natgillin/translations-raw huggingface dataset:
fixed and variable components of total remuneration are appropriately balanced and the fixed component represents a sufficiently high proportion of the total remuneration to allow the operation of a fully flexible policy, on variable remuneration components, including the possibility to pay no variable remuneration component.
fiksne in variabilne sestavine celotnih prejemkov so ustrezno uravnotežene in fiksna sestavina predstavlja dovolj visok del celotnih prejemkov, da omogoča izvedbo popolnoma fleksibilne politike o variabilnih sestavinah prejemka, vključno z možnostjo, da se ne plača nobena variabilna sestavina prejemka.
Credit institutions shall set the appropriate ratios between the fixed and the variable component of the total remuneration;
Kreditne institucije morajo določiti ustrezno razmerje med fiksno in variabilno sestavino celotnega prejemka;
payments related to the early termination of a contract reflect performance achieved over time and are designed in a way that does not reward failure;
plačila, vezana na predčasno prekinitev pogodbe, odražajo doseženo uspešnost v določenem obdobju in so zasnovana tako, da ne nagrajujejo neuspešnosti;
the measurement of performance used to calculate variable remuneration components or pools of variable remuneration components includes an adjustment for all types of current and future risks and takes into account the cost of the capital and the liquidity required.
merjenje uspešnosti, kot podlage za izračun variabilne sestavine prejemka ali skupin variabilnih sestavin prejemka, vključuje prilagoditev za vse vrste trenutnih in prihodnjih tveganj, ter upošteva stroške kapitala in potrebno likvidnost.
The allocation of the variable remuneration components within the credit institution shall also take into account all types of current and future risks;
Razporeditev variabilnih sestavin prejemka v okviru kreditne institucije upošteva tudi vse vrste trenutnih in prihodnjih tveganj;
a substantial portion, and in any event at least 50 %, of any variable remuneration shall consist of an appropriate balance of:
znaten delež, in v vsakem primeru vsaj 50 % katerega koli variabilnega prejemka, je sestavljen iz ustreznega ravnovesja iz:
shares or equivalent ownership interests, subject to the legal structure of the credit institution concerned or share-linked instruments or equivalent non-cash instruments, in case of a non-listed credit institution, and
delnic ali enakovrednih lastniških instrumentov, za katere velja pravna struktura zadevne kreditne institucije, ali z delnicami povezanih instrumentov oziroma enakovrednih nedenarnih instrumentov, kadar gre za kreditne institucije, ki ne kotirajo na borzi; ter
where appropriate, other instruments within the meaning of Article 66(1a)(a), that adequately reflect the credit quality of the credit institution as a going concern.
kjer je to ustrezno, drugih instrumentov v smislu člena 66(1a)(a), ki ustrezno odsevajo kreditno kvaliteto kreditne institucije.
The instruments referred to in this point shall be subject to an appropriate retention policy designed to align incentives with the longer-term interests of the credit institution.
Za instrumente iz te točke velja ustrezna politika zadržanja, katere namen je uskladiti spodbude z dolgoročnimi interesi kreditne institucije.
Member States or their competent authorities may place restrictions on the types and designs of those instruments or prohibit certain instruments as appropriate.
Države članice ali njihovi pristojni organi lahko omejijo vrste in oblike teh instrumentov ali pa po potrebi prepovedo določene instrumente.
This point shall be applied to both the portion of the variable remuneration component deferred in accordance with point (p) and the portion of the variable remuneration component not deferred;
Ta točka se uporablja za del sestavine variabilnega prejemka, za katerega se izplačilo odloži v skladu s točko (p), in del sestavine variabilnega prejemka, za katerega se izplačilo ne odloži;
a substantial portion, and in any event at least 40 %, of the variable remuneration component is deferred over a period which is not less than three to 5 years and is correctly aligned with the nature of the business, its risks and the activities of the member of staff in question.
znaten delež, in v vsakem primeru vsaj 40 % variabilne sestavine prejemka, se odloži za obdobje, ki ni krajše od treh do petih let, in se ustrezno uskladi z naravo poslovanja, njegovimi tveganji in dejavnostmi zadevnega zaposlenega.
Remuneration payable under deferral arrangements shall vest no faster than on a pro-rata basis.
Prejemki, za katere velja odlog, dospejo v izplačilo po načelu sorazmernosti.
In the case of a variable remuneration component of a particularly high amount, at least 60 % of the amount shall be deferred.
Če je znesek variabilne sestavine prejemka izrazito visok, se odloži vsaj 60 % zneska.
The length of the deferral period shall be established in accordance with the business cycle, the nature of the business, its risks and the activities of the member of staff in question;
Dolžina obdobja odložitve se določi v skladu s poslovnim ciklom, naravo poslovanja, njegovimi tveganji in dejavnostmi zadevnega zaposlenega;
the variable remuneration, including the deferred portion, is paid or vests only if it is sustainable according to the financial situation of the credit institution as a whole, and justified according to the performance of the credit institution, the business unit and the individual concerned.
variabilni prejemki, vključno z odloženim deležem, se izplačajo ali dospejo v plačilo le, če so glede na finančno stanje kreditne institucije kot celote vzdržni in če jih upravičuje uspešnost zadevne kreditne institucije, poslovne enote in zadevnega posameznika.
Without prejudice to the general principles of national contract and labour law, the total variable remuneration shall generally be considerably contracted where subdued or negative financial performance of the credit institution occurs, taking into account both current remuneration and reductions in payouts of amounts previously earned, including through malus or clawback arrangements;
Brez poseganja v splošna načela nacionalnega delovnega in pogodbenega prava so celotni variabilni prejemki na splošno občutno manjši, kadar pride do šibke ali negativne finančne uspešnosti kreditne institucije, pri čemer se upoštevajo tako trenutni prejemki kot zmanjšanje izplačil zneskov, zasluženih prej, vključno z dogovori o sistemu malusa ali povrnitvi sredstev;
the pension policy is in line with the business strategy, objectives, values and long-term interests of the credit institution.
politika pokojnin je v skladu s poslovno strategijo, cilji, vrednotami in dolgoročnimi interesi kreditne institucije.
If the employee leaves the credit institution before retirement, discretionary pension benefits shall be held by the credit institution for a period of 5 years in the form of instruments referred to in point (o).
Če zaposleni zapusti kreditno institucijo pred upokojitvijo, kreditna institucija hrani diskrecijske pokojninske ugodnosti za obdobje pet let v obliki instrumentov iz točke (o).
In case of an employee reaching retirement, discretionary pension benefits shall be paid to the employee in the form of instruments referred to in point (o) subject to a five-year retention period;
Če uslužbenec doseže pogoje za upokojitev, se diskrecijske pokojninske ugodnosti izplačajo v obliki instrumentov iz točke (o), zanje pa velja petletno obdobje zadržanja;
staff members are required to undertake not to use personal hedging strategies or remuneration- and liability-related insurance to undermine the risk alignment effects embedded in their remuneration arrangements;
zaposleni se morajo zavezati, da ne bodo uporabljali osebnih strategij zavarovanja pred tveganji ali zavarovanja v zvezi s prejemki in odgovornostjo ter s tem posegali v učinke usklajevanj tveganj iz njihovih dogovorov glede prejemkov;
variable remuneration is not paid through vehicles or methods that facilitate the avoidance of the requirements of this Directive.
variabilni prejemki se ne izplačajo z instrumenti ali metodami, ki olajšujejo izogibanje zahtevam iz te direktive.
The principles set out in this point shall be applied by credit institutions at group, parent company and subsidiary levels, including those established in offshore financial centres.
Načela, določena v tej točki uporabljajo kreditne institucije na ravni skupine, matičnega podjetja in hčerinskih podjetij, vključno s podjetji, ustanovljenimi v offshore finančnih središčih.
Credit institutions that are significant in terms of their size, internal organisation and the nature, the scope and the complexity of their activities shall establish a remuneration committee.
Kreditne institucije, ki izstopajo zaradi svoje velikosti, notranje organizacije in narave, obsega in kompleksnosti svojih dejavnosti, ustanovijo komisijo za prejemke.
The remuneration committee shall be constituted in such a way as to enable it to exercise competent and independent judgment on remuneration policies and practices and the incentives created for managing risk, capital and liquidity.
Komisija za prejemke se ustanovi na način, ki ji omogoča izvajanje kompetentnega in neodvisnega presojanja politik in praks prejemkov ter spodbud, ustvarjenih za upravljanje s tveganji, kapitalom in likvidnostjo.
The remuneration committee shall be responsible for the preparation of decisions regarding remuneration, including those which have implications for the risk and risk management of the credit institution concerned and which are to be taken by the management body in its supervisory function.
Komisija za prejemke je odgovorna za pripravo odločitev v zvezi s prejemki, vključno s tistimi, ki vplivajo na tveganje in upravljanje tveganja zadevne kreditne institucije in jih bo sprejela uprava v svoji nadzorni funkciji.
The Chair and the members of the remuneration committee shall be members of the management body who do not perform any executive functions in the credit institution concerned.
Predsednik in člani komisije za prejemke so člani uprave, ki v zadevni kreditni instituciji ne opravljajo nobene izvršilne funkcije.
When preparing such decisions, the remuneration committee shall take into account the long-term interests of shareholders, investors and other stakeholders in the credit institution.’.
Pri pripravi teh odločitev komisija za prejemke upošteva dolgoročne interese delničarjev, vlagateljev in drugih zainteresiranih strani v kreditni instituciji.“
Part 1 of Annex VI is amended as follows:
Del 1 Priloge VI se spremeni na naslednji način:
point 8 is replaced by the following:
odstavek 8 se nadomesti z naslednjim:
Without prejudice to points 9, 10 and 11, exposures to regional governments and local authorities shall be risk-weighted as exposures to institutions, subject to point 11a.
Brez poseganja v odstavke 9, 10 in 11 se izpostavljenostim organov regionalne in lokalne ravni držav dodeli utež tveganja na enak način kot izpostavljenostim do institucij, skladno z odstavkom 11a.
Such treatment is independent of the exercise of discretion specified in Article 80(3).
Taka obravnava je neodvisna od diskrecijske pravice iz odstavkov 80(3).
The preferential treatment for short-term exposures specified in points 31, 32 and 37 shall not be applied.’;
Prednostna obravnava za kratkoročne izpostavljenosti iz točk 31, 32 in 37 se ne uporablja.“;
the following point is inserted:
vstavi se naslednji odstavek:
Without prejudice to points 9, 10 and 11, exposures to regional governments and local authorities of the Member States denominated and funded in the domestic currency of that regional government and local authority shall be assigned a risk weight of 20 %.’
Brez poseganja v odstavke 9, 10 in 11 se izpostavljenostim organov regionalne in lokalne ravni držav članic, denominiranim in financiranim v domači valuti zadevnega organa regionalne in lokalne ravni, dodeli utež tveganja v višini 20 %.“;
point 68 is amended as follows:
odstavek 68 se spremeni:
in the first paragraph, points (d) and (e) are replaced by the following:
v prvem odstavku se točki (d) in (e) nadomestita z naslednjim:
loans secured by residential real estate or shares in Finnish residential housing companies as referred to in point 46 up to the lesser of the principal amount of the liens that are combined with any prior liens and 80 % of the value of the pledged properties or by senior units issued by French Fonds Communs de Créances or by equivalent securitisation entities governed by the laws of a Member State securitising residential real estate exposures.
posojila, ki so zavarovana s stanovanjskimi nepremičninami ali delnicami v finskih stanovanjsko nepremičninskih družbah iz odstavka 46, do višine manjše vrednosti zneska posojila od pravice do zasega, skupaj z morebitnimi predhodnimi pravicami do zasega in 80 % vrednosti zastavljenih nepremičnin; ali posojila, zavarovana s prednostnimi enotami, ki jih je izdal francoski Fonds Communs de Créances ali podobne ustanove za listinjenje, katerih delovanje je urejeno z zakonodajo države članice, ki stanovanjske nepremičnine menja v vrednostne papirje.
In the event of such senior units being used as collateral, the special public supervision to protect bond holders as provided for in Article 52(4) of Directive 2009/65/EC of the European Parliament and of the Council of 13 July 2009 on the coordination of laws, regulations and administrative provisions relating to undertakings for collective investment in transferable securities (UCITS) shall ensure that the assets underlying such units shall, at any time while they are included in the cover pool be at least 90 % composed of residential mortgages that are combined with any prior liens up to the lesser of the principal amounts due under the units, the principal amounts of the liens, and 80 % of the value of the pledged properties, that the units qualify for the credit quality step 1 as set out in this Annex and that such units do not exceed 10 % of the nominal amount of the outstanding issue.
Če se takšne prednostne enote zastavijo kot jamstvo, posebni javni nadzor za zaščito imetnikov obveznic v skladu z določbami člena 52(4) Direktive 2009/65/ES Evropskega parlamenta in Sveta z dne 13. julija 2009 o usklajevanju zakonov in drugih predpisov o kolektivnih naložbenih podjemih za vlaganja v prenosljive vrednostne papirje (KNPVP) zagotovi, da so sredstva, zastavljena za te enote, kadar koli od njihove vključitve v kritni sklad sestavljena iz najmanj 90 % stanovanjskih hipotek in prednostnih zastavnih pravic do višine manjše vrednosti med zapadlimi zneski posojila po prednostnih enotah, zneski posojila pravice do zasega in 80 % vrednosti zastavljenih nepremičnin, da so te enote uvrščene v prvo stopnjo kreditne kvalitete iz te priloge, in da te enote ne presegajo 10 % vrednosti zastavljenih nepremičnin.
loans secured by commercial real estate or shares in Finnish housing companies as referred to in point 52 up to the lesser of the principal amount of the liens that are combined with any prior liens and 60 % of the value of the pledged properties or by senior units issued by French Fonds Communs de Créances or by equivalent securitisation entities governed by the laws of a Member State securitising commercial real estate exposures.
posojila, zavarovana s poslovnimi nepremičninami ali delnicami v finskih nepremičninskih družbah iz odstavka 52, do višine manjše vrednosti zneska posojila od pravice do zasega, skupaj z morebitnimi predhodnimi pravicami do zasega in 60 % vrednosti zastavljenih nepremičnin, ali posojila, zavarovana s prednostnimi enotami, ki jih je izdal francoski Fonds Communs de Créances ali podobne ustanove za listinjenje, ki jih ureja zakonodaja države članice, ki poslovne nepremičnine menja v vrednostne papirje.
In the event of such senior units being used as collateral, the special public supervision to protect bond holders as provided for in Article 52(4) of Directive 2009/65/EC shall ensure that the assets underlying such units shall, at any time while they are included in the cover pool be at least 90 % composed of commercial mortgages that are combined with any prior liens up to the lesser of the principal amounts due under the units, the principal amounts of the liens, and 60 % of the value of the pledged properties, that the units qualify for the credit quality step 1 as set out in this Annex and that such units do not exceed 10 % of the nominal amount of the outstanding issue.
Če se takšne prednostne enote zastavijo kot jamstvo, posebni javni nadzor za zaščito imetnikov obveznic v skladu z določbami člena 52(4) Direktive 2009/65/ES zagotovi, da so sredstva, zastavljena za take enote, kadar koli od njihove vključitve v sklad za kritje sestavljena iz najmanj 90 % komercialnih hipotek in prednostnih zastavnih pravic do višine manjše vrednosti med zapadlimi zneski posojila po prednostnih enotah, zneski posojila pravice do zasega in 60 % vrednosti zastavljenih nepremičnin, da so take delnice uvrščene v prvo stopnjo kreditne kvalitete iz te priloge in da te delnice ne presegajo 10 % nominalne vrednosti izdanih kritih obveznic.
The competent authorities may recognise loans secured by commercial real estate as eligible where the Loan-to-value ratio of 60 % is exceeded up to a maximum level of 70 % if the value of the total assets pledged as collateral for the covered bonds exceed the nominal amount outstanding on the covered bond by at least 10 %, and the bondholders’ claim meets the legal certainty requirements set out in Annex VIII.
Pristojni organi lahko priznajo kot primerna tudi posojila, zavarovana s poslovno nepremičnino, kadar se razmerje med posojilom in vrednostjo zastavljenih nepremičnin, ki znaša 60 %, prekorači do največ 70 %, če skupna vrednost vseh sredstev, zastavljenih kot jamstvo za krite obveznice, preseže nominalen znesek obveznosti iz naslova kritih obveznic za vsaj 10 % in če terjatev imetnika obveznic izpolnjuje nekatere zahteve o pravni gotovosti iz Priloge VIII.
The bondholders’ claim shall take priority over all other claims on the collateral.
Terjatev imetnika obveznic mora imeti prednost pred vsemi drugimi terjatvami na zavarovanju s premoženjem.
‘Until 31 December 2013, the 10 % limit for senior units issued by French Fonds Communs de Créances or by equivalent securitisation entities as specified in points (d) and (e) shall not apply, provided that:
„Do 31. decembra 2013 se meja 10 % za prednostne enote, ki jih je izdal francoski sklad Fonds Communs de Créances ali podobna ustanova za listinjenje, v skladu s točkama (d) in (e) ne uporablja, če:
the securitised residential or commercial real estate exposures were originated by a member of the same consolidated group of which the issuer of the covered bonds is also a member or by an entity affiliated to the same central body to which the issuer of the covered bonds is also affiliated (that common group membership or affiliation to be determined at the time the senior units are made collateral for covered bonds; and
so bile listinjene stanovanjske ali poslovne nepremičninske izpostavljenosti izdane s strani člana iste konsolidirane skupine, katere član je tudi izdajatelj kritih obveznic, ali s strani subjekta, povezanega z istim centralnim organom, s katerim je povezan tudi izdajatelj kritih obveznic (skupno članstvo v isti skupini ali povezanost je treba ugotoviti takrat, ko se prednostne enote zastavijo kot jamstvo za krite obveznice); in
a member of the same consolidated group of which the issuer of the covered bonds is also a member or an entity affiliated to the same central body to which the issuer of the covered bonds is also affiliated retains the whole first loss tranche supporting those senior units.
član iste konsolidirane skupine, katere član je tudi izdajatelj kritih obveznic, ali subjekt, povezan z istim centralnim organom, s katerim je povezan tudi izdajatelj kritih obveznic, je imetnik celotne tranše prve izgube, ki podpira te prednostne delnice.
By 31 December 2012, the Commission shall review the appropriateness of the derogation set out in the third paragraph and, if relevant, the appropriateness of extending similar treatment to any other form of covered bond.
Komisija do 31. decembra 2012 preveri ustreznost tega odstopanja iz tretjega odstavka in, če je primerno, ustreznost razširitve podobne obravnave na vse druge oblike kritih obveznic.
In the light of that review, the Commission may, if appropriate, adopt delegated acts in accordance with Article 151a, and subject to the conditions of Articles 151b and 151c, to prolong the derogation, make it permanent or extend it to other forms of covered bonds.’.
V luči tega pregleda lahko Komisija, če je to ustrezno, sprejme delegirane akte v skladu s členom 151a in pod pogoji iz členov 151b in 151c, da podaljša to odstopanje, spremeni v trajno odstopanje ali pa ga razširi na druge oblike kritih obveznic.“
In Annex VII, point 8(d) of section 1 of Part 2 is replaced by the following:
V Prilogi VII se točka 8(d) oddelka 1 dela 2 nadomesti z naslednjim:
Covered bonds as defined in Annex VI, Part 1, points 68 to 70 may be assigned an LGD value of 11,25 %;’.
kritim obveznicam, kakor so opredeljene v odstavkih 68 do 70 dela 1 Priloge VI se lahko dodeli vrednost LGD 11,25 %;“.
in point 1 of Part 3, the following point is added:
v odstavku 1 dela 3 se doda naslednja točka:
The credit assessment shall not be based or partly based on unfunded support provided by the credit institution itself.
Bonitetna ocena niti v celoti niti delno ne temelji na osebni podpori, ki jo zagotavlja sama kreditna institucija.
In such case, the credit institution shall consider the relevant position as if it were not rated and shall apply the relevant treatment of unrated positions as set out in Part 4.’;
V takšnem primeru zadevna kreditna institucija ustrezno pozicijo obravnava, kot bi bila neocenjena, in uporabi ustrezne postopke za obravnavo neocenjenih pozicij iz dela 4.“;
Part 4 is amended as follows:
del 4 se spremeni:
point 5 is replaced by the following:
odstavek 5 se nadomesti z naslednjim:
Where a credit institution has two or more overlapping positions in a securitisation, it will be required to the extent that they overlap to include in its calculation of risk-weighted exposure amounts only the position or portion of a position producing the higher risk-weighted exposure amounts.
Če ima kreditna institucija v listinjenju dve ali več prekrivajočih se pozicij, se od nje zahteva, da v obsegu prekrivanja v svoj izračun zneskov tveganju prilagojenih izpostavljenosti vključi zgolj pozicijo ali del pozicije, ki daje višji znesek tveganju prilagojenih izpostavljenosti.
The credit institution may also recognise such overlap between specific risk capital charges for positions in the trading book and capital charges for positions in the banking book, provided that the credit institution is able to calculate and compare the capital charges for the relevant positions.
Kreditna institucija lahko takšno prekrivanje ugotovi tudi med kapitalskimi zahtevami za posebno tveganje pri pozicijah v trgovalni knjigi in kapitalskimi zahtevami pri pozicijah v bančni knjigi, pod pogojem da je kreditna institucija sposobna izračunati in primerjati kapitalske zahteve zadevnih pozicij.
For the purpose of this point “overlapping” occurs when the positions, wholly or partially, represent an exposure to the same risk such that the extent of the overlap there is a single exposure.
Za namene tega odstavka ‚prekrivanje‘ nastopi, ko pozicije v celoti ali delno predstavljajo izpostavljenost do enakega tveganja tako, da v obsegu prekrivanja obstaja ena sama izpostavljenost.