natgillin/translations-raw huggingface dataset:
The amount of split, for each line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, regarding direct business and accepted proportional reinsurance and Accepted non–proportional reinsurance, of cash flows for future expenses and other cash out–flows used to determine the gross best estimate of Claims provisions, i.e. the probability–weighted average of future cash out–flows, discounted to take into account the time value of money (expected present value of future cash–flows).
NAVODILA
C0180/R0420
Leto nezgode / pogodbeno leto
Best estimate Claims Provisions, Cash out–flows, future expenses and other cash–out flows — Total
Navedite standard, ki ga podjetja uporabljajo za poročanje predloge S.19.01.
The total amount of Claims Provisions, Cash out–flows, future expenses and other cash–out flows used to determine the gross best estimate of claims provisions.
C0030/R0010 do R0210
C0020 to C0170/R0430
Začetni znesek intervala ustreznega bloka.
Best estimate Claims Provisions, Cash in–flows, future premiums
Če je valuta poročanja euro, se lahko uporabi ena od naslednjih 5 osnovnih možnosti na podlagi normalne porazdelitve izgub:
The amount of split, for each line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, regarding direct business and accepted proportional reinsurance and accepted non–proportional reinsurance, of cash flows for future premiums used to determine the gross best estimate of claims provisions, i.e. the probability–weighted average of future cash in–flows, discounted to take into account the time value of money (expected present value of future cash–flows).
1 – 20 blokov po 5000 ter 1 dodatni odprti blok za izgube => 100000
C0180/R0430
2 – 20 blokov po 50000 ter 1 dodatni odprti blok za izgube => 1 milijon
Best estimate Claims Provisions, Cash in–flows, future premiums — Total
3 – 20 blokov po 250000 ter 1 dodatni odprti blok za izgube => 5 milijonov
The total amount of Claims Provisions, cash in–flows, future premiums used to determine the gross best estimate of claims provisions.
4 – 20 blokov po 1 milijon ter 1 dodatni odprti blok za izgube > 20 milijonov
C0020 to C0170/R0440
5 – 20 blokov po 5 milijonov ter 1 dodatni odprti blok za izgube > 100 milijonov
Best estimate Claims Provisions, Cash in–flows, Other cash–in flows (incl.
Vendar podjetje uporablja zanj specifične bloke, zlasti kadar so izgube nižje od 100000 EUR, da zagotovi, da raven podrobnosti omogoča zadosten pregled nad porazdelitvijo odhodkov za škode, razen če je te že določil nadzorni organ.
Recoverable from salvages and subrogations)
Izbrana možnost se mora uporabljati dosledno v vseh obdobjih poročanja, razen če se porazdelitev škodnih zahtevkov pomembno spremeni.
The amount of split, for each line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, regarding direct business and accepted proportional reinsurance and accepted non–proportional reinsurance, of other cash–in flows (including Recoverable from salvages and subrogations) used to determine the gross best estimate of Claims provisions, i.e. the probability–weighted average of future cash in–flows, discounted to take into account the time value of money (expected present value of future cash–flows).
Za druge poročevalske valute mora nacionalni nadzorni organ opredeliti enakovredne možnosti za zneske, ki se morajo uporabiti v 20 blokih.
In case of use of a stochastic methodology for the cash–flow projection, it is required to report the average scenario.
C0040/R0010 do R0200
C0180/R0440
Končni znesek intervala ustreznega bloka.
Best estimate Claims Provisions, Cash in–flows, Other cash–in flows (incl.
C0050, C0070, C0090, C0110, C0130, C0150, C0170, C0190, C0210, C0230, C0250, C0270, C0290, C0310, C0330/R0010 do R0210
Recoverable from salvages and subrogations) — Total The total amount of Claims Provisions, cash in–flows, Other cash–in flows (including Recoverable from salvages and subrogations) used to determine the gross best estimate of claims provisions.
Število zahtevkov leto nezgode/pogodbeno leto N:N–14
C0020 to C0170/R0450 Use of simplified methods and techniques to calculate technical provisions — Percentage of gross Best Estimate calculated using approximations
Število škodnih zahtevkov, pripisano vsakemu letu nezgode/pogodbenemu letu od N do N–14, pri katerih odhodki za škode ustrezajo začetnemu znesku in končnemu znesku bloka, ki se uporablja.
Indicate the percentage of gross best estimate included in Total Best Estimate Gross (R0260) calculated using approximations as established in Article 21 of Delegated Regulation (EU) 2015/35, per each Line of Business.
Število zahtevkov je vsota akumuliranega števila odprtih škodnih zahtevkov na koncu obdobja ter akumuliranega števila zaprtih škodnih zahtevkov, pri katerih je prišlo do izplačila.
C0180/R0450
C0060, C0080, C0100, C0120, C0140, C0160, C0180, C0200, C0220, C0240, C0260, C0280, C0300, C0320, C0340/R0010 do R0210
Use of simplified methods and techniques to calculate technical provisions — Percentage of gross Best Estimate calculated using approximations — Total
Skupaj odhodki za škode LN/PL leto N:N–14
Indicate the percentage of total gross best estimate included in Total Best Estimate Gross (R0260) calculated using approximations as established in Article 21 of Delegated Regulation (EU) 2015/35, per each Line of Business regarding direct business and accepted proportional reinsurance and accepted non–proportional reinsurance.
Akumuliran in združen znesek odhodkov za škode za vse posamezne škodne zahtevke, pripisano vsakemu letu nezgode/pogodbenemu letu od N do N–14, pri katerih odhodki za škode ustrezajo začetnemu znesku in končnemu znesku bloka, ki se uporablja.
C0020 to C0170/R0460 Best estimate subject to transitional of the interest rate
Za manjše škodne zahtevke so dovoljene ocene (npr. avtomatični znesek), v kolikor je to v skladu z zneski, upoštevanimi v trikotnikih razvoja škod, sporočenih v informacijah o škodnih zahtevkih iz neživljenjskih zavarovanj (predloga S.19.01).
Indicate the amount of best estimate reported in R0260 subject to transitional adjustment to the relevant risk-free interest rate term structure, for each line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35.
Odhodki za škode pomeni vsoto obračunanih bruto (plačanih) zneskov škod in bruto prijavljenih, še neporavnanih škod (RBNS) na podlagi posameznih primerov za vsak posamezen škodni zahtevek, odprt ali zaprt, ki spada v določeno leto nezgode/pogodbeno leto.
C0180/R0460
Število zahtevkov leto nezgode/pogodbeno leto N:N–14 – Skupaj
Best estimate subject to transitional of the interest rate — Total Non–Life obligation
Skupaj akumulirano in združeno število škodnih zahtevkov za vse bloke za vsako od let N do N–14.
Indicate the total amount, for all lines of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, of Best estimate reported in R0260 subject to transitional adjustment to the relevant risk-free interest rate term structure.
Skupaj odhodki za škode LN/PL leto N:N–14 – Skupaj
C0020 to C0170/R0470
Skupaj akumulirano in združeno število odhodkov za škode za vse bloke za vsako od let N do N–14.
Technical provisions without transitional of the interest rate
Predloga se izpolni v zvezi s posli neživljenjskega zavarovanja (vključno z NSLT zdravstvenimi zavarovanji) samo za neposredne posle.
Indicate the amount of the technical provisions where the transitional adjustment to the relevant risk-free interest rate term structure has been applied calculated without the transitional adjustment to the relevant risk-free interest rate term structure, for each line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35.
Če 2 največji zavarovalni tveganji za katero koli vrsto poslovanja, kot so opredeljene v Prilogi I k Delegirani uredbi (EU) 2015/35, nista zajeti z zgornjo metodo, ju je treba sporočiti dodatno.
C0180/R0470
Opis kategorije tveganja, ki se krije, je specifičen za podjetje in ni obvezen.
Technical provisions without transitional of the interest rate — Total Non–Life obligation
Tudi izraz „kategorija tveganja“ ne temelji na terminologiji stopnje 1 in 2, vendar se lahko obravnava kot dodatna možnost za zagotovitev dodatnih informacij o zavarovalnem tveganju oz. tveganjih.
Indicate the total amount, for all lines of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, of the technical provisions where the transitional adjustment to the relevant risk-free interest rate term structure has been applied calculated without the transitional adjustment to the relevant risk-free interest rate term structure.
Navedite kodo ISO 8601 (LLLL-MM-DD) za datum začetka določenega kritja, tj. ko je kritje začelo veljati.
In the cases where the same best estimates were also subject to the volatility adjustment, the amount reported in this item shall reflect the value without the transitional adjustment to the relevant risk-free interest rate term structure but with the volatility adjustment.
Navedite kodo ISO 8601 (LLLL-MM-DD) za končni datum izteka določenega kritja.
C0020 to C0170/R0480
Navedite črkovno kodo po ISO 4217 za valuto poročanja.
Best estimate subject to volatility adjustment Indicate the amount of best estimate reported in R0260 subject to volatility adjustment, for each Line of Business.
Najvišji znesek, ki ga je zavarovatelj lahko zavezan plačati v skladu s polico.
C0180/R0480 Best estimate subject to volatility adjustment — Total Non–Life obligation
Zavarovalna vsota se nanaša na zavarovalno tveganje.
Indicate the total amount, for all lines of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, of the best estimate reported in R0260 subject to volatility adjustment.
Če polica krije več izpostavljenosti/tveganj po državi, se navede posamezno zavarovalno tveganje z največjim neto zadržanjem.
C0020 to C0170/R0490
Če je bilo tveganje sprejeto na podlagi sozavarovanja, zavarovalna vsota predstavlja največjo obveznost neživljenjskega zavarovatelja, ki poroča.
Indicate the amount of Technical provisions without volatility adjustment, for each line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35.
V primeru nerazdelne/solidarne odgovornosti (joint and several liability) se mora vključiti tudi del, ki pripada sozavarovatelju, ki ne izpolnjuje obveznosti.
In the cases where the same best estimates were also subject to the transitional deduction to technical provisions/transitional adjustment to the relevant risk-free interest rate term structure, the amount reported in this item shall reflect the value without both the transitional adjustment to the relevant risk-free interest rate term structure and without the volatility adjustment.
Del zavarovalne vsote, ki ga prevzame imetnik police.
C0180/R0490
Vrsta zavarovalnega modela, ki se uporablja za oceno izpostavljenosti zavarovalnega tveganja in potrebe po pozavarovanju.
Technical provisions without volatility adjustment and without others transitional measures — Total Non–Life obligation
1 – zavarovalna vsota:
Indicate the total amount, for all lines of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, of technical provisions without volatility adjustment.
Najvišji znesek, ki ga je zavarovatelj lahko zavezan plačati v skladu s prvotno polico.
In the cases where the same best estimates were also subject to the transitional deduction to technical provisions/transitional adjustment to the relevant risk-free interest rate term structure, the amount reported in this item shall reflect the value without both the transitional adjustment to the relevant risk-free interest rate term structure and without the volatility adjustment.
Zavarovalna vsota se mora vnesti tudi, kadar se ne uporablja vrsta zavarovalnega modela.
S.17.02 — Non-Life Technical Provisions — By country General comments: Line of Business for non–life obligations: the lines of business, referred to in Article 80 of Directive 2009/138/EC, as defined in Annex I to Delegated Regulation (EU) 2015/35, referred to direct business.
2 – najvišja možna izguba:
The information by country shall be reported according to the following:
Izguba, ki lahko nastane, če pride do bolj ali manj izjemne kombinacije najbolj neugodnih okoliščin, npr. požar je ustavljen samo zaradi neprehodnih ovir ali pomanjkanja gorljive snovi.
Information on the home country shall be always reported regardless of the amount of Technical Provisions as a whole and Gross Best Estimate (referred to direct business);
3 – verjetna najvišja izguba:
Information reported by country shall at least represent 90 % of the total Technical Provisions as a whole and Gross Best Estimate (referred to direct business) of any line of business;
Opredeljena kot ocena najvišje izgube zaradi enega samega požara ali nevarnosti, ki se lahko pričakuje, ob predpostavki, da je prišlo do najhujše enkratne odpovedi primarnih zasebnih protipožarnih sistemov, pri čemer pa sekundarni zaščitni sistemi ali organizacije (kot so organizacije za nujne intervencije ter odzivi zasebnih in/ali javnih gasilskih služb) delujejo, kot je predvideno.
The other countries shall be reported aggregated in ‘other–EEA’ or ‘other–non EEA’;
Katastrofalne razmere, kot so eksplozije, ki izhajajo iz ogromnega izpusta vnetljivih plinov, ki lahko zajamejo velika območja v obratu, detonacije velikih količin eksploziva, seizmični premiki, udarni valovi ali poplave, strmoglavljenje letala in požig na več kot enem mestu, se pri tej oceni izključijo.
For the direct insurance business for the lines of business ‘Medical expense’, ‘Income protection’, ‘Workers' compensation’, ‘Fire and other damage to property’ and ‘Credit and suretyship’ information shall be reported by country where the risk is situated as defined in Article 13 (13) of Directive 2009/138/EC;
Ta opredelitev je kombinacija najvišje možne izgube in ocenjene najvišje izgube, ki je med zavarovatelji, pozavarovatelji in pozavarovalnimi posredniki na splošno sprejeta in se pogosto uporablja.
For direct insurance business for all other lines of business not referred in sub–paragraph e) information shall be reported by country where the contract was entered into;
4 – ocenjena najvišja izguba:
Report the country ISO 3166–1 alpha–2 code of each required country, row by row.
Izguba, ki bi lahko upravičeno nastala zaradi obravnavanih nepredvidenih dogodkov kot posledica enega samega incidenta, za katerega se šteje, da je možen, pri čemer se upoštevajo vsi dejavniki, za katere je verjetno, da bodo zvečali ali zmanjšali obseg izgube, vendar ob izključitvi takšnih naključij in katastrof, ki so lahko mogoči, vendar ostajajo malo verjetni.
C0020 to C0130/R0010
5 – drugo:
Amount of gross technical provision calculated as a whole and gross best estimate, by country where the risk is situated or country where the contract was entered into when the country is the Home country, for each Line of Business, regarding direct business only (excluding accepted reinsurance).
opredeljeno kot drugi možni uporabljeni zavarovalni modeli.
In some cases undertaking may need to use their judgment/approximations to provide correct data, in line with assumptions used for the calculation of Technical Provisions.
Vrsta zavarovalnega modela pod „Drugo“ mora biti pojasnjena v rednem poročilu nadzorniku.
Amount of gross technical provision calculated as a whole and gross best estimate, for EEA countries outside the materiality threshold (i.e. those not reported separately by country), except the home country for each Line of Business, regarding direct business only (excluding accepted reinsurance)
Čeprav se zgornje opredelitve uporabljajo za vrsto poslovanja „Požarno zavarovanje in pozavarovanje ter zavarovanje in pozavarovanje druge škode na premoženju“, kot je opredeljena v Prilogi I k Delegirani uredbi (EU) 2015/35, so lahko za druge vrste poslovanja primerne podobne opredelitve.
In some cases undertaking may need to use their judgment/approximations to provide correct data, in line with assumptions used for the calculation of TP.
Znesek najvišje izgube posameznega zavarovalnega tveganja, ki je rezultat uporabljenega zavarovalnega modela.
Amount of gross technical provision calculated as a whole and gross best estimate, for non–EEA countries outside the materiality threshold (i.e. those not reported separately by country), for each Line of Business, regarding direct business only (excluding accepted reinsurance).
V primeru, da se ne uporabi nobena specifična vrsta zavarovalnega modela, mora biti znesek enak zavarovalni vsoti, sporočeni v stolpcu C0090, od katere se odšteje prvotna odbitna franšiza, sporočena v stolpcu C0100.
C0020 to C0130/R0040
Del zavarovalne vsote, ki ga je zavarovatelj pozavaroval na fakultativni podlagi (po pozavarovalnih pogodbah in/ali po posameznih kritjih) pri pozavarovateljih.
Amount of gross technical provision calculated as a whole and gross best estimate, by country where the risk is situated or country where the contract was entered into, for each Line of Business, regarding direct business only (excluding accepted reinsurance).
Kadar se fakultativno kritje ne odda za 100 %, ampak samo za 80 %, se 20 % obravnava kot zadržanje.
General Comments:
Del zavarovalne vsote, ki ga je zavarovatelj pozavaroval s klasičnimi pozavarovalnimi pogodbami ali na drugi podlagi (vključno z namenskimi družbami in končnim pozavarovanjem), ki ni fakultativno pozavarovanje.
This template applies only to Best Estimate and the following shall be considered:
Neto znesek, za katerega je nosilec zavarovatelj, tj. del zavarovalne vsote, ki presega prvotno odbitno franšizo imetnika police in ni pozavarovan.
All cash flows expressed in different currencies shall be considered and converted in the reporting currency using the exchange rate at the reporting date;
S.21.03 – Porazdelitev zavarovalnih tveganj pri neživljenjskih zavarovanjih – Po zavarovalnih vsotah
The cash flows shall be reported gross of reinsurance and undiscounted;
Predloga je retrospektivna (uporaba za nazaj) in se mora izpolniti v zvezi s posli neživljenjskega zavarovanja (vključno z NSLT zdravstvenimi zavarovanji) samo za neposredne posle in samo za vrste poslovanja, ki se nanašajo na neživljenjsko zavarovanje (vrste, kot so opredeljene v Prilogi I k Delegirani uredbi (EU) 2015/35).
In case the undertaking uses simplifications for the calculation of technical provisions, for which an estimate of the expected future cash–flows arising from the contracts are not calculated, the information shall be reported only in those cases where more than 10 % of technical provisions have a settlement period longer than 24 months.
Portfelj zavarovalnih tveganj je porazdelitev, po (vnaprej določenih) blokih, zavarovalne vsote za vsako posamezno zavarovalno tveganje, ki ga je sprejelo podjetje.
C0010/R0010 to R0310
Portfelj zavarovalnih tveganj se poroča po vrstah poslovanja.
Best Estimate Premium Provision (Gross) — Cash out–flows — Future Benefits
Vendar, čeprav je poročanje nekaterih vrst poslovanja obvezno za vse države članice, lahko posamezne države članice zahtevajo obvezno poročanje tudi za dodatne vrste poslovanja, če se to šteje za relevantno.
Amounts of all the expected payments to policyholders and beneficiaries as defined in Article 78 (3) of Directive 2009/138/EC, referred to the whole portfolio of non–life obligations falling within the contract boundary, used in the calculation of premium provisions, from year 1 to year 30 and from year 31 and after.
Za nekatere vrste poslovanja se predloga ne uporablja.
C0020/R0010 to R0310
(glej tudi postavko „Vrsta poslovanja“).
Best Estimate Premium Provision (Gross) — Cash out–flows — Future expenses and other cash–out flows
Privzeti bloki, ki se uporabljajo, so opredeljeni v eurih.
Amount of expenses that will be incurred in servicing insurance and reinsurance obligations as defined in Article 78 (1) of Directive 2009/138/EC and in Article 31 of Delegated Regulation (EU) 2015/35 and other cash–out flow items such as taxation payments which are charged to policyholders used in the calculation of premium provisions, referred to the whole portfolio of non–life obligations from year 1 to year 30 and from year 31 and after.
Referenčni datum mora biti avtomatično konec leta poročanja, vendar lahko podjetje za referenčni datum izbere datum pridobitve informacij o upravljanju zavarovalnih polic, če je to dovolj dobro utemeljeno.
C0030/R0010 to R0310
To pomeni, da lahko portfelj zavarovalnih tveganj na primer temelji na istem referenčnem datumu, ki se uporablja za zbiranje podobnih informacij za obnovitev pozavarovalnih pogodb in fakultativnega kritja.
Best Estimate Premium Provision (Gross) — Cash in–flows — Future Premiums
Zavarovalna vsota se nanaša na vsako posamezno zavarovalno tveganje, pri čemer se gleda samo glavno kritje police na vrsto poslovanja, in pomeni najvišji znesek, ki ga je lahko zavarovatelj zavezan plačati.
Amounts of all the future premiums stemming from existing policies, excluding the past–due premiums, referred to the whole portfolio of non–life obligations, used in the calculation of premium provisions, from year 1 to year 30 and from year 31 and after.
To pomeni:
C0040/R0010 to R0310
Če je zavarovalna vsota dodatnega kritja za postavko „Tatvina“ nižja kot zavarovalna vsota glavnega kritja za postavko „Požar in druga škoda“ (obe pripadata isti vrsti poslovanja), je treba upoštevati višjo od obeh zavarovalnih vsot.
Best Estimate Premium Provision (Gross) — Cash in–flows — Other cash–in flows
Zavarovalno kritje, ki zajema več zgradb po državi/vozni park itd., je treba razčleniti.
Amount of recoverables from salvages and subrogations and other cash–in flows (not including investment returns), used in the calculation of premium provisions, referred to the whole portfolio of non–life obligations from year 1 to year 30 and from year 31 and after.
V primeru skupne odgovornosti (joint liability) prek sozavarovanja se mora v zavarovalno vsoto vključiti tudi del, ki pripada sozavarovatelju, ki ne izpolnjuje obveznosti.
C0050/R0010 to R0310
POSTAVKA
Best Estimate Claims Provision (Gross) — Cash out–flows — Future Benefits
Prva kategorija: Vrste poslovanja, ki so obvezne za vse države članice:
Amounts of all the expected payments to policyholders and beneficiaries as defined in Article 78 (3) of Directive 2009/138/EC, referred to the whole portfolio of non–life obligations and relating existing contracts, used in the calculation of claims provisions, from year 1 to year 30 and from year 31 and after.
druga zavarovanja motornih vozil;
C0060/R0010 to R0310
pomorsko, letalsko in transportno zavarovanje;
Best Estimate Claims Provision (Gross) — Cash out–flows — Future Expenses and other cash–out flows
požarno in drugo škodno zavarovanje;
Amount of expenses that will be incurred in servicing insurance and reinsurance obligations as defined in Article 78 (1) of Directive 2009/138/EC and other cash–flow items such as taxation payments which are charged to policyholders used in the calculation of claims provisions, referred to the whole portfolio of non–life obligations from year 1 to year 30 and from year 31 and after.
kreditno in kavcijsko zavarovanje.
C0070/R0010 to R0310
Druga kategorija: Vrste poslovanja, ki so obvezne na zahtevo posameznega nacionalnega nadzornika:
Best Estimate Claims Provision (Gross) — Cash in–flows — Future premiums
zavarovanje avtomobilske odgovornosti;
Amounts of all the future premiums stemming from existing policies, excluding the past–due premiums, referred to the whole portfolio of non–life obligations used in the calculation of claims provisions, from year 1 to year 30 and from year 31 and after.
splošno zavarovanje odgovornosti;
C0080/R0010 to R0310
zavarovanje za stroške zdravljenja;
Best Estimate Claims Provision (Gross) — Cash in–flows — Other cash–in flows
zavarovanje izpada dohodka;
Amount of recoverables from salvages and subrogations and other cash–in flows (not including investment returns), used in the calculation of claims provisions, referred to the whole portfolio of non–life obligations and relating existing contracts, from year 1 to year 30 and from year 31 and after.
nezgodno zavarovanje zaposlenih;
C0090/R0010 to R0310
zavarovanje različnih finančnih izgub;