natgillin/translations-raw huggingface dataset:
Member States shall designate competent authorities that carry out the functions and duties provided for in this Directive and in Regulation (EU) No 575/2013.
Države članice imenujejo pristojne organe, ki opravljajo funkcije in naloge iz te direktive in Uredbe (EU) št. 575/2013.
They shall inform the Commission and EBA thereof, indicating any division of functions and duties.
O tem obvestijo Komisijo in EBA ter navedejo vse razdelitve funkcij in nalog.
Member States shall ensure that the competent authorities monitor the activities of institutions, and where applicable, of financial holding companies and mixed financial holding companies, so as to assess compliance with the requirements of this Directive and Regulation (EU) No 575/2013.
Države članice zagotovijo, da pristojni organi spremljajo dejavnosti institucij ter po potrebi finančnih holdingov in mešanih finančnih holdingov, da bi lahko ocenili skladnost z zahtevami te direktive in Uredbe (EU) št. 575/2013
Member States shall ensure that appropriate measures are in place to enable the competent authorities to obtain the information needed to assess the compliance of institutions and, where applicable, of financial holding companies and mixed financial holding companies, with the requirements referred to in paragraph 2 and to investigate possible breaches of those requirements.
Države članice zagotovijo, da so uvedeni ustrezni ukrepi, ki pristojnim organom omogočajo pridobitev informacij, potrebnih za ocenitev skladnosti institucij ter po potrebi finančnih holdingov in mešanih finančnih holdingov z zahtevami iz odstavka 2, in preiskavo morebitnih kršitev teh zahtev.
Member States shall ensure that the competent authorities have the expertise, resources, operational capacity, powers and independence necessary to carry out the functions relating to prudential supervision, investigations and penalties set out in this Directive and in Regulation (EU) No 575/2013.
Države članice zagotovijo, da imajo pristojni organi strokovno znanje, vire, operativno sposobnost in pooblastila za opravljanje funkcij v zvezi z bonitetnim nadzorom, preiskavami in kaznimi iz te direktive in Uredbe (EU) št. 575/2013 ter da so pri tem neodvisni.
Member States shall require that institutions provide the competent authorities of their home Member States with all the information necessary for the assessment of their compliance with the rules adopted in accordance with this Directive and Regulation (EU) No 575/2013.
Države članice zahtevajo, da institucije pristojnim organom svojih matičnih držav članic predložijo vse informacije, potrebne za presojo njihove skladnosti s pravili, sprejetimi v skladu s to direktivo in Uredbo (EU) št. 575/2013.
Member States shall also ensure that internal control mechanisms and administrative and accounting procedures of the institutions permit the checking of their compliance with such rules at all times.
Države članice zagotovijo tudi, da mehanizmi notranjih kontrol ter administrativni in računovodski postopki institucij omogočajo, da se lahko njihova skladnost s pravili kadar koli preveri.
Member States shall ensure that institutions register all their transactions and document systems and processes, which are subject to this Directive and Regulation (EU) No 575/2013 in such a manner that the competent authorities are able to check compliance with this Directive and Regulation (EU) No 575/2013 at all times.
Države članice zagotovijo, da institucije evidentirajo vse svoje posle ter dokumentirajo sisteme in postopke, za katere veljata ta direktiva in Uredba (EU) št. 575/2013, tako da lahko pristojni organi kadar koli preverijo skladnost s to direktivo in Uredbo (EU) št. 575/2013.
Member States shall ensure that the functions of supervision pursuant to this Directive and to Regulation (EU) No 575/2013 and any other functions of the competent authorities are separate and independent from the functions relating to resolution.
Države članice zagotovijo, da so nadzorniške funkcije na podlagi te direktive in Uredbe (EU) št. 575/2013 ter vse druge funkcije pristojnih organov ločene in neodvisne od funkcij v zvezi z reševanjem.
Member States shall inform the Commission and EBA thereof, indicating any division of duties.
Države članice o tem obvestijo Komisijo in EBA ter navedejo vse razdelitve nalog.
Member States shall ensure that where authorities other than the competent authorities have the power of resolution, those other authorities cooperate closely and consult the competent authorities with regard to the preparation of resolution plans.
Države članice zagotovijo, da kadar imajo organi, ki niso pristojni organi, pooblastila za reševanje, ti organi tesno sodelujejo s pristojnimi organi in se posvetujejo z njimi glede priprave načrtov za reševanje.
Coordination within Member States
Usklajevanje znotraj držav članic
Where Member States have more than one competent authority for the prudential supervision of credit institutions, investment firms and financial institutions, Member States shall take the requisite measures to organise coordination between such authorities.
Če imajo države članice več kot en pristojni organ za bonitetni nadzor kreditnih institucij, investicijskih podjetij in finančnih institucij, sprejmejo ukrepe, potrebne za organizacijo usklajevanja med temi organi.
Cooperation within the European System of Financial Supervision
Sodelovanje v okviru Evropskega sistema finančnega nadzora
In the exercise of their duties, the competent authorities shall take into account the convergence in respect of supervisory tools and supervisory practices in the application of the laws, regulations and administrative requirements adopted pursuant to this Directive and to Regulation (EU) No 575/2013.
Pristojni organi pri opravljanju svojih nalog skrbijo za konvergenco nadzornih orodij in nadzornih praks pri uporabi zakonov in drugih predpisov, sprejetih na podlagi te direktive in Uredbe (EU) št. 575/2013.
the competent authorities, as parties to the European System of Financial Supervision (ESFS), cooperate with trust and full mutual respect, in particular when ensuring the flow of appropriate and reliable information between them and other parties to the ESFS, in accordance with the principle of sincere cooperation set out in Article 4(3) of the Treaty on European Union;
pristojni organi kot člani Evropskega sistema finančnega nadzora (ESFS) v skladu z načelom lojalnega sodelovanja iz člena 4(3) Pogodbe o Evropski uniji sodelujejo v duhu zaupanja in popolnega medsebojnega spoštovanja, zlasti pri zagotavljanju pretoka ustreznih in zanesljivih informacij med njimi in drugimi člani ESFS;
the competent authorities participate in the activities of EBA and, as appropriate, in the colleges of supervisors;
pristojni organi sodelujejo pri dejavnostih EBA in po potrebi v kolegijih nadzornikov;
the competent authorities make every effort to comply with those guidelines and recommendations issued by EBA in accordance with Article 16 of Regulation (EU) No 1093/2010 and to respond to the warnings and recommendations issued by the ESRB pursuant to Article 16 of Regulation (EU) No 1092/2010;
si pristojni organi prizadevajo za upoštevanje smernic in priporočil, ki jih izda EBA v skladu s členom 16 Uredbe (EU) št. 1093/2010, ter za odziv na opozorila in priporočila, ki jih izda ESRB v skladu s členom 16 Uredbe (EU) št. 1092/2010;
the competent authorities cooperate closely with the ESRB;
pristojni organi tesno sodelujejo z ESRB;
national mandates conferred on the competent authorities do not inhibit the performance of their duties as members of EBA, of the ESRB, where appropriate, or under this Directive and under Regulation (EU) No 575/2013.
nacionalne pristojnosti, podeljene pristojnim organom, ne ovirajo izvajanja njihovih nalog, ki jih imajo kot člani EBA, ali po potrebi ESRB, ali v skladu s to direktivo in Uredbo (EU) št. 575/2013
Union dimension of supervision
Razsežnost nadzora Unije
The competent authorities in each Member State shall, in the exercise of their general duties, duly consider the potential impact of their decisions on the stability of the financial system in the other Member States concerned and, in particular, in emergency situations, based on the information available at the relevant time.
Pristojni organi v vsaki državi članici pri opravljanju svojih splošnih nalog, in zlasti v izrednih razmerah, na podlagi informacij, ki so na voljo v tistem trenutku, ustrezno upoštevajo morebiten vpliv svojih odločitev na stabilnost finančnega sistema v drugih zadevnih državah članicah.
REQUIREMENTS FOR ACCESS TO THE ACTIVITY OF CREDIT INSTITUTIONS
ZAHTEVE ZA DOSTOP DO DEJAVNOSTI KREDITNIH INSTITUCIJ
General requirements for access to the activity of credit institutions
Splošne zahteve za dostop do dejavnosti kreditnih institucij
Member States shall require credit institutions to obtain authorisation before commencing their activities.
Države članice od kreditnih institucij zahtevajo, da pridobijo dovoljenje pred začetkom opravljanja svojih dejavnosti.
Without prejudice to Articles 10 to 14, they shall lay down the requirements for such authorisation and notify EBA.
Brez poseganja v člene 10 do 14 določijo zahteve za pridobitev takega dovoljenja ter o njih uradno obvestijo EBA.
EBA shall develop draft regulatory technical standards to specify:
EBA pripravi osnutke regulativnih tehničnih standardov, v katerih določi:
the information to be provided to the competent authorities in the application for the authorisation of credit institutions, including the programme of operations provided for in Article 10;
informacije, ki se predložijo pristojnim organom v vlogi za izdajo dovoljenja za kreditne institucije, vključno s poslovnim načrtom iz člena 10;
the requirements applicable to shareholders and members with qualifying holdings pursuant to Article 14; and
zahteve, ki se v skladu s členom 14 uporabljajo za delničarje in družbenike s kvalificiranimi deleži; in
obstacles which may prevent effective exercise of the supervisory functions of the competent authority, as referred to in Article 14.
okoliščine, ki bi lahko pristojne organe ovirale pri učinkovitem opravljanju nadzorniških funkcij iz člena 14.
Power is delegated to the Commission to adopt the regulatory technical standards referred to in points (a), (b) and (c) of the first subparagraph in accordance with Articles 10 to 14 of Regulation (EU) No 1093/2010.
Na Komisijo se prenese pooblastilo za sprejetje regulativnih tehničnih standardov iz točk (a), (b) in (c) prvega pododstavka v skladu s členi 10 do 14 Uredbe (EU) št. 1093/2010.
EBA shall develop draft implementing technical standards on standard forms, templates and procedures for the provision of the information referred to in point (a) of the first subparagraph of paragraph 2.
EBA pripravi osnutke izvedbenih tehničnih standardov o standardnih obrazcih, predlogah in postopkih za zagotavljanje informacij iz točke (a) prvega pododstavka odstavka 2.
Power is conferred on the Commission to adopt the implementing technical standards referred to in the first subparagraph in accordance with Article 15 of Regulation (EU) No 1093/2010.
Na Komisijo se prenese pooblastilo za sprejetje izvedbenih tehničnih standardov iz prvega pododstavka v skladu s členom 15 Uredbe (EU) št. 1093/2010.
EBA shall submit the draft technical standards referred to in paragraphs 2 and 3 to the Commission by 31 December 2015.
EBA osnutke tehničnih standardov iz odstavkov 2 in 3 predloži Komisiji do 31. decembra 2015.
Prohibition against persons or undertakings other than credit institutions from carrying out the business of taking deposits or other repayable funds from the public
Prepoved opravljanja poslov sprejemanja vlog ali drugih vračljivih sredstev od javnosti za osebe ali družbe, ki niso kreditne institucije
Member States shall prohibit persons or undertakings that are not credit institutions from carrying out the business of taking deposits or other repayable funds from the public.
Države članice osebam ali družbam, ki niso kreditne institucije, prepovejo opravljanje poslov sprejemanja vlog ali drugih vračljivih sredstev od javnosti.
Paragraph 1 shall not apply to the taking of deposits or other funds repayable by a Member State, or by a Member State's regional or local authorities, by public international bodies of which one or more Member States are members, or to cases expressly covered by national or Union law, provided that those activities are subject to regulations and controls intended to protect depositors and investors.
Odstavek 1 se ne uporablja za sprejemanje vlog ali drugih sredstev, vračljivih s strani države članice, njenih regionalnih ali lokalnih organov, javnih mednarodnih organov, katerih članica je ena ali več držav članic, ali za primere, za katere izrecno velja nacionalno pravo ali pravo Unije, če so te dejavnosti v skladu s predpisi in kontrolami, namenjenimi zaščiti vlagateljev in investitorjev.
Programme of operations and structural organisation
Poslovni načrt in organizacijska struktura
Member States shall require applications for authorisation to be accompanied by a programme of operations setting out the types of business envisaged and the structural organisation of the credit institution.
Države članice zahtevajo, da se vlogi za izdajo dovoljenja priloži poslovni načrt, ki določa vrste predvidenih poslov in organizacijsko strukturo kreditne institucije.
Economic needs
Gospodarske potrebe
Member States shall not require the application for authorisation to be examined in terms of the economic needs of the market.
Države članice ne smejo zahtevati, da se vloga za izdajo dovoljenja preverja glede na gospodarske potrebe trga.
Without prejudice to other general conditions laid down in national law, the competent authorities shall refuse authorisation to commence the activity of a credit institution where a credit institution does not hold separate own funds or where its initial capital is less than EUR 5 million.
Brez poseganja v druge splošne pogoje, ki jih določa nacionalno pravo, pristojni organi zavrnejo izdajo dovoljenja za začetek opravljanja dejavnosti kreditne institucije, kadar kreditna institucija nima ločenega kapitala ali če njen ustanovni kapital znaša manj kot 5 milijonov EUR.
Initial capital shall comprise only one or more of the items referred to in Article 26(1)(a) to (e) of Regulation (EU) No 575/2013.
Ustanovni kapital zajema eno ali več postavk iz člena 26(1)(a) do (e) Uredbe (EU) št. 575/2013
Member States may decide that credit institutions which do not fulfil the requirement to hold separate own funds and which were in existence on 15 December 1979 may continue to carry out their business.
Države članice lahko odločijo, da kreditne institucije, ki ne izpolnjujejo pogojev v zvezi z ločenim kapitalom in ki so obstajale 15. decembra 1979, lahko še naprej poslujejo.
They may exempt such credit institutions from complying with the requirement contained in the first subparagraph of Article 13(1).
Take kreditne institucije lahko izvzamejo iz zahtev prvega pododstavka člena 13(1).
Member States may grant authorisation to particular categories of credit institutions the initial capital of which is less than that specified in paragraph 1, subject to the following conditions:
Države članice lahko izdajo dovoljenje za določene kategorije kreditnih institucij, katerih ustanovni kapital je nižji, kot je določeno v odstavku 1, pod naslednjimi pogoji:
the initial capital is no less than EUR 1 million;
ustanovni kapital znaša najmanj 1 milijon EUR;
the Member States concerned notify the Commission and EBA of their reasons for exercising that option.
zadevne države članice Komisijo in EBA uradno obvestijo o svojih razlogih za uporabo te možnosti.
Effective direction of the business and place of the head office
Dejansko vodenje poslov in kraj sedeža
The competent authorities shall grant authorisation to commence the activity of a credit institution only where at least two persons effectively direct the business of the applicant credit institution.
Pristojni organi kreditni instituciji izdajo dovoljenje za začetek opravljanja dejavnosti kreditne institucije le, kadar vsaj dve osebi dejansko vodita posle kreditne institucije vložnice.
They shall refuse such authorisation if the members of the management body do not meet the requirements referred to in Article 91(1).
Pristojni organi zavrnejo izdajo dovoljenja, če člani upravljalnega organa ne izpolnjujejo zahtev iz člena 91(1).
a credit institution which is a legal person and which, under its national law, has a registered office, has its head office in the same Member State as its registered office;
ima kreditna institucija, ki je pravna oseba in ki ima statutarni sedež v skladu z nacionalnim pravom, sedež v isti državi članici kot statutarni sedež;
a credit institution other than that referred to in point (a) has its head office in the Member State which granted it authorisation and in which it actually carries out its business.
ima kreditna institucija, ki ni kreditna institucija v skladu s točko (a), sedež v državi članici, ki je izdala dovoljenje in v kateri dejansko opravlja svoje dejavnosti.
Shareholders and members
Delničarji in družbeniki
The competent authorities shall refuse authorisation to commence the activity of a credit institution unless a credit institution has informed them of the identities of its shareholders or members, whether direct or indirect, natural or legal persons, that have qualifying holdings and of the amounts of those holdings or, where there are no qualifying holdings, of the 20 largest shareholders or members.
Pristojni organi zavrnejo izdajo dovoljenja za začetek opravljanja dejavnosti kreditne institucije, razen, če jih je kreditna institucija obvestila o identiteti delničarjev ali družbenikov, bodisi neposrednih bodisi posrednih, fizičnih ali pravnih oseb, ki imajo kvalificirane deleže, in o velikosti teh deležev ter v primeru, da ni kvalificiranih deležev, o dvajsetih največjih delničarjih ali družbenikih.
In determining whether the criteria for a qualifying holding are fulfilled, the voting rights referred to in Articles 9 and 10 of Directive 2004/109/EC of the European Parliament and of the Council of 15 December 2004 on the harmonisation of transparency requirements in relation to information about issuers whose securities are admitted to trading on a regulated market [20] and the conditions regarding aggregation thereof set out in Article 12(4) and (5) of that Directive, shall be taken into account.Member States shall not take into account voting rights or shares which institutions hold as a result of providing the underwriting of financial instruments or placing of financial instruments on a firm commitment basis included under point 6 of Section A of Annex I to Directive 2004/39/EC, provided that those rights are not exercised or otherwise used to intervene in the management of the issuer and are disposed of within one year of acquisition.
Pri ugotavljanju, ali so izpolnjena merila za kvalificirani delež, se upoštevajo glasovalne pravice iz členov 9 in 10 Direktive 2004/109/ES z dne 15. decembra 2004 o uskladitvi zahtev v zvezi s preglednostjo informacij o izdajateljih, katerih vrednostni papirji so sprejeti v trgovanje na reguliranem trgu [20] ter pogoji o združevanju teh pravic, določeni v členu 12(4) in (5) navedene direktive.Države članice ne upoštevajo glasovalnih pravic ali deležev, ki so jih institucije pridobile s prodajo primarne izdaje finančnih instrumentov ali plasiranjem finančnih instrumentov z obveznostjo odkupa iz točke 6 oddelka A Priloge I k Direktivi 2004/39/ES, če se te pravice ne uveljavljajo ali drugače uporabljajo za poseganje v upravljanje izdajatelja in se odsvojijo v enem letu od pridobitve.
The competent authorities shall refuse authorisation to commence the activity of a credit institution if, taking into account the need to ensure the sound and prudent management of a credit institution, they are not satisfied as to the suitability of the shareholders or members, in particular where the criteria set out in Article 23(1) are not met.
Pristojni organi zavrnejo izdajo dovoljenja za začetek opravljanja dejavnosti kreditne institucije, če se jim ob upoštevanju potrebe po preudarnem in skrbnem upravljanju kreditnih institucij delničarji ali družbeniki ne zdijo primerni, še zlasti, kadar niso izpolnjena merila iz člena 23(1)).
Article 23(2) and (3) and Article 24 shall apply.
Uporabljata se člen 23(2) in (3) ter člen 24.
Where close links exist between the credit institution and other natural or legal persons, competent authorities shall grant authorisation only if those links do not prevent the effective exercise of their supervisory functions.
Če obstaja tesna povezanost med kreditno institucijo in drugimi fizičnimi ali pravnimi osebami, pristojni organi izdajo dovoljenje le, če te povezave ne preprečujejo učinkovitega izvajanja njihovih nadzorniških funkcij.
The competent authorities shall refuse authorisation to commence the activity of a credit institution where the laws, regulations or administrative provisions of a third country governing one or more natural or legal persons with which the credit institution has close links, or difficulties involved in the enforcement of those laws, regulations or administrative provisions, prevent the effective exercise of their supervisory functions.
Pristojni organi zavrnejo izdajo dovoljenja za začetek opravljanja dejavnosti kreditne institucije, kadar zakoni in drugi predpisi v tretji državi, ki veljajo za eno ali več fizičnih ali pravnih oseb, s katerimi je kreditna institucija tesno povezana, ali težave pri izvrševanju navedenih zakonov in drugih predpisov preprečujejo učinkovito izvajanje njihovih nadzorniških funkcij.
The competent authorities shall require credit institutions to provide them with the information they require to monitor compliance with the conditions referred to in this paragraph on an ongoing basis.
Pristojni organi zahtevajo, da jim kreditne institucije posredujejo informacije, potrebne za stalno spremljanje skladnosti s pogoji iz tega odstavka.
Refusal of authorisation
Zavrnitev izdaje dovoljenja
Where a competent authority refuses authorisation to commence the activity of a credit institution, it shall notify the applicant of the decision and the reasons therefor within six months of receipt of the application or, where the application is incomplete, within six months of receipt of the complete information required for the decision.
Kadar pristojni organ zavrne izdajo dovoljenja za začetek opravljanja dejavnosti kreditne institucije, vlagatelja uradno obvesti o odločitvi in razlogih zanjo v šestih mesecih od prejema vloge ali, kadar je vloga nepopolna, v šestih mesecih od dne, ko vlagatelj pošlje popolne informacije, potrebne za sprejetje odločitve.
A decision to grant or refuse authorisation shall, in any event, be taken within 12 months of the receipt of the application.
Odločitev za odobritev ali zavrnitev izdaje dovoljenja se v vsakem primeru sprejme v 12 mesecih od prejema vloge.
Prior consultation of the competent authorities of other Member States
Predhodno posvetovanje s pristojnimi organi drugih držav članic
The competent authority shall, before granting authorisation to a credit institution, consult the competent authorities of another Member State where the credit institution is:
Pristojni organ se pred izdajo dovoljenja kreditni instituciji posvetuje s pristojnimi organi druge države članice, v kateri je kreditna institucija:
a subsidiary of a credit institution authorised in that other Member State;
podrejena družba kreditne institucije, ki je pridobila dovoljenje v drugi državi članici;
a subsidiary of the parent undertaking of a credit institution authorised in that other Member State;
podrejena družba nadrejene osebe kreditne institucije, ki je pridobila dovoljenje v drugi državi članici;
controlled by the same natural or legal persons as those who control a credit institution authorised in that other Member State.
obvladovana s strani istih fizičnih ali pravnih oseb kot kreditna institucija, ki je pridobila dovoljenje v tej drugi državi članici.