natgillin/translations-raw huggingface dataset:
In order to enable the Commission to find the restructuring aid to Citadele banka and Parex banka compatible with the internal market, on 3 September 2010 Latvia provided ‘Commitments to the European Commission’, a document signed by Latvia, Citadele banka and Parex banka containing commitments aiming at ensuring full implementation of the restructuring plan and limiting distortions of competition that result from the restructuring aid (hereinafter ‘the commitments’).
Da bi Komisija ugotovila, ali je pomoč za prestrukturiranje bankama Citadele in Parex združljiva z notranjim trgom, je Latvija 3. septembra 2010 predložila dokument „Zaveze Evropski komisiji“, ki so ga podpisale Latvija ter banki Citadele in Parex, vsebuje pa zaveze za zagotovitev popolnega izvajanja načrta prestrukturiranja in omejitev izkrivljanja konkurence, ki bi bilo posledica pomoči za prestrukturiranje (v nadaljnjem besedilu: zaveze).
The main commitments are described hereunder.
Glavne zaveze so opisane spodaj.
COMMITMENTS REGARDING CITADELE BANKA
ZAVEZE V ZVEZI Z BANKO CITADELE
Commitment to divest the CIS loans.
Zaveza o odprodaji posojil SND.
Citadele banka shall divest or procure the divestiture of the CIS loans by […] to a purchaser and on terms of sale approved by the Commission.
Banka Citadele bo odprodala ali poskrbela za odprodajo posojil SND kupcu do […] in pod prodajnimi pogoji, ki jih bo odobrila Komisija.
To carry out the divestiture, Citadele banka shall find a purchaser and enter into a final binding sale and purchase agreement for the sale of the CIS loans by no later than […].
Za izvedbo odprodaje bo banka Citadele poiskala kupca in sklenila dokončno zavezujočo kupoprodajno pogodbo za prodajo posojil SND najpozneje do […].
If Citadele banka has not entered into such an agreement by this date, it shall grant the divestiture trustee an exclusive mandate to sell the CIS loans by […].
Če banka Citadele do tega datuma ne bo sklenila take pogodbe, bo upravitelju odprodaje podelila izključno pooblastilo za prodajo posojil SND do […].
Commitment to divest the wealth management business.
Zaveza o odprodaji dejavnosti upravljanja premoženja.
The wealth management business shall be divested by […] as a going concern to a purchaser and on terms of sale approved by the Commission.
Dejavnost upravljanja premoženja bo do […] kupcu odprodana kot delujoče podjetje in pod pogoji, ki jih bo odobrila Komisija.
To this end, by no later than […]:
Zato mora najpozneje do […]:
Latvia must find a purchaser and enter into a final binding sale and purchase agreement for the sale of 100 % of its participation in Citadele banka including the wealth management business; or
Latvija poiskati kupca in skleniti dokončno zavezujočo kupoprodajno pogodbo za prodajo svojega 100-odstotnega deleža v banki Citadele, vključno z dejavnostjo upravljanja premoženja, oziroma
Citadele banka must find a purchaser and enter into a final binding sale and purchase agreement for the sale of the wealth management business separately from the rest of Citadele banka.
banka Citadele poiskati kupca in skleniti dokončno zavezujočo kupoprodajno pogodbo za prodajo dejavnosti upravljanja premoženja ločeno od preostalega dela banke Citadele.
If the wealth management business is not divested, along with Citadele banka or separately, by […], Citadele banka shall grant the divestiture trustee an exclusive mandate to sell the wealth management business separately from the rest of Citadele banka by […].
Če dejavnost upravljanja premoženja ne bo odprodana skupaj z banko Citadele ali ločeno do […], bo banka Citadele upravitelju odprodaje podelila izključno pooblastilo za prodajo dejavnosti upravljanja premoženja ločeno od preostalega dela banke Citadele do […].
Preservation of viability, marketability and competitiveness.
Ohranitev uspešnega poslovanja, tržnosti in konkurenčnosti.
Until the closing of the sale of the wealth management business, Citadele banka shall preserve the economic viability, marketability and competitiveness of the wealth management business in accordance with good business practice, and shall minimise as far as possible any risk of loss of its competitive potential.
Banka Citadele bo do dokončne prodaje dejavnosti upravljanja premoženja ohranila gospodarsko uspešnost poslovanja, tržnost in konkurenčnost dejavnosti upravljanja premoženja v skladu z dobro poslovno prakso in bo čim bolj zmanjšala tveganja za izgubo svojega konkurenčnega potenciala.
Hold separate obligation.
Obveznost ločenega upravljanja.
Until the closing of the sale of the wealth management business, Citadele banka shall keep the wealth management business separately from the businesses it is retaining and ensure that key personnel of the wealth management business have no involvement in any business retained and vice versa.
Banka Citadele bo dejavnost upravljanja premoženja do njene dokončne prodaje upravljala ločeno od dejavnosti, ki jih bo obdržala, in zagotovila, da ključno osebje iz dejavnosti upravljanja premoženja ne bo vključeno v nobeno od obdržanih dejavnosti in obratno.
Citadele banka shall appoint the hold separate manager who shall be responsible for overseeing the management of the wealth management business under the supervision of the monitoring trustee.
Banka Citadele bo imenovala skrbnika za ločeno upravljanje, ki bo pod nadzorom skrbnika za spremljanje odgovoren za nadzor nad vodenjem dejavnosti upravljanja premoženja.
The hold separate manager shall manage the wealth management business independently and in the best interest of the business with a view to ensuring its continued economic viability, marketability and competitiveness and its independence from the business retained by Citadele banka.
Skrbnik za ločeno upravljanje bo dejavnost upravljanja premoženja upravljal ločeno in v najboljšem interesu dejavnosti, da bi zagotovil njeno nadaljnjo gospodarsko uspešnost, tržnost in konkurenčnost ter njeno neodvisnost od dejavnosti, ki jih bo obdržala banka Citadele.
Commitment to sell Citadele banka.
Zaveza o prodaji banke Citadele.
Latvia shall dispose or procure the disposal of Citadele banka by 31 December 2015 to a purchaser and on terms of sale approved by the Commission.
Latvija bo odprodala ali poskrbela za odprodajo banke Citadele kupcu do 31. decembra 2015 in pod prodajnimi pogoji, ki jih bo odobrila Komisija.
If Latvia has not entered into such an agreement by 31 December 2014, Latvia shall grant the Divestiture Trustee an exclusive mandate to sell Citadele banka by 31 December 2015.
Če Latvija do 31. decembra 2014 ne bo sklenila take pogodbe, bo skrbniku za odprodajo podelila izključno pooblastilo za prodajo banke Citadele do 31. decembra 2015.
Caps on new lending and deposits in the Baltic countries.
Omejevanje dejavnosti novih posojil in depozitov v baltskih državah.
In Latvia, Lithuania and Estonia Citadele banka and its Affiliated Undertakings shall cap:
Banka Citadele in njena povezana podjetja v Latviji, Litvi in Estoniji bodo:
their new gross lending in terms of volume and market shares in lending in terms of total loan portfolio for Citadele banka and AB ‘Citadele’ bankas [25]; and
obseg svojih novih bruto posojil in tržne deleže pri posojilih glede na celotni posojilni portfelj za banko Citadele in banko AB „Citadele“ [25]; ter
their deposit balances in terms of both volume and market shares,
svoje stanje depozitov v smislu obsega in tržnih deležev;
to the maximum allowed amounts provided in Tables 12-17.
omejili na najvišje dovoljene zneske iz preglednic 12–17.
Latvian market
Latvijski trg
Caps on lending in Latvia
Omejevanje posojil v Latviji
Gross new core lending (LVL million)
Bruto nova posojila v okviru glavne dejavnosti (v milijonih LVL)
Market share for core loans (without CIS loans) in terms of share of loan portfolio to total loans in Latvia (%)
Tržni delež posojil v okviru glavne dejavnosti (brez posojil SND) kot delež posojilnega portfelja med vsemi posojili v Latviji (v %)
Gross new private capital management sector (PCM) [26] lending (LVL million)
Bruto nova posojila v sektorju upravljanja zasebnega kapitala [26] (v milijonih LVL)
Caps on deposit balances in Latvia
Omejevanje stanja depozitov v Latviji
Core deposit balance (without PCM deposits) (LVL million)
Stanje depozitov v okviru glavne dejavnosti (brez depozitov v sektorju upravljanja zasebnega kapitala) (v milijonih LVL)
Market share for core deposits (%)
Tržni delež depozitov v okviru glavne dejavnosti (v %)
PCM deposit balance (LVL million)
Stanje depozitov v sektorju upravljanja zasebnega kapitala (v milijonih LVL)
Market shares for PCM deposits (%)
Tržni deleži depozitov v sektorju upravljanja zasebnega kapitala (v %)
Lithuanian market
Litovski trg
Caps on lending in Lithuania
Omejevanje posojil v Litvi
Gross new lending (LVL million)
Bruto nova posojila (v milijonih LVL)
Market share in terms of share of loan portfolio to total loans in Lithuania (%)
Tržni delež kot delež posojilnega portfelja med vsemi posojili v Litvi (v %)
Caps on total deposit balances in Lithuania
Omejevanje skupnega stanja depozitov v Litvi
Total deposit balance (LVL million)
Skupno stanje depozitov (v milijonih LVL)
Market share (%)
Tržni delež (v %)
Estonian market
Estonski trg
Caps on lending in Estonia
Omejevanje posojil v Estoniji
Market share in terms of share of loan portfolio to total loans in Estonia (%)
Tržni delež kot delež posojilnega portfelja med vsemi posojili v Estoniji (v %)
Caps on total deposit balances in Estonia
Omejevanje skupnega stanja depozitov v Estoniji
Caps on the deposits for German and Swedish branches.
Omejevanje depozitov za nemške in švedske podružnice.
Citadele banka shall cap its deposit balances in the German and Swedish branches in terms of both volume and respective market shares to the maximum allowed amounts provided in Tables 18 and 19.
Banka Citadele bo svoje stanje depozitov v nemških in švedskih podružnicah v smislu obsega in posameznih tržnih deležev omejila na najvišje dovoljene zneske, določene v preglednicah 18 in 19.
Caps on total deposit balances for the German branch
Omejevanje skupnega stanja depozitov za nemško podružnico
Caps on total deposit balances for the Swedish branch
Omejevanje skupnega stanja depozitov za švedsko podružnico
No increase in the number of branches: Citadele banka shall not increase the total number of branches.
Nobenega povečanja števila podružnic: Banka Citadele ne bo povečala skupnega števila podružnic.
This, however, does not prevent Citadele banka from reallocating some of its branches.
To pa ne pomeni, da banka Citadele svojih podružnic ne more prerazporediti.
The Commitments referred to in recitals 77-79 shall apply until both the full repayment of the State aid in the form of liquidity measures provided by Latvia to Citadele banka and the closing of the sale of Citadele banka have taken place, and until […] at least.
Zaveze iz uvodnih izjav (77)–(79) veljajo do popolnega vračila državne pomoči v obliki likvidnostnih ukrepov, ki jih je Latvija izvedla v korist banke Citadele, in dokončne prodaje banke Citadele ali najpozneje do […].
If the wealth management business is sold separately from the rest of Citadele banka, the caps regarding the PCM (a part of wealth management business) loans and deposits referred to in recital 77 shall cease to apply after the closing of the separate sale of the wealth management business.
Če bo dejavnost upravljanja premoženja prodana ločeno od preostalega dela banke Citadele, bo omejevanje posojil in depozitov v okviru upravljanja zasebnega kapitala (del dejavnosti upravljanja premoženja), navedeno v uvodni izjavi (77), prenehalo veljati po dokončni ločeni prodaji dejavnosti upravljanja premoženja.
Remuneration in respect of the asset relief measure: Citadele banka shall remunerate Latvia for the asset relief up to the amount of estimated losses to Latvia in the worst case scenario being the sum of the liquidity measures provided by Latvia potentially to be lost at the end of assets’ realisation (LVL [100-200] million) and the projected total capital to be provided to Parex banka as from the transfer date (LVL […] million).
Nadomestilo v zvezi z ukrepom finančne pomoči za oslabljena sredstva: Banka Citadele bo Latviji plačala nadomestilo za finančno pomoč za oslabljena sredstva do višine ocenjenih izgub, ki naj bi jih Latvija utrpela po najslabšem možnem scenariju in pomenijo vsoto likvidnostnih ukrepov Latvije, ki bi bili lahko izgubljeni ob dokončnem unovčenju sredstev ([100-200] milijonov LVL), in načrtovanega skupnega kapitala, ki naj bi se banki Parex zagotovil po datumu prenosa ([…] milijonov LVL).
The remuneration shall take the form of costs in the profit and loss account, i.e. before the establishment of the annual net income.
Nadomestilo ima obliko stroškov v izkazu poslovnega izida, to je pred določitvijo letnega neto dohodka.
That remuneration should be paid every year in which Citadele banka’s capital adequacy ratio on solo basis is not lower than 12 % and capital adequacy ratio at group level is not lower than 8 % as long as the relevant amount does not lead to Citadele banka showing losses in the relevant year.
Nadomestilo je treba plačati za vsako leto, v katerem količnik kapitalske ustreznosti banke Citadele na samostojni podlagi ni nižji od 12 %, količnik kapitalske ustreznosti na ravni skupine pa ni nižji od 8 %, razen če bi zaradi zadevnega zneska banka Citadele v zadevnem letu morala izkazati izgube.
This commitment shall apply until the closing of the sale of Citadele banka.
Ta zaveza bo veljala do dokončne prodaje banke Citadele.
Acquisition ban.
Prepoved prevzemov.
Citadele banka shall refrain from acquisitions of both financial and non-financial institutions until both the full repayment of restructuring aid in the form of liquidity measures provided by Latvia to Citadele banka and the closing of the sale of Citadele banka.
Banka Citadele se bo vzdržala prevzemov finančnih in nefinančnih institucij do popolnega vračila pomoči za prestrukturiranje v obliki likvidnostnih ukrepov, ki jih je Latvija zagotovila banki Citadele, in do dokončne prodaje banke Citadele.
No new CIS loans.
Nobenih novih posojil SND.
Until the closing of the sale of the CIS loans, Citadele banka shall not grant any new loans to clients from the CIS countries and clients whose ultimate beneficiaries are from the CIS countries.
Banka Citadele do dokončne odprodaje posojil SND ne bo dajala novih posojil strankam iz držav SND in strankam, katerih končni upravičenci so iz držav SND.
Citadele banka and its affiliated undertakings will be allowed to disburse funds only when the formal loan contract has been signed before the transfer date.
Banka Citadele in njena povezana podjetja bodo lahko dodeljevali sredstva samo, če bo formalna posojilna pogodba podpisana pred datumom prenosa.
Citadele banka shall cease granting further advances on existing loans save for situations where this is necessary to preserve or increase the probability of Citadele or its affiliated undertakings being repaid on outstanding loans.
Banka Citadele bo prenehala dodeljevati nova posojila za poplačilo obstoječih posojil, razen če bo to nujno za ohranitev ali povečanje verjetnosti, da bodo banka Citadele ali njena povezana podjetja poplačani za neodplačana posojila.
In addition, such advances shall be limited to a maximum of 2 % of the previous year’s loan portfolio.
Poleg tega bodo taka posojila omejena na največ 2 % posojilnega portfelja iz predhodnega leta.
COMMITMENTS REGARDING PAREX BANKA
ZAVEZE V ZVEZI Z BANKO PAREX
No new activities.
Nobenih novih dejavnosti.
Parex banka and its affiliated undertakings shall not engage in any new activities that are not necessary for its primary task of managing the assets and sell them thereafter.
Banka Parex in njena povezana podjetja ne bodo izvajali novih dejavnosti, ki niso nujne za njeno glavno nalogo upravljanja sredstev in njihove poznejše prodaje.
Parex banka and its affiliated undertakings shall cease:
Banka Parex in njena povezana podjetja bodo prenehali:
granting any new loans to corporate or private customers, including leasing loans.
dodeljevati nova posojila podjetjem ali zasebnim kupcem, vključno z lizinškimi posojili.
Parex banka and its affiliated undertakings will be allowed to disburse funds only when the formal loan contract has been signed before the transfer date or there is no new money and the loan is made to restructure the borrowing linked to assets for restructuring.
Banka Parex in njena povezana podjetja bodo lahko dodelili sredstva samo, če bo formalna posojilna pogodba podpisana pred datumom prenosa ali če ne bo novega denarja in bo posojilo dodeljeno za reprogramiranje dolga, povezanega s sredstvi za prestrukturiranje.
Parex banka will be in a position to issue new loans to its affiliated undertakings in order to manage repossessed collaterals;
Banka Parex bo lahko dodelila nova posojila svojim povezanim podjetjem za upravljanje zaseženega zastavljenega premoženja;
granting further advances on existing loans except for situations where this is necessary to preserve or increase the probability of Parex banka or its affiliated undertakings being repaid on outstanding loans and where a further advance is required to fund repairs and improvements that are essential to the structural integrity of the secured property.
dodeljevati nova posojila za poplačilo obstoječih posojil, razen če bo to nujno za ohranitev ali povečanje verjetnosti, da bodo banka Parex ali njena povezana podjetja poplačani za neodplačana posojila, in če je novo posojilo potrebno za financiranje popravil in izboljšav, ki so bistvene za strukturno celovitost zavarovanega imetja.
In addition, such advances shall be limited to a maximum of 5 % of the previous year’s loan portfolio;
Poleg tega bodo taka posojila omejena na največ 5 % posojilnega portfelja iz predhodnega leta;
taking any new deposits from the public.
sprejemati nove depozite prebivalstva.
Parex banka and its affiliated undertakings shall wind-down or divest all leasing activities by […].
Banka Parex in njena povezana podjetja bodo postopoma ukinili ali odprodali vse lizinške dejavnosti do […].
The maximum total amount of capital provided directly or indirectly to Parex banka by Latvia in whatever form shall not exceed LVL 218,7 million.
Najvišji skupni znesek kapitala, ki ga bo Latvija neposredno ali posredno zagotovila banki Parex v kakršni koli obliki, ne bo presegel 218,7 milijona LVL.
Latvia shall not provide directly or indirectly any further capital in whatever form to Parex banka after […].
Latvija banki Parex neposredno ali posredno ne bo zagotovila dodatnega kapitala v nobeni obliki po […].
OTHER COMMITMENTS
DRUGE ZAVEZE
Dividend and Coupon ban.
Prepoved dividend in kuponov.
Citadele banka, Parex banka and their affiliated undertakings shall not pay investors any dividends or coupons on existing capital instruments (including preference shares, B shares, and upper and lower tier-2 instruments) or exercise any call rights in relation to the same, unless there is a legal obligation to do so.
Banki Citadele in Parex ter njuna povezana podjetja vlagateljem ne bodo plačali dividend ali kuponov za obstoječe kapitalske instrumente (vključno s prednostnimi delnicami, delnicami razreda B ter instrumenti višjega in nižjega drugega reda) ali uveljavljali pravic do njihovega vpoklica, razen če bodo k temu zakonsko obvezani.
This commitment, however, does not apply to the capital held directly or indirectly by Latvia and capital held by Citadele banka and Parex banka in their affiliated undertakings.
Ta zaveza pa ne velja za kapital, ki je v neposredni ali posredni lasti Latvije, in kapital, ki ga imata banki Citadele in Parex v svojih povezanih podjetjih.
No reference to State support in advertising.
Nobenega sklicevanja na podporo države pri oglaševanju.
Citadele banka and Parex banka shall not use the granting of the State aid, State ownership or any competitive advantages arising in any way from that aid or ownership for advertising purposes.
Banki Citadele in Parex dodelitve državne pomoči, državnega lastništva ali katerih koli konkurenčnih prednosti, ki kakor koli izhajajo iz take pomoči ali lastništva, ne bosta uporabili za namene oglaševanja.
The commitments set out in recitals 88-89 shall apply to Citadele banka until both the full repayment of the State aid in the form of the liquidity measures provided by Latvia to Citadele banka and the closing of the sale of Citadele banka.
Zaveze iz uvodnih izjav (88)–(89) za banko Citadele veljajo do popolnega vračila državne pomoči v obliki likvidnostnih ukrepov, ki jih je Latvija izvedla v korist banke Citadele, in dokončne prodaje banke Citadele.
Separation between Citadele banka and Parex banka: Citadele banka and Parex banka shall be fully operationally separated by no later than 1 August 2011, except for certain IT activities and management and administration of the CIS loans.
Ločitev bank Citadele in Parex: Poslovanje bank Citadele in Parex bo popolnoma ločeno najpozneje do 1. avgusta 2011, razen nekaterih dejavnosti in upravljanja informacijske tehnologije ter upravljanja posojil SND.
The latter service shall be remunerated at a market-oriented fee.
Za to storitev se bo zaračunavala tržno naravnana provizija.
Trustees. monitoring trustee shall be appointed to carry out the functions specified in section F of the commitments.
Skrbniki. Imenovan bo skrbnik za spremljanje, ki bo izvajal naloge, podrobno določene v razdelku F zavez.
If Latvia or Citadele banka, as appropriate, have not entered into a binding sales and purchase agreement 1 month before the end of the periods referred to in recitals 72, 73 and 76, a divestiture trustee shall be appointed to carry out the functions specified in section F of the commitments.
Če Latvija ali banka Citadele en mesec pred iztekom obdobij, navedenih v uvodnih izjavah (72), (73) in (76), ne skleneta zavezujoče kupoprodajne pogodbe, se bo imenoval skrbnik za odprodajo, ki bo izvedel naloge, podrobno določene v razdelku F zavez.
The trustees will be independent of Citadele banka, Parex banka and Latvia, possess the necessary qualifications to carry out its mandate, and will neither have nor become exposed to a conflict of interest.
Skrbniki bodo delovali neodvisno od bank Citadele in Parex ter Latvije, imeli bodo potrebno usposobljenost za izpolnitev svojih nalog in ne bodo v navzkrižju interesov niti mu ne bodo izpostavljeni.
The Commission will have discretion to approve or reject the proposed trustees and to approve the proposed mandate subject to any modifications it deems necessary for the trustees to fulfil their obligations.
Komisija bo imela diskrecijsko pravico, da potrdi ali zavrne predlagane skrbnike ter potrdi predlagane naloge, pri čemer lahko izvede vse spremembe, ki se ji zdijo potrebne, da lahko skrbniki izpolnijo svoje obveznosti.
The trustee(s) will assume its specified duties in order to ensure compliance with the commitments.
Skrbnik(-i) bo(-do) prevzel(-i) svoje točno določene naloge za zagotovitev upoštevanja zavez.
The Commission may, on its own initiative or at the request of the trustee, Latvia, Citadele banka or Parex banka, give any orders or instructions to the trustee in order to ensure compliance with the conditions and obligations referred to in this Decision and the commitments.
Komisija lahko na svojo pobudo ali na zahtevo skrbnika, Latvije in bank Citadele ali Parex da skrbniku kakršna koli navodila ali napotke za zagotovitev upoštevanja pogojev in obveznosti, navedenih v tem sklepu, ter zavez.
The Commission opened the formal investigation procedure on the initial restructuring plan submitted on 11 May 2009 in this case because it had, inter alia, doubts that the initial restructuring plan was adequate to ensure the restoration of the bank’s long-term viability without continued State support.
Komisija je v tej zadevi začela formalni postopek preiskave v zvezi s prvotnim načrtom prestrukturiranja, predloženim 11. maja 2009, ker je med drugim dvomila, da je prvotni načrt prestrukturiranja ustrezen za zagotovitev ponovne vzpostavitve dolgoročno uspešnega poslovanja banke brez nadaljnje podpore države.