natgillin/translations-raw huggingface dataset:
When assessing and reporting on the uniform definitions of the stock of liquid assets, EBA should have regard to the BCBS definition of high quality liquid assets (HQLA) for the basis of its analysis, taking Union and national specificities into account.
EBA bi moral pri ocenjevanju enotnih opredelitev likvidnih sredstev in pri poročanju o njih upoštevati opredelitev visokokakovostnih likvidnih sredstev (HQLA), ki jo je priravil BCBS, ter posebnosi Unije in in nacionalne posebnosti.
While EBA should identify those currencies where the needs of institutions established in the Union for liquid assets exceeds the availability of those liquid assets in that currency, EBA should also annually examine whether derogations, including those identified in this Regulation, should be applied.
Če bi potrebe institucij, ustanovljene v Uniji, po likvidnih sredstvih presegale razpoložljivost teh likvidnih sredstev v tej valuti, bi moral EBA te valute opredeliti, enkrat letno pa bi moral tudi preučiti, ali bi bilo treba uporabiti odstopanja, vključno s tistimi, ki so opredeljena v tej uredbi.
In addition, EBA should assess annually whether in relation to any such derogation as well as derogations already identified in this Regulation, any additional conditions should be attached to their use by institutions established in the Union or whether existing conditions should be revised.
Enkrat letno bi moral tudi preučiti, ali bi morale institucije, ustanovljene v Uniji, ob uporabi katerega koli od teh odstopanj in odstopanj, ki so že opredeljena v tej uredbi, izpolnjevati dodatne pogoje oziroma ali bi bilo treba ponovno pregledati obstoječe pogoje.
EBA should submit the results of its analysis in an annual report to the Commission.
Zadevne ugotovitve bi moral navesti v letnem poročilu, ki ga predloži Komisiji.
With a view to increasing efficiency and reducing the administrative burden, EBA should set up a coherent reporting framework on the basis of a harmonised set of standards for liquidity requirements that should be applied across the Union.
Da bi povečali učinkovitost in zmanjšali upravno breme, bi moral EBA vzpostaviti usklajen okvir poročanja na podlagi usklajenega niza standardov za likvidnostne zahteve, ki bi se uporabljal v vsej Uniji.
EBA, in cooperation with the ESRB, should issue guidance on the principles for use of liquid stock in a stress situation.
EBA bi moral v sodelovanju z ESRB objaviti smernice o načelih uporabe likvidnih sredstev v stresni situaciji.
It should not be taken for granted that institutions will receive liquidity support from other institutions belonging to the same group when they experience difficulties in meeting their payment obligations.
Ne bi smelo biti samoumevno, da bodo institucije, kadar imajo težave pri izpolnjevanju svojih plačilnih obveznosti, prejele likvidnostno podporo od drugih institucij, ki so del iste skupine.
However, subject to stringent conditions and the individual agreement of all competent authorities involved, competent authorities should be able to waive the application of the liquidity requirement for individual institutions and subject those institutions to a consolidated requirement, in order to allow them to manage their liquidity centrally at group or sub-group level.
Pod strogimi pogoji in s soglasjem vseh vpletenih pristojnih organov pa bi morali imeti pristojni organi možnost opustiti uporabo zahteve glede likvidnosti za posamezne institucije in zanje uporabiti konsolidirano zahtevo, s tem pa institucijam omogočiti centralno upravljanje njihove likvidnosti na ravni skupine ali podskupine.
In the same vein, where no waiver is granted, liquidity flows between two institutions belonging to the same group and which are subject to consolidated supervision, should, when the liquidity requirement becomes a binding measure, receive preferential inflow and outflow rates only in those cases where all the necessary safeguards are in place.
V tem smislu bi morali biti v primerih, ko opustitev zahteve ni dovoljena, likvidnostni tokovi med dvema institucijama iste skupine, ki sta predmet konsolidiranega nadzora – ko bo zahteva glede likvidnosti postala zavezujoč ukrep – upravičeni do prednostne stopnje prilivov in odlivov le, če so bili vzpostavljeni vsi potrebni zaščitni ukrepi.
Such specific preferential treatments should be narrowly defined and linked to the fulfilment of a number of stringent and objective conditions.
Takšne posebne prednostne obravnave bi bilo treba natančno opredeliti in povezati z izpolnitvijo številnih strogih in nepristranskih pogojev.
The specific treatment applicable to a given intragroup flow should be obtained through a methodology using objective criteria and parameters in order to determine specific levels of inflows and outflows between the institution and the counterparty.
Posebno obravnavo, ki se uporabi za določen likvidnostni tok znotraj ene skupine, bi bilo treba določiti z metodologijo, ki temelji na objektivnih merilih in parametrih, da bi določili specifične ravni prilivov in odlivov med zadevno institucijo in nasprotno stranko.
Based on the observations and supported by the EBA report, the Commission should, as appropriate and as part of the delegated act which it adopts pursuant to this Regulation to specify the liquidity coverage requirement, be empowered to adopt delegated acts to lay down those specific intragroup treatments, the methodology and the objective criteria to which they are linked as well as joint decision modalities for the assessment of those criteria.
Na podlagi ugotovitev in poročila EBA bi morala biti Komisija pooblaščena, da po potrebi in kot del delegiranih aktov, ki jih sprejme v skladu s to Uredbo o določitvi zahteve glede kritja likvidnosti, sprejme delegirane akte, v katerih opredeli te posebne obravnave znotraj ene skupine, tozadevno metodologijo in objektivna merila ter postopek sprejemanja skupne odločitve o oceni navedenih meril.
Bonds issued by the National Asset Management Agency (NAMA) in Ireland are of particular importance to the Irish banking recovery and their issue has been granted prior approval by the Member States, and approved as a State aid by the Commission as a support measure introduced to remove impaired assets from the balance sheets of certain credit institutions.
Obveznice, izdane s strani irske nacionalne agencija za upravljanje (National Asset Management Agency – NAMA), so še posebno pomembne za okrevanje irskega bančnega sistema; izdane so bile s predhodno odobritvijo držav članic, Komisija pa jih je odobrila kot državno pomoč in kot podporni ukrep, s katerim naj bi iz bilanc stanja nekaterih kreditnih institucij izločilislabe terjatve.
The issuance of such bonds, a transitional measure supported by the Commission and the ECB, is an integral part in the restructuring of the Irish banking system.
Izdaja takšnih obveznic, ki sta jo kot prehodni ukrep podprli Komisija in ECB, je sestavni del prestrukturiranja irskega bančnega sistema.
Such bonds are guaranteed by the Irish government and are eligible collateral with monetary authorities.
Za takšne obveznice jamči irska vlada, monetarni organi pa jih priznavajo za primerno zavarovanje s premoženjem.
The Commission should address specific grandfathering mechanisms of transferable assets issued or guaranteed by entities with Union State aid approval, as part of the delegated act which it adopts pursuant to this Regulation to specify the liquidity coverage requirement.
Komisija bi morala v delegiranem aktu, ki ga sprejme v skladu s to uredbo o določitvi zahteve glede kritja likvidnosti,preučiti specifične mehanizme za ohranitev predhodno veljavnih pravil za prenosljiva sredstva, ki jih izdajo ali za katere jamčijo subjekti z dovoljenjem Unije za državno pomoč.
In that regard the Commission should take into account the fact that institutions calculating the liquidity coverage requirements in accordance with this Regulation should be permitted to include NAMA senior bonds as assets of extremely high liquidity and credit quality until December 2019.
Komisija bi v zvezi s tem morala upoštevati dejstvo, da bi bilo treba institucijam, ki izračunavajo zahteve glede likvidnostnega kritja v skladu s to uredbo, dovoliti, da nadrejene obveznice agencije NAMA do decembra 2019 uvrstijo med sredstva izjemno visoke likvidnosti in kreditne kakovosti.
Similarly, the bonds issued by the Spanish Asset Management Company are of particular importance to the Spanish banking recovery and are a transitional measure supported by the Commission and the ECB, as an integral part in the restructuring of the Spanish banking system.
Podobno velja za obveznice, ki jih izdaja španska družba za upravljanje; te so posebno pomembne za okrevanje španskega bančnega sistema in so prehodni ukrep, ki sta ga Komisija in ECB podprli kot sestavni del prestrukturiranja španskega bančnega sistema.
Since their issuance is provided for in the Memorandum of Understanding on Financial Sector Policy Conditionality signed by the Commission and the Spanish Authorities on 23 July 2012, and the transfer of assets requires approval by the Commission as a State aid measure introduced to remove impaired assets from the balance sheets of certain credit institutions, and to the extent they are guaranteed by the Spanish government and are eligible collateral with monetary authorities. The Commission should address specific grandfathering mechanisms of transferable assets issued or guaranteed by entities with Union State aid approval as part of the delegated act which it adopts pursuant to this Regulation to specify the liquidity coverage requirement.
Ker je izdaja teh obveznic določena v memorandumu o soglasju o posebnem političnem pogojevanju v finančnem sektorju, ki so ga 23. julija 2012 podpisali Komisija in španski organi, mora prenos sredstev odobriti Komisija, saj gre za ukrep državne pomoči, s katerim naj bi iz bilanc stanja nekaterih kreditnih institucij izločili slabe terjatve, v obsegu do katerega za obveznice jamči španska vlada in jih monetarni organi priznavajo za primerno zavarovanje s premoženjem Komisij bi morala v delegiranih aktih, ki jih sprejme v skladu s to Uredbo o določitvi zahteve glede kritja likvidnosti, preučiti specifične mehanizme za ohranitev predhodno veljavnih pravil za prenosljiva sredstva, ki jih izdajo ali za katere jamčijo subjekti z dovoljenjem Unije za državno pomoč.
In that regard the Commission should take into account the fact that institutions calculating the liquidity coverage requirements in accordance with this Regulation should be permitted to include Spanish Asset Management Company senior bonds as assets of extremely high liquidity and credit quality until at least December 2023.
Komisija bi v zvezi s tem morala upoštevati, da bi bilo treba institucijam, ki izračunavajo zahteve glede kritja likvidnosti v skladu s to uredbo, dovoliti, da nadrejene obveznice španske družbe za upravljanje do decembra 2023 uvrstijo med sredstva izjemno visoke likvidnosti in kreditne kakovosti.
On the basis of the reports which EBA is required to submit and when preparing the proposal for a delegated act on liquidity requirements, the Commission should also consider if senior bonds issued by legal entities similar to NAMA in Ireland or the Spanish Asset Management Company, established for the same purpose and of particular importance for bank recovery in any other Member State, should be granted such treatment, to the extent they are guaranteed by the central government of the relevant Member State and are eligible collateral with monetary authorities.
Komisija bi na podlagi poročil, katere mora predložiti EBA in pri pripravi predloga delegiranega akta o likvidnostnih zahtevah morala tudi preučiti, ali bi bilo treba na enak način obravnavati nadrejene obveznice, ki jih izdajo podobni subjekti, kot sta irska NAMA in španska družba za upravljanje, ki so z enakim namenom ustanovljeni v kateri koli drugi državi članici in so posebno pomembni za okrevanje bank, če za te obveznice jamčijo centralne ravni zadevne države članice in jih monetarni organi priznavajo za primerno zavarovanje s premoženjem.
In developing draft regulatory technical standards to determine methods for the measurement of additional outflow, EBA should consider a historical look back standardised approach as a method of such measurement.
EBA bi moral pri pripravi osnutka regulativnih tehničnih standardov v skladu s členom 411(3) preučiti možnost uporabe standardiziranega pristopa na podlagi preteklih podatkov kot metode za merjenje dodatnega odliva.
Pending the introduction of the net stable funding ratio (NSFR) as a binding minimum standard, institutions should observe a general funding obligation.
Do uvedbe količnika neto stabilnih virov financiranja kot zavezujočega minimalnega standarda bi morale institucije izpolnjevati splošno obveznost glede financiranja.
The general funding obligation should not be a ratio requirement.
Splošna obveznost glede financiranja ni zahteva po količniku.
If, pending the introduction of the NSFR, a stable funding ratio is introduced as a minimum standard by way of a national provision, institutions should comply with this minimum standard accordingly.
Če se pred uvedbo količnika neto stabilnih virov financiranja z nacionalnim predpisom kot minimalni standard uvede količnik stabilnih virov financiranja, bi morale institucije ustrezno izpolnjevati ta minimalni standard.
Apart from short-term liquidity needs, institutions should also adopt funding structures that are stable over a longer term horizon.
Poleg kratkoročnih likvidnostnih potreb bi morale institucije sprejeti tudi strukture financiranja, ki so dolgoročno stabilne.
In December 2010, the BCBS agreed that the NSFR will move to a minimum standard by 1 January 2018 and that the BCBS will put in place rigorous reporting processes to monitor the ratio during a transition period and will continue to review the implications of these standards for financial markets, credit extension and economic growth, addressing unintended consequences as necessary.
BCBS se je decembra 2010 dogovoril, da bo NSFR do 1. januarja 2018 prešel na minimalni standard ter da bo BCBS vzpostavil stroge postopke poročanja za spremljanje količnika v prehodnem obdobju in bo še naprej pregledoval posledice teh standardov za finančne trge, zagotavljanje kreditiranja in gospodarsko rast ter po potrebi obravnaval nenačrtovane posledice.
The BCBS thus agreed that the NSFR will be subject to an observation period and will include a review clause.
BCBS se je tako strinjal, da bo za NSFR veljalo obdobje opazovanja in bo vključeval klavzulo o pregledu.
In that context, EBA should, based on reporting required by this Regulation, evaluate how a stable funding requirement should be designed.
V tem okviru bi morala EBA na podlagi poročanja, ki se zahteva s to uredbo, oceniti, kako bi morala biti zasnovana zahteva po stabilnem financiranju.
Based on this evaluation, the Commission should report to the European Parliament and the Council together with any appropriate proposals in order to introduce such a requirement by 2018.
Na podlagi te ocene bi morala Komisija poročati Evropskemu parlamentu in Svetu ter jima posredovati morebitne ustrezne predloge za uvedbo takšne zahteve do leta 2018.
Weaknesses in corporate governance in a number of institutions have contributed to excessive and imprudent risk-taking in the banking sector which led to the failure of individual institutions and systemic problems.
Pomanjkljivosti pri korporativnem upravljanju številnih institucij so prispevale k prekomernemu in nepremišljenemu prevzemanju tveganj v bančnem sektorju, kar je povzročilo propad posameznih institucij in sistemske težave.
In order to facilitate the monitoring of institutions' corporate governance practices and improve market discipline, institutions should publicly disclose their corporate governance arrangements.
Zaradi lažjega spremljanja praks korporativnega upravljanja institucij in izboljšanja tržne discipline bi morale institucije javno razkriti svoje ureditve korporativnega upravljanja.
Their management bodies should approve and publicly disclose a statement providing assurance to the public that these arrangements are adequate and efficient.
Njihovi upravljalni organi bi morali potrditi in objaviti izjavo, na podlagi katere bi se javnosti zagotovilo, da so te ureditve ustrezne in učinkovite.
In order to take account of the diversity of business models of institutions in the internal market certain long-term structural requirements such as the NSFR and the leverage ratio should be examined closely with a view of promoting a variety of sound banking structures which have been and should continue to of service to the Union's economy.
Zaradi raznovrstnosti poslovnih modelov institucij na notranjem trgu bi bilo treba podrobno pregledati nekatere dolgoročne strukturne zahteve, kot je količnik neto stabilnih virov financiranja in količnik finančnega vzvoda, da bi spodbujali raznovrstnost zanesljivih bančnih struktur, ki delujejo in bi tudi v prihodnje morale delovati v korist gospodarstvu Unije.
For the continuous provision of financial services to households and firms a stable funding structure is necessary.
Za neprekinjeno zagotavljanje finančnih storitev gospodinjstvom in podjetjem je potrebna stabilna struktura financiranja.
Long-term funding flows in bank-based financial systems in many Member States may generally possess different characteristics than those found in other international markets.
Dolgoročni tokovi financiranja v finančnih sistemih številnih držav članic, ki temeljijo na bankah, imajo na splošno lahko drugačne lastnosti kot tisti na mednarodnih trgih.
In addition, specific funding structures may have developed in Member States to provide stable financing for long-term investment, including decentralised banking structures to channel liquidity or specialised mortgage securities which trade on highly liquid markets or are a welcome investment for long-term investors.
Poleg tega so bile morda v državah članicah razvite posebne strukture financiranja za zagotavljanje stabilnega financiranja dolgoročnih naložb, vključno z decentraliziranimi bančnimi strukturami za usmerjanje likvidnosti ali specializiranimi hipotekarnimi vrednostnimi papirji, s katerimi se trguje na izjemno likvidnih trgih ali so dobrodošla naložba dolgoročnih vlagateljev.
Those structural factors should be carefully considered.
Te strukturne dejavnike bi bilo treba skrbno preučiti.
It is essential to that purpose that, once international standards are finalised, EBA and the ESRB, based on reporting required by this Regulation, evaluate how a stable funding requirement should be designed fully taking into account the diversity of funding structures in the banking market in the Union.
Zato je nujno, da EBA in ESRB, potem ko bodo dokončno oblikovani mednarodni standardi, na podlagi poročil, ki so zahtevana v tej uredbi, in ob celovitem upoštevanju raznovrstnosti struktur financiranja na bančnem trgu Unije ocenita, kako bi morala biti zasnovana zahteva o stabilnem financiranju.
In order to ensure progressive convergence between the level of own funds and the prudential adjustments applied to the definition of own funds across the Union and to the definition of own funds laid down in this Regulation during a transition period, the phasing in of the own funds requirements of this Regulation should occur gradually.
Za zagotovitev postopnega približevanja med ravnijo kapitala in bonitetnimi prilagoditvami, ki se uporabljajo za opredelitev kapitala v Uniji in opredelitev kapitala iz te uredbe v prehodnem obdobju, bi bilo treba zagotoviti postopno uvajanje zahtev glede kapitala iz te uredbe.
It is vital to ensure that this phasing in is consistent with the recent enhancements made by Member States to the required levels of own funds and to the definition of own funds in place in the Member States.
Zagotoviti je treba tudi, da je to postopno uvajanje skladno z nedavnimi izboljšavami zahtevanih ravni kapitala in opredelitve kapitala v državah članicah.
To that end, during the transition period the competent authorities should determine within defined lower and upper limits how rapidly to introduce the required level of own funds and prudential adjustments laid down in this Regulation.
Zato bi morali pristojni organi v prehodnem obdobju znotraj opredeljene spodnje in zgornje meje določiti, kako hitro se bodo uvedle zahtevana raven kapitala in bonitetne prilagoditve iz te uredbe.
In order to facilitate smooth transition from divergent prudential adjustments currently applied in Member States to the set of prudential adjustments laid down in this Regulation, competent authorities should be able during a transition period to continue to require institutions, to a limited extent, to make prudential adjustments to own funds that are a derogation from this Regulation.
Zaradi lažjega nemotenega prehoda z različnih bonitetnih prilagoditev, ki se trenutno uporabljajo v državah članicah, na sklop bonitetnih prilagoditev iz te uredbe bi morali pristojni organi v prehodnem obdobju še naprej naprej imeti možnost zahtevati, da institucije v omejenem obsegu izvedejo bonitetne prilagoditve kapitala, ki pomenijo odstopanje od te uredbe.
Furthermore, share premium accounts related to items that qualified as own funds under national transposition measures for Directive 2006/48/EC should under certain circumstances qualify as Common Equity Tier 1.
Poleg tega bi se moral vplačani presežek kapitala, povezan s postavkami, ki se v okviru nacionalnih ukrepov za prenos Direktive 2006/48/ES štejejo za kapital, v določenih okoliščinah šteti za navaden lastniški temeljni kapital.
In order to ensure progressive convergence towards uniform rules on disclosure by institutions to provide market participants with accurate and comprehensive information regarding the risk profile of individual institutions, disclosure requirements should be phased in gradually.
Da bi zagotovili postopno približevanje k enotnim pravilom o razkritju s strani institucij, s čimer bi udeležencem na trgu zagotavljali točne in celovite informacije v zvezi s profilom tveganosti posameznih institucij, bi bilo treba zahteve po razkritju uvesti postopoma.
In order to take account of market developments and experience in the application of this Regulation, the Commission should be required to submit reports to the European Parliament and to the Council, together with legislative proposals, where appropriate, on the possible effect of capital requirements on the economic cycle of minimum, own funds requirements for exposures in the form of covered bonds, large exposures, liquidity requirements, leverage, exposures to transferred credit risk, counterparty credit risk and the original exposure method, retail exposures, on the definition of eligible capital, and the level of application of this Regulation.
Da bi pri uporabi te uredbe upoštevali razvoj dogodkov na trgu in izkušnje, bi morala Komisija Evropskemu parlamentu in Svetu predložiti poročila, po potrebi skupaj z zakonodajnimi predlogi, o možnem učinku kapitalskih zahtev na gospodarski cikel minimalnih kapitalskih zahtev, kapitalskih zahtevah za izpostavljenosti iz naslova naložb v krite obveznice, velikih izpostavljenostih, likvidnostnih zahtevah, finančnem vzvodu, izpostavljenostih do prenesenega kreditnega tveganja, kreditnem tveganju nasprotne stranke in metodi originalne izpostavljenosti, izpostavljenostih na drobno, opredelitvi sprejemljivega kapitala ter ravni uporabe te uredbe.
The primary purpose of the legal framework for credit institutions should be to ensure the operation of vital services to the real economy while limiting the risk of moral hazard.
Glavni namen pravnega okvira za kreditne institucije bi moral biti zagotavljanje delovanja ključnih storitev za realno gospodarstvo ob hkratnem omejevanju nevarnosti moralnega hazarda.
The structural separation of retail and investment banking activities within a banking group could be one of the key tools to support this objective.
Eno od pomembnih sredstev za dosego tega cilja bi lahko bila strukturna ločitev dejavnosti bančništva na drobno od dejavnosti investicijskega bančništva znotraj bančnih skupin.