natgillin/translations-raw huggingface dataset:
The power to adopt delegated acts referred to in Article 104 shall be conferred on the Commission for an undetermined period of time from 12 January 2016.
Komisija do 13. januarja 2018 pripravi uporabnikom prijazno elektronsko brošuro, v kateri so jasno in lahko razumljivo navedene pravice potrošnikov v skladu s to direktivo in z njo povezano pravo Unije.
The delegation of power referred to in Article 104 may be revoked at any time by the European Parliament or by the Council.
Komisija države članice, evropska združenja ponudnikov plačilnih storitev in evropska združenja potrošnikov obvesti o objavi brošure iz odstavka 1.
A decision to revoke shall put an end to the delegation of the power specified in that decision.
Komisija, EBA in pristojni organi poskrbijo, da je brošura zlahka dostopna na njihovih spletnih mestih.
It shall take effect on the day following the publication of the decision in the Official Journal of the European Union or on a later date specified therein.
Ponudniki plačilnih storitev zagotovijo, da je brošura zlahka dostopna na njihovih spletnih mestih, če obstajajo, ter na papirju v njihovih podružnicah, pri zastopnikih in zunanjih izvajalcih.
It shall not affect the validity of any delegated acts already in force.
Ponudniki plačilnih storitev svojim strankam ne zaračunajo dajanja informacij na voljo v skladu s tem členom.
As soon as it adopts a delegated act, the Commission shall notify it simultaneously to the European Parliament and to the Council.
Za invalidne osebe se določbe tega člena uporabljajo z ustreznimi drugimi sredstvi, s katerimi se omogoči, da so informacije na voljo v dostopni obliki.
A delegated act adopted pursuant to Article 104 shall enter into force only if no objection has been expressed either by the European Parliament or the Council within a period of 3 months of notification of that act to the European Parliament and the Council or if, before the expiry of that period, the European Parliament and the Council have both informed the Commission that they will not object.
NASLOV VI
That period shall be extended by 3 months at the initiative of the European Parliament or of the Council.
KONČNE DOLOČBE
Obligation to inform consumers of their rights
Popolna harmonizacija
By 13 January 2018, the Commission shall produce a user-friendly electronic leaflet, listing in a clear and easily comprehensible manner, the rights of consumers under this Directive and related Union law.
Brez poseganja v člen 2, člen 8(3), člen 32, člen 38(2), člen 42(2), člen 55(6), člen 57(3), člen 58(3), člen 61(2) in (3), člen 62(5), člen 63(2) in (3), drugi pododstavek člena 74(1) in člen 86, če ta direktiva vsebuje harmonizirane določbe, države članice ne ohranijo ali uvedejo drugih določb, razen tistih, določenih v tej direktivi.
The Commission shall inform Member States, European associations of payment service providers and European consumer associations of the publication of the leaflet referred to in paragraph 1.
Kadar država članica uporabi katero od možnosti iz odstavka 1, o tem in o vseh naknadnih spremembah obvesti Komisijo.
The Commission, EBA and the competent authorities shall each ensure that the leaflet is made available in an easily accessible manner on their respective websites.
Komisija objavi informacije na spletnem mestu ali na drug, lahko dostopen način.
Payment service providers shall ensure that the leaflet is made available in an easily accessible manner on their websites, if existing, and on paper at their branches, their agents and the entities to which their activities are outsourced.
Države članice zagotovijo, da ponudniki plačilnih storitev na škodo uporabnikov plačilnih storitev ne odstopajo od določb nacionalnega prava, ki prenašajo to direktivo, razen kadar je to v direktivi izrecno določeno.
Payment service providers shall not charge their clients for making available information under this Article.
Vendar se lahko ponudniki plačilnih storitev odločijo, da bodo uporabnikom plačilnih storitev odobrili ugodnejše pogoje.
In respect of persons with disabilities, the provisions of this Article shall be applied using appropriate alternative means, allowing the information to be made available in an accessible format.
Člen 108
TITLE VI
Klavzula o pregledu
FINAL PROVISIONS
Komisija do 13. januarja 2021 Evropskemu parlamentu, Svetu, ECB in Evropskemu ekonomsko-socialnemu odboru predloži poročilo o izvajanju in učinku te direktive ter zlasti o:
Article 107
ustreznosti in učinku pravil v zvezi z nadomestili, določenimi v členu 62(3), (4) in (5);
Full harmonisation
uporabi člena 2(3) in (4), vključno z oceno vprašanja, ali je mogoče, kadar je to tehnično izvedljivo, naslova III in IV v celoti uporabiti za plačilne transakcije iz teh odstavkov;
Without prejudice to Article 2, Article 8(3), Article 32, Article 38(2), Article 42(2), Article 55(6), Article 57(3), Article 58(3), Article 61(2) and (3), Article 62(5), Article 63(2) and (3), the second subparagraph of Article 74(1) and Article 86, insofar as this Directive contains harmonised provisions, Member States shall not maintain or introduce provisions other than those laid down in this Directive.
dostopu do plačilnih sistemov, zlasti ob upoštevanju ravni konkurence;
Where a Member State makes use of any of the options referred to in paragraph 1, it shall inform the Commission thereof as well as of any subsequent changes.
ustreznosti in učinku mejnih zneskov za plačilne transakcije iz člena 3(l);
The Commission shall make the information public on a website or other easily accessible means.
ustreznosti in učinku mejne vrednosti za izjeme iz točke (a) člena 32(1);
Member States shall ensure that payment service providers do not derogate, to the detriment of payment service users, from the provisions of national law transposing this Directive except where explicitly provided for therein.
vprašanju, ali bi bilo glede na razvoj zaželeno, da se kot dopolnilo določbam iz člena 75 o plačilnih transakcijah, pri katerih znesek ni vnaprej znan in se sredstva blokirajo, uvedejo najvišje mejne vrednosti za zneske, ki se v takšnih primerih smejo blokirati na plačilnem računu plačnika.
However, payment service providers may decide to grant more favourable terms to payment service users.
Komisija, če je ustrezno, skupaj s poročilom predloži zakonodajni predlog.
Review clause
Prehodna določba
The Commission shall, by 13 January 2021, submit to the European Parliament, the Council, the ECB and the European Economic and Social Committee, a report on the application and impact of this Directive, and in particular on:
Države članice plačilnim institucijam, ki so do 13. januarja 2018 začele opravljati dejavnosti v skladu z nacionalnim pravom, ki prenašajo Direktivo 2007/64/ES, dovolijo, da še naprej opravljajo navedene dejavnosti v skladu z zahtevami iz Direktive 2007/64/ES, ne da bi morale zaprositi za dovoljenje v skladu s členom 5 te direktive ali spoštovati druge določbe iz naslova II te direktive ali določbe, na katere se sklicuje v naslovu II te direktive do 13. julija 2018.
the appropriateness and the impact of the rules on charges as set out in Article 62(3), (4) and (5);
Države članice od navedenih plačilnih institucij zahtevajo, da pristojnim organom predložijo vse ustrezne informacije in jim tako omogočijo, da do 13. julija 2018 presodijo, ali navedene plačilne institucije izpolnjujejo zahteve iz naslova II, in če jih ne, katere ukrepe je treba sprejeti, da se zagotovi izpolnjevanje zahtev, oziroma ali je navedenim plačilnim institucijam primerno odvzeti dovoljenje.
the application of Article 2(3) and (4), including an assessment of whether Titles III and IV can, where technically feasible, be applied in full to payment transactions referred to in those paragraphs;
Plačilnim institucijam, ki ob preveritvi s strani pristojnih organov izpolnjujejo zahteve iz naslova II, se izda dovoljenje in se jih vpiše v registre iz členov 14 in 15.
access to payment systems, having regard in particular to the level of competition;
Kadar navedene plačilne institucije ne izpolnijo zahtev iz naslova II do 13. julija 2018 se jim v skladu s členom 37 te direktive prepove opravljanje plačilnih storitev.
the appropriateness and the impact of the thresholds for the payment transactions referred to in point (l) of Article 3;
Države članice lahko določijo, da se plačilnim institucijam iz odstavka 1 tega člena samodejno izda dovoljenje in se jih vpiše v registre iz členov 14 in 15, če pristojni organi že imajo dokazila, da so izpolnjene zahteve iz členov 5 in 11.
the appropriateness and the impact of the threshold for the exemption referred to in point (a) of Article 32(1);
Pristojni organi pred izdajo dovoljenja o tem obvestijo zadevne plačilne institucije.
whether, given developments, it would be desirable, as a complement to the provisions in Article 75 on payment transactions where the amount is not known in advance and funds are blocked, to introduce maximum limits for the amounts to be blocked on the payer’s payment account in such situations.
Ta odstavek se uporablja za fizične ali pravne osebe, ki so koristile upravičenje na podlagi člena 26 Direktive 2007/64/ES pred 13. januarjem 2018 in so opravljale dejavnosti plačilnih storitev v smislu Direktive 2007/64/ES.
If appropriate, the Commission shall submit a legislative proposal together with its report.
Države članice tem osebam dovolijo, da opravljajo navedene dejavnosti v zadevnih državah članicah v skladu z Direktivo 2007/64/ES do 13. januarja 2019, ne da bi morale pridobiti dovoljenje v skladu s členom 5 te direktive ali zaprositi za izjemo na podlagi člena 32 te direktive ali izpolnjevati druge določbe iz naslova II te direktive ali določbe, na katere se sklicuje v naslovu II te direktive.
Article 109
Vsem osebam iz prvega pododstavka, ki jim do 13. januarja 2019 ni bilo izdano dovoljenje ali jim ni bila dovoljena izjema na podlagi te direktive, je prepovedano opravljati plačilne storitve v skladu s členom 37 te direktive.
Transitional provision
Države članice lahko fizičnim in pravnim osebam ki jim je bila odobrena izjema iz odstavka 3 tega člena dovolijo, da se samodejno štejejo kot fizične in pravne osebe z odobreno izjemo in se vpišejo v registre iz členov 14 in 15, kadar pristojni organi že imajo dokazila, da so izpolnjene zahteve iz člena 32.
Member States shall allow payment institutions that have taken up activities in accordance with the national law transposing Directive 2007/64/EC by 13 January 2018, to continue those activities in accordance with the requirements provided for in Directive 2007/64/EC without being required to seek authorisation in accordance with Article 5 of this Directive or to comply with the other provisions laid down or referred to in Title II of this Directive until 13 July 2018.
Pristojni organi o tem obvestijo zadevne plačilne institucije.
Member States shall require such payment institutions to submit all relevant information to the competent authorities in order to allow the latter to assess, by 13 July 2018, whether those payment institutions comply with the requirements laid down in Title II and, if not, which measures need to be taken in order to ensure compliance or whether a withdrawal of authorisation is appropriate.
Ne glede na odstavek 1 tega člena plačilne institucije, ki jim je bilo izdano dovoljenje za opravljanje plačilnih storitev iz točke (7) Priloge k Direktivi 2007/64/ES, ohranijo dovoljenje za opravljanje plačilnih storitev, ki veljajo za plačilne storitve iz točke (3) Priloge I k tej direktivi, kadar imajo pristojni organi do 13. januarja 2020 dokazila, da so izpolnjene zahteve iz točke (c) člena 7 in iz člena 9 te direktive.
Payment institutions which upon verification by the competent authorities comply with the requirements laid down in Title II shall be granted authorisation and shall be entered in the registers referred to in Articles 14 and 15.
Člen 110
Where those payment institutions do not comply with the requirements laid down in Title II by 13 July 2018, they shall be prohibited from providing payment services in accordance with Article 37.
Spremembe Direktive 2002/65/ES
Member States may provide for payment institutions referred to in paragraph 1 of this Article to be automatically granted authorisation and entered in the registers referred to in Articles 14 and 15 if the competent authorities already have evidence that the requirements laid down in Articles 5 and 11 are complied with.
V členu 4 Direktive 2002/65/ES se odstavek 5 nadomesti z naslednjim:
The competent authorities shall inform the payment institutions concerned before the authorisation is granted.
Kadar se uporablja tudi Direktiva (EU) 2015/2366 Evropskega parlamenta in Sveta, se določbe glede informacij iz člena 3(1) te direktive, razen pododstavkov (2)(c) do (g), (3)(a), (d) in (e) ter (4)(b), nadomestijo s členi 44, 45, 51 in 52 Direktive (EU) 2015/2366.
This paragraph applies to natural or legal persons who benefited under Article 26 of Directive 2007/64/EC before 13 January 2018, and pursued payment services activities within the meaning of Directive 2007/64/EC.
Člen 111
Member States shall allow those persons to continue those activities within the Member State concerned in accordance with Directive 2007/64/EC, until 13 January 2019 without being required to seek authorisation under Article 5 of this Directive or, to obtain an exemption pursuant to Article 32 of this Directive, or to comply with the other provisions laid down or referred to in Title II of this Directive.
Spremembe Direktive 2009/110/ES
Any person referred to in the first subparagraph who has not, by 13 January 2019, been authorised or exempted under this Directive shall be prohibited from providing payment services in accordance with Article 37 of this Directive.
Direktiva 2009/110/ES se spremeni
Member States may allow natural and legal persons benefiting from an exemption as referred to in paragraph 3 of this Article to be deemed to benefit from an exemption and automatically entered in the registers referred to in Articles 14 and 15 where the competent authorities have evidence that the requirements laid down in Article 32 are complied with.
člen 3 se spremeni:
The competent authorities shall inform the payment institutions concerned.
odstavek 1 se nadomesti z naslednjim:
Notwithstanding paragraph 1 of this Article, payment institutions that have been granted authorisation to provide payment services as referred to in point (7) of the Annex to Directive 2007/64/EC shall retain that authorisation for the provision of those payment services which are considered to be payment services as referred to in point (3) of the Annex I to this Directive where, by 13 January 2020, the competent authorities have the evidence that the requirements laid down in point (c) of Article 7 and in Article 9 of this Directive are complied with.
Brez poseganja v to direktivo se člen 5, členi 11 do 17, člen 19(5) in (6) in členi 20 do 31 Direktive (EU) 2015/2366 Evropskega parlamenta in Sveta, vključno z delegiranimi akti sprejetimi na podlagi členov 15(4), 28(5) in 29(7) navedene direktive, smiselno uporabljajo za institucije za izdajo elektronskega denarja.
Article 110
odstavka 4 in 5 se nadomestita z naslednjim:
Amendments to Directive 2002/65/EC
Države članice dovolijo institucijam za izdajo elektronskega denarja, da distribuirajo in unovčujejo elektronski denar prek fizičnih ali pravnih oseb, ki nastopajo v njihovem imenu.
In Article 4 of Directive 2002/65/EC, paragraph 5 is replaced by the following:
Kadar institucija za izdajo elektronskega denarja distribuira elektronski denar v drugi državi članici s sodelovanjem takšnih fizičnih ali pravnih oseb, se za to institucijo za izdajo elektronskega denarja smiselno uporabljajo členi 27 do 31, z izjemo člena 29(4) in (5) Direktive (EU) 2015/2366, vključno z delegiranimi akti, sprejetimi v skladu s členoma 28(5) in 29(7).
Where Directive (EU) 2015/2366 of the European Parliament and of the Council is also applicable, the information provisions under Article 3(1) of this Directive, with the exception of points (2)(c) to (g), (3)(a), (d) and (e), and (4)(b), shall be replaced with Articles 44, 45, 51 and 52 of Directive (EU) 2015/2366.
Ne glede na odstavek 4 tega člena institucije za izdajo elektronskega denarja ne izdajajo elektronskega denarja prek agentov.
Article 111
Institucije za izdajo elektronskega denarja lahko opravljajo plačilne storitve iz točke (a) člena 6(1) te direktive prek agentov, če so izpolnjeni pogoji iz člena 19 Direktive (EU) 2015/2366.“;
Amendments to Directive 2009/110/EC
v členu 18 se doda naslednji odstavek:
Directive 2009/110/EC is amended as follows:
Države članice institucijam za izdajo elektronskega denarja, ki so pred 13. januarjem 2018 začele opravljati dejavnosti v skladu s to direktivo in Direktivo 2007/64/ES v državi članici, v kateri deluje glavni sedež, dovolijo, da še naprej opravljajo navedene dejavnosti v navedeni državi članici ali v drugi državi članici, ne da bi morale zaprositi za dovoljenje v skladu s členom 3 te direktive ali izpolnjevati druge zahteve iz naslova II te direktive ali zahteve, na katere se sklicuje v naslovu II te direktive do 13. julija 2018.
Article 3 is amended as follows:
Države članice od institucij za izdajo elektronskega denarja iz prvega pododstavka zahtevajo, da predložijo vse ustrezne informacije pristojnim organom in jim tako omogočijo, da do 13. julija 2018 presodijo, ali navedene institucije za izdajo elektronskega denarja izpolnjujejo zahteve iz naslova II te direktive, in če jih ne, katere ukrepe je treba sprejeti, da se zagotovi izpolnjevanje zahtev, oziroma ali je navedenim pravnim osebam primerno odvzeti dovoljenje.
paragraph 1 is replaced by the following:
Institucijam za izdajo elektronskega denarja iz prvega pododstavka, ki ob preveritvi s strani pristojnih organov izpolnjujejo zahteve iz naslova II, se izda dovoljenje in se jih vpiše v register.
Without prejudice to this Directive, Article 5, Articles 11 to 17, Article 19(5) and (6) and Articles 20 to 31 of Directive (EU) 2015/2366 of the European Parliament and of the Council, including the delegated acts adopted under Article 15(4), Article 28(5) and Article 29(7) thereof, shall apply to electronic money institutions mutatis mutandis.
Če navedene institucije za izdajo elektronskega denarja ne izpolnijo zahtev iz naslova II do 13. julija 2018, se jim prepove izdaja elektronskega denarja.“.
paragraphs 4 and 5 are replaced by the following:
Člen 112
Member States shall allow electronic money institutions to distribute and redeem electronic money through natural or legal persons which act on their behalf.
Spremembe Uredbe (EU) št. 1093/2010
Where the electronic money institution distributes electronic money in another Member State by engaging such a natural or legal person, Articles 27 to 31, with exception of Article 29(4) and (5), of Directive (EU) 2015/2366, including the delegated acts adopted in accordance with Article 28(5) and Article 29(7) thereof, shall apply mutatis mutandis to such electronic money institution.
Uredba (EU) št. 1093/2010 se spremeni:
Notwithstanding paragraph 4 of this Article, electronic money institutions shall not issue electronic money through agents.
v členu 1 se odstavek 2 nadomesti z naslednjim:
Electronic money institutions shall be allowed to provide payment services referred to in point (a) of Article 6(1) of this Directive through agents subject to the conditions laid down in Article 19 of Directive (EU) 2015/2366.’;
Organ deluje v okviru pooblastil, podeljenih s to uredbo, ter v okviru področja uporabe Direktive 2002/87/ES, Direktive 2009/110/ES, Uredbe (EU) št. 575/2013 Evropskega parlamenta in Sveta, Direktive 2013/36/EU Evropskega parlamenta in Sveta, Direktive 2014/49/EU Evropskega parlamenta in Sveta, Uredbe (EU) 2015/847 Evropskega parlamenta in Sveta, Direktive (EU) 2015/2366 Evropskega parlamenta in Sveta in, kadar se ti akti uporabljajo za kreditne in finančne institucije ter pristojne organe, ki jih nadzorujejo, v okviru ustreznih delov Direktive 2002/65/ES in Direktive (EU) 2015/849 Evropskega parlamenta in Sveta, vključno z vsemi direktivami, uredbami in sklepi, ki temeljijo na teh aktih, ter v okviru vsakega drugega pravno zavezujočega akta Unije, ki na Organ prenaša naloge.
in Article 18, the following paragraph is added:
Organ deluje tudi v skladu z Uredbo Sveta (EU) št. 1024/2013.
Member States shall allow electronic money institutions that have, before 13 January 2018, taken up activities in accordance with this Directive and with Directive 2007/64/EC in the Member State in which their head office is located to continue those activities in that Member State or in another Member State without being required to seek authorisation in accordance with Article 3 of this Directive or to comply with other requirements laid down or referred to in Title II of this Directive until 13 July 2018.
člen 4(1) se nadomesti z naslednjim:
Member States shall require electronic money institutions referred to in the first subparagraph to submit all relevant information to the competent authorities in order to allow the later to assess, by 13 July 2018, whether those electronic money institutions comply with the requirements laid down in Title II of this Directive, and, if not, which measures need to be taken in order to ensure compliance or whether a withdrawal of authorisation is appropriate.
‚finančne institucije‘ so kreditne institucije, kakor so opredeljene v točki (1) člena 4(1) Uredbe (EU) št. 575/2013, investicijska podjetja, kakor so opredeljena v točki (2) člena 4(1) Uredbe (EU) št. 575/2013, finančni konglomerati, kakor so opredeljeni v členu 2(14) Direktive 2002/87/ES, ponudniki plačilnih storitev, kakor so opredeljeni v točki (11) člena 4 Direktive (EU) 2015/2366 ter institucije za izdajo elektronskega denarja, kakor so opredeljene v točki 1 člena 2 Direktive 2009/110/ES, s tem, da po Direktivi (EU) 2015/849 finančne institucije pomeni kreditne in finančne institucije, kakor so opredeljene v točkah 1 in 2 člena 3 Direktive (EU) 2015/849;“.
Electronic money institutions referred to in the first subparagraph which upon verification by the competent authorities comply with the requirements laid down in Title II shall be granted authorisation and shall be entered in the register.
Člen 113
Where those electronic money institutions do not comply with the requirements laid down in Title II by 13 July 2018 they shall be prohibited from issuing electronic money.’.
Sprememba Direktive 2013/36/EU
Article 112
V Prilogi I k Direktivi 2013/36/EU se točka 4 nadomesti z naslednjim:
Amendments to Regulation (EU) No 1093/2010
Plačilne storitve, kakor so opredeljene v točki (3) člena 4 Direktive (EU) 2015/2366 Evropskega parlamenta in Sveta;
Regulation (EU) No 1093/2010 is amended as follows:
Člen 114
in Article 1, paragraph 2 is replaced by the following:
Razveljavitev
The Authority shall act within the powers conferred by this Regulation and within the scope of, Directive 2002/87/EC, Directive 2009/110/EC, Regulation (EU) No 575/2013 of the European Parliament and of the Council, Directive 2013/36/EU of the European Parliament and of the Council, Directive 2014/49/EU of the European Parliament and of the Council, Regulation (EU) 2015/847 of the European Parliament and the Council, Directive (EU) 2015/2366 of the European Parliament and of the Council and, to the extent that those acts apply to credit and financial institutions and the competent authorities that supervise them, within the relevant parts of Directive 2002/65/EC and Directive (EU)2015/849 of the European Parliament and of the Council, including all directives, regulations, and decisions based on those acts, and of any further legally binding Union act which confers tasks on the Authority.
Direktiva 2007/64/ES se razveljavi z učinkom od 13. januarja 2018.
The Authority shall also act in accordance with Council Regulation (EU) No 1024/2013.
Vsako sklicevanje na razveljavljeno direktivo se šteje za sklicevanje na to direktivo in se bere v skladu s korelacijsko tabelo v Prilogi II k tej direktivi.
Article 4(1) is replaced by the following:
Člen 115