natgillin/translations-raw huggingface dataset:
In accordance with the principle of subsidiarity, Member States should retain full responsibility for the organisation of their pension systems as well as for the decision on the role of each of the three pillars of the retirement system in individual Member States.
Namen te direktive ni postaviti pod vprašaj teh pravic držav članic, temveč jih spodbuditi, da vzpostavijo ustrezno, varno in vzdržno poklicno pokojninsko zavarovanje ter olajšale čezmejno dejavnost.
In the context of the second pillar, they should also retain full responsibility for the role and functions of the various institutions providing occupational retirement benefits, such as industry-wide pension funds, company pension funds and life insurance undertakings.
Komisija bi morala ob upoštevanju, da je treba še izboljšati poklicno pokojninsko zavarovanje, zagotoviti bistveno dodano vrednost na ravni Unije, in sicer s sprejetjem dodatnih ukrepov za podporo sodelovanja držav članic s socialnimi partnerji pri izboljšavah pokojninskih načrtov drugega stebra in z vzpostavitvijo strokovne skupine na visoki ravni, da bi povečali pokojninske prihranke drugega stebra v državah članicah, vključno s spodbujanjem izmenjave primerov dobre prakse med njimi, zlasti kar zadeva čezmejno dejavnost.
This Directive is not intended to call this prerogative of Member States into question, but rather encourage them to build up adequate, safe and sustainable occupational retirement provision and facilitate cross-border activity.
Nacionalni predpisi o udeležbi samozaposlenih oseb pri institucijah za poklicno pokojninsko zavarovanje se razlikujejo.
Taking into account the need to further improve occupational retirement provision, the Commission should provide significant added value at Union level by undertaking further steps in supporting Member States' cooperation with social partners in the improvement of second pillar pension schemes and by establishing a high level group of experts to enhance second pillar retirement savings in Member States, including the promotion of the exchange of best practices between Member States, in particular with regard to cross-border activity.
V nekaterih državah članicah lahko institucije za poklicno pokojninsko zavarovanje poslujejo na podlagi sporazumov s panožnimi združenji, katerih člani delujejo kot samozaposlene osebe, ali neposredno s samozaposlenimi ali zaposlenimi osebami.
National rules concerning the participation of self-employed persons in IORPs differ.
V nekaterih državah članicah lahko postane samozaposlena oseba tudi član institucije za poklicno pokojninsko zavarovanje, če deluje kot delodajalec ali zagotavlja poklicne storitve podjetju.
In some Member States, IORPs can operate on the basis of agreements with trade groups whose members act in a self-employed capacity or directly with self-employed and employed persons.
V nekaterih državah članicah lahko samozaposlene osebe pristopijo k instituciji za poklicno pokojninsko zavarovanje le pod pogojem, da izpolnjujejo določene zahteve, vključno s tistimi, ki jih predpisujeta socialno in delovno pravo.
In some Member States, a self-employed person can also become a member of an IORP where the self-employed person acts as employer or provides professional services to an undertaking.
Iz področja uporabe te direktive bi morale biti izključene institucije, ki upravljajo sisteme socialne varnosti in so že usklajene na ravni Unije.
In some Member States, self-employed persons cannot join an IORP unless certain requirements, including those imposed by social and labour law, are met.
Vendar je treba pri tem upoštevati specifičnost institucij za poklicno pokojninsko zavarovanje, ki v posamezni državi članici upravljajo tako sisteme socialne varnosti kot tudi pokojninske načrte poklicnega zavarovanja.
Institutions operating social security schemes which are already coordinated at Union level, should be excluded from the scope of this Directive.
Institucij, ki delujejo na podlagi načela kapitalskega financiranja kot dela obveznih sistemov socialne varnosti, ta direktiva ne zajema.
Account should nevertheless be taken of the specificity of IORPs which, in a single Member State, operate both social security schemes and occupational pension schemes.
Finančne institucije, ki že koristijo ugodnosti zakonodajnega okvira Unije, bi morale biti na splošno izključene iz področja uporabe te direktive.
Institutions operating on the principle of capital financing as part of mandatory social security schemes are not covered by this Directive.
Ker pa lahko te institucije v nekaterih primerih ponujajo tudi storitve poklicnega pokojninskega zavarovanja, je pomembno zagotoviti, da ta direktiva ne vodi k izkrivljanju konkurence.
Financial institutions which already benefit from a Union legislative framework should in general be excluded from the scope of this Directive.
Takemu izkrivljanju se je mogoče izogniti z uporabo zahtev glede skrbnega in varnega poslovanja te direktive za dejavnosti poklicnih pokojninskih zavarovanj, ki jih izvajajo življenjske zavarovalnice iz točke (a)(i) do (iii) člena 2(3) in točke (b)(ii) do (iv) člena 2(3) Direktive 2009/138/ES Evropskega parlamenta in Sveta [6].
However, as such institutions may also in some cases offer occupational pension services, it is important to ensure that this Directive does not lead to distortions of competition.
Komisija bi morala tudi skrbno spremljati položaj na trgu poklicnih pokojnin in oceniti možnost razširitve izbirne uporabe te direktive na druge, s predpisi opredeljene finančne institucije.
Such distortions can be avoided by applying the prudential requirements of this Directive to the occupational pension business of life insurance undertakings in accordance with point (a)(i) to (iii) of Article 2(3) and point (b)(ii) to (iv) of Article 2(3) of Directive 2009/138/EC of the European Parliament and of the Council [6].
Ker je namen institucij za poklicno pokojninsko zavarovanje zagotoviti finančno varnost v pokoju, bi se morale pokojnine, ki jih te institucije plačujejo, na splošno izplačevati kot doživljenjska izplačila, časovno omejena izplačila, izplačila enkratnega zneska ali kakršna koli kombinacija teh oblik izplačila.
The Commission should also carefully monitor the situation in the occupational pensions market and assess the possibility of extending the optional application of this Directive to other regulated financial institutions.
Pomembno je zagotoviti, da starejše osebe in invalidi niso izpostavljeni tveganju revščine in da lahko uživajo dostojen življenjski standard.
Since IORPs aim to ensure financial security in retirement, the retirement benefits paid by them should generally take the form of payments for life, payments to be made for a temporary period, lump sum payments, or any combination thereof.
Primerno pokritje biometričnih tveganj v sistemih poklicnih pokojninskih zavarovanj je pomemben vidik boja proti revščini in nezadostni varnosti pri starejših ljudeh.
It is important to ensure that older and disabled people are not placed at risk of poverty and can enjoy a decent standard of living.
Ob vzpostavitvi pokojninskega sistema bi morali delodajalci in delojemalci ali njihovi zastopniki proučiti možnost pokojninskega sistema, ki vključuje možnost pokrivanja tveganja dolgoživosti in tveganja poklicne invalidnosti kot tudi skrb za nepreskrbljene preživele osebe.
Appropriate cover for biometric risks in occupational pension arrangements is an important aspect of the fight against poverty and insecurity among elderly people.
Omogočanje državam članicam, da iz področja uporabe nacionalnih izvedbenih predpisov izključijo institucije za poklicno pokojninsko zavarovanje, ki upravljajo pokojninske načrte z manj kot skupno 100 člani, lahko v teh državah članicah olajša nadzor, ne da bi bilo s tem ogroženo pravilno delovanje notranjega trga na tem področju.
When setting up a pension scheme, employers and employees, or their respective representatives, should consider the possibility of the pension scheme including provisions for the coverage of the longevity risk and occupational disability risks as well as provision for surviving dependants.
Vendar to ne bi smelo ogroziti pravice takšnih institucij za poklicno pokojninsko zavarovanje, da za upravljanje njihovih naložbenih portfeljev imenujejo naložbene upravitelje, ki imajo sedež in so ustrezno pooblaščeni v drugi državi članici, za skrbništvo nad njihovim premoženjem pa skrbnike ali depozitarje, ki imajo sedež v drugi državi članici in so ustrezno pooblaščeni.
Giving Member States the possibility to exclude from the scope of national implementing law IORPs which operate pension schemes which together have less than 100 members in total can facilitate supervision in those Member States, without undermining the proper functioning of the internal market in this field.
V vsakem primeru bi morale države članice uporabljati nekatere določbe, ki se nanašajo na naložbena pravila in sistem upravljanja institucij za poklicno pokojninsko zavarovanje, ki upravljajo pokojninske načrte s skupno več kot 15 člani.
However, this should not undermine the right of such IORPs to appoint investment managers established and duly authorised in another Member State for the management of their investment portfolio, and custodians or depositaries established and duly authorised in another Member State for the custody of their assets.
Institucije kot so „Unterstützungskassen“ v Nemčiji, v katerih člani nimajo zakonske pravice do prejemkov v določenem znesku in kadar so njihovi interesi zaščiteni z obvezno predpisanim zavarovanjem pred plačilno nesposobnostjo, bi morale biti izključene iz področja uporabe Direktive.
In any event, Member States should apply certain provisions concerning investment rules and the system of governance to IORPs which operate pension schemes which together have more than 15 members in total.
Zaradi zaščite članov in upravičencev bi morale institucije za poklicno pokojninsko zavarovanje omejiti svoje dejavnosti na dejavnosti iz te direktive in na tiste, ki iz njih izhajajo.
Institutions such as ‘Unterstützungskassen’ in Germany, where the members have no legal rights to benefits of a certain amount and where their interests are protected by a compulsory statutory insolvency insurance, should be excluded from the scope of the Directive.
V primeru stečaja ustanoviteljskega podjetja so člani soočeni s tveganjem izgube delovnega mesta kot tudi pridobljenih pokojninskih pravic.
In order to protect members and beneficiaries, IORPs should limit their activities to those referred to in this Directive and to those arising therefrom.
Zaradi tega je treba zagotoviti nedvoumno razmejitev med ustanoviteljskim podjetjem in institucijo za poklicno pokojninsko zavarovanje ter določiti minimalne standarde skrbnega in varnega poslovanja za zaščito članov.
In the event of the bankruptcy of a sponsoring undertaking, members face the risk of losing both their jobs and their acquired pension rights.
Pri določitvi takih standardov bi se moral upoštevati dostop institucij za poklicno pokojninsko zavarovanje do varovalnih pokojninskih načrtov ali podobnih mehanizmov, ki pridobljene individualne pravice članov in upravičencev varujejo pred tveganjem neplačila ustanoviteljskega podjetja.
This makes it necessary to ensure that there is a clear separation between the sponsoring undertaking and the IORP and that minimum prudential standards are laid down to protect members.
Glede poslovanja in nadzora institucij za poklicno pokojninsko zavarovanje obstajajo med državami članicami znatne razlike.
Access of IORPs to pension protection schemes or similar mechanisms which protect the accrued individual entitlements of members and beneficiaries against the risk of default of the sponsoring undertaking should be taken into account when such standards are laid down.
V nekaterih državah članicah se lahko nadzor izvaja ne le nad samimi institucijami za poklicno pokojninsko zavarovanje, marveč tudi nad subjekti ali družbami, ki so pooblaščene za upravljanje takih institucij.
The operation and supervision of IORPs differ significantly between Member States.
Države članice bi morale biti zmožne upoštevati tako posebnost, dokler so vse zahteve iz te direktive dejansko izpolnjene.
In some Member States, supervision can be exercised not only over the IORP itself but also over the entities or companies which are authorised to manage such IORPs.
Države članice bi morale biti prav tako sposobne omogočiti zavarovalniškim in drugim finančnim subjektom upravljanje institucij za poklicno pokojninsko zavarovanje.
Member States should be able to take such specificity into account as long as all the requirements laid down in this Directive are effectively met.
Institucije za poklicno pokojninsko zavarovanje so pokojninske institucije s socialno funkcijo, ki zagotavljajo finančne storitve.
Member States should also be able to allow insurance entities and other financial entities to manage IORPs.
Odgovorne so za zagotavljanje prejemkov iz poklicnih pokojninskih zavarovanj, zaradi česar bi morale izpolnjevati določene minimalne standarde skrbnega in varnega poslovanja glede svojih dejavnosti in pogojev poslovanja ob upoštevanju nacionalnih pravil in tradicije.
IORPs are pension institutions with a social purpose that provide financial services.
Vendar teh institucij ne bi smeli obravnavati kot zgolj ponudnike finančnih storitev.
They are responsible for the provision of occupational retirement benefits and should therefore meet certain minimum prudential standards with respect to their activities and conditions of operation, taking into account national rules and traditions.
Njihovo socialno funkcijo in trikotno razmerje med delojemalcem, delodajalcem in institucijo za poklicno pokojninsko zavarovanje bi bilo treba ustrezno priznati in podpreti kot vodilno načelo te direktive.
However, such institutions should not be treated as purely financial service providers.
Kadar v skladu z nacionalnim pravom institucije za poklicno pokojninsko zavarovanje upravljajo pokojninske sklade, ki niso pravne osebe in jih sestavljajo pokojninski načrti posameznih članov, katerih sredstva so ločena od sredstev institucij za poklicno in pokojninsko zavarovanje, bi države članice morale imeti možnost, da vsak pokojninski sklad obravnavajo kot en pokojninski načrt v smislu te direktive.
Their social function and the triangular relationship between the employee, the employer and the IORP should be adequately acknowledged and supported as guiding principles of this Directive.
Zelo veliko število institucij za poklicno pokojninsko zavarovanje v določenih državah članicah zahteva pragmatično rešitev glede predhodne pooblastitve teh institucij.
Where, in accordance with national law, IORPs manage pension funds that have no legal personality and consist of pension schemes of individual members whose assets are separated from the assets of the IORPs, it should be possible for Member States to consider each pension fund as a single pension scheme within the meaning of this Directive.
Če pa želi institucija za poklicno pokojninsko zavarovanje upravljati načrt v drugi državi članici, bi morala od pristojnega organa matične države članice pridobiti predhodno pooblastitev.
The huge number of IORPs in certain Member States means a pragmatic solution is necessary as regards prior authorisation of IORPs.
Brez poseganja v nacionalno socialno in delovno pravo o organizaciji pokojninskih sistemov, vključno z obveznim članstvom in rezultati pogajanj o sklenitvi kolektivnih pogodb, bi morale imeti institucije za poklicno pokojninsko zavarovanje možnost zagotavljanja svojih storitev v drugih državah članicah po prejemu pooblastila, ki ga izda pristojni organ v matični državi članici institucije za poklicno pokojninsko zavarovanje.
However, if an IORP wishes to manage a scheme in another Member State, a prior authorisation granted by the competent authority of the home Member State should be required.
Institucijam za poklicno pokojninsko zavarovanje bi moralo biti dovoljeno sprejeti sponzorstvo (plačevanje premij) podjetij, ki se nahajajo v kateri koli državi članici, in upravljati pokojninske načrte s člani iz več kot ene države članice.
Without prejudice to national social and labour law on the organisation of pension systems, including compulsory membership and the outcomes of collective bargaining agreements, IORPs should have the possibility of providing their services in other Member States upon receipt of the authorisation from the competent authority of the IORP's home Member State.
To lahko za te institucije morebiti privede do znatne ekonomije obsega, izboljša konkurenčnost industrije Unije in olajša poklicno mobilnost delovne sile.
IORPs should be allowed to accept sponsorship from undertakings located in any Member State and to operate pension schemes with members in more than one Member State.
Pravico institucije za poklicno pokojninsko zavarovanje s sedežem v eni državi članici do pogodbeno sklenjenega upravljanja pokojninskega načrta poklicnega zavarovanja v drugi državi članici bi smelo biti mogoče uveljavljati le ob popolnem upoštevanju določb veljavnega socialnega in delovnega prava države članice gostiteljice, kolikor je to pomembno za pokojninske načrte poklicnega zavarovanja, na primer opredelitev in plačevanje pokojnin in pogoji prenosljivosti pokojninskih pravic.
This would potentially lead to significant economies of scale for such IORPs, improve the competitiveness of Union industry and facilitate labour mobility.
Pojasniti bi bilo treba področje uporabe pravil skrbnega in varnega poslovanja, da se zagotovi pravna varnost za vse čezmejne dejavnosti institucij za poklicno pokojninsko zavarovanje.
The exercise of the right of an IORP established in one Member State to manage an occupational pension scheme contracted in another Member State should fully respect the provisions of the social and labour law in force in the host Member State insofar as it is relevant to occupational pension schemes, for example the definition and payment of retirement benefits and the conditions for transferability of pension rights.
Institucije za poklicno pokojninsko zavarovanje bi morale imeti možnost čezmejnega prenosa pokojninskih načrtov na druge tovrstne institucije za poklicno pokojninsko zavarovanje v Uniji, da bi se olajšala organizacija poklicnega pokojninskega zavarovanja na ravni Unije.
The scope of prudential rules should be clarified in order to ensure legal certainty for the cross-border activities of IORPs.
Za prenose bi bilo treba pridobiti pooblastilo pristojnega organa matične države članice namembne institucije za poklicno pokojninsko zavarovanje, potem ko je ta pristojni organ dobil soglasje pristojnega organa matične države članice institucije za poklicno pokojninsko zavarovanje, ki pokojninski načrt prenaša.
IORPs should be able to transfer pension schemes to other IORPs across borders within the Union in order to facilitate the organisation of occupational retirement provision on a Union scale.
Za prenos in pogoje zanj bi bilo treba pridobiti predhodno odobritev večine zadevnih članov in večine zadevnih upravičencev, ali, po potrebi, večine njihovih zastopnikov, kot so skrbniki načrtov, ki temeljijo na skrbništvu.
Transfers should be subject to authorisation by the competent authority in the home Member State of the receiving IORP after that competent authority has received the consent of the competent authority of the home Member State of the IORP transferring the pension scheme.
V primeru prenosa dela pokojninskega načrta bi bilo treba zagotoviti ekonomsko vzdržnost tako prenesenega kot preostalega dela pokojninskega načrta, prav tako pa bi bilo treba po prenosu ustrezno zaščititi pravice vseh članov in upravičencev, in sicer z zahtevo, da morata imeti tako izvorna kot namembna institucija za poklicno pokojninsko zavarovanje dovolj ustreznih sredstev za kritje zavarovalno-tehničnih rezervacij za preneseni in preostali del načrta.
The transfer and its conditions should be subject to prior approval by a majority of the members and a majority of the beneficiaries concerned or where applicable, by a majority of their representatives, such as the trustees of a trust-based scheme.
Za lažje usklajevanje nadzornih praks lahko EIOPA od pristojnih organov zahteva informacije v skladu s pristojnostmi, prenesenimi nanj z Uredbo (EU) št. 1094/2010.
In the case of a transfer of part of a pension scheme, the viability of both the transferred part and the remaining part of the pension scheme should be ensured and the rights of all members and beneficiaries should be adequately protected after the transfer, by requiring both the transferring and the receiving IORPs to have sufficient and appropriate assets to cover the technical provisions for the transferred part and the remaining part of the scheme.
Poleg tega bi moral EIOPA imeti možnost, da v primeru celotnega ali delnega čezmejnega prenosa pokojninskega načrta, kadar pride do nesoglasja med zadevnimi pristojnimi organi, opravi mediacijo.
In order to facilitate the coordination of supervisory practices, EIOPA can request information from the competent authorities in accordance with the powers conferred on it by Regulation (EU) No 1094/2010.
Izračun zavarovalno-tehničnih rezervacij, izveden v skladu z načelom preudarnosti, je bistveni pogoj za zagotovitev kratkoročnega in dolgoročnega izpolnjevanja obveznosti za plačevanje pokojnin.
Furthermore, in the event of a whole or partial cross-border transfer of a pension scheme, where there is a disagreement between the competent authorities concerned, it should be possible for EIOPA to carry out mediation.
Zavarovalno-tehnične rezervacije bi bilo treba izračunati na podlagi priznanih aktuarskih metod, potrditi pa bi jih moral aktuar ali drug strokovnjak na tem področju.
A prudent calculation of technical provisions is an essential condition to ensure that obligations to pay retirement benefits can be met both in the short and the long term.
Najvišje obrestne mere bi morale biti izbrane preudarno v skladu z vsemi zadevnimi nacionalnimi pravili.
Technical provisions should be calculated on the basis of recognised actuarial methods and certified by an actuary or by another specialist in that field.
Najnižji znesek zavarovalno-tehničnih rezervacij bi moral po eni strani zadostovati za nadaljevanje izplačil prejemkov, ki se že plačujejo upravičencem, po drugi pa odražati obveznosti, ki izhajajo iz pridobljenih pokojninskih pravic članov.
The maximum interest rates should be chosen prudently according to any relevant national rules.
Aktuarsko funkcijo bi morale izvajati osebe, ki imajo ustrezno znanje aktuarske in finančne matematike, sorazmerno z velikostjo, naravo, obsegom in kompleksnostjo tveganj, prisotnih v dejavnostih institucije za poklicno pokojninsko zavarovanje, in ki lahko dokažejo ustrezne izkušnje na podlagi veljavnih strokovnih kvalifikacij ali drugih standardov.
The minimum amount of technical provisions should both be sufficient for benefits already in payment to beneficiaries to continue to be paid and reflect the commitments that arise out of members' accrued pension rights.
Tveganja, ki jih krijejo institucije za poklicno pokojninsko zavarovanje, se od ene do druge države članice znatno razlikujejo.
The actuarial function should be carried out by persons who have knowledge of actuarial and financial mathematics commensurate with the size, nature, scale and complexity of the risks inherent in the activities of the IORP, and who are able to demonstrate their relevant experience with applicable professional qualifications or other standards.
Zaradi tega bi morale imeti matične države članice pri izračunavanju zavarovalno-tehničnih rezervacij možnost predvideti dodatna in podrobnejša pravila, kot določa ta direktiva.
Risks covered by IORPs vary significantly from one Member State to another.
Za zaščito interesov članov in upravičencev pokojninskih načrtov v primeru plačilne nesposobnosti ustanoviteljskega podjetja bi bilo treba zahtevati zadostna in primerna sredstva za kritje zavarovalno-tehničnih rezervacij.