natgillin/translations-raw huggingface dataset:
Supervisory authority's assessment of the choice of the parameters and the method to calculate the parameters
segmente, za katere so bili parametri izračunani, pri čemer preuči, ali uporaba parametrov, specifičnih za posamezno podjetje, bolje odraža profil tveganja iz zavarovanja podjetja.
The supervisory authority shall assess the insurance or reinsurance undertaking's choice of:
Nadzorni organi ocenijo utemeljitev, ki jo podjetje poda za izbiro standardizirane metode za izračun zanj specifičnih parametrov.
the parameters to be replaced by considering whether the use of undertaking-specific parameters better reflects the underwriting risk profile of the undertaking;
Nadzorni organi pri ocenjevanju preučijo, ali so predpostavke o standardiziranih metodah, izpolnjene, ter ali podatki ustrezajo profilu tveganja podjetja.
the segments for which parameters have been calculated by considering whether the use of undertaking-specific parameters better reflects the underwriting risk profile of the undertaking.
Člen 4
The supervisory authorities shall assess the undertaking's justification for the choice of the standardised method to calculate undertaking-specific parameters.
Ocenjevanje vloge
The supervisory authorities, when performing this assessment, shall consider whether the assumptions on standardised methods are satisfied and whether data are relevant to the undertaking's risk profile.
Nadzorni organ potrdi prejem vloge zavarovalnice ali pozavarovalnice.
Article 4
Nadzorni organ v 30 dneh po prejemu vloge potrdi, ali je vloga popolna.
Assessment of the application
Nadzorni organ šteje vlogo za odobritev uporabe parametrov, specifičnih za posamezno podjetje, za popolno, če vsebuje vse podatke in dokazila iz odstavkov 3 in 4 člena 1.
The supervisory authority shall confirm receipt of the application of the insurance or reinsurance undertaking.
Če nadzorni organ odloči, da vloga ni popolna, takoj obvesti zavarovalnico ali pozavarovalnico, da se obdobje odobritve ni začelo, ter navede razloge, zakaj se vloga ne šteje za popolno.
The supervisory authority shall confirm whether the application is complete within 30 days of the date of receipt of the application.
Če nadzorni organ potrdi, da je vloga popolna, mu to ne preprečuje, da bi zahteval dodatne informacije, ki jih potrebuje za izvedbo ocene.
An application for approval of the use of undertaking-specific parameters shall considered to be complete by the supervisory authority if it includes all information and the documentary evidence set out in paragraph 3 and 4 of Article 1.
V zahtevku se določijo zahtevane dodatne informacije ter navedejo razlogi za zahtevek.
Where the supervisory authority determines that the application is not complete, it shall immediately inform the insurance or reinsurance undertaking that the approval period has not begun and specify why the application is not considered to be complete.
Nadzorni organi lahko v oceni vloge zahtevajo prilagoditve načina, ki ga podjetje predlaga za uporabo parametrov, specifičnih za posamezno podjetje.
Where the supervisory authority has confirmed an application to be complete, this shall not prevent that supervisory authority from requesting additional information necessary for carrying out its assessment.
Kadar nadzorni organ odloči, da bi bilo po prilagoditvah mogoče odobriti vlogo za uporabo parametra, specifičnega za posamezno podjetje, o potrebnih prilagoditvah nemudoma pisno obvesti zavarovalnico ali pozavarovalnico.
The request shall specify the additional information required and the reasons for the request.
Dnevi med datumom, ko nadzorni organ zahteva takšne informacije ali prilagoditve, in datumom, ko nadzorni organ prejme takšne informacije, se ne vključijo v šestmesečno obdobje iz odstavka 7.
The assessment of the application may include requests for adjustments from supervisory authorities to the way the undertaking proposes to apply the undertaking-specific parameter.
Zavarovalnica ali pozavarovalnica obvesti nadzorni organ o vseh spremembah podrobnosti svoje vloge.
Where the supervisory authority determines that it could be possible to approve the application of an undertaking-specific parameter subject to adjustments being made, it shall, without delay, notify the insurance or reinsurance undertaking in writing, of the adjustments required.
Če zavarovalnica ali pozavarovalnica obvesti nadzorni organ o spremembi svoje vloge, se ta obravnava kot nova vloga, razen če:
The days between the date the supervisory authority requests such information or adjustments, and the date the supervisory authority receives such information shall not be included within the six-month time period stated in paragraph 7.
je sprememba posledica zahteve nadzornega organa po dodatnih informacijah ali prilagoditvah ali
The insurance or reinsurance undertaking shall inform the supervisory authority of any change to the details of its application.
je nadzorni organ prepričan, da sprememba ne bi znatno vplivala na oceno vloge.
Where an insurance or reinsurance undertaking informs the supervisory authority of a change to its application this shall be treated as a new application unless:
Nadzorni organ sprejme odločitev o vlogi v šestih mesecih od prejema popolne vloge.
the change is due to a request from the supervisory authority for additional information or adjustments; or
Člen 5
the supervisory authority is satisfied that the change does not significantly affect its assessment of the application.
Odločitev o vlogi
The supervisory authority shall ensure it decides on an application within six months from the receipt of a complete application.
Če se nadzorni organ odloči, da vlogo zavrne, navede razloge za tako odločitev.
Article 5
Nadzorni organ odobri vlogo samo, če meni, da je obrazložitev za nadomestitev podskupine parametrov standardne formule ustrezna.
Decision on the application
Ko nadzorni organ sprejme odločitev glede vloge, o tem nemudoma pisno obvesti zavarovalnico ali pozavarovalnico, in sicer v istem jeziku, kot je vloga.
Where the supervisory authority decides to reject the application, it shall state the reasons on which the decision is based.
Nadzorni organ se lahko odloči, da odobri uporabo nekaterih, ne pa vseh segmentov ali parametrov, vključenih v vlogo.
The supervisory authority shall only approve the application if it is satisfied with the justification to replace a subset of parameters of the standard formula.
Člen 6
When the supervisory authority has reached a decision on an application, it shall, without delay communicate this in writing to the insurance or reinsurance undertaking, in the same language as the application.
Preklic odobritve nadzornega organa
The supervisory authority may decide to approve the application in respect of some but not all of the segments or of the parameters included in the application.
Nadzorni organ lahko prekliče odobritev, ki jo je izdal zavarovalnici ali pozavarovalnici za uporabo metode s parametrom, specifičnim za posamezno podjetje, kadar
Article 6
podjetje, ki mu je bila odobrena uporaba parametrov, specifičnih za posamezno podjetje, ne izpolnjuje več pogojev iz člena 101 Direktive 2009/138/ES ter členov 218, 219 in 220 Delegirane uredbe (EU) 2015/35;
Revocation of approval by the supervisory authority
se želi zavarovalnica ali pozavarovalnica v ustrezno pojasnjenih okoliščinah vrniti k standardnim parametrom ter pošlje v zvezi s tem zahtevek nadzornemu organu, v katerem navede razloge za neprimernost parametra, specifičnega za posamezno podjetje, in predloži dokazila za to.
The supervisory authority may revoke its approval granted to an insurance or reinsurance to use the USP method, when
Člen 7
an undertaking which has been granted approval to use undertaking-specific parameters has ceased to comply with the conditions set out in Article 101 of Directive 2009/138/EC and Articles 218, 219 and 220 of Commission Delegated Regulation (EU) 2015/35;
Začetek veljavnosti
in duly justified circumstances, an insurance or reinsurance undertaking wishes to revert to the standard parameters, by sending a request to the supervisory authority, stating the reasons for the inappropriateness of the USP and providing documentary evidence for this.
Ta uredba začne veljati dan po objavi v Uradnem listu Evropske unije.
Article 7
Ta uredba je v celoti zavezujoča in se neposredno uporablja v vseh državah članicah.
Entry into force
V Bruslju, 24. marca 2015
Done at Brussels, 24 March 2015.
UL L 335, 17.12.2009, str. 1.
For the Commission
Delegirana uredba Komisije (EU) 2015/35 z dne 10. oktobra 2014 o dopolnitvi Direktive 2009/138/ES Evropskega parlamenta in Sveta o začetku opravljanja in opravljanju dejavnosti zavarovanja in pozavarovanja (Solventnost II) (UL L 12, 17.1.2015, str.
OJ L 335, 17.12.2009, p. 1.
Uredba (EU) št. 1094/2010 Evropskega parlamenta in Sveta z dne 24. novembra 2010 o ustanovitvi Evropskega nadzornega organa (Evropski organ za zavarovanja in poklicne pokojnine) in o spremembi Sklepa št. 716/2009/ES ter razveljavitvi Sklepa Komisije 2009/79/ES (UL L 331, 15.12.2010, str. 48).
Commission Delegated Regulation (EU) 2015/35 of 10 October 2014 supplementing Directive 2009/138/EC of the European Parliament and of the Council on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) (OJ L 12, 17.1.2015, p.
Določiti je treba pravila, da bodo nadzorni organi lahko sprejeli ustrezne postopke.
1).
Določiti je treba podrobna pravila o oceni in odobritvi vlog s strani nadzornih organov.
Regulation (EU) No 1094/2010 of the European Parliament and of the Council of 24 November 2010 establishing a European Supervisory Authority (European Insurance and Occupational Pensions Authority), amending Decision No 716/2009/EC and repealing Commission Decision 2009/79/EC (OJ L 331, 15.12.2010, p. 48).
Zaradi medsebojnih odvisnosti med različnimi vlogami za odobritev v okviru Direktive 2009/138/ES bi morala zavarovalnica ali pozavarovalnica pri oddaji vloge za odobritev parametrov, specifičnih za posamezno podjetje, nadzorni organ obvestiti o drugih vlogah v zvezi s postavkami iz člena 308a(1) Direktive 2009/138/ES, ki se trenutno obravnavajo ali so predvidene v prihodnjih šestih mesecih.
Rules should be set out for supervisory authorities to be in a position to adopt adequate procedures.
Takšna zahteva je potrebna za zagotovitev, da nadzorne ocene temeljijo na preglednih in nepristranskih informacijah.
Commission Implementing Regulation (EU) 2015/499
Izvedbena uredba Komisije (EU) 2015/499
laying down implementing technical standards with regard to the procedures to be used for granting supervisory approval for the use of ancillary own-fund items in accordance with Directive 2009/138/EC of the European Parliament and of the Council
o določitvi izvedbenih tehničnih standardov v zvezi s postopki za dodelitev nadzorne odobritve za uporabo postavk pomožnih lastnih sredstev v skladu z Direktivo 2009/138/ES Evropskega parlamenta in Sveta
Having regard to Directive 2009/138/EC of 25 November 2009 of the European Parliament and of the Council on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) [1], and in particular Article 92(3) thereof,
ob upoštevanju Direktive 2009/138/ES Evropskega Parlamenta in Sveta z dne 25. novembra 2009 o začetku opravljanja in opravljanju dejavnosti zavarovanja in pozavarovanja (Solventnost II) [1] ter zlasti člena 92(3) Direktive,
Insurance and reinsurance undertakings should prepare applications for approval of ancillary own-fund items on a prudent and realistic basis.
Zavarovalnice in pozavarovalnice bi morale pripraviti vloge za odobritev postavk pomožnih lastnih sredstev preudarno in na realni osnovi.
The application for an ancillary own-fund item is a strategic decision for risk management and capital planning purposes.
Vloga za postavko pomožnih lastnih sredstev je strateška odločitev za namene obvladovanja tveganja in načrtovanja kapitala.
The insurance or reinsurance undertaking should include all relevant facts necessary for an assessment by the supervisory authority, including an assessment by the insurance or reinsurance undertaking of how the item would meet the criteria for an ancillary own-fund item and, on being called up, for classification as a basic own-fund item so that the supervisory authority can make timely decisions based on appropriate evidence.
Zavarovalnica ali pozavarovalnica bi morala vključiti vse ustrezne podatke, ki so potrebni za oceno, ki jo opravi nadzorni organ, vključno z oceno s strani zavarovalnice ali pozavarovalnice, kako bi zadevna postavka izpolnjevala merila za pomožna lastna sredstva ter, ob vpoklicu, za razvrstitev kot osnovno lastno sredstvo, da lahko nadzorni organ pravočasno sprejme odločitev na podlagi ustreznih dokazov.
The information to be included by an insurance or reinsurance undertaking in its application should be specified to ensure a consistent basis for decision-making by the supervisory authority.
Informacije, ki jih mora v svojo vlogo vključiti zavarovalnica ali pozavarovalnica, bi morale biti določene, da se nadzornemu organu zagotovi trdna podlaga za odločanje.
Due to interdependencies between different approval applications under Directive 2009/138/EC, when applying for approval of an ancillary own-fund item the insurance or reinsurance undertaking should inform the supervisory authority of other applications concerning the items in Article 308a(1) of Directive 2009/138/EC, which are currently ongoing or foreseen within the next 6 months.
Zaradi medsebojnih odvisnosti med različnimi vlogami za odobritev v okviru Direktive 2009/138/ES bi morala zavarovalnica ali pozavarovalnica pri oddaji vloge za odobritev pomožnega lastnega sredstva nadzorni organ obvestiti o drugih vlogah v zvezi s postavkami iz člena 308a(1) Direktive 2009/138/ES, ki se trenutno obravnavajo ali so predvidene v prihodnjih šestih mesecih.
Such requirement is necessary to ensure supervisory assessments are based on transparent and unbiased information.
Takšna zahteva je potrebna za zagotovitev, da nadzorne ocene temeljijo na preglednih in nepristranskih informacijah.
The ability for supervisory authorities and insurance and reinsurance undertakings to assess the status of a group of counterparties as though it were a single counterparty is considered to be particularly relevant where a mutual or mutual-type undertaking has a large number of homogeneous non-corporate members from whom it can make a call for supplementary contributions.
Zmožnost, da lahko nadzorni organi in zavarovalnice ali pozavarovalnice ocenijo stanje skupine nasprotnih strank kot bi bila ena sama nasprotna stranka, velja za zlasti pomembno v primerih, ko ima podjetje za vzajemno zavarovanje ali podjetje, ki deluje po načelu vzajemnosti, veliko število homogenih članov, ki niso pravne osebe, od katerih lahko zahteva dodatne prispevke.
The ancillary own funds approval process envisages ongoing communication between the supervisory authorities and insurance and reinsurance undertakings.
Postopek odobritve pomožnih lastnih sredstev predvideva redno komunikacijo med nadzornimi organi ter zavarovalnicami in pozavarovalnicami.
That includes communication before a formal application is submitted to the supervisory authority and after an application has been approved, through the supervisory review process.
To vključuje komunikacijo pred vložitvijo uradne vloge nadzornemu organu ter po odobritvi vloge med postopkom nadzornega pregleda.
Such ongoing communication is necessary to ensure that supervisory assessments are based on relevant and up-to-date information.
Takšna redna komunikacija je potrebna za zagotovitev, da nadzorne ocene temeljijo na ustreznih in posodobljenih informacijah.
When the supervisory authority receives notification from an insurance or reinsurance undertaking that there has been a reduction in the loss-absorbency of an approved ancillary own-fund item, the supervisory authority should revise downward the approved amount or withdraw its approval of the method in order to ensure that it is consistent with that reduced loss-absorbency.
Kadar zavarovalnica ali pozavarovalnica obvesti nadzorni organ, da se je zmožnost absorbcije izgube odobrenega pomožnega lastnega sredstva zmanjšala, bi moral nadzorni organ odobreni znesek popraviti navzdol ali preklicati svojo odobritev metode, da se zagotovi njegova skladnost z zmanjšanjem zmožnosti absorbcije izgube.
Article 226 of Directive 2009/138/EC permits a group of insurance or reinsurance undertakings to apply for ancillary own-fund item approval in respect of an intermediate insurance holding company or an intermediate mixed financial holding company.
Člen 226 Direktive 2009/138/ES dovoljuje skupini zavarovalnic ali pozavarovalnic, da zaprosi za odobritev postavke pomožnega lastnega sredstva za posredniški zavarovalni holding ali posredniški mešani finančni holding.
In those cases, the same rules should apply to the intermediate insurance holding company or the intermediate mixed financial holding company as though it were an insurance or reinsurance undertaking.
V teh primerih bi morala za posredniški zavarovalni holding ali posredniški mešani finančni holding veljati ista pravila kot veljajo za zavarovalnico ali pozavarovalnico.
This should also apply where a group is headed by an insurance holding company or a mixed financial holding company in accordance with Article 235 of Directive 2009/138/EC.
To bi moralo veljati tudi, kadar je na čelu skupine zavarovalni holding ali mešani finančni holding v skladu s členom 235 Direktive 2009/138/ES.
This Regulation is based on the draft implementing technical standards submitted by the European Insurance and Occupational Pensions Authority to the Commission.
Ta uredba temelji na osnutkih izvedbenih tehničnih standardov, ki jih je Evropski organ za zavarovanja in poklicne pokojnine predložil Komisiji.
The European Insurance and Occupational Pensions Authority has conducted open public consultations on the draft implementing technical standards on which this Regulation is based, analysed the potential related costs and benefits and requested the opinion of the Insurance and Reinsurance Stakeholder Group established in accordance with Article 37 of Regulation (EU) No 1094/2010 of the European Parliament and of the Council [2].
Evropski organ za zavarovanja in poklicne pokojnine je o osnutkih izvedbenih tehničnih standardov, na katerih temelji ta uredba, izvedel odprta javna posvetovanja, analiziral morebitne s tem povezane stroške in koristi ter zaprosil za mnenje interesno skupino za zavarovanja in pozavarovanja, ustanovljeno v skladu s členom 37 Uredbe (EU) št. 1094/2010 Evropskega parlamenta in Sveta [2].
General features of the application
Splošne značilnosti vloge
An insurance or reinsurance undertaking shall submit a written application for approval of each ancillary own-fund item to the supervisory authority.
Zavarovalnica ali pozavarovalnica predloži nadzornim organom pisno vlogo za odobritev vsakega posameznega pomožnega lastnega sredstva.
The application shall be submitted in one of the official languages of the Member State in which the insurance or reinsurance undertaking has its head office, or in a language that has been agreed upon with the supervisory authority.
Vloga se vloži v enem od uradnih jezikov države članice, v kateri ima zavarovalnica ali pozavarovalnica svoj sedež, ali v jeziku, ki je bil dogovorjen z nadzornim organom.
The application shall consist of a cover letter and supporting evidence.
Vloga vključuje spremni dopis in dokazila.
Cover letter
Spremni dopis
The insurance or reinsurance undertaking shall submit a cover letter.
Zavarovalnica ali pozavarovalnica predloži spremni dopis.
That cover letter shall confirm all of the following:
V spremnem dopisu potrdi vse od naslednjega:
any legal or contractual terms governing the ancillary own-fund item or any connected arrangement are unambiguous and clearly defined;
vsi pravni ali pogodbeni pogoji, ki urejajo postavko pomožnega lastnega sredstva ali vse povezane ureditve, so nedvoumni in jasno opredeljeni;
the amount ascribed to the ancillary own-fund item in the application complies with Article 90(2) of Directive 2009/138/EC;
znesek, dodeljen postavki pomožnega lastnega sredstva v vlogi, je v skladu s členom 90(2) Direktive 2009/138/ES;
the economic substance of the ancillary own-fund item, including how the item provides basic own funds once called up, has been fully reflected in the application;
ekonomska vsebina postavke pomožnega lastnega sredstva, vključno s tem, kako postavka ob vpoklicu zagotovi osnovna lastna sredstva, se v celoti odraža v vlogi;
taking into account likely future developments as well as the circumstances at the date of the application, the insurance or reinsurance undertaking considers that the ancillary own-fund item complies with the criteria for the classification of own funds;
glede na verjeten prihodnji razvoj ter okoliščine na dan vloge zavarovalnica ali pozavarovalnica šteje, da postavka pomožnega lastnega sredstva izpolnjuje merila za razvrstitev lastnih sredstev;
no facts have been omitted which if known by the supervisory authority could influence its decision regarding whether to approve an ancillary own-fund item, the amount for which approval of an item shall be granted, or the time period for which approval of a calculation method shall apply.
izpuščen ni noben podatek, ki bi lahko v primeru, da bi bil nazornemu organu znan, vplival na njegovo odločitev glede odobritve postavke pomožnega lastnega sredstva, glede zneska, za katerega dodeli odobritev postavke, ali časovnega obdobja, v katerem velja odobritev metode izračuna.
The cover letter shall also list other applications submitted by the insurance or reinsurance undertaking or currently foreseen within the next 6 months for approval of any items listed in Article 308a(1) of Directive 2009/138/EC, together with corresponding application dates.
Spremni dopis vključuje tudi seznam drugih vlog, ki jih je predložila zavarovalnica ali pozavarovalnica ali ki so trenutno predvidene v naslednjih šestih mesecih, za odobritev katere koli izmed postavk iz člena 308a(1) Direktive 2009/138/ES, skupaj z ustreznimi datumi začetka uporabe.
Supporting evidence regarding the amount or method
Dokazila glede zneska ali metode
The application submitted by the insurance or reinsurance undertaking shall seek approval of a specified monetary amount for an ancillary own-fund item or a method to determine the amount of an ancillary own-fund item.
Zavarovalnica ali pozavarovalnica v vlogi, ki jo predloži, zaprosi za odobritev specifičnega denarnega zneska za postavko pomožnega lastnega sredstva ali metodo za določitev zneska postavke pomožnega lastnega sredstva.
Where the insurance or reinsurance undertaking seeks approval of a specified monetary amount, the application shall include an explanation of the calculation of the amount, based on prudent and realistic assumptions in accordance with Article 90(2) of Directive 2009/138/EC.
Če zavarovalnica oziroma pozavarovalnica zaprosi za odobritev določenega denarnega zneska, v vlogi obrazloži izračun zneska, ki temelji na preudarnih in realnih predpostavkah v skladu s členom 90(2) Direktive 2009/138/ES.
Where the insurance or reinsurance undertaking seeks approval of a calculation method, it shall provide the following information:
Če zavarovalnica ali pozavarovalnica zaprosi za odobritev metode izračuna, predloži naslednje informacije:
an explanation of the method and how it reflects the loss-absorbency of the ancillary own-fund item;
obrazložitev metode in kako ta odraža zmožnost postavke pomožnega lastnega sredstva za absorbcijo izgube;
a description of any assumptions upon which the method relies and how these assumptions are prudent and realistic;
opis vseh predpostavk, na katerih temelji metoda, in na kakšen način so te predpostavke preudarne in realne;
the item's expected initial amount that has been calculated in accordance with the method and a justification of that amount;
pričakovani začetni znesek postavke, ki je bil izračunan v skladu z metodo, in obrazložitev tega zneska;