natgillin/translations-raw huggingface dataset:
Under measure B1, the HFSF transferred EUR 3,97 billion of EFSF bonds to the Bank on 28 May 2012, in line with the provisions for bridge recapitalisations laid down in the law 3864/2010 establishing the HFSF (‘HFSF Law’).
Sklad HFSF je v skladu z zakonom o skladu HFSF imenoval dva neodvisna svetovalca, da določita vrednost skupine.
The EFSF bonds transferred to the Bank were EFSF floating notes with maturities of six and 10 years and an issue date of 19 April 2012.
Oba svetovalca sta svoje delo zaključila 10. aprila 2014 in vsak posebej predložila razpon vrednosti skupine.
The Commission has already established in recital 48 of the Eurobank Opening Decision that ‘The bridge recapitalisation finalised on 28 May 2012 is the implementation of the obligation undertaken in the commitment letter and thus a continuation of the same aid’.
Razpona sta se precej prekrivala.
Both the amounts provided in the commitment letter and in the first bridge recapitalisation were calculated by the Bank of Greece to ensure the Bank reached a total capital ratio of 8 % as of 31 December 2011, the date of retroactive booking of the bridge recapitalisation in the Bank’s records.
Generalni svet sklada HFSF je na podlagi navedenih vrednotenj 14. aprila 2014 določil ceno, ki ustreza najnižji ceni, po kateri se lahko nove delnice skupine ponudijo vlagateljem in ceno, po kateri bo finančno podprl izdajo kapitala, če bo potrebno [54].
As can be seen from Table 3, measure B1 only covered a limited part of the total capital needs identified by the stress test of 2012.
15. aprila 2014 je podprl ponudbo, ki jo je dal konzorcij vlagateljev za vpis novih delnic v višini 1,3 milijarde EUR po ceni 0,30 EUR za delnico (v nadaljnjem besedilu: temeljni vlagatelj [55] [56]).
The Bank was supposed to raise the capital through a future capital increase and the bridge recapitalisation was intended only to preserve the Bank’s eligibility for ECB financing until that capital increase had taken place.
Skupina Eurobank je 24. aprila 2014 objavila začetek zbiranja naročil po ceni med 0,30 in 0,33 EUR [57].
For the period between the date of the first bridge recapitalisation and the date of the conversion of the first bridge recapitalisation into ordinary shares and other convertible financial instruments, the pre-subscription agreement between the Bank and the HFSF stipulated that the Bank had to pay the HFSH a 1 % annual fee on the nominal value of the EFSF notes and that any coupon payments and accrued interest to the EFSF notes for that period would count as an additional capital contribution by the HFSF [49].
Če bi bilo dovolj povpraševanja, da bi se v celoti pokrilo 2864 milijonov EUR po ceni, višji od 0,30 EUR, bo moral temeljni vlagatelj svojo ceno prilagoditi višji ceni ali pa preklicati svoja naročila; v tem primeru prejme odškodnino.
The second bridge recapitalisation (measure B2)
Če bi bilo dovolj povpraševanja zasebnih vlagateljev (vključno s povpraševanjem temeljnega vlagatelja), da bi se v celoti pokrilo 2864 milijonov EUR po ceni 0,30 EUR, prejme temeljni vlagatelj prednostno dodelitev.
The Bank booked further losses in the autumn of 2012.
Če povpraševanja po ceni 0,30 EUR ne bi bilo dovolj (vključno s povpraševanjem temeljnega vlagatelja), se bo podrejeni dolg pretvoril v nove delnice.
Its capital therefore again fell below the minimum capital requirements for it to remain eligible for ECB refinancing.
Kot je predvideno v zakonu o skladu HFSF, vse nevpisane delnice po pretvorbi podrejenega dolga vpiše sklad HFSF po isti ceni, tj. 0,30 EUR na delnico.
A second bridge recapitalisation became necessary as a result.
Ukrepi pomoči, povezani s prevzetimi podjetji
On 21 December 2012, the HFSF implemented a second bridge recapitalisation of EUR 1341 million (measure B2), which was again paid by transferring EFSF bonds to the Bank.
Ukrepi pomoči za banki Proton Bank in Nea Proton Bank
The commitment letter of 21 December 2012 (measure B3)
Banki Proton Bank in Nea Proton Bank sta od leta 2008 prejeli pomoč v okviru različnih ukrepov pomoči.
In addition to the second bridge recapitalisation, on 21 December 2012 the HFSF provided the Bank with a commitment letter for its participation in the share capital increase of the Bank and in the convertible instruments to be issued, for a total amount up to EUR 528 million (measure B3).
Preglednica 7 vsebuje pregled navedenih ukrepov pomoči.
The total of the two bridge recapitalisations (measures B1 and B2) and of the additional amount committed in December 2012 (measure B3) meant that the HFSF had committed the total capital needs identified under the stress test of 2012 (EUR 5839 million [50]).
Preglednica 7
The Spring 2013 recapitalisation (measure B4)
Pregled ukrepov kapitalske podpore za banki Proton Bank in Nea Proton Bank
On 30 April 2013, the general meeting of shareholders approved an increase in the share capital of the Bank for an amount of EUR 5839 million (‘the Spring 2013 recapitalisation’).
Upravičenka pomoči
The Bank therefore issued 3789317357 new shares with a nominal value of EUR 0,30 at a price of EUR 1,54 per share.
Narava pomoči
On the same date the general meeting of shareholders also decided that the full amount of capital would be provided by the HFSF and would be paid in kind, in the form of EFSF bonds.
Subjekt, ki je dodelil pomoč
As a result, the HFSF injected a total of EUR 5839 million into the Bank in the form of ordinary shares in May 2013 (measure B4).
Datum izplačila
That amount is equal to the sum of measures B1, B2 and B3.
Znesek (v mio.
By means of the Spring 2013 recapitalisation the first and second bridge recapitalisations (measures B1 and B2) were converted into a permanent recapitalisation, and the commitment to grant additional capital aid (measure B3) was implemented.
EUR)
The price of new shares was set at 50 % of the volume-weighted average stock price over the 50 trading days preceding the determination of the offer price.
Dejavnosti banke Proton Bank
As a result of a reverse stock split decided by the general meeting of shareholders on 30 April 2012 [51], the price of new shares was set at EUR 1,54 per share.
Kapital na podlagi ukrepa dokapitalizacije:
Immediately after the Spring 2013 recapitalisation, the HFSF became the major shareholder of the Bank with a stake of 98,56 %.
prednostne delnice Grčije
However, after the Bank completed another liability management exercise, that stake decreased to 93,55 % in June 2013 (see section 2.4.5).
država
In August 2013, the Bank issued new shares to the HFSF in order to purchase New TT Bank as a result of which the HFSF stake increased to 95,23 % [52].
maj 2009
The 2014 recapitalisation commitment (measure C)
Posojilo grških državnih obveznic na podlagi grškega ukrepa obligacijskih posojil
On 6 March 2014, the Bank of Greece reported the results of a stress test exercise carried out in the second half of 2013.
Državno jamstvo za izdane obveznice na podlagi grškega ukrepa jamstva
The Bank of Greece indicated that in the baseline scenario the capital needs of the Bank for the period 2014-2016 would reach EUR 2945 million.
julij 2010
On 31 March 2014 the HFSF sent a letter to the Bank indicating that it had the intention and ability to backstop any share capital increase implemented under the HFSF law 3864/2010 as amended on 30 March 2014 required to comply with capital needs identified during the stress test.
Dejavnosti banke Nea Proton Bank
The HFSF law provides that if, at the end of the subscription period, there is insufficient demand of private investors at a price determined by the General Council of the HFSF based on two independent valuations, the HFSF would subscribe any remaining shares, subject to prior conversion of the existing subordinated capital instrument of the Bank into shares as stated in Article 6a.
Likvidnostna vrzel s PB na NPB
On 12 April 2014 the extraordinary meeting of shareholders approved a share capital increase amounting to EUR 2864 million under the HFSF law and indicated that the offer price could not be lower than the nominal price of EUR 0,30 per share and the minimum price to be set by the HFSF [53].
Financiranje likvidnostne vrzeli s PB na NPB (del 1)
In line with the HFSF Law, the HFSF appointed two independent advisors to determine the value of the Bank.
Po končanem izračunu likvidnostne vrzeli, financiranje stanja likvidnostne vrzeli s PB na NPB (del 2)
On 10 April 2014, the two advisors concluded their work by each providing a range for the value of the Bank.
Skupni znesek NP1
The two ranges overlap to a significant extent.
Vložki delniškega kapitala za NPB v letih 2011 in 2012
Based on those valuations, the General Council of the HFSF determined on 14 April 2014 the price that corresponds to the minimum price at which the Bank’s new shares may be offered to investors and the price at which it will back stop the equity offering if required [54].
začetni delniški kapital
On 15 April 2014 it approved the offer made by a consortium of investors to subscribe EUR 1,3 billion of new shares at a price of EUR 0,30 per share (‘cornerstone investor’ [55] [56]).
Skupni začetni kapital
On 24 April 2014 Eurobank announced the beginning of the book building at a price ranging from EUR 0,30 to EUR 0,33 [57].
Dodatni delniški kapital
If there is sufficient demand to cover the entire EUR 2864 million at a price higher than EUR 0,30, the cornerstone investor will have to adjust its price to the higher price or to cancel its orders, in which case it will receive a compensation fee.
Skupni dodatni kapital
If there is insufficient demand (including demand from the cornerstone investor) at a price of EUR 0,30, subordinated debt will be converted into new shares.
Dokapitalizacija pred njeno prodajo skupini Eurobank
As foreseen under the HFSF law, any unsubscribed shares after the conversion of subordinated debt will be subscribed by the HFSF at the same price, namely EUR 0,30 per share.
Delniški kapital
Aid measures to the acquired businesses
Ukrepi pomoči za banko Proton Bank
Aid measures to Proton Bank and Nea Proton Bank
Državna dokapitalizacija, ki jo je prejela banka Proton Bank (ukrep Pr1)
Since 2008, Proton Bank and Nea Proton Bank have benefited from several aid measures.
Grčija je maja 2009 v banko Proton Bank vložila 80 milijonov EUR, kar je enako približno 4,6 odstotka njene tveganju prilagojene aktive v zadevnem času.
Table 7 provides an overview of those aid measures.
Navedeni kapitalski vložek je bil izveden na podlagi ukrepa dokapitalizacije programa pomoči grškim bankam.
Table 7
Dokapitalizacija je bila v obliki prednostnih delnic.
Overview of the capital support measures to Proton and Nea Proton Bank
Državna likvidnostna podpora, ki jo je prejela banka Proton Bank (ukrepa Pr2 in Pr3)
Aid beneficiary
Banka Proton Bank je bila upravičena tudi do ukrepov pomoči na podlagi ukrepa jamstva in ukrepa državnih obligacijskih posojil, ki sta del programa pomoči grškim bankam.
Nature of aid
Banka Proton Bank je aprila 2009 prejela grške državne vrednostne papirje v višini 78 milijonov EUR (ukrep Pr2), julija 2010 pa je prejela državno jamstvo za izdane obveznice v nominalni vrednosti 149,4 milijona EUR (ukrep Pr3).
Entity which granted the aid
Ukrepi pomoči za banko Nea Proton Bank
Date of disbursement
Kritje likvidnostne vrzeli banke Nea Proton Bank v višini 1121,6 milijona EUR (ukrep NP1)
Amount (in EUR million)
Grški organi so v okviru reševanja banke Proton Bank ugotovili likvidnostno vrzel v banki Nea Proton Bank.
Proton Bank’ s activities
Shema sklada HDIGF za reševanje je v skladu z odločbo grške centralne banke z dne 9. oktobra 2011 banki Nea Proton Bank decembra 2011 plačala 862 milijonov EUR.
Capital under recapitalisation measure:
Ko je grška centralna banka dne 19. januarja 2012 izračunala, da likvidnostna vrzel znaša 1121,6 milijona EUR, je sklad HFSF [58] v skladu z odločbo grške centralne banke z dne 9. aprila 2012 [59] 14. maja 2012 plačal preostali znesek v višini 259,6 milijona EUR.
Greek State’s preference shares
Shema sklada HDIGF za reševanje in sklad HFSF sta tako pokrila likvidnostno vrzel.
State
Kapitalski vložki sklada HFSF za banko Nea Proton Bank v letih 2011 in 2012 (ukrep NP2)
May 2009
Sklad HFSF je banki Nea Proton Bank zagotovil državno pomoč v obliki začetnega delniškega kapitala (navadne delnice) v višini 250 milijonov EUR, ki jo je izplačal v dveh tranšah, 9. oktobra 2011 in 3. februarja 2012.
Lending of Greek government securities under Greek bond loan measure
Banka Nea Proton Bank je potrebovala dodatni kapital tudi zaradi dviga stroškov rezervacij od leta 2011 do leta 2016, ki so višji od ravni, predvidenih ob ustanovitvi banke Nea Proton Bank.
April 2009
Kapitalski vložek sklada HFSF za banko Nea Proton Bank pred njeno prodajo skupini Eurobank (ukrep NP3)
State guarantee for issued bonds under the Greek guarantee measure
Sklad HFSF se je že v prodajni pogodbi z dne 15. julija 2013 zavezal, da bo v banko Nea Proton Bank vložil znesek v višini 395 milijonov EUR [60].
July 2010
Sklad HFSF je znesek v višini 395 milijonov EUR izplačal 28. avgusta 2013.
Nea Proton Bank’s activities
Ukrepi pomoči za banko New TT Bank
Financing of funding gap from PB to NPB (part 1)
Pregled ukrepov pomoči za banki T Bank in TT bank
After the finalisation of the calculation of the funding gap, financing of the balance of the funding gap from PB to NPB (part 2)
Opis
Total amount of NP1
Datum
Share capital injections to NPB in 2011 and 2012
Znesek državne pomoči (v mio.
Initial share capital
EUR)
Total initial capital
Dejavnosti banke T Bank, prenesene na banko TT Bank [61]
Total amount of NP2
Skupni znesek T
Share capital
Banka New TT Bank (premostitveno posojilo)
Aid measures to Proton Bank
Likvidnostna vrzel s TT na NTT
State recapitalisation received by Proton Bank (measure Pr1)
Financiranje likvidnostne vrzeli s T Bank na TT Bank (del 1)
In May 2009, Greece injected EUR 80 million into Proton Bank, which was equivalent to around 4,6 % of its RWA at that time.
Po končanem izračunu likvidnostne vrzeli, financiranje stanja likvidnostne vrzeli s TT Bank na New TT Bank (del 2)
The recapitalisation took the form of preference shares.
Vložek začetnega delniškega kapitala
State liquidity support received by Proton Bank (measures Pr2 and Pr3)
Začetni delniški kapital banke New TT Bank
Proton Bank has also benefited from aid measures under the guarantee and government bond loan measures which are part of the Greek Banks Support Scheme.
Ukrep pomoči za banko T Bank
In April 2009 Proton Bank received Greek government securities amounting to EUR 78 million (measure Pr2) and in July 2010 it received a State guarantee for issued bonds with a nominal value of EUR 149,4 million (measure Pr3).
Posredovanje sheme sklada HDIGF za reševanje v korist banke T v višini 677 milijonov EUR (ukrep T)
The State-guaranteed bonds were transferred to Nea Proton Bank on the resolution day but they were cancelled on 5 January 2012.
Shema sklada HDIGF za reševanje in sklad HFSF sta financirala likvidnostno vrzel, ki je nastala zaradi prenosa dejavnosti z banke T Bank na banko TT Bank, predstavlja pa razliko med pošteno vrednostjo sredstev, prenesenih z banke T Bank na banko TT Bank, in pošteno vrednostjo prenesenih obveznosti.
The Greek government securities matured in December 2011 and were not renewed.
Shema sklada HDIGF za reševanje je v skladu z odločbo grške centralne banke z dne 17. decembra 2011 plačala 450 milijonov EUR [62], tj. približno dve tretjini ocenjene likvidnostne vrzeli.
Aid measures to Nea Proton Bank
Po izračunu, da likvidnostna vrzel znaša približno 677 milijonov EUR, je sklad HFSF [63] v skladu z odločbo grške centralne banke z dne 9. aprila 2012 [64] banki New TT Bank 14. februarja 2013 plačal preostali znesek v višini 227 milijonov EUR [65].
In the context of the resolution of Proton Bank, the Greek authorities identified a funding gap in Nea Proton Bank In line with a decision of 9 October 2011 of the Bank of Greece, the Resolution Scheme of the HDIGF paid EUR 862 million to Nea Proton Bank in December 2011.
Državna dokapitalizacija, ki jo je prejela banka TT Bank (ukrep TT)
After the Bank of Greece finalised the calculation of the funding gap on 19 January 2012 at EUR 1121,6 million, in line with a decision of the Bank of Greece of 9 April 2012 [58] the HFSF [59] paid the remaining amount of EUR 259,6 million on 14 May 2012.
Banka TT Bank je maja 2009 na podlagi ukrepa dokapitalizacije programa pomoči grškim bankam od Grčije prejela kapitalski vložek v višini 224,96 milijona EUR, kar je približno 2,9 odstotka njene tveganju prilagojene aktive v zadevnem času.
The Resolution Scheme of the HDIGF and the HFSF thereby closed that funding gap.
Kapitalski vložek je bil v obliki prednostnih delnic.
Capital injections by the HFSF into Nea Proton Bank in 2011 and 2012 (measure NP2)
Kritje likvidnostne vrzeli banke TT Bank v višini 3732,6 milijona EUR (ukrep NTT1)
The HFSF provided State aid to Nea Proton Bank in the form of the initial share capital (common shares) of EUR 250 million, paid out in two tranches on 9 October 2011 and 3 February 2012.
Sklad HFSF je financiral likvidnostno vrzel banke New TT Bank, ki predstavlja razliko med vrednostjo sredstev, prenesenih z banke TT Bank na banko New TT Bank, in nominalno vrednostjo prenesenih obveznosti.
According to the updated restructuring plan of Nea Proton Bank submitted on 16 July 2012, which was the latest version of the plan which had been notified to the Commission at the time of the Nea Proton Opening Decision, Nea Proton Bank needed additional capital of EUR 300 million.
Sklad HFSF je v skladu z odločbo grške centralne banke z dne 18. januarja 2013 dne 29. januarja 2013 plačal 2730,8 milijona EUR [66], tj. približno dve tretjini ocenjene likvidnostne vrzeli.
That additional capital was required in part because Nea Proton Bank had suffered losses as a result of the PSI programme (impairment losses for 2011 amounted to EUR 146,5 million in relation to the GGBs and additional impairments of EUR 22 million were incorporated in the results of the first quarter of 2012).
Ko je grška centralna banka izračunala, da likvidnostna vrzel znaša 3732,6 milijona EUR [67], je sklad HFSF v skladu z odločbo grške centralne banke z dne 21. maja 2013 banki New TT Bank 14. junija 2013 plačal preostali znesek v višini 1001,7 milijona EUR.
Additional capital was also needed by Nea Proton Bank because the provision charges from 2011 until 2016 had risen from the levels assumed when Nea Proton Bank was established.
Kapitalski vložki sklada HFSF za banko New TT Bank (ukrep NTT2)
According to the updated restructuring plan of Nea Proton Bank submitted on 16 July 2012, those anticipated capital needs were to take the form of an expected capital injection of EUR 285 million in 2012 and an expected capital injection of EUR 15 million in 2014.
Sklad HFSF je bil edini delničar banke New TT Bank in ji je zagotovil državno pomoč v obliki začetnega delniškega kapitala (navadne delnice) v višini 500 milijonov EUR.
In fact, the HFSF ultimately injected EUR 230 million into Nea Proton Bank on 1 August 2012 and EUR 35 million on 31 December 2012.
NAČRT PRESTRUKTURIRANJA IN NOVI POSLOVNI MODEL
Capital injection by the HFSF into Nea Proton Bank before the sale to Eurobank (measure NP3)
Grčija je 16. aprila 2014 predložila načrt prestrukturiranja za skupino, v katerem je pojasnjeno, kako namerava skupina kot združeni subjekt na podlagi prevzema bank Nea Proton Bank in New TT Bank ponovno vzpostaviti svojo dolgoročno uspešnost.
Under the sale contract of 15 July 2013, the HFSF had already committed to inject the amount of EUR 395 million into Nea Proton Bank [60].
Domače poslovanje
The HFSF paid out the amount of EUR 395 million on 28 August 2013.
Skupina se bo na podlagi načrta prestrukturiranja osredotočila na svoje osnovne bančne dejavnosti v Grčiji.
Aid measures to New TT Bank
Poslovanje v tujini, ki je leta 2010 predstavljalo približno 26 % posojil [68], se je do konca leta 2012 že zmanjšalo na 20 %, do konca leta 2018 pa se bo nadalje zmanjšalo na […] % [69].
T Bank, TT Bank and New TT Bank have benefited from several aid measures since 2008.
Glavna prednostna naloga skupine je povrniti donosnost in uspešnost njenega bančnega poslovanja v Grčiji do konca obdobja prestrukturiranja (31. december 2018).
Table 8 provides an overview of those aid measures.
Načrt prestrukturiranja zato vključuje več ukrepov, namenjenih izboljšanju operativne učinkovitosti, in neto obrestne marže skupine, ter ukrepe, ki krepijo njen kapitalski položaj in strukturo bilance stanja.
Table 8
Skupina je za izboljšanje operativne učinkovitosti začela z izvajanjem obsežnega programa racionalizacije precej pred prevzemom bank New TT Bank in Nea Proton Bank.
Overview of the aid measures to T Bank and TT bank
Skupina je od leta 2010 že zmanjšala svojo prisotnost v Grčiji.
Description
Samostojno (brez upoštevanja prevzemov bank New TT Bank in Nea Proton Bank) je zmanjšala število svojih podružnic s 564 junija 2008 na […] leta 2014, zmanjšala pa je tudi število svojih zaposlenih v Grčiji (z 10142 leta 2008 na 9037 leta 2012) [70].
Date
Skupina namerava do konca izvedbe načrta prestrukturiranja nadalje zmanjšati število podružnic, s 645 dne 31. decembra 2012 na […] dne 31. decembra 2018, in število zaposlenih z 12430 na […] na pro forma osnovi, tj. ob upoštevanju bank Nea Proton Bank in New TT Bank [71].
State aid amount (in EUR million)
V načrtu prestrukturiranja je opisano tudi, kako bo skupina znižala svoje stroške financiranja, kar je bistveno za ponovno vzpostavitev uspešnega poslovanja.
T Bank’s activities transferred to TT Bank [61]
Skupina pričakuje, da bo zaradi stabilnejših razmer in zlasti predvidene stabilizacije in okrevanja grškega gospodarstva, ki naj bi se od leta 2014 ponovno krepilo, lahko plačevala nižje obrestne mere za svoje vloge.
Financing of funding gap from T Bank to TT Bank (part 1)
Zanašanje skupine na nujno likvidnostno podporo in širše financiranje iz Eurosistema se bo tudi zmanjšalo, z 42,9 % skupnih sredstev na ravni skupine leta 2012 na […] % leta 2018 [75].
December 2011
V načrtu prestrukturiranja je predvideno, da bo skupina okrepila tudi svojo bilanco stanja.
After the finalisation of the calculation of the funding gap, financing of the balance of the funding gap from T Bank to TT Bank (part 2)
Njeno neto razmerje med posojili in vlogami v Grčiji se bo leta 2018 zmanjšalo na […] % (s 160 % leta 2012 in 115 % leta 2013) [76], njena kapitalska ustreznost pa se bo izboljšala z […]-odstotnim deležem navadnega lastniškega temeljnega kapitala na ravni skupine leta 2018 [77] (namesto negativnega kapitala pred prvo premostitveno dokapitalizacijo).
Total amount of T
Med strateške prednostne naloge skupine spada tudi upravljanje nedonosnih posojil.
Capital injection
Načrt prestrukturiranja se ob izboljšanju postopka pridobivanja kredita v zvezi z dodeljevanjem posojil in prestrukturiranjem nedonosnih posojil osredotoča tudi na obravnavanje oslabljenih izpostavljenosti z ustanovitvijo nove enote za sanacijo.
New TT Bank (bridge bank)
Navedena enota bo namenjena prestrukturiranju oslabljenih izpostavljenosti.
Funding gap from TT to NTT
S strokovnim znanjem ji bo pomagalo od 30 do 50 sanacijskih upraviteljev [78].
Financing of funding gap from TT Bank to New TT Bank (part 1)
Stopnja nedonosnih posojil bo leta 2015 na ravni skupine dosegla […] % ([…] % leta 2015 za grški domači trg [79]), nato se bo začela zmanjševati, ob koncu obdobja prestrukturiranja pa naj bi dosegla […] % [80] (30 % v Grčiji pred odpisi dolga).
After the finalisation of the calculation of the funding gap, financing of the balance of the funding gap from TT Bank to New TT Bank (part 2)
Oslabitve posojil grške centralne banke se bodo zaradi okrevanja grškega gospodarstva s 1652 milijonov EUR leta 2013 zmanjšale na […] milijonov EUR leta 2018 [81].
Total amount of NTT1
Skupina bo imela v Grčiji z izboljšanjem operativne učinkovitosti, zmanjšanjem neto obrestne marže in zmanjšanjem stroškov tveganja dobiček od leta 2015 naprej.
Initial share capital injection
Mednarodne bančne dejavnosti
Initial share capital of New TT Bank
Skupina je že začela z zmanjševanjem in prestrukturiranjem svoje mednarodne mreže.
Aid measure to T Bank
Prodala je že odvisni podjetji v Turčiji (Eurobank Tefken) in na Poljskem (EFG Poland).