natgillin/translations-raw huggingface dataset:
Where paragraph 5 applies and an institution is part of a group or a sub-group to which a G-SII or an O-SII belongs, this shall never imply that that institution is, on an individual basis, subject to a combined buffer requirement that is lower than the sum of the capital conservation buffer, the countercyclical capital buffer and the sum of the O-SII buffer and systemic risk buffer applicable to it on an individual basis.
Kadar se uporablja odstavek 5 in je institucija del skupine ali podskupine, v katero spada GSPI ali DSPI, to ne pomeni, da za to institucijo na posamični podlagi velja zahteva po skupnem blažilniku, ki je nižja od vsote varovalnega kapitalskega blažilnika, proticikličnega kapitalskega blažilnika in vsote blažilnika za DSPI in blažilnika sistemskih tveganj, ki se zanjo uporablja na posamični podlagi.
The systemic risk buffer may apply to exposures located in the Member State that sets that buffer and may also apply to exposures in third countries.
Blažilnik sistemskih tveganj se lahko uporablja za izpostavljenosti v državi članici, ki uvede blažilnik, lahko pa se uporablja tudi za izpostavljenosti v tretjih državah.
The systemic risk buffer may also apply to exposures located in other Member States, subject to paragraphs 15 and 18.
Blažilnik sistemskih tveganj se lahko uporablja tudi za izpostavljenosti v drugih državah članicah pod pogoji iz odstavkov 15 in 18.
The systemic risk buffer shall apply to all institutions, or one or more subsets of those institutions, for which the authorities of the Member State concerned are competent in accordance with this Directive and shall be set in gradual or accelerated steps of adjustment of 0,5 percentage point.
Blažilnik sistemskih tveganj velja za vse institucije ali eno ali več njihovih podskupin, za katere so v skladu s to direktivo pristojni organi zadevne države članice, in se določa s postopnimi ali pospešenimi stopnjami prilagoditev po 0,5 odstotne točke.
Different requirements may be introduced for different subsets of the sector.
Za različne podskupine v sektorju se lahko uvedejo različne zahteve.
When requiring a systemic risk buffer to be maintained the competent authority or the designated authority shall comply with the following:
Kadar se zahteva vzdrževanje blažilnika sistemskih tveganj pristojni organ ali imenovani organ upošteva naslednje:
the systemic risk buffer must not entail disproportionate adverse effects on the whole or parts of the financial system of other Member States or of the Union as a whole forming or creating an obstacle to the functioning of the internal market;
blažilnik sistemskih tveganj ne sme povzročiti nesorazmernih negativnih učinkov na celoten finančni sistem ali njegove dele v drugih državah članicah ali v vsej Uniji, ki bi ovirali ali povzročili ovire za delovanje notranjega trga;
the systemic risk buffer must be reviewed by the competent authority or the designated authority at least every second year.
pristojni organ ali imenovani organ mora vsaj vsako drugo leto pregledati blažilnik sistemskih tveganj.
Before setting or resetting a systemic risk buffer rate of up to 3 %, the competent authority or the designated authority shall notify the Commission, the ESRB, EBA and the competent and designated authorities of the Member States concerned one month before the publication of the decision referred to in paragraph 16.
Pristojni organ ali imenovani organ pred določitvijo ali ponovno določitvijo stopnje blažilnika sistemskih tveganj v višini do 3 % uradno obvesti Komisijo, ESRB, EBA in pristojne in imenovane organe zadevnih držav članic en mesec pred objavo odločitve iz odstavka 16.
If the buffer applies to exposures located in third countries the competent authority or the designated authority shall also notify the supervisory authorities of those third-countries.
Če blažilnik velja za izpostavljenosti v tretjih državah, pristojni organ ali imenovani organ uradno obvesti tudi nadzorne organe zadevnih tretjih držav.
the systemic or macroprudential risk in the Member State;
sistemsko ali makrobonitetno tveganje v državi članici;
the reasons why the dimension of the systemic or macroprudential risks threatens the stability of the financial system at national level justifying the systemic risk buffer rate;
razlogi, zakaj je zaradi razsežnosti sistemskih ali makrobonitetnih tveganj ogrožena stabilnost finančnega sistema na nacionalni ravni, kar upravičuje stopnjo blažilnika sistemskih tveganj;
the justification for why the systemic risk buffer is considered likely to be effective and proportionate to mitigate the risk;
utemeljitev, zakaj naj bi bil blažilnik sistemskih tveganj učinkovit in sorazmeren pri zmanjševanju tveganja;
an assessment of the likely positive or negative impact of the systemic risk buffer on the internal market, based on information which is available to the Member State;
ocena verjetnega pozitivnega ali negativnega učinka blažilnika sistemskih tveganj na notranji trg na podlagi informacij, ki so na voljo državi članici;
the justification for why none of the existing measures in this Directive or in Regulation (EU) No 575/2013, excluding Articles 458 and 459 of that Regulation, alone or in combination, will be sufficient to address the identified macroprudential or systemic risk taking into account the relative effectiveness of those measures;
utemeljitev, zakaj obstoječi ukrepi iz te direktive ali iz Uredbe (EU) št. 575/2013, razen členov 458 in 459 navedene uredbe, sami ali v kombinaciji ne zadostujejo za odpravljanje ugotovljenega makrobonitetnega ali sistemskega tveganja, ob upoštevanju relativne učinkovitosti teh ukrepov;
the systemic risk buffer rate that the Member State wishes to require.
stopnja blažilnika sistemskih tveganj, ki jo država članica namerava zahtevati.
Before setting or resetting a systemic risk buffer rate of above 3 %, the competent authority or the designated authority shall notify the Commission, the ESRB, EBA and the competent and designated authorities of the Member States concerned.
Pred določitvijo ali ponovno določitvijo stopnje blažilnika sistemskih tveganj nad 3 % pristojni organ ali imenovani organ uradno obvesti Komisijo, ESRB,EBA in pristojne in imenovane organe zadevnih držav članic.
If the buffer applies to exposures located in third-countries the competent authority or the designated authority shall also notify the supervisory authorities of those third-countries.
Če blažilnik velja za izpostavljenosti v tretjih državah, pristojni organ ali imenovani organ uradno obvesti tudi nadzorne organe zadevnih tretjih držav.
The competent authority or the designated authority may from 1 January 2015 set or reset a systemic risk buffer rate that applies to exposures located in that Member State and may also apply to exposures in third countries of up to 5 % and follow the procedures set out in paragraph 11.
Pristojni organ ali imenovani organ lahko od 1. januarja 2015 določi ali ponovno določi stopnjo blažilnika sistemskih tveganj za izpostavljenosti v navedeni državi članici, lahko pa tudi za izpostavljenosti v tretjih državah v višini do 5 % in pri tem upošteva postopek iz odstavka 11.
When setting or resetting a systemic risk buffer rate above 5 % the procedures set out in paragraph 12 shall be complied with.
Kadar se določi ali ponovno določi stopnja blažilnika sistemskih tveganj nad 5 % se upošteva postopek iz odstavka 12.
Where the systemic risk buffer rate is to be set between 3 % and 5 % in accordance with paragraph 13, the competent authority or the designated authority of the Member State that sets that buffer shall always notify the Commission thereof and shall await the opinion of the Commission before adopting the measures in question.
Kadar se stopnja blažilnika sistemskih tveganj določi v višini med 3 % in 5 % v skladu z odstavkom 13, pristojni organ ali imenovani organ države članice, ki uvede blažilnik, o tem vedno uradno obvesti Komisijo in počaka na njeno mnenje, preden sprejme zadevne ukrepe.
Where the opinion of the Commission is negative, the competent authority or the designated authority of the Member State that sets that buffer shall comply with that opinion or give reasons for not so doing.
Če je mnenje Komisije negativno, pristojni organ ali imenovani organ države članice, ki uvede blažilnik, upošteva to mnenje ali poda razloge, zakaj ga ne bo upošteval.
Where one subset of the financial sector is a subsidiary whose parent is established in another Member State, the competent authority or the designated authority shall notify the authorities of that Member State, the Commission and the ESRB.
Kadar je ena od podskupin finančnega sektorja podrejena družba, katere nadrejena oseba ima sedež v drugi državi članici, pristojni organ ali imenovani organ uradno obvesti organe te države članice, Komisijo in ESRB.
Within one month of the notification, the Commission and the ESRB shall issue a recommendation on the measures taken in accordance with this paragraph.
Komisija in ESRB v enem mesecu po uradnem obvestilu izdata priporočilo o ukrepih, sprejetih v skladu s tem odstavkom.
Where the authorities disagree and in the case of a negative recommendation of both the Commission and the ESRB, the competent authority or the designated authority may refer the matter to EBA and request its assistance in accordance with Article 19 of Regulation (EU) No 1093/2010.
Če se organi ne strinjajo ali pa je priporočilo Komisije in ESRB negativno, lahko pristojni organ ali imenovani organ zadevo predloži EBA in zahteva njeno pomoč v skladu s členom 19 Uredbe (EU) št. 1093/2010.
The decision to set the buffer for those exposures shall be suspended until EBA has taken a decision.
Odločitev o določitvi blažilnika za te izpostavljenosti se začasno odloži, dokler EBA ne sprejme odločitve.
Within one month of the notification referred to in paragraph 12, the ESRB shall provide the Commission with an opinion as to whether the systemic risk buffer is deemed appropriate.
ESRB v enem mesecu po uradnem obvestilu iz odstavka 12 Komisiji predloži mnenje o tem, ali se blažilnik sistemskih tveganj zdi primeren.
EBA may also provide the Commission with its opinion on the buffer in accordance with Article 34(1) of Regulation (EU) No 1093/2010.
EBA lahko Komisiji v skladu s členom 34(1) Uredbe (EU) št. 1093/2010 predloži tudi svoje mnenje o blažilniku.
Within two months of notification, the Commission, taking into account the assessment of the ESRB and EBA, if relevant, and if it is satisfied that the systemic risk buffer does not entail disproportionate adverse effects on the whole or parts of the financial system of other Member States or of the Union as a whole forming or creating an obstacle to the proper functioning of the internal market, shall adopt an implementing act authorising the competent authority or the designated authority to adopt the proposed measure.
Komisija v dveh mesecih po uradnem obvestilu in ob upoštevanju ocene ESRB in EBA, če je to ustrezno ter če meni, da blažilnik sistemskih tveganj ne povzroča nesorazmernih negativnih učinkov na celotni finančni sistem ali njegove dele v drugih državah članicah ali v vsej Uniji, ki bi ovirali ali povzročili ovire za nemoteno delovanje notranjega trga, sprejme izvedbeni akt, s katerim se pristojni organ ali imenovani organ pooblasti za sprejetje predlaganega ukrepa.
Each competent authority or designated authority shall announce the setting of the systemic risk buffer by publication on an appropriate website.
Vsak pristojni organ ali imenovani organ naznani uvedbo blažilnika sistemskih tveganj z objavo na ustrezni spletni strani.
The announcement shall include at least the following information:
Objava vključuje vsaj naslednje podatke:
the systemic risk buffer rate;
stopnjo blažilnika sistemskih tveganj;
the institutions to which the systemic risk buffer applies;
institucije, za katere velja blažilnik sistemskih tveganj;
a justification for the systemic risk buffer;
utemeljitev blažilnika sistemskih tveganj;
the date from which the institutions must apply the setting or resetting of the systemic risk buffer; and
datum, od katerega morajo institucije uporabljati določeni ali ponovno določeni blažilnik sistemskih tveganj, ter
the names of the countries where exposures located in those countries are recognised in the systemic risk buffer.
imena držav, če so izpostavljenosti v teh državah upoštevane v blažilniku sistemskih tveganj.
If the publication referred to in point (c) could jeopardise the stability of the financial system, the information under point (c) shall not be included in the announcement.
Če bi objava iz točke (c) utegnila ogroziti stabilnost finančnega sistema, se informacije iz točke (c) ne vključijo v objavo.
Where the application of those restrictions on distributions leads to an unsatisfactory improvement of the Common Equity Tier 1 capital of the institution in the light of the relevant systemic risk, the competent authorities may take additional measures in accordance with Article 64.
Če uporaba omenjenih omejitev razdelitev vodi do nezadovoljivega izboljšanja navadnega lastniškega temeljnega kapitala institucije glede na zadevno sistemsko tveganje, lahko pristojni organi sprejmejo dodatne ukrepe v skladu s členom 64.
Following notification as referred to in paragraph 11, Member States may apply the buffer to all exposures.
Države članice lahko na podlagi uradnega obvestila iz odstavka 11 uporabljajo blažilnik za vse izpostavljenosti.
Where the competent authority or the designated authority decides to set the buffer up to 3 % on the basis of exposures in other Member States, the buffer shall be set equally on all exposures located within the Union.
Če pristojni organ ali imenovani organ sklene, da bo določil blažilnik do 3 % na podlagi izpostavljenosti v drugih državah članicah, mora biti blažilnik določen enako za vse izpostavljenosti znotraj Unije.
Recognition of a systemic risk buffer rate
Priznavanje stopnje blažilnika sistemskih tveganj
Other Member States may recognise the systemic risk buffer rate set in accordance with Article 133 and may apply that buffer rate to domestically authorised institutions for the exposures located in the Member State that sets that buffer rate.
Druge države članice lahko priznajo stopnjo blažilnik sistemskih tveganj, določeno v skladu s členom 133, in lahko to stopnjo blažilnika uporabljajo za institucije, ki so pridobile dovoljenje v matičnih državah članicah, za izpostavljenosti v državi članici, ki je uvedla to stopnjo blažilnika.
If Member States recognise the systemic risk buffer rate for domestically authorised institutions they shall notify the Commission, the ESRB, EBA and the Member State that sets that systemic risk buffer rate.
Če države članice priznajo stopnjo blažilnika sistemskih tveganj za institucije, ki so pridobile dovoljenje v matičnih državah članicah, o tem uradno obvestijo Komisijo, ESRB, EBA in državo članico, ki je uvedla to stopnjo blažilnika sistemskih tveganj.
When deciding whether to recognise a systemic risk buffer rate, the Member State shall take into consideration the information presented by the Member State that sets that buffer rate in accordance with Article 133(11), (12) or (13).
Pri odločitvi o priznanju stopnje blažilnika sistemskih tveganj država članica upošteva informacije, ki jih je država članica, ki je določila stopnjo blažilnika, predložila v skladu s členom 133(11), (12) ali (13).
A Member State that sets a systemic risk buffer rate in accordance with Article 133 may ask the ESRB to issue a recommendation as referred to in Article 16 of Regulation (EU) No 1092/2010 to one or more Member States which may recognise the systemic risk buffer rate.
Država članica, ki je določila stopnjo blažilnika sistemskih tveganj v skladu s členom 133, lahko zaprosi ESRB, da v skladu s členom 16 Uredbe (EU) št. 1092/2010 izda priporočilo za eno ali več držav članic, ki lahko priznavajo stopnjo blažilnika sistemskih tveganj.
Setting and calculating countercyclical capital buffers
Določitev in izračun proticikličnega kapitalskega blažilnika
ESRB guidance on setting countercyclical buffer rates
Smernice ESRB za določanje stopenj proticikličnega kapitalskega blažilnika
The ESRB may give, by way of recommendations in accordance with Article 16 of Regulation (EU) No 1092/2010, guidance to authorities designated by Member States under Article 136(1) on setting countercyclical buffer rates, including the following:
ESRB lahko organom, ki jih imenujejo države članice na podlagi člena 136(1), s priporočili v skladu s členom 16 Uredbe (EU) št. 1092/2010, poda smernice za določanje stopenj proticikličnega kapitalskega blažilnika, pri čemer te vključujejo:
principles to guide designated authorities when exercising their judgment as to the appropriate countercyclical buffer rate, ensure that authorities adopt a sound approach to relevant macro-economic cycles and promote sound and consistent decision-making across Member States;
načela za usmerjanje imenovanih organov pri presoji glede ustrezne stopnje proticikličnega kapitalskega blažilnika, za zagotavljanje, da organi sprejmejo preudaren pristop do zadevnih makroekonomskih ciklov, ter za spodbujanje premišljenega in skladnega odločanja v vseh državah članicah;
general guidance on:
splošne smernice za:
the measurement and calculation of the deviation from long term trends of ratios of credit to gross domestic product (GDP);
merjenje in izračun odstopanja razmerij med krediti in bruto domačim proizvodom (BDP) od dolgoročnih trendov;
the calculation of buffer guides required by Article 136(2);
izračun vodil za blažilnik, ki jih zahteva člen 136(2);
guidance on variables that indicate the build-up of system-wide risk associated with periods of excessive credit growth in a financial system, in particular the relevant credit-to-GDP ratio and its deviation from the long-term trend, and on other relevant factors, including the treatment of economic developments within individual sectors of the economy, that should inform the decisions of designated authorities on the appropriate countercyclical buffer rate under Article 136;
smernice za spremenljivke, ki nakazujejo povečevanje sistemskega tveganja, povezanega z obdobji prekomerne kreditne rasti v celotnem finančnem sistemu, zlasti zadevnega razmerja med krediti in BDP ter njegovega odstopanja od dolgoročnih trendov, in za druge ustrezne dejavnike, vključno z obravnavo gospodarskega razvoja v posameznih gospodarskih sektorjih, ki morajo vplivati na odločitve imenovanih organov glede primerne stopnje proticikličnega blažilnika v skladu s členom 136;
guidance on variables, including qualitative criteria, that indicate that the buffer should be maintained, reduced or fully released.
smernice za spremenljivke, vključno s kvalitativnimi merili, ki kažejo, da je treba blažilnik vzdrževati, zmanjšati ali v celoti sprostiti.
Where it issues a recommendation under paragraph 1, the ESRB shall duly take into account the differences between Member States and in particular the specificities of Member States with small and open economies.
Kadar ESRB izda priporočilo v skladu z odstavkom 1, ustrezno upošteva razlike med državami članicami, zlasti posebnosti držav članic z majhnim in odprtim gospodarstvom.
Where it has issued a recommendation under paragraph 1, the ESRB shall keep it under review and update it, where necessary, in the light of experience of setting buffers under this Directive or of developments in internationally agreed practices.
Kadar ESRB izda priporočilo v skladu z odstavkom 1, to priporočilo pregleduje in po potrebi posodablja glede na izkušnje pri določanju blažilnikov v skladu s to direktivo ali razvojem dogodkov pri mednarodno dogovorjenih praksah.
Article 136
člen 136
Setting countercyclical buffer rates
Določanje stopenj proticikličnega blažilnika
Each Member State shall designate a public authority or body (a 'designated authority') that is responsible for setting the countercyclical buffer rate for that Member State.
Vsaka država članica imenuje javni organ ali telo (v nadaljnjem besedilu: imenovani organ), ki je odgovoren za določanje stopnje proticikličnega blažilnika za to državo članico.
Each designated authority shall calculate for every quarter a buffer guide as a reference to guide its exercise of judgment in setting the countercyclical buffer rate in accordance with paragraph 3.
Vsak imenovani organ za vsako četrtletje izračuna vodilo za blažilnik kot referenco pri presoji glede določanja stopnje proticikličnega blažilnika v skladu z odstavkom 3.
The buffer guide shall reflect, in a meaningful way, the credit cycle and the risks due to excess credit growth in the Member State and shall duly take into account specificities of the national economy.
Vodilo za blažilnik smiselno odraža kreditni cikel in tveganja zaradi prekomerne kreditne rasti v državi članici, ustrezno pa upošteva tudi posebnosti nacionalnega gospodarstva.
It shall be based on the deviation of the ratio of credit-to-GDP from its long-term trend, taking into account, inter alia:
Temelji na odstopanju razmerja med krediti in BDP od dolgoročnega trenda tega razmerja, pri čemer med drugim upošteva:
an indicator of growth of levels of credit within that jurisdiction and, in particular, an indicator reflective of the changes in the ratio of credit granted in that Member State to GDP;
kazalnik rasti ravni kreditov v tej državi ter zlasti kazalnik, ki odraža spremembe razmerja med krediti, odobrenimi v tej državi članici, in BDP;
any current guidance maintained by the ESRB in accordance with Article 135(1)(b).
vse veljavne smernice, ki jih ESRB zagotavlja v skladu s členom 135(1)(b).
Each designated authority shall assess and set the appropriate countercyclical buffer rate for its Member State on a quarterly basis, and in so doing shall take into account:
Vsak imenovani organ vsako četrtletje oceni in določi ustrezno stopnjo proticikličnega blažilnika za svojo državo članico, pri čemer upošteva:
the buffer guide calculated in accordance with paragraph 2;
vodilo za blažilnik, izračunano v skladu z odstavkom 2;
any current guidance maintained by the ESRB in accordance with Article 135(1)(a), (c) and (d) and any recommendations issued by the ESRB on the setting of a buffer rate;
vse veljavne smernice, ki jih ESRB zagotavlja v skladu s členom 135(1)(a), (c) in (d), ter vsa priporočila, ki jih ESRB izda glede določanja stopnje blažilnika;
other variables that the designated authority considers relevant for addressing cyclical systemic risk.
druge spremenljivke, ki so po mnenju imenovanega organa pomembne pri ugotavljanju cikličnega sistemskega tveganja.
Where justified on the basis of the considerations set out in paragraph 3, a designated authority may set a countercyclical buffer rate in excess of 2,5 % of the total risk exposure amount calculated in accordance with Article 92(3) of Regulation (EU) No 575/2013 for the purpose set out in Article 140(2) of this Directive.
Kadar je to utemeljeno na podlagi načel iz odstavka 3, lahko imenovani organ določi stopnjo proticikličnega blažilnika, ki presega 2,5 % zneska skupne izpostavljenosti tveganjem, izračunanega v skladu s členom 92(3) Uredbe (EU) št. 575/2013 za namene iz člena 140(2) te direktive.
Where a designated authority sets the countercyclical buffer rate above zero for the first time, or where, thereafter, a designated authority increases the prevailing countercyclical buffer rate setting, it shall also decide the date from which the institutions must apply that increased buffer for the purposes of calculating their institution-specific countercyclical capital buffer.
Kadar imenovani organ prvič določi stopnjo proticikličnega blažilnika, višjo od nič, ali ko nato imenovani organ poviša uveljavljeno stopnjo proticikličnega blažilnika, določi tudi datum, od katerega morajo institucije uporabljati ta višji blažilnik za namene izračuna svojega posamezni instituciji lastnega proticikličnega kapitalskega blažilnika.
That date shall be no later than 12 months after the date when the increased buffer setting is announced in accordance with paragraph 7.
Ta datum ne sme biti pozneje od 12 mesecev po datumu, na katerega se objavi povečanje blažilnika v skladu z odstavkom 7.