natgillin/translations-raw huggingface dataset:
Notwithstanding paragraphs 1 and 2, the provisions restricting the assignment of syndicated loan shares to banks, financial institutions and entities which are regularly engaged in or established for the purpose of creating, purchasing or investing in loans, securities or other financial assets shall not be considered as a restriction on the realisation of the credit claim.
Jamstvo mora biti plačljivo na prvi poziv, neodvisno od tržnega finančnega premoženja ali bančnega posojila, ki je predmet jamstva.
Notwithstanding paragraphs 1 and 2, a facility agent for the collection and distribution of payments and administration of the loan shall not be considered as a restriction on the mobilisation and realisation of a syndicated loan share, provided that: (a) the facility agent is a credit institution located in the Union; and (b) the service relationship between the relevant syndicate member and the facility agent can be transferred alongside or as part of the syndicated loan share.
Jamstva, ki jih subjekti javnega prava s pravico do odmerjanja davkov, morajo biti plačljiva na prvi poziv ali kako drugače zagotavljati takojšnje in pravočasno izplačilo po nastopu katere koli kršitve.
Article 105
Jamstvo mora biti pravno veljavno, zavezujoče in izvršljivo zoper garanta.
Absence of restrictions concerning banking secrecy and confidentiality
Jamstvo mora urejati pravo države članice.
The counterparty and the debtor shall have agreed contractually that the debtor unconditionally consents to disclosure by the counterparty to the Eurosystem of details in respect of the credit claim and on the debtor that are required by the home NCB for the purpose of ensuring that a valid security is created over credit claims and that the credit claims can be swiftly realised in the event of a counterparty default.
Če garant ni subjekt javnega prava s pravico do odmerjanja davkov, je treba zadevni NCB predložiti pravno potrditev v zvezi s pravno veljavnostjo, zavezujočim učinkom in izvršljivostjo jamstva, ki je po obliki in vsebini sprejemljiva za Eurosistem, preden se tržno finančno premoženje ali bančno posojilo, na katero se jamstvo nanaša, lahko šteje kot primerno.
This requirement shall not be necessary if unrestricted provision of such information is ensured under the applicable national law, as specified in the applicable national documentation of the home NCB.
V pravni potrditvi je treba tudi navesti, da jamstvo ni osebno in je izvršljivo samo s strani imetnikov tržnega finančnega premoženja ali upnika bančnega posojila.
Eligibility criteria for fixed-term deposits
Če je garant ustanovljen v jurisdikciji, ki ni tista, katere pravo ureja jamstvo, je treba v pravni potrditvi potrditi tudi to, da je jamstvo veljavno in izvršljivo po pravu jurisdikcije, v kateri je garant ustanovljen.
Article 106
Za tržno finančno premoženje mora nasprotna stranka predložiti pravno potrditev v pregled NCB, ki poroča zadevno finančno premoženje, na katero se jamstvo nanaša, za vključitev na seznam primernega finančnega premoženja.
Fixed-term deposits, as described in Article 12, that are held by a counterparty shall be eligible assets as collateral for Eurosystem credit operations.
Za bančna posojila mora nasprotna stranka, ki želi mobilizirati bančno posojilo, predložiti pravno potrditev v pregled NCB v jurisdikciji, katere pravo ureja bančno posojilo.
Eligibility criteria for RMBDs
Zahteva po izvršljivosti mora upoštevati vse zakone s področja insolventnosti ali stečajnega postopka, splošna načela enakosti in druge podobne zakone in načela, ki veljajo za garanta in na splošno vplivajo na pravice, ki jih imajo upniki do garanta.
Article 107
Člen 115
An RMBD shall be a promissory note or a bill of exchange that is secured by a pool of residential mortgages but falls short of full securitisation.
Nepodrejenost obveznosti garanta
Substitution of assets in the underlying pool shall be possible and a mechanism shall be in place to ensure that the home NCB enjoys priority over creditors other than those exempted for public policy reasons.
Obveznosti garanta iz jamstva se morajo obravnavati vsaj enako in sorazmerno z vsemi drugimi nezavarovanimi obveznostmi garanta.
RMBDs shall have a fixed, unconditional principal amount and an interest rate that cannot result in a negative cash flow.
Člen 116
RMBDs shall comply with the Eurosystem's credit quality requirements specified in the ECAF rules for RMBDs as laid down in Chapter 2 of Title III of this Part Four.
Zahteve glede kreditne kvalitete za garante
RMBDs shall be issued by credit institutions that are counterparties which are established in a Member State whose currency is the euro.
Garant mora izpolnjevati zahteve Eurosistema glede kreditne kvalitete, določene v pravilih bonitetnega okvira Eurosistema za garante tržnega finančnega premoženja iz členov 82 do 84 ali v pravilih za garante bančnih posojil iz člena 108.
RMBDs shall be denominated in euro or in one of the former currencies of Member States whose currency is the euro.
Člen 117
An issuer of RMBDs shall self-certify, as a minimum on a monthly basis, that the residential mortgages that form the cover pool comply with the eligibility criteria specified in the national arrangements established by the home NCB and on which the credit assessment is based.
Vrsta garanta
The mobilisation, use and handling procedures in respect of RMBDs shall be subject to the Eurosystem procedures as defined in the national documentation of the home NCB.
Garant mora biti:
Eurosystem's credit quality requirements for non-marketable assets
pri tržnem finančnem premoženju v skladu s členom 69: centralna banka države članice, subjekt javnega sektorja, agencija, kreditna institucija, finančna družba razen kreditne institucije, nefinančna družba, multilateralna razvojna banka ali mednarodna organizacija; ali
Article 108
pri bančnih posojilih v skladu s členom 95: nefinančna družba, subjekt javnega sektorja, multilateralna razvojna banka ali mednarodna organizacija.
In order for non-marketable assets to be eligible, the following Eurosystem credit quality requirements shall apply.
Kraj ustanovitve garanta
For RMBDs, a credit quality assessment shall comply, as a minimum, with credit quality step 2, as specified in the Eurosystem's harmonised rating scale.
Možnost uporabe bonitetne ocene zunanje bonitetne institucije za garanta z namenom izpolnjevanja zadevnih zahtev glede kreditne kvalitete tržnega finančnega premoženja je obravnavana v členu 84;
Eurosystem's credit quality requirements for credit claims
pri dolžniških instrumentih, za katere jamčijo nefinančne družbe, za katere sprejeta zunanja bonitetna institucija ni zagotovila bonitetne ocene za izdajo, izdajatelja ali garanta, v skladu s členom 70, mora biti garant ustanovljen v državi članici, katere valuta je euro;
Article 109
v primeru bančnih posojil v skladu s členom 96, v državi članici, katere valuta je euro, razen če za izpolnjevanje zahtev glede kreditne kvalitete netržnega finančnega premoženja jamstvo ni potrebno.
General rules for the credit quality assessment of credit claims
Možnost uporabe bonitetne ocene v zvezi z garantom za namen izpolnjevanja zadevnih zahtev glede kreditne kvalitete bančnih posojil je obravnavana v členu 108.
The Eurosystem shall assess the credit quality of credit claims on the basis of the credit quality of the debtors or guarantors provided by the credit assessment system or source selected by the counterparty in accordance with Article 110.
Ne glede na odstavek 1 so v skladu s členoma 70 in 96 multilateralne razvojne banke in mednarodne organizacije primerni garanti ne glede na njihov kraj ustanovitve.
Counterparties shall within the course of the next business day inform the relevant NCB of any credit event, including a delay in payments by the debtors of the credit claims mobilised as collateral, that is known to the counterparty and, if requested by the relevant NCB, withdraw or replace the assets.
NASLOV V
Counterparties shall be responsible for ensuring that they use the most recent credit quality assessment available from their selected credit assessment system or source for the debtors or guarantors of credit claims mobilised as collateral.
BONITETNI OKVIR EUROSISTEMA ZA PRIMERNO FINANČNO PREMOŽENJE
Article 110
Člen 119
Where the ECAI source is selected by counterparties, any ECAI system may be used.
internim bonitetnim sistemom nasprotnih strank;
Further to paragraph 1, NCBs may allow counterparties to use more than one credit assessment system or source upon submission of a reasoned request to the home NCB supported by an adequate business case based on the lack of sufficient coverage of the ‘main’ credit assessment source or system.
zunanjim ponudnikom bonitetnih orodij.
In cases where counterparties are allowed to use more than one credit assessment system or credit assessment source, the ‘main’ system or source is expected to be the one providing the credit quality assessment of the largest number of debtors from the credit claims mobilised as collateral.
Znotraj posameznega bonitetnega vira, navedenega v odstavku 1, je lahko več bonitetnih sistemov.
If a credit assessment for a debtor or guarantor is available from this main system or source, only this credit assessment shall determine the eligibility and valuation haircuts applicable to the debtor or guarantor.
Bonitetni sistemi morajo izpolnjevati kriterije sprejemljivosti, določene v tem naslovu.
Counterparties shall use the selected credit assessment systems or sources for a minimum period of 12 months.
Seznam sprejetih bonitetnih sistemov, tj. seznam sprejetih zunanjih bonitetnih institucij, internih bonitetnih sistemov nacionalnih centralnih bank in zunanjih ponudnikov bonitetnih orodij, je objavljen na spletni strani ECB.
After the period specified in paragraph 4, counterparties may submit an explicit reasoned request to the home NCB to change the selected credit assessment system or source.
Za vse sprejete bonitetne sisteme velja postopek spremljanja zanesljivosti znotraj bonitetnega okvira Eurosistema, kakor je določen v členu 126.
In certain circumstances and particularly when a counterparty phases-in its IRB system or begins using credit claims as collateral, upon submission of a reasoned request, an NCB may exceptionally grant a derogation to a counterparty with respect to the 12-month minimum period restriction specified in paragraph 4 and allow the counterparty to change its selected credit assessment system or source within that period.
Eurosistem z objavo informacij o sprejetih bonitetnih sistemih v povezavi s kreditnimi posli Eurosistema ne prevzema nobene odgovornosti za svojo oceno sprejetih bonitetnih sistemov.
If the counterparty has chosen the ECAI credit assessment source, it may use an ECAI debtor or ECAI guarantor rating.
V primeru kršitve pravil in postopkov bonitetnega okvira Eurosistema se lahko zadevni bonitetni sistem izključi iz sprejetih sistemov bonitetnega okvira Eurosistema.
If multiple ECAI debtor and/or ECAI guarantor ratings are available for the same credit claim, then the best available ECAI credit assessment of those may be used.
Člen 120
Article 111
zunanje bonitetne institucije mora registrirati ali certificirati Evropski organ za vrednostne papirje in trge v skladu z Uredbo (ES) št. 1060/2009;
Credit assessment of credit claims with public sector entities, or non-financial corporations, as debtors or guarantors
zunanje bonitetne institucije morajo izpolnjevati operativne kriterije in zagotoviti ustrezno pokritost, da se zagotovi učinkovito izvajanje bonitetnega okvira Eurosistema.
The Eurosystem shall assess the credit quality of credit claims with public sector entities acting as debtors or guarantors in accordance with the following rules, applied in the following order.
Bonitetne ocene zunanjih bonitetnih institucij se uporabljajo zlasti pod pogojem, da ima Eurosistem na voljo informacije o teh ocenah in informacije, potrebne za primerjavo in vzporedbo ocen z Eurosistemovimi stopnjami kreditne kvalitete ter za namene postopka spremljanja zanesljivosti po členu 126.
If a credit assessment from the system or source selected by the counterparty exists, the Eurosystem shall use it to establish whether the public sector entity acting as debtor or guarantor meets the Eurosystem's credit quality requirements for non-marketable assets laid down in Article 108.
2.
In the absence of a credit assessment under point (a), the Eurosystem shall use an ECAI credit assessment provided by an accepted ECAI system for the public sector entity acting as debtor or guarantor.
Eurosistem si pridržuje pravico do odločitve, ali bo za namene bonitetnega okvira Eurosistema sprejel zunanjo bonitetno institucijo, pri čemer med drugim upošteva tudi kriterije in pravila postopka spremljanja zanesljivosti znotraj bonitetnega okvira Eurosistema.
If a credit assessment is unavailable pursuant to points (a) or (b), the procedure laid down in Article 87 for marketable assets shall apply to the relevant public sector entity as debtor or guarantor.
Člen 121
The Eurosystem shall assess the credit quality of credit claims with non-financial corporations as debtors or guarantors as follows: the credit assessment provided by the credit assessment system or source selected by the counterparty shall meet the Eurosystem's credit quality requirements for non-marketable assets laid down in Article 108.
Nacionalne centralne banke se lahko odločijo, da za namene izdelave bonitetne ocene uporabijo svoj interni bonitetni sistem.
Eurosystem's credit quality requirements for RMBDs
Odločitev NCB za uporabo svojega internega bonitetnega sistema je odvisna od postopka potrditve, ki ga opravi Eurosistem.
Article 112
Bonitetna ocena se z internim bonitetnim sistemom lahko izdela vnaprej ali na posebno zahtevo nasprotne stranke ob priglasitvi finančnega premoženja nacionalni centralni banki, ki uporablja interni bonitetni sistem.
Establishment of Eurosystem's credit quality requirements for RMBDs
Če je interni bonitetni sistem omejen po obsegu in ocenjuje samo določene vrste dolžnikov ali garantov in če interni bonitetni sistem NCB ni zmožen prejeti informacij in podatkov, potrebnih za bonitetno oceno, bo interni bonitetni sistem NCB o tem nemudoma obvestil nasprotno stranko.
For the purpose of meeting the credit quality requirements laid down in Article 108, the home NCB shall assess the credit quality of RMBDs on the basis of a jurisdiction-specific credit quality assessment framework laid down in the applicable national documentation.
V obeh primerih se zadevni dolžnik ali garant šteje za neprimernega, razen če finančno premoženje izpolnjuje zahteve glede kreditne kvalitete v skladu z alternativnim bonitetnim virom ali bonitetnim sistemom, ki ga nasprotna stranka sme uporabljati v skladu s členom 110.
TITLE IV
V primeru, da mobilizirano finančno premoženje zaradi poslabšanja kreditne sposobnosti dolžnika ali garanta postane neprimerno, se finančno premoženje umakne na najhitrejši možni datum.
GUARANTEES FOR MARKETABLE AND NON-MARKETABLE ASSETS
Ker ne obstaja niti pogodbeno razmerje med nefinančnimi družbami in internim bonitetnim sistemom NCB niti pravna obveznost teh družb, da bi internemu bonitetnemu sistemu NCB zagotavljale informacije, ki niso javne, se informacije zagotavljajo prostovoljno.
Article 113
V državah, kjer se kot zavarovanje pri kreditnih poslih Eurosistema mobilizirajo hipotekarni dolžniški instrumenti, domača NCB uvede bonitetni okvir za to vrsto finančnega premoženja v skladu z bonitetnim okvirom Eurosistema.
Applicable requirements for guarantees
Člen 122
The Eurosystem's credit quality requirements may be established on the basis of credit assessments provided in respect of guarantors in accordance with Articles 82 to 84 in respect of marketable assets and Article 108 in respect of credit claims.
Nasprotna stranka, ki želi od bonitetnega okvira Eurosistema pridobiti odobritev internega bonitetnega sistema nasprotne stranke, mora pri domači NCB vložiti zahtevek.
Guarantees provided by guarantors that are required to establish the Eurosystem's credit quality requirements shall comply with this Title.
2.
For the purposes of paragraph 1, the relevant guarantor shall be separately assessed on the basis of its credit assessment and shall meet the Eurosystem's credit quality requirements.
Zahteva iz odstavka 1 velja za vse nasprotne stranke, ki nameravajo uporabiti interni bonitetni sistem nasprotne stranke, neodvisno od njihovega statusa, tj. matične družbe, hčerinske družbe ali podružnice, in neodvisno od tega, ali je interni bonitetni sistem nasprotne stranke odobril pristojni organ v isti državi za matično družbo in po možnosti za hčerinske družbe ali pristojni organ v domači državi matične družbe za podružnice in po možnosti za hčerinske družbe.
Article 114
Zahtevek, ki ga nasprotna stranka vloži v skladu z odstavkom 1, mora vsebovati naslednje informacije in dokumente, ki jih je treba po potrebi prevesti v delovni jezik domače NCB: (a) kopijo sklepa pristojnega organa, ki dovoljuje nasprotni stranki, da za namene kapitalskih zahtev na konsolidirani ali nekonsolidirani osnovi uporabi svoj interni bonitetni sistem, skupaj z vsemi posebnimi pogoji uporabe;
Features of the guarantee
kopijo najnovejše ocene internega bonitetnega sistema nasprotne stranke, ki jo je izdelal pristojni organ; (c) informacije o vseh spremembah internega bonitetnega sistema nasprotne stranke, ki jih je priporočil ali zahteval pristojni organ, skupaj z rokom, do katerega je treba te spremembe izvesti;
In accordance with the terms of the guarantee, the guarantor shall provide an unconditional and irrevocable first-demand guarantee in respect of the obligations of the issuer or debtor in relation to the payment of the principal, interest and any other amounts due under the marketable asset or credit claim to the holders or creditor thereof, until the marketable asset or credit claim is discharged in full.
informacije o pristopu, ki se uporablja pri dodelitvi stopnje verjetnosti neplačila dolžnikom, ter podatke o bonitetnih ocenah in povezanih enoletnih verjetnostih neplačila, ki se uporabljajo pri določanju primernih bonitetnih ocen;
In this regard, a guarantee shall not be required to be specific to the marketable asset or credit claim but may apply to the issuer or debtor only, provided that the relevant marketable asset or credit claim is covered by the guarantee.
kopijo informacij po zadnjem tretjem stebru (tržna disciplina), ki jih mora nasprotna stranka redno objavljati v skladu z zahtevami glede tržne discipline po okviru Basel III, Direktivi 2013/36/EU in Uredbi (EU) št. 575/2013;
The guarantee shall be payable on first demand independently of the guaranteed marketable asset or credit claim.
ime in naslov pristojnega organa in zunanjega revizorja;
Guarantees given by public sector entities with the right to levy taxes shall either be payable on first demand or otherwise provide for prompt and punctual payment following any default.
informacije o zgodovinskih podatkih glede dejanskih stopenj neplačila, ki jih ocenjuje interni bonitetni sistem nasprotne stranke, po bonitetnih ocenah za pet koledarskih let pred vložitvijo zadevnega zahtevka.
The guarantee shall be legally valid, binding and enforceable against the guarantor.
Če je pristojni organ v teh koledarskih letih dovolil uporabo internega bonitetnega sistema za namene kapitalskih zahtev, morajo informacije zajemati tudi podatek, od kdaj je dovoljena uporaba internega bonitetnega sistema za namene kapitalskih zahtev.
The guarantee shall be governed by the law of a Member State.
Zgodovinski letni podatki o dejanskih stopnjah neplačila in morebitne dodatne informacije morajo biti v skladu z določbami o spremljanju zanesljivosti iz člena 126, kakor da bi za interni bonitetni sistem v tem obdobju veljale te določbe;
If the guarantor is not a public sector entity with the right to levy taxes, a legal confirmation concerning the legal validity, binding effect and enforceability of the guarantee shall be submitted to the relevant NCB in a form and substance acceptable to the Eurosystem before the marketable assets or credit claim supported by the guarantee can be considered eligible.
informacije, ki se zahtevajo za spremljanje zanesljivosti iz člena 126, kakor jih zahtevajo znotraj bonitetnega okvira Eurosistema že odobreni interni bonitetni sistemi nasprotnih strank za tekoče koledarsko leto v času vložitve zahtevka.
The legal confirmation shall also state that the guarantee is not a personal one and is only enforceable by the holders of the marketable assets or the creditor of the credit claim.
Nasprotna stranka ni dolžna predložiti informacij iz točk (a) do (c), kadar te informacije domači NCB na njeno zahtevo posreduje neposredno pristojni organ.
If the guarantor is established in a jurisdiction other than the one of the law governing the guarantee, the legal confirmation shall also confirm that the guarantee is valid and enforceable under the law of the jurisdiction in which the guarantor is established.
Zahtevek nasprotne stranke po odstavku 1 mora podpisati glavni izvršni direktor, finančni direktor ali vodilni uslužbenec nasprotne stranke na podobno visokem položaju oziroma pooblaščeni podpisnik v imenu enega od njih.
For marketable assets, the legal confirmation shall be submitted by the counterparty for review to the NCB that is reporting the relevant asset supported by a guarantee for inclusion in the list of eligible assets.
Člen 123
For credit claims, the legal confirmation shall be submitted by the counterparty seeking to mobilise the credit claim for review to the NCB in the jurisdiction of the law governing the credit claim.
Obveznosti poročanja za nasprotno stranko, ki uporablja svoj interni bonitetni sistem
The requirement of enforceability is subject to any insolvency or bankruptcy laws, general principles of equity and other similar laws and principles applicable to the guarantor and generally affecting creditors' rights against the guarantor.
Nasprotne stranke morajo domači NCB sporočiti informacije iz člena 122(3)(b) do (f) letno ali kadar tako zahteva domača NCB, razen če te informacije domači NCB na njeno zahtevo neposredno sporoči pristojni organ.
The obligations of the guarantor under the guarantee shall at least rank equally, pari passu, and rateably, pro rata, with all other unsecured obligations of the guarantor.
Nacionalna centralna banka kot del rednega spremljanja internih bonitetnih sistemov nasprotnih strank opravlja preglede statističnih informacij, ki jih zagotovijo nasprotne stranke za namene letnega spremljanja zanesljivosti, ki se izvaja v banki ali na podlagi posredovane dokumentacije s strani banke.
Article 116
Cilj teh pregledov je preveriti, ali so statični nabori pravilni, natančni in popolni.
Credit quality requirements for guarantors
Nasprotne stranke morajo izpolniti vse dodatne operativne kriterije, določene v zadevnih pogodbenih dogovorih ali predpisih, ki jih uporablja domača NCB, vključno z določbami o:
The guarantor shall comply with the Eurosystem's credit quality requirements specified under the ECAF rules for guarantors of marketable assets laid down in Articles 82 to 84 or with the rules for guarantors of credit claims laid down in Article 108.
občasnih pregledih postopkov, ki so vzpostavljeni za namene sporočanja značilnosti bančnega posojila domači NCB;
Article 117
letnih pregledih, ki jih opravi domača NCB (ali, kjer je primerno, pristojni organ oziroma zunanji revizor), da se ugotovi točnost in veljavnost statičnih naborov, kakor je navedeno v Prilogi IX;
Type of guarantor
zagotovitvi informacij v zvezi s spremembami primernosti najpozneje do zaključka naslednjega delovnega dne in takojšnjem umiku zadevnih bančnih posojil, če je potrebno;