natgillin/translations-raw huggingface dataset:
on information accompanying transfers of funds and repealing Regulation (EC) No 1781/2006
o informacijah, ki spremljajo prenose sredstev, in razveljavitvi Uredbe (ES) št. 1781/2006
Flows of illicit money through transfers of funds can damage the integrity, stability and reputation of the financial sector, and threaten the internal market of the Union as well as international development.
Tokovi nezakonitega denarja prek prenosov sredstev lahko škodujejo integriteti, stabilnosti in ugledu finančnega sektorja ter ogrozijo notranji trg Unije in mednarodni razvoj.
Money laundering, terrorist financing and organised crime remain significant problems which should be addressed at Union level.
Pranje denarja, financiranje terorizma in organizirani kriminal ostajajo velike težave, ki bi jih bilo treba obravnavati na ravni Unije.
The soundness, integrity and stability of the system of transfers of funds and confidence in the financial system as a whole could be seriously jeopardised by the efforts of criminals and their associates to disguise the origin of criminal proceeds or to transfer funds for criminal activities or terrorist purposes.
Prizadevanja storilcev kaznivih dejanj in oseb, ki jim pri tem pomagajo, da bi prikrili izvor premoženjskih koristi, pridobljenih s kaznivimi dejanji, ali prenesli sredstva za kriminalne dejavnosti ali teroristične namene, bi lahko resno ogrozila trdnost, integriteto in stabilnost sistema prenosov sredstev in zaupanje v finančni sistem kot celoto.
In order to facilitate their criminal activities, money launderers and financers of terrorism are likely to take advantage of the freedom of capital movements within the Union's integrated financial area unless certain coordinating measures are adopted at Union level.
Brez sprejetja določenih usklajevalnih ukrepov na ravni Unije je verjetno, da bi vpleteni v pranje denarja in tisti, ki financirajo terorizem, izkoriščali prost pretok kapitala znotraj enotnega finančnega območja Unije za lažje izvajanje kriminalnih dejavnosti.
International cooperation within the framework of the Financial Action Task Force (FATF) and the global implementation of its recommendations aim to prevent money laundering and terrorist financing while transferring funds.
Cilj mednarodnega sodelovanja v okviru Projektne skupine za finančno ukrepanje (FATF) in globalnega izvajanja njenih priporočil je preprečiti pranje denarja in financiranje terorizma med prenosi sredstev.
By reason of the scale of the action to be undertaken, the Union should ensure that the International Standards on Combating Money Laundering and the Financing of Terrorism and Proliferation adopted by FATF on 16 February 2012 (the ‘revised FATF Recommendations’), and, in particular, FATF Recommendation 16 on wire transfers (the ‘FATF Recommendation 16’) and the revised interpretative note for its implementation, are implemented uniformly throughout the Union and that, in particular, there is no discrimination or discrepancy between, on the one hand, national payments within a Member State and, on the other, cross-border payments between Member States.
Zaradi obsega ukrepanja, ki naj bi bilo izvedeno, bi Unija morala zagotoviti, da se Mednarodni standardi za boj proti pranju denarja ter financiranju terorizma in širjenju orožja, ki jih je FATF sprejela 16. februarja 2012 (v nadaljnjem besedilu: revidirana priporočila FATF), in zlasti Priporočilo 16 FATF o elektronskih prenosih (v nadaljnjem besedilu: Priporočilo 16 FATF) ter revidirane pojasnjevalne opombe za njegovo izvajanje, enotno izvajajo po vsej Uniji ter da se zlasti prepreči diskriminacija ali odstopanje med nacionalnimi plačili znotraj države članice na eni strani in čezmejnimi plačili med državami članicami na drugi strani.
Uncoordinated action by Member States acting alone in the field of cross-border transfers of funds could have a significant impact on the smooth functioning of payment systems at Union level and could therefore damage the internal market in the field of financial services.
Neusklajeno ukrepanje posameznih držav članic na področju čezmejnih prenosov sredstev bi lahko imelo precejšen vpliv na nemoteno delovanje plačilnih sistemov na ravni Unije in bi zato lahko škodovalo notranjemu trgu na področju finančnih storitev.
In order to foster a coherent approach in the international context and to increase the effectiveness of the fight against money laundering and terrorist financing, further Union action should take account of developments at international level, namely the revised FATF Recommendations.
Za spodbujanje usklajenega pristopa na mednarodni ravni in za povečanje učinkovitosti boja proti pranju denarja in financiranju terorizma bi morali pri nadaljnjem ukrepanju Unije upoštevati razvoj na mednarodni ravni, in sicer revidirana priporočila FATF.
The implementation and enforcement of this Regulation, including FATF Recommendation 16, represent relevant and effective means of preventing and combating money-laundering and terrorist financing.
Izvajanje in izvrševanje te uredbe, vključno s Priporočilom 16 FATF, je pomemben in učinkovit način preprečevanja pranja denarja in financiranja terorizma ter boja proti njima.
This Regulation is not intended to impose unnecessary burdens or costs on payment service providers or on persons who use their services.
Namen te uredbe ni nalaganje nepotrebnih bremen ali stroškov ponudnikom plačilnih storitev ali osebam, ki uporabljajo njihove storitve.
In this regard, the preventive approach should be targeted and proportionate and should be in full compliance with the free movement of capital, which is guaranteed throughout the Union.
S tega vidika bi moral biti preventivni pristop usmerjen in sorazmeren in bi se moral v celoti skladati s prostim pretokom kapitala, ki je zagotovljen po vsej Uniji.
In the Union's Revised Strategy on Terrorist Financing of 17 July 2008 (the ‘Revised Strategy’), it was pointed out that efforts must be maintained to prevent terrorist financing and to control the use by suspected terrorists of their own financial resources.
V revidirani strategiji Unije za boj proti financiranju terorizma z dne 17. julija 2008 (v nadaljnjem besedilu: revidirana strategija) je bilo poudarjeno, da preprečevanje financiranja terorizma in nadzor nad tem, kako osumljeni teroristi uporabljajo svoja finančna sredstva, ne sme zamreti.
It is recognised that FATF is constantly seeking to improve its Recommendations and is working towards a common understanding of how they should be implemented.
Priznano je, da si FATF neprestano prizadeva za izboljšanje svojih priporočil in deluje v smeri enotnega razumevanja, kako bi jih bilo treba izvesti.
It is noted in the Revised Strategy that implementation of the revised FATF Recommendations by all FATF members and members of FATF-style regional bodies is assessed on a regular basis and that a common approach to implementation by Member States is therefore important.
V revidirani strategiji je navedeno, da se izvajanje revidiranih priporočil FATF s strani vseh članov FATF in vseh članov regionalnih teles s podobnimi nalogami, kot ji ima FATF, redno ocenjuje ter da je zato pomemben skupen pristop držav članic k izvajanju.
In order to prevent terrorist financing, measures with the purpose of freezing the funds and the economic resources of certain persons, groups and entities have been taken, including Council Regulations (EC) No 2580/2001 [4], (EC) No 881/2002 [5] and (EU) No 356/2010 [6].
Za preprečevanje financiranja terorizma so bili sprejeti ukrepi, katerih namen je zamrznitev sredstev in ekonomskih virov določenih oseb, skupin in subjektov, vključno z uredbami Sveta (ES) št. 2580/2001 [4], (ES) št. 881/2002 [5] in (EU) št. 356/2010 [6].
To the same end, measures with the purpose of protecting the financial system against the channelling of funds and economic resources for terrorist purposes have also been taken.
Za dosego enakega cilja so bili sprejeti tudi ukrepi, katerih namen je zaščita finančnega sistema pred odvajanjem sredstev in ekonomskih virov v teroristične namene.
Directive (EU) 2015/849 of the European Parliament and of the Council [7] contains a number of such measures.
Direktiva (EU) 2015/849 Evropskega parlamenta in Sveta [7] vsebuje številne tovrstne ukrepe.
Those measures do not, however, fully prevent terrorists or other criminals from accessing payment systems for transferring their funds.
Vendar ti ukrepi teroristom ali drugim storilcem kaznivih dejanj ne preprečujejo v celoti dostopa do plačilnih sistemov za prenašanje njihovih sredstev.
The full traceability of transfers of funds can be a particularly important and valuable tool in the prevention, detection and investigation of money laundering and terrorist financing, as well as in the implementation of restrictive measures, in particular those imposed by Regulations (EC) No 2580/2001, (EC) No 881/2002 and (EU) No 356/2010, and in full compliance with Union regulations implementing such measures.
Popolna sledljivost prenosov sredstev je lahko še zlasti pomembno in koristno orodje pri preprečevanju, odkrivanju in preiskovanju pranja denarja ter financiranju terorizma, kot tudi pri izvajanju omejevalnih ukrepov, zlasti ukrepov, naloženih z uredbami (ES) št. 2580/2001, (ES) št. 881/2002 in (EU) št. 356/2010, in sicer ob doslednem spoštovanju uredb Unije o izvajanju takšnih ukrepov.
It is therefore appropriate, in order to ensure the transmission of information throughout the payment chain, to provide for a system imposing the obligation on payment service providers to accompany transfers of funds with information on the payer and the payee.
Za zagotovitev prenosa informacij po vsej plačilni verigi je zato primerno določiti sistem, ki ponudnikom plačilnih storitev nalaga obveznost, da prenosu sredstev priložijo informacije o plačniku in prejemniku plačila.
This Regulation should apply without prejudice to the restrictive measures imposed by regulations based on Article 215 of the Treaty on the Functioning of the European Union (TFEU), such as Regulations (EC) No 2580/2001, (EC) No 881/2002 and (EU) No 356/2010, which may require that payment service providers of payers and of payees, as well as intermediary payment service providers, take appropriate action to freeze certain funds or that they comply with specific restrictions concerning certain transfers of funds.
Ta uredba bi se morala uporabljati brez poseganja v omejevalne ukrepe, naložene z uredbami na podlagi člena 215 Pogodbe o delovanju Evropske unije (PDEU), kot so uredbe (ES) št. 2580/2001, (ES) št. 881/2002 in (EU) št. 356/2010, ki lahko ponudnikom plačilnih storitev plačnika in prejemnika plačila ter ponudnikom posredniških plačilnih storitev naložijo sprejetje ustreznih ukrepov za zamrznitev nekaterih sredstev ali upoštevanje posebnih omejitev v zvezi z določenimi prenosi sredstev.
This Regulation should also apply without prejudice to national legislation transposing Directive 95/46/EC of the European Parliament and of the Council [8].
Ta uredba bi se morala prav tako uporabljati brez poseganja v nacionalno zakonodajo za prenos Direktive 95/46/ES Evropskega parlamenta in Sveta [8].
For example, personal data collected for the purpose of complying with this Regulation should not be further processed in a way that is incompatible with Directive 95/46/EC.
Na primer, osebni podatki, zbrani zaradi skladnosti s to uredbo, se ne bi smeli nadalje obdelovati na način, ki je nezdružljiv z Direktivo 95/46/ES.
Therefore, in applying this Regulation, the transfer of personal data to a third country which does not ensure an adequate level of protection in accordance with Article 25 of Directive 95/46/EC should be permitted in accordance with Article 26 thereof.
Zato bi moral biti pri uporabi te uredbe prenos osebnih podatkov v tretjo državo, ki ne zagotavlja ustrezne ravni varstva v skladu s členom 25 Direktive 95/46/ES, dovoljen v skladu s členom 26 Direktive.
It is important that payment service providers operating in multiple jurisdictions with branches or subsidiaries located outside the Union should not be prevented from transferring data about suspicious transactions within the same organisation, provided that they apply adequate safeguards.
Pomembno je, da se ponudnikom plačilnih storitev, ki delujejo v več jurisdikcijah in imajo podružnice ali hčerinske družbe izven Unije, ne bi preprečevalo prenosa podatkov o sumljivih transakcijah znotraj iste organizacije, pod pogojem, da uporabljajo ustrezna varovala.
In addition, the payment service providers of the payer and of the payee and the intermediary payment service providers should have in place appropriate technical and organisational measures to protect personal data against accidental loss, alteration, or unauthorised disclosure or access.
Poleg tega bi ponudniki plačilnih storitev plačnika in prejemnika plačila ter ponudniki posredniških plačilnih storitev morali imeti vzpostavljene ustrezne tehnične in organizacijske ukrepe za zaščito osebnih podatkov pred naključno izgubo, spreminjanjem ali nepooblaščenim razkritjem oziroma dostopom.
Persons that merely convert paper documents into electronic data and are acting under a contract with a payment service provider and persons that provide payment service providers solely with messaging or other support systems for transmitting funds or with clearing and settlement systems do not fall within the scope of this Regulation.
Osebe, ki zgolj spreminjajo dokumente v papirni obliki v elektronske podatke in delujejo v okviru pogodbe s ponudnikom plačilnih storitev, ter osebe, ki ponudnikom plačilnih storitev zagotavljajo le sisteme sporočil, druge podporne sisteme za posredovanje sredstev ali klirinške sisteme in sisteme poravnave, ne spadajo v področje uporabe te uredbe.
Transfers of funds corresponding to services referred to in points (a) to (m) and (o) of Article 3 of Directive 2007/64/EC of the European Parliament and of the Council [9] do not fall within the scope of this Regulation.
Prenosi sredstev, ki ustrezajo storitvam iz točk (a) do (m) in (o) člena 3 Direktive 2007/64/ES Evropskega parlamenta in Sveta [9], ne spadajo v področje uporabe te uredbe.
It is also appropriate to exclude from the scope of this Regulation transfers of funds that represent a low risk of money laundering or terrorist financing.
Iz področja uporabe te uredbe je prav tako primerno izključiti prenose sredstev, ki predstavljajo nizko tveganje pranja denarja ali financiranja terorizma.
Such exclusions should cover payment cards, electronic money instruments, mobile phones or other digital or information technology (IT) prepaid or postpaid devices with similar characteristics, where they are used exclusively for the purchase of goods or services and the number of the card, instrument or device accompanies all transfers.
Taka izvzetja bi morala zajemati plačilne kartice, instrumente elektronskega denarja, mobilne telefone ali druge digitalne naprave ali predplačniške ali naročniške naprave informacijske tehnologije (IT) s podobnimi značilnostmi, kadar se uporabljajo izključno za nakup blaga ali storitev in številka kartice, instrumenta ali naprave spremlja vse prenose.
However, the use of a payment card, an electronic money instrument, a mobile phone, or any other digital or IT prepaid or postpaid device with similar characteristics in order to effect a person-to-person transfer of funds, falls within the scope of this Regulation.
Vendar pa uporaba plačilne kartice, instrumenta elektronskega denarja, mobilnega telefona ali katere koli druge digitalne naprave ali predplačniške ali naročniške IT naprave s podobnimi značilnostmi za izvrševanje prenosa sredstev z osebe na osebo, spada v področje uporabe te uredbe.
In addition, Automated Teller Machine withdrawals, payments of taxes, fines or other levies, transfers of funds carried out through cheque images exchanges, including truncated cheques, or bills of exchange, and transfers of funds where both the payer and the payee are payment service providers acting on their own behalf should be excluded from the scope of this Regulation.
Poleg tega bi morali biti dvigi na bankomatih, plačila davkov, kazni ali drugih dajatev, prenosi sredstev, izvedeni prek čekov v elektronski obliki, vključno z elektronsko obdelanimi čeki ali menicami ter prenosi sredstev pri katerih sta tako plačnik kot prejemnik plačila ponudnika plačilnih storitev, ki delujeta v svojem imenu, izključeni iz področja uporabe te uredbe.
In order to reflect the special characteristics of national payment systems, and provided that it is always possible to trace the transfer of funds back to the payer, Member States should be able to exempt from the scope of this Regulation certain domestic low-value transfers of funds, including electronic giro payments, used for the purchase of goods or services.
Da se upoštevajo posebne značilnosti nacionalnih plačilnih sistemov in pod pogojem, da je prenos sredstev mogoče kadar koli izslediti nazaj do plačnika, bi morale imeti države članice možnost, da iz področja uporabe te uredbe izvzamejo določene notranje prenose sredstev nizke vrednosti, vključno z elektronskimi žiro plačili, ki se uporabljajo za nakup blaga ali storitev.
Payment service providers should ensure that the information on the payer and the payee is not missing or incomplete.
Ponudniki plačilnih storitev bi morali zagotoviti, da informacije o plačniku in prejemniku plačila ne manjkajo ali niso nepopolne.
In order not to impair the efficiency of payment systems, and in order to balance the risk of driving transactions underground as a result of overly strict identification requirements against the potential terrorist threat posed by small transfers of funds, the obligation to check whether information on the payer or the payee is accurate should, in the case of transfers of funds where verification has not yet taken place, be imposed only in respect of individual transfers of funds that exceed EUR 1000, unless the transfer appears to be linked to other transfers of funds which together would exceed EUR 1000, the funds have been received or paid out in cash or in anonymous electronic money, or where there are reasonable grounds for suspecting money laundering or terrorist financing.
Da ne bi zavirali učinkovitosti plačilnih sistemov in za uravnovešenje tveganja, da se zaradi prestrogih zahtev po identifikaciji transakcije umaknejo v podzemlje, in potencialno teroristično grožnjo, ki izhaja iz majhnih prenosov sredstev, bi morala v primeru prenosov sredstev, pri katerih preverjanje še ni bilo izvedeno, obveznost preverjanja, ali so informacije o plačniku ali prejemniku plačila točne, veljati le za posamezne prenose sredstev, ki presegajo 1000 EUR, razen če kaže, da je prenos povezan z drugimi prenosi sredstev, ki bi skupaj presegli 1000 EUR, so bila sredstva prejeta ali izplačana v gotovini ali v anonimnem elektronskem denarju ali kadar obstaja utemeljen sum pranja denarja ali financiranja terorizma.
For transfers of funds where verification is deemed to have taken place, payment service providers should not be required to verify information on the payer or the payee accompanying each transfer of funds, provided that the obligations laid down in Directive (EU) 2015/849 are met.
Za prenose sredstev, pri katerih se šteje, da je bilo preverjanje izvedeno, se od ponudnikov plačilnih storitev ne bi smelo zahtevati, da preverijo informacije o plačniku ali prejemniku plačila za vsak prenos sredstev, pod pogojem, da so izpolnjene obveznosti, določene v Direktivi (EU) 2015/849.
In view of the Union legislative acts in respect of payment services, namely Regulation (EC) No 924/2009 of the European Parliament and of the Council [10], Regulation (EU) No 260/2012 of the European Parliament and of the Council [11] and Directive 2007/64/EC, it should be sufficient to provide that only simplified information accompany transfers of funds within the Union, such as the payment account number(s) or a unique transaction identifier.
Ob upoštevanju zakonodajnih aktov Unije glede plačilnih storitev, in sicer Uredbe (ES) št. 924/2009 Evropskega parlamenta in Sveta [10], Uredbe (EU) št. 260/2012 Evropskega parlamenta in Sveta [11] in Direktive 2007/64/ES, bi moralo zadostovati, da se zagotovi, da prenose sredstev znotraj Unije spremljajo le poenostavljene informacije, kot so številka plačilnega računa oziroma računov ali enolična identifikacijska oznaka transakcije.
In order to allow the authorities responsible for combating money laundering or terrorist financing in third countries to trace the source of funds used for those purposes, transfers of funds from the Union to outside the Union should carry complete information on the payer and the payee.
Da se organom, pristojnim za boj proti pranju denarja ali financiranju terorizma v tretjih državah, omogoči izsleditev vira sredstev, uporabljenih za te namene, bi morale prenose sredstev iz Unije v države izven Unije spremljati popolne informacije o plačniku in prejemniku plačila.
Those authorities should be granted access to complete information on the payer and the payee only for the purposes of preventing, detecting and investigating money laundering and terrorist financing.
Tem organom bi moral biti dostop do popolnih informacij o plačniku in prejemniku plačila odobren samo za namene preprečevanja, odkrivanja in preiskovanja pranja denarja in financiranja terorizma.
The Member State authorities responsible for combating money laundering and terrorist financing, and relevant judicial and law enforcement agencies in the Member States, should intensify cooperation with each other and with relevant third country authorities, including those in developing countries, in order further to strengthen transparency and the sharing of information and best practices.
Organi države članice, pristojni za boj proti pranju denarja in financiranju terorizma, ter ustrezni pravosodni organi in organi pregona v državah članicah, bi morali okrepiti medsebojno sodelovanje in sodelovanje z ustreznimi organi tretjih držav, vključno z organi držav v razvoju, da bi dodatno povečali preglednost ter okrepili izmenjavo informacij in najboljših praks.
As regards transfers of funds from a single payer to several payees that are to be sent in batch files containing individual transfers from the Union to outside the Union, provision should be made for such individual transfers to carry only the payment account number of the payer or the unique transaction identifier, as well as complete information on the payee, provided that the batch file contains complete information on the payer that is verified for accuracy and complete information on the payee that is fully traceable.
Kar zadeva prenose sredstev od enega samega plačnika na več prejemnikov plačil, ki se pošljejo v paketu in ki vsebujejo posamezne prenose iz Unije v države izven Unije, bi bilo treba sprejeti določbe, da take posamezne prenose spremljajo le številka plačilnega računa plačnika ali enolična identifikacijska oznaka transakcije kot tudi popolne informacije o prejemniku plačila, v kolikor paket vsebuje popolne informacije o plačniku, katerih točnost je preverjena, ter popolne informacije o prejemniku plačila, ki omogočajo popolno sledljivost.
In order to check whether the required information on the payer and the payee accompanies transfers of funds, and to help identify suspicious transactions, the payment service provider of the payee and the intermediary payment service provider should have effective procedures in place in order to detect whether information on the payer and the payee is missing or incomplete.
Za preverjanje ali prenose sredstev spremljajo zahtevane informacije o plačniku in prejemniku plačila in za pomoč pri prepoznavanju sumljivih transakcij bi morala imeti ponudnik plačilnih storitev prejemnika plačila in ponudnik posredniških plačilnih storitev vzpostavljene učinkovite postopke za odkrivanje manjkajočih ali nepopolnih informacij o plačniku in prejemniku plačila.
Those procedures should include ex-post monitoring or real-time monitoring where appropriate.
Ti postopki bi morali vključevati naknadno spremljanje ali sprotno spremljanje, kadar je to primerno.