natgillin/translations-raw huggingface dataset:
for items denominated in the reporting currency where the aggregate amount of liabilities denominated in currencies other than the reporting currency equals or exceeds 5 % of the credit institution's total liabilities, excluding regulatory capital and off-balance-sheet items, credit institutions shall separately calculate and monitor their liquidity coverage ratio in the reporting currency.
za postavke, denominirane v valuti poročanja, kadar je skupni znesek obveznosti, denominiranih v valutah, ki niso valuta poročanja, enak ali presega 5 % skupnih obveznosti kreditne institucije, brez regulativnega kapitala in zunajbilančnih postavk, kreditne institucije ločeno izračunajo in spremljajo svoj količnik likvidnostnega kritja v valuti poročanja.
Credit institutions shall report to their competent authority the liquidity coverage ratio in accordance with Commission Implementing Regulation (EU) No 680/2014.’;
Kreditne institucije poročajo svojemu pristojnemu organu o količniku likvidnostnega kritja v skladu z Izvedbeno uredbo Komisije (EU) št. 680/2014.“;
Credit institutions shall not double-count liquid assets, inflows and outflows.’;
Kreditne institucije likvidnih sredstev, prilivov in odlivov ne štejejo dvojno.“;
The assets shall be a property, right, entitlement, or interest, that is held by the credit institution, or included in a pool as referred to in point (a), and is free from any encumbrance.
Sredstva so premoženje, pravice, upravičenja ali deleži, ki jih ima kreditna institucija ali so vključeni v skupino iz točke (a), ki niso obremenjeni.
For those purposes, an asset shall be deemed to be unencumbered where it is not subject to any legal, contractual, regulatory or other restriction preventing the credit institution from liquidating, selling, transferring, assigning or, generally, disposing of the asset via an outright sale or a repurchase agreement within the following 30 calendar days.
Za te namene se za sredstvo šteje, da ni obremenjeno, če zanj ne veljajo nobene pravne, pogodbene, regulativne ali druge omejitve, ki bi kreditni instituciji preprečevale unovčitev, prodajo, prenos, dodelitev ali na splošno odtujitev sredstva z dokončno prodajo ali z repo poslom v naslednjih 30 koledarskih dneh.
The following assets shall be deemed to be unencumbered:
Za neobremenjena sredstva se štejejo naslednja sredstva:
assets included in a pool which are available for immediate use as collateral to obtain additional funding under committed but not yet funded credit lines available to the credit institution or, if the pool is operated by a central bank, under uncommitted and not yet funded credit lines available to the credit institution.
sredstva, vključena v skupino, ki so na voljo za takojšno uporabo kot zavarovanje s premoženjem za pridobitev dodatnega financiranja na podlagi odobrenih kreditnih linij, ki jih ima na voljo kreditna institucija, ki pa še niso financirane, ali, če skupino upravlja centralna banka, na podlagi neodobrenih kreditnih linij, ki jih ima na voljo kreditna institucija, ki še niso financirane.
This point shall include assets placed by a credit institution with the central institution in a cooperative network or institutional protection scheme.
Ta točka vključuje sredstva, ki jih ima kreditna institucija pri kreditni instituciji v zadružni mreži ali institucionalni shemi za zaščito vlog.
Credit institutions shall assume that assets in the pool are encumbered in order of increasing liquidity on the basis of the liquidity classification set out in Chapter 2, starting with assets ineligible for the liquidity buffer;
Kreditne institucije predpostavljajo, da so sredstva v skupini obremenjena, da se poveča likvidnost na podlagi razvrstitve likvidnosti iz poglavja 2, pri čemer začnejo s sredstvi, ki niso primerna za likvidnostni blažilnik;
assets that the credit institution has received as collateral for credit risk mitigation purposes in reverse repo or securities financing transactions and that the credit institution may dispose of.’;
sredstva, ki jih je kreditna institucija prejela kot zavarovanje s premoženjem za namene zmanjševanja kreditnega tveganja pri repo poslih ali financiranja z vrednostnimi papirji, ter ki jih kreditna institucija lahko odtuji.“
paragraph 4 is amended as follows:
odstavek 4 se spremeni:
another credit institution, unless one or more of the following conditions is met:
druga kreditna institucija, razen če je izpolnjen en ali več od naslednjih pogojev:
the issuer is a public sector entity referred to in point (c) of Article 10(1) or in point (a) or (b) of Article 11(1);
izdajatelj je subjekt javnega sektorja iz točke (c) člena 10(1) ali točke (a) ali (b) člena 11(1);
the asset is a covered bond referred to in point (f) of Article 10(1) or in point (c) or (d) of Article 11(1) or in point (e) of Article 12(1);
sredstvo je krita obveznica iz točke (f) člena 10(1) ali točke (c) ali (d) člena 11(1) ali točke (e) člena 12(1);
the asset belongs to the category described in point (e) of Article 10(1);’;
sredstvo spada v kategorijo, ki je opisana v točki (e) člena 10(1);“;
any other entity that performs one or more of the activities listed in Annex I to Directive 2013/36/EU as its main business.
kateri koli drug subjekt, ki kot svojo glavno poslovno dejavnost opravlja eno ali več dejavnosti, navedenih v Prilogi I k Direktivi 2013/36/EU.
For the purposes of this Article, SSPEs shall be deemed not included within the entities referred to in this point.’;
Za namene tega člena se za SSPE šteje, da ne spadajo med subjekte iz te točke.“
in paragraph 7, the following point (aa) is inserted:
v odstavek 7 se vstavi naslednja točka (aa):
the exposures to central governments referred to in point (d) of Article 10(1);’;
izpostavljenosti do enot centralne ravni države iz točke (d) člena 10(1);“;
in paragraph 1, in point (a) of the second subparagraph, point (ii) is replaced by the following:
v odstavku 1 se v točki (a) drugega pododstavka točka (ii) nadomesti z naslednjim:
the exposures to central banks referred to in points (b) and (d) of Article 10(1);’;
izpostavljenosti do centralnih bank iz točk (b) in (d) člena 10(1);“;
putting in place internal systems and controls to give the liquidity management function effective operational control to monetise the holdings of liquid assets at any point in the 30 calendar day stress period and to access the contingent funds without directly conflicting with any existing business or risk management strategies.
vzpostavijo se notranji sistemi in kontrole, s katerimi se službi za upravljanje z likvidnostjo podeli dejanski operativni nadzor, da lahko unovči imetja likvidnih sredstev kadar koli v stresnem obdobju, ki traja 30 koledarskih dni, in za dostop do rezervnih finančnih sredstev, ne da bi to bilo neposredno v nasprotju s kakršnimi koli poslovnimi strategijami ali strategijami za upravljanje tveganja.
In particular, an asset shall not be included in the liquidity buffer where monetisation of the asset without replacement throughout the 30 calendar day stress period would remove a hedge that would create an open risk position in excess of the internal limits of the credit institution;’;
Zlasti se v likvidnostni blažilnik ne vključijo sredstva, katerih unovčitev bi v stresnem obdobju, ki traja 30 koledarskih dni, brez njihove nadomestitve privedla do ukinitve varovanja pred tveganjem, kar bi ustvarilo odprto pozicijo tveganja, ki bi presegla notranje omejitve kreditne institucije;“;
in point (b) of paragraph 1, point (iii) is replaced by the following:
v točki (b) odstavka 1 se točka (iii) nadomesti z naslednjim:
reserves held by the credit institution in a central bank referred to in point (i) or (ii) provided that the credit institution is permitted to withdraw such reserves at any time during stress periods and that the conditions for such withdrawal have been specified in an agreement between the competent authority of the credit institution and the central bank in which the reserves are held, or in the applicable rules of the third country.
rezerve, ki jih ima kreditna institucija v centralni banki iz točke (i) ali (ii), če je kreditni instituciji dovoljeno dvigniti take rezerve kadar koli v stresnih obdobjih in če so bili pogoji za tak dvig določeni v sporazumu med pristojnim organom kreditne institucije in centralno banko, v kateri so rezerve, ali v veljavnih predpisih zadevne tretje države.
For the purposes of this point, the following shall apply:
Za namene te točke velja naslednje:
where the reserves are held by a subsidiary credit institution, the conditions for the withdrawal shall be specified in an agreement between the Member State or third country competent authority of the subsidiary credit institution and the central bank in which the reserves are held, or in the applicable rules of the third country, as applicable,
če rezerve poseduje podrejena kreditna institucija, se pogoji za dvig določijo v sporazumu med pristojnim organom države članice ali tretje države podrejene kreditne institucije in centralno banko, v kateri so rezerve, ali v veljavnih predpisih zadevne tretje države, kot je ustrezno,
where the reserves are held by a branch, the conditions for the withdrawal shall be specified in an agreement between the competent authority of the Member State or third country where the branch is located and the central bank in which the reserves are held, or in the applicable rules of the third country, as applicable,’;
če rezerve poseduje podružnica, se pogoji za dvig določijo v sporazumu med pristojnim organom države članice ali tretje države, v kateri je podružnica, in centralno banko, v kateri so rezerve, ali v veljavnih predpisih zadevne tretje države, kot je ustrezno;“;
point (d) of paragraph 1 is replaced by the following:
točka (d) odstavka 1 se nadomesti z naslednjim:
the following assets:
naslednja sredstva:
assets representing claims on or guaranteed by the central government or central bank of a third country which is not assigned a credit assessment of credit quality step 1 by a nominated ECAI in accordance with Article 114(2) of Regulation (EU) No 575/2013;
sredstva, ki predstavljajo terjatve do enot centralne ravni države ali do centralnih bank tretjih držav, ali sredstva, za katera te jamčijo, ki jim imenovana ECAI ni dodelila bonitetne ocene vsaj kreditne kakovosti 1 v skladu s členom 114(2) Uredbe (EU) št. 575/2013;
reserves held by the credit institution in a central bank referred to in point (i), provided that the credit institution is permitted to withdraw those reserves at any time during stress periods and provided that the conditions for such withdrawal have been specified either in an agreement between the competent authorities of that third country and the central bank in which the reserves are held or in the applicable rules of that third country.
rezerve, ki jih ima kreditna institucija v centralni banki iz točke (i), če sme kreditna institucija dvigniti take rezerve kadar koli v stresnih obdobjih in če so bili pogoji za tak dvig določeni bodisi v sporazumu med pristojnimi organi zadevne tretje države in centralno banko, v kateri so rezerve, bodisi v veljavnih predpisih zadevne tretje države.
For the purposes of point (ii), the following shall apply:
Za namene točke (ii) velja naslednje:
where the reserves are held by a subsidiary credit institution, the conditions for the withdrawal shall be specified either in an agreement between the third country competent authority of the subsidiary credit institution and the central bank in which the reserves are held or in the applicable rules of the third country,
če poseduje rezerve podrejena kreditna institucija, se pogoji za dvig določijo bodisi v sporazumu med pristojnim organom države članice ali tretje države podrejene kreditne institucije in centralno banko, v kateri so rezerve, bodisi v veljavnih predpisih zadevne tretje države,
where the reserves are held by a branch, the conditions for the withdrawal shall be specified either in an agreement between the competent authority of the third country where the branch is located and the central bank in which the reserves are held or in the applicable rules of the third country.
če rezerve poseduje podružnica, se pogoji za dvig določijo bodisi v sporazumu med pristojnim organom tretje države, v kateri je podružnica, in centralno banko, v kateri so rezerve, bodisi v veljavnih predpisih zadevne tretje države.
The aggregate amount of assets falling within points (i) and (ii) of the first subparagraph and denominated in a given currency that the credit institution may recognise as level 1 assets shall not exceed the amount of the credit institution's stressed net liquidity outflows incurred in that same currency.
Skupni znesek sredstev iz točk (i) in (ii) prvega pododstavka, denominiranih v dani valuti, ki jih lahko kreditna institucija prizna kot sredstva stopnje 1, ne presega zneska neto likvidnostnih odlivov v stresnih razmerah kreditne institucije, ki nastanejo v tej isti valuti.
Moreover, where part or all of the assets falling within points (i) and (ii) of the first subparagraph are denominated in a currency which is not the domestic currency of the third country in question, the credit institution may only recognise those assets as level 1 assets up to an amount equal to the amount of the credit institution's stressed net liquidity outflows incurred in that foreign currency that corresponds to the credit institution's operations in the jurisdiction where the liquidity risk is being taken;’;
Poleg tega lahko kreditna institucija, kadar so sredstva, ki so v celoti ali deloma zajeta s točkama (i) in (ii) prvega pododstavka, denominirana v valuti, ki ni domača valuta zadevne tretje države, ta sredstva prizna za sredstva stopnje 1 samo do zneska, enakega neto likvidnostnim odlivom kreditne institucije v stresnih razmerah, ki nastanejo v navedeni tuji valuti, ki ustreza poslom kreditne institucije v jurisdikciji, v kateri se prevzema likvidnostno tveganje;“;
in point (f) of paragraph 1, point (ii) is replaced by the following:
v točki (f) odstavka 1 se točka (ii) nadomesti z naslednjim:
‘the exposures to institutions in the cover pool meet the conditions laid down in Article 129(1)(c) of Regulation (EU) No 575/2013 or, where the competent authority has granted the partial waiver referred to in the last subparagraph of Article 129(1) of Regulation (EU) No 575/2013, the conditions referred to in that subparagraph;’;
„izpostavljenosti do institucij v kritnem premoženju izpolnjujejo pogoje iz člena 129(1)(c) Uredbe (EU) št. 575/2013 ali, če pristojni organ odobri delno opustitev iz zadnjega pododstavka člena 129(1) Uredbe (EU) št. 575/2013, pogoje iz navedenega pododstavka;“;
The market value of extremely high quality covered bonds referred to in point (f) of paragraph 1 shall be subject to a haircut of at least 7 %.
Za tržno vrednost izjemno visokokakovostnih kritih obveznic iz točke (f) odstavka 1 velja vsaj 7-odstotni odbitek.
Except as specified in relation to shares and units in CIUs in points (b) and (c) of Article 15(2), no haircut shall be required on the value of the remaining level 1 assets.’;
Za vrednost preostalih sredstev stopnje 1 ni potreben odbitek, razen kot je določeno v zvezi z delnicami in enotami v KNP v točkah (b) in (c) člena 15(2).“;
in point (c) of paragraph 1, point (ii) is replaced by the following:
v točki (c) odstavka 1 se točka (ii) nadomesti z naslednjim:
the exposures to institutions in the cover pool meet the conditions laid down in Article 129(1)(c) of Regulation (EU) No 575/2013 or, where the competent authority has granted the partial waiver referred to in the last subparagraph of Article 129(1) of Regulation (EU) No 575/2013, the conditions referred to in that subparagraph;’;
izpostavljenosti do institucij v kritnem premoženju izpolnjujejo pogoje iz člena 129(1)(c) Uredbe (EU) št. 575/2013 ali, če pristojni organ odobri delno opustitev iz zadnjega pododstavka člena 129(1) Uredbe (EU) št. 575/2013, pogoje iz navedenega pododstavka;“;
in point (d) of paragraph 1, point (iv) is replaced by the following:
v točki (d) odstavka 1 se točka (iv) nadomesti z naslednjim:
Exposures in the form of asset-backed securities as referred to in Article 12(1)(a) shall qualify as level 2B securitisations where the following conditions are satisfied:
Izpostavljenosti v obliki vrednostnih papirjev s premoženjskim kritjem iz člena 12(1)(a) se štejejo za listinjenja stopnje 2B, če so izpolnjeni naslednji pogoji:
the designation ‘STS’ or ‘simple, transparent and standardised’, or a designation that refers directly or indirectly to those terms, is permitted to be used for the securitisation in accordance with Regulation (EU) 2017/2402 of the European Parliament and of the Council and is being so used;
za listinjenje se lahko uporablja in tudi se uporablja oznaka ‚STS‘ ali ‚enostavno, pregledno in standardizirano‘ ali oznaka, ki se neposredno ali posredno sklicuje na te izraze, v skladu z Uredbo (EU) 2017/2402 Evropskega parlamenta in Sveta;
the criteria laid down in paragraph 2 and paragraphs 10 to 13 of this Article are met.
izpolnjena so merila iz odstavka 2 in odstavkov 10 do 13 tega člena.
paragraph 2 is amended as follows:
odstavek 2 se spremeni:
points (a) and (b) are replaced by the following:
točki (a) in (b) se nadomestita z naslednjim:
‘the position has been assigned a credit assessment of credit quality step 1 by a nominated ECAI in accordance with Article 264 of Regulation (EU) No 575/2013 or the equivalent credit quality step in the event of a short-term credit assessment;’
„imenovana ECAI je poziciji v skladu s členom 264 Uredbe (EU) št. 575/2013 dodelila bonitetno oceno vsaj kreditne kakovosti 1 ali enakovredno stopnjo kreditne kakovosti v primeru kratkoročne bonitetne ocene;“;
‘the position is in the most senior tranche or tranches of the securitisation and possesses the highest level of seniority at all times during the ongoing life of the transaction.
„pozicija je v najbolj nadrejeni tranši ali tranšah listinjenja in ima vseskozi med trajanjem posla največjo prednost pri poplačilu.
For these purposes, a tranche shall be deemed to be the most senior where after the delivery of an enforcement notice and where applicable an acceleration notice, the tranche is not subordinated to other tranches of the same securitisation transaction or scheme in respect of receiving principal and interest payments, without taking into account amounts due under interest rate or currency derivative contracts, fees or other similar payments in accordance with Article 242(6) of Regulation (EU) No 575/2013;’;
Za te namene se tranša šteje za najbolj nadrejeno, če po obvestilu o izvršbi in, če je ustrezno, zahtevi po takojšnem plačilu tranša ni podrejena drugim tranšam istega posla ali sheme listinjenja glede prejemanja plačil iz glavnice in obresti, ne da bi se upoštevali zapadli zneski, nastali na osnovi pogodb o obrestnih ali valutnih izvedenih finančnih instrumentih, provizij ali podobnih drugih plačil v skladu s členom 242(6) Uredbe (EU) št. 575/2013;“;
points (c) to (f) and points (h) to (k) are deleted;
točke (c) do (f) in točke (h) do (k) se črtajo;
point (g) is amended as follows:
točka (g) se spremeni:
‘the securitisation position is backed by a pool of underlying exposures and those underlying exposures either all belong to only one of the following subcategories or else they consist of a combination of residential loans referred to in point (i) and residential loans referred to in point (ii):’;
„pozicija v listinjenju je krita s skupino osnovnih izpostavljenosti in te osnovne izpostavljenosti ali vse spadajo samo v eno od naslednjih podkategorij ali pa so sestavljene iz kombinacije stanovanjskih kreditov iz točke (i) in stanovanjskih kreditov iz točke (ii):“;
point (iv) is replaced by the following:
točka (iv) se nadomesti z naslednjim:
auto loans and leases to borrowers or lessees established or resident in a Member State.
avtomobilski krediti in zakupi za kreditojemalce ali zakupnike, ki imajo sedež v državi članici oziroma so rezidenti države članice.
For these purposes, auto loans and leases shall include loans or leases for the financing of motor vehicles or trailers as defined in points (11) and (12) of Article 3 of Directive 2007/46/EC of the European Parliament and of the Council, agricultural or forestry tractors as referred to in Regulation (EU) No 167/2013 of the European Parliament and of the Council, two-wheel motorcycles or powered tricycles as referred to in Regulation (EU) No 168/2013 of the European Parliament and of the Council or tracked vehicles as referred to in point (c) of Article 2(2) of Directive 2007/46/EC.
Za te namene avtomobilski krediti ali zakupi vključujejo kredite ali zakupe za financiranje motornih vozil ali priklopnih vozil, kot so opredeljena v točkah (11) in (12) člena 3 Direktive 2007/46/ES Evropskega parlamenta in Sveta, kmetijskih ali gozdarskih traktorjev iz Uredbe (EU) št. 167/2013 Evropskega parlamenta in Sveta, dvokolesnih motornih koles ali trikolesnikov na motorni pogon iz Uredbe (EU) št. 168/2013 Evropskega parlamenta in Sveta ali goseničnih vozil iz točke (c) člena 2(2) Direktive 2007/46/ES.
Such loans or leases may include ancillary insurance and service products or additional vehicle parts, and in the case of leases, the residual value of leased vehicles.
Taki krediti ali zakupi lahko vključujejo pomožno zavarovanje in storitve ali dodatne dele vozil ter v primeru zakupov preostalo vrednost zakupljenih vozil.
All loans and leases in the pool shall be secured with a first-ranking charge or security over the vehicle or an appropriate guarantee in favour of the SSPE, such as a retention of title provision;
Vsi krediti in zakupi v skupini so zavarovani s pravico do poplačila ali zavarovanjem z največjo prednostjo pri poplačilu za vozilo ali ustreznim jamstvom v korist SSPE, kot je določba o pridržku lastninske pravice;
paragraphs 3 to 9 are deleted;
odstavki 3 do 9 se črtajo;
Article 15 is amended as follows:
člen 15 se spremeni:
where the credit institution is not aware of the exposures underlying the CIU, it shall assume, for the purposes of determining the liquidity level of the underlying assets and for the purposes of assigning the appropriate haircut to those assets, that the CIU invests in liquid assets, up to the maximum amount allowed under its mandate, in the same ascending order as liquid assets are classified for the purposes of paragraph 2, starting with the assets referred to in point (h) of paragraph 2 and ascending until the maximum total investment limit is reached’;
če kreditna institucija ni seznanjena z izpostavljenostmi, na katerih temelji KNP, za namene določanja ravni likvidnosti osnovnih sredstev in za namene določitve ustreznega odbitka za ta sredstva predpostavlja, da KNP vlaga v likvidna sredstva do največjega dovoljenega zneska v okviru svoje naložbene politike v istem vrstnem redu, kot so ta sredstva razvrščena za namene odstavka 2, pri čemer začne pri sredstvih iz točke (h) odstavka 2, nato pa nadaljuje v naraščajočem vrstnem redu, dokler ne doseže največjega skupnega naložbenega limita“;
‘The correctness of the calculations made by the depository institution or by the CIU management company when determining the market value and haircuts for shares or units in CIUs shall be confirmed by an external auditor on at least an annual basis.’;
„Točnost izračunov, ki jih opravi depotna družba ali družba za upravljanje KNP pri določanju tržne vrednosti in odbitkov za delnice ali enote v KNP, vsaj enkrat na leto potrdi zunanji revizor.“;
Article 16 is replaced by the following:
člen 16 se nadomesti z naslednjim:
‘Article 16
„Člen 16
Deposits and other funding in cooperative networks and institutional protection schemes
Vloge ter drugo financiranje v zadružnih mrežah in institucionalnih shemah za zaščito vlog