natgillin/translations-raw huggingface dataset:
Role of the valuation of the property: The latest valuation of the property before the default date of the exposure is needed as reference date for reporting the part of exposure secured by mortgages on immovable property.
Institucije poročajo identifikacijske podatke vsake nasprotne stranke, za katero predložijo podatke v kateri koli od predlog C 28.00 do C 31.00.
After default, the property might be re-valued.
Identifikacijski podatki skupine povezanih strank se ne poročajo, razen če nacionalni sistem poročanja zagotavlja enoznačno kodo za skupino povezanih strank.
This new value should however not be relevant for identifying the part of the exposure which was originally fully (and completely) secured by the mortgages on immovable property.
V skladu s členom 394(1)(a) CRR institucije poročajo identifikacijske podatke nasprotne stranke, do katere imajo veliko izpostavljenost iz člena 392 CRR.
However the new value of the property shall be considered in economic loss reporting (a reduced property value is part of economic costs).
V skladu s členom 394(2)(a) CRR institucije poročajo identifikacijske podatke nasprotne stranke, do katere imajo največje izpostavljenosti (kadar je nasprotna stranka institucija ali nereguliran subjekt finančnega sektorja).
In other words, the latest valuation of the property before the default date shall be used to determine which part of the loss shall be reported in cell 010 (identification of exposure values which is fully and completely secured) and the re-valued property value for the amount to be reported (estimation a possible workout from collateral) in cells 010 and 030.
Koda
Treatment of loan sales during the reporting period: The institution which has the exposure by the end of the reporting period shall report losses, but only if a default for that exposure was identified.
Koda je identifikator vrstice in mora biti enoznačna za vsako vrstico v tabeli.
Sum of losses stemming from lending up to the reference percentages
Koda se uporablja za identifikacijo posamezne nasprotne stranke.
Article 101(1) points a) and point (d) of CRR respectively,
Vendar je namen tega stolpca povezati podatke o nasprotni stranki iz predloge C 27.00 z izpostavljenostmi, poročanimi v predlogah C 28.00 do C 31.00.
Market value and mortgage lending value according to Article 4(74) and (76) of CRR
Koda skupine povezanih strank se ne poroča, razen če nacionalni sistem poročanja zagotavlja enoznačno kodo za skupino povezanih strank.
Reporting of those losses, where the value of the collateral has been calculated as mortgage lending value.
Ime
Sum of overall losses
V primeru poročanja o skupini povezanih strank ime ustreza imenu skupine.
Article 101(1) point (b) and point (e) CRR respectively
V vseh drugih primerih ime ustreza posamezni nasprotni stranki.
This column collects all losses stemming from lending collateralised by residential property or by commercial immovable property up to the part of exposure treated as fully secured according to Article 124 paragraph 1 of CRR.
Pri skupini povezanih strank se poroča ime nadrejene družbe oziroma komercialno ime skupine, če skupina povezanih strank nima nadrejene družbe.
Reporting of those losses, where the value of the collateral has been calculated as mortgage lending value
Koda LEI
Sum of the exposures
Koda identifikatorja pravnih subjektov nasprotne stranke.
Article 101(1) point (c) and point (f) CRR respectively
Sedež nasprotne stranke
The value to be reported is only that part of the exposure value which is treated as fully secured by immovable property, i.e. the part that is treated as unsecured is not relevant for the loss reporting.
Uporabi se koda ISO 3166-1-alfa-2 države registracije nasprotne stranke (vključno s psevdo kodami ISO za mednarodne organizacije, ki so na voljo v zadnji izdaji Eurostatovega „Vademekuma o plačilni bilanci“).
Residential property
Pri skupinah povezanih strank se sedež ne poroča.
Commercial immovable property’
Sektor nasprotne stranke
ANNEX VII
Vsaki nasprotni stranki se dodeli en sektor glede na razrede gospodarskega sektorja na podlagi FINREP:
‘ANNEX IX
centralne banke, (ii) država, (iii) kreditne institucije, (iv) druge finančne družbe, (v) nefinančne družbe in (vi) gospodinjstva.
INSTRUCTIONS FOR REPORTING LARGE EXPOSURES AND CONCENTRATION RISK
Pri skupinah povezanih strank se sektor ne poroča.
Structure and conventions
Oznaka NACE
Scope and level of the LE reporting
Za gospodarski sektor se uporabljajo oznake NACE (Nomenclature statistique des activités économiques dans l’Union européenne = statistična klasifikacija gospodarskih dejavnosti v Evropski uniji).
Structure of the LE template
Ta stolpec se uporablja le za nasprotne stranke, ki so „druge finančne družbe“ in „nefinančne družbe“.
Definitions for the purposes of the LE reporting
Oznake NACE se uporabljajo za „nefinančne družbe“ s podrobnostmi na eni ravni (npr. „F – gradbeništvo“) in za „druge finančne družbe“ s podrobnostmi na dveh ravneh, s čimer se zagotovijo ločeni podatki o zavarovalnih dejavnostih (npr. „K65 – dejavnosti zavarovanja, pozavarovanja in pokojninskih skladov, razen obvezne socialne varnosti“).
C 26.00 — LE Limits template
Gospodarska sektorja „druge finančne družbe“ in „nefinančne družbe“ se razvrstita glede na razčlenitev nasprotnih strank na podlagi FINREP.
Instructions concerning specific rows
Pri skupinah povezanih strank se oznaka NACE ne poroča.
C 27.00 — Identification of the counterparty (LE1)
Vrsta nasprotne stranke
Instructions concerning specific columns
Člen 394(2) CRR.
C 28.00 — Exposures in the non-trading and trading book (LE2)
Za deset največjih izpostavljenosti do institucij in deset največjih izpostavljenosti do nereguliranih subjektov finančnega sektorja se vrsta nasprotne stranke opredeli s črko „I“ za institucije ali črko „N“ za neregulirane subjekte finančnega sektorja.
C 29.00 — Details of the exposures to individual clients within groups of connected clients (LE3)
Pri skupini povezanih strank se, če je na voljo enoznačna koda na nacionalni ravni, poroča ta koda kot koda skupine povezanih strank.
C 30.00 — Maturity buckets of the 10 largest exposures to institutions and the 10 largest exposures to unregulated financial sector entities (LE 4)
Ob odsotnosti enoznačne kode na nacionalni ravni je koda, ki se sporoči, koda nadrejene družbe iz predloge C 27.00.
C 31.00 — Maturity buckets of the 10 largest exposures to institutions and the 10 largest exposures to unregulated financial sector entities: detail of the exposures to individual clients within groups of connected clients (LE5)
Če skupina povezanih strank nima nadrejene družbe, se poroča koda posameznega subjekta, ki je po mnenju zadevne institucije najpomembnejši v skupini povezanih strank.
The reporting framework on large exposures (‘LE’) shall consist of six templates which include the following information:
V vseh drugih primerih koda ustreza posamezni nasprotni stranki.
large exposures limits;
Sestava kode je odvisna od nacionalnega sistema poročanja, razen če je v EU na voljo enotna kodifikacija.
identification of the counterparty (template LE1);
Skupina ali posameznik
exposures in the non-trading and trading book (template LE2);
Institucija navede „1“ za poročanje o izpostavljenostih do posameznih strank ali „2“ za poročanje o izpostavljenostih do skupin povezanih strank.
detail of the exposures to individual clients within groups of connected clients (template LE3);
Posli, pri katerih obstajajo osnovne izpostavljenosti
maturity buckets of the ten largest exposures to institutions and the ten largest exposures to unregulated financial sector entities (template LE4);
Člen 390(7) CRR.
maturity buckets of the ten largest exposures to institutions and the ten largest exposures to unregulated financial sector entities: detail of the exposures to individual clients within groups of connected clients (template LE5).
V skladu z dodatnimi tehničnimi specifikacijami nacionalnih pristojnih organov, kadar ima institucija izpostavljenosti do navedene nasprotne stranke na podlagi posla, pri katerem obstajajo osnovne izpostavljenosti, se navede ustreznica izrazu „da“, sicer se navede ustreznica izraza „ne“.
The instructions include legal references as well as detailed information regarding the data that shall be reported in each template.
Originalne izpostavljenosti
The instructions and the validation rules follow the labelling convention set in the following paragraphs, when referring to the columns, rows and cells of the templates.
Členi 24, 389, 390 in 392 CRR.
The following convention is generally used in the instructions and validation rules: Template;Row;Column.
Institucija v tem sklopu stolpcev poroča originalne izpostavljenosti neposrednih izpostavljenosti, posrednih izpostavljenosti in dodatnih izpostavljenosti iz naslova poslov, pri katerih obstajajo osnovne izpostavljenosti.
An asterisk sign shall be used to express that the validation is done for all the rows reported.
V skladu s členom 389 CRR se aktivne in zunajbilančne postavke uporabijo brez uteži tveganja ali stopenj tveganja.
In the case of validations within a template, in which only data points of that template are used, notations do not refer to a template: Row;Column.
Ti stolpci vsebujejo originalno izpostavljenost, tj. vrednost izpostavljenosti, pri kateri se ne upoštevajo prilagoditve vrednosti in rezervacije, ki se odbijejo v stolpcu 210.
ABS(Value): the absolute value without sign.
Opredelitev in izračun vrednosti izpostavljenosti sta opredeljena v členih 389 in 390 CRR.
Any amount that increases the exposures shall be reported as a positive figure.
Vrednotenje aktivnih in zunajbilančnih postavk se izvaja v skladu z računovodskim okvirom, ki velja za zadevno institucijo, v skladu s členom 24 CRR.
On the contrary, any amount that reduces the exposures shall be reported as a negative figure.
Izpostavljenosti, odbite od kapitala, ki niso izpostavljenosti v skladu s členom 390(6)(e), se vključijo v te stolpce.
Where there is a negative sign (-) preceding the label of an item, no positive figure shall be reported for that item.
Te izpostavljenosti se odbijejo v stolpcu 200.
In this Annex, instructions relating to the reporting of Large Exposures shall also apply to the reporting of significant exposures required by Articles 9 and 11, in accordance with the scope defined in those Articles.
Izpostavljenosti, navedene v točkah (a) do (d) člena 390(6) CRR, se ne vključijo v te stolpce.
In order to report information on large exposures to clients or groups of connected clients according to Article 394(1) of Regulation (EU) No 575/2013 (‘CRR’) on a solo basis, institutions shall use the templates LE1, LE2 and LE3.
Originalne izpostavljenosti vključujejo katere koli aktivne in zunajbilančne postavke v skladu s členom 400 CRR.
In order to report information on large exposures to clients or groups of connected clients according to Article 394(1) of CRR on a consolidated basis, the parent institutions in a Member State shall use templates LE1, LE2 and LE3.
Izvzetja se za namene člena 395(1) CRR odbijejo v stolpcu 320.
Every large exposure defined in accordance with Article 392 of CRR shall be reported, including the large exposures that shall not be considered for the compliance with the large exposure limit laid down in Article 395 of CRR.
Vključijo se izpostavljenosti iz netrgovalne in trgovalne knjige.
In order to report information on the 20 largest exposures to clients or groups of connected clients according to the last sentence of Article 394(1) of CRR on a consolidated basis, the parent institutions in a Member State which are subject to Part Three, Title II, Chapter 3, of CRR shall use templates LE1, LE2 and LE3.
Za razčlenitev izpostavljenosti v finančnih instrumentih, kadar različne izpostavljenosti iz naslova pogodb o pobotu predstavljajo eno samo izpostavljenost, se ta dodeli finančnemu instrumentu glede na osnovno premoženje, vključeno v pogodbo o pobotu (glej tudi uvodni oddelek).
The exposure value resulting from subtracting the amount in column 320 (‘Amounts exempted’) of template LE2 from the amount in column 210 (‘Total’) of that same template is the amount that shall be used for determining these 20 largest exposures.
Skupna originalna izpostavljenost
In order to report information on the ten largest exposures to institutions as well as on the ten largest exposures to unregulated financial sector entities according to points (a) to (d) of Article 394(2) of CRR on a consolidated basis, the parent institutions in a Member State shall use templates LE1, LE2 and LE3.
Institucija poroča vsoto neposrednih in posrednih izpostavljenosti ter dodatnih izpostavljenosti, ki izhajajo iz izpostavljenosti iz naslova poslov, pri katerih obstajajo osnovne izpostavljenosti.
For the reporting of the maturity structure of these exposures according to Article 394(2)(e) of CRR, the parent institutions in a Member State shall use templates LE4 and LE5.
Člen 178 CRR.
The exposure value calculated in column 210 (‘Total’) of template LE2 is the amount that shall be used for determining these 20 largest exposures.
Institucija poroča del skupne originalne izpostavljenosti, ki ustreza neplačanim izpostavljenostim.
The data on the large exposures and the relevant largest exposures to groups of connected clients and individual clients not belonging to a group of connected clients shall be reported in the template LE2 (in which a group of connected clients shall be reported as one single exposure.
Neposredne izpostavljenosti
Institutions shall report in the LE3 template data regarding the exposures to individual clients belonging to the groups of connected clients, which are reported in the LE2 template.
Neposredne izpostavljenosti pomenijo izpostavljenosti na podlagi „neposrednega kreditojemalca“.
The reporting of an exposure to an individual client in the LE2 template shall not be duplicated in the LE3 template.
Uredba (ES) št. 25/2009 („ECB/2008/32“), Priloga II, del 2, razpredelnica, kategoriji 2 in 3.
The columns of the template LE1 shall present the information related to the identification of individual clients or groups of connected clients to which an institution has an exposure.
Dolžniški instrumenti vključujejo dolžniške vrednostne papirje ter kredite in druga finančna sredstva.
The columns of the templates LE2 and LE3 shall present the following blocks of information:
V ta stolpec so vključeni instrumenti, ki so opredeljeni kot „posojila s prvotno zapadlostjo do vključno enega leta/nad enim letom do vključno petih let/nad petimi leti“ ali kot „vrednostni papirji razen delnic“ v skladu z uredbo ECB/2008/32.
the exposure value before application of exemptions and before taking into account the effect of the credit risk mitigation, including the direct, indirect exposure and additional exposures arising from transactions where there is an exposure to underlying assets;
Repo posli, posli posoje/izposoje vrednostnih papirjev ali blaga (posli financiranja vrednostnih papirjev) in posli kreditiranja za povečanje trgovalnega portfelja se vključijo v ta stolpec.
the effect of the exemptions and of the credit risk mitigation techniques;
ECB/2008/32, Priloga II, del 2, razpredelnica, kategoriji 4 in 5.
the exposure value after application of exemptions and after taking into account the effect of the credit risk mitigation calculated for the purpose of Article 395(1) of CRR.
V ta stolpec se vključijo instrumenti, opredeljeni kot „delnice in drugi lastniški kapital“ ali kot „delnice/enote SDT“ v skladu z uredbo ECB/2008/32.
The columns of the templates LE4 and LE5 shall present the information regarding the maturity buckets to which the expected maturing amounts of the ten largest exposures to institutions as well as the ten largest exposures to unregulated financial sector entities shall be allocated.
Člen 272(2) CRR in Priloga II k CRR.
Definitions and general instructions for the purposes of the LE reporting
Instrumenti, ki se poročajo v tem stolpcu, vključujejo izvedene finančne instrumente iz Priloge II k CRR in posle z dolgim rokom poravnave, kot so opredeljeni v členu 272(2) CRR.
‘Group of connected clients’ is defined in Article 4(1)(39) of CRR.
Kreditni izvedeni finančni instrumenti, izpostavljeni kreditnemu tveganju nasprotne stranke, se vključijo v ta stolpec.
‘Unregulated financial sector entities’ are defined in Article 142(1)(5) of CRR.
Zunajbilančne postavke
‘Institutions’ is defined in Article 4(1)(3) of CRR
Priloga I k CRR.
Exposures to ‘civil-law associations’ shall be reported.
V teh stolpcih se poroča nominalna vrednost brez upoštevanja posebnih popravkov zaradi kreditnega tveganja in konverzijskih faktorjev.
In addition, institutions shall add the credit amounts of the civil-law association to the indebtedness of each partner.
Prevzete obveznosti iz kreditov
Exposures towards civil law associations featuring quotas shall be divided or allocated to the partners according to their respective quotas.
Točke 1(c) in (h), 2(b)(ii), 3(b)(i) in 4(a) Priloge I k CRR.
Certain constructions (e.g. joint accounts, communities of heirs, straw-man loans) working in fact civil law associations have to be reported just like them.
Prevzete obveznosti iz kreditov so trdne zaveze zagotovitve kredita pod vnaprej določenimi pogoji, razen v primeru izvedenih finančnih instrumentov, ker se lahko ti poravnajo z denarjem ali z izročitvijo ali izdajo drugega finančnega instrumenta.
Assets and off balance sheet items shall be used without risk weights or degrees of risk in accordance to Article 389 of CRR.
Finančna poroštva
Specifically, credit conversion factors shall not be applied to off balance sheet items.
Točke 1(a), (b) in (f) Priloge I k CRR.
‘Exposures’ are defined in Article 389 of CRR.
Finančna poroštva so pogodbe, v skladu s katerimi mora izdajatelj opraviti določena plačila, s katerimi se imetniku povrne izguba, ki je nastala, ker določeni dolžnik ni izvedel plačila ob zapadlosti v skladu s prvotnimi ali spremenjenimi pogoji dolžniškega instrumenta.
any asset or off-balance sheet items in the non-trading and trading book including items set out in Article 400 of CRR, but excluding items which fall under effect of points (a) to (d) of Article 390(6) of CRR.
Kreditni izvedeni finančni instrumenti, ki niso vključeni v stolpec „izvedeni finančni instrumenti“, se poročajo v tem stolpcu.
‘indirect exposures’ are those exposures allocated to the guarantor or to the issuer of the collateral rather than to the immediate borrower in accordance with Article 403 of CRR.
Druge obveznosti
The definitions here may not differ in any possible respect from the definitions provided in the basic act.]
Druge obveznosti so postavke v Prilogi I k CRR, ki niso vključene v prejšnje kategorije.
The exposures to groups of connected clients shall be calculated in accordance with Article 390(5).
V tem stolpcu se poroča vrednost izpostavljenosti ene same pravne obveznosti iz naslova pogodbenega pobota med različnimi kategorijami produktov z nasprotno stranko institucije.
The ‘netting agreements’ shall be allowed to be taken into account to the effects of large exposures exposure value as laid down in Article 390(1), (2) and (3) of CRR.
Posredne izpostavljenosti
The exposure value of a derivative instrument listed in Annex II of CRR shall be determined in accordance with Part Three, Title II, Chapter 6, of CRR with the effects of contracts of novation and other netting agreements taken into account for the purposes of those methods in accordance with Part Three, Title II, Chapter 6, of CRR.
Člen 403 CRR.
The exposure value of repurchase transaction, securities or commodities lending or borrowing transactions, long settlement transactions and margin lending transactions may be determined either in accordance with Part Three, Title II, Chapter 4 or Chapter 6, of CRR.
V skladu s členom 403 CRR lahko institucija uporabi metodo substitucije, kadar je izpostavljenost do stranke zavarovana z jamstvom tretje osebe ali s premoženjem, ki ga izda tretja oseba.
In accordance with Article 296 of CRR, the exposure value of a single legal obligation arising from the contractual cross-product netting agreement with a counterparty of the reporting institution shall be reported as ‘other commitments’ in the LE templates.
Institucija v tem sklopu stolpcev poroča zneske neposrednih izpostavljenosti, ki so predodeljene dajalcu jamstva ali izdajatelju zavarovanja s premoženjem, če bi se temu pripisala utež tveganja, ki je enaka ali nižja od uteži tveganja, ki bi se uporabila za tretjo osebo v skladu s poglavjem 2 naslova II dela 3 CRR.
The ‘value of an exposure’ shall be calculated according to Article 390 of CRR.
Zavarovana referenčna originalna izpostavljenost (neposredna izpostavljenost) se odbije od izpostavljenosti do prvotnega kreditojemalca v stolpcih „ustreznih tehnik za zmanjševanje kreditnega tveganja“.
The effect of the full or partial application of exemptions and eligible credit risk mitigation (CRM) techniques for the purposes of calculating of exposures for the purpose of Article 395(1) CRR is described in Articles 399 to 403 of CRR.
Posredna izpostavljenost poveča izpostavljenost do dajalca jamstva ali izdajatelja zavarovanja s premoženjem prek učinka zamenjave.
Reverse repurchase agreements which fall under the reporting for large exposures shall be reported according to Article 402(3) of CRR.
To velja tudi za jamstva, dana v skupini povezanih strank.
Provided that the criteria in Article 402(3) of CRR are met the institution shall report the large exposures to each third party for the amount of the claim that the counterparty to the transaction has on this third party and not for the amount of the exposure to the counterparty.
Institucija poroča prvotni znesek posrednih izpostavljenosti v stolpcu, ki ustreza vrsti neposredne izpostavljenosti, zavarovane z jamstvom ali premoženjem.
Non institutions
Npr. kadar je neposredna izpostavljenost, zavarovana z jamstvom, dolžniški instrument, se znesek „posredne izpostavljenosti“, dodeljene dajalcu jamstva, poroča v stolpcu „dolžniški instrumenti“.
Articles 395(1), 458(2)(d)(ii), 458(10) and 459(b) of CRR.
Izpostavljenosti iz naslova kreditnih zapisov se prav tako poročajo v tem sklopu stolpcev v skladu s členom 399 CRR.
The amount of the applicable limit for counterparties other than institutions shall be reported.
Glej stolpec 060.
This amount is 25 % of the eligible capital, which is reported in row 226 of template 4 of Annex I, unless a more restrictive percentage applies due to the application of national measures in accordance with Article 458 of CRR or the delegated acts adopted in accordance with Article 459(b) of CRR.
Glej stolpec 070.
The amount of the applicable limit for counterparties which are institutions shall be reported.
Glej stolpec 080.
According to Article 395(1) of CRR, this amount shall be the following:
V teh stolpcih se navede nominalna vrednost brez upoštevanja posebnih popravkov zaradi kreditnega tveganja in konverzijskih faktorjev.
if the 25 % of the eligible capital is greater than EUR 150 million (or a lower limit than EUR 150 million set out by the competent authority in accordance with the third paragraph of Article 395(1) of CRR, 25 % of the eligible capital shall be reported;
Glej stolpec 090.
if EUR 150 million (or a lower limit set out by the competent authority in accordance with the third paragraph of Article 395(1) of CRR is greater than 25 % of the institution’s eligible capital, EUR 150 million (or the lower limit if set out by the competent authority) shall be reported.
Glej stolpec 100.
If the institution has determined a lower limit in terms of its eligible capital, required by the second subparagraph of Article 395(1) of CRR, that limit shall be reported.
Glej stolpec 110.
These limits may be stricter in case of application of national measures in accordance with Article 395(6) or Article 458 of CRR or the delegated acts adopted in accordance with Article 459(b) of CRR.
Dodatne izpostavljenosti iz naslova poslov, pri katerih obstajajo osnovne izpostavljenosti
Institutions in %
Člen 390(7) CRR.
Articles 395(1) and 459(a) of CRR.
Dodatne izpostavljenosti iz naslova poslov, pri katerih obstajajo osnovne izpostavljenosti.