natgillin/translations-raw huggingface dataset:
In relation to AIB's obligation to implement these Measures, AIB shall not be obliged to breach any of its legal obligations.
storitve dobave in distribucije tuje valute.
In case of a conflict between an obligation arising from a Measure in this term sheet and AIB's legal obligations, AIB will inform the Monitoring Trustee and will undertake to propose an alternative solution that will enable AIB to fulfil its obligations.
Družba AIB bo ustrezno obravnavala vse utemeljene zahtevke, ki jih zadevni konkurent predloži prek skrbnika spremljanja, v zvezi s spremembo storitev v skladu s klavzulo 11.4.1.
The Monitoring Trustee, in consultation with the Commission, will verify whether the proposed solution is in line with the commitments in the term sheet and AIB's legal obligations.
Da se prepreči kakršen koli dvom, zagotavljanje teh storitev poteka v skladu z vsemi veljavnimi zakoni, kodeksi in praksami na splošno (med drugim vključno z direktivo EU o plačilnih storitvah), družba AIB pa je te storitve zavezano zagotavljati le v okviru svojega nadzora in pooblastil.
Commitment to the Restructuring of Loan Portfolio
Sveženj za mobilnost strank
Ireland commits that AIB will achieve the following loan restructuring targets (percentages quoted in this Clause 3 are a percentage of the drawn euro balance for each sector) for Mortgages and SME Loans agreed as part of the EU — IMF Programme:
Irska se zavezuje, da bo družba AIB zagotovilo sveženj za mobilnost strank zadevnim konkurentom, ki bodo želeli ta sveženj izkoristiti.
by 31 December 2014, [80-100] % [2] of the Distressed SME Portfolio will have been restructured (meaning there has been formal communication by AIB with the customer of the revised arrangement (e.g. a revised loan agreement/term sheet) or where legal proceedings have been initiated); and
Sveženj za mobilnost strank bo zadevnemu konkurentu omogočil, da svoje reklamno gradivo v zvezi z zadevnim produktom pošlje strankam družbe AIB, če so v celoti izpolnjeni vsi naslednji pogoji iz klavzule 11.5.1:
by 30 June 2014, sustainable solutions will have been proposed by AIB for 75 % of Mortgages which are Late Arrears Loans, and solutions will have been concluded with customers for 35 % of Mortgages which are Late Arrears Loans.
družba AIB je od zadevnega konkurenta prejela veljavno vlogo;
Ireland commits that AIB will engage with customers in respect of the other loan portfolios that are managed by AIB's Financial Solutions Group, and will propose sustainable solutions for [50-100] % of these loans by 31 December 2014.
zadevni konkurent na datum zahtevka izpolnjuje pogoje za opredelitev kot zadevni konkurent;
Commencing 3 months after the Date of the Final Decision until the end of the Restructuring Period, Ireland commits that the methodology to be adopted by AIB to assess which restructuring solution is the most appropriate for SME Loans, loans to corporates and commercial real estate loans which are Impaired and/or which are Late Arrears Loans, will be based on economic and commercial criteria and is outlined as follows:
družba AIB ima na datum zahtevka več kot 30-odstotni tržni delež zadevnega produkta;
Where the Net Exposure to the client exceeds EUR [2,5-10] m, a Net Present Value (‘NPV’) analysis of the restructuring options will be conducted, with the objective of maximising the NPV for AIB but also ensuring that the viability of the SME or corporate is not endangered as a result, and if the solution chosen does not have the highest NPV, it must be based on verifiable economic and commercial criteria and the decision will require approval by the appropriate AIB Credit Committee.
zadevni konkurent bo družbi AIB pod poslovnimi pogoji povrnil vse stroške, neposredno povezane s pošiljanjem gradiva zadevnega konkurenta o zadevnem produktu (v nadaljnjem besedilu: gradivo) strankam družbe AIB (vključno s tiskanjem, pakiranjem in pošiljanjem tega gradiva po pošti, kjer je ustrezno).
Where the Net Exposure to the client does not exceed EUR [2,5-10] m, Ireland commits that AIB will effectively and consistently implement guidelines to assist decision makers on the proper means of assessing the appropriate restructuring option for both viable and non-viable customers.
Zadevni konkurent bo odgovoren za vse stroške v zvezi s pripravo zadevnega gradiva, dobavo in podobne povezane stroške družbe AIB ter stroške pošiljanja.
Commitment to the limitation of lending to […]
Stroške izbora strank v zvezi s svežnjem za mobilnost strank bo krila družba AIB.
Ireland commits that AIB will target an aggregate ‘new lending’ limit to […] of […] in […] and […] in […] respectively.
Druge stroške, ki niso neposredno povezani s pošiljanjem gradiva zadevnega konkurenta strankam družbe AIB, bo krila družba AIB;
At AIB's sole discretion, new lending may exceed the limits to […] referred to in Clause 4.1, provided that the aggregate closing gross loan balance to […] does not exceed […] at end […] and […] billion at end […] respectively.
zadevni konkurent prevzema vso odgovornost za zakonitost, natančnost in ustreznost gradiva ter družbi AIB pisno predhodno zagotovi odškodnino in garancijo za vso in kakršno koli izgubo ali škodo, ki jo v zvezi s pošiljanjem povzroči ali utrpi družba AIB.
Commitment to Marketing, Advertising and Sponsorship in Ireland
Da se prepreči kakršen koli dvom, družbi AIB ni treba pregledati gradiva in ni v nobenem primeru odgovorna za gradivo, poslano v skladu s tem ukrepom, ali izvajanje tega ukrepa na splošno; v primeru kakršnega koli spora v zvezi s tem med družbo AIB in zadevnim konkurentom se stranki obrneta na skrbnika spremljanja, ki posreduje pri iskanju rešitve.
Ireland commits that AIB will cap the nominal level of its expenditure externally on Marketing, Advertising and Sponsorship in Ireland at the same level as it was for its financial year ended 31 December 2012 until the end of the Restructuring Period (i.e. […] million for each year).
Če rešitve ni mogoče najti, skrbnik spremljanja zadevo napoti v obravnavo Komisiji, in
During the Restructuring Period, Ireland commits that AIB will not refer in its advertising campaign to any State support enjoyed by AIB, nor take any measure that might reasonably be deemed an aggressive commercial practice.
zadevni konkurent družbi AIB zagotovi dovolj izvodov gradiva, ki bo razdeljeno v skladu s tem dokumentom, do 17. ure pet delovnih dni pred datumom pošiljanja, gradivo pa je v vseh pogledih v skladu z vsemi veljavnimi zakoni, kodeksi in praksami.
The cap referred to in Clause 5.1 shall not apply to any: (a) expenditure required or recommended by any regulatory or governmental authority; and/or (b) expenditure related to any Measure herein; and/or (c) expenditure related to charities; and/or (d) initiative reasonably necessary to advise customers and others of issues such as fraud, criminal acts (e.g. forged banknotes or bank robberies, changes in terms and conditions in products) or greater exposure to risk.
Kakršen koli spor se napoti na skrbnika spremljanja, ki posreduje pri iskanju rešitve.
Commitment to making no Acquisitions and accepting restrictions on the scope of AIB's business for a period of time
Če rešitve ni mogoče najti, skrbnik spremljanja zadevo napoti v obravnavo Komisiji.
Ireland commits that from the Date of the Final Decision until the earlier of (a) the end of the Restructuring Period; and (b) the date by which the NPRFC Preference Shares and the Contingent Capital Instrument shall have been repaid in full or are no longer owned by Ireland, AIB will not for any reason whatsoever, acquire any stake in any undertaking (meaning an undertaking which has the legal form of a company or package of assets which form a business) (an ‘Acquisition’) subject to the exceptions set out at Clause 6.2.
Za pošiljanje, ki ga opravi družba AIB, velja naslednje:
AIB may make such an Acquisition:
Pošiljanje bo porazdeljeno med šest šestmesečnih obdobij, pri čemer se bo prvo obdobje začelo tri mesece po datumu končne odločitve.
with the prior written consent of the Commission, such consent to be granted on the basis that the Acquisition is deemed necessary in exceptional circumstances to restore financial stability or to ensure effective competition;
V teh obdobjih lahko zadevni konkurenti družbi AIB predložijo vlogo za pošiljanje.
where the purchase price for that Acquisition (excluding the assumption of debt) paid by AIB is less than 0,01 % of AIB's total assets at the Date of the Final Decision and the cumulative purchase price for all Acquisitions made during the Restructuring Period (excluding the assumption of debt) paid by AIB, is less than 0,025 % of AIB's total assets at the Date of the Final Decision; or
Vsak zadevni konkurent lahko družbi AIB v vsakem šestmesečnem obdobju pošiljanja enkrat predloži vlogo.
where the Acquisition takes place in the ordinary course of the banking business in the management of existing claims towards ailing firms.
V vsakem šestmesečnem obdobju pošiljanja bo pošiljanje potekalo na tri vnaprej določene datume (v nadaljnjem besedilu: datumi pošiljanja) ob upoštevanju interesov zadevnih konkurentov in razporeda pošiljanja družbe AIB, če zadevni konkurenti predložijo zahtevek razumno število dni pred datumi pošiljanja, da se lahko družba AIB pripravi na tako obsežno pošiljanje na posamezne datume pošiljanja (pri čemer mora družba AIB te zahtevke prejeti najpozneje do 17. ure (po dublinskem času) na zadevni datum zahtevka).
Commitments in respect of payments on capital instruments
Družba AIB bo zagotovila, da bodo datumi pošiljanja vnaprej objavljeni na njenem spletišču, zato da bodo imeli zainteresirani zadevni konkurenti dovolj časa za pripravo vloge.
Ireland commits that AIB will not make discretionary payments of coupons or exercise voluntary call options on capital instrum ents during the Restructuring Period, unless:
Za posamezno pošiljanje, izvedeno v prvih šestih mesecih obdobja pošiljanja, družba AIB za pošiljanje na zahtevo zadevnega konkurenta naključno izbere do eno tretjino svojega kroga strank; ta krog strank so stranke družbe AIB za zadevni produkt, ki ga v poslanem gradivu oglašuje zadevni konkurent, in je omejen le na tiste stranke družbe AIB, ki soglašajo s tem, da jim družba AIB pošilja marketinške informacije.
the Commission provides consent to the payment or call option;
V drugem šestmesečnem obdobju pošiljanja bo družba AIB izbrala drugo tretjino svojega kroga strank, zadnjo tretjino pa v tretjem obdobju.
the coupon payment is paid to the State (provided that such payments would not trigger coupon payments to other investors that otherwise would not be mandatory); or
V naslednjih treh šestmesečnih obdobjih pošiljanja se bo ponovil enak postopek.
the payment arises under a newly issued instrument (meaning instruments issued on or after the Date of the Final Decision), provided that any payment of coupons on such newly issued instruments does not create a legal obligation to make any coupon payments on AIB's securities existing prior to the Date of the Final Decision.
Skrbnik spremljanja bo preveril izbor strank, ki ga bo opravila družba AIB.
Commitment to Cost Reduction
V skladu z irsko zakonodajo o varstvu podatkov se gradivo ne pošlje nobeni stranki, ki družbi AIB ni zagotovila soglasja za prejemanje podobnega gradiva.
Ireland commits that AIB will actively manage costs so that at 31 December 2015, AIB's:
Za zagotovitev, da stranke niso pretirano zasute z reklamnim gradivom, in povečanje možnosti, da stranke gradivo, ki ga pošljejo zadevni konkurenti, dejansko preberejo, družba AIB na posamezni datum pošiljanja v posameznem šestmesečnem obdobju pošiljanja v okviru tega ukrepa pošlje gradivo največ dveh zadevnih konkurentov na zadevni produkt.
Annual Operating Expenses will not exceed EUR […] million, which is EUR [200-600] million less than the 2012 equivalent figure reported in the financial reports; and
Da se prepreči kakršen koli dvom, se neuporabljene možnosti za pošiljanje ne prenesejo naprej, temveč zapadejo.
CIR will not exceed [45-65] %, unless the GDP growth is below 2 % at that time, in which event its CIR will not exceed [50-70] %.
Pošiljanje upravlja, obdela in dokonča družba AIB (ali zastopnik družbe) v imenu in za račun zadevnega konkurenta, brez kakršnega koli prispevka ali sodelovanja zadevnega konkurenta.
Commitment in respect of AIB exposure to Irish Sovereign
Da se prepreči kakršen koli dvom, zadevni konkurent nima dostopa do imen in naslovov ali drugih podatkov iz zbirke strank družbe AIB.
Ireland commits that the value of Irish Sovereign bonds held by AIB, excluding those bonds issued by NAMA, shall not exceed EUR billion [10-20] at any point in time during the Restructuring Period.
Družba AIB lahko na posamezni datum pošiljanja pošlje gradivo v imenu največ dveh zadevnih konkurentov na zadevni produkt, pri čemer sta ta zadevna konkurenta na zadevni produkt izbrana po vrstnem redu, v katerem je družba AIB prejela vloge, če pa za posamezni datum pošiljanja vlogo hkrati predložita več kot dva zadevna konkurenta na zadevni produkt, skrbnik spremljanja z žrebom izbere dva zadevna konkurenta na zadevni produkt.
Commitment to Repayment of State aid
Da je vloga veljavna, mora zadevni konkurent na datum zahtevka izpolnjevati pogoje za opredelitev kot zadevni konkurent in vse pogoje iz klavzule 11.5.1.
Ireland commits that AIB will repay the State aid prior to the end of the Restructuring Period via the payment of dividends or other means, in such amount equal to the surplus regulatory capital above the minimum CET1 ratio (on a Basel III fully implemented basis) as set by the Central Bank (plus a buffer of 1-4 %) at 31 December 2016.
Družba AIB zadevnega konkurenta pisno obvesti, ali je bila njegova vloga uspešna in ali bo družba AIB poslala njegovo gradivo.
Ireland and AIB acknowledge that the commitment set out at Clause 10.1 is subject to receipt of all regulatory and other approvals.
Zadevni konkurent lahko zahteva, da se gradivo pošlje v zvezi z enim zadevnim produktom ali več, vendar ne v zvezi z drugimi produkti.
To facilitate the repayment set out at Clause 10.1, Ireland commits that AIB shall not take any steps that would lead to a Capital Outflow prior to […] unless […].
Poleg tega lahko zadevni konkurent strankam ponudi možnost, da v celoti ali delno spremenijo svoje bančno razmerje, in navede splošne sklice na druge bančne produkte.
Without prejudice to Clauses 10.1 to 10.3, Ireland and AIB retain the options to:
Zahtevek bo sicer veljaven ne glede na to, da se je zahtevala korist v okviru tega ukrepa za mobilnost strank v zvezi z zadevnim produktom, katerega tržni delež družbe AIB znaša manj kot 30 %, če se zahtevek nanaša tudi na pošiljanje tistih zadevnih produktov, v zvezi s katerimi ima družba AIB več kot 30-odstotni delež.
partially or fully convert the NPRFC Preference Shares to equity at par up to 13 May 2014 and thereafter at 125 % of the subscription price, in advance of, or as part of an exit (or part exit) event arising for the State involving the private sector; and
Če reklamno gradivo, ki ga pošlje zadevni konkurent, poleg gradiva za zadevne produkte vključuje tudi gradivo za druge produkte (razen splošnih sklicev na popolno ali delno spremembo bančnega razmerja in splošnih sklicev na druge bančne produkte), družba AIB tega gradiva ni zavezana poslati in zadevnega konkurenta pravočasno obvesti o svoji odločitvi, če je to mogoče, da bi lahko ta ponovno predložil spremenjeno gradivo.
dispose of the State's Contingent Capital Instrument at any time, notwithstanding that AIB will not have an option to redeem the State's Contingent Capital Instrument until after the Comprehensive Assessment, subject to regulatory approval.
Kakršen koli spor v zvezi s tem se napoti na skrbnika spremljanja, ki posreduje pri iskanju rešitve.
Commitments to operate certain competition measures
Družba AIB ne bo zavezana poslati ponovno predloženega gradiva, razen če bo to gradivo prejela do 17. ure pet delovnih dni pred datumom pošiljanja in bo to ponovno predloženo gradivo v skladu s pogoji iz klavzule 11.5.5.
Commencing on 1 July 2014 for a period of 3 years, Ireland commits that AIB will operate certain competition measures, namely, the provision to Relevant Competitors of: (a) a Services Package; and (b) a Customer Mobility Package.
Družba AIB se v zvezi z vsakim zadevnim produktom, na katerega se nanaša gradivo, ki ga pošilja, zavezuje:
Ireland commits that AIB will contribute EUR 500000 per annum for a period of 3 years commencing on 1 July 2014 to a public awareness campaign (such campaign to be facilitated by Ireland through an appropriate state body) to raise awareness and promote customer switching.
da stranki, ki je bila izbrana za pošiljanje in ji je bilo poslano gradivo v imenu zadevnega konkurenta, v šestmesečnem obdobju od tega pošiljanja v imenu zadevnega konkurenta ne bo pošiljala reklamnega gradiva v zvezi s tem zadevnim produktom;
Any dispute between AIB and a Relevant Competitor relating to this Clause 11 will be referred by AIB and the Relevant Competitor to the Monitoring Trustee, who shall mediate a solution.
da tej stranki še dodatno leto ne bo pošiljala reklamnega gradiva v zvezi z zadevnim produktom, če stranka v okviru tega ukrepa prestopi k zadevnemu konkurentu in je družba AIB s tem seznanjena, ter
In case no solution is found, the Monitoring Trustee will refer the matter for resolution to the Commission, whose decision shall be binding.
da tej stranki v dodatnem letu iz klavzule 11.5.6.2 ne bo pošiljala nobenega reklamnega gradiva, katerega izrecni namen je ponovno pritegniti stranke k zamenjanemu zadevnemu produktu.
Services Package
Da se prepreči kakršen koli dvom, ima družba AIB pravico navezati stik s temi strankami iz regulativnih razlogov in v okviru kakršne koli pobude, ki je upravičeno potrebna za svetovanje strankam in drugim v zvezi z vprašanji, kot so goljufije, kazniva dejanja (npr. ponarejeni bankovci ali bančni ropi, spremembe pogojev za produkte) ali večja izpostavljenost tveganju
Ireland commits that AIB will operate a Services Package for Relevant Competitors who seek to avail of such package.
Družba AIB se zavezuje, da če se stranka družbe AIB na podlagi poslanega gradiva zadevnega konkurenta odloči vse svoje dejavnosti ali njihov del (vključno z zadevnim produktom in drugimi produkti) prenesti k zadevnemu konkurentu, tega prenosa ne bo nikakor ovirala ter ne bo zaračunala nobenih (kazenskih) provizij za prenos, razen če tako zahteva zakonodaja ali pravna obveznost ali če je tako določeno v pogojih družbe AIB v zvezi s produktom.
access to Ireland's bank clearing system (both servicing paper and electronic transactions);
RAZPORED: SKRBNIK SPREMLJANJA
debit card access to any automated teller machine network in Ireland of which AIB is a member;
Izrazi v tem razporedu imajo enak pomen kot izrazi v klavzuli 1 zgoraj.
access to market intelligence (e.g. rate of default of customers generally and macro/microeconomic data generally) but such access shall be subject to compliance with all laws, codes and practices including, without limitation, those relating to data protection, confidentiality, intellectual property, contract and competition;
I – Postopek imenovanja
access to cash supply and distribution services; and
Irska se zavezuje, da bo družba AIB imenovala skrbnika spremljanja, ki bo opravljal naloge, določene v zavezah za skrbnika spremljanja.
foreign exchange supply and distribution services.
Skrbnik spremljanja je neodvisen od družbe AIB in je ustrezno usposobljen za izvajanje svojega mandata, na primer kot investicijska banka, svetovalec ali revizor, poleg tega pa ne sme biti ali postati izpostavljen nasprotju interesov.
AIB will give due consideration to all reasonable requests from a Relevant Competitor via the Monitoring Trustee for a change in the services to be provided under Clause 11.4.1.
Skrbnika spremljanja plača družba AIB na način, ki ne bo oviral njegovega neodvisnega in učinkovitega opravljanja mandata.
For the avoidance of doubt, the provision of such services shall be in compliance with all applicable laws, codes and practices generally (including, without limitation, the EU's Payment Services Directive) and AIB shall only be obliged to provide such services as are within its control and power.
II – Predlog družbe AIB
Customer Mobility Package
Irska se zavezuje, da bo družba AIB najpozneje dva tedna po datumu končne odločitve Komisiji predložila v odobritev seznam z dvema osebama ali več, ki jih družba AIB predlaga za imenovanje kot skrbnika spremljanja, pri čemer bo navedla svojo prednostno izbiro.
Ireland commits that AIB will provide a Customer Mobility Package for Relevant Competitors who seek to avail of such package.
Predlog vsebuje zadostne informacije, da lahko Komisija preveri, ali predlagani skrbnik spremljanja izpolnjuje zahteve iz odstavka 2, in vključuje:
The Customer Mobility Package will enable a Relevant Competitor to have its advertising material relating to a Relevant Product mailed to AIB's customers provided that all of the following conditions in this Clause 11.5.1 are satisfied in full:
vse pogoje predlaganega mandata, ki vključujejo vse potrebne določbe, da bo lahko skrbnik spremljanja opravljal svoje naloge v okviru teh zavez, in
AIB has received a Valid Application from the Relevant Competitor;
opis delovnega načrta, v katerem je navedeno, kako namerava skrbnik spremljanja opravljati naloge, ki so mu bile dodeljene.
the Relevant Competitor qualifies as a Relevant Competitor on the Date of the Request;
III – Odobritev ali zavrnitev s strani Komisije
AIB has Market Share of more than 30 % in respect of that Relevant Product as at the Date of the Request;
Komisija ima pravico, da odobri ali zavrne predlagane skrbnike spremljanja in odobri predlagani mandat ob upoštevanju morebitnih sprememb, za katere meni, da so nujne za izpolnjevanje obveznosti skrbnika spremljanja.
the Relevant Competitor will reimburse AIB on commercial terms for all costs directly involved with mailing the Relevant Competitor's material concerning the Relevant Product (‘Material’) to AIB customers (including, where relevant, printing, packaging and posting such material).
Če je odobreno le eno ime, družba AIB imenuje ali omogoči imenovanje zadevnega posameznika ali institucije kot skrbnika spremljanja v skladu z mandatom, ki ga odobri Komisija.
Relevant Competitors will be responsible for all costs involved with the production of the relevant materials, delivery and related costs of the same to AIB and the cost of mailing.
Če je odobrenih več imen, lahko družba AIB samo izbere, koga bo imenovala za skrbnika spremljanja.
The costs of customer selection in relation to the Customer Mobility Package will be borne by AIB.
Skrbnik spremljanja je imenovan v enem tednu po odobritvi Komisije v skladu z mandatom, ki ga je odobrila Komisija.
Other costs not directly involved with mailing the Relevant Competitor's Material to AIB customers will be borne by AIB;
IV – Nov predlog družbe AIB
the Relevant Competitor takes full responsibility for the lawfulness, accuracy and appropriateness of the Material and provides to AIB in advance a written indemnity from and against all and any loss or damage caused or suffered by AIB in connection with the mailing.
Irska se zavezuje, da bo družba AIB v primeru zavrnitve vseh predlaganih skrbnikov spremljanja v enem tednu od obvestila o zavrnitvi predložila imena vsaj dveh drugih oseb ali institucij v skladu z zahtevami in postopkom iz odstavka 3.
For the avoidance of doubt, AIB shall not be obliged to review the Materials, and AIB shall bear no responsibility or liability whatsoever for the Material distributed pursuant to this Measure or the fulfilment of this Measure generally; if there is any dispute in this regard between AIB and the Relevant Competitor then it will be referred to the Monitoring Trustee, who shall mediate a solution.
V – Skrbnik spremljanja, ki ga imenuje Komisija
In case no solution is found, the Monitoring Trustee will refer the matter to the Commission for resolution; and
Če Komisija zavrne vse nove predlagane skrbnike spremljanja, sama predlaga skrbnika spremljanja, ki ga družba AIB imenuje ali v zvezi s katerim ta družba omogoči njegovo imenovanje v skladu z mandatom skrbnika spremljanja, ki ga odobri Komisija.