natgillin/translations-raw huggingface dataset:
The stocks of non-target species within the safe biological limits referred to in Article 15(8) of Regulation (EU) No 1380/2013 are identified in the Annex of this Regulation for the purpose of the derogation from the obligation to count catches against the relevant quota provided for in that Article.
POGLAVJE III
Article 7
KONČNE DOLOČBE
Measures on recreational fisheries for cod in subdivisions 22-24
Člen 8
In recreational fisheries, no more than five specimens of cod may be retained per fisherman per day in subdivisions 22-24.
Prenos podatkov
By derogation from paragraph 1, no more than three specimens of cod may be retained per fisherman per day in subdivisions 22-24 in the period from 1 February 2017 to 31 March 2017.
Kadar države članice na podlagi členov 33 in 34 Uredbe (ES) št. 1224/2009 Komisiji pošljejo podatke v zvezi s količinami ujetih ali iztovorjenih staležev, uporabijo kode staležev, določene v Prilogi k tej uredbi.
Paragraphs 1 and 2 are without prejudice to more stringent national measures.
Člen 9
CHAPTER III
Prilagodljivost
FINAL PROVISIONS
Razen kadar je drugače določeno v Prilogi k tej uredbi, se člen 3 Uredbe (ES) št. 847/96 uporablja za staleže, za katere velja previdnostni TAC, člen 3(2) in (3) ter člen 4 navedene uredbe pa za staleže, za katere velja analitski TAC.
Article 8
Člen 3(2) in (3) ter člen 4 Uredbe (ES) št. 847/96 se ne uporabljata, kadar država članica uporabi vsakoletno prilagodljivost iz člena 15(9) Uredbe (EU) št. 1380/2013.
Data transmission
Člen 10
When, pursuant to Articles 33 and 34 of Regulation (EC) No 1224/2009, Member States send data relating to quantities of stocks caught or landed to the Commission, they shall use the stock codes set out in the Annex to this Regulation.
Sprememba Uredbe (EU) 2016/72
Article 9
V Prilogi IA k Uredbi (EU) 2016/72 se vpis za norveškega moliča v coni IIIa ter vodah Unije območij IIa in IV nadomesti z naslednjim:
Flexibility
Vrsta:
Except where specified otherwise in the Annex to this Regulation, Article 3 of Regulation (EC) No 847/96 shall apply to stocks subject to precautionary TACs and Article 3(2) and (3) and Article 4 of that Regulation shall apply to stocks subject to an analytical TAC.
norveški molič in z njim povezan prilov
Article 3(2) and (3) and Article 4 of Regulation (EC) No 847/96 shall not apply where a Member State uses the year-to-year flexibility provided for in Article 15(9) of Regulation (EU) No 1380/2013.
Območje:
Article 10
IIIa; vode Unije območij IIa in IV
Amendment to Regulation (EU) 2016/72
Leto
In Annex IA to Regulation (EU) 2016/72, the entry for Norway pout in IIIa and Union waters of IIa and IV is replaced by the following:
Danska
Species:
Nemčija
Norway pout and associated by-catches
Nizozemska
Zone:
Unija
IIIa; Union waters of IIa and IV
Norveška
Year
Ferski otoki
Denmark
Ni relevantno
Germany
Analitski TAC
The Netherlands
Člen 3 Uredbe (ES) št. 847/96 se ne uporablja.
Norway
Člen 11
Faroe Islands
Začetek veljavnosti
TAC
Ta uredba začne veljati na dan objave v Uradnem listu Evropske unije.
Not relevant
Uporablja se od 1. januarja 2017, razen člena 10, ki se uporablja od 1. novembra 2016.
Analytical TAC
Ta uredba je v celoti zavezujoča in se neposredno uporablja v vseh državah članicah.
Article 3 of Regulation (EC) No 847/96 shall not apply
V Bruslju, 28. oktober 2016
Article 4 of Regulation (EC) No 847/96 shall not apply
Za Svet
Article 11
Predsednik
Entry into force
Uredba (EU) št. 1380/2013 Evropskega parlamenta in Sveta z dne 11. decembra 2013 o skupni ribiški politiki in o spremembi uredb Sveta (ES) št. 1954/2003 in (ES) št. 1224/2009 ter razveljavitvi uredb Sveta (ES) št. 2371/2002 in (ES) št. 639/2004 ter Sklepa Sveta 2004/585/ES (UL L 354, 28.12.2013, str. 22).
This Regulation shall enter into force on the day of its publication in the Official Journal of the European Union.
Uredba (EU) 2016/1139 Evropskega parlamenta in Sveta z dne 6. julija 2016 o vzpostavitvi večletnega načrta za staleže trske, sleda in papaline v Baltskem morju ter za ribištvo, ki izkorišča te staleže, o spremembi Uredbe Sveta (ES) št. 2187/2005 in o razveljavitvi Uredbe Sveta (ES) št. 1098/2007 (UL L 191, 15.7.2016, str. 1).
It shall apply from 1 January 2017, with the exception of Article 10 which shall apply from 1 November 2016.
Uredba Sveta (ES) št. 1224/2009 z dne 20. novembra 2009 o vzpostavitvi nadzornega sistema Skupnosti za zagotavljanje skladnosti s pravili skupne ribiške politike, o spremembi uredb (ES) št. 847/96, (ES) št. 2371/2002, (ES) št. 811/2004, (ES) št. 768/2005, (ES) št. 2115/2005, (ES) št. 2166/2005, (ES) št. 388/2006, (ES) št. 509/2007, (ES) št. 676/2007, (ES) št. 1098/2007, (ES) št. 1300/2008, (ES) št. 1342/2008 in razveljavitvi uredb (EGS) št. 2847/93, (ES) št. 1627/94 in (ES) št. 1966/2006 (UL L 343, 22.12.2009, str. 1).
This Regulation shall be binding in its entirety and directly applicable in all Member States.
Uredba Sveta (ES) št. 847/96 z dne 6. maja 1996 o uvedbi dodatnih pogojev za upravljanje celotnih dovoljenih ulovov (TAC) in kvot iz leta v leto (UL L 115, 9.5.1996, str. 3).
Done at Brussels, 28 October 2016.
Uredba Sveta (ES) št. 2187/2005 z dne 21. decembra 2005 o ohranjanju ribolovnih virov s tehničnimi ukrepi v Baltskem morju, Beltih in Øresundu (UL L 349, 31.12.2005, str.
The President
Brez poseganja v obveznost iztovarjanja se ulovi mola lahko vštejejo v kvoto (OT2/* 2A3A4) do višine 5 % pod pogojem, da največ 9 % te kvote za norveškega moliča odpade na te ulove in prilov tistih vrst, ki so upoštevane v skladu s členom 15(8) Uredbe (EU) št. 1380/2013.
Regulation (EU) No 1380/2013 of the European Parliament and of the Council of 11 December 2013 on the Common Fisheries Policy, amending Council Regulations (EC) No 1954/2003 and (EC) No 1224/2009 and repealing Council Regulations (EC) No 2371/2002 and (EC) No 639/2004 and Council Decision 2004/585/EC (OJ L 354, 28.12.2013, p. 22).
Kvota se lahko lovi samo v vodah Unije območij ICES IIa, IIIa in IV.
Regulation (EU) 2016/1139 of the European Parliament and of the Council of 6 July 2016 establishing a multiannual plan for the stocks of cod, herring and sprat in the Baltic Sea and the fisheries exploiting those stocks, amending Council Regulation (EC) No 2187/2005 and repealing Council Regulation (EC) No 1098/2007 (OJ L 191, 15.7.2016, p. 1).
Kvota Unije se lahko lovi le od 1. januarja do 31. oktobra 2016.
Council Regulation (EC) No 1224/2009 of 20 November 2009 establishing a Community control system for ensuring compliance with the rules of the common fisheries policy, amending Regulations (EC) No 847/96, (EC) No 2371/2002, (EC) No 811/2004, (EC) No 768/2005, (EC) No 2115/2005, (EC) No 2166/2005, (EC) No 388/2006, (EC) No 509/2007, (EC) No 676/2007, (EC) No 1098/2007, (EC) No 1300/2008, (EC) No 1342/2008 and repealing Regulations (EEC) No 2847/93, (EC) No 1627/94 and (EC) No 1966/2006 (OJ L 343, 22.12.2009, p. 1).
Uporablja se izločevalna rešetka.
Council Regulation (EC) No 847/96 of 6 May 1996 introducing additional conditions for year-to-year management of TACs and quotas (OJ L 115, 9.5.1996, p. 3).
Vključuje največ 15 % neizogibnega prilova (NOP/*2A3A4), ki se všteva v to kvoto.
Council Regulation (EC) No 2187/2005 of 21 December 2005 for the conservation of fishery resources through technical measures in the Baltic Sea, the Belts and the Sound, amending Regulation (EC) No 1434/98 and repealing Regulation (EC) No 88/98 (OJ L 349, 31.12.2005, p. 1).
Kvota Unije se lahko lovi od 1. novembra 2016 do 31. oktobra 2017.
Without prejudice to the landing obligation, catches of whiting may be counted against up to 5 % of the quota (OT2/*2A3A4), provided that not more than 9 % in total of this quota for Norway pout is accounted for by these catches and by-catches of those species that are accounted for under Article 15(8) of Regulation (EU) No 1380/2013.
PRILOGA
Quota may be fished in Union waters of ICES zones IIa, IIIa and IV only.
TAC, KI SE UPORABLJAJO ZA RIBIŠKA PLOVILA UNIJE NA OBMOČJIH, KJER OBSTAJAJO TAC, PO VRSTAH IN OBMOČJIH
Union quota may only be fished from 1 January to 31 October 2016.
V spodnjih razpredelnicah so določeni celotni dovoljeni ulovi in kvote (v tonah žive teže, razen kadar je drugače določeno) po staležih ter pogoji, ki so funkcionalno povezani z njimi.
A sorting grid shall be used.
Če ni drugače določeno, so sklici na ribolovna območja sklici na območja ICES.
Includes a maximum of 15 % of unavoidable by-catches (NOP/*2A3A4), to be counted against this quota.
Staleži rib so navedeni po abecednem redu latinskih imen vrste.
Union quota may be fished from 1 November 2016 to 31 October 2017.
Za namene te uredbe je v nadaljevanju podana korelacijska preglednica latinskih in domačih imen:
ANNEX
Znanstveno ime
TACs APPLICABLE TO UNION FISHING VESSELS IN AREAS WHERE TACs EXIST BY SPECIES AND BY AREA
Tričrkovna koda
The following tables set out the TACs and quotas (in tonnes live weight, except where otherwise specified) by stock, and conditions functionally linked thereto.
Splošno ime
The references to fishing zones are references to ICES zones, unless otherwise specified.
sled
The fish stocks are referred to using the alphabetical order of the Latin names of the species.
trska
For the purposes of this Regulation, the following comparative table of Latin names and common names is provided:
morska plošča
Scientific name
atlantski losos
Alpha-3 code
papalina
Common name
podobmočja 30–31
Plaice
podobmočja 22–24
Atlantic salmon
Poljska
Sprat
Člen 3(2) in (3) Uredbe (ES) št. 847/96 se ne uporablja.
Subdivisions 30-31
Uporablja se člen 6(2) te uredbe.
Finland
vode Unije podobmočij 25–27, 28.2, 29 in 32
Article 3(2) and (3) of Regulation (EC) No 847/96 shall not apply
podobmočje 28.1
Article 6(2) of this Regulation shall apply
Vrsta:
Union waters of Subdivisions 25-27, 28.2, 29 and 32
vode Unije podrazdelkov 25–32
Estonia
Previdnostni TAC
Latvia
vode Unije podrazdelkov 22–32
Lithuania
vode Unije podrazdelkov 22-31
Subdivision 28.1
vode Unije podrazdelka 32
Species
Ta kvota se lahko lovi od 1. januarja do 31. januarja 2017 ter od 1. aprila do 31. decembra 2017.
Union waters of Subdivisions 25-32
Izražen v številu posameznih rib.
Precautionary TAC
V ta namen je za zadevne staleže treba čim prej doseči ciljno ribolovno umrljivost, izraženo v razponih, in sicer postopoma do leta 2020.
Union waters of Subdivisions 22-32
Primerno je, da se omejitve ulova za leto 2017 za trsko, sleda in papalino v Baltskem morju določijo z namenom doseganja ciljev iz načrta.
Union waters of Subdivisions 22-31
Kar zadeva stalež sleda iz Riškega zaliva, razpoložljivo znanstveno mnenje kaže prisotnost zelo močnega letnika 2015.
Union waters of Subdivision 32
Določitev TAC v skladu z razponom ribolovne umrljivosti, določenem v stolpcu A Priloge I k Uredbi (EU) 2016/1139, bi povzročila znatno povečanje biomase drstitvenega staleža, kar bi po drugi strani vodilo v veliko konkurenco za živila, počasnejšo rast, nižji koeficient kondicije in splošno nižjo kakovost rib.
This quota may be fished from 1 January to 31 January 2017 and from 1 April to 31 December 2017.
Da bi se izognili prekinitvi ribolovnih dejavnosti in da bi ribičem Unije zagotovili preživetje, bi bilo treba to uredbo uporabljati od 1. januarja 2017.
Expressed by number of individual fish.
Zaradi nujnosti bi morala ta uredba začeti veljati takoj po objavi –
supplementing Regulation (EU) No 1286/2014 of the European Parliament and of the Council with regard to product intervention
o dopolnitvi Uredbe (EU) št. 1286/2014 Evropskega parlamenta in Sveta glede poseganja v zvezi s produkti
Having regard to Regulation (EU) No 1286/2014 of the European Parliament and of the Council of 26 November 2014 on key information documents for packaged retail and insurance-based investment products (PRIIPs) [1] and in particular Article 16(8) and Article 17(7) thereof,
ob upoštevanju Uredbe (EU) št. 1286/2014 Evropskega parlamenta in Sveta z dne 26. novembra 2014 o dokumentih s ključnimi informacijami o paketnih naložbenih produktih za male vlagatelje in zavarovalnih naložbenih produktih (PRIIP) [1] ter zlasti člena 16(8) in člena 17(7) Uredbe,
This Regulation specifies certain aspects of the intervention powers granted to competent authorities and, in exceptional circumstances, the European Insurance and Occupational Pensions Authority (EIOPA) established and exercising its powers in accordance with Regulation (EU) No 1094/2010 of the European Parliament and of the Council [2], as regards the criteria and factors to be taken into account for determining the existence of a significant investor protection concern or threat to the orderly functioning and integrity of financial markets or to the stability of the whole or part of the financial system of at least one Member State or respectively of the Union.
Ta uredba določa nekatere vidike pooblastil za poseganje, podeljenih pristojnim organom ter izjemoma Evropskemu organu za zavarovanja in poklicne pokojnine (EIOPA), ki je bil ustanovljen in izvaja svoja pooblastila v skladu z Uredbo (EU) št. 1094/2010 Evropskega parlamenta in Sveta [2], v zvezi z merili in dejavniki, ki se morajo upoštevati pri ugotavljanju obstoja resnejših zadržkov glede zaščite vlagateljev ali nevarnosti za pravilno delovanje in celovitost finančnih trgov oziroma za stabilnost celotnega finančnega sistema ali njegovega dela v najmanj eni državi članici oziroma Uniji.
A list of criteria and factors to be taken into account by competent authorities and EIOPA when determining such a concern or threat should be established to ensure a consistent approach while permitting appropriate action to be taken where unforeseen adverse events or developments occur.
Pripraviti bi bilo treba seznam meril in dejavnikov, ki jih morajo pristojni organi in EIOPA upoštevati pri določanju, kdaj obstaja tak zadržek ali nevarnost, da se zagotovi skladen pristop in hkrati omogoči ustrezno ukrepanje v primeru nepredvidenih neugodnih dogodkov ali neugodnega razvoja.
The existence of a ‘threat’, one of the prerequisites of the intervention in the perspective of the orderly functioning and integrity of financial or commodity markets or stability of the financial system, requires a higher threshold than the existence of a ‘significant concern’, which is the prerequisite of the intervention for investor protection.
Obstoj „nevarnosti“, ki je eden od osnovnih pogojev za poseganje z vidika pravilnega delovanja in celovitosti finančnih trgov ali trgov primarnih proizvodov oziroma stabilnosti finančnega sistema, zahteva višji prag, kot je obstoj „resnejšega zadržka“, ki je osnovni pogoj za poseganje za zaščito vlagateljev.
The need to assess all criteria and factors that could be present in a specific situation should not, however, prevent the temporary intervention power from being used by competent authorities and EIOPA where only one of the factors or criteria leads to such a concern or threat.
Vendar potreba po oceni vseh meril in dejavnikov, ki bi bili lahko prisotni v določeni situaciji, pristojnim organom in EIOPA ne bi smela preprečevati uporabe pooblastila za začasno poseganje, če je vzrok za tak zadržek ali nevarnost samo en dejavnik ali merilo.
The provisions in this Regulation are closely linked, since they deal with the product intervention powers vested in both the national competent authorities and EIOPA.
Določbe v tej uredbi so tesno povezane, ker se nanašajo na pooblastila za poseganje v zvezi s produktom, podeljena tako nacionalnim pristojnim organom kot EIOPA.
To ensure coherence between those provisions which should enter into force at the same time, and in order to facilitate a comprehensive view for stakeholders and, in particular, for EIOPA and competent authorities exercising the intervention powers, it is necessary to include these provisions in a single Regulation,
Za zagotovitev skladnosti navedenih določb, ki bi morale začeti veljati hkrati, ter da se zainteresiranim stranem in zlasti EIOPA in pristojnim organom, ki bodo izvajali pooblastila za poseganje, omogoči celovit pregled nad določbami, je treba te določbe vključiti v eno uredbo –
Criteria and factors for the purposes of EIOPA temporary product intervention powers
Merila in dejavniki za namene pooblastil EIOPA za začasno poseganje v zvezi s produkti
(Article 16(2) of Regulation (EU) No 1286/2014)
(člen 16(2) Uredbe (EU) št. 1286/2014)
For the purposes of Article 16(2) of Regulation (EU) No 1286/2014, EIOPA shall assess the relevance of all factors and criteria listed in paragraph 2, and consider all relevant factors and criteria in determining when the marketing, distribution or sale of certain insurance-based investment products or a type of financial activity or practice creates a significant investor protection concern or a threat to the orderly functioning and integrity of financial markets or to the stability of the whole or part of the financial system of the Union.
Za namene člena 16(2) Uredbe (EU) št. 1286/2014 EIOPA oceni pomembnost vseh dejavnikov in meril, navedenih v odstavku 2, ter upošteva vse ustrezne dejavnike in merila pri določanju, kdaj trženje, razširjanje ali prodaja nekaterih zavarovalnih naložbenih produktov ali vrsta finančne dejavnosti ali praks ustvarja resnejši zadržek glede zaščite vlagateljev ali nevarnost za pravilno delovanje in celovitost finančnih trgov oziroma za stabilnost celotnega finančnega sistema v Uniji ali njegovega dela.
For the purpose of the first subparagraph, EIOPA may determine the existence of a significant investor protection concern or a threat to the orderly functioning and integrity of financial markets or to the stability of whole or part of the financial system of the Union based on one or more of those factors or criteria.
Za namen prvega pododstavka lahko EIOPA določi obstoj resnejšega zadržka glede zaščite vlagateljev ali nevarnosti za pravilno delovanje in celovitost finančnih trgov oziroma za stabilnost celotnega finančnega sistema Unije ali njegovega dela na podlagi enega ali več navedenih dejavnikov ali meril.
The factors and criteria to be assessed by EIOPA to determine whether there is a significant investor protection concern or a threat to the orderly functioning and integrity of financial markets or to the stability of whole or part of the financial system of the Union shall be the following:
Dejavniki in merila, ki jih mora EIOPA oceniti za ugotovitev, ali obstaja resnejši zadržek glede zaščite vlagateljev ali nevarnost za pravilno delovanje in celovitost finančnih trgov oziroma za stabilnost celotnega finančnega sistema v Uniji ali njegovega dela, so med drugim:
the degree of complexity of the insurance-based investment product or type of financial activity or practice of an insurance or reinsurance undertaking, taking into account, in particular:
raven kompleksnosti zavarovalnega naložbenega produkta ali vrste finančne dejavnosti ali praks zavarovalnic oziroma pozavarovalnic, zlasti ob upoštevanju:
the type of the underlying assets and the degree of transparency of the underlying assets,
vrste sredstev, ki predstavljajo osnovo, in stopnje preglednosti v zvezi s takimi sredstvi,
the degree of transparency of costs and charges associated with the insurance-based investment product, financial activity or financial practice and, in particular, the lack of transparency resulting from multiple layers of cost and charges,
stopnje preglednosti stroškov in pristojbin, povezanih z zavarovalnim naložbenim produktom, finančno dejavnostjo ali finančnimi praksami, in zlasti pomanjkanja preglednosti, ki izhaja iz več ravni stroškov in pristojbin,
the complexity of the performance calculation, taking into account in particular whether the return is dependent on the performance of one or more underlying assets which are in turn affected by other factors,
kompleksnosti izračuna uspešnosti, pri čemer se zlasti upošteva, ali je donos odvisen od uspešnosti enega ali več sredstev, ki predstavljajo osnovo, na katera vplivajo drugi dejavniki,
the nature and scale of any risks,
narave in obsega morebitnih tveganj,
whether the insurance-based investment product or service is bundled with other products or services, or
ali sta zavarovalni naložbeni produkt ali storitev povezana z drugimi produkti ali storitvami, ali
the complexity of any terms and conditions;
kompleksnosti morebitnih pogojev;
the size of potential detrimental consequences, considering in particular:
obseg morebitnih škodljivih posledic, zlasti ob upoštevanju:
the notional value of the insurance-based investment product,
nominalne vrednosti zavarovalnega naložbenega produkta,
the number of clients, investors or market participants involved,
števila vključenih strank, vlagateljev ali tržnih udeležencev,
the relative share the product in investors' portfolios,
relativnega deleža produkta v portfeljih vlagateljev,
the probability, scale and nature of any detriment, including the amount of loss potentially suffered,
verjetnosti, obsega in narave morebitne škode, vključno z zneskom morebitne izgube,
the anticipated duration of the detrimental consequences,
predvidenega trajanja škodljivih posledic,
the volume of the premium,
obsega premije,
the number of intermediaries involved,
števila vključenih posrednikov,
the growth of the market or sales,
rasti trga ali prodaje,
the average amount invested by each investor in the insurance-based investment product,
povprečnega zneska, ki so ga v zavarovalni naložbeni produkt vložili posamezni vlagatelji,
the coverage level defined in national insurance guarantee schemes law, where such scheme exist, or
ravni kritja, določene v nacionalni zakonodaji o zavarovalnih jamstvenih shemah, če obstaja, ali
the value of the technical provisions with respect to the insurance-based investment products;
vrednosti zavarovalno-tehničnih rezervacij v zvezi z zavarovalnimi naložbenimi produkti;
the type of investors involved in a financial activity or financial practice or to whom an insurance-based investment product is marketed or sold, taking into account, in particular:
vrsta vlagateljev, ki so vključeni v finančno dejavnost ali finančne prakse ali ki se jim trži ali prodaja zavarovalni naložbeni produkt, zlasti ob upoštevanju:
whether the investor is a retail client, professional client or eligible counterparty as defined in Directive 2014/65/EU of the European Parliament and of the Council [3],features characterising investors' skills and abilities, including the level of education, experience with similar insurance-based investment products or selling practices,
ali je stranka neprofesionalna stranka, profesionalna stranka ali primerna nasprotna stranka, kot je opredeljeno v Direktivi 2014/65/EU Evropskega parlamenta in Sveta [3],lastnosti, ki odražajo znanje in sposobnost vlagateljev, vključno s stopnjo izobrazbe, izkušnjami s podobnimi zavarovalnimi naložbenimi produkti ali prodajnimi praksami,
features characterising investors' economic situation, including their income and wealth,
lastnosti, ki odražajo ekonomsko stanje vlagateljev, vključno z njihovimi dohodki in premoženjem,
investors' core financial objectives, including pension savings and need for risk coverage,
osrednjih finančnih ciljev vlagateljev, vključno s pokojninskim varčevanjem in potrebo po kritju tveganj,
whether the product or service is being sold to investors outside the intended target market, or whether the target market has not been adequately identified, or
ali se produkt ali storitev prodaja vlagateljem zunaj namembnega ciljnega trga oziroma ali ciljni trg ni bil ustrezno opredeljen, ali
the eligibility for coverage by an insurance guarantee scheme, where national insurance guarantee schemes exist;
upravičenosti do kritja v okviru zavarovalne jamstvene sheme, če obstaja nacionalna zavarovalna jamstvena shema;
the degree of transparency of the insurance-based investment product or type of activity or practice, taking into account, in particular:
stopnja preglednosti zavarovalnega naložbenega produkta ali vrste dejavnosti ali praks, zlasti ob upoštevanju:
the type and transparency of the underlying assets,
vrste in preglednosti sredstev, ki predstavljajo osnovo,
any hidden costs and charges,
morebitnih skritih stroškov in pristojbin,