natgillin/translations-raw huggingface dataset:
Those conditions should be made public and subject to review by competent authorities.
Te pogoje bi bilo treba javno objaviti in pregledati bi jih morali pristojni organi.
Furthermore, payment card schemes and processing entities should have separated annual operating plans approved by their relevant management bodies.
Poleg tega bi morali imeti sheme plačilnih kartic in obdelovalci ločene letne načrte poslovanja, ki jih odobrijo njihovi zadevni organi vodenja.
Those separated annual operating plans should be made fully available to competent authorities upon their request, to enable them to ensure enforcement of independence requirements.
Ti ločeni letni načrti poslovanja bi morali biti na zahtevo v celoti na voljo pristojnim organom, da bi se jim omogočilo, da zagotavljajo izvajanje določb o neodvisnosti.
This Regulation is based on the draft regulatory technical standards submitted by the European Banking Authority (‘EBA’) to the Commission.
Ta uredba temelji na osnutku regulativnih tehničnih standardov, ki ga je Komisiji predložil Evropski bančni organ (v nadaljnjem besedilu: EBA).
EBA has conducted open public consultations on the draft regulatory technical standards on which this Regulation is based, analysed the potential related costs and benefits and requested the opinion of the Banking Stakeholder Group established in accordance with Article 37 of Regulation (EU) No 1093/2010 of the European Parliament and of the Council [2],
EBA je opravila odprta javna posvetovanja o osnutku regulativnih tehničnih standardov, na katerem temelji ta uredba, analizirala morebitne povezane stroške in koristi ter zaprosila za mnenje interesno skupino za bančništvo, ustanovljeno v skladu s členom 37 Uredbe (EU) št. 1093/2010 Evropskega parlamenta in Sveta [2] –
This Regulation establishes the requirements to be complied with by payment card schemes and processing entities to ensure the application of Article 7(1)(a) of Regulation (EU) 2015/751.
Ta uredba določa zahteve, ki jih morajo spoštovati sheme plačilnih kartic in obdelovalci za zagotavljanje izvajanja člena 7(1)(a) Uredbe (EU) 2015/751.
‘management body’ means a payment card scheme's or processing entity's body appointed in accordance with national law, which is empowered to set the entity's strategy, objectives and overall direction and which oversees and monitors management decision-making, and includes the persons who effectively direct the business of the entity;
„organ vodenja“ pomeni organ sheme plačilnih kartic ali obdelovalca, imenovan v skladu z nacionalnim pravom, ki je pooblaščen za določanje strategije, ciljev in splošne usmeritve subjekta ter ki nadzoruje in spremlja odločanje v zvezi z vodenjem ter vključuje osebe, ki dejansko vodijo posle subjekta;
‘senior management’ means those natural persons within a payment card scheme or processing entity who exercise executive functions and who are responsible and accountable to the management body for the day-to-day management of the payment card scheme or processing entity;
„višje vodstvo“ pomeni tiste fizične osebe v shemi plačilnih kartic ali obdelovalcu, ki imajo izvršne funkcije in ki so pristojne za vsakodnevno vodenje sheme plačilnih kartic ali obdelovalca ter zanj odgovarjajo organu vodenja;
‘remuneration’ means all forms of fixed and variable remuneration, including payments made or benefits, monetary or non-monetary, awarded directly by or on behalf of the payment card scheme or processing entity to employees;
„prejemki“ pomeni vse oblike fiksnih in variabilnih prejemkov, vključno z izplačili ali bonitetami, denarnimi ali nedenarnimi, ki jih prejmejo zaposleni neposredno od ali v imenu sheme plačilnih kartic ali obdelovalca;
‘shared services’ means any activity, function or service performed by either an internal unit within a payment card scheme or processing entity or a separate legal entity and executed to the benefit of both the payment card scheme and the processing entity;
„deljene storitve“ pomenijo vse dejavnosti, funkcije ali storitve, ki jih opravlja notranja enota v shemi plačilnih kartic in obdelovalcu ali ločen pravni subjekt in se izvajajo v korist tako sheme plačilnih kartic kot obdelovalca;
‘group’ means a parent undertaking and all its subsidiary undertakings as defined in Article 2(11) of Directive (EU) 2013/34 of the European Parliament and of the Council [3].
„skupina“ pomeni obvladujoče podjetje in vsa njegova odvisna podjetja, kot je opredeljeno v členu 2(11) Direktive 2013/34/EU Evropskega parlamenta in Sveta [3].
Financial information
Računovodski podatki
Payment card schemes and participating processing entities, shall have accounting processes in place that enable them to produce financial information on separated profit and loss accounts and explanatory notes to that financial information.
Sheme plačilnih kartic in sodelujoči obdelovalci imajo vzpostavljene računovodske postopke, ki jim omogočajo pripravo računovodskih podatkov o ločenih izkazih poslovnega izida in pojasnil k tem računovodskim podatkom.
The financial information referred to in paragraph 1 shall comply with the applicable accounting framework for preparing financial statements of payment card schemes and processing entities.
Računovodski podatki iz odstavka 1 so skladni z veljavnim računovodskim okvirom za pripravo računovodskih izkazov shem plačilnih kartic in obdelovalcev.
Allocation of expenses and revenues
Razporeditev odhodkov in prihodkov
The financial information referred to in Article 3(1) shall be based on an allocation of expenses and revenues between the payment card scheme and the processing entity in accordance with the following rules:
Računovodski podatki iz člena 3(1) temeljijo na razporeditvi odhodkov in prihodkov med shemo plačilnih kartic in obdelovalcem v skladu z naslednjimi pravili:
expenses and revenues that are directly attributable to the provision of processing services shall be allocated to the processing entity;
odhodki in prihodki, ki se lahko pripišejo neposredno opravljanju storitev obdelave, se razporedijo na obdelovalca;
expenses and revenues that are directly attributable to the payment card scheme shall be allocated to the payment card scheme;
odhodki in prihodki, ki se lahko pripišejo neposredno shemi plačilnih kartic, se razporedijo na shemo plačilnih kartic;
expenses and revenues that are not directly attributable to the provision of processing services or to the payment card scheme shall be allocated on an activity-based costing (‘ABC’), which involves allocating indirect costs and revenues according to the actual consumption by the processing services entity or by the payment card scheme;
odhodki in prihodki, ki se ne morejo neposredno pripisati opravljanju storitev obdelave ali shemi plačilnih kartic, se razporedijo na podlagi analize stroškov po dejavnostih (v nadaljnjem besedilu: metoda ABC), ki vključuje razporeditev posrednih stroškov in prihodkov glede na dejansko porabo obdelovalca ali sheme plačilnih kartic;
expenses and revenues that are not directly attributable and cannot be allocated on ABC shall be allocated according to an accounting methodology documented in a supporting note.
odhodki in prihodki, ki jih ni mogoče pripisati neposredno ali razporediti po metodi ABC, se razporedijo v skladu z računovodsko metodologijo, dokumentirano v spremljajočem pojasnilu.
The supporting note referred to in paragraph 1(d) shall indicate for each allocated cost and revenue under that methodology:
V pojasnilu iz odstavka 1(d) sta za vsak strošek in odhodek, razporejen po tej metodologiji, navedeni:
the basis for the allocation;
podlaga za tako razporeditev;
the rationale for that basis.
utemeljitev te podlage.
Documentation of transfer of financial resources between payment card schemes and processing entities
Dokumentiranje prenosa finančnih sredstev med shemami plačilnih kartic in obdelovalci
Payment card schemes and processing entities shall produce specific explanatory notes for any transfer of financial resources between them for the provision of services or the use of shared services as referred to in Article 12.
Sheme plačilnih kartic in obdelovalci pripravijo posebna pojasnila za vse prenose finančnih sredstev med njimi za opravljanje storitev ali uporabo deljenih storitev iz člena 12.
Those explanatory notes shall specify the prices of and fees for those services, irrespective of any underlying obligations and organisational arrangements that may exist between them.
V teh pojasnilih so navedene cene in provizije za te storitve ne glede na morebitne osnovne obveznosti in organizacijske ureditve, ki morda obstajajo med njimi.
Those explanatory notes shall be included in the financial information referred to in Article 3(1).
Ta pojasnila so vključena v računovodske podatke iz člena 3(1).
Where payment card schemes and processing entities belong to the same legal entity or group, the specific explanatory notes referred to in paragraph 1 shall provide evidence that the prices and fees for the provision of services between them or the use of shared services do not differ from prices and fees for the same or, in absence thereof, comparable services charged between payment card schemes and processing entities that do not belong to the same legal entity or group.
Kadar sheme plačilnih kartic in obdelovalci pripadajo istemu pravnemu subjektu ali skupini, so v posebnih pojasnilih iz odstavka 1 zagotovljeni dokazi, da se cene in provizije za opravljanje storitev med njimi ali uporabo deljenih storitev ne razlikujejo od cen in provizij za iste ali, če te ne obstajajo, primerljive storitve, ki se zaračunavajo med shemami plačilnih kartic in obdelovalci, ki ne pripadajo istemu pravnemu subjektu ali skupini.
Review and frequency of financial information
Pregled in pogostost računovodskih podatkov
The financial information produced in accordance with Articles 3, 4 and 5 shall be reviewed by an independent and certified auditor.
Računovodske podatke, pripravljene v skladu s členi 3, 4 in 5, pregleda neodvisen in pooblaščen revizor.
The review referred to in paragraph 1 shall be provided in the form of a report ensuring:
Pregled iz odstavka 1 je v obliki poročila, ki zagotavlja:
a trustworthy and fair view of the financial information produced by payment card schemes and processing entities;
zanesljivo in pošteno sliko računovodskih podatkov, ki so jih pripravile sheme plačilnih kartic in obdelovalci;
consistency and comparability of the financial information with the accounting frameworks for preparing financial statements of payment card schemes and processing entities;
doslednost in primerljivost računovodskih podatkov z računovodskimi okviri za pripravo računovodskih izkazov shem plačilnih kartic in obdelovalcev;
consistency of the financial information with previous years' allocation policies or, where such consistency is lacking, an explanation as to why the allocation policy has been changed and a restatement of previous years' figures.
skladnost računovodskih podatkov s politikami razporeditve iz prejšnjih let oziroma, kadar skladnosti ni, pojasnilo, zakaj je bila politika razporeditve spremenjena, in preračun podatkov za prejšnja leta.
The financial information referred to in Articles 3, 4 and 5 shall be submitted to the auditor referred to in paragraph 1 annually and shall be made fully available to competent authorities upon their request, together with the review by the independent auditor.
Računovodski podatki iz členov 3, 4 in 5 se revizorju iz odstavka 1 predložijo letno in so na zahtevo v celoti na voljo pristojnim organom, skupaj s pregledom neodvisnega revizorja.
Functional separation
Funkcionalna ločenost
Payment card schemes and processing entities that are not established as two separate legal entities shall be organised in two separate internal business units.
Shema plačilnih kartic in obdelovalec, ki nista ustanovljena kot ločeni pravni osebi, sta organizirana v dve ločeni notranji poslovni enoti.
Separation of workspaces
Ločitev delovnih prostorov
Payment card schemes and the processing entities that are located in the same premises shall be organised in separate workspaces equipped with restricted and controlled access.
Sheme plačilnih kartic in obdelovalci, ki se nahajajo na isti lokaciji, so nameščeni v ločenih delovnih prostorih z omejenim in nadzorovanim dostopom.
Independence of senior management
Neodvisnost višjega vodstva
The senior management of payment card schemes or of the payment card scheme business unit shall be different from the senior management of processing entities or of the processing entity business unit, and act autonomously.
Višje vodstvo sheme plačilnih kartic ali poslovne enote sheme plačilnih kartic se razlikuje od višjega vodstva obdelovalca ali poslovne enote obdelovalca in deluje samostojno.
The senior management of payment card schemes or payment card scheme business units shall not be allowed to take on work for processing entities or processing entity business units, and vice versa, for a minimum duration of one year after that senior management left the entity for which they have been working.
Članom višjega vodstva sheme plačilnih kartic ali poslovne enote sheme plačilnih kartic ni dovoljeno sprejeti zaposlitve pri obdelovalcu ali poslovni enoti obdelovalca in obratno vsaj eno leto po tem, ko so ti člani višjega vodstva zapustili subjekt, za katerega so delali.
Independence of staff
Neodvisnost zaposlenih
The staff of payment card schemes shall be different from the staff of processing entities.
Zaposleni v shemah plačilnih kartic se razlikujejo od zaposlenih pri obdelovalcih.
The staff of payment card schemes and of processing entities may perform tasks related to the provision of shared services as referred to in Article 12.
Zaposleni v shemah plačilnih kartic in pri obdelovalcih lahko opravljajo naloge, povezane z zagotavljanjem deljenih storitev iz člena 12.
The staff of a processing entity may perform tasks related to the design of the single set of rules, practices, standards and implementation guidelines for the execution of card-based payment transactions, provided that:
Zaposleni pri obdelovalcu lahko opravljajo naloge, povezane s pripravo enotnega sklopa pravil, praks, standardov in izvedbenih smernic za izvrševanje kartičnih plačilnih transakcij, če:
the tasks related to the design of the single set of rules may be performed by other processing entities on a non-discriminatory basis;
lahko naloge, povezane s pripravo enotnega sklopa pravil, opravljajo drugi obdelovalci na nediskriminatorni podlagi;
the design of those rules involves a representative sample of all processing entities participating in the payment card scheme.
je v pripravo teh pravil vključen reprezentativen vzorec vseh obdelovalcev, ki sodelujejo v shemi plačilnih kartic.
Processing entities shall adopt remuneration policies that do not create incentives for their staff to provide a payment card scheme with preferential treatment or privileged information which is not available to other competitors.
Obdelovalci sprejmejo politike prejemkov, ki zaposlenih ne spodbujajo k temu, da shemi plačilnih kartic zagotavljajo prednostno obravnavo ali privilegirane informacije, ki drugim konkurentom niso na voljo.
Remuneration of their staff shall therefore reflect the performance of the processing entity and shall not be directly or indirectly linked to the performance of the payment card scheme to which the processing entity provides services.
Prejemki njihovih zaposlenih tako odražajo poslovne rezultate obdelovalca in niso neposredno ali posredno povezani s poslovnimi rezultati sheme plačilnih kartic, za katero obdelovalec opravlja storitve.
Payment card schemes shall adopt remuneration policies that do not create incentives for their staff to provide a processing entity with preferential treatment or privileged information which is not available to other competitors.
Sheme plačilnih kartic sprejmejo politike prejemkov, ki zaposlenih ne spodbujajo k temu, da obdelovalcu zagotavljajo prednostno obravnavo ali privilegirane informacije, ki drugim konkurentom niso na voljo.
Remuneration of their staff shall therefore reflect the performance of the payment card schemes and shall not be directly or indirectly linked to the performance of a processing entity.
Prejemki njihovih zaposlenih tako odražajo poslovne rezultate shem plačilnih kartic in niso neposredno ali posredno povezani s poslovnimi rezultati obdelovalca.
Remuneration policies referred to in paragraphs 1 and 2 shall be made fully available to competent authorities upon their request.
Politike prejemkov iz odstavkov 1 in 2 so na zahtevo v celoti dostopne pristojnim organom.
Use of shared services
Uporaba deljenih storitev
Payment card schemes and processing entities making use of shared services shall describe in a single document the list of shared services and the conditions, including the financial conditions, under which those services are provided.
Sheme plačilnih kartic in obdelovalci, ki uporabljajo deljene storitve, v enem samem dokumentu navedejo seznam deljenih storitev in pogoje, vključno s finančnimi, pod katerimi se opravljajo te storitve.
The single document referred to in paragraph 1 shall be made available to competent authorities upon their request.
Dokument iz odstavka 1 je na zahtevo dostopen pristojnim organom.
Use of a shared information management system
Uporaba skupnega sistema za upravljanje informacij
An information management system that is shared by a payment card scheme and a processing entity shall ensure that:
Sistem za upravljanje informacij, ki si ga delita shema plačilnih kartic in obdelovalec, zagotavlja, da:
the staff of the payment card scheme and of the processing entity are separately identified via the authentication procedure to access the information management system;
se zaposleni v shemi plačilnih kartic in pri obdelovalcu identificirajo ločeno s postopkom za avtentikacijo pri dostopu do sistema za upravljanje informacij;
users only have access to information which they are entitled to in compliance with this Regulation.
imajo uporabniki dostop samo do informacij, za katere so pooblaščeni v skladu s to uredbo.
In particular, any sensitive information, as referred to in Article 14, of a processing entity shall not be accessed by the staff of the payment card scheme and any sensitive information of a payment card scheme shall not be accessed by the staff of the processing entity.
Zlasti ne smejo zaposleni sheme plačilnih kartic dostopati do občutljivih informacij obdelovalca, kot so določene v členu 14, zaposleni obdelovalca pa do občutljivih informacij sheme plačilnih kartic.
Payment card schemes and processing entities shall not share information of a sensitive nature that provides a competitive advantage to either the payment scheme or the processing entity where such information is not shared with other competitors.
Sheme plačilnih kartic in obdelovalci si ne izmenjujejo informacij občutljive narave, ki dajejo konkurenčno prednost shemi plačilnih kartic ali obdelovalcu, če se take informacije ne delijo z drugimi konkurenti.
Payment card schemes and processing entities which belong to the same legal entity or group shall define and disclose publicly on their website a code of conduct, setting out how their respective staff shall act to ensure compliance with this Regulation.
Sheme plačilnih kartic in obdelovalci, ki pripadajo istemu pravnemu subjektu ali skupini, določijo in na svoji spletni strani objavijo kodeks ravnanja, v katerem je opisano, kako morajo zadevni zaposleni ravnati, da zagotovijo skladnost s to uredbo.
The code of conduct shall also set effective enforcement mechanisms.
V kodeksu ravnanja so določeni tudi učinkoviti mehanizmi za uveljavljanje pravil.
The code of conduct shall, in particular, define rules to prevent the sharing of sensitive information, as referred to in Article 14 between payment card schemes and processing entities.
V kodeksu ravnanja so zlasti določena pravila za preprečevanje izmenjave občutljivih informacij, kot so določene v členu 14, med shemami plačilnih kartic in obdelovalci.
The code of conduct shall be subject to review by competent authorities.
Kodeks ravnanja pregledajo pristojni organi.
Independence of the management bodies
Neodvisnost organov vodenja
Payment card schemes and processing entities shall ensure that the composition of their management bodies mitigates conflicts of interest for the decision making process between the payment card scheme and the processing entity, including by setting clear and objective criteria under which directorships may be held by the same person at the same time in the management body of the payment card scheme and of the processing entity.
Sheme plačilnih kartic in obdelovalci zagotovijo, da so njihovi organi vodenja sestavljeni tako, da se čim bolj zmanjšajo navzkrižja interesov pri postopku odločanja med shemo plačilnih kartic in obdelovalcem, kar vključuje določitev jasnih in objektivnih meril, na podlagi katerih lahko direktorsko mesto v organu vodenja sheme plačilnih kartic in obdelovalca hkrati zaseda ista oseba.
Those criteria shall be made public and shall be subject to review by competent authorities.
Ta merila se javno objavijo in jih pregledajo pristojni organi.
The management bodies of payment card schemes and processing entities that belong to the same legal entity or group shall approve and periodically review conflict of interest policies for managing and monitoring the compliance with this Regulation.
Organi vodenja shem plačilnih kartic in obdelovalcev, ki pripadajo istemu pravnemu subjektu ali skupini, odobrijo in redno pregledujejo politike o navzkrižjih interesov za upravljanje in spremljanje spoštovanja te uredbe.
For the purposes of paragraph 2 and where directorships may be held by the same person in the management body of the payment card scheme and of the processing entity, payment card schemes and processing entities shall establish:
Za namene odstavka 2 in kadar lahko direktorsko mesto v organu vodenja sheme plačilnih kartic in obdelovalca hkrati zaseda ista oseba, sheme plačilnih kartic in obdelovalci vzpostavijo:
a separate management body responsible for decisions related to the payment card scheme activities, with the exemption of shared services referred to in Article 12, and which shall be composed of members of the management body that do not perform any executive function in relation to processing activities.
ločen organ vodenja, odgovoren za odločitve, povezane z dejavnostmi sheme plačilnih kartic, z izjemo deljenih storitev iz člena 12, ki ga sestavljajo člani organa vodenja, ki nimajo nobenih izvršnih funkcij v zvezi z dejavnostmi obdelave.
Those members shall advise the management body on the payment card scheme strategy in compliance with this Regulation and assist the management body in overseeing the implementation of that strategy by senior management;
Ti člani svetujejo organu vodenja o strategiji sheme plačilnih kartic v skladu s to uredbo in mu pomagajo pri nadzoru nad izvajanjem te strategije s strani višjega vodstva;
a separate management body responsible for decisions related to the processing activities, with the exemption of shared services referred to in Article 12, and which shall be composed of members of the management body that do not perform any executive function in relation to payment card scheme activities.
ločen organ vodenja, odgovoren za odločitve, povezane z dejavnostmi obdelave, z izjemo deljenih storitev iz člena 12, ki ga sestavljajo člani organa vodenja, ki nimajo nobenih izvršnih funkcij v zvezi z dejavnostmi sheme plačilnih kartic.
Those members shall advise the management body on the processing entity strategy in compliance with this Regulation and assist the management body in overseeing the implementation of that strategy by senior management;
Ti člani svetujejo organu vodenja o strategiji obdelovalca v skladu s to uredbo in mu pomagajo pri nadzoru nad izvajanjem te strategije s strani višjega vodstva;
independent reporting lines from the senior management of either the payment card scheme business unit or of the processing entity business unit, as applicable, to the management body.
neodvisno hierarhijo poročanja od višjega vodstva poslovne enote sheme plačilnih kartic ali poslovne enote obdelovalca, kakor je relevantno, do organa vodenja.