natgillin/translations-raw huggingface dataset:
On 20 and 21 October 2009, Germany provided another update of the restructuring plan, notified the Commission of further intended measures for HRE (creation of a winding-up institution, grant of additional guarantees) and informed the Commission about a further prolongation, i.e. the third prolongation, of the existing SoFFin guarantees of EUR 52 billion (registered under case number N 557/09).
Nemčija je 20. in 21. oktobra 2009 predložila ponovno posodobljen načrt prestrukturiranja in obvestila Komisijo o nadaljnjih nameravanih ukrepih za banko HRE (ustanovitev slabe banke, dodelitev dodatnih jamstev) ter o nadaljnjem podaljšanju, tj. tretjem podaljšanju obstoječih jamstev sklada SoFFin v višini 52 milijard EUR (zadeva je evidentirana pod številko N 557/09).
On 26 October 2009 Germany notified, under case number N 557/09, a further capital injection amounting to EUR 3,0 billion, SoFFin guarantees amounting to a total of EUR 18 billion for HRE, as well as a SoFFin guarantee amounting to EUR 2 billion for HRE’s winding-up institution [7].
Nemčija je 26. oktobra 2009 pod številko N 557/09 priglasila dodatno kapitalsko injekcijo v višini 3,0 milijarde EUR, jamstva sklada SoFFin v višini skupno 18 milijard EUR za banko HRE in jamstvo sklada SoFFin v višini 2 milijard EUR za slabo banko banke HRE [7].
The Commission did not approve the SoFFin guarantee amounting to EUR 2 billion.
Komisija ni odobrila jamstva sklada SoFFin v višini 2 milijard EUR.
On 13 November 2009, the Commission extended the formal investigation procedure and temporarily approved capital injections of EUR 60 million, EUR 2,96 billion and EUR 3 billion (in cases: C 15/09, N 333/09 and N 557/09) until the Commission has taken a final decision on the restructuring plan.
Komisija je 13. novembra 2009 podaljšala formalni postopek preiskave in začasno odobrila kapitalske injekcije v višini 60 milijonov EUR, 2,96 milijarde EUR in 3 milijarde EUR (v zadevah: C 15/09, N 333/09 in N 557/09), dokler ni sprejela dokončne odločitve o načrtu prestrukturiranja.
That decision was published in the Official Journal of the European Union [8], calling on interested parties to submit comments.
Ta odločitev je bila objavljena v Uradnem listu Evropske unije [8] in je pozvala vse zainteresirane strani, naj predložijo svoje pripombe.
On 15, 16 and 17 December 2009 (registered under case number N 694/09) the German authorities complemented the notification of 26 October 2009 by submitting further information regarding the SoFFin guarantees of EUR 18 billion.
Nemški organi so 15., 16. in 17. decembra 2009 (zadeva je evidentirana pod številko N 694/09) dopolnili priglasitev z dne 26. oktobra 2009 in predložili dodatne informacije glede jamstev sklada SoFFin v višini 18 milijard EUR.
On 21 December 2009 the Commission temporarily authorised the SoFFin guarantees of EUR 18 billion for one year maximum (case number N 694/09) [9].
Komisija je 21. decembra 2009 začasno odobrila jamstva sklada SoFFin v višini 18 milijard EUR za največ eno leto (zadeva št. N 694/09) [9].
On 30 April 2010 Germany notified a SoFFin capital injection of EUR 1,85 billion (case number N 161/10).
Nemčija je 30. aprila 2010 priglasila kapitalsko injekcijo sklada SoFFin v višini 1,85 milijarde EUR (zadeva št. N 161/10).
On 19 May 2010 the Commission temporarily authorised the EUR 1,85 billion capital injection until the Commission has taken a final decision on the restructuring plan [10].
Komisija je 19. maja 2010 do sprejetja dokončne odločitve o načrtu prestrukturiranja začasno odobrila kapitalsko injekcijo v višini 1,85 milijarde EUR, [10].
On 2 September 2010 Germany notified a SoFFin liquidity guarantee amounting to EUR 20 billion (case number N 380/10).
Nemčija je 2. septembra 2010 priglasila likvidnostno jamstvo sklada SoFFin v višini 20 milijard EUR (zadeva št. N 380/10).
On 10 September 2010 Germany notified an impaired asset measure — i.e. the intent to transfer assets from HRE to FMS Wertmanagement AöR [11] (‘FMS-WM’) — and a capital injection of up to approximately EUR 2,13 billion, as well as an additional guarantee, i.e. a settlement guarantee of up to EUR 20 billion (case number N 380/10).
Nemčija je 10. septembra 2010 priglasila ukrep za oslabljena sredstva – tj. namero, da prenese sredstva iz banke HRE na banko FMS Wertmanagement AöR [11] (v nadaljnjem besedilu: banka FMS-WM) – in kapitalsko injekcijo v višini do približno 2,13 milijarde EUR ter dodatno jamstvo, tj. jamstvo v primeru likvidacije v višini do 20 milijard EUR (zadeva št. N 380/10).
The Commission decision of 24 September 2010 did not cover the capital injection of up to EUR 2,13 billion that was notified by Germany on 10 September 2010; i.e. that capital injection was not approved by the Commission.
Sklep Komisije z dne 24. septembra 2010 ni obsegal kapitalske injekcije v višini do 2,13 milijarde EUR, ki jo je Nemčija priglasila 10. septembra 2010; tj., Komisija ni odobrila te kapitalske injekcije.
On 14 June 2011 Germany submitted a final update of the restructuring plan.
Nemčija je 14. junija 2011 predložila dokončno posodobljen načrt prestrukturiranja.
On 15 June 2011 Germany submitted a list of related commitments, which was supplemented on 1 July 2011.
Nemčija je 15. junija 2011 predložila seznam s tem povezanih zavez, ki je bil dopolnjen 1. julija 2011.
On 14 June 2011, Germany clarified that the next capital injection will not amount to EUR 2,13 billion as notified on 10 September 2010, but that it will amount to EUR 2,08 billion and that the reduced amount will be made available to FMS-WM.
Nemčija je 14. junija 2011 pojasnila, da naslednja kapitalska injekcija ne bo znašala do 2,13 milijarde EUR, kot je priglasila 10. septembra 2010, ampak da bo znašala do 2,08 milijarde EUR, znižani znesek pa bo na voljo banki FSM-WM.
In the course of time several meetings and telephone conferences have taken place and further correspondence has been shared between the Commission departments, Germany and HRE.
V daljšem časovnem obdobju je med oddelki Komisije, Nemčijo in banko HRE potekalo več sestankov in telefonskih konferenc, izmenjanih pa je bilo tudi več dopisov.
The Commission received comments from interested parties, forwarded them to Germany, and received observations from Germany by letter dated 24 March 2010.
Komisija je prejela pripombe zainteresiranih strani, jih posredovala Nemčiji in prejela pripombe Nemčije z dopisom z dne 24. marca 2010.
THE BENEFICIARY AND THE AID MEASURES
UPRAVIČENEC IN UKREPI POMOČI
In October 2003 HRE was established as a spin-off of parts of the commercial real estate financing business of HVB Group.
Banka HRE je bila oktobra 2003 ustanovljena zaradi oddelitve delov dejavnosti financiranja nepremičnin skupine HVB Group.
In 2007, HRE took over Dublin-based DEPFA Bank plc and extended its business to public sector and infrastructure finance.
V letu 2007 je banka HRE prevzela banko DEPFA Bank plc s sedežem v Dublinu ter njeno poslovanje razširila na javni sektor in financiranje infrastrukturnih naložb.
The HRE group [13] currently consists of Hypo Real Estate Holding AG (‘HRE Holding’) and its three subsidiaries pbb Deutsche Pfandbriefbank AG (‘PBB’), DEPFA Bank plc and Hypo Real Estate Finance BV in Liquidation (‘HRE Finance i.L.’).
Skupina HRE [13] je trenutno sestavljena iz holdinga Hypo Real Estate Holding AG (v nadaljnjem besedilu: HRE Holding) in njenih treh podružnic banke PBB Deutsche Pfandbriefbank AG (v nadaljnjem besedilu: banka PBB), banke DEPFA Bank plc in družbe Hypo Real Estate Finance B.V. v postopku likvidacije (v nadaljnjem besedilu: družba HRE Finance i.L.).
DEPFA Bank plc and PBB each have a number of further subsidiaries and participations.
Banki DEPFA Bank plc in PBB imata vsaka številne nadaljnje podružnice in udeležbe.
PBB is the renamed core bank of the group and the only one of the three subsidiaries of HRE Holding which will continue to generate new business.
Banka PBB je preimenovana temeljna banka skupine in edina od treh podružnic HRE Holding, ki bo še naprej ustvarjala nov posel.
Its sectors of activity are real estate finance and public investment finance (‘PIF’).
Njena sektorja dejavnosti sta financiranje nepremičnin in financiranje javnih naložb.
DEPFA Bank plc is in run-down and will not contract any new business as of notification of this Commission decision.
Banka DEPFA Bank plc je izčrpana in od datuma uradnega obvestila o tem sklepu Komisije ne bo sklepala novih poslov.
Its core activities mainly included public sector finance lending businesses and budget credit and the financing of infrastructure projects (e.g. roads, bridges, tunnels and public buildings).
Njene temeljne dejavnosti so v glavnem obsegale dejavnosti financiranja posojil javnega sektorja ter kreditiranje proračuna in financiranje infrastrukturnih projektov (npr. ceste, mostovi, predori in javne zgradbe).
As its name suggests, HRE Finance i.L. is a company in liquidation [14].
Kot nakazuje že njeno ime, je družba HRE Finance i.L. v postopku likvidacije [14].
FMS-WM has in the course of time taken over a considerable part of HRE’s assets.
Banka FSM-WM je sčasoma prevzela precejšen del sredstev banke HRE.
FMS-WM does not have a banking licence.
Banka FMS-WM nima dovoljenja za opravljanje bančnih storitev.
HRE reported losses of EUR 5,5 billion for the financial year 2008, losses of EUR 2,2 billion for 2009 and losses of EUR 0,9 billion for 2010.
Banka HRE je za poslovno leto 2008 prikazala izgubo v višini 5,5 milijarde EUR, za leto 2009 izgubo v višini 2,2 milijarde EUR in za leto 2010 izgubo v višini 0,9 milijarde EUR.
By injecting capital amounting to approximately EUR 3,02 billion (EUR 60 million in March 2009, EUR 2,96 billion in June 2009), Germany became 90 % owner of HRE.
S kapitalsko injekcijo v višini približno 3,02 milijarde EUR (60 milijonov EUR marca 2009 in 2,96 milijarde EUR junija 2009) je Nemčija postala 90-odstotni lastnik banke HRE.
In autumn 2009 a squeeze-out of minority shareholders took place.
Jeseni 2009 so bili izrinjeni manjšinski delničarji.
Germany acquired the remaining shares, paying EUR 1,30 per share, and becoming 100 % owner of HRE.
Nemčija je kupila preostale delnice, pri čemer je plačala 1,30 EUR za delnico, in postala 100-odstotni lastnik banke HRE.
A restructuring process was subsequently initiated for HRE.
Nato se je za banko HRE začel postopek prestrukturiranja.
HRE’s difficulties in the context of the financial crisis
Težave banke HRE v okviru finančne krize
At the end of September 2008, HRE faced a liquidity shortage, which put the bank on the brink of insolvency.
Konec septembra 2008 se je banka HRE soočala s pomanjkanjem likvidnosti, ki jo je pripeljalo na rob stečaja.
HRE was not able to obtain short-term financing on the markets because the financial market crisis led to the collapse of some financing markets.
Banka HRE na trgih ni mogla pridobiti kratkoročnega financiranja, saj je kriza na finančnem trgu povzročila zlom nekaterih finančnih trgov.
After Lehman Brothers applied for creditor protection, the interbank market in particular came to an almost complete standstill in mid-September 2008.
Potem ko je banka Lehman Brothers zaprosila za zaščito upnikov, je zlasti medbančni trg sredi septembra 2008 skoraj prenehal delovati.
The business model of DEPFA Bank plc, a wholly owned subsidiary of HRE since October 2007 that was highly dependent on funding from the interbank market and other short-term unsecured funding sources, proved to be extremely fragile in the face of the liquidity crisis, and the resulting problems threatened its very existence.
Poslovni model banke DEPFA Bank plc, ki je bila od oktobra 2007 podružnica v popolni lasti banke HRE ter močno odvisna od financiranja medbančnega trga in drugih kratkoročnih nezavarovanih virov financiranja, se je pri soočanju z likvidnostnimi težavami izkazal za zelo nezanesljivega, težave, ki so zaradi tega nastale, pa so ogrozile sam obstoj banke.
HRE had to cover the short-term liquidity needs of DEPFA Bank plc.
Banka HRE je morala pokriti potrebe banke DEFPA Bank plc po kratkoročni likvidnosti.
However, the volume of the credit lines which became due on 30 September 2008 was too big to be supported by HRE.
Vendar je bil obseg kreditnih linij, ki so zapadle 30. septembra 2008, prevelik, da bi ga banka HRE lahko podprla.
Furthermore, internal transactions and activities within the HRE group, such as receivables, guarantees and letters of comfort, meant that most companies in the HRE group were in the same situation.
Poleg tega so notranje transakcije in dejavnosti skupine HRE, kot so denarne terjatve, jamstva in patronatske izjave, pomenile, da je večina podjetij v skupini HRE v enakem položaju.
The liquidity problems therefore posed a serious threat to the existence of the HRE group.
Likvidnostne težave so zato resno ogrožale obstoj skupine HRE.
HRE’s difficulties were, inter alia, also attributable to a legacy problem stemming from assets that did not show an appropriate return on investment if their actual risk profile was taken into account, and to the fact that HRE was the product of a merger of several smaller banking institutes which were using different IT systems, […] [15].
Težave banke HRE so bile med drugim povezane tudi s predhodnimi težavami, nastalimi zaradi sredstev, ki ob upoštevanju njihovega dejanskega profila tveganja niso prinesla ustrezne donosnosti naložbe, in z dejstvom, da je bila banka HRE ustanovljena z združitvijo več manjših bančnih ustanov, ki so uporabljale različne sisteme informacijske tehnologije, […] [15].
The State aid measures
Ukrepi državne pomoči
Capital injections
Kapitalske injekcije
Capital injection of EUR 60 million
Kapitalska injekcija v višini 60 milijonov EUR
As part of Germany’s intention to gain full control over HRE by acquiring all its shares in several steps, on 30 March 2009 SoFFin bought 20 million new HRE shares at their nominal value of EUR 3 per share, resulting in a capital injection to HRE of EUR 60 million and giving SoFFin an 8,65 % share in the equity.
V okviru namere Nemčije, da pridobi popoln nadzor nad banko HRE, zaradi česar je v več korakih kupila vse njene delnice, je 30. marca 2009 sklad SoFFin kupil 20 milijonov novih delnic banke HRE po nominalni vrednosti 3 EUR na delnico, zaradi česar je banka HRE prejela kapitalsko injekcijo v višini 60 milijonov EUR, sklad SoFFin pa pridobil 8,65-odstotni delež v kapitalu.
That capital injection was temporarily approved by the Commission on 13 November 2009.
Komisija je to kapitalsko injekcijo začasno odobrila 13. novembra 2009.
Capital injection of EUR 2,96 billion
Kapitalska injekcija v višini 2,96 milijarde EUR
On 2 June 2009, HRE shareholders approved a capital injection amounting to EUR 2,96 billion into HRE by issuing new shares to be acquired by SoFFin.
Delničarji banke HRE so 2. junija 2009 odobrili kapitalsko injekcijo v višini 2,96 milijarde EUR za HRE in izdali nove delnice, ki jih je kupil sklad SoFFin.
As a result, SoFFin held 90 % of the shares of HRE.
Tako je imel sklad SoFFin v lasti 90 % delnic banke HRE.
Capital injection of EUR 3 billion
Kapitalska injekcija v višini 3 milijarde EUR
The capital injection notified on 26 October 2009, amounting to EUR 3,0 billion in total, was structured as follows:
Kapitalska injekcija, ki je bila priglašena 26. oktobra 2009 in je skupno znašala 3,0 milijarde EUR, je bila sestavljena tako:
EUR 2 billion was injected into the uncommitted reserves (‘freie Rücklagen’) of HRE Holding and PBB.
2 milijardi EUR sta bili vloženi v neporabljeni rezervi („freie Rücklagen“) HRE Holding in banke PBB.
After the squeeze-out of minority shareholders, HRE was entirely owned by Germany/SoFFin;
Potem ko so bili izrinjeni manjšinski delničarji, je bila banka HRE v celoti v lasti Nemčije / sklada SoFFin;
EUR 1 billion was injected as a silent participation in PBB, with a profit-dependent coupon of 10 % p.a.
1 milijarda EUR je bila vložena kot tiha udeležba v banki PBB, s kuponom, odvisnim od dobička, v višini 10 % na leto.
Capital injection of up to EUR 1,85 billion
Kapitalska injekcija v višini do 1,85 milijarde EUR
The capital injection of up to EUR 1,85 billion, into the uncommitted reserves (‘freie Rücklagen’) of HRE, was divided into two tranches:
Kapitalska injekcija v neporabljeno rezervo („freie Rücklagen“) banke HRE, ki je znašala do 1,85 milijarde EUR, je bila razdeljena na dve tranši:
a capital injection of EUR 1,4 billion (that tranche was temporarily approved by the Commission on 19 May 2010 and was injected thereafter);
kapitalsko injekcijo v višini 1,4 milijarde EUR (Komisija je to tranšo začasno odobrila 19. maja 2010, vložena pa je bila po odobritvi);
a capital injection of up to EUR 450 million (that tranche was also temporarily approved by the Commission on 19 May 2010, contingent on the existence of certain circumstances [16]. It has not yet been injected as those circumstances have not yet occurred).
kapitalsko injekcijo v višini do 450 milijonov EUR (to tranšo je Komisija začasno odobrila 19. maja 2010, pogojena pa je bila z obstojem določenih okoliščin [16]. Ta znesek še ni bil vložen, saj do teh okoliščin še ni prišlo.)
The capital injection of EUR 1,85 billion is part of a total capital need set out in the restructuring plan for HRE.
Kapitalska injekcija v višini 1,85 milijarde EUR je del skupne potrebe po kapitalu iz načrta prestrukturiranja za banko HRE.
EUR 1,4 billion of this capital injection was injected in order to comply with regulatory capital requirements and to have a risk buffer.
1,4 milijarde EUR te kapitalske injekcije je bilo vloženih zaradi skladnosti s predpisanimi kapitalskimi zahtevami in blažilca tveganja.
Capital injection of EUR 2,08 billion
Kapitalska injekcija v višini 2,08 milijarde EUR
On 10 September 2010 the German authorities notified a capital injection of up to EUR 2,13 billion for HRE.
Nemški organi so 10. septembra 2010 priglasili kapitalsko injekcijo v višini do 2,13 milijarde EUR za banko HRE.
On 14 June 2011, Germany clarified that the capital injection would not amount to EUR 2,13 billion but to EUR 2,08 billion and that the amount would be injected into FMS-WM.
Nemčija je 14. junija 2011 pojasnila, da kapitalska injekcija naj ne bi znašala do 2,13 milijarde EUR, ampak do 2,08 milijarde EUR, ta znesek pa bi bil vložen v banko FMS-WM.
HRE Holding transferred that capital claim to FMS-WM as of 1 October 2010.
HRE Holding je to kapitalsko terjatev s 1. oktobrom 2010 prenesel na banko FMS-WM.
Guarantees of EUR 35 billion
Jamstva v višini 35 milijard EUR
On 13 November 2008 Germany provided State guarantees of EUR 35 billion to bridge the refinancing needs of HRE.
Nemčija je 13. novembra 2008 zagotovila državna jamstva v višini 35 milijard EUR, da bi premostila potrebe banke HRE po refinanciranju.
The guarantees were temporarily approved by the Commission on 2 October 2008.
Komisija je jamstva začasno odobrila 2. oktobra 2008.
These guarantees were provided for a liquidity line amounting to EUR 20 billion provided by the Deutsche Bundesbank and for guaranteed notes amounting to EUR 15 billion taken up by a consortium of German financial institutions.
Ta jamstva so bila namenjena za likvidnost in so znašala 20 milijard EUR, ki jih je zagotovila nemška državna banka Deutsche Bundesbank, ter za zajamčene obveznice v višini 15 milijard EUR, ki jih je prevzel konzorcij nemških finančnih institucij.
HRE paid a guarantee premium to the State for the EUR 35 billion guarantee consisting of a basic premium and a performance-related premium.
Banka HRE je državi za 35 milijard EUR vredno jamstvo plačala jamstveno premijo, sestavljeno iz osnovne premije in premije, povezane z uspešnostjo.
The basic premium consisted of 1 % p.a. on the so-called ‘First-Loss-Guarantee-Amount’ and of 0,5 % p.a. on the so-called ‘Second-Loss-Guarantee-Amount’.
Osnovna premija je bila sestavljena iz 1 % odobritve plačila letno na t. i. „jamstvo na prvo izgubo“ in 0,5 % odobritve plačila letno na t. i. „jamstvo na drugo izgubo“.
The performance-related premium consisted of 1,25 % p.a. on the ‘First-Loss-Guarantee-Amount’ and of 0,25 % p.a. on the ‘Second-Loss-Guarantee-Amount’.
Premija, povezana z uspešnostjo, je bila sestavljena iz 1,25 % odobritve plačila letno na „jamstvo na prvo izgubo“ in 0,25 % odobritve plačila letno na „jamstvo na drugo izgubo“.
Guarantees of EUR 52 billion
Jamstva v višini 52 milijard EUR
Between November 2008 and February 2009 HRE received guarantees of a total amount of EUR 52 billion from SoFFin on the basis of the approved German banking rescue scheme [17].
Med novembrom 2008 in februarjem 2009 je banka HRE od sklada SoFFin prejela jamstva v skupnem znesku 52 milijard EUR na podlagi odobrene nemške sheme za reševanje bančništva [17].
HRE paid a guarantee fee of 0,5 % for the parts of the guarantee actually used to cover bonds and a commitment fee of 0,1 % for parts not used.
Banka HRE je za dele jamstva, ki so bili dejansko uporabljeni za kritje obveznic, plačala provizijo za jamstvo v višini 0,5 %, za dele, ki niso bili uporabljeni, pa interkalarne obresti v višini 0,1 %.
Guarantee of EUR 8 billion
Jamstvo v višini 8 milijard EUR
HRE paid a guarantee premium to SoFFin amounting to 0,5 % p.a. of the guaranteed sum.
Banka HRE je skladu SoFFin plačala premijo za jamstvo v višini 0,5 % zajamčenega zneska na leto.
For parts of the guarantee that were not used, a commitment fee of 0,1 % p.a. was applicable.
Za dele jamstva, ki niso bili uporabljeni, so veljale interkalarne obresti v višini 0,1 % na leto.
Guarantee of EUR 10 billion
Jamstvo v višini 10 milijard EUR
On 21 December 2009 a SoFFin guarantee of EUR 10 billion, lasting for one year at most, was temporarily approved by the Commission, in order to ensure the liquidity needs of HRE.
Komisija je 21. decembra 2009 začasno odobrila jamstvo sklada SoFFin v višini 10 milijard EUR, ki je veljalo največ eno leto in je bilo namenjeno zagotavljanju potreb po likvidnosti banke HRE.
Guarantee of EUR 20 billion
Jamstvo v višini 20 milijard EUR
HRE needed an additional EUR 20 billion liquidity guarantee because of adverse developments on the capital and interest rates futures markets, which affected HRE until the assets had been transferred to the winding-up institution FMS-WM.
Banka HRE je potrebovala dodatno likvidnostno jamstvo v višini 20 milijard EUR zaradi vpliva neugodnih gibanj na terminskih trgih kapitala in obrestnih mer, ki so vplivala na banko HRE, dokler sredstva niso bila prenesena na slabo banko FMS-WM.
The guarantee was temporarily approved by the Commission on 24 September 2010.
Komisija je jamstvo začasno odobrila 24. septembra 2010.
HRE paid a guarantee premium of 0,8 % p.a.
Banka HRE je plačala premijo za jamstvo v višini 0,8 % odobritve plačila na leto.
For the part of the guarantee not used a commitment fee of 0,1 % p.a. was applicable.
Za del jamstva, ki ni bil uporabljen, so veljale interkalarne obresti v višini 0,1 % odobritve plačila na leto.
Guarantee of up to EUR 20 billion
Jamstvo v višini do 20 milijard EUR
A settlement guarantee of up to EUR 20 billion was needed because of the remaining uncertainties regarding the technically complicated procedures in connection with the transfer of assets to the winding-up institution.
Jamstvo v primeru likvidacije v višini 20 milijard EUR je bilo potrebno zaradi preostalih negotovosti v zvezi s tehnično zapletenimi postopki, povezanimi s prenosom sredstev na slabo banko.
HRE paid a guarantee premium to SoFFin of 0,8 % p.a.
Banka HRE je plačala premijo za jamstvo skladu SoFFin višini 0,8 % odobritve plačila na leto.
For the unused part of the guarantee a commitment fee of 0,1 % p.a. was applicable.
Za del jamstva, ki ni bil uporabljen, so veljale interkalarne obresti v višini 0,1 % odobritve plačila na leto.
Transfer of assets to a winding-up institution
Prenos sredstev na slabo banko
On 10 September 2010, Germany also notified the transfer of a notional amount of about EUR 210 billion of assets and about EUR 280 billion of derivatives to the winding-up institution FMS-WM.
Nemčija je 10. septembra 2010 priglasila tudi prenos nominalnega zneska v višini približno 210 milijard EUR sredstev in 280 milijard EUR izvedenih finančnih instrumentov na slabo banko FMS-WM.