natgillin/translations-raw huggingface dataset:
It shall be accurate, fair, clear and not misleading.
Dokument mora vsebovati ključne informacije ter biti skladen z vsemi zavezujočimi pogodbenimi dokumenti, ustreznimi deli dokumentov, ki sestavljajo ponudbo, ter pravili in pogoji, ki veljajo za PRIIP.
It shall provide key information and shall be consistent with any binding contractual documents, with the relevant parts of the offer documents and with the terms and conditions of the PRIIP.
Dokument s ključnimi informacijami je samostojen dokument, ki se jasno razlikuje od tržnega gradiva.
The key information document shall be a stand-alone document, clearly separate from marketing materials.
V njem ni sklicevanj na tržno gradivo.
It shall not contain cross-references to marketing material.
Po potrebi lahko vsebuje sklicevanja na druge dokumente, tudi prospekte, vendar le, če je povezano z informacijami, ki jih je v skladu s to uredbo treba vključiti v dokument s ključnimi informacijami.
It may contain cross-references to other documents including a prospectus where applicable, and only where the cross-reference is related to the information required to be included in the key information document by this Regulation.
Kadar ima mali vlagatelj pri PRIIP na voljo več različnih možnosti naložb, tako da vseh zahtevanih informacij iz člena 8(3) o vsaki osnovni naložbeni možnosti ni mogoče posredovati v enotnem, strnjenem in samostojnem dokumentu, se z odstopanjem od odstavka 2 tega člena v dokumentu s ključnimi informacijami navedejo vsaj splošni opis osnovnih naložbenih možnosti in podatki o tem, kje in kako je mogoče dobiti podrobnejšo dokumentacijo s predpogodbenimi informacijami o osnovnih naložbenih možnostih, povezano z naložbenimi produkti.
By way of derogation from paragraph 2, where a PRIIP offers the retail investor a range of options for investments, such that all information required in Article 8(3) with regard to each underlying investment option cannot be provided within a single, concise stand-alone document, the key information document shall provide at least a generic description of the underlying investment options and state where and how more detailed pre-contractual information documentation relating to the investment products backing the underlying investment options can be found.
Dokument s ključnimi informacijami mora biti kratek in strnjen ter ga mora biti mogoče natisniti na največ treh straneh formata A4, kar omogoča večjo primerljivost.
The key information document shall be drawn up as a short document written in a concise manner and of a maximum of three sides of A4-sized paper when printed, which promotes comparability.
Mora biti:
It shall:
pripravljen in oblikovan tako, da je lahko berljiv, s črkami primerne velikosti za branje;
be presented and laid out in a way that is easy to read, using characters of readable size;
osredotočen na ključne informacije, ki jih mali vlagatelji potrebujejo;
focus on the key information that retail investors need;
jasen ter napisan v jeziku in stilu, ki omogočata lažje razumevanje informacij, to je v jasnem, jedrnatem in razumljivem jeziku.
be clearly expressed and written in language and a style that communicate in a way that facilitates the understanding of the information, in particular, in language that is clear, succinct and comprehensible.
Informacije v dokumentu s ključnimi informacijami, v katerem so uporabljene barve, ne smejo biti nič manj razumljive, če je ta dokument natisnjen ali fotokopiran v črno-beli tehniki.
Where colours are used in the key information document, they shall not diminish the comprehensibility of the information if the key information document is printed or photocopied in black and white.
Kadar se v dokumentu s ključnimi informacijami uporabi blagovna znamka ali logotip podjetja proizvajalca PRIIP ali skupine, ki ji pripada, ta ne sme odvračati pozornosti malega vlagatelja od informacij, ki jih vsebuje dokument, ali zakrivati besedila.
Where the corporate branding or logo of the PRIIP manufacturer or the group to which it belongs is used in the key information document, it shall not distract the retail investor from the information contained in the document or obscure the text.
Člen 7
Article 7
Dokument s ključnimi informacijami se sestavi v uradnih jezikih ali v enem od uradnih jezikov, ki se uporabljajo v delu države članice, v katerem je PRIIP na voljo, ali v drugem jeziku, ki ga odobrijo pristojni organi zadevne države članice, če pa ni napisan v nobenem od teh jezikov, se v enega od njih prevede.
The key information document shall be written in the official languages, or in one of the official languages, used in the part of the Member State where the PRIIP is distributed, or in another language accepted by the competent authorities of that Member State, or where it has been written in a different language, it shall be translated into one of these languages.
Prevod dosledno in natančno odraža vsebino originalnega dokumenta s ključnimi informacijami.
The translation shall faithfully and accurately reflect the content of the original key information document.
Če se PRIIP v državi članici oglašuje s tržnimi dokumenti, napisanimi v enem ali več uradnih jezikov zadevne države članice, se dokument s ključnimi informacijami sestavi vsaj v teh uradnih jezikih.
If a PRIIP is promoted in a Member State through marketing documents written in one or more official languages of that Member State, the key information document shall at least be written in the corresponding official languages.
Člen 8
Article 8
Naslov „Dokument s ključnimi informacijami“ je na vidnem mestu na vrhu prve strani dokumenta s ključnimi informacijami.
The title 'Key Information Document' shall appear prominently at the top of the first page of the key information document.
Dokument s ključnimi informacijami se pripravi, kot je določeno v odstavkih 2 in 3.
The key information document shall be presented in the sequence laid down in paragraphs 2 and 3.
Takoj pod naslovom dokumenta s ključnimi informacijami se navede obrazložitev.
An explanatory statement shall appear directly underneath the title of the key information document.
Ta se glasi:
It shall read:
„V tem dokumentu so navedene ključne informacije o tem naložbenem produktu.
‘This document provides you with key information about this investment product.
Dokument ni tržno gradivo.
It is not marketing material.
Informacije so predpisane z zakonom, da se lahko seznanite z naravo, tveganji in stroški tega produkta ter možnim dobičkom in izgubo ter ga lažje primerjate z drugimi produkti.“
The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products.’.
Dokument s ključnimi informacijami vsebuje naslednje informacije:
The key information document shall contain the following information:
na začetku dokumenta, ime PRIIP, identiteto in kontaktne podatke proizvajalca PRIIP, informacije o pristojnem organu proizvajalca PRIIP in datum dokumenta;
at the beginning of the document, the name of the PRIIP, the identity and contact details of the PRIIP manufacturer, information about the competent authority of the PRIIP manufacturer and the date of the document;
kadar je ustrezno, opozorilo glede kompleksnosti in težke razumljivosti produkta, ki se glasi: „Produkt, ki ga kupujete, ni enostaven in je morda težko razumljiv.“;
where applicable, a comprehension alert which shall read: ‘You are about to purchase a product that is not simple and may be difficult to understand.’;
v oddelku z naslovom „Kaj je ta produkt?“, naravo in glavne značilnosti PRIIP, med drugim:
under a section titled ‘What is this product?’, the nature and main features of the PRIIP, including:
vrsto PRIIP;
the type of the PRIIP;
njegove cilje in načine, na katere se dosežejo, zlasti, ali se dosežejo z neposredno ali posredno izpostavljenostjo osnovnim naložbenim sredstvom, vključno z opisom osnovnih instrumentov ali referenčnih vrednosti, med drugim se navedejo trgi, v katere se vlaga v okviru PRIIP, in, kadar je ustrezno, specifični okoljski ali družbeni cilji produkta, pa tudi, kako je določen donos;
its objectives and the means for achieving them, in particular whether the objectives are achieved by means of direct or indirect exposure to the underlying investment assets, including a description of the underlying instruments or reference values, including a specification of the markets the PRIIP invests in, including, where applicable, specific environmental or social objectives targeted by the product, as well as how the return is determined;
opis ciljne skupine malih vlagateljev pri trženju PRIIP, predvsem v smislu njihove zmožnosti kritja izgub pri naložbah in izpolnitve naložbenega obdobja;
a description of the type of retail investor to whom the PRIIP is intended to be marketed, in particular in terms of the ability to bear investment loss and the investment horizon;
podatke o zavarovalnih koristih, če jih PRIIP ponuja, vključno z okoliščinami, v katerih bi jih bilo mogoče uveljaviti;
where the PRIIP offers insurance benefits, details of those insurance benefits, including the circumstances that would trigger them;
obdobje PRIIP, če je znano;
the term of the PRIIP, if known;
v oddelku z naslovom „Kakšno je tveganje in kakšen donos lahko pričakujem?“, kratek opis profila tveganja in donosa, ki vsebuje naslednje elemente:
under a section titled ‘What are the risks and what could I get in return?’, a brief description of the risk-reward profile comprising the following elements:
zbirni kazalnik tveganja s pojasnilnim opisom tega kazalnika ter njegovih glavnih omejitev in s pojasnilnim opisom tveganj, ki so bistvenega pomena za PRIIP, niso pa ustrezno zajeta v zbirnem kazalniku tveganj;
a summary risk indicator, supplemented by a narrative explanation of that indicator, its main limitations and a narrative explanation of the risks which are materially relevant to the PRIIP and which are not adequately captured by the summary risk indicator;
podatke o največji možni izgubi vloženega kapitala in tudi navedbo:
the possible maximum loss of invested capital, including, information on:
ali lahko mali vlagatelj izgubi ves vloženi kapital, ali
whether the retail investor can lose all invested capital, or
ali mali vlagatelj tvega, da bo moral poleg kapitala, vloženega v PRIIP, prevzeti še dodatne finančne zaveze ali obveznosti, vključno s pogojnimi obveznostmi, in
whether the retail investor bears the risk of incurring additional financial commitments or obligations, including contingent liabilities in addition to the capital invested in the PRIIP, and
kadar je ustrezno, ali PRIIP vključuje zaščito kapitala pred tržnim tveganjem, ter podatke o zadevnem kritju in omejitvah, zlasti v zvezi z njegovo časovno veljavnostjo;
where applicable, whether the PRIIP includes capital protection against market risk, and the details of its cover and limitations, in particular with respect to the timing of when it applies;
ustrezne scenarije uspešnosti in predpostavke, iz katerih ti izhajajo;
appropriate performance scenarios, and the assumptions made to produce them;
kadar je ustrezno, informacije o pogojih, pod katerimi se malim vlagateljem izplača donos, ali vnaprej določenih zgornjih meja teh izplačil;
a statement that the tax legislation of the retail investor's home Member State may have an impact on the actual payout;
v oddelku z naslovom „Kakšni so stroški?“, stroške v zvezi z naložbo v PRIIP, vključno z neposrednimi in posrednimi stroški, ki jih nosi mali vlagatelj, ter enkratnimi in ponavljajočimi se stroški, prikazanimi z zbirnimi kazalniki teh stroškov, zaradi zagotavljanja primerjave pa tudi skupne stroške, izražene v denarnih zneskih in odstotkih, da se ponazorijo skupni učinki celotnih stroškov na naložbo.
under a section titled ‘What happens if [the name of the PRIIP manufacturer] is unable to pay out?’, a brief description of whether the related loss is covered by an investor compensation o r guarantee scheme and if so, which scheme it is, the name of the guarantor and which risks are covered by the scheme and which are not;
V dokumentu s ključnimi informacijami se jasno navede, da bodo svetovalci, distributerji ali druge osebe, ki svetujejo o PRIIP ali jih prodajajo, posredovali podrobne informacije o vseh dodatnih stroških pri distribuciji, ki niso zajeti v zgoraj navedenih stroških, da bi se lahko mali vlagatelj seznanil s kumulativnim učinkom teh skupnih stroškov na donosnost naložbe;
under a section titled ‘What are the costs?’, the costs associated with an investment in the PRIIP, comprising both direct and indirect costs to be borne by the retail investor, including one-off and recurring costs, presented by means of summary indicators of these costs and, to ensure comparability, total aggregate costs expressed in monetary and percentage terms, to show the compound effects of the total costs on the investment.
v oddelku z naslovom „Kako dolgo bi moral razpolagati z njim in ali lahko dobim denar izplačan predčasno?“:
The key information document shall include a clear indication that advisors, distributors or any other person advising on, or selling, the PRIIP will provide information detailing any cost of distribution that is not already included in the costs specified above, so as to enable the retail investor to understand the cumulative effect that these aggregate costs have on the return of the investment;
kadar je ustrezno, navedbo, ali pri PRIIP obstaja obdobje, v katerem si je mogoče premisliti ali preklicati nakup;
under a section titled ‘How long should I hold it and can I take money out early?’
navedbo priporočenega in, kadar je ustrezno, najkrajšega zahtevanega obdobja razpolaganja;
where applicable, whether there is a cooling off period or cancellation period for the PRIIP;
zmožnost in pogoje za morebitno likvidacijo naložbe še pred dospelostjo, vključno z vsemi provizijami in kaznimi, ob upoštevanju profila tveganja in donosa PRIIP ter predvidenega razvoja zadevnega trga;
an indication of the recommended and, where applicable, required minimum holding period;
informacije o morebitnih posledicah predčasnega izplačila ali izplačila pred zaključkom priporočenega obdobja razpolaganja, na primer izguba zaščite kapitala ali s tem pogojene dodatne provizije;
the ability to make, and the conditions for, any disinvestments before maturity, including all applicable fees and penalties, having regard to the risk and reward profile of the PRIIP and the market evolution it targets;
v oddelku z naslovom „Kako se lahko pritožim?“, informacije o tem, kako in komu se lahko mali vlagatelj pritoži glede produkta ali ravnanja proizvajalca PRIIP ali osebe, ki svetuje o produktu ali ga prodaja;
information about the potential consequences of cashing in before the end of the term or recommended holding period, such as the loss of capital protection or additional contingent fees;
v oddelku z naslovom „Druge pomembne informacije“, kratko navedbo morebitnega dodatnega informativnega gradiva, ki se posreduje malemu vlagatelju v fazi pred in/ali po sklenitvi pogodbe, razen tržnega gradiva.
under a section titled ‘How can I complain?’, information about how and to whom a retail investor can make a complaint about the product or the conduct of the PRIIP manufacturer or a person advising on, or selling, the product;
Na Komisijo se prenese pooblastilo za sprejemanje delegiranih aktov v skladu s členom 30, s katerimi določi podrobnosti postopkov za ugotavljanje morebitnih specifičnih okoljskih in socialnih ciljev PRIIP.
under a section titled ‘Other relevant information’, a brief indication of any additional information documents to be provided to the retail investor at the pre-contractual and/or the post-contractual stage, excluding any marketing material.
Da bi se ta člen dosledno uporabljal, evropski nadzorni organi v okviru skupnega odbora evropskih nadzornih organov (v nadaljnjem besedilu: skupni odbor) pripravijo osnutek regulativnih tehničnih standardov, s katerimi natančno opredelijo:
The Commission shall be empowered to adopt delegated acts in accordance with Article 30 specifying the details of the procedures used to establish whether a PRIIP targets specific environmental or social objectives.
podrobnosti glede prikaza in vsebine vseh posameznih informacij iz odstavka 3;
In order to ensure consistent application of this Article, the ESAs shall, through the Joint Committee of the European Supervisory Authorities (‘Joint Committee’), develop draft regulatory technical standards specifying:
metodologijo, na kateri temelji prikaz tveganja in donosa iz točk (d)(i) in (iii) odstavka 3, ter
the details of the presentation and the content of each of the elements of information referred to in paragraph 3;
metodologijo za izračun stroškov, vključno s specifikacijo zbirnih kazalnikov, iz točke (f) odstavka 3.
the methodology underpinning the presentation of risk and reward as referred to in points (d) (i) and (iii) of paragraph 3; and
Evropski nadzorni organi pri oblikovanju osnutka regulativnih tehničnih standardov upoštevajo različne vrste PRIIP, razlike med njimi in zmožnosti malih vlagateljev ter tudi značilnosti PRIIP, da se malemu vlagatelju omogoči izbiro med različnimi osnovnimi naložbami ali drugimi možnostmi, ki jih produkt ponuja, tudi kadar se lahko ta izbira opravi v različnih obdobjih ali v prihodnosti spremeni.
the methodology for the calculation of costs, including the specification of summary indicators, as referred to in point (f) of paragraph 3.
Evropski nadzorni organi osnutke regulativnih tehničnih standardov predložijo Komisiji do 31. marca 2015.
When developing the draft regulatory technical standards the ESAs shall take into account the various types of PRIIPs, the differences between them and the capabilities of retail investors as well as the features of the PRIIPs so as to allow the retail investor to select between different underlying investments or other options provided for by the product, including where this selection can be undertaken at different points in time, or changed in the future.
Na Komisijo se prenese pooblastilo za sprejemanje regulativnih tehničnih standardov iz prvega pododstavka v skladu s členi 10 do 14 Uredbe (EU) št. 1093/2010, Uredbe (EU) št. 1094/2010 oziroma Uredbe (EU) št. 1095/2010.
The ESAs shall submit those draft regulatory technical standards to the Commission by 31 March 2015.
Člen 9
Power is delegated to the Commission to adopt the regulatory technical standards referred to in the first subparagraph in accordance with Articles 10 to 14 of Regulation (EU) No 1093/2010, of Regulation (EU) No 1094/2010 and of Regulation (EU) No 1095/2010.
Tržna sporočila, ki vključujejo specifične informacije v zvezi s PRIIP, ne vključujejo informacij, ki bi bile v nasprotju s tistimi iz dokumenta s ključnimi informacijami ali bi zmanjševale pomen navedenega dokumenta.
Article 9
V tržnih sporočilih se navede, da je dokument s ključnimi informacijami na voljo, pa tudi, kako, kje in od koga ga je mogoče dobiti, ter spletno mesto proizvajalca PRIIP.
Marketing communications that contain specific information relating to the PRIIP shall not include any statement that contradicts the information contained in the key information document or diminishes the significance of the key information document.
Člen 10
Marketing communications shall indicate that a key information document is available and supply information on how and from where to obtain it, including the PRIIP manufacturer's website.
Proizvajalec PRIIP redno pregleduje informacije v dokumentu s ključnimi informacijami in dokument revidira, če se pri pregledu pokaže, da so potrebne spremembe.
Article 10
Revidirana različica je na voljo takoj, ko je mogoče.
The PRIIP manufacturer shall review the information contained in the key information document regularly and shall revise the document where the review indicates that changes need to be made.
Da bi se ta člen dosledno uporabljal, evropski nadzorni organi v okviru skupnega odbora pripravijo osnutek regulativnih tehničnih standardov, s katerimi natančno opredelijo:
The revised version shall be made available promptly.
pogoje za pregled informacij v dokumentu s ključnimi informacijami;
In order to ensure consistent application of this Article, the ESAs shall, through the Joint Committee, develop draft regulatory technical standards specifying:
pogoje, pod katerimi je treba dokument s ključnimi informacijami revidirati;
the conditions for reviewing the information contained in the key information document;
posebne pogoje, pod katerimi je treba informacije v dokumentu s ključnimi informacijami pregledati ali ta dokument revidirati, kadar je PRIIP malim vlagateljem na voljo le občasno;
the conditions under which the key information document must be revised;
okoliščine, v katerih je treba male vlagatelje obvestiti o revidiranem dokumentu s ključnimi informacijami v zvezi s PRIIP, ki so ga kupili, in način, na katerega se to stori.
the specific conditions under which information contained in the key information document must be reviewed or the key information document revised where a PRIIP is made available to retail investors in a non-continuous manner;
Evropski nadzorni organi navedene osnutke regulativnih tehničnih standardov predložijo Komisiji do 31. decembra 2015.
the circumstances in which retail investors are to be informed about a revised key information document for a PRIIP purchased by them, as well as the means by which the retail investors are to be informed.
Člen 11
The ESAs shall submit those draft regulatory technical standards to the Commission by 31 December 2015.
Proizvajalec PRIIP samo na podlagi dokumenta s ključnimi informacijami, vključno z njegovim prevodom, ne nosi civilne odgovornosti, razen če je ta dokument zavajajoč, netočen ali neskladen z ustreznimi deli pravno zavezujočih predpogodbenih ali pogodbenih dokumentov ali zahtevami iz člena 8.
Article 11
Mali vlagatelj, ki izkaže, da je pri investiranju v PRIIP utrpel škodo, ker se je v okoliščinah iz odstavka 1 zanašal na dokument s ključnimi informacijami, pripravljen v zvezi z zadevnim produktom, lahko od proizvajalca PRIIP zahteva odškodnino za to škodo v skladu z nacionalnim pravom.
The PRIIP manufacturer shall not incur civil liability solely on the basis of the key information document, including any translation thereof, unless it is misleading, inaccurate or inconsistent with the relevant parts of legally binding pre-contractual and contractual documents or with the requirements laid down in Article 8.
Elementi, kot sta „škoda“ ali „odškodnina“, kakor sta navedena v odstavku 2, ki niso opredeljeni, se razlagajo in uporabljajo v skladu z veljavnim nacionalnim pravom, kot je določeno z ustreznimi pravili mednarodnega zasebnega prava.
A retail investor who demonstrates loss resulting from reliance on a key information document under the circumstances referred to in paragraph 1, when making an investment into the PRIIP for which that key information document was produced, may claim damages from the PRIIP manufacturer for that loss in accordance with national law.
Ta člen ne izključuje nadaljnjih zahtevkov iz naslova civilne odgovornosti v skladu z nacionalnim pravom.
Elements such as ‘loss’ or ‘damages’ as referred to in paragraph 2 of this Article which are not defined shall be interpreted and applied in accordance with the applicable national law as determined by the relevant rules of private international law.
Obveznosti iz tega člena ne morejo biti omejene ali odpravljene s pogodbenimi klavzulami.
This Article does not exclude further civil liability claims in accordance with national law.
Člen 12
The obligations under this Article shall not be limited or waived by contractual clauses.
Kadar dokument s ključnimi informacijami zadeva zavarovalno pogodbo, ima zavarovalnica po tej uredbi obveznosti le do imetnika zavarovalne police iz zadevne zavarovalne pogodbe, ne pa tudi do upravičenca iz zavarovalne pogodbe.
Article 12
ODDELEK III
Where the key information document concerns an insurance contract, the insurance undertakings' obligations under this Regulation are only towards the policyholder of the insurance contract and not towards the beneficiary of the insurance contract.
Posredovanje dokumenta s ključnimi informacijami
SECTION III
Člen 13