natgillin/translations-raw huggingface dataset:
Hereafter, the term "relevant indicator" refers to "the sum of the elements" at the end of the financial year as defined in Article 316 point 1, Table1 of CRR.
To so bruto pozicije, ki niso pobotane z instrumenti in ki ne zajemajo pozicij, ki so bile že prenesene na tretje osebe ali so se te zavezale k njihovemu odkupu (drugi stavek člena 345 CRR).
If the institution has less than 3 years of data on ‘relevant indicator’ available, the available historical data (audited figures) shall be assigned by priority to the corresponding columns in the table.
Za razlikovanje med dolgimi in kratkimi pozicijami, ki se uporablja tudi za te bruto pozicije, glej člen 328(2) CRR.
If, for instance, historical data for only one year is available, it shall be reported in column 030.
NETO POZICIJE (DOLGE IN KRATKE)
If it seems reasonable, the forward looking estimates shall then be included in column 020 (estimate of next year) and column 010 (estimate of year + 2).
Členi 327 do 329 in 334 CRR.
Furthermore if there are no historical data on "relevant indicator" available the institution may use forward-looking business estimates.
Za razlikovanje med dolgimi in kratkimi pozicijami glej člen 328(2) CRR.
LOANS AND ADVANCES (IN THE CASE OF ASA APPLICATION)
Neto pozicije, ki v skladu z različnimi pristopi iz poglavja 2 naslova IV dela 3 CRR prejmejo kapitalsko zahtevo.
These columns shall be used to report the amounts of the loans and advances for business lines ‘Commercial banking’ and ‘Retail banking’, as referred to in Article 319(1) point (b) of CRR.
Kapitalska zahteva za katero koli zadevno pozicijo v skladu s poglavjem 2 naslova IV dela 3 CRR.
These amounts shall be used to calculate the alternative relevant indicator that leads to the own funds requirements corresponding to the activities subject to ASA (Article 319(1) point (a) of CRR).
Pozicije v dolžniških instrumentih, s katerimi se trguje na borzi, v trgovalni knjigi in njihove ustrezne kapitalske zahteve za pozicijsko tveganje v skladu s členom 92(3)(b)(i) CRR ter poglavjem 2 naslova IV dela 3 CRR se sporočajo glede na kategorijo tveganja, zapadlost in uporabljeni pristop.
For the "commercial banking" business line, securities held in the non-trading book shall also be included.
SPLOŠNO TVEGANJE.
OWN FUND REQUIREMENT
Izvedeni finančni instrumenti, vključeni v izračun obrestnega tveganja pozicij v trgovalni knjigi, pri čemer se po potrebi upoštevajo členi 328 do 331.
The own fund requirement is calculated according to the approach used, following Articles 312 to 324 of CRR The resulting amount is reported in column 070.
Instrumenti, ki niso izvedeni finančni instrumenti, vključeni v izračun obrestnega tveganja pozicij v trgovalni knjigi.
TOTAL OPERATIONAL RISK EXPOSURE AMOUNT
PRISTOP NA PODLAGI ZAPADLOSTI
Article 92(4) of CRR.
Pozicije v dolžniških instrumentih, s katerimi se trguje na borzi, za katere se uporablja pristop na podlagi zapadlosti v skladu s členom 339(1) do (8) CRR, in ustrezne kapitalske zahteve iz člena 339(9) CRR.
Own funds requirements in column 070 multiplied by 12.5.
Pozicija se razdeli glede na skupine 1, 2 in 3, skupine pa po zapadlosti instrumentov.
Article 18(1) of CRR (related to the inclusion, in the application referred to in Article 312(2) of CRR) of the methodology used for allocating operational risk capital between the different entities of the group and of whether and how diversification effects are intended to be factored in the risk measurement system used by a EU parent credit institution and its subsidiaries or jointly by the subsidiaries of an EU parent financial holding company or EU parent mixed financial holding company.
PRISTOP NA PODLAGI TRAJANJA
The own funds requirement reported in column 090 is the one of column 070 but calculated before taking into account the alleviation effects due to expected loss, diversification and risk mitigation techniques (see below).
Pozicije v dolžniških instrumentih, s katerimi se trguje na borzi, za katere se uporablja pristop na podlagi trajanja v skladu s členom 340(1) do (6) CRR, in ustrezne kapitalske zahteve iz člena 340(7) CRR.
(-) ALLEVIATION OF OWN FUNDS REQUIREMENTS DUE TO THE EXPECTED LOSS CAPTURED IN BUSINESS PRACTICES
Pozicija se razdeli glede na skupine 1, 2 in 3.
In column 100 the alleviation of own funds requirements due to expected loss captured in internal business practices (as referred to in Article 322(2) point (a) of CRR) is reported.
Vsota zneskov iz vrstic 251, 325 in 330.
(-) ALLEVIATION OF OWN FUNDS REQUIREMENTS DUE TO DIVERSIFICATION
Pozicije v dolžniških instrumentih, s katerimi se trguje na borzi, za katere se uporablja kapitalska zahteva za posebno tveganje, in ustrezna kapitalska zahteva v skladu s členom 92(3)(b), členom 335, členom 336(1) do (3) ter členoma 337 in 338 CRR.
The diversification effect in column 110 is the difference between the sum of own funds requirements calculated separately for each operational risk class (i.e. a ‘perfect dependence’ situation) and the diversified own funds requirement calculated by taking into account correlations and dependencies (i.e. assuming less than ‘perfect dependence’ between the risk classes).
Upoštevati je treba tudi zadnji stavek člena 327(1) CRR.
The ‘perfect dependence’ situation occurs in the ‘default case’, that is when the institution does not use explicit correlations structure between the risk classes, hence the AMA capital is computed as the sum of the individual operational risk measures of the chosen risk classes.
Vsota zneskov iz vrstic 260 do 321.
In this case the correlation between the risk classes is assumed of 100 % and the value in the column has to be set to zero.
Kapitalsko zahtevo kreditnih izvedenih finančnih instrumentov na podlagi n-tega neplačila, ki nimajo zunanje bonitetne ocene, je treba izračunati s seštevkom uteži tveganja referenčnih subjektov (odstavka 1 in 2 člena 332(1)(e) CRR – „vpogled“).
Conversely, when the institution computes an explicit correlations structure between risk classes, it has to include in this column the difference between the AMA capital as stemming from the ‘default case’ and that obtained after applying the correlations structure between the risk classes.
Kreditni izvedeni finančni instrumenti na podlagi n-tega neplačila, ki imajo zunanjo bonitetno oceno (odstavek 3 člena 332(1)(e) CRR), se poročajo ločeno v vrstici 321.
The value reflects the ‘diversification capacity’ of the AMA model, that is the ability of the model to capture the not simultaneous occurrence of severe operational risk loss events.
Sporočanje pozicij, za katere se uporablja člen 336(3) CRR:
In the column 110 the amount by which the assumed correlation structure decreases the AMA capital relative to the assumption of 100 % correlation has to be reported.
Obveznice, ki izpolnjujejo pogoje za utež tveganja 10 % v netrgovalni knjigi v skladu s členom 129(3) CRR (krite obveznice) so predmet posebne obravnave.
In column 120 the impact of insurance and other risk transfer mechanisms according to Article 323(1) to (5) of CRR is reported.
Posebne kapitalske zahteve predstavljajo polovico odstotka druge kategorije razpredelnice 1 iz člena 336 CRR.
This row shall present the amounts corresponding to activities subject to the BIA to calculate the own funds requirement for operational risk (Articles 315 and 316 of CRR).
Navedene postavke morajo biti razporejene v vrstice 280-300 glede na preostali čas do končne zapadlosti.
BANKING ACTIVITIES SUBJECT TO STANDARISED (TSA)/ALTERNATIVE STANDARDISED (ASA) APPROACHES
Če je splošno tveganje pozicij iz naslova obrestne mere varovano s kreditnim izvedenim instrumentom, se uporabita člena 346 in 347.
The own funds requirement calculated according to the TSA and ASA (Articles 317 to 319 of CRR) shall be reported.
Skupne kapitalske zahteve, sporočene v stolpcu 610 predloge MKR SA SEC.
SUBJECT TO TSA
Poročajo se le na skupni ravni v predlogi MKR SA TDI.
In the case of using the TSA, relevant indicator for each respective year shall be distributed in rows 030 to 100 amongst the business lines defined in Article 317, Table 2 of CRR.
Skupne kapi talske zahteve, sporočene v stolpcu 450 predloge MKR SA CTP.
The mapping of activities into business lines shall follow the principles described in Article 318 of CRR.
POSAMEZNI PRISTOP ZA POZICIJSKO TVEGANJE V KNP
SUBJECT TO ASA
Členi 348 do 350 CRR.
Institutions using the ASA (Article 319 of CRR) shall report for the respective years relevant indicator separately for each business line in the rows 030 to 050 and 080 to 100 and in the rows 110 and 120 for business lines "Commercial banking" and "Retail banking".
Uporablja se, kadar pozicije v KNP ali osnovnih instrumentih niso obravnavane v skladu z metodami iz poglavja 5 naslova IV dela 3 CRR.
Rows 110 and 120 shall present the amount of relevant indicator of activities subject to ASA distinguishing between those corresponding to the business line ‘Commercial banking’ and those corresponding to the business line ‘Retail banking’ (Article 319 of CRR).
Po potrebi vključuje učinke veljavnih omejitev kapitalskih zahtev.
There can be amounts for the rows corresponding to ‘Commercial banking’ and ‘Retail banking’ under the TSA (rows 060 and 070) as well as under the ASA rows 110 and 120 (e.g. if a subsidiary is subject to TSA whereas the parent entity is subject to ASA).
Če je uporabljen posamezni pristop v skladu s prvim stavkom člena 348 CRR, je znesek, ki ga je treba sporočiti, 32 % neto pozicije zadevne izpostavljenosti KNP.
The relevant data for AMA institutions (Article 312 point 2 and Article 321 to 323 of CRR) shall be reported.
Če je uporabljen posamezni pristop v skladu z drugim stavkom člena 348 CRR, je znesek, ki ga je treba sporočiti, nižji izmed naslednjih dveh zneskov: 32 % neto pozicije zadevne izpostavljenosti KNP ali razlika med 40 % te neto pozicije in kapitalskimi zahtevami, ki izhajajo iz valutnega tveganja, povezanega s to izpostavljenostjo KNP.
In the case of combined use of different approaches as indicated in Article 314 of CRR, information on relevant indicator for activities subject to AMA shall be reported.
DODATNE ZAHTEVE ZA OPCIJE (NE-DELTA TVEGANJA)
This template summarises the information on the gross losses registered by an institution in the last year according to event types and business lines, based on the first accounting date of the loss.
Člen 329(3) CRR.
The information is presented by distributing the gross losses above internal thresholds amongst business lines (as defined in Article 317 of CRR, Table 2 of CRR including the additional business line "Corporate items" as referred to in Article 322(3) point (b) of CRR) and event types (as defined in Article 324 of CRR), being possible that the losses corresponding to one event are distributed amongst several business lines.
Dodatne zahteve za opcije, povezane s tveganji, ki niso delta tveganja, se poročajo po metodi, ki se uporablja za njihov izračun.
Columns present the different event types and the totals for each business line, together with a memorandum item that shows the lowest internal threshold applied in the data collection of losses, revealing within each business line the lowest and the highest threshold if there is more than one threshold.
V tej predlogi se navedejo informacije o pozicijah (vse/neto in dolge/kratke) ter povezanih kapitalskih zahtevah za posebno tveganje pozicijskega tveganja v listinjenjih/relistinjenjih v trgovalni knjigi (neprimernih za portfelj trgovanja s korelacijo) v skladu s standardiziranim pristopom.
Rows present the business lines, and within each business line, information on the number of events, the amount of the total loss, the maximum single loss and the sum of the five largest losses (regardless the number of losses).
Predloga MKR SA SEC določa kapitalske zahteve le za posebno tveganje pozicij v listinjenju v skladu s členom 335 v povezavi s členom 337 CRR.
This template shall be reported by institutions using AMA or TSA/ASA for the calculation of their own funds requirements.
Če so pozicije v listinjenju trgovalne knjige varovane s kreditnimi izvedenimi finančnimi instrumenti, se uporabljata člena 346 in 347 CRR.
Institutions subject to Article 5(b)(2)(ii) of this Regulation may only report the following information for the sum of all event types (column 080) of the OPR Details template:
Za vse pozicije trgovalne knjige se uporablja le ena predloga, ne glede na dejstvo, ali institucija uporablja standardizirani pristop ali pristop na osnovi notranjih bonitetnih ocen za določanje uteži tveganja za vsako pozicijo v skladu s poglavjem 5 naslova II dela 3 CRR.
number of events (row 910);
O kapitalskih zahtevah splošnega tveganja teh pozicij se poroča v predlogi MKR SA TDI ali MKR IM.
total loss amount (row 920);
Pozicije, ki prejmejo utež tveganja 1250 %, se lahko odbijejo od navadnega lastniškega temeljnega kapitala (glej 243(1)(b), 244(1)(b) in 258 CRR).
maximum single loss (row 930); and
V tem primeru je treba te pozicije sporočiti v vrstici 460 predloge CA1.
sum of the five largest losses (row 940).
Člen 102 in člen 105(1) CRR v povezavi s členom 337 CRR (pozicije v listinjenju).
Institutions report the losses in the respective columns 010 to 070 according to the event types as defined in Article 324 of CRR.
(–) POZICIJE, ODBITE OD KAPITALA (DOLGE IN KRATKE)
Institutions that calculate their own funds requirement according to TSA or ASA can report the losses for which the event type is not identified in column 080.
Člen 258 CRR.
In column 080, for each business line, institutions report the total ‘number of events’ and the total of ‘total loss amount’ as the simple aggregation of the number of loss events and the total gross loss amounts reported in columns 010 to 070.
RAZČLENITEV NETO POZICIJ GLEDE NA UTEŽI TVEGANJA
The ‘maximum single loss’ in column 080 is the maximum of the ‘maximum single gross losses’ reported in columns 010 to 070.
Člen 251 (razpredelnica 1) in člen 261(1) (razpredelnica 4) CRR.
For the sum of the five largest losses, in column 080 the sum of the five largest losses within one business line is reported.
Razčlenitev je treba izvesti ločeno za dolge in kratke pozicije.
Institutions report in the columns 090 and 100 the minimum loss thresholds they are using for the internal loss data collection in accordance with Article 322(3) point (c) of CRR, last sentence of CRR.
Člen 337(2) CRR v povezavi s členom 262 CRR.
If the institution applies only one threshold for in each business line, only the column 090 shall be filled in.
Ti stolpci se izpolnijo, kadar institucija uporablja alternativni pristop nadzorniške formule (SFA), ki določa kapitalske zahteve kot funkcijo značilnosti skupine zavarovanj in pogodbenih lastnosti tranše.
In the case where there are different thresholds applied within the same regulatory business line, then the highest applicable threshold (column 100) shall be filled in as well.
VPOGLED
BUSINESS LINES: CORPORATE FINANCE, TRADING AND SALES, RETAIL BROKERAGE, COMMERCIAL BANKING, RETAIL BANKING, PAYMENT AND SETTLEMENT, AGENCY SERVICES, ASSET MANAGEMENT, CORPORATE ITEMS
Standardizirani pristop: člena 253 in 254 ter člen 256(5) CRR.
For each business line as defined in Article 317(4) table 2 of CRR, including the additional business line "Corporate items" as referred to in Article 322(3) point (b) of CRR, and for each event type, the institution shall report, according to the thresholds the following information: number of events, total loss amount, maximum single loss and sum of the five largest losses.
Pristop IRB: člen 263(2) in (3) CRR.
For a loss event that affects more than one business line the ‘total loss amount’ is distributed among all the affected business lines.
Predčasna odplačila so opisana v členih 265(1) in 256(5) CRR.
For each event type (column 010 to 080), the following information (Article 322(3) points b), c) and e) of CRR on total business lines (rows 910 to 940) has to be reported:
Drugi stavek člena 109(1) ter člen 259(3) in (4) CRR.
Number of events (row 910): the number of events above the threshold by event types for the total business lines.
Ti stolpci se izpolnijo, kadar institucija uporablja pristop notranjega ocenjevanja za določanje kapitalskih zahtev za okvirne likvidnostne kredite in kreditne izboljšave, ki jih banke (vključno z bankami tretjih oseb) zagotavljajo posebej ustanovljenim subjektom, ki izdajajo komercialne zapise s premoženjskim kritjem (ABCP).
This figure may be lower than the aggregation of the number of events by business lines since the events with multiple impacts (impacts in different business lines) shall be considered as one.
Pristop notranjega ocenjevanja (IAA), ki temelji na metodologijah ECAI, se uporablja le za izpostavljenosti do posebej ustanovljenih subjektov, ki izdajajo komercialne zapise s premoženjskim kritjem, katerih notranja bonitetna ocena je ob nastanku enakovredna naložbenemu razredu.
Total loss amount (row 920): the total loss amount is the simple aggregation of the total loss amount for each business line.
Člen 337(3) CRR v povezavi s členom 407 CRR.
Maximum single loss (row 930): the maximum single loss is the maximum loss over the threshold for each event type and amongst all business lines.
Člen 14(2) CRR.
These figures may be higher than the highest single loss recorded in each business line if an event impacts different business lines.
PRED UVEDBO OMEJITVE – TEHTANE NETO DOLGE/KRATKE POZICIJE IN VSOTA TEHTANIH NETO DOLGIH IN KRATKIH POZICIJ
Sum of the five largest losses (row 940): the sum of the five largest gross losses for each event type and amongst all business lines is reported.
Člen 337 CRR, pri čemer se ne upošteva diskrecijska pravica iz člena 335 CRR, ki instituciji omogoča omejitev produkta uteži in neto pozicije na raven največje možne izgube, povezane s tveganjem neplačila.
This sum may be higher than the highest sum of the five largest losses recorded in each business line.
PO UVEDBI OMEJITVE – TEHTANE NETO DOLGE/KRATKE POZICIJE IN VSOTA TEHTANIH NETO DOLGIH IN KRATKIH POZICIJ
This sum has to be reported regardless the number of losses.
Člen 337 CRR ob upoštevanju diskrecijske pravice iz člena 335 CRR.
Number of events: it is equal to the horizontal aggregation of the number of events in row 910, given that in those figures the events with impacts in different business lines shall have already been considered as one event.
Višji od obeh seštevkov (po omejitvi) tvori kapitalsko zahtevo.
This number shall not necessarily be equal to the vertical aggregation of the number of events which are included in column 080, given that one event can have an impact in different business lines simultaneously.
Od leta 2015 institucija v skladu s členom 337(4) CRR sešteje svoje tehtane neto pozicije, ne glede na to, ali so dolge ali kratke (stolpec 600), za izračun kapitalskih zahtev.
Total loss amount: it is equal to both the horizontal aggregation of total loss amounts by event type in row 920 and the vertical aggregation of total loss amounts by business line in column 080.
Skupni znesek neporavnanih listinjenj (v trgovalni knjigi), ki ga sporoči institucija v vlogi originatorja in/ali investitorja in/ali sponzorja.
Maximum single loss: as previously mentioned, when an event has impact in different business lines, it may be that the amount for ‘Maximum single loss’ in ‘Total Business lines’ for that particular event type is higher than the amounts of ‘Maximum single loss’ in each business line.
Člen 4(61) in (62) CRR.
Hence, the amount in this cell shall be equal to the highest of the values of ‘Maximum single loss’ in ‘Total Business lines’, which may not necessarily be equal to the highest value of ‘Maximum single loss’ across business lines in column 080.
Člen 4(63) CRR.
Sum of the five largest losses: it is the sum of the five largest losses in the whole matrix, which means that it may not necessarily be equal to neither the maximum value of ‘sum of the five largest losses’ in ‘Total Business lines’ nor the maximum value of ‘sum of the five largest losses’ in column 080.
Člen 4(13) CRR.
These instructions refer to the templates reporting of the calculation of own funds requirements according to the standardised approach for foreign exchange risk (MKR SA FX), commodities risk (MKR SA COM) interest rate risk (MKR SA TDI, MKR SA SEC, MKR SA CTP) and equity risk (MKR SA EQU).
INVESTITOR
Additionally, instructions for the template reporting of the calculation of own funds requirements according to the internal models approach (MKR IM) are included in this part.
Kreditna institucija, ki ima pozicijo v listinjenju v poslu listinjenja, pri katerem ni originator ali sponzor.
The position risk on a traded debt instrument or equity (or debt or equity derivative) shall be divided into two components in order to calculate the capital required against it.
SPONZOR
The first shall be its specific-risk component — this is the risk of a price change in the instrument concerned due to factors related to its issuer or, in the case of a derivative, the issuer of the underlying instrument.
Člen 4(14) CRR.
The second component shall cover its general risk — this is the risk of a price change in the instrument due (in the case of a traded debt instrument or debt derivative) to a change in the level of interest rates or (in the case of an equity or equity derivative) to a broad equity- market movement unrelated to any specific attributes of individual securities.
Če sponzor listini tudi lastna sredstva, v vrsticah originatorja navede informacije glede lastnih listinjenih sredstev.
The general treatment of specific instruments and netting procedures can be found in Articles 326 to 333 of CRR.
RAZČLENITEV SKUPNE VSOTE TEHTANIH NETO DOLGIH IN NETO KRATKIH POZICIJ GLEDE NA OSNOVNO VRSTO
This template captures the positions and the related own funds requirements for position risks on traded debt instruments under the standardised approach (Articles 102 and 105 (1) of CRR).
Zadnji stavek člena 337(4) CRR.
The different risks and methods available under the CRR are considered by rows.
Pri razčlenitvi osnovnih sredstev se upošteva razvrstitev, ki se uporablja v predlogi SEC Details (stolpec „Vrsta“):
The specific risk associated with exposures included in MKR SA SEC and MKR SA CTP only has to be reported in the Total template of the MKR SA TDI.
1 – Hipoteke na stanovanjske nepremičnine,
The own funds requirements reported in those templates shall be transferred to cell 325;060 (securitisations) and 330;060 (CTP) respectively.
2 – Hipoteke na poslovne nepremičnine,
The template has to be filled out separately for the ‘Total’, plus a pre-defined list of following currencies: EUR, ALL, BGN, CZK, DKK, EGP, GBP, HUF, ISK, JPY, LTL, MKD, NOK, PLN, RON, RUB, RSD, SEK, CHF, TRY, UAH, USD and one residual template for all other currencies.
3 – Terjatve iz naslova poslovanja s kreditnimi karticami,
ALL POSITIONS (LONG AND SHORT)
4 – Zakup,
Articles 102 and 105 (1) of CRR.
5 – Posojila podjetjem ali MSP (obravnavana kot podjetja),
These are gross positions not netted by instruments but excluding underwriting positions subscribed or sub-underwritten by third parties (Article 345 second sentence of CRR).
6 – Potrošniška posojila,
Regarding the distinction between Long and Short positions, also applicable to these gross positions, see Article 328(2) of CRR.
7 – Terjatve do kupcev,
NET POSITIONS (LONG AND SHORT)
8 – Druga sredstva,
Articles 327 to 329 and 334 of CRR.
9 – Krite obveznice,
Regarding the distinction between Long and Short positions see Article 328(2) of CRR.
10 – Druge obveznosti.
Those net positions that, according to the different approaches considered in Part 3 Title IV Chapter 2 of CRR, receive a capital charge.
Pri vsakem listinjenju institucija obravnava najpomembnejšo vrsto, če je skupina sestavljena iz različnih vrst sredstev.
The capital charge for any relevant position according to Part 3 Title IV Chapter 2 of CRR.
V tej predlogi se navedejo informacije o pozicijah CTP (vključno z listinjenji, kreditnimi izvedenimi finančnimi instrumenti na podlagi n-tega neplačila in drugimi pozicijami CTP, vključenimi v skladu s členom 338(3)) in ustreznih kapitalskih zahtevah v okviru standardiziranega pristopa.