natgillin/translations-raw huggingface dataset:
It considers that the Decrees implementing the provisions of Article 9 of the Amending Finance Act for 1975 [42] and of Article 24 of the Amending Finance Act for 1982 [43], and in particular the Order of 27 September 1991, clearly entrust to Crédit Mutuel the task (as defined in Articles R 323-10 and R 331-14 of the Construction and Housing Code) of gathering funds for transfer to the CDC in order that the latter might finance social housing.
Meni, da je z dekretoma za izvajanje določb člena 9 zakona o spremembah javnih financ za leto 1975 [42] in člena 24 zakona o spremembah javnih financ za leto 1982 [43], zlasti z odlokom z dne 27. septembra 1991, banki Crédit Mutuel jasno dodeljena naloga (kot je opredeljena v členih R.323-10 in R.331-14 zakonika o gradbeništvu in prebivališčih) zbiranja sredstev, ki se prenesejo na CDC, da bi ta lahko financiral socialna stanovanja.
The Commission is of the opinion that, in classifying this task as a service of general economic interest, France has not committed a manifest error of assessment.
Komisija meni, da Francija s tem, ko je to nalogo opredelila kot storitev splošnega gospodarskega pomena, ni storila očitne napake pri presoji.
According to the fourth condition of the Altmark judgment, ‘where the undertaking which is to discharge public service obligations, in a specific case, is not chosen pursuant to a public procurement procedure which would allow for the selection of the tenderer capable of providing those services at the least cost to the community, the level of compensation needed must be determined on the basis of an analysis of the costs which a typical undertaking, well run […] so as to be able to meet the necessary public service requirements, would have incurred in discharging those obligations, taking into account the relevant receipts and a reasonable profit for discharging the obligations’ [44].
V skladu s četrtim pogojem sodne prakse Altmark, „če podjetje, ki se mu naloži izpolnjevanje obveznosti javne službe, v konkretnem primeru ni izbrano s postopkom oddaje javnega naročila, ki omogoča, da se izbere tisti ponudnik, ki lahko te storitve opravlja z najnižjimi stroški za skupnost, se mora raven potrebnega nadomestila določiti na podlagi analize stroškov, ki bi jih povprečno, dobro vodeno podjetje […] zato da lahko zadosti zahtevam javne službe, imelo pri izpolnjevanju teh obveznosti ob upoštevanju realiziranih prejemkov in razumnega dobička zaradi izpolnjevanja teh obveznosti“ [44].
The Commission considers that the fourth condition is not met in the case of the task of gathering deposits to be centralised with the CDC for the purpose of financing social housing.
Komisija meni, da četrti pogoj ni izpolnjen, kar zadeva nalogo zbiranja hranilnih vlog, centraliziranih pri CDC za financiranje socialnih stanovanj.
It should be noted that the State assigned this task, not to the highest bidder via a public procurement procedure, but directly by negotiation with Crédit Mutuel.
Treba je ugotoviti, da država te naloge ni dodelila najugodnejšemu ponudniku po postopku javnega naročanja, temveč jo je dodelila neposredno po postopku s pogajanji, ki jih je imela s Crédit Mutuel.
The level of brokerage commission was not determined by reference to the costs connected with the performance of the service of general economic interest incurred by a typical, well-run undertaking.
Raven posredniške provizije ni bila določena glede na stroške opravljanja storitve splošnega gospodarskega pomena, ki jih ima povprečno, dobro vodeno podjetje.
The brokerage commission of 1,3 % could not be based on the actual costs incurred by Crédit Mutuel in performing the service of general economic interest because there was no separate accounting for the Livret bleu in September 1991 making it possible to trace the costs linked specifically to the Livret bleu in the bank’s accounts.
1,3-odstotna raven posredniške provizije namreč ni mogla temeljiti na dejanskih stroških, ki jih je Crédit Mutuel imela pri opravljanju storitve splošnega gospodarskega pomena, ker septembra 1991 niso obstajale ločene računovodske evidence za shemo Livret bleu, iz katerih bi bilo mogoče v računovodskih evidencah banke ugotoviti stroške, posebej povezane s shemo Livret bleu.
The French authorities argue that Crédit Mutuel is, on the whole, well run.
Francoski organi trdijo, da je Crédit Mutuel na splošno dobro vodena banka.
Finally, the fact that, as soon as the distribution of Livrets A and Livrets bleus was liberalised on 1 January 2009, Crédit Mutuel’s brokerage commission went down from 1,1 % to 0,6 % seems to indicate that the level of that commission was higher than it would have been had it been based on the costs of a typical, well-run undertaking performing the same general-interest task.
Nazadnje se zdi, da dejstvo, da se je posredniška provizija, ki jo je prejemala Crédit Mutuel, po liberalizaciji distribuiranja shem Livret A in Livret bleu 1. januarja 2009 z 1,1 % znižala na 0,6 %, kaže, da je bila raven te provizije višja od ravni, ki bi bila določena na podlagi stroškov povprečnega, dobro vodenega podjetja, ki opravlja enako nalogo splošnega pomena.
In so far as the conditions of the Altmark judgment are cumulative, it is enough that only one of the conditions is not met for the case law not to apply and for the measure at issue to be able to constitute State aid.
Ker so pogoji iz sodne prakse Altmark kumulativni, je dovolj, da eden od pogojev ni izpolnjen, da se sodna praksa ne uporablja in da je zadevna pomoč morda lahko državna pomoč.
It follows from the above that the measure at issue does not meet the fourth condition of the Altmark judgment.
Iz zgornjega sledi, da zadevni ukrep ne izpolnjuje četrtega pogoja iz sodne prakse Altmark.
The Altmark case law therefore does not apply and it needs to be considered whether the measure does in fact constitute State aid [45] [46].
Ta sodna praksa se torej ne uporablja, zato je treba preučiti, ali je ukrep dejansko državna pomoč [45] [46].
The conditions relating to the existence of aid are met
Pogoji o obstoju pomoči so izpolnjeni
Article 107(1) TFEU provides that any aid granted by a Member State or through State resources in any form whatsoever which distorts or threatens to distort competition by favouring certain undertakings or the production of certain goods shall, in so far as it affects trade between Member States, be incompatible with the internal market.
Člen 107(1) PDEU določa, da je vsaka pomoč, ki jo dodeli država članica, ali kakršna koli vrsta pomoči iz državnih sredstev, ki izkrivlja ali bi lahko izkrivljala konkurenco z dajanjem prednosti posameznim podjetjem ali proizvodnji posameznega blaga, nezdružljiva s skupnim trgom, kolikor prizadene trgovino med državami članicami.
Imputability to the State and state resources
Odgovornost države in državna sredstva
Moreover, the CDC is a public undertaking the conduct of which is imputable to the State [48].
Poleg tega je CDC javno podjetje, za katerega ravnanje je odgovornost mogoče pripisati državi [48].
The condition concerning imputability to the State and state resources is therefore met.
Pogoj o odgovornosti države in državnih sredstvih je torej izpolnjen.
The brokerage commission was granted exclusively to Crédit Mutuel in return for its gathering savings, to be centralised with the CDC for the purpose of financing social housing, by means of the Livret bleu, for which Crédit Mutuel held an exclusive right of distribution.
Posredniška provizija je bila dodeljena izključno banki Crédit Mutuel v zameno za zbiranje hranilnih vlog, centraliziranih pri CDC za financiranje socialnih stanovanj, v okviru sheme Livret bleu, do distribuiranja katere je imel Crédit Mutuel izključno pravico.
This measure is therefore selective in nature.
Ta ukrep je bil torej selektiven.
The conditions of the Altmark judgment being inapplicable, examination as to the existence of an advantage distorting competition
Ker se pogoji iz sodne prakse Altmark ne uporabljajo, se preuči obstoj prednosti, ki izkrivlja konkurenco
Given that it constituted a transfer of state resources for the benefit of Crédit Mutuel alone, the brokerage commission improved the competitive position of that bank compared with its competitors.
Ker je posredniška provizija pomenila prenos državnih sredstev le v korist Crédit Mutuel, je izboljšala konkurenčni položaj te banke v primerjavi z njenimi konkurenti.
According to the case law of the Court of Justice, an improvement in the competitive position of an undertaking as a result of State aid generally constitutes proof that competition with other undertakings which have not received similar aid is being distorted [49].
V skladu s sodno prakso Sodišča izboljšanje konkurenčnega položaja podjetja zaradi državne pomoči praviloma dokazuje, da je glede na druga podjetja, ki niso prejela podobne pomoči, konkurenca izkrivljena [49].
Moreover, according to settled case law, there is an effect on trade between Member States where the undertaking in receipt of aid carries on its activities in a sector which is open to competition and in which there is trade between Member States [50].
Poleg tega je v skladu z ustaljeno sodno prakso trgovina med državami članicami prizadeta, kadar podjetje, ki prejema pomoč, opravlja dejavnosti na področju, ki je odprto za konkurenco in je predmet trgovine med državami članicami [50].
From 1979, the share of the market held by foreign banks reached 8 % in the case of lending business (4 % for branches without legal personality, 4 % for subsidiaries constituted under French law) and 4,5 % in the case of deposit business (2 % and 2,5 % respectively).
Od leta 1979 je tržni delež tujih bank dosegal 8 % pri posojilnih dejavnostih (4 % za podružnice brez pravne osebnosti, 4 % za hčerinske družbe s francosko pravno obliko) in 4,5 % pri hranilnih vlogah (2 % oziroma 2,5 %).
The share held by non-French European banks compared with all foreign banks was 50 % in the case of loans and 70 % for deposits.
Delež nefrancoskih evropskih bank v primerjavi z vsemi tujimi bankami je bil 50 % pri posojilih in 70 % pri hranilnih vlogah.
Crédit Mutuel has therefore been faced since the 1970s with competition from foreign networks on French soil.
Crédit Mutuel se je torej od 70. let spopadala s konkurenco tujih mrež na francoskem ozemlju.
Moreover, the liquid bank savings market to which the Livret bleu belonged, and which also includes the Codevi, the LEP, the Livret jeune, ordinary savings accounts and the CEL [51], was already open to competition during the period considered.
Poleg tega je bil trg likvidnih bančnih hranilnih vlog, katerega del je shema Livret bleu ter ki vključuje tudi Codevi, LEP, shemo Livret jeune, običajne hranilne račune in CEL [51], v zadevnem obdobju že odprt za konkurenco.
The Commission concludes, therefore, that the four necessary preconditions for the existence of aid are met.
Komisija torej sklepa, da so štirje pogoji, potrebni za obstoj pomoči, izpolnjeni.
Unlawfulness of the aid measure
Nezakonitost ukrepa pomoči
Lastly, the aid measure is unlawful because it was not notified to the Commission in accordance with Article 108(3) TFEU and was implemented after the entry into force in France of the Treaty establishing the European Economic Community.
Ukrep pomoči je nezakonit, saj ni bil priglašen Komisiji v skladu s členom 108(3) PDEU in se je izvajal po začetku veljavnosti Pogodbe o ustanovitvi Evropske gospodarske skupnosti v Franciji.
In answer to the French authorities’ argument that the aid is existing aid since it was adopted before the expiry of the time limit for transposal of the second Banking Directive, namely 1 January 1993, the Commission would point out that that Directive sought to complete the internal market in the area of credit institutions from the point of view of freedom of establishment and freedom to provide services.
Komisija v odgovoru na trditev francoskih organov, da gre za obstoječo pomoč, ker je bila sprejeta pred iztekom roka za prenos druge bančne direktive 1. januarja 1993, poudarja, da je bil cilj te direktive uresničitev notranjega trga v sektorju kreditnih institucij z vidika svobode ustanavljanja in prostega pretoka storitev.
It does not imply that the relevant market was closed to competition before the brokerage commission was adopted, but simply that there were still certain obstacles to freedom of establishment and freedom to provide services in the banking sector.
Ne pomeni, da je bil zadevni trg zaprt za konkurenco pred sprejetjem posredniške provizije, temveč pomeni le, da so obstajale še druge ovire za svobodo ustanavljanja in prosti pretok storitev v bančnem sektorju.
Since the measure at issue contains elements of State aid, the Commission must analyse the compatibility of the said measure with the internal market.
Ker zadevni ukrep vsebuje elemente državne pomoči, mora Komisija analizirati njegovo združljivost z notranjim trgom.
Article 106(2) TFEU provides that: ‘Undertakings entrusted with the operation of services of general economic interest […] shall be subject to the rules contained in the Treaties, in particular to the rules on competition, in so far as the application of such rules does not obstruct the performance, in law or in fact, of the particular tasks assigned to them. The development of trade must not be affected to such an extent as would be contrary to the interests of the Union’.
V skladu s členom 106(2) PDEU „podjetja, pooblaščena za opravljanje storitev splošnega gospodarskega pomena, […] ravnajo po pravilih iz Pogodb, zlasti po pravilih o konkurenci, kolikor uporaba takšnih pravil pravno ali dejansko ne ovira izvajanja posebnih nalog, ki so jim dodeljene. Razvoj trgovine ne sme biti prizadet v takšnem obsegu, ki bi bil v nasprotju z interesi Unije.“
According to the case law of the Court of Justice, the decision-making practice of the Commission and the 2005 Community framework, Article 106(2) TFEU signifies that State aid to an undertaking entrusted with the operation of a service of general economic interest may be declared compatible with the internal market if the aid measure fulfils the following conditions:
V skladu s sodno prakso Sodišča, prakso Komisije in okvirom Skupnosti iz leta 2005 člen 106(2) PDEU pomeni, da je državno pomoč za podjetje, pooblaščeno za opravljanje storitve splošnega gospodarskega pomena, mogoče razglasiti za združljivo z notranjim trgom, če ukrep pomoči izpolnjuje naslednje pogoje:
the service provided has the features of a service of general economic interest;
opravljena storitev ima značilnosti storitve splošnega gospodarskega pomena;
the undertaking is actually required to perform this service of general economic interest by the State by means of one or more official acts;
država je z enim ali več uradnimi akti podjetje dejansko pooblastila za opravljanje te storitve splošnega gospodarskega pomena;
the principles of necessity and proportionality are respected; and
načeli nujnosti in sorazmernosti sta upoštevani ter
the development of trade must not be affected to such an extent as would be contrary to the Union’s interests.
razvoj trgovine ni prizadet v takšnem obsegu, ki bi bil v nasprotju z interesi Unije.
Conditions (a) and (b) are fulfilled for the reasons set out in recital 81.
Pogoja (a) in (b) sta izpolnjena zaradi razlogov, predstavljenih v uvodni izjavi 81.
As far as condition (d) is concerned, there is no evidence in the Commission’s possession to suggest that intra-Community trade has been affected to such an extent that the aid does not satisfy this condition.
Komisija v zvezi s pogojem (d) nima na voljo nobenega podatka, da je bila trgovina znotraj Skupnosti tako zelo prizadeta, da pomoč ne bi izpolnjevala tega pogoja.
In particular, the Decision of 10 May 2007 asked for an end to the exclusivity of the right of distribution of the Livret bleu since the special rights connected with the distribution of the Livret bleu constituted a restriction on freedom to provide services within the Community [53].
Komisija je zlasti v odločbi z dne 10. maja 2007 zahtevala odpravo izključne pravice do distribuiranja sheme Livret bleu, ker so posebne pravice, povezane z distribuiranjem sheme Livret bleu, pomenile omejevanje svobode opravljanja storitev v Skupnosti [53].
Nevertheless, provided that it has not overcompensated the general interest service entrusted to Crédit Mutuel, the brokerage commission cannot be considered as affecting the development of trade to an extent contrary to the Union’s interests.
Vendar za posredniško provizijo, če ni bila prekomerno nadomestilo za opravljanje naloge opravljanja storitve splošnega pomena, dodeljene Crédit Mutuel, ni mogoče šteti, da vpliva na razvoj trgovine v takšnem obsegu, ki bi bil v nasprotju z interesi Unije.
The Commission examines, therefore, below whether the principles of necessity and proportionality have in fact been respected, that is to say, whether the amount of the compensation which the brokerage commission constitutes has not exceeded what is necessary to cover the costs incurred in discharging the public service obligations, taking into account the relevant receipts and a reasonable profit for discharging those obligations [54].
Komisija torej v nadaljevanju preučuje še, ali sta bili načeli nujnosti in sorazmernosti v resnici upoštevani, to je ali znesek nadomestila, ki ga predstavlja posredniška provizija, ni presegel zneska, potrebnega za pokrivanje stroškov, ki so nastali pri izpolnjevanju obveznosti javne službe, ob upoštevanju ustreznih prejemkov in zmernega dobička za izpolnjevanje navedenih obveznosti [54].
In verifying the absence of any overcompensation (see subsection 7.2.5), the Commission follows — for the period from 27 September 1991 (see subsection 7.2.1) to 31 December 2005 — a global approach (see subsection 7.2.2).
Komisija pri preverjanju neobstoja morebitnega prekomernega nadomestila (glej pododdelek 7.2.5) v zvezi z obdobjem od 27. septembra 1991 (glej pododdelek 7.2.1) do 31. decembra 2005 sledi celostnemu pristopu (glej pododdelek 7.2.2).
Beginning of the period considered (27 September 1991)
Začetek zadevnega obdobja 27. septembra 1991
As stated in recitals 75 and 76, the only measure at issue in the present case is the brokerage commission, the principle of which was established on 27 September 1991, at the same time as Crédit Mutuel was tasked with centralising its deposits with the CDC with a view to financing social housing.
Kot je bilo navedeno v uvodnih izjavah 75 in 76, je edini ukrep, ki se obravnava v tej zadevi, posredniška provizija, katere načelo je bilo uvedeno 27. septembra 1991, ko je bila Crédit Mutuel pooblaščena za centralizacijo svojih hranilnih vlog pri CDC za financiranje socialnih stanovanj.
Before that date, neither the brokerage commission nor the centralisation with the CDC existed.
Pred tem datumom nista obstajali niti posredniška provizija niti centralizacija pri CDC.
Consequently, the Commission must begin its assessment of the proportionality of the aid as from that date.
Zato mora Komisija oceno sorazmernosti pomoči začeti s tem datumom.
The Commission considers in conclusion that its extension Decision was inconsistent in limiting the aid measure to the brokerage commission created on 27 September 1991 while continuing to take into account the net revenue from Livret bleu accounts during the period from 1 January 1991 to 27 September 1991.
Komisija nazadnje meni, da je njena odločitev o razširitvi postopka vsebovala nedoslednost, ker je bil ukrep pomoči omejen le na posredniško provizijo, uvedeno 27. septembra 1991, hkrati pa so se še naprej upoštevali neto prihodki, povezani s shemo Livret bleu, za obdobje od 1. januarja 1991 do 27. septembra 1991.
In view of the fact that Crédit Mutuel is able to communicate the net results of general-interest uses and non-earmarked uses only on an annual basis, the Commission considers that, for the year 1991, account must be taken only of the net results corresponding to the period from 27 September 1991 to 31 December 1991, based on the proportion between the number of relevant days and the net results for the whole of 1991, i.e. 96/365.
Ker lahko Crédit Mutuel sporoči podatke o neto poslovnem izidu v zvezi z naložbami splošnega pomena in prostimi naložbami le na letni ravni, Komisija meni, da je treba za leto 1991 upoštevati le neto poslovni izid za obdobje od 27. septembra 1991 do 31. decembra 1991, neto poslovni izid za celotno leto 1991 pa navesti le sorazmerno s številom upoštevnih dni, to je 96/365.
The net results for deposits centralised with the CDC for the year 1991 can be taken into account in their entirety since, as explained in recital 101, such centralisation was in fact introduced after 27 September 1991, with the result that, by definition, no part of these results relates to the period from 1 January 1991 to 27 September 1991.
Neto poslovni izid od hranilnih vlog, centraliziranih pri CDC, za leto 1991 se lahko upošteva v celoti, ker je bila ta centralizacija, kot je bilo navedeno v uvodni izjavi 101, uvedena prav po 27. septembru 1991, tako da se po definiciji noben del tega poslovnega izida ne nanaša na obdobje od 1. januarja 1991 do 27. septembra 1991.
Global approach up to the end of 2005 and each year thereafter
Celostni pristop do konca leta 2005 in letni pristop v nadaljevanju
In its extension Decision, the Commission advocated the adoption of an annual approach to assessing the existence of any overcompensation.
Komisija je v odločitvi o razširitvi postopka zagovarjala uporabo letnega pristopa za presojo obstoja morebitnega prekomernega nadomestila.
This approach stems from the 2005 Community framework and represents a change compared with its previous practice.
Ta pristop izhaja iz okvira Skupnosti iz leta 2005 in pomeni spremembo v primerjavi z njeno preteklo prakso.
When, prior to the adoption of the 2005 Community framework, the Commission had to assess the existence of any overcompensation, it followed an approach which may be described as ‘global’ whereby the amounts relating to the years of overcompensation could, without limit, be offset by the amounts for the years of undercompensation [56].
Ko je morala Komisija pred sprejetjem okvira Skupnosti iz leta 2005 oceniti obstoj morebitnega prekomernega nadomestila, je namreč uporabila pristop, ki ga je mogoče opredeliti kot „celosten“ in po katerem je bilo mogoče zneske za leta, v katerih je prišlo do prekomernega nadomestila, brez omejitve izravnati z zneski za leta, v katerih je bilo nadomestilo premajhno [56].
Pursuant to point 26 of the 2005 Community framework, the Commission will apply the framework’s provisions to non-notified aid if the aid was granted after publication of the framework in the Official Journal of the European Union and the provisions in force at the time the aid was granted, in all other cases.
Komisija bo v skladu s točko 26 okvira Skupnosti iz leta 2005 za nepriglašene pomoči uporabila določbe navedenega okvira, če je bila pomoč dodeljena po objavi okvira v Uradnem listu Evropske unije, in določbe, ki so veljavne v obdobju dodelitve pomoči, v ostalih primerih.
The aid at issue was granted annually [57] and was not notified.
Zadevna pomoč se dodeljuje letno [57] in ni bila priglašena.
The 2005 Community framework advocates an ‘annual’ approach inasmuch as the calculation of any overcompensation has to be done annually without it being possible to carry forward the amount of any annual overcompensation to the next year, save where that amount does not exceed 10 % of the amount of annual compensation [58].
V okviru Skupnosti iz leta 2005 je priporočen „letni“ pristop, če je treba morebitno prekomerno nadomestilo izračunati na letni ravni, ne da bi bilo mogoče znesek letnega prekomernega nadomestila prenesti na naslednje leto, razen če ta znesek ne presega 10 % zneska letnega nadomestila [58].
On the other hand, prior to the adoption of the 2005 Community framework, where the Commission checked whether the undertaking had not been overcompensated for the performance of the public-service task, it followed a ‘global’ approach (see recital 104) [59].
Nasprotno pa je Komisija pred sprejetjem okvira Skupnosti iz leta 2005 pri preverjanju, da podjetje ni prejelo prekomernega nadomestila za izvajanje naloge javne službe, uporabljala „celostni“ pristop (glej uvodno izjavo 104) [59].