natgillin/translations-raw huggingface dataset:
If the competent authority of a host Member State becomes aware of any breaches of obligations occurring within its territory, it should inform the competent authority of the home Member State which should then be obliged to take the appropriate measures.
Če je pristojni organ države članice gostiteljice seznanjen s kršitvami obveznosti, do katerih pride na njihovem ozemlju, bi moral obvestiti pristojni organ matične države članice, ki bi moral nato sprejeti ustrezne ukrepe.
Such is the case, in particular, as regards breaches of the rules on good repute, professional knowledge and competence requirements or on the conduct of business.
To velja zlasti glede kršitev pravil o dobrem ugledu, zahtevah o strokovnem znanju in sposobnostih ali poslovanju.
Moreover, the competent authority of the host Member State should be entitled to intervene if the home Member State fails to take appropriate measures or if the measures taken are insufficient.
Poleg tega bi moral pristojni organ države članice gostiteljice imeti pravico, da ukrepa, če matična država članica ne sprejme ustreznih ukrepov ali če sprejeti ukrepi niso zadostni.
In the case of the establishment of a branch or a permanent presence in another Member State, it is appropriate to distribute responsibility for enforcement between home and host Member States.
V primeru ustanovitve podružnice ali stalnega predstavništva v drugi državi članici je ustrezno, da se odgovornost za izvrševanje ustrezno porazdeli med matično državo članico in državami članicami gostiteljicami.
While responsibility for compliance with obligations affecting the business as a whole — such as the rules on professional requirements — should remain with the competent authority of the home Member State under the same regime as in the case of provision of services, the competent authority of the host Member State should assume responsibility for enforcing the rules on information requirements and conduct of business with regard to the services provided within its territory.
Čeprav bi moral pristojni organ matične države članice ohraniti odgovornost za skladnost z obveznostmi, ki se nanašajo na poslovanje kot celoto, kot so pravila o pogojih za opravljanje poklica, in sicer na podlagi enake ureditve kot pri opravljanju storitev, bi moral pristojni organ države članice gostiteljice prevzeti odgovornost za izvrševanje pravil o zahtevah glede obveščanja in poslovanja v zvezi s storitvami, ki jih opravlja na njenem ozemlju.
However, if the competent authority of a host Member State becomes aware of any breaches of obligations occurring within its territory with respect to which this Directive does not confer responsibility on the host Member State, it should inform the competent authority of the home Member State which should then be obliged to take the appropriate measures.
Če pa je pristojni organ države članice gostiteljice seznanjen s kršitvami obveznosti, do katerih pride na njenem ozemlju in glede katerih se s to direktivo odgovornost ne prenese na državo članico gostiteljico, bi moral obvestiti pristojni organ matične države članice, ki bi moral nato sprejeti ustrezne ukrepe.
Such is the case in particular as regards breaches of the rules on good repute, professional knowledge and competence requirements.
To velja zlasti glede kršitev pravil o zahtevah glede dobrega ugleda, strokovnega znanja in sposobnosti.
The competent authorities of the Member States should have at their disposal all means necessary to ensure the orderly pursuit of business by insurance and reinsurance intermediaries and ancillary insurance intermediaries throughout the Union, whether pursued in accordance with the freedom of establishment or the freedom to provide services.
Pristojni organi držav članic bi morali imeti na voljo vsa potrebna sredstva za zagotovitev pravilnega poslovanja zavarovalnih posrednikov, pozavarovalnih posrednikov in posrednikov dopolnilnih zavarovanj v Uniji, bodisi v skladu z uresničevanjem svobode ustanavljanja ali svobode opravljanja storitev.
In order to ensure the effectiveness of supervision, all actions taken by the competent authorities should be proportionate to the nature, scale and complexity of the risks inherent in the business of a particular distributor, regardless of the importance of the distributor concerned for the overall financial stability of the market.
Da bi zagotovili učinkovitost nadzora, bi morali biti vsi ukrepi, ki jih sprejmejo pristojni organi, sorazmerni z naravo, obsegom in zahtevnostjo tveganj, povezanih s poslovanjem določenega distributerja, ne glede na pomen distributerja za splošno finančno stabilnost trga.
Member States should establish a single information point which gives access to their registers for insurance, reinsurance and ancillary insurance intermediaries.
Države članice bi morale vzpostaviti enotno informacijsko točko, ki bi omogočala dostop do registrov zavarovalnih posrednikov, pozavarovalnih posrednikov in posrednikov dopolnilnih zavarovanj.
That single information point should also provide a hyperlink to each relevant competent authority in each Member State.
Ta enotna informacijska točka bi morala nuditi tudi spletno povezavo do posameznih ustreznih pristojnih organov v vsaki državi članici.
In order to enhance transparency and facilitate cross-border trade, the European Insurance and Occupational Pensions Authority (EIOPA) established by Regulation (EU) No 1094/2010 of the European Parliament and of the Council should establish, publish and keep up-to-date a single electronic database containing a record of each insurance, reinsurance and ancillary insurance intermediary which has notified an intention to exercise its freedom of establishment or to provide services.
Da bi okrepili preglednost ter spodbudili čezmejno trgovanje, bi moral Evropski organ za zavarovanja in poklicne pokojnine (EIOPA), ustanovljen z Uredbo (EU) št. 1094/2010 Evropskega parlamenta in Sveta, vzpostaviti, objaviti in redno posodabljati enotno elektronsko zbirko podatkov z evidenco o vsakem zavarovalnem posredniku, pozavarovalnem posredniku in posredniku dopolnilnih zavarovanj, ki je priglasil namero za uresničevanje svobode ustanavljanja ali opravljanja storitev.
Member States should provide relevant information to EIOPA promptly to enable it to do this.
Države članice bi morale EIOPA pravočasno posredovati ustrezne informacije, da bi mu omogočile opravljanje navedenega.
The database should provide a hyperlink to each relevant competent authority in each Member State.
Zbirka podatkov bi morala nuditi spletno povezavo do vsakega ustreznega pristojnega organa v vsaki državi članici.
Each competent authority of each Member State should provide on its website a hyperlink to the database.
Spletno mesto vsakega pristojnega organa vsake države članice pa bi moralo nuditi spletno povezavo do zbirke podatkov.
Any permanent presence of an intermediary in the territory of another Member State that is equivalent to a branch should be treated in the same way as a branch, unless the intermediary lawfully sets up the presence in another legal form.
Vsako stalno predstavništvo posrednika na ozemlju druge države članice, ki je enakovredna podružnici, bi bilo treba obravnavati enako kot podružnico, razen če posrednik zakonito ne vzpostavi predstavništva v drugi pravni obliki.
Such could be the case, depending on further circumstances, even where that presence does not formally take the form of a branch but consists merely of an office managed by the own staff of the intermediary or by a person who is independent but has permanent authority to act for the intermediary in the same way as an agency would.
Odvisno od drugih okoliščin to lahko velja tudi, kadar to predstavništvo ni v obliki podružnice, temveč obsega le pisarno, ki jo vodi osebje pri posredniku ali neodvisna oseba, ki ima stalno pooblastilo, da deluje za posrednika, enako kot bi delovalo zastopstvo.
The relative rights and responsibilities of home and host Member States in respect of the supervision of insurance, reinsurance and ancillary insurance intermediaries registered by them or carrying on insurance or reinsurance distribution activities within their territory in exercise of the rights of freedom of establishment or freedom to provide services should be clearly established.
Relativne pravice in obveznosti matične države članice in države članice gostiteljice v zvezi z nadzorom zavarovalnih posrednikov, pozavarovalnih posrednikov in posrednikov dopolnilnih zavarovanj, ki so registrirani pri njiju ali ki pri uresničevanju svobode ustanavljanja ali svobode opravljanja storitev opravljajo dejavnost distribucije zavarovalnih ali pozavarovalnih produktov na njunem ozemlju, bi morale biti jasno določene.
In order to deal with situations where an insurance or ancillary insurance intermediary is established in a Member State with the sole purpose of avoiding compliance with the rules of another Member State which is the place where it entirely or principally carries out its activity, the possibility for the host Member State to take precautionary measures may be an appropriate solution where its activity seriously endangers the proper functioning of the insurance and reinsurance market of the host Member State, and should not be prevented by this Directive.
Rešitev za situacije, ko imajo zavarovalni posredniki ali posredniki dopolnilnih zavarovanj sedež v državi članici samo zato, da se izognejo izpolnjevanju pravil druge države članice, kjer v celoti ali večinoma opravljajo svojo dejavnost, bi utegnila biti možnost, da država članica gostiteljica sprejme preventivne ukrepe, kadar je zaradi dejavnosti takih posrednikov resno ogroženo pravilno delovanje njenega zavarovalniškega in pozavarovalniškega trga, in je ta direktiva ne bi smela omejevati.
However, those measures should not be an obstacle to the freedom to provide services and the freedom of establishment, nor an access barrier to cross-border activity.
Vendar ti ukrepi ne bi smeli omejevati svobode opravljanja storitev in svobode ustanavljanja ali ovirati čezmejne dejavnosti.
It is important to guarantee a high level of professionalism and competence among insurance, reinsurance and ancillary insurance intermediaries and the employees of insurance and reinsurance undertakings who are involved in activities preparatory to, during and after the sales of insurance and reinsurance policies.
Pomembno je zagotoviti visoko raven strokovnosti in usposobljenosti zavarovalnih posrednikov, pozavarovalnih posrednikov, posrednikov dopolnilnih zavarovanj ter zaposlenih pri zavarovalnicah in pozavarovalnicah, ki so vključene v dejavnosti v zvezi s pripravo in prodajo zavarovalnih ter pozavarovalnih polic ter podistribucijskimi dejavnostmi, ki so z njimi povezane.
Therefore, the professional knowledge of intermediaries and ancillary insurance intermediaries and of the employees of insurance and reinsurance undertakings needs to match the level of complexity of those activities.
Torej mora strokovno znanje posrednikov in posrednikov dopolnilnih zavarovanj ter zaposlenih pri zavarovalnicah in pozavarovalnicah ustrezati kompleksnosti teh dejavnosti.
Ancillary insurance intermediaries should be required to know the terms and conditions of the policies they distribute and, where applicable, rules on handling claims and complaints.
Za posrednike dopolnilnih zavarovanj bi morala veljati obveznost, da poznajo pogoje polic, ki jih distribuirajo, in po potrebi tudi pravila o obravnavanju zahtevkov in pritožb.
Continuing training and development should be ensured.
Zagotoviti bi bilo treba stalno usposabljanje in razvoj.
Such training and development could encompass various types of facilitated learning opportunities including courses, e-learning and mentoring.
Tako usposabljanje in razvoj bi lahko zajemalo spodbujanje različnih možnosti za učenje, vključno s tečaji, e-učenjem in mentorstvom.
Issues of form, substance and required certificates or other appropriate evidence, such as a record in a register or the successful completion of an exam, should be regulated by the Member States.
Vprašanja, ki se nanašajo na obliko, vsebino in zahtevana potrdila ali druga ustrezna dokazila, kot je vnos v register ali uspešno opravljen izpit, bi morale urejati države članice.
The requirements relating to integrity contribute to a sound and reliable insurance sector and to the objective of the adequate protection of policyholders.
Zahteve glede integritete prispevajo k zdravemu in zanesljivemu zavarovalniškemu sektorju ter k cilju ustrezne zaščite imetnikov zavarovalnih polic.
Those requirements include having a clean criminal record or any other national equivalent in relation to certain offences such as offences under legislation on financial services, offences concerning dishonesty, fraud or financial crime and other offences under company law, bankruptcy law or insolvency law.
Te zahteve vključujejo nekaznovanost ali druge nacionalne ustreznice v zvezi z določenimi kaznivimi dejanji, kot so kazniva dejanja na podlagi zakonodaje o finančnih storitvah, kazniva dejanja v zvezi z nepoštenostjo, goljufijami ali finančnim kriminalom ter druga kazniva dejanja na področju prava gospodarskih družb, stečajnega prava ali insolvenčnega prava.
It is equally important that relevant persons within the management structure of an insurance, reinsurance or ancillary insurance intermediary who are involved in the distribution of insurance or reinsurance products, as well as the relevant employees of an insurance or reinsurance distributor directly involved in insurance or reinsurance distribution, possess an appropriate level of knowledge and competence in relation to the distribution activity.
Enako pomembno je tudi, da imajo ustrezne osebe v vodstveni strukturi zavarovalnega posrednika, pozavarovalnega posrednika ali posrednika dopolnilnih zavarovanj, ki so vključene v distribucijo zavarovalnih ali pozavarovalnih produktov, ter ustrezni zaposleni pri distributerju zavarovanj ali pozavarovanj, ki so neposredno vključeni v distribucijo zavarovalnih in pozavarovalnih produktov, ustrezno raven znanja in sposobnosti glede dejavnosti distribucije.
The appropriateness of the level of knowledge and competence should be assured by the application of specific knowledge and professional requirements to those persons.
Ustrezno raven znanja in sposobnosti bi bilo treba zagotoviti z izpolnjevanjem posebnih zahtev glede znanja in strokovnosti, ki veljajo za te osebe.
Member States should not need to consider as relevant persons those managers or employees not directly involved in the distribution of insurance or reinsurance products.
Državam članicam pa ne bi bilo treba obravnavati kot ustrezne osebe tiste člane vodstva ali zaposlene, ki niso neposredno vključeni v distribucijo zavarovalnih ali pozavarovalnih produktov.
Concerning insurance and reinsurance intermediaries and undertakings, all employees directly involved in the distribution activity should be expected to possess an appropriate level of knowledge and competence, with certain exceptions, such as for those who are devoted solely to administrative tasks.
Pri zavarovalnih in pozavarovalnih posrednikih ter zavarovalnicah in pozavarovalnicah bi bilo treba za vse zaposlene, ki so neposredno vključeni v dejavnost distribucije, pričakovati, da imajo ustrezno raven znanja in sposobnosti, razen za določene izjeme, kot so osebe, ki se ukvarjajo samo z upravnimi nalogami.
Concerning ancillary insurance intermediaries, at least the persons responsible for ancillary insurance distribution should be considered among the relevant employees who are expected to possess an appropriate level of knowledge and competence.
Pri posrednikih dopolnilnih zavarovanj bi bilo treba kot ustrezne zaposlene, za katere se pričakuje, da imajo ustrezno znanje in sposobnosti, šteti vsaj osebe, odgovorne za distribucijo dopolnilnih zavarovanj.
Where the insurance and reinsurance distributor is a legal person, the persons within the management structure in charge of executing policies and procedures relating to the activity of distribution of insurance or reinsurance products should also abide by appropriate knowledge and competence requirements.
Kadar je distributer zavarovalnih in pozavarovalnih proizvodov pravna oseba, bi morale zahteve glede ustreznega znanja in sposobnosti izpolnjevati tudi osebe v vodstveni strukturi, ki so zadolžene za izvrševanje politik in postopkov, povezanih z dejavnostjo distribucije zavarovalnih ali pozavarovalnih produktov.
To that end, the person who is responsible for the activity of insurance or reinsurance distribution within the insurance, reinsurance and ancillary insurance intermediary should always abide by the knowledge and competence requirements.
V ta namen bi morala oseba, ki je pri zavarovalnem posredniku, pozavarovalnem posredniku in posredniku dopolnilnih zavarovanj odgovorna za dejavnost distribucije zavarovalnih ali pozavarovalnih produktov, izpolnjevati zahteve glede znanja in sposobnosti.
For insurance intermediaries and insurance undertakings that advise on, or sell, insurance-based investment products to retail customers, Member States should ensure that they possess an appropriate level of knowledge and competence in relation to the products offered.
Države članice bi morale zagotoviti, da imajo zavarovalni posredniki in zavarovalnice, ki neprofesionalnim strankam svetujejo o zavarovalnih naložbenih produktih ali jih prodajajo, ustrezno raven znanja in usposobljenosti glede produktov v ponudbi.
Such knowledge and competence are particularly important given the increased complexity and continuous innovation in the design of insurance-based investment products.
Tako znanje in usposobljenost sta še posebej pomembna zaradi vedno večje kompleksnosti in stalnih inovacij pri oblikovanju zavarovalnih naložbenih produktov.
Buying an insurance-based investment product implies a risk and investors should be able to rely on the information and quality of assessments provided.
Nakup zavarovalnega naložbenega produkta spremlja tveganje in vlagatelji bi morali vedeti, da se lahko zanesejo na informacije in kakovost opravljene ocene.
Furthermore, employees should be given adequate time and resources to be able to provide all relevant information to customers about the products that they provide.
Poleg tega bi morali imeti zaposleni dovolj časa in primerne vire, da lahko strankam zagotovijo vse relevantne informacije o produktih, ki jih ponujajo.
The coordination of national provisions on professional requirements and registration of persons taking up and pursuing the activity of insurance or reinsurance distribution can contribute both to the completion of the internal market for financial services and to the enhancement of consumer protection in this field.
Uskladitev nacionalnih predpisov o pogojih za opravljanje poklica in registracijo oseb, ki sprejmejo in opravljajo dejavnost distribucije zavarovalnih ali pozavarovalnih produktov, lahko prispeva tako k dopolnitvi notranjega trga finančnih storitev kakor tudi k večjemu varstvu potrošnikov na tem področju.
In order to enhance cross-border trade, principles regulating mutual recognition of intermediaries’ knowledge and abilities should be introduced.
Da bi okrepili čezmejno trgovanje, bi bilo treba uvesti načela za ureditev medsebojnega priznavanja znanja in sposobnosti posrednikov.
Despite the existing single passport systems for insurers and intermediaries, the insurance market in the Union remains very fragmented.
Kljub veljavnim sistemom enotne licence za zavarovatelje in posrednike je zavarovalniški trg Unije še vedno zelo razdrobljen.
In order to facilitate cross-border business and enhance transparency for customers, Member States should ensure publication of the ‘general good’ rules applicable in their territories, and a single electronic register and information on all Member States’ ‘general good’ rules applicable to insurance and reinsurance distribution should be made publicly available.
Za spodbujanje čezmejnega poslovanja in okrepitev preglednosti za stranke bi morale države članice zagotoviti objavo pravil o splošnih koristih, ki veljajo na njihovih ozemljih, enoten elektronski register in informacije glede pravil o splošnih koristih vseh držav članic, ki veljajo za distribucijo zavarovalnih in pozavarovalnih produktov, pa bi morali biti javno dostopni.
Cooperation and exchange of information between the competent authorities are essential in order to protect customers and ensure the soundness of insurance and reinsurance business in the internal market.
Sodelovanje in izmenjava informacij med pristojnimi organi sta bistvena za varstvo strank in zagotavljata zdravo zavarovalno in pozavarovalno poslovanje na notranjem trgu.
The exchange of information should in particular be promoted, both in the process of registration and on an ongoing basis, with reference to information concerning the good repute and the professional and knowledge competences of persons responsible for carrying out the activity of an insurance or reinsurance distributor.
Zlasti bi bilo treba spodbujati izmenjavo informacij, tako pri postopku registracije kot sproti, kar velja za informacije, ki se nanašajo na dober ugled ter strokovnost in znanje oseb, odgovornih za izvajanje dejavnosti distribucije zavarovalnih ali pozavarovalnih produktov.
There is a need for appropriate and effective out-of-court complaint and redress procedures in the Member States in order to settle disputes between insurance distributors and customers using, where appropriate, existing procedures.
V državah članicah so potrebni primerni in učinkoviti zunajsodni pritožbeni in odškodninski postopki za urejanje sporov med distributerji zavarovalnih produktov in strankami, v katerih bi se, kadar je ustrezno, uporabljali obstoječi postopki.
Those procedures should be available to deal with disputes concerning rights and obligations under this Directive.
Ti postopki bi morali biti na voljo za reševanje sporov glede pravic in obveznosti iz te direktive.
Such out-of-court complaint and redress procedures should seek to achieve a quicker and less expensive settlement of disputes between insurance distributors and customers.
Cilj takih zunajsodnih pritožbenih in odškodninskih postopkov bi moral biti doseči hitrejšo in cenejšo poravnavo sporov med distributerji zavarovalnih produktov in strankami.
The expanding range of activities that many insurance intermediaries and undertakings carry on simultaneously has increased potential for conflicts of interest between those different activities and the interests of their customers.
Rastoč nabor dejavnosti, s katerimi se hkrati ukvarjajo številni zavarovalni posredniki in zavarovalnice, je povečal možnost nasprotja interesov med temi različnimi dejavnostmi in interesi njihovih strank.
It is therefore necessary to provide for rules to ensure that such conflicts of interest do not adversely affect the interests of the customer.
Zato je treba določiti pravila, s katerimi bi zagotovili, da taka nasprotja interesov ne bodo škodovala interesom strank.
Customers should be provided in advance with clear information about the status of the persons who sell insurance products and about the type of remuneration which they receive.
Strankam bi morale biti vnaprej posredovane jasne informacije glede statusa oseb, ki prodajajo zavarovalni produkt, in glede vrste plačila, ki ga te osebe prejmejo.
Such information should be given to the customer at the pre-contractual stage.
Take informacije bi morala stranka dobiti v predpogodbeni fazi.
Its role is to show the relationship between the insurance undertaking and the intermediary, where applicable, as well as the type of the intermediary’s remuneration.
Vloga navedenega je pokazati razmerje med zavarovalnico in posrednikom, kadar je potrebno, ter vrsto plačil posrednikom.