natgillin/translations-raw huggingface dataset:
The choice of the starting point of the extrapolation of risk-free interest rates should allow undertakings to match with bonds the cash flows which are discounted with non-extrapolated interest rates in the calculation of the best estimate.
Po tržnih pogojih, podobnih kot ob začetku veljavnosti te direktive, bi bilo treba ekstrapolirani del ustrezne časovne strukture netvegane obrestne mere, predvsem za euro, tako približati končnemu terminskemu tečaju, da se ekstrapolirani terminski tečaji za zapadlosti do 40 let po izhodišču za ekstrapolacijo ne bodo razlikovali od končnega terminskega tečaja za več kot tri bazične točke.
Under market conditions similar to those at the date of entry into force of this Directive, the starting point for the extrapolation of risk-free interest rates, in particular for the euro, should be at a maturity of 20 years.
Za druge valute bi bilo treba pri določanju izhodišča za ekstrapolacijo netveganih obrestnih mer in ustreznega obdobja za približanje končnemu terminskemu tečaju upoštevati značilnosti lokalnih trgov obveznic in obrestnih zamenjav.
Under market conditions similar to those at the date of entry into force of this Directive, the extrapolated part of the relevant risk-free interest rate term structure, in particular for the euro, should converge in such a way to the ultimate forward rate that for maturities 40 years past the starting point of the extrapolation the extrapolated forward rates do not differ more than three basis points from the ultimate forward rate.
Kadar imajo zavarovalnice in pozavarovalnice obveznice ali druga sredstva s podobnimi značilnostmi denarnih tokov do zapadlosti, jih spremembe razmikov pri teh sredstvih ne ogrožajo.
For currencies other than the euro, the characteristics of the local bond and swap markets should be taken into account when determining the starting point for the extrapolation of risk-free interest rates and the appropriate convergence period to the ultimate forward rate.
Da spremembe v razmiku pri sredstvih ne bi vplivale na znesek lastnih sredstev teh podjetij, bi jim moralo biti dovoljeno prilagoditi ustrezne časovne strukture netvegane obrestne mere za izračun najboljše ocene v skladu z gibanjem razmika pri njihovih sredstvih.
Where insurance and reinsurance undertakings hold bonds or other assets with similar cash flow characteristics to maturity, they are not exposed to the risk of changing spreads on those assets.
Uporabo tovrstnih uskladitvenih prilagoditev bi moral dovoliti nadzornik, s strogimi zahtevami o sredstvih in obveznostih pa bi morali zagotoviti, da bi lahko zavarovalnice in pozavarovalnice svoja sredstva obdržale do zapadlosti.
In order to avoid changes of asset spreads from impacting on the amount of own funds of those undertakings, they should be allowed to adjust the relevant risk-free interest rate term structure for the calculation of the best estimate in line with the spread movements of their assets.
Ujemati bi se morali zlasti denarni tokovi za sredstva in obveznosti, sredstva pa bi se nadomeščala le za ohranjanje usklajenosti, če bi se pričakovani denarni tokovi bistveno spremenili, na primer ob znižanju bonitete ali neplačilu obveznice.
The application of such a matching adjustment should be subject to supervisory approval and strict requirements on the assets and liabilities should ensure that the insurance and reinsurance undertakings can hold their assets to maturity.
Zavarovalnice in pozavarovalnice bi morale javno razkriti vpliv uskladitvenih prilagoditev na njihov finančni položaj, da se zagotovi ustrezna preglednost.
In particular the cash flows of assets and liabilities should be matched and the assets should be replaced for the purpose of retaining the matching only where the expected cash flows have materially changed such as in the case of the downgrade or default of a bond.
Da bi preprečili prociklično obnašanje vlagateljev, bi morala biti zavarovalnicam in pozavarovalnicam omogočena prilagoditev ustrezne časovne strukture netvegane obrestne mere za izračun najboljše ocene zavarovalno-tehničnih rezervacij, tako da bi se ublažilo pretiravanje pri razmiku pri obveznicah.
Insurance and reinsurance undertakings should publicly disclose the impact of the matching adjustment on their financial position to ensure adequate transparency.
Prilagoditve za nestanovitnost bi morale temeljiti na referenčnih portfeljih za zadevne valute teh podjetij, če bi bilo to potrebno za zagotovitev reprezentativnosti, pa tudi na referenčnih portfeljih za nacionalne zavarovalniške trge.
In order to prevent pro-cyclical investment behaviour, insurance and reinsurance undertakings should be allowed to adjust the relevant risk-free interest rate term structure for the calculation of the best estimate of technical provisions to mitigate the effect of exaggerations of bond spreads.
Zavarovalnice in pozavarovalnice bi morale javno razkriti vpliv prilagoditev za nestanovitnost na njihov finančni položaj, da se zagotovi ustrezna preglednost.
Such a volatility adjustment should be based on reference portfolios for the relevant currencies of those undertakings and, where necessary to ensure representativeness, on reference portfolios for national insurance markets.
Ker je diskontiranje pomembno za izračun zavarovalno-tehničnih rezervacij, bi morala Direktiva 2009/138/ES zagotoviti enake pogoje za to, kako se zavarovalnice in pozavarovalnice odločajo za diskontno stopnjo.
Insurance and reinsurance undertakings should publicly disclose the impact of the volatility adjustment on their financial position to ensure adequate transparency.
Za zagotovitev takih enotnih pogojev bi bilo treba na Komisijo prenesti izvedbena pooblastila, da določi ustrezne časovne strukture netvegane obrestne mere za izračun najboljše ocene, temeljne razmike za uskladitvene prilagoditve in prilagoditve za nestanovitnost.
In view of the importance of discounting for the calculation of technical provisions, Directive 2009/138/EC should ensure uniform conditions for the choice of discount rates by insurance and reinsurance undertakings.
Za sprejetje teh izvedbenih aktov bi se moral uporabljati svetovalni postopek.
Those powers should be exercised in accordance with Regulation (EU) No 182/2011 of the European Parliament and of the Council [10].
Da bi ublažili morebitne nepotrebne prociklične učinke, bi bilo treba obdobje za odpravo neizpolnjevanja zahtevanega solventnostnega kapitala v izjemno težkih razmerah podaljšati, tudi v primeru velikega upada na finančnih trgih, okolij z dolgotrajno nizko obrestno mero in izrednih nesreč s hudimi posledicami, ki prizadenejo zavarovalnice in pozavarovalnice s pomembnim deležem na trgu ali v prizadetih panogah.
Those implementing acts should make use of technical information derived from and published by EIOPA.
EIOPA bi moral biti odgovoren za razglasitev izjemno težkih razmer, Komisijo pa bi bilo treba pooblastiti, da z delegiranimi in izvedbenimi akti sprejme ukrepe za opredelitev meril in ustreznih postopkov.
The advisory procedure should be used for the adoption of those implementing acts.
V okviru uskladitvene prilagoditve ustrezni časovni strukturi netvegane obrestne mere, predvidene v tej direktivi, bi bilo treba zahtevo, da se portfelj zavarovalnih in pozavarovalnih obveznosti, za katere se uporabi uskladitvena prilagoditev, in da se določeni portfelj sredstev opredeli, organizira in upravlja ločeno od drugih dejavnosti podjetij in da se navedena sredstva ne morejo uporabljati za kritje izgub iz drugih dejavnosti podjetij, razumeti v ekonomskem smislu.
The Commission should adopt immediately applicable implementing acts where, in duly justified cases relating to the relevant risk-free interest rate term structure, imperative grounds of urgency so require.
To ne bi smelo pomeniti obveznosti, da bi morale države članice v nacionalni zakonodaji imeti pravni koncept namenskega sklada.
In order to mitigate undue potential pro-cyclical effects, the period for restoring compliance with the SCR should be extended in exceptional adverse situations, including in the case of steep falls in financial markets, persistent low interest rate environments and high-impact catastrophic events, affecting insurance and reinsurance undertakings representing a significant share of the market or affected lines of business.
Podjetja, ki uporabljajo uskladitveno prilagoditev, bi morala opredeliti, organizirati in upravljati portfelj sredstev in obveznosti ločeno od drugih delov poslovanja in jim zato ne bi smelo biti dovoljeno, da bi z namenskim portfeljem sredstev obvladovala tveganja drugod v poslovanju.
EIOPA should be responsible for declaring the existence of exceptional adverse situations and the Commission should be empowered to adopt measures by means of delegated and implementing acts specifying the criteria and the relevant procedures.
Čeprav to omogoča učinkovito upravljanje portfelja, je treba za namene uskladitvene prilagoditve pri prilagajanju lastnim sredstvom in zahtevanemu solventnostnemu kapitalu upoštevati zmanjšano prenosljivost in možnosti za diverzifikacijo med namenskim portfeljem in ostalimi deli podjetja.
In the context of the matching adjustment to the relevant risk-free interest rate term structure provided for pursuant to this Directive, the requirement that the portfolio of insurance or reinsurance obligations to which the matching adjustment is applied and the assigned portfolio of assets are identified, organised and managed separately from other activities of the undertakings and that those assets cannot be used to cover losses arising from other activities of the undertakings should be understood in an economic sense.
Razmik pri referenčnem portfelju, naveden v tej direktivi, bi bilo treba določiti na pregleden način in po možnosti z uporabo ustreznih indeksov.
It should not imply a requirement on Member States to have a legal concept of a ring-fenced fund in national legislation.
Da bi zagotovil pregledno uporabo prilagoditve za nestanovitnost, uskladitvene prilagoditve in prehodnih ukrepov o netveganih obrestnih merah in zavarovalno-tehničnih rezervacijah, določenih po tej direktivi, bi morale zavarovalnice in pozavarovalnice javno razkriti vpliv neuporabe teh ukrepov na njihove finančne pozicije, tudi na znesek zavarovalno-tehničnih rezervacij, zahtevanega solventnostnega kapitala, zahtevanega minimalnega kapitala v skladu z Direktivo 2009/138/ES, osnovna lastna sredstva in zneske lastnih sredstev, ki izpolnjujejo pogoje za kritje zahtevanega minimalnega kapitala in zahtevanega solventnostnega kapitala.
Undertakings that use the matching adjustment should identify, organise and manage the portfolio of assets and obligations separately from other parts of the business and should not therefore be permitted to meet risks arising elsewhere in the business using the assigned portfolio of assets.
Državam članicam bi moralo biti v njihovih nacionalnih zakonodajah omogočeno, da svoje nacionalne nadzorne organe pooblastijo, da dovolijo, v izjemnih okoliščinah pa zavrnejo uporabo prilagoditve za nestanovitnost.
While this allows efficient portfolio management, the reduced transferability and scope for diversification between the assigned portfolio and the remainder of the undertaking need, for the purposes of the matching adjustment, to be reflected in adjustments to own funds and the SCR.
Da se zagotovi harmonizirana podlaga za nekatere tehnične prispevke k zahtevanemu solventnostnemu kapitalu, na primer, da se omogočijo usklajeni pristopi k uporabi bonitetnih ocen, bi bilo treba EIOPA določiti posamezne naloge.
The spread on the reference portfolio referred to in this Directive should be determined in a transparent manner using relevant indices where available.
Priznavanje bonitetnih agencij bi bilo treba zbližati in uskladiti z Uredbo (ES) št. 1060/2009, Uredbo (EU) št. 575/2013 Evropskega parlamenta in Sveta [11] in Direktivo 2013/36/EU Evropskega parlamenta in Sveta [12].
In order to ensure the transparent application of the volatility adjustment, the matching adjustment and the transitional measures on risk-free interest rates and on technical provisions provided for pursuant to this Directive, insurance and reinsurance undertakings should publicly disclose the impact of not applying these measures on their financial positions, including on the amount of technical provisions, the SCR, the Minimum Capital Requirement (MCR) pursuant to Directive 2009/138/EC, the basic own funds and the amounts of own funds eligible to cover the MCR and the SCR.
Izogniti bi se bilo treba prekrivanju z Uredbo (ES) št. 1060/2009, tako da je vloga skupnega odbora evropskih nadzornih organov, ustanovljenih z uredbami (EU) št. 1093/2010, (EU) št. 1094/2010 in (EU) št. 1095/2010, utemeljena.
Member States should be able in their national legislation to grant their national supervisory authorities the power to allow, and, in exceptional circumstances, to reject, the use of the volatility adjustment.
EIOPA bi moral v čim večji meri izkoristiti pristojnosti in izkušnje ESMA.
In order to ensure that certain technical inputs to the SCR using the standard formula are provided on a harmonised basis, for instance to allow for harmonised approaches to the use of ratings, specific tasks should be assigned to EIOPA.
Podroben način izvajanja teh nalog bi bilo treba dodatno opredeliti v ukrepih, ki se sprejmejo z delegiranimi ali izvedbenimi akti.
Recognition of credit rating agencies should be aligned and made consistent with Regulation (EC) No 1060/2009, Regulation (EU) No 575/2013 of the European Parliament and of the Council [11] and Directive 2013/36/EU of the European Parliament and of the Council [12].
Seznami regionalnih vlad in lokalnih organov, ki jih objavi EIOPA, ne bi smeli biti bolj podrobni, kot je potrebno; tako se zagotovi, da bodo te vlade ali organi deležni enake obravnave samo, če bo tveganje izpostavljenosti enako kot za centralne ravni države.
Overlap with Regulation (EC) No 1060/2009 should be avoided and to that end a role for the Joint Committee of European Supervisory Authorities established by Regulations (EU) No 1093/2010, (EU) No 1094/2010 and (EU) No 1095/2010 is justified.
Da se v okviru Direktive 2009/138/ES zagotovi harmoniziran pristop k določanju, kdaj je dovoljeno, da se v primerih kršitev zahtevanega solventnostnega kapitala podaljša sanacijski rok, bi bilo treba opredeliti, kaj pomenijo „izjemne težke razmere“.
EIOPA should make optimal use of ESMA's competence and experience.
EIOPA bi moral biti odgovoren za razglasitev, da obstajajo take izjemne težke razmere, na Komisijo pa bi bilo treba v primeru takih izjemnih težkih razmer prenesti pooblastila, da z delegiranimi in izvedbenimi akti sprejme ukrepe za podrobno opredelitev meril in ustreznih postopkov.
The detailed manner in which such tasks are to be performed should be further specified in measures to be adopted by delegated or implementing acts.
Da bi zagotovili medsektorsko skladnost in uskladili interese podjetij, ki so posojila preoblikovala v prenosne vrednostne papirje in druge finančne instrumente (originatorji ali sponzorji), ter interese zavarovalnic in pozavarovalnic, ki vlagajo v tovrstne vrednostne papirje ali instrumente, bi bilo treba na Komisijo prenesti pooblastila, da na področju vlaganja v preoblikovana posojila po določbah Direktive 2009/138/ES z delegiranimi akti sprejme ukrepe, ki poleg določanja zahtev določajo tudi posledice neupoštevanja zahtev.
Lists of regional governments and local authorities published by EIOPA should not be more detailed than is necessary to ensure that such governments or authorities are granted the same treatment only where the risks of the exposure are the same as for central governments.
Da bi se v postopkih za nadzorne odobritve, ki so določeni z Direktivo 2009/138/ES, omogočila večja konvergenca parametrov podjetja, politik spreminjanja modela, namenskih družb in določanja ter odprave kapitalskih pribitkov, bi bilo treba na Komisijo prenesti pooblastila za sprejetje ukrepov z delegiranimi akti, ki bi podrobno opredeljevali ustrezne postopke na teh področjih.
In order to ensure a harmonised approach under Directive 2009/138/EC for determining when an extension of the recovery period in cases of breaches of the SCR is permitted, the conditions which constitute an exceptional adverse situation should be specified.
Mednarodno združenje zavarovalniških nadzornikov razvija globalni standard solventnosti na podlagi tveganja in še naprej spodbuja več mednarodnega nadzornega usklajevanja in sodelovanja.
EIOPA should be responsible for declaring the existence of such exceptional adverse situations and the Commission should be empowered to adopt measures by means of delegated and implementing acts specifying the criteria and the relevant procedures in the case of such exceptional adverse situations.
Določbe Direktive 2009/138/ES v zvezi z delegiranimi akti Komisije, ki določajo enakovrednost režimov solventnosti in bonitetnih režimov tretjih držav, so skladne s cilji spodbujanja mednarodnega približevanja v smeri proti uvedbi solventnosti in bonitetnega nadzora na podlagi tveganj.
In order to ensure cross-sectoral consistency and to remove the misalignment between the interests of undertakings that ‘repackage’ loans into tradable securities and other financial instruments (originators or sponsors) and the interests of insurance or reinsurance undertakings that invest in such securities or instruments, the Commission should be empowered to adopt measures by means of delegated acts in the context of investments in repackaged loans under Directive 2009/138/EC, specifying not only the requirements but also the consequences of breaching those requirements.
Če želimo upoštevati, da nekatere tretje države morda potrebujejo več časa za prilagoditev in izvajanje režima solventnosti in bonitetnega režima, ki bi popolnoma ustrezal merilom za priznanje enakovrednosti, je treba določiti pogoje v zvezi z obravnavanjem tovrstnih režimov tretjih držav, da bi bile začasno priznane kot enakovredne.
In order to allow for greater convergence of procedures for supervisory approvals provided for in Directive 2009/138/EC of undertaking specific parameters, model change policies, special purpose vehicles and the setting and removal of capital add-ons, the Commission should be empowered to adopt measures by means of delegated acts specifying the relevant procedure in those areas.
Delegirani akti Komisije, ki določajo začasno enakovrednost, bi morali po možnosti upoštevati razvoj mednarodnih dogodkov.
The development by the International Association of Insurance Supervisors of a global, risk-based solvency standard is ongoing and continues to foster greater supervisory coordination and cooperation internationally.
Kadar Komisija določi, da je bonitetni režim tretje države za nadzor skupin začasno enakovreden, bi moralo biti omogočeno dodatno nadzorno poročanje, da se zagotovi zaščita imetnikov polic in upravičencev v Uniji.
The provisions in Directive 2009/138/EC relating to Commission delegated acts determining the equivalence of third-country solvency and prudential regimes are consistent with the objectives of encouraging international convergence towards the introduction of risk-based solvency and prudential regimes.
Da bi glede na posebnosti zavarovalniškega trga zagotovili enake konkurenčne pogoje za zavarovalnice in pozavarovalnice s sedežem v tretjih državah, bodisi da ima njihovo matično podjetje sedež v Uniji ali ne, bi bilo treba Komisiji za namene izračunavanja zahtevanega solventnostnega kapitala in primernih lastnih sredstev skupine omogočiti, da določi, da je tretja država začasno enakovredna, zato da bodo te zahteve izpolnjene.
In order to acknowledge that some third countries may need more time to adapt and implement solvency and prudential regimes that would fully satisfy the criteria for being recognised as equivalent, it is necessary to specify conditions in relation to the treatment of such third-country regimes in order for those third countries to be recognised temporarily as equivalent.
Za zagotovitev, da bodo zainteresirane strani ustrezno obveščene o strukturi zavarovalnih in pozavarovalnih skupin, je treba informacije o njihovi pravni strukturi ter upravljavski in organizacijski strukturi dati na voljo javnosti.
Commission delegated acts determining temporary equivalence should, where appropriate, take into account international developments.
Te informacije bi morale vsebovati vsaj pravno ime, vrsto podjetja in državo sedeža za hčerinska podjetja, povezana podjetja in pomembne podružnice.
Where the Commission determines that a third country's prudential regime for group supervision is temporarily equivalent, additional supervisory reporting should be allowed for in order to ensure the protection of policy holders and beneficiaries within the Union.
Pri odločitvah Komisije, da je režim solventnosti ali bonitetni režim tretje države v celoti ali začasno enakovreden, je treba po potrebi upoštevati obstoj, trajanje in naravo prehodnih ukrepov v teh režimih tretjih držav.
Given the particular nature of the insurance market, in order to ensure a level playing field for insurance and reinsurance undertakings established in third countries, whether their parent undertaking is established in the Union or not, the Commission should be able to determine that a third country is provisionally equivalent for the purposes of calculating the group solvency requirements and the eligible own funds to satisfy those requirements.
Da bi se evropski zadrugi, določeni z Uredbo Sveta (ES) št. 1435/2003 [13], omogočilo ponujanje zavarovalnih in pozavarovalnih storitev, je treba razširiti seznam dovoljenih pravnih oblik zavarovalnic in pozavarovalnic iz Direktive 2009/138/ES, tako da bo vključeval evropsko zadrugo.
In order to ensure that interested stakeholders are properly informed about the structure of insurance and reinsurance groups, it is necessary that information on their legal structure and the governance and organisational structure is made available to the public.
Prilagoditi bi bilo treba znesek praga zahtevanega minimalnega kapitala za zavarovalnice in pozavarovalnice v eurih.
That information should include at least information on the legal name, type of business and country of establishment of subsidiaries, material related undertakings and significant branches.
Prilagoditev je potrebna, da se da veljavne pragove zahtevanega kapitala za tovrstna podjetja prilagoditi inflaciji.
Commission decisions to the effect that a third country's solvency or prudential regime is fully or temporarily equivalent should take into account, where relevant, the existence, duration and nature of transitional measures in those third-country regimes.
Izračun zahtevanega solventnostnega kapitala za zdravstveno zavarovanje bi moral odražati nacionalne sisteme tarif in nadomestil ter upoštevati spremembe v nacionalni zdravstveni zakonodaji, saj so bistveni del sistemov zavarovanja na nacionalnih zdravstvenih trgih.
In order to enable the European Cooperative Society, established by Council Regulation (EC) No 1435/2003 [13], to provide insurance and reinsurance services, it is necessary to extend the list of permissible legal forms of insurance and reinsurance undertakings under Directive 2009/138/EC to include the European Cooperative Society.
Določena izvedbena pooblastila v skladu s členom 202 Pogodbe o ustanovitvi Evropske skupnosti bi bilo treba nadomestiti z ustreznimi določbami v skladu s členom 290 PDEU.
The amounts in euro of the MCR floor for insurance and reinsurance undertakings should be adapted.
Uskladitev postopkov komitologije s PDEU in zlasti členom 290 PDEU bi bilo treba opraviti za vsak primer posebej.
Such an adaptation arises out of the periodic adjustment of the existing capital requirement floors for such undertakings to take account of inflation.
Da bi upoštevali tehnični razvoj na finančnih trgih in podrobno določili zahteve iz direktiv, spremenjenih s to direktivo, bi bilo treba na Komisijo prenesti pooblastila, da sprejme delegirane akte v skladu s členom 290 PDEU.