natgillin/translations-raw huggingface dataset:
a list of all triggers and events referred to in the documents provided in accordance with point (b) that could have a material impact on the performance of the securitisation position;
sprememba značilnosti tveganja listinjenja ali osnovnih izpostavljenosti, ki lahko pomembno vpliva na uspešnost listinjenja;
in the case of STS securitisations, the STS notification referred to in Article 27;
v primeru listinjenj STS, če listinjenje ne izpolnjuje več zahtev za STS ali če so pristojni organi sprejeli popravne ali upravne ukrepe;
quarterly investor reports, or, in the case of ABCP, monthly investor reports, containing the following:
kakršna koli pomembna sprememba v dokumentaciji posla.
all materially relevant data on the credit quality and performance of underlying exposures;
Informacije iz točk (b), (c) in (d) prvega pododstavka se dajo na razpolago pred oblikovanjem cen.
information on events which trigger changes in the priority of payments or the replacement of any counterparties, and, in the case of a securitisation which is not an ABCP transaction, data on the cash flows generated by the underlying exposures and by the liabilities of the securitisation;
Informacije iz točk (a) in (e) prvega pododstavka se dajo na razpolago sočasno vsako četrtletje, najpozneje mesec dni po roku zapadlosti plačila obresti, v primeru poslov ABCP pa najpozneje mesec po koncu obdobja, ki ga zajema poročilo.
information about the risk retained, including information on which of the modalities provided for in Article 6(3) has been applied, in accordance with Article 6.
V primeru ABCP se informacije iz točk (a), (c)(ii) in (e)(i) prvega pododstavka v združeni obliki dajo na razpolago imetnikom pozicij v listinjenju in, na zahtevo, potencialnim investitorjem.
any inside information relating to the securitisation that the originator, sponsor or SSPE is obliged to make public in accordance with Article 17 of Regulation (EU) No 596/2014 of the European Parliament and of the Council [29] on insider dealing and market manipulation;
Sponzorju in, na zahtevo, pristojnim organom se dajo na razpolago podatki na ravni posameznega kredita.
where point (f) does not apply, any significant event such as:
Brez poseganja v Uredbo (EU) št. 596/2014 je treba informacije iz točk (f) in (g) prvega pododstavka dati na razpolago brez odlašanja.
a material breach of the obligations provided for in the documents made available in accordance with point (b), including any remedy, waiver or consent subsequently provided in relation to such a breach;
Originator, sponzor in SSPE listinjenja pri izpolnjevanju določb tega odstavka upoštevajo nacionalno pravo in pravo Unije, ki ureja varstvo zaupnosti informacij in obdelavo osebnih podatkov, da bi se izognili morebitnim kršitvam tega prava in obveznosti glede zaupnosti v odnosu do stranke, prvotnega kreditodajalca ali zaupnosti informacij o dolžniku, razen če so takšne zaupne informacije anonimizirane ali združene.
a change in the structural features that can materially impact the performance of the securitisation;
Zlasti v zvezi z informacijami iz točke (b) prvega pododstavka lahko originator, sponzor in SSPE zagotovi povzetek zadevne dokumentacije.
a change in the risk characteristics of the securitisation or of the underlying exposures that can materially impact the performance of the securitisation;
Pristojni organi iz člena 29 lahko zaradi izpolnjevanja svojih obveznosti iz te uredbe zahtevajo predložitev takšnih zaupnih informacij.
in the case of STS securitisations, where the securitisation ceases to meet the STS requirements or where competent authorities have taken remedial or administrative actions;
Originator, sponzor in SSPE listinjenja med seboj izberejo subjekt, ki bo izpolnjeval zahteve v zvezi z informacijami na podlagi točk (a), (b), (d), (e), (f) in (g) prvega pododstavka odstavka 1.
any material amendment to transaction documents.
Subjekt, določen v skladu s prvim pododstavkom, da informacije o poslu listinjenja na razpolago prek repozitorija listinjenj.
The information described in points (b), (c) and (d) of the first subparagraph shall be made available before pricing.
Obveznost iz drugega in četrtega pododstavka se ne uporablja za listinjenja, za katera ni treba pripraviti prospekta v skladu z Direktivo 2003/71/ES.
The information described in points (a) and (e) of the first subparagraph shall be made available simultaneously each quarter at the latest one month after the due date for the payment of interest or, in the case of ABCP transactions, at the latest one month after the end of the period the report covers.
Kadar ni registriranega repozitorija v skladu s členom 10, subjekt, določen za izpolnjevanje zahtev iz odstavka 1 tega člena, da informacije na razpolago prek spletnega mesta, ki:
In the case of ABCP, the information described in points (a), (c)(ii) and (e)(i) of the first subparagraph shall be made available in aggregate form to holders of securitisation positions and, upon request, to potential investors.
vključuje dobro delujoč sistem za nadzor kakovosti podatkov;
Loan-level data shall be made available to the sponsor and, upon request, to competent authorities.
je v skladu z ustreznimi standardi upravljanja in vzdrževanjem ter delovanjem ustrezne organizacijske strukture, ki zagotavlja urejeno delovanje spletnega mesta brez prekinitev;
Without prejudice to Regulation (EU) No 596/2014, the information described in points (f) and (g) of the first subparagraph shall be made available without delay.
je v skladu z ustreznimi sistemi, nadzorom in postopki, ki zagotavljajo identifikacijo vseh zadevnih virov operativnega tveganja;
When complying with this paragraph, the originator, sponsor and SSPE of a securitisation shall comply with national and Union law governing the protection of confidentiality of information and the processing of personal data in order to avoid potential breaches of such law as well as any confidentiality obligation relating to customer, original lender or debtor information, unless such confidential information is anonymised or aggregated.
vključuje sisteme, ki zagotavljajo zaščito in celovitost prejetih informacij ter sprotno beleženje informacij; ter
In particular, with regard to the information referred to in point (b) of the first subparagraph, the originator, sponsor and SSPE may provide a summary of the documentation concerned.
omogoča hranjenje informacij najmanj pet let po datumu zapadlosti listinjenja.
Competent authorities referred to in Article 29 shall be able to request the provision of such confidential information to them in order to fulfil their duties under this Regulation.
V dokumentaciji o listinjenju sta navedena subjekt, odgovoren za poročanje o informacijah, in repozitorij listinjenj, v katerem so informacije na razpolago.
The originator, sponsor and SSPE of a securitisation shall designate amongst themselves one entity to fulfil the information requirements pursuant to points (a), (b), (d), (e), (f) and (g) of the first subparagraph of paragraph 1.
ESMA v tesnem sodelovanju z EBA in EIOPA pripravi osnutek regulativnih tehničnih standardov, v katerih določi katere informacije morajo zagotoviti originator, sponzor in SSPE, da izpolnijo svoje obveznosti iz točk (a) in (e) prvega pododstavka odstavka 1 ob upoštevanju koristnosti informacij za imetnika pozicije v listinjenju, ali je pozicija v listinjenju kratkoročne narave, in v primeru poslov ABCP, ali jo sponzor v celoti podpira.
The entity designated in accordance with the first subparagraph shall make the information for a securitisation transaction available by means of a securitisation repository.
ESMA navedene osnutke regulativnih tehničnih standardov predloži Komisiji do 18. januarja 2019.
The obligations referred to in the second and fourth subparagraphs shall not apply to securitisations where no prospectus has to be drawn up in compliance with Directive 2003/71/EC.
Na Komisijo se prenese pooblastilo za dopolnitev te uredbe s sprejetjem regulativnih tehničnih standardov iz tega odstavka v skladu s členi 10 do 14 Uredbe (EU) št. 1095/2010.
Where no securitisation repository is registered in accordance with Article 10, the entity designated to fulfil the requirements set out in paragraph 1 of this Article shall make the information available by means of a website that:
Za zagotovitev enotnih pogojev uporabe informacij, ki se določijo v skladu z odstavkom 3, ESMA v tesnem sodelovanju z EBA in EIOPA pripravi osnutek izvedbenih tehničnih standardov v katerih določi obliko teh informacij prek standardiziranih predlog.
includes a well-functioning data quality control system;
ESMA navedene osnutke izvedbenih tehničnih standardov predloži Komisiji do 18. januarja 2019.
is subject to appropriate governance standards and to maintenance and operation of an adequate organisational structure that ensures the continuity and orderly functioning of the website;
Na Komisijo se prenese pooblastilo za sprejetje izvedbenih tehničnih standardov iz tega odstavka v skladu s členom 15 Uredbe (EU) št. 1095/2010.
is subject to appropriate systems, controls and procedures that identify all relevant sources of operational risk;
Člen 8
includes systems that ensure the protection and integrity of the information received and the prompt recording of the information; and
Prepoved relistinjenja
makes it possible to keep record of the information for at least five years after the maturity date of the securitisation.
Osnovne izpostavljenosti, ki se uporabljajo pri listinjenju, ne vključujejo pozicij v listinjenju.
The entity responsible for reporting the information, and the securitisation repository where the information is made available shall be indicated in the documentation regarding the securitisation.
Kot odstopanje se prvi pododstavek ne uporablja za:
ESMA, in close cooperation with the EBA and EIOPA, shall develop draft regulatory technical standards to specify the information that the originator, sponsor and SSPE shall provide in order to comply with their obligations under points (a) and (e) of the first subparagraph of paragraph 1 taking into account the usefulness of information for the holder of the securitisation position, whether the securitisation position is of a short-term nature and, in the case of an ABCP transaction, whether it is fully supported by a sponsor;
vsa listinjenja, katerih vrednostni papirji so bili izdani pred 1. januarjem 2019; in
ESMA shall submit those draft regulatory technical standards to the Commission by 18 January 2019.
vsa listinjenja, ki se uporabljajo za zakonite namene, določene v odstavku 3, katerih vrednostni papirji so bili izdani na ali po 1. januarju 2019.
The Commission is empowered to supplement this Regulation by adopting the regulatory technical standards referred to in this paragraph in accordance with Articles 10 to 14 of Regulation (EU) No 1095/2010.
Pristojni organ, imenovan v skladu s členom 29(2), (3) ali (4), kot je ustrezno, lahko izda dovoljenje subjektu pod njegovim nadzorom, da vključi pozicije v listinjenju kot osnovne izpostavljenosti v listinjenju, kadar ta pristojni organ meni, da se relistinjenje uporablja v zakonite namene, kakor je določeno v odstavku 3 tega člena.
In order to ensure uniform conditions of application for the information to be specified in accordance with paragraph 3, ESMA, in close cooperation with the EBA and EIOPA, shall develop draft implementing technical standards specifying the format thereof by means of standardised templates.
Kadar je takšen nadzorni organ kreditna institucija ali investicijsko podjetje, kakor sta opredeljena v točkah (1) in (2) člena 4(1) Uredbe (EU) št. 575/2013, se pristojni organ iz prvega pododstavka tega odstavka posvetuje z organom za reševanje ali katerim koli drugim organom, pristojnim za ta subjekt, pred izdajo dovoljenja za vključitev pozicij v listinjenju kot osnovnih izpostavljenosti v listinjenju.
ESMA shall submit those draft implementing technical standards to the Commission by 18 January 2019.
Takšno posvetovanje ne sme trajati dlje kot 60 dni od datuma, ko pristojni organ obvesti organ za reševanje ali kateri koli drug organ, pristojen za ta subjekt, o tem, da je potrebno posvetovanje.
The Commission is empowered to adopt the implementing technical standards referred to in this paragraph in accordance with Article 15 of Regulation (EU) No 1095/2010.
Kadar se po posvetovanju sprejme odločitev, da se izda dovoljenje za uporabo pozicij v listinjenju kot osnovnih izpostavljenosti v listinjenju, pristojni organ o tem obvesti ESMA.
Article 8
Za namene tega člena za zakonite namene štejejo:
Ban on resecuritisation
poenostavitev likvidacije kreditne institucije, investicijskega podjetja ali finančne institucije;
The underlying exposures used in a securitisation shall not include securitisation positions.
zagotovitev vzdržnosti kreditne institucije, investicijskega podjetja ali finančne institucije v času rednega poslovanja z namenom preprečiti njihovo likvidacijo; ali
By way of derogation, the first subparagraph shall not apply to:
kadar so osnovne izpostavljenosti nedonosne, ohranjanje interesov investitorjev.
any securitisation the securities of which were issued before 1 January 2019; and
V celoti podprti program ABCP ne šteje kot relistinjenje za namene tega člena, če noben posel ABCP v tem programu ni relistinjenje in kreditna izboljšava ne vzpostavlja druge ravni tranširanja na ravni programa.
any securitisation, to be used for legitimate purposes as set out in paragraph 3, the securities of which were issued on or following 1 January 2019.
Da bi upoštevali razvoj trga drugih relistinjenj, ki so izvedeni v zakonite namene in ob upoštevanju splošnih ciljev finančne stabilnosti in ohranjanja najboljših interesov investitorjev, lahko ESMA v tesnem sodelovanju z EBA pripravi osnutek regulativnih tehničnih standardov za dopolnitev seznama zakonitih namenov iz odstavka 3.
A competent authority designated pursuant to Article 29(2), (3) or (4), as applicable, may grant permission to an entity under its supervision to include securitisation positions as underlying exposures in a securitisation where that competent authority deems the use of a resecuritisation to be for legitimate purposes as set out in paragraph 3 of this Article.
ESMA predloži vse osnutke regulativnih tehničnih standardov Komisiji.
Where such supervised entity is a credit institution or an investment firm as defined in points (1) and (2) of Article 4(1) of Regulation (EU) No 575/2013, the competent authority referred to in the first subparagraph of this paragraph shall consult with the resolution authority and any other authority relevant for that entity before granting permission for the inclusion of securitisation positions as underlying exposures in a securitisation.
Člen 9
Such consultation shall last no longer than 60 days from the date on which the competent authority notifies the resolution authority, and any other authority relevant for that entity, of the need for consultation.
Merila za odobritev kredita
Where the consultation results in a decision to grant permission for the use of securitisation positions as underlying exposures in a securitisation, the competent authority shall notify ESMA thereof.
Originatorji, sponzorji in prvotni kreditodajalci za izpostavljenosti, ki se listinijo, uporabljajo ista zanesljiva in jasno opredeljena merila za odobritev kreditov, kot jih uporabljajo za nelistinjene izpostavljenosti.
For the purposes of this Article, the following shall be deemed to be legitimate purposes:
V ta namen uporabljajo enake natančno opredeljene postopke za odobritev ter, kadar je to ustrezno, za spreminjanje, obnavljanje in refinanciranje kreditov.
the facilitation of the winding-up of a credit institution, an investment firm or a financial institution;
Originatorji, sponzorji in prvotni kreditodajalci vzpostavijo učinkovite sisteme za uporabo teh meril in postopkov, da bi zagotovili, da se krediti odobrijo na podlagi temeljite ocene kreditne sposobnosti dolžnika, pri čemer se ustrezno upoštevajo dejavniki, ki so pomembni za preverjanje verjetnosti, da bo dolžnik izpolnil obveznosti, ki izhajajo iz kreditne pogodbe.
ensuring the viability as a going concern of a credit institution, an investment firm or a financial institution in order to avoid its winding-up; or
V primeru listinjenj, pri katerih so osnovne izpostavljenosti stanovanjski krediti, odobreni po začetku veljavnosti Direktive 2014/17/EU, skupina teh kreditov ne zajema kreditov, ki so se tržili in bili sklenjeni ob predpostavki, da je bil prosilec za kredit ali, kjer je to ustrezno, posrednik seznanjen s tem, da kreditodajalec morda ni preveril informacij, ki jih je zagotovil prosilec za kredit.
where the underlying exposures are non-performing, the preservation of the interests of investors.
Kadar originator za lastni račun odkupi izpostavljenosti tretje osebe, nato pa jih olistini, pri tem preveri, da subjekt, ki je neposredno ali posredno sodeloval pri prvotni pogodbi, s katero so nastale obveznosti ali pogojne obveznosti, ki se listinijo, izpolnjuje zahteve iz odstavka 1.
A fully supported ABCP programme shall not be considered to be a resecuritisation for the purposes of this Article, provided that none of the ABCP transactions within that programme is a resecuritisation and that the credit enhancement does not establish a second layer of tranching at the programme level.
Odstavek 3 se ne uporablja, če:
In order to reflect market developments of other resecuritisations undertaken for legitimate purposes, and taking into account the overarching objectives of financial stability and preservation of the best interests of the investors, ESMA, in close cooperation with the EBA, may develop draft regulatory technical standards to supplement the list of legitimate purposes set out in paragraph 3.
je bila prvotna pogodba, iz katere izvirajo obveznosti ali morebitne obveznosti dolžnika ali morebitnega dolžnika, sklenjena pred začetkom veljavnosti Direktive 2014/17/EU; in
ESMA shall submit any such draft regulatory technical standards to the Commission.
originator, ki odkupi izpostavljenosti tretje osebe za svoj račun in jih nato olistini, izpolnjuje obveznosti, ki so se pred 1. januarjem 2019 zahtevale za institucije v vlogi originatorja na podlagi člena 21(2) Delegirane uredbe (EU) št. 625/2014.
Article 9
POGLAVJE 3
Criteria for credit-granting
POGOJI IN POSTOPKI ZA REGISTRACIJO REPOZITORIJA LISTINJENJ
Originators, sponsors and original lenders shall apply to exposures to be securitised the same sound and well-defined criteria for credit-granting which they apply to non-securitised exposures.
Člen 10
To that end, the same clearly established processes for approving and, where relevant, amending, renewing and refinancing credits shall be applied.
Registracija repozitorija listinjenj
Originators, sponsors and original lenders shall have effective systems in place to apply those criteria and processes in order to ensure that credit-granting is based on a thorough assessment of the obligor’s creditworthiness taking appropriate account of factors relevant to verifying the prospect of the obligor meeting his obligations under the credit agreement.
Repozitorij listinjenj se za namene iz člena 5 registrira pri ESMA pod pogoji in v skladu s postopkom iz tega člena.
Where the underlying exposures of securitisations are residential loans made after the entry into force of Directive 2014/17/EU, the pool of those loans shall not include any loan that is marketed and underwritten on the premise that the loan applicant or, where applicable, intermediaries were made aware that the information provided by the loan applicant might not be verified by the lender.
Da se repozitorij listinjenj lahko registrira na podlagi tega člena, mora biti pravna oseba s sedežem v Uniji, mora uporabljati postopke za preverjanje celovitosti in točnosti informacij, ki so na mu voljo na podlagi člena 7(1) te uredbe, in izpolnjevati zahteve iz členov 78, 79 in 80(1) do (3), (5) in (6) Uredbe (EU) št. 648/2012.
Where an originator purchases a third party’s exposures for its own account and then securitises them, that originator shall verify that the entity which was, directly or indirectly, involved in the original agreement which created the obligations or potential obligations to be securitised fulfils the requirements referred to in paragraph 1.
Za namene tega člena se sklicevanja na člen 9 Uredbe (EU) št. 648/2012 v členih 78 in 80 navedene uredbe razumejo kot sklicevanja na člen 5 te uredbe.
Paragraph 3 does not apply if;
Registracija repozitorija listinjenj velja za vse ozemlje Unije.
the original agreement, which created the obligations or potential obligations of the debtor or potential debtor, was entered into before the entry into force of Directive 2014/17/EU; and
Registrirani repozitorij listinjenj mora ves čas izpolnjevati pogoje za registracijo.
the originator that purchases a third party’s exposures for its own account and then securitises them meets the obligations that originator institutions were required to meet under Article 21(2) of Delegated Regulation (EU) No 625/2014 before 1 January 2019.
Repozitorij listinjenj brez nepotrebnega odlašanja ESMA sporoči vse pomembne spremembe pogojev za registracijo.
CHAPTER 3
Repozitorij listinjenj ESMA predloži eno od naslednjega:
CONDITIONS AND PROCEDURES FOR REGISTRATION OF A SECURITISATION REPOSITORY
vlogo za registracijo;
Article 10
vlogo za razširitev obsega registracije za namene člena 7 te uredbe, če gre za repozitorij sklenjenih poslov, ki je že registriran v skladu s poglavjem 1 naslova VI Uredbe (EU) št. 648/2012 ali s poglavjem III Uredbe (EU) 2015/2365 Evropskega parlamenta in Sveta [30].
Registration of a securitisation repository
ESMA v 20 delovnih dneh od prejema vloge oceni, ali je ta popolna.
A securitisation repository shall register with ESMA for the purposes of Article 5 under the conditions and the procedure set out in this Article.
Kadar vloga ni popolna, ESMA določi rok, v katerem mora repozitorij listinjenj predložiti dodatne informacije.
To be eligible to be registered under this Article, a securitisation repository shall be a legal person established in the Union, apply procedures to verify the completeness and consistency of the information made available to it under Article 7(1) of this Regulation, and meet the requirements provided for in Articles 78, 79 and 80(1) to (3), (5) and (6) of Regulation (EU) No 648/2012.
Potem ko ESMA oceni, da je vloga popolna, o tem ustrezno uradno obvesti repozitorij listinjenj.
For the purposes of this Article, references in Articles 78 and 80 of Regulation (EU) No 648/2012 to Article 9 thereof shall be construed as references to Article 5 of this Regulation.
Za zagotovitev enotne uporabe tega člena ESMA pripravi osnutek regulativnih tehničnih standardov, ki določajo podrobnosti o vsem naslednjem:
The registration of a securitisation repository shall be effective for the entire territory of the Union.
postopkih iz odstavka 2 tega člena, ki jih morajo uporabljati repozitoriji listinjenj, da preverijo celovitost in točnost informacij, ki so jim na voljo na podlagi člena 7(1);
A registered securitisation repository shall comply at all times with the conditions for registration.
vloge za registracijo iz točke (a) odstavka 5;
A securitisation repository shall, without undue delay, notify ESMA of any material changes to the conditions for registration.
poenostavljeni vlogi za razširitev obsega registracije iz točke (b) odstavka 5.
A securitisation repository shall submit to ESMA either of the following:
Za zagotovitev enakih pogojev uporabe odstavkov 1 in 2 ESMA pripravi osnutke izvedbenih tehničnih standardov, ki določajo obliko obojega:
an application for registration;
vloge za razširitev obsega registracije iz točke (b) odstavka 5.
an application for an extension of registration for the purposes of Article 7 of this Regulation in the case of a trade repository already registered under Chapter 1 of Title VI of Regulation (EU) No 648/2012 or under Chapter III of Regulation (EU) 2015/2365 of the European Parliament and of the Council [30].
V primeru iz točke (b) prvega pododstavka ESMA pripravi poenostavljeno obliko, da se prepreči podvajanje postopkov.
ESMA shall assess whether the application is complete within 20 working days of receipt of the application.
Člen 11