natgillin/translations-raw huggingface dataset:
EBA shall monitor supervisory practices and issue guidelines to specify how similar risks should be assessed and how consistent application of paragraph 1 across the Union can be ensured.
Ta spremlja nadzornie prakse in izdaja smernice, v katerih je opredeljeno, kako je treba oceniti podobna tveganja in kako je mogoče zagotoviti dosledno uporabo odstavka 1 po vsej Uniji.
Those guidelines shall be adopted in accordance with Article 16 of Regulation (EU) No 1093/2010
Te smernice se sprejmejo v skladu s členom 16 Uredbe (EU) št. 1093/2010.
Article 104
člen 104
Supervisory powers
Nadzorniška pooblastila
For the purposes of Article 97, Article 98(4), Article 101(4) and Articles 102 and 103 and the application of Regulation (EU) No 575/2013, competent authorities shall have at least the following powers:
Za namene členov 97, 98(4), 101(4), 102 in 103 ter uporabe Uredbe (EU) št. 575/2013 imajo pristojni organi vsaj naslednja pooblastila:
to require institutions to hold own funds in excess of the requirements set out in Chapter 4 of this Title and in Regulation (EU) No 575/2013 relating to elements of risks and risks not covered by Article 1 of that Regulation;
da od institucij zahtevajo, da razpolagajo s kapitalom, ki presega zahteve iz poglavja 4 tega naslova in iz Uredbe (EU) št. 575/2013 v zvezi z elementi tveganj in tveganji, ki niso zajeta v členu 1 navedene uredbe;
to require the reinforcement of the arrangements, processes, mechanisms and strategies implemented in accordance with Articles 73 and 74;
da zahtevajo okrepitev ureditev, procesov, mehanizmov in strategij, ki se izvajajo v skladu s členoma 73 in 74;
to require institutions to present a plan to restore compliance with supervisory requirements pursuant to this Directive and to Regulation (EU) No 575/2013 and set a deadline for its implementation, including improvements to that plan regarding scope and deadline;
da od institucij zahtevajo predstavitev načrta za ponovno zagotovitev skladnosti z nadzorniškimi zahtevami iz te direktive in Uredbe (EU) št. 575/2013 ter določijo rok za njegovo izvedbo, vključno z izboljšavami načrta v zvezi z obsegom in rokom;
to require institutions to apply a specific provisioning policy or treatment of assets in terms of own funds requirements;
da od institucij zahtevajo uporabo posebne politike oblikovanja oslabitev in rezervacij ali obravnave sredstev z vidika kapitalskih zahtev;
to restrict or limit the business, operations or network of institutions or to request the divestment of activities that pose excessive risks to the soundness of an institution;
da omejijo poslovanje, dejavnosti ali poslovno mrežo institucij ali zahtevajo opustitev dejavnosti, ki pomenijo preveliko tveganje za stabilnost institucije;
to require the reduction of the risk inherent in the activities, products and systems of institutions;
da zahtevajo zmanjšanje tveganja, ki je povezano z dejavnostmi, produkti in sistemi institucij;
to require institutions to limit variable remuneration as a percentage of net revenues where it is inconsistent with the maintenance of a sound capital base;
da od institucij zahtevajo, naj omejijo variabilne prejemke z odstotkom skupnih neto prihodkov poslovnega leta, kadar niso v skladu z ohranjanjem trdne kapitalske osnove;
to require institutions to use net profits to strengthen own funds;
da od institucij zahtevajo povečanje kapitala z uporabo čistega dobička;
to restrict or prohibit distributions or interest payments by an institution to shareholders, members or holders of Additional Tier 1 instruments where the prohibition does not constitute an event of default of the institution;
da institucijam omejijo ali prepovejo izplačilo dobička ali plačila obresti delničarjem, družbenikom ali imetnikom instrumentov dodatnega temeljnega kapitala, kadar prepoved ne pomeni nastopa dogodka neplačila institucije;
to impose additional or more frequent reporting requirements, including reporting on capital and liquidity positions;
da določijo zahteve glede dodatnega ali pogostejšega poročanja, vključno s poročanjem o kapitalu in likvidnostnih pozicijah;
to impose specific liquidity requirements, including restrictions on maturity mismatches between assets and liabilities;
da določijo posebne likvidnostne zahteve, vključno z omejitvami neusklajenosti zapadlosti med sredstvi in obveznostmi;
to require additional disclosures.
da zahtevajo dodatna razkritja.
The additional own funds requirements referred to in paragraph 1(a) shall be imposed by the competent authorities at least where,
Pristojni organi določijo dodatne kapitalske zahteve iz odstavka 1(a) vsaj kadar:
an institution does not meet the requirement set out in Articles 73 and 74 of this Directive or in Article 393 of Regulation (EU) No 575/2013;
institucija ne izpolnjuje zahtev iz členov 73 in 74 te direktive ali člena 393 Uredbe (EU) št. 575/2013
risks or elements of risks are not covered by the own funds requirements set out in Chapter 4 of this Title or in Regulation (EU) No 575/2013;
tveganja ali elementi tveganj niso zajeti v zahtevah po kapitalskih iz poglavja 4 tega naslova ali Uredbe (EU) št. 575/2013;
the sole application of other administrative measures is unlikely to improve the arrangements, processes, mechanisms and strategies sufficiently within an appropriate timeframe;
se z uporabo samo drugih upravnih ukrepov verjetno ne bi zadovoljivo izboljšala ureditev, procesi, mehanizmi in strategije v ustreznem časovnem okviru;
the review referred to in Article 98(4) or Article 101(4) reveals that the non-compliance with the requirements for the application of the respective approach will likely lead to inadequate own funds requirements;
se pri pregledu iz člena 98(4) ali 101(4) ugotovi, da bodo kapitalske zahteve verjetno neustrezne zaradi neizpolnjevanja zahtev glede uporabe zadevnega pristopa;
the risks are likely to be underestimated despite compliance with the applicable requirements of this Directive and of Regulation (EU) No 575/2013; or
so tveganja kljub izpolnjevanju veljavnih zahtev iz te direktive in Uredbe (EU) št. 575/2013 verjetno podcenjena; ali
an institution reports to the competent authority in accordance with Article 377(5) of Regulation (EU) No 575/2013 that the stress test results referred to in that Article materially exceed its own funds requirement for the correlation trading portfolio.
institucija pristojnemu organu v skladu s členom 377(5) Uredbe (EU) št. 575/2013 sporoči, da rezultati stresnih testov iz navedenega člena bistveno presegajo njeno kapitalsko zahtevo za portfelj trgovanja s korelacijo.
For the purposes of determining the appropriate level of own funds on the basis of the review and evaluation carried out in accordance with Section III, the competent authorities shall assess whether any imposition of an additional own funds requirement in excess of the own funds requirement is necessary to capture risks to which an institution is or might be exposed, taking into account the following:
Za namene določitve ustrezne ravni kapitala na podlagi pregledovanja in ovrednotenja, ki se izvedeta v skladu z oddelkom III pristojni organi ocenijo, ali je potrebno za pokrivanje tveganj, ki jim je institucija izpostavljena ali bi jim lahko bila izpostavljena, naložiti dodatno kapitalsko zahtevo, ki presega siceršnjo kapitalsko zahtevo, pri čemer upoštevajo:
the quantitative and qualitative aspects of an institution's assessment process referred to in Article 73;
kvantitativne in kvalitativne vidike procesa ocenjevanja iz člena 73, ki ga izvaja institucija;
an institution's arrangements, processes and mechanisms referred to in Article 74;
ureditve, procese in mehanizme institucije iz člena 74;
the outcome of the review and evaluation carried out in accordance with Article 97 or 101;
rezultat pregledovanja in ovrednotenja, ki se izvedeta v skladu s členom 97 ali 101;
the assessment of systemic risk.
oceno sistemskega tveganja.
Article 105
člen 105
Specific liquidity requirements
Posebne zahteve glede likvidnosti
For the purposes of determining the appropriate level of liquidity requirements on the basis of the review and evaluation carried out in accordance with Section III, the competent authorities shall assess whether any imposition of a specific liquidity requirement is necessary to capture liquidity risks to which an institution is or might be exposed, taking into account the following:
Za namene določitve ustrezne stopnje likvidnostnih zahtev na podlagi pregledovanja in ovrednotenja, ki se izvedeta v skladu z oddelkom III, pristojni organi ocenijo, ali je treba za zajetje likvidnostnih tveganj, ki jim je ali jim utegne biti izpostavljena institucija, določiti posebne likvidnostne zahteve, pri čemer upoštevajo:
the particular business model of the institution;
lastni poslovni model institucije;
the institution's arrangements, processes and mechanisms referred to in Section II and in particular in Article 86;
ureditev, procese in mehanizme institucije iz oddelka II in zlasti člena 86;
the outcome of the review and evaluation carried out in accordance with Article 97;
rezultat pregledovanja in ovrednotenja, izvedenega v skladu s členom 97;
systemic liquidity risk that threatens the integrity of the financial markets of the Member State concerned.
sistemsko likvidnostno tveganje, ki ogroža celovitost finančnih trgov zadevnih držav članic.
In particular, without prejudice to Article 67, competent authorities should consider the need to apply administrative penalties or other administrative measures, including prudential charges, the level of which broadly relates to the disparity between the actual liquidity position of an institution and any liquidity and stable funding requirements established at national or Union level.
Pristojni organi bi morali brez poseganja v člen 67 zlasti preučiti potrebo po uporabi upravnih kazni ali drugih upravnih ukrepov, vključno z dodatnimi bonitetnimi ukrepi, raven katerih je povezana z neskladjem med dejanskim likvidnostnim položajem bančne institucije ter zahtevami glede likvidnosti in stabilnih virov financiranja, določenih na nacionalni ravni ali na ravni Unije.
Specific publication requirements
Posebne zahteve glede objave
Member States shall empower the competent authorities to require institutions:
Države članice pooblastijo pristojne organe, da od institucij zahtevajo:
to publish information referred to in Part Eight of Regulation (EU) No 575/2013 more than once per year, and to set deadlines for publication;
objavo informacij iz dela 8 Uredbe (EU) št. 575/2013 več kot enkrat letno in določitev rokov za objavo;
to use specific media and locations for publications other than the financial statements.
uporabo posebnih medijev in mest za objave, ki niso finančni izkazi.
Member States shall empower competent authorities to require parent undertakings to publish annually, either in full or by way of references to equivalent information, a description of their legal structure and governance and organisational structure of the group of institutions in accordance with Article 14(3), Article 74(1) and Article 109(2).
Države članice pooblastijo pristojne organe, da od nadrejenih oseb zahtevajo, naj vsako leto v celoti ali s sklici na ustrezne informacije objavijo opis svoje pravne strukture ter strukture upravljanja in organizacijske strukture skupine institucij v skladu s členi 14(3), 74(1) in 109(2).
Article 107
člen 107
Consistency of supervisory reviews, evaluations and supervisory measures
Skladnost nadzorniških pregledovanj, ovrednotenj in nadzorniških ukrepov
Competent authorities shall inform EBA of:
Pristojni organi EBA obvestijo o:
the functioning of their review and evaluation process referred to in Article 97;
delovanju svojega procesa pregledovanja in ovrednotenja iz člena 97;
the methodology used to base decisions referred to in Articles 98, 100, 101, 102, 104 and 105 on the process referred to in point (a).
metodologiji, ki se uporablja za utemeljitev odločitev iz členov 98, 100, 101, 102, 104 in 105 o procesih iz točke (a).
EBA shall assess the information provided by competent authorities for the purposes of developing consistency in the supervisory review and evaluation process.
EBA oceni informacije, ki jih predložijo pristojni organi, za zagotovitev skladnosti procesov nadzorniških pregledovanj in ovrednotenj.
It may request additional information from competent authorities in order to complete its assessment, on a proportional basis in accordance with Article 35 of Regulation (EU) No 1093/2010.
Za dokončanje ocene lahko od pristojnih organov zahteva dodatne informacije na sorazmeren način v skladu s členom 35 Uredbe (EU) št. 1093/2010.
EBA shall annually report to the European Parliament and the Council on the degree of convergence of the application of this Chapter between Member States.
EBA letno poroča Evropskemu parlamentu in Svetu o stopnji konvergence uporabe tega poglavja med državami članicami.
In order to increase the degree of such convergence, EBA shall conduct peer reviews in accordance with Article 30 of Regulation (EU) No 1093/2010.
EBA za povečanje stopnje te konvergence izvaja medsebojne strokovne preglede v skladu s členom 30 Uredbe (EU) št. 1093/2010.
EBA shall issue guidelines addressed to the competent authorities in accordance with Article 16 of Regulation (EU) No 1093/2010 to further specify, in a manner that is appropriate to the size, the structure and the internal organisation of institutions and the nature, scope and complexity of their activities, the common procedures and methodologies for the supervisory review and evaluation process referred to in paragraph 1 of this Article and in Article 97 and for the assessment of the organisation and treatment of the risks referred to in Articles 76 to 87, in particular relating to concentration risk in accordance with Article 81.
EBA v skladu s členom 16 Uredbe (EU) št. 1093/2010 izda smernice za pristojne organe, da se na ustrezen način glede na velikost, strukturo in notranjo organiziranost institucij ter naravo, obseg in zapletenost njihovih dejavnosti podrobneje določijo skupni postopki in metodologije za procese nadzorniškega pregledovanja in ovrednotenja iz odstavka 1 tega člena in člena 97 in za oceno organizacije in obravnave tveganj iz členov 76 do 87, zlasti glede tveganja koncentracije v skladu s členom 81.
Level of application
Raven uporabe
Competent authorities shall require every institution which is neither a subsidiary in the Member State where it is authorised and supervised, nor a parent undertaking, and every institution not included in the consolidation pursuant to Article 19 of Regulation (EU) No 575/2013, to meet the obligations set out in Article 73 of this Directive on an individual basis.
Pristojni organi od vsake institucije, ki ni podrejena družba v državi članici, v kateri je pridobila dovoljenje in je nadzorovana, ali nadrejena oseba, ter od vsake institucije, ki ni vključena v konsolidacijo v skladu s členom 19 Uredbe (EU) št. 575/2013, zahtevajo izpolnjevanje obveznosti na posamični podlagi iz člena 73 te direktive.
Competent authorities may waive the requirements set out in Article 73 of this Directive in regard to a credit institution in accordance with Article 10 of Regulation (EU) No 575/2013.
Pristojni organi lahko kreditno institucijo izvzamejo iz zahtev člena 73 te direktive v skladu s členom 10 Uredbe (EU) št. 575/2013.
Where the competent authorities waive the application of own funds requirements on a consolidated basis provided for in Article 15 of Regulation (EU) No 575/2013, the requirements of Article 73 of this Directive shall apply on an individual basis.
Če pristojni organi odstopijo od zahteve po uporabi kapitalskih zahtev na konsolidirani podlagi iz člena 15 Uredbe (EU) št. 575/2013, se zahteve iz člena 73 te direktive uporabljajo na posamični podlagi.
Competent authorities shall require parent institutions in a Member State, to the extent and in the manner prescribed in Part One, Title II, Chapter 2, Sections 2 and 3 of Regulation (EU) No 575/2013 to meet the obligations set out in Article 73 of this Directive on a consolidated basis.
Pristojni organi zahtevajo, da nadrejene institucije v državi članici izpolnjujejo obveznosti iz člena 73 te direktive na konsolidirani podlagi v obsegu in na način, ki sta določena v oddelkih 2 in 3 poglavja 2 naslova II dela 1 Uredbe (EU) št. 575/2013.
Competent authorities shall require institutions controlled by a parent financial holding company or a parent mixed financial holding company in a Member State, to the extent and in the manner prescribed in Part One, Title II, Chapter 2, Sections 2 and 3 of Regulation (EU) No 575/2013 to meet the obligations set out in Article 73 of this Directive on the basis of the consolidated situation of that financial holding company or mixed financial holding company.
Pristojni organi zahtevajo, da institucije, ki jih obvladuje nadrejeni finančni holding ali nadrejeni mešani finančni holding v državi članici, izpolnjujejo obveznosti iz člena 73 te direktive na podlagi konsolidiranega finančnega položaja tega finančnega holdinga ali mešanega finančnega holdinga v obsegu in na način, ki sta določena v oddelkih 2 in 3 poglavja 2 naslova II dela 1 Uredbe (EU) št. 575/2013.
Where more than one institution is controlled by a parent financial holding company or a parent mixed financial holding company in a Member State, the first subparagraph shall apply only to the institution to which supervision on a consolidated basis applies in accordance with Article 111.
Če nadrejeni finančni holding ali nadrejeni mešani finančni holding v državi članici obvladuje več kot eno institucijo, se prvi pododstavek uporablja le za institucijo, za katero se uporablja nadzor na konsolidirani podlagi v skladu s členom 111.
Competent authorities shall require subsidiary institutions to apply the requirements set out in Article 73 on a sub-consolidated basis if those institutions, or the parent undertaking where it is a financial holding company or mixed financial holding company, have an institution or a financial institution or an asset management company as defined in Article 2(5) of Directive 2002/87/EC as a subsidiary in a third country, or hold a participation in such an undertaking.
Pristojni organi zahtevajo, da podrejene institucije izpolnjujejo zahteve iz člena 73 na subkonsolidirani podlagi, če imajo navedene institucije ali nadrejena oseba, kadar gre za finančni holding ali mešani finančni holding, v tretji državi podrejeno družbo, ki je institucija ali finančna institucija ali družba za upravljanje, kot je opredeljena v členu 2(5) Direktive 2002/87/ES, ali če so udeležene v taki družbi.
Institutions' arrangements, processes and mechanisms
Ureditve, procesi in mehanizmi institucij
Competent authorities shall require institutions to meet the obligations set out in Section II of this Chapter on an individual basis, unless competent authorities make use of the derogation provided for in Article 7 of Regulation (EU) No 575/2013.
Pristojni organi zahtevajo, da institucije na posamični podlagi izpolnjujejo obveznosti iz oddelka II tega poglavja, razen če pristojni organi uveljavijo odstopanje, opredeljeno v členu 7 Uredbe (EU) št. 575/2013.
Competent authorities shall require the parent undertakings and subsidiaries subject to this Directive to meet the obligations set out in Section II of this Chapter on a consolidated or sub-consolidated basis, to ensure that their arrangements, processes and mechanisms required by Section II of this Chapter are consistent and well-integrated and that any data and information relevant to the purpose of supervision can be produced.
Pristojni organi zahtevajo, da nadrejene osebe in podrejene družbe, za katere se uporablja ta direktiva, izpolnjujejo obveznosti iz oddelka II tega poglavja na konsolidirani ali subkonsolidirani podlagi za zagotovitev, da so njihove ureditve, procesi in mehanizmi, ki se zahtevajo na podlagi oddelka II tega poglavja, dosledni in dobro integrirani ter omogočajo pripravo vseh podatkov in informacij, ki so pomembni za nadzor.
In particular, they shall ensure that parent undertakings and subsidiaries subject to this Directive implement such arrangements, processes and mechanisms in their subsidiaries not subject to this Directive.
Pristojni organi zagotovijo zlasti, da nadrejene osebe in podrejene družbe, za katere se uporablja ta direktiva, izvajajo take ureditve, procese in mehanizme v svojih podrejenih družbah, za katere se ta direktiva ne uporablja.
Those arrangements, processes and mechanisms shall also be consistent and well-integrated and those subsidiaries shall also be able to produce any data and information relevant to the purpose of supervision.
Te ureditve, procesi in mehanizmi so tudi dosledni in dobro integrirani, te podrejene družbe pa prav tako lahko pripravijo vse podatke in informacije, ki so pomembne za nadzor.
Obligations resulting from Section II of this Chapter concerning subsidiary undertakings, not themselves subject to this Directive, shall not apply if the EU parent institution or institutions controlled by an EU parent financial holding company or EU parent mixed financial holding company, can demonstrate to the competent authorities that the application of Section II is unlawful under the laws of the third country where the subsidiary is established.
Obveznosti iz oddelka II tega poglavja v zvezi s podrejenimi družbami, za katere se ta direktiva ne uporablja, se ne uporabljajo, če lahko EU nadrejena institucija ali institucije, ki jih obvladuje EU nadrejeni finančni holding ali EU nadrejeni mešani finančni holding, pristojnim organom dokažejo, da je uporaba oddelka II nezakonita po zakonodaji tretje države, v kateri je ustanovljena podrejena družba.
Review and evaluation and supervisory measures
Pregledovanje in ovrednotenje ter nadzorniški ukrepi
Competent authorities shall apply the review and evaluation process referred to in Section III of this Chapter and the supervisory measures referred to in Section IV of this Chapter in accordance with the level of application of the requirements of Regulation (EU) No 575/2013 set out in Part One, Title II of that Regulation.
Pristojni organi uporabijo proces pregledovanja in ovrednotenja iz oddelka III tega poglavja ter nadzorniške ukrepe iz oddelka IV tega poglavja v skladu z ravnjo uporabe zahtev iz Uredbe (EU) št. 575/2013 iz naslova II dela 1 navedene Uredbe.
Where the competent authorities waive the application of own funds requirements on a consolidated basis as provided for in Article 15 of Regulation (EU) No 575/2013, the requirements of Article 97 of this Directive shall apply to the supervision of investment firms on an individual basis.
Če pristojni organi odstopijo od uporabe kapitalske zahteve na konsolidirani podlagi iz člena 15 Uredbe (EU) št. 575/2013, se zahteve iz člena 97 te direktive uporabljajo za nadzor posameznih investicijskih podjetij.
Supervision on a consolidated basis
Nadzor na konsolidirani podlagi
Principles for conducting supervision on a consolidated basis
Načela za izvajanje nadzora na konsolidirani podlagi
Determination of the consolidating supervisor
Določitev konsolidacijskega nadzornika
Where a parent undertaking is a parent institution in a Member State or an EU parent institution, supervision on a consolidated basis shall be exercised by the competent authorities that granted authorisation.
Če je nadrejena oseba nadrejena institucija v državi članici ali EU nadrejena institucija, izvajajo nadzor na konsolidirani podlagi pristojni organi, ki so ji izdali dovoljenje.
Where the parent of an institution is a parent financial holding company or parent mixed financial holding company in a Member State or an EU parent financial holding company or EU parent mixed financial holding company, supervision on a consolidated basis shall be exercised by the competent authorities that granted authorisation.
Če je nadrejena oseba institucije nadrejeni finančni holding ali nadrejeni mešani finančni holding v državi članici ali EU nadrejeni finančni holding ali EU nadrejeni mešani finančni holding, izvajajo nadzor na konsolidirani podlagi pristojni organi, ki so izdali dovoljenje.