natgillin/translations-raw huggingface dataset:
The other recurring costs ratio shall be the reduction of the annual yield due to other recurring costs that is calculated as the difference between the summary cost indicator according to point 61 of this Annex and the sum of the one-off costs ratio, according to point 63 of this Annex, plus portfolio transaction costs ratio, according to point 66(a), plus insurance costs ratio, according to point 66(b) of this Annex, plus the incidental costs ratios, according to point 68 of this Annex.
za PRIIP iz točke 17 Priloge IV in za sklade KNPVP ali sklade, ki niso KNPVP, za katere proizvajalci PRIIP uporabljajo dokument s ključnimi informacijami za vlagatelje v skladu s členom 14(2) te uredbe, je uspešnost 3 %.
Incidental costs and incidental costs ratios (performance fees and carried interests ratio)
Za izračun scenarija brez stroškov, navedenega v točki 70 te priloge, velja naslednje:
For the calculation of the performance fees ratio, the cost to be disclosed referred to in point 72 shall be the portfolio incidental costs according to point 6(a) of this Annex for investment funds.
za izračun i se bruto plačila malega vlagatelja iz izračuna r zmanjšajo za stroške, ki jih je treba razkriti, ali pa se predvidena denarna plačila malemu vlagatelju iz izračuna r povečajo ob predpostavki, da so bili dodatno vloženi zneski stroškov, ki jih je treba razkriti.
For the calculation of the carried interests ratio, the cost to be disclosed referred to in point 72 of this Annex shall be the portfolio incidental costs according to point 6(b) of this Annex for investment funds.
V tem primeru je i letna notranja stopnja donosa v razmerju do teh prilagojenih plačil, ki jih opravi mali vlagatelj ali ki so mu izplačana;
The ‘ongoing costs’, ‘performance fees’ and ‘carried interests’ as referred to in Annex VII are respectively the ‘recurring costs’, ‘performance fees ratio’ and ‘carried interests ratio’ as referred to in this Annex and in Article 5.
če se lahko stroški, ki jih je treba razkriti, izrazijo kot stalni odstotek vrednosti sredstev, se lahko zanemarijo v izračunu, opisanem v točki 72(a) te priloge, in namesto tega pozneje dodajo k odstotku letne notranje stopnje donosa i za ustrezni scenarij brez stroškov.
Calculation of summary cost indicator
Posebne zahteve za PRIIP, ki niso naložbeni skladi
The summary cost indicator shall be calculated as the difference between two percentages i and r where r is the annual internal rate of return in relation to gross payments by the retail investor and estimated benefit payments to the retail investor during the recommended holding period and i is the annual internal rate of return for the respective cost free scenario.
Za izračun scenarija brez stroškov, navedenega v točki 70 te priloge, se za PRIIP, ki niso naložbeni skladi, bruto plačila malega vlagatelja iz izračuna r, kot je navedeno v točki 72 te priloge, zmanjšajo za stroške, ki jih je treba razkriti.
The estimation of future benefit payments under point 70 of this Annex shall be based on the following assumptions:
Posebne zahteve za zavarovalne naložbene produkte
except for PRIIPs as referred to in point 17 of Annex IV, the annual internal rate of return, i.e. the performance, of the PRIIP shall be calculated applying the methodology and the underlying hypothesis used for the estimation of the moderate scenario from the performance scenarios section of the key information document;
Za izračune, opisane v točkah od 70 do 72 te priloge, se za zavarovalne naložbene produkte predpostavlja, da v obdobju razpolaganja ni plačil iz zavarovalnega kritja.
the benefit payments shall be estimated under the assumption that all costs included in the total costs according to point 62 of this Annex are deducted;
To pomeni, da izračun zbirnega kazalnika stroškov temelji samo na ocenjenih izplačilih upravičenj iz življenjskega zavarovanja za primer smrti in doživetja.
for PRIIPs as referred to in point 17 of Annex IV and for UCITS or non-UCITS funds for which PRIIP manufacturers use the key investor information document in accordance with Article 14(2) of this Regulation, the performance shall be 3 %.
Če so ponavljajoči se in enkratni stroški pokriti z eksplicitnimi stroški, ki so fiksen del izračuna premije za produkt, izračun ponavljajočih se in enkratnih stroškov temelji na teh eksplicitnih stroških.
For the purpose of the calculation of the cost free scenario as referred to in point 70 of this Annex the following shall apply:
Za udeležbo pri dobičku za zavarovalne naložbene produkte velja naslednje:
for the calculation of i either gross payments by the retail investor from the calculation of r shall be reduced by the costs to be disclosed or the projected benefit payments to the retail investor from the calculation of r shall be increased under the assumption that the amounts of the costs to be disclosed had additionally been invested.
pri izračunu ponavljajočih se in enkratnih stroškov za zavarovalne naložbene produkte se zneski, zadržani od donosa od naložb na podlagi mehanizmov udeležbe pri dobičku, štejejo kot stroški;
Then i is the annual internal rate of return in relation to these adjusted payments by and to the retail investor;
če se del stroškov vrne malim vlagateljem na podlagi ločenih stroškovnih premij, se to šteje kot rabat na stroške, ki zniža odbitke stroškov, če:
where costs to be disclosed can be expressed as a constant percentage of the value of the assets they may be disregarded in the calculation described in point 72(a) of this Annex and instead be added to the percentage of the annual internal rate of return i for the respective cost free scenario afterwards.
se stroškovne premije prijavijo ločeno od drugih delov premije za udeležbo in so namenjene povračilu delov stroškov na podlagi pogodbenih pogojev produkta;
Specific requirements for PRIPs other than investment funds
lahko proizvajalec PRIIP na podlagi trdnih aktuarskih metod dokaže, da so pričakovane prihodnje stroškovne premije pokrite s pričakovanimi prihodnjimi dobički, ki izhajajo iz preudarnih predpostavk o prihodnjih stroških.
For the purpose of the calculation of the cost free scenario as referred to in point 70 of this Annex for PRIPs other than investment funds, gross payments by the retail investor from the calculation of r, as referred to in point 72 of this Annex, shall be reduced by the costs to be disclosed.
Izračun količnikov
Specific requirements for insurance-based investment products
Načelo izogibanja dvojnemu štetju
For the purpose of the calculations described in points 70 to 72 of this Annex, it shall be assumed that, for insurance-based investment products, no payments resulting from insurance coverage occur during the holding period.
Če je ena vrsta stroškov pokrita z dvema ali več vrstami stroškov, kot je navedeno v tej prilogi, se ta vrsta stroškov samo enkrat upošteva v izračunu kazalnikov (razmerij), ki na njej temeljijo.
That is to say, the calculation of the summary cost indicator shall be solely based on estimated endowment benefit payments.
Druge zahteve
To the extent recurring and one-off costs are covered by explicit costs that are a fixed part of the premium calculation of the product the calculation of recurring and one-off costs shall be based on these explicit costs.
Količniki se izrazijo kot odstotek na dve decimalni mesti natančno.
For profit participation for insurance based investment products the following shall apply:
Količniki se izračunajo najmanj enkrat letno.
when calculating recurring costs and one-off costs for insurance-based investment products amounts retained from the investment return through profit sharing mechanisms shall be considered as costs;
Količniki temeljijo na najnovejših izračunih stroškov, ki jih je določil proizvajalec PRIIP.
where a part of the costs is returned to retail investors by separate cost bonuses this shall be considered as a cost rebate that reduces cost deductions provided:
Brez poseganja v točko 77 te priloge se stroški ocenijo na podlagi načela „z vsemi predpisanimi davki“.
that the cost bonuses are declared separately from other parts of the participation bonus and are intended for refunding parts of the costs by the contractual terms of the product.
Za naložbene sklade velja naslednje:
that the PRIIP manufacturer can substantiate on the basis of sound actuarial methods that expected future cost bonuses are covered by expected future profits that result from prudent assumptions on future costs.
opravi se ločen izračun za vsak razred delnic, če pa so enote dveh ali več razredov razvrščene pari passu, se lahko zanje izvede enoten izračun;
Calculation of ratios
v primeru krovnega sklada se za namene te priloge vsak sestavni oddelek ali podsklad obravnava ločeno, vsi stroški, ki se lahko pripišejo celotnemu skladu, pa se porazdelijo med vse podsklade na način, ki je pošten za vse vlagatelje.
Anti-double counting principle
Poleg prvega izračuna novega PRIIP se količniki, če ni določeno drugače, izračunajo naknadno najmanj enkrat letno.
If one type of cost is covered by two or more types of costs as referred to in this Annex, that type of cost shall only be accounted for once in the calculation of the indicators (ratios) which are based on it.
Če se šteje, da zaradi bistvene spremembe ni primerno uporabiti naknadnega izračuna, se lahko namesto tega uporabi ocena, dokler ni na voljo zanesljiv naknadni izračun, ki izraža učinek bistvene spremembe.
Other specifications
Naknadni izračuni temeljijo na najnovejših izračunih stroškov, ki jih je proizvajalec PRIIP določil na razumni in za ta namen ustrezni podlagi.
The ratios shall be expressed as a percentage to two decimal places.
Izračuni lahko temeljijo na stroških, prikazanih v izkazu poslovanja za PRIIP, objavljenem v njegovem zadnjem letnem ali polletnem poročilu, če je ta izkaz časovno dovolj blizu.
The ratios shall be calculated at least once a year.
Če ni časovno dovolj blizu, se namesto tega uporabi primerljiv izračun, ki temelji na stroških, zaračunanih v novejšem 12-mesečnem obdobju.
The ratios shall be based on the most recent cost calculations which the PRIIP manufacturer has determined.
Informacije o razmerjih, ki so veljala v preteklih letih/obdobjih, se objavijo v viru, ki je v dokumentu s ključnimi informacijami naveden kot splošni vir dodatnih informacij za vlagatelje, ki to zahtevajo.
Without prejudice to point 77 of this Annex, the costs are assessed on an ‘all taxes included’ basis.
Kadar je treba upoštevati stroške, ki se lahko pripišejo osnovnemu KNPVP ali AIS, velja naslednje:
As for investment funds the following shall apply:
kazalnik stroškov za vsak osnovni KNPVP ali AIS se izračuna sorazmerno glede na delež čiste vrednosti sredstev PRIIP, ki jo ta KNPVP ali AIS predstavlja na ustrezni datum, tj. datum, ko se upošteva izračun PRIIP;
a separate calculation shall be performed for each share class, but if the units of two or more classes rank pari passu, a single calculation may be performed for them;
vse sorazmerno izračunane vrednosti se dodajo vrednosti skupnih stroškov samega PRIIP iz naložbe in tako predstavljajo skupno vsoto.
in the case of a fund which is an umbrella, each constituent compartment or sub-fund shall be treated separately for the purpose of this Annex, but any charges attributable to the fund as a whole shall be apportioned among all of the sub-funds on a basis that is fair to all investors.
Metodologija za izračun za nove PRIIP
Apart from the first calculation for a new PRIIP, and if not stated otherwise, the ratios shall be calculated at least once a year, on an ex-post basis.
Namesto naknadnih podatkov se za izračun različnih vrst stroškov uporabijo ocene.
Where it is considered unsuitable to use the ex-post figure because of a material change, an estimate may be used instead until reliable ex-post figures reflecting the impact of the material change become available.
Take ocene se izvedejo z uporabo primerljivega PRIIP ali enakovredne skupine kot približkov.
The ex-post figures shall be based on recent cost calculations which the PRIIP manufacturer has determined on reasonable grounds to be appropriate for that purpose.
Za PRIIP, za katere se zaračuna fiksna pavšalna tarifa, se uporabi ta tarifa, če vključuje vse stroške, ki jih je treba prikazati v skladu z zahtevami za razkritje stroškov PRIIP.
The figures may be based on the costs set out in the PRIIP's statement of operations published in its latest annual or half-yearly report, if that statement is sufficiently recent.
Za PRIIP, za katere je določena omejitev ali najvišji znesek, ki ga je mogoče zaračunati, in če vključuje vse stroške, ki jih je treba prikazati v skladu z zahtevami za razkritje stroškov PRIIP, se uporabi ta omejitev ali najvišji znesek, če se proizvajalec PRIIP zaveže, da bo spoštoval objavljeno vrednost in prevzel vse stroške, ki bi sicer povzročili njeno prekoračitev.
It it is not sufficiently recent, a comparable calculation based on the costs charged during a more recent 12-month period shall be used instead.
Če bi po mnenju proizvajalca PRIIP navajanje vrednosti na dve decimalni mesti natančno lahko vlagateljem dalo vtis o lažni stopnji točnosti, zadostuje navajanje vrednosti na eno decimalno mesto natančno.
Information about the ratios that were applicable during previous years/periods shall be published at the location which is specified in the key information document as the general source of further information for investors who require it.
Proizvajalec PRIIP zagotovi, da se s pregledovanjem ohranja točnost ocenjene vrednosti.
Where the costs attributable to an underlying UCITS or AIF are to be taken into account the following shall apply:
Proizvajalec PRIIP določi, kdaj je primerno začeti uporabljati naknadne vrednosti namesto ocene, vsekakor pa najpozneje 12 mesecev po datumu, ko je bil PRIIP prvič ponujen za prodajo v kateri koli državi članici, pregleda točnost ocene, tako da naknadno izračuna vrednost.
the cost indicator of each underlying UCITS or AIF shall be pro-rated according to the proportion of the PRIIP's net asset value which that UCITS or AIF represents at the relevant date being the date at which the PRIIP's figures are taken;
SKUPNI UČINEK STROŠKOV
all the pro-rated figures shall be added to the total cost figure of the investing PRIIP itself, thus presenting a single total.
Skupne zahteve za vse vrste PRIIP
Calculation methodology for new PRIIPs
Preglednica(-i) iz člena 5 vsebuje(-ta) navedbo skupnih stroškov v denarnem znesku in odstotku, če mali vlagatelj vloži 10000 EUR (za vse PRIIP razen zavarovalnih naložbenih produktov na podlagi rednih premij) oziroma 1000 EUR letno (za zavarovalne naložbene produkte na podlagi rednih premij) med različnimi obdobji razpolaganja, vključno s priporočenim obdobjem razpolaganja.
In place of ex-post data, estimates shall be used in the calculation of the different types of costs.
Obdobja razpolaganja, ki se prikažejo, so obdobja iz točk od 14 do 16 Priloge IV.
Such estimates shall be carried out by adopting as proxies either a comparable PRIIP or a peer group.
Če se za produkt šteje, da nima alternativnega likvidnostnega posojila, ki ga podpira proizvajalec PRIIP ali tretja oseba, ali če ni likvidnostnih ureditev ali za PRIIP iz točke 17 Priloge IV, se lahko ta navedba stroškov prikaže šele ob zapadlosti ali na koncu priporočenega obdobja razpolaganja.
For PRIIPs which charge a fixed all-inclusive fee, that fee shall be used provided it includes all costs to be presented under the PRIIPs cost disclosure requirements.
Če PRIIP ni izražen v eurih, se uporabi podobno velik znesek, kot je naveden v točki 90 te priloge in ki ga je mogoče deliti s 1000.
For PRIIPs which set a cap or maximum on the amount that can be charged, and provided it includes all costs to be presented under the PRIIPs cost disclosure requirements, that cap or maximum shall be used instead so long as the PRIIP manufacturer gives a commitment to respect the published figure and to absorb any costs that would otherwise cause it to be exceeded.
Skupni stroški vključujejo enkratne, ponavljajoče se in dodatne stroške ter, kadar je to primerno, kazni za izstop.
If, in the PRIIP manufacturer's opinion, expressing a figure to two decimal places would be likely to suggest a spurious degree of accuracy to investors, it shall be sufficient to express that figure to one decimal place.
Kazni za izstop je treba razlikovati od drugih stroškov izstopa, ki jih je treba vedno plačati in zato vedno vključiti v enkratne stroške.
The PRIIP manufacturer shall ensure that the accuracy of the estimated figure is kept under review.
Primernost kazni za izstop je odvisna od obdobja razpolaganja za naložbo in natančnega trenutka izplačila za produkt.
The PRIIP manufacturer shall determine when it is appropriate to begin using ex-post figures rather than an estimate; but in any case it shall, no later than 12 months after the date on which the PRIIP was first offered for sale in any Member State, review the accuracy of the estimate by calculating a figure on an ex-post basis.
Te kazni niso primerne, če se naložba ohrani celotno priporočeno obdobje razpolaganja.
COMPOUND EFFECT OF THE COSTS
Direktiva Komisije 2007/16/ES z dne 19. marca 2007 o izvajanju Direktive Sveta 85/611/EGS o usklajevanju zakonov in drugih predpisov o kolektivnih naložbenih podjemih za vlaganja v prenosljive vrednostne papirje (KNPVP) glede razjasnitve nekaterih opredelitev (UL L 79, 20.3.2007, str. 11).
Common requirements to all types of PRIIPs
PRILOGA VII
The table(s) referred to in Article 5 shall contain an indication of the total costs in monetary and percentage terms for the case that the retail investor invests, respectively 10000 EUR (for all PRIIPs except regular premium insurance-based investment products), or 1000 EUR yearly (for regular premium insurance-based investment products) during different holding periods, including the recommended holding period.
PRIKAZ STROŠKOV
The holding periods to be shown are those referred to in points 14 to 16 of Annex IV.
Zmanjšanje donosa kaže, kakšen učinek bodo skupni stroški, ki jih boste plačali, imeli na donos naložbe, ki ga boste morda imeli.
Where a product is considered not to have an alternative liquidity facility promoted by the PRIIP manufacturer or a third party, or where there is an absence of liquidity arrangements, or for those PRIIPs as referred to in point 17 of Annex IV, that indication of costs may be shown only at maturity or at the end of the recommended holding period.
V skupnih stroških so upoštevani enkratni, tekoči in dodatni stroški.
Where the currency of the PRIIP is not in Euros, an amount of a similar magnitude to those set out in point 90 of this Annex and which is cleanly divisible by 1000 shall be used.
Tukaj prikazani zneski so kumulativni stroški samega produkta za tri različna obdobja razpolaganja.
The total costs shall include one-off, recurring and incidental costs, and, where relevant, exit penalties.
Vključujejo morebitne kazni za predčasen izstop.
Exit penalties are to be distinguished from other exit costs which have to be paid in any case and therefore always need to be included in the one-off costs.
Številke temeljijo na predpostavki, da vložite [10000 EUR (ALI 1000 EUR vsako leto za PRIIP na podlagi rednih premij)].
The relevance of exit penalties depends on the holding period of the investment and the exact moment when the product is cashed in.
Številke so ocene in se lahko v prihodnosti spremenijo.
Exit penalties are not relevant if the investment is kept for the recommended holding period.
Preglednica 1
Commission Directive 2007/16/EC of 19 March 2007 implementing Council Directive 85/611/EEC on the coordination of laws, regulations and administrative provisions relating to undertakings for collective investment in transferable securities (UCITS) as regards the clarification of certain definitions (OJ L 79, 20.3.2007, p. 11).
Stroški skozi čas
ANNEX VII
Oseba, ki prodaja produkt ali o njem svetuje, vam lahko zaračuna druge stroške.
PRESENTATION OF COSTS
V tem primeru vam bo predložila informacije o teh stroških in vam pokazala učinek, ki jih bodo vsi stroški imeli na vašo naložbo skozi čas.
The Reduction in Yield (RIY) shows what impact the total costs you pay will have on the investment return you might get.
Preglednica 2
The total costs take into account one-off, ongoing and incidental costs.
Sestava stroškov
The amounts shown here are the cumulative costs of the product itself, for three different holding periods.
Spodnja preglednica prikazuje:
They include potential early exit penalties.
vsakoletni učinek različnih vrst stroškov na donos naložbe, ki ga boste morda imeli ob koncu priporočenega obdobja razpolaganja;
The figures assume you invest [EUR 10000 (OR EUR 1000 each year for regular premium PRIIPs)].
pomen različnih kategorij stroškov.
The figures are estimates and may change in the future.
Za PRIIP, ki ponujajo več različnih možnosti naložb, proizvajalci PRIIP za prikaz stroškov uporabijo preglednici 1 in 2 iz te priloge, pri čemer za vsako številko v vsaki preglednici po potrebi navedejo obseg stroškov.
Table 1
VaRRAZMIK DONOSA
Cost over time
2*VaRRAZMIK DONOSA
The person selling you or advising you about this product may charge you other costs.
2*lnVaRRAZMIK CENE
If so, this person will provide you with information about these costs, and show you the impact that all costs will have on your investment over time.
Vrednosti scenarijev na podlagi različnih scenarijev uspešnosti se izračunajo podobno kot mera tržnega tveganja.
Table 2
Vrednosti scenarijev se izračunajo za priporočeno obdobje razpolaganja.
the impact each year of the different types of costs on the investment return you might get at the end of the recommended holding period;
nestanovitnost v stresnem scenariju se izpelje na podlagi metodologije, opredeljene v točki 10 te priloge;
the meaning of the different cost categories.
samovzorčenje se izvede, kot je opisano v točki 22 Priloge II;
Council Regulation (EU) 2017/658
Uredba Sveta (EU) 2017/658
amending Regulation (EC) No 329/2007 concerning restrictive measures against the Democratic People's Republic of Korea
o spremembi Uredbe (ES) št. 329/2007 o omejevalnih ukrepih proti Demokratični ljudski republiki Koreji
Having regard to Council Decision (CFSP) 2016/849 of 27 May 2016 concerning restrictive measures against the Democratic People's Republic of Korea and repealing Decision 2013/183/CFSP [1],
ob upoštevanju Sklepa Sveta (SZVP) 2016/849 z dne 27. maja 2016 o omejevalnih ukrepih proti Demokratični ljudski republiki Koreji in razveljavitvi Sklepa 2013/183/SZVP [1],
Council Regulation (EC) No 329/2007 [2] gives effect to measures provided for in Decision (CFSP) 2016/849 repealing and replacing Decision 2013/183/CFSP.
Z Uredbo Sveta (ES) št. 329/2007 [2] se uveljavljajo ukrepi iz Sklepa (SZVP) 2016/849, ki razveljavlja in nadomešča Sklep 2013/183/SZVP.
Council Decision (CFSP) 2017/666 [3] further expands the ban on EU investment in and with North Korea to the conventional arms-related industry, metallurgy, metalworking and aerospace sectors, and bans the provision of certain services to entities and citizens inside North Korea.
S Sklepom Sveta (SZVP) 2017/666 [3] se dodatno razširja prepoved naložb EU v in s Severno Korejo v običajno oborožitveno industrijo, metalurgijo, kovinskopredelovalni in letalski sektor ter prepoveduje opravljanje nekaterih storitev za podjetja in državljane v Severni Koreji.
Regulation (EC) No 329/2007 should therefore be amended accordingly,
Uredbo (ES) št. 329/2007 bi bilo zato treba ustrezno spremeniti –
in Article 1, the following point is added:
v členu 1 se doda naslednja točka:
“Services incidental to” means services rendered on a fee or contract basis by units mainly engaged in the production of transportable goods, as well as services typically related to the production of such goods.’;
‚Storitve, povezane s/z‘ pomenijo storitve, ki jih za honorar ali po pogodbi opravijo enote, ki se ukvarjajo predvsem s proizvodnjo prenosljivega blaga, in tudi storitve, ki so običajno povezane s proizvodnjo takšnega blaga.“;