natgillin/translations-raw huggingface dataset:
A SIPS operator settling one-sided payments in euro shall hold, or ensure that participants hold, sufficient liquid resources, in accordance with paragraph 3, to effect timely settlement of financial obligations in the event of a default of the participant which, together with its affiliates, has the largest aggregate financial obligation as determined by paragraph 3(a), in any of the following ways:
v obliki primernega zavarovanja, kakor je opredeljeno v okviru Eurosistema za zavarovanje, določenem v Smernici Evropske centralne banke (EU) 2015/510 (ECB/2014/60) in Smernici ECB/2014/31 Evropske centralne banke, če lahko upravljavec SPPS dokaže, da je to zavarovanje takoj na voljo in ga je mogoče pretvoriti v denar isti dan ob uporabi vnaprejšnje in zelo zanesljive ureditve financiranja, tudi v razmerah pretresov na trgu.
in cash with the Eurosystem; or
Upravljavec SPPS, ki opravlja poravnavo enostranskih plačil v eurih, ima ali zagotovi, da imajo udeleženci, dodatna likvidna sredstva v skladu z odstavkom 3(b) v oblikah, navedenih v odstavku 4, ali pri kreditno sposobni poslovni banki v obliki enega ali več naslednjih instrumentov:
in eligible collateral as defined in the collateral framework of the Eurosystem laid down in Guideline (EU) 2015/510 of the European Central Bank (ECB/2014/60) and Guideline ECB/2014/31 of the European Central Bank provided that the SIPS operator can demonstrate that such collateral is readily available and convertible into cash on a same-day basis using prearranged and highly reliable funding arrangements, including in stressed market conditions.
namenske kreditne linije;
A SIPS operator settling one-sided payments in euro shall hold, or ensure that participants hold, additional liquid resources, in accordance with paragraph 3(b), in the ways referred to in paragraph 4 or with a creditworthy commercial bank in one or more of the following instruments:
namenske valutne zamenjave;
committed lines of credit;
namenske začasne prodaje;
committed foreign exchange swaps;
finančno premoženje, ki izpolnjuje zahteve iz člena 7(1) in se vodi pri skrbniku;
committed repos;
naložbe.
assets meeting the requirements of Article 7(1), which are held by a custodian;
Vsi ti instrumenti morajo omogočati, da je denar na voljo dovolj hitro, da se lahko poravnava zaključi isti dan.
investments.
Zlasti mora biti upravljavec SPPS zmožen dokazati, da so nedenarni instrumenti takoj na voljo in jih je mogoče pretvoriti v denar isti dan ob uporabi vnaprejšnje in zelo zanesljive ureditve financiranja, tudi v razmerah pretresov na trgu.
All of these instruments must allow cash to be available within a timeframe that allows the completion of same-day settlement.
Upravljavec SPPS je pripravljen, da pristojnemu organu na podlagi ustrezne notranje ocene dokaže, da je poslovna banka kreditno sposobna.
In particular, the SIPS operator must be able to demonstrate that non-cash instruments are readily available and convertible into cash on a same-day basis using prearranged and highly reliable funding arrangements, including in stressed market conditions.
Upravljavec SPPS, ki opravlja poravnavo dvostranskih plačil ali enostranskih plačil v valutah, ki niso euro, ima ali zagotovi, da imajo udeleženci, zadostna likvidna sredstva v skladu z odstavkom 3 v oblikah, navedenih v odstavku 5.
The SIPS operator shall be prepared to demonstrate to the competent authority, based on an adequate internal assessment, that the commercial bank is creditworthy.
Kadar upravljavec SPPS sredstva iz odstavka 3 dopolni z drugim finančnim premoženjem, mora biti za to finančno premoženje verjetno, da je tržno ali sprejemljivo za zavarovanje (npr. za kreditne linije, zamenjave ali posle začasne prodaje) v posamičnem primeru po neizpolnitvi obveznosti, čeprav tega ni mogoče zanesljivo vnaprej urediti ali jamčiti za primer skrajnih, vendar možnih razmer na trgu.
A SIPS operator settling two-sided payments, or one-sided payments in currencies other than euro, shall hold, or ensure that participants hold, sufficient liquid resources, in accordance with paragraph 3, in the ways referred to in paragraph 5.
Kadar udeleženec sredstva iz odstavka 3 dopolni z drugim finančnim premoženjem, upravljavec SPPS zagotovi, da to drugo finančno premoženje izpolnjuje zahteve, določene v prvem stavku tega odstavka.
Where a SIPS operator supplements the resources referred to in paragraph 3 with other assets, these assets shall be likely to be marketable or acceptable as collateral (for, e.g., lines of credit, swaps, or repos) on an ad hoc basis following a default, even if this cannot be reliably prearranged or guaranteed under extreme but plausible market conditions.
Za finančno premoženje se domneva, da je verjetno tržno ali sprejemljivo za zavarovanje, če je upravljavec SPPS upošteval pravila in prakse zadevne centralne banke glede primernosti zavarovanja.
Where a participant supplements the resources referred to in paragraph 3 with other assets, the SIPS operator shall ensure that these other assets meet the requirements set out in the first sentence of this paragraph.
Upravljavec SPPS ne predpostavlja, da bo na voljo izredno posojilo centralne banke.
Assets shall be presumed to be likely to be marketable or acceptable as collateral if the SIPS operator has taken into account the rules and practices of the relevant central bank on the eligibility of collateral.
Upravljavec SPPS opravi skrben pregled, s katerim preveri, ali ima vsak ponudnik likvidnih sredstev SPPS iz odstavka 3: (a) zadostne in ažurne informacije, da razume in upravlja svoja likvidnostna tveganja, povezana z zagotavljanjem denarja ali finančnega premoženja, in (b) zmožnost zagotoviti potreben denar ali finančno premoženje.
A SIPS operator shall not assume that emergency central bank credit will be available.
Upravljavec SPPS najmanj enkrat letno pregleda svojo skladnost z obveznostjo skrbnega pregleda.
A SIPS operator shall carry out due diligence to verify that each provider of the SIPS's liquid resources, as referred to in paragraph 3: (a) has sufficient and up-to-date information to understand and to manage the liquidity risks associated with the provision of cash or assets; and (b) has the capacity to provide cash or assets as required.
Za ponudnike likvidnosti se sprejmejo samo subjekti, ki imajo dostop do posojil centralne banke izdajateljice.
The SIPS operator shall review its compliance with the due diligence obligation at least annually.
Upravljavec SPPS redno preizkuša postopke SPPS za dostop do likvidnih sredstev.
Only entities with access to credit from the central bank of issue shall be accepted as liquidity providers.
Upravljavec SPPS, ki ima dostop do računov, plačilnih storitev ali storitev v zvezi z vrednostnimi papirji pri centralni banki, uporabi te storitve, kadar je to uporabljivo.
The SIPS operator shall regularly test the SIPS's procedures for accessing its liquid resources.
Upravljavec SPPS prek strogih obremenitvenih testov ugotovi znesek in redno preizkuša zadostnost likvidnih sredstev za izpolnitev zahtev iz odstavkov 3 in 4.
A SIPS operator with access to central bank accounts, payment services or securities services shall use these services, where practicable.
Pri opravljanju obremenitvenih testov upravljavec SPPS upošteva raznovrstne scenarije, vključno z neizpolnitvijo obveznosti udeleženca ali več udeležencev na isti dan in v dveh ali več zaporednih dneh.
A SIPS operator shall, through rigorous stress testing, determine the amount and regularly test the sufficiency of its liquid resources to satisfy the requirements under paragraphs 3 and 4.
Pri teh scenarijih se upoštevata zasnova in delovanje SPPS, proučijo pa se vsi subjekti, ki bi lahko SPPS povzročili pomembna likvidnostna tveganja, vključno s poravnalnimi bankami, agenti nostro, skrbniškimi bankami, ponudniki likvidnosti in povezanimi IFT.
In conducting stress testing, the SIPS operator shall consider a wide range of relevant scenarios, including one or more participant defaults on the same day and on two or more subsequent days.
Kjer je ustrezno, scenariji zajamejo obdobje več dni.
When such scenarios are considered, the design and operation of the SIPS shall be taken into account and all entities that might pose material liquidity risks to the SIPS shall be examined, including settlement banks, nostro agents, custodian banks, liquidity providers and linked FMIs.
Upravljavec SPPS dokumentira razloge, zakaj je treba imeti denar in drugo finančno premoženje, ki ga vzdržuje sam ali ga vzdržujejo udeleženci, ter ima ustrezno ureditev upravljanja v tej zvezi.
Where appropriate, the scenarios shall cover a multiday period.
Vzpostavi jasne postopke za poročanje odboru o rezultatih obremenitvenih testov ter te rezultate uporabi za oceno ustreznosti svojega okvira za upravljanje likvidnostnega tveganja in prilagoditve tega okvira.
A SIPS operator shall document its reasons for holding, and shall have appropriate governance arrangements relating to, the cash and other assets maintained by it or by participants.
Upravljavec SPPS vzpostavi jasna pravila in postopke, ki SPPS omogočijo, da po neizpolnitvi obveznosti udeleženca ali več udeležencev izvrši poravnavo finančnih obveznosti isti dan in, kjer je ustrezno, pravočasno poravnavo znotraj dne ali v več dneh.
It shall establish clear procedures for reporting the results of its stress tests to the Board and shall use these results to evaluate the adequacy of and make adjustments to its liquidity risk-management framework.
Ti pravila in postopki:
A SIPS operator shall establish clear rules and procedures enabling the SIPS to effect same-day and, where appropriate, timely intraday and multiday settlement of financial obligations following the default of one or more of its participants.
obravnavajo nepredvideno in potencialno nekrito pomanjkanje likvidnosti;
These rules and procedures shall:
so namenjeni temu, da ne pride do razveljavitve, preklica ali zamude poravnave finančnih obveznosti isti dan;
address unforeseen and potentially uncovered liquidity shortfalls;
določijo, kako obnoviti denar in drugo finančno premoženje, ki ju je SPPS uporabil med obremenitvijo, na raven, ki je določena v odstavkih 3 do 5.
aim to avoid the unwinding, revocation or delay of same-day settlement of financial obligations;
v členu 10 se odstavek 1 se nadomesti z naslednjim:
indicate how to replenish the cash and other assets used by the SIPS during a stress event, to the extent required pursuant to paragraphs 3 to 5.
Upravljavec SPPS, ki opravlja poravnavo enostranskih plačil v eurih, zagotovi, da se dokončna poravnava izvrši v centralnobančnem denarju.
in Article 10, paragraph 1 is replaced by the following:
Upravljavec SPPS, ki opravlja poravnavo plačil za druge SPPS, si prizadeva, da bi tem drugim SPPS omogočil poravnavo tudi v izrednih razmerah.“;
A SIPS operator settling one-sided payments in euro shall ensure that final settlement takes place in central bank money.
člen 13 se nadomesti z naslednjim:
A SIPS operator settling payments for other SIPS shall endeavour to enable such other SIPS to settle even in emergency situations.’;
„Člen 13
Article 13 is replaced by the following:
Splošno poslovno tveganje
‘Article 13
Upravljavec SPPS vzpostavi zanesljive sisteme upravljanja in nadzora za ugotavljanje, spremljanje in upravljanje splošnih poslovnih tveganj, vključno z izgubami zaradi slabega izvrševanja poslovne strategije, negativnih denarnih tokov ali nepričakovanih in čezmerno visokih poslovnih odhodkov.
General business risk
Upravljavec SPPS vzdržuje uresničljiv načrt za sanacijo in, razen pri SPPS Eurosistema, za urejeno prenehanje, kakor se zahteva po členu 5(4).
A SIPS operator shall establish robust management and control systems to identify, monitor and manage general business risks, including losses resulting from poor execution of business strategy, negative cash flows, or unexpected and excessively large operating expenses.
Upravljavec SPPS na podlagi svojega profila splošnih poslovnih tveganj ter časa, ki ga potrebuje za sanacijo in/ali urejeno prenehanje svojih ključnih dejavnosti in storitev, določi potrebni znesek sredstev za izvedbo načrta iz odstavka 2.
A SIPS operator shall maintain a viable recovery and, except for Eurosystem SIPS, orderly wind-down plan as required under Article 5(4).
Ta znesek ni manjši od zneska šestmesečnih tekočih poslovnih odhodkov.
A SIPS operator shall determine, based on its general business risk profile and the time required to achieve a recovery and/or orderly wind-down of its critical operations and services, the amount of assets required to implement the plan referred to in paragraph 2.
Za kritje zneska iz odstavka 3 ima upravljavec SPPS likvidna neto sredstva, financirana z lastniškim kapitalom, npr. navadne delnice, razkrite rezerve ali drug preneseni dobiček, tako da lahko nadaljuje dejavnosti in storitve kot delujoče podjetje.
This amount shall be no less than that represented by six months of current operating expenses.
Ta sredstva so dodatna k sredstvom, ki se vodijo za kritje neizpolnitve obveznosti udeležencev ali drugih tveganj iz členov 6 in 8.
To cover the amount referred to in paragraph 3, a SIPS operator shall hold liquid net assets funded by equity, e.g. common stock, disclosed reserves or other retained earnings, to enable it to continue operations and services as a going concern.
Za izognitev dvojnim kapitalskim zahtevam se lahko vključi lastniški kapital, ki se vodi po mednarodnih standardih za kapital na osnovi tveganj.
These assets shall be in addition to resources held to cover participant default or other risks covered under Articles 6 and 8.
Sredstva iz odstavka 4, ki se vodijo za kritje splošnega poslovnega tveganja, morajo biti dovolj likvidna in kakovostna, da so pravočasno na voljo, ter jih je treba ločiti od sredstev SPPS, ki se uporabljajo za redno poslovanje.
Equity held under international risk-based capital standards may be included to avoid duplicate capital requirements.
Upravljavec SPPS je zmožen sredstva, ki se vodijo za kritje splošnega poslovnega tveganja, unovčiti z majhnim negativnim učinkom na cene ali brez takega učinka, tako da lahko nadaljuje dejavnosti in storitve kot delujoče podjetje, če utrpi splošne poslovne izgube.
Assets as referred to in paragraph 4 held to cover general business risk shall be of sufficient liquidity and quality to be available in a timely manner, and shall be segregated from the SIPS operator's assets used for daily operations.
Upravljavec SPPS vzpostavi uresničljiv kapitalski načrt za zbiranje dodatnega lastniškega kapitala, če se njegov lastniški kapital zniža na raven blizu zneska iz odstavka 3 ali pod tem zneskom.
The SIPS operator shall be able to realise assets held to cover general business risk with little, if any, adverse price effect, to enable it to continue operations and services as a going concern if it incurs general business losses.
Odstavki 3 do 6 se ne uporabljajo za SPPS Eurosistema.“;
A SIPS operator shall establish a viable capital plan for raising additional equity if its equity falls close to or below the amount referred to in paragraph 3.
člen 15 se spremeni:
Paragraphs 3 to 6 shall not apply to Eurosystem SIPS.’;
vstavi se naslednji odstavek 1a:
Article 15 is amended as follows:
Upravljavec SPPS redno in po večjih spremembah pregleda, revidira in preizkusi sisteme, operativne politike, postopke in kontrole.“;
the following paragraph 1a is inserted:
vstavi se naslednji odstavek 4a:
A SIPS operator shall review, audit, and test systems, operational policies, procedures and controls periodically and after significant changes.’;
Upravljavec SPPS vzpostavi učinkovit okvir za kibernetsko odpornost, ki vsebuje ustrezne upravljavske ukrepe za upravljanje kibernetskega tveganja.
the following paragraph 4a is inserted:
Upravljavec SPPS določi svoje ključne dejavnosti in sredstva, ki jih podpirajo, ter vzpostavi ustrezne ukrepe, s katerimi jih zaščiti pred kibernetskimi napadi, zazna te napade, se odzove nanje in si po njih opomore.
A SIPS operator shall establish an effective cyber resilience framework with appropriate governance measures in place to manage cyber risk.
Ti ukrepi se redno preizkušajo.
The SIPS operator shall identify its critical operations and supporting assets, and have appropriate measures in place to protect them from, detect, respond to and recover from cyber attacks.
Upravljavec SPPS zagotovi, da ima ustrezno raven situacijskega zavedanja glede kibernetskih groženj.
These measures shall be regularly tested.
Upravljavec SPPS zagotovi postopek trajnega učenja in razvoja, ki mu omogoča pravočasno prilagoditev okvira za kibernetsko odpornost na dinamično naravo kibernetskih tveganj, kadar koli je to potrebno.“;
The SIPS operator shall ensure it has a sound level of situational awareness of cyber threats.
člen 16 se nadomesti z naslednjim:
The SIPS operator shall ensure that there is a process of continuous learning and evolving to enable it to adapt its cyber resilience framework to the dynamic nature of cyber risks, in a timely manner, whenever needed.’;
„Člen 16
Article 16 is replaced by the following:
Merila za dostop in udeležbo
‘Article 16
Upravljavec SPPS določi in javno razkrije nediskriminacijska merila za dostop do storitev SPPS in udeležbo pri teh storitvah za neposredne in, kjer pride v poštev, posredne udeležence ter druge IFT.
Access and participation criteria
Ta merila pregleda najmanj enkrat letno.
A SIPS operator shall establish and publicly disclose non-discriminatory access and participation criteria to the SIPS's services for direct and, where relevant, indirect participants and for other FMIs.
Merila za dostop in udeležbo iz odstavka 1 so upravičena z vidika varnosti in učinkovitosti SPPS in trgov, ki jim ta služi, ter prilagojena in sorazmerna tveganjem, ki so značilna za SPPS.
It shall review the criteria at least annually.
V skladu z načelom sorazmernosti upravljavec SPPS določi zahteve, ki omejijo dostop v najmanjši možni meri.
The access and participation criteria referred to in paragraph 1 shall be justified in terms of the safety and efficiency of the SIPS and the markets it serves, and be tailored to and commensurate with the SIPS's specific risks.
Če upravljavec SPPS subjektu, ki zaprosi za dostop, tega ne omogoči, poda pisno obrazložitev, ki temelji na celoviti analizi tveganj.
In compliance with the principle of proportionality, a SIPS operator shall set requirements that restrict access to the minimum possible extent.
Upravljavec SPPS stalno spremlja, ali udeleženci izpolnjujejo merila SPPS za dostop in udeležbo.
If a SIPS operator denies access to an applying entity, it shall give reasons in writing, based on a comprehensive risk analysis.
Vzpostavi nediskriminacijske postopke, ki omogočajo začasno in urejeno trajno prenehanje udeleženčeve pravice do udeležbe, kadar udeleženec ne izpolnjuje meril, ter javno razkrije ustrezne ključne vidike teh postopkov.
A SIPS operator shall monitor participants' compliance with the SIPS's access and participation criteria on an ongoing basis.
Te postopke pregleda najmanj enkrat letno.“;
It shall establish non-discriminatory procedures to facilitate the suspension and orderly termination of a participant's right of participation where the participant fails to comply with the criteria and shall publicly disclose relevant key aspects of such procedures.
v členu 17 se odstavka 1 in 2 nadomestita z naslednjim:
It shall review the procedures at least annually.’;
Upravljavec SPPS za potrebe upravljanja tveganj zagotovi, da mu pravila, postopki in pogodbena ureditev SPPS omogočajo zbiranje informacij o posredni udeležbi, da lahko ugotovi, spremlja in upravlja vsa pomembna tveganja za SPPS, ki izhajajo iz udeležbe.
in Article 17, paragraphs 1 and 2 are replaced by the following:
Te informacije zajemajo najmanj:
For the purpose of risk management, a SIPS operator shall ensure that the SIPS's rules, procedures and contractual arrangements allow it to gather information about indirect participation in order to identify, monitor and manage any material risks to the SIPS arising from participation.
dejavnost, ki jo neposredni udeleženci opravljajo v svojem imenu in v imenu posrednih udeležencev, kot delež dejavnosti na ravni sistema;
This information shall, as a minimum, cover the following:
število posrednih udeležencev, ki opravljajo poravnave prek posameznih neposrednih udeležencev;
the activity that direct participants conduct on their own behalf and on behalf of indirect participants in proportion to the activity at system level;
število in vrednost plačil v SPPS, ki izvirajo od posameznega posrednega udeleženca;
the number of indirect participants that settle via individual direct participants;
število in vrednost plačil iz točke (c) kot delež števila in vrednosti plačil neposrednega udeleženca, prek katerega posredni udeleženec dostopa do SPPS.
the volumes and values of payments in the SIPS originating from each indirect participant;
Upravljavec SPPS ob upoštevanju informacij iz odstavka 1 ugotovi pomembne odvisnosti med neposrednimi in posrednimi udeleženci, ki bi lahko vplivale na SPPS.“;
the volumes and values of payments referred to in point (c) in proportion to those of the direct participant through which the indirect participant accesses the SIPS.
člen 21 se nadomesti z naslednjim:
A SIPS operator shall identify material dependencies between direct and indirect participants that might affect the SIPS, taking into account the information referred to in paragraph 1.’;
„Člen 21
Article 21 is replaced by the following:
Pooblastila pristojnega organa
‘Article 21
Pristojni organ je pooblaščen, da:
Powers of a competent authority
od upravljavca SPPS kadar koli pridobi vse informacije in dokumente, ki jih potrebuje, da oceni skladnost z zahtevami te uredbe ali podpira nemoteno delovanje plačilnih sistemov na sistemski ravni.
A competent authority shall have the power to:
Upravljavec SPPS ustrezne informacije brez odlašanja sporoči pristojnemu organu;
obtain, at any time, from a SIPS operator all of the information and documents necessary to assess compliance with the requirements under this Regulation or to promote the smooth operation of payment systems at systemic level.
od upravljavca SPPS zahteva imenovanje neodvisnega strokovnjaka, ki opravi preiskavo ali neodvisen pregled delovanja SPPS.
The SIPS operator shall report the relevant information to the competent authority without undue delay;
Pristojni organ lahko določi zahteve glede vrste strokovnjaka, ki ga je treba imenovati, vsebine in obsega poročila, ki ga je treba pripraviti, ravnanja s poročilom, vključno z razkritjem in objavo nekaterih elementov, ter rokov za pripravo poročila.
require a SIPS operator to appoint an independent expert to perform an investigation or independent review on the operation of the SIPS.
Upravljavec SPPS obvesti pristojni organ, kako je izpolnil zahteve, ki jih je ta določil;
The competent authority may impose requirements concerning the type of expert to be appointed, the content and scope of the report to be produced, the treatment of the report, including disclosure and publication of certain elements, and timing for the production of the report.
opravlja inšpekcijske preglede na kraju samem ali prenese pooblastilo za opravljanje takih pregledov.
A SIPS operator shall inform the competent authority how the imposed requirements have been satisfied;
Pristojni organ lahko inšpekcijski pregled opravi brez predhodne najave, kadar je to potrebno za ustrezno izvedbo in učinkovitost inšpekcijskega pregleda.
conduct on-site inspections or delegate the carrying out of on-site inspections.
ECB sprejme sklep o postopku in pogojih za izvajanje pooblastil iz odstavka 1.“;
Where the proper conduct and efficiency of an inspection so requires, the competent authority may carry it out without prior announcement.
vstavita se naslednja člena 21a in 21b:
The ECB shall adopt a decision on the procedure and conditions for exercising the powers referred to in paragraph 1.’;
„Člen 21a
the following Articles 21a and 21b are inserted:
Organizacija dejavnosti pregleda
‘Article 21a
Pristojni organ lahko izvaja stalne in/ali ad hoc dejavnosti pregleda, da oceni skladnost upravljavca SPPS z zahtevami iz členov 3 do 21 ali podpira nemoteno delovanje plačilnih sistemov na sistemski ravni.