natgillin/translations-raw huggingface dataset:
The European Insurance and Occupational Pensions Authority has conducted open public consultations on the draft implementing technical standards on which this Regulation is based, analysed the potential related costs and benefits and requested the opinion of the Insurance and Reinsurance Stakeholder Group established in accordance with Article 37 of Regulation (EU) No 1094/2010 of the European Parliament and of the Council [2],
Evropski organ za zavarovanja in poklicne pokojnine je o osnutkih izvedbenih tehničnih standardov, na katerih temelji ta uredba, opravil odprta javna posvetovanja, analiziral morebitne s tem povezane stroške in koristi ter zaprosil za mnenje interesno skupino za zavarovanja in pozavarovanja, ustanovljeno v skladu s členom 37 Uredbe (EU) št. 1094/2010 Evropskega parlamenta in Sveta [2] –
Standard deviations
Standardni odkloni
For medical expense insurance and proportional reinsurance subject to the health risk equalisation system in the Netherlands, insurance and reinsurance undertakings shall use in the calculation of the health underwriting risk module the following standard deviations:
Zavarovalnice in pozavarovalnice za zavarovanja in proporcionalna pozavarovanja za stroške zdravljenja, za katera velja sistem za izravnavo zdravstvenega tveganja na Nizozemskem, pri izračunu modula tveganja zdravstvenih zavarovanj uporabljajo naslednje standardne odklone:
2,7 % for the NSLT health insurance premium risk;
2,7 % za tveganje premije NSLT zdravstvenih zavarovanj;
5 % for the NSLT health insurance reserve risk.
5 % za tveganje rezervacije NSLT zdravstvenih zavarovanj.
Commission Implementing Regulation (EU) 2015/2014
Izvedbena uredba Komisije (EU) 2015/2014
laying down implementing technical standards with regard to the procedures and templates for the submission of information to the group supervisor and for the exchange of information between supervisory authorities in accordance with Directive 2009/138/EC of the European Parliament and of the Council
o določitvi izvedbenih tehničnih standardov v zvezi s postopki in predlogami za predložitev podatkov nadzorniku skupine ter za izmenjavo podatkov med nadzornimi organi v skladu z Direktivo 2009/138/ES Evropskega parlamenta in Sveta
Having regard to Directive 2009/138/EC of the European Parliament and of the Council of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) [1], and in particular Article 249(4) thereof,
ob upoštevanju Direktive 2009/138/ES Evropskega parlamenta in Sveta z dne 25. novembra 2009 o začetku opravljanja in opravljanju dejavnosti zavarovanja in pozavarovanja (Solventnost II) [1] ter zlasti člena 249(4) Direktive,
Without prejudice to other forms of cooperation and exchange of information that may occur bilaterally or multilaterally between supervisory authorities, procedures and templates are particularly necessary to facilitate an efficient and convergent exchange of information between the supervisory authorities in the college of supervisors since the college of supervisors should be the main platform for exchanging information among the supervisory authorities of a group.
Brez poseganja v druge oblike sodelovanja in izmenjave informacij, ki se lahko izvajajo dvostransko ali večstransko med nadzornimi organi, so postopki in predloge zlasti pomembni za olajšanje učinkovite in usklajene izmenjave informacij med nadzornimi organi v kolegiju nadzornikov, saj bi kolegij nadzornikov moral biti glavna platforma za izmenjavo informacij med nadzornimi organi skupine.
Those procedures and templates are addressed to the supervisory authorities in the college of supervisors who decide as part of a coordination arrangement on the information needed for the activities of the college of supervisors and the modalities under which it should be exchanged pursuant to Article 357 of Commission Delegated Regulation (EU) 2015/35 [2].
Navedeni postopki in predloge so namenjeni nadzornim organom v kolegiju nadzornikov, ki v okviru dogovora o usklajevanju odločajo o informacijah, ki so potrebne za dejavnosti kolegija nadzornikov, in načinih, na katere se izmenjujejo, v skladu s členom 357 Delegirane uredbe Komisije (EU) 2015/35 [2].
Effective and efficient supervision requires that the exchange of information and the cooperation between supervisory authorities take into account the nature, scale and complexity of the group, the availability and type of information and the most recent and relevant data.
Uspešen in učinkovit nadzor zahteva, da se pri izmenjavi informacij in sodelovanju med nadzornimi organi upoštevajo narava, velikost in kompleksnost skupine, dostopnost in vrsta informacij ter najnovejši in najbolj relevantni podatki.
The European Insurance and Occupational Pensions Authority has conducted open public consultations on the draft implementing technical standards on which this Regulation is based, analysed the potential related costs and benefits and requested the opinion of the Insurance Stakeholder Group established in accordance with Article 37 of Regulation (EU) No 1094/2010 of the European Parliament and of the Council [3],
Evropski organ za zavarovanja in poklicne pokojnine je o osnutkih izvedbenih tehničnih standardov, na katerih temelji ta uredba, opravil odprta javna posvetovanja, analiziral morebitne s tem povezane stroške in koristi ter zaprosil za mnenje interesno skupino za zavarovanja, ustanovljeno v skladu s členom 37 Uredbe (EU) št. 1094/2010 Evropskega parlamenta in Sveta [3] –
Exchange of information between the supervisory authorities in the college of supervisors
Izmenjava informacij med nadzornimi organi v kolegiju nadzornikov
The supervisory authorities in the college of supervisors shall exchange information on a systematic basis, at least annually, and, where appropriate, on an ad hoc basis.
Nadzorni organi v kolegiju nadzornikov informacije izmenjujejo sistematično, in sicer vsaj enkrat na leto, po potrebi pa tudi priložnostno.
Time-limit for information exchange
Rok za izmenjavo informacij
For any information exchange either on a systematic or on an ad hoc basis the supervisory authorities in the college of supervisors shall agree upon a time limit.
Nadzorni organi v kolegiju nadzornikov se dogovorijo o roku za vsako sistematično ali priložnostno izmenjavo informacij.
Deviations from the agreed time limit shall be communicated to the supervisory authorities concerned in advance with appropriate justification.
Odstopanja od dogovorjenih rokov se zadevnim nadzornim organom sporočijo vnaprej, skupaj z ustrezno utemeljitvijo.
Means of information exchange
Način izmenjave informacij
The supervisory authorities in the college of supervisors shall agree on a secured electronic form to exchange information as well as on the data format in which that information is to be exchanged.
Nadzorni organi v kolegiju nadzornikov se dogovorijo o varni elektronski obliki izmenjave informacij ter o obliki podatkov, v kateri se izmenjujejo navedene informacije.
Unless otherwise decided by the supervisory authorities in the college of supervisors as part of the coordination arrangement concluded in accordance with Article 248(4) of Directive 2009/138/EC, the supervisory authorities shall express amounts as part of an exchange of information within the college of supervisors in the currency in which the information was reported.
Nadzorni organi znotraj kolegija nadzornikov pri izmenjavi informacij zneske navajajo v valuti, v kateri so bile informacije sporočene, razen če se nadzorni organi v kolegiju nadzornikov v okviru dogovora o usklajevanju, sklenjenega v skladu s členom 284(4) Direktive 2009/138/ES, ne dogovorijo drugače.
Unless otherwise decided by the supervisory authorities in the college of supervisors as part of the coordination arrangement concluded in accordance with Article 248(4) of Directive 2009/138/EC, the supervisory authorities shall exchange information in the language most commonly understood in the college of supervisors.
Nadzorni organi si informacije izmenjujejo v jeziku, ki ga člani kolegija nadzornikov najpogosteje razumejo, razen če se nadzorni organi v kolegiju nadzornikov v okviru dogovora o usklajevanju, sklenjenega v skladu s členom 248(4) Direktive 2009/138/ES, ne dogovorijo drugače.
Overview of the information to be exchanged in the college of supervisors
Pregled informacij, ki se izmenjujejo v kolegiju nadzornikov
The group supervisor shall submit to the other supervisory authorities in the college of supervisors an overview of the information to be exchanged pursuant to Article 357 of Delegated Regulation (EU) 2015/35, using the template set out in Annex I to this Regulation.
Nadzornik skupine drugim nadzornim organom v kolegiju nadzornikov predloži pregled informacij, ki se morajo izmenjevati v skladu s členom 357 Delegirane uredbe (EU) 2015/35 tako, da uporabi predlogo v Prilogi I k tej uredbi.
Submission of the main conclusions following the supervisory review process
Predložitev glavnih ugotovitev po postopku nadzornega pregleda
The other supervisory authorities in the college of supervisors shall submit to the group supervisor the main conclusions drawn following the supervisory review process carried out at the level of the individual undertaking pursuant to Article 357(2)(c) of Delegated Regulation (EU) 2015/35, using the template set out in Annex II to this Regulation.
Drugi nadzorni organi v kolegiju nadzornikov nadzorniku skupine predložijo glavne ugotovitve iz postopka nadzornega pregleda, opravljenega na ravni posameznega podjetja, v skladu s členom 357(2)(c) Delegirane uredbe (EU) 2015/35 tako, da uporabijo predlogo v Prilogi II k tej uredbi.
The group supervisor shall submit to the other supervisory authorities in the college of supervisors the main conclusions drawn following the supervisory review process carried out at group level pursuant to point (iii) of Article 357(3)(a) of Delegated Regulation (EU) 2015/35, using the template set out in Annex II to this Regulation.
Nadzornik skupine drugim nadzornim organom v kolegiju nadzornikov predloži glavne ugotovitve iz postopka nadzornega pregleda, opravljenega na ravni skupine, v skladu s točko (iii) člena 357(3)(a) Delegirane uredbe (EU) 2015/35 tako, da uporabi predlogo v Prilogi II k tej uredbi.
Cooperation and exchange of information between supervisory authorities outside the college of supervisors
Sodelovanje in izmenjava informacij med nadzornimi organi izven kolegija nadzornikov
Where a supervisory authority in the college of supervisors shares information which is relevant to the supervision of the group on a bilateral or multilateral basis with some of the other supervisory authorities in the college of supervisors, it shall report the information to the group supervisor within a reasonable time.
Če nadzorni organ v kolegiju nadzornikov informacije, ki so pomembne za nadzor skupine, dvostransko ali večstransko deli z nekaterimi drugimi nadzornimi organi v kolegiju nadzornikov, mora te informacije v razumnem roku sporočiti nadzorniku skupine.
The group supervisor shall ensure that the information is disseminated to all the other supervisory authorities concerned within the college of supervisors at or before the next meeting thereof.
Nadzornik skupine zagotovi, da se informacije sporočijo vsem drugim zadevnim nadzornim organom znotraj kolegija nadzornikov med ali pred naslednjim sestankom kolegija.
Where a supervisory authority in the college of supervisors receives information from a third party which is relevant to the supervision of the group and shares this information with some of the other supervisory authorities in the college of supervisors, it shall, to the fullest extent possible, subject to any confidentiality restrictions imposed by the third party or by law, report the information to the group supervisor within a reasonable time.
Če nadzorni organ v kolegiju nadzornikov od tretje osebe prejme informacije, ki so pomembne za nadzor skupine, in te informacije deli z nekaterimi drugimi nadzornimi organi v kolegiju nadzornikov, o teh informacijah ob upoštevanju morebitnih omejitev v zvezi z zaupnostjo, ki jih naloži tretja oseba ali določa zakonodaja, v razumnem roku čim bolj izčrpno poroča nadzorniku skupine.
Solvency and financial condition report
Poročilo o solventnosti in finančnem položaju
Regular supervisory report
Redno poročilo nadzorniku
Quantitative reporting templates
Predloge za kvantitativno poročanje
Main conclusions of the supervisory review process
Glavne ugotovitve postopka nadzornega pregleda
Other selected data
Drugi izbrani podatki
Participating undertaking
Udeleženo podjetje
Frequency
Rok
Deadline
Hčerinsko podjetje
Subsidiary
Drugo povezano podjetje
Other related undertaking
V pregledu so navedeni elementi informacij, ki se izmenjajo, vključno z relevantnimi deli opisnih poročil, ustreznimi predlogami za kvantitativno poročanje, glavnimi ugotovitvami po postopku nadzornega pregleda in drugimi izbranimi podatki ter roki in pogostostjo, kot je bilo dogovorjeno v kolegiju nadzornikov.
Elements of information to be exchanged including relevant parts of narrative reports, relevant quantitative reporting templates, the main conclusions following the supervisory review process and other selected data as well as deadlines and frequency, as agreed in the college of supervisors, shall be specified in the overview.
PRILOGA II
ANNEX II
Predložitev glavnih ugotovitev po postopku nadzornega pregleda
Submission of the main conclusions of the supervisory review process
Naziv posameznega podjetja ali skupine
Name of the individual undertaking or the group
Rezultat ocene tveganj in zadevnih načrtovanih nadzornih dejavnosti
Outcome of the risk assessment and the relevant planned supervisory activities
Opis
Description
Ugotovitve preverjanj/pregledov na kraju samem in dejavnosti izven njega
Findings of on-site examinations/inspections and off-site activities
Zadevni nadzorni ukrepi
Relevant supervisory measures
Glavne ugotovitve po postopku nadzornega pregleda vključujejo rezultat ocene tveganj, zadevne načrtovane nadzorne dejavnosti, ugotovitve preverjanj in pregledov na kraju samem ter dejavnosti izven njega in zadevne nadzorne ukrepe, ki so bili dogovorjeni v kolegiju nadzornikov.
Commission Implementing Regulation (EU) 2015/2015
Izvedbena uredba Komisije (EU) 2015/2015
laying down implementing technical standards on the procedures for assessing external credit assessments in accordance with Directive 2009/138/EC of the European Parliament and of the Council
o določitvi izvedbenih tehničnih standardov v zvezi s postopki za ocenjevanje zunanjih bonitetnih ocen v skladu z Direktivo 2009/138/ES Evropskega parlamenta in Sveta
Having regard to Directive 2009/138/EC of the European Parliament and of the Council of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) [1], and in particular the fourth subparagraph of Article 44(4a) thereof,
ob upoštevanju Direktive 2009/138/ES Evropskega parlamenta in Sveta z dne 25. novembra 2009 o začetku opravljanja in opravljanju dejavnosti zavarovanja in pozavarovanja (Solventnost II) [1] ter zlasti četrtega pododstavka člena 44(4a) Direktive,
Additional assessments of the appropriateness of the external credit assessments referred to in Article 44(4a) of Directive 2009/138/EC should constitute a critical and important activity as part of the risk-management system as they mitigate risks related to the calculation of the technical provisions and the Solvency Capital Requirement.
Dodatne ocene primernosti zunanjih bonitetnih ocen iz člena 44(4a) Direktive 2009/138/ES naj bi predstavljale ključno in pomembno dejavnost v okviru sistema upravljanja tveganj, saj zmanjšujejo tveganja, povezana z izračunom zavarovalno-tehničnih rezervacij in zahtevanega solventnostnega kapitala.
The procedural aspects of additional assessments are to be reflected in the policy on risk management of the insurance and reinsurance undertakings referred to in Article 41(3) of Directive 2009/138/EC as additional assessments are part of the risk-management system.
Postopkovni vidiki dodatnih ocen se morajo odražati v pravilih zavarovalnic in pozavarovalnic v zvezi z upravljanjem tveganj iz člena 41(3) Direktive 2009/138/ES, saj so dodatne ocene del sistema upravljanja tveganj.
The nature, scale and complexity of the business of insurance and reinsurance undertakings should be taken into account when these undertakings include the procedural aspects of additional assessments into their policy on risk management and document the results of the additional assessments and the way in which those assessments are carried out.
Ko te zavarovalnice in pozavarovalnice postopkovne vidike dodatnih ocen vključijo v svoja pravila v zvezi z upravljanjem tveganj in dokumentirajo rezultate dodatnih ocen in način, kako se te ocene izvajajo, je treba upoštevati naravo, obseg in kompleksnost poslovanja zavarovalnic in pozavarovalnic.
Policy on risk management
Pravila glede upravljanja tveganj
For the purpose of assessing the appropriateness of external credit assessments used in the calculation of technical provisions and the Solvency Capital Requirement by way of additional assessments referred to in Article 44(4a) of Directive 2009/138/EC, insurance and reinsurance undertakings shall include in their policy on risk management the following:
Za ocenjevanje primernosti zunanjih bonitetnih ocen, uporabljenih pri izračunu zavarovalno-tehničnih rezervacij in zahtevanega solventnostnega kapitala, na podlagi dodatnih ocen iz člena 44(4a) Direktive 2009/138/ES zavarovalnice in pozavarovalnice v svoja pravila za upravljanje tveganj vključijo:
the scope and frequency of the additional assessments;
obseg in pogostost dodatnih ocen;
the manner in which the additional assessments are carried out, including the assumptions on which they are based;
način izvajanja dodatnih ocen, vključno s predpostavkami, na katerih temeljijo;
the frequency of the regular review of the additional assessments and the conditions requiring an ad hoc review of the additional assessments.
pogostost rednega pregledovanja dodatnih ocen in pogojev, ki zahtevajo ad hoc pregled dodatnih ocen.
Tasks of the risk-management function
Naloge funkcije upravljanja tveganj
Insurance and reinsurance undertakings shall ensure that the risk-management function covers the additional assessments in accordance with the risk management policy referred to in Article 1 and duly considers the results of the additional assessments in the calculation of technical provisions and the Solvency Capital Requirement.
Zavarovalnice in pozavarovalnice zagotovijo, da funkcija upravljanja tveganj skrbi za dodatne ocene v skladu s pravili za upravljanje tveganj iz člena 1 in ustrezno upošteva rezultate dodatnih ocen pri izračunu zavarovalno-tehničnih rezervacij in zahtevanega solventnostnega kapitala.
Information used for the additional assessments
Informacije, ki se uporabijo za dodatne ocene
When carrying out the additional assessments the insurance and reinsurance undertakings shall use information that is derived from reliable sources that are up to date.
Zavarovalnice in pozavarovalnice pri izvajanju dodatnih ocen uporabljajo informacije iz zanesljivih in aktualnih virov.
Review of additional assessments
Pregled dodatnih ocen
In accordance with Article 41(3) of Directive 2009/138/EC, insurance and reinsurance undertakings shall at least annually review their additional assessments.
V skladu s členom 41(3) Direktive 2009/138/ES zavarovalnice in pozavarovalnice vsaj enkrat na leto pregledajo svoje dodatne ocene.
Insurance and reinsurance undertakings shall also review the additional assessments on an ad hoc basis, whenever any of the conditions under Article 1(c) take place or if the assumptions on which those assessments are based are no longer valid.
Zavarovalnice in pozavarovalnice dodatne ocene pregledujejo tudi ad hoc, če so izpolnjeni pogoji iz člena 1(c) ali če predpostavke, na katerih temeljijo ocene, ne veljajo več.
Insurance and reinsurance undertakings shall document the following:
Zavarovalnice in pozavarovalnice dokumentirajo:
the manner in which the additional assessments are carried out and the results of those assessments;
način izvedbe dodatnih ocen in rezultate teh ocen;
the extent to which the results of the additional assessments are taken into account in the calculation of technical provisions and the Solvency Capital Requirement.
obseg, v katerem so rezultati dodatnih ocen upoštevani pri izračunu zavarovalno-tehničnih rezervacij in zahtevanega solventnostnega kapitala.
Commission Implementing Regulation (EU) 2015/2016
Izvedbena uredba Komisije (EU) 2015/2016
laying down the implementing technical standards with regard to the equity index for the symmetric adjustment of the standard equity capital charge in accordance with Directive 2009/138/EC of the European Parliament and of the Council
o določitvi izvedbenih tehničnih standardov v zvezi z indeksom lastniških vrednostnih papirjev za simetrično prilagoditev standardne kapitalske zahteve lastniških vrednostnih papirjev v skladu z Direktivo 2009/138/ES Evropskega parlamenta in Sveta
Having regard to Directive 2009/138/EC of 25 November 2009 of the European Parliament and of the Council on the taking up and pursuit of the business of Insurance and Reinsurance (Solvency II) [1], and in particular Article 109a(2)(b) thereof,
ob upoštevanju Direktive 2009/138/ES Evropskega parlamenta in Sveta z dne 25. novembra 2009 o začetku opravljanja in opravljanju dejavnosti zavarovanja in pozavarovanja (Solventnost II) [1] in zlasti člena 109a(2)(b) Direktive,
In order to ensure that the equity index measures the market price of a diversified portfolio of equities which is representative of the nature of equities typically held by insurance and reinsurance undertakings, as required by Article 172 of Commission Delegated Regulation (EU) 2015/35 [2], it should be composed of several existing equity indices for relevant markets.
Za zagotovitev, da se z indeksom lastniških vrednostnih papirjev meri tržna cena razpršenega portfelja lastniških vrednostnih papirjev, ki je reprezentativen za vrsto lastniških vrednostnih papirjev, ki jih običajno držijo zavarovalnice in pozavarovalnice, kot zahteva člen 172 Delegirane uredbe Komisije (EU) 2015/35 [2], bi moralo indeks sestavljati več obstoječih indeksov lastniških vrednostnih papirjev za zadevne trge.
In order to make the levels of those equity indices comparable, the level of each index at the beginning of the appropriate period of time referred to in Article 106(2) of Directive 2009/138/EC should be set at 100 percentage points.
Da bi se dosegla primerljivost ravni navedenih indeksov lastniških vrednostnih papirjev, bi bilo treba raven vsakega indeksa na začetku primernega časovnega obdobja iz člena 106(2) Direktive 2009/138/ES določiti na 100 odstotnih točk.
The value of an equity index fluctuates during the day.
Vrednost indeksa lastniških vrednostnih papirjev čez dan niha.
It is therefore necessary to clarify which value shall be used for a given day.
Zato je treba pojasniti, katera vrednost se mora uporabiti za določen dan.
As stock exchanges are not open every day for trading it is also necessary to specify for which days the levels of the equity index have to be calculated.
Ker borze niso vsak dan odprte za trgovanje, je treba določiti tudi, za katere dneve je treba izračunati ravni indeksa lastniških vrednostnih papirjev.
For this reason the terms ‘last level’ and ‘working day’ should be defined.
Zato bi bilo treba opredeliti pojma „zadnja raven“ in „delovni dan“.
The equity index should comply with the requirements laid down in Article 172 of Delegated Regulation (EU) 2015/35.
Indeks lastniških vrednostnih papirjev bi moral biti skladen z zahtevami iz člena 172 Delegirane uredbe (EU) 2015/35.