natgillin/translations-raw huggingface dataset:
The issuer, the originator and the sponsor of a structured finance instrument may designate one or multiple reporting entities that publish the information required pursuant to Articles 3 and 4, and Article 5(3) of this Regulation on the website referred to in Article 8b(4) of Regulation (EC) No 1060/2009 (the SFIs website).
Namen kredita.
Those entities shall publish the required information on the SFIs website in accordance with Articles 4 to 7 of this Regulation.
Čas trajanja kredita
The issuer, the originator and the sponsor of a structured finance instrument that has designated the entity or entities referred to in paragraph 1 shall notify ESMA without undue delay of any entity designated in accordance with that paragraph.
Prvotna zapadlost (število mesecev).
That designation shall be without prejudice to the responsibility of the issuer, the originator and the sponsor to comply with Article 8b of Regulation (EC) No 1060/2009.
Valuta, v kateri je denominiran kredit
Information to be reported
Valuta, v kateri je denominiran kredit.
Where a structured finance instrument is backed by any of the underlying assets referred to in Article 4, the reporting entity shall provide the following information to the SFIs website:
Prvotno stanje
loan level information through the standardised disclosure templates included in Annexes I to VII;
Prvotno stanje kredita (vključno z opravninami).
where applicable to a structured finance instrument, the following documents, including a detailed description of the waterfall of payments of the structured finance instrument:
Tekoče stanje
the final offering document or prospectus, together with the closing transaction documents, including any public documents referenced in the prospectus or which govern the workings of the transaction and excluding legal opinions;
Znesek neodplačanega kredita od presečnega datuma skupine.
the asset sale agreement, assignment, novation or transfer agreement and any relevant declaration of trust;
Navedejo se vsi zneski, ki so zavarovani s hipoteko in bodo v poslu opredeljeni kot glavnica.
the servicing, back-up servicing, administration and cash management agreements;
Vrsta odplačila
the trust deed, security deed, agency agreement, account bank agreement, guaranteed investment contract, incorporated terms or master trust framework or master definitions agreement;
Vrsta odplačila glavnice.
any relevant inter-creditor agreements, swap documentation, subordinated loan agreements, start-up loan agreements and liquidity facility agreements;
Pogostost plačil
any other underlying documentation that is essential for the understanding of the transaction;
Pogostost zapadlih plačil, tj. število mesecev med plačili.
where a prospectus has not been drawn up in compliance with Directive 2003/71/EC of the European Parliament and of the Council [4], a transaction summary or overview of the main features of a structured finance instrument, including:
Zapadlost plačila
deal structure;
Zapadlost periodičnega pogodbenega plačila (zapadlost plačila, če ne velja nobena druga ureditev glede plačila).
the asset characteristics, cash flows, credit enhancement and liquidity support features;
Način plačila
the note holder voting rights, the relationship between note holders and other secured creditors in a transaction;
Način plačila glavnice.
a list of all triggers and events referred to in the documents provided to the SFIs website in accordance with point (b) that could have a material impact on the performance of the structured finance instruments;
Obrestna mera
the structure diagrams containing an overview of the transaction, the cash flows and the ownership structure;
Vrsta obrestne mere
the investor reports, containing the information included in Annex VIII.
Vrsta obrestne mere.
Underlying assets
Tekoči indeks obrestne mere
The information requirements set out in Article 3 shall apply to structured finance instruments backed by the following underlying assets:
Tekoči indeks obrestne mere (referenčna mera, na podlagi katere se določi hipotekarna obrestna mera).
residential mortgages:
Tekoča obrestna mera.
this class of structured finance instruments includes structured finance instruments backed by prime and non-prime mortgages and home equity loans.
Tekoča obrestna mera (v %).
For this class of structured finance instruments, the information included in the template in Annex I shall be provided to the SFIs website;
Marža tekoče obrestne mere
commercial mortgages:
Marža tekoče obrestne mere (pri kreditih s fiksno obrestno mero je to isto kot tekoča obrestna mera, pri kreditih s spremenljivo obrestno mero pa je to marža nad indeksno stopnjo (ali pod indeksno stopnjo, če se vnese kot negativna)).
this class of structured finance instruments includes structured finance instruments backed by retail or office property loans, hospital loans, care residences, storage facilities, hotel loans, nursing facilities, industrial loans, and multifamily properties.
Interval ponovne določitve obrestne mere
For this class of structured finance instruments, the information included in the template in Annex II shall be provided to the SFIs website;
Interval, v katerem se ponastavi obrestna mera, v mesecih (za kredite s spremenljivo obrestno mero).
loans to small and medium-sized enterprises:
Marža ob prvi spremembi
for this class of structured finance instruments, the information included in the template in Annex III shall be provided to the SFIs website;
Kreditna marža na datum prve spremembe (v %).
auto-loans:
Datum prve spremembe obresti
for this class of structured finance instruments, the information included in the template in Annex IV shall be provided to the SFIs website;
Datum naslednje spremembe obrestne mere (npr. sprememba diskontirane marže, določeno obdobje se izteče, kredit se ponovno določi itd. To ni datum naslednje ponastavitve obrestne mere Libor).
consumer loans:
Marža ob drugi spremembi
for this class of structured finance instruments, the information included in the template in Annex V shall be provided to the SFIs website;
Kreditna marža na datum druge spremembe (v %).
for this class of structured finance instruments, the information included in the template in Annex VI shall be provided to the SFIs website;
Datum druge spremembe obrestne mere.
leases to individuals and/or businesses:
Marža ob tretji spremembi
for this class of structured finance instruments, the information included in the template in Annex VII shall be provided to the SFIs website.
Kreditna marža na datum tretje spremembe (v %).
Frequency of reporting
Datum tretje spremembe obresti
The information set out in Article 3(a) and (d) shall be made available on a quarterly basis, no later than one month following the due date for payment of interest on the structured finance instrument concerned.
Datum tretje spremembe obrestne mere.
The information set out in Article 3(b) and (c) shall be made available without delay after the issuance of a structured finance instrument.
Spremenjeni indeks obrestne mere
In addition to the requirements set out in paragraphs 1 and 2:
Naslednji indeks obrestne mere.
where the requirements laid down in Article 17 of Regulation (EU) No 596/2014 of the European Parliament and of the Council [5] on insider dealing and market manipulation (market abuse) apply also in relation to a structured finance instrument, any disclosure of information pursuant to that article shall also subsequently be published without delay on the SFIs website by the reporting entity;
Nepremičnina in dodatno zavarovanje
where point (a) does not apply, the reporting entity shall disclose without delay on the SFIs website any significant change or event in any of the following cases:
Poštna številka nepremičnine
a breach of the obligations laid down in the documents provided in accordance with Article 3(b);
Navedeta se najmanj prva dva znaka.
structural features that can materially impact on the performance of the structured finance instrument;
Vrsta nepremičnine
the risk characteristics of the structured finance instrument and of the underlying assets.
Vrsta nepremičnine.
The reporting entity shall submit data files in accordance with the reporting system of the SFIs website and the technical instructions to be provided by ESMA on its website.
Prvotno razmerje med vrednostjo kredita in vrednostjo vozila
ESMA shall publish those technical instructions on its website at the latest on 1 July 2016.
Prvotno razmerje med vrednostjo odobrenega kredita in vrednostjo zastavljenih nepremičnin (LTV) originatorja.
The reporting entity shall store the files sent to and received by the SFIs website in electronic form for at least five years.
Za podrejene kredite se navede združeno ali skupno razmerje med vrednostjo kredita in vrednostjo zastavljenih nepremičnin.
Upon request, those files shall be made available by the reporting entity or the issuer, the originator or the sponsor to the sectoral competent authorities as defined in Article 3(1)(r) of Regulation (EC) No 1060/2009.
Znesek, določen s cenitvijo
Where the reporting entity or the issuer, the originator or the sponsor, identifies factual errors in the data that has been provided to the SFIs website they shall correct the relevant data without undue delay.
Vrednost nepremičnine na datum zadnjega predplačila kredita pred listninjenjem.
Reporting between the date of entry into force and the date of application
Zneski, določeni s cenitvijo, so v enaki valuti kot kredit.
With respect to the structured finance instruments issued in the time period between the date of entry into force and the date of application of this Regulation, the issuer, the originator and the sponsor shall comply with the reporting requirements laid down in this Regulation only in relation to the structured finance instruments which are still outstanding at the date of application of this Regulation.
Način prvotne cenitve
The issuer, the originator and the sponsor shall not be required to keep a backlog of the information required pursuant to this Regulation between the date of entry into force and the date of application of this Regulation.
Način cenitve ob nastanku.
It shall apply from 1 January 2017.
Datum cenitve
However, Article 6(2) shall apply from the date of entry into force of this Regulation.
Datum zadnje cenitve nepremičnine na datum zadnjega predplačila kredita pred listninjenjem.
Directive 2003/71/EC of the European Parliament and of the Council of 4 November 2003 on the prospectus to be published when securities are offered to the public or admitted to trading and amending Directive 2001/34/EC (OJ L 345, 31.12.2003, p.
Tekoče razmerje med vrednostjo kredita in vrednostjo zastavljenih nepremičnin
64).
Tekoče razmerje med vrednostjo kredita in vrednostjo zastavljenih nepremičnin (LTV) originatorja.
Regulation (EU) No 596/2014 of the European Parliament and of the Council of 16 April 2014 on market abuse (market abuse regulation) and repealing Directive 2003/6/EC of the European Parliament and of the Council and Commission Directives 2003/124/EC, 2003/125/EC and 2004/72/EC (OJ L 173, 12.6.2014, p.
Znesek, določen s tekočo cenitvijo
1).
Najnovejši znesek, določen s cenitvijo (če je bilo ob zasegu podanih več cenitev, se navede najnižji znesek).
Reporting template for structured finance instruments backed by residential mortgages
Način tekoče cenitve
ASSETS:
Način tekoče cenitve.
Field Name
Datum tekoče cenitve
Static/Dynamic
Datum najnovejše cenitve.
Data Type
Informacije o rezultatih
Field Definition and Criteria
Status računa
Pool Cut-off Date
Tekoči status računa.
Dynamic
Stanje zaostalih plačil
Date
Tekoče stanje zaostalih plačil.
Pool or portfolio cut-off date.
Morebitne opravnine, zaračunane za račun, se ne navedejo.
All dates take YYYY-MM-DD format.
Število mesecev v zaostanku
Pool Identifier
Število mesecev, ko je v skladu z opredelitvijo izdajatelja odplačevanje kredita v zaostanku (na presečni datum skupine).
Static
Zaostala plačila pred enim mesecem
Text/Numeric
Stanje zaostalih plačil (opredeljeno v skladu s „stanjem zaostalih plačil“) za prejšnji mesec.
Pool or portfolio identifier/name of transaction.
Zaostala plačila za dva meseca nazaj
Loan Identifier
Stanje zaostalih plačil (opredeljeno v skladu s „stanjem zaostalih plačil“) za dva meseca nazaj.
Unique identifier (ID) for each loan.
Pravdni postopki
The loan ID should not change through the life of the transaction.
D/N
Originator
Označba, s katero se navedejo pravdni postopki v teku.
Text
Datum odplačila
Lender that advanced the original loan.
Datum odplačila celotnega kredita.
Servicer Identifier
Neplačilo ali izvršba na zavarovanju
Unique identifier per servicer to flag which entity is servicing the loan.
Skupni znesek neplačila pred upoštevanjem izkupička od prodaje in izterjav.
Borrower Identifier
Datum nastopa neplačila ali izvršbe na zavarovanju
Unique identifier (ID) per borrower (not showing the real name) — to enable borrowers with multiple loans in the pool to be identified (e.g. further advances/second liens are shown as separate entries).
Datum nastopa neplačila ali izvršbe na zavarovanju.
The borrower ID should not change over the life of the transaction.
Spodnja meja prodajne cene
Property Identifier
Cena, dosežena pri prodaji nepremičnine v primeru izvršbe na zavarovanju, zaokrožena navzdol na najbližjih 10000.
Unique identifier per property to enable properties with multiple loans in the pool to be identified (e.g. further advances/second liens are shown as separate entries).
Izguba pri prodaji
Borrower Information
Skupna neto izguba brez opravnin, obračunanih obresti itd. po upoštevanju izkupička od prodaje (brez obresti na predčasno odplačilo, če so podrejene poplačilu glavnice).
Borrower’s Employment Status
Kumulativne izterjave
List
Kumulativne izterjave – zadevajo le primere, v katerih pride do izgube.
Employment status of the primary applicant.
INFORMACIJE O OBVEZNICAH:
Primary Income
Polja na ravni vrednostnega papirja ali obveznice
Numeric
Datum poročila
Primary borrower underwritten gross annual income (not rent).
Datum izdaje poročila o poslu.
Income Verification for Primary Income
Izdajatelj
Income verification for primary income.
Ime izdajatelja in po potrebi serija izdaje.
Loan Characteristics
Črpanje v okviru likvidnostnega kredita
Loan Origination Date
Potrdite, ali je prišlo do črpanja v okviru likvidnostnega kredita v obdobju, ki se konča na zadnji datum plačila obresti.
Date/Numeric
Polja s podatki na ravni zavarovanja s premoženjem
Date of original loan advance.
Sprožilna merjenja/kazalniki
Date of Loan Maturity
Stanje nerednih plačil, zmanjšanja vrednosti, neplačil, izgub in podobnih merjenj zavarovanj ter kazalnikov v povezavi z njihovim predčasnim odplačilom ali drugimi sprožilnimi dogodki na tekoči datum določitve.
The date of loan maturity.
Ali je prišlo do kakega sprožilnega dogodka?
Purpose
Povprečna konstantna predčasna odplačila
Loan purpose.
Poročilo vključuje povprečno konstantno hitrost predčasnega odplačevanja (Pre-payment rate; CPR) hipotekarnih kreditov za stanovanjske nepremičnine.
Loan Term
V nekaterih jurisdikcijah lahko skupina kreditov vključuje tudi komercialne kredite.
Original contractual term (number of months).
Povprečna hitrost predčasnega odplačevanja se izračuna kot znesek, izražen kot odstotek predčasnega odplačila glavnice, ki presega redna odplačila, v enem letu.
Loan Currency Denomination
Povprečna hitrost predčasnega odplačevanja se izračuna tako, da se tekoče stanje glavnice hipotekarnega kredita (tj. dejansko stanje) najprej deli z načrtovanim stanjem glavnice hipotekarnega kredita ob predpostavki, da ni bilo nobenih predčasnih odplačil (tj. izvedla so se le redna odplačila).
The loan currency denomination.
Ta kvocient se nato potencira, pri čemer je eksponent število dvanajst, deljeno s številom mesecev od izdaje.
Original Balance
Ta rezultat se odšteje od ena, nato pa se pomnoži s sto (100), da se dobi povprečna hitrost predčasnega odplačevanja.
Original loan balance (inclusive of fees).
Ta izračun se izrazi takole
Current Balance
Povprečni CPR
Amount of loan outstanding as of pool cut-off date, This should include any amounts that are secured by the mortgage and will be classed as principal in the transaction.
Tekoče stanje glavnice hipotekarnega kredita
Repayment Method
Načrtovano stanje glavnice hipotekarnega kredita
Type of principal repayment.
Število mesecev od izdaje
Payment Frequency
Kontaktne informacije v zvezi s poročilom o poslu
Frequency of payments due, i.e. number of months between payments.
Kontaktna oseba
Payment Due
Naziv oddelka ali ime kontaktnih oseb, ki so vir informacij.
Periodic contractual payment due (the payment due if there are no other payment arrangements in force).
Kontaktni podatki
Payment Type
Telefonska številka in e-poštni naslov.
Principal payment type.
INFORMACIJE O OBVEZNICAH PO TRANŠAH:
Interest Rate
Polja na ravni tranš
Interest Rate Type
Ime razreda obveznice
Interest rate type.
Oznaka (običajno je to črka in/ali številka), ki se določi za tranše vrednostnih papirjev na podlagi stanovanjskih hipoteke, ki imajo enake pravice, prednosti in značilnosti, kot je opredeljeno v prospektu, tj. serija 1 razred 1A itd.
Current Interest Rate Index
Identifikacijska koda finančnega premoženja (ISIN)
Current interest rate index (the reference rate off which the mortgage interest rate is set).
Mednarodna identifikacijska koda ali kode, če koda ISIN ni določena, pa katera druga enotna identifikacijska koda, kot je koda CUSIP, ki jo tej tranši pripiše borza ali drugi subjekt.
Current Interest Rate
Če je kod več, jih med seboj ločite z vejico.
Current interest rate (%).
Datum plačila obresti
Current Interest Rate Margin
Datum, na katerega naj bi se izvršilo redno plačilo obresti imetnikom posebne tranše strukturiranih finančnih instrumentov na podlagi stanovanjskih hipotek.
Interest Rate Reset Interval
Datum, na katerega naj bi se izvršilo redno plačilo glavnice imetnikom posebne tranše strukturiranih finančnih instrumentov na podlagi stanovanjskih hipotek.
The interval in months at which the interest rate is adjusted (for floating loans).
Enote menjave, v katerih se sporočijo stanje in plačila na ravni vrednostnega papirja.
Revision Margin 1
Referenčna obrestna mera
The margin (%) for the loan at the first revision date.
Referenčni indeks obrestne mere, kakor je opredeljen v ponudbi (npr. trimesečni Euribor), ki se uporablja za posebno tranšo strukturiranega finančnega instrumenta na podlagi stanovanjske hipoteke.
Interest Revision Date 1
Datum izdaje obveznice
Date interest rate next changes (e.g. discount margin changes, fixed period ends, loan re-fixed etc.
Datum izdaje obveznic.
This is not the next LIBOR reset date).
Podatki na ravni kredita – Obrazec za poročanje za strukturirane finančne instrumente na podlagi hipotekarnih kreditov za poslovne nepremičnine
Revision Margin 2
KREDIT:
The margin (%) for the loan at the second revision date.
Identifikatorji kredita
Interest Revision Date 2
Identifikator skupine poslov
Date of second interest rate change.
Enotno ime posla.
Revision Margin 3
Trenutni presečni datum skupine ali portfelja.
The margin (%) for the loan at the third revision date.
Datum listninjenja
Interest Revision Date 3
Datum izdaje posla – datum prve uvrstitve obveznice v trgovanje.
Date of third interest rate change.
Prvotno trajanje kredita
Revised Interest Rate Index
Identifikator skupine
Next interest rate index.
Alfanumerična oznaka, dodeljena posamezni skupini kreditov znotraj izdaje.
Property and Additional Collateral
Identifikator serviserja kredita
Property Postcode
Enotni identifikacijski niz serviserja kredita, ki se pripiše kreditu.
First two or three characters must be provided at a minimum.
Identifikator kredita iz prospekta
Property Type
Enotna številka prospekta ali ime namenskega kredita, ki se pripiše kreditu znotraj posla ali skupine.
Property type.
Sponzor kredita
Original Loan to Value
Sponzor kredita.
Originator’s original underwritten Loan To Value ratio (LTV).
Valuta kredita
For second lien loans this should be the combined or total LTV.
Valuta, v kateri je denominiran kredit.
Valuation Amount
Stanje celotnega kredita na datum nastanka
Property value as of date of latest loan advance prior to a securitisation.
Celotno stanje kredita ob nastanku, ki predstavlja 100-odstotno možnost kreditiranja, tj. listninjen in nelistninjen znesek/znesek iz lastnih ali tujih virov (v valuti kredita).
Valuation amounts should be in the same currency as the loan.
Prvotno trajanje kredita
Original Valuation Type
Pogodbeno obdobje na datum nastanka (v mesecih).
Valuation type at origination.
Začetni datum odplačevanja
Valuation Date
Datum, na katerega se začne odplačevanje celotnega kredita (to je lahko datum pred datumom listninjenja.
Date of latest property valuation at time of latest loan advance prior to a securitisation.
Oznaka indeksa obrestne mere
Current Loan to Value
Prvotna obrestna mera kredita
Originator’s current Loan to Value ratio (LTV).
Celotna obrestna mera kredita na datum nastanka kredita.
Current Valuation Amount
Pri več tranšah z različnimi obrestnimi merami se uporabi ponderirana povprečna obrestna mera.
Most recent valuation amount (if, for example, at repossession there were multiple valuations, this should reflect the lowest).
Datum prvega zapadlega plačila obresti
Current Valuation Type
Datum zapadlosti prvega plačila obresti za kredit po datumu nastanka.
Current valuation type.
Država kredita
Current Valuation Date
Država kredita.
The date of most recent valuation.
Namen kredita
Performance Information
Zavarovanje s hipotekarnim kreditom
Account Status
Ali je kredit zavarovan s hipotekarnimi krediti na nepremičnine?
Current status of account.
Statistika v zvezi s kreditom na datum listninjenja
Arrears Balance
Koeficient servisiranja dolga za (celotni) kredit na datum listninjenja
Current balance of arrears.
Koeficient servisiranja dolga za (celotni) kredit na datum listninjenja.
Arrears defined as: total payments due to date LESS total payments received to date LESS any amounts capitalised.
Razmerje med vrednostjo kredita in (celotno) vrednostjo zastavljenih nepremičnin na datum listninjenja
This should not include any fees applied to the account.
Razmerje med vrednostjo kredita in (celotno) vrednostjo zastavljenih nepremičnin na datum listninjenja.
Number Months in Arrears
Stopnja kritja obresti (kredit razreda A) na datum listninjenja
Number of months this loan is in arrears (at pool cut-off date) according to the definition of the issuer.
Pri listninjenju izračun stopnje kritja obresti za kredit razreda A na podlagi ponudbene dokumentacije.
Arrears 1 Month Ago
Koeficient servisiranja dolga (kredit razreda A) na datum listninjenja
Arrears balance (defined as per ‘arrears balance’) for the previous month.
Pri listninjenju izračun koeficienta servisiranja dolga za kredit razreda A na podlagi ponudbene dokumentacije.
Arrears 2 Months Ago
Razmerje med vrednostjo kredita in vrednostjo zastavljenih nepremičnin (kredit razreda A) na datum listninjenja
Arrears balance (defined as per ‘arrears balance’) two months ago.
Pri listninjenju razmerje med kreditom in vrednostjo zastavljenih nepremičnin za kredit razreda A na podlagi ponudbene dokumentacije.
Litigation
Stanje glavnice odobrenega kredita na datum listninjenja
Y/N
Stanje glavnice odobrenega celotnega kredita, vključno z morebitnimi nečrpanimi zneski, na datum listninjenja.
Flag to indicate litigation proceedings underway.
Dejansko stanje glavnice na datum listninjenja (celotni kredit)
Redemption Date
Dejansko stanje glavnice celotnega kredita na datum listninjenja, kot je opredeljeno v prospektu.
Date on which account redeemed.
Redno plačilo glavnice in obresti na datum listninjenja
Default or Foreclosure
Načrtovani znesek glavnice in obresti, ki zapade na prvi datum plačila kredita po datumu listninjenja.
Total default amount before the application of sale proceeds and recoveries.
Obrestna mera kredita na datum listninjenja
Date of Default or Foreclosure
Skupna obrestna mera (npr. Libor + marža), s katero se izračunajo zapadle obresti na kredit na datum listninjenja.
The date of default or foreclosure.
Razvrstitev stroškov na datum listninjenja
Sale Price lower limit
Ali je zavarovanje, dodeljeno listninjenju, prvovrstno zavarovanje?