natgillin/translations-raw huggingface dataset:
Where credit institutions permanently affiliated in a network to a central body and institutions established within an institutional protection scheme subject to the conditions laid down in Article 113(7) have set up a cross-guarantee scheme that provides that there is no current or foreseen material, practical or legal impediment to the transfer of the amount of own funds above the regulatory requirements from the counterparty to the credit institution, these institutions are exempted from the provisions of this Article regarding deductions and may recognise any minority interest arising within the cross-guarantee scheme in full.
Če imajo kreditne institucije, ki so stalno povezane v mreži s centralnim organom in institucije, ustanovljene v okviru institucionalne sheme za zaščito vlog, za katere veljajo pogoji iz člena 113(7), sheme solidarnega jamstva, na podlagi katerih ni trenutnih ali predvidenih pomembnih, praktičnih ali pravnih ovir za takojšnji prenos zneska kapitala, ki presega regulativne zahteve, z nasprotne stranke na kreditno institucijo, so te institucije izvzete iz določb tega člena glede odbitkov in lahko v celoti priznajo kateri koli manjšinski delež, ustvarjen v shemi solidarnega jamstva.
Qualifying Tier 1 instruments included in consolidated Tier 1 capital
Kvalificirani instrumenti temeljnega kapitala, vključeni v konsolidirani temeljni kapital
Institutions shall determine the amount of qualifying Tier 1 capital of a subsidiary that is included in consolidated own funds by subtracting from the own funds of that undertaking the result of multiplying the amount referred to in point (a) by the percentage referred to in point (b):
Institucije določijo znesek kvalificiranega temeljnega kapitala podrejene družbe, ki je vključen v konsolidirana kapital, tako, da od kapitala zadevne družbe odštejejo rezultat, dobljen z množenjem zneska iz točke (a) z odstotnim deležem iz točke (b):
the Tier 1 capital of the subsidiary minus the lower of the following:
temeljni kapital podrejene družbe, od katerega se odšteje nižji od naslednjih:
the amount of Tier 1 capital of the subsidiary required to meet the sum of the requirement laid down in point (b) of Article 92(1), the requirements referred to in Articles 458 and 459, the specific own funds requirements referred to in Article 104 of Directive 2013/36/EU, the combined buffer requirement defined in point (6) of Article 128 of Directive 2013/36/EU, the requirements referred to in Article 500 and any additional local supervisory regulations in third countries insofar as those requirements are to be met by Tier 1 Capital;
znesek temeljnega kapitala zadevne podrejene družbe, ki mora ustrezati vsoti zahteve iz člena 92(1)(b), zahtev iz členov 458 in 459, posebnih kapitalskih zahtev iz člena 104 Direktive 2013/36/EU, zahteve po skupnem blažilniku iz točke (6) člena 128 Direktive 2013/36/EU, zahtev iz člena 500 ter vseh dodatnih lokalnih nadzorniških predpisom v tretjih državah, če mora te zahteve izpolnjevati s temeljnim kapitalom;
the amount of consolidated Tier 1 capital that relates to the subsidiary that is required on a consolidated basis to meet the sum of the requirement laid down in point (b) of Article 92(1), the requirements referred to in Articles 458 and 459, the specific own funds requirements referred to in Article 104 of Directive 2013/36/EU, the combined buffer requirement defined in point (6) of Article 128 of Directive 2013/36/EU, the requirements referred to in Article 500 and any additional local supervisory regulations in third countries insofar as those requirements are to be met by Tier 1 Capital;
znesek konsolidiranega temeljnega kapitala, ki se nanaša na zadevno podrejeno družbo, in ki mora na konsolidirani podlagi ustrezati vsoti zahteve iz člena 92(1)(b), zahtev iz členov 458 in 459, posebnih kapitalskih zahtev iz člena 104 Direktive 2013/36/EU, zahteve po skupnem blažilniku iz točke (6) člena 128 Direktive 2013/36/EU, zahtev iz člena 500 ter vseh dodatnih lokalnih nadzorniških predpisov v tretjih državah, če mora te zahteve izpolnjevati s temeljnim kapitalom;
the qualifying Tier 1 capital of the subsidiary expressed as a percentage of all Tier 1 instruments of that undertaking plus the related share premium accounts, retained earnings and other reserves.
kvalificirani temeljni kapital podrejene družbe, izražen kot odstotni delež vseh instrumentov temeljnega kapitala zadevne družbe ter z njimi povezan vplačani presežek kapitala, zadržanega dobička in drugih rezerv.
Where an institution takes such a decision, the qualifying Tier 1 capital of that subsidiary may not be included in consolidated Tier 1 capital.
Kadar institucija sprejme takšno odločitev, se kvalificirani temeljni kapital te podrejene družbe ne sme vključiti v konsolidirani temeljni kapital.
Where a competent authority derogates from the application of prudential requirements on an individual basis, as laid down in Article 7, Tier 1 instruments within the subsidiaries to which the waiver is applied shall not be recognised in own funds at the sub-consolidated or at the consolidated level, as applicable.
3 Če pristojni organ odstopa od uporabe bonitetnih zahtev na posamični podlagi, kot so opredeljene v členu 7, se instrumenti temeljnega kapitala podrejenih družb, za katere se uporablja opustitev, ne priznajo v kapitalu na subkonsolidirani ali konsolidirani ravni, kot je ustrezno.
Qualifying Tier 1 capital included in consolidated Additional Tier 1 capital
Kvalificirani temeljni kapital, vključen v konsolidirani dodatni temeljni kapital
Without prejudice to Article 84 (5) and (6)), institutions shall determine the amount of qualifying Tier 1 capital of a subsidiary that is included in consolidated Additional Tier 1 capital by subtracting from the qualifying Tier 1 capital of that undertaking included in consolidated Tier 1 capital the minority interests of that undertaking that are included in consolidated Common Equity Tier 1 capital.
Brez poseganja v člen 84(5) in (6) institucije določijo znesek kvalificiranega temeljnega kapitala podrejene družbe, ki je vključen v konsolidirani dodatni temeljni kapital, tako, da od kvalificiranega temeljnega kapitala zadevne družbe, ki je vključen v konsolidirani temeljni kapital, odštejejo manjšinske deleže zadevne družbe, ki so vključeni v konsolidirani navadni lastniški temeljni kapital.
Qualifying own funds included in consolidated own funds
Kvalificirani kapital, vključen v konsolidirani kapital
Institutions shall determine the amount of qualifying own funds of a subsidiary that is included in consolidated own funds by subtracting from the qualifying own funds of that undertaking the result of multiplying the amount referred to in point (a) by the percentage referred to in point (b):
Institucije določijo znesek kvalificiranegakapitala podrejene družbe, ki je vključen v konsolidirani kapital, tako, da od kvalificiranega kapitala zadevne družbe odštejejo rezultat, dobljen z množenjem zneska iz točke (a) z odstotnim deležem iz točke (b):
the own funds of the subsidiary minus the lower of the following:
kapital podrejene družbe, od katerega se odšteje nižji od naslednjih:
the amount of own funds of the subsidiary required to meet the sum of the requirement laid down in point (c) of Article 92(1), the requirements referred to in Articles 458 and 459, the specific own funds requirements referred to in Article 104 of Directive 2013/36/EU, the combined buffer requirement defined in point (6) of Article 128 of Directive 2013/36/EU, the requirements referred to in Article 500 and any additional local supervisory regulations in third countries;
znesek kapitala zadevne podrejene družbe, ki mora ustrezati vsoti zahteve iz člena 92(1)(c), zahtev iz členov 458 in 459, posebnih kapitalskih zahtev iz člena 104 Direktive 2013/36/EU, zahteve po skupnem blažilniku iz točke (6) člena 128 Direktive 2013/36/EU, zahtev iz člena 500 ter vseh dodatnih lokalnih nadzorniških predpisov v tretjih državah;
the amount of own funds that relates to the subsidiary that is required on a consolidated basis to meet the sum of the requirement laid down in point (c) of Article 92(1), the requirements referred to in Articles 458 and 459, the specific own funds requirements referred to in Article 104 of Directive 2013/36/EU, the combined buffer requirement defined in point (6) of Article 128 of Directive 2013/36/EU, the requirements referred to in Article 500 and any additional local supervisory own funds requirement in third countries;
znesek kapitala, ki se nanaša na podrejeno družbo, ki mora na konsolidirani podlagi ustrezati vsoti zahteve iz člena 92(1)(c), zahtev iz členov 458 in 459, posebnih kapitalskih zahtev iz člena 104 Direktive 2013/36/EU, zahteve po skupnem blažilniku iz točke (6) člena 128 Direktive 2013/36/EU, zahtev iz člena 500 ter vseh dodatnih lokalnih nadzorniških kapitalskih zahtev v tretjih državah;
the qualifying own funds of the undertaking, expressed as a percentage of all own funds instruments of the subsidiary that are included in Common Equity Tier 1, Additional Tier 1 and Tier 2 items and the related share premium accounts, the retained earnings and other reserves.
kvalificirani kapital družbe, izražen kot odstotni delež vseh kapitalskih instrumentov podrejene družbe, ki so vključeni v postavke navadnega lastniškega temeljnega kapitala, postavke dodatnega temeljnega kapitala in postavke dodatnega kapitala, ter z njimi povezan vplačani presežek kapitala, zadržani dobiček in druge rezerve.
Where an institution takes such a decision, the qualifying own funds of that subsidiary may not be included in consolidated own funds.
Kadar institucija sprejme takšno odločitev, se kvalificirani kapital te podrejene družbe ne sme vključiti v konsolidirani kapital.
Where a competent authority derogates from the application of prudential requirements on an individual basis, as laid down in Article 7, own funds instruments within the subsidiaries to which the waiver is applied shall not be recognised in own funds at the sub-consolidated or at the consolidated level, as applicable.
Če pristojni organ odstopa od uporabe bonitetnih zahtev na posamični podlagi, kot so opredeljene v členu 7, se kapitalski instrumenti v podrejenih družbah, za katere se uporablja opustitev, ne priznajo v kapitalu na subkonsolidirani ali konsolidirani ravni, kot je ustrezno.
Qualifying own funds instruments included in consolidated Tier 2 capital
Instrumenti kvalificiranega kapitala, vključeni v konsolidirani dodatni kapital
Without prejudice to Article 84(5) and (6), institutions shall determine the amount of qualifying own funds of a subsidiary that is included in consolidated Tier 2 capital by subtracting from the qualifying own funds of that undertaking that are included in consolidated own funds the qualifying Tier 1 capital of that undertaking that is included in consolidated Tier 1 capital.
Brez poseganja v člen 84(5) in (6) institucije določijo znesek kvalificiranega kapitala podrejene družbe, ki je vključen v konsolidirani dodatni kapital, tako, da od kvalificiranega kapitala zadevne družbe, ki je vključen v konsolidirani laskapital, odštejejo kvalificirani temeljni kapital zadevne družbe, ki je vključen v konsolidirani temeljni kapital.
QUALIFYING HOLDINGS OUTSIDE THE FINANCIAL SECTOR
KVALIFICIRANI DELEŽI IZVEN FINANČNEGA SEKTORJA
Risk weighting and prohibition of qualifying holdings outside the financial sector
Uteži tveganja in prepoved kvalificiranih deležev izven finančnega sektorja
A qualifying holding, the amount of which exceeds 15 % of the eligible capital of the institution, in an undertaking which is not one of the following shall be subject to the provisions laid down in paragraph 3:
Določbe iz odstavka 3 se uporabljajo za kvalificirani delež, katerega znesek presega 15 % sprejemljivega kapitala institucije, v družbi, ki ni:
a financial sector entity;
subjekt finančnega sektorja;
an undertaking, that is not a financial sector entity, carrying on activities which the competent authority considers to be any of the following:
družba, ki ni subjekt finančnega sektorja in izvaja dejavnosti, ki jih pristojni organ obravnava kot kar koli od naslednjega:
a direct extension of banking;
neposredno razširitev bančnih storitev;
ancillary to banking;
pomožne bančne storitve;
leasing, factoring, the management of unit trusts, the management of data processing services or any other similar activity.
lizing, odkup terjatev, upravljanje naložbenih skladov, izvajanje storitev obdelave podatkov ali druge podobne dejavnost.
The total amount of the qualifying holdings of an institution in undertakings other than those referred to in points (a) and (b) of paragraph 1 that exceeds 60 % of its eligible capital shall be subject to the provisions laid down in paragraph 3.
Za skupni znesek kvalificiranih deležev, ki jih ima institucija v družbah, razen tistih iz točk (a) in (b) odstavka 1, ki presega 60 % njenega sprejemljivega kapitala, se uporabljajo določbe iz odstavka 3.
Competent authorities shall apply the requirements laid down in point (a) or (b) to qualifying holdings of institutions referred to in paragraphs 1 and 2:
Pristojni organi za kvalificirane deleže institucij iz odstavkov 1 in 2 uporabijo zahteve iz točke (a) ali (b):
for the purpose of calculating the capital requirement in accordance with Part Three, institutions shall apply a risk weight of 1250 % to the greater of the following:
pri izračunu kapitalskih zahtev v skladu z delom 3 institucije uporabijo utež tveganja 1250 % za višjega izmed naslednjih zneskov:
the amount of qualifying holdings referred to in paragraph 1 in excess of 15 % of eligible capital;
znesek kvalificiranih deležev iz odstavka 1, ki presega 15 % sprejemljivega kapitala;
the total amount of qualifying holdings referred to in paragraph 2 that exceed 60 % of the eligible capital of the institution;
skupen znesek kvalificiranih deležev iz odstavka 2, ki presega 60 % sprejemljivega kapitala institucije;
the competent authorities shall prohibit institutions from having qualifying holdings referred to in paragraphs 1 and 2 the amount of which exceeds the percentages of eligible capital laid down in those paragraphs.
pristojni organi institucijam prepovejo kvalificirane deleže iz odstavkov 1 in 2, v znesku, ki presega odstotek sprejemljivega kapitala iz navedenih odstavkov.
Competent authorities shall publish their choice of (a) or (b).
Pristojni organi objavijosvojo izbiro možnosti iz točke (a) ali (b).
For the purposes of point (b) of paragraph 1, EBA shall issue guidelines specifying the following concepts:
Za namene točke (b) odstavka 1 EBA izda smernice za opredelitev:
activities that are a direct extension of banking;
dejavnosti, ki so neposredna razširitev bančnih storitev;
activities ancillary to banking;
dejavnosti, ki so pomožne bančne storitve;
similar activities.
podobne dejavnosti.
Those guidelines shall be adopted in accordance with Article 16 of Regulation (EU) No 1093/2010.
Smernice se sprejmejo v skladu s členom 16 Uredbe (EU) št. 1093/2010.
Alternative to 1250 % risk weight
Alternativa uteži tveganja 1250 %
As an alternative to applying a 1250 % risk weight to the amounts in excess of the limits specified in Article 89(1) and (2), institutions may deduct those amounts from Common Equity Tier 1 items in accordance with point (k) of Article 36(1).
Institucije lahko namesto uporabe uteži tveganja 1250 % za zneske, ki presegajo omejitve iz člena 89(1) in (2), te zneske odbijejo od postavk navadnega lastniškega temeljnega kapitala v skladu s točko (k) člena 36(1).
Shares of undertakings not referred to in points (a) and (b) of Article 89(1) shall not be included in calculating the eligible capital limits specified in that Article where any of the following conditions is met:
Delnice družb, ki niso navedene v točkah (a) in (b) člena 89(1), niso vključene v izračun omejitev sprejemljivega kapitala, določenih v navedenem členu, če je izpolnjen kateri koli od naslednjih pogojev:
those shares are held temporarily during a financial assistance operation as referred to in Article 79;
zadevne delnice so v začasni lasti med izvajanjem finančne pomoči, kot je navedeno v členu 79;
the holding of those shares is an underwriting position held for five working days or fewer;
delež v teh delnicah izhaja iz izvedbe prve prodaje teh delnic z obveznostjo odkupa, ki jih je institucija imela pet delovnih dni ali manj;
those shares are held in the own name of the institution and on behalf of others.
zadevne delnice ima institucija v svojem imenu in za račun drugih.
GENERAL REQUIREMENTS, VALUATION AND REPORTING
SPLOŠNE ZAHTEVE, VREDNOTENJE IN POROČANJE
Required level of own funds
Zahtevana raven kapitala
Own funds requirements for institutions
Kapitalske zahteve za institucije
Own funds requirements
Kapitalske zahteve
Subject to Articles 93 and 94, institutions shall at all times satisfy the following own funds requirements:
V skladu s členoma 93 in 94 institucije vedno izpolnjujejo naslednje kapitalske zahteve:
a Common Equity Tier 1 capital ratio of 4,5 %;
količnik navadnega lastniškega temeljnega kapitala v višini 4,5 %;
a Tier 1 capital ratio of 6 %;
količnik temeljnega kapitala v višini 6 %;
a total capital ratio of 8 %.
količnik skupnega kapitala v višini 8 %.
Institutions shall calculate their capital ratios as follows:
Institucije izračunajo svoje kapitalske količnike na naslednji način:
the Common Equity Tier 1 capital ratio is the Common Equity Tier 1 capital of the institution expressed as a percentage of the total risk exposure amount;
količnik navadnega lastniškega temeljnega kapitala je navaden lastniški temeljni kapital institucije, izražen kot odstotni delež zneska njene skupne izpostavljenosti tveganju;
the Tier 1 capital ratio is the Tier 1 capital of the institution expressed as a percentage of the total risk exposure amount;
količnik temeljnega kapitala je temeljni kapital institucije, izražen kot odstotni delež zneska njene skupne izpostavljenosti tveganju;
the total capital ratio is the own funds of the institution expressed as a percentage of the total risk exposure amount.
količnik skupnega kapitala je kapital institucije, izražen kot odstotni delež zneska njene skupne izpostavljenosti tveganju.
Total risk exposure amount shall be calculated as the sum of points (a) to (f) of this paragraph after taking into account the provisions laid down in paragraph 4:
Znesek skupne izpostavljenosti tveganju je seštevek točk (a) do (f) tega odstavka, ob upoštevanju določb iz odstavka 4:
the risk weighted exposure amounts for credit risk and dilution risk, calculated in accordance with Title II and Article 379, in respect of all the business activities of an institution, excluding risk weighted exposure amounts from the trading book business of the institution;
zneski tveganju prilagojenih izpostavljenosti za kreditno tveganje in tveganje zmanjšanja vrednosti odkupljenih denarnih terjatev, izračunani v skladu z naslovom II in členom 379, za vse poslovne dejavnosti institucije, razen zneskov tveganju prilagojenih izpostavljenosti iz postavk trgovalne knjige institucije;
the own funds requirements, determined in accordance with Title IV of this Part or Part Four, as applicable, for the trading-book business of an institution, for the following:
kapitalske zahteve, določene v skladu z naslovom IV tega dela ali dela 4, kot je ustrezno, za postavke trgovalne knjige institucije za naslednje:
position risk;
pozicijsko tveganje;
large exposures exceeding the limits specified in Articles 395 to 401, to the extent an institution is permitted to exceed those limits;
velike izpostavljenosti, ki presegajo omejitve iz členov 395 do 401, če je instituciji dovoljeno preseganje teh omejitev;
the own funds requirements determined in accordance with Title IV or Title V with the exception of Article 379, as applicable, for the following:
kapitalske zahteve, določene v skladu z naslovom IV ali naslovom V z izjemo člena 379, kot je ustrezno, za naslednje:
foreign-exchange risk;
valutno tveganje;
settlement risk;
tveganje poravnave;
commodities risk;
tveganje spremembe cen blaga;
the own funds requirements calculated in accordance with Title VI for credit valuation adjustment risk of OTC derivative instruments other than credit derivatives recognised to reduce risk-weighted exposure amounts for credit risk;
kapitalske zahteve, izračunane v skladu z naslovom VI, za tveganje prilagoditve kreditnega vrednotenja izvedenih finančnih instrumentov OTC, razen kreditnih izvedenih finančnih instrumentov, za katere se priznava, da zmanjšujejo zneske tveganju prilagojenih izpostavljenosti za kreditno tveganje;
the own funds requirements determined in accordance with Title III for operational risk;
kapitalske zahteve, določene v skladu z naslovom III, za operativno tveganje;
the risk weighted exposure amounts determined in accordance with Title II for counterparty risk arising from the trading book business of the institution for the following types of transactions and agreements:
zneski tveganju prilagojenih izpostavljenosti, določeni v skladu z naslovom II, za tveganje nasprotne stranke, ki izhaja iz postavk trgovalne knjige institucije, za naslednje vrste poslov in pogodb:
contracts listed in Annex II and credit derivatives;
pogodbe, naštete v Prilogi II in kreditne izvedene finančne instrumente;
repurchase transactions, securities or commodities lending or borrowing transactions based on securities or commodities;
repo posle in posle posoje/izposoje, ki se nanašajo na vrednostne papirje ali blago;
margin lending transactions based on securities or commodities;
posle kreditiranja za povečanje trgovalnega portfelja, ki se nanašajo na vrednostne papirje ali blago;
long settlement transactions.
posle z dolgim rokom poravnave.
The following provisions shall apply in the calculation of the total exposure amount referred to in paragraph 3:
Naslednji določbi se uporabljata za izračun zneska skupne izpostavljenosti iz odstavka 3:
the own funds requirements referred to in points (c), (d) and (e) of that paragraph shall include those arising from all the business activities of an institution;
kapitalske zahteve iz točk (c), (d) in (e) navedenega odstavka vključujejo tiste, ki izhajajo iz vseh poslovnih dejavnosti institucije;
institutions shall multiply the own funds requirements set out in points (b) to (e) of that paragraph by 12,5.
institucije kapitalske zahteve iz točk (b) do (e) navedenega odstavka pomnožijo z 12,5.
Initial capital requirement on going concern
Zahteva glede ustanovnega kapitala v času rednega poslovanja
The own funds of an institution may not fall below the amount of initial capital required at the time of its authorisation.
Kapital institucije se ne sme zmanjšati pod znesek ustanovnega kapitala, zahtevanega v času izdaje dovoljenja.
Credit institutions that were already in existence on 1 January 1993, the amount of own funds of which do not attain the amount of initial capital required may continue to carry out their activities.
Kreditne institucije, ki so bile ustanovljene pred 1. januarjem 1993 in katerih kapital je manjši od zahtevanega zneska ustanovnega kapitala, lahko še naprej opravljajo svoje dejavnosti.
In that event, the amount of own funds of those institutions may not fall below the highest level reached with effect from 22 December 1989.
V tem primeru se njihov kapital ne sme zmanjšati pod njegovo najvišjo raven, doseženo po 22. decembru 1989.
Authorised investment firms and firms that were covered by Article 6 of Directive 2006/49/EC which were in existence before 31 December 1995, the amount of own funds of which do not attain the amount of initial capital required may continue to carry out their activities.
Pooblaščena investicijska podjetja in podjetja iz člena 6 Direktive 2006/49/ES, ki so bila ustanovljena pred 31. decembrom 1995 in v katerih znesek kapitala ne dosega zahtevanega zneska ustanovnega kapitala, lahko še naprej opravljajo svoje dejavnosti.