natgillin/translations-raw huggingface dataset:
The admission of a credit intermediary by the competent authority of its home Member State as laid down in Article 29(1) shall be effective for the entire territory of the Union without further admission by the competent authorities of the host Member States being required for the carrying out of the activities and provision of services covered by the admission, provided that the activities a credit intermediary intends to carry out in the host Member States are covered by the admission.
Sprejem kreditnega posrednika s strani pristojnih organov matične države članice, kot je določen v členu 29(1) velja na celotnem ozemlju Unije, ne da bi bil potreben dodatni sprejem s strani pristojnih organov držav članic gostiteljic za opravljanje dejavnosti ali zagotavljanje storitev, zajetih s sprejemom, pod pogojem, da so bile pri tem sprejemu že vključene dejavnosti, ki jih namerava v državah članicah gostiteljicah opravljati kreditni posrednik.
However, credit intermediaries shall not be allowed to provide their services in relation to credit agreements offered by non-credit institutions to consumers in a Member State where such non-credit institutions are not allowed to operate.
Vendar pa kreditni posredniki ne smejo opravljati storitev v zvezi s kreditnimi pogodbami, ki jih nekreditne institucije ponujajo potrošnikom v državi članici, v kateri takšne nekreditne institucije ne smejo poslovati.
Appointed representatives appointed in Member States which avail themselves of the option under Article 31 are not allowed to carry out part or all of the credit intermediation activities set out in point 5 of Article 4 or to provide advisory services in Member States where such appointed representatives are not allowed to operate.
Predstavniki, imenovani v državah članicah, ki se odločijo uporabiti možnost iz člena 31, ne smejo opravljati nekaterih ali nobenih dejavnosti kreditnega posredovanja iz točke 5 člena 4 ali zagotavljati svetovalnih storitev v državah članicah, v katerih takšni imenovani predstavniki ne smejo poslovati.
Any admitted credit intermediary intending to carry out business for the first time in one or more Member States under the freedom to provide services or when establishing a branch shall inform the competent authorities of its home Member State.
Vsak sprejeti kreditni posrednik, ki namerava na podlagi svobode opravljanja storitev prvič opravljati dejavnost ali ustanoviti podružnico v eni ali več državah članicah, o tem obvesti pristojne organe matične države članice.
Within a period of one month after being informed, those competent authorities shall notify the competent authorities of the host Member States concerned of the intention of the credit intermediary and shall at the same time inform the credit intermediary concerned of that notification.
Ti pristojni organi v enem mesecu po prejemu obvestila pristojne organe zadevnih držav članic gostiteljic obvestijo o nameri kreditnega posrednika, hkrati pa tudi zadevnega kreditnega posrednika seznanijo s tem uradnim obvestilom.
They shall notify the competent authorities of the host Member States concerned of the creditors to which the credit intermediary is tied and whether the creditors take full and unconditional responsibility for the credit intermediary’s activities.
Pristojne organe zadevnih držav članic gostiteljic obvestijo o dajalcih kredita, s katerimi je povezan kreditni posrednik, ter o tem, ali dajalci kredita v celoti in brezpogojno prevzemajo odgovornost za dejavnosti kreditnega posrednika.
The host Member State shall use the information received from the home Member State to enter the necessary information into its register.
Država članica gostiteljica na podlagi informacij, ki jih prejme od matične države članice, zahtevane informacije vnese v svoj register.
The credit intermediary may start business one month after the date on which he was informed by the competent authorities of the home Member State of the notification referred to in the second subparagraph.
Kreditni posrednik lahko začne opravljati dejavnost en mesec po datumu, ko so ga pristojni organi matične države članice obvestili o uradnem obvestilu iz drugega pododstavka.
Before the branch of a credit intermediary commences its activities or within two months of receiving the notification referred to in the second subparagraph of paragraph 3, the competent authorities of the host Member State shall prepare for the supervision of the credit intermediary in accordance with Article 34 and, if necessary, indicate to the credit intermediary the conditions under which, in areas not harmonised in Union law, those activities are to be carried out in the host Member State.
Preden podružnica kreditnega posrednika začne opravljati svoje dejavnosti ali v dveh mesecih po prejemu obvestila iz drugega pododstavka odstavka 3, se pristojni organi države članice gostiteljice pripravijo na nadzor kreditnega posrednika v skladu s členom 34 in po potrebi kreditnega posrednika seznanijo s pogoji, pod katerimi se na področjih, ki niso harmonizirana v pravu Unije, te dejavnosti opravljajo v državi članici gostiteljici.
Withdrawal of admission of credit intermediaries
Preklic sprejema kreditnih posrednikov
The competent authority of the home Member State may withdraw the admission granted to a credit intermediary in accordance with Article 29 where such a credit intermediary:
Pristojni organ matične države članice lahko prekliče sprejem kreditnega posrednika, odobren v skladu s členom 29, kadar kreditni posrednik:
expressly renounces the admission or has carried out neither credit intermediation activities set out in point 5 of Article 4 nor provided advisory services for the preceding six months, unless the Member State concerned has provided for admission to lapse in such cases;
izrecno sporoči, da se odpoveduje sprejemu, ali v zadnjih šestih mesecih ni opravljal dejavnosti kreditnega posredovanja iz točke 5 člena 4 niti ni zagotavljal svetovalnih storitev, razen če zadevna država članica določi, da sprejem v takšnih primerih preneha veljati;
has obtained the admission through false or misleading statements or any other irregular means;
pridobi sprejem na podlagi netočnih ali zavajajočih izjav ali na kakršen koli drug nedovoljen način;
no longer fulfils the requirements under which admission was granted;
ne izpolnjuje več zahtev, na podlagi katerih mu je bil odobren sprejem;
falls within any of the cases where national law, in respect of matters outside the scope of this Directive, provides for withdrawal;
spada v katerega koli od primerov, za katere je v nacionalnem pravu glede zadev izven področja uporabe te direktive določen preklic sprejema;
has seriously or systematically infringed the provisions adopted pursuant to this Directive governing the operating conditions for credit intermediaries.
hudo ali sistematično krši predpise, sprejete na podlagi te direktive, ki veljajo za pogoje poslovanja kreditnih posrednikov.
Where the admission of a credit intermediary is withdrawn by the competent authority of the home Member State, the latter shall notify the competent authorities of the host Member States of such withdrawal as soon as possible and at the latest within 14 days, by any appropriate means.
Kadar pristojni organ matične države članice prekliče sprejem kreditnega posrednika, pristojne organe držav članic gostiteljic čim prej, najpozneje pa v 14 dneh, na kakršen koli ustrezen način uradno obvesti o takšnem preklicu.
Member States shall ensure that credit intermediaries whose admission has been withdrawn are deleted from the register without undue delay.
Države članice zagotovijo, da se kreditni posredniki, ki se jim prekliče sprejem, nemudoma izbrišejo iz registra.
Supervision of credit intermediaries and appointed representatives
Nadzor kreditnih posrednikov in imenovanih predstavnikov
Member States shall ensure that credit intermediaries are subject to supervision of their ongoing activities by the competent authorities of the home Member State.
Države članice zagotovijo, da pristojni organi matične države članice nadzorujejo tekoče dejavnosti kreditnih posrednikov.
Home Member States shall provide that tied credit intermediaries are to be subject to supervision directly or as part of the supervision of the creditor on behalf of which they act if the creditor is a credit institution authorised in accordance with Directive 2013/36/EU or another financial institution which under national law is subject to an equivalent authorisation and supervision regime.
Matične države članice določijo, da se povezane kreditne posrednike nadzoruje neposredno ali v okviru nadzora dajalca kredita, v imenu katerega delujejo, če je dajalec kredita kreditna institucija z dovoljenjem v skladu z Direktivo 2013/36/EU ali druga finančna institucija, za katero v skladu z nacionalnim pravom velja enakovredna ureditev glede odobritve in nadzora.
However, if the tied credit intermediary provides services in a Member State other than the home Member State, then the tied credit intermediary shall be subject to supervision directly.
Če pa povezani kreditni posrednik opravlja storitve v državi članici, ki ni njegova matična država članica, je povezani kreditni posrednik pod neposrednim nadzorom.
Home Member States which allow credit intermediaries to appoint representatives in accordance with Article 31 shall ensure that such appointed representatives are subject to supervision either directly or as part of the supervision of the credit intermediary on behalf of which it acts.
Matične države članice, ki kreditnim posrednikom dovolijo imenovanje predstavnikov v skladu s členom 31, zagotovijo, da se takšni imenovani predstavniki nadzorujejo neposredno ali v okviru nadzora kreditnega posrednika, v imenu katerega delujejo.
The competent authorities of the Member States in which a credit intermediary has a branch shall be responsible for ensuring that the services provided by the credit intermediary within its territory comply with the obligations laid down in Article 7(1) and Articles 8, 9, 10, 11, 13, 14, 15, 16, 17, 20, 22 and 39 and in measures adopted pursuant thereto.
Pristojni organi držav članic, v katerih ima kreditni posrednik podružnico, so dolžni zagotoviti, da so storitve kreditnega posrednika na njihovem ozemlju skladne z obveznostmi iz člena 7(1) ter členov 8, 9, 10, 11, 13, 14, 15, 16, 17, 20, 22 in 39 ter iz ukrepov, sprejetih v skladu z njimi.
Where the competent authorities of a host Member State ascertain that a credit intermediary that has a branch within its territory is in breach of the measures adopted in that Member State pursuant to Article 7(1) and Articles 8, 9, 10, 11, 13, 14, 15, 16, 17, 20, 22 and 39, those authorities shall require the credit intermediary concerned to put an end to its irregular situation.
Kadar pristojni organi države članice gostiteljice ugotovijo, da kreditni posrednik s podružnico na njenem ozemlju krši ukrepe, sprejete v tej državi članici na podlagi člena 7(1) ter členov 8, 9, 10, 11, 13, 14, 15, 16, 17, 20, 22 in 39, ti organi od zadevnega kreditnega posrednika zahtevajo, da odpravi nepravilnosti.
If the credit intermediary concerned fails to take the necessary steps, the competent authorities of the host Member State shall take all appropriate action to ensure that the credit intermediary concerned puts an end to its irregular situation.
Če zadevni kreditni posrednik ne ukrepa ustrezno, pristojni organi države članice gostiteljice sprejmejo vse potrebne ukrepe, s katerimi zagotovijo, da zadevni kreditni posrednik odpravi te nepravilnosti.
The nature of that action shall be communicated to the competent authorities of the home Member State.
O naravi teh ukrepov se obvesti pristojne organe matične države članice.
If, despite the action taken by the host Member State, the credit intermediary persists in breaching the measures referred to in the first subparagraph in force in the host Member State, the host Member State may, after informing the competent authorities of the home Member State, take appropriate action to prevent or to penalise further irregularities and, in so far as necessary, to prevent the credit intermediary from initiating any further transactions within its territory.
Če kreditni posrednik kljub ukrepom, ki jih sprejme država članica gostiteljica, še naprej krši ukrepe iz prvega pododstavka, ki veljajo v državi članici gostiteljici, lahko država članica gostiteljica, po obvestilu pristojnim organom matične države članice, sprejme ustrezne ukrepe za preprečitev ali kaznovanje nadaljnjih nepravilnosti in, kolikor je potrebno, za to, da kreditnemu posredniku prepreči nadaljnje dejavnosti na njenem ozemlju.
The Commission shall be informed of any such action without undue delay.
Komisija se brez nepotrebnega odlašanja obvesti o takih ukrepih.
Where the competent authority of the home Member State disagrees with such action taken by the host Member State, it may refer the matter to EBA and request its assistance in accordance with Article 19 of Regulation (EU) No 1093/2010.
Kadar se pristojni organ matične države članice ne strinja s takšnimi ukrepi, ki jih sprejme država članica gostiteljica, lahko zadevo predloži EBA in ga zaprosi za pomoč v skladu s členom 19 Uredbe (EU) št. 1093/2010.
In that case, EBA may act in accordance with the powers conferred on it by that Article.
V takšnem primeru lahko EBA ukrepa v skladu s pooblastili, ki so mu dodeljena z navedenim členom.
The competent authorities of the Member States in which the branch is located shall have the right to examine branch arrangements and to request such changes as are strictly needed to fulfil its responsibilities under paragraph 2 and to enable the competent authorities of the home Member State to enforce the obligations under Article 7(2), (3) and (4) and measures adopted pursuant thereto with respect to the services provided by the branch.
Pristojni organi držav članic, kjer je podružnica, imajo pravico pregledati ureditev podružnice in zahtevati takšne spremembe, ki so nujno potrebne, da lahko izpolni svoje naloge iz odstavka 2 in da lahko pristojni organi matične države članice zahtevajo izpolnitev obveznosti iz člena 7(2), (3) in (4) ter iz ukrepov, sprejetih v skladu z njimi, glede storitev, ki jih opravlja podružnica.
Where the competent authority of the host Member State has clear and demonstrable grounds for concluding that a credit intermediary acting within its territory under the freedom to provide services is in breach of the obligations arising from the measures adopted pursuant to this Directive or that a credit intermediary that has a branch within its territory is in breach of the obligations arising from the measures adopted pursuant to this Directive, other than those specified in paragraph 2, it shall refer those findings to the competent authority of the home Member State which shall take the appropriate action.
Kadar ima pristojni organ države članice gostiteljice jasne in dokazljive razloge za ugotovitev, da kreditni posrednik, ki na njenem ozemlju svobodno opravlja storitve, krši obveznosti, ki izhajajo iz ukrepov, sprejetih na podlagi te direktive, ali da kreditni posrednik, ki ima na njenem ozemlju podružnico, krši obveznosti, ki izhajajo iz ukrepov, sprejetih na podlagi te direktive, razen tistih iz odstavka 2, s temi ugotovitvami seznani pristojni organ matične države članice, ki sprejme ustrezne ukrepe.
Where the competent authority of the home Member State fails to take any action within one month from obtaining those findings or where, despite the action taken by the competent authority of the home Member State, a credit intermediary persists in acting in a manner that is clearly prejudicial to the interests of the host Member State consumers or orderly functioning of the markets, the competent authority of the host Member State:
Kadar pristojni organ matične države članice v mesecu dni po seznanitvi s temi ugotovitvami ne sprejme nobenih ukrepov ali če kreditni posrednik kljub ukrepom, ki jih je sprejel pristojni organ matične države članice, še naprej deluje na način, ki nedvomno škodi interesom potrošnikov države članice gostiteljice ali pravilnemu delovanju trgov, pristojni organ države članice gostiteljice:
shall, after having informed the competent authority of the home Member State, take all appropriate action needed to protect consumers and ensure the proper functioning of the markets, including by preventing the offending credit intermediary from initiating any further transactions within its territory.
potem ko obvesti pristojni organ matične države članice, ukrene vse potrebno za zaščito potrošnikov in pravilnega delovanja trgov, med drugim kreditnim posrednikom kršiteljem prepreči nadaljnje dejavnosti na njegovem ozemlju.
The Commission and EBA shall be informed of such action without undue delay;
Komisijo in EBA se brez nepotrebnega odlašanja obvesti o takšnih ukrepih;
may refer the matter to EBA and request its assistance in accordance with Article 19 of Regulation (EU) No 1093/2010.
lahko zadevo predloži EBA in ga zaprosi za pomoč v skladu s členom 19 Uredbe (EU) št. 1093/2010.
In that case EBA may act in accordance with the powers conferred on it by that Article.
V takšnem primeru lahko EBA ukrepa v skladu s pooblastili, ki so mu dodeljena z navedenim členom.
Member States shall provide that, where a credit intermediary admitted in another Member State has established a branch within its territory, the competent authorities of the home Member State, in the exercise of their responsibilities and after having informed the competent authorities of the host Member State, may carry out on-site inspections in that branch.
Države članice določijo, da lahko, kadar kreditni posrednik, ki je bil sprejet v drugi državi članici, ustanovi podružnico na njenem ozemlju, pristojni organi matične države članice pri izvajanju svojih pristojnosti in po obvestilu pristojnih organov države članice gostiteljice opravljajo inšpekcijske preglede te podružnice na kraju samem.
The allocation of tasks between Member States specified in this Article shall be without prejudice to the Member States’ competences in relation to fields not covered by this Directive in conformity with their obligations under Union law.
Razdelitev nalog med državami članicami, določena v tem členu, ne posega v pristojnosti držav članic v zvezi s področji, ki niso zajeta v tej direktivi v skladu z njihovimi obveznostmi po pravu Unije.
ADMISSION AND SUPERVISION OF NON-CREDIT INSTITUTIONS
SPREJEM NEKREDITNIH INSTITUCIJ IN NADZOR NAD NJIMI
Admission and supervision of non-credit institutions
Sprejem nekreditnih institucij in nadzor nad njimi
Member States shall ensure that non-credit institutions are subject to adequate admission process including entering the non-credit institution in a register and supervision arrangements by a competent authority.
Države članice zagotovijo, da za nekreditne institucije velja ustrezen sprejemni postopek, kar vključuje vpis nekreditne institucije v register ter nadzor, ki ga izvaja pristojni organ.
COOPERATION BETWEEN COMPETENT AUTHORITIES OF DIFFERENT MEMBER STATES
SODELOVANJE MED PRISTOJNIMI ORGANI RAZLIČNIH DRŽAV ČLANIC
Competent authorities of different Member States shall cooperate with each other whenever necessary for the purpose of carrying out their duties under this Directive, making use of their powers, whether set out in this Directive or in national law.
Pristojni organi različnih držav članic sodelujejo med seboj, kadar koli je to potrebno zaradi izpolnjevanja njihovih nalog iz te direktive, pri čemer uporabljajo pooblastila iz te direktive ali iz nacionalnega prava.
Competent authorities shall render assistance to competent authorities of the other Member States.
Pristojni organi nudijo pomoč pristojnim organom drugih držav članic.
In particular, they shall exchange information and cooperate in any investigation or supervisory activities.
Zlasti si izmenjujejo informacije in sodelujejo pri vseh preiskavah ali nadzornih dejavnosti.
In order to facilitate and accelerate cooperation, and more particularly the exchange of information, Member States shall designate one single competent authority as a contact point for the purposes of this Directive.
Da bi države članice poenostavile in pospešile sodelovanje ter zlasti izmenjavo informacij, za namene te direktive imenujejo en sam pristojni organ kot kontaktno točko.
Member States shall communicate to the Commission and to the other Member States the names of the authorities which are designated to receive requests for exchange of information or cooperation pursuant to this paragraph.
Države članice Komisiji in drugim državam članicam sporočijo imena organov, imenovanih za sprejemanje zahtev za izmenjavo informacij ali sodelovanje na podlagi tega odstavka.
Member States shall take the necessary administrative and organisational measures to facilitate assistance provided for in paragraph 1.
Države članice sprejmejo potrebne upravne in organizacijske ukrepe za omogočanje pomoči iz odstavka 1.
Competent authorities of Member States having been designated as contact points for the purposes of this Directive in accordance with paragraph 1 shall without undue delay supply one another with the information required for the purposes of carrying out the duties of the competent authorities, designated in accordance with Article 5, set out in the measures adopted pursuant to this Directive.
Pristojni organi držav članic, ki so za namene te direktive v skladu z odstavkom 1 imenovani za kontaktne točke, drug drugemu pošljejo informacije, potrebne za opravljanje nalog pristojnih organov, imenovanih v skladu s členom 5, ki so določene z ukrepi, sprejetimi na podlagi te direktive.
Competent authorities exchanging information with other competent authorities under this Directive may indicate at the time of communication that such information must not be disclosed without their express agreement, in which case such information may be exchanged solely for the purposes for which those authorities gave their agreement.
Pristojni organi, ki si izmenjujejo informacije z drugimi pristojnimi organi v skladu s to direktivo, lahko pri posredovanju informacij navedejo, da takšne informacije ne smejo biti razkrite brez njihovega izrecnega privoljenja, pri čemer se lahko takšne informacije izmenjajo samo za namene, za katere so ti organi dali privoljenje.
The competent authority having been designated as the contact point may transmit the information received to the other competent authorities, however it shall not transmit the information to other bodies or natural or legal persons without the express agreement of the competent authorities which disclosed it and solely for the purposes for which those authorities gave their agreement, except in duly justified circumstances in which case it shall immediately inform the contact point that supplied the information.
Pristojni organ, imenovan za kontaktno točko, lahko informacije, ki jih prejme, posreduje drugim pristojnim organom, ne sme pa jih posredovati drugim telesom ali fizičnim oziroma pravnim osebam brez izrecnega privoljenja pristojnega organa, ki mu jih je razkril, ter jih lahko posreduje le za namene, za katere mu je ta organ dal privoljenje, razen v ustrezno utemeljenih okoliščinah v tem primeru pa kontaktno točko takoj obvesti o informacijah, ki jih je posredovala.
A competent authority may refuse to act on a request for cooperation in carrying out an investigation or supervisory activity or to exchange information as provided for in paragraph 3 only where:
Pristojni organ lahko izpolnitev zahteve za sodelovanje pri preiskavi oziroma nadzorni dejavnosti ali za izmenjavo informacij, kot je določeno v odstavku 3, zavrne le, kadar:
such an investigation, on-the-spot verification, supervisory activity or exchange of information might adversely affect the sovereignty, security or public policy of the Member State addressed;
bi lahko taka preiskava, preverjanje na kraju samem, nadzorna dejavnost ali izmenjava informacij ogrozili suverenost, varnost ali javni red naslovljene države članice;
judicial proceedings have already been initiated in respect of the same actions and the same persons before the authorities of the Member State addressed;
je pred organi naslovljene države članice že sprožen sodni postopek v zvezi z istimi dejanji in osebami;