natgillin/translations-raw huggingface dataset:
Holdings of debt securities which are not negotiable and cannot be traded on secondary markets;
Imetja dolžniških vrednostnih papirjev, ki niso tržni in z njimi ni mogoče trgovati na sekundarnih trgih;
Otherwise they should be classified as debt securities (category 3);
V nasprotnem primeru jih je treba razvrstiti med dolžniške vrednostne papirje (kategorija 3);
Subordinated debt instruments provide a subsidiary claim on the issuing institution that can only be exercised after all claims with a higher status (e.g. deposits/loans) have been satisfied, giving them some of the characteristics of equity.
Instrumenti podrejenega dolga predstavljajo podrejeno terjatev do institucije izdajateljice, ki se lahko uveljavi le po tem, ko so vse terjatve z višjim statusom (npr. vloge/posojila) poravnane, kar jim daje nekatere lastnosti lastniškega kapitala.
For statistical purposes, subordinated debt is to be treated as either ‘loans’ or ‘debt securities’ according to the nature of the financial instrument.
Za statistične namene se podrejeni dolg obravnava kot „posojila“ ali „dolžniški vrednostni papirji“ glede na naravo finančnega instrumenta.
Where POGI holdings of all forms of subordinated debt are currently identified as a single figure for statistical purposes, this figure is to be classified under the asset item ‘debt securities’, on the grounds that subordinated debt is predominately constituted in the form of securities, rather than as loans;
Če so vse oblike podrejenega dolga, ki jih imajo poštne žiro institucije, trenutno izkazane za statistične namene z enim samim zneskom, je treba ta znesek razvrstiti v postavko sredstev „dolžniški vrednostni papirji“, ker je podrejeni dolg sestavljen pretežno iz vrednostnih papirjev, in ne med posojila;
Counterpart of cash paid out in exchange for securities purchased by reporting agents at a given price under a firm commitment to resell the same or similar securities at fixed price on a specified future date, or securities borrowing against cash collateral.
Protipostavka gotovine, izplačane v zameno za vrednostne papirje, ki jih kupijo poročevalske enote po določeni ceni s trdno zavezo k ponovni prodaji istih ali podobnih vrednostnih papirjev po fiksni ceni na določen datum v prihodnosti, ali pri izposojanju vrednostnih papirjev ob gotovinskem zavarovanju.
Loans granted on a trust basis, i.e. trust loans or fiduciary loans are loans made in the name of one party (hereinafter the ‘trustee’) on behalf of a third party (hereinafter the ‘beneficiary’).
Posojila, ki se odobrijo na podlagi zaupanja, tj. skrbniška posojila ali fiduciarna posojila, so posojila, ki jih najame ena oseba (v nadaljnjem besedilu: skrbnik) v imenu tretje osebe (v nadaljnjem besedilu: upravičenec).
For statistical purposes, trust loans are not to be recorded on the balance sheet of the trustee where the risks and rewards of ownership of the funds remain with the beneficiary.
Skrbniška posojila se za statistične namene ne evidentirajo v bilanci stanja skrbnika, kadar tveganja in koristi iz naslova lastništva sredstev ostanejo upravičencu.
The risks and rewards of ownership remain with the beneficiary where: (a) the beneficiary assumes the credit risk of the loan, i.e. the trustee is responsible only for the administrative management of the loan; or (b) the beneficiary’s investment is guaranteed against loss, should the trustee go into liquidation, i.e. the trust loan is not part of the assets of the trustee that can be distributed in the event of bankruptcy
Tveganja in koristi iz naslova lastništva ostanejo upravičencu, kadar: (a) upravičenec prevzame kreditno tveganje za posojilo, tj. skrbnik je odgovoren samo za upravno vodenje posojila, ali (b) je upravičenčeva naložba zavarovana pred izgubo, če gre skrbnik v likvidacijo, tj. skrbniško posojilo ni del sredstev skrbnika, ki se lahko razdelijo v primeru stečaja.
Holdings of debt securities, which are negotiable financial instruments serving as evidence of debt, are usually traded on secondary markets or can be offset on the market, and which do not grant the holder any ownership rights over the issuing institution.
Imetja vrednostnih papirjev, ki so tržni finančni instrumenti, ki se uporabljajo kot dokaz o dolgu, s katerimi se običajno trguje na sekundarnih trgih ali jih je mogoče pobotati na trgu, in ki imetniku ne dajejo lastniških pravic nad institucijo izdajateljico.
Where this is not the case they should be classified under the asset item ‘loans’ (see also ‘traded loans’ in category 2d);
V nasprotnem primeru jih je treba razvrstiti v postavko sredstev „posojila“ (glej tudi „posojila, s katerimi se trguje“ v kategoriji 2d);
subordinated debt in the form of debt securities (see also ‘subordinated debt in the form of deposits or loans’ in category 2e).
podrejeni dolg v obliki dolžniških vrednostnih papirjev (glej tudi „podrejeni dolg v obliki vlog ali posojil“ v kategoriji 2e).
/3b Debt securities of up to and including one year/of over one year and up to and including two years’ original maturity
/3b Dolžniški vrednostni papirji s prvotno zapadlostjo do vključno enega leta/nad enim letom in do vključno dveh let
holdings of negotiable debt securities of original maturity of up to and including one year/of over one year and up to and including two years;
imetja tržnih dolžniških vrednostnih papirjev s prvotno zapadlostjo do vključno enega leta/nad enim letom in do vključno dveh let;
loans that have become negotiable on an organised market, i.e. traded loans that are classified as debt securities, of original maturity of up to and including one year/of over one year and up to and including two years;
posojila, ki so postala tržna na organiziranem trgu, tj. posojila, s katerimi se trguje, ki so razvrščena med dolžniške vrednostne papirje, s prvotno zapadlostjo do vključno enega leta/nad enim letom in do vključno dveh let;
subordinated debt in the form of debt securities of original maturity of up to and including one year/of over one year and up to and including two years.
podrejeni dolg v obliki dolžniških vrednostnih papirjev s prvotno zapadlostjo do vključno enega leta/nad enim letom in do vključno dveh let.
This asset item includes holdings of MMF shares/units (see definition in Regulation (EU) No 1071/2013 (ECB/2013/33) Annex I, Part 1, Section 2)
Ta postavka sredstev vključuje imetja delnic/enot skladov denarnega trga (glej opredelitev v oddelku 2 dela 1 Priloge I k Uredbi (EU) št. 1071/2013 (ECB/2013/33)).
Amounts (deposits or other), which are owed to creditors by reporting agents and which comply with the features described in Section 1 of Part 1 of Annex I to Regulation (EU) No 1071/2013 (ECB/2013/33).
Zneski (vloge ali drugo), ki jih poročevalske enote dolgujejo upnikom, in ki ustrezajo značilnostim, opisanim v oddelku 1 dela 1 Priloge I k Uredbi (EU) št. 1071/2013 (ECB/2013/33).
For the purposes of the reporting scheme, this category is broken down into overnight deposits, deposits with agreed maturity and deposits redeemable at notice
Za namene sistema poročanja je ta kategorija razčlenjena na vloge čez noč, vezane vloge in vloge na odpoklic z odpovednim rokom
‘Deposits’ also cover ‘loans’ as liabilities of POGIs.
„Vloge“ zajemajo tudi „posojila“ kot obveznosti poštnih žiro institucij.
The ESA 2010 distinguishes between ‘loans’ and ‘deposits’ on the basis of the party that takes the initiative, i.e. if this is the borrower, then it constitutes a loan, but if this is the lender, then it constitutes a deposit.
ESR 2010 razlikuje med „posojili“ in „vlogami“ glede na stranko, ki prevzame pobudo, tj. če je to posojilojemalec, gre za posojilo, če je to posojilodajalec, pa za vlogo.
Loans to POGIs that are classified as ‘deposit liabilities’ are to be broken down in accordance with the requirements of the reporting scheme, i.e. by sector, instrument, currency and maturity.
Posojila poštnim žiro institucijam, ki se razvrščajo kot „obveznosti iz naslova vlog“, se razčlenijo v skladu z zahtevami sistema poročanja, tj. po sektorjih, instrumentu, valuti in zapadlosti.
Non-negotiable debt instruments issued by reporting agents are generally to be classified as ‘deposit liabilities’.
Netržni dolžniški instrumenti, ki jih izdajo poročevalske enote, se v splošnem razvrstijo med „obveznosti iz naslova vlog“.
Non-negotiable instruments issued by reporting agents that subsequently become negotiable and that can be traded on secondary markets should be reclassified as ‘debt securities’.
Netržne vrednostne papirje, ki jih izdajo poročevalske enote, ter ki naknadno postanejo tržni in se z njimi lahko trguje na sekundarnih trgih, je treba prerazvrstiti med „dolžniške vrednostne papirje“.
Margin deposits (margins) made under derivative contracts should be classified as ‘deposit liabilities’ where they represent cash collateral deposited with POGIs and where they remain in the ownership of the depositor and are repayable to the depositor when the contract is closed out.
Vloge za kritja (kritja), ki se vplačajo v okviru pogodb o izvedenih finančnih instrumentih, je treba razvrstiti kot „obveznosti iz naslova vlog“, kadar predstavljajo gotovinsko zavarovanje, deponirano pri poštnih žiro institucijah, ter kadar ostanejo last deponenta in se mu vrnejo ob izteku pogodbe.
In principle, margins received by the reporting agent should only be classified as ‘deposit liabilities’ to the extent that the POGI is provided with funds that are freely available for on-lending; where a part of the margin received by the POGI has to be passed to another derivatives market participant, e.g. the clearing house, only that part which remains at the disposal of the POGI should in principle be classified as ‘deposit liabilities’.
Načeloma je treba kritja, ki jih prejme poročevalska enota, razvrstiti med „obveznosti iz naslova vlog“ samo, kolikor poštna žiro institucija dobi sredstva, ki so na voljo za nadaljnje kreditiranje; kadar mora biti del kritij, ki jih prejme poštna žiro institucija, oddan drugemu udeležencu na trgu z izvedenimi finančnimi instrumenti, npr. klirinški hiši, je treba načeloma samo tisti del, ki ostane na voljo poštni žiro instituciji, razvrstiti med „obveznosti iz naslova vlog“.
The complexities of current market practice may make it difficult to identify those margins that are truly repayable, because different types of margin are placed indistinguishably within the same account, or those margins that provide the POGI with resources for on lending.
Zapletenost trenutne tržne prakse lahko oteži izkazovanje tistih kritij, ki so resnično vračljiva, ker so različne vrste kritij brez razlikovanja položene na isti račun, ali pa tistih kritij, ki poštni žiro instituciji zagotovijo vire za nadaljnje kreditiranje.
In these cases, it is acceptable to classify these margins under ‘remaining liabilities’ or as ‘deposit liabilities’.
V teh primerih je sprejemljiva razvrstitev teh kritij med „preostale obveznosti“ ali „obveznosti iz naslova vlog“.
According to national practice ‘earmarked balances’ related to e.g. leasing contracts are classified as deposit liabilities under ‘deposits with agreed maturity’ or ‘deposits redeemable at notice’ depending on the maturity/provisions of the underlying contract.
Glede na nacionalno prakso se „namenska stanja obveznosti“, ki so povezana npr. s pogodbami o leasingu, razvrstijo kot obveznosti iz naslova vlog pod „vezane vloge“ ali „vloge na odpoklic z odpovednim rokom“ glede na zapadlost/določbe osnovne pogodbe.
Funds (deposits) received on a trust basis are not recorded on the POGI statistical balance sheet (see ‘Loans granted on a trust basis’ under category 2)
Sredstva (vloge), prejeta na podlagi zaupanja, se ne evidentirajo v statistični bilanci stanja poštne žiro institucije (glej „posojila, ki se odobrijo na podlagi zaupanja“ v kategoriji 2).
balances (interest-bearing or not) which are immediately convertible into currency on demand or by close of business on the day following that on which the demand was made, without any significant penalty or restriction, but which are not transferable;
stanja obveznosti (obrestonosna ali ne), ki so na zahtevo zamenljiva v gotovino takoj ali do konca poslovanja naslednjega dne po dnevu, ko je bila dana zahteva, brez znatne kazni ali omejitve, ki pa niso prenosljiva;
balances (interest-bearing or not) representing prepaid amounts in the context of ‘hardware-based’ or ‘software-based’ e-money, e.g. prepaid cards;
stanja obveznosti (obrestonosna ali ne), ki predstavljajo predplačane zneske v zvezi z elektronskim denarjem „na podlagi strojne opreme“ ali „na podlagi programske opreme“, npr. predplačilne kartice;
Financial products with roll-over provisions must be classified according to the earliest maturity.
Finančne produkte z obnovitveno klavzulo je treba razvrstiti glede na najzgodnejšo zapadlost.
a/5.2b Deposits of up to and including one year/of over one year and up to and including two years’ agreed maturity
a/5.2b Vezane vloge do vključno enega leta/nad enim letom in do vključno dveh let
These items include for each maturity breakdown:
Ti postavki za vsako razčlenitev po zapadlosti vključujeta:
Balances placed with a fixed term to maturity of up to and including one year/of over one year and up to and including two years that are non-transferable and cannot be converted into currency before that maturity;
stanja obveznosti s fiksnim rokom zapadlosti do vključno enega leta/nad enim letom in do vključno dveh let, ki niso prenosljiva in jih pred to zapadlostjo ni mogoče pretvoriti v gotovino;
Balances placed with a fixed term to maturity of up to and including one year/of over one year and up to and including two years that are non-transferable but can be redeemed before that term after prior notification; where notification has been given, these balances should be classified in 5.3a;
stanja obveznosti s fiksnim rokom zapadlosti do vključno enega leta/nad enim letom in do vključno dveh let, ki niso prenosljiva, jih je pa mogoče dvigniti pred tem rokom po predhodnem odpoklicu; kadar je odpoklic že oddan, je treba ta stanja razvrstiti v 5.3a;
Balances placed with a fixed term to maturity of up to and including one year/of over one year and up to and including two years that are non-transferable but can be redeemed on demand subject to certain penalties;
stanja obveznosti s fiksnim rokom zapadlosti do vključno enega leta/nad enim letom in do vključno dveh let, ki niso prenosljiva, jih je pa mogoče na zahtevo dvigniti ob določeni kazni;
Margin payments made under derivative contracts to be closed out within one year/between one and two years, representing cash collateral placed to protect against credit risk but remaining in the ownership of the depositor and being repayable to the depositor when the contract is closed out;
plačila kritja na podlagi pogodb o izvedenih finančnih instrumentih, ki se iztečejo v obdobju enega leta/med enim letom in dvema letoma, in ki predstavljajo gotovinsko zavarovanje, vplačano za zavarovanje pred kreditnim tveganjem, vendar ostanejo last deponenta in se mu vrnejo ob izteku pogodbe;
Loans, which are either evidenced by non-negotiable documents or not evidenced by documents, of up to and including one year/of over one year and up to and including two years original maturity;
posojila, ki so dokumentirana z netržnimi dokumenti ali pa niso dokumentirana, s prvotno zapadlostjo do vključno enega leta/nad enim letom in do vključno dveh let;
Non-negotiable debt securities issued by POGIs of original maturity of up to and including one year/of over one year and up to and including two years;
netržne dolžniške vrednostne papirje, ki jih izdajo poštne žiro institucije, s prvotno zapadlostjo do vključno enega leta/nad enim letom in do vključno dveh let;
Subordinated debt issued by POGIs in the form of deposits or loans of original maturity of up to and including one year/over one year and up to and including two years.
podrejeni dolg, ki ga izdajo poštne žiro institucije v obliki vlog ali posojil, s prvotno zapadlostjo do vključno enega leta/nad enim letom in do vključno dveh let.
They include deposits which, although perhaps legally withdrawable on demand, would be subject to penalties and restrictions according to national practice (classified in the maturity band ‘up to and including three months’), and investment accounts without period of notice or agreed maturity, but which contain restrictive drawing provisions (classified in the maturity band ‘over three months’)
Vključujejo vloge, za katere bi, čeprav jih je pravno morda mogoče dvigniti na zahtevo, veljale kazni in omejitve glede na nacionalno prakso (razvrstijo se v razred zapadlosti „do vključno treh mesecev“), ter investicijske račune brez odpovednega roka ali dogovorjene zapadlosti, ki pa vsebujejo omejitvene določbe za dvig (razvrstijo se v razred zapadlosti „nad tremi meseci“).
a Deposits redeemable at up to and including three months’ notice
a Vloge na odpoklic z odpovednim rokom do vključno treh mesecev
Balances placed without a fixed maturity that can be withdrawn only subject to a prior notice of up to and including three months; if redemption prior to that notice period (or even on demand) is possible, it involves the payment of a penalty; and
stanja obveznosti brez fiksne zapadlosti, ki se lahko dvignejo samo z odpovednim rokom do vključno treh mesecev; če je možen dvig pred tem odpovednim rokom (ali celo na zahtevo), je vključeno plačilo kazni, in
Balances placed with a fixed term to maturity that are non-transferable but that have been subject to a notification of less than three months, for an earlier redemption.
stanja obveznosti s fiksnim rokom zapadlosti, ki niso prenosljiva, za katere pa za zgodnejši dvig velja odpovedni rok, krajši od treh mesecev.
statistical reports must take the form and format from the technical reporting requirements set by the relevant NCB;
statistična poročila morajo imeti obliko in format po tehničnih zahtevah, ki jih za poročanje določi zadevna NCB;
the reporting agent must provide the details of one or more contact persons to the relevant NCB;
poročevalska enota mora zadevni NCB sporočiti podatke o eni ali več kontaktnih osebah;
the technical specifications for data transmission to the relevant NCBs must be followed.
upoštevati je treba tehnične specifikacije za prenos podatkov do zadevnih NCB.
statistical information must be correct: all linear constraints must be fulfilled (e.g. assets and liabilities must balance, subtotals must add up to totals);
statistične informacije morajo biti pravilne: izpolniti je treba vse linearne omejitve (npr. sredstva in obveznosti morajo biti uravnoteženi, delne vsote morajo biti enake skupni vsoti);
Minimum standards for compliance with concepts
Minimalni standardi za vsebinsko skladnost:
Regulation (EC) No 1027/2006 (ECB/2006/8)
Uredba (ES) št. 1027/2006 (ECB/2006/8)
Articles 1-3
Členi 1–3
Regulation (EU) No 1075/2013 of the European Central Bank
Uredba (EU) št. 1075/2013 Evropske centralne banke
Having regard to Council Regulation (EC) No 2533/98 of 23 November 1998 concerning the collection of statistical information by the European Central Bank [1], and in particular Articles 5(1) and 6(4) thereof,
ob upoštevanju Uredbe Sveta (ES) št. 2533/98 z dne 23. novembra 1998 o zbiranju statističnih informacij s strani Evropske centralne banke [1] ter zlasti člena 5(1) in člena 6(4) Uredbe,
Since Regulation (EC) No 24/2009 of the European Central Bank of 19 December 2008 concerning statistics on the assets and liabilities of financial vehicle corporations engaged in securitisation transactions (ECB/2008/30) [2] needs to be substantially amended, in particular in light of Regulation (EU) No 549/2013 of the European Parliament and of the Council of 21 May 2013 on the European system of national and regional accounts in the European Union [3], it should be recast in the interests of clarity.
Uredbo (ES) št. 24/2009 Evropske centralne banke z dne 19. decembra 2008 o statistiki sredstev in obveznosti družb, ki se ukvarjajo s prenosom finančnih sredstev in so vključene v transakcije listinjenja (ECB/2008/30) [2], je treba bistveno spremeniti, zlasti ob upoštevanju Uredbe (EU) št. 549/2013 Evropskega parlamenta in Sveta z dne 21. maja 2013 o Evropskem sistemu nacionalnih in regionalnih računov v Evropski uniji [3], zato jo je treba zaradi jasnosti prenoviti.
It follows from Article 2(2)(a) of Regulation (EC) No 2533/98 that financial vehicle corporations engaged in securitisation transactions (hereinafter ‘FVCs’) form part of the reference reporting population for the purposes of fulfilling the ECB’s statistical reporting requirements, inter alia, in the field of monetary and financial statistics.
Iz člena 2(2)(a) Uredbe (ES) št. 2533/98 izhaja, da so družbe, ki se ukvarjajo s prenosom finančnih sredstev in so vključene v transakcije listinjenja (v nadaljnjem besedilu: DPFS), del referenčne poročevalske populacije za namene izpolnitve zahtev ECB za statistično poročanje, med drugim na področju denarne in finančne statistike.
The purpose of FVC data is to provide the ECB with adequate statistics on the financial activities of the FVC sub-sector in the Member States whose currency is the euro (hereinafter the ‘euro area Member States’), which are viewed as one economic territory.
Namen podatkov o DPFS je, da se ECB zagotovi ustrezna statistika o finančnih dejavnostih podsektorja DPFS v državah članicah, katerih valuta je euro (v nadaljnjem besedilu: države članice euroobmočja), ki se štejejo za eno ekonomsko ozemlje.
Given the close links between the securitisation activities of FVCs and monetary financial institutions (MFIs), consistent, complementary and integrated reporting of FVCs and MFIs is required.
Glede na tesne povezave med dejavnostmi listinjenja, ki jih opravljajo DPFS in denarne finančne institucije (MFI), se zahteva usklajeno, dopolnjujoče in združeno poročanje DPFS in MFI.
Therefore, the statistical information provided in accordance with this Regulation needs to be considered together with the data requirements for MFIs on securitised loans, as laid down in Regulation (EU) No 1071/2013 of the European Central Bank of 24 September 2013 concerning the balance sheet of the monetary financial institutions sector (ECB/2013/33) [4].
Zato je treba statistične informacije, ki se zagotavljajo v skladu s to uredbo, obravnavati skupaj z zahtevami po podatkih za MFI o olistinjenih posojilih, kakor so določene v Uredbi (EU) št. 1071/2013 Evropske centralne banke z dne 24. septembra 2013 o bilanci stanja sektorja denarnih finančnih institucij (ECB/2013/33) [4].
The integrated reporting approach of FVCs and MFIs and the derogations provided for in this Regulation aim at minimising the reporting burden for reporting agents and avoiding overlaps in the reporting of statistical information by FVCs and MFIs.
Cilj pristopa združenega poročanja DPFS in MFI ter odstopanj, predvidenih v tej uredbi, je čim bolj zmanjšati breme poročanja za poročevalske enote in izogniti se prekrivanju v poročanju statističnih informacij s strani DPFS in MFI.
NCBs should be entitled to exempt FVCs from statistical reporting requirements that would cause unreasonably high costs compared to their statistical benefit.
NCB bi morale imeti pravico, da DPFS oprostijo zahtev za statistično poročanje, ki bi povzročile nerazumno visoke stroške v primerjavi z njihovo koristnostjo za statistiko.
Although regulations adopted by the ECB under Article 34.1 of the Statute of the European System of Central Banks and of the European Central Bank (hereinafter the ‘Statute of the ESCB’) do not confer any rights or impose any obligations on Member States whose currency is not the euro (hereinafter the ‘non-euro area Member States’), Article 5 of the Statute of the ESCB applies to both euro and non-euro area Member States.
Čeprav uredbe, ki jih ECB sprejme na podlagi člena 34.1 Statuta Evropskega sistema centralnih bank in Evropske centralne banke (v nadaljnjem besedilu: Statut ESCB), ne podeljujejo pravic ali nalagajo obveznosti državam članicam, katerih valuta ni euro (v nadaljnjem besedilu: države članice zunaj euroobmočja), se člen 5 Statuta ESCB uporablja tako za države članice euroobmočja kot za države članice zunaj euroobmočja.