natgillin/translations-raw huggingface dataset:
standby credit facilities granted by central banks within the scope of monetary policy to the extent that these facilities are not collateralised by liquid assets and excluding emergency liquidity assistance;
rezervnih kreditnih aranžmajih, ki jih odobrijo centralne banke v okviru monetarne politike, kolikor ti aranžmaji niso zavarovani z likvidnimi sredstvi in ob izključitvi izredne likvidnostne pomoči;
if the credit institution belongs to a network in accordance with legal or statutory provisions, the legal or statutory minimum deposits with the central credit institution and other statutory or contractually available liquid funding from the central credit institution or institutions that are members of the network referred to in Article 113(7), or eligible for the waiver provided in Article 10, to the extent that this funding is not collateralised by liquid assets.
če kreditna institucija spada v mrežo v skladu z zakonskimi ali statutarnimi določbami, zakonsko ali statutarno najmanjših vlogah pri centralni kreditni instituciji in drugem statutarno ali pogodbeno razpoložljivem likvidnem financiranju centralnih kreditnih institucij ali institucij, ki so članice mreže iz člena 113(7) ali za katere se uporablja oprostitev iz člena 10, če to financiranje ni zavarovano z likvidnimi sredstvi.
Pending specification of a uniform definition in accordance with Article 460 of high and extremely high liquidity and credit quality, institutions shall identify themselves in a given currency transferable assets that are respectively of high or extremely high liquidity and credit quality.
Do enotne opredelitve visoke ter izjemno visoke likvidnosti in kreditne kakovosti v skladu s členom 460, institucije same identificirajo prenosljiva sredstva v določeni valuti, ki so visoke oziroma izjemno visoke likvidnosti in kreditne kakovosti.
Pending specification of a uniform definition, competent authorities may, taking into account the criteria listed in Article 509(3), (4) and (5) provide general guidance that institutions shall follow in identifying assets of high and extremely high liquidity and credit quality.
Do enotne opredelitve lahko pristojni organi ob upoštevanju meril, navedenih v členu 509(3), (4) in (5), določijo splošne smernice, ki jih institucije upoštevajo pri identificiranju sredstev visoke ter izjemno visoke likvidnosti in kreditne kakovosti.
In the absence of such guidance, institutions shall use transparent and objective criteria to this end, including some or all of the criteria listed in Article 509(3), (4) and (5).
Če take smernice niso na voljo, institucije za ta namen uporabijo pregledna in nepristranska merila, vključno z nekaterimi ali vsemi merili, navedenimi v členu 509(3), (4) in (5).
The following shall not be considered liquid assets:
Naslednje se ne šteje za likvidna sredstva:
assets that are issued by a credit institution unless they fulfil one of the following conditions:
sredstva, ki jih izda kreditna institucija, razen če izpolnjujejo enega od naslednjih pogojev:
they are bonds eligible for the treatment set out in Article 129(4) or (5) or asset backed instruments if demonstrated to be of the highest credit quality as established by EBA pursuant to the criteria in Article 509 (3), (4) and (5);
gre za obveznice, ki so primerne za obravnavo v skladu s členom 129(4) ali (5), ali listinjene vrednostne papirje, če so dokazano najvišje kreditne kakovosti, kot jih določi EBA v skladu z merili iz člena 509(3), (4) in (5);
they are bonds as referred to in Article 52(4) of Directive 2009/65/EC other than those referred to in point (i) of this point;
gre za obveznice iz člena 52(4) Direktive 2009/65/ES, razen tistih iz podtočke (i) te točke;
the credit institution has been set up by a Member State central or regional government and that government has an obligation to protect the economic basis of the institution and maintain its viability throughout its lifetime; or the asset is explicitly guaranteed by that government; or at least 90 % of the loans granted by the institution are directly or indirectly guaranteed by that government and the asset is predominantly used to fund promotional loans granted on a non-competitive, not for profit basis in order to promote that government's public policy objectives;
kreditno institucijo so ustanovile enote centralne ali regionalne ravni države članice, ki morajo zaščititi ekonomske temelje institucije in ohraniti njeno sposobnost delovanja med celotno življenjsko dobo, ali za premoženje izrecno jamčijo te enote, ali za vsaj 90 % kreditov, ki jih odobri institucija, neposredno ali posredno jamči ta enota centralne ali regionalne ravni države in se premoženje uporablja zlasti za financiranje promocijskih kreditov, odobrenih po nekonkurenčnih in neprofitnih pogojih, da se spodbudijo cilji javne politike teh enot;
assets that are provided as collateral to the institution under reverse repo and securities financing transactions and that are held by the institution only as a credit risk mitigant and that are not legally and contractually available for use by the institution;
premoženje, ki ga institucije pridobijo v obliki zavarovanja na podlagi poslov začasnega odkupa in poslov financiranja vrednostnih papirjev, ki jih imajo institucije na voljo le za zmanjšanje kreditnega tveganja, zakonsko in pogodbeno pa jih ne morejo uporabiti;
assets issued by any of the following:
sredstva, ki jih izda katera koli od naslednjih subjektov:
a financial holding company;
finančni holding;
a mixed financial holding company;
mešani finančni holding;
any other entity that performs one or more of the activities listed in Annex I to Directive 2013/36/EU as its main business.
kateri koli drug subjekt, ki kot svojo glavno poslovno dejavnost opravlja eno ali več dejavnosti, navedenih v Prilogi I k Direktivi 2013/36EU.
In accordance with paragraph 1, institutions shall report assets that fulfil the following conditions as liquid assets:
V skladu z odstavkom 1 institucije v okviru poročanja o sredstvih poročajo kot o likvidnih sredstvih, če izpolnjujejo naslednje pogoje:
they are unencumbered or stand available within collateral pools to be used for the obtaining of additional funding under committed but not yet funded credit lines available to the institution;
so neobremenjena ali so na voljo v skupini zavarovanj s premoženjem za pridobitev dodatnega financiranja na podlagi kreditnih linij, ki jih ima na voljo institucija, za katere so obveznosti prevzete, ne pa tudi financirane;
they are not issued by the institution itself or its parent or subsidiary institutions or another subsidiary of its parent institutions or parent financial holding company;
ne izda jih sama institucija ali njej nadrejene ali podrejene institucije ali druga podrejena družba njej nadrejenih institucij ali nadrejenega finančnega holdinga;
their price is generally agreed upon by markets participants and can easily be observed in the market, or their price can be determined by a formula that is easy to calculate based on publicly available inputs and does not depend on strong assumptions as is typically the case for structured or exotic products;
o njihovi ceni se običajno dogovorijo tržni udeleženci in jo je mogoče zlahka spremljati na trgu, ali pa se njihova cena lahko določi s pomočjo formule, ki jo je enostavno izračunati na podlagi javno dostopnih vhodnih podatkov in ni odvisna od močnih predpostavk, kot je navadno primer pri strukturiranih ali eksotičnih produktih;
they are eligible collateral for standard liquidity operations of a central bank in a Member State or if the liquid assets are held to meet liquidity outflows in the currency of a third country, of the central bank of that third country;
sredstva predstavljajo ustrezno zavarovanje s premoženjem za standardne likvidnostne operacije centralne banke v državi članici ali če se likvidna sredstva vzdržuje za uravnavanje likvidnostnih odlivov centralne banke tretje države, in sicer v valuti zadevne tretje države;
they are listed on a recognised exchange or they are tradable on active outright sale or via a simple repurchase agreement on approved repurchase markets.
kotirajo na priznani borzi ali se z njimi trguje na podlagi dokončne prodaje na aktivnih trgih ali s preprostim sporazumom o začasni prodaji/odkupu na odobrenih trgih začasne prodaje/začasnega odkupa.
These criteria shall be assessed separately for each market.
Ta merila se ocenjujejo za vsak trg posebej.
The conditions referred to in points (c), (d) and (e) of the first subparagraph shall not apply to the assets referred to in point (e) of paragraph 1.
Pogoji iz točk (c), (d) in (e) prvega pododstavka se ne uporabljajo za sredstva, navedena v točki (e) odstavka 1.
The condition referred to in point (d) of the first subparagraph shall not apply in the case of liquid assets held to meet liquidity outflows in a currency in which there is an extremely narrow definition of central bank eligibility.
Pogoj iz točke (d) prvega pododstavka se ne uporablja v primeru likvidnih sredstev, ki se vzdržujejo za uravnavanje likvidnostnih odlivov v valuti, v kateri je opredelitev ustreznosti centralne banke izjemno omejena.
In the case of liquid assets denominated in currencies of third countries, this exception shall apply and only apply if the competent authorities of the third country apply the same or an equivalent exception.
V primeru likvidnih sredstev, denominiranih v valutah tretjih držav, se ta izjema uporablja samo, če pristojni organi tretje države uporabljajo enako ali enakovredno izjemo.
Notwithstanding the provisions of paragraphs 1, 2 and 3, pending the specification of a binding liquidity requirement in accordance with Article 460 and in accordance with the second subparagraph of paragraph 1 of this Article, institutions shall report on:
Do specifikacije zavezujoče likvidnostne zahteve v skladu s členom 460 institucije ne glede na določbe iz odstavkov 1, 2 in 3 in v skladu z drugim pododstavkom odstavka 1 tega člena poročajo o:
other non-central bank eligible but tradable assets such as equities and gold based on transparent and objective criteria, including some or all of the criteria listed in Article 509(3), (4) and (5);
drugih sredstvih, ki niso primerna za centralne banke, a se z njimi trguje, kot so lastniški finančni instrumenti in zlato, na podlagi preglednih in objektivnih meril, vključno z nekaterimi ali vsemi merili iz člena 509(3), (4) in (5);
other central bank eligible and tradable assets such as asset backed instruments of the highest credit quality as established by EBA pursuant to the criteria in Article 509(3), (4) and (5);
drugih sredstvih, ki so primerna za centralne banke in s katerimi se trguje, kot so listinjeni vrednostni papirji najvišje kreditne kakovosti, kot jih določi EBA v skladu z merili iz člena 509(3), (4) in (5);
other central bank eligible but non-tradable assets such as credit claims as established by EBA pursuant to the criteria in Article 509(3), (4) and (5).
drugih sredstvih, ki so primerna za centralne banke, vendar se z njimi ne trguje, kot so kreditne terjatve, kot jih določi EBA v skladu z merili iz člena 509(4).
EBA shall develop draft implementing technical standards listing the currencies which meet the conditions referred to in the third subparagraph of paragraph 3.
EBA pripravi osnutke izvedbenih tehničnih standardov z navedbo valut, ki izpolnjujejo pogoje iz tretjega pododstavka odstavka 3.
EBA shall submit those draft implementing technical standards to the Commission by 31 March 2014.
EBA navedene osnutke izvedbenih tehničnih standardov predloži Komisiji do 31. marca 2014.
Before the entry into force of the technical standards referred to in the third subparagraph, institutions may continue to apply the treatment set out in the second subparagraph of paragraph 3, where the competent authorities have applied that treatment before 1 January 2014.
Do začetka veljavnosti tehničnih standardov iz tretjega pododstavka lahko institucije še naprej uporabljajo obravnavo iz drugega pododstavka odstavka 3, če so pristojni organi to obravnavo uporabljali pred 1. januarja 2014.
Shares or units in CIUs may be treated as liquid assets up to an absolute amount of EUR 500 million in the portfolio of liquid assets of each institution provided that the requirements in Article 132(3) are met and that the CIU, apart from derivatives to mitigate interest rate or credit or currency risk, only invests in liquid assets as referred to in paragraph 1 of this Article.
Delnice ali enote KNP se lahko obravnavajo kot likvidna sredstva do absolutnega zneska 500 milijonov EUR v portfelju likvidnih sredstev posamezne institucije, če so zahteve iz člena 132(3) izpolnjene in KNP, z izjemo izvedenih finančnih instrumentov za zmanjševanje obrestnega, kreditnega ali valutnega tveganja, vlaga izključno v likvidna sredstva iz odstavka 1 tega člena.
The use or potential use by a CIU of derivative instruments to hedge risks of permitted investments shall not prevent that CIU from being eligible.
Če KNP za varovanje tveganj dovoljenih naložb uporablja ali bi lahko uporabljal izvedene finančne instrumente, to ne izključuje primernosti tega KNP.
Where the value of the shares or units of the CIU is not regularly marked to market by the third parties referred to in points (a) and (b) of Article 418(4) and the competent authority is not satisfied that an institution has developed robust methodologies and processes for such valuation as referred to in the first sentence of Article 418(4), shares or units in that CIU shall not be treated as liquid assets.
Če tretje strani iz točk (a) in (b) člena 418(4) vrednost delnic ali enot KNP ne vrednotijo redno z uporabo tekočih tržnih cen, pristojni organ pa ni prepričan, da ima institucija razvite zanesljive metode in procese za tovrstno vrednotenje, kot je določeno v prvem stavku člena 418(4), se delnice ali enote v navedenem KNP ne obravnavajo kot likvidna sredstva.
Where a liquid asset ceases to be eligible in the stock of liquid assets, an institution may nevertheless continue to consider it a liquid asset for an additional period of 30 calendar days.
Kadar likvidno sredstvo v naboru likvidnih sredstev ni več ustrezno, ga lahko institucija kljub temu še naprej šteje za likvidno sredstvo za dodatno obdobje 30 koledarskih dni.
Where a liquid asset in a CIU ceases to be eligible for the treatment set out in paragraph 6, the shares or units in the CIU may nevertheless be considered a liquid asset for an additional period of 30 days provided that those assets do not exceed 10 % of the CIU's overall assets.
Kadar likvidna sredstvo v KNP ni več ustrezno za obravnavo iz odstavka 6, se delnice ali enote v KNP lahko kljub temu štejejo za likvidno sredstvo za dodatno obdobje 30 dni, če ta sredstva ne presegajo 10 % vseh sredstev KNP.
Article 417
člen 417
Operational requirements for holdings of liquid assets
Operativne zahteve za rezerve likvidnih sredstev
The institution shall only report as liquid assets those holdings of liquid assets that meet the following conditions:
Institucije v okviru poročanja o likvidnih sredstvih poročajo samo o tistih imetjih likvidnih sredstev, ki izpolnjujejo naslednje pogoje:
they are appropriately diversified.
so ustrezno razpršena.
Diversification is not required in terms of assets corresponding to points (a), (b) and (c) of Article 416(1);
Razpršitev ni potrebna za sredstva, ki ustrezajo sredstvom iz točk (a), (b) in (c) člena 416(1);
they are legally and practically readily available at any time during the next 30 days to be liquidated via outright sale or via a simple repurchase agreement on approved repurchase markets in order to meet obligations coming due.
v pravnem in praktičnem smislu so na razpolago v vsakem trenutku v naslednjih 30 dneh za unovčenje z dokončno prodajo ali prek enostavne pogodbe o začasni prodaji/začasnem odkupu na odobrenih trgih začasne prodaje/začasnega odkupa, da tako izpolnijo obveznosti, ki zapadejo.
Liquid assets referred to in point (c) of Article 416(1) which are held in third countries where there are transfer restrictions or which are denominated in non-convertible currencies shall be considered available only to the extent that they correspond to outflows in the third country or currency in question, unless the institution can demonstrate to the competent authorities that it has appropriately hedged the ensuing currency risk;
Likvidna sredstva iz člena 416(1)(c), ki jih imajo v lasti v tretjih državah z omejitvami glede prenosov ali ki so denominirana v nekonvertibilnih valutah, se štejejo za razpoložljiva samo v takšni meri, kot ustrezajo odlivom v zadevni tretji državi ali valuti, razen če institucija pristojnim organom ne dokaže, da je ustrezno zavarovala posledično valutno tveganje;
the liquid assets are controlled by a liquidity management function;
likvidna sredstva obvladuje služba za upravljanje z likvidnostjo;
providing credit enhancements in structured transactions;
zagotavljanjem izboljšanj kreditne kakovosti v strukturiranih poslih;
covering operational costs.
kritjem operativnih stroškov;
the denomination of the liquid assets is consistent with the distribution by currency of liquidity outflows after the deduction of inflows.
denominacija likvidnih sredstev je skladna z razporeditvijo glede na valuto likvidnostnih odlivov po zmanjšanju za prilive.
Article 418
člen 418
Valuation of liquid assets
Vrednotenje likvidnih sredstev
The value of a liquid asset to be reported shall be its market value, subject to appropriate haircuts that reflect at least the duration, the credit and liquidity risk and typical repo haircuts in periods of general market stress.
Vrednost likvidnega sredstva, ki se poroča, je njegova tržna vrednost ob upoštevanju ustreznih odbitkov, ki odražajo vsaj trajanje, kreditno in likvidnostno tveganje ter značilne odbitke pri začasni prodaji/začasnem odkupu v obdobjih splošnih stresnih razmer na trgu.
The haircuts shall not be less than 15 % for the assets referred to in point (d) of Article 416(1).
Za sredstva iz točke (d) člena 416(1) odbitki niso manjši od 15 %.
If the institution hedges the price risk associated with an asset, it shall take into account the cash flow resulting from the potential close-out of the hedge.
Če institucija zavaruje cenovno tveganje, povezano s sredstvom, upošteva denarni tok zaradi morebitne ukinitve zavarovanja.
Shares or units in CIUs as referred to in Article 416(6) shall be subject to haircuts, looking through to the underlying assets as follows:
Delnice ali enote KNP, kot so navedene v členu 416(6), so predmet odbitkov z vpogledom v osnovne naložbe, kot sledi:
0 % for the assets referred to in point (a) of Article 416(1);
0 % za osnovne naložbe v sredstva iz točke (a) člena 416(1);
5 % for the assets referred to in points (b) and (c) of Article 416(1);
5 % za osnovne naložbe v sredstva iz točk (b) in (c) člena 416(1);
20 % for the assets referred to in point (d) of Article 416(1).
20 % za osnovne naložbe v sredstva iz točke (d) člena 416(1).
The look-through approach referred to in paragraph 2 shall be applied as follows:
Pristop vpogleda iz odstavka 2 se uporablja kot sledi:
where the institution is aware of the underlying exposures of a CIU, it may look through to those underlying exposures in order to assign them to points (a) to (d) of Article 416(1);
kadar institucija pozna osnovne izpostavljenosti KNP, jih lahko z vpogledom v te osnovne izpostavljenosti dodelitočkam od (a) do (d) člena 416(1);
where the institution is not aware of the underlying exposures of a CIU, it shall be assumed that the CIU invests, to the maximum extent allowed under its mandate, in descending order in the asset types referred to in points (a) to (d) of Article 416(1) until the maximum total investment limit is reached.
kadar institucija ne pozna osnovnih izpostavljenosti KNP, se predvideva, da KNP investira v največjem dovoljenem obsegu v skladu s svojim mandatom v padajočem vrstnem redu v kategorije sredstev, navedene v točkah od (a) do (d) člena 416(1), dokler ni dosežena zgornja meja celotne naložbe.
Institutions shall develop robust methodologies and processes to calculate and report the market value and haircuts for shares or units in CIUs.
Institucije oblikujejo zanesljive metodolgije in postopke za izračunavanje tržne vrednosti in odbitkov za delnice ali enote KNP ter poročanje o njih.
Only where they can demonstrate to the satisfaction of the competent authority that the materiality of the exposure does not justify the development of their own methodologies, institutions may rely on the following third parties to calculate and report the haircuts for shares or units in CIUs, in accordance with the methods set out in points (a) and (b) of paragraph 3:
Le če institucije lahko pristojnemu organu dokažejo, da pomembnost izpostavljenosti ne upravičuje oblikovanja lastnih metodologij, se lahko za izračunavanje in poročanje odbitkov za delnice ali enote KNP v skladu z metodami, določenimi v točkah (a) in (b) odstavka 3, zanašajo na naslednje tretje strani:
The correctness of the calculations by the depository institution or the CIU management company shall be confirmed by an external auditor.
Točnost izračunov depotne družbe ali družbe za upravljanje KNP potrdi zunanji revizor.
Article 419
člen 419
Currencies with constraints on the availability of liquid assets
Valute, v katerih je razpoložljivost likvidnih sredstev omejena
EBA shall assess the availability for institutions of the liquid assets referred to in point (b) of Article 416(1) in the currencies that are relevant for institutions established in the Union.
EBA za institucije oceni razpoložljivost likvidnih sredstev iz točke (b) člena 416(1) v valutah, pomembnih za institucije s sedežem v Uniji.
Where the justified needs for liquid assets in light of the requirement in Article 412 are exceeding the availability of those liquid assets in a currency, one or more of the following derogations shall apply:
Kadar utemeljene potrebe po likvidnih sredstvih glede na zahtevo iz člena 412 presegajo razpoložljivost zadevnih likvidnih sredstev v določeni valuti, se uporabi eno ali več od naslednjih odstopanj:
by way of derogation from point (f) of Article 417, the denomination of the liquid assets may be inconsistent with the distribution by currency of liquidity outflows after the deduction of inflows;
z odstopanjem od točke (f) člena 417 je lahko denominacija likvidnih sredstev neskladna z razporeditvijo glede na valuto likvidnostnih odlivov po odbitku prilivov;
for currencies of a Member State or third countries, required liquid assets may be substituted by credit lines from the central bank of that Member State or third country, which are contractually irrevocably committed for the next 30 days and are fairly priced, independent of the amount currently drawn, provided that the competent authorities of that Member State or third country do the same and that Member State or third country has comparable reporting requirements in place.
za valute države članice ali tretjih držav se lahko zahtevana likvidna sredstva nadomestijo s kreditnimi linijami iz centralne banke zadevne države članice ali tretje države, ki so pogodbeno nepreklicno odobrene za naslednjih 30 dni in dane po pošteni ceni ne glede na trenutno črpan znesek, če pristojni organi zadevne države članice ali tretje države storijo isto ter ima zadevna država članica ali tretja država vzpostavljene primerljive zahteve glede poročanja.
The derogations applied in accordance with paragraph 2 shall be inversely proportional to the availability of the relevant assets.
Odstopanja, uporabljena v skladu z odstavkom 2, so obratno sorazmerna z razpoložljivostjo ustreznih sredstev.
The justified needs of institutions shall be assessed taking into account their ability to reduce, by sound liquidity management, the need for those liquid assets and the holdings of those assets by other market participants.
Upravičene potrebe institucij se ocenijo ob upoštevanju njihove sposobnosti, da s solidnim upravljanjem likvidnosti zmanjšajo potrebo po zadevnih likvidnih sredstvih, in deležev teh sredstev, ki so v lasti drugih udeležencev na trgu.