natgillin/translations-raw huggingface dataset:
The Authority takes note of the commitment that Landsbankinn will not acquire financial institutions until 15 December 2014, except if it obtains the Authority's approval beforehand.
Iz izjav islandskih organov je prav tako jasno, da je vprašanje pregleda okvira monetarne politike še vedno odprto, z možnostjo da bi Islandija postala članica Evropske unije ali brez te možnosti, pa tudi drugi možni načini za izboljšanje gospodarskega upravljanja in zagotavljanje, da regulativni organi „vidijo cel gozd, ne le dreves“ ter učinkovito uporabijo najustreznejša makrobonitetna orodja.
This means that further concentration of the Icelandic financial market through acquisitions by Landsbankinn can be prevented.
Glej poglavje 6 poročila ministra za gospodarske zadeve parlamentu: „The Future Structure of the Icelandic Financial System“, na voljo ne: http://eng.efnahagsraduneyti.is/publications/news/nr/3559.
This commitment also ensures that the aid that has been granted to Landsbankinn is used for restoring its viability rather than being used to consolidate and further expand its market presence in Iceland.
Od jeseni leta 2008 se na trgu (poleg „nekdanjih“ velikih komercialnih bank, kot so: Glitnir, Kaupthing in Landsbanki) ne pojavlja nekaj finančnih podjetij, kot na primer: Sparisjóðabanki Íslands (prej imenovana Icebank), hranilnica Reykjavik (SPRON), Sparisjóður Mýrasýslu (hranilnica Myrasysla, SPM), investicijska banka VBS in investicijska banka Askar Capital.
The same is true for Landsbankinn's commitment pursuant to which it will, until 15 October 2014, neither enforce contract clauses nor introduce new contract clauses which make special terms on interest rates contingent upon maintaining a minimum range of business with the bank, as well as for the commitment not to invoke state involvement as a source of a competitive advantage when marketing its services.
Znatno so se zmanjšale tudi dejavnosti investicijskih bank Straumur-Burdaras in Saga Capital.
As described above, the Icelandic financial market currently presents a challenging operating environment for any bank.
Na srečanju delničarjev banke MP 11. aprila 2011, ko je več kot 40 novih delničarjev vložilo 5,5 milijarde ISK v nove delnice banke, je bila odobrena pogodba za prodajo (nekdanjih) dejavnosti banke MP na Islandiji in v Litvi.
The Authority thus welcomes the commitments by Landsbankinn relating to facilitating the switching between banks and providing basic payment processing as well as money distribution services.
Druge dejavnosti nekdanje banke so ostale pri prejšnjih lastnikih in so bile prenesene na nov pravni subjekt – EA fjárfestingarfélag hf.
The Authority is of the view that those measures, in conjunction with the agreement between the three major banks and ICA on RB mentioned above, ensure that smaller market participants can access the most essential infrastructure and services at reasonable prices without the larger players being able to block their access.
Za dodatne informacije glej sporočila za medije banke MP z dne 11. aprila 2011, ki so voljo na: https://www.mp.is/um-mp-banka/utgefid-efni/frettir/nr/1511 in https://www.mp.is/um-mp-banka/utgefid-efni/frettir/nr/1510.
The Authority is of the view that this will reduce the barriers to entry for future (potential) market participants.
Družba RB in njeni lastniki so se glede na poravnavo dogovorili o številnih zavezah, katerih namen je preprečiti izkrivljanje konkurence, ki izhaja iz dejavnosti družbe RB in sodelovanja njenih lastnikov.
The measures could also allow existing smaller players to expand their market shares if they are able to offer better services than their larger competitors.
V skladu z zahtevami družba RB med drugim posluje pod splošnimi komercialnimi pogoji, neodvisno od svojih lastnikov, večina upravnega odbora družbe RB je sestavljena iz strokovnjakov, neodvisnih od lastnikov, dostop do sistemov in storitev družbe RB se zagotavlja na nediskriminacijski podlagi ter pogoji zagotavljanja storitev družbe RB so enaki, ne glede na to, ali je stranka delničar družbe RB ali ni.
Lastly, Landsbankinn commits to sell, as soon as possible, shareholdings in operating companies which have been taken over due to restructuring in line with Article 22 of the Act on financial undertakings No 161/2002.
Take pozive je treba objavljati vsaj vsako drugo leto, dokler vsaj tretjina skupnega poslovnega deleža družbe RB ni prodanega strankam, ki niso sedanji delničarji, ali ponujena za prodajo na ponudbah za nakup delnic.
It commits to follow the procedure and time-limits which are set out in this provision, and will maintain up-to-date information on its website (or that of a subsidiary) on subsidiaries and shareholdings that are held for sale.
Islandski organ za konkurenco uporablja pojem operativne družbe („operating companies“) za deleže, ki jih imajo banke v običajno nefinančnih podjetjih, ki so jih pridobile v zvezi s prestrukturiranjem svojih posojilnih portfeljev prek zamenjav dolga v lastniški kapital ali drugače.
Moreover, Landsbankinn has committed to sell […] by certain deadlines within the restructuring period.
Nadzorni organ prav tako uporablja pojem „operativna družba“ za podjetje v realnem gospodarstvu, ki ne spada k osnovi dejavnosti banke na finančnih trgih.
The Authority welcomes Landbankinn's general commitment to divest as soon as possible all companies and shareholdings that are not related to its core business.
Nadzorni organ v tem okviru razume, da se posredno lastništvo nanaša na to, da banke morda vplivajo na družbe in jih nadzorujejo zaradi velike zadolženosti pri banki.
This will not only address the potentially competition concerns that could arise from the being such a dominant owner in the Icelandic real economy, but will also prevent putting the bank's viability at risk.
Letno poročilo za leto 2007, str. 10.
This draws the Icelandic authorities' and Landsbankinn's attention to the fact that due to the commitments breach of national law might also entail a misuse of aid.
Na voljo na: http://www.lbi.is/library/Opin-gogn/pdf/landsbanki_annual_report_2007.pdf?bcsi_scan_A7E1E556D7B2F94D=aB9LkrKRu+y0xx3fim/JyUDnRB0bAAAANp6SAg==&bcsi_scan_filename=landsbanki_annual_report_2007.pdf.
This remedies, at least to some extent, this particular competition concern that currently characterises Iceland's markets.
V tem oddelku so podatki o zneskih navedeni najprej v valuti, v kateri je bil kapital zagotovljen, čemur sledi navedba ustreznega zneska bodisi v ISK bodisi v EUR med oklepaji, kadar so jo islandski organi zagotovili.
On the basis the above the Authority considers that the above measures address the main competition issues that the Authority has identified in collaboration with the ICA.
V opredelitev kapitala 1. reda je zajet le lastniški kapital, tj. osnovni kapital in obdržani zaslužki, niso pa zajeti podrejeni dolgovi ali druge vrste hibridnih instrumentov kapitala.
Taking into account the overriding objective of financial stability, the Authority concludes that the commitments limit distortions of competition to a satisfactory degree.
Banka Landsbankinn je 15. junija 2012 objavila, da bo začela (dele) teh obveznic banki Landsbanki odplačevati prej, kot je bilo predvideno.
The restructuring aid therefore complies with section 4 of the Restructuring Guidelines.
Glej http://www.landsbankinn.com/news-and-notifications/2012/06/15/Landsbankinn-starts-to-repay-bond-before-schedule/.
On the basis of the foregoing assessment and in the light of the restructuring plan submitted by the Icelandic authorities for Landsbankinn, the Authority's doubts expressed in the opening decision as regards the nature and the compatibility of the aid measures for Landsbankinn are allayed.
Kolikor so vrednosti teh sredstev na 31. decembra 2012, kakor je bilo ocenjeno ob sklenitvi sporazuma, višje, naj bi nekdanja banka s to obveznico prejela nadomestilo te razlike.
Moreover, the Authority raises no objections to the Spkef transaction and authorises the aid that SpSv has received.
Če je razlika med vrednotenjem na ta dva datuma enaka nič ali je njen znesek negativen, se bo domnevalo, da je nov znesek glavnice enak nič, pogojno zamenljiva obveznica pa se bo preklicala.
The Authority therefore approves the aid measures as restructuring aid compatible with the functioning of the EEA Agreement pursuant to Article 61(3)(b) EEA subject to Iceland and Landsbankinn adhering to the commitments as set out in the Annex.
Vendar se bo pogojno zamenljiva obveznica, če bo njena vrednost pozitivna, izdala po tej vrednosti, banka Landsbanki pa bo banki Landsbankinn prepustila svoj delež ali del svojega deleža, kolikor je pozitivna vrednost nižja od vrednosti deleža.
HAS ADOPTED THIS DECISION:
UL L 84, 26.3.1997, str.
Article 1
22.
The initial operating capital and the final state capitalisation granted to Landsbankinn as well as the Spkef transaction and the deposit guarantee constitute state aid within the meaning of Article 61(1) of the EEA Agreement.
UL L 135, 31.5.1994, str.
The measures enumerated in Article 1 constitute unlawful state aid from the dates of their implementation to the date of this decision in view of the failure by the Icelandic authorities to comply with the requirement to notify the Authority before implementing the aid in accordance with Article 1(3) of Part I of Protocol 3.
Angleški prevod izjave je na voljo na: http://eng.forsaetisraduneyti.is/news-and-articles/nr/3033.
Article 3
Minister za gospodarske zadeve se je nanjo skliceval tudi v nedavnem intervjuju za časopis Viðskiptablaðið 2. decembra 2010, str. 8: „[Izjava] bo pravočasno preklicana.
The measures enumerated in Article 1 as well as the measures for SpSv described in the Savings Banks decisions are compatible with the functioning of the EEA agreement pursuant to Article 61(3)(b) EEA subject adhering to the commitments as set out in the Annex.
Ne nameravamo nedoločeno dolgo ohranjati neomejenega jamstva za vloge.
The authorisation for the deposit guarantee is limited to the end of 2014.
Vendar je vprašanje, kdaj bo preklicana, odvisno od tega, kdaj bo začel veljati drug in učinkovit sistem vlog ter kdaj bo finančni sistem v celoti rešil svoja vprašanja“ (prevod Nadzornega organa).
Article 4
Ustrezni odstavek se lahko najde v oddelku 16 (na str. 6) pisma: http://www.efnahagsraduneyti.is/media/Acrobat/Letter_of_Intent_2nd_review_-_o.pdf.
This Decision is addressed to the Republic of Iceland.
http://hamar.stjr.is/Fjarlagavefur-Hluti-II/GreinargerdirogRaedur/Fjarlagafrumvarp/2011/Seinni_hluti/Kafli_8.htm [Mbl 10. junija 2012].
Article 5
Izjava, kot jo je neuradno prevedel Nadzorni organ, o kateri so 10. junija 2012 poročali v časopisu Morgunblaðið(www.mbl.is).
Only the English language version of this decision is authentic.
Glej: http://www.fjarmalaraduneyti.is/frettatilkynningar/nr/15527.
Done at Brussels, 11 July 2012.
Pri navedbah donosnosti lastniškega kapitala gre za donosnost po odbitku davkov.
For the EFTA Surveillance Authority
V poročilu Organa za finančne naložbe Republike Islandije za leto 2011 (o dejavnostih bank v letu 2010) je ugotovitev podobna; „osnovna donosnost“ banke Landsbankinn je glede na to poročilo celo višja.
President
Glej: http://www.bankasysla.is/files/SkyrslaBR_2011_net_74617143.pdf.
College Member
Glej pravila Centralne banke Islandije o likvidnostnih količnikih št. 317 z dne 25. aprila 2006, na voljo na: http://www.sedla-banki.is/lisalib/getfile.aspx?itemid=4713.
This document is made available for information purposes only.
Glavne islandske banke so se dogovorile, da bodo vsem preveč zadolženim strankam ponudile 110-odstotno prilagoditev hipotekarnega kredita, kar pomeni, da je glavnica hipotekarnih kreditov določena pri 110 % evidentirane vrednosti premoženja.
In this public version, some information has been omitted so as not to divulge confidential information.
Podrobno opisani v poglavju 3 te odločbe.
This is denoted by […] or a range in square brackets providing for a non-confidential approximation of the relevant figure.
Glej v zvezi s tem sodbo Splošnega sodišča z dne 21. maja 2010 v združenih zadevah Francija in drugi proti Komisiji, T-425/04, T-444/04, T-450/04 in T-456/04, ZOdl., str.
Please see a more thorough description in the opening decision, referred to in footnote 3.
II-02099, točka 283 (o pritožbi), ter Sklepne predloge generalnega pravobranilca Mengozzija z dne 28. junija 2012 v pritožbi na sodbo v zadevi Bouygues, C-399/10, točka 47, pri čemer se navedeni pogoji upoštevajo kot preveč omejevalni za ugotovitev državne pomoči.
The Authority's Decision No 493/10/COL, opening the formal investigation procedure into state aid granted opening the formal investigation procedure into state aid granted in the restoration of certain operations of (old) Landsbanki Islands hf and the establishment and capitalisation of New Landsbanki Islands (NBI hf) (now renamed Landsbankinn), OJ C 41, 10.2.2011, p. 31 and EEA Supplement to the Official Journal to the EU No 7, 10.2.2011, p. 26.
Glej na primer sodbo z dne 6. marca 2003 v zadevi WestLB, T-228/99, Recueil, str.
The SIC report (see paragraph 14 and footnote 4 of the present Decision) concluded (at page 86 of Chapter 21) that a key issue was that notwithstanding Landsbanki's liquidity in ISK, the bank had insufficient foreign currency at its disposal to honour its foreign obligations.
Glej na primer odločitev Komisije z dne 10. oktobra 2008 v zadevi NN 51/2008 – Jamstvena shema za banke na Danskem, točka 32, in odločitev Komisije z dne 21. oktobra 2008 v zadevi C 10/2008 – IKB, točka 74.
The report also considered it noteworthy that the loan of 153 million Euros to its principal owner (referred to above) had taken place only days earlier, stating that it was therefore ‘apparent that the principal owners of Landsbanki were not interested in or capable of helping the bank out of the difficult position that had arisen’.
Glej Odločbo Nadzornega organa z dne 8. maja 2009 o shemi začasne dokapitalizacije načeloma zdravih bank za spodbujanje finančne stabilnosti in posojil realnemu gospodarstvu na Norveškem (205/09/COL) na voljo na: http://www.eftasurv.int/?1=1&showLinkID=16694&1=1.
The SIC's members were Supreme Court Judge, Mr Páll Hreinsson; Parliamentary Ombudsman of Iceland, Mr Tryggvi Gunnarsson; and Mrs Sigríður Benediktsdóttir Ph.D., lecturer and associate chair at Yale University, USA.
Glej v tem okviru podobno razpravljanje Evropske komisije v zvezi z naložbami dobaviteljev podjetij v težavah v Sklepu Komisije C 4/10 (ex NN 64/09) – Pomoč podjetju Trèves (Francija).
The report is available in full in Icelandic at: http://rna.althingi.is/ and parts translated into English (including the Executive Summary and the chapter on the causes of the collapse of the banks) are available at: http://sic.althingi.is/
Poglavje 9.6 poročila ministra za gospodarske zadeve parlamentu (marec 2012): „The Future Structure of the Icelandic Financial System“, na voljo na: http://eng.atvinnuvegaraduneyti.is/media/Acrobat/Future-Structure.pdf.
Icelandic króna.
Nadzorni organ v zvezi s tem navaja pripombo guvernerja Centralne banke Islandije, ki je v predgovoru poročila o finančni stabilnosti banke za drugo polovico leta 2010 izjavil, da „kapitalizacijo finančnih institucij trenutno ščitijo kapitalske kontrole in izjava vlade o jamstvu za vloge“.
Lending to foreign parties increased by 11,4 billion Euros from 9,3 billion Euros to 20,7 billion Euros in six months.
Glej: http://www.sedlabanki.is/lisalib/getfile.aspx?itemid=8260, str. 5.
It was in fact the then coalition government's stated policy to encourage more growth and to incentivise the banks to remain headquartered in Iceland.
Glej v zvezi s tem sodbo z dne 17. septembra 1980 v zadevi Phillip Morris proti Komisiji, 730/79, Recueil, str. 2671.
Chapter 2, page 5 of the report.
Uporaba pravil o državni pomoči za ukrepe, sprejete v zvezi s finančnimi institucijami v okviru trenutne svetovne finančne krize, je na voljo na: http://www.eftasurv.int/?1=1&showLinkID=16604&1=1.
For further general details of the measures taken by the Icelandic authorities see the report of the Minister of Finance to the Parliament on the resurrection of the commercial banks of May 2011 (Skýrsla fjármálaráðherra um endurreisn viðskiptabankanna), available at http://www.althingi.is/altext/139/s/-pdf/1213.pdf
Ena od najpomembnejših sprememb v primerjavi s prejšnjimi različicami predpisov je, da je bila dovoljena odprta pozicija v tujih valutah za posamezno valuto znižana z 20 % na 15 % lastniškega kapitala, dovoljen skupni znesek denarnih sredstev v tujih valutah pa se je znižal s 30 % na 15 %.
Act No 125/2008 on the Authority for Treasury Disbursements due to Unusual Financial Market Circumstances etc.
Podrobnejše kot prej je tudi poročanje o uravnoteženosti tujih valut, ker so sredstva in obveznosti, denominirana v tujih valutah, razvrščena po vrstah: posojila, obveznice, lastniški vrednosti papirji, delnice v vzajemnih skladih, vloge, obrestonosni sporazumi, dolgovi do centralne banke itd. Če bi pri uravnoteženosti tujih valut prišlo do odklona od meja, določenih v predpisih, mora zadevno finančno podjetje z ukrepi v največ treh poslovnih dneh odpraviti razliko.
See also FME's Annual Report 2009 (July 2008 – June 2009), available at http://en.fme.is/media/utgefid-efni/FME-Annual-Report-2009.pdf
Če finančno podjetje z ukrepi tega ne more doseči, mu lahko Centralna banka Islandije zaračuna periodične denarne kazni.
Further takeovers of financial undertakings were to follow.
Centralna banka Islandije je sprejela tudi druge ukrepe za omejitev neravnotežij tujih valut, na primer s sklenitvijo sporazuma o menjavi valut z eno od komercialnih bank ter nakupom tuje valute.
In March 2009, the FME took control of the operations of three financial undertakings; Straumur-Burdaras, the Reykjavik Savings Bank (SPRON) and Sparisjodabanki Íslands (Icebank), and decided on the disposal of the assets and liabilities of those undertakings.
S temi ukrepi se po mnenju Centralne banke Islandije spodbuja finančna stabilnost in zavarujejo neizposojene devizne rezerve Centralne banke Islandije.
While a composition agreement with Straumur's creditors was later approved, SPRON and Sparisjodabanki were submitted to a winding-up procedure.
Glej: http://www.bis.org/press/p120412a.htm.
Other financial undertakings were also severely affected by the collapse of the three main commercial banks and prevailing uncertainties in financial markets, and further financial undertakings were made subject to public administration in 2010.
Glej, na primer, poročilo o finančni stabilnosti Centralne banke Islandije za drugo polovico leta 2011, v skladu s katerim je marža obrestne mere na Islandiji približno dva- do trikrat višja kot v drugih nordijskih državah.
Thus, the FME appointed a provisional board of directors for VBS Investment Bank in March 2010.
Točen obseg izgub še vedno ni jasen in se spreminja glede na razvrščanje.
In April 2010, the FME took control of Keflavík Savings Bank and Byr Savings Bank, determining that their operations would be taken over by new financial undertakings, SpKef Savings Bank and Byr hf, respectively.
Glede na trenutna predvidevanja se lahko navedba izgub povzame iz: http://www.lbi.is/library/Opin-gogn/skyrslan/Opna%20netið%20-%20CreditorsMeeting_31Mai2012%20-%20íslenskaME.pdf, v skladu s čimer so obveznosti približno trikrat višje od sredstev v stečajnem premoženju.
As the financial conditions of these new undertakings turned out to be worse than initially anticipated, SpKef was later merged with Landsbankinn, and Byr hf. was merged with Íslandsbanki, following a tender for the shares in Byr.
Smernice o finančni krizi iz leta 2012, ki jih je Nadzorni organ sprejel 14. decembra 2011 pod poglavjem VII: Začasna pravila glede finančne krize.
The Icelandic authorities were furthermore called upon, in 2009, to address the financial difficulties of Saga Capital Investment Bank and, in 2011, the Housing Financing Fund.
Na voljo na spletni strani Nadzornega organa: http://www.eftasurv.int/media/state-aid-guidelines/Part-VIII---Financial-Crisis-Guidelines-2012.pdf.
As an example of the scale of the sharp depreciation, the monthly average exchange rate of the Euro to the Icelandic króna rose from 90,71 ISK in December 2007 to 184,64 ISK November 2009.
Poudarek je dodan.
During the years 2009-2011, the share of investments in GDP has been only 13-14 %.
Ob koncu leta 2014 se bodo končala obdobja prestrukturiranja za vse islandske banke, za katere so bili začeti formalni postopki preiskave.
Trade balance refers to the difference in earnings from exports and imports of goods and services.
Upravna taksa se razlikuje glede na vrsto zadevnega pravnega dokumenta, a običajno znaša 15 ISK za vsako začeto tisočo ISK (tj. približno 1,5 %) na znesek obrestonosne obveznice, zavarovane s hipotekarnim kreditom ali drugim vrednostnim papirjem.
It does not include the balance on primary income from abroad, which has been negative in past years, particularly since 2008.
Odločba št. 325/11/COL z dne 19. oktobra 2011.
This implies that despite the surplus on the trade balance, Iceland's overall current account has been negative during recent years although declining sharply since 2009.
Glej, na primer, Sklep Komisije v zadevi SA.28264 – Pomoč za prestrukturiranje banke Hypo Real Estate, v katerem je Komisija sprejela ločitev velikega dela čezmorskih dejavnosti banke Hypo Real Estate kot ukrep za omejevanje izkrivljanja konkurence njene naslednice banke PBB.
On this subject see for instance the report of the Minister of Economic Affairs to the Althingi of March 2012, Future Structure of the Icelandic Financial System.
Iz istega razloga Nadzorni organ sprejema dejstvo, da se za odprodaje uporablja pogoj, da […].
According to the ministry, this report is seen as a catalyst to an informed discussion of this important subject as it does not present fully formed proposals but sets out the main issues and outlook with reference to international developments.
PRILOGA
The report is available at http://eng.efnahagsraduneyti.is/media/Acrobat/Future-Structure.pdf.
ZAVEZE IN USTREZNE SPREMEMBE PRAVNEGA OKVIRA ZA BANČNIŠTVO
This provision is on the other hand likely to represent a handicap for the banks to diversify their funding arrangement.
Sprememba upravne takse za preprečevanje državne pomoči in zmanjšanje stroškov pri zamenjavi
According to the same report, the Icelandic authorities also foresee to study other future options, including the possible separation of investment and commercial banking activities, the adoption of a financial stability legislation and possible amendment of the division of responsibility of financial services regulatory bodies.
Naloga delovne skupine bo zlasti proučiti ukinitev upravne takse za obveznice, ki jih ob prenosu med upniki izdajajo posamezniki (npr. ko posamezniki prenesejo svoja posojila z ene posojilnice na drugo).
It is also clear from the statements of the Icelandic authorities that a review of the monetary policy framework remains on the agenda, with or without the possibility that Iceland will become a member of the European Union, as well as other possible means to improve economic management and ensure that regulators ‘see the forest for the trees’ and effectively apply the most appropriate macro-prudential tools.
Skupina bo še proučila, kako se lahko spremeni določba o upravni taksi za poenostavitev postopkov in spodbujanje konkurence.
See Chapter 6 of the report by the Minister of Economic Affairs to the Althingi, The Future Structure of the Icelandic Financial System, available at http://eng.efnahagsraduneyti.is/publications/news/nr/3559
Ukrepi za poenostavitev zamenjave in zmanjšanje stroškov pri zamenjavi