natgillin/translations-raw huggingface dataset:
The general prudential requirements set out in this Regulation are supplemented by individual arrangements that are decided by the competent authorities as a result of their ongoing supervisory review of individual institutions.
Splošne bonitetne zahteve iz te uredbe so dopolnjene z posameznimi ureditvami, o katerih odločajo pristojni organi na podlagi rednih nadzorniških pregledov posamezne institucije.
The range of such supervisory arrangements should, inter alia, be set out in Directive 2013/36/EU since the competent authorities should be able to exert their judgment as to which arrangements should be imposed.
Obseg takšnih nadzorniških ureditev bi moral biti med drugim določen v Direktivi 2013/36/EU, da bi lahko pristojni organi presodili, katere ureditve bi bilo treba uvesti.
This Regulation should not affect the ability of competent authorities to impose specific requirements under the supervisory review and evaluation process set out in Directive 2013/36/EU that should be tailored to the specific risk profile of institutions.
Ta uredba ne bi smela vplivati na zmožnost pristojnih organov, da uvedejo posebne zahteve v okviru procesa nadzorniškega pregledovanja in ovrednotenja iz Direktive 2013/36/EU, ki bi morale biti prilagojene posebnim profilom tveganosti institucij.
Regulation (EU) No 1093/2010 aims at upgrading the quality and consistency of national supervision and strengthening oversight of cross-border groups.
Uredba (EU) št. 1093/2010 ima za cilj izboljšati kakovost in doslednost nacionalnega nadzora ter okrepiti nadzor čezmejnih skupin.
Given the increase in the number of tasks conferred on EBA by this Regulation and by Directive 2013/36/EU, the European Parliament, the Council and the Commission should ensure that adequate human and financial resources are made available without delay.
Zaradi dodatnih nalog, podeljenih EBA, s to uredbo in Direktivo 2013/36/EU bi morali Evropski parlament, Svet in Komisija zagotoviti, da so na voljo zadostni človeški in finančni viri.
Regulation (EU) No 1093/2010 requires EBA to act within the scope of Directives 2006/48/EC and 2006/49/EC.
V skladu z Uredbo (EU) št. 1093/2010 EBA deluje v okviru direktiv 2006/48/ES in 2006/49/ES.
EBA is also required to act in the field of activities of institutions in relation to issues not directly covered in those Directives, provided that such actions are necessary to ensure the effective and consistent application of those Directives.
EBA mora ukrepati tudi na področju dejavnosti institucij v zvezi z vprašanji, ki niso neposredno zajeta v navedenih direktivah, če je takšno ukrepanje nujno za učinkovito in dosledno uporabo navedenih direktiv.
This Regulation should take into account the role and function of EBA and facilitate the exercise of EBA's powers set out in Regulation (EU) No 1093/2010.
V tej uredbi bi bilo treba upoštevati vlogo in funkcijo EBA ter olajšati izvajanje njegovih pooblastil iz Uredbe (EU) št. 1093/2010.
After the observation period and the full implementation of a liquidity coverage requirement in accordance with this Regulation, the Commission should assess whether granting EBA a power of initiative to intervene with binding mediation in relation to the reaching of joint decisions by the competent authorities under Articles 20 and 21 of this Regulation would facilitate the practical formation and operation of single liquidity sub-groups as well as the determination of whether criteria for a specific intragroup treatment for cross-border institutions are met.
Po zaključku opazovalnega obdobja in popolni uvedbi zahteve po likvidnostnem kritju v skladu s to uredbo, bi morala Komisija oceniti, ali bi s podelitvijo pooblastila EBA, da na lastno pobudo z zavezujočim posredovanjem poseže v postopek sprejemanja skupne odločitve pristojnih organov v skladu s členoma 20 in 21 te uredbe, dejansko olajšali oblikovanje in delovanje enotnih likvidnostnih podskupin ter ugotavljanje, ali so izpolnjena merila za posebno obravnavo znotraj skupine, ki se uporablja za čezmejne institucije.
Therefore, at that time, as part of one of the regular reports on the operation of EBA under Article 81 of Regulation (EU) No 1093/2010, the Commission should specifically examine the need to grant EBA such powers and include the results of this examination in its report, which should be accompanied by appropriate legislative proposals, where appropriate.
Na tej točki bi zato Komisija morala v okviru rednega poročanja o delovanju EBA v skladu s členom 81 Uredbe (EU) št. 1093/2010 posebej preučiti, ali bi bilo EBA treba podeliti takšna pooblastila, svoje ugotovitve pa vključiti v poročil, kateremu bi se moral po potrebi priložiti ustrezen zakonodajni predlog.
The de Larosière report stated that microprudential supervision cannot effectively safeguard financial stability without adequately taking account of developments at macro level, while macroprudential oversight is not meaningful unless it can somehow impact on supervision at the micro level.
V de Larosièrjevem poročilu je navedeno, da z mikrobonitetnim nadzorom ni mogoče učinkovito varovati finančne stabilnosti brez ustreznega upoštevanja razvoja na makroravni, obenem pa je makrobonitetni nadzor smiseln le, če lahko vpliva na nadzor na mikroravni.
Close cooperation between EBA and the ESRB is essential to give full effectiveness to the functioning of the ESRB and follow up to its warnings and recommendations.
Za popolnoma učinkovito delovanje ESRB ter ukrepanje na podlagi njegovih opozoril in priporočil je bistveno, da EBA in ESRB tesno sodelujeta.
In particular, EBA should be able to transmit to the ESRB all relevant information gathered by competent authorities in accordance with the reporting obligations set out in this Regulation.
EBA bi moral ESRB zlasti posredovati vse ustrezne informacije, ki jih zberejo pristojni organi v skladu z obveznostjo poročanja, določeno v tej uredbi.
Considering the devastating effects of the latest financial crisis the overall objectives of this Regulation are to encourage economically useful banking activities that serve the general interest and to discourage unsustainable financial speculation without real added value.
Ob upoštevanju uničujočih posledic zadnje finančne krize sta splošna cilja te uredbe spodbujanje gospodarsko koristnih bančnih dejavnosti, ki bodo v splošnem interesu, in odvračanje od nevzdržnih finančnih špekulacij brez resnične dodane vrednosti.
This implies a comprehensive reform of the ways savings are channelled into productive investments.
To pomeni, da bi bilo treba v celoti reformirati načine usmerjanja prihrankov v produktivne naložbe.
In order to safeguard a sustainable and diverse banking environment in the Union, competent authorities should be empowered to impose higher capital requirements for systemically important institutions that are able, due to their business activities, to pose a threat to the global economy.
Da bi obvarovali vzdržno in raznovrstno bančništvo v Uniji, bi morali biti pristojni organi pooblaščeni, da za sistemsko pomembne institucije, ki bi lahko s svojimi poslovnimi dejavnostmi ogrozile svetovno gospodarstvo, določijo višje kapitalske zahteve.
Equivalent financial requirements for institutions holding money or securities belonging to their clients are necessary to ensure similar safeguards for savers and fair conditions of competition between comparable groups of institutions.
Za zagotavljanje podobne zaščite varčevalcev in pravičnih konkurenčnih pogojev med primerljivimi skupinami institucij so potrebne enakovredne finančne zahteve za institucije, ki upravljajo z denarjem ali vrednostnimi papirji svojih strank.
Since institutions in the internal market are engaged in direct competition, monitoring requirements should be equivalent throughout the Union taking into account the different risk profiles of the institutions.
Ker si institucije na notranjem trgu neposredno konkurirajo, bi morale biti zahteve glede spremljanja enake po vsej Uniji, pri čemer bi bilo treba upoštevati različne profile tveganosti institucij.
Whenever in the course of supervision it is necessary to determine the amount of the consolidated own funds of a group of institutions, the calculation should be effected in accordance with this Regulation.
Kadar se med izvajanjem nadzora izkaže, da je treba določiti znesek konsolidiranega kapitala skupine institucij, bi se izračun moral narediti v skladu s to uredbo.
According to this Regulation own funds requirements apply on an individual and consolidated basis, unless competent authorities do not apply supervision on an individual basis where they deem this appropriate.
V skladu s to uredbo kapitalske zahteve veljajo na posamični in konsolidirani podlagi, razen če se pristojni organi, kadar se jim to zdi ustrezno, odločijo, da ne bodo izvajali nadzora na posamični podlagi.
Individual, consolidated and cross-border consolidated supervision are useful tools in overseeing institutions.
Nadzor na posamični, konsolidirani in čezmejni podlagi je uporabno sredstvo za nadzorovanje institucij.
In order to ensure adequate solvency of institutions within a group it is essential that the capital requirements apply on the basis of the consolidated situation of those institutions within the group.
Da bi zagotovili ustrezno kapitalsko ustreznost institucij v skupini, je nujno, da se kapitalske zahteve uporabljajo na podlagi konsolidiranega položaja institucij v tej skupini.
In order to ensure that own funds are appropriately distributed within the group and available to protect savings where needed, the capital requirements should apply to individual institutions within a group, unless this objective can be effectively achieved otherwise.
Da bi zagotovili primerno razporeditev kapitala znotraj skupine in njihovo razpoložljivost za varovanje prihrankov, kjer je potrebno, bi se morale kapitalske zahteve uporabljati za posamezne institucije v skupini, če tega cilja ni mogoče učinkovito doseči drugače.
The minority interests arising from intermediate financial holding companies that are subject to the requirements of this Regulation on a sub-consolidated basis may also be eligible, within the relevant limits, as Common Equity Tier 1 capital of the group on a consolidated basis, as the Common Equity Tier 1 capital of an intermediate financial holding company attributable to minority interests and the part of that same capital attributable to the parent company support both pari passu the losses of their subsidiaries when they occur.
Manjšinski deleži iz vmesnih finančnih holdingov, za katere veljajo zahteve iz te uredbe na subkonsolidirani podlagi, se (znotraj določenih omejitev) tudi lahko vključijo v navadni lastniški temeljni kapital skupine na konsolidirani podlagi, saj tovrstni kapital vmesnega finančnega holdinga, ki pripada manjšinskim deležem, in del istega kapitala, ki pripada nadrejenemu podjetju, pokrivata pari passu izgube podrejenih družb, ko te nastanejo.
The precise accounting technique to be used for the calculation of own funds, their adequacy for the risk to which an institution is exposed, and for the assessment of the concentration of exposures should take account of the provisions of Council Directive 86/635/EEC of 8 December 1986 on the annual accounts and consolidated accounts of banks and other financial institutions [9], which incorporates certain adaptations of the provisions of Seventh Council Directive 83/349/EEC of 13 June 1983 on consolidated accounts [10] or of Regulation (EC) No 1606/2002 of the European Parliament and of the Council of 19 July 2002 on the application of international accounting standards [11], whichever governs the accounting of the institutions under national law.
Natančna računovodska metodologija, ki se uporablja za izračun kapitala, njegove primernosti za tveganja, ki jim je izpostavljena institucija, in za oceno koncentracije izpostavljenosti, bi morala biti določena v skladu z določbami Direktive Sveta 86/635/EGS z dne 8. decembra 1986 o letnih računovodskih izkazih in konsolidiranih računovodskih izkazih bank in drugih finančnih institucij [9], ki vključuje nekatere prilagoditve določb Sedme direktive Sveta 83/349/EGS z dne 13. junija 1983 o konsolidiranih računovodskih izkazih [10], ali Uredbe (ES) št. 1606/2002 Evropskega Parlamenta in Sveta z dne 19. julija 2002 o uporabi mednarodnih računovodskih standardov [11], odvisno od tega, katera od njiju ureja računovodstvo kreditnih institucij in investicijskih podjetij v nacionalni zakonodaji.
For the purposes of ensuring adequate solvency it is important to lay down capital requirements which weight assets and off-balance sheet items according to the degree of risk.
Za namen zagotavljanja primerne kapitalske ustreznosti je pomembno določiti kapitalske zahteve, ki tehtajo aktivne in zunajbilančne postavke v skladu s stopnjo tveganja.
On 26 June 2004 the BCBS adopted a framework agreement on the international convergence of capital measurement and capital requirements ('Basel II framework').
BCBS je 26. junija 2004 sprejel okvirni sporazum o mednarodnem približevanju merjenja kapitalske ustreznosti in kapitalskih zahtev ("okvir Basel II").
The provisions in Directives 2006/48/EC and 2006/49/EC that this Regulation has taken over form an equivalent to the provisions of the Basel II framework.
Določbe direktiv 2006/48/ES in 2006/49/ES, ki so bile vključene v to uredbo, so enakovredne določbam okvira Basel II.
Consequently, by incorporating the supplementary elements of the Basel III framework this Regulation forms an equivalent to the provisions of the Basel II and III frameworks.
Zato je z vključitvijo dodatnih elementov okviru Basel III ta uredba enakovredna določbam okvirov Basel II in III.
It is essential to take account of the diversity of institutions in the Union by providing alternative approaches to the calculation of capital requirements for credit risk incorporating different levels of risk-sensitivity and requiring different degrees of sophistication.
Nujno je treba upoštevati raznovrstnost institucij v Uniji tako, da se zagotovijo različni pristopi za izračun kapitalskih zahtev za kreditno tveganje, ki vsebujejo različne stopnje občutljivosti na tveganja in zahtevajo različne stopnje izpopolnjenosti.
Use of external ratings and institutions' own estimates of individual credit risk parameters represents a significant enhancement in the risk-sensitivity and prudential soundness of the credit risk rules.
Uporaba zunanjih bonitetnih ocen in lastnih ocen institucij za posamezne parametre kreditnega tveganja predstavlja pomembno izboljšavo občutljivosti na tveganja in bonitetne zanesljivosti pravil o kreditnih tveganjih.
Institutions should be encouraged to move towards the more risk-sensitive approaches.
Institucije bi bilo treba spodbuditi k prehodu na pristope, ki bolj upoštevajo tveganja.
In producing the estimates needed to apply the approaches to credit risk of this Regulation, institutions should enhance their credit risk measurement and management processes to make available methods for determining regulatory own funds requirements that reflect the nature, scale, and complexity of individual institutions' processes.
Institucije bi morale pri pripravi ocen, potrebnih za uporabo pristopov h kreditnemu tveganju iz te uredbe, izboljšati svoje postopke za merjenje in upravljanje kreditnega tveganja, da bi razvile metode za določanje bonitetnih kapitalskih zahtev za institucije, ki bi odražale naravo, obseg in zapletenost procesov posameznih institucij.
In this regard, the processing of data in connection with the incurring and management of exposures to customers should be considered to include the development and validation of credit risk management and measurement systems.
V zvezi s tem bi bilo treba šteti, da zajema obdelava podatkov v zvezi z nastankom in upravljanjem izpostavljenosti do strank tudi razvoj in preverjanje sistemov za upravljanje in merjenje kreditnega tveganja.
That serves not only to fulfil the legitimate interests of institutions but also the purpose of this Regulation, to use better methods for risk measurement and management and also use them for regulatory own funds purposes.
To ni namenjeno samo legitimnim interesom institucij, ampak je tudi v skladu z namenom te uredbe, da se uporabijo boljši načini merjenja in upravljanja tveganj ter da se uporabijo tudi za namen regulativnega kapitala.
Notwithstanding this, the more risk-sensitive approaches require considerable expertise and resources as well as data of high quality and sufficient volume.
Ne glede na to pa so za pristope, ki bolj upoštevajo tveganja, potrebni precejšnje strokovno znanje in viri, pa tudi visokokakovostni in dovolj obsežni podatki.
Institutions should therefore comply with high standards before applying those approaches for regulatory own funds purposes.
Institucije bi morali torej izpolnjevati visoke standarde, preden začnejo te pristope uporabljati za namen regulativnega kapitala.
Given the ongoing work on ensuring appropriate backstops to internal models, the Commission should prepare a report on the possibility of extending the Basel I floor together with a legislative proposal, if appropriate.
Glede na sedanja prizadevanja za zagotovitev ustreznih varovalk v povezavi z notranjimi modeli bi morala Komisija pripraviti poročilo o možnosti razširitve praga iz okvira Basel I in mu po potrebi priložiti zakonodajni predlog.
The capital requirements should be proportionate to the risks addressed.
Kapitalske zahteve bi morale biti sorazmerne s tveganji, ki jih obravnavajo.
In particular the reduction in risk levels deriving from having a large number of relatively small exposures should be reflected in the requirements.
V zahtevah bi se moralo upoštevati zlasti zmanjševanje ravni tveganja, ki je posledica velikega števila sorazmerno majhnih izpostavljenosti.
Small and medium-sized enterprises (SMEs) are one of the pillars of the Union economy given their fundamental role in creating economic growth and providing employment.
Majhna in srednja velika podjetja (MSP) so eden od stebrov gospodarstva Unije, saj so ključna za gospodarsko rast in ustvarjanje delovnih mest.
The recovery and future growth of the Union economy depends largely on the availability of capital and funding to SMEs established in the Union to carry out the necessary investments to adopt new technologies and equipment to increase their competitiveness.
Oživitev in prihodnja rast gospodarstva Unije sta v veliki meri odvisni od razpoložljivosti kapitala in finančnih sredstev, ki jih MSP, ki so ustanovljena v Uniji potrebujejo za prilagoditev novim tehnologijam in nabavo nove opreme ter s tem povečanje konkurenčnosti.
The limited amount of alternative sources of funding has made SMEs established in the Union even more sensitive to the impact of the banking crisis.
MSP, ki so ustanovljena v Uniji zaradi omejenega števila alternativnih virov financiranja še bolj občutijo posledice bančne krize.
It is therefore important to fill the existing funding gap for SMEs and ensure an appropriate flow of bank credit to SMEs in the current context.
Zato je pomembno, da se zapolni vrzel pri financiranju MSP in zagotovi, da bodo banke v sedanjih razmerah ustrezno kreditirale MSP.
Capital charges for exposures to SMEs should be reduced through the application of a supporting factor equal to 0,7619 to allow credit institutions to increase lending to SMEs.
Kapitalske zahteve za izpostavljenosti do MSP bi bilo treba zmanjšati z uporabo faktorja podpore, ki bi bil enak 0,7619, s čimer bi kreditnim institucijam omogočili, da povečajo obseg kreditiranja MSP.
To achieve this objective, credit institutions should effectively use the capital relief produced through the application of the supporting factor for the exclusive purpose of providing an adequate flow of credit to SMEs established in the Union.
Da bi ta cilj dosegli, bi morale kreditne institucije kapitalsko olajšavo, ki bi bila rezultat uporabe faktorja podpore, dejansko uporabiti samo za ustrezno kreditiranje MSP, ustanovljenih v Uniji.
Competent authorities should monitor periodically the total amount of exposures to SMEs of credit institutions and the total amount of capital deduction.
Pristojni organi bi morali redno spremljati skupni znesek izpostavljenosti kreditnih institucij do MSP in skupni znesek kapitalske olajšave.
If by 31 December 2015, Union law governing the requirement that capital instruments should be capable of being fully and permanently written down to zero or converted into Common Equity Tier 1 instruments in the event that an institution is no longer considered viable has not been adopted, the Commission should review and report on whether such a provision should be included in this Regulation and, in light of that review, submit appropriate legislative proposals.
Če zakonodaja Unije, na podlagi katere bi moralo biti mogoče kapitalske instrumente v celoti in trajno odpisati ali konvertirati v navadni lastniški temeljni kapital, ne bo sprejeta do 31. decembra 2015, bi Komisija morala preučiti, ali bi bilo treba takšno določbo vključiti v to uredbo in o tem poročati ter na podlagi te preučitve tudi predložiti ustrezne zakonodajne predloge.
The provisions of this Regulation respect the principle of proportionality, having regard in particular to the diversity in size and scale of operations and to the range of activities of institutions.
Določbe te uredbe so skladne z načelom sorazmernosti, ker upoštevajo zlasti razlike med institucijami glede njihove velikosti, obsega poslov in njihovih področij dejavnosti.
Respect for the principle of proportionality also means that the simplest possible rating procedures, even in the Internal Ratings Based Approach ('IRB Approach'), are recognised for retail exposures.
Spoštovanje načela sorazmernosti pomeni tudi, da so za ugotavljanje izpostavljenosti na drobno priznani najenostavnejši možni bonitetni postopki, tudi v okviru pristopa na osnovi notranjih bonitetnih ocen ("pristop IRB").
Member States should ensure that the requirements laid down in this Regulation apply in a manner proportionate to the nature, scale and complexity of the risks associated with an institution's business model and activities.
Države članice bi morale zagotoviti, da bi se zahteve iz te uredbe uporabljale sorazmerno z naravo, obsegom in zapletenostjo tveganj, povezanih s poslovnim modelom in dejavnostmi institucije.
The Commission should ensure that delegated and implementing acts, regulatory technical standards and implementing technical standards are consistent with the principle of proportionality, so as to guarantee that this Regulation is applied in a proportionate manner.
Komisija bi morala zagotoviti skladnost delegiranih in izvedbenih aktov, regulativnih tehničnih standardov in izvedbenih tehničnih standardov z načelom sorazmernosti ter s tem tudi sorazmerno izvajanje te uredbe.
EBA should therefore ensure that all regulatory and implementing technical standards are drafted in such a way that they are consistent with and uphold the principle of proportionality.
EBA bi zato moral zagotoviti, da bi bilo pri oblikovanju vseh regulativnih in izvedbenih tehničnih standardov upoštevano in ohranjeno načelo sorazmernosti.
Competent authorities should pay appropriate attention to cases where they suspect that information is regarded as proprietary or confidential in order to avoid disclosure of such information.
Pristojni organi bi morali biti pozorni na primere, v katerih bi sumili, da so bile informacije označene za lastniške ali zaupne, da bi se izognili njihovemu razkritju.
Although an institution may opt not to disclose information as the information is regarded as proprietary or confidential, the fact that information is being regarded as proprietary or confidential should not discharge liability arising from non-disclosure of that information when such non-disclosure is found to have material effect.
Čeprav institucija lahko sklene, da ne bo razkrila informacij, ki veljajo za lastniške ali zaupne, pa zgolj dejstvo, da informacije veljajo za lastniške ali zaupne, ne bi smela izničiti odgovornosti za posledice nerazkritja teh informacij, kadar bi tako nerazkritje lahko imelo pomemben učinek.