natgillin/translations-raw huggingface dataset:
a mapping of the core business lines and critical functions to the legal entities and branches meeting the conditions set out in paragraph 2;
shematsko razporeditev glavnih poslovnih področij in kritičnih funkcij za pravne subjekte in podružnice, ki izpolnjujejo pogoje iz odstavka 2;
a detailed description of the legal and financial structures of the entity or entities covered by the plan, including an explanation of intra-group interconnectedness with respect to any legal entities or branches meeting the conditions set out in paragraph 2 and in particular a description of the following:
podroben opis pravnih in finančnih struktur subjekta ali subjektov, ki jih zajema načrt, vključno z razlago povezav znotraj skupine v zvezi s pravnimi subjekti ali podružnicami, ki izpolnjujejo pogoje iz odstavka 2, zlasti opis naslednjih elementov:
all existing material intra-group exposures and funding relationships, capital flows within the entity or entities covered by the recovery plan, intra-group guarantees that are in place and intra-group guarantees that are expected to be in place when recovery action is required;
vseh obstoječih pomembnih izpostavljenosti znotraj skupine in razmerij financiranja, kapitalskih tokov znotraj subjekta ali subjektov, ki jih zajema načrt sanacije, vzpostavljenih jamstev znotraj skupine in jamstev znotraj skupine, ki naj bi bila vzpostavljena, ko bo potreben sanacijski ukrep;
legal interconnectedness, which shall cover material legally binding agreements between entities of a group including, for example, the existence of domination agreements and profit and loss transfer agreements;
pravne povezanosti, ki zajema pomembne pravno zavezujoče sporazume med subjekti v skupini, vključno z na primer obstojem pogodb o popolnem obvladovanju in pogodb o prenosu dobičkov in izgub;
operational interconnectedness, which concerns functions that are centralised in one legal entity or branch and are important for the functioning of other legal entities, branches or the group, in particular centralised information technology functions, treasury functions, risk functions or administrative functions;
operativne povezanosti, ki se nanaša na funkcije, ki so centralizirane v enem pravnem subjektu ali podružnici in so pomembne za delovanje drugih pravnih subjektov, podružnic ali skupine, zlasti centralizirane informacijsko-tehnološke funkcije, funkcije finančnega upravljanja, funkcije tveganja ali administrativne funkcije;
any existing group financial support agreements concluded in accordance with Article 19 of Directive 2014/59/EU including the parties to the agreement, the form of the financial support and the conditions associated with the provision of the financial support;
obstoječih sporazumov o finančni podpori v skupini, sklenjenih v skladu s členom 19 Direktive 2014/59/EU, vključno s strankami sporazuma, obliki finančne podpore in pogoji v zvezi z zagotavljanjem finančne podpore;
a description of external interconnectedness including at least:
opis zunanjih povezanosti, ki vključuje vsaj:
significant exposures and liabilities to main counterparties;
pomembne izpostavljenosti in obveznosti do glavnih nasprotnih strank;
significant financial products and services which are provided by the entity or entities covered by the recovery plan to other financial market participants;
pomembne finančne produkte in storitve, ki jih subjekt ali subjekti, ki jih zajema načrt reševanja, zagotavljajo drugim udeležencem na finančnem trgu;
significant services which third parties provide to the entity or entities covered by the recovery plan;
pomembne storitve, ki jih tretje osebe zagotavljajo subjektu ali subjektom, ki jih zajema načrt reševanja.
For the purposes of points (b) and (c) of paragraph 1, the reference to legal entities or branches shall be understood as a reference to legal entities or branches which:
Za namene točk (b) in (c) odstavka 1 se sklicevanje na pravne subjekte ali podružnice razume kot sklicevanje na pravne subjekte ali podružnice, ki:
substantially contribute to the profit of the entity or entities covered by the recovery plan or to their funding, or hold an important share of their assets, liabilities or capital;
pomembno prispevajo k dobičku subjekta ali subjektov, ki jih zajema načrt sanacije, ali k njihovemu financiranju ali imajo v lasti pomemben delež njihovih sredstev, obveznosti ali kapitala;
perform key commercial activities;
izvajajo ključne poslovne dejavnosti;
centrally perform key operational, risk or administrative functions;
centralno izvajajo ključne operativne funkcije, funkcije tveganja ali administrativne funkcije;
bear substantial risks that could, in a worst-case scenario, jeopardise the viability of the institution or group;
nosijo veliko tveganje, ki bi v najslabšem scenariju lahko ogrozilo sposobnost uspešnega poslovanja institucije ali skupine;
could not be disposed of or liquidated without likely triggering a major risk for the institution or group as a whole;
jih ni bilo mogoče odprodati ali likvidirati, ne da bi se sprožilo veliko tveganje za institucijo ali skupino kot celoto;
are important for the financial stability of at least one of the Member States in which they have their registered offices or operate.
so pomembne za finančno stabilnost vsaj ene države članice, v kateri imajo sedež ali kjer poslujejo.
Recovery options
Možni načini sanacije
The subsection on recovery options shall include a list of all recovery options and a description of each option, as set out in Articles 9 to 12.
Pododdelek o možnih načinih sanacije vključuje seznam vseh možnih načinov sanacije in opis vsakega možnega načina, kot je določeno v členih 9 do 12.
The subsection on recovery options shall set out a range of recovery options designed to respond to financial stress scenarios and which could reasonably be expected to contribute to maintaining or restoring the viability and financial position of the entity or entities covered by the recovery plan.
Pododdelek o možnih načinih sanacije določa nabor možnih načinov sanacije, oblikovanih za odzivanje na scenarije finančnih težav, od katerih se lahko razumno pričakuje, da bodo prispevali k ohranitvi ali obnovitvi sposobnosti uspešnega poslovanja in finančnega položaja subjekta ali subjektov, ki jih zajema načrt sanacije.
Each recovery option shall be described in a way that enables the competent authority to assess its impact and feasibility.
Vsak možni način sanacije je opisan na način, ki pristojnemu organu omogoča, da oceni njegov učinek in izvedljivost.
Recovery options shall include measures which are extraordinary in nature as well as measures that could also be taken in the course of the normal business of the entity or entities covered by the recovery plan.
Možni načini sanacije vključujejo ukrepe, ki so izredni, ter ukrepe, ki jih je mogoče sprejeti med običajnim poslovanjem subjekta ali subjektov, ki jih zajema načrt sanacije.
Recovery options shall not be excluded for the sole reason that they would require a change to the current nature of the business of that entity or those entities.
Možnih načinov sanacije se ne izključi samo zato, ker bi zahtevali spremembo trenutne narave poslovanja navedenega subjekta ali subjektov.
Actions, arrangements and measures under recovery options
Dejavnosti, ureditve in ukrepi v okviru možnih načinov sanacije
Each recovery option shall indicate at least the following:
Pri vsakem možnem načinu sanacije se navede vsaj:
a range of capital and liquidity actions required to maintain or restore the viability and financial position of the entity or entities covered by the recovery plan which have as their primary aim ensuring the viability of critical functions and core business lines;
nabor kapitalskih in likvidnostnih ukrepov, potrebnih za ohranitev ali obnovitev sposobnosti uspešnega poslovanja in finančnega položaja subjekta ali subjektov, ki jih zajema načrt sanacije, katerih glavni cilj je zagotavljanje uspešnega delovanja kritičnih funkcij in glavnih poslovnih področij;
arrangements and measures the primary aim of which is to conserve or restore the institution's own funds or the group's consolidated own funds through external recapitalisations and internal measures to improve the capital position of the entity or entities covered by the recovery plan;
ureditve in ukrepe, katerih glavni cilj je ohraniti ali obnoviti kapital institucije ali konsolidirani kapital skupine z zunanjimi dokapitalizacijami in notranjimi ukrepi za izboljšanje kapitalskega položaja subjekta ali subjektov, ki jih zajema načrt sanacije;
arrangements and measures to ensure that the entity or entities covered by the recovery plan have adequate access to contingency funding sources to ensure that they can carry on their operations and meet their obligations as they fall due;
ureditve in ukrepe za zagotovitev, da imajo subjekt ali subjekti, ki jih zajema načrt sanacije, zadosten dostop do virov financiranja za nepredvidljive dogodke, s katerim se zagotovi, da lahko še naprej opravljajo svoje dejavnosti in izpolnijo obveznosti, ko te zapadejo;
arrangements and measures to reduce risk and leverage, or to restructure business lines including, where appropriate, an analysis of possible material divestment of assets, legal entities, or business lines;
ureditve in ukrepe za zmanjševanje tveganja in finančnega vzvoda ali za prestrukturiranje poslovnih področij, po potrebi vključno z analizo možnih pomembnih prodaj sredstev, pravnih subjektov ali poslovnih področij;
arrangements and measures the primary aim of which is to achieve a voluntary restructuring of liabilities, without triggering an event of default, termination, downgrade or similar.
ureditve in ukrepe, katerih glavni cilj je doseči prostovoljno prestrukturiranje obveznosti, ne da bi pri tem sprožili primer neizpolnitve finančne obveznosti, prekinitev pogodbe, poslabšanje bonitetne ocene ali podobno.
For the purposes of point (c), the measures shall include external measures and, where appropriate, measures that aim at reorganising the available liquidity within the group.
Za namene točke (c) ukrepi vključujejo zunanje ukrepe in po potrebi ukrepe, katerih cilj je reorganizacija razpoložljive likvidnosti znotraj skupine.
The contingency funding sources shall include potential liquidity sources, an assessment of available collateral and an assessment of the possibility to transfer liquidity across group entities and business lines.
Viri financiranja za nepredvidljive dogodke vključujejo potencialne vire likvidnosti, oceno razpoložljivega zavarovanja s premoženjem in oceno možnosti prenosa likvidnosti med subjekti v skupini in poslovnimi področji.
Where a recovery option does not include the actions, arrangements or measures set out in points (a) to (e) of paragraph 1, the subsection on recovery options shall contain a demonstration that those actions, arrangements or measures have been adequately considered by the institution, the Union parent undertaking or the subsidiary which drew up and submitted the plan.
Kadar možni način sanacije ne vsebuje ureditev ali ukrepov iz točk (a) do (e) odstavka 1, je v pododdelku o možnih načinih sanacije dokazano, da je institucija, nadrejena družba v Uniji ali podrejena družba, ki je pripravila in predložila načrt, ustrezno upoštevala navedene ureditve ali ukrepe.
Each recovery option shall contain an impact assessment that shall include, in particular, a detailed description of the processes for determining the value and marketability of the core business lines, operations and assets of the entity or entities to which the recovery option relates, and at least the following elements:
Vsak možni način sanacije vsebuje oceno učinka, ki zlasti vključuje podroben opis postopkov za določitev vrednosti in tržljivosti glavnih poslovnih področij, dejavnosti in sredstev subjekta ali subjektov, na katere se nanaša možni način sanacije, ter vsaj naslednje elemente:
a financial and operational impact assessment which sets out the expected impact on solvency, liquidity, funding positions, profitability and operations of the entity or entities covered by the recovery plan; where relevant, the assessment shall clearly identify the different entities of the group which may be affected by the option or involved in its implementation;
finančno in operativno oceno učinka, ki določa pričakovani učinek na solventnost, likvidnost, financiranje, dobičkonosnost in poslovanje subjekta ali subjektov, ki jih zajema načrt sanacije; če je relevantno, se v oceni jasno opredelijo različni subjekti v skupini, na katere lahko možni načrt sanacije vpliva ali ki lahko sodelujejo pri njegovem izvajanju;
an assessment of external impact and systemic consequences which sets out the expected impact on critical functions performed by the entity or entities, covered by the recovery plan, and the impact on shareholders, on customers, in particular depositors and retail investors, on counterparties and, where applicable, on the rest of the group;
oceno zunanjih učinkov in sistemskih posledic, v kateri so opisani pričakovani učinek na kritične funkcije, ki jih izvaja subjekt ali subjekti, ki jih zajema načrt sanacije, ter učinek na delničarje, stranke, zlasti imetnike vlog in male vlagatelje, na nasprotne stranke in, če je relevantno, na preostalo skupino;
the valuation assumptions and all other assumptions made for the purpose of the assessments in points (1) and (2), including assumptions about the marketability of assets or the behaviour of other financial institutions.
predpostavke pri vrednotenju in vse druge predpostavke, uporabljene pri ocenah iz točk 1 in 2, vključno s predpostavkami o tržljivosti sredstev ali ravnanju drugih finančnih institucij.
Feasibility assessment
Ocena izvedljivosti
Each recovery option shall contain a feasibility assessment, which shall include at least:
Vsak možni način sanacije vsebuje oceno izvedljivosti, ki vključuje vsaj:
an assessment of the risk associated with the recovery option, drawing on any experience of executing the recovery option or an equivalent measure;
oceno tveganja, povezanega z možnim načinom sanacije, pri čemer se upoštevajo morebitne pretekle izkušnje pri izvedbi možnega načina sanacije ali enakovrednega ukrepa;
a detailed analysis and description of any material impediment to the effective and timely execution of the plan and a description of whether and how such impediments could be overcome;
podrobno analizo in opis vseh pomembnih ovir za uspešno in pravočasno izvedbo načrta ter opis, kako bi se lahko take ovire odpravile;
where applicable, an analysis of potential impediments to the effective implementation of the recovery option which result from the structure of the group or of intra-group arrangements, including whether there are substantial practical or legal impediments to the prompt transfer of own funds or the repayment of liabilities or assets within the group;
če je relevantno, analizo potencialnih ovir za učinkovito izvedbo možnega načina sanacije, ki izhajajo iz strukture skupine ali ureditev znotraj skupine, vključno s tem, ali obstajajo znatne praktične ali pravne ovire za takojšen prenos kapitala ali za odplačilo obveznosti ali sredstev znotraj skupine;
solutions to the potential impediments identified in points (b) and (c).
rešitve za potencialne ovire iz točk (b) in (c).
For the purposes of paragraph 1, a material impediment shall include any factor that could potentially negatively affect the timely execution of the recovery option including, in particular, legal, operational, business, financial, and reputational risks such as any risk of a credit rating downgrade.
Za namene odstavka 1 pomembne ovire vključujejo vse dejavnike, ki bi lahko negativno vplivali na pravočasno izvedbo možnega načina sanacije, vključno zlasti s pravnimi, operativnimi, poslovnimi in finančnimi tveganji ter tveganji za ugled, kot je kakršno koli tveganje znižanja bonitetne ocene.
Continuity of operations
Neprekinjeno poslovanje
Each recovery option shall contain an assessment of how the continuity of operations will be ensured when implementing that option.
Vsak možni način sanacije vsebuje oceno, kako se bo med izvajanjem tega načina sanacije zagotovilo neprekinjeno poslovanje.
That assessment shall include an analysis of internal operations (for example, information technology systems, suppliers and human resources operations) and of the access of the entity or entities covered by the recovery plan to market infrastructure (for example, clearing and settlement facilities and payment systems).
Ta ocena vključuje analizo notranjega delovanja (na primer informacijsko tehnoloških sistemov, dobaviteljev in kadrovskih dejavnosti) ter dostopa subjekta ali subjektov, ki jih zajema načrt sanacije, do tržne infrastrukture (na primer do storitev kliringa in poravnave, plačilnih sistemov).
In particular, the assessment of operational contingency shall take into account:
Pri oceni načrta operativne pripravljenosti za primer nepredvidljivih dogodkov se upoštevajo zlasti:
any arrangements and measures necessary to maintain continuous access to relevant financial markets infrastructure;
vse ureditve in ukrepi, potrebni za ohranitev nemotenega dostopa do relevantnih infrastruktur finančnih trgov;
any arrangements and measures necessary to maintain the continuous functioning of the operational processes of the entity or entities covered by the recovery plan, including infrastructure and IT services;
vse ureditve in ukrepi, potrebni za ohranitev nemotenega izvajanja operativnih postopkov subjekta ali subjektov, ki jih zajema načrt sanacije, vključno z infrastrukturo in storitvami IT;
the expected time frame for the implementation and effectiveness of the recovery option;
pričakovan časovni okvir za izvedbo in učinkovanje možnega načina sanacije;
the effectiveness of the recovery option, and the adequacy of indicators in a range of scenarios of financial stress which assesses the impact of each of these scenarios on the entity or entities covered by the recovery plan, in particular on their capital, liquidity, profitability, risk profile and operations.
učinkovitost možnega načina sanacije in ustreznost kazalnikov v vrsti različnih scenarijev finančnih težav, pri čemer se oceni učinek vsakega od teh scenarijev na subjekt ali subjekte, ki jih zajema načrt sanacije, zlasti na njihov kapital, likvidnost, dobičkonosnost, profil tveganja in poslovanje.
That assessment shall identify the recovery option which could be appropriate in a specific scenario, the potential impact of the recovery option, its feasibility, including the potential impediments to its implementation, and the time frame required for its implementation.
Z navedeno oceno se opredeli možni način sanacije, ki bi bil primeren v določenem scenariju, potencialni učinek možnega načina sanacije, njegova izvedljivost, vključno s potencialnimi ovirami za njegovo izvedbo, in potreben časovni okvir za njegovo izvedbo.
On the basis of this information, the assessment shall describe the overall recovery capacity of the entity or entities covered by the recovery plan, being the extent to which the recovery options allow that entity or those entities to recover in a range of scenarios of severe macroeconomic and financial stress.
Na podlagi teh informacij se v oceni opiše splošna sposobnost za sanacijo subjekta ali subjektov, ki jih zajema načrt sanacije, tj. obseg, v katerem možni načini sanacije temu subjektu ali subjektom omogočajo sanacijo v vrsti različnih scenarijev resnih makroekonomskih pretresov in finančnih težav.
Cross references
Sklicevanje
Where information set out in Article 7 has been submitted to resolution authorities pursuant to Article 11 of Directive 2014/59/EU, competent authorities may choose to accept cross references to that information as sufficient for meeting the requirement in Article 7 if they do not compromise the completeness and quality of the recovery plan, as required by Section III of Chapter I of this Regulation.
Če so se informacije iz člena 7 predložile organom za reševanje v skladu s členom 11 Direktive 2014/59/EU, se lahko pristojni organi odločijo, da za izpolnitev zahteve iz člena 7 zadoščajo sklici na navedene informacije, če to ne ogroža popolnosti in kakovosti načrta sanacije, kot se zahteva v oddelku III poglavja I te uredbe.
Communication and disclosure plan
Načrt sporočanja in razkrivanja
The communication and disclosure plan shall cover the following matters in detail:
V načrtu sporočanja in razkrivanja so podrobno obravnavane naslednje zadeve:
internal communication, in particular to staff, works councils or other staff representatives;
notranje sporočanje, zlasti zaposlenim, svetu delavcev ali drugim predstavnikom zaposlenih;
external communication, in particular to shareholders and other investors, competent authorities, counterparties, financial markets, financial market infrastructure, depositors and the public, as appropriate;
zunanje sporočanje, zlasti delničarjem in drugim vlagateljem, pristojnim organom, nasprotnim strankam, finančnim trgom, infrastrukturam finančnih trgov, imetnikom vlog in javnosti, kot je ustrezno;
effective proposals for managing any potential negative market reactions.
učinkoviti predlogi za ravnanje v primeru morebitnih negativnih odzivov trga.
A recovery plan shall include, at least, an analysis of how the communication and disclosure plan would be implemented when one or more of the arrangements or measures set out in the recovery plan are implemented.
Načrt sanacije vključuje vsaj analizo, kako bi se uporabljal načrt sporočanja in razkrivanja, če bi se izvajala ena ali več ureditev ali ukrepov iz načrta sanacije.
The communication and disclosure plan shall adequately consider any specific communication needs for individual recovery options.
V načrtu sporočanja in razkrivanja se v zadostni meri upoštevajo vse posebne potrebe glede sporočanja pri posameznih možnih načinih sanacije.
Preparatory measures
Pripravljalni ukrepi
A recovery plan shall include an analysis of any preparatory measures that the entity or entities covered by it have taken or which are necessary to facilitate the implementation of the recovery plan or to improve its effectiveness together with a timeline for implementing those measures.
Načrt sanacije vključuje analizo vseh pripravljalnih ukrepov, ki so jih izvedli subjekt ali subjekti, ki jih zajema, ali ki so potrebni za lažjo izvedbo načrta sanacije ali za povečanje njegove učinkovitosti, skupaj s časovnim okvirjem za izvedbo teh ukrepov.
Such preparatory measures shall include any measures necessary to overcome impediments to the effective implementation of recovery options which have been identified in the recovery plan.
Taki pripravljalni ukrepi vključujejo vse ukrepe, ki so potrebni za odpravo ovir za učinkovito izvedbo možnih načinov sanacije, ki so bili opredeljeni v načrtu sanacije.
Assessment of recovery plans
Ocena načrtov sanacije
Completeness of recovery plans
Popolnost načrtov sanacije
The competent authority shall assess the extent to which a recovery plan satisfies the requirements set out in Article 5 or Article 7 of Directive 2014/59/EU, respectively, and shall review the completeness of the plan based on the following:
Pristojni organ oceni, v kakšnem obsegu načrt sanacije izpolnjuje zahteve iz člena 5 oziroma člena 7 Direktive 2014/59/EU, in preveri popolnost načrta glede na naslednje:
whether the plan covers all the information listed in Section A of the Annex to Directive 2014/59/EU as further specified in Chapter I, Section I of this Regulation;
ali načrt zajema vse informacije iz oddelka A Priloge k Direktivi 2014/59/EU, kot je podrobneje določeno v oddelku I poglavja I te uredbe;
whether the plan provides information that is up to date, also with respect to any material changes to the entity or entities, in particular changes to their legal or organisational structure or their business or financial situation since the last submission of the plan, in accordance with Article 5(2) of Directive 2014/59/EU;
ali načrt zagotavlja aktualne informacije, tudi v zvezi z vsemi pomembnimi spremembami pri subjektu (ali subjektih), zlasti spremembami njegove pravne ali organizacijske strukture ali njegovega poslovnega ali finančnega položaja od zadnje predložitve načrta, v skladu s členom 5(2) Direktive 2014/59/EU;