natgillin/translations-raw huggingface dataset:
In order to ensure progressive convergence between the level of own funds and the prudential adjustments applied to the definition of own funds across the Union and the definition of own funds laid down in Union law during a transitional period, the phasing-in of own funds requirements should occur gradually.
Za zagotovitev postopnega približevanja med ravnijo kapitala in bonitetnimi prilagoditvami, ki se uporabljajo za opredelitev kapitala v Uniji in opredelitev kapitala v pravu Unije v prehodnem obdobju, bi bilo treba zagotoviti postopno uvajanje zahtev glede kapitala.
The consistent application of prudential requirements for credit institutions within the Member States participating in the SSM is a specific objective of Regulation (EU) No 1024/2013 and Regulation (EU) No 468/2014 (ECB/2014/17) and is entrusted to the ECB.
Skladna uporaba bonitetnih zahtev za kreditne institucije v državah članicah, ki sodelujejo v EMN, je poseben cilj Uredbe (EU) št. 1024/2013 in Uredbe (EU) št. 468/2014 (ECB/2014/17) in zanjo je zadolžena ECB.
In accordance with Regulation (EU) No 1024/2013, the ECB applies all relevant Union law and where this Union law is composed of directives, the national legislation transposing those directives.
ECB v skladu z Uredbo (EU) št. 1024/2013 uporablja vse upoštevno pravo Unije in nacionalno zakonodajo, s katero so bile prenesene morebitne direktive, ki so del upoštevnega prava Unije.
Where relevant Union law is composed of regulations and where currently those regulations explicitly grant options and discretions to the Member States, the ECB should also apply the national legislation exercising those options and discretions.
V primerih, ko gre pri upoštevnem pravu Unije za uredbe, in kadar navedene uredbe trenutno državam članicam izrecno ponujajo različne opcije in diskrecijske pravice, bi morala ECB uporabljati tudi nacionalno zakonodajo, s katero se izvajajo navedene opcije in diskrecijske pravice.
Such national legislation should not affect the smooth functioning of the SSM, for which the ECB is responsible.
Ta nacionalna zakonodaja ne bi smela vplivati na nemoteno delovanje EMN, za katero je odgovorna ECB.
Such options and discretions do not include those available only to competent authorities, which the ECB is solely competent to exercise and should exercise as appropriate.
Te opcije in diskrecijske pravice ne vključujejo tistih, ki so na voljo samo pristojnim organom, ter za izvajanje katerih je ECB izključno pristojna in jih mora izvajati po potrebi.
In exercising options and discretions, the ECB, as the competent authority, should take account of the general principles of Union law, in particular equal treatment, proportionality and the legitimate expectations of supervised credit institutions.
ECB mora kot pristojni organ pri izvajanju opcij in diskrecijskih pravic upoštevati splošna načela prava Unije, zlasti enako obravnavo, sorazmernost in upravičena pričakovanja nadzorovanih kreditnih institucij.
With regard to the legitimate expectations of supervised credit institutions, the ECB acknowledges the need to allow for transitional periods where its exercise of options and discretions significantly departs from the approach taken by the national competent authorities prior to the entry into force of this Regulation.
V zvezi z upravičenimi pričakovanji nadzorovanih kreditnih institucij ECB priznava, da je treba v primerih, kjer se njeno izvajanje opcij in diskrecijskih pravic pomembno razlikuje od pristopa pristojnih nacionalnih organov pred začetkom veljavnosti te uredbe, omogočiti prehodna obdobja.
In particular, where the ECB exercises its options and discretions in relation to transitional provisions laid down in Regulation (EU) No 575/2013, this Regulation should establish appropriate transitional periods.
Zlasti kjer ECB izvaja opcije in diskrecijske pravice v zvezi s prehodnimi določbami Uredbe (EU) št. 575/2013, bi morala ta uredba vzpostaviti ustrezna prehodna obdobja.
Article 143(1)(b) of Directive 2013/36/EU of the European Parliament and of the Council [6] requires competent authorities to publish the manner of exercise of the options and discretions available in Union law,
Člen 143(1)(b) Direktive 2013/36/EU Evropskega parlamenta in Sveta [6] zahteva, da morajo pristojni organi objaviti način izvajanja opcij in diskrecijskih pravic, ki so na voljo v pravu Unije –
This Regulation specifies certain of the options and discretions conferred on competent authorities under Union law concerning prudential requirements for credit institutions that the ECB is exercising.
Ta uredba podrobneje določa nekatere opcije in diskrecijske pravice, ki so prenesene na pristojne organe po pravu Unije o bonitetnih zahtevah za kreditne institucije in jih ECB izvaja.
It shall apply exclusively with regard to those credit institutions classified as significant in accordance with Article 6(4) of Regulation (EU) No 1024/2013, and Part IV and Article 147(1) of Regulation (EU) No 468/2014 (ECB/2014/17).
Uporablja se izključno v zvezi s kreditnimi institucijami, ki se razvrstijo kot pomembne v skladu s členom 6(4) Uredbe (EU) št. 1024/2013 ter delom IV in členom 147(1) Uredbe (EU) št. 468/2014 (ECB/2014/17).
For the purposes of this Regulation, the definitions contained in Article 4 of Regulation (EU) No 575/2013, Article 2 of Regulation (EU) No 1024/2013, Article 2 of Regulation (EU) No 468/2014 (ECB/2014/17) and Article 3 of Delegated Regulation (EU) 2015/61 shall apply.
V tej uredbi se uporabljajo opredelitve pojmov iz člena 4 Uredbe (EU) št. 575/2013, člena 2 Uredbe (EU) št. 1024/2013, člena 2 Uredbe (EU) št. 468/2014 (ECB/2014/17) in člena 3 Delegirane uredbe (EU) 2015/61.
Article 89(3) of Regulation (EU) No 575/2013: Risk weighting and prohibition of qualifying holdings outside the financial sector
Člen 89(3) Uredbe (EU) št. 575/2013: uteži tveganja in prepoved kvalificiranih deležev izven finančnega sektorja
Without prejudice to Article 90 of Regulation (EU) No 575/2013 and for the purpose of calculating the capital requirements in accordance with Part Three of Regulation (EU) No 575/2013, credit institutions shall apply a risk weight of 1250 % to the greater of the following:
Brez poseganja v člen 90 Uredbe (EU) št. 575/2013 kreditne institucije pri izračunu kapitalskih zahtev v skladu z delom 3 Uredbe (EU) št. 575/2013 uporabijo utež tveganja 1250 % za višjega izmed naslednjih zneskov:
the amount of qualifying holdings in undertakings referred to in Article 89(1) of Regulation (EU) No 575/2013 in excess of 15 % of the eligible capital of the credit institution; and
znesek kvalificiranih deležev v družbah iz člena 89(1) Uredbe (EU) št. 575/2013, ki presega 15 % sprejemljivega kapitala kreditne institucije, in
the total amount of qualifying holdings in undertakings referred to in Article 89(2) of Regulation (EU) No 575/2013 that exceeds 60 % of the eligible capital of the credit institution.
skupen znesek kvalificiranih deležev v družbah iz člena 89(2) Uredbe (EU) št. 575/2013, ki presega 60 % sprejemljivega kapitala kreditne institucije.
Article 178(1) of Regulation (EU) No 575/2013: Default of an obligor
Člen 178(1) Uredbe (EU) št. 575/2013: neplačilo dolžnika
Irrespective of the national treatment prior to the entry into force of this Regulation, credit institutions shall apply the ‘more than 90 days past due’ standard for the categories of exposures specified in Article 178(1)(b) of Regulation (EU) No 575/2013.
Ne glede na nacionalno obravnavo pred začetkom veljavnosti te uredbe kreditne institucije za kategorije izpostavljenosti, določene v členu 178(1)(b) Uredbe (EU) št. 575/2013, uporabijo standard „več kot 90 dni zamude“.
Article 282(6) of Regulation (EU) No 575/2013: Hedging sets
Člen 282(6) Uredbe (EU) št. 575/2013: nizi varovanj
For the transactions referred to in Article 282(6) of Regulation (EU) No 575/2013, credit institutions shall use the mark-to-market method set out in Article 274 of Regulation (EU) No 575/2013.
Za posle, navedene v členu 282(6) Uredbe (EU) št. 575/2013, kreditne institucije uporabijo metodo tekoče izpostavljenosti iz člena 274 Uredbe (EU) št. 575/2013.
Article 327(2) of Regulation (EU) No 575/2013: Netting
Člen 327(2) Uredbe (EU) št. 575/2013: pobot
Credit institutions may use netting between a convertible and an offsetting position in the instrument underlying it, as referred to in Article 327(2) of Regulation (EU) No 575/2013, provided that either of the following conditions are fulfilled:
Kreditne institucije lahko uporabijo pobot med zamenljivim vrednostnim papirjem in nasprotno pozicijo v njegovem osnovnem instrumentu, kakor je navedeno v členu 327(2) Uredbe (EU) št. 575/2013, če je izpolnjen kateri koli od naslednjih pogojev:
prior to 4 November 2014 the national competent authority adopted an approach under which the likelihood of a particular convertible's being converted is taken into account; or
pristojni nacionalni organ je pred 4. novembrom 2014 sprejel pristop, ki upošteva verjetnost konverzije določenega zamenljivega vrednostnega papirja, ali
prior to 4 November 2014 the national competent authority required an own funds requirement to cover any loss that conversion may entail.
pristojni nacionalni organ je pred 4. novembrom 2014 zahteval, da kapitalska zahteva krije vsakršno izgubo, ki bi lahko nastala zaradi konverzije.
The approaches adopted by national competent authorities referred to in paragraph 1 shall continue to be used pending the adoption by the ECB of its own approach pursuant to Article 327(2) of Regulation (EU) No 575/2013.
Sprejeti nacionalni pristopi pristojnih nacionalnih organov iz odstavka 1 se uporabljajo še naprej, dokler ECB ne sprejme svojega pristopa na podlagi člena 327(2) Uredbe (EU) št. 575/2013.
Article 380 of Regulation (EU) No 575/2013: Waiver
Člen 380 Uredbe (EU) št. 575/2013: oprostitev
In the event of a system-wide failure within the meaning of Article 380 of Regulation (EU) No 575/2013 which the ECB confirms by issuing a public statement, until the ECB issues a public statement that the situation referred to therein is rectified, the following provisions shall apply:
Če pride do splošnega izpada ali propada v smislu člena 380 Uredbe (EU) št. 575/2013, ki ga ECB potrdi z izdajo javne izjave, se do takrat, ko ECB izda javno izjavo, da so se v izjavi navedene razmere uredile, uporabljajo naslednje določbe:
credit institutions shall not be required to comply with the own funds requirements laid down in Articles 378 and 379 of Regulation (EU) No 575/2013; and
kreditnim institucijam ni treba izpolnjevati kapitalskih zahtev iz členov 378 in 379 Uredbe (EU) št. 575/2013 in
the failure of a counterparty to settle a trade shall not be deemed a default for purposes of credit risk.
neporavnan posel s strani nasprotne stranke se ne šteje kot neplačilo za namene kreditnega tveganja.
Article 395(1) of Regulation (EU) No 575/2013: Limits to large exposures
Člen 395(1) Uredbe (EU) št. 575/2013: omejitve velikih izpostavljenosti
Irrespective of the national treatment prior to the entry into force of this Regulation, the limit on the value of a large exposure within the meaning of Article 395(1) of Regulation (EU) No 575/2013 shall not be lower than EUR 150 million.
Ne glede na nacionalno obravnavo pred začetkom veljavnosti te uredbe omejitev vrednosti velike izpostavljenosti v smislu člena 395(1) Uredbe (EU) št. 575/2013 ni nižja od 150 milijonov EUR.
Article 400(2) of Regulation (EU) No 575/2013: Exemptions
Člen 400(2) Uredbe (EU) št. 575/2013: izvzetja
The exposures listed in Article 400(2)(a) of Regulation (EU) No 575/2013 shall be exempted from the application of Article 395(1) of that Regulation for 80 % of the nominal value of the covered bonds, provided that the conditions set out in Article 400(3) of that Regulation are fulfilled.
Izpostavljenosti, navedene v členu 400(2)(a) Uredbe (EU) št. 575/2013, so izvzete iz uporabe člena 395(1) navedene uredbe za 80 % nominalne vrednosti kritih obveznic, če so izpolnjeni pogoji iz člena 400(3) navedene uredbe.
The exposures listed in Article 400(2)(b) of Regulation (EU) No 575/2013 shall be exempted from the application of Article 395(1) of that Regulation for 80 % of their exposure value, provided that the conditions set out in Article 400(3) of that Regulation are fulfilled.
Izpostavljenosti, navedene v členu 400(2)(b) Uredbe (EU) št. 575/2013, so izvzete iz uporabe člena 395(1) navedene uredbe za 80 % vrednosti izpostavljenosti, če so izpolnjeni pogoji iz člena 400(3) navedene uredbe.
The exposures listed in Article 400(2)(c) of Regulation (EU) No 575/2013 incurred by a credit institution to the undertakings referred to therein shall be exempted in full from the application of Article 395(1) of that Regulation, provided that the conditions set out in Article 400(3) of that Regulation, as further specified in Annex I to this Regulation, are fulfilled and in so far as those undertakings are covered by the same supervision on a consolidated basis in accordance with Regulation (EU) No 575/2013, Directive 2002/87/EC of the European Parliament and of the Council [7], or with equivalent standards in force in a third country, as further specified in Annex I to this Regulation.
Izpostavljenosti, navedene v členu 400(2)(c) Uredbe (EU) št. 575/2013, ki jih ima kreditna institucija do družb iz navedenega člena, so v celoti izvzete iz uporabe člena 395(1) navedene uredbe, če so izpolnjeni pogoji iz člena 400(3) navedene uredbe, kakor so podrobneje opredeljeni v Prilogi I k tej uredbi, in če so te družbe zajete v isti nadzor na konsolidirani podlagi v skladu z Uredbo (EU) št. 575/2013, Direktivo 2002/87/ES Evropskega parlamenta in Sveta [7] ali enakovrednimi standardi, ki veljajo v tretji državi, kakor je podrobneje opredeljeno v Prilogi I k tej uredbi.
The exposures listed in Article 400(2)(d) of Regulation (EU) No 575/2013 shall be exempted in full from the application of Article 395(1) of that Regulation, provided that the conditions set out in Article 400(3) of that Regulation, as further specified in Annex II to this Regulation, are fulfilled.
Izpostavljenosti, navedene v členu 400(2)(d) Uredbe (EU) št. 575/2013, so v celoti izvzete iz uporabe člena 395(1) navedene uredbe, če so izpolnjeni pogoji iz člena 400(3) navedene uredbe, kakor so podrobneje opredeljeni v Prilogi II k tej uredbi.
The exposures listed in Article 400(2)(e) to (k) of Regulation (EU) No 575/2013 shall be exempted in full, or in the case of Article 400(2)(i) they shall be exempted up to the maximum allowed amount, from the application of Article 395(1) of that Regulation, provided that the conditions set out in Article 400(3) of that Regulation are fulfilled.
Izpostavljenosti, navedene v členu 400(2)(e) do (k) Uredbe (EU) št. 575/2013, so v celoti, v primeru člena 400(2)(i) pa do najvišjega dovoljenega zneska, izvzete iz uporabe člena 395(1) navedene uredbe, če so izpolnjeni pogoji iz člena 400(3) navedene uredbe.
Credit institutions shall assess whether the conditions specified in Article 400(3) of Regulation (EU) No 575/2013, as well as the relevant Annex of this Regulation applicable to the specific exposure, are fulfilled.
Kreditne institucije ocenijo, ali so izpolnjeni pogoji iz člena 400(3) Uredbe (EU) št. 575/2013 in ustrezne priloge k tej uredbi, ki se uporablja za posamezno izpostavljenost.
The ECB may verify this assessment at any time and request credit institutions to submit the documentation referred to in the relevant Annex for this purpose.
ECB lahko to oceno kadar koli preveri in zahteva, da ji kreditne institucije za ta namen predložijo dokumentacijo, navedeno v ustrezni prilogi.
This Article shall only apply where the relevant Member State has not exercised the option under Article 493(3) of Regulation (EU) No 575/2013 to grant a full or partial exemption for the specific exposure.
Ta člen se uporablja samo v primeru, kadar zadevna država članica ni izvedla opcije iz člena 493(3) Uredbe (EU) št. 575/2013, da posamezno izpostavljenost v celoti ali delno izvzame.
Article 415(3) of Regulation (EU) No 575/2013: Reporting obligation
Člen 415(3) Uredbe (EU) št. 575/2013: obveznost poročanja
Without prejudice to other reporting requirements, credit institutions shall, in accordance with Article 415(3) of Regulation (EU) No 575/2013, report to the ECB the information required under national law for the purpose of monitoring compliance with national liquidity standards, where that information has not already been provided to national competent authorities.
Brez poseganja v druge zahteve za poročanje kreditne institucije v skladu s členom 415(3) Uredbe (EU) št. 575/2013 poročajo ECB informacije, ki se zahtevajo po nacionalnem pravu za potrebe spremljanja skladnosti z nacionalnimi standardi glede likvidnosti, kadar te informacije niso bile predložene že pristojnim nacionalnim organom.
Article 420(2) of Regulation (EU) No 575/2013 and Article 23(2) of Delegated Regulation (EU) 2015/61: Liquidity outflows
Člen 420(2) Uredbe (EU) št. 575/2013 in člen 23(2) Delegirane uredbe (EU) 2015/61: likvidnostni odlivi
When assessing liquidity outflows resulting from trade finance off-balance sheet items, as referred to in Article 420(2) of and Annex I to Regulation (EU) No 575/2013, and until specific outflow rates are determined by the ECB in accordance with Article 23(2) of Delegated Regulation (EU) 2015/61, credit institutions shall assume an outflow rate of 5 %, as referred to in Article 420(2) of that Regulation and Article 23(2) of Delegated Regulation (EU) 2015/61.
Kreditne institucije pri ocenjevanju likvidnostnih odlivov zaradi zunajbilančnih postavk iz naslova trgovinskega financiranja, kakor so navedene v členu 420(2) Uredbe (EU) št. 575/2013 in Prilogi I k navedeni uredbi, in dokler ECB ne določi posebnih stopenj odlivov v skladu s členom 23(2) Delegirane uredbe (EU) 2015/61, predpostavijo stopnjo odliva v višini 5 %, kakor je navedeno v členu 420(2) navedene uredbe in členu 23(2) Delegirane uredbe Komisije (EU) 2015/61.
The corresponding outflows shall be reported in accordance with Commission Implementing Regulation (EU) No 680/2014 [8].Article 12
Ustrezni odlivi se poročajo v skladu z Izvedbeno uredbo Komisije (EU) št. 680/2014 [8].Člen 12
Article 12(3) of Delegated Regulation (EU) 2015/61: Level 2B assets
Člen 12(3) Delegirane uredbe (EU) 2015/61: sredstva stopnje 2B
Credit institutions that in accordance with their statutes of incorporation are unable for reasons of religious observance to hold interest-bearing assets may include corporate debt securities as level 2B liquid assets in accordance with all of the conditions specified in Article 12(1)(b), including points (ii) and (iii), of Delegated Regulation (EU) 2015/61.
Kreditne institucije, ki v skladu s svojim statutom iz verskih razlogov ne smejo držati obrestonosnih sredstev, lahko vključijo podjetniške dolžniške vrednostne papirje kot likvidna sredstva stopnje 2B v skladu z vsemi pogoji iz člena 12(1)(b) Delegirane uredbe (EU) 2015/61, vključno s točkama (ii) in (iii) navedenega člena.
For credit institutions referred to in paragraph 1, the ECB may periodically review the requirement referred to in that paragraph and allow an exemption from Article 12(1)(b)(ii) and (iii) of Delegated Regulation (EU) 2015/61, where the conditions specified in Article 12(3) of that Delegated Regulation have been met.
Za kreditne institucije, navedene v odstavku 1, lahko ECB periodično pregleda zahtevo iz navedenega odstavka ter dovoli izvzetje iz člena 2(1)(b)(ii) in (iii) Delegirane uredbe (EU) 2015/61, kadar so izpolnjeni pogoji iz člena 12(3) navedene delegirane uredbe.
Article 24(4) and (5) of Delegated Regulation (EU) 2015/61: Outflows from stable retail deposits
Člen 24(4) in (5) Delegirane uredbe (EU) 2015/61: odlivi iz stabilnih vlog na drobno
Credit institutions shall multiply by 3 % the amount of stable retail deposits covered by a deposit guarantee scheme as referred to in Article 24(4) of Delegated Regulation (EU) 2015/61, provided that the Commission has given its prior approval in accordance with Article 24(5) of that Delegated Regulation certifying that all the conditions of Article 24(4) have been fulfilled.
Kreditne institucije pomnožijo znesek stabilnih vlog na drobno, ki jih krije sistem jamstva za vloge, s 3 %, kakor je navedeno v členu 24(4) Delegirane uredbe (EU) 2015/61, če je Komisija izdala predhodno odobritev v skladu s členom 24(5) navedene delegirane uredbe, s katero je potrdila, da so izpolnjeni vsi pogoji iz člena 24(4).
TRANSITIONAL PROVISIONS OF REGULATION (EU) NO 575/2013
PREHODNE DOLOČBE UREDBE (EU) ŠT.
Article 14
575/2013
Article 467(3) of Regulation (EU) No 575/2013: Unrealised losses measured at fair value
Člen 14
During the period from 1 January 2016 to 31 December 2017, credit institutions shall include in the calculation of their Common Equity Tier 1 items only the applicable percentage of unrealised losses within the meaning of Article 467(1) of Regulation (EU) 575/2013 and including losses on exposures to central governments classified in the ‘available for sale’ category.
Člen 467(3) Uredbe (EU) št. 575/2013: nerealizirane izgube, merjene po pošteni vrednosti
For the purposes of paragraph 1, the applicable percentage shall be:
Kreditne institucije v obdobju od 1. januarja 2016 do 31. decembra 2017 v izračun postavk navadnega lastniškega temeljnega kapitala vključijo samo veljavni odstotek nerealiziranih izgub v smislu člena 467(1) Uredbe (EU) št. 575/2013, vključno z izgubami iz naslova izpostavljenosti do enot centralne ravni države, razvrščenih v kategorijo „razpoložljiv za prodajo“.
60 % during the period from 1 January 2016 to 31 December 2016; and
Za namene odstavka 1 znaša veljavni odstotek:
80 % during the period from 1 January 2017 to 31 December 2017.
60 % v obdobju od 1. januarja 2016 do 31. decembra 2016 in
This Article is without prejudice to national law in force prior to the entry into force of this Regulation where such law sets applicable percentages higher than those specified in paragraph 2.
80 % v obdobju od 1. januarja 2017 do 31. decembra 2017.
Article 15
Ta člen ne posega v nacionalno pravo, ki velja pred začetkom veljavnosti te uredbe, kadar to pravo določa višje veljavne odstotke od tistih iz odstavka 2.
Article 468(3) of Regulation (EU) No 575/2013: Unrealised gains measured at fair value
Člen 15
During the period from 1 January 2016 to 31 December 2017, credit institutions shall remove from their calculation of Common Equity Tier 1 items the applicable percentage of unrealised gains within the meaning of Article 468(1) of Regulation (EU) No 575/2013 and including gains on exposures to central governments classified in the ‘available for sale’ category.
Člen 468(3) Uredbe (EU) št. 575/2013: nerealizirani dobički, merjeni po pošteni vrednosti
40 % during the period from 1 January 2016 to 31 December 2016; and
Kreditne institucije v obdobju od 1. januarja 2016 do 31. decembra 2017 iz izračuna postavk navadnega lastniškega temeljnega kapitala izključijo veljavni odstotek nerealiziranih dobičkov v smislu člena 468(1) Uredbe (EU) št. 575/2013, vključno z dobički iz naslova izpostavljenosti do enot centralne ravni države, razvrščenih v kategorijo „razpoložljiv za prodajo“.
20 % during the period from 1 January 2017 to 31 December 2017.
40 % v obdobju od 1. januarja 2016 do 31. decembra 2016 in
This Article is without prejudice to national law in force prior to the entry into force of this Regulation where such law sets applicable percentages that are higher than those specified in paragraph 2.
20 % v obdobju od 1. januarja 2017 do 31. decembra 2017.
Article 16
Ta člen ne posega v nacionalno pravo, ki velja pred začetkom veljavnosti te uredbe, kadar to pravo določa višje veljavne odstotke od tistih iz odstavka 2.
Article 471(1) of Regulation (EU) No 575/2013: Exemption from deduction of equity holdings in insurance companies from Common Equity Tier 1 items
Člen 16