natgillin/translations-raw huggingface dataset:
Institutions should have a choice whether to apply a capital requirement to or deduct from Common Equity Tier 1 items those securitisation positions that receive a 1250 % risk weight under this Regulation, irrespective of whether the positions are in the trading or the non-trading book.
Institucije bi morale imeti možnost izbire, ali bodo izračunavale kapitalsko zahtevo ali pa od postavk navadnega lastniškega temeljnega kapitala odbile tiste pozicije v listinjenju, za katere se v skladu s to uredbo uporablja utež tveganja 1250 %, ne glede na to, ali so pozicije v trgovalni ali netrgovalni knjigi.
Originator or sponsor institutions should not be able to circumvent the prohibition of implicit support by using their trading books in order to provide such support.
Preprečiti bi bilo treba možnost, da bi se institucije v vlogi originatorja ali sponzorja izognile prepovedi posredne podpore, tako da bi za zagotovitev takšne podpore uporabile svoje trgovalne knjige.
Without prejudice to the disclosures explicitly required by this Regulation, the aim of the disclosure requirements should be to provide market participants with accurate and comprehensive information regarding the risk profile of individual institutions.
Brez poseganja v razkritja, ki so v tej uredbi izrecno zahtevana, je namen zahtev po razkritju udeležencem trga zagotoviti točne in celovite informacije v zvezi s profilom tveganosti posameznih institucij.
Institutions should therefore be required to disclose additional information not explicitly listed in this Regulation where such disclosure is necessary to meet that aim.
Zato bi morale institucije razkriti dodatne informacije, ki niso izrecno navedene v tej uredbi, kadar je tako razkritje potrebno za dosego navedenega cilja.
At the same time, competent authorities should pay appropriate attention to cases where they suspect that information is regarded as proprietary or confidential by an institution in order to avoid disclosure of such information.
Pristojni organi bi morali biti hkrati pozorni na primere, v katerih bi sumili, da je institucija informacije označila za lastniške ali zaupne, da bi se izognila njihovemu razkritju.
Where an external credit assessment for a securitisation position incorporates the effect of credit protection provided by the investing institution itself, the institution should not be able to benefit from the lower risk weight resulting from that protection.
Če zunanja bonitetna ocena za pozicijo v listinjenju vključuje učinek kreditnega zavarovanja, ki ga zagotavlja institucija v vlogi investitorja sama, ta ne more biti upravičena do nižje uteži tveganja, ki izhaja iz tega zavarovanja.
The securitisation position should not be deducted from capital if there are other ways to determine a risk weight in line with the actual risk of the position which does not take that credit protection into account.
Pozicija v listinjenju ne bi smela biti odšteta od kapitala, če obstajajo drugi načini za določitev uteži tveganja v skladu z dejanskim tveganjem pozicije, ki ne upoštevajo takšnega kreditnega zavarovanja.
Given their recent weak performance, the standards for internal models to calculate market risk capital requirements should be strengthened.
Glede na njihove nedavne slabe rezultate je treba poostriti standarde za notranje modele za izračun kapitalskih zahtev za tržno tveganje.
In particular, their capture of risks should be completed regarding credit risks in the trading book.
Zlasti je treba zajetje tveganj dopolniti v zvezi s kreditnimi tveganji v trgovalni knjigi.
Furthermore, capital charges should include a component adequate to stress conditions to strengthen capital requirements in view of deteriorating market conditions and in order to reduce the potential for pro-cyclicality.
Poleg tega morajo kapitalske zahteve vključevati sestavino, primerno za stresne pogoje, namenjeno zaostritvi kapitalskih zahtev glede na poslabšanje tržnih pogojev in z namenom zmanjšanja možnosti za procikličnost.
Institutions should also carry out reverse stress tests to examine what scenarios could challenge the viability of the institution unless they can prove that such a test is dispensable.
Institucije morajo prav tako izvesti povratne stresne teste, da preučijo, kakšni scenariji bi lahko ogrozili sposobnost delovanja institucije, razen če lahko dokažejo, da takšen test ni nujno potreben.
Given the recent particular difficulties of treating securitisation positions using approaches based on internal models, the recognition of institutions' modelling of securitisation risks to calculate capital requirements in the trading book should be limited and a standardised capital charge for securitisation positions in the trading book should be required by default.
Glede na nedavne posebne težave v zvezi z obravnavo pozicij v listinjenju z uporabo pristopov na podlagi notranjih modelov bi moralo biti priznavanje modeliranja tveganj listinjenja za izračun kapitalskih zahtev institucij v trgovalni knjigi omejeno, avtomatično pa bi se morala zahtevati standardizirana kapitalska zahteva za pozicije v listinjenju v trgovalni knjigi.
This Regulation lays down limited exceptions for certain correlation trading activities, in accordance with which an institution may be permitted by its supervisor to calculate a comprehensive risk capital charge subject to strict requirements.
Ta uredba določa omejene izjeme za nekatere trgovalne dejavnosti s korelacijo, v skladu s katerimi lahko nadzornik instituciji dovoli, da izračuna kapitalsko zahtevo za celotno tveganje ob upoštevanju strogih zahtev.
In such cases the institution should be required to subject those activities to a capital charge equal to the higher of the capital charge in accordance with that internally developed approach and 8 % of the capital charge for specific risk in accordance with the standardised measurement method.
V takšnih primerih se od institucije zahteva, da za te dejavnosti določi kapitalsko zahtevo, ki je enaka višji izmed kapitalskih zahtev glede na notranje oblikovan pristop in 8 % kapitalske zahteve za posebno tveganje v skladu s standardiziranim načinom merjenja.
It should not be required to subject those exposures to the incremental risk charge but they should be incorporated into both the value-at-risk measures and the stressed value-at-risk measures.
Ni treba, da za te izpostavljenosti veljajo kapitalske zahteve za presežno tveganje neplačila, vendar bi jih bilo treba vključiti v mere tveganih vrednosti in tudi mere stresnih tveganih vrednosti.
In light of the nature and magnitude of unexpected losses experienced by institutions during the financial and economic crisis, it is necessary to improve further the quality and harmonisation of own funds that institutions are required to hold.
Glede na vrsto in obseg nepričakovanih izgub, ki so jih imele institucije v času finančne in gospodarske krize, bi bilo treba dodatno izboljšati kakovost in usklajenostkapitala, ki ga morajo imeti institucije.
This should include the introduction of a new definition of the core elements of capital available to absorb unexpected losses as they arise, enhancements to the definition of hybrid capital and uniform prudential adjustments to own funds.
To bi moralo vključevati uvedbo nove opredelitve temeljnih sestavin kapitala, razpoložljivih za kritje nepričakovanih izgub, ko te nastanejo, izboljšane opredelitve hibridnega kapitala in enotnih bonitetnih prilagoditev kapitala.
It is also necessary to raise significantly the level of own funds, including new capital ratios focusing on the core elements of own funds available to absorb losses as they arise.
Prav tako bi bilo treba bistveno zvišati raven kapitala, vključno z novimi kapitalskimi količniki, ki bi bili osredotočeni na temeljne sestavine kapitala za pokrivanje izgub, ko bi te nastale.
It is expected that institutions whose shares are admitted to trading on a regulated market should meet their capital requirements regarding the core elements of capital with such shares that meet a strict set of criteria for the core capital instruments and the disclosed reserves of the institution only.
Pričakuje se, da institucije, katerih delnice so sprejete v trgovanje na reguliranem trgu, izpolnjujejo kapitalske zahteve z vidika temeljnih sestavin kapitala izključno s takšnimi delnicami, ki izpolnjujejo vrsto strogih meril glede temeljnih kapitalskih instrumentov in razkritimi rezervami institucij.
In order to adequately take into account the diversity of legal forms institutions within the Union are operating under, the strict set of criteria for the core capital instruments should ensure that core capital instruments for institutions whose shares are not admitted to trading on a regulated market are of the highest quality.
Da bi ustrezno upoštevali raznovrstnost pravnih oblik delovanja institucij v Uniji, bi se morala za institucije, katerih delnice niso sprejete v trgovanje na reguliranem trgu, uporabljati vrsta strogih meril glede temeljnih kapitalskih instrumentov, s čimer se bo zagotovila najvišja kakovost teh instrumentov.
This should not prevent institutions from paying, on shares that have differentiated or no voting rights, distributions that are a multiple of those paid on shares which have relatively higher levels of voting rights, provided that, irrespective of the level of voting rights, the strict criteria for Common Equity Tier 1 instruments are met, including those relating to the flexibility of payments, and provided that where a distribution is paid it is to be paid on all shares issued by the institution concerned.
To institucijam ne bi smelo preprečiti, da bi na podlagi delnic z različnimi glasovalnimi pravicami ali brez njih, izplačale večkratnik donosa od tistega, ki se izplača na podlagi delnic s sorazmerno višjimi ravnmi glasovalnih pravic, pod pogojem, da so ne glede na raven glasovalnih pravic izpolnjena stroga merila za instrumente navadnega lastniškega temeljnega kapitala, vključno s tistimi, ki se nanašajo na fleksibilnost pri plačilih, in pod pogojem, da se v primeru izplačila donosa ta izplača za vse delnice, ki jih je izdala institucija.
Trade finance exposures are diverse in nature but share characteristics such as being small in value and short in duration and having an identifiable source of repayment.
Izpostavljenosti iz naslova trgovinskega financiranja se po svoji naravi razlikujejo, vendar imajo tudi skupne lastnosti, kot je majhna vrednost in kratko trajanje ter neopredeljiv vir poplačila.
They are underpinned by movements of goods and services that support the real economy and in most cases help small companies in their day-to-day needs, thereby creating economic growth and job opportunities.
Temeljijo na gibanju blaga in storitev, ki podpirajo realno gospodarstvo in v večini primerov pomagajo majhnim podjetjem pri njihovih vsakodnevnih potrebah, s tem pa ustvarjajo gospodarsko rast in priložnosti za zaposlovanje.
Inflows and outflows are usually matched and liquidity risk is therefore limited.
Prilivi in odlivi so ponavadi izenačeni, zato je likvidnostno tveganje omejeno.
Where instruments removed by EBA from the list continue to be recognised after EBA's announcement, EBA should fully exercise its powers, in particular those conferred by Article 17 of Regulation (EU) No 1093/2010 concerning breaches of Union law.
Kadar bi bili instrumenti, ki jih je EBA umaknil s seznama, po objavi EBA še naprej priznani, bi moral EBA ukrepati v skladu z vsemi pooblastili, zlasti tistimi v zvezi s kršitvami prava Unije, ki so nanj prenesena na podlagi člena 17 Uredbe (EU) št. 1093/2010.
It is recalled that a three-step mechanism applies for a proportionate response to instances of incorrect or insufficient application of Union law, whereby, as a first step, EBA is empowered to investigate alleged incorrect or insufficient application of Union law obligations by national authorities in their supervisory practice, concluded by a recommendation.
Treba je opozoriti, da se za zagotovitev ustreznega odziva na primere nepravilne ali nezadostne uporabe prava Unije uporablja tristopenjski mehanizem, pri čemer lahko EBA na prvi stopnji razišče domnevne nepravilnosti ali pomanjkljivosti pri izpolnjevanju obveznosti iz prava Unije v nadzorni praksi nacionalnih organov ter na podlagi tega izda priporočilo.
Second, where the competent national authority does not follow the recommendation, the Commission is empowered to issue a formal opinion taking into account the EBA's recommendation, requiring the competent authority to take the actions necessary to ensure compliance with Union law.
Če pristojni nacionalni organ ne upošteva priporočila, lahko Komisija na drugi stopnji izda uradno mnenje, v katerem upošteva priporočilo EBA, in od pristojnega organa zahteva, da sprejme potrebne ukrepe za zagotovitev skladnosti s pravom Unije.
Third, to overcome exceptional situations of persistent inaction by the competent authority concerned, the EBA is empowered, as a last resort, to adopt decisions addressed to individual financial institutions.
Na tretji stopnji lahko EBA v skrajnem primeru sprejme odločitve, ki jih naslovi na posamezne finančne institucije, da bi tako našel rešitev v izjemnih primerih, v katerih zadevni pristojni organ dalj časa ne ukrepa.
Moreover, it is recalled that, under Article 258 TFEU, where the Commission considers that a Member State has failed to fulfil an obligation under the Treaties, it has the power to bring the matter before the Court of Justice of the European Union.
Prav tako je treba opozoriti, da lahko Komisija v skladu s členom 258 PDEU zadevo predloži Sodišču Evropske unije, če meni, da katera od držav članic ni izpolnila neke obveznosti iz Pogodb.
For the purposes of strengthening market discipline and enhancing financial stability it is necessary to introduce more detailed requirements for disclosure of the form and nature of regulatory capital and prudential adjustments made in order to ensure that investors and depositors are sufficiently well informed about the solvency of institutions.
Da bi okrepili tržno disciplino in finančno stabilnost, je treba uvesti podrobnejše zahteve za razkritja oblike in vrste regulativnega kapitala in uvedenih bonitetnih prilagoditev, da se zagotovi zadostno obveščenost investitorjev in vlagateljev o kapitalski ustreznosti institucij.
It is further necessary for competent authorities to have knowledge of the level, at least in aggregate terms, of repurchase agreements, securities lending and all forms of encumbrance of assets.
Pristojni organi morajo poleg tega vedeti, kakšen je – vsaj skupen – obseg pogodb o začasni prodaji, posojanja vrednostnih papirjev in vseh oblik obremenitve sredstev.
Such information should be reported to the competent authorities.
Takšne informacije bi bilo treba sporočiti pristojnim organom.
For the purposes of strengthening market discipline, there should be more detailed requirements for disclosure of repurchase agreements and secured funding.
Zaradi povečanja tržne discipline bi bile potrebne podrobnejše zahteve glede razkritja pogodb o začasni prodaji in zavarovanega financiranja.
The new definition of capital and regulatory capital requirements should be introduced in a manner that takes account of the fact that there are different national starting points and circumstances, with initial variance around the new standards reducing over the transition period.
Pri uvedbi nove opredelitve kapitala in regulativnih kapitalskih zahtev bi bilo treba upoštevati dejstvo, da obstajajo različna nacionalna izhodišča in okoliščine z začetnim odstopanjem od novih standardov, ki se zmanjšuje v prehodnem obdobju.
In order to ensure the appropriate continuity in the level of own funds, instruments issued within the context of a recapitalisation measure pursuant to State aid rules and issued prior to the date of application of this Regulation will be grandfathered for the extent of the transition period.
Zaradi zagotavljanja ustrezne kontinuitete ravni kapitala se bodo v prehodnem obdobju instrumenti, izdani v okviru ukrepa dokapitalizacije v skladu s pravili o državni pomoči in pred datumom začetka uporabe te uredbe, upoštevali na podlagi predhodno veljavnih pravil.
Reliance on State aid should be reduced as much as possible in the future.
Odvisnost od državne pomoči bi bilo treba v prihodnje čim bolj zmanjšati.
However, to the extent that State aid proves necessary in certain situations, this Regulation should provide for a framework to deal with such situations.
Ker pa je državna pomoč v nekaterih primerih vendarle nujna, bi bilo treba v tej uredbi določiti okvir za obravnavo takšnih primerov.
In particular, this Regulation should specify what should be the treatment for own funds instruments issued within the context of a recapitalisation measure pursuant to State aid rules.
Ta uredba bi morala predvsem določiti, kako bi bilo treba obravnavati kapitalske instrumente, izdane v okviru ukrepa dokapitalizacije v skladu s pravili o državni pomoči.
The possibility for institutions to benefit from such treatment should be subject to strict conditions.
Da bi bile institucije upravičene do takšne obravnave, bi morale izpolnjevati stroge pogoje.
Furthermore, to the extent that such treatment allows for deviations from the new criteria on the quality of own funds instruments those deviations should be limited to the largest extent possible.
Če bi takšna obravnava omogočala odstopanja od novih meril kakovosti kapitalskih instrumentov, bi bilo treba ta odstopanja čim bolj omejiti.
The treatment for existing capital instruments issued within the context of a recapitalisation measure pursuant to State aid- rules, should clearly distinguish between those capital instruments that comply with the requirements of this Regulation and those that do not.
Pri obravnavi obstoječih kapitalskih instrumentov, izdanih v okviru ukrepa dokapitalizacije v skladu s pravili o državni pomoči, bi bilo treba jasno razlikovati med kapitalskimi instrumenti, ki izpolnjujejo zahteve iz te uredbe, in tistimi, ki teh zahtev ne izpolnjujejo.
Appropriate transitional provisions for the latter case should therefore be laid down in this Regulation.
V zvezi s slednjimi bi zato ta uredba morala vključevati ustrezne prehodne določbe.
Directive 2006/48/EC required credit institutions to provide own funds that are at least equal to specified minimum amounts until 31 December 2011.
V skladu z Direktivo 2006/48/ES morajo kreditne institucije do 31. decembra 2011 zagotoviti kapital, ki je vsaj enak določenim minimalnim zneskom.
In the light of the continuing effects of the financial crisis in the banking sector and the extension of the transitional arrangements for capital requirements adopted by the BCBS, it is appropriate to reintroduce a lower limit for a limited period of time until sufficient amounts of own funds have been established in accordance with the transitional arrangements for own funds provided for in this Regulation that will be progressively phased in from the date of application of this Regulation to 2019.
Glede na trajajoče učinke finančne krize v bančnem sektorju in razširitev prehodnih ureditev za kapitalske zahteve, ki jih je sprejel BCBS, je ustrezno, da se ponovno uvede spodnja meja za omejeno časovno obdobje, dokler se ne doseže zadosten obseg kapitala v skladu s prehodnimi ureditvami za kapital iz te uredbe, ki bodo postopno uvedene v obdobju od datuma začetka uporabe te uredbe do leta 2019.
For groups which include significant banking or investment business and insurance business, Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 on the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate [13], provides specific rules to address such 'double counting' of capital.
Za skupine, ki vključujejo pomembne bančne ali investicijske ali zavarovalniške posle, so v Direktivi 2002/87/ES Evropskega parlamenta in Sveta z dne 16. decembra 2002 o dopolnilnem nadzoru kreditnih institucij, zavarovalnic in investicijskih družb v finančnem konglomeratu [13] določena posebna pravila za obravnavo takšnega dvojnega štetja kapitala.
Directive 2002/87/EC is based on internationally agreed principles for dealing with risk across sectors.
Direktiva 2002/87/ES temelji na mednarodno dogovorjenih načelih za obravnavo medsektorskih tveganj.
This Regulation strengthens the way those financial conglomerates rules shall apply to bank and investment firm groups, ensuring their robust and consistent application.
Ta uredba podpira način uporabe teh pravil za finančne konglomerate za skupine bank in investicijskih podjetij ter s tem zagotavlja njihovo strogo in dosledno uporabo.
Any further changes that are necessary will be addressed in the review of Directive 2002/87/EC, which is expected in 2015.
Kakršne koli prihodnje spremembe, ki bi lahko bile potrebne, bodo obravnavane v okviru pregleda Direktive 2002/87/ES, ki je predviden v letu 2015.
The financial crisis highlighted that institutions greatly underestimated the level of counterparty credit risk associated with over-the-counter (OTC) derivatives.
Finančna kriza je pokazala, da so institucije množično podcenjevale raven kreditnega tveganja nasprotnih strank, povezanega z izvedenimi finančnimi instrumenti prostega trga (izvedeni finančni instrumenti OTC).
This prompted the G-20, in September 2009, to call for more OTC derivatives to be cleared through a central counterparty (CCP).
Zato je skupina G-20 septembra 2009 pozvala, naj za več izvedenih finančnih instrumentov OTC kliring izvajajo centralne nasprotne stranke (CNS).
Furthermore, they asked for those OTC derivatives that could not be cleared centrally to be subject to higher own funds requirements in order to properly reflect the higher risks associated with them.
Poleg tega je ta skupina tudii pozvala, naj za tiste izvedene finančne instrumente OTC, katerih kliringa ni mogoče izvesti centralno, veljajo višje kapitalske zahteve, da se ustrezno upoštevajo z njimi povezana večja tveganja.
Following the G-20 call, the BCBS, as part of the Basel III framework, materially changed the counterparty credit risk regime.
Po pozivu skupine G-20 je BCBS, kot del okvira Basel III bistveno spremenil ureditev kreditnega tveganja nasprotne stranke.
The Basel III framework is expected to significantly increase the own fund requirements associated with institutions' OTC derivatives and securities financing transactions and to create important incentives for institutions to use CCPs.
Pričakuje se tudi, da se bodo z okvirom Basel III znatno povečale kapitalske zahteve, povezane z izvedenimi finančnimi instrumenti OTC in posli financiranja vrednostnih papirjev institucij ter da se bo institucije spodbudilo k uporabi CNS.
The Basel III framework is also expected to provide further incentives to strengthen the risk management of counterparty credit exposures and to revise the current regime for the treatment of counterparty credit risk exposures to CCPs.
Pričakuje se tudi, da se bodo z okvirom Basel III zagotovile dodatne spodbude za okrepitev upravljanja izpostavljenosti kreditnih tveganj nasprotne stranke in revizijo sedanjega režima za obravnavanje izpostavljenosti kreditnih tveganj nasprotne stranke do CNS.
Institutions should hold additional own funds due to credit valuation adjustment risk arising from OTC derivatives.
Institucije bi morale imeti dodaten kapital zaradi tveganja prilagoditve kreditnega vrednotenja, ki izhaja iz izvedenih finančnih instrumentov OTC.
Institutions should also apply a higher asset value correlation in the calculation of the own fund requirements for counterparty credit risk exposures arising from OTC derivatives and securities-financing transactions to certain financial institutions.
Pri izračunu kapitalskih zahtevza izpostavljenosti iz naslova kreditnega tveganja nasprotne stranke do nekaterih finančnih institucij, ki izhajajo iz izvedenih finančnih instrumentov OTC in poslov financiranja vrednostnih papirjev, bi morale institucije uporabiti tudi višjo vrednost korelacije sredstev.