natgillin/translations-raw huggingface dataset:
However, where the publication of the identity of the legal persons, or identity or personal data of natural persons, is considered by the competent authority to be disproportionate following a case-by-case assessment conducted on the proportionality of the publication of such data or where publication jeopardises the stability of financial markets or an ongoing investigation, the competent authority may decide to defer publication, not to publish, or to publish the sanctions on an anonymous basis.
javno izjavo, ki navaja odgovorno fizično ali pravno osebo ter naravo kršitve;
Where national law provides for the publication of a decision to impose a sanction or other measure which is subject to an appeal before the relevant judicial or other authorities, the competent authorities shall publish on their official website, without undue delay, such information and any subsequent information on the outcome of such appeal.
odredbo, ki od odgovorne fizične ali pravne osebe zahteva, da preneha z ravnanjem in da tega ravnanja ne ponovi;
Moreover, any decision annulling a previous decision to impose a sanction or other measure which has been published shall also be published.
v primeru zavarovalnega posrednika, odvzem registracije iz člena 3;
Competent authorities shall inform EIOPA of all administrative sanctions and other measures imposed, but not published in accordance with paragraph 1, including any appeal in relation thereto and the outcome thereof.
začasno prepoved opravljanja nalog upravljanja zavarovalnih posrednikov ali zavarovalnic, ki se naloži kateremu koli članu uprave zavarovalnega posrednika ali zavarovalnice, ki je odgovoren za kršitev;
Article 33
v primeru pravnih oseb, sledeče najvišje upravne denarne kazni:
Breaches, and sanctions and other measures
najmanj 5000000 EUR ali 5 % skupnega letnega prometa na podlagi zadnjih razpoložljivih računovodskih izkazov, ki jih odobri poslovodni organ, ali, v državah članicah, katerih valuta ni euro, ustrezne vrednosti v nacionalni valuti na dan začetka veljavnosti te direktive.
This Article shall apply to at least the following:
v višini do dvakratnega zneska dobička, pridobljenega s kršitvijo, ali izgube, preprečene s kršitvijo, kadar ju je mogoče določiti;
persons who fail to register their distribution activities in accordance with Article 3;
v primeru fizičnih oseb, sledeče najvišje upravne denarne kazni:
an insurance or reinsurance undertaking or insurance or reinsurance intermediary using the insurance or reinsurance distribution services of persons referred to in point (a);
v višini do dvakratnega zneska dobička, pridobljenega s kršitvijo, ali izgube, preprečene s kršitvijo, kadar ju je mogoče določiti.
an insurance, reinsurance or ancillary insurance intermediary who obtained a registration through false statements or any other irregular means in breach of Article 3;
Države članice zagotovijo, da lahko pristojni organi v primerih kršitev iz točk (a) do (d) in (f) odstavka 1 v skladu z nacionalnim pravom naložijo vsaj naslednje upravne sankcije in druge ukrepe:
an insurance distributor who fails to meet the provisions of Article 10;
v primeru zavarovalnega posrednika, pozavarovalnega posrednika ali posrednika dopolnilnih zavarovanj, odvzem registracije iz člena 3.
an insurance undertaking or insurance intermediary failing to comply with conduct of business requirements set out in Chapters V and VI, in relation to the distribution of insurance-based investment products;
Države članice lahko pooblastijo pristojne organe, da določijo dodatne sankcije ali druge ukrepe ter višje upravne denarne kazni, kot so določene v tem členu.
an insurance distributor who fails to comply with conduct of business requirements set out in Chapter V, in relation to any insurance product other than those referred to in point (e).
Člen 34
In the event of any of the breaches referred to in point (e) of paragraph 1, Member States shall ensure that the competent authorities have the power to impose, in accordance with national law, at least the following administrative sanctions and other measures:
Učinkovita uporaba sankcij in drugih ukrepov
a public statement, which indicates the responsible natural or legal person and the nature of the breach;
Države članice zagotovijo, da pristojni organi pri določanju vrste upravnih sankcij ali drugih ukrepov in višine upravnih denarnih kazni upoštevajo vse ustrezne okoliščine, ki po potrebi vključujejo:
an order requiring the responsible natural or legal person to cease the conduct and to desist from a repetition of that conduct;
resnost in trajanje kršitve;
in the case of an insurance intermediary, withdrawal of the registration referred to in Article 3;
stopnjo odgovornosti odgovorne fizične ali pravne osebe;
a temporary ban on the exercise of management functions in insurance intermediaries or insurance undertakings imposed against any member of the management body of the insurance intermediary or insurance undertaking who is held responsible;
finančno trdnost odgovorne fizične ali pravne osebe, kot je prikazana z letnim prihodkom odgovorne fizične osebe ali s skupnim prometom odgovorne pravne osebe;
in the case of a legal person, the following maximum administrative pecuniary sanctions:
pomen pridobljenih dobičkov ali preprečenih izgub s strani odgovorne fizične ali pravne osebe, če jih je mogoče opredeliti;
at least EUR 5000000 or up to 5 % of the total annual turnover according to the last available accounts approved by the management body, or in the Member States whose currency is not the euro, the corresponding value in the national currency on the date of entry into force of this Directive.
izgube, ki so jih doslej zaradi kršitve imele stranke in tretje osebe, če jih je mogoče opredeliti;
up to twice the amount of the profits gained or losses avoided because of the breach, where those can be determined;
morebitne prejšnje kršitve odgovorne fizične ali pravne osebe.
in the case of a natural person, the following maximum administrative pecuniary sanctions:
Člen 35
up to twice the amount of the profits gained or losses avoided because of the breach, where those can be determined.
Države članice zagotovijo, da pristojni organi vzpostavijo učinkovite mehanizme, ki omogočajo in spodbujajo prijavljanja potencialnih ali dejanskih kršitev nacionalnih določb za izvajanje te direktive pristojnim organom.
In the event of any of the breaches referred to in points (a) to (d) and (f) of paragraph 1, Member States shall ensure that the competent authorities have the power to impose, in accordance with national law, at least the following administrative sanctions and other measures:
Mehanizmi iz odstavka 1 vključujejo vsaj:
in the case of an insurance, reinsurance or ancillary insurance intermediary, withdrawal of the registration referred to in Article 3.
specifične postopke za sprejem prijav in njihovo nadaljnje spremljanje;
Member States may empower competent authorities to provide for additional sanctions or other measures and for levels of administrative pecuniary sanctions which are higher than those provided for in this Article.
varstvo identitete osebe, ki prijavi kršitev, in fizične osebe, ki je domnevno odgovorna za kršitev, na vseh stopnjah postopka, razen če se razkritje identitete zahteva v skladu z nacionalnim pravom v okviru nadaljnje preiskave ali poznejših upravnih ali sodnih postopkov.
Article 34
Člen 36
Effective application of sanctions and other measures
Predložitev informacij EIOPA v zvezi s sankcijami in drugimi ukrepi
Member States shall ensure that when determining the type of administrative sanctions or other measures and the level of administrative pecuniary sanctions, the competent authorities take into account all relevant circumstances, including where appropriate:
Pristojni organi obvestijo EIOPA o vseh upravnih sankcijah in drugih ukrepih, ki so bili naloženi, vendar niso bili objavljeni v skladu s členom 32(1).
the gravity and the duration of the breach;
Pristojni organi EIOPA letno zagotovijo informacije v zbirni obliki o vseh upravnih sankcijah ali drugih ukrepih, naloženih v skladu s členom 31.
the degree of responsibility of the responsible natural or legal person;
EIOPA te informacije objavi v letnem poročilu.
the financial strength of the responsible natural or legal person, as indicated by either the annual income of the responsible natural person or the total turnover of the responsible legal person;
Kadar je pristojni organ javno objavil upravno sankcijo ali drug ukrep, o tem istočasno obvesti EIOPA.
the importance of profits gained or losses avoided by the responsible natural or legal person, in so far as they can be determined;
POGLAVJE VIII
the losses for customers and third parties caused by the breach, in so far as they can be determined;
KONČNE DOLOČBE
the level of cooperation of the responsible natural or legal person with the competent authority;
Člen 37
any previous breaches by the responsible natural or legal person.
Države članice za obdelavo osebnih podatkov v državah članicah na podlagi te direktive uporabljajo Direktivo 95/46/ES.
Article 35
Uredba (ES) št. 45/2001 se uporablja pri obdelavi osebnih podatkov s strani EIOPA na podlagi te direktive.
Reporting of breaches
Člen 38
Member States shall ensure that the competent authorities establish effective mechanisms to enable and encourage the reporting to them of possible or actual breaches of national provisions implementing this Directive.
Delegirani akti
The mechanisms referred to in paragraph 1 shall include at least:
Na Komisijo se prenese pooblastilo za sprejemanje delegiranih aktov v skladu s členom 39 glede členov 25, 28, 29 in 30.
specific procedures for the receipt of reports and their follow-up;
Člen 39
protection of the identity of both the person who reports the breach and the natural person who is allegedly responsible for the breach, at all stages of the procedure unless such disclosure is required by national law in the context of further investigation or subsequent administrative or judicial proceedings.
Pooblastilo za sprejemanje delegiranih aktov je preneseno na Komisijo pod pogoji, določenimi v tem členu.
Article 36
Pooblastilo za sprejemanje delegiranih aktov iz členov 25, 28, 29 in 30 se prenese na Komisijo za nedoločen čas od 22. februarja 2016.
Submitting information to EIOPA in relation to sanctions and other measures
Prenos pooblastila iz členov 25, 28, 29 in 30 lahko kadar koli prekliče Evropski parlament ali Svet.
Competent authorities shall inform EIOPA of all administrative sanctions and other measures imposed but not published in accordance with Article 32(1).
S sklepom o preklicu preneha veljati prenos pooblastila iz navedenega sklepa.
Competent authorities shall provide EIOPA annually with aggregated information regarding all administrative sanctions and other measures imposed in accordance with Article 31.
Sklep začne učinkovati dan po njegovi objavi v Uradnem listu Evropske unije ali na poznejši dan, ki je določen v navedenem sklepu.
EIOPA shall publish that information in an annual report.
Sklep ne vpliva na veljavnost že veljavnih delegiranih aktov.
Where the competent authority has disclosed an administrative sanction or other measure to the public, it shall at the same time report that fact to EIOPA.
Komisija takoj po sprejetju delegiranega akta o njem sočasno uradno obvesti Evropski parlament in Svet.
CHAPTER VIII
Delegirani akt, sprejet na podlagi členov 25, 28, 29 in 30, začne veljati le, če mu niti Evropski parlament niti Svet ne nasprotuje v roku treh mesecev od uradnega obvestila Evropskemu parlamentu in Svetu o tem aktu ali če pred iztekom tega roka tako Evropski parlament kot Svet obvestita Komisijo, da mu ne bosta nasprotovala.
FINAL PROVISIONS
Ta rok se na pobudo Evropskega parlamenta ali Sveta podaljša za tri mesece.
Article 37
Člen 40
Data protection
Prehodno obdobje
Member States shall apply Directive 95/46/EC to the processing of personal data carried out in the Member States pursuant to this Directive.
Države članice zagotovijo, da posredniki, ki so že prijavljeni v skladu z Direktivo 2002/92/ES, upoštevajo ustrezne določbe nacionalnega prava v zvezi z izvajanjem člena 10(1) te direktive do 23. februarja 2019.
Regulation (EC) No 45/2001 shall apply to the processing of personal data carried out by EIOPA pursuant to this Directive.
Člen 41
Article 38
Pregled in ocena
Delegated acts
Komisija Evropskemu parlamentu in Svetu do 23. februarja 2021 predloži poročilo o uporabi člena 1.
The Commission shall be empowered to adopt delegated acts in accordance with Article 39 concerning Articles 25, 28, 29 and 30.
Tako poročilo vključuje oceno na podlagi informacij, prejetih od držav članic in EIOPA na podlagi člena 1(5), o tem, ali je področje uporabe te direktive, vključno z izvzetjem iz člena 1(3), še ustrezno z vidika stopnje varstva potrošnikov, sorazmernosti obravnavanja med različnimi distributerji zavarovalnih produktov in upravnega bremena za pristojne organe in distribucijske kanale zavarovalnih produktov.
Article 39
Komisija to direktivo pregleda do 23. februarja 2021.
Exercise of the delegation
Pregled zajema splošen pregled praktične uporabe pravil iz te direktive ob upoštevanju razvoja trgov naložbenih produktov za male vlagatelje ter izkušenj, pridobljenih pri praktični uporabi te direktive in Uredbe (EU) št. 1286/2014 ter Direktive 2014/65/EU.
The power to adopt delegated acts is conferred on the Commission subject to the conditions laid down in this Article.
Pregled zajema oceno, ali posamezna pravila o poslovanju za distribucijo zavarovalnih naložbenih produktov iz poglavja VI te direktive prinašajo ustrezne in sorazmerne rezultate, ob upoštevanju potrebe po zagotovitvi ustrezne ravni varstva potrošnikov v skladu s standardi zaščite vlagateljev iz Direktive 2014/65/EU ter posebnosti zavarovalnih naložbenih produktov in njihovih distribucijskih kanalov.
The power to adopt delegated acts referred to in Articles 25, 28, 29 and 30 shall be conferred on the Commission for an indeterminate period of time from 22 February 2016.
Med pregledom se preuči tudi možna uporaba določb te direktive za produkte, ki spadajo v področje uporabe Direktive 2003/41/ES.
The delegation of powers referred to in Articles 25, 28, 29 and 30 may be revoked at any time by the European Parliament or by the Council.
Tak pregled prav tako vključuje specifično analizo učinka člena 19 te direktive, ob upoštevanju položaja glede konkurence na trgu distribucije zavarovalnih produktov za pogodbe, ki niso pogodbe iz katerega koli od razredov iz Priloge II k Direktivi 2009/138/ES, ter učinka obveznosti iz člena 19 te direktive na zavarovalne posrednike, ki so mala ali srednja podjetja.
A decision of revocation shall put an end to the delegation of the power specified in that decision.
Po posvetovanju s Skupnim odborom evropskih nadzornih organov Komisija Evropskemu parlamentu in Svetu predloži prvo poročilo.
It shall take effect the day following the publication of the decision in the Official Journal of the European Union or at a later date specified therein.
EIOPA do 23. februarja 2020 in potem vsaj vsaki dve leti pripravi nadaljnje poročilo o uporabi te direktive.
It shall not affect the validity of any delegated acts already in force.
EIOPA se posvetuje z ESMA, preden javno objavi svoje poročilo.
As soon as it adopts a delegated act, the Commission shall notify it simultaneously to the European Parliament and to the Council.
V tretjem poročilu, ki mora biti pripravljeno do 23. februarja 2018, EIOPA oceni strukturo trgov zavarovalnih posrednikov.
A delegated act adopted pursuant to Articles 25, 28, 29 and 30 shall enter into force only if no objection has been expressed either by the European Parliament or the Council within a period of three months of notification of that act to the European Parliament and to the Council or if, before the expiry of that period, the European Parliament and the Council have both informed the Commission that they will not object.
EIOPA v poročilu, ki ga mora pripraviti do 23. februarja 2020, kot je določeno v odstavku 4, oceni, ali imajo pristojni organi iz člena 12(1) zadostna pooblastila in ustrezna sredstva za opravljanje svojih nalog.
That period shall be extended by three months at the initiative of the European Parliament or of the Council.
V poročilu iz odstavka 4 se preučijo vsaj naslednja vprašanja:
Article 40
vse spremembe v strukturi trgov zavarovalnih posrednikov;
Transitional period
vse spremembe v vzorcih čezmejnih dejavnosti;
Member States shall ensure that intermediaries already registered under Directive 2002/92/EC comply with the relevant provisions of national law implementing Article 10(1) of this Directive by 23 February 2019.
izboljšanje kakovosti metod svetovanja in metod prodaje ter učinek te direktive na zavarovalne posrednike, ki so mala in srednja podjetja.
Article 41
Poročilo iz odstavka 4 vključuje tudi oceno učinka te direktive, ki jo opravi EIOPA.
Review and evaluation
Člen 42
By 23 February 2021, the Commission shall submit to the European Parliament and to the Council a report on the application of Article 1.
Prenos
Such report shall include an assessment, on the basis of information received from the Member States and EIOPA pursuant to Article 1(5), of whether the scope of this Directive, including the exception in Article 1(3), remains appropriate with regard to the level of consumer protection, the proportionality of treatment between different insurance distributors and the administrative burden imposed on competent authorities and insurance distribution channels.
Države članice se v sprejetih ukrepih sklicujejo na to direktivo ali pa sklic nanjo navedejo ob njihovi uradni objavi.
By 23 February 2021, the Commission shall review this Directive.
Vključujejo tudi izjavo, da se sklicevanja v obstoječih zakonih in drugih predpisih na direktivo, ki se razveljavlja s to direktivo, upoštevajo kot sklicevanja na to direktivo.
The review shall include a general survey of the practical application of rules under this Directive taking due account of developments in the retail investment products markets as well as experiences acquired in the practical application of this Directive and of Regulation (EU) No 1286/2014 and Directive 2014/65/EU.
Države članice določijo, kako se sklicevanje opravi in kako se oblikuje izjava.
The review shall include an evaluation of whether the specific conduct of business rules for the distribution of insurance-based investment products set out in Chapter VI of this Directive deliver appropriate and proportionate results, taking into account the need to ensure a sufficient level of consumer protection consistent with the investor protection standards applicable under Directive 2014/65/EU and the specific characteristics of insurance-based investment products and the specific nature of their distribution channels.
Države članice sporočijo Komisiji besedila glavnih določb nacionalnega prava, sprejetih na področju, ki ga ureja ta direktiva.
The review shall also reflect upon a possible application of the provisions of this Directive to products falling under the scope of Directive 2003/41/EC.
Člen 43
Such review shall also include a specific analysis of the impact of Article 19 of this Directive, taking into account the situation of competition in the market of insurance distribution for contracts other than contracts in any of the classes specified in Annex II to Directive 2009/138/EC and the impact of the obligations referred to in Article 19 of this Directive on insurance intermediaries which are small and medium sized enterprises.
Sprememba Direktive 2002/92/ES
After consulting the Joint Committee of European Supervisory Authorities, the Commission shall submit a first report to the European Parliament and the Council.
Poglavje IIIA Direktive 2002/92/ES se črta z učinkom od 23. februarja 2016.
By 23 February 2020, and at least every two years thereafter, EIOPA shall prepare a further report on the application of this Directive.
Člen 44
EIOPA shall consult the European Securities and Markets Authority before making public its report.
Razveljavitev
In a third report to be prepared by 23 February 2018, EIOPA shall undertake an evaluation of the structure of insurance intermediaries’ markets.
Direktiva 2002/92/ES, kot je bila spremenjena z direktivami, naštetimi v delu A Priloge II, se razveljavi z učinkom od 23. februarja 2018, brez poseganja v obveznosti držav članic v zvezi z roki za prenos direktiv iz dela B Priloge II v nacionalno pravo.
The report to be prepared by EIOPA by 23 February 2020 referred to in paragraph 4 shall examine whether the competent authorities referred to in Article 12(1) are sufficiently empowered and have adequate resources to carry out their tasks.
Sklicevanja na razveljavljeno direktivo se štejejo za sklicevanja na to direktivo in se berejo v skladu s korelacijsko tabelo iz Priloge III.
The report referred to in paragraph 4 shall examine at least the following issues:
Člen 45
any changes in the insurance intermediaries’ market structure;
Začetek veljavnosti
any changes in the patterns of cross-border activity;
Ta direktiva začne veljati dvajseti dan po njeni objavi v Uradnem listu Evropske unije.
the improvement of quality of advice and selling methods and the impact of this Directive on insurance intermediaries which are small and medium-sized enterprises.
Člen 46
The report referred to in paragraph 4 shall also include an evaluation by EIOPA of the impact of this Directive.
Naslovniki
Article 42
Ta direktiva je naslovljena na države članice.
Transposition
V Strasbourgu, dne 20. januarja 2016
They shall forthwith communicate to the Commission the text of those provisions.
Predsednik
When Member States adopt those measures, they shall contain a reference to this Directive or be accompanied by such a reference on the occasion of their official publication.
Za Svet
They shall also include a statement that references in existing laws, regulations and administrative provisions to the Directive repealed by this Directive shall be construed as references to this Directive.
UL C 44, 15.2.2013, str. 95.
Member States shall determine how such reference is to be made and how that statement is to be formulated.
Stališče Evropskega parlamenta z dne 24. novembra 2015 (še ni objavljeno v Uradnem listu) in odločitev Sveta z dne 14. decembra 2015.
Member States shall communicate to the Commission the text of the main provisions of national law which they adopt in the field covered by this Directive.
Direktiva 2002/92/ES Evropskega parlamenta in Sveta z dne 9. decembra 2002 o zavarovalnem posredovanju (UL L 9, 15.1.2003, str. 3).
Article 43
Direktiva 2014/65/EU Evropskega parlamenta in Sveta z dne 15. maja 2014 o trgih finančnih instrumentov ter spremembi Direktive 2002/92/ES in Direktive 2011/61/EU (UL L 173, 12.6.2014, str. 349).
Amendment of Directive 2002/92/EC
Uredba (EU) št. 1094/2010 Evropskega parlamenta in Sveta z dne 24. novembra 2010 o ustanovitvi Evropskega nadzornega organa (Evropski organ za zavarovanja in poklicne pokojnine) in o spremembi Sklepa št. 716/2009/ES ter razveljavitvi Sklepa Komisije 2009/79/ES (UL L 331, 15.12.2010, str. 48).
Chapter IIIA of Directive 2002/92/EC is deleted with effect from 23 February 2016.
Uredba (EU) št. 1286/2014 Evropskega parlamenta in Sveta z dne 26. novembra 2014 o dokumentih s ključnimi informacijami o paketnih naložbenih produktih za male vlagatelje in zavarovalnih naložbenih produktih (PRIIP) (UL L 352, 9.12.2014, str. 1).
Article 44
Direktiva 2000/31/ES Evropskega parlamenta in Sveta z dne 8. junija 2000 o nekaterih pravnih vidikih storitev informacijske družbe, zlasti elektronskega poslovanja na notranjem trgu (Direktiva o elektronskem poslovanju) (UL L 178, 17.7.2000, str. 1).
Repeal
Direktiva Evropskega parlamenta in Sveta 95/46/ES z dne 24. oktobra 1995 o varstvu posameznikov pri obdelavi osebnih podatkov in o prostem pretoku takih podatkov (UL L 281, 23.11.1995, str. 31).