natgillin/translations-raw huggingface dataset:
the feedback from support providers on the results or impact of the support that they have provided under the Programme in the specific objective and policy area in which they have been active, by beneficiary Member State, supported where available by quantitative or empirical data;
razvoj stališč zadevnih deležnikov v zvezi s prispevkom programa k uresničevanju reform po specifičnih ciljih, področjih politike in državah članicah upravičenkah, podprtim z razpoložljivimi ustreznimi kvantitativnimi ali empiričnimi podatki, kadar so na voljo in
the evolution of the views of relevant stakeholders regarding the contribution of the Programme to the achievement of the reforms by specific objective, policy area, and beneficiary Member State, supported where available, by appropriate quantitative or empirical data; and
število ciljev iz načrta za sodelovanje in podpora, ki so jih uresničile države članice prejemnice, med drugim zaradi podpore, prejete iz programa.
the number of objectives in the cooperation and support plan that have been reached, by beneficiary Member State, due, inter alia, to the support received from the Programme.
Navedeni kazalniki se uporabljajo glede na razpoložljive podatke in informacije, vključno z ustreznimi kvantitativnimi ali empiričnimi podatki.
Those indicators shall be used in accordance with data and information available, including appropriate quantitative or empirical data.
Poleg tega Komisija izvede kvalitativno analizo, da se ugotovijo povezave med podporo iz programa, ki se izmeri na podlagi informacij, pridobljenih s pomočjo navedenih kazalnikov, in institucionalnimi, upravnimi in strukturnimi reformami držav članic prejemnic za okrepitev konkurenčnosti, produktivnosti, rasti, delovnih mest, kohezije in naložb.
Regulation (EU) 2017/826 of the European Parliament and of the Council
Uredba (EU) 2017/826 Evropskega parlamenta in Sveta
on establishing a Union programme to support specific activities enhancing the involvement of consumers and other financial services end-users in Union policy-making in the area of financial services for the period of 2017-2020
o vzpostavitvi programa Unije za podpiranje specifičnih dejavnosti za večje vključevanje potrošnikov in drugih končnih uporabnikov finančnih storitev v oblikovanje politike Unije na področju finančnih storitev za obdobje 2017–2020
Having regard to the Treaty on the Functioning of the European Union, and in particular point (b) of Article 169(2) thereof,
ob upoštevanju Pogodbe o delovanju Evropske unije in zlasti točke (b) člena 169(2) Pogodbe,
The Union contributes to ensuring a high level of consumer protection, and to placing consumers at the heart of the internal market, by supporting and complementing Member States' policies in seeking to ensure that citizens can fully reap the benefits of the internal market and, in so doing, that their legal and economic interests are properly addressed and defended.
Unija prispeva k zagotavljanju visoke ravni varstva potrošnikov in k njihovi umestitvi v središče notranjega trga s tem da podpira in dopolnjuje politike držav članic pri zagotavljanju, da lahko državljani v celoti uživajo koristi notranjega trga ter da so pri tem njihovi pravni in ekonomski interesi ustrezno obravnavani in zaščiteni.
A well-functioning and trustworthy financial services sector is a key component of the internal market and its cross-border capabilities.
Dobro delujoč in verodostojen sektor finančnih storitev je ključni element notranjega trga in njegovih čezmejnih zmogljivosti.
It requires a solid framework for regulation and supervision, which simultaneously ensures financial stability and supports a sustainable economy.
Zahteva stabilen okvir za regulacijo in nadzor, ki hkrati zagotavlja finančno stabilnost in podpira trajnostno gospodarstvo.
At the same time, a well-functioning and trustworthy financial services sector should provide a high level of protection to consumers and other financial services end-users, including retail investors, savers, insurance policyholders, pension fund members and beneficiaries, individual shareholders, borrowers and SMEs.
Obenem bi moral dobro delujoč in verodostojen sektor finančnih storitev zagotoviti visoko raven varstva potrošnikov in drugih končnih uporabnikov finančnih storitev, vključno z malimi vlagatelji, varčevalci, imetniki zavarovalnih polic, člani in upravičenci pokojninskih skladov, posameznimi delničarji, posojilojemalci ter malimi in srednjimi podjetji.
Since 2007, the confidence of financial services end-users, in particular of consumers, has been shaken by the financial and economic crisis.
Od leta 2007 je bilo zaupanje končnih uporabnikov finančnih storitev, zlasti potrošnikov, omajano zaradi finančne in gospodarske krize.
To restore their confidence in the soundness of the financial sector and to contribute to its best practices, it is therefore important to increase the level of active participation and involvement of consumers and other financial services end-users, including retail investors, savers, insurance policyholders, pension fund members and beneficiaries, individual shareholders, borrowers and SMEs, as well as of stakeholders representing their interests, in Union and in other relevant multilateral policy-making in the financial sector.
Da bi se povrnilo njihovo zaupanje v trdnost finančnega sektorja in da bi se prispevalo k njegovim dobrim praksam, je torej pomembno povečati dejavno udeležbo in vključevanje potrošnikov in drugih končnih uporabnikov finančnih storitev, vključno z malimi vlagatelji, varčevalci, imetniki zavarovalnih polic, člani in upravičenci pokojninskih skladov, posameznimi delničarji, posojilojemalci ter malimi in srednjimi podjetji, kakor tudi deležnikov, ki zastopajo njihove interese, v oblikovanje politike v Uniji ter oblikovanje druge ustrezne večstranske politike v finančnem sektorju.
In order to achieve those objectives, following a cross-party initiative of the European Parliament, the Commission initiated at the end of 2011 a pilot project aimed at providing grants to support the development of a financial expertise centre for the benefit of consumers, other end-users and stakeholders who represent their interests, to enhance their ability to participate in Union policy-making in the area of financial services and to foster the development of a resilient banking system.
Za dosego teh ciljev je na pobudo več poslanskih skupin Evropskega parlamenta Komisija konec leta 2011 začela pilotni projekt, namenjen zagotavljanju nepovratnih sredstev, da bi podprli razvoj središča finančnega strokovnega znanja za potrošnike, druge končne uporabnike in deležnike, ki zastopajo njihove interese, da bi okrepili njihovo zmožnost sodelovanja pri oblikovanju politike Unije na področju finančnih storitev ter spodbudili razvoj odpornega bančnega sistema.
The main policy objectives were to ensure that Union policy-makers, when initiating new Union law, would be provided with views other than those expressed by financial sector professionals, to ensure that the interests of consumers and other financial services end-users would be reflected in new Union law, to ensure that the wider public would be better informed about issues at stake in financial regulation, thereby enhancing financial literacy, and to ensure that the active participation of consumers and other financial services end-users would be enhanced in Union policy-making in the area of financial services, resulting in well-balanced Union law.
Glavni cilji politike so bili, da bi se oblikovalcem politike Unije pri začetku pripravljanja novega prava Unije zagotovila stališča, ki niso stališča strokovnjakov v finančnem sektorju, zagotoviti, da bi pravo Unije odražalo interesi potrošnikov in drugih končnih uporabnikov finančnih storitev, zagotoviti, da bi bila širša javnost bolje obveščena o tekočih vprašanjih v okviru regulacije finančnega sektorja, s čimer bi se povečala finančna pismenost, in zagotoviti, da bi se okrepilo dejavno sodelovanje potrošnikov in drugih končnih uporabnikov finančnih storitev pri oblikovanju politike Unije na področju finančnih storitev, kar bi privedlo do dobro uravnoteženega prava Unije.
As a result, between 2012 and 2015, and following an open call for proposals, the Commission awarded operating grants to two non-profit entities: Finance Watch and Better Finance.
Posledično je Komisija med letoma 2012 in 2015 ter po javnem razpisu za zbiranje predlogov dodelila nepovratna sredstva za poslovanje dvema neprofitnima subjektoma: Finance Watch in Better Finance.
Those grants were awarded in 2012 and 2013 under a pilot project lasting two years, and since 2014 in the form of a preparatory action.
Ta nepovratna sredstva so se leta 2012 in 2013 dodelila v okviru pilotnega projekta, ki je trajal dve leti, ter v obliki pripravljalnega ukrepa od leta 2014.
Furthermore, in 2016, it was decided to provide action grants instead of operating grants, as action grants ensure better control of Union budget spending.
Poleg tega je bilo leta 2016 odločeno, da se namesto nepovratnih sredstev za poslovodenje zagotovijo nepovratna sredstva za ukrepe, saj slednje zagotavljajo boljši nadzor porabe proračuna Unije.
Given that a preparatory action can only be used for up to three consecutive years under Regulation (EU, Euratom) No 966/2012 of the European Parliament and of the Council [3], a legislative act is necessary to provide a legal basis for the funding of such actions as of 2017.
Glede na to, da se na podlagi Uredbe (EU, Euratom) št. 966/2012 Evropskega parlamenta in Sveta [3] pripravljalni ukrep lahko uporablja le največ tri zaporedna leta, mora zakonodajni akt zagotoviti pravno podlago za financiranje teh ukrepov od leta 2017.
Finance Watch was set up with Union grants in 2011 as an international non-profit association under Belgian law.
Organizacija Finance Watch je bila z nepovratnimi sredstvi Unije leta 2011 ustanovljena kot mednarodno neprofitno združenje po belgijskem pravu.
Its mission is to defend the interests of civil society in the financial sector.
Njena naloga je ščititi interese civilne družbe v finančnem sektorju.
As a result of Union grants, Finance Watch managed in a short period of time to set up a team of qualified experts, who were able to conduct studies, policy analysis and communication activities in the area of financial services.
Kot posledica nepovratnih sredstev Unije je organizaciji Finance Watch v kratkem času uspelo oblikovati usposobljeno skupino strokovnjakov, ki so bili zmožni izvajati študije, analizo politike in dejavnosti obveščanja na področju finančnih storitev.
Better Finance is the product of successive re-organisations and rebranding of pre-existing European federations of investors and shareholders since 2009.
Organizacija Better Finance je nastala kot posledica zaporednih reorganizacij in preoblikovanja blagovne znamke evropskih združenj vlagateljev in delničarjev, ki so obstajala že od leta 2009.
Thanks to Union grants, the organisation formed a centre of financial expertise, focusing primarily on the interests of consumers, individual investors, individual shareholders, savers and other end-users of financial services, coherent with its membership base and its resources.
Z nepovratnimi sredstvi Unije ji je uspelo oblikovati središče finančnega strokovnega znanja, ki se v skladu z njenim članstvom in viri osredotoča predvsem na interese potrošnikov, posameznih vlagateljev, posameznih delničarjev, varčevalcev in drugih končnih uporabnikov finančnih storitev.
The evaluation carried out in 2015 of the pilot project and the subsequent preparatory action concluded that the policy objectives have generally been achieved.
Na podlagi ocene pilotnega projekta, ki je bila izvedena v letu 2015, in poznejšega pripravljalnega ukrepa je bilo ugotovljeno, da so bili cilji politike na splošno doseženi.
Finance Watch and Better Finance have worked on complementary policy areas and have targeted different audiences.
Organizaciji Finance Watch in Better Finance sta delovali na dopolnilnih področjih politike in bili usmerjeni na različno ciljno publiko.
Together their activities have covered most of the Union financial political agenda since 2012 and, as far as their resources have allowed, Finance Watch and Better Finance have made efforts to expand their activities in order to have wide geographical coverage within the Union.
Skupno so njune dejavnosti zajele večino finančnega političnega programa Unije od leta 2012 in organizaciji Finance Watch in Better Finance sta si, kolikor so jima dopuščala sredstva, prizadevali razširiti svoje dejavnosti, da bi Unijo široko geografsko pokrili.
Both organisations have provided added value to the activities of their national members and to Union consumers.
Obe organizaciji sta ustvarili dodano vrednost dejavnostim svojih nacionalnih članov in potrošnikov Unije.
National organisations that deal with a wide range of consumers' issues often lack technical expertise in policy areas related specifically to financial services and to the related Union policy-making processes.
Nacionalnim organizacijam, ki se ukvarjajo s široko paleto potrošniških vprašanj, pogosto primanjkuje strokovnega znanja na področjih politike, izrecno povezanih s finančnimi storitvami in povezanimi postopki oblikovanja politike Unije.
In addition, no similar organisations have so far been identified at Union level.
Poleg tega podobne organizacije do zdaj niso bile identificirane na ravni Unije.
Although the evaluation of the pilot project showed that no other applicant has responded to the successive yearly calls for proposal that have taken place since 2012, the programme provided for in this Regulation should be open to other potential beneficiaries after the end of the 2017-2020 period if they meet its requirements.
Čeprav je ocena pilotnega projekta pokazala, da se od leta 2012 noben drug kandidat ni odzval na zaporedne letne razpise za zbiranje predlogov, bi bilo treba program iz te uredbe po obdobju 2017–2020 odpreti tudi za morebitne druge upravičence, če izpolnjujejo njegove zahteve.
Despite regular efforts, Finance Watch and Better Finance have not managed to attract stable and significant funding from other donors, who are independent from the financial industry, and, therefore, remain heavily dependent on Union funding in order to be financially sustainable.
Kljub rednim prizadevanjem organizacij Finance Watch in Better Finance ni uspelo pritegniti stabilnega in znatnega financiranja drugih donatorjev, ki so neodvisni od finančnega sektorja, in zato za finančno samostojnost ostajata močno odvisni od financiranja Unije.
Co-funding from the Union is therefore currently necessary to ensure that they receive the resources needed to achieve the desired policy objectives in the coming years, and to provide financial stability to those organisations and to their experts and administrative staff, which have so far managed to launch their relevant activities in a short period of time.
Sofinanciranje iz Unije je zato trenutno potrebno, da se zagotovijo sredstva za doseganje želenih ciljev politike v prihodnjih letih in da bi tem organizacijama ter njunim strokovnjakom in upravnemu osebju, ki so doslej v kratkem času uspeli začeti te dejavnosti, zagotovilo finančno stabilnost.
It is thus necessary to establish a Union programme for the 2017-2020 period to support the activities of Finance Watch and Better Finance (the ‘Programme’), which will supplement similar policies pursued by Member States at national level.
Zato je treba vzpostaviti program Unije za obdobje 2017–2020 za podpiranje dejavnosti organizacij Finance Watch in Better Finance (v nadaljnjem besedilu: program), ki bodo dopolnjevale podobne politike, ki jih države članice izvajajo na nacionalni ravni.
Financial stability is of key importance in preserving expertise, as well as for project planning for both organisations.
Finančna stabilnost je ključnega pomena za ohranitev strokovnega znanja in nadaljnje načrtovanje projektov v obeh organizacijah.
The organisations that receive support under the Programme should nonetheless aim to increase the proportion of funding from other sources.
Ne glede na to bi si morali organizaciji, ki prejmeta podporo iz programa, prizadevati za večji delež financiranja iz drugih virov.
Continuing to fund Finance Watch and Better Finance for the 2017-2020 period along the same lines as under the preparatory action, would ensure that the positive impacts of the activities of those organisations assessed so far are maintained.
Nadaljevanje financiranja organizacij Finance Watch in Better Finance za obdobje 2017–2020 v skladu z istimi smernicami kot za pripravljalni ukrep bi zagotovilo, da se bodo ohranili doslej ocenjeni pozitivni učinki njunih dejavnosti.
The maximum co-financing rate of 60 % Union funding should remain unchanged.
Ta uredba za celotno obdobje trajanja programa določa finančna sredstva, ki v okviru letnega proračunskega postopka za Evropski parlament in Svet pomenijo prednostni referenčni znesek v smislu točke 17 Medinstitucionalnega sporazuma z dne 2. decembra 2013 med Evropskim parlamentom, Svetom in Komisijo o proračunski disciplini, sodelovanju v proračunskih zadevah in dobrem finančnem poslovodenju [4].
In the event that the Programme and corresponding funding are extended beyond 2020 and other potential beneficiaries emerge, the call for applicants should be open to any other organisations that fulfil the criteria, and contribute to the objectives, of the Programme.
Za zagotovitev enotnih pogojev izvajanja te uredbe, bi bilo treba na Komisijo prenesti izvedbena pooblastila za vzpostavitev letnih delovnih programov.
This Regulation lays down a financial envelope for the entire duration of the Programme, which is to constitute the prime reference amount, within the meaning of point 17 of the Interinstitutional Agreement of 2 December 2013 between the European Parliament, the Council and the Commission on budgetary discipline, on cooperation in budgetary matters and on sound financial management [4], for the European Parliament and the Council during the annual budgetary procedure.
Vsaka upravičenka bi morala vsako leto pred 30. novembrom Komisiji predložiti opis dejavnosti, ki jih načrtuje za naslednje leto za dosego ciljev politike programa.
In order to ensure uniform conditions for the implementation of this Regulation, implementing powers should be conferred on the Commission in respect of the establishment of the annual work programmes.
Te dejavnosti bi bilo treba podrobno opisati, vključno z njihovimi cilji, pričakovanimi rezultati in učinkom, oceno stroškov in časovnim okvirom ter ustreznimi kazalniki za njihovo presojo.
Every year before 30 November, each beneficiary should submit to the Commission a description of the activities to achieve the policy objectives of the Programme that are planned for the following year.
Finančno podporo bi bilo treba dodeljevati v skladu s pogoji iz Uredbe (EU, Euratom) št. 966/2012 in Delegirane uredbe Komisije (EU) št. 1268/2012 [5].
Those activities should be described in detail, including their objectives, expected results and impact, estimated costs and timeframe, as well as relevant indicators by which to assess them.
Komisija bi morala Evropskemu parlamentu in Svetu najpozneje 12 mesecev pred zaključkom programa predložiti ocenjevalno poročilo o doseženih rezultatih programa.
Financial support should be granted in accordance with the conditions laid down in Regulation (EU, Euratom) No 966/2012 and Commission Delegated Regulation (EU) No 1268/2012 [5].
Finančne interese Unije bi bilo treba v celotnem ciklu odhodkov zaščititi s sorazmernimi ukrepi, ki vključujejo preprečevanje, odkrivanje in preiskovanje nepravilnosti, povračilo izgubljenih, neupravičeno izplačanih ali nepravilno porabljenih sredstev ter po potrebi upravne in denarne kazni.
The evaluation report should assess whether the Programme is to be pursued after the 2017-2020 period.
Da bi dosegli ta cilj, bi morali skušati navezati stike z ustreznimi potrošniškimi nevladnimi organizacijami po Uniji in po možnosti prevesti informacije v zvezi s svojo organiziranostjo, članstvom in dejavnostmi ter te informacije objaviti na svojem spletnem mestu.
Any prolongation, modification or renewal of the Programme after the 2017-2020 period should be subject to an open call procedure in order to select the beneficiaries.
Da se zagotovi nadaljevanje dejavnosti, podprtih s sredstvi Unije, ki jih izvajata upravičenki, bi morala ta uredba začeti veljati na dan objave in bi se morala uporabljati od 1. maja 2017.
The financial interests of the Union should be protected through proportionate measures throughout the expenditure cycle, including the prevention, detection and investigation of irregularities, the recovery of funds lost, wrongly paid or incorrectly used, and, where appropriate, administrative and financial penalties.
Ker cilja te uredbe, in sicer vzpostaviti program Unije v podporo posebnim dejavnostim, ki povečujejo vključevanje potrošnikov in drugih končnih uporabnikov finančnih storitev v oblikovanje politike na področju finančnih storitev, države članice ne morejo zadovoljivo doseči, temveč se zaradi obsega in učinkov lažje dosežejo na ravni Unije, lahko Unija sprejme ukrepe v skladu z načelom subsidiarnosti iz člena 5 Pogodbe o Evropski uniji.
Beneficiaries should make every effort to make their activities visible in all Member States.
V skladu z načelom sorazmernosti iz navedenega člena ta uredba ne presega tistega, kar je potrebno za doseganje navedenega cilja –
In order to achieve that objective, beneficiaries should endeavour to establish contacts with relevant consumer non-profit organisations across the Union, and, whenever possible, translate information related to their organisation, membership and activities, and display that information on their websites.
SPREJELA NASLEDNJO UREDBO:
To ensure the continuity of the actions supported by Union funding that are carried out by the beneficiaries, this Regulation should enter into force on the day of its publication and should apply as of 1 May 2017.
Člen 1
Since the objective of this Regulation, namely the establishment of a Union programme supporting specific activities that enhance the involvement of consumers and other financial services end-users in Union policy-making in the area of financial services, cannot be sufficiently achieved by the Member States, but can rather, by reason of its scale and effects, be better achieved at Union level, the Union may adopt measures, in accordance with the principle of subsidiarity as set out in Article 5 of the Treaty on European Union.
Vsebina in področje uporabe
In accordance with the principle of proportionality, as set out in that Article, this Regulation does not go beyond what is necessary in order to achieve that objective,
Vzpostavi se program Unije (v nadaljnjem besedilu: program) za obdobje od 1. maja 2017 do 31. decembra 2020 za podporo dejavnostim organizacij iz člena 3(1).
HAVE ADOPTED THIS REGULATION:
Te dejavnosti prispevajo k doseganju ciljev politike Unije v zvezi z večanjem vključevanja potrošnikov in drugih končnih uporabnikov finančnih storitev ter deležnikov, ki zastopajo njihove interese, v oblikovanje politike Unije in oblikovanje druge ustrezne večstranske politike na področju finančnih storitev.
Article 1
Za doseganje ciljev programa se sofinancirajo naslednje dejavnosti:
Subject-matter and scope
raziskovalne dejavnosti, vključno z lastnimi raziskavami in podatki ter razvojem strokovnega znanja;
A Union programme (the ‘Programme’) is hereby established for the period from 1 May 2017 to 31 December 2020 to support the activities of the organisations referred to in Article 3(1).
sodelovanje s potrošniki in drugimi končnimi uporabniki finančnih storitev s povezovanjem z obstoječimi potrošniškimi mrežami in klicnimi centri v državah članicah, da bi opredelili vprašanja, pomembna za oblikovanje politik Unije glede zaščite interesov potrošnikov na področju finančnih storitev;