natgillin/translations-raw huggingface dataset:
If no common view can be reached within the review team on the assessment of the applications, the issue may be submitted to the Supervisory Board for discussion.
Če se ocenjevalna skupina ne more dogovoriti o skupnem stališču glede ocene vlog, se zadeva lahko predloži Nadzornemu odboru, da o njej razpravlja.
The result of the Supervisory Board discussion is without prejudice to the responsibilities of the ECB and the NCA to decide whether to grant a permission or a waiver.
Rezultat razprave Nadzornega odbora ne posega v odgovornost ECB in pristojnih nacionalnih organov za odločanje o izdaji dovoljenja ali opustitvah.
The draft decisions prepared by the ECB and the relevant NCA based on the agreed outcomes of the joint assessment shall be submitted for approval to the relevant decision-making bodies, i.e. the ECB's Governing Council for applications submitted by significant credit institutions and the relevant NCA's decision-making bodies for applications submitted by less significant credit institutions.
Osnutki odločitev, ki jih pripravita ECB in zadevni pristojni nacionalni organ na podlagi rezultatov skupne ocene, o katerih sta se dogovorila, se predložijo v potrditev ustreznim organom odločanja, tj. Svetu ECB za vloge pomembnih kreditnih institucij in organom odločanja zadevnega pristojnega nacionalnega organa za vloge manj pomembnih kreditnih institucij.
These decisions shall specify the reporting requirements for the purpose of the ongoing monitoring of the members of the IPS without prejudice to any additional requirements that the ECB and the relevant NCA may impose on credit institutions during the monitoring.
V teh odločitvah se določijo zahteve za poročanje za potrebe rednega spremljanja članic institucionalne sheme za zaščito vlog, brez poseganja v dodatne zahteve, ki jih lahko ECB in zadevni pristojni nacionalni organ naložita kreditnim institucijam med spremljanjem.
IPS MONITORING
SPREMLJANJE INSTITUCIONALNIH SHEM ZA ZAŠČITO VLOG
Coordination of monitoring
Usklajevanje spremljanja
The ECB and the NCA responsible for the supervision of an IPS member shall monitor at regular intervals the adequacy of the IPS's systems for monitoring and classification of risk pursuant to Article 113(7)(c) of Regulation (EU) No 575/2013 and that the IPS conducts its own risk review pursuant to Article 113(7)(d) thereof.
ECB in pristojni nacionalni organ, ki je odgovoren za nadzor članice institucionalne sheme za zaščito vlog, redno spremljata ustreznost sistemov za spremljavo in klasifikacijo tveganj, ki so vzpostavljeni v institucionalni shemi za zaščito vlog, v skladu s členom 113(7)(c) Uredbe (EU) št. 575/2013, ter da se v okviru institucionalne sheme za zaščito vlog izvaja lastna ocena tveganj, v skladu s členom 113(7)(d) navedene uredbe.
To ensure a consistent approach to the monitoring and the application of high supervisory standards the ECB and the relevant NCA shall coordinate their monitoring activities.
Da se zagotovita skladen pristop za spremljanje in uporaba visokih nadzornih standardov, ECB in zadevni pristojni nacionalni organ usklajujeta svoje dejavnosti spremljanja.
For this purpose, up-to-date lists of staff members from the ECB and the NCA shall be produced.
Za ta namen se pripravijo posodobljeni seznami zaposlenih iz ECB in pristojnega nacionalnega organa.
The ECB and the NCA shall agree on any deadlines and actions for the purpose of the monitoring.
ECB in pristojni nacionalni organ se dogovorita o vseh rokih in ukrepih za potrebe spremljanja.
The monitoring shall be carried out at least annually, after the consolidated or aggregated financial reports for the previous financial year, prepared pursuant to Article 113(7)(e) of Regulation (EU) No 575/2013, have become available.
Spremljanje se izvaja najmanj enkrat na leto, potem ko so na voljo konsolidirana ali zbirna finančna poročila za preteklo leto, pripravljena v skladu s členom 113(7)(e) Uredbe (EU) št. 575/2013.
The ECB and the relevant NCA shall, within their respective competences, generally carry out the monitoring through off-site activities.
ECB in zadevni pristojni nacionalni organ v okviru svojih pristojnosti izvajata spremljanje običajno na podlagi zbranih informacij.
Where necessary, the ECB and the relevant NCA may, within their respective competences, decide to carry out targeted on-site inspections at credit institutions, which are members of IPSs, to assess their continuing compliance with the conditions for permissions and waivers referred to in Article 1(1).
Po potrebi se lahko ECB in zadevni pristojni nacionalni organ v okviru svojih pristojnosti odločita, da izvedeta usmerjeni inšpekcijski pregled na kraju samem pri kreditnih institucijah, ki so članice institucionalnih shem za zaščito vlog, da ocenita njihovo trajno izpolnjevanje pogojev za dovoljenja in opustitve iz člena 1(1).
For the purposes of the IPS monitoring the ECB and the NCA shall take into account the available supervisory information on the IPS members, such as the supervisory review and evaluation process results and regular supervisory reporting.
Za potrebe spremljanja institucionalnih shem za zaščito vlog ECB in pristojni nacionalni organ upoštevata razpoložljive nadzorniške informacije o članicah teh shem, kot so rezultati procesa nadzorniškega pregledovanja in ovrednotenja ter redno nadzorniško poročanje.
The ECB and the NCA shall review annually the consolidated/aggregated report required pursuant to Article 113(7)(e) of Regulation (EU) No 575/2013, paying particular attention to the IPS's available funds.
ECB in pristojni nacionalni organ vsako leto pregledata konsolidirano/zbirno poročilo, ki se zahteva po členu 113(7)(e) Uredbe (EU) št. 575/2013, ter pri tem posebno pozornost namenita razpoložljivim sredstvom institucionalne sheme za zaščito vlog.
Monitoring outcomes
Rezultati spremljanja
The ECB and the relevant NCA shall agree on the results and conclusions of the monitoring and, where relevant, on any necessary follow-up measures, including an intensification of the monitoring.
ECB in zadevni pristojni nacionalni organ se dogovorita o rezultatih in zaključkih spremljanja ter, kjer to pride v poštev, o potrebnih nadaljnjih ukrepih, vključno z okrepitvijo spremljanja.
If no common view can be reached between the ECB and the relevant NCA, the issue may be submitted to the Supervisory Board for discussion.
Če se ECB in zadevni pristojni nacionalni organ ne moreta dogovoriti o skupnem stališču, se zadeva lahko predloži Nadzornemu odboru, da o njej razpravlja.
The result of the Supervisory Board discussion is without prejudice to the responsibilities of the ECB and the NCA for the prudential supervision of the respective IPS members.
Rezultat razprave Nadzornega odbora ne posega v odgovornost ECB in pristojnih nacionalnih organov za bonitetni nadzor zadevnih članic institucionalne sheme za zaščito vlog.
If there are elements indicating that the requirements of the provisions listed in Article 1(1) are no longer met and that the eligibility of the IPS or some of its members and/or the permission or waivers granted may need to be reconsidered, the ECB and the NCA shall coordinate their action which may include, as appropriate, the revocation or non-application of the permissions and/or waivers.
Če obstajajo elementi, ki kažejo na to, da zahteve iz določb, navedenih v členu 1(1), niso več izpolnjene in da bi bilo morda treba ponovno proučiti primernost institucionalne sheme za zaščito vlog ali nekaterih njenih članic in/ali izdana dovoljenja ali odobrene opustitve, ECB in pristojni nacionalni organ uskladita svoje ravnanje, ki lahko po potrebi vključuje preklic ali neuporabo dovoljenj in/ali opustitev.
This Guideline is addressed to the SSM competent authorities.
Ta smernica je naslovljena na pristojne organe v EMN.
This Guideline shall take effect on the day of its notification to the SSM competent authorities.
Ta smernica začne učinkovati na dan, ko so o njej uradno obveščeni pristojni organi v EMN.
The SSM competent authorities shall comply with this Guideline from 2 December 2016.
Pristojni organi v EMN ravnajo v skladu s to smernico od 2. decembra 2016.
Done at Frankfurt am Main, 4 November 2016.
V Frankfurtu na Majni, 4. novembra 2016
OJ L 11, 17.1.2015, p. 1.
UL L 11, 17.1.2015, str. 1.
Regulation (EU) No 468/2014 of the European Central Bank of 16 April 2014 establishing the framework for cooperation within the Single Supervisory Mechanism between the European Central Bank and national competent authorities and with national designated authorities (SSM Framework Regulation) (ECB/2014/17) (OJ L 141, 14.5.2014, p.
Uredba (EU) št. 468/2014 Evropske centralne banke z dne 16. aprila 2014 o vzpostavitvi okvira za sodelovanje znotraj enotnega mehanizma nadzora med Evropsko centralno banko in pristojnimi nacionalnimi organi ter z imenovanimi nacionalnimi organi (okvirna uredba o EMN) (ECB/2014/17) (UL L 141, 14.5.2014, str.
Guideline (EU) 2016/1994 of the European Central Bank of 4 November 2016 on the approach for the recognition of institutional protection schemes for prudential purposes by national competent authorities pursuant to Regulation (EU) No 575/2013 (ECB/2016/38) (see page 37 of this Official Journal).
Smernica Evropske centralne banke (EU) 2016/1994 z dne 4. novembra 2016 o pristopu, po katerem pristojni nacionalni organi priznajo institucionalne sheme za zaščito vlog za bonitetne namene v skladu z Uredbo (EU) št. 575/2013 (ECB/2016/38) (glej stran 37 tega Uradnega lista).
Guideline (EU) 2016/1994 of the European Central Bank
Smernica Evropske centralne banke (EU) 2016/1994
on the approach for the recognition of institutional protection schemes for prudential purposes by national competent authorities pursuant to Regulation (EU) No 575/2013 of the European Parliament and of the Council (ECB/2016/38)
o pristopu, po katerem pristojni nacionalni organi priznajo institucionalne sheme za zaščito vlog za bonitetne namene v skladu z Uredbo (EU) št. 575/2013 Evropskega parlamenta in Sveta (ECB/2016/38)
Having regard to Council Regulation (EU) No 1024/2013 of 15 October 2013 conferring specific tasks on the European Central Bank concerning policies relating to the prudential supervision of credit institutions [1], and in particular Article 6(1) and Article 6(5)(a) thereof,
ob upoštevanju Uredbe Sveta (EU) št. 1024/2013 z dne 15. oktobra 2013 o prenosu posebnih nalog, ki se nanašajo na politike bonitetnega nadzora kreditnih institucij, na Evropsko centralno banko [1] ter zlasti člena 6(1) in člena 6(5)(a) Uredbe,
Having regard to Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648/2012 [2], and in particular Article 113(7) thereof,
ob upoštevanju Uredbe (EU) št. 575/2013 Evropskega parlamenta in Sveta z dne 26. junija 2013 o bonitetnih zahtevah za kreditne institucije in investicijska podjetja ter o spremembi Uredbe (EU) št. 648/2012 [2] ter zlasti člena 113(7) Uredbe,
An institutional protection scheme (IPS) is referred to in Article 113(7) of Regulation (EU) No 575/2013 as a contractual or statutory liability arrangement which protects its member institutions and ensures that they have the liquidity and solvency needed to avoid bankruptcy where necessary.
V členu 113(7) Uredbe (EU) št. 575/2013 je navedeno, da je institucionalna shema za zaščito vlog pogodbeno ali zakonsko določena ureditev odgovornosti, ki ščiti institucije članice ter zagotavlja, da imajo potrebno likvidnost in kapitalsko ustreznost, da se po potrebi prepreči stečaj.
According to that provision, competent authorities may, subject to certain conditions laid down in Regulation (EU) No 575/2013, waive selected prudential requirements or allow certain exemptions for IPS members.
V skladu z navedeno določbo lahko pristojni organi pod nekaterimi pogoji, ki so določeni v Uredbi (EU) št. 575/2013, opustijo uporabo izbranih bonitetnih zahtev ali dovolijo nekatere izjeme za članice institucionalne sheme za zaščito vlog.
The European Central Bank (ECB), as the competent authority for prudential supervision within the single supervisory mechanism (SSM) of credit institutions that are classified as significant, is responsible for the assessment of applications submitted by such institutions.
Evropska centralna banka (ECB) je kot organ, ki je v okviru enotnega mehanizma nadzora (EMN) pristojen za bonitetni nadzor kreditnih institucij, ki se razvrstijo kot pomembne, odgovorna za oceno vlog, ki jih predložijo te institucije.
The conditions for the assessment of IPSs for prudential purposes are stipulated in Article 113(7) of Regulation (EU) No 575/2013.
Pogoji za oceno institucionalnih shem za zaščito vlog so določeni v členu 113(7) Uredbe (EU) št. 575/2013.
This Regulation gives some discretion to competent authorities when developing the supervisory assessment required to determine if the conditions are met.
Navedena uredba daje pristojnim organom nekaj diskrecije pri oblikovanju nadzorniške ocene, ki je potrebna za ugotovitev, ali so pogoji izpolnjeni.
To ensure coherence, effectiveness and transparency, the ECB added a new chapter to the ‘ECB Guide on options and discretions available in Union law’ concerning the approach for the recognition of institutional protection schemes (IPS) for prudential purposes [3], which specifies how the ECB will assess the compliance of IPSs and their members with the abovementioned conditions.
Da se zagotovi skladnost, učinkovitost in preglednost, je ECB v Vodnik ECB po opcijah in diskrecijskih pravicah iz prava Unije dodala poglavje o pristopu za priznanje institucionalnih shem za zaščito vlog za bonitetne namene [3], ki določa, kako bo ECB ocenjevala, ali institucionalne sheme za zaščito vlog in njihove članice izpolnjujejo zgoraj navedene pogoje.
The ECB is responsible for the effective and consistent functioning of the SSM and, as part of its oversight tasks, has to ensure the consistency of supervisory outcomes.
ECB je odgovorna za učinkovito in skladno delovanje EMN ter mora v okviru svojih nadzornih nalog zagotoviti skladnost rezultatov nadzora.
In this context, the ECB adopts guidelines addressed to national competent authorities (NCAs), in accordance with which supervisory tasks are to be performed and supervisory decisions adopted in relation to less significant institutions.
V tej zvezi ECB sprejema smernice, naslovljene na pristojne nacionalne organe, v skladu s katerimi se izvajajo nadzorniške naloge in sprejemajo nadzorniške odločitve v zvezi z manj pomembnimi institucijami.
As IPSs may consist of both significant and less significant institutions, it is important to ensure the consistent treatment of their members across the SSM, to foster consistency in decisions adopted by the ECB and the NCAs.
Ker so lahko v institucionalnih shemah za zaščito vlog pomembne in manj pomembne institucije, je pomembno, da se zagotovi skladna obravnava njihovih članic povsod v EMN ter s tem prispeva k skladnosti odločitev, ki jih sprejmejo ECB in pristojni nacionalni organi.
For IPSs whose members include both significant and less significant credit institutions, it is particularly important that both the ECB, which is responsible for the prudential supervision of significant institutions, and the NCAs, which are responsible for the supervision of less significant institutions, use the same specifications for the eligibility assessment.
Za institucionalne sheme za zaščito vlog, katerih članice so pomembne in manj pomembne kreditne institucije, je posebej pomembno, da ECB, ki je odgovorna za bonitetni nadzor pomembnih institucij, in pristojni nacionalni organi, ki so odgovorni za nadzor manj pomembnih institucij, uporabljajo enake specifikacije za oceno primernosti.
The use of the same specifications by NCAs is also warranted in the assessment of IPSs consisting solely of less significant institutions, since the composition of the IPSs, as well as the classification of their members as significant or less significant, may change over time,
Primerno je, da pristojni nacionalni organi uporabljajo enake specifikacije tudi pri oceni institucionalnih shem za zaščito vlog, v katerih so samo manj pomembne institucije, saj se lahko sestava teh shem in razvrstitev njihovih članic med pomembne ali manj pomembne v času spremenita –
This Guideline lays down the specifications for assessing the compliance of IPSs and their members with the requirements laid down in Article 113(7) of Regulation (EU) No 575/2013 in order to determine whether permission within the meaning of that Article can be granted to individual institutions.
Ta smernica določa specifikacije za oceno, ali institucionalne sheme za zaščito vlog in njihove članice izpolnjujejo zahteve, določene v členu 113(7) Uredbe (EU) št. 575/2013, da se ugotovi, ali se posameznim institucijam lahko izda dovoljenje v smislu navedenega člena.
NCAs shall apply the specifications in relation to less significant institutions.
Pristojni nacionalni organi uporabljajo te specifikacije za manj pomembne institucije.
For the purposes of this Guideline, the definitions contained in Regulation (EU) No 575/2013, Directive 2013/36/EU of the European Parliament and of the Council [4], Regulation (EU) No 1024/2013 and Regulation (EU) No 468/2014 of the European Central Bank (ECB/2014/17) [5] shall apply.CHAPTER II
V tej smernici se uporabljajo opredelitve pojmov iz Uredbe (EU) št. 575/2013, Direktive 2013/36/EU Evropskega parlamenta in Sveta [4], Uredbe (EU) št. 1024/2013 in Uredbe (EU) št. 468/2014 Evropske centralne banke (ECB/2014/17) [5].POGLAVJE II
SPECIFICATIONS FOR THE ASSESSMENT PURSUANT TO ARTICLE 113(7) OF REGULATION (EU) No 575/2013
SPECIFIKACIJE ZA OCENO V SKLADU S ČLENOM 113(7) UREDBE (EU) ŠT.
Article 3
575/2013
Article 113(7)(a) in conjunction with Article 113(6)(a) and (d) of Regulation (EU) No 575/2013: assessment of prudential status and legal domicile
Člen 3
In accordance with Article 113(7)(a) in conjunction with Article 113(6)(a) and (d) of Regulation (EU) No 575/2013, when assessing the prudential status and legal domicile of the counterparty the NCAs shall take into account whether:
Člen 113(7)(a) v povezavi s členom 113(6)(a) in (d) Uredbe (EU) št. 575/2013: ocena bonitetnega statusa in sedeža
the counterparty is an institution, financial institution or ancillary services undertaking subject to appropriate prudential requirements;
V skladu s členom 113(7)(a) v povezavi s členom 113(6)(a) in (d) Uredbe (EU) št. 575/2013 pristojni nacionalni organi pri oceni bonitetnega statusa in sedeža nasprotne stranke upoštevajo:
the counterparty requesting the permission is established in the same Member State.
ali je nasprotna stranka institucija, finančna institucija ali družba za pomožne storitve, za katero veljajo ustrezne bonitetne zahteve;
Article 4
ali ima nasprotna stranka, ki prosi za dovoljenje, sedež v isti državi članici.
Article 113(7)(a) taken in conjunction with Article 113(6)(e) of Regulation (EU) No 575/2013: prompt transfer of own funds or repayment of liabilities from the counterparty to the members
Člen 4
When assessing whether there is a current or foreseeable material, practical or legal impediment to the prompt transfer of own funds or repayment of liabilities from the counterparty to the members under Article 113(7)(a) in conjunction with Article 113(6)(e) of Regulation (EU) No 575/2013, the NCAs shall take into account whether:
Člen 113(7)(a) v povezavi s členom 113(6)(e) Uredbe (EU) št. 575/2013: takojšen prenos kapitala ali odplačilo obveznosti od nasprotne stranke k članicam
the shareholding or legal structure of the members could hamper the transferability of own funds or repayment of liabilities;
Pristojni nacionalni organi pri oceni, ali obstajajo trenutne ali predvidene pomembne dejanske ali pravne ovire za takojšnji prenos kapitala ali za odplačilo obveznosti od nasprotne stranke k članicam, kakor je določeno v členu 113(7)(a) v povezavi s členom 113(6)(e) Uredbe (EU) št. 575/2013, upoštevajo:
the formal decision-making process regarding the transfer of own funds between members ensures prompt transfers;
ali bi lahko lastniška ali pravna struktura članic ovirala prenos kapitala ali odplačilo obveznosti;
the by-laws of the members, any shareholder's agreement, or any other known agreements contain any provisions that could obstruct the transfer of own funds or repayment of liabilities by the counterparty;
ali formalni proces odločanja o prenosu kapitala med članicami zagotavlja takojšen prenos;
there have been any serious management difficulties or corporate governance issues related to the members, which could have a negative impact on the prompt transfer of own funds or the repayment of liabilities;
ali statuti članic, kateri koli delničarski sporazum ali drugi znani sporazumi vsebujejo določbe, ki bi lahko nasprotno stranko ovirale pri prenosu kapitala ali odplačilu obveznosti;
any third parties [6] are able to exercise control over or prevent the prompt transfer of own funds or repayment of liabilities;
ali so bile pri članicah v preteklosti resne težave z vodenjem ali upravljanjem, ki bi lahko negativno vplivale na takojšen prenos kapitala ali odplačilo obveznosti;
there are any indications from the past regarding flows of funds between members which demonstrate the ability to promptly transfer funds or repay liabilities.
ali lahko tretje osebe [6] nadzirajo ali preprečijo takojšen prenos kapitala ali odplačilo obveznosti;
The crisis management intermediation role and responsibility of the IPS to provide funds to support troubled members is considered key.
ali v zvezi s tokovi sredstev med članicami v preteklosti obstajajo znaki, ki kažejo na zmožnost takojšnjega prenosa sredstev ali odplačila obveznosti.
Article 5
Kot ključni se štejeta posredniška vloga institucionalne sheme za zaščito vlog pri kriznem upravljanju in njena odgovornost, da zagotovi sredstva za podporo članic v težavah.
Article 113(7)(b) of Regulation (EU) No 575/2013: an IPS's ability to grant the support necessary under its commitment
Člen 5
When assessing whether arrangements are in place which ensure that an IPS is able to grant the support it has committed to provide from funds readily available to it under Article 113(7)(b) of Regulation (EU) No 575/2013, the NCAs shall take into account whether:
Člen 113(7)(b) Uredbe (EU) št. 575/2013: možnost, da se v okviru institucionalne sheme za zaščito vlog v skladu z obvezami odobri potrebna podpora
the arrangements include a broad range of measures, processes and mechanisms, making up the framework under which the IPS operates.
Pristojni nacionalni organi pri oceni, ali so vzpostavljene ureditve, ki zagotavljajo, da je mogoče v okviru institucionalne sheme za zaščito vlog v skladu z obvezami odobriti podporo iz hitro dostopnih sredstev, kakor je določeno v členu 113(7)(b) Uredbe (EU) št. 575/2013, upoštevajo:
This framework should comprise a series of possible actions, ranging from less intrusive to more substantial measures that are proportionate to the riskiness of the beneficiary institution and the severity of its financial constraints, including direct capital and liquidity support.
ali ureditve vsebujejo širok nabor ukrepov, procesov in mehanizmov, ki sestavljajo okvir, po katerem institucionalna shema za zaščito vlog deluje.
The support may be conditional, for example on the implementation of certain recovery and restructuring measures by the institution;
Ta okvir bi moral vsebovati vrsto možnih ukrepov od manj strogih do obsežnejših ukrepov, ki so sorazmerni s tveganostjo upravičene institucije in resnostjo njenih finančnih omejitev, vključno z neposredno kapitalsko in likvidnostno podporo.
the IPS's governance structure and the process for making decisions on support measures allow support to be provided in a timely manner;
Podpora je lahko pogojena, na primer s tem, da institucija izvede nekatere ukrepe za sanacijo in prestrukturiranje;