natgillin/translations-raw huggingface dataset:
Since the Amended Restructuring Decision was adopted, the Commission services, the UK authorities and RBS (directly or via the Monitoring Trustee appointed pursuant to the Restructuring Decision) have had frequent exchanges, in the form of meetings, conference calls and exchanges of emails and documents.
Od sprejetja spremenjenega sklepa o prestrukturiranju so bile službe Komisije, organi Združenega kraljestva in banka RBS (neposredno ali prek skrbnika spremljanja, imenovanega v skladu s sklepom o prestrukturiranju) v pogostih stikih, ki so potekali v obliki sestankov, konferenčnih klicev ter izmenjave elektronske pošte in dokumentov.
On 17 February 2017, Her Majesty's Treasury (‘HMT’) announced publicly that it would seek a formal amendment to replace the commitment to divest the Rainbow business with a package of measures aiming to increase competition in the SME and mid-corporate banking market (‘SME and mid-corporate banking market’).
Ministrstvo za finance in gospodarstvo Združenega kraljestva je 17. februarja 2017 javno napovedalo, da bo zahtevalo uradno spremembo za nadomestitev zaveze za odprodajo poslovnih enot Rainbow s svežnjem ukrepov, namenjenih povečanju konkurence na trgu bančnega poslovanja z malimi in srednjimi podjetji (MSP) in srednje velikimi korporacijami („trg bančnega poslovanja z MSP in srednje velikimi korporacijami“).
By letter dated 2 March 2017, the UK authorities notified the Commission of the formal request to replace the commitment to divest the so-called Rainbow business, as identified in the Restructuring Decision and subsequently amended the Amended Restructuring Decision.
Organi Združenega kraljestva so z dopisom z dne 2. marca 2017 Komisijo obvestili o uradni zahtevi za nadomestitev zaveze za odprodajo tako imenovanih poslovnih enot Rainbow, kot je bila opredeljena v sklepu o prestrukturiranju in nato spremenjena v spremenjenem sklepu o prestrukturiranju.
By letter dated 4 April 2017 (‘Opening Decision’), the Commission informed the UK authorities that it had decided to initiate the procedure laid down in Article 108(2) TFEU in respect of such request.
Komisija je z dopisom z dne 4. aprila 2017 („sklep o začetku postopka“) organe Združenega kraljestva obvestila, da bo v zvezi z navedeno zahtevo začela postopek iz člena 108(2) PDEU.
On 5 May 2017, the Opening Decision was published in the Official Journal of the European Union.
Sklep o začetku postopka je bil 5. maja 2017 objavljen v Uradnem listu Evropske unije.
On 8 May 2017, the UK authorities submitted their response to the Opening Decision.
Organi Združenega kraljestva so 8. maja 2017 predložili svoj odgovor na sklep o začetku postopka.
During May and June 2017, the Commission received comments from interested parties.
Komisija je maja in junija 2017 prejela pripombe zainteresiranih strani.
Meetings were held with some interested parties to clarify the comments received.
Z nekaterimi zainteresiranimi stranmi so bili opravljeni sestanki za pojasnitev prejetih pripomb.
The Commission provided the UK authorities with the comments received from interested parties.
Komisija je organom Združenega kraljestva zagotovila pripombe, ki so jih ji predložile zainteresirane strani.
On 22 June 2017, the UK authorities submitted their response to the comments received from interested parties and to comments received as part of the UK authorities' own market testing exercise.
Organi Združenega kraljestva so 22. junija 2017 predložili svoj odgovor na pripombe, ki so jih poslale zainteresirane strani, in pripombe, prejete v okviru tržnega preizkusa, ki so ga opravili sami organi Združenega kraljestva.
By letter dated 28 July 2017, the UK authorities sent an updated notification to the Commission, reflecting an update to the alternative package proposed in the original notification of 2 March 2017.
Organi Združenega kraljestva so z dopisom z dne 28. julija 2017 Komisiji poslali posodobljeno uradno obvestilo, ki je vsebovalo posodobitev nadomestnega svežnja, predlaganega v prvotnem uradnem obvestilu z dne 2. marca 2017.
ADDITIONAL OBSERVATION
DODATNA PRIPOMBA
Since the United Kingdom notified on 29 March 2017 its intention to leave the European Union, pursuant to Article 50 of the Treaty on European Union, the Treaties will cease to apply to the United Kingdom from the date of entry into force of the withdrawal agreement or, failing that, two years after the notification, unless the European Council in agreement with the United Kingdom decides to extend this period.
Ker je Združeno kraljestvo 29. marca 2017 v skladu s členom 50 Pogodbe o Evropski uniji uradno sporočilo, da namerava izstopiti iz Evropske unije, se bosta Pogodbi z začetkom veljavnosti sporazuma o izstopu, sicer pa dve leti po uradnem obvestilu o izstopu, prenehali uporabljati za Združeno kraljestvo, razen če Evropski svet po dogovoru z Združenim kraljestvom sklene, da se navedeno obdobje podaljša.
As a consequence, and without prejudice to any provisions of the withdrawal agreement, this Decision only applies until the United Kingdom ceases to be a Member State.
Zato se ta sklep brez poseganja v določbe sporazuma o izstopu uporablja le, dokler ne preneha članstvo Združenega kraljestva v Evropski uniji.
RBS AND THE IMPLEMENTATION OF THE RESTRUCTURING PLAN AND THE AMENDED RESTRUCTURING PLAN
BANKA RBS TER IZVAJANJE NAČRTA PRESTRUKTURIRANJA IN SPREMENJENEGA NAČRTA PRESTRUKTURIRANJA
Based in Edinburgh, RBS is one of the largest financial services groups in Europe servicing private, corporate and institutional customers.
Banka RBS, ki ima sedež v Edinburgu, je ena od največjih skupin za finančne storitve v Evropi, ki storitve ponuja posameznikom, družbam in institucijam.
At the end of 2016 it had a total balance sheet of GBP 799 billion and total risk weighed assets (‘RWA’) of GBP 228 billion.
Konec leta 2016 je bila njena skupna bilančna vsota 799 milijard GBP, tveganju prilagojena sredstva („RWA“) pa so znašala 228 milijard GBP.
A detailed description of the State aid measures in favour of RBS can be found in recitals 31 to 54 of the Restructuring Decision.
Podroben opis ukrepov državne pomoči v korist banke RBS je na voljo v uvodnih izjavah 31 do 54 sklepa o prestrukturiranju.
The Amended Restructuring Decision indicated that the only not yet terminated or repaid capital aid measure in 2013 was the GBP 45,5 billion recapitalisation in ordinary shares and B shares, to which the Dividend Access Share (‘DAS’) held by the State was related.
V spremenjenem sklepu o prestrukturiranju je bilo navedeno, da je bil leta 2013 edini še nekončani ali neodplačani ukrep kapitalske pomoči dokapitalizacija v obliki navadnih delnic in delnic razreda B v višini 45,5 milijarde GBP, s katero je bila povezana posebna delnica s prednostno pravico do dividend (Dividend Access Share, „DAS“), ki je bila v lasti države.
The DAS was created to provide enhanced dividend rights to the UK Authorities.
Delnica DAS je bila oblikovana, da bi se organom Združenega kraljestva zagotovile okrepljene pravice do dividend.
In August 2015, the UK Authorities sold 5,4 % of the bank, which was the first sale of the government shares in RBS group.
Organi Združenega kraljestva so avgusta 2015 prodali 5,4 % banke, kar je bila prva prodaja vladnih delnic v skupini RBS.
Regarding the DAS, RBS paid to the UK Authorities a final dividend in March 2016 and the DAS was subsequently retired.
IZVAJANJE ZAVEZ IN SPREMENJENIH ZAVEZ
As a consequence of those actions, the UK Authorities currently hold 8,4 billion ordinary shares in RBS, representing 71,2 % of the company's ordinary share capital.
Izvajanje zavez v zvezi z odprodajo in ravnanjem, ki so privedle do spremenjenega sklepa o prestrukturiranju, je podrobno opisano v uvodnih izjavah od 12 do 22 spremenjenega sklepa o prestrukturiranju.
IMPLEMENTATION OF THE COMMITMENTS AND AMENDED COMMITMENTS
Izvajanje zavez, vključenih v spremenjeni sklep o prestrukturiranju, je predstavljeno v uvodnih izjavah 15 in 16 sklepa o začetku postopka.
The implementation of the divestment and behavioural Commitments leading up to the Amended Restructuring Decision is described in detail in recitals 12 to 22 of the Amended Restructuring Decision.
Banka RBS je te odprodaje dokončala pred roki, h katerim se je zavezala, razen zaveze, povezane z odprodajo poslovnih enot Rainbow.
The implementation of the Commitments included in the Amended Restructuring Decision is outlined in recitals 15 and 16 of the Opening Decision.
ZAVEZA ZA ODPRODAJO POSLOVNIH ENOT RAINBOW
RBS completed these divestments ahead of the committed deadlines with the exception of the commitment related to the divestment of the Rainbow business.
Zaveze in spremenjene zaveze so vključevale odprodajo več poslovnih enot, vključno s podružnično dejavnostjo banke RBS na področju bančnega poslovanja s prebivalstvom in MSP v Angliji in Walesu ter podružnično dejavnostjo banke NatWest na področju bančnega poslovanja s prebivalstvom in MSP na Škotskem, skupaj z dejavnostjo neposrednega poslovanja z MSP in nekaterimi srednje velikimi korporacijami (v nadaljnjem besedilu: poslovne enote Rainbow).
THE COMMITMENT TO DIVEST THE RAINBOW BUSINESS
Rok v sklepu o prestrukturiranju je bil 31. december 2013, v spremenjenem sklepu o prestrukturiranju pa je bil podaljšan do 31. decembra 2017.
The Commitments and Amended Commitments included the divestment of several businesses, including of the RBS branch-related Retail and SME business in England and Wales, and the NatWest branch-related Retail and SME business in Scotland, along with the Direct SME business and certain mid-corporate customers (referred to as ‘the Rainbow business’).
Komisija je v svoji oceni združljivosti pomoči za banko RBS v sklepu o prestrukturiranju navedla, da zaveza za odprodajo poslovnih enot Rainbow prispeva k omejevanju izkrivljanja konkurence, ki ga je povzročila pomoč na trgu bančnega poslovanja z MSP in srednje velikimi korporacijami v Združenem kraljestvu.
The deadline included in the Restructuring Decision was 31 December 2013 and in the Amended Restructuring Decision the deadline was extended to 31 December 2017.
Postopek banke RBS in organov Združenega kraljestva za odprodajo poslovnih enot Rainbow ter s tem povezane težave, na katere so naleteli, so podrobno opisani v uvodnih izjavah od 19 do 25 sklepa o začetku postopka.
In its assessment of the compatibility of the aid to RBS in the Restructuring Decision, the Commission noted that the commitment to divest the Rainbow business contributed to limiting the distortions of competition created by the aid in the SME and mid-corporate banking market in the UK.
Organi Združenega kraljestva so z dopisom z dne 2. marca 2017 Komisijo uradno obvestili o zahtevi za nadomestitev zaveze za odprodajo poslovnih enot Rainbow z nadomestnim svežnjem zavez.
A detailed description of the process followed by RBS and the UK authorities to divest the Rainbow business, and the related difficulties encountered, is described in recitals 19 to 25 of the Opening Decision.
Z dopisom z dne 28. julija 2017 so Komisiji poslali spremenjeno uradno obvestilo, ki je vsebovalo posodobitev nadomestnega svežnja, predlaganega v prvotnem uradnem obvestilu.
By letter dated 2 March 2017, the UK authorities notified the Commission of the request to replace the commitment to divest the Rainbow business with an alternative package of commitments.
POSODOBLJENI NADOMESTNI SVEŽENJ, KI SO GA PREDLAGALI ORGANI ZDRUŽENEGA KRALJESTVA
By letter dated 28 July 2017, the UK authorities sent an amended notification to the Commission, reflecting an update to the alternative package proposed in the original notification.
Po navedbah organov Združenega kraljestva je glede na težave, povezane z odprodajo poslovnih enot Rainbow, cilj predlaganega nadomestnega svežnja najti nadomestno možnost, ki je po obsegu in učinku vsaj enakovredna prvotni zavezi za odprodajo poslovnih enot Rainbow, poleg tega pa: (i) ima hitrejši učinek in torej učinkoviteje ublaži kakršno koli izkrivljanje konkurence; (ii) upošteva trenutne tržne okoliščine ter posebne potrebe konkurenčnih subjektov („konkurenčni subjekti“) in drugih morebitnih novih udeležencev na trgu bančnega poslovanja z MSP in srednje velikimi korporacijami v Združenem kraljestvu ter (iii) ne ogroža sposobnosti preživetja banke RBS.
THE UPDATED ALTERNATIVE PACKAGE PROPOSED BY THE UK AUTHORITIES
Posodobljeni nadomestni sveženj vključuje sklop ukrepov glede ravnanja banke, sestavljata pa ga dva elementa:
According to the UK authorities, the objective of the proposed alternative package is, given the related difficulties to divest the Rainbow business, to find an alternative that is at least equivalent to the original commitment to divest the Rainbow business in terms of scope and impact and that also: (i) has a faster impact and thus more effectively mitigates any distortion of competition; (ii) takes into account current market circumstances and the specific needs of challenger entities (‘Challenger Entities’) and other potential entrants in the UK SME and mid-corporate banking market; and (iii) does not jeopardise RBS's viability.
sklad za zmogljivost in inovacije („ukrep A“) ter
The updated alternative package includes a range of behavioural remedies and consists of two elements
shema spodbud za prenos računov („ukrep B“).
The Capability and Innovation Fund (‘Measure A’); and
Ustanovil bi se neodvisni organ („organ“) za upravljanje sklada za zmogljivost in inovacije ter sheme spodbud za prenos računov ter nadzor nad njima.
The Incentivised Switching Scheme (‘Measure B’).
Posodobljeni nadomestni sveženj bi financirala banka RBS.
An independent body (‘the Body’) would be established to manage and control the Capability and Innovation Fund and the Incentivised Switching Scheme.
Po oceni organov Združenega kraljestva bodo skupni stroški banke RBS za sveženj znašali približno [0,5–1,5] milijarde GBP, ob upoštevanju začetnih stroškov kapitala in postopnega zniževanja prihodkov banke RBS.
The updated alternative package would be funded by RBS.
SKLAD ZA ZMOGLJIVOST IN INOVACIJE (UKREP A)
The UK authorities estimate the overall cost of the package to RBS will be around GBP [0,5-1,5]billion, taking into account upfront capital cost and an ongoing reduction in RBS's earnings.
Sklad za zmogljivost in inovacije bi imel sredstva v višini 425 milijonov GBP, ki bi bila razdeljena upravičenim subjektom za (i) razvoj zmogljivosti za konkuriranje banki RBS pri zagotavljanju bančnih storitev MSP in/ali (ii) razvoj in izboljšanje finančnih produktov in storitev, ki so na voljo MSP.
THE CAPABILITY AND INNOVATION FUND (‘MEASURE A’)
Naložbeni projekti, ki bi lahko bili upravičeni do podpore, morajo biti usmerjeni na dovoljene namene.
The Capability and Innovation Fund would have a size of GBP 425 million which would be distributed to eligible entities to (i) develop the capability to compete with RBS in the provision of banking services to SMEs; and/or (ii) develop and improve the financial products and services which are available to SMEs.
Sklad za zmogljivost in inovacije bi bil razdeljen v štiri podsklade, sredstva pa bi bila na voljo, kot je prikazano v preglednici 1:
The investment projects that could benefit from support need to target the Permitted Purposes.
Preglednica 1
The Capability and Innovation Fund would be divided into four pools and funds would be made available as set out in Table 1:
Nepovratna sredstva, na voljo za sklad za zmogljivost in inovacije
Table 1
Podsklad
Grants available for the Capability and Innovation Fund
Namen
Pool
Razpoložljiva nepovratna sredstva
Purpose
Podsklad za napredno zmogljivost ponudbe poslovnih TRR (280 milijonov GBP)
Grants available
Za olajšanje razvoja naprednejših ponudb poslovnih TRR in dodatnih produktov s strani bank z obstoječo znatno zmogljivostjo ponudbe poslovnih TRR.
Advanced BCA Capability Pool (GBP 280 million)
1 × 120 milijonov GBP
To facilitate the development of more advanced BCA offerings and ancillary product sets by banks with an existing and substantive BCA capability
1 × 100 milijonov GBP
1 × GBP 120 million
1 × 60 milijonov GBP
1 × GBP 100 million
Podsklad za razvoj zmogljivosti ponudbe poslovnih TRR (80 milijonov GBP)
1 × GBP 60 million
Za olajšanje posodobitve obstoječih ponudb poslovnih TRR ali razvoj novih ponudb.
BCA Capability Development Pool (GBP 80 million)
1 × 50 milijonov GBP
To facilitate the modernisation of existing BCA offerings or the development of new propositions
2 × 15 milijonov GBP
1 × GBP 50 million
Podsklad za inovativna posojila in plačila (40 milijonov GBP)
2 × GBP 15 million
Za olajšanje razvoja novih in obstoječih dejavnosti posojil in plačil za MSP s posebnim poudarkom na spodbujanju uvajanja nove tehnologije na upoštevne trge.
Innovative Lending and Payments Pool (GBP 40 million)
4 × 10 milijonov GBP
To facilitate the development of new and existing SME lending and payments businesses with a particular focus on facilitating the deployment of new technology to the relevant markets
Sklad za inovacije na področju finančne tehnologije v poslovnem bančništvu (25 milijonov GBP)
4 × GBP 10 million
Za olajšanje trženja finančne tehnologije, ki je ustrezna za MSP.
Business Banking Fintech Innovation Fund (GBP 25 million)
5 × 5 milijonov GBP
To facilitate the commercialisation of financial technology that is relevant to SMEs
Največ sredstev iz sklada za zmogljivost in inovacije bi bilo namenjenih subjektom z veliko obstoječo zmogljivostjo ponudbe poslovnih TRR.
5 × GBP 5 million
Subjektom s tako zmogljivostjo bodo na voljo trije najvišji zneski iz sklada, s čimer naj bi se okrepila njihova sposobnost konkuriranja banki RBS pri zagotavljanju bančnih storitev in finančnih produktov MSP.
The largest disbursements from the Capability and Innovation Fund would be targeted at entities with strong existing BCA capability.
Merila za upravičenost do sredstev iz različnih podskladov so podrobneje opisana v uvodnih izjavah od 28 do 31.
The three largest awards will be made available to entities with such capability, enhancing their ability to compete with RBS in the provision of banking services and financial products to SMEs.
Merila za upravičenost za podsklad A: ta podsklad bi bil na voljo kateremu koli subjektu, ki sprejema vloge in:
The eligibility criteria of the different pools are described in more detail in recitals 28 to 31.
ponuja poslovne TRR;
The eligibility criteria for Pool A: This pool would be open to any deposit-taking entity:
ga je organ Združenega kraljestva za bonitetno ureditev pooblastil za sprejemanje vlog;
which has a BCA offering;
katerega končna matična družba ali sam ima v času vloge domicil v Združenem kraljestvu, Evropski uniji, Evropskem gospodarskem prostoru ali Švici ter je subjekt, ki sprejema vloge, ali finančna holdinška družba;
which is authorised by the UK Prudential Regulation Authority to take deposits;
katerega bruto sredstva v Združenem kraljestvu znašajo manj kot 350 milijard GBP, kot je prikazano v njegovi zadnji objavljeni konsolidirani bilanci (ali vmesni bilanci stanja);
whose ultimate parent entity is or is itself at the time of the application, an entity domiciled in the United Kingdom, European Union, the European Economic Area or Switzerland and is a deposit-taking entity or financial holding company;
katerega prihodki v Združenem kraljestvu so povezani predvsem z zagotavljanjem storitev sprejemanja vlog, posojanja ali plačil posameznikom in podjetjem v Združenem kraljestvu ter
which has gross assets in the United Kingdom of less than GBP 350 billion shown in its latest published consolidated accounts (or interim balance sheet);
ki je izrazil namen, da svojo poslovno ponudbo razširi na MSP z razvojem novih produktov, širitvijo na nove geografske trge v Združenem kraljestvu ali nove poslovne segmente in/ali naložbami v ravni svojih storitev za stranke.
whose income in the United Kingdom relates primarily to the provision of deposit-taking, lending or payment services to individuals and businesses in the United Kingdom; and
Merila za upravičenost za podsklad B: uporabljala bi se enaka merila za upravičenost, kot so navedena v uvodni izjavi 28 v zvezi s podskladom A, razen da subjektu ni treba imeti obstoječe ponudbe poslovnih TRR (je pa moral vsaj javno navesti namen, da jo bo uvedel).
which has expressed an intention to expand its business offering to SMEs through the development of new products, expansion into new geographical markets in the United Kingdom or new business segments and/or investing in its customer service levels.
Merila za upravičenost za podsklad C: ta podsklad bi bil na voljo subjektom iz podsklada A, subjektom iz podsklada B in kateremu koli drugemu subjektu:
The eligibility criteria for Pool B: The same eligibility criteria as set out in recital 28 in respect of Pool A would apply, except that the entity need not currently have a BCA offering (although it must have at least publicly stated its intention to launch one).
katerega končna matična družba ali sam ima v času vloge domicil v Združenem kraljestvu, Evropski uniji, Evropskem gospodarskem prostoru ali Švici;
The eligibility criteria for Pool C: This pool would be open to Pool A entities, Pool B entities and any other entity:
ki (ali če je tak subjekt del skupine, taka skupina) večino svojih prihodkov ustvari z zagotavljanjem finančnih storitev posameznikom in podjetjem ter
whose ultimate parent entity is or is itself, at the time of the application, domiciled in the United Kingdom, the European Union, the European Economic Area or Switzerland;
ki ponuja storitve posojil ali plačil za MSP v Združenem kraljestvu ali storitve mednarodnih plačil za MSP ali je izrazil namen, da bo svojo poslovno ponudbo razširil na take storitve.
which derives (or if such entity is part of a group, such group derives) the majority of its revenue from the provision of financial services to individuals and businesses; and
Merila za upravičenost za podsklad D: ta podsklad bi bil na voljo kateremu koli subjektu:
which offers, or has expressed an intention to expand its business offering to include, lending or payment services to SMEs in the United Kingdom or international payments services to SMEs.
ki bodisi zagotavlja ali razvija finančne produkte ali storitve predvsem za MSP v Združenem kraljestvu bodisi zagotavlja produkte ali storitve za MSP v Združenem kraljestvu ter
The eligibility criteria for Pool D: This pool would be open to any entity:
je v treh letih pred predložitvijo svoje zadeve organu zbral kapital v višini najmanj 1 milijona GBP.
which either provides or develops financial products or services predominantly to or for SMEs in the United Kingdom or provides products or services to the SMEs in the United Kingdom; and
Sklad za zmogljivost in inovacije bi upravljal in nadzoroval organ.
which has raised capital of at least GBP 1 million in the three years prior to the date of submission of its business case to the Body.
Organ naj bi bil neodvisen od banke RBS in organov Združenega kraljestva ter bo imel potrebna pooblastila za izpolnjevanje svoje naloge upravljanja ali ureditve upravljanja vlog za sklad za zmogljivost in inovacije ter spremljanje uporabe sredstev.
The Body would manage and control the Capability and Innovation Fund.
V zvezi z uporabo sredstev s strani subjektov prejemnikov bodo obstajale štiri skupine zaščitnih ukrepov, ki bi se uporabljali v celotnem življenjskem ciklu sklada: (i) zaščitni ukrepi pred izplačilom, (ii) stalno poročanje in spremljanje s strani organa (iii) pravica organa do revizije in (iv) pravica organa, da zahteva vračilo sredstev.
The Body is designed to be independent of both RBS and the UK authorities, and will have the necessary powers to fulfil its task of administering, or arranging for the administration of, the applications to the Capability and Innovation Fund, and for monitoring the use that is made of the funds.
Prva skupina zaščitnih ukrepov se uporabi pred izplačilom.