natgillin/translations-raw huggingface dataset:
‘large risks’ means large risks as defined in Article 13 point 27 of Directive 2009/138/EC;
„zavarovalni naložbeni produkt“ pomeni zavarovalni produkt, ki ponuja vrednost zapadlosti ali odkupno vrednost, pri čemer je ta vrednost v celoti ali deloma, posredno ali neposredno izpostavljena tržnim nihanjem, in ne vključuje:
‘insurance-based investment product’ means an insurance product which offers a maturity or surrender value and where that maturity or surrender value is wholly or partially exposed, directly or indirectly, to market fluctuations, and does not include:
produktov neživljenjskega zavarovanja, naštetih v Prilogi I k Direktivi 2009/138/ES (Vrste neživljenjskega zavarovanja);
non-life insurance products as listed in Annex I to Directive 2009/138/EC (Classes of non-life insurance);
pogodb o življenjskem zavarovanju, pri katerih se sredstva po pogodbi izplačajo šele ob smrti ali v primeru nezmožnosti zaradi poškodbe, bolezni ali invalidnosti;
life insurance contracts where the benefits under the contract are payable only on death or in respect of incapacity due to injury, sickness or disability;
pokojninskih produktov, katerih glavni namen po nacionalnem pravu je vlagatelju zagotoviti dohodek ob upokojitvi in na podlagi katerih je vlagatelj upravičen do določenih prejemkov;
pension products which, under national law, are recognised as having the primary purpose of providing the investor with an income in retirement, and which entitle the investor to certain benefits;
uradno priznanih shem poklicnega pokojninskega zavarovanja, ki spadajo v področje uporabe Direktive 2003/41/ES ali Direktive 2009/138/ES;
officially recognised occupational pension schemes falling under the scope of Directive 2003/41/EC or Directive 2009/138/EC;
posameznih pokojninskih produktov, za katere je po nacionalnem pravu potreben finančni prispevek delodajalca in pri katerih delodajalec ali zaposleni ne more izbrati med pokojninskimi produkti ali ponudniki;
individual pension products for which a financial contribution from the employer is required by national law and where the employer or the employee has no choice as to the pension product or provider;
„trajni nosilec podatkov“ pomeni vsak instrument, ki:
‘durable medium’ means any instrument which:
ji omogoča nespremenjeno prikazovanje shranjenih informacij.
allows the unchanged reproduction of the information stored.
občasno zagotavljanje informacij v okviru druge poklicne dejavnosti, kadar:
For the purposes of points (1) and (2) of paragraph 1, the following shall not be considered to constitute insurance distribution or reinsurance distribution:
ponudnik ne stori nadaljnjih korakov za pomoč pri sklepanju ali izvajanju zavarovalne pogodbe;
the provision of information on an incidental basis in the context of another professional activity where:
namen te dejavnosti ni pomoč stranki pri sklepanju ali izvajanju pozavarovalne pogodbe;
the provider does not take any additional steps to assist in concluding or performing an insurance contract;
poklicno vodenje zahtevkov zavarovalnice ali pozavarovalnice, poravnava škode ter izvedenska cenitev zahtevkov;
the purpose of that activity is not to assist the customer in concluding or performing a reinsurance contract;
zgolj zagotavljanje podatkov in informacij o potencialnih imetnikih zavarovalnih polic zavarovalnim posrednikom, pozavarovalnim posrednikom, zavarovalnicam ali pozavarovalnicam, kadar ponudnik ne stori nadaljnjih korakov za pomoč pri sklepanju zavarovalne ali pozavarovalne pogodbe;
the management of claims of an insurance undertaking or of a reinsurance undertaking on a professional basis, and loss adjusting and expert appraisal of claims;
zgolj zagotavljanje informacij o zavarovalnih ali pozavarovalnih produktih, o zavarovalnem posredniku ali pozavarovalnem posredniku, o zavarovalnici ali pozavarovalnici potencialnim imetnikom zavarovalnih polic, kadar ponudnik ne stori nadaljnjih korakov za pomoč pri sklepanju ali izvajanju zavarovalne ali pozavarovalne pogodbe.
the mere provision of data and information on potential policyholders to insurance intermediaries, reinsurance intermediaries, insurance undertakings or reinsurance undertakings where the provider does not take any additional steps to assist in the conclusion of an insurance or reinsurance contract;
POGLAVJE II
the mere provision of information about insurance or reinsurance products, an insurance intermediary, a reinsurance intermediary, an insurance undertaking or a reinsurance undertaking to potential policyholders where the provider does not take any additional steps to assist in the conclusion of an insurance or reinsurance contract.
ZAHTEVE GLEDE REGISTRACIJE
CHAPTER II
Člen 3
REGISTRATION REQUIREMENTS
Registracija
Article 3
Zavarovalni posredniki, pozavarovalni posredniki in posredniki dopolnilnih zavarovanj se registrirajo pri pristojnem organu v njihovi matični državi članici.
Registration
Zavarovalnicam in pozavarovalnicam ter njihovim zaposlenim se ni treba registrirati v skladu s to direktivo.
Insurance, reinsurance, and ancillary insurance intermediaries shall be registered with a competent authority in their home Member State.
Brez poseganja v prvi pododstavek se lahko države članice odločijo, da zavarovalnice in pozavarovalnice, zavarovalni in pozavarovalni posredniki ter drugi organi lahko sodelujejo s pristojnimi organi pri registriranju zavarovalnih in pozavarovalnih posrednikov ter posrednikov dopolnilnih zavarovanj in pri izvajanju zahtev iz člena 10.
Insurance and reinsurance undertakings and their employees shall not be required to register under this Directive.
Zlasti lahko zavarovalne in pozavarovalne posrednike ter posrednike dopolnilnih zavarovanj registrira zavarovalnica ali pozavarovalnica, zavarovalni ali pozavarovalni posrednik ali združenje zavarovalnic ali pozavarovalnic ali zavarovalnih ali pozavarovalnih posrednikov pod nadzorom pristojnega organa.
Without prejudice to the first subparagraph, Member States may stipulate that insurance and reinsurance undertakings and intermediaries and other bodies may cooperate with the competent authorities in registering insurance and reinsurance and ancillary insurance intermediaries and in the application of the requirements laid down in Article 10.
Zavarovalni ali pozavarovalni posrednik ali posrednik dopolnilnih zavarovanj lahko deluje pod odgovornostjo zavarovalnice ali pozavarovalnice ali drugega posrednika.
In particular, insurance, reinsurance and ancillary insurance intermediaries may be registered by an insurance or reinsurance undertaking, insurance or reinsurance intermediary, or by an association of insurance or reinsurance undertakings, or insurance or reinsurance intermediaries, under the supervision of a competent authority.
V takem primeru lahko države članice določijo, da je zavarovalnica ali pozavarovalnica ali drug posrednik dolžan zagotoviti, da zavarovalni ali pozavarovalni posrednik ali posrednik dopolnilnih zavarovanj izpolnjuje pogoje za registracijo, vključno s pogoji iz točke (c) prvega pododstavka odstavka 6.
An insurance or reinsurance intermediary or an ancillary insurance intermediary may act under the responsibility of an insurance or reinsurance undertaking or another intermediary.
Države članice lahko tudi določijo, da zavarovalnica ali pozavarovalnica ali drug posrednik, ki je odgovoren za zavarovalnega ali pozavarovalnega posrednika ali posrednika dopolnilnih zavarovanj, tega posrednika ali posrednika dopolnilnih zavarovanj registrira.
In such a case, Member States may stipulate that the insurance or reinsurance undertaking or other intermediary shall be responsible for ensuring that the insurance or reinsurance intermediary or ancillary insurance intermediary meets the conditions for registration, including the conditions set out in point (c) of the first subparagraph of paragraph 6.
Državam članicam ni treba od vseh fizičnih oseb, ki delajo pri registriranem zavarovalnem ali pozavarovalnem posredniku ali pri posredniku dopolnilnih zavarovanj in opravljajo dejavnost distribucije zavarovalnih ali pozavarovalnih produktov, zahtevati, da izpolnjujejo pogoje iz prvega pododstavka.
Member States may also stipulate that the insurance or reinsurance undertaking or other intermediary which takes responsibility for the insurance or reinsurance intermediary or ancillary insurance intermediary registers that intermediary or ancillary intermediary.
Države članice zagotovijo, da so v registrih navedena imena fizičnih oseb znotraj uprave distributerja zavarovalnih ali pozavarovalnih produktov, ki so zadolžene za njihovo distribucijo.
Member States need not apply the requirement referred to in the first subparagraph to all the natural persons who work in an insurance or reinsurance intermediary or ancillary insurance intermediary and who pursue the activity of insurance or reinsurance distribution.
Registri poleg tega vsebujejo tudi podatke o državah članicah, v katerih posrednik opravlja posel iz naslova svobode ustanavljanja ali svobode opravljanja storitev.
Member States shall ensure that the registers specify the names of the natural persons within the management of the insurance or reinsurance distributor who are responsible for the insurance or reinsurance distribution.
Države članice lahko vzpostavijo več kot en register zavarovalnih posrednikov, pozavarovalnih posrednikov in posrednikov dopolnilnih zavarovanj, pod pogojem, da opredelijo merila, po katerih se morajo posredniki registrirati.
The registers shall further indicate the Member States in which the intermediary conducts business under the rules on the freedom of establishment or on the freedom to provide services.
Države članice vzpostavijo spletni sistem registracije.
Member States may establish more than one register for insurance, reinsurance, and ancillary insurance intermediaries provided that they lay down the criteria according to which intermediaries are to be registered.
Ta sistem mora biti enostavno dostopen in omogočati izpolnitev obrazca za registracijo neposredno na spletu.
Member States shall establish an online registration system.
V primeru, da je registrov v državi članici več, ta država članica vzpostavi eno samo informacijsko točko, ki omogoča hiter in enostaven dostop do teh registrov, ki so v elektronski obliki in se posodabljajo.
That system shall be easily accessible and allow the registration form to be completed directly online.
Informacijska točka zagotavlja tudi identifikacijske podatke o pristojnih organih matične države članice.
In the event that there is more than one register in a Member State, that Member State shall establish a single information point allowing quick and easy access to information from those registers, which shall be compiled electronically and kept updated.
EIOPA vzpostavi, objavi na svojem spletnem mestu in posodablja enoten elektronski register z evidencami o zavarovalnih posrednikih, pozavarovalnih posrednikih in posrednikih dopolnilnih zavarovanj, ki so sporočili namero za čezmejno poslovanje v skladu s poglavjem III.
The information point shall also provide the identification details of the competent authorities of the home Member State.
Države članice organu EIOPA zagotovijo relevantne informacije takoj, da mu omogočijo opravljanje navedenega.
EIOPA shall establish, publish on its website and keep up-to-date a single electronic register containing records of insurance, reinsurance and ancillary insurance intermediaries which have notified their intention to carry on cross-border business in accordance with Chapter III.
Register vsebuje povezave do spletnih mest pristojnih organov vseh držav članic, s katerih je do njega mogoče dostopati.
Member States shall provide relevant information to EIOPA promptly to enable it to do this.
EIOPA ima pravico dostopati do podatkov hranjenih, v registru iz prvega pododstavka.
The register shall contain links to, and be accessible from, each of the Member States’ competent authorities’ websites.
EIOPA in pristojni organi imajo pravico spreminjati take podatke.
EIOPA shall have the right to access the data stored in the register referred to in the first subparagraph.
Posamezniki, katerih osebni podatki so hranjeni v registru in katerih osebni podatki se izmenjujejo, imajo pravico dostopati do takih shranjenih podatkov in pravico, da so primerno obveščeni.
EIOPA and the competent authorities shall have the right to modify such data.
EIOPA vzpostavi spletno mesto s spletnimi povezavami na vse informacijske točke ali, kadar je primerno, register, ki so ga države članice vzpostavile v skladu z odstavkom 3.
Data subjects whose personal details are stored on the register and exchanged shall have the right to access such stored data and the right to be appropriately informed.
Matične države članice zagotovijo, da je pogoj za registracijo zavarovalnih posrednikov, pozavarovalnih posrednikov in posrednikov dopolnilnih zavarovanj izpolnjevanje ustreznih pogojev iz člena 10.
EIOPA shall establish a website with hyperlinks to each single information point or, where applicable, register, established by Member States in accordance with paragraph 3.
Pristojni organi redno preverjajo veljavnost registracije.
Home Member States shall ensure that registration of insurance, reinsurance and ancillary insurance intermediaries is made subject to the fulfilment of the relevant requirements laid down in Article 10.
Matične države članice zagotovijo, da se zavarovalni in pozavarovalni posredniki ter posredniki dopolnilnih zavarovanj, ki ne izpolnjujejo več pogojev iz člena 10, izbrišejo iz registra.
The validity of the registration shall be subject to a regular review by the competent authority.
Kadar je primerno, matična država članica o morebitnem izbrisu obvesti državo članico gostiteljico.
Home Member States shall ensure that insurance, reinsurance and ancillary insurance intermediaries who cease to fulfil the requirements laid down in Article 10 are removed from the register.
Države članice zagotovijo, da se vloge posrednikov za vpis v register obravnavajo v treh mesecih po oddaji popolne vloge ter da se vlagatelja takoj obvesti o odločitvi.
Where applicable, the home Member State shall inform the host Member State of such removal.
Države članice zagotovijo, da se kot pogoj za registracijo od zavarovalnih in pozavarovalnih posrednikov ter posrednikov dopolnilnih zavarovanj zahtevajo vse naslednje informacije:
Member States shall ensure that applications by intermediaries for inclusion in the register are dealt with within three months of the submission of a complete application, and that the applicant shall be notified promptly of the decision.
identiteta delničarjev ali članov, ne glede na to, ali so fizične ali pravne osebe, ki imajo več kot 10-odstotni lastniški delež pri posredniku, in višina teh deležev;
Member States shall ensure that all of the following information is requested as a condition of registration of insurance, reinsurance and ancillary insurance intermediaries:
identiteta oseb, ki imajo tesne povezave s posrednikom;
the identities of shareholders or members, whether natural or legal persons, that have a holding in the intermediary that exceeds 10 %, and the amounts of those holdings;
informacije, da ti lastniški deleži ali tesne povezave ne preprečujejo učinkovitega izvajanja nadzornih funkcij pristojnega organa.
the identities of persons who have close links with the intermediary;
Države članice zagotovijo, da posredniki nemudoma obvestijo pristojne organe o kakršni koli spremembi informacij, predloženih na podlagi tega odstavka.
information that those holdings or close links do not prevent the effective exercise of the supervisory functions of the competent authority.
Države članice zagotovijo, da pristojni organi zavrnejo registracijo, če zakoni, predpisi ali upravne določbe tretje države, ki urejajo eno ali več fizičnih ali pravnih oseb, s katerimi ima posrednik tesne povezave, ali težave pri izvajanju teh zakonov, predpisov ali upravnih določb preprečujejo učinkovito izvajanje njihovih nadzornih funkcij.
Member States shall ensure that intermediaries inform the competent authorities without undue delay of any change in the information provided under this paragraph.
POGLAVJE III
Member States shall ensure that competent authorities refuse registration if the laws, regulations or administrative provisions of a third country governing one or more natural or legal persons with which the intermediary has close links, or difficulties involved in the enforcement of those laws, regulations or administrative provisions, prevent the effective exercise of their supervisory functions.
SVOBODA OPRAVLJANJA STORITEV IN SVOBODA USTANAVLJANJA
CHAPTER III
Člen 4
FREEDOM TO PROVIDE SERVICES AND FREEDOM OF ESTABLISHMENT
Izvajanje svobode opravljanja storitev
Article 4
Zavarovalni posrednik, pozavarovalni posrednik ali posrednik dopolnilnih zavarovanj, ki namerava prvikrat opravljati posel na ozemlju druge države članice iz naslova svobode opravljanja storitev, pristojnemu organu matične države članice sporoči naslednje informacije:
Exercise of the freedom to provide services
ime, naslov in po potrebi registracijsko številko posrednika;
Any insurance, reinsurance or ancillary insurance intermediary who intends to carry on business within the territory of another Member State for the first time, under the freedom to provide services, shall communicate the following information to the competent authority of its home Member State:
državo članico ali države članice, v katerih namerava posrednik delovati;
the name, address and, where applicable, the registration number of the intermediary;
kategorijo posrednika in, kadar je primerno, ime zavarovalnice ali pozavarovalnice, ki jo zastopa;
the Member State or Member States in which the intermediary intends to operate;
po potrebi zadevne razrede zavarovanja.
the category of intermediary and, where applicable, the name of any insurance or reinsurance undertaking represented;
Pristojni organ matične države članice v enem mesecu po prejemu informacij iz odstavka 1 te informacije sporoči pristojnemu organu države članice gostiteljice, ki njihov prejem takoj potrdi.
the relevant classes of insurance, if applicable.
Pristojni organ matične države članice pisno obvesti zavarovalnega posrednika, pozavarovalnega posrednika ali posrednika dopolnilnih zavarovanj, da je pristojni organ države članice gostiteljice prejel informacije ter da lahko posrednik v državi članici gostiteljici začne poslovati.
The competent authority of the home Member State shall, within one month of receiving the information referred to in paragraph 1, communicate that information to the competent authority of the host Member State, which shall acknowledge its receipt without delay.
Kadar je primerno, pristojni organ matične države članice posredniku hkrati sporoči, da so informacije glede pravnih določb iz člena 11(1), ki so veljavne v državi članici gostiteljici, na voljo na načine iz člena 11(3) in (4), ter tudi da mora posrednik te določbe upoštevati, da lahko začne poslovati v državi članici gostiteljici.
The competent authority of the home Member State shall inform the insurance, reinsurance or ancillary insurance intermediary in writing that the information has been received by the competent authority of the host Member State and that the intermediary can commence its business in the host Member State.
V primeru spremembe podatkov, ki se sporočijo v skladu z odstavkom 1, zavarovalni posrednik, pozavarovalni posrednik ali posrednik dopolnilnih zavarovanj uradno obvesti pristojni organ matične države članice o tej spremembi vsaj en mesec pred njeno uvedbo.
Where applicable, at the same time, the competent authority of the home Member State shall communicate to the intermediary the fact that information concerning the legal provisions referred to in Article 11(1) applicable in the host Member State is available through the means referred to in Article 11(3) and (4) and also that the intermediary must comply with those provisions in order to commence its business in the host Member State.
Pristojni organ matične države članice o tej spremembi prav tako obvesti pristojni organ države članice gostiteljice, takoj ko je to izvedljivo in najpozneje en mesec po prejemu informacij od pristojnega organa matične države članice.
In the event of a change in any of the particulars communicated in accordance with paragraph 1, the insurance, reinsurance or ancillary insurance intermediary shall notify that change to the competent authority of the home Member State at least one month before implementing the change.
Člen 5
The competent authority of the host Member State shall also be informed of that change by the competent authority of the home Member State as soon as is practicable and no later than one month from the date of receipt of the information by the competent authority of the home Member State.
Kršitev obveznosti pri uveljavljanju svobode opravljanja storitev
Article 5
Kadar ima pristojni organ države članice gostiteljice razloge, da meni, da zavarovalni ali pozavarovalni posrednik ali posrednik dopolnilnih zavarovanj, ki na podlagi načela svobode opravljanja storitev deluje na njenem ozemlju, krši katero izmed obveznosti iz te direktive, to mnenje posreduje pristojnemu organu matične države članice.
Breach of obligations when exercising the freedom to provide services
Po oceni informacij, prejetih v skladu s prvim pododstavkom, pristojni organ matične države članice nemudoma, kadar je primerno, sprejme ustrezne ukrepe za odpravo nepravilnosti.
Where the competent authority of the host Member State has reason to consider that an insurance, reinsurance or ancillary insurance intermediary acting within its territory under the freedom to provide services is in breach of any obligation set out in this Directive, it shall communicate those considerations to the competent authority of the home Member State.
O morebitnih takih sprejetih ukrepih obvesti pristojni organ države članice gostiteljice.
After assessing the information received pursuant to the first subparagraph, the competent authority of the home Member State shall, where applicable, and, if so, at the earliest opportunity, take appropriate measures to remedy the situation.
Kadar kljub ukrepom, ki jih sprejme matična država članica, ali ker so ti neustrezni ali pomanjkljivi, zavarovalni posrednik, pozavarovalni posrednik ali posrednik dopolnilnih zavarovanj s svojim delovanjem še naprej povzroča nedvomno in obsežno škodo interesom potrošnikov države članice ali urejenemu delovanju zavarovalniških in pozavarovalniških trgov, lahko nadzorni organ države članice gostiteljice, potem ko je obvestil pristojni organ matične države članice, sprejme ustrezne ukrepe za preprečitev nadaljnjih nepravilnosti, vključno s tem, da, če je nujno potrebno, temu posredniku prepreči nadaljnje opravljanje novih poslov na njegovem ozemlju.
It shall inform the competent authority of the host Member State of any such measures taken.
Poleg tega lahko pristojni organ matične države članice ali države članice gostiteljice o zadevi obvesti EIOPA in ga zaprosi za pomoč v skladu s členom 19 Uredbe (EU) št. 1094/2010.
Where, despite the measures taken by the home Member State or because those measures prove to be inadequate or are lacking, the insurance, reinsurance or ancillary insurance intermediary persists in acting in a manner that is clearly detrimental to the interests of host Member State consumers on a large scale, or to the orderly functioning of insurance and reinsurance markets, the competent authority of the host Member State may, after informing the competent authority of the home Member State, take appropriate measures to prevent further irregularities, including, in so far as is strictly necessary, preventing that intermediary from continuing to carry on new business within its territory.
V tem primeru lahko EIOPA ravna v skladu s pooblastili, ki so mu podeljena s tem členom.