natgillin/translations-raw huggingface dataset:
The report must cover the topics detailed below and follow as closely as possible the proposed layout.
Sektor
The report may not be submitted later than the data.
Kazalnik novih poslov
Data sources/data collection system: details of the data sources used to compile securities issues statistics must be given: administrative sources for government issues, direct reporting from MFIs and other institutions, newspapers, and data providers such as the International Financial Review etc.
Obveznost poročanja
NCBs must indicate whether the data are collected and stored on an issue-by-issue basis, and their criteria.
Posojila v EUR
Alternatively, NCBs must indicate whether the data are collected and stored indistinguishably as amounts issued by individual issuers during a reporting period, e.g. for direct data collection systems.
Nefinančnim družbam
NCBs must provide information on the criteria used in direct reporting to identify the reporting agents and the information to be submitted.
Posojila do 1 milijona EUR
Compilation procedures: the method used to compile data in this exercise must be briefly described, e.g. aggregation of information on individual securities issues, arrangements for existing times series and whether published or not.
Spremenljiva obrestna mera in obdobje začetne določitve obrestne mere do 1 leta
Residence of the issuer: NCBs must specify whether it is possible to apply fully the ESA 95 (and IMF) definition of residency in classifying issues.
AAR/NDER, znesek
If this is not possible, or only partially possible, NCBs must provide a full explanation of the criteria actually used.
Obdobje začetne določitve obrestne mere nad 1 letom in do 5 let
Sectoral breakdown of issuers: NCBs must indicate deviations from the classification of issuers according to the sectoral breakdown defined in Section 2 point 2.
Obdobje začetne določitve obrestne mere nad 5 let
The notes must explain the identified deviations and any grey areas.
Posojila nad 1 milijonom EUR
Currency of issue: if it is not possible to separately identify the currency components of an issue, NCBs must explain deviations from the rules.
Za namen statistike obrestnih mer MFI nova posojila nefinančnih družbam obsegajo vsa posojila razen posojil revolving, prekoračitev stanj na računih in dolga po kreditnih karticah, kakor je opredeljeno v Prilogi I k Uredbi (EU) št. 1072/2013 (ECB/2013/34).
Furthermore, NCBs that cannot distinguish for all securities between issues in local denominations, in other euro/national denominations and in other currencies, must describe where such issues have been classified and indicate the total amount of issues that were not properly allocated to illustrate the size of the distortion.
Dogovorjena letna obrestna mera (annualised agreed rate – AAR) ali natančno določena efektivna obrestna mera (narrowly defined effective rate – NDER) se poroča za vse kategorije, vključene v tabeli 1.
Classification of issues: NCBs must provide comprehensive information on the type of securities covered by the national data, including their national terms.
Poročanje AAR/NDER je pospremljeno z ustreznim obsegom novih poslov.
If coverage is known to be partial, NCBs must explain existing gaps.
Kazalniki 24 do 29 se izračunajo na podlagi postavk 37 do 54 v Dodatku 2 k Prilogi I k Uredbi (EU) št. 1072/2013 (ECB/2013/34).
private placements: NCBs must indicate whether or not they are covered in the reported data,
Obrestne mere se izračunajo kot tehtana povprečja pripadajočih postavk v Dodatku 2 k Prilogi I k Uredbi (EU) št. 1072/2013 (ECB/2013/34), obseg novih poslov pa bi moral biti vsota pripadajočih postavk v Dodatku 2 k Prilogi I k Uredbi (EU) št. 1072/2013 (ECB/2013/34).
bankers’ acceptances: if negotiable and included in the reported data for short-term debt securities, the reporting NCB must explain in the national explanatory notes the national procedures for recording these instruments and their nature,
Posojila revolving in prekoračitve stanj na računih ter posojila po kreditnih karticah z odloženim brezobrestnim plačilom in obrestovana posojila po kreditnih karticah
quoted shares: NCBs must indicate whether unquoted shares or other equity are covered in the reported data with an estimate of the amount of unquoted shares and/or other equity to illustrate the size of the distortion.
Gospodinjstvom
NCBs must indicate in the national explanatory notes any known gaps in the coverage of quoted shares.
Posojila revolving in prekoračitve stanj na računih ter posojila po kreditnih karticah z odloženim brezobrestnim plačilom in obrestovana posojila po kreditnih karticah
Instrument analysis of long-term securities: if the sum of fixed rate, variable rate and zero coupon bonds does not add up to the total for long-term debt securities, NCBs must give the type and amount of long-term securities for which no such breakdown is available.
Za namen statistike obrestnih mer MFI imajo posojila revolving in prekoračitve stanj na računih ter posojila po kreditnih karticah z odloženim brezobrestnim plačilom in obrestovana posojila po kreditnih karticah enak pomen, kakor je opredeljeno v Prilogi II k Uredbi (EU) št. 1071/2013 (ECB/2013/33), ne glede na njihovo začetno obdobje določitve obrestne mere.
Maturity of issues: if the strict application of the short and long-term definitions cannot be followed, NCBs must indicate in the national explanatory notes where the reported data deviate.
Kazni za prekoračitve stanj na računih kot sestavni del drugih stroškov, npr. v obliki posebnih provizij, niso zajete v AAR, kakor je opredeljeno v Prilogi I k Uredbi (EU) št. 1072/2013 (ECB/2013/34).
Redemptions: NCBs must specify how they derive the information on redemptions and whether the information is collected by direct reporting or calculated by residual.
AAR ali NDER se poroča za kategorije, vključene v tabeli 2.
Price valuation: NCBs must specify in detail in the national explanatory notes the valuation procedure used for (a) short-term debt securities; (b) long-term debt securities; (c) discounted bonds; and (d) quoted shares.
V primeru posojil revolving in prekoračitev stanj na računih ter posojil po kreditnih karticah z odloženim brezobrestnim plačilom in obrestovanih posojil po kreditnih karticah je pojem obsega novih poslov enak neporavnanim zneskom.
Any valuation difference for stocks and flows must be explained.
Kazalnika 86 in 87 se izračunata na podlagi postavk 12, 23, 32 in 36 v Dodatku 2 k Prilogi I k Uredbi (EU) št. 1072/2013 (ECB/2013/34), neporavnani zneski pa se za posojila po kreditnih karticah z odloženim brezobrestnim plačilom in obrestovana posojila po kreditnih karticah ter posojila revolving in prekoračitve stanj na računih poročajo v skladu s Prilogo I k Uredbi (EU) št. 1071/2013 (ECB/2013/33).
Reporting frequency, timeliness and time range: the extent to which the data compiled for this exercise has been provided in conformity with the user requirements i.e. with a timeliness of five weeks for monthly data.
Obrestne mere se izračunajo kot tehtana povprečja pripadajočih postavk v Dodatku 2 k Prilogi I k Uredbi (EU) št. 1072/2013 (ECB/2013/34), pri čemer se za posojila po kreditnih karticah z odloženim brezobrestnim plačilom upošteva obrestna mera, enaka nič.
The length of the time series provided must also be given.
Kazalnika 86 in 87 sta namenjena zagotavljanju kontinuitete s kazalnikoma 12 in 23 (»prekoračitve stanj na računih«), kot sta bila predhodno opredeljena v Uredbi (ES) št. 63/2002 Evropske centralne banke (ECB/2001/18) [51], tj. preden sta bila spremenjena z Uredbo (ES) št. 290/2009 Evropske centralne banke (ECB/2009/7) [52].
Any breaks in the series must be reported, e.g. differences in the coverage of securities over time.
Obrestne mere za na novo izpogajana posojila gospodinjstvom in nefinančnim družbam
Revisions: brief explanatory notes for any revisions must clarify the reason for them and their extent.
Prvotna zapadlost, odpovedni rok, začetno obdobje določitve obrestne mere
Estimated coverage per instrument issued by domestic residents: NCBs must give national estimates of the coverage of securities for each category of issues by domestic residents, i.e. issues of short-term securities, long-term securities, and quoted shares, in local currency, other euro/national denominations including ECU, and other currencies in accordance with the table below.
Na novo izpogajana posojila v EUR
The estimates for ‘coverage in %’ must indicate the share of securities covered in each instrument category as percentages of the total issue, which must be reported under the relevant heading following the reporting rules.
Za potrošnjo
Brief descriptions may be provided in ‘comments’.
skupaj
NCBs must also indicate any changes in coverage as a result of joining the monetary union.
Za nakup hiše
STS short-term debt securities.
Za druge namene
LTS long-term debt securities.
Za namen statistike obrestnih mer MFI na novo izpogajana posojila gospodinjstvom in nefinančnim družbam obsegajo vse nove posle iz naslova posojil razen posojil revolving in prekoračitev stanj na računih ter dolga po kreditnih karticah, ki so bila odobrena, a še niso bila odplačana do trenutka novih pogajanj.
QUS quoted shares.
V zvezi s posojili, prenesenimi z druge institucije, se nova pogajanja nanašajo na nove posle iz naslova posojil, ki jih je odobrila institucija, ki prodaja ali prenaša posojilo.
Coverage in %:
Poleg obsega, ki se zahteva po Uredbi (EU) št. 1072/2013 (ECB/2013/34), se za kategorije, vključene v tabelo 3, poroča samo AAR ali NDER po najboljših prizadevanjih.
Comments:
DEL 14
Issues in euro/ national denominations
Izbor dejanske poročevalske populacije in vzdrževanje vzorca za statistiko obrestnih mer MFI
Local Denomination
Izbor dejanske poročevalske populacije
Euro/national denominations other than the local currency including ECU
Skupni postopek izbire
In other currencies
NCB za izbor poročevalskih enot za zbiranje statistike obrestnih mer MFI v skladu z Uredbo (EU) št. 1072/2013 (ECB/2013/34) uporabijo postopek, opisan v spodnji shemi.
PART 13
Ta postopek je opredeljen, kot sledi:
Additional monthly MFI interest rate statistics (to be transmitted to the ECB by close of business on the 19th working day after the end of the reference month)
Referenčna poročevalska populacija
New loans to non-financial corporations
Popis
Sector
Vzorec
Type of instrument
Stratifikacija referenčne poročevalske populacije
Initial period of interest rate fixation
Slučajno vzorčenje v vsakem stratumu
New business indicator
Izbor največjih institucij v vsakem stratumu
Reporting obligation
Najmanjši obseg vzorca
Loans in EUR
Dejanska poročevalska populacija
To non-financial corporations
Vzdrževanje vzorca v času
Loans up to an amount of EUR 1 million
Popis ali vzorec
Floating rate and up to 1 year period of initial rate fixation
Vsaka NCB izbere svoje poročevalske enote izmed MFI, razen centralnih bank in SDT, v referenčni poročevalski populaciji, ki so rezidenti iste države članice euroobmočja kot NCB.
AAR/NDER, amount
NCB izberejo poročevalske enote na podlagi popisa ali vzorčenja v skladu z merili, določenimi v naslednjih odstavkih.
Over 1 and up to 5 years period of initial rate fixation
V primeru popisa NCB zaprosi vsako rezidenčno MFI v referenčni poročevalski populaciji, da poroča statistiko obrestnih mer MFI.
Over 5 years period of initial rate fixation
Spremenljivke, ki jih je treba zbrati s pomočjo popisa, so obrestne mere in zneski novih poslov ter obrestne mere za stanje zadolženosti.
Loans over an amount of EUR 1 million
V primeru vzorca se za poročanje zaprosijo samo določene MFI v referenčni poročevalski populaciji.
For the purpose of MFI interest rate statistics, new loans to non-financial corporations comprise all loans other than revolving loans and overdrafts and credit card debt, as defined in Annex I to Regulation (EU) No 1072/2013 (ECB/2013/34).
Spremenljivke, ki jih je treba oceniti s pomočjo vzorca, so obrestne mere in zneski novih poslov ter obrestne mere za stanje zadolženosti.
An annualised agreed rate (AAR) or narrowly defined effective rate (NDER) is reported for all the categories included in Table 1.
Imenujejo se tudi vzorčne spremenljivke.
The reporting of the AAR/NDER is accompanied by the related new business volumes.
Da bi se tveganje odstopanja rezultatov vzorčne raziskave od pravih (neznanih) vrednosti v referenčni poročevalski populaciji zmanjšalo na najmanjšo možno mero, bi bilo treba vzorec oblikovati kot reprezentativni vzorec za referenčno poročevalsko populacijo.
Indicators 24 to 29 are calculated on the basis of items 37 to 54 in Appendix 2 to Annex I to Regulation (EU) No 1072/2013 (ECB/2013/34).
Za namen statistike obrestnih mer MFI se vzorec šteje kot reprezentativen, če se v vzorcu odražajo tudi vse značilnosti, ki so pomembne za statistiko obrestnih mer MFI in neločljivo povezane z referenčno poročevalsko populacijo.
Interest rates are calculated as weighted averages of the corresponding items in Appendix 2 to Annex I to Regulation (EU) No 1072/2013 (ECB/2013/34), while new business volumes should be the sum of the corresponding items in Appendix 2 to Annex I to Regulation (EU) No 1072/2013 (ECB/2013/34).
Pri oblikovanju začetnega vzorca lahko NCB uporabijo ustrezne približke in modele za izdelavo sistema vzorčenja, tudi če osnovni podatki, ki se izpeljejo iz obstoječih virov, niso popolnoma v skladu z opredelitvami iz Uredbe (EU) št. 1072/2013 (ECB/2013/34).
Revolving loans and overdrafts and convenience and extended credit card credit
Za zagotovitev reprezentativnosti vzorca bi morala vsaka NCB, ki za statistiko obrestnih mer MFI izbere vzorčenje, pred izborom kakršnih koli poročevalskih enot ustrezno stratificirati referenčno poročevalsko populacijo.
To households
Stratifikacija pomeni, da se referenčna poročevalska populacija N razdeli v podpopulacije ali stratume N1, N2, N3 … NL.
Revolving loans and overdrafts, convenience and extended credit card credit
Te razdelitve v podpopulacije ali stratume se ne smejo prekrivati in skupaj tvorijo referenčno poročevalsko populacijo:
For the purpose of MFI interest rate statistics, revolving loans and overdrafts and convenience and extended credit card credit have the same meaning as defined in Annex II to Regulation (EU) No 1071/2013 (ECB/2013/33), regardless of their initial period of interest rate fixation.
NCB določijo merila za stratifikacijo, ki omogočajo razdelitev referenčne poročevalske populacije v homogene stratume.
Penalties on overdrafts applied as component of other charges, e.g. in the form of special fees, are not covered by the AAR as defined in Annex I to Regulation (EU) No 1072/2013 (ECB/2013/34).
Stratumi se štejejo za homogene, če je vsota varianc vzorčnih spremenljivk med stratumi bistveno manjša od skupne variance v celotni dejanski poročevalski populaciji [53].
An AAR or NDER is reported for the categories included in Table 2.
Merila za stratifikacijo so povezana s statistiko obrestnih mer MFI, tj. obstaja razmerje med merili za stratifikacijo in obrestnimi merami ter zneski, ki jih je treba oceniti na podlagi vzorca.
In the case of revolving loans and overdrafts and convenience and extended credit card credit, the concept of new business volumes is equivalent to outstanding amounts.
Vsaka NCB, ki izbere vzorčenje, mora določiti vsaj eno merilo za stratifikacijo, da bi zagotovila, da je vzorec MFI reprezentativen za državo članico euroobmočja in da je napaka pri vzorčenju majhna.
Indicators 86 and 87 are calculated on the basis of items 12, 23, 32 and 36 in Appendix 2 of Annex I to Regulation (EU) No 1072/2013 (ECB/2013/34), and the outstanding amounts reported for convenience and extended credit card credit and revolving loans and overdrafts in accordance with Annex I to Regulation (EU) No 1071/2013 (ECB/2013/33).
V idealnem primeru NCB določijo hierarhijo meril za stratifikacijo.
Interest rates are calculated as weighted averages of the corresponding items in Appendix 2 to Annex I to Regulation (EU) No 1072/2013 (ECB/2013/34), taking a zero interest rate for convenience credit card credit.
Ta merila morajo upoštevati nacionalne okoliščine in so zato specifična za vsako državo članico euroobmočja.
Indicators 86 and 87 are intended to provide continuity with the indicators 12 and 23 (‘overdrafts’) as previously defined in Regulation (EC) No 63/2002 of the European Central Bank (ECB/2001/18) [51], i.e. prior to their amendment by Regulation (EC) No 290/2009 of the European Central Bank (ECB/2009/7) [52].
Izbor poročevalskih enot poteka v obliki enostopenjskega vzorčenja, potem ko se določijo vsi stratumi.
Interest rates on renegotiated loans to households and non-financial corporations
Šele na tej stopnji se poročevalske enote zajamejo iz potencialne poročevalske populacije.
Original maturity, period of notice, initial period of interest rate fixation
Vmesno zajetje se ne opravi.
Renegotiated loans in EUR
Razmestitev vzorca po stratumih in izbor poročevalskih enot
For consumption
Po določitvi nacionalnih stratumov v skladu z odstavkoma 6 in 7 NCB, ki izberejo vzorčenje, oblikujejo vzorec tako, da izberejo dejanske poročevalske enote iz vsakega stratuma.
total
Skupni obseg nacionalnega vzorca n je vsota obsegov vzorcev n1, n2, n3, …, nL za vsak stratum.
For house purchase
Vsaka NCB izbere najustreznejšo razmestitev obsega nacionalnega vzorca n med stratumi.
For other purposes
Zato vsaka NCB za vsak stratum določi, koliko poročevalskih enot nh se zajame izmed vseh MFI, Nh.
For the purpose of MFI interest rate statistics, renegotiated loans to households and non-financial corporations comprise all new business loans, other than revolving loans and overdrafts and credit card debt, which have been granted but not yet repaid at the time they are renegotiated.
Stopnja vzorčenja nh/Nh za vsak stratum h dovoljuje ocenjevanje variance vsakega stratuma.
In respect of loans transferred from another institution, renegotiation refers to new business loans that were granted by the institution selling or handing over the loan.
To pomeni, da se iz vsakega stratuma izbereta vsaj dve poročevalski enoti.
Only an AAR or NDER is reported for the categories included in Table 3 on a best efforts basis in addition to the volumes required under Regulation (EU) No 1072/2013 (ECB/2013/34).
Da se izberejo dejanske poročevalske enote v vsakem stratumu, NCB vključijo vse institucije v stratum, opravijo slučajno vzorčenje ali izberejo največje institucije v posameznih stratumih.
PART 14
V primeru slučajnega vzorca se slučajno jemanje institucij v vsakem stratumu opravi z enako verjetnostjo za vse institucije ali z verjetnostjo, ki je sorazmerna velikosti institucije.
Selection of the actual reporting population and maintenance of the sample for MFI interest rate statistics
NCB, ki uporabijo slučajno vzorčenje ali izberejo največje institucije, lahko izberejo vključitev vseh institucij v nekatere stratume.
Selection of the actual reporting population
Informacije o velikosti vsake kreditne institucije in drugih institucij v referenčni poročevalski populaciji so na voljo na nacionalni ravni v statistiki bilance stanja MFI, ki je bila zbrana v skladu z Uredbo (EU) št. 1071/2013 (ECB/2013/33).
Overall selection procedure
NCB morajo uporabiti vse vloge in posojila, denominirana v eurih, v razmerju do gospodinjstev in nefinančnih družb, ki so rezidenti držav članic euroobmočja in ki predstavljajo tisti del bilance stanja, ki je pomemben za statistiko obrestnih mer MFI, ali podoben približek.
NCBs apply the procedure illustrated in the figure below to select the reporting agents for the collection of MFI interest rate statistics in accordance with Regulation (EU) No 1072/2013 (ECB/2013/34).
Statistika obrestnih mer MFI mora temeljiti na izboru brez nadomestitve, tj. vsaka MFI v referenčni poročevalski populaciji se lahko izbere samo enkrat.
This procedure is defined as follows:
Če se NCB odloči za popis vseh MFI v stratumu, lahko v tem stratumu vzorči na ravni podružnic.
Reference reporting population
Predpogoj za to je, da ima NCB popoln seznam podružnic, ki zajema celotno poslovanje kreditnih in drugih institucij v stratumu, in da ima ustrezne podatke za ocenitev variance obrestnih mer za nove posle v razmerju do gospodinjstev in nefinančnih družb po podružnicah.
Census
Za izbor in vzdrževanja podružnic veljajo vse zahteve, določene v tej smernici.
Sample
Izbrane podružnice postanejo namišljene poročevalske enote, za katere veljajo vse zahteve za poročanje, določene v Prilogi I k Uredbi (EU) št. 1072/2013 (ECB/2013/34).
Stratification of the reference reporting population
Ta postopek ne posega v obveznost MFI, h kateri spadajo podružnice, da je poročevalska enota.
Random sampling within each stratum
Najmanjši obseg nacionalnega vzorca
Selection of the biggest institutions within each stratum
Najmanjši obseg nacionalnega vzorca se določi različno, odvisno od tega, ali NCB uporabi slučajno vzorčenje ali izbere največje institucije v posameznih stratumih.
Minimum sample size
Če NCB pri izboru dejanskih poročevalskih institucij uporabi slučajno vzorčenje, bi moral biti najmanjši obseg nacionalnega vzorca tak, da največja slučajna napaka za obrestne mere na nove posle v povprečju za vse kategorije instrumentov ne presega 10 bazičnih točk na ravni zaupanja 90 % [54].
Actual reporting population
Največja slučajna napaka se opredeli kot
Maintenance of the sample over time
, pri čemer je D največja slučajna napaka, zα/2 dejavnik, izračunan iz običajne distribucije ali katere koli ustrezne distribucije v skladu s strukturo podatkov (npr. t-distribucije), ob predpostavki ravni zaupanja 1-α, kjer je var(
Census or sample
) varianca cenilke parametra θ in vâr(
Each NCB selects its reporting agents from among the MFIs, except central banks and MMFs, in the reference reporting population that are resident in the same euro area Member State as the NCB.
) ocenjena varianca cenilke parametra θ.
In order to select the reporting agents, NCBs must either apply a census or follow a sampling approach in line with the criteria established in the following paragraphs.
Če NCB izberejo največjo institucijo v posameznem stratumu, bi morala kakovost vzorca temeljiti na meri sintetičnega povprečnega absolutnega odklona (mean absolute error – MAE).
In the case of a census, the NCB asks each resident MFI in the reference reporting population to report MFI interest rate statistics.
Dejanski sintetični MAE ne bi smel presegati časovno spremenljivih mejnih vrednosti MAE, ob predpostavki napake 10 bazičnih točk v vsakem stratumu ali kazalniku.
The variables to be collected by means of the census are the interest rates and the amounts of new business and the interest rates on outstanding amounts.
Sintetični MAES za dano cenilko
In the case of a sample, only a selection of the MFIs in the reference reporting population will be asked to report.
v določenem obdobju je treba določiti kot:
The variables to be estimated by means of the sample are the interest rates and the amounts of new business and the interest rates on outstanding amounts.
kot sintetičnim MAE
They are referred to as sampling variables.
kot obsegom v določeni kategoriji obrestnih mer MFI
In order to minimise the risk that the results of a sample survey deviate from the true (unknown) values in the reference reporting population, the sample should be constructed in such a way that it is representative of the reference reporting population.
kot povprečno obrestno mero, ocenjeno v kategoriji c
For the purpose of MFI interest rate statistics a sample is considered representative if all the characteristics that are relevant for MFI interest rate statistics and inherent in the reference reporting population are also reflected in the sample.
kot MAE za dano kategorijo obrestnih mer MFI na podlagi cenilke
To draw the initial sample, NCBs may use suitable proxies and models to produce the sampling scheme even if the underlying data, which are derived from existing sources, do not match perfectly the definitions in Regulation (EU) No 1072/2013 (ECB/2013/34).
kot obsegom, ki ustreza dejanskemu neporočanju v določenem stratumu j