natgillin/translations-raw huggingface dataset:
The institution shall regularly review the extent of this material deterioration in light of what is relevant under the contracts it has entered into and shall notify the result of its review to the competent authorities.
Institucija redno pregleduje obseg tega pomembnega poslabšanja glede na zadevne določbe iz sklenjenih pogodb in rezultate tega pregleda sporoča pristojnim organom.
The institution shall add an additional outflow corresponding to collateral needs that would result from the impact of an adverse market scenario on the institution's derivatives transactions, financing transactions and other contracts if material.
Institucija doda dodatni odliv glede na potrebe zavarovanja s premoženjem, ki bi nastale zaradi vpliva slabih razmer na trgu na posle z izvedenimi finančnimi instrumenti ter posle financiranja in druge pogodbe institucije, če je ta vpliv pomemben.
EBA shall develop draft regulatory technical standards to determine the conditions of application in relation to the notion of materiality and methods for the measurement of this additional outflow.
EBA pripravi osnutke regulativnih tehničnih standardov, da določi pogoje uporabe pojma pomembnosti in metode za merjenje tega dodatnega odliva.
The institution shall add an additional outflow corresponding to the market value of securities or other assets sold short and to be delivered within the 30 days horizon unless the institution owns the securities to be delivered or has borrowed them at terms requiring their return only after the 30 day horizon and the securities do not form part of the institutions liquid assets.
Institucija doda dodatni odliv, ki ustreza tržni vrednosti vrednostnih papirjev ali drugih sredstev, prodanih na kratko brez kritja in predanih v roku 30 dni, razen če ima institucija v lasti prodane vrednostne papirje ali si jih je izposodila pod pogoji, ki zahtevajo njihovo vračilo šele po izteku 30-dnevnega roka, ter če zadevni vrednostni papirji niso del likvidnih sredstev institucije.
The institution shall add an additional outflow corresponding to:
Institucija doda dodatni odliv glede na:
the excess collateral the institution holds that can be contractually called at any time by the counterparty;
čezmerno zavarovanje s premoženjem, ki ga ima institucija in ga na podlagi pogodbe lahko kadar koli zahteva nasprotna stranka;
collateral that is due to be returned to a counterparty;
zavarovanje s premoženjem, ki ga je treba vrniti nasprotni stranki;
collateral that corresponds to assets that would qualify as liquid assets for the purposes of Article 416 that can be substituted for assets corresponding to assets that would not qualify as liquid assets for the purposes of Article 416 without the consent of the institution.
zavarovanje s premoženjem, ki ustreza sredstvom, ki bi izpolnjevala pogoje za likvidna sredstva za namene člena 416, a bi jih lahko brez soglasja institucije nadomestila sredstva, ki ne bi izpolnjevala pogojev za likvidna sredstva za namene člena 416.
Deposits received as collateral shall not be considered liabilities for the purposes of Article 422 but will be subject to the provisions of this Article where applicable.
Vloge, prejete kot zavarovanje s premoženjem, se ne štejejo kot obveznosti za namene člena 422, temveč se bodo zanje, kadar bo to primerno, uporabljale določbe tega člena.
Article 424
člen 424
Outflows from credit and liquidity facilities
Odlivi iz kreditnih aranžmajev in likvidnostnih kreditov
Institutions shall report outflows from committed credit facilities and committed liquidity facilities, which shall be determined as a percentage of the maximum amount that can be drawn within the next 30 days.
Institucije prijavijo odlive iz odobrenih kreditnih aranžmajev in odobrenih likvidnostnih kreditov, ki se določijo kot odstotek najvišjega zneska, ki ga je mogoče črpati v naslednjih 30 dneh.
This maximum amount that can be drawn may be assessed net of any liquidity requirement that would be mandated under Article 420(2) for the trade finance off-balance sheet items and net of the value in accordance with Article 418 of collateral to be provided if the institution can reuse the collateral and if the collateral is held in the form of liquid assets in accordance with Article 416.
Ta najvišji znesek za črpanje se lahko v skladu s členom 418 oceni brez kakršne koli likvidnostne zahteve, ki bi bila naložena v skladu s členom 420(2) za zunajbilančne postavke, povezane s trgovinskim financiranjem, in brez vrednosti zavarovanja s premoženjem, ki ga je treba predložiti, če lahko institucija ponovno uporabi zavarovanje ter če se zavarovanje s premoženjem vzdržuje v obliki likvidnih sredstev v skladu s členom 416.
The collateral to be provided shall not be assets issued by the counterparty of the facility or one of its affiliated entities.
Zavarovanje s premoženjem, ki ga je treba predložiti, niso sredstva, ki jih izda nasprotna stranka v aranžmaju ali eden od njenih povezanih subjektov.
If the necessary information is available to the institution, the maximum amount that can be drawn for credit and liquidity facilities shall be determined as the maximum amount that could be drawn given the counterparty's own obligations or given the pre-defined contractual drawdown schedule coming due over the next 30 days.
Če ima institucija na voljo potrebne informacije, se najvišji znesek, ki se lahko črpa za kreditne aranžmaje in likvidnostne kredite, določi kot najvišji znesek, ki bi se lahko črpal glede na obveznosti nasprotne stranke ali predhodno določen razpored črpanja iz pogodbe, katerih rok plačila je v naslednjih 30 dneh.
The maximum amount that can be drawn of undrawn committed credit facilities and undrawn committed liquidity facilities within the next 30 days shall be multiplied by 5 % if they qualify for the retail exposure class under the Standardised or IRB approaches for credit risk.
Najvišji znesek nečrpanih odobrenih sredstev kreditnih aranžmajev in nečrpanih odobrenih likvidnostnih kreditov, ki ga je mogoče porabiti v naslednjih 30 dneh, se pomnoži s 5 %, če ta sredstva izpolnjujejo pogoje za razvrstitev v kategorijo izpostavljenosti na drobno v skladu s standardiziranimi pristopi ali pristopi IRB do obravnave kreditnih tveganj.
The maximum amount that can be drawn of undrawn committed credit facilities and undrawn committed liquidity facilities within the next 30 days shall be multiplied by 10 % where they meet the following conditions:
Najvišji znesek nečrpanih odobrenih sredstev kreditnih aranžmajev in nečrpanih odobrenih likvidnostnih kreditov, ki ga je mogoče črpati v naslednjih 30 dneh, se pomnoži z 10 %, če ta sredstva izpolnjujejo naslednje pogoje:
they do not qualify for the retail exposure class under the Standardised or IRB approaches for credit risk;
ne izpolnjujejo pogojev za razvrstitev v kategorijo izpostavljenosti na drobno v skladu s standardiziranimi pristopi ali pristopi IRB do kreditnih tveganj;
they have been provided to clients that are not financial customers;
so bila zagotovljena strankam, ki niso finančne stranke;
they have not been provided for the purpose of replacing funding of the client in situations where he is unable to obtain its funding requirements in the financial markets.
niso bila zagotovljena kot nadomestilo za financiranje stranke, kadar ta ni zmožna izpolnjevati zahtev glede financiranja, ki zanjo veljajo na finančnih trgih.
The committed amount of a liquidity facility that has been provided to an SSPE for the purpose of enabling such an SSPE to purchase assets other than securities from clients that are not financial customers shall be multiplied by 10 % to the extent that it exceeds the amount of assets currently purchased from clients and where the maximum amount that can be drawn is contractually limited to the amount of assets currently purchased.
Odobreni znesek likvidnostnega kredita, dodeljenega subjektu s posebnim namenom pri listinjenju (SSPE), da bi lahko ta SSPE od strank, ki niso finančne stranke, pridobil sredstva, ki niso vrednostni papirji, se pomnoži z 10 %, kolikor presega vrednost sredstev, ki se trenutno pridobivajo od strank, in kadar je najvišji znesek dviga pogodbeno omejen na vrednost trenutno pridobljenih sredstev.
The institutions shall report the maximum amount that can be drawn of other undrawn committed credit facilities and undrawn committed liquidity facilities within the next 30 days.
Institucije poročajo o najvišjem znesku nečrpanih odobrenih sredstev kreditnih aranžmajev in nečrpanih odobrenih likvidnostnih kreditov, ki ga je mogoče črpati v naslednjih 30 dneh.
This applies in particular to the following:
To velja zlasti za naslednje:
liquidity facilities that the institution has granted to SSPEs other than those referred to in point (b) of paragraph 3;
likvidnostne kredite, ki jih je institucija odobrila SSPE, razen sredstev iz točke (b) odstavka (3);
arrangements under which the institution is required to buy or swap assets from an SSPE;
dogovore, v skladu s katerimi mora institucija kupovati sredstva od SSPE ali jih izmenjevati;
facilities extended to credit institutions;
aranžmaje in kredite, zagotovljena kreditnim institucijam;
facilities extended to financial institutions and investment firms.
aranžmaje in kredite, zagotovljena finančnim institucijam in investicijskim podjetjem.
By way of derogation from paragraph 5, institutions which have been set up and are sponsored by at least one Member State's central or regional government may apply the treatments set out in paragraphs 2 and 3 also to credit and liquidity facilities that are provided to institutions for the sole purpose of directly or indirectly funding promotional loans qualifying for the exposure classes referred to in those paragraphs.
Z odstopanjem od odstavka 5, lahko institucije, ki jih je ustanovila in jih financira vsaj ena enota centralne ali regionalne ravni države, uporabljajo obravnave iz odstavkov 2 in 3 tudi za kreditne aranžmaje in likvidnostne kredite, ki se zagotovijo institucijam z edinim namenom neposrednega ali posrednega financiranja promocijskih kreditov, ki izpolnjujejo pogoje za razvrstitev v razrede izpostavljenosti iz teh odstavkov.
By way of derogation from point (d) of Article 425(2), where those promotional loans are extended via another institution as intermediary (pass through loans), a symmetric in and outflow may be applied by institutions.
Z odstopanjem od točke (d) člena 425(2), lahko institucije uporabijo simetrične prilive in odlive, kadar se ti promocijski krediti zagotovijo prek druge institucije posrednice (pretočni krediti),.
Those promotional loans shall be available only to persons who are not financial customers on a non-competitive, not for profit basis in order to promote public policy objectives of the Union and/or that Member State's central or regional government.
Ti promocijski krediti bodo na voljo le osebam, ki niso finančne stranke, po nekonkurenčnih in neprofitnih pogojih, da se spodbudijo cilji javne politike Unije in/ali enot centralne ali regionalne ravni države članice.
It shall only be possible to draw on such facilities following the reasonably expected demand for a promotional loan and up to the amount of such demand linked to a subsequent reporting on the use of the funds disbursed.
Takšne aranžmaje in kredite bo mogoče črpati le na podlagi utemeljeno pričakovane zahteve za promocijski kredit in v višini, ki je navedena v tej zahtevi, povezani z naknadnim poročanjem o uporabi izplačanih sredstev.
Article 425
člen 425
Inflows
Prilivi
Institutions shall report their liquidity inflows.
Institucije poročajo o svojih likvidnostnih prilivih.
Capped liquidity inflows shall be the liquidity inflows limited to 75 % of liquidity outflows.
Omejeni likvidnostni prilivi so likvidnostni prilivi, omejeni na 75 % likvidnostnih odlivov.
Institutions may exempt liquidity inflows from deposits placed with other institutions and qualifying for the treatments set out in Article 113(6) or (7) from this limit.
Institucije lahko iz te omejitve izvzamejo likvidnostne prilive iz vlog pri drugih institucijah in prilive, ki izpolnjujejo pogoje za obravnave iz člena 113(6) ali 108(7).
Institutions may exempt liquidity inflows from monies due from borrowers and bond investors related to mortgage lending funded by bonds eligible for the treatment set out in Article 129(4), (5) or (6) or by bonds as referred to in Article 52(4) of Directive 2009/65/EC from this limit.
Institucije lahko iz te omejitve izvzamejo likvidnostne prilive iz zapadlih denarnih zneskov, ki jih dolgujejo kreditojemalci in vlagatelji v obveznice, povezane s hipotekarnimi krediti, financiranimi z obveznicami, ki izpolnjujejo pogoje za obravnavo iz člena 129(4), (5) ali (6) ali obveznicami iz člena 52(4) Direktive 2009/65/ES.
Institutions may exempt inflows from promotional loans that the institutions have passed through.
Institucije lahko izvzamejo prilive iz promocijskih pretočnih kreditov institucije.
Subject to the prior approval of the competent authority responsible for supervision on an individual basis, the institution may fully or partially exempt inflows where the provider is a parent or a subsidiary institution of the institution or another subsidiary of the same parent institution or linked to the institution by a relationship within the meaning of Article 12(1) of Directive 83/349/EEC.
Institucija lahko po predhodni odobritvi pristojnega organa, odgovornega za nadzor naposamični podlagi, v celoti ali delno izključi prilive, kadar je izdajatelj institucija, ki je nadrejena ali podrejena instituciji, ali druga podrejena družba iste nadrejene institucije ali je z zadevno institucijo povezana v smislu člena 12(1) Direktive 83/349/EGS.
The liquidity inflows shall be measured over the next 30 days.
Likvidnostni prilivi se merijo v obdobju naslednjih 30 dni.
They shall comprise only contractual inflows from exposures that are not past due and for which the institution has no reason to expect non-performance within the 30-day time horizon.
Vključujejo samo pogodbene prilive iz izpostavljenosti, ki niso zapadle in za katere institucija nima razloga, da bi pričakovala, da jih v 30 dnevnem obdobju ne bi bilo mogoče izvesti.
Liquidity inflows shall be reported in full with the following inflows reported separately:
O likvidnostnih prilivih se poroča v celoti, o naslednjih prilivih pa ločeno:
monies due from customers that are not financial customers for the purposes of principal payment shall be reduced by 50 % of their value or by the contractual commitments to those customers to extend funding, whichever is higher.
denarna sredstva, ki jih dolgujejo stranke, ki niso finančne stranke za namene plačila glavnice, se zmanjšajo za 50 % njihove vrednosti ali v višini pogodbenih obveznosti do teh strank, da se zagotovi financiranje, odvisno od tega, kateri znesek je višji.
This does not apply to monies due from secured lending and capital market-driven transactions as defined in point (3) of Article 192 that are collateralised by liquid assets in accordance with Article 416 as referred to in point (d) of this paragraph.
To ne zajema denarnih sredstev iz naslova zavarovanih kreditnih poslov in poslov z instrumenti kapitalskega trga, kot je opredeljeno v točki (3) člena 192, ki so v skladu s členom 416 zavarovana z likvidnimi sredstvi, kot je določeno v točki (d) tega odstavka.
By way of derogation from the first subparagraph of this point, institutions that have received a commitment referred to in Article 424(6) in order for them to disburse a promotional loan to a final recipient may take an inflow into account up to the amount of the outflow they apply to the corresponding commitment to extend those promotional loans;
Z odstopanjem od prvega pododstavka te točke lahko institucije, ki so prejele obveznost iz člena 424(6), da bi izplačale promocijski kredit končnemu prejemniku, upoštevajo priliv do višine zneska odliva, ki ga uporabijo za ustrezno obveznost za zagotovitev teh promocijskih kreditov;
monies due from trade financing transactions referred to in point (b) of the second subparagraph of Article 162(3) with a residual maturity of up to 30 days, shall be taken into account in full as inflows;
denarna sredstva iz naslova poslov trgovinskega financiranja iz točke (b) drugega pododstavka člena 162(3) s preostalo zapadlostjo največ 30 dni, se v celoti upoštevajo kot prilivi;
assets with an undefined contractual end date shall be taken into account with a 20 % inflow provided that the contract allows the bank to withdraw and request payment within 30 days;
sredstva z nedoločenim pogodbenim končnim datumom se upoštevajo z 20-odstotnim prilivom, če pogodba banki omogoča, da odstopi od pogodbe in zahteva plačilo v 30 dneh;
monies due from secured lending and capital market-driven transactions as defined in point (3) of Article 192 if they are collateralised by liquid assets as referred to in Article 416(1), shall not be taken into account up to the value net of haircuts of the liquid assets and shall be taken into account in full for the remaining monies due;
denarna sredstva iz naslova zavarovanih posojilnih poslov in poslov z instrumenti kapitalskega trga, kot je opredeljeno v točki (3) člena 192, se, če so zavarovana z likvidnimi sredstvi, kot so opredeljena v členu 416(1), se ne upoštevajo do vrednosti likvidnih sredstev, zmanjšani za odbitke, ter se upoštevajo v celoti za preostala zapadla denarna sredstva;
monies due that the institution owing those monies treats in accordance with Article 422(3) and (4), shall be multiplied by a corresponding symmetrical inflow;
zapadla denarna sredstva, ki jih institucija, ki dolguje ta sredstva, obravnava v skladu s členom 422(3) in (4), se pomnožijo z ustreznim simetričnim prilivom;
monies due from positions in major index equity instruments provided there is no double counting with liquid assets;
denarna sredstva iz naslova pozicij v lastniških instrumentih, ki so vključeni v glavne borzne indekse, če se likvidna sredstva ne štejejo dvakrat;
any undrawn credit or liquidity facilities and any other commitments received shall not be taken into account.
ne upoštevajo se nobeni nečrpani kreditni aranžmaji ali likvidnostni krediti ter nobene druge prejete obveznosti.
Outflows and inflows expected over the 30 day horizon from the contracts listed in Annex II shall be reflected on a net basis across counterparties and shall be multiplied by 100 % in the event of a net inflow.
Odlivi in prilivi, ki so predvideni v obdobju 30 dni, iz pogodb iz Priloge II, se preučijo na neto osnovi med nasprotnimi strankami ter se pomnožijo za 100 % neto priliva.
By way of derogation from point (g) of paragraph 2, competent authorities may grant the permission to apply a higher inflow on a case by case basis for credit and liquidity facilities when all of the following conditions are fulfilled:
Z odstopanjem od točke (g) odstavka 2 lahko pristojni organi za vsak posamezen primer posebej dovolijo uporabo višjih prilivov za kreditne aranžmaje in likvidnostne kredite, kadar so izpolnjeni vsi naslednji pogoji:
there are reasons to expect a higher inflow even under a combined market and idiosyncratic stress of the provider;
obstajajo razlogi, da se pričakuje višji priliv tudiv primeru kombinacije idiosinkratičnega in tržnega stresnega scenarija;
the counterparty is a parent or subsidiary institution of the institution or another subsidiary of the same parent institution or linked to the institution by a relationship within the meaning of Article 12(1) of Directive 83/349/EEC or a member of the same institutional protection scheme referred to in Article 113(7) of this Regulation or the central institution or a member of a network that is subject to the waiver referred to in Article 10 of this Regulation;
nasprotna stranka je institucija, ki je nadrejena ali podrejena instituciji, ali druga podrejena družba iste nadrejene institucije ali je z zadevno institucijo povezana v smislu člena 12(1) Direktive 83/349/EGS ali član enake institucionalne sheme za zaščito vlog iz člena 113(7) te uredbe ali osrednja institucija ali član mreže, za katero velja oprostitev iz člena 10 te uredbe;
a corresponding symmetric or more conservative outflow is applied by the counterparty by way of derogation from Articles 422, 423 and 424;
nasprotna stranka z odstopanjem od členov 422, 423 in 424 uporablja ustrezni simetrični ali bolj konservativni odliv;
the institution and the counterparty are established in the same Member State.
instituija in nasprotna stranka imata sedež v isti državi članici.
Where such higher inflow is permitted to be applied, the competent authorities shall inform EBA about the result of the process referred to in Article 20(1)(b).
Kadar pristojni organi dovolijo uporabo višjega priliva, o izidu postopka iz člena 20(1)(b) obvestijo EBA.
Fulfilment of the conditions for such higher inflows shall be regularly reviewed by the competent authorities.
Pristojni organi redno pregledujejo izpolnjevanje pogojev za navedene višje prilive.
EBA shall develop draft regulatory technical standards to further specify the additional objective criteria referred to in paragraph 5.
EBA pripravi osnutek regulativnih tehničnih standardov za podrobnejšo opredelitev dodatnih objektivnih meril iz odstavka 5.
Institutions shall not report inflows from any of the liquid assets reported in accordance with Article 416 other than payments due on the assets that are not reflected in the market value of the asset.
Institucije ne poročajo prilivov iz likvidnih sredstev, poročanih v skladu s členom 416, razen zapadlih plačiliz naslova teh sredstev, ki se ne odražajo v tržni vrednosti sredstva.
Institutions shall not report inflows from any new obligations entered into.
Institucije ne prijavijo prilivov iz nobenih novih prevzetih obveznosti.
Institutions shall take liquidity inflows which are to be received in third countries where there are transfer restrictions or which are denominated in non-convertible currencies into account only to the extent that they correspond to outflows respectively in the third country or currency in question.
Institucije upoštevajo likvidnostne prilive, ki bodo prejeti v tretjih državah z omejitvami pri prenosu ali ki so denominirani v nekonvertibilnih valutah, le v takšni meri, kot ustrezajo odlivom v tretji državi oziroma v zadevni valuti.
Article 426
člen 426
Updating Future liquidity requirements
Posodobitev prihodnjih likvidnostnih zahtev
Following, the adoption by the Commission of a delegated act to specify the liquidity requirement in accordance with Article 460, EBA may develop draft implementing technical standards to specify the conditions set out in Article 421(1), Article 422, with the exception of paragraphs 8, 9 and 10 of that Article, and Article 424 to take account of standards agreed internationally.
Potem ko Komisija sprejme delegirani akt za določitev likvidnostne zahteve v skladu s členom 460, lahko EBA oblikuje osnutek izvedbenih tehničnih standardov za podrobno opredelitev pogojev iz členov 421(1), 422 (z izjemo odstavkov 8, 9 in 10 navedenega člena) in člena 424, da bi se upoštevali mednarodno dogovorjeni standardi.
Power is conferred on the Commission to adopt the implementing technical standards referred to in the first paragraph in accordance with Article 15 of Regulation (EU) No 1093/2010.
Na Komisijo se prenese pooblastilo za sprejetje izvedbenih tehničnih standardov iz prvega odstavka v skladu s členom 15 Uredbe (EU) št. 1093/2010.
REPORTING ON STABLE FUNDING
POROČANJE O STABILNEM FINANCIRANJU
Article 427
člen 427
Items providing stable funding
Postavke, ki zagotavljajo stabilno financiranje
Institutions shall report to the competent authorities, in accordance with the reporting requirements set out in Article 415(1) and the uniform reporting formats referred to in Article 415(3), the following items and their components in order to allow an assessment of the availability of stable funding:
Institucije v skladu z zahtevami za poročanje iz člena 415(1) in enotnimi predlogami za poročanje iz člena 415(3) pristojnim organom poročajo o naslednjih postavkah in njihovih sestavnih delih, da se omogoči ocena razpoložljivosti stabilnega financiranja:
the following own funds, after deductions have been applied, where appropriate:
naslednje vrste kapitala, ob upoštevanju odbitkov, kadar je to ustrezno: