natgillin/translations-raw huggingface dataset:
Political parties shall also be treated as connected borrowers in the Credit Policy.
Znesek, ki ga je banka Piraeus plačala za prevzem prenesenih dejavnosti banke ATE, je bil določen na 0,6 % vrednosti prenesenih vlog in je znašal približno 95 milijonov EUR.
Particular focus shall be on decisions regarding any restructuring and write downs of loans to current or former employees, directors, shareholders, managers and their relatives as well as policies followed in the appropriateness, valuation, registration of liens and foreclosure of loan collateral.
Enak je bil 0,02 % skupnih sredstev banke Piraeus ob prevzemu.
The definition of connected borrowers has been further specified in a separate document.
Ko je Banka Grčije na začetku leta 2012 pregledala uspešnost poslovanja vseh grških bank, za banko ATE ni štela, da je sposobna samostojno uspešno poslovati.
The Risk Management Department shall be responsible for the mapping of all connected groups of borrowers that represent a single credit risk with a view to properly monitoring credit risk concentration.
Poleg tega je Banka Grčije analizirala različne druge možnosti za banko ATE (npr. likvidacijo) in ugotovila, da je prodaja prenesenih dejavnosti banke ATE najugodnejša možnost, saj se bi z njo zmanjšali tveganje izvršitve in stroški za Grčijo.
Regarding loans to individuals and legal entities, the Bank, on the basis of the best international practices, applies strict individual and aggregated limits governing the maximum loan amount that can be granted to a single credit risk which relates to connected borrowers (if at all allowed under Greek and EU law).
Ko je Banka Grčije na začetku leta 2012 pregledala uspešnost poslovanja vseh grških bank, za banko Geniki ni štela, da je sposobna samostojno uspešno poslovati.
The Bank shall monitor separately its exposure to connected borrowers including the public sector entities and political parties.
Geniki je ustvarjala velike izgube za družbo Société Générale, ki jo je zato želela prodati, in, če prodaja ne bi bila mogoča, bi lahko razmislila o tem, kako jo pustiti propasti.
That Commitment shall be complied with separately for each type of connected borrower (employees, shareholder, managers, public entities, political party).
Kapitalski vložek je pomoč za ciprske prenesene dejavnosti in ne za banko Piraeus, kot je pojasnjeno v oddelku 6.2.1.
The credit assessment of the connected borrowers, as well as the pricing conditions and possible restructuring offered to them, shall not be more advantageous compared to conditions offered to similar but unconnected borrowers, in order to secure a level-playing field in the Greek economy.
Grčija se je zaradi znižanja stroškov financiranja zavezala tudi, da bo banka Piraeus še naprej zniževala obrestne mere, ki jih plačuje za vloge v Grčiji, kot je opisano v uvodni izjavi 137.
That obligation does not apply to existing general schemes benefiting employees, offering them subsidised loans.
Tako znižanje stroškov vlog bo ključno prispevalo k donosnosti banke Piraeus pred oblikovanjem rezervacij.
The Bank shall report every month about the evolution of that exposure, the amount of the new production and the recent requests greater than [[…]% of the Bank’s RWA] to be addressed at the Credit committee.
Do leta 2017 se bodo skupni stroški banke Piraeus v Grčiji znižali za dodatnih […] % v primerjavi z letom 2013.
If the total credit exposure to a single employee/manager/shareholder exceeds an amount equal to a [[…]] fixed salary for secured loans and an amount equal to a [[…]] fixed salary for unsecured loans, the exposure shall be reported promptly to the Monitoring Trustee who may intervene and postpone the granting of the loan pursuant to the procedure described in paragraph (25) of Chapter III of the Commitments.
Pričakovano razmerje med stroški in prihodki bo ob koncu obdobja prestrukturiranja manjše od […] %.
All loan requests by connected borrowers greater than [[…]% of the Bank’s RWA] or any loan which keeps the exposure to one group (defined as a group of connected borrowers that represent a single credit risk) higher than [[…]% of the Bank’s RWA] shall be reported to the Monitoring Trustee, which may, if the conditions do not appear to be set at arm’s-length or if no sufficient information has been provided to the Monitoring Trustee, postpone the granting of the credit line or the loan by […] working days.
Znesek dodatnega kapitala, ki je bil zbran leta 2014, tj. 1750 milijonov EUR, zadostuje za preživetje skupine v osnovnem scenariju iz stresnega testa iz leta 2013 v obdobju prestrukturiranja in za odplačilo prednostnih delnic, ki ga je banka Piraeus izvedla maja 2014 [117].
The restructuring of loans involving connected borrowers shall comply with the same requirements as for non-connected borrowers.
[…] Komisija opozarja, da je Banka Grčije pri oceni kapitalskih potreb v osnovnem scenariju že uvedla več prilagoditev, zaradi katerih so ocenjene kapitalske potrebe večje v primerjavi s kapitalskimi potrebami, ki jih je banka Piraeus ocenila v svojem osnovnem scenariju.
Furthermore, established frameworks and policies to deal with troubled assets shall be assessed and improved, if necessary.
Njeni stroški se bodo do leta 2017 dodatno znižali.
However, it is expected that restructured loans of connected borrowers shall be reported separately, at least per loan asset class and connected borrower type.
Zmanjšuje se število njenih zaposlenih, plače pa se prilagajajo navzdol.
Section C:
Delež starih delničarjev banke Piraeus se je zmanjšal z novo izdajo delnic s pravico prednostnega nakupa, ki se je končala leta 2009 [118], in nato še enkrat z dokapitalizacijo iz GSFS (ukrep B4) ter zbiranjem zasebnega kapitala leta 2013 in marca 2014.
Other restrictions
Na primer, delež delničarjev banke Piraeus, med katerimi so bili takrat vlagatelji, ki so denar vložili leta 2009, se je zmanjšal s 100 % pred dokapitalizacijo iz pomladi 2013 na samo 2,3 % po navedeni dokapitalizaciji.
Dividend, Coupon, Repurchase, Call and Buy Back ban: Unless the Commission otherwise agrees to an exemption, the Hellenic Republic commits that:
Grčija je 2. septembra 2009 priglasila vrsto sprememb ukrepov podpore in njihovo podaljšanje do 31. decembra 2009, ki so bili odobreni 18. septembra 2009 (glej odločbo Komisije z dne 18. septembra 2009 o državni pomoči N 504/2009, „Podaljšanje in sprememba ukrepov podpore za kreditne institucije v Grčiji“ ( UL C 264, 6.11.2009, str.
The Bank shall not release reserves to put itself in such a position.
Komisija je 25. januarja 2010 odobrila drugo podaljšanje ukrepov podpore do 30. junija 2010 (glej sklep Komisije z dne 25. januarja 2010 o državni pomoči N 690/2009, „Podaljšanje ukrepov podpore za kreditne institucije v Grčiji“ ( UL C 57, 9.3.2010, str.
In case of doubt as to whether, for the purpose of the present Commitment, a legal obligation exists, the Bank shall submit the proposed coupon or dividend payment to the Commission for approval;
6)).
The Bank shall not repurchase any of its own shares or exercise a call option in respect of those own funds instruments and subordinated debt instruments;
Komisija je 30. junija 2010 odobrila vrsto sprememb ukrepov podpore in njihovo podaljšanje do 31. decembra 2010 (glej sklep Komisije z dne 30. junija 2010 o državni pomoči N 260/2010, „Podaljšanje ukrepov podpore za kreditne institucije v Grčiji“ ( UL C 238, 3.9.2010, str.
The Bank shall not buy back hybrid capital instruments.
3)).
That ban on acquisitions covers both undertaking which have the legal form of a company and any package of assets which forms a business [9].
2)).
Exemption requiring Commission’s prior approval: Notwithstanding that prohibition, the Bank may, after obtaining the Commission’s approval, and, where appropriate, on a proposal of the HFSF, acquire businesses and undertakings if it is in exceptional circumstances necessary to restore financial stability or to ensure effective competition.
Komisija je 4. aprila 2011 odobrila spremembo (glej sklep Komisije z dne 4. aprila 2011 o državni pomoči SA.32767 (2011/N), „Sprememba ukrepov podpore za kreditne institucije v Grčiji“ ( UL C 164, 2.6.2011, str.
Exemption not requiring Commission’s prior approval: The Bank may acquire stakes in undertakings provided that:
8)).
The cumulative purchase prices paid by the Bank for all such acquisitions starting with the Effective Date of the Commitments until the end of the restructuring period, is less than [[…]%] of the balance sheet size of the Bank at the Effective Date of the Commitments.
6)).
Activities not falling under the acquisition ban: The acquisition ban shall not cover acquisitions that take place in the ordinary course of the banking business in the management of existing claims towards ailing firms, including the conversion of existing debt to equity instruments.
Komisija je 6. februarja 2012 odobrila podaljšanje ukrepov podpore do 30. junija 2012 (glej sklep Komisije z dne 6. februarja 2012 o državni pomoči SA.34149 (2011/N), „Šesto podaljšanje ukrepov podpore za kreditne institucije v Grčiji“ ( UL C 101, 4.4.2012, str.
Advertising ban: The Hellenic Republic commits that the Bank shall refrain from advertising referring to State support and from employing any aggressive commercial strategies which would not take place without the support of the Hellenic Republic.
2)).
CHAPTER IV.
Komisija je 6. julija 2012 odobrila podaljšanje ukrepov podpore do 31. decembra 2012 (glej sklep Komisije z dne 6. julija 2012 o državni pomoči SA.35002 (2012/N) – Grčija, „Podaljšanje sheme pomoči za kreditne institucije v Grčiji“ ( UL C 77, 15.3.2013, str.
MONITORING TRUSTEE
14)).
The Hellenic Republic commits that the Bank shall amend and extend the mandate of the Monitoring Trustee approved by the Commission and appointed by the Bank on 16 January 2013 until the end of the restructuring period.
Komisija je 22. januarja 2013 odobrila podaljšanje jamstvene sheme in sheme obligacijskih posojil do 30. junija 2013 (glej sklep Komisije z dne 22. januarja 2013 o državni pomoči SA.35999 (2012/N) – Grčija, „Podaljšanje jamstvene sheme in sheme obligacijskih posojil za kreditne institucije v Grčiji“ ( UL C 162, 7.6.2013, str.
The Bank shall also broaden the scope of that mandate to incorporate the monitoring of (i) the restructuring plan and (ii) all Commitments set out in this catalogue.
6)).
Four weeks after the Effective Date of the Commitments, the Hellenic Republic shall submit to the Commission the full terms of the amended mandate, which shall include all provisions necessary to enable the Monitoring Trustee to fulfil its duties under those Commitments.
Komisija je 25. julija 2013 odobrila podaljšanje jamstvene sheme in sheme obligacijskih posojil do 31. decembra 2013 (glej sklep Komisije z dne 25. julija 2013 o državni pomoči SA.36956 (2013/N) – Grčija, „Podaljšanje jamstvene sheme in sheme obligacijskih posojil za kreditne institucije v Grčiji“, še neobjavljen).
Additional provisions on the Monitoring Trustee are specified in a separate document.
Komisija je 14. januarja 2014 odobrila podaljšanje jamstvene sheme in sheme obligacijskih posojil do 30. junija 2014 (glej sklep Komisije z dne 14. januarja 2014 o državni pomoči SA.37958 (2013/N) – Grčija, „Podaljšanje jamstvene sheme in sheme obligacijskih posojil za kreditne institucije v Grčiji“, še neobjavljen).
The Secretary-General
Komisija ugotavlja tudi, da del likvidnostnih potreb banke Piraeus izvira iz neobičajne oblike udeležbe GSFS pri prvi in drugi premostitveni dokapitalizaciji in dokapitalizaciji iz pomladi 2013.
Council Regulation (EC) No 659/1999 of 22 March 1999 laying down detailed rules for the application of Article 108 of the treaty on the functioning of the European Union (OJ L 83, 27.3.1999, p.1).
GSFS je namreč kot plačilo za svojo udeležbo na banko Piraeus prenesel obveznice EFSF namesto gotovine.
Including TEKE contribution.
Helenska republika zagotovi, da banka Piraeus izvaja načrt prestrukturiranja, predložen 25. junija 2014.
This does not apply to the sale of real estate, in which case the Bank can provide financing to the Purchaser, if this new lending is performed in line with prudent lending practice.
Načrt prestrukturiranja temelji na makroekonomskih predpostavkah, kot jih je določila Evropska komisija (v nadaljnjem besedilu: Komisija) v Dodatku, in regulativnih predpostavkah.
For the purpose of verifying the compliance with the commitment on deleveraging of non-Greek assets, any new lending falling in the defining of non-Greek assets will be taken into account.
Obdobje prestrukturiranja se konča 31. decembra 2018.
For the purpose of that Commitment, the term ‘loans’ shall be interpreted largo sensu, as any kind of financing, e.g. credit facility, guarantee, etc.
Zaveze se uporabljajo ves čas obdobja prestrukturiranja, razen če je s posamezno zavezo določeno drugače.
For clarification, ‘other banks’ refer to any bank — financial institution in the world.
Število podružnic v Grčiji: število podružnic v Grčiji na dan 31. decembra 2017 znaša največ […].
For clarification, all borrowers, including the Bank’s private banking clients, are covered by that Commitment.
V primeru odprodaje banke Geniki se ta številka popravi na […].
For clarification, the new production of loans covers also the rolling over of loans and the restructuring of existing loans.
Število zaposlenih v Grčiji: število ekvivalentov polnega delovnega časa (v nadaljnjem besedilu: EPDČ) v Grčiji (grške bančne in nebančne dejavnosti) na dan 31. decembra 2017 znaša največ […].
For clarification, ‘annual % of Y-1 stock’ refers to the new production as a percentage of the stock at the end of the previous year.
Razmerje med neto posojili in vlogami v Grčiji: razmerje med neto posojili in skupnimi vlogami za grške bančne dejavnosti na dan 31. decembra 2017 znaša največ […].
The amount of RWA is the one at the end of the year.
skupni obseg portfelja tuje aktive se zmanjša na največ […] milijard EUR.
For clarification, for the purpose of that Commitment, the Bank’s Private Equity/Venture Capital business shall be excluded from the scope of that Commitment.
Če se banka Piraeus vključi v […], se ta omejitev […] milijard EUR poveča na […] milijard EUR.
In that respect, the Bank shall make a formal request to the Commission, which shall include a business plan for that entity.
Komisija je v uvodni izjavi 53 sklepa o začetku postopka Piraeus ugotovila: „Premostitvena dokapitalizacija, končana 28. maja 2012, pomeni izpolnitev obveznosti iz pisma o zavezi in torej nadaljevanje iste pomoči.“ Oba zneska, tj. znesek, naveden v pismu o zavezi, in znesek prve premostitvene dokapitalizacije, je izračunala Banka Grčije za zagotovitev, da bo banka Piraeus na dan 31. decembra 2011, tj. datum retroaktivnega knjiženja premostitvene dokapitalizacije v izkaze banke Piraeus, dosegla 8-odstotni količnik celotnega kapitala.
For clarification, for the purpose of that Commitment, the size of the balance sheet is equal to the Bank’s total assets.
Banka Piraeus bo zmanjšala svojo izpostavljenost tuji aktivi na […] milijard EUR konec junija 2018.
For clarification, in case the Commission’s approval to lift the acquisition ban is obtained according to point i, paragraph (28), Chapter III of the Commitments, the balance sheet of the Bank at the Effective Date of the Commitments shall be calculated to include also the assets of the acquired entities or the acquired assets at the date of acquisition.
Ta številka pomeni zmanjšanje za […] % [70] v primerjavi s koncem leta 2012 [71].
On 3 June 2013, the HFSF partially converted the first and second bridge recapitalisations into equity for a total of EUR 5891 million.
Glej sklep Komisije z dne 27. julija 2012 o državni pomoči SA.34826 (2012/C, ex 2012/NN), „Dokapitalizacija banke Piraeus Bank iz grškega sklada za finančno stabilnost“ ( UL C 359, 21.11.2012, str.
The HFSF also injected an additional amount of EUR 1094 million into the Bank, as committed at the time of the acquisitions by the Bank of the good part of Agricultural Bank of Greece (‘ATE’) and of the Greek branches of three Cypriot Banks (see section 1.2).
43).
In addition private investors injected EUR 1444 million.
Banka Piraeus je leta 2010 izdala obveznice z državnim jamstvom v skupnem znesku 9,9 milijarde EUR.
The total recapitalisation amounted to EUR 8429 million and is referred to as ‘the Spring 2013 recapitalisation’.
Grčija je banki Piraeus posodila tudi 1289 milijonov EUR v državnih obveznicah.
Furthermore ATE received liquidity support amounting to EUR 6103 million.
Evropska komisija – Generalni direktorat za gospodarske in finančne zadeve: Drugi program gospodarske prilagoditve za Grčijo – marec 2012, str.
By decision of 23 May 2011, the Commission approved those measures based on the basis of a restructuring plan for ATE (‘the ATE Restructuring Decision’) [8].
17, na voljo na spletnem naslovu:http://ec.europa.eu/economy_finance/publications/occasional_paper/2012/pdf/ocp94_en.pdf.
Greek banks were involved in the PSI programme, in the course of which the Greek government offered existing private bondholders new securities (including new Greek Government Bonds (‘GGBs’), GDP-linked securities and PSI payment notes issued by the European Financial Stability Fund (‘EFSF’)) in exchange for existing GGBs, with a nominal discount of 53,5 % and longer maturities [15].
Znesek državne pomoči, vključen v ukrepe B1, B2 in B3, je 7335 milijonov EUR.
Total losses due to the PSI for the main Greek banks are summarised in Table 2.
Vendar se lahko navedeni ukrepi in tudi drugi ukrepi, analizirani v tem sklepu, štejejo za združljive z notranjim trgom –
Commission Decision (EU) 2015/456
Sklep Komisije (EU) 2015/456
on the aid scheme No SA.26212 (11/C) (ex 11/NN — ex CP 176/A/08) and SA.26217 (11/C) (ex 11/NN — ex CP 176/B/08) implemented by the Republic of Bulgaria in the context of swaps of forest land
o shemi pomoči SA.26212 (11/C) (ex 11/NN – ex CP 176/A/08) in SA.26217 (11/C) (ex 11/NN – ex CP 176/B/08), ki jo je Republika Bolgarija izvedla v okviru menjav gozdnih zemljišč
(notified under document C(2014) 6207)
(notificirano pod dokumentarno številko C(2014) 6207)
Having regard to the Commission Decision C(2011) 4444 of 29 June 2011 [1],
ob upoštevanju Sklepa Komisije C(2011) 4444 z dne 29. junija 2011 [1],
Having called on interested parties to submit their comments pursuant to the provision(s) cited above and having regard to their comments,
po pozivu vsem zainteresiranim stranem, naj predložijo svoje pripombe v skladu z navedenimi določbami, in ob upoštevanju teh pripomb,
On 17 July 2008, the Commission received a letter from a complainant wishing to remain anonymous (‘the first complainant’) alleging that the Republic of Bulgaria had granted aid in the context of the swap of ownership of privately owned forest land for government-owned public forest land often followed by a change in the designated use of the swapped land from forest land to land available for construction.
Komisija je 17. julija 2008 prejela dopis pritožnika, ki je želel ostati anonimen (v nadaljnjem besedilu: prvi pritožnik) in je trdil, da je Republika Bolgarija dodelila pomoč v okviru menjave lastništva gozdnih zemljišč v zasebni lasti za javna gozdna zemljišča v državni lasti, ki ji je pogosto sledila sprememba namembnosti zamenjanega zemljišča iz gozdnega v zazidljivo.
The first complainant submitted additional information by letters of 28 August 2008, 3 September 2008, 1 October 2008, 5 December 2008, 18 February 2010, 12 October 2010 and 26 January 2011.
Prvi pritožnik je dodatne informacije predložil v dopisih z dne 28. avgusta 2008, 3. septembra 2008, 1. oktobra 2008, 5. decembra 2008, 18. februarja 2010, 12. oktobra 2010 in 26. januarja 2011.
On 27 January 2009, additional information on the contested swap transactions was received by the Commission from a third party.
Komisija je 27. januarja 2009 prejela dodatne informacije o spornih poslih menjave, ki jih je poslala tretja stran.
The Bulgarian authorities provided the Commission with information on the contested swap transactions by letters dated 2 September 2008, 28 October 2008, 4 January 2010, 23 March 2010, 27 March 2010, 30 August 2010 and 14 February 2011.
Komisija je zainteresirane strani pozvala, naj predložijo svoje pripombe k ukrepu.
During meetings held between the Commission’s services and the Bulgarian authorities on 22 February 2010, 12 October 2010 and 3 February 2011, the latter provided additional information on those swaps.
Bolgarski organi so z dopisom, prejetim 29. septembra 2011, predložili svoje pripombe k sklepu o začetku postopka.
By letter of 29 June 2011, the Commission informed the Republic of Bulgaria that it had decided to initiate the procedure laid down in Article 108(2) of the Treaty in respect of the contested swap transactions.
Komisiji so pripombe k sklepu o začetku postopka poslale naslednje zainteresirane strani: Ecobalkani-Bulgaria EOOD [3], Vihren OOD [4], Aqua Estate OOD [5], Elkabel AD [6], Jivka Blagoeva [7], V-N-G Confort OOD [8], Javor Hajtov [9], Simeon Stoev Mirov [10], LM Impex EOOD [11], All Seas Property 2 OOD [12], Litex Commerce AD [13], Foros Development EAD [14], Izgrev 5 EOOD [15], BOIL OOD [16], BG Land Co OOD [17], Mirta Engineering EOOD [18], Beta Forest EOOD [19], Kosta Gerov [20], Marjeta Babeva [21], Dimitar Terziev [22], Svetoslav Mihajlov in Elizabet Mihajlova [23] ter pritožnik, ki je zahteval, naj se njegova identiteta ne razkrije [24].
The Commission decision to initiate the formal investigation procedure (‘the opening decision’) was published in the Official Journal of the European Union [2].
Komisija je z dopisi z dne 1. septembra 2011, 5. oktobra 2011, 25. novembra 2011, 14. decembra 2011 in 3. aprila 2012 navedene pripombe posredovala bolgarskim organom in jim dala možnost za odgovor.
The Commission invited interested parties to submit their comments on the measure.
Pripombe Republike Bolgarije na pripombe zainteresiranih strani so bile prejete z dopisi z dne 4. novembra 2011, 15. decembra 2011, 12. januarja 2012 oziroma 25. aprila 2012.
By letter received on 29 September 2011, the Bulgarian authorities provided their comments on the opening decision.
Bolgarski organi so dodatne informacije o spornih poslih menjave predložili z dopisom z dne 2. decembra 2011 in na sestanku s službami Komisije, ki je potekal 9. decembra 2011.
The Commission received comments on the opening decision from the following interested parties: Ecobalkani-Bulgaria EOOD [3], Vihren OOD [4], Aqua Estate OOD [5], Elkabel AD [6], Jivka Blagoeva [7], V-N-G Confort OOD [8], Yavor Haytov [9], Simeon Stoev Mirov [10], LM Impex EOOD [11], All Seas Property 2 OOD [12], Litex Commerce AD [13], Foros Development EAD [14], Izgrev 5 EOOD [15], BOIL OOD [16], BG Land Co OOD [17], Mirta Engineering EOOD [18], Beta Forest EOOD [19], Kosta Gerov [20], Marieta Babeva [21], Dimitar Terziev [22], Svetoslav Mihailov and Elizabet Mihailova [23], and from a complainant who requested that his/her identity is not disclosed [24].
Komisija je z dopisom z dne 9. februarja 2012 zahtevala dodatna pojasnila prvega pritožnika v zvezi z nekaterimi dokazi, ki jih je predložil.
By letters dated 1 September 2011, 5 October 2011, 25 November 2011, 14 December 2011 and 3 April 2012, the Commission forwarded those comments to the Bulgarian authorities, which were given the opportunity to react.
Komisija je 3. aprila 2012 bolgarskim organom posredovala dodatne pripombe več tretjih strani [25].
The comments of the Republic of Bulgaria on the interested parties’ comments were received by letters dated 4 November 2011, 15 December 2011, 12 January 2012 and 25 April 2012, respectively.
Komisija je pripombe Republike Bolgarije na te pripombe prejela 25. aprila 2012 in 15. maja 2012.
The Bulgarian authorities provided additional information on the contested swap transactions by letter of 2 December 2011 and during a meeting held with the Commission’s services on 9 December 2011.
Komisija je 26. julija 2012 od bolgarskih organov zahtevala dodatne informacije.