natgillin/translations-raw huggingface dataset:
As defined in paragraph 16, the interest rates on overnight deposits, deposits redeemable at notice, revolving loans and overdrafts and extended credit card credit are interest rates on new business, although the concept of new business is extended to the whole stock, and are therefore included in Appendix 2.
Kot je opredeljeno v odstavku 16, obrestne mere za vloge čez noč, vloge na odpoklic z odpovednim rokom, posojila revolving in prekoračitve stanj na računih ter obrestovana posojila po kreditnih karticah pomenijo obrestne mere za nove posle, čeprav se pojem novih poslov razširja na celotno stanje vlog in posojil, in so zato vključene v Dodatek 2.
An instrument category specified in Appendices 1 and 2 is inapplicable at national level in some euro area Member States and therefore ignored if resident credit and other institutions do not offer any products belonging to this category to households and non-financial corporations at all.
Kategorija instrumentov, določena v dodatkih 1 in 2, se v nekaterih državah članicah euroobmočja na nacionalni ravni ne uporablja in se zato ne upošteva, če rezidenčne kreditne in druge institucije gospodinjstvom in nefinančnim družbam sploh ne ponujajo produktov, ki sodijo v to kategorijo.
For each instrument category defined in Appendices 1 and 2, and applied in the banking business of resident credit and other institutions with households and non-financial corporations resident in the euro area Member States, the MFI interest rate statistics are compiled based on all of the interest rates applied to all of the products that fall within this instrument category.
Za vsako kategorijo instrumentov, ki je določena v dodatkih 1 in 2 in se uporablja v bančnem poslovanju rezidenčnih kreditnih in drugih institucij z gospodinjstvi in nefinančnimi družbami, ki so rezidenti v državah članicah euroobmočja, se statistika obrestnih mer MFI pripravlja na podlagi vseh obrestnih mer, uporabljenih za vse produkte, ki sodijo v to kategorijo instrumentov.
As stated in Article 16 of Guideline ECB/2007/9 of 1 August 2007 on monetary, financial institutions and market statistics [3], NCBs do not need to cover in the sample each product that exists at national level.
Kot je določeno v členu 16 Smernice ECB/2007/9 z dne 1. avgusta 2007 o denarni statistiki, statistiki finančnih institucij in statistiki finančnih trgov [3], NCB v vzorcu ni treba zajeti vsakega posameznega produkta, ki obstaja na nacionalni ravni.
If an instrument category did not exist in a euro area Member State at the time of the initial drawing of the sample, but a new product belonging to this category is being introduced by one institution thereafter, this institution is included in the sample at the time of the next representativity check.
Če določena kategorija instrumentov v času začetnega jemanja vzorca v državi članici euroobmočja ni obstajala, ampak je neka institucija kasneje uvedla nov produkt, ki sodi v to kategorijo, se ta institucija vključi v vzorec ob naslednjem preverjanju reprezentativnosti.
The exception to the principle of covering all interest rates applied to all products are interest rates on bad loans and loans for debt restructuring.
Izjema od načela, da se zajamejo vse obrestne mere, uporabljene za vse produkte, so obrestne mere za slaba posojila in posojila za prestrukturiranje dolga.
As stated in paragraph 28, all bad loans, and loans for debt restructuring at rates below market conditions, i.e. applied to financially distressed debtors, are excluded from MFI interest rate statistics.
Kot je določeno v odstavku 28, so vsa slaba posojila in posojila za prestrukturiranje dolga, odobrena po obrestnih merah, ki so nižje od tržnih, tj. obrestne mere za dolžnike v finančnih težavah, izključena iz statistike obrestnih mer MFI.
Data on deposits and loans in currencies other than euro shall not be required at the level of all euro area Member States.
Podatki o vlogah in posojilih v valutah, ki niso euro, se na ravni vseh držav članic euroobmočja ne zahtevajo.
This is reflected in Appendices 1 and 2 where all indicators refer to deposits and loans denominated in euro.
To je razvidno iz dodatkov 1 in 2, kjer se vsi kazalniki nanašajo na vloge in posojila, izražena v eurih.
Appendices 1 and 2 therefore distinguish between indicators vis-à-vis households (including non-profit institutions serving households) [4] and vis-à-vis non-financial corporations [5].
Dodatka 1 in 2 tako razlikujeta med kazalniki v razmerju do gospodinjstev (vključno z nepridobitnimi institucijami, ki opravljajo storitve za gospodinjstva) [4] in kazalniki v razmerju do nefinančnih družb [5].
In addition, separate data is reported for sole proprietors/partnerships without legal status as part of households, but only in respect of new business loans for ‘other purposes’.
Dodatno se poročajo ločeni podatki za individualne lastnike/partnerska podjetja brez pravnega statusa kot del gospodinjstev, toda samo v zvezi z novimi posli iz naslova posojil za „druge namene“.
NCBs may waive the requirement of separate identification of loans to sole proprietors when such loans constitute less than 5 % of the euro area Member State’s total household lending in terms of outstanding amounts, as calculated in accordance with Regulation (EU) No 1071/2013 (ECB/2013/33).
NCB se lahko odpovejo zahtevi po ločenem izkazovanju posojil individualnim lastnikom, kadar taka posojila predstavljajo manj kot 5 % skupnega posojanja gospodinjstvom v državi članici euroobmočja v smislu stanja zadolženosti, kot se izračuna v skladu z Uredbo (ES) št. 1071/2013 (ECB/2013/33).
Although the remuneration of repos is not independent of the holding sector in all euro area Member States, no sector breakdown by households and non-financial corporations is required for repos at the level of all euro area Member States.
Čeprav obrestovanje repo poslov ni neodvisno od sektorja imetnikov v vseh državah članicah euroobmočja, zanje na ravni vseh držav članic euroobmočja ni potrebna razčlenitev na gospodinjstva in nefinančne družbe.
Furthermore, no maturity breakdown is required at the level of all euro area Member States, as repos are assumed to be predominantly very short-term.
Poleg tega na ravni vseh držav članic euroobmočja ni potrebna razčlenitev po dospelosti, ker repo posli pretežno veljajo za zelo kratkoročne.
The interest rate and the weight for deposits redeemable at notice, however, at the level of all euro area Member States refer to deposits redeemable at notice held by both households and non-financial corporations, i.e. both sectors are merged but allocated to households.
Vendar pa se obrestna mera in utež za vloge na odpoklic z odpovednim rokom na ravni vseh držav članic euroobmočja nanašata na vloge na odpoklic z odpovednim rokom tako gospodinjstev kot tudi nefinančnih družb, tj. oba sektorja se združita in dodelita gospodinjstvom.
At the level of all euro area Member States, no sector breakdown is required.
Na ravni vseh držav članic euroobmočja ni potrebna razčlenitev po sektorjih.
Unless otherwise stated in the following paragraphs 47 to 55, the instrument breakdown for MFI interest rates and the definitions of the types of instruments follow the asset and liabilities categories set out in Part 2 of Annex II to Regulation (EU) No 1071/2013 (ECB/2013/33).
Razen če je drugače določeno v naslednjih odstavkih 47 do 55, razčlenitev po instrumentih za obrestne mere MFI in opredelitve vrst instrumentov sledijo kategorijam sredstev in obveznosti, kot so določene v delu 2 Priloge II k Uredbi (ES) št. 1071/2013 (ECB/2013/33).
MFI interest rates on overnight deposits, i.e. indicators 1 and 7 in Appendix 2, cover all overnight deposits, whether or not they are interest bearing.
Obrestne mere MFI za vloge čez noč, tj. kazalnika 1 in 7 v Dodatku 2, se nanašajo na vse vloge čez noč, ne glede na to, ali se obrestujejo ali ne.
Zero-interest overnight deposits are therefore captured by MFI interest rate statistics.
Neobrestovane vloge čez noč so zato zajete v statistiki obrestnih mer MFI.
For the purpose of MFI interest rate statistics, revolving loans and overdrafts, i.e. indicators 12 and 23 in Appendix 2, have the same meaning as defined in Part 2 of Annex II to Regulation (EU) No 1071/2013 (ECB/2013/33), regardless of their initial period of interest rate fixation.
Za namene statistike obrestnih mer MFI imajo posojila revolving in prekoračitve stanj na računih, tj. kazalnika 12 in 23 v Dodatku 2, enak pomen, kot je opredeljen v delu 2 Priloge II k Uredbi (ES) št. 1071/2013 (ECB/2013/33), ne glede na začetno obdobje določitve obrestne mere.
Penalties on overdrafts applied as component of other charges, for example in the form of special fees, are not covered by the AAR as defined in paragraph 1, because this type of rate only covers the interest rate on loans.
Kazni za prekoračitve stanj na računih kot sestavni del drugih stroškov, na primer v obliki posebnih provizij, niso zajete v AAR, kot je opredeljena v odstavku 1, ker tovrstna obrestna mera zajema samo obrestno mero za posojila.
For the purpose of MFI interest rate statistics, credit card debt has the same meaning as defined in Part 2 of Annex II to Regulation (EU) No 1071/2013 (ECB/2013/33).
Za namene statistike obrestnih mer MFI ima dolg po kreditnih karticah enak pomen, kot je opredeljen v delu 2 Priloge II k Uredbi (ES) št. 1071/2013 (ECB/2013/33).
Data on the interest rate is reported only in respect of extended credit card credit, in indicators 32 and 36.
Podatki o obrestni meri se poročajo samo za obrestovano posojilo po kreditnih karticah, v kazalnikih 32 in 36.
The interest rate on convenience credit card credit is not reported separately, as it is by definition 0 %.
Obrestna mera za posojila po kreditnih karticah z odloženim brezobrestnim plačilom se ne poroča ločeno, saj je po definiciji enaka 0 %.
However, the outstanding convenience credit card credit is included as part of the MFI interest rate statistics on outstanding amounts, together with the outstanding extended credit card credit.
Toda neporavnano posojilo po kreditnih karticah z odloženim brezobrestnim plačilom je vključeno kot del statistike obrestnih mer MFI za stanje zadolženosti, skupaj z neporavnanim obrestovanim posojilom po kreditnih karticah.
Neither extended nor convenience credit card credit is reported under any other new business indicator.
Niti obrestovano posojilo po kreditnih karticah niti posojilo po kreditnih karticah z odloženim brezobrestnim plačilom se ne poročata pod katerim koli drugim kazalnikom novih poslov.
For the purpose of MFI interest rate statistics, new business loans to non-financial corporations (except revolving loans and overdrafts and credit card debt), i.e. indicators 37 to 54, 80, 82, 84 and 91 in Appendix 2, comprise all loans other than credit card debt and revolving loans and overdrafts to enterprises, regardless of their amount, while indicators 62 to 79, 81, 83 and 85 refer to secured loans as defined in paragraph 64.
Za namene statistike obrestnih mer MFI obsegajo novi posli iz naslova posojil nefinančnim družbam (razen posojil revolving in prekoračitev stanj na računih ter dolga po kreditnih karticah), tj. kazalniki 37 do 54, 80, 82, 84 in 91 v Dodatku 2, vsa posojila podjetjem razen dolga po kreditnih karticah in posojil revolving podjetjem ter prekoračitev stanj na računih podjetij, ne glede na njihov znesek, medtem ko se kazalniki 62 do 79, 81, 83 in 85 nanašajo na zavarovana posojila, kot so opredeljena v odstavku 64.
Loans to non-financial corporations in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation (EU) No 1071/2013 (ECB/2013/33) and cover revolving loans and overdrafts and credit card debt.
Posojila nefinančnim družbam v Dodatku 1, ki se nanašajo na stanje zadolženosti, imajo enak pomen, kot je opredeljen v delu 2 Priloge II k Uredbi (ES) št. 1071/2013 (ECB/2013/33), in obsegajo posojila revolving in prekoračitve stanj na računih ter dolg po kreditnih karticah.
For the purpose of MFI interest rate statistics, new business loans to households for consumption, i.e. indicators 13 to 15, 30 and 88 in Appendix 2, are defined as loans, other than credit card debt or revolving loans and overdrafts, granted for the purpose of personal use in the consumption of goods and services, while indicators 55 to 57 refer to secured loans as defined in paragraph 64.
Za namene statistike obrestnih mer MFI se novi posli iz naslova posojil gospodinjstvom za potrošnjo, tj. kazalniki 13 do 15, 30 in 88 v Dodatku 2, opredelijo kot posojila, razen dolga po kreditnih karticah ali posojil revolving in prekoračitev stanj na računih, odobrena za osebno uporabo v zvezi s potrošnjo blaga in storitev, medtem ko se kazalniki 55 do 57 nanašajo na zavarovana posojila, kot so opredeljena v odstavku 64.
Loans for consumption in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation (EU) No 1071/2013 (ECB/2013/33) and cover revolving loans and overdrafts and credit card debt.
Posojila za potrošnjo v Dodatku 1, ki se nanašajo na stanje zadolženosti, imajo enak pomen, kot je opredeljen v delu 2 Priloge II k Uredbi (ES) št. 1071/2013 (ECB/2013/33), in obsegajo posojila revolving in prekoračitve stanj na računih ter dolg po kreditnih karticah.
For the purpose of MFI interest rate statistics, new business loans to households for house purchases, i.e. indicators 16 to 19, 31, and 89 in Appendix 2, are defined as credit other than revolving loans and overdrafts or credit card debt, extended for the purpose of investing in housing, including building, garages and home improvements (refurbishment), while indicators 58 to 61 refer to secured loans as defined in paragraph 64.
Za namene statistike obrestnih mer MFI se novi posli iz naslova posojil gospodinjstvom za nakup hiše, tj. kazalniki 16 do 19, 31 in 89 v Dodatku 2, opredelijo kot krediti razen posojil revolving in prekoračitev stanj na računih ali dolga po kreditnih karticah, odobreni za naložbe v stanovanja, vključno z gradnjo, garažami in prenovo stanovanjskih zgradb, medtem ko se kazalniki 58 do 61 nanašajo na zavarovana posojila, kot so opredeljena v odstavku 64.
Loans to households for house purchases in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation (EU) No 1071/2013 (ECB/2013/33) and cover revolving loans and overdrafts and credit card debt.
Posojila gospodinjstvom za nakup hiše v Dodatku 1, ki se nanašajo na stanje zadolženosti, imajo enak pomen, kot je opredeljen v delu 2 Priloge II k Uredbi (ES) št. 1071/2013 (ECB/2013/33), in obsegajo posojila revolving in prekoračitve stanj na računih ter dolg po kreditnih karticah.
For the purpose of MFI interest rate statistics, new business loans to households for other purposes, i.e. indicators 20 to 22, 33 to 35 and 90 in Appendix 2, are defined as loans other than revolving loans and overdrafts or credit card debt, granted for purposes such as business, debt consolidation, education, etc. Other loans to households in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation (EU) No 1071/2013 (ECB/2013/33) and include revolving loans and overdrafts and credit card debt.
Za namene statistike obrestnih mer MFI se novi posli iz naslova posojil gospodinjstvom za druge namene, tj. kazalniki 20 do 22, 33 do 35 in 90 v Dodatku 2, opredelijo kot posojila razen posojil revolving in prekoračitev stanj na računih ali dolga po kreditnih karticah, odobrena za namene, kot so posli, konsolidacija dolgov, izobraževanje itd. Druga posojila gospodinjstvom v Dodatku 1, ki se nanašajo na stanje zadolženosti, imajo enak pomen, kot je opredeljen v delu 2 Priloge II k Uredbi (ES) št. 1071/2013 (ECB/2013/33), in obsegajo posojila revolving in prekoračitve stanj na računih ter dolg po kreditnih karticah.
For MFI interest rates on outstanding amounts, loans for consumption, loans to households for house purchases and other loans to households for other purposes together cover all loans granted to households by resident credit and other institutions, including revolving loans and overdrafts and credit card debt.
Za obrestne mere MFI za stanja zadolženosti posojila za potrošnjo, posojila gospodinjstvom za nakup hiše in druga posojila gospodinjstvom za druge namene skupaj zajemajo vsa posojila, ki jih rezidenčne kreditne in druge institucije odobrijo gospodinjstvom, vključno s posojili revolving in prekoračitvami stanj na računih ter dolgom po kreditnih karticah.
For MFI interest rates on new business, extended credit card credit, revolving loans and overdrafts, loans to households for consumption, for house purchases and for other purposes cover all loans except convenience credit card credit granted to households by resident credit and other institutions.
Za obrestne mere MFI za nove posle posojila po kreditnih karticah, posojila revolving in prekoračitve stanj na računih, posojila za potrošnjo in posojila gospodinjstvom za nakup hiše in druge namene zajemajo vsa posojila, ki jih rezidenčne kreditne in druge institucije odobrijo gospodinjstvom, razen posojil po kreditnih karticah z odloženim brezobrestnim plačilom.
Convenience credit card credit is not separately reported in MFI interest rate statistics on new business, but is included as part of the corresponding outstanding amount items.
Posojila po kreditnih karticah z odloženim brezobrestnim plačilom se v statistiki obrestnih mer MFI ne poročajo ločeno kot novi posel, temveč se vključijo kot del odgovarjajočih postavk stanja zadolženosti.
For other loans to non-financial corporations, i.e. indicators 37 to 54 and 62 to 85 in Appendix 2, three categories of amounts are distinguished: (a) ‘up to and including EUR 0,25 million’; (b) ‘over EUR 0,25 million up to and including EUR 1 million’; and (c) ‘over EUR 1 million’.
Za druga posojila nefinančnim družbam, tj. kazalniki 37 do 54 in 62 do 85 v Dodatku 2, se razlikujejo tri kategorije zneskov: (a) „do vključno 0,25 milijona EUR“; (b) „od 0,25 milijona EUR do vključno 1 milijona EUR“; in (c) „nad 1 milijonom EUR“.
The amount refers to the single loan transaction considered as new business, rather than to all business between the non-financial corporation and the reporting agent.
Znesek se nanaša na posamični posojilni posel, ki se šteje za novi posel, ne pa na vse posle med nefinančno družbo in poročevalsko enoto.
Breakdown by original and residual maturity, notice and interest rate reset period or initial rate fixation
Razčlenitev po prvotni in preostali zapadlosti, odpovednem roku in obdobju spremembe obrestne mere ali začetni določitvi obrestne mere
Depending on the type of instrument and on whether the MFI interest rate refers to outstanding amounts or to new business, the statistics provide a breakdown by original and residual maturity, periods of notice and interest rate reset and/or initial period of fixation of the rate.
Odvisno od vrste instrumenta in od tega, ali se obrestna mera MFI nanaša na stanje zadolženosti ali na nove posle, statistika zagotovi razčlenitev po prvotni in preostali zapadlosti, odpovednem roku in obdobju spremembe obrestne mere in/ali začetnem obdobju določitve obrestne mere.
These breakdowns refer to time bands or ranges, for example an interest rate on a deposit with an agreed maturity of up to two years refers to an average rate across all deposits with an agreed original maturity between two days and a maximum of two years, weighted by size of the deposit.
Te razčlenitve se nanašajo na časovne razrede ali razpone, na primer obrestna mera za vezano vlogo do dveh let se nanaša na povprečno obrestno mero za vse vloge z dogovorjeno prvotno zapadlostjo od dveh dni do največ dveh let, tehtano z velikostjo vloge.
The breakdown by original and residual maturity as well as periods of notice and interest rate reset follow the definitions set out in Part 2 of Annex II to Regulation (EU) No 1071/2013 (ECB/2013/33).
Razčlenitev po prvotni in preostali zapadlosti ter odpovednem roku in obdobju spremembe obrestne mere sledi opredelitvam, določenim v delu 2 Priloge II k Uredbi (ES) št. 1071/2013 (ECB/2013/33).
A breakdown by original maturity is applied to all deposit categories other than repos referring to outstanding amounts and all lending categories referring to outstanding amounts as set out in Appendix 1.
Razčlenitev po prvotni zapadlosti se uporablja za vse kategorije vlog, razen za repo posle, ki se nanašajo na stanje zadolženosti, in vse kategorije posojil, ki se nanašajo na stanje zadolženosti, kot je določeno v Dodatku 1.
A breakdown by original maturity in combination with residual maturity and next interest rate reset is applied to indicators 15 to 26 as defined in Appendix 1.
Razčlenitev po prvotni zapadlosti v kombinaciji s preostalo zapadlostjo in naslednjo spremembo obrestne mere se uporablja za kazalnike 15 do 26, kot je opredeljeno v Dodatku 1.
A breakdown by original maturity is also applied to new business on deposits with agreed maturity, and a breakdown by period of notice to new business on deposits redeemable at notice as set out in Appendix 2.
Razčlenitev po prvotni zapadlosti se uporablja tudi za nove posle za vezane vloge, razčlenitev po odpovednih rokih pa za nove posle za vloge na odpoklic z odpovednim rokom, kot je določeno v Dodatku 2.
Separate data on loans to non-financial corporations with an initial period of interest rate fixation up to one year in combination with original maturity above one year are reported for each size of loan band referred to in paragraph 56, as set out in Appendix 2.
Ločeni podatki o posojilih nefinančnim družbam z začetnim obdobjem določitve obrestne mere do enega leta v kombinaciji s prvotno zapadlostjo nad enim letom se poročajo za vsak razred velikosti posojil iz odstavka 56, kot je določeno v Dodatku 2.
The lending interest rates on new business, except for indicators 88 to 91 on renegotiated loans in Appendix 2, are broken down by the initial period of interest rate fixation contained in the contract.
Obrestne mere za kreditiranje novih poslov, razen za kazalnike 88 do 91 glede na novo izpogajanih posojil v Dodatku 2, se razčlenijo po začetnem obdobju določitve obrestne mere, določenem v pogodbi.
The value of the interest rate is only considered to be unchangeable if it is defined as an exact level, for example as 10 %, or as a differential to a reference rate at a fixed point in time, for example as 6-month EURIBOR plus 2 percentage points at a certain predetermined day and time.
Višina obrestne mere se šteje za nespremenljivo samo, če je določena točno, na primer 10 %, ali z razliko do referenčne obrestne mere v določeni časovni točki, na primer kot šestmesečni EURIBOR, povečan za dve odstotni točki na vnaprej določen dan in ob določeni uri.
If at the start of the contract a procedure to calculate the lending rate is agreed between the household or non-financial corporation and the reporting agent for a certain period of time, for example 6-month EURIBOR plus 2 percentage points for three years, the initial rate fixation period is not considered to be three years, but six months, since the value of the interest rate may change every six months during the three years.
Če se na začetku veljavnosti pogodbe gospodinjstvo ali nefinančna družba ter poročevalska enota dogovorita za postopek izračuna obrestne mere za posojilo za določeno časovno obdobje, na primer, šestmesečni EURIBOR, povečan za dve odstotni točki, za tri leta, začetno obdobje določitve obrestne mere ne znaša tri leta, temveč šest mesecev, saj se višina obrestne mere v treh letih lahko spremeni vsakih šest mesecev.
The MFI interest rate statistics on new lending business only reflect the interest rate that is agreed for the initial period of fixation at the start of a contract or after renegotiation of the loan.
Statistika obrestnih mer MFI za nove posojilne posle odraža samo obrestno mero, ki je dogovorjena za začetno obdobje določitve obrestne mere na začetku veljavnosti pogodbe ali po novem pogajanju o posojilu.
The following periods of initial rate fixation are distinguished for loans to households:
Pri posojilih gospodinjstvom se razlikujejo naslednja obdobja začetne določitve obrestne mere: