natgillin/translations-raw huggingface dataset:
With the exception of exposures giving rise to Common Equity Tier 1, Additional Tier 1 or Tier 2 items, an institution may, subject to the prior approval of the competent authorities, decide not to apply the requirements of paragraph 1 of this Article to the exposures of that institution to a counterparty which is its parent undertaking, its subsidiary, a subsidiary of its parent undertaking or an undertaking linked by a relationship within the meaning of Article 12(1) of Directive 83/349/EEC.
Z izjemo izpostavljenosti, iz naslova postavk navadnega lastniškega temeljnega kapitala in postavk dodatnega temeljnega kapitala ali dodatnega kapitala, lahko institucija ob predhodni odobritvi pristojnih organov opusti uporabo zahtev iz odstavka 1 tega člena za izpostavljenosti te institucije do nasprotne stranke, ki je njena nadrejena oseba, njena podrejena družba, podrejena družba njene nadrejene družbe ali podjetje, s katerim je povezana v smislu člena 12(1) Direktive 83/349/EGS.
Competent authorities are empowered to grant approval if the following conditions are fulfilled:
Pristojni organi lahko dajo odobritev, če so izpolnjeni naslednji pogoji:
the counterparty is an institution, a financial holding company or a mixed financial holding company, financial institution, asset management company or ancillary services undertaking subject to appropriate prudential requirements;
nasprotna stranka je institucija, finančni holding ali mešani finančni holding, finančna institucija, družba za upravljanje ali družba za pomožne storitve, za katero veljajo ustrezne bonitetne zahteve;
the counterparty is included in the same consolidation as the institution on a full basis;
nasprotna stranka in banka sta vključeni v polno konsolidacijo iste skupine;
the counterparty is subject to the same risk evaluation, measurement and control procedures as the institution;
za nasprotno stranko se uporabljajo isti postopki za ovrednotenje, merjenje in nadzor tveganja kot za institucijo;
the counterparty is established in the same Member State as the institution;
nasprotna stranka ima sedež v isti državi članici kot institucija;
there is no current or foreseen material practical or legal impediment to the prompt transfer of own funds or repayment of liabilities from the counterparty to the institution.
ni trenutne ali predvidene dejanske ali pravne ovire za takojšnji prenos kapitala ali za odplačilo obveznosti od nasprotne stranke k instituciji.
Where the institution, in accordance with this paragraph, is authorised not to apply the requirements of paragraph 1, it may assign a risk weight of 0 %.
Če se instituciji v skladu s tem odstavkom dovoli opustitev zahtev iz odstavka 1, lahko uporabi utež tveganja 0 %.
With the exception of exposures giving rise to Common Equity Tier 1, Additional Tier 1 and Tier 2 items, institutions may, subject to the prior permission of the competent authorities, not apply the requirements of paragraph 1 of this Article to exposures to counterparties with which the institution has entered into an institutional protection scheme that is a contractual or statutory liability arrangement which protects those institutions and in particular ensures their liquidity and solvency to avoid bankruptcy where necessary.
Z izjemo izpostavljenosti, iz naslova postavk navadnega lastniškega temeljnega kapitala ter postavk dodatnega temeljnega kapitala in dodatnega kapitala, lahko institucije ob predhodnem dovoljenju pristojnih organov opustijo uporabo zahtev iz odstavka 1 tega člena za izpostavljenosti do nasprotnih strank, s katerimi je institucija sklenila institucionalno shemo za zaščito vlog, tj. pogodbeno ali zakonsko določeno ureditev odgovornosti, ki ščiti te institucije ter zlasti zagotavlja njihovo likvidnost in kapitalsko ustreznost, da se po potrebi prepreči stečaj.
Competent authorities are empowered to grant permission if the following conditions are fulfilled:
Pristojni organi lahko izdajo dovoljenje, če so izpolnjeni naslednji pogoji:
the requirements set out in points (a), (d) and (e) of paragraph 6 are met;
izpolnjene so zahteve iz odstavka 6(a), (d) in (e);
the arrangements ensure that the institutional protection scheme is able to grant support necessary under its commitment from funds readily available to it;
ureditve zagotavljajo, da je mogoče v okviru institucionalne sheme za zaščito vlog v skladu z obvezami odobriti potrebno podporo iz hitro dostopnih sredstev;
the institutional protection scheme disposes of suitable and uniformly stipulated systems for the monitoring and classification of risk, which gives a complete overview of the risk situations of all the individual members and the institutional protection scheme as a whole, with corresponding possibilities to take influence; those systems shall suitably monitor defaulted exposures in accordance with Article 178(1);
v okviru institucionalne sheme za zaščito vlog so na voljo primerni in enotno določeni sistemi za spremljavo in klasifikacijo tveganj, kar omogoča popolni pregled nad tveganji vseh posameznih članov in institucionalne sheme za zaščito vlog kot celote, z ustreznimi možnostmi vplivanja; s temi sistemi se v skladu s členom 178(1) ustrezno spremljajo neplačane izpostavljenosti;
the institutional protection scheme conducts its own risk review which is communicated to the individual members;
v okviru institucionalne sheme za zaščito vlog se izvaja lastna ocena tveganj, o kateri so posamezni člani obveščeni;
the institutional protection scheme draws up and publishes on an annual basis, a consolidated report comprising the balance sheet, the profit-and-loss account, the situation report and the risk report, concerning the institutional protection scheme as a whole, or a report comprising the aggregated balance sheet, the aggregated profit-and-loss account, the situation report and the risk report, concerning the institutional protection scheme as a whole;
v okviru institucionalne sheme za zaščito vlog se enkrat letno sestavi in objavi konsolidirano poročilo, ki obsega bilanco stanja, izkaz poslovnega izida, poročilo o stanju in poročilo o tveganjih institucionalne sheme za zaščito vlog kot celote, ali poročilo, ki obsega zbirno bilanco stanja, zbiren izkaz poslovnega izida, poročilo o stanju in poročilo o tveganjih institucionalne sheme za zaščito vlog kot celote;
members of the institutional protection scheme are obliged to give advance notice of at least 24 months if they wish to end the institutional protection scheme;
člani institucionalne sheme za zaščito vlog morajo obvestilo o nameravanem izstopu iz sheme predložiti najmanj 24 mesecev pred izstopom;
the multiple use of elements eligible for the calculation of own funds (hereinafter referred to as 'multiple gearing') as well as any inappropriate creation of own funds between the members of the institutional protection scheme shall be eliminated;
odpravi se večkratna uporaba sestavin, primernih za izračun kapitala (v nadaljnjem besedilu: večkratna uporaba kapitala), ter neustrezno ustvarjanje kapitala med člani institucionalne sheme za zaščito vlog;
The institutional protection scheme shall be based on a broad membership of credit institutions of a predominantly homogeneous business profile;
institucionalna shema za zaščito vlog temelji na širokem članstvu kreditnih institucij s pretežno homogenim poslovnim profilom;
the adequacy of the systems referred to in points (c) and (d) is approved and monitored at regular intervals by the relevant competent authorities.
zadevni pristojni organi redno potrjujejo in spremljajo ustreznost sistemov iz točk (c) in (d).
Where the institution, in accordance with this paragraph, decides not to apply the requirements of paragraph 1, it may assign a risk weight of 0 %.
Če se institucija v skladu s tem odstavkom odloči, da ne bo uporabila zahtev odstavka 1, lahko uporabi utež tveganja 0 %.
Risk weights
Uteži tveganja
Exposures to central governments or central banks
Izpostavljenosti do enot centralne ravni držav ali centralnih bank
Exposures to central governments and central banks shall be assigned a 100 % risk weight, unless the treatments set out in paragraphs 2 to 7 apply.
Izpostavljenostim do enot centralne ravni držav in centralnih bank se dodeli utež tveganja 100 %, razen če se uporabljajo obravnave iz odstavkov 2 do 7.
Exposures to central governments and central banks for which a credit assessment by a nominated ECAI is available shall be assigned a risk weight according to Table 1 which corresponds to the credit assessment of the ECAI in accordance with Article 136.
Izpostavljenostim do enot centralne ravni držav in centralnih bank, za katere je na razpolago bonitetna ocena imenovane ECAI, se dodeli utež tveganja v skladu z razpredelnico 1, ki ustreza bonitetni oceni ECAI v skladu s členom 131.
Credit quality step
Stopnja kreditne kakovosti
Exposures to the ECB shall be assigned a 0 % risk weight.
Izpostavljenostim do ECB se dodeli utež tveganja 0 %.
Exposures to Member States' central governments, and central banks denominated and funded in the domestic currency of that central government and central bank shall be assigned a risk weight of 0 %.
Izpostavljenostim do enot centralne ravni držav in centralnih bank držav članic, denominiranim in financiranim v domači valuti enot centralne ravni države in centralne banke, se dodeli utež tveganja 0 %.
Until 31 December 2017, the same risk weight shall be assigned in relation to exposures to the central governments or central banks of Member States denominated and funded in the domestic currency of any Member State as would be applied to such exposures denominated and funded in their domestic currency.
Do 31. decembra 2017 se za izpostavljenosti do enot centralnih ravni držav in centralnih bank držav članic, ki so denominirane in financirane v domači valuti katere koli države članice, uporablja ista utež tveganja kot bi se za izpostavljenosti, ki so denominirane in financirane v njihovih domačih valutah.
For exposures indicated in paragraph 5:
Za izpostavljenosti iz odstavka 5:
in 2018 the calculated risk weighted exposure amounts shall be 20 % of the risk weight assigned to these exposures in accordance with Article 114(2);
v letu 2018 znašajo izračunani zneski tveganju prilagojenih izpostavljenosti 20 % uteži tveganja, dodeljene tem izpostavljenostim v skladu s členom 114(2);
in 2019 the calculated risk weighted exposure amounts shall be 50 % of the risk weight assigned to these exposures in accordance with Article 114(2);
v letu 2019 znašajo izračunani zneski tveganju prilagojenih izpostavljenosti 50 % uteži tveganja, dodeljene tem izpostavljenostim v skladu s členom 114(2);
in 2020 and onwards the calculated risk weighted exposure amounts shall be 100 % of the risk weight assigned to these exposures in accordance with Article 114(2).
v letu 2020 in pozneje znašajo izračunani zneski tveganju prilagojenih izpostavljenosti 100 % uteži tveganja, dodeljene tem izpostavljenostim v skladu s členom 114(2).
When the competent authorities of a third country which apply supervisory and regulatory arrangements at least equivalent to those applied in the Union assign a risk weight which is lower than that indicated in paragraphs 1 to 2 to exposures to their central government and central bank denominated and funded in the domestic currency, institutions may risk weight such exposures in the same manner.
Kadar pristojni organi tretje države, katere nadzorniška in regulativna ureditev je vsaj enakovredna tisti, ki se uporablja v Uniji, izpostavljenostim do njihovih enot centralne ravni držav in centralnih bank, denominiranim in financiranim v domači valuti, dodelijo utež tveganja, ki je nižja od uteži iz odstavkov 1 in 2, lahko institucije takim izpostavljenostim dodelijo uteži tveganja na enak način.
For the purposes of this paragraph, the Commission may adopt, by way of implementing acts, and subject to the examination procedure referred to in Article 464(2), a decision as to whether a third country applies supervisory and regulatory arrangements at least equivalent to those applied in the Union.
Za namene tega odstavka lahko Komisija z izvedbenimi akti in ob upoštevanju postopka pregleda iz člena 464(2) sprejme odločitev, ali je nadzorniška in regulativna ureditev tretje države vsaj enakovredna tisti, ki se uporablja v Uniji.
In the absence of such a decision, until 1 January 2015, institutions may continue to apply the treatment set out in this paragraph to the exposures to the central government or central bank of the third country where the relevant competent authorities had approved the third country as eligible for that treatment before 1 January 2014.
Če Komisija take odločitve ne sprejme, lahko institucije do 1. januarja 2015 še naprej uporabljajo obravnavo iz tega odstavka za izpostavljenosti do enot centralne ravni države ali centralne banke tretje države, ki so jo zadevni pristojni organi odobrili kot primerno za takšno obravnavo pred 1. januarjem 2014.
Exposures to regional governments or local authorities
Izpostavljenosti do enot regionalne ali lokalne ravni držav
Exposures to regional governments or local authorities shall be risk-weighted as exposures to institutions unless they are treated as exposures to central governments under paragraphs 2 or 4 or receive a risk weight as specified in paragraph 5.
Za izpostavljenosti do enot regionalne ali lokalne ravni držav se uporabi enaka utež tveganja kot za izpostavljenosti do institucij, razen če se obravnavajo kot izpostavljenosti do enot centralne ravni držav iz odstavka 2 ali 4 ali dobijo utež tveganja, kot je določeno v odstavku 5.
The preferential treatment for short-term exposures specified in Article 119(2) and Article 120(2) shall not be applied.
Ugodnejša obravnava kratkoročnih izpostavljenosti iz členov 119(2) in 120(2) se ne uporablja.
Exposures to regional governments or local authorities shall be treated as exposures to the central government in whose jurisdiction they are established where there is no difference in risk between such exposures because of the specific revenue-raising powers of the former, and the existence of specific institutional arrangements the effect of which is to reduce their risk of default.
Izpostavljenosti do enot regionalne ali lokalne ravni države se lahko obravnavajo kot izpostavljenosti do enot centralne ravni države, na območju katere so ustanovljene, če ni nikakršne razlike v tveganju med takimi izpostavljenostmi, zaradi pristojnosti enot regionalne in lokalne ravni države za pobiranje posebnih davkov ter obstoja posebnih institucionalnih ureditev, ki zmanjšujejo tveganje njihovega neplačila.
EBA shall maintain a publicly available database of all regional governments and local authorities within the Union which relevant competent authorities treat as exposures to their central governments.
EBA vzdržuje javno dostopno zbirko podatkov vseh enot regionalne in lokalne ravni držav v Uniji, ki jih ustrezni pristojni organi obravnavajo kot izpostavljenosti do njihovih enot centralne ravni držav.
Exposures to churches or religious communities constituted in the form of a legal person under public law shall, in so far as they raise taxes in accordance with legislation conferring on them the right to do so, be treated as exposures to regional governments and local authorities.
Izpostavljenosti do cerkev ali verskih skupnosti se obravnavajo kot izpostavljenosti do enot regionalne in lokalne ravni držav, če so cerkve in verske skupnosti ustanovljene v obliki pravnih oseb javnega prava in če pobirajo davke v skladu z zakonodajo, ki jim daje to pravico.
In this case, paragraph 2 shall not apply and, for the purposes of Article 150(1)(a), permission to apply the Standardised Approach shall not be excluded.
Odstavek 2 se v temu primeru ne uporablja. V tem primeru se za namene člena 150(1)(a) dovoljenje za uporabo standardiziranega pristopa ne izključi.
When competent authorities of a third country jurisdiction which applies supervisory and regulatory arrangements at least equivalent to those applied in the Union treat exposures to regional governments or local authorities as exposures to their central government and there is no difference in risk between such exposures because of the specific revenue-raising powers of regional government or local authorities and to specific institutional arrangements to reduce the risk of default, institutions may risk weight exposures to such regional governments and local authorities in the same manner.
Kadar pristojni organi na območju tretje države, katere nadzorniška in regulativna ureditev je vsaj enakovredna tisti, ki se uporablja v Uniji, obravnavajo izpostavljenosti do enot regionalne ali lokalne ravni držav kot izpostavljenosti do njihovih enot centralne ravni države ter ni nikakršne razlike v tveganju med takimi izpostavljenostmi, zaradi pristojnosti enot regionalne ali lokalne ravni države za pobiranje davkov ter obstoja posebnih institucionalnih ureditev, ki zmanjšujejo tveganje njihovega neplačila, lahko institucije izpostavljenostim do takih enot regionalne in lokalne ravni države dodelijo uteži tveganja na enak način.
In the absence of such a decision, until 1 January 2015, institutions may continue to apply the treatment set out in this paragraph to the third country where the relevant competent authorities had approved the third country as eligible for that treatment before 1 January 2014.
Če Komisija take odločitve ne sprejme, lahko institucije do 1. januarja 2015 še naprej uporabljajo obravnavo iz tega odstavka za tretjo državo, ki so jo zadevni pristojni organi odobrili kot primerno za takšno obravnavo pred 1. januarjem 2014.
Exposures to regional governments or local authorities of the Member States that are not referred to in paragraphs 2 to 4 and are denominated and funded in the domestic currency of that regional government and local authority shall be assigned a risk weight of 20 %.
Izpostavljenostim do enot regionalne ali lokalne ravni držav članic, ki niso navedene v odstavkih 2 do 4 ter so denominirane in financirane v domači valuti teh enot regionalne in lokalne ravni države, se dodeli utež tveganja 20 %.
Exposures to public sector entities
Izpostavljenosti do subjektov javnega sektorja
Exposures to public sector entities for which a credit assessment by a nominated ECAI is not available shall be assigned a risk weight according to the credit quality step to which exposures to the central government of the jurisdiction in which the public sector entity is incorporated are assigned in accordance with the following Table 2:
Izpostavljenostim do subjektov javnega sektorja, za katere bonitetna ocena imenovane ECAI ni na razpolago, se dodeli utež tveganja v skladu z razpredelnico 2 glede na stopnjo kreditne kakovosti, ki se dodeli izpostavljenostim do enot centralne ravni države, na območju katere je ustanovljen subjekt javnega sektorja:
Credit quality step to which central government is assigned
Stopnja kreditne kakovosti, dodeljena enotam centralne ravni države
For exposures to public sector entities incorporated in countries where the central government is unrated, the risk weight shall be 100 %.
Utež tveganja za izpostavljenosti do subjektov javnega sektorja, ustanovljenih v državah, katerih enote centralne ravni države niso ocenjene, je 100 %.
Exposures to public sector entities for which a credit assessment by a nominated ECAI is available shall be treated in accordance with Article 120.
Izpostavljenosti do subjektov javnega sektorja, za katere je na voljo bonitetna ocena imenovane ECAI, se obravnavajo v skladu s členom 120.
The preferential treatment for short-term exposures specified in Articles 119(2) and 120(2), shall not be applied to those entities.
Ugodnejša obravnava kratkoročnih izpostavljenosti iz členov 119(2) in 120(2) se za te subjekte ne uporablja.
For exposures to public sector entities with an original maturity of three months or less, the risk weight shall be 20 %.
Za izpostavljenosti do subjektov javnega sektorja z originalno zapadlostjo tri mesece ali manj je utež tveganja 20 %.
In exceptional circumstances, exposures to public-sector entities may be treated as exposures to the central government, regional government or local authority in whose jurisdiction they are established where in the opinion of the competent authorities of this jurisdiction there is no difference in risk between such exposures because of the existence of an appropriate guarantee by the central government, regional government or local authority.
V izjemnih okoliščinah se lahko izpostavljenosti do subjektov javnega sektorja obravnavajo kot izpostavljenosti do enot centralne, regionalne ali lokalne ravni države, na območju katere so ustanovljene, če po mnenju pristojnih organov na tem območju, zaradi ustreznega jamstva s strani enot centralne, regionalne ali lokalne ravni države ni nikakršne razlike v tveganju med takimi izpostavljenostmi.
When competent authorities of a third country jurisdiction, which apply supervisory and regulatory arrangements at least equivalent to those applied in the Union, treat exposures to public sector entities in accordance with paragraph 1 or 2, institutions may risk weight exposures to such public sector entities in the same manner.
Kadar pristojni organi na območju tretje države, katere nadzorniška in regulativna ureditev je vsaj enakovredna tisti, ki se uporablja v Uniji, obravnavajo izpostavljenosti do subjektov javnega sektorja v skladu z odstavkoma 1 ali 2, lahko institucije izpostavljenostim do takih subjektov javnega sektorja dodelijo uteži tveganja na enak način.
Otherwise the institutions shall apply a risk weight of 100 %.
V nasprotnem primeru institucije uporabijo utež tveganja 100 %.
Exposures to multilateral development banks
Izpostavljenosti do multilateralnih razvojnih bank
Exposures to multilateral development banks that are not referred to in paragraph 2 shall be treated in the same manner as exposures to institutions.
Izpostavljenosti do multilateralnih razvojnih bank, ki niso navedene v odstavku 2, se obravnavajo enako kot izpostavljenosti do institucij.
The preferential treatment for short-term exposures as specified in Articles 119(2), 120(2) and 121(3) shall not be applied.
Ugodnejša obravnava kratkoročnih izpostavljenosti iz členov 119(2), 120(2) in 121(3) se ne uporablja.
The Inter-American Investment Corporation, the Black Sea Trade and Development Bank, the Central American Bank for Economic Integration and the CAF-Development Bank of Latin America shall be considered multilateral development banks.
Medameriška investicijska korporacija, Črnomorska banka za trgovino in razvoj, Centralno-ameriška banka za gospodarsko integracijo in Razvojna banka Latinske Amerike – CAF se obravnavajo kot multilateralne razvojne banke.
the Multilateral Investment Guarantee Agency;
Mednarodna agencija za zavarovanje investicij;
the International Finance Facility for Immunisation;
Mednarodna finančna pomoč za imunizacijo;
the Islamic Development Bank.
Islamska razvojna banka.
Exposures to international organisations
Izpostavljenosti do mednarodnih organizacij
the Bank for International Settlements;
Banka za mednarodne poravnave;
an international financial institution established by two or more Member States, which has the purpose to mobilise funding and provide financial assistance to the benefit of its members that are experiencing or threatened by severe financing problems.
mednarodna finančna institucija, ki jo ustanovita dve ali več držav članic ter katere namen je zagotoviti financiranje in finančno pomoč za njene članice, ki imajo resne finančne težave ali jim te grozijo.
Exposures to institutions
Izpostavljenosti do institucij
Exposures to institutions for which a credit assessment by a nominated ECAI is available shall be risk-weighted in accordance with Article 120.
Izpostavljenostim do institucij, za katere je na razpolago bonitetna ocena imenovane ECAI, se dodeli utež tveganja v skladu s členom 120.
Exposures to institutions for which a credit assessment by a nominated ECAI is not available shall be risk-weighted in accordance with Article 121.
Izpostavljenostim do institucij, za katere bonitetna ocena imenovane ECAI ni na razpolago, se utež tveganja dodeli v skladu s členom 121.