natgillin/translations-raw huggingface dataset:
The interest rate is the discounted rate that is being offered by the reporting agent.
Institucije, ki ponujajo plačilne storitve za ne-MFI
In line with Part 2 of Annex II to Regulation (EU) No 1071/2013 (ECB/2013/33), deposits placed pursuant to the French regulated housing plan plan d’épargne-logement (PEL) are classified as deposits with an agreed maturity of over two years.
Število
The government regulates the conditions governing these PELs and fixes the interest rate, which remains unchanged over the entire maturity of the deposit, i.e. each ‘generation’ of PELs has the same interest rate attached to it.
Število pisarn
PELs are held for at least four years and each year the customer deposits a minimal pre-fixed amount but is allowed to increase the payments at any time during the course of the scheme.
Število vlog čez noč (v tisočih)
Reporting agents report as new business the initial deposit at the opening of a new PEL.
od tega:
The amount of money that is initially placed in the PEL may be very low, which means that the weight attached to the new business rate will also be relatively low.
Kreditne institucije, pravno ustanovljene v državi poročevalki
This approach ensures that the new business rate always reflects the conditions governing the current generation of PELs.
Vrednost vlog čez noč pri ne-MFI
Changes in the interest rate applied to the new PELs are reflected in the new business rate.
Podružnice kreditnih institucij, ki se nahajajo v euroobmočju
The reaction of consumers in terms of a portfolio shift from other long-term deposits to pre-existing PELs is not reflected in the new business rates but only in the rates on outstanding amounts.
Podružnice kreditnih institucij, ki se nahajajo v EGP, zunaj euroobmočja
At the end of the period of four years, the customer may either ask for a loan at a discounted rate or renew the contract.
Podružnice kreditnih institucij, ki se nahajajo zunaj EGP
Since this renewal of the PEL is carried out automatically without any active involvement on the part of the customer, and since the terms and conditions of the contract including the interest rate are not renegotiated, in line with Part 2 of Annex I to Regulation (EU) No 1072/2013 (ECB/2013/34) this renewal is not considered as new business.
Institucije za izdajo elektronskega denarja
On renewing the contract, the customer is allowed to make additional deposits, provided that the outstanding amount does not exceed a defined ceiling and the contract does not exceed a defined maximum years of maturity.
Število institucij
If the ceiling or maximum maturity are reached, the contract is frozen.
Drugi ponudniki plačilnih storitev
The household or non-financial corporation retains the borrowing rights and is still granted interest in accordance with the conditions prevailing at the time of opening the PEL as long as the money is left in the bank’s book.
Število vlog čez noč pri ne-MFI (v tisočih)
The government grants a subsidy in terms of an interest payment on top of the interest rate offered by the credit or other institution.
Pojasnjevalne postavke:
In line with Part 1 of Annex I to Regulation (EU) No 1072/2013 (ECB/2013/34) only that part of the interest payment offered by the credit or other institution is captured in MFI interest rate statistics.
Skupno število plačilnih institucij, ki v državi poslujejo čezmejno
The government subsidy, which is paid through but not by the credit or other institution, is ignored.
 število plačilnih institucij, ki ponujajo storitve prek ustanovljene podružnice
Negative interest rates on deposits should be included in MFI interest rates provided that such rates are not exceptional having regard to market conditions.
 število plačilnih institucij, ki ponujajo storitve prek zastopnika
PART 16
 število plačilnih institucij, ki ne ponujajo storitev niti prek ustanovljene podružnice niti prek zastopnika
Payments statistics
Tabela 2 dopolnjuje tabelo 1 iz Uredbe (EU) št. 1409/2013 (ECB/2013/43).
In addition to the indicators specified in Regulation (EU) No 1409/2013 (ECB/2013/43), and as stated in Article 18(1) of this Guideline, the NCBs report the additional information required under Tables 1 to 7.
Število pisarn – število poslovnih enot v državi poročevalki.
This information is subject to the same timeliness as is specified for the indicators in the Regulation.
Vsaka poslovna enota, ustanovljena v isti državi poročevalski, se šteje ločeno.
For those indicators for which a definition is not provided in the Regulation, a definition is included in the relevant table.
Vključene so samo tiste pisarne (ne glede na njihovo velikost in delovni čas), ki ponujajo plačilne storitve z brezgotovinskim obračunom in poravnavo, medtem ko mobilne pisarne niso vključene.
Information required under the tables of the Regulation and of this Guideline should be reported irrespective of the actual existence of the underlying phenomenon and even when they are zero.
Glavna uprava institucije se šteje kot pisarna, če ponuja plačilne storitve z brezgotovinskim obračunom in poravnavo.
‘NC’ with an observation status M is used to indicate that the phenomenon does not exist.
Podružnica – poslovna enota (razen glavne uprave), ki se nahaja v državi poročevalki in jo je ustanovila kreditna institucija, pravno ustanovljena v drugi državi.
For memorandum items, if actual data, estimates or provisional data cannot be provided, NCBs report NC with an observation status L.
Podružnica nima pravne osebnosti in neposredno izvršuje nekatere ali vse transakcije, ki so neločljivo povezane s poslovanjem kreditnih institucij.
Settlement media
Vse poslovne enote, ki jih v državi poročevalki ustanovi ista institucija, pravno ustanovljena v drugi državi, sestavljajo eno podružnico.
End of period unless otherwise stated; value in EUR millions
Vsaka od teh poslovnih enot se šteje za posamezno pisarno.
Value
Podružnica kreditne institucije, ki se nahaja v euroobmočju – podružnica (ki se nahaja v državi poročevalki) kreditne institucije, ki je pravno ustanovljena zunaj države poročevalke, vendar v euroobmočju.
Frequency
Podružnica kreditne institucije, ki se nahaja zunaj EGP – podružnica (ki se nahaja v državi poročevalki) banke, ki se nahaja zunaj EGP.
Settlement media used by non-MFIs
Podružnica kreditne institucije, ki se nahaja v EGP (zunaj euroobmočja) – podružnica (ki se nahaja v državi poročevalki) kreditne institucije, pravno ustanovljene v državi EGP zunaj države poročevalke in zunaj euroobmočja.
Liabilities of the NCB
Plačilne institucije, ki čezmejno poslujejo v državi – plačilne institucije, ki se nahajajo zunaj države poročevalke, vendar poslujejo v državi poročevalki prek ustanovljene podružnice, zastopnika ali s pomočjo oddaljenega dostopa.
Overnight deposits denominated in euro
Plačilne transakcije, ki vključujejo ne-MFI
of domestic central governments
Skupaj za obdobje; število transakcij v milijonih; vrednost transakcij v milijonih EUR; letna frekvenca
Geo 0
Poslane
of other euro area Member States’ central governments
Prejete
of rest of the world, except banks
Pojasnjevalne postavke
Liabilities of other MFIs
Vrednost transakcij
Settlement media used by credit institutions
Transakcije po vrsti plačilnega instrumenta
Overnight deposits in euro held at other credit institutions
Kreditni prenosi
Intraday borrowing in euro from the central bank (average for last reserve maintenance period)
Odrejeni elektronsko
Settlement media used by non-MFIs — assets or claims on assets that can be used by non-MFIs for payments.
Odrejeni kot posamezno plačilo
Overnight deposits — as defined in ‘Instrument categories’ in Part 2 of Annex II of Regulation (EU) No 1071/2013 (ECB/2013/33).
Elektronska plačila prek spletnega bančništva
All accounts are included, irrespective of the currency in which they are denominated; thus, ‘overnight deposits denominated in other currencies’ is a sub-category of ‘overnight deposits’.
Odobritve računov z enostavno vknjižbo
Overnight deposits denominated in other currencies — value of overnight deposits held by non-MFIs in other currencies.
Obremenitve računov z enostavno vknjižbo
Settlement media used by credit institutions — assets or claims on assets that can be used by credit institutions for payments.
Denarna nakazila
Intraday borrowing in euro from the central bank (average for last reserve maintenance period) — total value of credit extended by the central bank to credit institutions and reimbursed within a period of less than one business day.
Transakcije prek telekomunikacijske, digitalne ali informacijsko-tehnološke naprave
This is the average of the daily maximum value of simultaneous and actual intraday overdraft positions or drawings on intraday credit facilities during the day for all credit institutions taken together.
Tabela 3 dopolnjuje tabelo 4 iz Uredbe (EU) No 1409/2013 (ECB/2013/43).
All days in the maintenance period, including weekends and bank holidays, are considered in the average.
Elektronska plačila prek spletnega bančništva – transakcije, odrejene prek sistemov spletnega bančništva in storitev odreditve plačil.
Institutions offering payment services to non-MFIs
Postavka »elektronska plačila prek spletnega bančništva« izključuje plačila, ki jih večinoma odredi plačnik prek spletnega bančništva in ne vključujejo istočasne transakcije spletnega nakupa.
End of period; original units unless otherwise stated; value in EUR millions
Prav tako izključuje spletne račune, ki ne vključujejo istočasne transakcije spletnega nakupa.
Number
Odobritve računov z enostavno vknjižbo – transakcija v dobro, ki jo odredi ponudnik plačilnih storitev (vključno z izdajateljem elektronskega denarja) brez posebnega naloga za transakcijo in ki se izvrši z enostavno vknjižbo, tj. vknjižbo v dobro, na račun stranke, tj. brez uporabe tradicionalnega plačilnega instrumenta.
Number of offices
Za to postavko se poročajo naslednje transakcije: (a) plačila obresti s strani banke; (b) plačila dividend s strani banke; (c) izplačilo zneska posojila na tekoči račun stranke; in (d) druge odobritve računa z enostavno vknjižbo.
Number of overnight deposits (thousands)
Ti podatki so izključeni iz kreditnih prenosov.
of which:
Obremenitve računa z enostavno vknjižbo – transakcija v breme, ki jo odredi ponudnik plačilnih storitev (vključno z izdajateljem elektronskega denarja) brez posebnega naloga za transakcijo in ki se izvrši z enostavno vknjižbo (knjižba v breme) na račun stranke, tj. brez uporabe tradicionalnega plačilnega instrumenta.
Credit institutions legally incorporated in the reporting country
Za to postavko se poročajo naslednje transakcije: (a) obresti, ki jih zaračuna banka; (b) odbitek bančnih provizij; (c) plačilo davkov, povezanih s finančnimi sredstvi, če so ločena transakcija, vendar jih stranka ni ločeno odobrila; (d) vračilo zneska posojila; in (e) druge obremenitve računa z enostavno vknjižbo.
Value of overnight deposits held by non-MFIs
Ti podatki so izključeni iz neposrednih obremenitev.
Branches of euro area-based credit institutions
Denarno nakazilo – kakor je opredeljeno v členu 4 Direktive 2007/64/ES Evropskega parlamenta in Sveta [56].Transakcije prek telekomunikacijske, digitalne ali informacijsko-tehnološke naprave – kakor so opredeljene v točki 7 Priloge k Direktivi 2007/64/ES.
Branches of EEA-based credit institutions outside the euro area
Plačilne transakcije po vrsti terminala, ki vključujejo ne-MFI
Branches of non-EEA-based credit institutions
Gotovinska izplačila na POS terminalih
Electronic money institutions
Dvigi gotovine prek okenc
Other payment service providers
Tabela 4 dopolnjuje tabelo 5 iz Uredbe (EU) št. 1409/2013 (ECB/2013/43).
Number of overnight deposits held by non-MFIs (thousands)
Gotovinsko izplačilo na terminalih na prodajnih mestih (POS) – transakcije, pri katerih imetnik kartice prejme gotovino na POS terminalu v kombinaciji s plačilno transakcijo za blago ali storitve.
Memo items:
Če ni mogoče ugotoviti podatkov o gotovinskih izplačilih na POS terminalih, se te transakcije poročajo kot »POS transakcije«.
 number of payment institutions providing services through an agent
Te transakcije ne pomenijo plačil v ožjem pomenu, ker obsegajo samo spremembo iz gotovine v denar na računu.
 number of payment institutions providing services neither establishing a branch nor through an agent
Dvig gotovine prek okenc – dvig gotovine z računa pri ponudniku plačilnih storitev z uporabo obrazca, vključno z dvigi, pri katerih se kartica uporabi večinoma za identifikacijo prejemnika plačila.
Table 2 complements Table 1 of Regulation (EU) No 1409/2013 (ECB/2013/43).
Te transakcije ne pomenijo plačil v ožjem pomenu, ker obsegajo samo spremembo iz denarja na računu v gotovino.
Number of institutions — comprises the legally independent institutions operating in the reporting country.
Tabela 5
Each institution is counted once, irrespective of the number of offices it maintains in the country.
Udeležba v izbranih plačilnih sistemih: sistem TARGET2
Number of offices — number of places of business in the reporting country.
Konec obdobja; prvotne enote; letna frekvenca
Each place of business set up in the same reporting country is counted separately.
Komponenta sistema TARGET2
Only those offices (regardless of their size and operating hours) that provide payment services with cashless clearing and settlement are included, while mobile offices are not included.
Število udeležencev
The head office of the institution is counted as an office if it offers payment services with cashless clearing and settlement.
Neposredni udeleženci
Branch — a place of business (other than the head office) which is located in the reporting country and which has been established by a credit institution legally incorporated in another country.
Drugi neposredni udeleženci
It has no legal personality and carries out directly some or all of the transactions inherent in the business of credit institutions.
Javna uprava
All of the places of business set up in the reporting country by the same institution legally incorporated in another country constitute a single branch.
Organizacije, ki opravljajo storitve kliringa in poravnave
Each of these places of business is counted as an individual office.
Druge finančne institucije
Branch of a euro area-based credit institution — a branch (located in the reporting country) of a credit institution legally incorporated outside the reporting country but within the euro area.
Ostali
Branch of a non-EEA-based credit institution — a branch (located in the reporting country) of a non-EEA-based bank.
Posredni udeleženci
Branch of an EEA-based credit institution (outside the euro area) — a branch (located in the reporting country) of a credit institution legally incorporated in an EEA country outside the reporting country and outside the euro area.
Tabela 6
Payment institutions operating in the country on a cross-border basis — payment institutions located outside the reporting country but operating in the reporting country through an established branch, an agent or by remote access.
Plačila, obdelana v izbranih plačilnih sistemih: sistem TARGET2
Payment transactions involving non-MFIs
Kreditni prenosi in direktne obremenitve
Total for the period; number of transactions in millions; value of transactions in EUR millions; annual frequency
Znotraj iste komponente sistema TARGET2
Sent
V drugo komponento sistema TARGET2
Received
V komponento sistema TARGET2 v euroobmočju
Memo items
V komponento sistema TARGET2 zunaj euroobmočja
Number of transactions
Razmerje koncentracije
Value of transactions
Komponenta sistema TARGET2 – kakor je opredeljena v členu 2 Smernice ECB/2012/27 [57].V sistemu TARGET2 pojem »čezmejno« temelji na lokaciji komponente in ne na lokaciji udeleženca kot v primeru drugih plačilnih sistemov.
Transactions per type of payment instrument
Tabeli 6 in 7 Uredbe (EU) No 1409/2013 (ECB/2013/43) je treba poročati za vsak plačilni sistem razen za sistem TARGET2.
Credit transfers
NCB morajo razlikovati med sistemi za plačila velikih vrednosti in sistemi za plačila na drobno:
Initiated electronically
Sistemi za plačila velikih vrednosti – kakor so opredeljeni v členu 2 Uredbe (EU) št. 260/2012 Evropskega parlamenta in Sveta [58].Sistemi za plačila na drobno – kakor so opredeljeni v členu 2 Uredbe (EU) št. 260/2012.
Initiated on a single payment basis
Tabela 7
Online banking based e-payments
Dejavnosti ponudnikov plačilnih storitev po vrsti plačilne storitve
Geo 1
Skupaj za obdobje; število poslanih transakcij v milijonih; vrednost poslanih transakcij v milijonih EUR; letna frekvenca
Credits to the accounts by simple book entry
Pojasnjevalna postavka
Debits from the accounts by simple book entry
Direktne obremenitve
Money remittances
Kartična plačila
Geo 3
Denarna nakazila
Geo 2
Pojasnjevalna postavka Transakcije prek telekomunikacijske, digitalne ali informacijsko-tehnološke naprave
Transactions via telecommunication, digital or IT device
Poštne žiro institucije
Table 3 complements Table 4 of Regulation (EU) No 1409/2013 (ECB/2013/43).
Plačilne institucije
Online banking based e-payments — transactions initiated through online banking schemes and payment initiation services.
Javne oblasti: (a) ECB in NCB; ter (b) države članice ali lokalni organi
The item ‘online banking based e-payments’ excludes payments merely initiated by the payer via online banking not involving a simultaneous online shopping transaction.
Direktne obremenitve – kakor so opredeljene v Prilogi II k Uredbi (EU) št. 1409/2013 (ECB/2013/43).
It also excludes invoices presented online not involving a simultaneous online shopping transaction.
Kartična plačila – plačilne transakcije, kakor so opredeljene v drugi alinei točk 3 in 4 v Prilogi k Direktivi 2007/64/ES.
Credits to the accounts by simple book entry — credit transaction initiated by a payment service provider (PSP) (including electronic money issuer) without a specific transaction order and executed by simple book entry, i.e. credit entry, to the account of a customer, i.e. without the use of a traditional payment instrument.
Kreditni prenosi – kakor so opredeljeni v Prilogi II k Uredbi (EU) št. 1409/2013 (ECB/2013/43).
The following transactions are reported for this item: (a) interest payment by the bank; (b) dividend payment by the bank; (c) disbursal of the amount of a loan to the current account of the customer; and (d) other credits to the account by simple book entry.
Zahtevana geografska razčlenitev sledi poimenovanju, določenem v Uredbi (EU) št. 1409/2013 (ECB/2013/43), in sicer:
These data are excluded from credit transfers.
Tabela 8
Debits from the account by simple book entry — debit transaction initiated by a PSP (including electronic money issuer) without a specific transaction order and executed by simple book entry (debit entry) to the account of a customer, i.e. without the use of a traditional payment instrument.
Geografska razčlenitev
The following transactions are reported for this item: (a) charge of interest by the bank; (b) deduction of banking fees; (c) payment of taxes linked to financial assets, if they are a separate transaction but not separately authorised by the customer; (d) repayments of the amount of a loan; and (e) other debits to the account by simple book entry.
Domače in čezmejne združeno
These data are excluded from direct debits.
Čezmejne
Money remittances — as defined in Article 4 of Directive 2007/64/EC of the European Parliament and of the Council [56].Transactions via telecommunication, digital or IT device — as defined in Point 7 of the Annex to Directive 2007/64/EC.
Razčlenitve po posamezni državi za vse države Unije
Payment transactions per type of terminal involving non-MFIs
Člen 4 Uredbe (EU) št. 1409/2013 (ECB/2013/43) določa pogoje, pod katerimi lahko NCB odobrijo odstopanja poročevalskim enotam.
Cash advances at POS terminals
Zlasti odstavek 2 določa, da lahko NCB odobrijo odstopanja poročevalskim enotam samo, če te poročevalske enote ne prispevajo na nacionalni ravni k statistično pomembnemu zajetju plačilnih transakcij za vsako vrsto plačilne storitve.
OTC cash withdrawals
Statistično pomembno zajetje je opredeljeno kot 95 % vrednosti plačilnih transakcij za vsako plačilno storitev.
OTC cash deposits
Če se odobrijo odstopanja, morajo NCB ekstrapolirati podatke, ki jih je treba poročati ECB.
Table 4 complements Table 5 of Regulation (EU) No 1409/2013 (ECB/2013/43).
Prehodne določbe
Cash advance at point of sale (POS) terminals — transactions in which the cardholder receives cash at a POS terminal in combination with a payment transaction for goods or services.
Zgodovinski podatki
If it is not possible to distinguish data on cash advances at POS terminals, these are reported as ‘POS transactions’.
Zaradi večje primerljivosti podatkov bi morale NCB za referenčno obdobje 2013 poročati zgodovinske informacije za vse postavke iz Uredbe (EU) št. 1409/2013 (ECB/2013/43) in iz te smernice po najboljših prizadevanjih.
Over the counter (OTC) cash deposit — cash deposit to an account at the PSP using a form, including where a card is used merely to identify the payer.
NCB določijo najboljši način izpolnjevanja te zahteve, po možnosti s pomočjo ocen.
Includes cash deposited into a PSP’s day or night deposit box for crediting to an account at the PSP.
Za tiste vrste podatkov, ki še niso bile zagotovljene v okviru prejšnje Smernice ECB/2007/9, in kadar dejanski podatki niso na voljo, je NCB dovoljeno, da poročajo informacije kot »ni na voljo« (vrste podatkov NC s statusom opazovanja L) [59].Podatki za referenčno obdobje 2014 – tabele iz te smernice
These transactions do not represent payments in the strict sense, comprising only a change from cash to account money.
V zvezi z zahtevami, določenimi v tabelah iz te smernice, je NCB dovoljeno, da poročajo podatke za referenčno obdobje 2014 po najboljših prizadevanjih, v skladu z enakimi pravili, kakor so določena za zgodovinske podatke (glej zgoraj).
OTC cash withdrawal: cash withdrawal from an account at the PSP using a form, including where a card is used merely to identify the payee.
Podatki za referenčno obdobje 2014 – tabele iz Uredbe (EU) št. 1409/2013 (ECB/2013/43)
These transactions do not represent payments in the strict sense, comprising only a change from account money to cash.
Ker je treba zahteve, določene v Uredbi (EU) št. 1409/2013 (ECB/2013/43), izpolnjevati z letno frekvenco, morajo NCB zagotoviti eno samo številko za vsako vrsto podatkov, ki se poročajo za celo leto (kjer je primerno, se agregirajo podatki za prvo polovico leta 2014 in za drugo polovico leta 2014).
Table 5.
V zvezi s podatki za prvo polovico leta 2014 NCB določijo najboljši način izpolnjevanja te zahteve.
Participation in selected payment systems: TARGET2
Če dejanski podatki niso na voljo, lahko NCB zagotovijo ocene.
End of period; original units; annual frequency
Če se ocene zagotovijo v skladu s prehodnimi določbami, mora vsaka NCB določiti metodologijo, ki je odvisna od posebnosti v državi.
TARGET2 component system
NCB morajo zagotoviti pojasnila, da pojasnijo uporabljeni pristop.
Number of participants
DEL 17
Direct participants
Statistika sredstev in obveznosti investicijskih skladov
Public administration
Podatki, ki jih je treba zagotoviti četrtletno: stanja in popravki tokov
Clearing and settlement organisations
C. Tujina
Other financial institutions
Ne-MFI - Skupaj
Others
Ne-MFI - Skupaj
Indirect participants
Država (S.13)
Table 6.
Država (S.13)
Payments processed by selected payment systems: TARGET2
Nesodelujoče države članice
Credit transfers and direct debits
Japonska
Within the same TARGET2 component system
Investicijski skladi razen SDT
To another TARGET2 component system
Zavarovalne družbe + pokojninski skladi (S.128+S.129)
To a euro area TARGET2 component system
Zavarovalne družbe (S. 128)
To a non-euro area TARGET2 component system
Terjatve iz naslova vlog in posojil
Concentration ratio
od tega obračunane obresti
TARGET2 component system — as defined in Article 2 of Guideline ECB/2012/27 [57].For TARGET2 the definition of ‘cross border’ is based on the location of the component and not of the participant, as is the case for the other payment systems.
nad 1 letom in do 2 let
Tables 6 and 7 of Regulation (EU) No 1409/2013 (ECB/2013/43) should be reported for each payment system other than TARGET2.
od tega delnice, ki kotirajo na borzi