natgillin/translations-raw huggingface dataset:
Member States shall stipulate that the burden of proof lies with the payment service provider to prove that it has complied with the information requirements set out in this Title.
Vendar ponudnik plačilnih storitev plačniku omogoči, da preveri znesek shranjenih denarnih sredstev.
Article 42
Za nacionalne plačilne transakcije lahko države članice ali njihovi pristojni organi znižajo ali podvojijo zneske iz odstavka 1.
Derogation from information requirements for low-value payment instruments and electronic money
Za predplačniške plačilne instrumente lahko države članice te zneske zvišajo do 500 EUR.
In cases of payment instruments which, according to the relevant framework contract, concern only individual payment transactions that do not exceed EUR 30 or that either have a spending limit of EUR 150 or store funds that do not exceed EUR 150 at any time:
Enkratne plačilne transakcije
by way of derogation from Articles 51, 52 and 56, the payment service provider shall provide the payer only with information on the main characteristics of the payment service, including the way in which the payment instrument can be used, liability, charges levied and other material information needed to take an informed decision as well as an indication of where any other information and conditions specified in Article 52 are made available in an easily accessible manner;
Člen 43
it may be agreed that, by way of derogation from Article 54, the payment service provider is not required to propose changes to the conditions of the framework contract in the same way as provided for in Article 51(1);
To poglavje se uporablja za enkratne plačilne transakcije, ki niso zajete v okvirni pogodbi.
it may be agreed that, by way of derogation from Articles 57 and 58, after the execution of a payment transaction:
Kadar se plačilni nalog za enkratno plačilno transakcijo posreduje prek plačilnega instrumenta iz okvirne pogodbe, ponudnik plačilnih storitev ni dolžan zagotoviti ali dati na voljo informacij, ki so ali bodo uporabniku plačilnih storitev že dane na voljo na podlagi okvirne pogodbe z drugim ponudnikom plačilnih storitev.
the payment service provider provides or makes available only a reference enabling the payment service user to identify the payment transaction, the amount of the payment transaction, any charges and/or, in the case of several payment transactions of the same kind made to the same payee, information on the total amount and charges for those payment transactions;
Člen 44
the payment service provider is not required to provide or make available information referred to in point (i) if the payment instrument is used anonymously or if the payment service provider is not otherwise technically in a position to provide it.
Predhodne splošne informacije
However, the payment service provider shall provide the payer with a possibility to verify the amount of funds stored.
Države članice zahtevajo, da ponudnik plačilnih storitev uporabniku plačilnih storitev omogoči, da se na enostaven način seznani z informacijami in pogoji, določenimi v členu 45, v zvezi z njegovimi storitvami, preden se uporabnik plačilnih storitev zaveže s kakršno koli pogodbo ali ponudbo.
For national payment transactions, Member States or their competent authorities may reduce or double the amounts referred to in paragraph 1.
Ponudnik plačilnih storitev informacije in pogoje na zahtevo uporabnika plačilnih storitev zagotovi na papirju ali drugem trajnem nosilcu podatkov.
For prepaid payment instruments, Member States may increase those amounts up to EUR 500.
Informacije in pogoji morajo biti podani na lahko razumljiv način ter v jasni in razumljivi obliki v uradnem jeziku države članice, v kateri se ponuja plačilna storitev, ali v drugem jeziku, o katerem se dogovorita stranki.
Single payment transactions
Če je bila pogodba o enkratni plačilni transakciji na zahtevo uporabnika plačilnih storitev sklenjena z uporabo sredstva komunikacije na daljavo, ki ponudniku plačilnih storitev ne omogoča ravnanja v skladu z odstavkom 1, ponudnik plačilnih storitev izpolni svoje obveznosti iz tega odstavka takoj po izvršitvi plačilne transakcije.
Article 43
Obveznosti iz odstavka 1 tega člena se lahko izpolnijo tudi s predložitvijo izvoda osnutka pogodbe o enkratni plačilni transakciji ali osnutka plačilnega naloga, ki vsebuje informacije in pogoje, določene v členu 45.
This Chapter applies to single payment transactions not covered by a framework contract.
Člen 45
Where a payment order for a single payment transaction is transmitted by a payment instrument covered by a framework contract, the payment service provider shall not be obliged to provide or make available information which is already given to the payment service user on the basis of a framework contract with another payment service provider or which will be given to him according to that framework contract.
Informacije in pogoji
Article 44
Države članice zagotovijo, da ponudnik plačilnih storitev uporabniku plačilnih storitev sporoči ali da na voljo naslednje informacije in pogoje:
Prior general information
navedbo informacij ali enolične identifikacijske oznake, ki jo mora navesti uporabnik plačilnih storitev, da se lahko plačilni nalog pravilno odredi ali izvrši;
Member States shall require that before the payment service user is bound by a single payment service contract or offer, the payment service provider makes available to the payment service user, in an easily accessible manner, the information and conditions specified in Article 45 with regard to its own services.
najdaljši rok izvršitve ponujene plačilne storitve;
At the payment service user’s request, the payment service provider shall provide the information and conditions on paper or on another durable medium.
vsa nadomestila, ki jih uporabnik plačilnih storitev plača ponudniku plačilnih storitev, in, kadar je ustrezno, razčlenitev zneskov teh nadomestil;
The information and conditions shall be given in easily understandable words and in a clear and comprehensible form, in an official language of the Member State where the payment service is offered or in any other language agreed between the parties.
kadar je ustrezno, dejanski ali referenčni menjalni tečaj, ki je bil uporabljen pri plačilni transakciji.
If the single payment service contract has been concluded at the request of the payment service user using a means of distance communication which does not enable the payment service provider to comply with paragraph 1, the payment service provider shall fulfil its obligations under that paragraph immediately after the execution of the payment transaction.
Poleg tega države članice zagotovijo, da ponudniki storitev odreditve plačil plačniku pred odreditvijo zagotovijo ali dajo na voljo naslednje jasne in izčrpne informacije:
The obligations under paragraph 1 of this Article may also be discharged by supplying a copy of the draft single payment service contract or the draft payment order including the information and conditions specified in Article 45.
naziv ponudnika plačilnih storitev, točen naslov njegovega glavnega sedeža in, če je ustrezno, točen naslov njegovega zastopnika ali podružnice s sedežem v državi članici, v kateri se opravlja plačilna storitev, ter vsi drugi kontaktni podatki, vključno z elektronskim naslovom, za komunikacijo s ponudnikom plačilnih storitev; in
Article 45
kontaktne informacije o pristojnem organu.
Information and conditions
Kadar je ustrezno, morajo biti uporabniku plačilnih storitev na lahko dostopen način na voljo vse druge ustrezne informacije ali pogoji, določeni v členu 52.
Member States shall ensure that the following information and conditions are provided or made available by the payment service provider to the payment service user:
Člen 46
a specification of the information or unique identifier to be provided by the payment service user in order for a payment order to be properly initiated or executed;
Informacije za plačnika in prejemnika plačil po odreditvi plačilnega naloga
the maximum execution time for the payment service to be provided;
Kadar plačilni nalog odredi ponudnik storitev odreditve plačil, ponudnik plačilnih storitev odreditve plačil plačniku takoj po odreditvi in, če je ustrezno, prejemniku plačila poleg informacij in pogojev, določenih v členu 45, zagotovi ali da na voljo vse naslednje podatke:
all charges payable by the payment service user to the payment service provider and, where applicable, a breakdown of those charges;
potrdilo o uspešni odreditvi plačilnega naloga s ponudnikom plačilnih storitev, ki vodi račun plačnika;
where applicable, the actual or reference exchange rate to be applied to the payment transaction.
sklic, ki plačniku in prejemniku plačila omogoča identifikacijo plačilne transakcije in prejemniku plačila po potrebi identifikacijo plačnika, ter vse informacije, posredovane s plačilno transakcijo;
In addition, Member States shall ensure that payment initiation service providers shall, prior to initiation, provide the payer with, or make available to the payer, the following clear and comprehensive information:
znesek plačilne transakcije,
the name of the payment initiation service provider, the geographical address of its head office and, where applicable, the geographical address of its agent or branch established in the Member State where the payment service is offered, and any other contact details, including electronic mail address, relevant for communication with the payment initiation service provider; and
kadar je ustrezno, znesek morebitnih nadomestil, plačanih ponudniku storitev odreditve plačil za transakcijo, in, kadar je ustrezno, razčlenitev zneskov teh nadomestil.
the contact details of the competent authority.
Člen 47
Where applicable, any other relevant information and conditions specified in Article 52 shall be made available to the payment service user in an easily accessible manner.
Informacije za ponudnika plačilnih storitev, ki vodi račun plačnika, pri storitvi odreditve plačila
Article 46
Kadar plačilni nalog odredi ponudnik storitev odreditve plačil, ta ponudniku plačilnih storitev, ki vodi račun plačnika, da na voljo sklic plačilne transakcije.
Information for the payer and payee after the initiation of a payment order
Člen 48
In addition to the information and conditions specified in Article 45, where a payment order is initiated through a payment initiation service provider, the payment initiation service provider shall, immediately after initiation, provide or make available all of the following data to the payer and, where applicable, the payee:
Informacije za plačnika po prejemu plačilnega naloga
confirmation of the successful initiation of the payment order with the payer’s account servicing payment service provider;
Takoj po prejemu plačilnega naloga ponudnik plačilne storitve plačnika zagotovi ali da na voljo plačniku na enak način, kakor je določeno v členu 44(1), vse naslednje podatke v zvezi s ponudnikovimi storitvami:
a reference enabling the payer and the payee to identify the payment transaction and, where appropriate, the payee to identify the payer, and any information transferred with the payment transaction;
sklic, ki plačniku omogoča identifikacijo plačilne transakcije, in po potrebi informacije o prejemniku plačila;
the amount of the payment transaction;
znesek plačilne transakcije v valuti, uporabljeni v plačilnem nalogu;
where applicable, the amount of any charges payable to the payment initiation service provider for the transaction, and where applicable a breakdown of the amounts of such charges.
znesek morebitnih nadomestil za plačilno transakcijo, zaračunanih plačniku, in, kadar je ustrezno, razčlenitev zneskov takih nadomestil;
Article 47
kadar je ustrezno, menjalni tečaj, ki ga je pri plačilni transakciji uporabil plačnikov ponudnik plačilnih storitev, ali sklic nanj, kadar je drugačen od tečaja, sporočenega v skladu s točko (d) člena 45(1), ter znesek plačilne transakcije po tej pretvorbi valute;
Information for payer’s account servicing payment service provider in the event of a payment initiation service
datum prejema plačilnega naloga.
Where a payment order is initiated through a payment initiation service provider, it shall make available to the payer’s account servicing payment service provider the reference of the payment transaction.
Člen 49
Article 48
Informacije za prejemnika plačila po izvršitvi plačilne transakcije
Information for the payer after receipt of the payment order
Takoj po izvršitvi plačilne transakcije ponudnik plačilnih storitev prejemnika plačila zagotovi ali da na voljo plačniku na enak način, kakor je določeno v členu 44(1), vse naslednje podatke v zvezi s ponudnikovimi storitvami:
Immediately after receipt of the payment order, the payer’s payment service provider shall provide the payer with or make available to the payer, in the same way as provided for in Article 44(1), all of the following data with regard to its own services:
sklic, ki prejemniku plačila omogoča identifikacijo plačilne transakcije in po potrebi plačnika, ter vse informacije, prenesene s plačilno transakcijo;
a reference enabling the payer to identify the payment transaction and, where appropriate, information relating to the payee;
znesek plačilne transakcije v valuti, v kateri so denarna sredstva na razpolago prejemniku plačila;
the amount of the payment transaction in the currency used in the payment order;
znesek morebitnih nadomestil za plačilne transakcije, zaračunanih prejemniku plačila, in, kadar je ustrezno, razčlenitev zneskov takih nadomestil;
the amount of any charges for the payment transaction payable by the payer and, where applicable, a breakdown of the amounts of such charges;
kadar je ustrezno, menjalni tečaj, ki ga je pri plačilni transakciji uporabil ponudnik plačilnih storitev prejemnika plačila, ter znesek plačilne transakcije pred to pretvorbo valute;
where applicable, the exchange rate used in the payment transaction by the payer’s payment service provider or a reference thereto, when different from the rate provided in accordance with point (d) of Article 45(1), and the amount of the payment transaction after that currency conversion;
datum valute knjiženja v dobro.
the date of receipt of the payment order.
POGLAVJE 3
Article 49
Okvirne pogodbe
Information for the payee after execution
Člen 50
Immediately after the execution of the payment transaction, the payee’s payment service provider shall provide the payee with, or make available to, the payee, in the same way as provided for in Article 44(1), all of the following data with regard to its own services:
To poglavje se uporablja za plačilne transakcije iz okvirne pogodbe.
a reference enabling the payee to identify the payment transaction and, where appropriate, the payer and any information transferred with the payment transaction;
Člen 51
the amount of the payment transaction in the currency in which the funds are at the payee’s disposal;
Države članice zahtevajo, da ponudnik plačilnih storitev uporabniku plačilnih storitev pravočasno zagotovi informacije in pogoje, določene v členu 52, na papirju ali drugem trajnem nosilcu podatkov, preden se uporabnik zaveže s kakršno koli pogodbo ali ponudbo.
the amount of any charges for the payment transaction payable by the payee and, where applicable, a breakdown of the amounts of such charges;
Če je bila okvirna pogodba sklenjena na zahtevo uporabnika plačilnih storitev z uporabo sredstva komunikacije na daljavo, ki ponudniku plačilnih storitev ne omogoča ravnanja v skladu z odstavkom 1, ponudnik plačilnih storitev izpolni svoje obveznosti iz navedenega odstavka takoj po sklenitvi okvirne pogodbe.
where applicable, the exchange rate used in the payment transaction by the payee’s payment service provider, and the amount of the payment transaction before that currency conversion;
Obveznost iz odstavka 1 se lahko izpolni tudi s predložitvijo izvoda osnutka okvirne pogodbe, ki vsebuje informacije in pogoje, določene v členu 52.
the credit value date.
Člen 52
CHAPTER 3
Države članice zagotovijo, da se uporabniku plačilnih storitev sporočijo naslednje informacije in pogoji:
Framework contracts
o ponudniku plačilnih storitev:
Article 50
naziv ponudnika plačilnih storitev, naslov lokacije njegovega glavnega sedeža in, kadar je ustrezno, naslov lokacije njegovega zastopnika ali podružnice s sedežem v državi članici, v kateri se opravlja plačilna storitev, ter vsi drugi naslovi, vključno z elektronskim naslovom, za komunikacijo s ponudnikom plačilnih storitev;
This Chapter applies to payment transactions covered by a framework contract.
podatki o ustreznih nadzornih organih ter registru iz člena 14, ali drugem ustreznem javnem registru dovoljenj ponudnikov plačilnih storitev ter registracijska številka oziroma enakovredna identifikacijska oznaka v tem registru;
Article 51
o uporabi plačilne storitve:
Member States shall require that, in good time before the payment service user is bound by any framework contract or offer, the payment service provider provide the payment service user on paper or on another durable medium with the information and conditions specified in Article 52.
opis glavnih značilnosti plačilne storitve, ki se opravlja;
If the framework contract has been concluded at the request of the payment service user using a means of distance communication which does not enable the payment service provider to comply with paragraph 1, the payment service provider shall fulfil its obligations under that paragraph immediately after conclusion of the framework contract.
navedba informacij ali enolične identifikacijske oznake, ki jo mora navesti uporabnik plačilnih storitev, da se lahko plačilni nalog pravilno odredi ali izvrši;
The obligations under paragraph 1 may also be discharged by providing a copy of the draft framework contract including the information and conditions specified in Article 52.
oblika in postopek za dajanje soglasja za odreditev plačilnega naloga ali izvršitev plačilne transakcije in preklic takega soglasja v skladu s členoma 64 in 80;
Article 52
navedba časa prejema plačilnega naloga v skladu s členom 78 in morebitna časovna omejitev, ki jo določi ponudnik plačilnih storitev;
Member States shall ensure that the following information and conditions are provided to the payment service user:
najdaljši rok izvršitve plačilne storitve;
on the payment service provider:
ali obstaja možnost dogovora o omejitvi porabe pri uporabi plačilnega instrumenta v skladu s členom 68(1);
the name of the payment service provider, the geographical address of its head office and, where applicable, the geographical address of its agent or branch established in the Member State where the payment service is offered, and any other address, including electronic mail address, relevant for communication with the payment service provider;
v primeru kartičnih plačilnih instrumentov s souporabo blagovne znamke pravice uporabnika plačilne storitve na podlagi člena 8 Uredbe (EU) 2015/751.
the particulars of the relevant supervisory authorities and of the register provided for in Article 14 or of any other relevant public register of authorisation of the payment service provider and the registration number or equivalent means of identification in that register;
o nadomestilih, obrestnih merah in menjalnih tečajih:
on use of the payment service:
vsa nadomestila, ki jih ponudnik plačilnih storitev zaračuna uporabniku plačilnih storitev, vključno z nadomestili, povezanimi z načinom in pogostostjo zagotavljanja ali dajanja informacij iz te direktive na voljo, ter, kadar je ustrezno, razčlenitev zneskov takih nadomestil;
a description of the main characteristics of the payment service to be provided;
kadar je ustrezno, obrestne mere in menjalni tečaji, ki se bodo uporabljali, ali, če se bodo uporabljale referenčne obrestne mere in menjalni tečaji, metoda za izračun dejanskih obresti ter ustrezni datum in indeks ali osnova za ugotavljanje dejanske obrestne mere ali menjalnega tečaja;
a specification of the information or unique identifier that has to be provided by the payment service user in order for a payment order to be properly initiated or executed;
po dogovoru takojšnja uporaba sprememb referenčne obrestne mere ali menjalnega tečaja in zahteve o informacijah v zvezi s spremembami v skladu s členom 54(2);
the form of and procedure for giving consent to initiate a payment order or execute a payment transaction and withdrawal of such consent in accordance with Articles 64 and 80;
o načinu komunikacije:
a reference to the time of receipt of a payment order in accordance with Article 78 and the cut-off time, if any, established by the payment service provider;
kadar je ustrezno, komunikacijska sredstva, o katerih se pogodbeni stranki dogovorita zaradi prenosa informacij ali obvestil v skladu s to direktivo, vključno s tehničnimi zahtevami glede opreme in programske opreme uporabnika plačilnih storitev;
the maximum execution time for the payment services to be provided;
način in pogostost zagotavljanja ali dajanja informacij iz te direktive na voljo;
whether there is a possibility to agree on spending limits for the use of the payment instrument in accordance with Article 68(1);
jezik ali jeziki, v katerih bo sklenjena okvirna pogodba in v katerem bo potekala komunikacija v času trajanja pogodbenega razmerja;
in the case of co-badged, card-based payment instruments, the payment service user’s rights under Article 8 of Regulation (EU) 2015/751;
pravica uporabnika plačilnih storitev, da prejme pogodbena določila okvirne pogodbe ter informacije in pogoje v skladu s členom 53;
on charges, interest and exchange rates:
o zaščitnih in korektivnih ukrepih:
all charges payable by the payment service user to the payment service provider including those connected to the manner in and frequency with which information under this Directive is provided or made available and, where applicable, the breakdown of the amounts of such charges;
če je ustrezno, opis ukrepov, ki jih mora sprejeti uporabnik plačilnih storitev za zaščito plačilnega instrumenta, in načina obveščanja ponudnika plačilnih storitev za namene točke (b) člena 69(1);
where applicable, the interest and exchange rates to be applied or, if reference interest and exchange rates are to be used, the method of calculating the actual interest, and the relevant date and index or base for determining such reference interest or exchange rate;
varni postopek, ki ga bo ponudnik plačilnih storitev uporabljal za obveščanje uporabnika plačilnih storitev v primeru domnevnih ali dejanskih goljufij ali varnostnih groženj;
if agreed, the immediate application of changes in reference interest or exchange rate and information requirements relating to the changes in accordance with Article 54(2);
po dogovoru pogoji, pod katerimi si ponudnik plačilnih storitev pridržuje pravico, da blokira instrument v skladu s členom 68;
on communication:
odgovornost plačnika v skladu s členom 74, vključno z informacijami o ustreznem znesku;
where applicable, the means of communication, including the technical requirements for the payment service user’s equipment and software, agreed between the parties for the transmission of information or notifications under this Directive;
na kakšen način in v kakšnem roku mora uporabnik plačilnih storitev obvestiti ponudnika plačilnih storitev o vseh neodobrenih in nepravilno odrejenih ali izvršenih plačilnih transakcijah v skladu s členom 71 ter odgovornost ponudnika plačilnih storitev za neodobrene plačilne transakcije v skladu s členom 73;
the manner in, and frequency with which, information under this Directive is to be provided or made available;
odgovornost ponudnika plačilnih storitev za odreditev ali izvršitev plačilnih transakcij v skladu s členom 89;
the language or languages in which the framework contract will be concluded and communication during this contractual relationship undertaken;
pogoji za povračilo v skladu s členoma 76 in 77;
the payment service user’s right to receive the contractual terms of the framework contract and information and conditions in accordance with Article 53;
o spremembah in prenehanju okvirne pogodbe: