natgillin/translations-raw huggingface dataset:
Includes all transactions in which cash is deposited at a terminal, without manual intervention, and the payer is identified with a payment card.
Kartica imetnikom kartice omogoča, da se njihovi nakupi neposredno in takoj knjižijo v breme njihovih računov, ki jih imajo bodisi pri izdajatelju kartice bodisi drugje. Kartica z debetno funkcijo je lahko povezana z računom, ki ponuja prekoračitve stanja kot dodatno značilnost.
ATM cash withdrawal (except e-money transactions)
Število kartic z debetno funkcijo se nanaša na skupno število kartic v obtoku in ne na število računov, s katerimi so kartice povezane. Značilnost, po kateri se kartica z debetno funkcijo razlikuje od kartice s posojilno funkcijo ali funkcijo odloženega plačila, je pogodbeni dogovor o neposrednem knjiženju nakupov v breme sredstev na tekočem računu imetnika kartice.
Cash withdrawal performed at an ATM using a card with a cash function.
Kartica z debetno funkcijo ali funkcijo odloženega plačila (Card with a debit or delayed debit function) Kartica, ki ima debetno funkcijo ali funkcijo odloženega plačila.
Cash advances at POS terminals using a card with a debit, credit or delayed debit function are only included if they are unconnected to a payment transaction.
Ta kategorija se poroča samo, če podatkov ni mogoče razčleniti na „kartice z debetno funkcijo“ in „kartice s funkcijo odloženega plačila“. Kartice, ki omogočajo dostop do elektronskega denarja, shranjenega na računih elektronskega denarja (Cards which give access to e-money stored on e-money accounts)
Cash withdrawals together with a payment transaction are not included.
Glej opredelitev pojma „računi elektronskega denarja“. Kartice, na katerih se lahko neposredno shrani elektronski denar (Cards on which e-money can be stored directly)
Instead, these are ‘POS transactions’.
Elektronski denar na kartici, ki je v posesti imetnika elektronskega denarja.
ATM transactions (except e-money transactions)
Glej tudi opredelitev pojma „elektronski denar“. Kartična plačila s karticami, ki jih izdajo rezidenčni ponudniki plačilnih storitev (razen s karticami, ki imajo samo funkcijo elektronskega denarja) (Card payments with cards issued by resident PSPs (except cards with an e-money function only))
Cash withdrawals or cash deposits performed at an ATM using a card with a cash function, which comprises all relevant transactions initiated with a card, i.e.:
Plačilne transakcije, pri katerih se na terminalu ali prek drugih kanalov uporabijo kartice z debetno funkcijo, posojilno funkcijo ali funkcijo odloženega plačila. Vključijo se vse plačilne transakcije, odrejene s kartico, tj.:
A technical and commercial arrangement set up to serve one or more brands of card which provides the organisational, legal and operational framework necessary for the functioning of the services marketed by those brands. A three-party card scheme is a card scheme involving the following stakeholders: (a) the card scheme itself, which acts as issuer and acquirer; (b) the cardholder; (c) the accepting party. A four-party card scheme is a card scheme where the stakeholders involved are: (a) the issuer; (b) the acquirer; (c) the cardholder;
imetnik kartice;
A card enabling cardholders to have their purchases charged to an account with the card issuer, up to an authorised limit. The balance in this account is then settled in full at the end of a pre-defined period. The holder is usually charged an annual fee. The distinguishing feature of a card with a delayed debit function, in contrast to a card with a credit function or a debit function, is the contractual agreement granting a credit line but with an obligation to settle the debt incurred at the end of a pre-defined period. This type of card is commonly referred to as a ‘charge card’. Card with a payment function (except cards with an e-money function only)
Kartično plačilo, odrejeno na fizičnem terminalu EFTPOS (Card payment initiated at a physical EFTPOS)
Transactions in which the cardholder receives cash at a POS terminal in combination with a payment transaction for goods or services. If it is not possible to distinguish data on cash advances at POS terminals, these are reported as ‘POS transactions’. Central bank A financial corporation and quasi-corporation whose principal function is to issue currency, to maintain the internal and external value of the currency and to hold all or part of the international reserves of the country. Cheque
Ta postavka običajno vključuje plačila s karticami prek terminala za elektronski prenos sredstev na prodajnem mestu (terminal EFTPOS) na lokaciji trgovca.
A written order from one party, i.e. the drawer, to another, i.e. the drawee, which is normally a credit institution, requiring the drawee to pay a specified sum on demand to the drawer or to a third party specified by the drawer. Clearing and settlement organisation Any clearing and settlement organisation which is a direct participant in a payment system. Concentration ratio
Ne vključuje plačilnih transakcij z elektronskim denarjem.
Payment service which allows the payer to instruct the institution holding its account to transfer funds to the beneficiary. It is a payment order or a sequence of payment orders made for the purpose of placing funds at the disposal of the beneficiary.
Kreditni prenos (Credit transfer)
all transactions in which the acquirer and the issuer of the card are different entities; and
izdajatelj;
The credit granted may be settled in full by the end of a specified period or may be settled in part, with the balance taken as extended credit on which interest is usually charged. The distinguishing feature of a card with a credit function, in contrast to a card with a debit function or a delayed debit function, is the contractual agreement granting the cardholder a credit line allowing for extended credit. Card with a debit or delayed debit function A card which has a debit function or a delayed debit function. This category is only reported if the data cannot be broken down into ‘cards with a debit function’ and ‘cards with a delayed debit function’. Card with a debit function A card enabling cardholders to have their purchases directly and immediately charged to their accounts, whether held with the card issuer or not.
Kartično plačilo (Card payment)
Number of overnight deposits of which: number of internet/PC linked overnight deposits
Kreditni prenosi, odrejeni v datoteki/svežnju (Credit transfers initiated in a file/batch) Elektronsko odrejen kreditni prenos, ki je del skupine kreditnih prenosov, ki jih plačnik odredi skupaj prek temu namenjene linije.
Number of overnight deposit accounts held by non-MFIs which the account holder can access and use electronically via the internet or with PC banking applications via dedicated software and dedicated telecommunication lines.
Vsak kreditni prenos, vsebovan v svežnju, se pri poročanju števila transakcij šteje kot ločen kreditni prenos. Kreditni prenosi, odrejeni v papirni obliki (Credit transfers initiated in paper-based form) Kreditni prenosi, ki jih plačnik predloži v papirni obliki. Ne-MFI (Non-MFI)
All transactions in which the acquirer and the issuer of the card are the same entity. E-money payment transactions are not included.
vse transakcije, pri katerih sta pridobitelj in izdajatelj kartice isti subjekt.
ATM with a cash withdrawal function ATM allowing authorised users to withdraw cash from their accounts by using a card with a cash function.
Vključijo se odtegljaji z računa ponudnika plačilnih storitev, ki izhajajo iz poravnave transakcije s kartico, pri kateri sta pridobitelj in izdajatelj kartice isti subjekt.
ATM with a credit transfer function ATM allowing authorised users to make credit transfers using a payment card. Branch
Vključijo se plačilne transakcije prek telefona ali interneta, pri katerih se uporabi kartica.
A financial institution that makes payment cards available to cardholders, authorises transactions at POS terminals or ATMs and guarantees payment to the acquirer for transactions that are in conformity with the rules of the relevant scheme. In the case of three-party schemes, the card issuer is the card scheme itself.
Tehnična in komercialna ureditev, ki je vzpostavljena z namenom, da služi eni ali več blagovnim znamkam kartice, in ki zagotavlja organizacijski, pravni in operativni okvir, potreben za delovanje storitev, ki jih tržijo te blagovne znamke.
e-money payment transactions are counted on either the payer’s or the payee’s side, depending on the initiation channel. If counted on the payer’s (payee’s) side under transactions received, the transaction should be counted on the payee’s (payer’s) side under transactions sent. Transaction sent A transaction involving non-MFIs sent to PSPs. Information is provided in the reporting country by the resident PSP. For different payment services, the following applies: (a) credit transfers are counted on the payer’s side; (b) direct debits are counted on the payee’s side; (c) cheques are counted on the payee’s side; (d) card transactions are counted on the payer’s, i.e. the issuing, side.
To je plačilni nalog ali zaporedje plačilnih nalogov, ki se predložijo z namenom, da se sredstva dajo na razpolago upravičencu.
MFIs consist of all institutional units included in the sub-sectors central bank (S.121), deposit-taking corporations except the central bank (S.122) and money market funds (MMF) (S.123) as set out in the revised European System of Accounts laid down in Regulation (EU) No 549/2013 of the European Parliament and of the Council of 21 May 2013 on the European system of national and regional accounts in the European Union [3].
Kreditni prenosi, ki ne izpolnjujejo zahtev za kreditne prenose SEPA, kakor je določeno v Uredbi (EU) št. 260/2012 [3]. Kreditni prenosi, odrejeni elektronsko (Credit transfers initiated electronically)
For the purpose of payments statistics, all PSPs are excluded from the ‘non-MFIs’ sector.
Vključijo se predložitve po telefaksu ali z drugimi sredstvi, kot je avtomatizirano telefonsko bančništvo, če so pretvorjene v elektronska plačila brez ročnega posredovanja. Vključijo se trajni nalogi, ki so bili prvotno predloženi v papirni obliki, nato pa izvršeni elektronsko.
Number of overnight deposits
Vključijo se kreditni prenosi, ki jih ponudnik plačilnih storitev izvrši na podlagi finančne storitve, če se finančna storitev odredi elektronsko, ali če oblika predložitve storitve ni znana in je ponudnik plačilne storitve izvršil prenos elektronsko. Vključijo se kreditni prenosi, odrejeni na bankomatu s funkcijo kreditnega prenosa.
Number of transferable overnight deposits
Katera koli fizična ali pravna oseba, ki ne pripada sektorju MFI. Za namen statistike plačil se vsi ponudniki plačilnih storitev izključijo iz sektorja „ne-MFI“. Neposredni udeleženec (Direct participant)
Transferable deposits
Vsak udeleženec z individualnim dostopom do sistema se šteje ločeno.
Deposits within the category ‘overnight deposits’, which are directly transferable on demand to make payments to other economic agents by commonly used means of payment, without significant delay, restriction or penalty.
Obstoječa vrednost na shranjevalnikih elektronskega denarja, ki jo izdajo izdajatelji elektronskega denarja (Outstanding value on e-money storages issued by electronic money issuers) Vrednost elektronskega denarja, na koncu obdobja poročanja, ki ga izdajo izdajatelji elektronskega denarja in ga imajo subjekti, ki niso izdajatelj, vključno z izdajatelji elektronskega denarja, ki niso izdajatelj.
Number of transferable overnight deposits of which: number of internet/PC linked overnight transferable deposits
Organizacija, ki opravlja storitve kliringa in poravnave (Clearing and settlement organisation) Katera koli organizacija, ki opravlja storitve kliringa in poravnave ter je neposredni udeleženec v plačilnem sistemu.
Any direct participant in a payment system, excluding credit institutions and central banks.
Plačilne transakcije, pri katerih se na fizičnem terminalu ali prek drugih kanalov uporabijo kartice s posojilno funkcijo. Plačila s karticami s posojilno funkcijo in/ali funkcijo odloženega plačila (Payments with cards with a credit and/or delayed debit function)
‘Payer’ has the same meaning as defined in Article 4 of Directive 2007/64/EC.
„Plačilna transakcija“ ima enak pomen, kakor je opredeljeno v členu 4 Direktive 2007/64/ES.
Payee
Plačilne storitve (Payment services)
‘Payee’ has the same meaning as defined in Article 4 of Directive 2007/64/EC.
„Plačilne storitve“ imajo enak pomen, kakor je opredeljeno v členu 4 Direktive 2007/64/ES.
Payment account
Plačilni instrument (Payment instrument)
Payment initiation services initiate payment transactions via an internet-enabled payment account. The services are provided by third party entities, which do not issue the employed payment account themselves. Payment institution
Plačilni račun (Payment account)
‘Payment institution’ has the same meaning as defined in Article 4 of Directive 2007/64/EC.
„Plačilni račun“ ima enak pomen, kakor je opredeljeno v členu 4 Direktive 2007/64/ES.
Payment instrument
Plačilni sistem (Payment system)
‘Payment instrument’ has the same meaning as defined in Article 4 of Directive 2007/64/EC.
„Plačilni sistem“ ima enak pomen, kakor je opredeljeno v členu 4 Direktive 2007/64/ES. Plačilo z elektronskim denarjem (E-money payment) Transakcija, pri kateri imetnik elektronskega denarja prenese vrednost elektronskega denarja s svojega stanja na stanje upravičenca bodisi s kartico, na kateri se lahko neposredno shrani elektronski denar, bodisi z drugimi računi elektronskega denarja.
Payment service providers (PSPs)
Plačilo z elektronskim denarjem s karticami, na katerih se lahko neposredno shrani elektronski denar (E-money payment with cards on which e-money can be stored directly) Transakcija, pri kateri imetnik kartice s funkcijo elektronskega denarja prenese vrednost elektronskega denarja s svojega stanja, shranjenega na kartici, na stanje upravičenca. Plačilo z elektronskim denarjem z računi elektronskega denarja (E-money payment with e-money accounts) Transakcija, pri kateri se sredstva prenesejo s plačnikovega računa elektronskega denarja na račun prejemnika plačila. Glej opredelitev pojma „računi elektronskega denarja“. Plačilo z elektronskim denarjem z računi elektronskega denarja, od tega: dostopni prek kartice (E-money payment with e-money accounts of which: accessed through a card) Transakcija, pri kateri se kartica uporabi za dostop do računa elektronskega denarja, nato pa se sredstva prenesejo s plačnikovega računa elektronskega denarja na račun prejemnika plačila. Glej opredelitev pojma „računi elektronskega denarja“. Plačnik (Payer)
‘Payment service providers’ are those listed in Article 1 of Directive 2007/64/EC.
„Plačnik“ ima enak pomen, kakor je opredeljeno v členu 4 Direktive 2007/64/ES. Podružnica (Branch)
Payment services
Poslovna enota, ki ni glavna uprava in se nahaja v državi poročevalki ter jo je ustanovil ponudnik plačilnih storitev, pravno ustanovljen v drugi državi. Podružnica nima pravne osebnosti in neposredno izvršuje nekatere ali vse transakcije, ki so neločljivo povezane s poslovanjem ponudnika plačilnih storitev. Vse poslovne enote, ki jih v državi poročevalki ustanovi ista institucija, pravno ustanovljena v drugi državi, sestavljajo eno podružnico. Vsaka od teh poslovnih enot se šteje za posamezno pisarno. Polnjenje in praznjenje kartic s funkcijo elektronskega denarja (E-money card-loading and unloading) Transakcije, ki omogočajo prenos vrednosti elektronskega denarja od izdajatelja elektronskega denarja na kartico s funkcijo elektronskega denarja in obratno. Vključijo se transakcije polnjenja in praznjenja. Polog gotovine na bankomatu (razen transakcij z elektronskim denarjem) (ATM cash deposit (except e-money transactions)) Polog gotovine, opravljen na bankomatu z uporabo kartice s funkcijo gotovine. Vključuje vse transakcije, pri katerih se gotovina položi na terminalu, brez ročnega posredovanja, plačnik pa se identificira s plačilno kartico. Ponudniki plačilnih storitev (Payment service providers – PSPs)
all transactions in which the acquirer and the issuer of the card are the same entity. Deductions from the PSP’s account resulting from the settlement of a card transaction in which the acquirer and the issuer of the card are the same entity are included. Payment transactions by telephone or over the internet using a card are included. E-money payment transactions are not included. Cash withdrawals and deposits at ATMs are not included. These are reported as ‘ATM cash withdrawals’ or ‘ATM cash deposits’. Credit transfers at ATMs are not included. These are reported as ‘credit transfers’. Cash advances at POS terminals are not included. Card payments with cards issued by resident PSPs initiated remotely Electronically initiated card payment transactions which are not initiated at a physical POS terminal. This item typically includes payments with cards for products and services purchased by telephone or over the internet. Card scheme
pridobitelj;
Number of accounts holding deposits which are convertible into currency and/or transferable on demand by cheque, bankers’ order, debit entry or similar means without significant delay, restriction or penalty.
Kreditni prenosi, odrejeni kot posamezno plačilo (Credit transfers initiated on a single payment basis) Elektronsko odrejen kreditni prenos, ki se odredi samostojno, to pomeni, da ni del skupine kreditnih prenosov, odrejenih skupaj.
Number of transferable overnight deposit accounts held by non-MFIs which the account holder can access and use electronically via the internet or with PC banking applications via dedicated software and dedicated telecommunication lines.
Plačila s karticami s funkcijo odloženega plačila (Payments with cards with a delayed debit function) Plačilne transakcije, pri katerih se na fizičnem terminalu ali prek drugih kanalov uporabijo kartice s funkcijo odloženega plačila.
Other e-money issuer
Plačilne transakcije, pri katerih se na fizičnem terminalu ali prek drugih kanalov uporabijo kartice s posojilno funkcijo in/ali funkcijo odloženega plačila. Ta podkategorija se poroča samo, če podatkov ni mogoče razčleniti na „plačila s karticami s posojilno funkcijo“ in „plačila s karticami s funkcijo odloženega plačila“.
E-money issuers other than ‘e-money institutions’ and ‘credit institutions’.
Plačila s karticami z debetno funkcijo (Payments with cards with a debit function) Plačilne transakcije, pri katerih se na fizičnem terminalu ali prek drugih kanalov uporabijo kartice z debetno funkcijo.
All financial institutions participating in a payment system that are under the supervision of the relevant authorities, i.e. either the central bank or the prudential supervisor, but not falling within the definition of credit institutions.
Plačilne transakcije, pri katerih se na fizičnem terminalu ali prek drugih kanalov uporabijo kartice z debetno funkcijo in/ali funkcijo odloženega plačila. Ta podkategorija se poroča samo, če podatkov ni mogoče razčleniti na „plačila s karticami z debetno funkcijo“ in „plačila s karticami s funkcijo odloženega plačila“.
an undertaking which is a member of a card scheme and has a contractual relationship with a cardholder that results in the provision and use of a card of that card scheme. Cards on which e-money can be stored directly E-money held on a card in the e-money holder’s possession. Refer also to the definition of ‘electronic money’. Card payment
imetnika kartice;
Payment transaction performed with a card with a debit, credit or delayed debit function at a terminal or via other channels. Card payment initiated at a physical EFTPOS
stranko, ki sprejema kartice.
Electronically initiated card payment transaction at a physical POS allowing electronic fund transfers. This item typically includes payments with cards through an electronic funds transfer at point of sale (EFTPOS) terminal at a merchant’s location. It does not include e-money payment transactions. Card payments with cards issued by resident PSPs (except cards with an e-money function only) Payment transactions performed using cards with a debit, credit or delayed debit function at a terminal or via other channels. All payment transactions initiated with a card are included, i.e:
Štiristranska kartična shema je kartična shema, pri kateri so vključeni deležniki naslednji:
‘Credit institution’ has the same meaning as defined in Article 4(1) of Regulation (EU) No 575/2013 of the European Parliament and of the Council [1]. Credit transfer
„Kreditna institucija“ ima enak pomen, kakor je določeno v členu 4(1) Uredbe (EU) št. 575/2013.
Each of these places of business is counted as an individual office. Brand
Kreditni prenosi na bankomatih se ne vključijo.
A particular payment product, especially a card, that has been licensed by its owner for use in a given territory. Card
Ti se poročajo kot „kreditni prenosi“. Gotovinska izplačila na POS terminalih se ne vključijo.
the card acceptor. In the case of ATM transactions, it is usually the acquirer that offers its services via the ATM. Cards which give access to e-money stored on e-money accounts Refer to definition of ‘e-money accounts’. Card with a cash function A card enabling the holder to withdraw cash from an ATM and/or to deposit cash to an ATM. Card with a combined debit, cash and e-money function A card issued by a PSP, which has a combined cash, debit and e-money function. Card with a credit or delayed debit function
oseba, ki sprejema kartice.
A card which has a credit or delayed debit function. This category is only reported if the data cannot be broken down into ‘cards with a credit function’ and ‘cards with a delayed debit function’. Card with a credit function A card enabling cardholders to make purchases and in some cases also to withdraw cash up to a pre-arranged ceiling.
V primeru transakcij na bankomatu je običajno pridobitelj tisti, ki ponuja svoje storitve prek bankomata.
Refer to the definition of ‘e-money issuers’. Other financial institutions
Plačila s karticami z debetno funkcijo in/ali funkcijo odloženega plačila (Payments with cards with a debit and/or delayed debit function)
A device that can be used by its holder either to conduct transactions or to withdraw money. Cards offer the cardholder, in accordance with the agreement with the card issuer, one or more of the following functions: cash, debit, delayed debit, credit and e-money.
Kartična plačila s karticami, ki jih izdajo rezidenčni ponudniki plačilnih storitev, odrejena na daljavo (Card payments with cards issued by resident PSPs initiated remotely)
A card with a debit function may be linked to an account offering overdraft facilities as an additional feature. The number of cards with a debit function refers to the total number of cards in circulation and not to the number of accounts to which the cards are linked. The distinguishing feature of a card with a debit function, in contrast to a card with a credit function or a delayed debit function, is the contractual agreement to charge purchases directly to funds on the cardholder’s current account. Card with a delayed debit function
Plačilna transakcija, pri kateri se na terminalu ali prek drugih kanalov uporabi kartica z debetno funkcijo, posojilno funkcijo ali funkcijo odloženega plačila.