natgillin/translations-raw huggingface dataset:
An institution shall calculate the risk weighted exposure amounts for its trade exposures with CCPs for the purposes of Article 92(3) as the sum of the exposure values of its trade exposures with CCPs, calculated in accordance with paragraphs 2 and 3 of this Article, multiplied by the risk weight determined in accordance with paragraph 1 of this Article.
Institucija izračuna zneske tveganju prilagojenih izpostavljenosti za svoje trgovalne izpostavljenosti s CNS za namene členov 92(3) kot vsoto vrednosti izpostavljenosti svojih trgovalnih izpostavljenosti s CNS, izračunanih v skladu z odstavkoma 2 in 3 tega člena, pomnoženih z utežjo tveganja, določeno v skladu z odstavkom 1 tega člena.
Article 307
člen 307
Own funds requirements for pre-funded contributions to the default fund of a CCP
Kapitalske zahteve za predhodno financirane prispevke v jamstveni sklad KCNSl
An institution acting as a clearing member shall apply the following treatment to its exposures arising from its contributions to the default fund of a CCP:
Institucija, ki deluje kot klirinški član uporabi naslednjo obravnavo za pokritje izpostavljenosti, ki izhajajo iz njenih prispevkov v jamstveni sklad CNS:
it shall calculate the own funds requirement for its pre-funded contributions to the default fund of a QCCP in accordance with the approach set out in Article 308;
kapitalsko zahtevo za predhodno financirane prispevke v jamstveni sklad KCNS izračuna v skladu s pristopom iz člena 308;
it shall calculate the own funds requirement for its pre-funded contributions to the default fund of a non-qualifying CCP in accordance with the approach set out in Article 309.
kapitalsko zahtevo za predhodno financirane prispevke v jamstveni sklad nekvalificiranih CNS izračuna v skladu s pristopom iz člena 309.
Article 308
člen 308
Own funds requirements for pre-funded contributions to the default fund of a QCCP
Kapitalske zahteve za predhodno financirane prispevke v sklad za primere neplačil KCNS
The exposure value for an institution's pre-funded contribution to the default fund of a QCCP (DFi) shall be the amount paid in or the market value of the assets delivered by that institution reduced by any amount of that contribution that the QCCP has already used to absorb its losses following the default of one or more of its clearing members.
Vrednost izpostavljenosti za predhodno financiran prispevek institucije v jamstveni sklad KCNS (DFi) je vplačani znesek ali tržna vrednost sredstev, ki jih je zagotovila ta institucija, od katere se odšteje znesek tega prispevka, ki ga je KCNS že porabila za kritje izgub zaradi neplačila enega ali več klirinških članov.
An institution shall calculate the own funds requirement (Ki) to cover the exposure arising from its pre-funded contribution (DFi) as follows:
Institucija izračuna kapitalsko zahtevo (Ki), da bi pokrila izpostavljenost, ki izhaja iz predhodno vplačanega prispevka (DFi), kakor sledi:
β the concentration factor communicated to the institution by the CCP;
β dejavnik koncentracije, ki ga instituciji sporoči CNS;
N the number of clearing members communicated to the institution by the CCP;
N število klirinških članov, ki ga instituciji sporoči CNS;
the sum of pre-funded contributions of all clearing members of the CCP Σi
vsota predhodno vplačanih prispevkov vseh klirinških članov CNS Σi
communicated to the institution by the CCP;
, ki jo instituciji sporoči CNS;
the sum of the own funds requirements of all clearing members of the CCP calculated in accordance with the applicable formula specified in paragraph 3 Σi
vsota kapitalskih zahtev vseh klirinških članov CNS, izračunanih v skladu z veljavno formulo, določeno v odstavku 3 Σi
An institution shall calculate KCM as follows:
Institucija izračuna KCM, kakor sledi:
where KCCP ≤ DFCCP, the institution shall use the following formula:
če je KCNS ≤ DFCNS, institucija uporablja naslednjo formulo:
where DFCCP < KCCP ≤DF*, the institution shall use the following formula:
če je DFCNS < KCNS ≤DF*, institucija uporablja naslednjo formulo:
where DF* < KCCP, the institution shall use the following formula:
če je DF* < KCNS, institucija uporablja naslednjo formulo:
the pre-funded financial resources of the CCP communicated to the institution by the CCP;
predhodno financirani finančni viri CNS, ki jih instituciji sporoči CNS;
the hypothetical capital of the CCP communicated to the institution by the CCP;
hipotetični kapital CNS, ki ga instituciji sporoči CNS;
the average pre-funded contribution, 1
povprečni predhodno financirani prispevek, 1
, communicated to the institution by the CCP;
, ki ga instituciji sporoči CNS;
a capital factor equal to max 1.6%
max 1.6%
a capital factor equal to 100 %;
kapitalski faktor je enak 100 %;
An institution shall calculate the risk weighted exposure amounts for exposures arising from an institution's pre-funded contribution for the purposes of Article 92(3) as the own funds requirement (Ki) determined in accordance with paragraph 2 multiplied by 12,5.
Institucija izračuna zneske tveganju prilagojenih izpostavljenosti za izpostavljenosti, ki izhajajo iz predhodno financiranega prispevka institucije za namene člena 92(3), kot kapitalsko zahtevo (Ki), določeno v skladu z odstavkom 2, pomnoženo z 12,5.
Where KCCP is equal to zero, institutions shall use the value for c1 of 0,16 % for the purpose of the calculation in paragraph 3.
Če je KCNS enak nič, institucije uporabijo vrednost za c1 v višini 0,16 % za namen izračuna iz odstavka 3.
Article 309
člen 309
Own funds requirements for pre-funded contributions to the default fund of a non-qualifying CCP and for unfunded contributions to a non-qualifying CCP
Kapitalske zahteve za predhodno financirane prispevke v jamstveni sklad nekvalificirane CNS in za še ne-financirane prispevke
An institution shall apply the following formula to calculate the own funds requirement (Ki) for the exposures arising from its pre-funded contributions to the default fund of a non-qualifying CCP (DFi) and from unfunded contributions (UCi) to such CCP:
Institucija za izračun kapitalske zahteve (Ki) za izpostavljenosti, ki izhajajo iz predhodno financiranih prispevkov v jamstveni skladnekvalificirane CNS (DFi) in iz še ne-financiranih prispevkov(UCi) do takih CNS, uporabi naslednjo formulo:
where c2·and μ are defined as in Article 308(3).
c2 in μ st opredeljena v členu 308(3).
For the purpose of paragraph 1, unfunded contributions means contributions that an institution acting as a clearing member has contractually committed to provide to a CCP after the CCP has depleted its default fund to cover the losses it incurred following the default of one or more of its clearing members.
Za namene odstavka 1 še ne-financirani prispevki prispevke, za katere se je institucija v vlogi klirinškega člana pogodbeno zavezala, da jih bo namenila CNS, ko bo CNS izčrpala svoj jamstveni sklad, da bi pokrila izgube zaradi neplačila enega ali več svojih klirinških članov.
An institution shall calculate the risk weighted exposure amounts for exposures arising from an institution's pre-funded contribution for the purposes of Article 92(3) as the own funds requirement (Ki) determined in accordance with paragraph 1 multiplied by 12,5.
Institucija izračuna zneske tveganju prilagojenih izpostavljenosti, ki izhajajo iz predhodno financiranega prispevka institucije za namene člena 92(3), kot kapitalsko zahtevo (Ki), določeno v skladu z odstavkom 1, pomnoženo z 12,5.
Article 310
člen 310
Alternative calculation of own funds requirement for exposures to a QCCP
Alternativni izračun kapitalske zahteve za izpostavljenosti do KCNS
An institution shall apply the following formula to calculate the own funds requirement (Ki) for the exposures arising from its trade exposures and the trade exposures of its clients (TEi) and pre-funded contributions (DFi) to the default fund of a QCCP:
Institucija za izračun kapitalske zahteve (Ki) za izpostavljenosti, ki izhajajo iz njenih trgovalnih izpostavljenosti in trgovalnih izpostavljenosti njene stranke (TEi) ter predhodno financiranih prispevkov (DFi) v sklad KCNS za primere neplačil, uporabi naslednjo formulo:
Article 311
člen 311
Own funds requirements for exposures to CCPs that cease to meet certain conditions
Kapitalske zahteve za izpostavljenosti do CNS, ki prenehajo izpolnjevati nekatere pogoje
An institution shall apply the treatment set out in this Article where one or both of the following conditions have been met:
Institucija uporablja obravnavo iz tega člena, če je izpolnjen vsaj eden od naslednjih pogojev:
the institution has received from a CCP a notification required by point (j)(ii) of Article 50b of Regulation (EU) No 648/2012 that the CCP has stopped calculating KCCP;
institucija je od CNS prejela uradno obvestilo iz točke (j)(ii) člena 50b Uredbe (EU) št. 648/2012, da je CNS prenehala računati KCNS;
it has become known to the institution, following a public announcement or notification from the competent authority of a CCP used by the institution or from that CCP itself, that the CCP will no longer comply with the conditions for authorisation or recognition, as applicable.
institucija je po javni objavi ali uradnem obvestilu pristojnega organa CNS, ki jo uporablja institucija, ali same CNS obveščena, da CNS ne bo več izpolnjevala pogojev za pridobitev dovoljenja ali priznanja, kakor je ustrezno.
Where only the condition in point (a) of paragraph 1 has been met, the competent authority of the institution shall verify the reasons why the CCP has stopped calculating KCCP.
Če je izpolnjen le pogoj iz točke (a) odstavka 1, pristojni organ institucije preveri, zakaj je CNS prenehala računati KCNS.
Where the competent authority considers that the reasons referred to in the first subparagraph are valid, it may permit institutions in its Member State to apply the treatment set out in Article 310 to their trade exposures and default fund contributions to that CCP.
Če pristojni organ meni, da so razlogi iz prvega pododstavka utemeljeni, lahko dovoli institucijam v zadevni državi članici, da za svoje trgovalne izpostavljenosti in prispevke v jamstveni sklad za zadevno CNS uporabljajo obravnavo iz člena 310.
Where it grants such permission, it shall disclose the reasons for its decision.
Kadar pristojni organ izda tako dovoljenje, navede razloge za svojo odločitev.
Where the competent authority considers that the reasons referred to in the first subparagraph are not valid, all institutions in its Member State, irrespective of the treatment they chose in accordance with Article 301(2), shall apply the treatment set out in points (a) to (d) of paragraph 3 of this Article.
Če pristojni organ meni, da razlogi iz prvega pododstavka niso utemeljeni, vse institucije v zadevni državi članici ne glede na obravnavo, ki so jo izbrale v skladu s členom 301(2), uporabljajo obravnavo iz točk (a) do (d) odstavka 3 tega člena.
Where the condition in point (b) of paragraph 1 has been met, irrespective of whether the condition in point (a) of that paragraph has been met or not, an institution shall, within three months of the circumstance set out in point (b) of that paragraph arising, or earlier where the competent authority of the institution requires it, do the following with respect to its exposures to that CCP:
Če je izpolnjen pogoj iz točke (b) odstavka 1, institucija ne glede na to, ali je bil izpolnjen pogoj iz točke (a) navedenega odstavka, v treh mesecih po nastalih okoliščinah iz točke (b) odstavka 1 ali pred tem, če tako zahteva pristojni organ institucije, v zvezi z izpostavljenostmi do zadevne CNS stori naslednje:
cease to apply the treatment it chose in accordance with Article 301(2);
preneha uporabljati obravnavo, ki jo je izbrala v skladu s členom 301(2);
apply the treatment set out in point (b) of Article 306(1) to its trade exposures to that CCP;
za trgovalne izpostavljenosti do zadevne CNS uporablja obravnavo iz točke (b) člena 306(1);
apply the treatment set out in Article 309 to its pre-funded contributions to the default fund of that CCP and to its unfunded contributions to that CCP;
za predhodno financirane prispevke v sklad za primere neplačil za zadevno CNS in za še ne-financirane prispevke uporablja obravnavo iz člena 309;
treat exposures other than those listed in points (b) and (c) to that CCP as exposures to a corporate in accordance with the Standardised Approach for credit risk as set out in Chapter 2.
obravnava izpostavljenosti do zadevne CNS, ki niso izpostavljenosti iz točk (b) in (c), kot izpostavljenosti do podjetja v skladu s standardiziranim pristopom za kreditno tveganje iz poglavja 2.
OWN FUNDS REQUIREMENTS FOR OPERATIONAL RISK
KAPITALSKE ZAHTEVE ZA OPERATIVNO TVEGANJE
General principles governing the use of the different approaches
Splošna načela, ki urejajo uporabo različnih pristopov
Permission and notification
Dovoljenje in uradno obveščanje
To qualify for use of the Standardised Approach, institutions shall meet the criteria set out in Article 320, in addition to meeting the general risk management standards set out in Articles 74 and 85 of Directive 2013/36/EU.
Institucije izpolnjujejo pogoje za uporabo standardiziranega pristopa, če poleg splošnih standardov upravljanja tveganj iz členov 74 in 85 Direktive 2013/36/EU izpolnjujejo merila iz člena 320.
Institutions shall notify the competent authorities prior to using the Standardised Approach.
Institucije pred uporabo standardiziranega pristopa uradno obvestijo pristojne organe.
Competent authorities shall permit institutions to use an alternative relevant indicator for the business lines of retail banking and commercial banking where the conditions set out in Articles 319(2) and 320 are met.
Pristojni organi institucijam dovolijo uporabo relevantnega alternativnega kazalnika za poslovni področji "bančništvo na drobno" in "komercialno bančništvo", če so izpolnjeni pogoji iz členov 319(2) in 320.
Competent authorities shall permit institutions to use Advanced Measurement Approaches based on their own operational risk measurement systems, where all the qualitative and quantitative standards set out in Articles 321 and 322 respectively are met and where institutions meet the general risk management standards set out in Articles 74 and 85 of Directive 2013/36/EU and Section II, Chapter 3, Title VII of that Directive.
Pristojni organi institucijam dovolijo uporabo naprednih pristopov za merjenje (v nadaljnjem besedilu: pristop AMA), ki temeljijo na njihovih lastnih sistemih za merjenje operativnega tveganja, če so izpolnjeni vsi kvalitativni in kvantitativni standardi iz člena 321 oziroma 322 ter institucije izpolnjujejo splošne standarde upravljanja tveganj iz členov 74 in 85 Direktive 2013/36/EU ter oddelka II poglavja 3 naslova VII navedene direktive.
Institutions shall also apply for permission from their competent authorities where they want to implement material extensions and changes to those Advanced Measurement Approaches.
Institucije ustrezne pristojne organe zaprosijo za dovoljenje tudi, če želijo izvesti pomembne razširitve in spremembe zadevnih pristopov AMA.
Competent authorities shall grant the permission only where institutions would continue to meet the standards specified in the first subparagraph following those material extensions and changes.
Pristojni organi izdajo dovoljenje samo, če bi institucije po teh pomembnih razširitvah in spremembah še naprej izpolnjevale standarde, ki so navedeni v prvem pododstavku.
Institutions shall notify the competent authorities of all changes to their Advanced Measurement Approaches models.
Institucije pristojne organe uradno obvestijo o vseh spremembah svojih modelov pristopa AMA.
the assessment methodology under which the competent authorities permit institutions to use Advanced Measurement Approaches;
metodologijo ocenjevanja, v skladu s katero pristojni organi institucijam dovolijo uporabo pristopov AMA;
the conditions for assessing the materiality of extensions and changes to the Advanced Measurement Approaches;
pogoje za ocenjevanje pomembnosti razširitev in sprememb pristopov AMA;
the modalities of the notification required in paragraph 3.
načine uradnega obveščanja iz odstavka 3.
Reverting to the use of less sophisticated approaches
Ponovna uporaba manj izpopolnjenih pristopov
Institutions that use the Standardised Approach shall not revert to the use of the Basic Indicator Approach unless the conditions in paragraph 3 are met.
Institucije, ki uporabljajo standardizirani pristop, ne začnejo ponovno uporabljati enostavnega pristopa, razen če so izpolnjeni pogoji iz odstavka 3.
Institutions that use the Advanced Measurement Approaches shall not revert to the use of the Standardised Approach or the Basic Indicator Approach unless the conditions in paragraph 3 are met.
Institucije, ki uporabljajo pristope AMA, ne začnejo ponovno uporabljati standardiziranega ali enostavnega pristopa, razen če so izpolnjeni pogoji iz odstavka 3.
An institution may only revert to the use of a less sophisticated approach for operational risk where both the following conditions are met:
Institucija lahko začne ponovno uporabljati manj izpopolnjen pristop za operativno tveganje, če sta izpolnjena oba naslednja pogoja:
the institution has demonstrated to the satisfaction of the competent authority that the use of a less sophisticated approach is not proposed in order to reduce the operational risk related own funds requirements of the institution, is necessary on the basis of nature and complexity of the institution and would not have a material adverse impact on the solvency of the institution or its ability to manage operational risk effectively;
institucija je pristojnemu organu dokazala, da uporabe manj izpopolnjenega pristopa ne predlaga z namenom zmanjšanja svojih kapitalskih zahtev za operativno tveganje, ter da je ta uporaba potrebna zaradi narave in zapletenosti institucije ter da ne bo imela pomembnega škodljivega vpliva na kapitalsko ustreznost institucije ali njeno sposobnost za učinkovito obvladovanje operativnega tveganja;
Combined use of different approaches
Kombinirana uporaba različnih pristopov
Institutions may use a combination of approaches provided that they obtain permission from the competent authorities.
Institucije lahko uporabijo kombinacijo pristopov, če pridobijo dovoljenje pristojnih organov.
Competent authorities shall grant such permission where the requirements set out in paragraphs 2 to 4, as applicable, are met.
Pristojni organi tako dovoljenje izdajo, če so izpolnjene zahteve iz odstavkov od 2 do 4, kot je ustrezno.
An institution may use an Advanced Measurement Approach in combination with either the Basic Indicator Approach or the Standardised Approach, where both of the following conditions are met:
Institucija lahko uporabi pristop AMA v kombinaciji z enostavnim ali standardiziranim pristopom, če sta izpolnjena oba naslednja pogoja:
the combination of Approaches used by the institution captures all its operational risks and competent authorities are satisfied with the methodology used by the institution to cover different activities, geographical locations, legal structures or other relevant divisions determined on an internal basis;
kombinacija pristopov, ki jih uporabi institucija, zajame vsa njena operativna tveganja in pristojni organi menijo, da metodologija, ki jo institucija uporablja, zadovoljivo zajema različne dejavnosti, geografske lokacije, pravne strukture ali druge zadevne, interno določene oddelke;
the criteria set out in Article 320 and the standards set out in Articles 321 and 322 are fulfilled for the part of activities covered by the Standardised Approach and the Advanced Measurement Approaches respectively.
merila iz člena 320 in standardi iz členov 321 in 322 so izpolnjeni za del dejavnosti, ki jih zajema standardizirani pristop oziroma pristopi AMA.
For institutions that want to use an Advanced Measurement Approach in combination with either the Basic Indicator Approach or the Standardised Approach competent authorities shall impose the following additional conditions for granting permission:
Za institucije, ki želijo uporabljati pristop AMA v kombinaciji z enostavnim ali standardiziranim pristopom, pristojni organi določijo naslednja dodatna pogoja za izdajo dovoljenja:
on the date of implementation of an Advanced Measurement Approach, a significant part of the institution's operational risks are captured by that Approach;
na datum uvedbe pristopa AMA ta pristop zajema bistven delež operativnih tveganj institucije;
the institution takes a commitment to apply the Advanced Measurement Approach across a material part of its operations within a time schedule that was submitted to and approved by its competent authorities.
institucija se zaveže k uporabi pristopa AMA za pomemben del svojega poslovanja v časovnem okviru, ki je bil predložen pristojnim organom in so ga ti odobrili.
An institution may request permission from a competent authority to use a combination of the Basic Indicator Approach and the Standardised Approach only in exceptional circumstances such as the recent acquisition of new business which may require a transition period for the application of the Standardised Approach.
Institucija lahko pristojni organ zaprosi za dovoljenje za uporabo kombinacije enostavnega pristopa in standardiziranega pristopa samo v izjemnih okoliščinah, kot je nedavni prevzem novega podjetja, kar lahko zahteva prehodno obdobje za uporabo standardiziranega pristopa.
A competent authority shall grant such permission only where the institution has committed to apply the Standardised Approach within a time schedule that was submitted to and approved by the competent authority.
Pristojni organ tako dovoljenje izda samo, če se institucija zaveže k uporabi standardiziranega pristopa v časovnem okviru, ki je bil predložen pristojnemu organu in ga je ta odobril.
the conditions that competent authorities shall use when assessing the methodology referred to in point (a) of paragraph 2;
pogoje, ki jih bodo pristojni organi uporabljali pri ocenjevanju metodologije iz točke (a) odstavka 2;
the conditions that the competent authorities shall use when deciding whether to impose the additional conditions referred to in paragraph 3.
pogoje, ki jih bodo pristojni organi uporabljali pri odločanju o morebitni določitvi dodatnih pogojev iz odstavka 3.
Basic indicator approach
Enostavni pristop
Own funds requirement
Kapitalska zahteva
Under the Basic Indicator Approach, the own funds requirement for operational risk is equal to 15 % of the average over three years of the relevant indicator as set out in Article 316.
V skladu z enostavnim pristopom je kapitalska zahteva za operativno tveganje enaka 15 % triletnega povprečja relevantnega kazalnika, kot je opredeljen v členu 316.
Institutions shall calculate the average over three years of the relevant indicator on the basis of the last three twelve-monthly observations at the end of the financial year.
Institucije izračunajo triletno povprečje relevantnega kazalnika na podlagi zadnjih treh dvanajstmesečnih opazovanj ob koncu poslovnega leta.
When audited figures are not available, institutions may use business estimates.
Kadar revidirani podatki niso na razpolago, lahko institucije uporabijo ocene poslovanja.
Where an institution has been in operation for less than three years it may use forward-looking business estimates in calculating the relevant indicator, provided that it starts using historical data as soon as it is available.
Če institucija deluje manj kot tri leta, lahko pri izračunu relevantnega kazalnika uporabi ocene prihodnjega poslovanja, pod pogojem da začne uporabljati podatke za preteklo obdobje, takoj ko so na razpolago.