natgillin/translations-raw huggingface dataset:
Fire and other damage covering earthquake risk, including the proportional reinsurance obligations; and
V te celice se lahko vnese nič (če se ne uporablja pristop pogodbenega leta) ali skupna končna najboljša ocena v bilanci stanja, če se ne uporablja pristop leta nezgode.
Marine, aviation and transport insurance covering onshore property damage by earthquake, including the proportional reinsurance obligations.
Od tega naslednja razčlenitev variacije v najboljši oceni – Analiza po pogodbenih letih, če je smiselno – Izterljivi zneski iz pozavarovanj
C0130/R1220
Znesek najboljše ocene izterljivih zneskov iz pozavarovanj, kot je naveden v bilanci stanja ob koncu leta N–1, v zvezi s tistimi vrstami poslovanja, kot so opredeljene v Prilogi I k Delegirani uredbi (EU) 2015/35, za katere se za izračun najboljše ocene uporablja pristop pogodbenega leta.
Estimation of the gross premium to be earned — Total Earthquake Other Regions before diversification
Znesek najboljše ocene izterljivih zneskov iz pozavarovanj, kot je naveden v bilanci stanja ob koncu leta N, v zvezi s tistimi vrstami poslovanja, kot so opredeljene v Prilogi I k Delegirani uredbi (EU) 2015/35, za katere se za izračun najboljše ocene uporablja pristop pogodbenega leta.
Total of the estimate of the premiums to be earned, by the insurance or reinsurance undertaking, during the following year for the other regions.
Od tega naslednja razčlenitev variacije v najboljši oceni – Analiza po letih nezgode, če je smiselno – Skupaj s pozavarovanji
C0140/R0830–R1020
Znesek najboljše ocene – skupaj s pozavarovanji – kot je naveden v bilanci stanja ob koncu leta N–1, v zvezi s tistimi vrstami poslovanja, kot so opredeljenev Prilogi I k Delegirani uredbi (EU) 2015/35, za katere se za izračun najboljše ocene uporablja pristop leta nezgode.
The sum of the total insured per each of the 20 EEA regions for the lines of business, as defined in Annex I to Delegated Regulation (EU) 2015/35: Fire and other damage, including the proportional reinsurance obligations, in relation to contracts that cover Earthquake risk and where the risk is situated in this particular EEA region; and For lines of business Marine, aviation and transport insurance, including the proportional reinsurance obligations, in relation to contracts that cover onshore property damage by Earthquake and where the risk is situated in this particular EEA region.
Isto kot za C0010 in C0020/R0020.
C0140/R1030 Exposure — Total Earthquake EEA Regions before diversification Total of the exposure for the 20 EEA regions.
Isto kot za C0010 in C0020/R0030.
C0150/R0830–R1020 Specified Gross Loss — EEA Region Specified gross Earthquake loss for each of the 20 EEA regions, taking into consideration the effect of diversification effect between zones.
Isto kot za C0010 in C0020/R0040.
C0150/R1030 Specified Gross Loss — Total Earthquake EEA Regions before diversification Total of the specified gross Earthquake loss for the 20 EEA regions.
Pričakuje se, da bodo te celice zadevale predvsem neživljenjska zavarovanja in spremembe (dela) zavarovalno-tehničnih rezervacij za prenosne premije (tj. v zvezi z vsemi pripoznanimi obveznostmi znotraj meja pogodbe na datum vrednotenja, če do škodnega zahtevka še ni prišlo), kot sledi:
C0160/R0830–R1020
določite del zavarovalno-tehničnih rezervacij za prenosne premije na koncu leta (N–1) v zvezi z obdobjem kritja, ki se začne po koncu leta N–1;
Catastrophe Risk Charge Factor before risk mitigation — EEA Region The Risk Charge Factor per each of the 20 EEA regions for Earthquake according to the Standard Formula, taking into consideration the effect of diversification effect between zones.
na enak način obravnavajte in določite zavarovalno-tehnične rezervacije za prenosne premije na koncu leta N;
C0160/R1030 Catastrophe Risk Charge Factor before risk mitigation — Total Earthquake EEA Regions before diversification Ratio between total specified gross loss and total exposure.
izpeljite variacijo iz teh dveh vrednosti.
C0170/R0830–R1020 Catastrophe Risk Charge before risk mitigation — EEA Region Capital requirement before risk mitigation arising from Earthquakes in each of the 20 EEA Regions.
Pričakuje se, da bodo te celice zadevale predvsem neživljenjska zavarovanja in naslednje primere:
C0170/R1030 Catastrophe Risk Charge before risk mitigation — Total Earthquake EEA Regions before diversification Total of the capital requirement before risk mitigation arising from Earthquakes for the 20 EEA regions.
(del) zavarovalno-tehničnih rezervacij za prenosne premije na koncu leta N–1, ki so se spremenile v škodne rezervacije na koncu leta N, ker je v tem obdobju prišlo do škodnega zahtevka;
C0170/R1220 Catastrophe Risk Charge before risk mitigation — Total Earthquake — Other Regions before diversification
škodne rezervacije, povezane z nastalimi škodami v obdobju (za katere ni bilo zavarovalno-tehničnih rezervacij za prenosne premije na koncu leta N–1).
The capital requirement before risk mitigation for Earthquake risk in regions other than the EEA Regions.
Izračun se lahko izvede, kot sledi:
It is the amount of the instantaneous loss, without deduction of the amounts recoverable from reinsurance contracts and Special Purpose Vehicles.
določite del zavarovalno-tehničnih rezervacij za prenosne premije na koncu leta (N–1), za katere se je kritje že začelo;
C0170/R1230 Catastrophe Risk Charge before risk mitigation — Total Earthquake — All Regions before diversification Total of the capital requirement before risk mitigation arising from Earthquakes for all regions.
določite del škodnih rezervacij na koncu leta (N) v zvezi s tveganji, kritimi v obdobju;
C0170/R1240 Catastrophe Risk Charge before risk mitigation — Diversification effect between regions Diversification effect arising from the aggregation of the Earthquake risks relating to the different regions (both EEA Regions and Other regions).
Pojem odprave (unwinding) diskonta se lahko ponazori, kot sledi: ponovno izračunajte najboljšo oceno za leto N–1, vendar pri tem uporabite spremenjeno časovno strukturo obrestne mere.
C0170/R1250
upoštevajte del začetne najboljše ocene, povezane s tveganji, kritimi pred obdobjem, tj. začetno najboljšo oceno brez zavarovalno-tehničnih rezervacij za prenosne premije, vendar z morebitnimi začetnimi prilagoditvami (glej celice C0050/R0160 do R0180 in C0060/R0160 do R0180);
Catastrophe Risk Charge before risk mitigation — Total Earthquake after diversification This is the total capital requirement before risk mitigation for Earthquake risk, taking into consideration the diversification effect given in C0170/R1240.
na podlagi te številke izvedite izračun odprave oz. reverzije diskontnih stopenj, ki so se uporabljale v letu N.
C0180/R0830–R1020
Premije, škodni zahtevki in odkupi, za katere je bilo pri začetni najboljši oceni (v povezavi s tveganji, kritimi pred zadevnim obdobjem) napovedano, da bodo plačani med letom, ne smejo biti več v končni najboljši oceni, saj naj bi bili plačani/prejeti tekom leta.
Estimated Risk Mitigation — EEA Region Per each of the 20 EEA Regions the estimated risk mitigation effect of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril, excluding the estimated reinstatement premiums.
Zato je treba izvesti nevtralizacijsko prilagoditev.
C0180/R1030 Estimated Risk Mitigation — Total Earthquake EEA Regions before diversification Total of the estimated Risk Mitigation for the 20 EEA regions.
upoštevajte del začetne najboljše ocene, povezane s tveganji, kritimi pred obdobjem, tj. začetno najboljšo oceno brez zavarovalno-tehničnih rezervacij za prenosne premije;
C0180/R1220
izolirajte znesek denarnih tokov (prilivi minus odlivi), ki so bili napovedani v okviru te začetne najboljše ocene za obravnavano obdobje;
Estimated Risk Mitigation — Total Earthquake — Other Regions before diversification For all the regions other than the EEA Regions, the estimated risk mitigation effect of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril, excluding the estimated reinstatement premiums.
ta izolirani znesek denarnih tokov pride dodatno z začetno najboljšo oceno (za učinek nevtralizacije) in se vnese v celici C0050 ter C0060/R0220.
C0180/R1230 Estimated Risk Mitigation — Total Earthquake — All Regions before diversification Total of the estimated Risk Mitigation for all regions.
Variacija najboljše ocene zaradi izkušenj – Tveganja, krita pred obdobjem
C0190/R0830–R1020
Za namene izračuna in v primeru nerazpoložljivosti informacij glede realiziranih denarnih tokov se lahko variacija zaradi izkušenj izračuna kot razlika med realiziranimi zavarovalno-tehničnimi tokovi in napovedanim denarnim tokom.
Estimated Reinstatement Premiums — EEA Region Per each of the 20 EEA Regions the estimated reinstatement premiums as a result of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril.
Variacija najboljše ocene zaradi sprememb neekonomskih predpostavk – Tveganja, krita pred obdobjem
C0190/R1030 Estimated Reinstatement Premiums — Total Earthquake EEA Regions before diversification Total of the estimated reinstatement premiums for the 20 EEA regions.
upoštevajte začetno najboljšo oceno (celica C0050/R0150), vključno s prilagoditvijo začetne najboljše ocene (celice C0050/R0160 do R0180) in učinkom odprave diskonta, za napovedane denarne tokove za leto N (C0050/R0210 do R0230 oziroma C0060/R0210 do R0230);
C0190/R1220
na podlagi te številke izvedite izračune z novimi predpostavkami, nepovezanimi z diskontnimi stopnjami, ki (če) so se uporabile na koncu leta N.
Estimated Reinstatement Premiums — Total Earthquake Other Regions before diversification For all the regions other than the EEA Regions, the estimated reinstatement premiums, as a result of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril.
Pri neživljenjskih zavarovanjih se v primerih, ko se te spremembe ne morejo ločiti od sprememb zaradi izkušenj, celotni znesek sporoči v celici C0060/R0230.
C0190/R1230 Estimated Reinstatement Premiums — Total Earthquake All Regions before diversification Total of the estimated reinstatement premiums for all regions.
Nanaša se predvsem na predpostavke, ki niso neposredno povezane z zavarovalnimi tveganji, tj. predvsem učinek sprememb v gospodarskem okolju na denarne tokove (ob upoštevanju ukrepov upravljanja, npr. zmanjšanja prihodnjih diskrecijskih upravičenj) in spremembe diskontnih stopenj.
C0200/R0830–R1020
Za neživljenjska zavarovanja (C0060/R0250) se, v primeru, da se variacija zaradi inflacije ne more ločiti od sprememb zaradi izkušenj, celotni znesek sporoči v celici C0060/R0230.
Catastrophe Risk Charge after risk mitigation — EEA Region Capital requirement, after the deduction of the risk mitigating effect of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril, arising from Earthquake in each of the 20 EEA regions.
upoštevajte začetno najboljšo oceno, vključno s prilagoditvijo začetne najboljše ocene (celice C0050/R0160 do R0180) in učinkom odprave diskonta, za napovedane denarne tokove in izkušnje za leto N (C0050/R0210 do R0230 oziroma C0060/R0210 do R0230 ali alternativno C0050/R0210 do R0240 oziroma C0060/R0210 do R0240);
C0200/R1030 Catastrophe Risk Charge after risk mitigation — Total Earthquake EEA Regions before diversification Total of the capital requirement, after the deduction of the risk mitigating effect of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril, arising from Earthquake for the 20 EEA regions.
Znesek najboljše ocene, kot je naveden v bilanci stanja ob koncu leta N, v zvezi s tistimi vrstami poslovanja, kot so opredeljene v Prilogi I k Delegirani uredbi (EU) 2015/35, za katere se za izračun najboljše ocene uporablja pristop leta nezgode.
C0200/R1220 Catastrophe Risk Charge after risk mitigation — Total Earthquake Other Regions before diversification Capital requirement after risk mitigation for Earthquake risk in regions other than the EEA Regions.
Od tega naslednja razčlenitev variacije v najboljši oceni – Analiza po letih nezgode, če je smiselno – Izterljivi zneski iz pozavarovanj
It is the amount of the instantaneous loss, including the deduction of the amounts recoverable from reinsurance contracts and Special Purpose Vehicles.
Znesek najboljše ocene izterljivih zneskov iz pozavarovanj, kot je naveden v bilanci stanja ob koncu leta N–1, v zvezi s tistimi vrstami poslovanja, kot so opredeljene v Prilogi I k Delegirani uredbi (EU) 2015/35, za katere se za izračun najboljše ocene uporablja pristop leta nezgode.
C0200/R1230
Znesek najboljše ocene izterljivih zneskov iz pozavarovanj, kot je naveden v bilanci stanja ob koncu leta N, v zvezi s tistimi vrstami poslovanja, kot so opredeljene v Prilogi I k Delegirani uredbi (EU) 2015/35, za katere se za izračun najboljše ocene uporablja pristop leta nezgode.
Catastrophe Risk Charge after risk mitigation — Total Earthquake All Regions before diversification Total of the capital requirement, after the deduction of the risk mitigating effect of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril, arising from Earthquake for all regions.
Od tega prilagoditve zavarovalno-tehničnih rezervacij v zvezi z ovrednotenjem pogodb, vezanih na enoto premoženja, teoretično z učinkom nevtralizacije na sredstva nad obveznostmi
C0200/R1240 Catastrophe Risk Charge after risk mitigation — Diversification effect between regions Diversification effect arising from the aggregation of the capital requirement after risk mitigations for Earthquake risks relating to the different regions (both EEA Regions and Other regions).
Variacija pri naložbah v pogodbe, vezane na enoto premoženja
C0200/R1250 Catastrophe Risk Charge after risk mitigation — Total Earthquake after diversification This is the total capital requirement after risk mitigation for Earthquake risk, taking into consideration the diversification effect given in C0200/R1240.
Znesek predstavlja variacijo, v bilanci stanja, pri sredstvih v posesti za sklade, vezane na enoto premoženja ali na indeks.
Natural catastrophe risk — Flood C0210/R1410–R1580 Estimation of the gross premiums to be earned — Other Regions
Razkriva nevtralizacijo sprememb sredstev in obveznosti zaradi produktov, vezanih na enoto premoženja.
Fire and other damage covering flood risk, including the proportional reinsurance obligations;
Znesek obračunanih premij v skladu z načeli direktive Solventnost II, ki ni vključen v najboljšo oceno, za življenjska oziroma neživljenjska zavarovanja.
Marine, aviation and transport insurance covering onshore property damage by flood, including the proportional reinsurance obligations;
Zahtevki in prejemki v obdobju, brez iztržkov od prodaje rešenega premoženja in subrogacije
Other motor insurance, including the proportional reinsurance obligations.
Znesek škodnih zahtevkov in upravičenj v obdobju, brez iztržkov od prodaje rešenega premoženja in subrogacije, za življenjska oziroma neživljenjska zavarovanja.
C0210/R1590
Če so zneski že zajeti v najboljši oceni, ne smejo biti del te postavke.
Estimation of the gross premium to be earned — Total Flood Other Regions before diversification
Znesek odhodkov (brez odhodkov za naložbe, ki se poročajo v predlogi S.29.02), za življenjska oziroma neživljenjska zavarovanja.
C0220/R1260–R1390
Skupaj zavarovalno-tehnični tokovi pri bruto zavarovalno-tehničnih rezervacijah
The sum of the total insured per each of the 14 EEA regions of lines of business, as defined in Annex I to Delegated Regulation (EU) 2015/35: Fire and other damage, including the proportional reinsurance obligations, in relation to contracts that cover Flood risk and where the risk is situated in this particular EEA region;
Skupni znesek zavarovalno-tehničnih tokov, ki vplivajo na bruto zavarovalno-tehnične rezervacije.
Marine, aviation and transport insurance, including the proportional reinsurance obligations, in relation to contracts that cover onshore property damage by Flood and where the risk is situated in this particular EEA region; and Other motor insurance, including the proportional reinsurance obligations, multiplied by 1.5, in relation to contracts that cover onshore property damage by Flood and where the risk is situated in this particular EEA region.
Skupni znesek zavarovalno-tehničnih tokov v zvezi z izterljivimi zneski iz pozavarovanj v obdobju, tj. prejeti izterljivi zneski brez premij, za življenjska oziroma neživljenjska zavarovanja.
C0220/R1400 Exposure — Total Flood EEA Regions before diversification Total of the exposure for the 14 EEA regions.
Variacija v presežku sredstev nad obveznostmi, pojasnjena z upravljanjem zavarovalno-tehničnih rezervacij – Bruto zavarovalno-tehnične rezervacije
C0230/R1260–R1390 Specified Gross Loss — EEA Region Specified gross Flood loss in each of the 14 EEA regions, taking into consideration the effect of diversification effect between zones.
Ta izračun se izvede na podlagi naslednjega načela:
C0230/R1400 Specified Gross Loss — Total Flood EEA Regions before diversification Total of the specified gross Flood loss for the 14 EEA regions.
upoštevajte variacijo v najboljši oceni, marži tveganja in zavarovalno-tehničnih rezervacijah, izračunanih kot celota;
C0240/R1260–R1390
odštejte variacijo pri naložbah v pogodbe, vezane na enoto premoženja (C0090/R0300);
Catastrophe Risk Charge Factor before risk mitigation — EEA Region The Risk Charge Factor per each of the 14 EEA regions for Flood according to the Standard Formula, taking into consideration the effect of diversification effect between zones.
prištejte skupni znesek neto zavarovalno-tehničnih tokov, tj. prilivov minus odlivov (C0100/R0340 za življenjska in C0110/R0340 za neživljenjska zavarovanja).
C0240/R1400 Catastrophe Risk Charge Factor before risk mitigation — Total Flood EEA Regions before diversification Ratio between total specified gross loss and total exposure.
Če ima znesek negativen učinek na presežek sredstev nad obveznostmi, je znesek negativen.
C0250/R1260–R1390 Scenario A or B — EEA Region
Variacija v presežku sredstev nad obveznostmi, pojasnjena z upravljanjem zavarovalno-tehničnih rezervacij – Izterljivi zneski iz pozavarovanj
The larger of the capital requirement for Flood risk in each of the 14 EEA regions according to scenario A or scenario B. When determining the largest amount of scenario A and B, the risk mitigation effect of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril, must be taken into account.
upoštevajte variacijo v izterljivih zneskih iz pozavarovanj;
C0260/R1260–R1390 Catastrophe Risk Charge before risk mitigation — EEA Region Capital requirement before risk mitigation arising from Floods in each of the 14 EEA Regions, corresponding to the larger of scenario A or B. C0260/R1400 Catastrophe Risk Charge before risk mitigation — Total Flood EEA Regions before diversification Total of the capital requirement before risk mitigation arising from Floods for the 14 EEA regions.
prištejte skupni znesek neto zavarovalno-tehničnih tokov, tj. prilivov minus odlivov v zvezi s pozavarovanji v obdobju.
C0260/R1590 Catastrophe Risk Charge before risk mitigation — Total Flood Other Regions before diversification
Če ima znesek pozitiven učinek na presežek sredstev nad obveznostmi, je znesek pozitiven.
The capital requirement before risk mitigation for Flood risk in regions other than the EEA Regions.
Ta predloga se izpolni na podlagi vrednotenja v skladu z direktivo Solventnost II, tj. obračunane premije so opredeljene kot premije, ki naj bi jih podjetje prejelo v obdobju.
It is the amount of the instantaneous loss, without deduction of the amounts recoverable from reinsurance contracts and Special Purpose Vehicles.
Uporaba te opredelitve pomeni, da so obračunane premije v danem letu premije, ki naj bi bile dejansko prejete v navedenem letu, ne glede na obdobje kritja.
C0260/R1600 Catastrophe Risk Charge before risk mitigation — Total Flood All Regions before diversification Total of the capital requirement before risk mitigation arising from Floods for all regions.
Opredelitev obračunanih premij je skladna z opredelitvijo „terjatev za premije“.
C0260/R1610 Catastrophe Risk Charge before risk mitigation — Diversification effect between regions Diversification effect arising from the aggregation of the Flood risks relating to the different regions (both EEA Regions and Other regions).
Kar zadeva delitev na vrste poslovanja za analizo po obdobjih, se vrste poslovanja, kot so opredeljene v Prilogi I k Delegirani uredbi (EU) 2015/35, nanašajo tako na neposredne posle kot na sprejeto proporcionalno pozavarovanje.
C0260/R1620
Vrste poslovanja
Catastrophe Risk Charge before risk mitigation — Total Flood after diversification This is the total capital requirement before risk mitigation for Flood risk, taking into consideration the diversification effect given in C0260/R1610.
Vrste poslovanja, za katere se bo zahtevala delitev analize po obdobjih.
C0270/R1260–R1390 Estimated Risk Mitigation — EEA Region Per each of the 14 EEA Regions the estimated risk mitigation effect, corresponding to the selected scenario, of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril, excluding the estimated reinstatement premiums.
1 – zavarovanje za stroške zdravljenja, vključno s proporcionalnim pozavarovanjem
C0270/R1400 Estimated Risk Mitigation — Total Flood EEA Regions before diversification Total of the estimated Risk Mitigation for the 14 EEA regions.
2 – zavarovanje izpada dohodka, vključno s proporcionalnim pozavarovanjem
C0270/R1590
3 – nezgodno zavarovanje zaposlenih, vključno s proporcionalnim pozavarovanjem
Estimated Risk Mitigation — Total Flood Other Regions before diversification For all the regions other than the EEA Regions, the estimated risk mitigation effect of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril, excluding the estimated reinstatement premiums.
4 – zavarovanje avtomobilske odgovornosti, vključno s proporcionalnim pozavarovanjem
C0270/R1600 Estimated Risk Mitigation — Total Flood All Regions before diversification Total of the estimated Risk Mitigation for all regions.
5 – drugo zavarovanje motornih vozil, vključno s proporcionalnim pozavarovanjem
C0280/R1260–R1390
6 – pomorsko, letalsko in transportno zavarovanje, vključno s proporcionalnim pozavarovanjem
Estimated Reinstatement Premiums — EEA Region Per each of the 14 EEA Regions the estimated reinstatement premiums, corresponding to the selected scenario, as a result of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril.
7 – požarno in drugo škodno zavarovanje, vključno s proporcionalnim pozavarovanjem
C0280/R1400 Estimated Reinstatement Premiums — Total Flood –EEA Regions before diversification Total of the estimated reinstatement premiums for the 14 EEA regions.
8 – splošno zavarovanje odgovornosti, vključno s proporcionalnim pozavarovanjem
C0280/R1590
9 – kreditno in kavcijsko zavarovanje, vključno s proporcionalnim pozavarovanjem
Estimated Reinstatement Premiums — Total Flood –Other Regions before diversification For all the regions other than the EEA Regions, the estimated reinstatement premiums, as a result of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril.
10 – zavarovanje stroškov postopka, vključno s proporcionalnim pozavarovanjem
C0280/R1600 Estimated Reinstatement Premiums — Total Flood — All Regions before diversification Total of the estimated reinstatement premiums for all regions.
11 – zavarovanje pomoči, vključno s proporcionalnim pozavarovanjem
C0290/R1260–R1390 Catastrophe Risk Charge after risk mitigation — EEA Region Capital requirement, after the deduction of the risk mitigating effect of the undertaking's specific reinsurance contracts and special purpose vehicles relating to this peril, arising from Flood in each of the 14 EEA regions, corresponding to the selected scenario.
12 – zavarovanje različnih finančnih izgub, vključno s proporcionalnim pozavarovanjem