natgillin/translations-raw huggingface dataset:
Risk adjustment of the basic annual contribution
obveznosti znotraj skupine, ki izhajajo iz transakcij, sklenjenih med institucijama, ki pripadata isti skupini, pod pogojem, da so izpolnjeni vsi naslednji pogoji:
The contributions referred to in Article 103(2) of Directive 2014/59/EU shall be calculated by excluding the following liabilities:
vsaka od institucij ima sedež v Uniji;
the intragroup liabilities arising from transactions entered into by an institution with an institution which is part of the same group, provided that all the following conditions are met:
vsaka od institucij je v celoti vključena v enak konsolidiran nadzor v skladu s členi 6 do 17 Uredbe (EU) št. 575/2013 in se zanjo uporabljajo ustrezni centralizirani postopki za ovrednotenje, merjenje in kontrolo tveganja;
each institution is established in the Union;
ter
each institution is included in the same consolidated supervision in accordance with Articles 6 to 17 of Regulation (EU) No 575/2013 on a full basis and is subject to an appropriate centralised risk evaluation, measurement and control procedures;
ni trenutnih ali predvidenih pomembnih praktičnih ali pravnih ovir za takojšnje poplačilo obveznosti ob njihovi zapadlosti;
and
obveznosti, ki jih ustvari institucija, ki je članica institucionalne sheme za zaščito vlog iz točke (8) člena 2(1) Direktive 2014/59/EU in ki ji je pristojni organ dovolil, da uporablja člen 113(7) Uredbe (EU) št. 575/2013, z dogovorom, sklenjenim z drugo institucijo, ki je članica iste institucionalne sheme za zaščito vlog;
there is no current or foreseen material practical or legal impediment to the prompt repayment of the liability when due;
v primeru centralne nasprotne stranke s sedežem v državi članici, ki je uveljavila možnost iz člena 14(5) Uredbe (EU) št. 648/2012, obveznosti, povezane s klirinškimi dejavnostmi, kot so opredeljene v členu 2(3) navedene uredbe, vključno z dejavnostmi, ki izhajajo iz kakršnih koli ukrepov centralne nasprotne stranke, ki jih ta sprejme za izpolnitev zahtev po kritju, vzpostavitev jamstvenega sklada in ohranjanje zadostnih predhodno namenjenih finančnih sredstev za kritje morebitnih izgub v skladu za navedeno uredbo ter za vlaganje svojih finančnih sredstev v skladu s členom 47 navedene uredbe;
the liabilities created by an institution, which is member of an IPS as referred to in point (8) of Article 2(1) of Directive 2014/59/EU and which has been allowed by the competent authority to apply Article 113(7) of Regulation (EU) No 575/2013, through an agreement entered into with another institution which is member of the same IPS;
v primeru centralne depotne družbe, obveznosti, povezane z dejavnostmi centralne depotne družbe, vključno z obveznostmi do udeležencev ali ponudnikov storitev centralne depotne družbe z zapadlostjo, krajšo od sedmih dni, ki izhajajo iz dejavnosti, za katere je družba pridobila dovoljenje za opravljanje pomožnih bančnih storitev v skladu z naslovom IV Uredbe (EU) št. 909/2014, vendar brez drugih obveznosti, ki izhajajo iz takšnih bančnih dejavnosti;
in the case of a central counterparty established in a Member State having availed itself of the option in Article 14(5) of Regulation (EU) No 648/2012, liabilities related to clearing activities as defined in Article 2(3) of that Regulation, including those arising from any measures the central counterparty takes to meet margin requirements, to set up a default fund and to maintain sufficient pre-funded financial resources to cover potential losses as part of the default waterfall in accordance with that Regulation, as well as to invest its financial resources in accordance with Article 47 of that Regulation;
v primeru investicijskih podjetij, obveznosti, ki so posledica dejstva, da podjetje drži sredstva ali denar strank, vključno s sredstvi ali denarjem strank, ki jih drži v imenu kolektivnih naložbenih podjemov za vlaganja v prenosljive vrednostne papirje, opredeljenih v členu 1(2) Direktive 2009/65/ES Evropskega parlamenta in Sveta [13], ali alternativnih investicijskih skladov, opredeljenih v točki (a) člena 4(1) Direktive 2011/61/EU Evropskega parlamenta in Sveta [14], pod pogojem, da so te stranke zaščitene v skladu z veljavnim insolvenčnim pravom;
in the case of a central securities depository, the liabilities related to the activities of a central securities depository, including liabilities to participants or service providers of the central securities depository with a maturity of less than seven days arising from activities for which it has obtained an authorisation to provide banking-type ancillary services in accordance with Title IV of Regulation (EU) No 909/2014, but excluding other liabilities arising from such banking-type activities;
v primeru institucij, ki zagotavljajo spodbujevalne kredite, obveznosti posredniške institucije do banke, iz katere kredit izvira, ali druge spodbujevalne banke ali druge posredniške institucije, ter obveznosti izvorne spodbujevalne banke do njenih pogodbenic, ki ji zagotavljajo financiranje, kolikor je znesek teh obveznosti izravnan s spodbujevalnimi krediti navedene institucije.
in the case of investment firms, the liabilities that arise by virtue of holding client assets or client money including client assets or client money held on behalf of UCITS as defined in Article 1(2) of Directive 2009/65/EC of the European Parliament and of the Council [13] or of AIFs as defined in point (a) of Article 4(1) of Directive 2011/61/EU of the European Parliament and of the Council [14], provided that such a client is protected under the applicable insolvency law;
Obveznosti iz odstavka 1(a) in (b) se za vsako transakcijo posebej enakomerno odštejejo od zneska celotni obveznosti institucije, ki so pogodbenice transakcije ali dogovora iz odstavka 1(a) in (b).
in case of institutions operating promotional loans, the liabilities of the intermediary institution towards the originating or another promotional bank or another intermediary institution and the liabilities of the original promotional bank towards its funding parties in so far as the amount of these liabilities is matched by the promotional loans of that institution.
Za namene tega oddelka se povprečni letni znesek obveznosti iz odstavka 1, ki izhajajo iz pogodb o izvedenih finančnih instrumentih, izračunan na četrtletni osnovi, vrednoti v skladu s členom 429(6) in (7) Uredbe (EU) št. 575/2013.
The liabilities referred to in paragraph 1(a) and (b) shall be evenly deducted on a transaction by transaction basis from the amount of total liabilities of the institutions which are parties of the transactions or agreements referred to in paragraph 1(a) and (b).
Vendar vrednost, pripisana obveznostim, ki izhajajo iz pogodb o izvedenih finančnih instrumentih, ne sme biti nižja od 75 % vrednosti istih obveznosti, če se ta izračuna z uporabo računovodskih pravil, ki se za zadevno institucijo uporabljajo za namene finančnega poročanja.
For the purpose of this Section, the yearly average amount, calculated on a quarterly basis, of liabilities referred to in paragraph 1 arising from derivative contracts shall be valued in accordance with Article 429(6) and (7) of Regulation (EU) No 575/2013.
Če v skladu z nacionalnimi računovodskimi standardi, ki se uporabljajo za dano institucijo, za izpostavljenosti za nekatere izvedene finančne instrumente ni knjigovodskega ukrepa, ker se knjižijo kot zunajbilančne postavke, institucija organu za reševanje sporoči vsoto pozitivnih poštenih vrednosti zadevnih izvedenih finančnih instrumentov kot nadomestitvene stroške ter jih prišteje svojim aktivnim bilančnim knjigovodskim vrednostim.
However, the value assigned to liabilities arising from derivative contracts may not be less than 75 % of the value of the same liabilities resulting from the application of the accounting provisions applicable to the institution concerned for the purposes of financial reporting.
Za namene tega oddelka celotne obveznosti iz odstavka 1 izključujejo knjigovodsko vrednost obveznosti, ki izhajajo iz pogodb o izvedenih finančnih instrumentih, vključujejo pa ustrezno vrednost, določeno v skladu z odstavkom 3.
If, under national accounting standards applying to an institution, there is no accounting measure of exposure for certain derivative instruments because they are held off-balance sheet, the institution shall report to the resolution authority the sum of positive fair values of those derivatives as the replacement cost and add them to its on-balance sheet accounting values.
Pri preverjanju, ali so izpolnjeni vsi pogoji in zahteve iz odstavkov 1 do 4, organ za reševanje ukrepa na podlagi relevantnih ocen pristojnih organov, ki mu jih ti dajo na voljo v skladu s členom 90 Direktive 2014/59/EU.
For the purpose of this Section, the total liabilities referred to in paragraph 1 shall exclude the accounting value of liabilities arising from derivative contracts and include the corresponding value determined in accordance with paragraph 3.
Člen 6
For verifying whether all conditions and requirements referred to in paragraphs 1 to 4 are met, the resolution authority shall be based on the relevant assessments conducted by competent authorities that are made available in accordance with Article 90 of Directive 2014/59/EU.
Stebri in kazalniki tveganja
Article 6
Organ za reševanje oceni profil tveganja institucij na podlagi naslednjih štirih stebrov tveganja:
Risk pillars and indicators
izpostavljenosti tveganju;
The resolution authority shall assess the risk profile of institutions on the basis of the following four risk pillars:
stabilnosti in raznolikosti virov financiranja;
Risk exposure;
pomena institucije za stabilnost finančnega sistema ali gospodarstva;
Stability and variety of sources of funding;
dodatnih kazalnikov tveganja, ki jih določi organ za reševanje.
Importance of an institution to the stability of the financial system or economy;
Steber „izpostavljenost tveganju“ sestavljajo naslednji kazalniki tveganja:
Additional risk indicators to be determined by the resolution authority.
kapital in kvalificirane obveznosti, ki jih ima institucija in presegajo minimalne zahteve (minimum requirements for own funds and eligible liabilities – MREL);
The ‘Risk exposure’ pillar shall consist of the following risk indicators:
količnik finančnega vzvoda;
Own funds and eligible liabilities held by the institution in excess of MREL;
količnik navadnega lastniškega temeljnega kapitala;
Leverage Ratio;
skupna izpostavljenost tveganju, deljena z bilančno vsoto;
Common Equity Tier 1 Capital Ratio;
Steber „stabilnost in raznolikost virov financiranja“ sestavljajo naslednji kazalniki tveganja:
Total Risk Exposure divided by Total Assets.
količnik neto stabilnih virov financiranja;
The ‘Stability and variety of sources of funding’ pillar shall consist of the following risk indicators:
količnik likvidnostnega kritja (liquidity coverage ratio – LCR).
Net Stable Funding Ratio;
Steber „pomen institucije za stabilnost finančnega sistema ali gospodarstva“ sestavlja kazalnik „delež medbančnih posojil in vlog v Evropski uniji, ki kaže pomen institucije za gospodarstvo države članice, v kateri ima sedež“.
LCR.
Steber „dodatni kazalniki tveganja, ki jih določi organ za reševanje“ sestavljajo naslednji kazalniki:
The ‘Importance of an institution to the stability of the financial system or economy’ pillar shall consist of the indicator ‘Share of interbank loans and deposits in the European Union, capturing the importance of the institution to the economy of the Member State of establishment’.
trgovalne dejavnosti, zunajbilančne izpostavljenosti, izvedeni finančni instrumenti, kompleksnost in rešljivost;
The ‘Additional risk indicators to be determined by the resolution authority’ pillar shall consist of the following indicators:
članstvo v institucionalni shemi za zaščito vlog;
Trading activities, off-balance sheet exposures, derivatives, complexity and resolvability;
obseg predhodne izredne javnofinančne pomoči.
Membership in an Institutional Protection Scheme;
Organ za reševanje pri določanju različnih kazalnikov tveganja v stebru „dodatni kazalniki tveganja, ki jih določi organ za reševanje“ upošteva pomen navedenih kazalnikov glede na verjetnost, da se bo za zadevno institucijo začel postopek reševanja, in posledično verjetnost, da se bo uporabila shema za financiranje reševanja, če se bo institucija reševala.
Extent of previous extraordinary public financial support.
Pri določanju kazalnikov „trgovalne dejavnosti, zunajbilančne izpostavljenosti, izvedeni finančni instrumenti, kompleksnost in rešljivost“ iz odstavka 5(a), organ za reševanje upošteva naslednje elemente:
When determining the various risk indicators in the ‘Additional risk indicators to be determined by the resolution authority’ pillar, the resolution authority shall take into account the importance of those indicators in the light of the probability that the institution concerned would enter resolution and of the consequent probability of making use of the resolution financing arrangement where the institution would be resolved.
Povečanje profila tveganja institucije zaradi:
When determining the indicators ‘Trading activities, off-balance sheet exposures, derivatives, complexity and resolvability’ referred to in paragraph 5(a), the resolution authority shall take into account the following elements:
pomena trgovalnih dejavnosti glede na obseg bilance stanja, raven kapitala, tveganost izpostavljenosti in splošni poslovni model;
The increase in the risk profile of the institution due to:
pomena zunajbilančnih izpostavljenosti glede na obseg bilance stanja, raven kapitala in tveganost izpostavljenosti;
the importance of trading activities relative to the balance sheet size, the level of own funds, the riskiness of the exposures, and the overall business model;
pomena zneska izvedenih finančnih instrumentov glede na obseg bilance stanja, raven kapitala, tveganost izpostavljenosti in splošni poslovni model;
the importance of the off-balance sheet exposures relative to the balance sheet size, the level of own funds, and the riskiness of the exposures;
obsega, v katerem v skladu s poglavjem 2 naslova II Direktive 2014/59/EU poslovni model in organizacijska struktura institucije veljata za zapletena;
the importance of the amount of derivatives relative to the balance sheet size, the level of own funds, the riskiness of the exposures, and the overall business model;
Zmanjšanje profila tveganja institucije zaradi:
the extent to which in accordance with Chapter II of Title II of Directive 2014/59/EU the business model and organizational structure of an institution are deemed complex.
relativnega zneska izvedenih finančnih instrumentov, za katere se opravi kliring prek centralne nasprotne stranke;
The decrease of the risk profile of the institution due to:
obsega, v katerem se v skladu s poglavjem 2 naslova II Direktive 2014/59/EU institucija lahko reši hitro in brez pravnih ovir.
relative amount of derivatives which are cleared through a central counterparty (CCP);
Pri določanju kazalnika iz odstavka 5(b) organ za reševanje upošteva naslednje elemente:
the extent to which in accordance with Chapter II of Title II of Directive 2014/59/EU an institution can be resolved promptly and without legal impediments.
ali je znesek sredstev, ki so nemudoma na voljo za financiranje dokapitalizacije in likvidnosti za pomoč instituciji, če se znajde v težavah, dovolj velik, da se omogoči verodostojna in učinkovita podpora navedeni instituciji;
When determining the indicator referred to in paragraph 5(b), the resolution authority shall take into account the following elements:
stopnjo pravne ali pogodbene gotovosti, da se bodo sredstva iz točke (a) v celoti izkoristila, preden se bo lahko zaprosilo za kakršno koli izredno javnofinančno pomoč.
whether the amount of funds which are available without delay for both recapitalisation and liquidity funding purposes in order to support the affected institution in case of problems is sufficiently large to allow for a credible and effective support of that institution;
Kazalnik tveganja iz odstavka 5(c) ima največjo vrednost razpona iz koraka 3 Priloge I za:
the degree of legal or contractual certainty that the funds referred to in point (a) will be fully utilized before any extraordinary public support may be requested.
vsako institucijo, ki je del skupine in za katero se je po prejemu kakršnih koli državnih ali njim enakovrednih sredstev, kot so sredstva iz sheme za financiranje reševanja, začelo prestrukturiranje in je še vedno v obdobju prestrukturiranja ali prenehanja delovanja, razen za zadnji 2 leti izvajanja načrta prestrukturiranja;
The risk indicator referred to in paragraph 5(c) shall take the maximum value of the range referred to in Step 3 of Annex I for:
vsako institucijo, ki se likvidira, do konca likvidacijskega načrta (če je še vedno dolžna plačati prispevek).
any institution that is part of a group that has been put under restructuring after receiving any State or equivalent funds such as from a resolution financing arrangement, and is still within the restructuring or winding down period, except for the last 2 years of implementation of the restructuring plan;
Kazalnik ima najnižjo vrednost razpona iz koraka 3 Priloge I za vse ostale institucije.
any institution that is liquidated, until the end of the liquidation plan (to the extent that it is still liable to pay the contribution).
Za namene odstavkov 6, 7 in 8 organ za reševanje ukrepa na podlagi ocen, ki so jih izvedli pristojni organi, kadar so te na voljo.
It shall take the minimum value of the range referred to in Step 3 of Annex I for all other institutions.
Člen 7
For the purposes of paragraphs 6, 7 and 8, the resolution authority shall be based on the assessments conducted by competent authorities where available.
Relativna utež vsakega stebra in kazalnika tveganja
Article 7
Organ za reševanje pri ocenjevanju profila tveganja posamezne institucije za stebre tveganja uporablja naslednje uteži:
Relative weight of each risk pillar and indicator
izpostavljenost tveganju:
When assessing the risk profile of each institution the resolution authority shall apply the following weights to the risk pillars:
stabilnost in raznolikost virov financiranja:
Risk exposure:
pomen institucije za stabilnost finančnega sistema ali gospodarstva:
Stability and variety of sources of funding:
dodatni kazalniki tveganja, ki jih določi organ za reševanje:
Importance of an institution to the stability of the financial system or economy:
Relativna utež kazalnikov tveganja, ki jih ocenijo organi za reševanje za določitev stebra „izpostavljenost tveganju“, je naslednja:
Additional risk indicators to be determined by the resolution authority:
kapital in kvalificirane obveznosti, ki jih ima institucija in presegajo MREL:
The relative weight of the risk indicators that resolution authorities shall assess to determine the ‘Risk exposure’ pillar shall be the following:
količnik finančnega vzvoda:
Own funds and eligible liabilities held by the institution in excess of MREL:
količnik navadnega lastniškega temeljnega kapitala:
Leverage Ratio:
skupna izpostavljenost tveganju, deljena z bilančno vsoto;
Common Equity Tier 1 Capital Ratio:
Vsak kazalnik tveganja v stebru „stabilnost in raznolikost virov financiranja“ima enako utež.
Total Risk Exposure divided by Total Assets:
Relativna utež vsakega kazalnika, ki ga ocenijo organi za reševanje za določitev stebra „dodatni kazalniki tveganja, ki jih določi organ za reševanje“, je naslednja:
Each risk indicator in the ‘Stability and variety of sources of funding’ pillar shall have an equal weight.
trgovalne dejavnosti in zunajbilančne izpostavljenosti, izvedeni finančni instrumenti, zapletenost in rešljivost:
The relative weight of each indicator that resolution authorities shall assess to determine the ‘Additional risk indicators to be determined by the resolution authority’ pillar shall be the following:
članstvo v institucionalni shemi za zaščito vlog:
Trading activities and off-balance sheet exposures, derivatives, complexity and resolvability:
obseg predhodne izredne javnofinančne pomoči:
Membership in an Institutional Protection Scheme:
Organ za reševanje pri uporabi kazalnika iz točke (b) upošteva relativno utež kazalnika iz točke (a).
Extent of previous extraordinary public financial support:
Člen 8
When applying the indicator referred to in point (b), the resolution authority shall take into account the relative weight of the indicator referred to in point (a).
Uporaba kazalnikov tveganja v posebnih primerih
Article 8
Če je pristojni organ v skladu s členoma 8 in 21 Uredbe (EU) št. 575/2013 za institucijo odobril opustitev, organ za reševanje na ravni likvidnostne podskupine uporablja kazalnik iz člena 6(3)(b) te uredbe.
Application of the risk indicators in specific cases
Rezultat, pridobljen z navedenim kazalnikom na ravni likvidnostne podskupine, se pripiše vsaki instituciji, ki je del likvidnostne podskupine, za namene izračuna kazalnika tveganja navedene institucije.
Where a competent authority has granted a waiver to an institution in accordance with Articles 8 and 21 of Regulation (EU) No 575/2013, the indicator referred to in Article 6(3)(b) of this Regulation shall be applied by the resolution authority at the level of the liquidity sub-group.
Če je pristojni organ v celoti opustil uporabo kapitalskih zahtev za posamezno institucijo v skladu s členom 7(1) Uredbe (EU) št. 575/2013 in je organ za reševanje tudi v celoti opustil uporabo MREL za isto posamezno institucijo v skladu s členom 45(12) Direktive 2014/59/EU, se lahko kazalnik iz člena 6(2)(a) te uredbe izračuna na konsolidirani ravni.
The score obtained by that indicator at the liquidity sub-group level shall be attributed to each institution which is part of the liquidity sub-group for the purposes of calculating that institution's risk indicator.
Rezultat, pridobljen z navedenim kazalnikom na konsolidirani ravni, se pripiše vsaki instituciji, ki je del skupine, za namene izračuna kazalnika tveganja navedene institucije.
Where the competent authority has fully waived the application of capital requirements to an institution at individual level pursuant to Article 7(1) of Regulation (EU) No 575/2013 and the resolution authority has also fully waived the application at individual level to the same institution of the MREL in accordance with Article 45(12) of Directive 2014/59/EU, the indicator referred to in Article 6(2)(a) of this Regulation may be calculated at consolidated level.
Če je pristojni organ odobril opustitev za institucijo v drugih okoliščinah, določenih v Uredbi (EU) št. 575/2013, se lahko zadevni kazalniki izračunajo na konsolidirani ravni.
The score obtained by that indicator at consolidated level shall be attributed to each institution which is part of the group for the purposes of calculating that institution's risk indicator.
Rezultat, pridobljen z navedenimi kazalniki na konsolidirani ravni, se pripiše vsaki instituciji, ki je del skupine, za namene izračuna kazalnikov tveganja navedene institucije.
Where a competent authority has granted a waiver to an institution in other circumstances defined in Regulation (EU) No 575/2013, the relevant indicators may be calculated at consolidated level.
Člen 9
The score obtained by those indicators at consolidated level shall be attributed to each institution which is part of the group for the purposes of calculating that institution's risk indicators.
Uporaba prilagoditve tveganjem pri osnovnem letnem prispevku
Article 9
Organ za reševanje določi za vsako institucijo dodatni multiplikator za prilagoditev tveganjem, in sicer tako da kombinira kazalnike tveganja iz člena 6 v skladu s formulo in postopki iz Priloge I.
Application of the risk adjustment to the basic annual contribution
Organ za reševanje brez poseganja v člen 10 določi letni prispevek vsake institucije za vsako prispevno obdobje, in sicer tako da pomnoži osnovni letni prispevek z dodatnim multiplikatorjem za prilagoditev tveganjem v skladu s formulo in postopki iz Priloge I.
The resolution authority shall determine the additional risk adjusting multiplier for each institution by combining the risk indicators referred to in Article 6 in accordance with the formula and the procedures set out in Annex I.
Multiplikator za prilagoditev tveganjem ima vrednost med 0,8 in 1,5.