natgillin/translations-raw huggingface dataset:
That limit shall be determined by the institution in accordance with the policies and procedures referred to in Article 81 of Directive 2013/36/EU, to address and control concentration risk.
Zadevno omejitev določi institucija v skladu s politikami in postopki, navedenimi v členu 81 Direktive 2013/36EU, da obravnava in nadzira tveganje koncentracije.
This limit shall not exceed 100 % of the institution's eligible capital.
Ta meja ne presega 100 % sprejemljivega kapitala institucije.
Competent authorities may set a lower limit than EUR 150 million and shall inform EBA and the Commission thereof.
Pristojni organi lahko določijo omejitev, ki je nižja od 150 milijonov EUR, o čemer obvestijo EBA in Komisijo.
EBA shall, in accordance with Article 16 of Regulation (EU) No 1093/2010, taking into account the effect of the credit risk mitigation in accordance with Articles 399 to 403 as well as the outcomes of developments in the area of shadow banking and large exposures at the Union and international levels, issue guidelines by 31 December 2014 to set appropriate aggregate limits to such exposures or tighter individual limits on exposures to shadow banking entities which carry out banking activities outside a regulated framework.
EBA v skladu s členom 16 Uredbe (EU) št. 1093/2010 in ob upoštevanju učinka zmanjševanja kreditnega tveganja v skladu s členi 399 do 403 ter razvoja na področju bančništva v senci in velikih izpostavljenosti na ravni Unije in mednarodni ravni do 31. decembra 2014 izda smernice, ki določajo ustrezne agregatne omejitve takih izpostavljenosti ali strožje posamezne omejitve za izpostavljenosti do subjektov, ki opravljajo dejavnosti bančništva v senci zunaj reguliranega okvira.
In developing those guidelines, EBA shall consider whether the introduction of additional limits would have a material detrimental impact on the risk profile of institutions established in the Union, on the provision of credit to the real economy or on the stability and orderly functioning of financial markets.
EBA pri oblikovanju teh smernic upošteva, ali bi uvedba dodatnih omejitev pomembno škodljivo vplivala na profil tveganosti institucij, ustanovljenih v Uniji, zagotavljanje kreditov realnemu gospodarstvu ali na stabilnost in pravilno delovanje finančnih trgov.
By 31 December 2015 the Commission shall assess the appropriateness and the impact of imposing limits on exposures to shadow banking entities which carry out banking activities outside a regulated framework, taking into account Union and international developments in the area of shadow banking and large exposures as well as credit risk mitigation in accordance with Articles 399 to 403.
Komisija do 31. decembra 2015 oceni ustreznost in vpliv določitve omejitev izpostavljenosti do subjektov, ki opravljajo dejavnost bančništva v senci zunaj reguliranega okvira, pri čemer upošteva razvoj na področju bančništva v senci in velikih izpostavljenosti na ravni Unije in mednarodni ravni ter zmanjševanje kreditnega tveganja v skladu s členi 399 do 403.
The Commission shall submit the report to the European Parliament and the Council, together, if appropriate, with a legislative proposal on exposure limits to shadow banking entities which carry out banking activities outside a regulated framework.
Komisija predloži poročilo Evropskemu parlamentu in Svetu, ki mu po potrebi priloži zakonodajni predlog o omejitvah izpostavljenosti do subjektov, ki opravljajo dejavnost bančništva v senci zunaj reguliranega okvira.
Subject to Article 396, an institution shall at all times comply with the relevant limit laid down in paragraph 1.
Ob upoštevanju člena 396 institucija vedno zagotavlja izpolnjevanje omejitve, določene v odstavku 1.
Assets constituting claims and other exposures onto recognised third-country investment firms may be subject to the same treatment as set out in paragraph 1.
Aktivne postavke, ki predstavljajo terjatve in druge izpostavljenosti do priznanih investicijskih podjetij tretjih držav, so lahko predmet enake obravnave, kot je določena v odstavku 1.
The limits laid down in this Article may be exceeded for the exposures on the institution's trading book if the following conditions are met:
Institucije lahko presežejo omejitve, določene v tem členu, za izpostavljenosti iz trgovalne knjige, če so izpolnjeni naslednji pogoji:
the exposure on the non-trading book to the client or group of connected clients in question does not exceed the limit laid down in paragraph 1, this limit being calculated with reference to eligible capital, so that the excess arises entirely on the trading book;
izpostavljenost do zadevne stranke ali skupine povezanih strank v netrgovalni knjigi ne presega omejitve, določene v odstavku 1, ki se izračuna glede na sprejemljivi kapital, tako da presežek v celoti nastane v trgovalni knjigi;
the institution meets an additional own funds requirement on the excess in respect of the limit laid down in paragraph 1 which is calculated in accordance with Articles 397 and 398;
institucija za presežek nad omejitvijo, določeno v odstavku 1 izpolnjuje dodatno kapitalsko zahtevo, ki se izračuna v skladu s členoma 397 in 398;
where 10 days or less have elapsed since the excess occurred, the trading-book exposure to the client or group of connected clients in question shall not exceed 500 % of the institution's eligible capital;
kadar od pojava presežka preteče 10 dni ali manj, izpostavljenost iz trgovalne knjige do zadevne stranke ali skupine povezanih strank ne preseže 500 % sprejemljivega kapitala institucije;
any excesses that have persisted for more than 10 days do not, in aggregate, exceed 600 % of the institution's eligible capital.
vsa preseganja, ki trajajo več kot 10 dni, skupaj ne presežejo 600 % sprejemljivega kapitala institucije.
In each case in which the limit has been exceeded, the institution shall report the amount of the excess and the name of the client concerned and, where applicable, the name of the group of connected clients concerned, without delay to the competent authorities.
Institucija pristojnim organom za vsak primer preseganja omejitve nemudoma sporoči znesek presežka in ime zadevne stranke in po potrebi ime zadevne skupine povezanih strank.
For the purpose of this paragraph, structural measures mean measures adopted by a Member State and implemented by the relevant competent authorities of that Member State before the entry into force of a legal act explicitly harmonising such measures, that require credit institutions authorised in that Member State to reduce their exposures to different legal entities depending on their activities, irrespective of where those activities are located, with a view to protecting depositors and preserving financial stability.
Za namene tega odstavka strukturni ukrepi pomenijo ukrepe, ki jih sprejmejo države članice, izvajajo pa zadevni pristojni organi teh držav članic do začetka veljavnosti pravnega akta o izrecnem usklajevanju takih ukrepov, v skladu s katerimi morajo kreditne institucije, ki so pridobile dovoljenje v zadevni državi članici, zmanjšati izpostavljenosti do različnih pravnih subjektov glede na njihove dejavnosti, ne glede na kraj teh dejavnosti, da bi zaščitili vlagatelje in ohranili finančno stabilnost.
Notwithstanding paragraph 1 of this Article and Article 400(1)(f), where Member States adopt national laws requiring structural measures to be taken within a banking group, competent authorities may require the institutions of the banking group which hold deposits that are covered by a Deposit Guarantee Scheme in accordance with Directive 94/19/EC of the European Parliament and of the Council of 30 May 1994 on deposit-guarantee schemes [30] or an equivalent deposit guarantee scheme in a third country to apply a large exposure limit below 25 % but not lower than 15 % between 31 December 2014 and 30 June 2015, and than 10 % from 1 July 2015 on a sub-consolidated basis in accordance with Article 11(5) to intragroup exposures where these exposures consist of exposures to an entity that does not belong to the same subgroup as regards the structural measures.
Kadar države članice sprejmejo nacionalne predpise, v skladu s katerimi je treba strukturne ukrepe sprejeti znotraj bančne skupine, lahko pristojni organi ne glede na odstavek 1 tega člena in člen 400 (1)(f) od institucij v bančni skupini, ki hranijo vloge, krite s sistemom zajamčenih vlog v skladu z Direktivo 94/19/ES Evropskega parlamenta in Sveta z dne 30. maja 1994 o sistemih zajamčenih vlog [30] ali enakovrednim sistemom zajamčenih vlog v tretji državi, zahtevajo, da med 31 decembra 2014 in 30. junijem 2015 uporabljajo omejitev velike izpostavljenosti pod 25 %, vendar ne nižje od 15 %, od 1. julija 2015 naprej pa ne nižje od 10 % na subkonsolidirani podlagi, kot je opredeljeno v členu 11(5) za izpostavljenosti znotraj skupine, če so te izpostavljenosti sestavljene iz izpostavljenosti do subjekta, ki z vidika strukturnih ukrepov ne spada v isto podskupino.
For the purpose of this paragraph, the following conditions shall be met:
Za uporabo tega odstavka se izpolnijo naslednji pogoji:
all entities belonging to a same subgroup as regards the structural measures are considered as one client or group of connected clients;
vsi subjekti, ki z vidika strukturnih ukrepov spadajo v isto podskupino strukturnih ukrepov, se štejejo kot ena stranka ali kot skupina povezanih strank;
the competent authorities apply a uniform limit to the exposures referred to in the first subparagraph.
pristojni organi za izpostavljenosti iz prvega pododstavka uporabljajo enotno omejitev.
Applying this approach shall be without prejudice to effective supervision on a consolidated basis and shall not entail disproportionate adverse effects on the whole or parts of the financial system in other Member States or in the Union as a whole or form or create an obstacle to the functioning of the internal market.
Uporaba tega pristopa ne pomeni posega v učinkovit nadzor na konsolidirani podlagi niti ne sme povzročiti nesorazmernih negativnih učinkov na celoto ali dele finančnega sistema v drugih državah članicah ali v celotni Uniji oziroma pomeniti ali postaviti ovire delovanju notranjega trga.
Before adopting the specific structural measures as referred to in paragraph 6 relating to large exposures, the competent authorities shall notify the Council, the Commission, the competent authorities concerned and EBA at least two months prior to the publication of the decision to adopt the structural measures, and submit relevant quantitative or qualitative evidence of all of the following:
Pristojni organi pred sprejemom posebnih strukturnih ukrepov v zvezi z velikimi izpostavljenostmi iz odstavka 6 in vsaj dva meseca pred objavo odločitve o sprejetju strukturnih ukrepov obvestijo Svet, Komisijo, zadevne pristojne organe in EBA ter predložijo ustrezne kvantitativne ali kvalitativne dokaze za vse navedeno:
the scope of the activities that are subject to the structural measures;
obseg dejavnosti, za katere veljajo strukturni ukrepi;
an explanation as to why such draft measures are deemed to be suitable, effective and proportionate to protect depositors;
obrazložitev upravičenosti, učinkovitosti in sorazmernosti takega osnutka ukrepov pri zaščiti vlagateljev;
an assessment of the likely positive or negative impact of the measures on the internal market based on information which is available to the Member State.
oceno verjetnega pozitivnega ali negativnega učinka ukrepov na notranji trg na podlagi informacij, ki so na voljo državam članicam.
The power to adopt an implementing act to accept or reject the proposed national measures referred to in paragraph 7 is conferred on the Commission acting in accordance with the procedure referred to in Article 464(2).
Pooblastilo za sprejetje izvedbenega akta, s katerim se sprejmejo ali zavrnejo predlagani nacionalni ukrepi iz odstavka 7, se podeli Komisiji, ki deluje v skladu s postopkom iz člena 464(2).
Within one month of receiving the notification referred to in paragraph 7, EBA shall provide its opinion on the points mentioned in that paragraph to the Council, the Commission and the Member State concerned.
EBA v enem mesecu po prejetju uradnega obvestila iz odstavka 7 Svetu, Komisiji in zadevni državi članici predloži mnenje o točkah iz navedenega odstavka.
Competent authorities concerned may also provide their opinions on the points mentioned in that paragraph to the Council, the Commission and the Member State concerned.
Tudi zadevni pristojni organi lahko Svetu, Komisiji in zadevni državi članici predložijo mnenje o točkah iz navedenega odstavka.
Taking utmost account of the opinions referred to in the second subparagraph and if there is robust and strong evidence that the measures have a negative impact on the internal market that outweighs the financial stability benefits, the Commission shall, within two months of receiving the notification, reject the proposed national measures.
Ob čim bolj doslednem upoštevanju mnenj iz drugega pododstavka in če obstajajo zanesljivi in trdni dokazi, da imajo ukrepi negativen vpliv na notranji trg, ki je večji od koristi finančne stabilnosti, Komisija v dveh mesecih od prejema uradnega obvestila zavrne predlagane nacionalne ukrepe.
Otherwise, the Commission shall accept the proposed national measures for an initial period of 2 years and where appropriate the measures may be subject to amendment.
V nasprotnem primeru Komisija sprejme predlagane nacionalne ukrepe za začetno obdobje dveh let, ukrepi pa se lahko po potrebi spremenijo.
The Commission shall only reject the proposed national measures if it considers the proposed national measures entail disproportionate adverse effects on the whole or parts of the financial system in other Member States or in the Union as a whole, thus forming or creating an obstacle to the functioning of the internal market or to the free movement of capital in accordance with the provisions of the TFEU.
Komisija zavrne predlagane nacionalne ukrepe le, če meni, da povzročajo nesorazmerne negativne učinke na celoto ali dele finančnega sistema v drugih državah članicah ali v celotni Uniji, pri čemer pomenijo ali postavljajo ovire delovanju notranjega trga ali prostemu pretoku kapitala v skladu z določbami PDEU.
The assessment of the Commission shall take account of the opinion of EBA and shall take into account the evidence presented in accordance with paragraph 7.
Ocena Komisije upošteva mnenje EBA in dokaze, predložene v skladu z odstavkom 7.
Before the expiry of the measures, the competent authorities may propose new measures for the extension of the period of application for an additional period of 2 years each time.
Pristojni organi lahko pred iztekom ukrepov predlagajo nove ukrepe, ki obdobje uporabe ukrepov vsakič podaljšajo za dodatni dve leti.
In this case, they shall notify the Commission, the Council, the competent authorities concerned and EBA.
V tem primeru uradno obvestijoSvet, Komisijo, zadevne pristojne organe in EBA.
Approval of the new measures shall be subject to the process set out in this Article.
Odobritev novih ukrepov poteka po postopku iz tega člena.
This Article shall be without prejudice to Article 458.
Ta člen ne posega v člen 458.
Compliance with large exposures requirements
Izpolnjevanje zahtev glede velikih izpostavljenosti
If, in an exceptional case, exposures exceed the limit set out in Article 395(1), the institution shall report the value of the exposure without delay to the competent authorities which may, where the circumstances warrant it, allow the institution a limited period of time in which to comply with the limit.
Če izpostavljenosti v izjemnem primeru presežejo omejitev, določeno v členu 395(1), institucija vrednost izpostavljenosti nemudoma sporoči pristojnim organom, ki lahko, kadar to upravičujejo okoliščine, instituciji odobrijo omejeno časovno obdobje, v katerem se mora uskladiti z omejitvijo.
Where the amount of EUR 150 million referred to in Article 395(1) is applicable, the competent authorities may allow on a case-by-case basis the 100 % limit in terms of the institution's eligible capital to be exceeded.
Kadar se uporablja znesek 150 milijonov EUR iz člena 395(1), lahko pristojni organi v posameznih primerih dovolijo preseganje omejitve v višini 100 % glede na sprejemljivi kapital institucije.
Where compliance by an institution on an individual or sub-consolidated basis with the obligations imposed in this Part is disapplied under Article 7(1), or the provisions of Article 9 are applied in the case of parent institutions in a Member State, measures shall be taken to ensure the satisfactory allocation of risks within the group.
Kadar institucija na posamični ali subkonsolidirani podlagi ni dolžna izpolnjevati obveznosti, določenih v tem delu v skladu s členom 7(1) ali se uporabljajo določbe člena 8 v primeru nadrejenih institucij v državi članici, se sprejmejo ukrepi za zagotovitev zadovoljive razporeditve tveganj znotraj skupine.
Calculating additional own funds requirements for large exposures in the trading book
Izračunavanje dodatnih kapitalskih zahtev za velike izpostavljenosti v trgovalni knjigi
The excess referred to in Article 395(5)(b) shall be calculated by selecting those components of the total trading exposure to the client or group of connected clients in question which attract the highest specific-risk requirements in Part Three, Title IV, Chapter 2 and/or requirements in Article 299 and Part Three, Title V, the sum of which equals the amount of the excess referred to in point (a) of Article 395(5).
Presežek iz člena 395(5)(b) se izračuna z izbiro tistih sestavnih delovcelotne izpostavljenosti iz trgovanja do zadevne stranke ali skupine povezanih strank, za katere je potrebno izračunati najvišje kapitalske zahteve za posebno tveganje iz poglavja 2 naslova IV dela 3 in/ali zahteve iz člena 299 ter naslova V dela 3, vsota katerih je enaka znesku presežka iz točke (a) člena 395(5).
Where the excess has not persisted for more than 10 days, the additional capital requirement shall be 200 % of the requirements referred to in paragraph 1, on these components.
Kadar presežek ne traja več kot 10 dni, je dodatna kapitalska zahteva enaka 200 % kapitalskih zahtev iz odstavka 1 za te sestavne dele.
As from 10 days after the excess has occurred, the components of the excess, selected in accordance with paragraph 1, shall be allocated to the appropriate line in Column 1 of Table 1 in ascending order of specific-risk requirements in Part Three, Title IV, Chapter 2 and/or requirements in Article 299 and Part Three, Title V. The additional own funds requirement shall be equal to the sum of the specific-risk requirements in Part Three, Title IV, Chapter 2 and/or the Article 299 and Part Three, Title V requirements on these components, multiplied by the corresponding factor in Column 2 of Table 1.
3. Po 10 dneh od nastanka presežka se sestavne dele presežka, izbrane v skladu z odstavkom 1, razvrsti v ustrezno vrstico v stolpec 1 razpredelnice 1 v naraščajočem vrstnem redu glede na zahteve za posebno tveganje iz poglavja 2 naslova IV dela 3 in/ali zahteve iz člena 299 ter naslova V dela 3. Dodatna kapitalska zahteva je enaka vsoti kapitalskih zahtev za posebno tveganje iz poglavja 2 naslova IV dela 3 in/ali kapitalskih zahtev za te sestavne dele iz člena 299 ter naslova V dela 3, pomnoženi z ustreznim faktorjem iz stolpca 2 razpredelnice 1.
Column 1: Excess over the limits
Stolpec 1: preseganje omejitve
(on the basis of a percentage of eligible capital)
(na podlagi odstotka sprejemljivega kapitala)
Column 2: Factors
Stolpec 2: faktorji
Article 398
člen 398
Procedures to prevent institutions from avoiding the additional own funds requirement
Postopki institucij za preprečevanje izogibanja dodatni kapitalski zahtevi
Institutions shall not deliberately avoid the additional own funds requirements set out in Article 397 that they would otherwise incur, on exposures exceeding the limit laid down in Article 395(1) once those exposures have been maintained for more than 10 days, by means of temporarily transferring the exposures in question to another company, whether within the same group or not, and/or by undertaking artificial transactions to close out the exposure during the 10-day period and create a new exposure.
Institucije se namerno ne izogibajo dodatnim kapitalskim zahtevam, določenim v členu 397, ki bi jih sicer morale izračunavati za izpostavljenosti, ki presegajo omejitev iz člena 395(1), ko te izpostavljenosti obstajajo več kot 10 dni, z začasnim prenosom zadevnih izpostavljenosti na drugo podjetje, ki je lahko del iste skupine ali ne, in/ali s sklepanjem navideznih poslov za odpravo izpostavljenosti v 10-dnevnem obdobju in ustvarjanjem nove izpostavljenosti.
Eligible credit mitigation techniques
Ustrezne tehnike za zmanjševanje kreditnega tveganj
For the purposes of Articles 400 to 403 the term 'guarantee' shall include credit derivatives recognised under Part Three, Title II, Chapter 4 other than credit linked notes.
Za namene členov od 400 do 403 izraz "jamstvo" vključuje kreditne izvedene finančne instrumente, priznane v skladu s poglavjem 4 naslova II dela 3, razen kreditnih zapisov.
Subject to paragraph 3 of this Article, where, under Articles 400 to 403 the recognition of funded or unfunded credit protection is permitted, this shall be subject to compliance with the eligibility requirements and other requirements set out in Part Three, Title II, Chapter 4.
Če se ob upoštevanju odstavka 3 tega člena v skladu s členi od 400 do 403 dovoli priznanje stvarnega ali osebnega kreditnega zavarovanja, se za to zahteva izpolnjevanje meril primernosti in drugih zahtev, določenih v poglavju 4 naslova II dela 3.
Where an institution relies upon Article 401(2), the recognition of funded credit protection shall be subject to the relevant requirements under Part Three, Title II, Chapter 3.
Kadar institucija uporablja člen 401(2), je priznanje stvarnega kreditnega zavarovanja predmet ustreznih zahtev iz poglavja 3 naslova II dela 3.
For the purposes of this Part, an institution shall not take into account the collateral referred to in Article 199(5) to (7), unless permitted under Article 402.
Za namene tega dela institucija ne upošteva zavarovanj s premoženjem iz člena 199(5) do (7), razen če je to dovoljeno v skladu s členom 402.
Institutions shall analyse, to the extent possible, their exposures to collateral issuers, providers of unfunded credit protection and underlying assets pursuant to Article 390(7) for possible concentrations and where appropriate take action and report any significant findings to their competent authority.
Institucije v največji možni meri analizirajo svoje izpostavljenosti do izdajateljev zavarovanj s premoženjem, dajalcev jamstva in osnovne izpostavljenosti v skladu s členom 390(7) za morebitne koncentracije ter po potrebi ukrepajo in o vseh pomembnih ugotovitvah poročajo svojemu pristojnemu organu.
Exemptions
Izvzetja
The following exposures shall be exempted from the application of Article 395(1):
Naslednje izpostavljenosti so izvzete iz uporabe člena 395(1):
asset items constituting claims on central governments, central banks or public sector entities which, unsecured, would be assigned a 0 % risk weight under Part Three, Title II, Chapter 2;
aktivne postavke, ki predstavljajo terjatve do enot centralne ravni držav, centralnih bank ali subjektov javnega sektorja, ki bi jim bila nezavarovanim v skladu s poglavjem 2 naslova II dela 3 dodeljena utež tveganja 0 %;
asset items constituting claims on international organisations or multilateral development banks which, unsecured, would be assigned a 0 % risk weight under Part Three, Title II, Chapter 2;
aktivne postavke, ki predstavljajo terjatve do mednarodnih organizacij ali multilateralnih razvojnih bank, ki bi jim bila nezavarovanim v skladu s poglavjem 2 naslova II dela 3 dodeljena utež tveganja 0 %;