natgillin/translations-raw huggingface dataset:
the cessation of activities that are not in line with the strategic refocusing of HSH, i.e. the international Leverage Buy Out (LBO) business, foreign real estate business, asset-based aircraft financing and other credit business without a clear connection to the core competency;
prenehanje dejavnosti, ki niso v skladu z novo strateško osredotočenostjo banke HSH, tj. mednarodnih dejavnosti na področju odkupov z zadolžitvijo (Leverage Buy Out – LBO), nepremičninskih poslov v tujini, financiranja zrakoplovov na podlagi premoženja in drugega kreditnega poslovanja, ki ni jasno povezano s temeljno z osnovno dejavnostjo;
the divestment of all subsidiaries that are not in line with the strategic refocusing of HSH; the modified restructuring plan entails the divestment of [100-120] holdings in total; HSH has already reduced the number of holdings by 25; all sales are expected to happen by […] at the latest;
odprodaja vseh hčerinskih družb, ki niso v skladu z novo strateško osredotočenostjo banke HSH; spremenjeni načrt prestrukturiranja vključuje odprodajo skupno [100–120] hčerinskih družb; banka HSH je število hčerinskih družb že zmanjšala za 25, vse prodaje pa naj bi se izvršile najkasneje do […];
a clear separation of the discontinued businesses to be reduced or sold in the internal restructuring unit; the restructuring unit will not engage in any new business;
jasna izločitev dejavnosti, ki so se prenehale izvajati in se bodo v enoti za notranje prestrukturiranje zmanjšale ali pa bodo prodane; enota za prestrukturiranje ne bo opravljala nobenih novih dejavnosti;
a significant adaptation of the national and international branches.
obsežno prestrukturiranje nacionalnih in mednarodnih podružnic.
The run-off of non-strategic activities will result in the closure of 15 out of 21 international branches.
Zaradi odliva nestrateških dejavnosti bo zaprtih 15 od 21 mednarodnih podružnic.
The branches or representation offices in Helsinki, Shanghai, Mumbai, Stockholm, Naples, Oslo, Riga, Tallinn, Warsaw, San Francisco and Hanoi have already been closed.
Podružnice oziroma predstavništva v Helsinkih, Šanghaju, Mumbaju, Stockholmu, Neaplju, Oslu, Rigi, Talinu, Varšavi, San Franciscu in Hanoju so že zaprte.
However, the branches in London, Luxembourg and New York will be reduced and the branch in Hong Kong transformed into a representative office.
Vendar pa bodo podružnice v Londonu, Luksemburgu in New Yorku manjše, podružnica v Hongkongu pa bo preoblikovana v predstavništvo.
The regional focus comprises in particular the northern German corporate business and private banking, the real estate business and the savings bank business.
Regionalna osredotočenost obsega zlasti poslovanje s podjetji in zasebno bančništvo, nepremičninske posle in dejavnosti hranilnic v severni Nemčiji.
In addition, HSH will concentrate on selected areas of international ship financing as well as on project financing in renewable energy with a focus on Europe as well as certain investments in infrastructure.
Poleg tega se bo banka HSH osredotočila na izbrana področja mednarodnega financiranja ladij, pa tudi na financiranje projektov na področju energije iz obnovljivih virov s poudarkom na Evropi in na določene naložbe v infrastrukturo.
HSH will close the office in Lübeck by the end of 2011.
Banka HSH bo urad v Lübecku zaprla do konca leta 2011.
Overall, the balance sheet total of the new core bank will be reduced substantially, in particular through transfer of assets from the core bank to the internal RU.
Na splošno bo bilančna vsota nove temeljne banke precej manjša, zlasti s prenosom sredstev s temeljne banke na enoto za notranje prestrukturiranje.
At the end of the restructuring period on 31 December 2014 HSH (core bank) will have a balance sheet total of EUR 82 billion. Compared to the balance sheet total of EUR 208 billion in 2008, this amounts to a reduction of EUR 126 billion, i.e. almost 61 %.
Ob koncu obdobja prestrukturiranja 31. decembra 2014 bo bilančna vsota banke HSH (temeljne banke) znašala 82 milijard EUR. V primerjavi z bilančno vsoto v letu 2008, ko je le-ta znašala 208 milijard EUR, gre za zmanjšanje za 126 milijard EUR, tj. skoraj 61 %.
The modified restructuring plan is based on general assumptions about the evolution of the German, euro area, US and global GDP, short-term and long-term interest rates changes, euro area and US inflation, oil prices and the EUR/USD exchange rate.
Spremenjeni načrt prestrukturiranja temelji na splošnih predpostavkah glede gibanja BDP euroobmočja ter nemškega, ameriškega in svetovnega BDP, kratkoročnih in dolgoročnih sprememb obrestnih mer, stopnje inflacije v ZDA in euroobmočju, cen nafte in menjalnega tečaja EUR/USD.
The projections of the individual business units are based on assumptions about the growth rates of the relevant market, volumes and margins on new production per segment and cross-selling capacity.
Napovedi za posamezne poslovne enote temeljijo na predpostavkah glede stopenj rasti zadevnih trgov, obsegov in marž nove proizvodnje za vsak segment ter zmožnosti navzkrižne prodaje.
Given the importance of the shipping unit in the overall financial results of HSH, HSH has provided sector-specific assumptions on the evolution of the shipping market.
Zaradi pomena, ki ga ima enota za ladijski promet v skupnih finančnih rezultatih banke HSH, je banka za ta sektor predložila predpostavke o razvoju trga za ladijski promet.
The projections on the evolution of the size of the market in terms of global new business (aggregated for the bulk, container and tanker segments), the size of the new business of HSH and the market share of HSH are presented in the table below.
Napovedi glede razvoja velikosti trga v smislu novih poslov v svetovnem merilu (zbrano za segmente prometa z razsutim tovorom, zabojniki in tankerji), obsega novih dejavnosti banke HSH in tržnega deleža banke HSH so predstavljene v naslednji preglednici.
Assumptions on ship financing 2011–2014
Predpostavke glede financiranja ladij za obdobje 2011–2014
Average 2005–2008
Povprečje 2005–2008
Total global new business shipping (in EUR billion)
Novi posli na področju ladijskega prometa v svetovnem merilu skupaj (V milijardah EUR)
New business HSH (in EUR billion)
Nove dejavnosti banke HSH (V milijardah EUR)
Market share HSH (%)
Tržni delež banke HSH (%)
About [4]
okoli [4]
About [5]
okoli [5]
HSH is assuming an average EUR/USD exchange rate of [1,30-1,50].
Banka HSH je predvidela povprečni menjalni tečaj EUR/USD v višini [1,30–1,50].
It has provided sensitivity data on the impact of changes in the assumptions on profit and loss and its net liquidity position, and in particular a sensitivity analysis for changes in the interest rates and for changes in the EUR/USD exchange rate.
V predpostavkah glede dobička in izgub ter svoje neto likvidnostne pozicije je predložila podatke o občutljivosti na učinek sprememb in zlasti analizo občutljivosti za spremembe obrestnih mer in spremembe menjalnega tečaja EUR/USD.
The outcome of the sensitivity analysis is that HSH would not suffer losses beyond what it can absorb in the event of significant differences in interest rates and EUR/USD exchange rate assumptions.
Analiza občutljivosti je pokazala, da v primeru velikih odstopanj od predpostavk glede obrestnih mer in menjalnega tečaja EUR/USD banka HSH ne bi utrpela izgub, ki jih ne bi mogla absorbirati.
Moreover, HSH’s liquidity position would not be negative if the EUR/USD exchange rate were to vary considerably compared to the base case assumption.
Poleg tega likvidnostni položaj banke HSH v primeru velikih odstopanj menjalnega tečaja EUR/USD v primerjavi s predpostavkami iz osnovnega scenarija ne bi bil negativen.
HSH furthermore provided an adverse and worst case scenario for the group based on less favourable market assumptions.
Banka HSH je za skupino predložila tudi negativni in najslabši možni scenarij, ki temeljita na manj ugodnih tržnih predpostavkah.
The financial projections in the adverse and worst case scenario show that the impact of stress on the solvency of HSH is buffered through the structure of the risk shield.
Finančne napovedi v teh dveh scenarijih kažejo, da struktura zaščite pred tveganjem ublaži učinek obremenitve na solventnost banke HSH.
In an adverse scenario HSH would delay the partial cancellations of the guarantee and thus limit the RWA increase due to the negative economic environment.
V negativnem scenariju bi banka HSH odložila delne razveljavitve jamstva in tako omejila večanje obsega tveganju prilagojenih sredstev zaradi negativnega gospodarskega okolja.
In both scenarios, the resulting Tier 1 capital ratio of HSH would remain at around 10 % during the restructuring period.
V obeh scenarijih bi med obdobjem prestrukturiranja delež kapitala prvega reda banke HSH ostal okoli 10 %.
DESCRIPTION OF THE RESTRUCTURING OF THE INDIVIDUAL BUSINESS UNITS OF HSH
OPIS PRESTRUKTURIRANJA POSAMEZNIH POSLOVNIH ENOT BANKE HSH
Corporates
Poslovanje s podjetji
In the corporates business unit HSH will offer financing to larger medium-sized undertakings, most notably in the core region of northern Germany.
V enoti za poslovanje s podjetji bo banka HSH nudila financiranje večjim srednje velikim podjetjem, zlasti v glavni regiji severne Nemčije.
HSH has ceased its activities in the refinancing of leasing companies and the international LBO business and will discontinue its relationship-driven business with corporate customers in Asia and Scandinavia.
Banka HSH je prenehala z izvajanjem dejavnosti na področju refinanciranja lizinških družb in mednarodnih dejavnosti na področju odkupov z zadolžitvijo (Leverage Buy Out – LBO), prekinila pa bo tudi svoje sodelovanje s podjetniškimi strankami v Aziji in Skandinaviji, ki temelji na osebnem pristopu.
The corporates business unit will not provide asset-based financing of aircraft or ships.
Enota za poslovanje s podjetji ne bo nudila financiranja zrakoplovov ali ladij na podlagi premoženja.
However, the ability of HSH to support regional business in the core region will not be curtailed.
Vendar pa zmožnost banke HSH, da podpira regionalne dejavnosti v glavni regiji, ne bo omejena.
HSH will focus primarily on larger medium-sized businesses in the region of northern Germany as well as German companies within defined core industries.
Banka HSH se bo v glavnem osredotočila na večja srednje velika podjetja v regiji severne Nemčije in na nemška podjetja, ki sodijo v določene glavne gospodarske panoge.
It will have a clear focus on profitable business as well as on customers with a good credit standing and a demand for multiple products.
Jasno bo osredotočena na donosno poslovanje ter stranke z dobro boniteto in potrebo po več bančnih produktih.
HSH will strive to achieve ‘first’ bank status with those customers.
Banka HSH si bo prizadevala, da pri teh strankah postane prva izbira.
To support the funding situation the business unit will increasingly aim to acquire deposits and to use financing structures that enable syndications, are eligible as ECB collateral or can be passed on to investors.
Da bi pripomogla k izboljšanju finančnega stanja, si bo poslovna enota vedno bolj prizadevala za pridobivanju depozitov in uporabo struktur financiranja, ki omogočajo sindiciranje, so upravičene do kritja ECB za najeta posojila ali pa jih je mogoče prenesti na vlagatelje.
HSH will offer all types of loan products and any other bank products that are relevant for real estate companies.
Banka HSH bo nudila vse vrste posojilnih produktov in druge bančne produkte, ki so pomembni za nepremičninska podjetja.
The bank will focus on business in northern Germany and in German metropolitan regions.
Banka se bo osredotočila na poslovanje v severni Nemčiji in nemških velemestnih regijah.
The main emphasis will be put on financing solutions for […] and project financing with a manageable degree of risk.
Glavni poudarek bo na rešitvah financiranja za […] in financiranju projektov z obvladljivo stopnjo tveganja.
In the real-estate line of business, HSH will concentrate on the financing of […].
V poslovni liniji poslovanja z nepremičninami se bo banka HSH osredotočila na financiranje […].
Special property classes will be financed only selectively.
Posebni nepremičninski razredi bodo financirani samo selektivno.
Activities in other countries – including the international real-estate business, which consists of supporting German clients in European metropolitan regions – will be discontinued.
Dejavnosti v drugih državah – vključno z mednarodnimi nepremičninskimi posli, ki obsegajo podpiranje nemških strank v evropskih velemestnih območjih – se ne bodo več izvajale.
In these areas, HSH will not carry out any new business and the existing business will expire.
Na teh področjih banka HSH ne bo izvajala nobenih novih dejavnosti, obstoječe dejavnosti pa bo zaključila.
HSH will focus mainly on professional real estate investors with a focus on existing clients and on selected real estate developers and customers with a sustainable real-estate track record and a high potential for cross-selling, as well as customers connected to northern Germany with a need for complex financing structures.
Banka HSH se bo osredotočila predvsem na poklicne vlagatelje v nepremičnine, zlasti na obstoječe stranke ter izbrane vlagatelje v nepremičnine in stranke z vzdržnimi rezultati na področju nepremičnin in velikim potencialom za navzkrižno prodajo, pa tudi stranke, povezane s severno Nemčijo, ki potrebujejo zahtevne strukture financiranja.
HSH will continue to use structures and products that reduce the funding need, e.g. business eligible for covered bonds, ECB-eligible loans, or funding and sureties provided by the Kreditanstalt für Wiederaufbau (KfW).
Banka HSH bo še naprej uporabljala strukture in produkte, ki zmanjšujejo potrebo po financiranju, npr. posle, upravičene do kritih obveznic, posojila, upravičena do kritja s strani ECB, ali financiranje in poroštva, ki jih nudi razvojna banka Kreditanstalt für Wiederaufbau (KfW).
Savings banks
Hranilnice
The balance sheet of the core bank’s savings banks business unit will be reduced from EUR 8,7 billion in 2008 to EUR [< 3] billion in 2014, in particular by reducing refinancing activities for savings banks.
Bilanca stanja poslovne enote temeljne banke za hranilnice se bo s 8,7 milijarde EUR v letu 2008 zmanjšala na [< 3] milijarde EUR v letu 2014, zlasti z zmanjšanjem dejavnosti refinanciranja hranilnic.
This business unit’s customer base is composed primarily of savings banks and public-sector customers in northern Germany and secondarily of savings banks and public-sector customers outside northern Germany (secondary bank relationship).
Krog strank te poslovne enote sestavljajo večinoma hranilnice in stranke v javnem sektorju iz severne Nemčije, pa tudi hranilnice in stranke v javnem sektorju, ki ne prihajajo iz severne Nemčije (sekundarno bančno razmerje).
HSH provides a large range of products which focus on the core business areas of savings banks.
Banka HSH nudi številne bančne produkte, ki so osredotočeni na osnovna področja poslovanja hranilnic.
This includes in particular the private and corporate customers business, treasury business, own securities management and credit portfolio management.
To obsega zlasti poslovanje z zasebniki in s podjetji, zakladništvo, upravljanje z lastnimi vrednostnimi papirji in upravljanje kreditnega portfelja.
In the private banking business unit the core bank’s balance sheet total will be reduced from EUR 1,7 billion (in 2008) to EUR [0,5-1,5] billion (in 2014).
V poslovni enoti za zasebno bančništvo se bo bilančna vsota temeljne banke zmanjšala z 1,7 milijarde EUR v letu 2008 na [0,5–1,5] milijarde EUR v letu 2014.
HSH will focus on providing services to wealthy private customers in the core region of northern Germany.
Banka HSH se bo osredotočila na nudenje storitev bogatim zasebnikom v glavni regiji, severni Nemčiji.
In addition, it will offer private banking services at supra-regional distribution branches belonging to the other market segments.
Poleg tega bo nudila storitve zasebnega bančništva v nadregionalnih distribucijskih podružnicah, ki spadajo v druge segmente trga.
The range of services is to include […].
Te storitve bodo obsegale […].
HSH will concentrate on the acquisition and support of wealthy and very wealthy private customers as well as foundations.
Banka HSH se bo osredotočila na pridobivanje in podporo bogatih in zelo bogatih zasebnikov in ustanov.
As part of cross-selling, private banking services will also be provided to customers/natural persons of the other business units of the core bank.
V okviru navzkrižne prodaje bo storitve zasebnega bančništva nudila tudi strankam/fizičnim osebam drugih poslovnih enot temeljne banke.
In the shipping business unit the balance sheet will be reduced from a balance sheet total in 2008 of EUR 28,3 billion to about EUR 15 billion in the core bank in 2014, i.e. a reduction of 46 %.
V poslovni enoti za ladijski promet se bo bilančna vsota zmanjšala z 28,3 milijarde EUR v letu 2008 na približno 15 milijard EUR v temeljni banki v letu 2014, tj. za 46 %.
Until 31 December 2014 the market share of HSH in relation to new business in global ship financing will not exceed [< 8] % on an annual basis.
Do 31. decembra 2014 tržni delež banke HSH, povezan z novimi posli na področju financiranja ladij v svetovnem merilu, letno ne bo presegel [< 8] %.
In addition, HSH will ensure that up to 31 December 2014 it will not be among the top three ship-financing providers with the highest annual volume of new business worldwide, according to the market rankings determined on an annual basis.
Poleg tega bo banka HSH zagotovila, da v skladu z vsakoletnimi ocenami trgov do 31. decembra 2014 ne bo med prvimi tremi financerji ladij z največjim letnim obsegom sklenjenih novih poslov na svetu.
HSH’s portfolio will be diversified both in relation to ship types and countries.
Portfelj banke HSH bo razpršen tako glede vrst ladij kot držav.
In relation to asset classes an emphasis will remain on […] as well as several […].
Glede razredov finančnih instrumentov bo poudarek še naprej na […], pa tudi več […].
Conventional long-term mortgage loans for new constructions and financing of second-hand ships will be important products.
Običajna dolgoročna hipotekarna posojila za nove gradnje in financiranje rabljenih ladij bodo pomembni produkti.
Furthermore, HSH will selectively operate as a supplier of structured financial services.
Poleg tega bo banka HSH selektivno delovala kot ponudnik strukturiranih finančnih storitev.
HSH will reduce its business activities by ceasing to finance roll-on/roll-off and cruise ships as well as […].
Banka HSH bo prenehala s financiranjem ladij RO-RO in križark, pa tudi […], in tako zmanjšala svoje poslovne dejavnosti.
HSH will focus on medium-sized and larger worldwide shipping companies, small profitable customers and customers selected by reference to their overall revenue potential and aspects of risk.
Banka HSH se bo osredotočila na srednje velike in večje svetovne ladijske družbe, majhne donosne stranke in stranke, ki bodo izbrane na podlagi njihovih skupnih možnosti za ustvarjanje prihodka in vidikov tveganja.
Furthermore, the readiness of the customer regarding syndications will be considered, as well as the fulfilment of syndication (e.g. transparency) and refinancing requirements.
Poleg tega bo upoštevala pripravljenost strank glede sindiciranja, pa tudi izpolnjevanje zahtev glede sindiciranja (npr. preglednost) in refinanciranja.
The shipping business unit will mainly offer plain vanilla [27] and, to a limited extent, structural financing and will act as a mandated lead arranger and bookrunner.
Poslovna enota za ladijski promet bo v glavnem nudila standardno [27], v določeni meri pa tudi strukturirano financiranje, imela pa bo vlogo organizatorja in vlogo vodenja knjig (mandated lead arranger and bookrunner).
Transport/Aviation
Prevoz/letalstvo
The transport/aviation business unit of the core bank will cease to exist.
Poslovna enota temeljne banke za prevoz/letalstvo bo ukinjena.
The EUR 11,7 billion balance sheet (in 2008) will expire within the restructuring unit or be assigned to other business units.
11,7 milijarde EUR vredna bilanca stanja v letu 2008 bo zapadla v okviru enote za prestrukturiranje ali pa bo prenesena na druge poslovne enote.
In the future, HSH will not carry out any new asset-based financing of aircraft.
V prihodnosti banka HSH ne bo izvajala nobenega novega financiranja zrakoplovov na podlagi premoženja.
The corresponding existing business will expire, be sold or be transferred to the restructuring unit for the purpose of reduction.
Zaradi zmanjšanja obsega bodo že obstoječe dejavnosti na tem področju zapadle, prodane ali prenesene na enoto za prestrukturiranje.
As a part of the restructuring, HSH has already partially redesigned the business unit and assigned the divisions of rail and infrastructure, which are still strategically relevant, to the energy and infrastructure business unit.
V okviru prestrukturiranja je banka HSH poslovno enoto delno že preoblikovala, oddelka za železnico in infrastrukturo, ki sta še vedno strateško pomembna, pa priključila poslovni enoti za energetiko in infrastrukturo.
Energy and infrastructure
Energetika in infrastruktura
Due to the realignment of the energy and infrastructure business unit in the course of the restructuring process, the balance sheet total of the energy and infrastructure unit in the core bank in 2014 will be increased from EUR 4,6 billion in 2008 (which refers to the former energy business unit) to EUR [5-10] billion. The energy and infrastructure business unit includes both the renewable energy segment and the infrastructure and rail segments, which had previously been assigned to the transport business unit.
Zaradi prilagoditve poslovne enote za energetiko in infrastrukturo med postopkom prestrukturiranja se bo bilančna vsota enote temeljne banke za energetiko in infrastrukturo v letu 2014 s 4,6 milijarde EUR v letu 2008 (ta podatek se nanaša na prejšnjo poslovno enoto za energetiko) povečala na [5–10] milijard EUR. Poslovna enota za energetiko in infrastrukturo vključuje tudi segment energije iz obnovljivih virov ter segmenta infrastrukture in železnic, ki sta bila prej del poslovne enote za prevoz.
In the energy segment, HSH will act as a provider of project financing in the areas of wind and solar energy projects.
V segmentu energije bo banka HSH delovala kot vir financiranja projektov na področju vetrne in sončne energije.
They include the asset categories of wind (on- and offshore), solar (photovoltaic and thermal) and, as a supplementary business, networks in conjunction with wind and solar projects.
Ti projekti obsegajo kategorije sredstev za vetrna (kopenska in morska) in sončna (fotovoltaična in toplotna) omrežja, kot dodatno dejavnost pa tudi omrežja v povezavi s projekti vetrne in sončne energije.
The target region for those activities is mainly Europe.
Ciljna regija za te dejavnosti je predvsem Evropa.
HSH’s business relating to conventional energy sources and the entire North American energy business will be discontinued.
Dejavnosti banke HSH, ki so povezane s tradicionalnimi viri energije, in vse dejavnosti na področju energetike v Severni Ameriki se ne bodo več izvajale.
The adjustments in the business units, in particular the cessation of the aviation business unit and the reduction in the international real estate and the shipping segments, will automatically lead to a reduction of the ‘miscellaneous segment’.
Prilagoditve poslovnih enot, zlasti ukinitev poslovne enote za letalstvo ter zmanjšanje segmentov mednarodnih nepremičninskih poslov in ladijskega prometa, bodo samodejno vodile k zmanjšanju segmenta drugih bančnih produktov.
The ‘miscellaneous segment’ includes – besides the corporate centre – the capital markets business, in which HSH manages its treasury and which serves as a supplier of products for the business units.
Segment drugih bančnih produktov poleg poslovnega centra obsega tudi poslovanje na kapitalskem trgu, v katerem banka HSH upravlja svojo zakladnico in ki deluje kot dobavitelj bančnih produktov za poslovne enote.
HSH will continuously improve the stability and quality of its funding.
Banka HSH bo še naprej izboljševala stabilnost in kakovost svojega financiranja.