natgillin/translations-raw huggingface dataset:
‘Article 114
način, na katerega se delni notranji model v celoti vključi v standardno formulo zahtevanega solventnostnega kapitala iz člena 113(1)(c), in zahteve glede uporabe alternativnih tehnik vključevanja.
Delegated acts and implementing technical standards concerning the Solvency Capital Requirement internal models
Za zagotovitev enotnih pogojev uporabe tega člena EIOPA pripravi osnutke izvedbenih tehničnih standardov za postopke za:
The Commission shall adopt delegated acts in accordance with Article 301a setting out the following:
odobritev notranjega modela v skladu s členom 112 in
the adaptations to be made to the standards set out in Articles 120 to 125 in light of the limited scope of the application of the partial internal model;
odobritev večjih sprememb notranjega modela in sprememb politike spreminjanja notranjega modela, kakor je navedeno v členu 115.
the manner in which a partial internal model is to be fully integrated into the Solvency Capital Requirement standard formula referred to in Article 113(1)(c) and the requirements for the use of alternative integration techniques.
člen 127 se nadomesti z naslednjim:
In order to ensure uniform conditions of application of this Article, EIOPA shall develop draft implementing technical standards on the procedures for:
„Člen 127
the approval of an internal model in accordance with Article 112; and
Delegirani akti v zvezi s členi 120 do 126
the approval of major changes to an internal model and changes to the policy for changing an internal model referred to in Article 115.
Komisija v skladu s členom 301a v zvezi s členi 120 do 126, da bi izboljšala ocenjevanje profila tveganj in upravljanje poslovanja zavarovalnic in pozavarovalnic, sprejme delegirane akte v zvezi z uporabo mednarodnih modelov po vsej Uniji.“;
Article 127 is replaced by the following:
člen 129 se spremeni:
‘Article 127
v odstavku 1(d) se točke (i), (ii) in (iii) nadomestijo z naslednjim:
Delegated acts concerning Articles 120 to 126
2500000 EUR za zavarovalnice, ki opravljajo posle neživljenjskih zavarovanj, vključno z lastnimi zavarovalnicami, razen v primeru, ko so krita vsa ali nekatera tveganja, vključena v eno od zavarovalnih vrst od 10 do 15, naštetih v delu A Priloge I; v tem primeru znesek ne sme biti nižji od 3700000 EUR;
The Commission shall adopt delegated acts in accordance with Article 301a with respect to Articles 120 to 126 to enhance the better assessment of the risk profile and management of the business of insurance and reinsurance undertakings regarding the use of internal models throughout the Union.’;
3700000 EUR za življenjske zavarovalnice, vključno z lastnimi zavarovalnicami;
Article 129 is amended as follows:
3600000 EUR za pozavarovalnice, razen v primeru lastnih pozavarovalnic, pri katerih zahtevani minimalni kapital ne sme biti nižji od 1200000 EUR;“;
in paragraph 1(d), points (i), (ii) and (iii) are replaced by the following:
drugi pododstavek odstavka 3 se nadomesti z naslednjim:
EUR 2500000 for non-life insurance undertakings, including captive insurance undertakings, save in the case where all or some of the risks included in one of the classes 10 to 15 listed in Part A of Annex I are covered, in which case it shall be no less than EUR 3700000;
„Države članice svojim nadzornim organom dovolijo, da v obdobju, ki se konča najpozneje 31. decembra 2017, od zavarovalnice ali pozavarovalnice zahtevajo, da delež iz prvega pododstavka uporabijo izključno za zahtevani solventnostni kapital podjetja, ki se izračuna v skladu s pododdelkom 2 oddelka 4 poglavja VI.“;
EUR 3700000 for life insurance undertakings, including captive insurance undertakings;
v odstavku 4 se za prvim pododstavkom vstavi naslednji pododstavek:
EUR 3600000 for reinsurance undertakings, except in the case of captive reinsurance undertakings, in which case the Minimum Capital Requirement shall be not less than EUR 1200000;’;
„Za namene izračuna mejnih vrednosti iz odstavka 3 podjetjem ni treba izračunati zahtevanega solventnostnega kapitala za vsako četrtletje.“;
in paragraph 3, the second subparagraph is replaced by the following:
v odstavku 5 se prvi pododstavek nadomesti z naslednjim:
‘Member States shall allow their supervisory authorities, for a period ending no later than 31 December 2017, to require an insurance or reinsurance undertaking to apply the percentages referred to in the first subparagraph exclusively to the undertaking's Solvency Capital Requirement calculated in accordance with Chapter VI, Section 4, Subsection 2.’;
Komisija Evropskemu parlamentu in Svetu do 31. decembra 2020 predloži poročilo o pravilih držav članic in praksah nadzornih organov, sprejetih v skladu z odstavki 1 do 4.“;
in paragraph 4, the following subparagraph is inserted after the first subparagraph:
člen 130 se nadomesti z naslednjim:
‘For the purposes of calculating the limits referred to in paragraph 3, undertakings shall not be required to calculate the Solvency Capital Requirement on a quarterly basis.’;
„Člen 130
in paragraph 5, the first subparagraph is replaced by the following:
Delegirani akti
The Commission shall submit to the European Parliament and the Council by 31 December 2020 a report on Member States' rules and supervisory authorities' practices adopted pursuant to paragraphs 1 to 4.’;
Komisija v skladu s členom 301a in pod pogoji iz členov 301a sprejme delegirane akte, ki določajo izračun zahtevanega minimalnega kapitala iz členov 128 in 129.“;
Article 130 is replaced by the following:
v prvem odstavku člena 131 se datuma „31. oktobra 2012“ in „31. oktobra 2013“ nadomestita z „31. decembra 2015“ in „31. decembra 2016“;
‘Article 130
člen 135 se nadomesti z naslednjim:
Delegated acts
„Člen 135
The Commission shall adopt delegated acts in accordance with Article 301a specifying the calculation of the Minimum Capital Requirement, referred to in Articles 128 and 129.’;
Delegirani akti in regulativni tehnični standardi za kvalitativne zahteve
in the first paragraph of Article 131, the dates ‘31 October 2012’ and ‘31 October 2013’ are replaced by the dates ‘31 December 2015’ and ‘31 December 2016’ respectively.
Komisija lahko v skladu s členom 301a sprejme delegirane akte, ki podrobno določajo kvalitativne zahteve na naslednjih področjih:
Article 135 is replaced by the following:
opredelitev, meritev, nadzor in upravljanje tveganj, ki izhajajo iz naložb v povezavi s prvim pododstavkom člena 132(2);
‘Article 135
opredelitev, meritev, nadzor in upravljanje posebnih tveganj, ki izhajajo iz naložb v izvedene instrumente in sredstva iz drugega pododstavka člena 132(4) ter določitev, koliko taka sredstva prispevajo k zmanjšanju tveganj ali učinkovitemu upravljanju portfelja, kakor je navedeno v tretjem pododstavku člena 132(4).
Delegated acts and regulatory technical standards concerning qualitative requirements
zahteve, ki jih morajo izpolniti podjetja, ki preoblikujejo posojila v prenosne vrednostne papirje in druge finančne instrumente (originatorji ali sponzorji), da lahko zavarovalnica ali pozavarovalnica vlaga v takšne vrednostne papirje ali instrumente, izdane po 1. januarju 2011, vključno z zahtevami, ki zagotavljajo, da originator, sponzor ali prvotni posojilodajalec trajno zadrži pomemben neto ekonomski delež v višini vsaj 5 %;
The Commission may adopt delegated acts in accordance with Article 301a specifying qualitative requirements in the following areas:
kvalitativne zahteve, ki jih morajo izpolniti zavarovalnice ali pozavarovalnice, ki vlagajo v takšne vrednostne papirje ali instrumente;
the identification, measurement, monitoring and managing of risks arising from investments in relation to the first subparagraph of Article 132(2);
specifikacije za okoliščine, v katerih se lahko naloži sorazmerna dodatna kapitalska zahteva, kadar so bile kršene zahteve iz točk (a) in (b) tega odstavka, brez poseganja v člen 101(3).
the identification, measurement, monitoring and managing of specific risks arising from investment in derivative instruments and assets referred to in the second subparagraph of Article 132(4) and the determination of the extent to which the use of such assets qualifies as risk reduction or efficient portfolio management as referred to in the third subparagraph of Article 132(4).
Za dosledno harmonizacijo v zvezi z odstavkom 2(c) EIOPA na podlagi člena 301b pripravi osnutke regulativnih tehničnih standardov, da se natančno opredeli metodologija za izračun v njem navedene sorazmerne dodatne kapitalske zahteve.
the requirements that need to be met by undertakings that repackage loans into tradable securities and other financial instruments (originators or sponsors) in order for an insurance or reinsurance undertaking to be allowed to invest in such securities or instruments issued after 1 January 2011, including requirements that ensure that the originator, sponsor or original lender retains, on an ongoing basis, a material net economic interest, which, in any event, shall not be less than 5 %;
v členu 138 se odstavek 4 nadomesti z naslednjim:
qualitative requirements that must be met by insurance or reinsurance undertakings that invest in such securities or instruments;
V primeru izjemnih težkih razmer, ki vplivajo na zavarovalnice in pozavarovalnice, ki imajo pomemben delež na trgu ali v prizadetih vrstah poslovanja, kot jih razglasi EIOPA, in po potrebi po posvetovanju z ESRB, lahko nadzorni organ za prizadeta podjetja podaljša obdobje iz drugega pododstavka odstavka 3 za največ sedem let, ob upoštevanju vseh relevantnih dejavnikov, tudi povprečnega trajanja zavarovalno-tehničnih rezervacij.
the specifications for the circumstances under which a proportionate additional capital charge may be imposed when the requirements laid down under points (a) and (b) of this paragraph have been breached, without prejudice to Article 101(3).
Brez poseganja v pooblastila EIOPA po členu 18 Uredbe (EU) št. 1094/2010 EIOPA za namene tega odstavka na zahtevo zadevnega nadzornega organa razglasi obstoj izjemnih težkih razmer.
In order to ensure consistent harmonisation in relation to paragraph 2(c), EIOPA shall, subject to Article 301b, develop draft regulatory technical standards to specify the methodologies for the calculation of a proportionate additional capital charge referred to therein.
Zadevni nadzorni organ lahko vloži prošnjo, če je malo verjetno, da bo zavarovalnica ali pozavarovalnica, ki ima pomemben delež na trgu ali v prizadeti panogi, izpolnila zahteve iz odstavka 3.
in Article 138, paragraph 4 is replaced by the following:
Izjemne težke razmere obstajajo, če na finančno stanje zavarovalnice ali pozavarovalnice, ki ima pomemben delež na trgu ali v prizadetih vrstah poslovanja, resno ali negativno vpliva eden ali več naslednjih pogojev:
In the event of exceptional adverse situations affecting insurance and reinsurance undertakings representing a significant share of the market or of the affected lines of business, as declared by EIOPA, and where appropriate after consulting the ESRB, the supervisory authority may extend, for affected undertakings, the period set out in the second subparagraph of paragraph 3 by a maximum period of seven years, taking into account all relevant factors including the average duration of the technical provisions.
padec na finančnih trgih, ki je nepredviden, oster in precejšen;
Without prejudice to the powers of EIOPA under Article 18 of Regulation (EU) No 1094/2010, for the purposes of this paragraph EIOPA shall, following a request by the supervisory authority concerned, declare the existence of exceptional adverse situations.
okolja z dolgotrajno nizko obrestno mero;
The supervisory authority concerned may make a request if insurance or reinsurance undertakings representing a significant share of the market or of the affected lines of business are unlikely to meet one of the requirements set out in paragraph 3.
huda nesreča z velikim učinkom.
Exceptional adverse situations exist where the financial situation of insurance or reinsurance undertakings representing a significant share of the market or of the affected lines of business are seriously or adversely affected by one or more of the following conditions:
EIOPA v sodelovanju z zadevnim nacionalnim nadzornim organom redno ocenjuje, ali pogoji iz drugega odstavka še obstajajo.
a fall in financial markets which is unforeseen, sharp and steep;
EIOPA v sodelovanju z zadevnim nadzornim organom razglasi konec izjemno težkih razmer.
a persistent low interest rate environment;
Zadevna zavarovalnica ali pozavarovalnica svojemu nadzornemu organu vsake 3 mesece predloži poročilo o napredku, v katerem opredeli sprejete ukrepe in napredek pri ponovni vzpostavitvi primernih lastnih sredstev za kritje zahtevanega solventnostnega kapitala ali zmanjšanje profila tveganja z namenom izpolnitve zahteve po solventnostnem kapitalu.
a high-impact catastrophic event.
Podaljšanje obdobja iz prvega pododstavka se prekliče, če je iz poročila o napredku razvidno, da ni bistvenega napredka pri ponovni vzpostavitvi primernih lastnih sredstev za kritje zahtevanega solventnostnega kapitala ali zmanjšanju profila tveganja z namenom izpolnitve zahteve po solventnostnem kapitalu od datuma, ko je bilo ugotovljeno, da zahteva po solventnostnem kapitalu ni izpolnjena do datuma predložitve poročila o napredku.“;
EIOPA shall, in cooperation with the supervisory authority concerned, assess on a regular basis whether the conditions referred to in the second subparagraph still apply.
člen 143 se nadomesti z naslednjim:
EIOPA shall, in cooperation with the supervisory authority concerned, declare when an exceptional adverse situation has ceased to exist.
„Člen 143
The insurance or reinsurance undertaking concerned shall, every three months, submit a progress report to its supervisory authority setting out the measures taken and the progress made to re-establish the level of eligible own funds covering the Solvency Capital Requirement or to reduce the risk profile to ensure compliance with the Solvency Capital Requirement.
Delegirani akti in regulativni tehnični standardi glede člena 138(4)
The extension referred to in the first subparagraph shall be withdrawn where that progress report shows that there was no significant progress in achieving the re-establishment of the level of eligible own funds covering the Solvency Capital Requirement or the reduction of the risk profile to ensure compliance with the Solvency Capital Requirement between the date of the observation of non-compliance of the Solvency Capital Requirement and the date of the submission of the progress report.’;
Komisija v skladu s členom 301a sprejme delegirane akte, ki dopolnijo primere izjemno težkih razmer ter opredeljujejo dejavnike in merila, ki jih mora upoštevati EIOPA, kadar razglasi obstoj izjemno težkih razmer, in nadzorni organi, kadar določajo podaljšanje obdobja sanacije v skladu s členom 138(4).
Article 143 is replaced by the following:
Za zagotovitev dosledne harmonizacije v zvezi s členom 138(2), členom 139(2) in členom 141 EIOPA na podlagi člena 301b pripravi osnutke regulativnih tehničnih standardov, da opredeli sanacijski načrt iz člena 138(2) ter finančni načrt iz člena 139(2) in v zvezi s členom 141, pri čemer stori vse potrebno, da se izogne procikličnim učinkom.
‘Article 143
člen 149 se nadomesti z naslednjim:
Delegated acts and regulatory technical standards concerning Article 138(4)
„Člen 149
The Commission shall adopt delegated acts in accordance with Article 301a supplementing the types of exceptional adverse situations and specifying the factors and criteria to be taken into account by EIOPA in declaring the existence of exceptional adverse situations and by supervisory authorities in determining the extension to recovery period in accordance with Article 138(4).
Spremembe v vrsti nevarnosti ali obveznosti
In order to ensure consistent harmonisation in relation to Article 138(2), Article 139(2) and Article 141, EIOPA shall, subject to Article 301b, develop draft regulatory technical standards to specify the recovery plan referred to in Article 138(2), and the finance scheme referred to in Article 139(2) and with respect to Article 141, taking due care to avoid pro-cyclical effects.
Za spremembe podatkov iz člena 147, ki jih zavarovalnica namerava izvesti, velja postopek iz členov 147 in 148.“;
Article 149 is replaced by the following:
člen 155 se nadomesti z naslednjim:
‘Article 149
v odstavku 3 se za prvim pododstavkom vstavi naslednji pododstavek:
Changes in the nature of the risks or commitments
„Poleg tega lahko nadzorni organ matične države članice ali države članice gostiteljice zadevo predloži EIOPA in zahteva njegovo pomoč v skladu s členom 19 Uredbe (EU) št. 1094/2010.
Any change which an insurance undertaking intends to make to the information referred to in Article 147 shall be subject to the procedure provided for in Articles 147 and 148.’;
V tem primeru lahko EIOPA ravna v skladu s pooblastili, ki so mu podeljena v navedenem členu.“;
Article 155 is amended as follows:
odstavek 9 se nadomesti z naslednjim:
in paragraph 3, the following subparagraph is inserted after the first subparagraph:
Države članice Komisijo in EIOPA obvestijo o številu in vrsti primerov, v katerih so bila zavrnjena dovoljenja v skladu s členoma 146 in 148, ali kateri ukrepi so bili sprejeti v skladu z odstavkoma 3 in 4 tega člena.“;
‘In addition, the supervisory authority of the home or the host Member State may refer the matter to EIOPA and request its assistance in accordance with Article 19 of Regulation (EU) No 1094/2010.
v členu 158(2) se za prvim pododstavkom vstavi naslednji pododstavek:
In that case, EIOPA may act in accordance with the powers conferred on it by that Article.’;
člen 159 se nadomesti z naslednjim:
paragraph 9 is replaced by the following:
„Člen 159
Member States shall inform the Commission and EIOPA of the number and types of cases which led to refusals under Articles 146 and 148 or in which measures have been taken under paragraphs 3 and 4 of this Article.’;
Statistični podatki o čezmejnih dejavnostih
in Article 158(2), the following subparagraph is inserted after the first subparagraph:
Vsaka zavarovalnica obvesti pristojni nadzorni organ svoje matične države članice o zneskih premij, odškodninskih zahtevkov in provizij, posebej za transakcije, izvedene iz naslova pravice do ustanavljanja, in tistih, ki so izvedene iz naslova svobode opravljanja storitev, brez odbitka pozavarovanja, po državi članici, in sicer:
Article 159 is replaced by the following:
za neživljenjsko zavarovanje, po vrstah poslovanja, v skladu z ustreznim delegiranim aktom;
‘Article 159
za življenjsko zavarovanje, za vsako vrsto poslovanja, v skladu z ustreznim delegiranim aktom.
Statistical information on cross-border activities
Kar zadeva vrsto 10 iz dela A Priloge I, razen prevoznikove odgovornosti, zadevno podjetje navedeni nadzorni organ obvesti tudi o pogostosti in povprečnih stroških zahtevkov.
Every insurance undertaking shall inform the competent supervisory authority of its home Member State, separately in respect of transactions carried out under the right of establishment and those carried out under the freedom to provide services, of the amount of the premiums, claims and commissions, without deduction of reinsurance, by Member State and as follows:
Nadzorni organ matične države članice v primernem času predloži podatke iz prvega in drugega pododstavka nadzornim organom vsake države članice, ki to zahteva.“;
for non-life insurance, by lines of business in accordance with the relevant delegated act;
člen 172 se nadomesti z naslednjim:
for life insurance, by lines of business in accordance with the relevant delegated act.
„Člen 172
As regards class 10 in Part A of Annex I, excluding carrier's liability, the undertaking concerned shall also inform that supervisory authority of the frequency and average cost of claims.
Enakovrednost pri dejavnosti pozavarovanja
The supervisory authority of the home Member State shall submit the information referred to in the first and second subparagraphs within reasonable time and in aggregate form to the supervisory authorities of each of the Member States concerned, upon their request.’;
Komisija v skladu s členom 301a sprejme delegirane akte, ki določajo merila za oceno, ali se režim solventnosti tretje države, uporablja za dejavnosti pozavarovanja podjetij, ki imajo sedež v tej tretji državi, enakovreden tistemu iz naslova I.
Article 172 is replaced by the following:
Če tretja država v celoti izpolnjuje merila, sprejeta v skladu z odstavkom 1, lahko Komisija v skladu s členom 301a in ob pomoči EIOPA v skladu s členom 33(2) Uredbe (EU) št. 1094/2010 sprejme delegirane akte, s katerimi določi, da je nadzorni režim tretje države, ki se uporablja za dejavnosti pozavarovanja podjetij, ki imajo sedež v tej tretji državi, enakovreden tistemu iz naslova I te direktive.
‘Article 172
Ti delegirani akti se redno pregledujejo, da bi se upoštevale vse bistvene spremembe nadzornega režima za nadzor skupin iz naslova I in nadzornega režima v tretji državi.
Equivalence in relation to reinsurance undertakings
EIOPA objavi in redno posodablja seznam vseh tretjih držav iz prvega pododstavka na svojem spletnem mestu.
The Commission shall adopt delegated acts in accordance with Article 301a specifying the criteria for assessing whether the solvency regime of a third country that applies to reinsurance activities of undertakings with their head office in that third country is equivalent to that laid down in Title I.
Kadar se v skladu z odstavkom 2 režim solventnosti tretje države šteje za enakovrednega režimu, ki je določen v tej direktivi, se pozavarovalne pogodbe, sklenjene s podjetji, ki imajo sedež v tej tretji državi, obravnavajo na enak način, kot pozavarovalne pogodbe, sklenjene s podjetjem, ki je pridobilo dovoljenje v skladu s to direktivo.
If the criteria adopted in accordance with paragraph 1 have been fulfilled by a third country, the Commission may, in accordance with Article 301a, and assisted by EIOPA in accordance with Article 33(2) of Regulation (EU) No 1094/2010, adopt delegated acts determining that the solvency regime of that third country that applies to reinsurance activities of undertakings with the head office in that third country is equivalent to that laid down in Title I of this Directive.
Z odstopanjem od odstavka 2, in tudi če merila, določena v skladu z odstavkom 1, niso bila izpolnjena, lahko Komisija za omejeno obdobje, v skladu s členom 301a ter ob pomoči EIOPA v skladu s členom 33(2) Uredbe (EU) št. 1094/2010, sprejme delegirane akte, s katerimi določi, da je režim solventnosti tretje države, uporabljen za dejavnosti pozavarovanja podjetij, ki imajo sedež v tej tretji državi, začasno enakovreden tistemu iz naslova I, če je ta tretja država izpolnila vsaj naslednja merila:
Those delegated acts shall be regularly reviewed, to take into account any significant changes to the supervisory regime laid down in Title I, and to the supervisory regime in the third country.
se je Uniji pisno zavezala, da bo sprejela in uporabljala režim solventnosti, ki ga je mogoče pred iztekom tega omejenega obdobja oceniti kot enakovrednega v skladu z odstavkom 2, ter da bo izvajala postopek ocenjevanja enakovrednosti;
EIOPA shall publish and keep up to date on its website a list of all third countries referred to in the first subparagraph.
je vzpostavila delovni program za izpolnitev zaveze iz točke (a);
Where, in accordance with paragraph 2, the solvency regime of a third country has been deemed to be equivalent to that laid down in this Directive, reinsurance contracts concluded with undertakings having their head office in that third country shall be treated in the same manner as reinsurance contracts concluded with undertakings authorised in accordance with this Directive.
je zagotovila zadostna sredstva za izpolnitev zaveze iz točke (a);