natgillin/translations-raw huggingface dataset:
In the period 2007-2013, a total amount of EUR 1230,73 million has been committed from the general budget of the Union (initial Seventh Framework Programme budget plus additional EFTA and third country appropriations to that programme) and paid to the European Investment Bank (EIB) to support both Risk-Sharing Finance Facility (RSFF) and Risk-Sharing Instrument (RSI).
Jamstveni instrument naj bi trajal do 31. decembra 2034 (dokler se ne zaključijo zadnje dejavnosti).
The RSFF, co-developed by the Commission and the EIB, was established in June 2007.
Posamezni sporazumi o jamstvu, ki jih podpiše pooblaščeni subjekt, bodo trajali največ 10 let.
The Union and the EIB are risk-sharing partners for loans provided by the EIB directly or indirectly to beneficiaries.
Jamstvena shema za posojila lahko prispeva tudi k finančnim instrumentom, ki se bodo uporabili v okviru pobude za MSP; to je skupni instrument, ki združuje sredstva Unije, razpoložljiva v okviru programa COSME in/ali Obzorje 2020, ter sredstva skladov ESI v sodelovanju z EIB/EIF, namenjen pa je ustvarjanju dodatnih posojil za MSP v določenih državah članicah.
The Union, through budget resources for the Seventh Framework Programme, and the EIB have set aside a total amount of up to EUR 2 billion (up to EUR 1 billion each) for the period 2007-2013 to cover losses if RSFF loans are not repaid.
Ta prispevek je lahko v obliki neomejenih portfeljskih jamstev ali transakcij listinjenja in lahko krije vmesno (mezzanine) tranšo portfelja.
Through these EU/EIB contributions for risk-sharing and loss coverage, the EIB is able to extend a loan volume of EUR 10 billion to companies and the research community for their investments in R & D and Innovation.
Na podlagi porazdelitve skupnega zneska, dodeljenega finančnim instrumentom, tj. porazdelitve med kapitalskim instrumentom (48 %) in dolžniškim instrumentom (52 %), kot je predvideno v oceni finančnih posledic zakonodajnega predloga, prvotna skupna proračunska sredstva za jamstveno shemo za posojila za celotno programsko obdobje 2014–2020 predvidoma znašajo 717 milijonov EUR.
In early 2012, a new pilot guarantee facility, RSI (Risk-Sharing Instrument for SMEs and small midcaps, with up to 499 employees) was launched to improve access loan finance for RDI investments.
Prvotno dodeljena proračunska sredstva za celotno programsko obdobje po ocenah znašajo 717 milijonov EUR [70].
The RSI guarantee facility is part of the RSFF implementation and is carried out by the European Investment Fund (EIF).
Ciljni učinek finančnega vzvoda, kot je naveden v pravni podlagi, je med 20 in 30, 1 EUR iz proračuna Unije pa pomeni 20–30 EUR financiranja v celotnem času trajanja finančnega instrumenta.
For this RSI pilot guarantee facility, the appropriations from the general budget of the Union coming from the Seventh Framework Programme (plus additional EFTA and third country appropriations to that programme) for the period 2012/2013 amounted to EUR 270 million (in addition to the abovementioned amount).
Na podlagi ciljnih finančnih vzvodov instrumenta se ocenjuje, da bo skupni znesek mobiliziranega obsega naložb znašal med 14,3 in 21,5 milijarde EUR za celotno trajanje programa.
In the period 2007-2013, a total amount of EUR 270 million has been committed from the general budget of the Union (initial Seventh Framework Programme budget plus additional EFTA and third country appropriations to that programme) and paid to the EIB to support the pilot scheme RSI.
Storitev za posojila za raziskave in inovacije za MSP in mala podjetja s srednjo kapitalizacijo v okviru programa Obzorje 2020 – V obdobju 2014–2020
The ‘expiry date’ (duration) of the programme is expected to be in 2020-2022.
Sklep Sveta 2013/743/EU z dne 3. decembra 2013 o vzpostavitvi posebnega programa za izvajanje okvirnega programa za raziskave in inovacije (2014–2020) – Obzorje 2020 in razveljavitvi odločb 2006/971/ES, 2006/972/ES, 2006/973/ES, 2006/974/ES in 2006/975/ES (UL L 347, 20.12.2013, str.
The estimated budget allocation foreseen for the total programming period amounts to EUR 270 million for RSI.
965).
The target leverage effect as indicated in the legal basis and in the ex ante evaluation is 8 over the lifetime of the financial instrument RSI.
Ta jamstvena shema nadomešča in podrobneje opredeljuje pilot RSI v okviru Sklada za financiranje na osnovi delitve tveganja v okviru Sedmega okvirnega programa za raziskave in je del enotnega dolžniškega finančnega instrumenta, namenjenega podpori podjetjem in njihovim dejavnostim raziskav in inovacij.
Based on the target leverage of the instrument RSI, it was estimated that the total amount of investments volumes mobilised would be around EUR 2160 million, whereas it actually reached EUR 3100 million for the entire duration of the programme.
Njegovi ciljni upravičenci so MSP in mala podjetja s srednjo kapitalizacijo (do 499 zaposlenih), ki so usmerjena v raziskave in inovacije in potrebujejo posojila med 25000 EUR in 7,5 milijona EUR.
European Progress Microfinance Guarantee Facility (EPMF-G) — Prior to 2014
Posojila, ki bodo presegala 7,5 milijona EUR, bodo proučena za vsak primer posebej.
Decision No 283/2010/EU of the European Parliament and of the Council of 25 March 2010 establishing a European Progress Microfinance Facility for employment and social inclusion (OJ L 87, 7.4.2010, p.
To shemo izvaja Evropski investicijski sklad, in sicer z zagotavljanjem neposrednih jamstev finančnim posrednikom, kot so banke, ki bodo dodeljevale dejanska posojila končnim prejemnikom.
1).
Jamstvo bo krilo do 50 % potencialnih izgub finančnih posrednikov.
The aim of the European Progress Microfinance Facility (the ‘Facility’) is twofold: on the one hand, it increases availability of microfinance for persons wishing to start up or develop their micro-enterprises, including for self-employment, in the sense that it enables microfinance providers in the Union to enlarge their lending volumes to these individuals.
MSP in mala podjetja s srednjo kapitalizacijo, usmerjena v raziskave in inovacije, ki želijo zaprositi za posojilo, se morajo obrniti na enega od finančnih posrednikov, ki so podpisali sporazum (glej izbirni postopek) z Evropskim investicijskim skladom.
On the other hand, the Facility enhances access to microfinance by reducing microfinance providers’ risk.
To je shema, ki deluje glede na povpraševanje, brez predhodnih dodelitev med gospodarskimi panogami, državami ali regijami.
This feature allows microfinance providers to reach out to groups who could normally not be served, for instance, because persons from these groups could not provide sufficient collateral or because the interest rates would have to be very high to justify their actual risk profile.
Vendar Komisija po uspešnem zaključku pogajanj spodbuja Evropski investicijski sklad, naj si posebej prizadeva zagotoviti, da bodo precejšnji delež končnih prejemnikov predstavljala ekološko inovativna MSP in mala podjetja s srednjo kapitalizacijo.
The Facility shall provide Union resources to increase access to, and availability of, microfinance for:
Pričakovani učinek: MSP in mala podjetja s srednjo kapitalizacijo, usmerjena v raziskave in inovacije, bodo sposobna izvajati več raziskovalnih in inovacijskih dejavnosti.
persons who have lost or are at risk of losing their job, or who have difficulties entering or re-entering the labour market, as well as persons who are facing the threat of social exclusion or vulnerable persons who are in a disadvantaged position with regard to access to the conventional credit market and who want to start or further develop their own micro-enterprise, including self-employment,
Kazalniki so število sporazumov, podpisanih s finančnimi posredniki, ter število in obseg odobrenih posojil.
micro-enterprises, especially in the social economy, as well as micro-enterprises which employ persons referred to in point (a).
Okvirni časovni razpored: ta shema je na voljo od 10. junija 2014.
The financial contribution from the general budget of the Union for the Facility for the period from 1 January 2010 to 31 December 2013 amounts to EUR 103,6 million, out of which EUR 23,6 million is foreseen for the EPMF Guarantee Facility (EPMF-G) and EUR 80 million for the EPMF Fonds Commun de Placement — Fonds d'Investissement Spécialisé (EPMF FCP-FIS).
Izbirni postopek:
The Facility is implemented by using the following types of actions, as appropriate:
za finančne posrednike: Evropski investicijski sklad objavi razpis za prijavo interesa, pri čemer bodo upravičenost in izbirna merila opredeljeni kot del posameznega razpisa, in sicer po posvetovanju z GD za raziskave in inovacije;
guarantees (EPMF-G),
za posojila: v skladu z notranjimi postopki posredniških bank ali drugih finančnih institucij, na katere se MSP ali mala podjetja s srednjo kapitalizacijo obrnejo, pri čemer se uporabijo običajni tržni pogoji.
debt and equity instruments (FCP-FIS),
Skupna proračunska sredstva, predvidena za programsko obdobje 2014–2020 za storitev za posojila za raziskave in inovacije za MSP in mala podjetja s srednjo kapitalizacijo iz proračuna za dostop do tveganega financiranja v okviru programa Obzorje 2020, znašajo 1060 milijonov EUR.
support measures, such as communication activities, monitoring, control, audit and evaluation which are directly necessary for the effective and efficient implementation of Decision No 283/2010/EU and for the achievement of its objectives.
Ureditev delitve tveganja z Evropskim investicijskim skladom bo delovala kot finančni vzvod za prispevek Unije k storitvi za posojila za raziskave in inovacije za MSP in mala podjetja s srednjo kapitalizacijo, in sicer s faktorjem do 9, kar pomeni posojila MSP in malim podjetjem s srednjo kapitalizacijo, usmerjenim v raziskave in inovacije, v višini približno 9540 milijonov EUR za celotno trajanje programa.
The micro-credit guarantee window shall remain in full force and effect until 31 December 2020.
Dodeljena proračunska sredstva za celotno programsko obdobje po ocenah znašajo 1060 milijonov EUR.
No further budgetary commitments have been made by the Commission since the end of the commitment period.
Ciljni učinek finančnega vzvoda, kot je naveden v pravni podlagi/predhodni oceni, je 9 v celotnem času trajanja finančnega instrumenta.
The estimated budget allocation foreseen for the total programming period amounts to EUR 103,6 million (cumulative budget for EPMF-G and EPMF FCP-FIS).
Na podlagi ciljnih finančnih vzvodov instrumenta se ocenjuje, da bi skupni znesek mobiliziranega obsega naložb znašal okoli 9540 milijonov EUR za celotno trajanje programa.
The target leverage effect of the EPMF facility is 4,83 over the lifetime of the financial instruments .
Program za zaposlovanje in socialne inovacije (EaSI) – Tretja os – Mikrofinanciranje in socialno podjetništvo – V obdobju 2014–2020
Based on the target leverage of the EPMF facility, it is estimated that the total amount of loan volumes mobilised would be around EUR 500 million.
Uredba (EU) št. 1296/2013 Evropskega parlamenta in Sveta z dne 11. decembra 2013 o Programu Evropske unije za zaposlovanje in socialne inovacije („EaSI“) in spremembi Sklepa št. 283/2010/EU o ustanovitvi Evropskega mikrofinančnega instrumenta Progress za zaposlovanje in socialno vključenost (UL L 347, 20.12.2013, str.
The aggregate EPMF-G budgetary commitments for the period 2010-2013 amount to a total of EUR 23,6 million (Guarantee part only).
238.)
The target volumes of lending to beneficiary micro-enterprises are estimated at EUR 273,8 million for the EPMF-G financial instrument [69].
Postavka 04 03 02 03 – Mikrofinanciranje in socialno podjetništvo – Povečevanje dostopnosti in razpoložljivosti finančnih sredstev za pravne in fizične osebe, zlasti najbolj oddaljene od trga dela, ter za socialna podjetja.
The Loan Guarantee Facility (LGF) provides:
Cilji teh finančnih instrumentov so opisani v Uredbi (EU) št. 1269/2013 in jih je mogoče najti v členu 4:
counter-guarantees and other risk-sharing arrangements for guarantee schemes,
Splošni cilj:
direct guarantees and other risk-sharing arrangements for any other financial intermediaries meeting the eligibility criteria.
spodbujati zaposlovanje in socialno vključenost s povečevanjem razpoložljivosti in dostopnosti mikrofinanciranja za ranljive osebe, ki želijo ustanoviti mikropodjetja, kot tudi za obstoječa mikropodjetja, ter s povečevanjem dostopa do financiranja za socialna podjetja.
The LGF consists of:
Posebni cilji iz člena 26:
guarantees for debt financing via loans, including subordinated and participating loans, or leasing, which shall reduce the particular difficulties that viable SMEs face in accessing finance either due to their perceived high risk or their lack of sufficient available collateral,
povečati dostop do mikrofinanciranja in njegovo razpoložljivost za:
securitisation of SME debt finance portfolios, which shall mobilise additional debt financing for SMEs under appropriate risk-sharing arrangements with the targeted institutions.
ogrožene osebe, ki so ostale brez zaposlitve ali jim to grozi ali imajo težave pri vstopanju ali ponovnem vstopanju na trg dela ali jim grozi socialna izključenost ali so socialno izključene in so v prikrajšanem položaju pri dostopu do konvencionalnega trga posojil in ki želijo ustanoviti ali razviti svoje mikropodjetje,
Support for those transactions is conditional upon an undertaking by the originating institutions to use a significant part of the resulting liquidity or the mobilised capital for new SME lending within a reasonable period of time.
mikropodjetja v ustanavljanju ali razvoju, zlasti tista, ki zaposlujejo osebe iz prve podalinee,
The amount of this new debt financing will be calculated in relation to the amount of the guaranteed portfolio risk and shall be negotiated, together with the period of time, individually with each originating institution.
podpirati razvoj trga socialnih naložb in zagotavljanje dostopa do financ za socialna podjetja z zagotavljanjem lastniškega kapitala in navideznega lastniškega kapitala, posojilnih instrumentov in nepovratnih sredstev do 500000 EUR za socialna podjetja, katerih letni promet ne presega 30 milijonov EUR ali katerih letna bilančna vsota ne presega 30 milijonov EUR, ki sama niso kolektivna naložbena podjetja.
The LGF covers, except for loans in the securitised portfolio, loans up to EUR 150000 and with a minimum maturity of 12 months.
Pri njegovi razdelitvi se bodo upoštevali naslednji minimalni odstotki:
The LGF may also cover loans above EUR 150000 in cases where SMEs who meet the criteria to be eligible under the COSME programme do not meet the criteria to be eligible under the SME window in the Debt Facility of the Horizon 2020 programme (the so-called InnovFin SME Guarantee Facility), and with a minimum maturity of 12 months.
mikrofinanciranje za ranljive skupine in mikropodjetja: 45 %,
The LGF is designed in such a way that it will be possible to report on SMEs supported, both in terms of number and volume of loans.
socialno podjetništvo: 45 %.
The implementation of the LGF has been entrusted to the European Investment Fund (EIF), on the basis of a delegation agreement signed on 22 July 2014.
Preostanek se bo razdelil med obema.
The delegation agreement ensures that the LGF is accessible for a broad range of financial intermediaries (guarantee societies, national promotional institutes, commercial banks, cooperatives, etc.) which are experienced in financial transactions with SMEs or which have the capacity to enter into financial transactions with SMEs.
Okvirni ciljni rezultati so 41000 mikroposojil končnim prejemnikom in 1350 posojil socialnim podjetjem.
From a technical point of view, the EIF is instructed to provide capped portfolio guarantees to the financial intermediaries which will cover a portion of expected losses of a portfolio of newly generated SME transactions which have a higher risk profile.
Cilj za mikrofinanciranje temelji na preteklih izkušnjah z Evropskim mikrofinančnim instrumentom Progress.
As far as securitisation transactions are concerned, the EIF is instructed to provide guarantee coverage on a part of the mezzanine tranche of a securitised SME lending portfolio coupled with an undertaking by the financial intermediary to build up a new SME loan portfolio.
Cilj za socialna podjetja temelji na skupnem obsegu jamstev in financiranih instrumentov, pomnoženem s pričakovanim učinkom finančnega vzvoda in deljeno s povprečno velikostjo naložbe v višini 200000 EUR na socialno podjetje.
Target final recipients under the capped portfolio guarantees and the securitisation transactions are SMEs of all sizes without a specific sector focus.
Dodeljena proračunska sredstva, predvidena za celotno programsko obdobje, znašajo po ocenah 193 milijonov EUR.
The range of financial products which can be supported through the capped guarantees is very broad so as to not discriminate amongst the SME population which has very differing financing needs depending on a company’s stage of development and the sector/industry in which it operates.
Ocenjeni ciljni učinek finančnega vzvoda:
The guarantee instrument is planned to last until 31 December 2034 (until last operations are wound down).
5,5 v celotnem času trajanja finančnega instrumenta za jamstva,
Individual guarantee agreements to be signed by the entrusted entity will have a maximum duration of ten years.
še ni na voljo za financirane instrumente [71].
The LGF may also contribute to the financial instruments to be deployed under the SME initiative, a joint instrument combining Union funds available under COSME and/or Horizon 2020 and ESIF resources in cooperation with EIB/EIF with a view to generate additional lending to SMEs in specific Member States..
Na podlagi ciljnih finančnih vzvodov instrumenta
This contribution may take the form of uncapped portfolio guarantees or securitisation operations and cover the mezzanine tranche of the portfolio.
se ocenjuje, da bi skupni znesek v višini 96 milijonov EUR za jamstva pomenil okoli 528 milijonov EUR za končne prejemnike,
Based on the distribution of the total amount allocated to the financial instruments between the equity instrument (48 %) and the debt instrument (52 %) as foreseen in the legislative financial statement, the initial overall budget envelope foreseen for the LGF for the total 2014-2020 programming period amounts to EUR 717 million.
ocena za financirane instrumente še ni na voljo [72].
The estimated initial budget allocation foreseen for the total programming period amounts to EUR 717 million [70].
Člen 15 04 01 – Krepitev finančnih zmogljivosti MSP ter malih in zelo malih organizacij v evropskem kulturnem in ustvarjalnem sektorju ter spodbujanje razvoja politike in novih poslovnih modelov.
The target leverage effect as indicated in the legal basis is between 20 and 30, with EUR 1 from the Union budget resulting in EUR 20-30 in financing over the lifetime of the financial instrument.
Splošni cilj jamstvenega instrumenta za kulturni in ustvarjalni sektor je v skladu s cilji okvirnega programa Ustvarjalna Evropa, in sicer: podpora varovanju in spodbujanju evropske kulturne in jezikovne raznolikosti ter krepitev konkurenčnosti kulturnega in ustvarjalnega sektorja z namenom spodbujanja pametne, trajnostne in vključujoče rasti v skladu s strategijo Evropa 2020.
Based on the target leverage of the instrument, it is estimated that the total amount of loan volumes mobilised would range from EUR 14,3 to 21,5 billion for the entire duration of the programme.
Posebni cilj jamstvenega instrumenta za kulturni in ustvarjalni sektor je okrepiti finančno sposobnost kulturnega in ustvarjalnega sektorja.
SMEs & Small Midcaps R&I Loans Service under Horizon 2020 — 2014 to 2020
Obravnavana bodo naslednja vprašanja:
Council Decision 2013/743/EU of 3 December 2013 establishing the specific programme implementing Horizon 2020 — the Framework Programme for Research and Innovation (2014-2020) (OJ L 347, 20.12.2013, p.
težave, s katerimi se spopadajo kulturna in ustvarjalna MSP ter projekti pri dostopu do bančnih posojil,
965).
omejeno razširjanje strokovnega znanja med finančnimi institucijami na področju finančne analize kulturnih in ustvarjalnih MSP ter projektov po vsej Uniji.
This guarantee facility succeeds and refines the RSI pilot under the RSFF in the Seventh Framework Programme, and is part of a single debt financial instrument supporting the growth of enterprises and their R&I activities.
V odgovor na ta vprašanja bodo operativni cilji:
It targets R&I-driven SMEs and small midcaps (up to 499 employees) requiring loans of between EUR 25000 and EUR 7,5 million.
zagotoviti jamstva za banke, ki se ukvarjajo s kulturnimi in ustvarjalnimi MSP, s čimer se jim omogoči lažji dostop do bančnih posojil,
A loan of more than EUR 7,5 million will be considered on a case-by-case basis.
finančnim institucijam zagotoviti strokovno znanje in krepitev zmogljivosti,
The European Investment Fund (EIF) implements this facility by providing direct guarantees to financial intermediaries such as banks, which will extend the actual loans to final recipients.
povečati število finančnih institucij, ki so pripravljene sodelovati s kulturnimi in ustvarjalnimi MSP,
The guarantee will cover up to 50 % of intermediaries’ potential losses.
povečati geografsko diverzifikacijo finančnih institucij v Evropi, ki so pripravljene sodelovati s kulturnimi in ustvarjalnimi MSP.
EIF also offers counter-guarantees to financial intermediaries (such as guarantee institutions) providing risk protection to banks extending loans to R&I-driven SMEs and small midcaps.
Predvidene proračunske obveznosti za celotno programsko obdobje znašajo 121 milijonov EUR, poleg tega pa še največ 2 milijona EUR pričakovanih izterjav iz Jamstvenega sklada za produkcijo MEDIA v skladu s Prilogo I k Uredbi (EU) št. 1295/2013.
R&I-driven SMEs or small midcaps wishing to apply for a loan should contact one of the financial intermediaries signing an agreement (see ‘Selection procedure’) with EIF.
Dodeljena proračunska sredstva, predvidena za celotno programsko obdobje, znašajo po ocenah 123 milijonov EUR.
This is a demand-driven facility, with no prior allocations between sectors, countries or regions.
Ciljni učinek finančnega vzvoda, kot je naveden v pravni podlagi/predhodni oceni, je 5,7 v celotnem času trajanja finančnega instrumenta.
However, subject to the successful conclusion of negotiations, the Commission incentivises EIF to make a particular effort to ensure that a significant proportion of final recipients are eco-innovative SMEs and small midcaps.
Na podlagi ciljnih finančnih vzvodov instrumenta se ocenjuje, da bi skupni znesek mobiliziranega obsega naložb znašal okoli 690 milijonov EUR za celotno trajanje programa.
Expected impact: R&I-driven SMEs and small midcaps able to carry out a greater amount of R&I.
Uredba (EU) št. 1288/2013 Evropskega parlamenta in Sveta z dne 11. decembra 2013 o uvedbi programa „Erasmus+“, program Unije za izobraževanje, usposabljanje, mladino in šport in o razveljavitvi sklepov št. 1719/2006/ES, št. 1720/2006/ES in št. 1298/2008/ES (UL L 347, 20.12.2013, str.
Selection procedure:
Cilj jamstvene sheme za študentska posojila „magistrski študij Erasmus+“ je spodbujati in podpirati mobilnost za celoten študijski program na magistrski stopnji (drugi cikel visokošolskega izobraževanja).
for financial intermediaries: EIF issues calls for expression of interest, with eligibility and selection criteria defined as part of each call after consultation with DG Research & Innovation;
V zvezi s tem jamstvena shema za študentska posojila zagotavlja delna jamstva za finančne posrednike, ki pod ugodnimi pogoji izdajo posojila študentom iz držav, ki sodelujejo v programu Erasmus+, ki celoten (eno- ali dvoleten) magistrski študijski program zaključijo izven države stalnega prebivališča ter izven države, v kateri so zaključili študij na diplomski stopnji.
for loans: according to the internal processes of the intermediary bank or other financial institution that the SME or small midcap applies to, using normal commercial criteria.
Jamstva, izdana v okviru sheme, zajemajo nova upravičena študentska posojila do največ 12000 EUR za enoletni magistrski program in do 18000 EUR za dvoletni magistrski program.