natgillin/translations-raw huggingface dataset:
The guarantor shall be:
uradnih obvestilih domači NCB o dejstvih ali okoliščinah, ki bi lahko pomembno vplivale na nadaljnjo uporabo internega bonitetnega sistema nasprotne stranke za namene bonitetnega okvira Eurosistema ali na način, na katerega interni bonitetni sistem nasprotne stranke prispeva k ustanovitvi primernega zavarovanja, kar zlasti vključuje bistvene spremembe internega bonitetnega sistema nasprotne stranke, ki lahko vplivajo na način, po katerem bonitetne ocene ali stopnje verjetnosti neplačila, ki jih izdela interni bonitetni sistem nasprotne stranke, ustrezajo usklajeni lestvici bonitetnih ocen Eurosistema.
for marketable assets in accordance with Article 69: a central bank of a Member State, a public sector entity, an agency, a credit institution, a financial corporation other than a credit institution, a non-financial corporation, a multilateral development bank or an international organisation; or
Člen 124
for credit claims in accordance with Article 95: a non-financial corporation, a public sector entity, a multilateral development bank or an international organisation.
Splošni kriteriji sprejemljivosti za zunanje ponudnike bonitetnih orodij kot bonitetnih sistemov
Article 118
Vir zunanjih ponudnikov bonitetnih orodij vključuje subjekte, ki ocenjujejo kreditno kvaliteto dolžnikov predvsem s sistematično in mehanično uporabo kvantitativnih modelov, pri čemer poleg drugih informacij uporabljajo revidirane računovodske izkaze, njihove bonitetne ocene pa niso namenjene za razkritje splošni javnosti.
in the case of marketable assets in accordance with Article 70, in the EEA, unless a guarantee is not needed to establish the credit quality requirements for a specific debt instrument.
V zvezi s predložitvijo zahtevkov po odstavkih 2 in 3 se Eurosistem odloči, ali bo sprejel ponudnika bonitetnih orodij, na podlagi ocene skladnosti s kriteriji sprejemljivosti, ki jih določi Eurosistem in kakor so objavljena na spletni strani ECB.
The possibility to use an ECAI guarantor rating to establish the relevant credit quality requirements for marketable assets is addressed in Article 84.
Nasprotne stranke, ki uporabljajo ponudnika bonitetnih orodij, morajo zadevnega ponudnika bonitetnih orodij nemudoma obvestiti o kakršnem koli kreditnem dogodku, ki je poznan le nasprotni stranki in lahko kaže na poslabšanje kreditne kvalitete, vključno z zamudo pri plačilih dolžnikov primernega finančnega premoženja, mobiliziranega kot zavarovanje.
for debt instruments guaranteed by non-financial corporations for which no credit assessment has been provided by an accepted ECAI for the issue, the issuer or the guarantor, in accordance with Article 70, the guarantor shall be established in a Member State whose currency is the euro;
Člen 125
in the case of credit claims in accordance with Article 96, in a Member State whose currency is the euro, unless a guarantee is not needed to establish the credit quality requirements for non-marketable assets.
Obveznost poročanja za zunanje ponudnike bonitetnih orodij
The option to use a credit assessment in respect of a guarantor to establish the relevant credit quality requirements for credit claims is addressed in Article 108.
Ponudnik bonitetnih orodij mora pristojni NCB sporočiti zahtevane informacije za namene poročila o spremljanju zanesljivosti znotraj bonitetnega okvira Eurosistema skupaj s podpisanim potrdilom glavnega izvršnega direktorja ali pooblaščenega podpisnika, ki je odgovoren za funkcijo revizije ali skladnosti pri ponudniku bonitetnih orodij, s katerim se potrjuje točnost in veljavnost predloženih podatkov za spremljanje zanesljivosti.
Notwithstanding paragraph 1, in accordance with Articles 70 and 96, multilateral development banks and international organisations shall be eligible guarantors irrespective of their place of establishment.
Ponudnik bonitetnih orodij mora interno evidenco statičnih naborov in podrobnosti o neplačilu hraniti pet let.
TITLE V
Člen 126
EUROSYSTEM CREDIT ASSESSMENT FRAMEWORK FOR ELIGIBLE ASSETS
Postopek spremljanja zanesljivosti znotraj bonitetnega okvira Eurosistema
Article 119
Vsi sprejeti bonitetni sistemi so vsako leto predmet postopka spremljanja zanesljivosti znotraj bonitetnega okvira Eurosistema v skladu s Prilogo IX, da se zagotovita ohranitev ustreznosti vzporejanja informacij o bonitetnih ocenah, ki jih zagotavljajo bonitetni sistemi, z usklajeno lestvico bonitetnih ocen Eurosistema ter primerljivost rezultatov bonitetnega ocenjevanja med različnimi sistemi in viri.
Accepted credit assessment sources and systems
Eurosistem si pridržuje pravico, da zahteva kakršne koli dodatne informacije, ki so potrebne za izvedbo postopka spremljanja zanesljivosti.
The credit assessment information on which the Eurosystem bases the eligibility assessment of assets eligible as collateral for Eurosystem credit operations shall be provided by credit assessment systems belonging to one of the four following sources:
Postopek spremljanja zanesljivosti lahko privede do spremembe načina, po katerem informacije o bonitetnih ocenah, ki jih zagotavlja bonitetni sistem, ustrezajo usklajeni lestvici bonitetnih ocen Eurosistema.
Under each credit assessment source listed in paragraph 1 there may be a set of credit assessment systems.
Člen 127
Credit assessment systems shall comply with the acceptance criteria laid down in this Title.
Namen okvira za obvladovanje tveganj in vrednotenje
A list of the accepted credit assessment systems, i.e. the list of accepted ECAIs, ICASs and RTs, is published on the ECB's website.
Za primerno finančno premoženje, mobilizirano kot zavarovanje pri kreditnih poslih Eurosistema, veljajo ukrepi za obvladovanje tveganj, določeni v členu 128(1), katerih namen je zaščititi Eurosistem pred tveganjem finančne izgube v primeru neplačila nasprotne stranke.
In the event of an infringement of the ECAF rules and procedures, the relevant credit assessment system may be excluded from the ECAF-accepted systems.
Vsi ukrepi za obvladovanje tveganj, ki jih uporablja Eurosistem, morajo zagotavljati dosledne, pregledne in nediskriminatorne pogoje za katero koli vrsto mobiliziranega primernega finančnega premoženja v državah članicah, katerih valuta je euro.
For the purposes of the ECAF, the general acceptance criteria for ECAIs shall be the following:
gibljivo kritje (dnevno vrednotenje po tržnih cenah):
ECAIs shall be registered or certified by the European Securities and Markets Authority, in accordance with Regulation (EC) No 1060/2009.
Eurosistem zahteva, da primerno finančno premoženje, ki se uporablja pri povratnih transakcijah za povečevanje likvidnosti, skozi čas ohranja svojo tržno vrednost po odbitku.
The Eurosystem reserves the right to decide whether it accepts an ECAI for the purposes of ECAF, taking into account, among other factors, the criteria and rules of the ECAF performance monitoring process.
omejitve v zvezi z uporabo nezavarovanih dolžniških instrumentov, ki jih je izdala kreditna institucija ali kateri koli drug subjekt, s katerim je ta kreditna institucija v tesni povezavi, kakor so opisane v členu 138;
Together with the submitted data for ECAF performance monitoring in accordance with Article 126, the ECAI shall submit a signed certification from the CEO of the ECAI, or authorised signatory with responsibility for the audit or compliance function within the ECAI, confirming the accuracy and validity of the submitted performance monitoring information.
zmanjšanje vrednosti.
Article 121
Eurosistem lahko uporabi naslednje dodatne ukrepe za obvladovanje tveganj:
The decision of an NCB to use its own ICAS shall be subject to a validation procedure by the Eurosystem.
Eurosistem lahko poleg omejitev, ki veljajo pri uporabi nezavarovanih dolžniških instrumentov in so navedene v odstavku 1(c), uporabi dodatne omejitve glede izpostavljenosti do izdajateljev, dolžnikov ali garantov;
If an ICAS is limited in scope and only assesses specific types of debtors or guarantors, or if the ICAS NCB is unable to receive the information and data necessary for its credit assessment, the ICAS NCB will inform the counterparty thereof without delay.
izločitev določenega finančnega premoženja iz uporabe kot zavarovanja pri kreditnih poslih Eurosistema.
In both cases, the relevant debtor or guarantor is considered ineligible, unless the assets are compliant with credit quality requirements in accordance with an alternative credit assessment source or credit assessment system which the counterparty is allowed to use according to Article 110.
Ukrepi za obvladovanje tveganj pri tržnem finančnem premoženju
In the event that mobilised assets become ineligible due to the deterioration of the creditworthiness of the debtor or the guarantor, the asset shall be removed at the earliest possible date.
Vzpostavitev ukrepov za obvladovanje tveganj pri tržnem finančnem premoženju
Since there is neither a contractual relationship between the non-financial corporations and the ICAS NCB, nor any legal obligation for these corporations to provide non-public information to the ICAS NCB, the information is provided on a voluntary basis.
Za namen vzpostavitve veljavnih ukrepov za obvladovanje tveganj se primerno tržno finančno premoženje na podlagi vrste izdajatelja in/ali vrste finančnega premoženja uvrsti v eno od naslednjih petih kategorij odbitkov, kakor je navedeno v tabeli 10: (a) dolžniški instrumenti, ki jih izdajo enote centralne ravni države, dolžniški certifikati ECB in dolžniški certifikati, ki jih izdajo nacionalne centralne banke pred datumom uvedbe eura v zadevni državi članici, katere valuta je euro, se uvrstijo v kategorijo odbitkov I;
In countries in which RMBDs are mobilised as collateral for Eurosystem credit operations, the home NCB shall implement a credit assessment framework for this type of asset in accordance with the ECAF.
dolžniški instrumenti, ki jih izdajo enote lokalne in regionalne ravni države, subjekti, ki jih Eurosistem razvrsti kot agencije, multilateralne razvojne banke in mednarodne organizacije, ter „jumbo“ krite obveznice se uvrstijo v kategorijo odbitkov II;
Such frameworks shall be subject to a validation procedure by the Eurosystem and to a yearly performance monitoring process, as further specified in Article 126.
tradicionalne krite obveznice, druge krite obveznice in dolžniški instrumenti, ki jih izdajo nefinančne družbe, se uvrstijo v kategorijo odbitkov III;
Article 122
nezavarovani dolžniški instrumenti, ki jih izdajo kreditne institucije in finančne družbe razen kreditnih institucij, se uvrstijo v kategorijo odbitkov IV;
General acceptance criteria for internal ratings-based systems
listinjeni vrednostni papirji se uvrstijo v kategorijo odbitkov V ne glede na razvrstitev izdajatelja.
To obtain ECAF approval of an IRB system, a counterparty shall file a request with the home NCB.
Kategorije odbitkov za tržno finančno premoženje so zbrane v tabeli spodaj ob upoštevanju razvrstitve izdajatelja.
The requirement in paragraph 1 shall apply to all counterparties intending to use an IRB system regardless of their status, i.e. parent, subsidiary or branch, and regardless of whether the endorsement of the IRB system comes from the competent authority in the same country, for a parent company and possibly for subsidiaries, or from a competent authority in the home country of the parent, for branches and possibly for subsidiaries.
Tabela 10
A request filed by a counterparty in accordance with paragraph 1 shall include the following information and documents which, if necessary, shall be translated into a working language of the home NCB:
Kategorije odbitkov za tržno finančno premoženje
a copy of the decision of the competent authority authorising the counterparty to use its IRB system for capital requirements purposes on a consolidated or non-consolidated basis, together with any specific conditions for such use;
Kategorija I
a copy of the most up-to-date assessment of the counterparty's IRB system by the competent authority;
Kategorija II
information on any changes to the counterparty's IRB system recommended or required by the competent authority, together with the deadline by which such changes must be implemented;
Kategorija III
information on its approach to assigning probabilities of default to debtors, as well as data on the rating grades and associated one-year probabilities of default used to determine eligible rating grades;
Kategorija IV
a copy of the latest Pillar 3 (market discipline) information that the counterparty is required to publish on a regular basis in accordance with the requirements on market discipline under the Basel III Framework, Directive 2013/36/EU and Regulation (EU) No 575/2013;
Kategorija V
the name and the address of the competent authority and the external auditor;
Dolžniški instrumenti, ki jih izdajo enote centralne ravni države
information on the historical record of the counterparty's IRB system's observed default rates per rating grades covering the five calendar years preceding the relevant request.
Dolžniški certifikati ECB
If the competent authority granted the IRB system's authorisation for capital requirements purposes during these calendar years, the information shall cover the time since the IRB system's authorisation for capital requirements purposes.
Dolžniški instrumenti, ki jih izdajo enote lokalne in regionalne ravni države
The historical annual data on the observed default rates and potential additional information shall comply with the provisions for performance monitoring in Article 126 as if the IRB system had been subject to these provisions over this time period;
„Jumbo“ krite obveznice
information required for performance monitoring outlined in Article 126 as requested from already ECAF-approved IRB systems for the ongoing calendar year at the time of the filing of the request.
Tradicionalne krite obveznice in druge krite obveznice
A counterparty shall not be required to file the information under points (a) to (c) when such information is transmitted directly by the competent authority to the home NCB upon the NCB's request.
Dolžniški instrumenti, ki jih izdajo nefinančne družbe
The request made by the counterparty under paragraph 1 shall be signed by the counterparty's CEO, CFO or a manager of similar seniority, or by an authorised signatory on behalf of one of them.
Nezavarovani dolžniški instrumenti, ki jih izdajo finančne družbe razen kreditnih institucij Listinjeni vrednostni papirji
Article 123
Člen 130 Odbitki pri vrednotenju za tržno finančno premoženje
Reporting obligations of counterparties using an internal ratings-based system
Za tržno finančno premoženje se uporabljajo posebni odbitki pri vrednotenju, ki se uporabijo tako, da se od tržne vrednosti zadevnega finančnega premoženja odbije določen odstotek.
Counterparties shall communicate information to the home NCB on Article 122(3)(b) to (f) on an annual basis, or as and when required by the home NCB, unless such information is transmitted directly by the competent authority to the home NCB upon the NCB's request.
Posebni odbitki pri vrednotenju, ki se uporabljajo za dolžniške instrumente, uvrščene v kategorije odbitkov I do IV, in kakor so določeni v Prilogi X, so odvisni od katerega koli ali vseh naslednjih dejavnikov: (a) preostale zapadlosti;
The annual communication referred to in paragraph 1 shall be signed by the counterparty's CEO, CFO or a manager of similar seniority, or by an authorised signatory on behalf of one of them.
strukture kupona;
The competent authority and, where applicable, the external auditor of the counterparty shall receive a copy of this letter from the Eurosystem.
stopnje kreditne kvalitete;
As part of the regular monitoring on IRB systems, the NCB shall perform on- and off-site inspections on the statistical information provided by counterparties for the purpose of the annual performance monitoring process.
kategorije odbitkov, kakor je določena po členu 129.
The objective of such controls shall be to verify that static pools are correct, accurate and complete.
Za tržno finančno premoženje, uvrščeno v kategorijo V, se uporablja odbitek v višini 10 % ne glede na zapadlost ali strukturo kupona.
Counterparties shall fulfil any further operational criteria specified in the relevant contractual or regulatory arrangements applied by the home NCB, including provisions in relation to:
Za listinjene vrednostne papirje, krite obveznice in nezavarovane dolžniške instrumente, ki jih izdajo kreditne institucije, ki so teoretično vrednoteni v skladu s pravili iz člena 134, se uporablja dodaten odbitek pri vrednotenju v obliki zmanjšanja vrednosti za 5 %.
ad hoc checks on the procedures in place for communicating a credit claim's features to the home NCB;
Za krite obveznice v lastni uporabi se uporablja dodaten odbitek pri vrednotenju, ki se aplicira neposredno na vrednost celotne izdaje posameznega dolžniškega instrumenta v obliki zmanjšanja vrednosti za: (a) 8 % za krite obveznice v lastni uporabi s stopnjama kreditne kvalitete 1 in 2 ter (b) 12 % za krite obveznice v lastni uporabi s stopnjo kreditne kvalitete 3.
annual checks by the home NCB (or, where relevant, the competent authority or external auditor) to establish the accuracy and validity of static pools as referred to in Annex IX;
Za namene tega odstavka „krite obveznice v lastni uporabi“ pomenijo krite obveznice, ki jih izda nasprotna stranka ali subjekti, ki so z njo v tesni povezavi, in jih v deležu, ki je večji od 75 % neodplačanega nominalnega zneska, uporabljajo ta nasprotna stranka in/ali subjekti, ki so z njo v tesni povezavi.
the provision, no later than within the course of the next business day, of information in respect of eligibility changes and the immediate withdrawal of relevant credit claims, if necessary;
„Tesne povezave“ za namene tega odstavka se določijo v skladu s členom 138.
notifications to the home NCB of facts or circumstances that could materially influence the continued use of the IRB system for ECAF purposes or the way in which the IRB system leads to the establishment of eligible collateral, including in particular material changes to a counterparty's IRB system which may impact on the manner in which the IRB system's rating grades or probabilities of default correspond with the Eurosystem harmonised rating scale.
To zmanjšanje vrednosti se uporablja za vse nasprotne stranke, ki mobilizirajo zadevne krite obveznice.
Article 124
Odbitek pri vrednotenju, ki se uporablja za tržno finančno premoženje, uvrščeno v kategorije odbitkov I do IV, z variabilnimi kuponi, je enak odbitku, ki se uporablja za tržno finančno premoženje s fiksnim kuponom s preostalo zapadlostjo od nič do enega leta v kategoriji odbitkov in s stopnjo kreditne kvalitete, v katero je finančno premoženje uvrščeno.
General acceptance criteria for third-party rating tool providers as credit assessment systems
Za namene tega člena se kuponska izplačila, pri katerih je obdobje ponovnega določanja kuponskega izplačila daljše od enega leta, štejejo za plačila s fiksnim kuponom, ustrezna zapadlost, ki se uporablja za določanje odbitka pri vrednotenju, pa je enaka preostali zapadlosti tržnega finančnega premoženja.
The third-party rating tool (RT) provider source shall encompass entities that assess the credit quality of debtors by using primarily quantitative models in a systematic and mechanical manner, relying amongst other information on audited accounts, and whose credit assessments are not intended for general public disclosure.
Odbitki pri vrednotenju, ki se uporabljajo za tržno finančno premoženje, uvrščeno v kategorije I do IV, z več kakor eno vrsto kuponskih izplačil, so odvisni zgolj od kuponskih izplačil v preostali življenjski dobi instrumenta.
An RT provider wishing to participate in the ECAF shall submit a request to the relevant NCB, using the template provided by the Eurosystem, supplemented by additional documentation as specified in the template provided on the ECB's website.
Odbitek pri vrednotenju, ki se uporablja za tak instrument, je enak najvišjemu odbitku, ki se uporablja za tržno finančno premoženje z enako preostalo zapadlostjo in stopnjo kreditne kvalitete, upošteva pa se lahko katera koli vrsta kuponskih izplačil v preostali življenjski dobi instrumenta;
Counterparties wishing to use a specific RT provider for ECAF purposes that is not accepted by the Eurosystem shall submit a request to the relevant NCB, using the template provided on the ECB's website, supplemented by additional documentation as specified in this template.
Odbitki pri vrednotenju, ki se uporabljajo za dolžniške instrumente s fiksnim kuponom, se uporabljajo tudi za dolžniške instrumente, pri katerih je zadevni kupon vezan na dolžniške instrumente, indeksirane na inflacijo.
In respect of submissions made under paragraphs 2 and 3, the Eurosystem shall decide whether to accept the RT provider based on an evaluation of compliance with the acceptance criteria set by the Eurosystem, as published on the ECB's website.
Pri operacijah za umikanje likvidnosti se odbitki pri vrednotenju ne uporabljajo.
Counterparties using a RT provider shall promptly inform the relevant RT provider of any credit event that is known only to the counterparty that may indicate a deterioration of the credit quality, including a delay in payments by the debtors of the eligible assets mobilised as collateral.
Ukrepi za obvladovanje tveganj pri netržnem finančnem premoženju
Article 125
Člen 131
Reporting obligation for third-party rating tool providers
Vzpostavitev ukrepov za obvladovanje tveganj pri bančnih posojilih
The RT provider shall communicate the required information for the purposes of the ECAF performance monitoring report to the relevant NCB together with a signed certification from the CEO, or authorised signatory with responsibility for the audit or compliance function within the RT, confirming the accuracy and validity of the submitted performance monitoring data.
Pri posameznih bančnih posojilih s fiksno obrestno mero in bančnih posojilih, pri katerih je obrestna mera vezana na stopnjo inflacije, se uporabljajo posebni odbitki pri vrednotenju, ki se določijo glede na preostalo zapadlost, stopnjo kreditne kvalitete in metodo vrednotenja, ki jo uporablja NCB, kakor so določeni v Prilogi X.
The RT provider shall undertake to keep internal records of static pools and default details for five years.
Pri posameznih bančnih posojilih z variabilno obrestno mero se uporablja odbitek pri vrednotenju, ki se uporablja pri bančnih posojilih s fiksno obrestno mero s preostalo zapadlostjo od nič do enega leta, ki imajo enako stopnjo kreditne kvalitete in za katere velja enaka metoda vrednotenja, kakor jo uporablja NCB.
Article 126
Za namene tega člena se plačilo obresti šteje kot plačilo po variabilni obrestni meri, če je obrestna mera vezana na referenčno obrestno mero in obdobje ponovnega določanja obrestne mere za to plačilo ni daljše od enega leta.
ECAF performance monitoring process
Plačila obresti, pri katerih je obdobje ponovnega določanja obrestne mere daljše od enega leta, se štejejo za plačila s fiksno obrestno mero, pri čemer je ustrezna zapadlost, ki se uporablja za določanje odbitka, enaka preostali zapadlosti bančnega posojila.
On an annual basis, all accepted credit assessment systems shall be subject to the ECAF performance monitoring process, in accordance with Annex IX, for the purpose of ensuring that the mapping of the credit assessment information provided by the credit assessment system to the Eurosystem's harmonised rating scale remains appropriate and that the results from credit assessments are comparable across systems and sources.
Odbitek pri vrednotenju, ki se uporablja za bančno posojilo z več kakor eno vrsto plačil obresti, je odvisen samo od plačil obresti v preostali življenjski dobi bančnega posojila.
The Eurosystem reserves the right to request any additional information required to conduct the performance monitoring process.
Če se v preostali življenjski dobi bančnega posojila uporablja več kakor ena vrsta plačil obresti, se preostala plačila obresti obravnavajo kot plačila po fiksni obrestni meri, pri čemer je ustrezna zapadlost, ki se uporablja za določanje odbitka, enaka preostali zapadlosti bančnega posojila.