natgillin/translations-raw huggingface dataset:
“custodian wallet provider” means an entity that provides services to safeguard private cryptographic keys on behalf of its customers, to hold, store and transfer virtual currencies.’;
Komisija poročilo iz odstavka 1 da na voljo državam članicam in pooblaščenim subjektom za pomoč pri prepoznavanju, razumevanju, obvladovanju in blažitvi tveganja pranja denarja in financiranja terorizma ter z namenom, da bi drugi deležniki, vključno z nacionalnimi zakonodajalci, Evropskim parlamentom, evropskimi nadzornimi organi ter predstavniki FIU, bolje razumeli tveganja.
Article 6 is amended as follows:
Poročila se objavijo najpozneje šest mesecev po tem, ko je dano na voljo državam članicam, razen tistih elementov iz poročil, ki vsebujejo zaupne informacije.“;
in paragraph (2), points (b) and (c) are replaced by the following:
člen 7 se spremeni:
the risks associated with each relevant sector including, where available, estimates of the monetary volumes of money laundering provided by Eurostat for each of those sectors;
v odstavku 4 se dodata naslednji točki:
the most widespread means used by criminals to launder illicit proceeds, including, where available, those particularly used in transactions between Member States and third countries, independently of the identification of a third country as high-risk pursuant to Article 9(2).’;
poroča o institucionalni strukturi in splošnih postopkih svoje ureditve AML/CFT, med drugim tudi o FIU, davčnih organih in tožilstvih ter dodeljenih človeških in finančnih virih, kolikor so te informacije na voljo;
paragraph (3) is replaced by the following:
poroča o nacionalnih prizadevanjih in virih (delovna sila in proračun), namenjenih boju proti pranju denarja in financiranju terorizma.“;
The Commission shall make the report referred to in paragraph 1 available to Member States and obliged entities in order to assist them to identify, understand, manage and mitigate the risk of money laundering and terrorist financing, and to allow other stakeholders, including national legislators, the European Parliament, the European Supervisory Authorities (ESAs), and representatives from FIUs, to better understand the risks.
odstavek 5 se nadomesti z naslednjim:
Reports shall be made public at the latest six months after having been made available to Member States, except for the elements of the reports which contain classified information.’;
Države članice dajo rezultate svojih ocen tveganj, skupaj z njihovimi posodobitvami, na voljo Komisiji, evropskim nadzornim organom in drugim državam članicam.
Article 7 is amended as follows:
Druge države članice lahko po potrebi predložijo ustrezne dodatne informacije državi članici, ki izvaja oceno tveganja.
in paragraph (4), the following points are added:
Povzetek ocene je javno dostopen.
report the institutional structure and broad procedures of their AML/CFT regime, including, inter alia, the FIU, tax authorities and prosecutors, as well as the allocated human and financial resources to the extent that this information is available;
Ta povzetek ne vsebuje zaupnih informacij.“;
report on national efforts and resources (labour forces and budget) allocated to combat money laundering and terrorist financing.’;
člen 9 se spremeni:
paragraph 5 is replaced by the following:
odstavek 2 se nadomesti z naslednjim:
Member States shall make the results of their risk assessments, including their updates, available to the Commission, the ESAs and the other Member States.
Na Komisijo se prenese pooblastilo za sprejemanje delegiranih aktov v skladu s členom 64 za opredelitev tretjih držav z visokim tveganjem, pri čemer se upoštevajo strateške pomanjkljivosti, zlasti na naslednjih področjih:
Other Member States may provide relevant additional information, where appropriate, to the Member State carrying out the risk assessment.
pravni in institucionalni okvir AML/CFT tretje države, zlasti:
A summary of the assessment shall be made publicly available.
inkriminacija pranja denarja in financiranja terorizma;
That summary shall not contain classified information.’;
ukrepi v zvezi s skrbnim preverjanjem strank;
Article 9 is amended as follows:
zahteve v zvezi z vodenjem evidenc;
paragraph 2 is replaced by the following:
zahteve za poročanje o sumljivih transakcijah;
The Commission is empowered to adopt delegated acts in accordance with Article 64 in order to identify high-risk third countries, taking into account strategic deficiencies in particular in the following areas:
razpoložljivost natančnih in pravočasnih informacij o dejanskem lastništvu pravnih oseb in ureditev za pristojne organe;
the legal and institutional AML/CFT framework of the third country, in particular:
pooblastila in postopki pristojnih organov tretje države za boj proti pranju denarja in financiranju terorizma, ki vključujejo ustrezno učinkovite, sorazmerne in odvračilne sankcije, pa tudi prakso tretje države pri sodelovanju in izmenjavi informacij s pristojnimi organi držav članic;
the criminalisation of money laundering and terrorist financing;
učinkovitost sistema AML/CFT tretje države pri obravnavi tveganj pranja denarja ali financiranja terorizma.“;
measures relating to customer due diligence;
odstavek 4 se nadomesti z naslednjim:
requirements relating to record-keeping;
Komisija pri pripravi delegiranih aktov iz odstavka 2 upošteva ustrezna vrednotenja, ocene ali poročila, ki jih pripravijo mednarodne organizacije in organi za določanje standardov s pristojnostmi na področju preprečevanja pranja denarja in boja proti financiranju terorizma.“;
requirements to report suspicious transactions;
v členu 10 se odstavek 1 nadomesti z naslednjim:
the availability of accurate and timely information of the beneficial ownership of legal persons and arrangements to competent authorities;
Države članice svojim kreditnim institucijam in finančnim institucijam prepovejo vodenje anonimnih računov, anonimnih bančnih hranilnih knjižic ali anonimnih sefov.
the powers and procedures of the third country’s competent authorities for the purposes of combating money laundering and terrorist financing including appropriately effective, proportionate and dissuasive sanctions, as well as the third country’s practice in cooperation and exchange of information with Member States’ competent authorities;
Države članice v vsakem primeru zahtevajo, da se za imetnike in upravičence obstoječih anonimnih bančnih računov, anonimnih bančnih hranilnih knjižic in anonimnih sefov uporabijo ukrepi skrbnega preverjanja strank do 10. januarja 2019, v vsakem primeru pa pred kakršno koli uporabo takšnih računov, hranilnih knjižic ali sefov.“;
the effectiveness of the third country’s AML/CFT system in addressing money laundering or terrorist financing risks.’;
člen 12 se spremeni:
paragraph 4 is replaced by the following:
odstavek 1 se spremeni:
The Commission, when drawing up the delegated acts referred to in paragraph 2, shall take into account relevant evaluations, assessments or reports drawn up by international organisations and standard setters with competence in the field of preventing money laundering and combating terrorist financing.’;
v prvem pododstavku se točki (a) in (b) nadomestita z naslednjim:
in Article 10, paragraph 1 is replaced by the following:
plačilnega instrumenta ni mogoče ponovno napolniti ali pa ima mesečno omejitev plačilnih transakcij v vrednosti največ 150 EUR, ki se lahko porabi le v tej državi članici;
Member States shall prohibit their credit institutions and financial institutions from keeping anonymous accounts, anonymous passbooks or anonymous safe-deposit boxes.
najvišji elektronsko shranjeni znesek ne presega 150 EUR;“;
Member States shall, in any event, require that the owners and beneficiaries of existing anonymous accounts, anonymous passbooks or anonymous safe-deposit boxes be subject to customer due diligence measures no later than 10 January 2019 and in any event before such accounts, passbooks or deposit boxes are used in any way.’;
drugi pododstavek se črta;
Article 12 is amended as follows:
Države članice zagotovijo, da se odstopanje iz odstavka 1 tega člena ne uporablja v primeru unovčenja gotovine ali dviga gotovine v denarni vrednosti elektronskega denarja, kadar unovčeni znesek presega 50 EUR, ali v primeru plačilnih transakcij na daljavo, kot so opredeljene v točki 6 člena 4 Direktive (EU) 2015/2366 Evropskega parlamenta in Sveta, kadar plačani znesek presega 50 EUR na transakcijo.
paragraph 1 is amended as follows:
doda se naslednji odstavek:
in the first subparagraph, points (a) and (b) are replaced by the following:
Države članice zagotovijo, da kreditne institucije in finančne institucije, ki delujejo kot pridobitelji, sprejemajo le plačila, opravljena z anonimnimi predplačniškimi karticami, ki so izdane v tretjih državah, kadar te kartice izpolnjujejo zahteve, ki so enakovredne tistim, določenim v odstavkih 1 in 2.
the payment instrument is not reloadable, or has a maximum monthly payment transactions limit of EUR 150 which can be used only in that Member State;
Države članice se lahko odločijo, da na svojem ozemlju ne bodo sprejele plačil, opravljenih z anonimnimi predplačniškimi karticami.“;
the maximum amount stored electronically does not exceed EUR 150;’;
člen 13(1) se spremeni:
the second subparagraph is deleted;
identifikacijo stranke in preverjanje identitete stranke na podlagi dokumentov, podatkov ali informacij, pridobljenih od zanesljivega in neodvisnega vira, vključno, kadar so na voljo, s sredstvi elektronske identifikacije, ustreznimi storitvami zaupanja, kot je opredeljeno v Uredbi (EU) št. 910/2014 Evropskega parlamenta in Sveta, ali s kakršnimi koli drugimi varnimi, daljinsko upravljanimi ali elektronskimi postopki za identifikacijo, ki jih urejajo, priznajo, odobrijo ali sprejmejo ustrezni nacionalni organi;
Member States shall ensure that the derogation provided for in paragraph 1 of this Article is not applicable in the case of redemption in cash or cash withdrawal of the monetary value of the electronic money where the amount redeemed exceeds EUR 50, or in the case of remote payment transactions as defined in point (6) of Article 4 of the Directive (EU) 2015/2366 of the European Parliament and of the Council where the amount paid exceeds EUR 50 per transaction.
na koncu točke (b) se doda naslednji stavek:
the following paragraph is added:
„Kadar je ugotovljeno, da je dejanski lastnik na višjem vodstvenem položaju iz člena 3(6)(a)(ii), pooblaščeni subjekti sprejmejo potrebne razumne ukrepe, da preverijo identiteto fizične osebe na višjem vodstvenem položaju in vodijo evidenco sprejetih ukrepov ter morebitnih težav, ki so se pojavile med postopkom preverjanja.“;
Member States shall ensure that credit institutions and financial institutions acting as acquirers only accept payments carried out with anonymous prepaid cards issued in third countries where such cards meet requirements equivalent to those set out in paragraphs 1 and 2.
člen 14 se spremeni:
Member States may decide not to accept on their territory payments carried out by using anonymous prepaid cards.’;
v odstavku 1 se doda naslednji stavek:
Article 13(1) is amended as follows:
„Ob začetku novega poslovnega odnosa z gospodarskim ali drugim pravnim subjektom, skladom ali pravno ureditvijo, ki je po strukturi ali funkcijah podobna skladom (v nadaljnjem besedilu: podobna pravna ureditev), za katero je treba na podlagi člena 30 ali 31 registrirati informacije o dejanskem lastništvu, pooblaščeni subjekti zbirajo dokazila o registraciji ali izvlečke iz registra.“;
identifying the customer and verifying the customer’s identity on the basis of documents, data or information obtained from a reliable and independent source, including, where available, electronic identification means, relevant trust services as set out in Regulation (EU) No 910/2014 of the European Parliament and of the Council or any other secure, remote or electronic identification process regulated, recognised, approved or accepted by the relevant national authorities;
Države članice zahtevajo, da pooblaščeni subjekti ukrepe skrbnega preverjanja strank uporabljajo ne le za vse nove stranke, ampak v primernem času in z upoštevanjem tveganja tudi za obstoječe stranke, oziroma kadar pride do spremembe relevantnih okoliščin stranke ali kadar ima pooblaščeni subjekt v zadevnem koledarskem letu zakonsko dolžnost stopiti v stik s stranko za namene pregleda morebitnih relevantnih informacij o dejanskem lastniku oziroma dejanskih lastnikih, ali če je pooblaščeni subjekt imel to dolžnost v skladu z Direktivo Sveta 2011/16/EU.
at the end of point (b), the following sentence is added:
člen 18 se spremeni:
‘Where the beneficial owner identified is the senior managing official as referred to in Article 3(6)(a) (ii), obliged entities shall take the necessary reasonable measures to verify the identity of the natural person who holds the position of senior managing official and shall keep records of the actions taken as well as any difficulties encountered during the verification process.’;
odstavek 1 se nadomesti z naslednjim:
Article 14 is amended as follows:
„V primerih iz členov 18a do 24 in drugih primerih večjega tveganja, ki jih ugotovijo države članice ali pooblaščeni subjekti, države članice od pooblaščenih subjektov zahtevajo, da za ustrezno obvladovanje in blažitev navedenih tveganj uporabljajo ukrepe okrepljenega skrbnega preverjanja strank.“;
in paragraph 1, the following sentence is added:
Države članice od pooblaščenih subjektov zahtevajo, da raziščejo, kolikor je to razumno mogoče, ozadje in namen vseh transakcij, ki izpolnjujejo vsaj enega od naslednjih pogojev:
‘Whenever entering into a new business relationship with a corporate or other legal entity, or a trust or a legal arrangement having a structure or functions similar to trusts (“similar legal arrangement”) which are subject to the registration of beneficial ownership information pursuant to Article 30 or 31, the obliged entities shall collect proof of registration or an excerpt of the register.’;
so kompleksne transakcije;
Member States shall require that obliged entities apply the customer due diligence measures not only to all new customers but also at appropriate times to existing customers on a risk-sensitive basis, or when the relevant circumstances of a customer change, or when the obliged entity has any legal duty in the course of the relevant calendar year to contact the customer for the purpose of reviewing any relevant information relating to the beneficial owner(s), or if the obliged entity has had this duty under Council Directive 2011/16/EU.
so nenavadno velike transakcije;
Article 18 is amended as follows:
se izvajajo v nenavadnem vzorcu;
in paragraph 1, the first subparagraph is replaced by the following:
nimajo očitnega gospodarskega ali zakonitega namena.
‘In the cases referred to in Articles 18a to 24, as well as in other cases of higher risk that are identified by Member States or obliged entities, Member States shall require obliged entities to apply enhanced customer due diligence measures to manage and mitigate those risks appropriately.’;
Pooblaščeni subjekti zlasti okrepijo stopnjo in naravo spremljanja poslovnega odnosa, da ugotovijo, ali so te transakcije ali dejavnosti videti sumljive.“;
Member States shall require obliged entities to examine, as far as reasonably possible, the background and purpose of all transactions that fulfil at least one of the following conditions:
vstavi se naslednji člen:
they are complex transactions;
„Člen 18a
they are unusually large transactions;
Države članice v zvezi s poslovnimi odnosi ali transakcijami, ki vključujejo tretje države z visokim tveganjem, opredeljene na podlagi člena 9(2), od pooblaščenih subjektov zahtevajo, da izvajajo vsaj naslednje ukrepe okrepljenega skrbnega preverjanja strank:
they are conducted in an unusual pattern;
pridobivanje dodatnih informacij o stranki in dejanskem lastniku oziroma dejanskih lastnikih;
they do not have an apparent economic or lawful purpose.
pridobivanje dodatnih informacij o predvideni naravi poslovnega odnosa;
In particular, obliged entities shall increase the degree and nature of monitoring of the business relationship, in order to determine whether those transactions or activities appear suspicious.’;
pridobivanje informacij o viru sredstev in viru premoženja stranke ter dejanskega lastnika oziroma dejanskih lastnikov;
The following Article is inserted:
pridobivanje informacij o razlogih za predvidene ali opravljene transakcije;
‘Article 18a
pridobivanje dovoljenja višjega vodstva za vzpostavitev ali nadaljevanje poslovnega odnosa;
With respect to business relationships or transactions involving high-risk third countries identified pursuant to Article 9(2), Member States shall require obliged entities to apply the following enhanced customer due diligence measures:
izvajanje okrepljenega spremljanja poslovnega odnosa s povečanjem pogostosti in podaljšanjem časa nadzora ter opredeljevanje transakcijskih vzorcev, ki jih je potrebno nadalje preučiti.
obtaining additional information on the customer and on the beneficial owner(s);
Države članice od pooblaščenih subjektov lahko zahtevajo, da zagotovijo, kjer je to primerno, da se prvo plačilo opravi prek računa na ime stranke pri kreditni instituciji, ki je predmet standardov skrbnega preverjanja strank, ki niso manj zanesljivi kot tisti, določeni s to direktivo.
obtaining additional information on the intended nature of the business relationship;
Poleg ukrepov, ki so določeni v odstavku 1 in so v skladu z mednarodnimi obveznostmi Unije, države članice od pooblaščenih subjektov zahtevajo, kjer je to primerno, da pri obravnavi oseb in pravnih subjektov, ki izvajajo transakcije, ki vključujejo tretje države z visokim tveganjem, opredeljene na podlagi člena 9(2), uporabijo enega ali več dodatnih blažilnih ukrepov.
obtaining information on the source of funds and source of wealth of the customer and of the beneficial owner(s);
Te ukrepe sestavljajo en ali več od naslednjega:
obtaining information on the reasons for the intended or performed transactions;
uporaba dodatnih elementov okrepljenega skrbnega preverjanja;
obtaining the approval of senior management for establishing or continuing the business relationship;
uvedba okrepljenih ustreznih mehanizmov za poročanje ali sistematičnega poročanja o finančnih transakcijah;
conducting enhanced monitoring of the business relationship by increasing the number and timing of controls applied, and selecting patterns of transactions that need further examination.
omejitev poslovnih odnosov ali transakcij s fizičnimi osebami ali pravnimi subjekti iz tretjih držav z visokim tveganjem, opredeljenih na podlagi člena 9(2);
Member States may require obliged entities to ensure, where applicable, that the first payment be carried out through an account in the customer’s name with a credit institution subject to customer due diligence standards that are not less robust than those laid down in this Directive.
Poleg ukrepov iz odstavka 1 države članice v skladu z mednarodnimi obveznostmi Unije izvajajo, kjer je to primerno, za tretje države z visokim tveganjem, opredeljene na podlagi člena 9(2), enega ali več od naslednjih ukrepov:
In addition to the measures provided in paragraph 1 and in compliance with the Union’s international obligations, Member States shall require obliged entities to apply, where applicable, one or more additional mitigating measures to persons and legal entities carrying out transactions involving high-risk third countries identified pursuant to Article 9(2).
zavračanje ustanovitve hčerinskih družb, podružnic ali predstavništev pooblaščenih subjektov iz zadevne države oziroma kakršno koli drugačno upoštevanje dejstva, da je zadevni pooblaščeni subjekt iz države, ki nima ustreznih ureditev AML/CFT;
Those measures shall consist of one or more of the following:
prepoved pooblaščenim subjektom, da ustanovijo podružnice ali predstavništva v zadevni državi, oziroma kakršno koli drugačno upoštevanje dejstva, da bi zadevne podružnice ali predstavništva obstajala v državi, ki nima ustreznih ureditev AML/CFT;
the application of additional elements of enhanced due diligence;
zahtevanje okrepljenega nadzorstvenega pregleda ali okrepljene zunanje revizije za podružnice in hčerinske družbe pooblaščenih subjektov, ki se nahajajo v zadevni državi;
the introduction of enhanced relevant reporting mechanisms or systematic reporting of financial transactions;
zahtevanje okrepljene zunanje revizije za finančne skupine v zvezi s katero koli od njihovih podružnic in hčerinskih družb, ki se nahajajo v zadevni državi;
the limitation of business relationships or transactions with natural persons or legal entities from the third countries identified as high risk countries pursuant to Article 9(2).
zahtevanje, da kreditne in finančne institucije pregledajo in spremenijo oziroma po potrebi prekinejo korespondenčne odnose z respondenčnimi institucijami v zadevni državi.
In addition to the measures provided in paragraph 1, Member States shall apply, where applicable, one or several of the following measures with regard to high-risk third countries identified pursuant to Article 9(2) in compliance with the Union’s international obligations:
Pri sprejetju in izvajanju ukrepov iz odstavkov 2 in 3 in v zvezi s tveganji, ki jih predstavljajo posamezne tretje države, države članice po potrebi upoštevajo ustrezna vrednotenja, ocene ali poročila, ki jih pripravijo mednarodne organizacije in organi za določanje standardov s pristojnostmi na področju preprečevanja pranja denarja in boja proti financiranja terorizma.
refusing the establishment of subsidiaries or branches or representative offices of obliged entities from the country concerned, or otherwise taking into account the fact that the relevant obliged entity is from a country that does not have adequate AML/CFT regimes;
Države članice Komisijo uradno obvestijo, preden sprejmejo ali pričnejo izvajati ukrepe, določene v odstavkih 2 in 3.“;
prohibiting obliged entities from establishing branches or representative offices in the country concerned, or otherwise taking into account the fact that the relevant branch or representative office would be in a country that does not have adequate AML/CFT regimes;
v členu 19 se uvodni del nadomesti z naslednjim:
requiring increased supervisory examination or increased external audit requirements for branches and subsidiaries of obliged entities located in the country concerned;
„V zvezi s čezmejnimi korespondenčnimi odnosi, ki vsebujejo izvrševanje plačil z respondenčno institucijo iz tretje države, države članice poleg ukrepov skrbnega preverjanja strank, določenih v členu 13, od svojih kreditnih institucij in finančnih institucij zahtevajo, da na začetku novega poslovnega odnosa:“;
requiring increased external audit requirements for financial groups with respect to any of their branches and subsidiaries located in the country concerned;
„Člen 20a
requiring credit and financial institutions to review and amend, or if necessary terminate, correspondent relationships with respondent institutions in the country concerned.
Vsaka država članica izda in posodablja seznam z natančno navedbo funkcij, ki so v skladu z nacionalnimi zakoni in drugimi predpisi kvalificirane kot pomembne javne funkcije za namene točke 9 člena 3.
When enacting or applying the measures set out in paragraphs 2 and 3, Member States shall take into account, as appropriate relevant evaluations, assessments or reports drawn up by international organisations and standard setters with competence in the field of preventing money laundering and combating terrorist financing, in relation to the risks posed by individual third countries.
Države članice zaprosijo vsako mednarodno organizacijo, akreditirano na njihovem ozemlju, da izda in posodablja seznam pomembnih javnih funkcij v tej mednarodni organizaciji za namene točke 9 člena 3.
Member States shall notify the Commission before enacting or applying the measures set out in paragraphs 2 and 3.’;
Ti seznami se pošljejo Komisiji in se jih lahko objavi.
in Article 19, the introductory part is replaced by the following:
Komisija sestavi in posodablja seznam z natančno navedbo funkcij, ki so kvalificirane kot pomembne javne funkcije na ravni institucij in organov Unije.