natgillin/translations-raw huggingface dataset:
Where a payment service provider repeatedly fails to provide the required information on the payer or the payee, the intermediary payment service provider shall take steps, which may initially include the issuing of warnings and setting of deadlines, before either rejecting any future transfers of funds from that payment service provider, or restricting or terminating its business relationship with that payment service provider.
Kadar ponudnik plačilnih storitev večkrat ne zagotovi zahtevanih informacij o plačniku ali prejemniku plačila, ponudnik posredniških plačilnih storitev sprejme ukrepe, ki lahko najprej vključujejo izdajo opozoril in določitev rokov preden bodisi zavrne vse bodoče prenose sredstev tega ponudnika plačilnih storitev bodisi omeji ali prekine poslovni odnos s tem ponudnikom plačilnih storitev.
The intermediary payment service provider shall report that failure, and the steps taken, to the competent authority responsible for monitoring compliance with anti-money laundering and counter terrorist financing provisions.
Ponudnik posredniških plačilnih storitev o tej nezagotovitvi in sprejetih ukrepih poroča pristojnemu organu, odgovornemu za spremljanje izpolnjevanja določb o boju proti pranju denarja in financiranju terorizma.
The intermediary payment service provider shall take into account missing information on the payer or the payee as a factor when assessing whether a transfer of funds, or any related transaction, is suspicious, and whether it is to be reported to the FIU in accordance with Directive (EU) 2015/849.
Ponudnik posredniških plačilnih storitev upošteva manjkajoče informacije o plačniku ali prejemniku plačila kot dejavnik, ko ocenjuje, ali je prenos sredstev ali katera koli povezana transakcija sumljiva in ali je treba o tem poročati FIU v skladu z Direktivo (EU) 2015/849.
INFORMATION, DATA PROTECTION AND RECORD-RETENTION
INFORMACIJE, VARSTVO PODATKOV IN HRANJENJE EVIDENC
Payment service providers shall respond fully and without delay, including by means of a central contact point in accordance with Article 45(9) of Directive (EU) 2015/849, where such a contact point has been appointed, and in accordance with the procedural requirements laid down in the national law of the Member State in which they are established, to enquiries exclusively from the authorities responsible for preventing and combating money laundering or terrorist financing of that Member State concerning the information required under this Regulation.
Ponudniki plačilnih storitev v celoti in brez odlašanja, tudi prek osrednje kontaktne točke v skladu s členom 45(9) Direktive (EU) 2015/849, kadar je bila takšna kontaktna točka imenovana, in v skladu s postopkovnimi zahtevami, določenimi z nacionalnim pravom države članice, v kateri imajo sedež, odgovorijo na poizvedbe izključno od organov, odgovornih za preprečevanje in boj proti pranju denarja ali financiranju terorizma zadevne države članice v zvezi z informacijami, ki se zahtevajo na podlagi te uredbe.
The processing of personal data under this Regulation is subject to Directive 95/46/EC, as transposed into national law.
Obdelavo osebnih podatkov na podlagi te uredbe ureja Direktiva 95/46/ES, kot je bila prenesena v nacionalno zakonodajo.
Personal data that is processed pursuant to this Regulation by the Commission or by the ESAs is subject to Regulation (EC) No 45/2001.
Osebne podatke, ki jih na podlagi te uredbe obdela Komisija ali evropski nadzorni organi, ureja Uredba (ES) št. 45/2001.
Personal data shall be processed by payment service providers on the basis of this Regulation only for the purposes of the prevention of money laundering and terrorist financing and shall not be further processed in a way that is incompatible with those purposes.
Osebne podatke ponudniki plačilnih storitev na podlagi te uredbe obdelujejo le za namene preprečevanje pranja denarja in financiranja terorizma in se jih ne obdeluje dodatno na način, ki je nezdružljiv s temi nameni.
The processing of personal data on the basis of this Regulation for commercial purposes shall be prohibited.
Obdelava osebnih podatkov na podlagi te uredbe v komercialne namene je prepovedana.
Payment service providers shall provide new clients with the information required pursuant to Article 10 of Directive 95/46/EC before establishing a business relationship or carrying out an occasional transaction.
Ponudniki plačilnih storitev novim strankam zagotovijo informacije, zahtevane na podlagi člena 10 Direktive 95/46/ES, in sicer pred sklenitvijo poslovnega odnosa ali izvedbo občasne transakcije.
That information shall, in particular, include a general notice concerning the legal obligations of payment service providers under this Regulation when processing personal data for the purposes of the prevention of money laundering and terrorist financing.
Te informacije zlasti zajemajo splošno obvestilo, ki zadeva pravne obveznosti ponudnikov plačilnih storitev na podlagi te uredbe, kadar se osebne podatke obdeluje za namene preprečevanja pranja denarja in financiranja terorizma.
Payment service providers shall ensure that the confidentiality of the data processed is respected.
Ponudniki plačilnih storitev zagotovijo, da se upošteva zaupnost obdelanih podatkov.
Record retention
Hranjenje evidenc
Information on the payer and the payee shall not be retained for longer than strictly necessary.
Informacije o plačniku in prejemniku plačila se ne hranijo dlje, kot je nujno potrebno.
Payment service providers of the payer and of the payee shall retain records of the information referred to in Articles 4 to 7 for a period of five years.
Ponudniki plačilnih storitev plačnika in prejemnika plačila hranijo evidence informacij iz členov 4 do 7 za obdobje petih let.
Upon expiry of the retention period referred to in paragraph 1, payment service providers shall ensure that the personal data is deleted, unless otherwise provided for by national law, which shall determine under which circumstances payment service providers may or shall further retain the data.
Po preteku obdobja hranjenja iz odstavka 1 ponudniki plačilnih storitev zagotovijo, da se osebni podatki izbrišejo, razen če je drugače določeno z nacionalnim pravom, ki določi okoliščine, v katerih lahko ponudniki plačilnih storitev hranijo oziroma še naprej hranijo podatke.
Member States may allow or require further retention only after they have carried out a thorough assessment of the necessity and proportionality of such further retention, and where they consider it to be justified as necessary for the prevention, detection or investigation of money laundering or terrorist financing.
Države članice lahko dovolijo ali zahtevajo nadaljnjo hrambo zgolj po tem, ko so izvedle podrobno oceno potrebnosti in sorazmernosti take nadaljnje hrambe in kadar menijo, da je upravičena, kot potrebna za preprečevanje, odkrivanje ali preiskovanje pranja denarja ali financiranja terorizma.
That further retention period shall not exceed five years.
To obdobje nadaljnje hrambe ne presega petih let.
Member States may, without prejudice to national criminal law on evidence applicable to ongoing criminal investigations and legal proceedings, allow or require the retention of such information or documents for a further period of five years where the necessity and proportionality of such further retention has been established for the prevention, detection, investigation or prosecution of suspected money laundering or terrorist financing.
SANKCIJE IN SPREMLJANJE
CHAPTER IV
Člen 17
SANCTIONS AND MONITORING
Upravne sankcije in ukrepi
Article 17
Brez poseganja v pravico, da predpišejo in izrečejo kazenske sankcije, države članice določijo pravila o upravnih sankcijah in ukrepih, ki se uporabljajo za kršitve določb te uredbe ter sprejmejo vse ukrepe, potrebne za zagotovitev njihovega izvajanja.
Administrative sanctions and measures
Sankcije in ukrepi, ki se predpišejo, so učinkoviti, sorazmerni in odvračilni ter so skladni s tistimi, ki so določeni v skladu z oddelkom 4 poglavja VI Direktive (EU) 2015/849.
Without prejudice to the right to provide for and impose criminal sanctions, Member States shall lay down the rules on administrative sanctions and measures applicable to breaches of the provisions of this Regulation and shall take all measures necessary to ensure that they are implemented.
Države članice se lahko odločijo, da ne bodo določile pravil o upravnih sankcijah ali ukrepih za kršitev določb te uredbe, za katere se v njihovem nacionalnem pravu uporabljajo kazenske sankcije.
The sanctions and measures provided for shall be effective, proportionate and dissuasive and shall be consistent with those laid down in accordance with Chapter VI, Section 4, of Directive (EU) 2015/849.
V tem primeru države članice Komisiji sporočijo ustrezne določbe kazenskega prava.
Member States may decide not to lay down rules on administrative sanctions or measures for breach of the provisions of this Regulation which are subject to criminal sanctions in their national law.
Kadar obveznosti veljajo za ponudnike plačilnih storitev, države članice zagotovijo, da se v primeru kršitev določb te uredbe lahko sankcije ali ukrepi, ob upoštevanju nacionalnega prava, uporabijo za člane upravljalnega organa in katere koli druge fizične osebe, ki so na podlagi nacionalnega prava odgovorne za kršitev.
In that case, Member States shall communicate to the Commission the relevant criminal law provisions.
Države članice do 26. junija 2017 Komisijo in skupni odbor evropskih nadzornih organov uradno obvestijo o pravilih iz odstavka 1.
Member States shall ensure that where obligations apply to payment services providers, in the event of a breach of provisions of this Regulation, sanctions or measures can, subject to national law, be applied to the members of the management body and to any other natural person who, under national law, is responsible for the breach.
Komisijo in skupni odbor evropskih nadzornih organov nemudoma uradno obvestijo o kakršnih koli naknadnih spremembah pravil.
By 26 June 2017, Member States shall notify the rules referred to in paragraph 1 to the Commission and to the Joint Committee of the ESAs.
V skladu s členom 58(4) Direktive (EU) 2015/849 imajo pristojni organi vsa nadzorna in preiskovalna pooblastila, ki so potrebna za opravljanje njihovih funkcij.
They shall notify the Commission and the Joint Committee of the ESAs without delay of any subsequent amendments thereto.
Pristojni organi pri izvajanju svojih pooblastil za izrek upravnih sankcij in ukrepov tesno sodelujejo, da bi zagotovili, da se s temi upravnimi sankcijami ali ukrepi dosežejo želeni rezultati, in usklajujejo svoje ukrepanje pri reševanju čezmejnih primerov.
In accordance with Article 58(4) of Directive (EU) 2015/849, competent authorities shall have all the supervisory and investigatory powers that are necessary for the exercise of their functions.
Države članice zagotovijo, da lahko pravne osebe odgovarjajo za kršitve iz člena 18, ki jih je v njihovo korist samostojno ali kot član organa te pravne osebe storila katera koli oseba na vodilnem položaju znotraj pravne osebe, in sicer na podlagi naslednjega:
In the exercise of their powers to impose administrative sanctions and measures, competent authorities shall cooperate closely to ensure that those administrative sanctions or measures produce the desired results and coordinate their action when dealing with cross-border cases.
pooblastila za zastopanje pravne osebe;
Member States shall ensure that legal persons can be held liable for the breaches referred to in Article 18 committed for their benefit by any person acting individually or as part of an organ of that legal person, and having a leading position within the legal person based on any of the following:
pristojnosti za sprejemanje odločitev v imenu pravne osebe ali
power to represent the legal person;
pristojnosti za opravljanje nadzora znotraj pravne osebe.
authority to take decisions on behalf of the legal person; or
Države članice prav tako zagotovijo, da lahko pravne osebe odgovarjajo, kadar je bilo zaradi pomanjkljivega nadzora ali kontrole s strani osebe iz odstavka 5 tega člena mogoče, da je oseba, podrejena pravni osebi, storila eno izmed kršitev iz člena 18 v korist te pravne osebe.
authority to exercise control within the legal person.
Pristojni organi svoja pooblastila za izrek upravnih sankcij in ukrepov v skladu s to uredbo izvajajo na katerega koli od naslednjih načinov:
Member States shall also ensure that legal persons can be held liable where the lack of supervision or control by a person referred to in paragraph 5 of this Article has made it possible to commit one of the breaches referred to in Article 18 for the benefit of that legal person by a person under its authority.
neposredno;
Competent authorities shall exercise their powers to impose administrative sanctions and measures in accordance with this Regulation in any of the following ways:
v sodelovanju z drugimi organi;
directly;
pod njihovo odgovornostjo s prenosom pooblastil na take druge organe;
in collaboration with other authorities;
z vložitvijo zahtevka pri pristojnih sodnih organih.
under their responsibility by delegation to such other authorities;
Pristojni organi pri izvajanju svojih pooblastil za izrek upravnih sankcij in ukrepov tesno sodelujejo, da bi zagotovili, da se s temi upravnimi sankcijami ali ukrepi dosežejo želeni rezultati, in usklajujejo svoje ukrepanje pri reševanju čezmejnih primerov.
by application to the competent judicial authorities.
Člen 18
In the exercise of their powers to impose administrative sanctions and measures, competent authorities shall cooperate closely in order to ensure that those administrative sanctions or measures produce the desired results and coordinate their action when dealing with cross-border cases.
Posebne določbe
Article 18
Države članice zagotovijo, da njihove upravne sankcije in ukrepi vključujejo vsaj tiste, ki so določeni s členom 59(2) in (3) Direktive (EU) 2015/849, v primeru naslednjih kršitev te uredbe:
Specific provisions
ponudnik plačilnih storitev v nasprotju s členi 4, 5 ali 6 večkrat ne vključi ali sistematično ne vključuje zahtevanih informacij o plačniku ali prejemniku plačila;
Member States shall ensure that their administrative sanctions and measures include at least those laid down by Article 59(2) and (3) of Directive (EU) 2015/849 in the event of the following breaches of this Regulation:
ponudnik plačilnih storitev večkrat ne hrani ali sistematično ne hrani evidenc, s čimer krši člen 16 ali huje kršijo tozadevne predpise;
repeated or systematic failure by a payment service provider to include the required information on the payer or the payee, in breach of Article 4, 5 or 6;
ponudnik plačilnih storitev ne izvede učinkovitih postopkov, ki temeljijo na tveganju, s čimer krši člen 8 ali 12;
repeated, systematic or serious failure by a payment service provider to retain records, in breach of Article 16;
ponudnik posredniških plačilnih storitev resno krši obveznosti iz člena 11 ali 12.
failure by a payment service provider to implement effective risk-based procedures, in breach of Articles 8 or 12;
Člen 19
serious failure by an intermediary payment service provider to comply with Article 11 or 12.
Objava sankcij in ukrepov
Article 19
V skladu s členom 60(1), (2) in (3) Direktive (EU) 2015/849 pristojni organi, če je to potrebno in sorazmerno na podlagi ocene posameznega primera, nemudoma objavijo upravne sankcije in ukrepe, izrečene v primerih iz členov 17 in 18 te uredbe, skupaj z informacijami o vrsti in naravi kršitve ter identiteto oseb, ki so odgovorne za kršitev.
Publication of sanctions and measures
Člen 20
In accordance with Article 60(1), (2) and (3) of Directive (EU) 2015/849, the competent authorities shall publish administrative sanctions and measures imposed in the cases referred to in Articles 17 and 18 of this Regulation without undue delay, including information on the type and nature of the breach and the identity of the persons responsible for it, if necessary and proportionate after a case-by-case evaluation.
Izvajanje sankcij in ukrepov s strani pristojnih organov
Article 20
Pri določanju vrste upravnih sankcij ali ukrepov in višine upravnih denarnih sankcij pristojni organi upoštevajo vse relevantne okoliščine, vključno z okoliščinami, navedenimi v členu 60(4) Direktive (EU) 2015/849:
Application of sanctions and measures by the competent authorities
Glede administrativnih sankcij in ukrepov, izrečenih v skladu s to uredbo, se uporablja člen 62 Direktive (EU) 2015/849.
When determining the type of administrative sanctions or measures and the level of administrative pecuniary sanctions, the competent authorities shall take into account all relevant circumstances, including those listed in Article 60(4) of Directive (EU) 2015/849.
Člen 21
As regards administrative sanctions and measures imposed in accordance with this Regulation, Article 62 of Directive (EU) 2015/849 shall apply.
Poročanje o kršitvah
Article 21
Države članice vzpostavijo učinkovite mehanizme za spodbujanje poročanja o kršitvah te uredbe pristojnim organom.
Reporting of breaches
Ti mehanizmi vključujejo vsaj tiste iz člena 61(2) Direktive (EU) 2015/849.
Member States shall establish effective mechanisms to encourage the reporting to competent authorities of breaches of this Regulation.
Ponudniki plačilnih storitev v sodelovanju s pristojnimi organi vzpostavijo ustrezne notranje postopke, v okviru katerih lahko njihovi zaposleni ali osebe v primerljivem položaju sorazmerno z vrsto in velikostjo zadevnega ponudnika plačilnih storitev prek varnega, neodvisnega, posebnega in anonimnega kanala interno poročajo o kršitvah.
Those mechanisms shall include at least those referred to in Article 61(2) of Directive (EU) 2015/849.
Člen 22
Payment service providers, in cooperation with the competent authorities, shall establish appropriate internal procedures for their employees, or persons in a comparable position, to report breaches internally through a secure, independent, specific and anonymous channel, proportionate to the nature and size of the payment service provider concerned.
Spremljanje
Article 22
Države članice zahtevajo, da pristojni organi učinkovito spremljajo in sprejmejo potrebne ukrepe za zagotovitev skladnosti s to uredbo, ter z učinkovitimi mehanizmi spodbujajo poročanje o kršitvah določb te uredbe pristojnim organom.
Monitoring
Potem ko so države članice v skladu s členom 17(3) Komisijo in skupni odbor evropskih nadzorni organov uradno obvestile o pravilih iz odstavka 1 tega člena, Komisija Evropskemu parlamentu in Svetu predloži poročilo o uporabi poglavja IV, s posebnim poudarkom na čezmejnih primerih.
Member States shall require competent authorities to monitor effectively and to take the measures necessary to ensure compliance with this Regulation and encourage, through effective mechanisms, the reporting of breaches of the provisions of this Regulation to competent authorities.
POGLAVJE V
After Member States have notified the rules referred to in paragraph 1 of this Article to the Commission and to the Joint Committee of the ESAs in accordance with Article 17(3), the Commission shall submit a report to the European Parliament and to the Council on the application of Chapter IV, with particular regard to cross-border cases.
IZVEDBENA POOBLASTILA
CHAPTER V
Člen 23
IMPLEMENTING POWERS
Postopek v odboru
Article 23
Komisiji pomaga Odbor za preprečevanje pranja denarja in financiranja terorizma (v nadaljnjem besedilu: odbor).
Committee procedure
Odbor je odbor v smislu Uredbe (EU) št. 182/2011.
The Commission shall be assisted by the Committee on the Prevention of Money Laundering and Terrorist Financing (the ‘Committee’).
Pri sklicevanju na ta odstavek se uporablja člen 5 Uredbe (EU) št. 182/2011.
The Committee shall be a committee within the meaning of Regulation (EU) No 182/2011.
POGLAVJE VI
Where reference is made to this paragraph, Article 5 of Regulation (EU) No 182/2011 shall apply.
ODSTOPANJA
DEROGATIONS
Sporazumi z državami in ozemlji, ki niso sestavni del ozemlja Unije
Article 24
Komisija lahko pooblasti katero koli državo članico, da sklene sporazum s tretjo državo ali z ozemljem zunaj ozemeljske veljavnosti PEU in PDEU iz člena 355 PDEU (v nadaljnjem besedilu: zadevna država ali ozemlje), ki vsebuje odstopanja od te uredbe, da se lahko prenosi sredstev med to državo ali ozemljem in zadevno državo članico obravnavajo kot prenosi sredstev znotraj te države članice.
Agreements with countries and territories which do not form part of the territory of the Union
Taki sporazumi se lahko odobrijo le, kadar so izpolnjeni vsi naslednji pogoji:
The Commission may authorise any Member State to conclude an agreement with a third country or with a territory outside the territorial scope of the TEU and the TFEU as referred to in Article 355 TFEU (the ‘country or territory concerned’), which contains derogations from this Regulation, in order to allow transfers of funds between that country or territory and the Member State concerned to be treated as transfers of funds within that Member State.
zadevna država ali ozemlje je v monetarni uniji skupaj z zadevno državo članico, je sestavni del valutnega območja te države članice ali je podpisala monetarni sporazum z Unijo, ki jo zastopa ena od držav članic;
Such agreements may be authorised only where all of the following conditions are met:
ponudniki plačilnih storitev v zadevni državi ali na zadevnem ozemlju neposredno ali posredno sodelujejo v plačilnem sistemu in sistemu poravnave te države članice, ter
the country or territory concerned shares a monetary union with the Member State concerned, forms part of the currency area of that Member State or has signed a monetary convention with the Union represented by a Member State;
zadevna država ali ozemlje od ponudnikov plačilnih storitev pod njeno pristojnostjo zahteva, da uporabljajo ista pravila, kot so določena v tej uredbi.
payment service providers in the country or territory concerned participate directly or indirectly in payment and settlement systems in that Member State; and
Država članica, ki želi skleniti sporazum iz odstavka 1, predloži zahtevo Komisiji in ji zagotovi vse informacije, potrebne za presojo prošnje.
the country or territory concerned requires payment service providers under its jurisdiction to apply the same rules as those established under this Regulation.
Ko Komisija prejme takšno zahtevo, se prenosi sredstev med to državo članico in zadevno državo ali ozemljem začasno obravnavajo kot prenosi sredstev znotraj te države članice, dokler ni sprejeta odločitev v skladu s tem členom.
A Member State wishing to conclude an agreement as referred to in paragraph 1 shall submit a request to the Commission and provide it with all the information necessary for the appraisal of the request.
Če Komisija v dveh mesecih od prejetja zahteve meni, da nima vseh informacij, potrebnih za presojo prošnje, stopi v stik z zadevno državo članico in ji sporoči, katere dodatne informacije potrebuje.
Upon receipt by the Commission of such a request, transfers of funds between that Member State and the country or territory concerned shall be provisionally treated as transfers of funds within that Member State until a decision is reached in accordance with this Article.
Komisija v enem mesecu od prejetja vseh informacij, za katere meni, da jih potrebuje za presojo zahteve, državo članico prosilko ustrezno uradno obvesti in kopije zahteve posreduje drugim državam članicam.
If, within two months of receipt of the request, the Commission considers that it does not have all the information necessary for the appraisal of the request, it shall contact the Member State concerned and specify the additional information required.
V treh mesecih od uradnega obvestila iz odstavka 5 tega člena, Komisija v skladu s členom 23(2) odloči, ali bo zadevno državo članico pooblastila za sklenitev sporazuma, ki je predmet zahteve.
Within one month of receipt of all the information that it considers to be necessary for the appraisal of the request, the Commission shall notify the requesting Member State accordingly and shall transmit copies of the request to the other Member States.
Komisija v vsakem primeru sprejme odločitev iz prvega pododstavka v 18 mesecih od dne, ko prejme zahtevo.