes holdings of shares / units issued by MMFs .
Ta postavka sredstev vključuje imetja delnic / enot , ki jih izdajo skladi denarnega trga ( SDT ) .
MMFs are collective investment undertakings the shares / units of which are , in terms of liquidity , close substitutes for deposits , and which primarily invest in money market instruments and / or in MMF shares / units and / or in other transferable debt instruments with a residual maturity of up to and including one year , and / or in bank deposits , and / or which pursue a rate of return that approaches the interest rates of money market instruments
SDT so kolektivni naložbeni podjemi , katerih delnice / enote so glede na likvidnost bližnji substituti za vloge in ki investirajo predvsem v instrumente denarnega trga in / ali v delnice / enote SDT in / ali v druge prenosljive dolžniške instrumente s preostalo zapadlostjo do vključno enega leta in / ali v bančne vloge in / ali ki si prizadevajo za stopnjo donosa , ki se približuje obrestnim meram instrumentov denarnega trga
LIABILITY CATEGORIES Description of main features
KATEGORIJE OBVEZNOSTI Opis glavnih značilnosti
Deposits Amounts owed to creditors by reporting agents , other than those arising from the issue of negotiable securities .
Zneski , ki jih poročevalske enote dolgujejo upnikom , razen tistih , ki izhajajo iz izdaje tržnih vrednostnih papirjev .
For the purposes of the reporting scheme , this category is broken down into overnight deposits , deposits with agreed maturity , deposits redeemable at notice and repurchase agreements EN
Za namene sistema poročanja je ta kategorija razčlenjena na vloge čez noč , vezane vloge , vloge na odpoklic in pogodbe o začasni prodaji SL
« Deposits » also cover « loans » as liabilities of MFIs .
„Vloge » zajemajo tudi „posojila » kot obveznosti MFI .
In conceptual terms , loans represent amounts received by POGIs that are not structured in the form of « deposits » .
Pojem posojil predstavlja zneske , ki jih prejmejo poštne žiro institucije in nimajo oblike „vlog » .
The ESA 95 distinguishes between « loans » and « deposits » on the basis of the party that takes the initiative ( if this is the borrower , then it constitutes a loan , but if this is the lender , then it constitutes a deposit ) , although in practice the relevance of this distinction will vary according to the national financial structure .
ESR 95 razlikuje med „posojili » in „vlogami » glede na osebo , ki prevzame pobudo ( če je to posojilojemalec , potem je posojilo , če pa posojilodajalec , je to vloga ) , čeprav v praksi pomembnost te razlike niha glede na nacionalno finančno strukturo .
Within the reporting scheme , « loans » are not recognised as a separate category on the liabilities side of the balance sheet .
V sistemu poročanja „posojila » ne predstavljajo ločene kategorije na strani obveznosti bilance stanja .
Instead , balances that are considered as « loans » are to be classified indistinguishably under the item « deposit liabilities » , unless they are represented by negotiable instruments .
Namesto tega je treba stanja obveznosti , ki se štejejo za „posojila » razvrstiti brez razlikovanja v postavko „obveznosti iz naslova vlog » , razen če jih predstavljajo tržni instrumenti .
This is in line with the definition of « deposit liabilities » above
To je v skladu z opredelitvijo „obveznosti iz naslova vlog » zgoraj
Non-negotiable debt instruments issued by reporting agents are generally to be classified as « deposit liabilities » .
Netržni dolžniški instrumenti , ki jih izdajo poročevalske enote , se v splošnem razvrstijo kot „obveznosti iz naslova vlog » .
Instruments may be referred to as being « non-negotiable » in the sense that there are restrictions on the transfer of legal ownership of the instrument that means that they cannot be marketed or , although technically negotiable , they cannot be traded owing to the absence of an organised market .
Instrumenti so lahko „netržni » zaradi omejitev prenosa pravnega lastništva nad instrumentom , kar pomeni , da z njimi ni mogoče trgovati , ali , čeprav so formalno tržni , z njimi ni mogoče trgovati , ker ni organiziranega trga .
Non-negotiable instruments issued by reporting agents that subsequently become negotiable and that can be traded on secondary markets should be reclassified as « debt securities '
Netržne vrednostne papirje , ki jih izdajo poročevalske enote in ki potem postanejo tržni ter se z njimi lahko trguje na sekundarnih trgih , je treba prerazvrstiti med „dolžniške vrednostne papirje "
Margin deposits ( margins ) made under derivative contracts should be classified as « deposit liabilities » , where they represent cash collateral deposited with POGIs and where they remain in the ownership of the depositor and are repayable to the depositor when the contract is closed out .
Vloge za kritja ( kritja ) , ki se vplačajo v okviru pogodb za izvedene finančne instrumente , je treba razvrstiti kot „obveznosti iz naslova vlog » , predstavljajo gotovinsko zavarovanje , deponirano pri poštnih žiro institucijah , ter kadar ostanejo last deponenta in se mu vrnejo po poteku pogodbe .
On the basis of current market practice , it is also suggested that margins received by the reporting agent should only be classified as « deposit liabilities » to the extent that the POGI is provided with funds that are freely available for on-lending .
Na podlagi trenutne tržne prakse se tudi predlaga , da bi bilo treba kritja , ki jih prejmejo poročevalske enote , razvrstiti med „obveznosti iz naslova vlog » le , kolikor se poštni žiro instituciji zagotovi sredstva , ki so prosto razpoložljiva za nadaljnje kreditiranje .
Where a part of the margin received by the POGI has to be passed to another derivatives market participant ( e.g. the clearing house ) , only that part which remains at the disposal of the POGI should in principle be classified as « deposit liabilities » .
Kadar mora biti del kritij , ki jih prejme poštna žiro institucija , oddan drugemu udeležencu na trgu z izvedenimi finančnimi instrumenti ( npr . klirinški hiši ) , je treba samo tisti del , ki ostane na voljo poštni žiro instituciji , načeloma razvrstiti kot „obveznosti iz naslova vlog » .
The complexities of current market practice may make it difficult to identify those margins that are truly repayable , because different types of margin are placed indistinguishably within the same account , or those margins that provide the POGI with resources for on-lending .
Zapletenost trenutne tržne prakse lahko oteži izkazovanje tistih kritij , ki so resnično vračljiva , ker so različne vrste kritij brez razlikovanja položene na isti račun , ali pa tistih kritij , ki poštni žiro instituciji zagotovijo vire za nadaljnje kreditiranje .
In these cases , it is acceptable to classify these margins under « remaining liabilities » or as « deposit liabilities » , according to national practice
V teh primerih je sprejemljiva razvrstitev teh kritij pod „ostala pasiva » ali kot „obveznosti iz naslova vlog » , glede na nacionalno prakso
« Earmarked balances related to e.g. leasing contracts » are classified as deposit liabilities under « deposits with agreed maturity » or « deposits redeemable at notice » depending on the maturity / provisions of the underlying contract
„Namenska stanja obveznosti v zvezi z , npr . pogodbami o leasingu » , se razvrstijo kot obveznosti iz naslova vlog pod „vezane vloge » ali „vloge na odpoklic » glede na zapadlost / določbe osnovne pogodbe
Funds ( deposits ) received on a trust basis are not to be recorded on the POGI statistical balance sheet ( see « Loans granted on a trust basis » under category 2 ) Official Journal of the European Union
Uradni list Evropske unije Sredstva ( vloge ) , prejeta na podlagi zaupanja se ne evidentirajo v statistični bilanci stanja poštne žiro institucije ( glej tudi „Posojila , ki se odobrijo na osnovi zaupanja » pod kategorijo 2 )
Balances representing prepaid amounts in the context of electronic money , either in the form of « hardware based » e-money ( e.g. prepaid cards ) or « software based » e-money , issued by POGIs are included under this item . This item excludes non-transferable deposits which are technically withdrawable on demand but which are subject to significant penalties
Pod to postavko so vključena stanja obveznosti , ki predstavljajo predplačane zneske v zvezi z elektronskim denarjem bodisi v obliki elektronskega denarja „na osnovi strojne opreme » ( npr . predplačilne kartice ) bodisi elektronskega denarja „ ( na osnovi programske opreme » ki ga izdajo poštne žiro institucije .
--- balances ( interest-bearing or not ) which are transferable by cheque , banker 's order , debit entry or the like , without any significant penalty or restriction
--- stanja obveznosti ( obrestonosna ali ne ) , ki so prenosljiva s čekom , plačilnim nalogom banki , debetno vknjižbo ali čim podobnim brez znatne kazni ali omejitve
--- balances ( interest-bearing or not ) which are immediately convertible into currency on demand or by close of business on the day following that on which the deposit was made , without any significant penalty or restriction , but which are not transferable
--- stanja obveznosti ( obrestonosna ali ne ) , ki so na zahtevo zamenljiva v gotovino takoj ali do konca poslovanja naslednjega dne po vplačilu vloge , brez znatne kazni ali omejitve , ki pa niso prenosljiva
--- balances ( interest-bearing or not ) representing prepaid amounts in the context of « hardware-based » ( e.g. prepaid cards ) or « software-based » e-money
--- stanja obveznosti ( obrestonosna ali ne ) , ki predstavljajo predplačane zneske v zvezi z elektronskim denarjem „na podlagi strojne opreme » ( npr . predplačilne kartice ) ali „na podlagi programske opreme "
--- loans to be repaid by close of business on the day following that on which the loan was granted
--- posojila , ki jih je treba vrniti do konca poslovanja naslednjega dne po odobritvi posojila
Non-transferable deposits which cannot be converted into currency before an agreed fixed term or that can only be converted into currency before that agreed term provided that the holder is charged some kind of penalty .
Neprenosljive vloge , ki jih ni mogoče zamenjati v gotovino pred dogovorjenim fiksnim rokom ali jih je mogoče zamenjati v gotovino pred tem dogovorjenim rokom pod pogojem , da se imetniku zaračuna določena kazen .
--- Balances placed with a fixed term to maturity of no more than one year ( excluding deposits with an original maturity of one day ) that are non-transferable and cannot be converted into currency before that maturity 9.2 a. Deposits of up to and including one year 's agreed maturity
9.2 a Vezane vloge do vključno enega leta --- Stanja obveznosti s fiksnim rokom zapadlosti do največ enega leta ( razen vloge s prvotno zapadlostjo enega dneva ) , ki niso prenosljiva in se do zapadlosti ne morejo zamenjati v gotovino
--- Balances placed with a fixed term to maturity of no more than one year that are non-transferable but can be redeemed before that term after prior notification ;
--- Stanja obveznosti s fiksnim rokom zapadlosti do največ enega leta , ki so neprenosljiva , jih je pa mogoče dvigniti pred tem rokom po predhodnem odpoklicu ;
where notification has been given , these balances should be classified in 9.3 a EN
kadar je odpoklic že oddan , je treba te zneske razvrstiti v 9.3 a SL
--- Balances placed with a fixed term to maturity of no more than one year that are non-transferable but can be redeemed on demand subject to certain penalties
--- Stanja obveznosti s fiksnim rokom zapadlosti do največ enega leta , ki so neprenosljiva , jih je pa mogoče na zahtevo dvigniti ob določeni kazni
--- Margin payments made under derivative contracts to be closed out within one year , representing cash collateral placed to protect against credit risk but remaining in the ownership of the depositor and being repayable to the depositor when the contract is closed out
--- Plačila kritja na podlagi pogodb o izvedenih finančnih instrumentih , ki potečejo v enem letu , in ki predstavljajo gotovinsko zavarovanje , vplačano za zavarovanje pred kreditnim tveganjem , vendar ostanejo last deponenta in se mu vrnejo ob izteku pogodbe
--- Loans evidenced by a single document of up to and including one year 's original maturity
--- Posojila , evidentirana z enim samim dokumentom , s prvotno zapadlostjo do vključno enega leta
--- Non-negotiable debt securities issued by POGIs ( evidenced or not by documents ) of original maturity of up to and including one year
--- Netržni dolžniški vrednostni papirji ( evidentirani z dokumenti ali ne ) , ki jih izdajo poštne žiro institucije , s prvotno zapadlostjo do vključno enega leta
--- Subordinated debt issued by POGIs in the form of deposits or loans of original maturity of up to and including one year
--- Podrejeni dolg , ki ga izdajo poštne žiro institucije v obliki vlog ali posojil s prvotno zapadlostjo do vključno enega leta
--- Balances placed with a fixed term to maturity of between one and two years that are non-transferable and cannot be converted into currency before that maturity
--- Stanja obveznosti s fiksnim rokom zapadlosti med enim letom in dvema letoma , ki niso prenosljiva in jih pred to zapadlostjo ni mogoče zamenjati za gotovino
--- Balances placed with a fixed term to maturity of between one and two years that are non-transferable but can be redeemed before that term after prior notification ;
--- Stanja obveznosti s fiksnim rokom zapadlosti med enim letom in dvema letoma , ki so neprenosljiva , jih je pa mogoče dvigniti pred tem rokom po predhodnem odpoklicu ;
where notification has been given , these balances should be classified in 9.3 a 9.2 b. Deposits of over one year and up to and including two years » agreed maturity
kadar je odpoklic že oddan , je treba ta stanja obveznosti razvrstiti v 9.3 a 9.2 b Vezane vloge nad enim letom in do vključno dveh let
--- Balances placed with a fixed term to maturity of between one and two years that are non-transferable but can be redeemed on demand subject to certain penalties
--- Stanja obveznosti s fiksno zapadlostjo med enim letom in dvema letoma , ki so neprenosljiva , se pa lahko na zahtevo dvignejo ob določeni kazni
--- Margin payments made under derivative contracts to be closed out within between one and two years , representing cash collateral placed to protect against credit risk but remaining in the ownership of the depositor and being repayable to the depositor when the contract is closed out
--- Plačila kritja na podlagi pogodb o izvedenih finančnih instrumentih , ki potečejo v obdobju med enim letom in dvema letoma , in ki predstavljajo gotovinsko zavarovanje , vplačano za zavarovanje pred kreditnim tveganjem , vendar ostanejo last deponenta in se mu vrnejo ob izteku pogodbe
--- Loans evidenced by a single document of between one and two years » original maturity
--- Posojila , evidentirana z enim samim dokumentom , s prvotno zapadlostjo med enim letom in dvema letoma
--- Non-negotiable debt securities issued by POGIs ( evidenced or not by documents ) of original maturity of over one year and up to and including two years
--- Netržni dolžniški vrednostni papirji ( evidentirani z dokumenti ali ne ) , ki jih izdajo poštne žiro institucije , s prvotno zapadlostjo nad enim letom in do vključno dveh let
--- Subordinated debt issued by POGIs in the form of deposits or loans of original maturity of over one year and up to and including two years Official Journal of the European Union
Uradni list Evropske unije --- Podrejeni dolg , ki ga izdajo poštne žiro institucije v obliki vlog ali posojil s prvotno zapadlostjo nad enim letom in do vključno dveh let
Non-transferable deposits without any agreed maturity which cannot be converted into currency without a period of prior notice , before the term of which the conversion into cash is not possible or possible only with a penalty .
Neprenosljive vloge brez dogovorjene zapadlosti , ki jih ni mogoče zamenjati v gotovino brez odpovednega roka , pred katerim jih ni mogoče zamenjati v gotovino ali pa je to mogoče samo ob kazni .
They include deposits which , although perhaps legally withdrawable on demand , would be subject to penalties and restrictions according to national practice ( classified in the maturity band « up to and including three months ') , and investment accounts without period of notice or agreed maturity , but which contain restrictive drawing provisions ( classified in the maturity band « over three months ')
Vključene so vloge , za katere bi , čeprav jih je na zahtevo pravno morda mogoče dvigniti , veljale kazni in omejitve glede na nacionalno prakso ( razvrstijo se v razred zapadlosti „do vključno treh mesecev ") ter investicijski računi brez odpovednega roka ali dogovorjene zapadlosti , ki pa vsebujejo omejitvene provizije za dvig ( razvrstijo se v razred zapadlosti „nad tremi meseci ")
--- Balances placed without a fixed maturity that can be withdrawn only subject to a pre-announcement of up to and including three months ;
--- Stanja obveznosti brez fiksne zapadlosti , ki se lahko dvignejo samo ob predhodni napovedi do vključno treh mesecev ;
if redemption prior to that notice period ( or even on demand ) is possible , it involves the payment of a penalty
če je možen dvig pred tem odpovednim rokom ( ali celo na zahtevo ) , je vključeno plačilo ali kazen
--- Non-transferable sight savings deposits and other types of retail deposits which , although legally redeemable on demand , are subject to significant penalties 9.3 a. Deposits redeemable at up to and including three months notice
9.3 a Vloge na odpoklic do vključno treh mesecev --- Neprenosljive hranilne vloge na vpogled in druge vrste vlog za prebivalstvo , za katere , čeprav jih je pravno mogoče dvigniti na zahtevo , veljajo znatne kazni
--- Balances placed with a fixed term to maturity that are non-transferable but that have been subject to a notification of less than three months for an earlier redemption
--- Stanja obveznosti s fiksnim rokom zapadlosti , ki so neprenosljiva , za katere pa je za zgodnejši dvig veljal odpovedni rok , krajši od treh mesecev