natgillin/translations-raw huggingface dataset:
the institution's operational risk tolerance;
dovoljeno operativno tveganje institucije;
the institution's operational risk tolerance written statement on the aggregate level of operational risk loss and event types, containing both qualitative and quantitative measures including thresholds and limits based on operational risk loss metrics that the institution is willing or prepared to incur in order to achieve its strategic objectives and business plan, ensuring that it is available and understood throughout the institution;
pisno izjavo o dovoljenem operativnem tveganju institucije na skupni ravni izgube zaradi operativnega tveganja in vrst dogodkov, ki vsebuje kvalitativne in kvantitativne ukrepe, vključno s pragovi in omejitvami, ki temeljijo na metriki izgube zaradi operativnega tveganja, ki ga je institucija voljna ali pripravljena prevzeti, da bi dosegla svoje strateške cilje in uresničila poslovni načrt, pri čemer zagotovi, da je na voljo in razumljena v celotni instituciji;
that the institution's management body monitors the institution's compliance with the operational risk tolerance statement referred to in point (b) (ii) on a continuous basis;
da upravljalni organ institucije stalno spremlja, ali institucija ravna v skladu z izjavo o dovoljenem operativnem tveganju iz točke (b)(ii);
that the institution applies an on-going operational risk management process to identify, assess and measure, monitor and report operational risk, including misconduct events, and is able to identify the staff responsible for the management of operational risk process;
da institucija uporablja stalen proces upravljanja operativnega tveganja za prepoznavanje, ocenjevanje in merjenje ter spremljanje operativnega tveganja in poročanje o njem, vključno z dogodki kršitev, ter je sposobna imenovati zaposlene, odgovorne za upravljanje procesa upravljanja operativnega tveganja;
that the information resulting from the process referred to in point (d) is transmitted to the relevant committees and executive bodies of the institution, and that the decisions arising from those committees are communicated to those responsible within the institution for the collection, control, monitoring and management of operational risk and to those responsible for managing activities that give rise to operational risk;
da se informacije, ki izhajajo iz procesa iz točke (d), posredujejo ustreznim odborom in izvršilnim organom institucije ter da se odločitve teh odborov sporočijo osebam, ki so v instituciji odgovorne za zbiranje, nadzor, spremljanje in upravljanje operativnega tveganja, ter osebam, odgovornim za upravljanje dejavnosti, ki povzročajo operativno tveganje;
that the institution evaluates the effectiveness of its operational risk governance, operational risk management process and operational risk measurement system on at least an annual basis;
da institucija vsaj enkrat letno oceni učinkovitost svojega upravljanja operativnega tveganja, procesa obvladovanja operativnega tveganja in sistema merjenja operativnega tveganja;
that the institution notifies the relevant competent authority of the findings of the evaluation referred to in point (f) on at least an annual basis.
da institucija vsaj enkrat letno obvesti ustrezen pristojni organ o ugotovitvah ocene iz točke (f).
For the purposes of the assessment referred to in paragraph 1, competent authorities shall take into account the impact of the operational risk governance structure on the level of engagement in operational risk management and culture by the staff of the institution, including at least the following:
Za namene ocenjevanja iz odstavka 1 pristojni organi upoštevajo vpliv strukture upravljanja operativnega tveganja na ravni vključevanja zaposlenih institucije v upravljanje operativnega tveganja in kulturo zavedanja o operativnem tveganju, kar vključuje vsaj:
the level of awareness, on behalf of the staff of the institution, of operational risk policies and procedures;
raven ozaveščenosti zaposlenih v instituciji o politikah in postopkih v zvezi z operativnim tveganjem;
the institution's internal process for challenging the design and the effectiveness of the AMA framework.
notranji proces institucije za izpodbijanje zasnove in učinkovitosti okvira pristopa AMA.
Independent operational risk management function
Neodvisna funkcija upravljanja operativnega tveganja
Competent authorities shall assess the independence of the operational risk management function from the institution's business units by confirming at least the following:
Pristojni organi ocenijo neodvisnost funkcije upravljanja operativnega tveganja v poslovnih enotah institucije tako, da potrdijo vsaj naslednje:
that the operational risk management function undertakes the following tasks separately from the institution's business lines:
da funkcija upravljanja operativnega tveganja izvaja naslednje naloge ločeno od poslovnih področij institucije:
the design, development, implementation, maintenance and oversight of the operational risk management process and the operational risk measurement system;
načrtovanje, razvoj, izvajanje, vzdrževanje in nadzor procesa upravljanja operativnega tveganja ter sistema merjenja operativnega tveganja;
the analysis of the operational risk associated with the introduction and development of new products, markets, lines of business, processes, systems and significant changes to existing products;
analizo operativnega tveganja, povezanega z uvedbo in razvojem novih produktov, trgov, poslovnih področij, procesov, sistemov in bistvenih sprememb obstoječih produktov;
the oversight of business activities that may give rise to an operational risk exposure that could breach the institution's risk tolerance;
nadzor poslovnih dejavnosti, ki bi lahko povzročile izpostavljenost operativnemu tveganju, s katero bi bilo lahko preseženo dovoljeno tveganje institucije;
that the operational risk management function receives appropriate commitment by the management body and senior management and is of adequate stature within the organization for fulfilling its tasks;
da funkcija upravljanja operativnega tveganja prejme ustrezno zavezo upravljalnega organa in višjega vodstva ter ima ustrezen ugled v organizaciji za opravljanje svojih nalog;
that the operational risk management function is not also responsible for the internal audit function;
da funkcija upravljanja operativnega tveganja ni odgovorna tudi za funkcijo notranje revizije;
that the head of the operational risk management function meets at least the following requirements:
da vodja funkcije upravljanja operativnega tveganja izpolnjuje vsaj naslednje zahteve:
an appropriate level of experience to manage the actual and prospective operational risk, as indicated by the operational risk profile;
ustrezna stopnja izkušenj za upravljanje trenutnega in prihodnjega operativnega tveganja, kot je navedeno v profilu operativne tveganosti;
regular communication with the management body and its committees as mandated by the risk management structure of the institution;
redno komuniciranje z upravljalnim organom in njegovimi odbori, kot zahteva struktura institucije za upravljanje tveganj;
active involvement in the elaboration of the institution's operational risk tolerance and strategy for its management and mitigation;
aktivna udeležba pri določanju dovoljenega operativnega tveganja institucije ter strategije za njegovo upravljanje in zmanjševanje;
independence from the operational units and functions reviewed by the operational risk management function;
neodvisnost od operativnih enot in funkcij, ki jih pregleduje funkcija upravljanja operativnega tveganja;
allocation of a budget for the operational risk management function by the head of risk management referred to in the fourth subparagraph of Article 76(5) of Directive 2013/36/EU or a member of the management body in a supervisory capacity and not by a business unit or executive function.
dodelitev proračunskih sredstev za funkcijo upravljanja operativnega tveganja s strani vodje funkcije upravljanja tveganj iz četrtega pododstavka člena 76(5) Direktive 2013/36/EU ali člana upravljalnega organa kot nadzornika in ne s strani poslovne enote ali izvršne funkcije.
Senior management involvement
Udeležba višjega vodstva
Competent authorities shall assess the degree of involvement of senior management of an institution by confirming at least the following:
Pristojni organi ocenijo stopnjo udeležbe višjega vodstva institucije tako, da potrdijo vsaj naslednje:
that senior management is responsible for implementing the operational risk governance and management framework approved by the management body;
da je višje vodstvo odgovorno za izvajanje okvira upravljanja in obvladovanja operativnega tveganja, ki ga odobri upravljalni organ;
that senior management has been empowered by the management body to develop policies, processes and procedures for managing operational risk;
da je upravljalni organ pooblastil višje vodstvo za razvoj politik, procesov in postopkov za upravljanje operativnega tveganja;
that senior management is implementing the policies, processes and procedures for managing operational risk referred to in point (b).
da višje vodstvo izvaja politike, procese in postopke za upravljanje operativnega tveganja iz točke (b).
Competent authorities shall assess whether the reporting of an institution's operational risk profile and management of operational risk is sufficiently regular, timely and robust by confirming at least the following:
Pristojni organi ocenijo, ali je poročanje o profilu operativne tveganosti in upravljanju operativnega tveganja institucije dovolj redno, pravočasno in zanesljivo, tako, da potrdijo vsaj naslednje:
that problems relating to the institution's reporting systems and internal controls are identified quickly and accurately;
da se težave, povezane s sistemi poročanja in notranjimi kontrolami institucije, ugotovijo hitro in natančno;
that the institution's operational risk reports are distributed to appropriate levels of management and to areas of the institution which the reports have identified as an area of concern;
da se poročila o operativnem tveganju institucije razpošljejo ustreznim ravnem vodstva in področjem institucije, ki so v poročilih opredeljena kot skrb vzbujajoča;
that the institution's senior management receives at least quarterly reports on the latest status of the institution's operational risk profile and uses these reports in the decision making process;
da višje vodstvo institucije prejema vsaj četrtletna poročila o najnovejšem stanju profila operativne tveganosti institucije in uporablja ta poročila v postopku odločanja;
that the institution's operational risk reports contain relevant management information and at least a high-level summary of the top operational risks of the institution and of the relevant subsidiaries as well as business units;
da poročila o operativnem tveganju institucije vsebujejo ustrezne informacije o upravljanju in vsaj podroben povzetek glavnih operativnih tveganj institucije ter ustreznih podrejenih družb in poslovnih enot;
that the institution uses ad hoc reports in case of certain deficiencies in the policies, processes and procedures for managing operational risk to promptly detect and address these deficiencies and therefore substantially reduce the potential frequency and severity of a loss event.’
da institucija uporablja ad hoc poročila v primeru nekaterih pomanjkljivosti politik, procesov in postopkov za upravljanje operativnega tveganja za takojšnje odkrivanje in odpravo teh pomanjkljivosti ter s tem znatno zmanjšanje morebitne pogostosti in resnosti škodnega dogodka.
Use of the AMA
Uporaba pristopa AMA
Competent authorities shall assess that an institution uses the AMA for internal purposes by confirming at least the following:
Pristojni organi ocenijo, ali institucija uporablja pristop AMA za notranje namene, tako, da potrdijo vsaj naslednje:
that the institution's operational risk measurement system is used to manage operational risks across different business lines, units or legal entities within the organisation structure;
da se sistem institucije za merjenje operativnega tveganja uporablja za upravljanje operativnih tveganj na različnih poslovnih področjih, v različnih enotah ali pri različnih pravnih subjektih v organizacijski strukturi;
that the operational risk measurement system is embedded within the various entities of the group and, where it is used at a consolidated level, that the parent institution's AMA framework is extended to the subsidiaries, and that those subsidiaries' operational risk and business environment and internal control factors (BEICF) referred to in Articles 322(1) and 322(6) of Regulation (EU) No 575/2013 are incorporated in the group-wide AMA calculations;
da sistem merjenja operativnega tveganja uporabljajo različni subjekti skupine in, kadar se uporablja na konsolidirani ravni, da je okvir pristopa AMA nadrejene institucije razširjen na podrejene družbe in da so operativno tveganje ter dejavniki poslovnega okolja in notranjih kontrol teh podrejenih družb iz člena 322(1) in (6) Uredbe (EU) št. 575/2013 vključeni v izračune v okviru pristopa AMA za celotno skupino;
that the operational risk measurement system is used also for the purposes of the institution's internal capital adequacy assessment process referred to in Article 73 of Directive 2013/36/EU.
da se sistem merjenja operativnega tveganja uporablja tudi za namene procesa ocenjevanja ustreznega notranjega kapitala iz člena 73 Direktive 2013/36/EU.
Continuous integration of the AMA
Neprekinjeno vključevanje pristopa AMA
Competent authorities shall assess that an institution ensures the continuous integration of its operational risk management system into its day-to-day risk management processes by confirming at least the following:
Pristojni organi ocenijo, ali institucija zagotavlja neprekinjeno vključevanje svojega sistema upravljanja operativnega tveganja v vsakodnevne procese upravljanja tveganj, tako, da potrdijo vsaj naslednje:
that the operational risk measurement system is updated on a regular basis and is further developed as more experience and sophistication in management and quantification of operational risk is gained;
da se sistem merjenja operativnega tveganja redno posodablja in nadalje razvija po pridobivanju novih izkušenj in izpopolnjevanju na področju upravljanja in količinskega vrednotenja operativnega tveganja;
that the nature and balance of inputs into the operational risk measurement system are relevant and reflect the nature of the institution's business, strategy, organisation and operational risk exposure at all times.
da sta narava in uravnoteženost vhodnih podatkov za sistem merjenja operativnega tveganja ustrezna ter vseskozi izražata naravo poslovne dejavnosti, strategije in organizacije institucije ter njeno izpostavljenost operativnemu tveganju.
AMA used to support the operational risk management of the institution
Pristop AMA, ki se uporablja za podporo upravljanju operativnega tveganja institucije
Competent authorities shall assess that an institution uses the AMA to support its operational risk management, by confirming at least the following:
Pristojni organi ocenijo, ali institucija uporablja pristop AMA za podporo svojemu upravljanju operativnega tveganja, tako, da potrdijo vsaj naslednje:
that the operational risk measurement system is effectively used for the regular and prompt reporting of consistent information that accurately reflects the nature of the business and the operational risk profile of the institution;
da se sistem merjenja operativnega tveganja učinkovito uporablja za redno in takojšnje sporočanje doslednih informacij, ki natančno odražajo naravo poslovne dejavnosti in profil operativne tveganosti institucije;
that the institution takes remedial actions to improve internal processes upon receipt of information about findings from the operational risk measurement system.
da institucija sprejme popravne ukrepe za izboljšanje notranjih procesov po prejemu informacij o ugotovitvah iz sistema merjenja operativnega tveganja.
AMA used to enhance the operational risk organization and control of the institution
Pristop AMA, ki se uporablja za izboljšanje organizacije in nadzora operativnega tveganja institucije
Competent authorities shall assess that an institution uses the AMA to further enhance its operational risk organization and control, by confirming at least the following:
Pristojni organi ocenijo, ali institucija uporablja pristop AMA za dodatno izboljšanje organizacije in nadzora operativnega tveganja, tako, da potrdijo vsaj naslednje:
that the institution's definition of operational risk tolerance and its associated operational risk management objectives and activities are clearly communicated within the institution;
da so o opredelitvi dovoljenega operativnega tveganja institucije ter z njim povezanih ciljev in dejavnosti v zvezi z upravljanjem operativnega tveganja jasno obveščeni vsi v instituciji;
that the relationship between the institution's business strategy and its operational risk management, including with regard to the approval of new products, systems and processes, is clearly communicated within the institution;
da so o razmerju med poslovno strategijo institucije in njenim upravljanjem operativnega tveganja, tudi kar zadeva odobritev novih produktov, sistemov in procesov, jasno obveščeni vsi v instituciji;
that the operational risk measurement system increases transparency, risk awareness and operational risk management expertise and creates incentives to improve the management of operational risk throughout the institution;
da sistem merjenja operativnega tveganja povečuje preglednost, ozaveščenost o tveganju in strokovno znanje na področju upravljanja operativnega tveganja ter ustvarja spodbude za izboljšanje upravljanja operativnega tveganja v celotni instituciji;
that the inputs and the outputs of the operational risk measurement system are used in relevant decisions and plans, including in the institution's action plans, business continuity plans, internal audit working plans, capital assignment decisions, insurance plans and budgeting decisions.
da se vhodni in izhodni podatki sistema merjenja operativnega tveganja uporabljajo pri ustreznih odločitvah in načrtih, tudi v akcijskih načrtih, načrtih neprekinjenega poslovanja, delovnih načrtih notranje revizije, odločitvah o dodelitvi kapitala, zavarovalnih shemah in proračunskih odločitvah institucije.
Comparison of the AMA with the less sophisticated approaches
Primerjava pristopa AMA z manj izpopolnjenimi pristopi
Competent authorities shall assess that an institution demonstrates the stability and robustness of the AMA output by confirming at least the following:
Pristojni organi ocenijo, ali institucija izkazuje stabilnost in zanesljivost rezultatov pristopa AMA, tako, da potrdijo vsaj naslednje:
that before granting the permission to use the AMA for regulatory purposes, the institution calculated its own funds requirements for operational risk under both the AMA and the less sophisticated approach previously applicable to it, and that it performed that calculation:
da je institucija pred izdajo dovoljenja za uporabo pristopa AMA za regulativne namene izračunala svoje kapitalske zahteve za operativno tveganje v okviru pristopa AMA in manj izpopolnjenega pristopa, ki ga je prej uporabljala, ter da je:
on a reasonably regular basis, and at least quarterly;
ta izračun izvajala dokaj redno in vsaj četrtletno;
covering all relevant legal entities that would use the AMA at the date of the initial implementation;
v izračun zajela vse zadevne pravne subjekte, ki bodo uporabljali pristop AMA na datum začetnega izvajanja;
covering all the operational risks that would be covered by the AMA at the date of the initial implementation.
v izračun zajela vsa operativna tveganja, ki bi bila zajeta v pristopu AMA na datum začetnega izvajanja;
that the institution complies with at least the following:
da institucija izpolnjuje vsaj naslednje zahteve:
the operational risk management process and the operational risk measurement system have been developed and tested;
proces upravljanja operativnega tveganja in sistem merjenja operativnega tveganja sta bila razvita in preskušena;
any problems have been resolved and the system and attendant process have been fine-tuned;
morebitne težave so bile odpravljene, sistem in z njim povezan proces pa sta bila izpopolnjena;
it has ensured that the operational risk measurement system generates results which conform to the institution's expectations, including taking account of information from both the institution's existing and previous systems;
zagotavlja, da sistem merjenja operativnega tveganja prinaša rezultate, ki so skladni s pričakovanji institucije, vključno z upoštevanjem informacij iz obstoječega in prejšnjega sistema institucije;
it has demonstrated it can quickly vary model parameters to understand the impact of changed assumptions with minimal systems adjustments or manual interventions;
dokazala je, da lahko hitro spreminja parametre modela za upoštevanje vpliva spremenjenih predpostavk z minimalnimi prilagoditvami sistemov ali ročnimi posegi;
it is able to make appropriate capital adjustments to the own funds requirements before the first ‘live use’ of the AMA;
lahko kapital ustrezno prilagodi kapitalskim zahtevam pred prvo uporabo pristopa AMA v praksi;
it has demonstrated over a reasonable period that the new systems and reporting processes are robust and generate management information that the institution can use to identify and manage operational risk.
v razumnem obdobju je dokazala, da so novi sistemi in procesi poročanja zanesljivi ter da dajejo informacije o upravljanju, ki jih lahko institucija uporablja za prepoznavanje in upravljanje operativnega tveganja.
For the purposes of point (a), the assessment of the calculation performed shall cover at least two consecutive quarters.
Za namene točke (a) ocena opravljenega izračuna zajema vsaj dve zaporedni četrtletji.
Competent authorities may grant permission to use the AMA where the institution demonstrates its continuous comparison of the calculation of its own funds requirements for operational risk under the AMA against the less sophisticated approach previously applicable to it, for one year after the permission is granted.
Pristojni organi lahko izdajo dovoljenje za uporabo pristopa AMA, če institucija dokaže, da je eno leto po izdaji dovoljenja stalno primerjala izračun svojih kapitalskih zahtev za operativno tveganje v okviru pristopa AMA z manj izpopolnjenim pristopom, ki ga je prej uporabljala.
Audit and internal validation
Revizija in notranja validacija
Audit and internal validation functioning
Funkciji revizije in notranje validacije
Competent authorities shall assess the degree to which an institution's audit and internal validation functions confirm that the operational risk management and measurement processes implemented for AMA purposes are reliable and effective in managing and measuring operational risk within the organization by verifying at least the following:
Pristojni organi ocenijo, v kolikšni meri funkciji revizije in notranje validacije institucije potrjujeta, da so procesi upravljanja in merjenja operativnega tveganja, ki se izvajajo za namene pristopa AMA, zanesljivi in učinkoviti pri upravljanju in merjenju operativnega tveganja v organizaciji, tako, da preverijo vsaj naslednje:
that the internal validation function provides a reasoned and well-informed opinion on whether the operational risk measurement system works as predicted, and that the outcome of the model is suitable for its various internal and supervisory purposes, at least on annual basis;
da funkcija notranje validacije vsaj enkrat letno predloži obrazloženo mnenje, ki temelji na informacijah, o tem, ali sistem merjenja operativnega tveganja deluje, kot je bilo predvideno, in ali je rezultat modela primeren za različne notranje in nadzorne namene;