natgillin/translations-raw huggingface dataset:
Given the existing structures and operations of the Committee of European Banking Supervisors, it is important to ensure very close cooperation between the Committee of European Banking Supervisors and the Commission when establishing appropriate transitional arrangements, to ensure that the period during which the Commission is responsible for the administrative establishment and initial administrative operation of the Authority be as limited as possible.
Ker ima Odbor evropskih bančnih nadzornikov že vpeljane strukture in področje delovanja, je treba zagotoviti tesno sodelovanje med Odborom evropskih bančnih nadzornikov in Komisijo pri določitvi ustreznih prehodnih ureditev, s čimer bi se zagotovilo, da bo obdobje, med katerim bo Komisija odgovorna za upravno ureditev in začetno upravno delovanje Organa, čim krajše.
It is appropriate to set a time limit for the application of this Regulation in order to ensure that the Authority is adequately prepared to begin operations and a smooth transition from the Committee of European Banking Supervisors.
Primerno je določiti časovni rok za uporabo te uredbe in s tem zagotoviti, da bo Organ ustrezno pripravljen na začetek dejavnosti in da se bo lahko nemoteno izvedel prenos nalog Odbora evropskih bančnih nadzornikov.
The Authority should be appropriately financed.
Organ bi bilo treba ustrezno financirati.
At least initially, it should be financed 40 % from Union funds and 60 % through contributions from Member States, made in accordance with the weighting of votes set out in Article 3(3) of the Protocol (No 36) on transitional provisions.
Vsaj na začetku bi moral prejemati 40 % sredstev iz Unije in 60 % iz prispevkov držav članic v skladu s ponderiranjem glasov iz člena 3(3) Protokola (št. 36) o prehodni ureditvi.
In order to enable the Authority to be established on 1 January 2011, this Regulation should enter into force on the day following its publication in the Official Journal of the European Union,
Da bi lahko bil Organ ustanovljen 1. januarja 2011, bi morala ta uredba začeti veljati dan po objavi v Uradnem listu Evropske unije –
Establishment and scope of action
Ustanovitev in obseg delovanja
This Regulation establishes a European Supervisory Authority (European Banking Authority) (hereinafter ‘the Authority’).
Ta uredba ustanavlja Evropski nadzorni organ (Evropski bančni organ) (v nadaljnjem besedilu: Organ).
The Authority shall act within the powers conferred by this Regulation and within the scope of Directive 2006/48/EC, Directive 2006/49/EC, Directive 2002/87/EC, Regulation (EC) No 1781/2006, Directive 94/19/EC and, to the extent that those acts apply to credit and financial institutions and the competent authorities that supervise them, within the relevant parts of Directive 2005/60/EC, Directive 2002/65/EC, Directive 2007/64/EC and Directive 2009/110/EC, including all directives, regulations, and decisions based on those acts, and of any further legally binding Union act which confers tasks on the Authority.
Organ deluje v okviru pooblastil, podeljenih s to uredbo, ter v okviru področja uporabe Direktive 2006/48/ES, Direktive 2006/49/ES, Direktive 2002/87/ES, Uredbe (ES) št. 1781/2006, Direktive 94/19/ES in, kadar se ti akti uporabljajo za kreditne in finančne institucije ter pristojne organe, ki jih nadzorujejo, v okviru ustreznih delov Direktive 2005/60/ES, Direktive 2002/65/ES, Direktive 2007/64/ES in Direktive 2009/110/ES, vključno z vsemi direktivami, uredbami in sklepi, ki temeljijo na teh aktih, ter v okviru vsakega drugega pravno zavezujočega akta Unije, ki na Organ prenaša naloge.
The Authority shall also act in the field of activities of credit institutions, financial conglomerates, investment firms, payment institutions and e-money institutions in relation to issues not directly covered in the acts referred to in paragraph 2, including matters of corporate governance, auditing and financial reporting, provided that such actions by the Authority are necessary to ensure the effective and consistent application of those acts.
Organ deluje tudi na področju dejavnosti kreditnih institucij, finančnih konglomeratov, investicijskih družb, plačilnih institucij in institucij elektronskega denarja v zvezi z vprašanji, ki jih ne zajemajo neposredno akti iz odstavka 2, vključno na področju upravljanja podjetij, revizij in računovodskega poročanja, pod pogojem, da je tovrstno ukrepanje Organa nujno za zagotovitev učinkovite in dosledne uporabe navedenih aktov.
The provisions of this Regulation are without prejudice to the powers of the Commission, in particular pursuant to Article 258 TFEU, to ensure compliance with Union law.
Določbe te uredbe ne posegajo v pooblastila Komisije, da, zlasti na podlagi člena 258 PDEU, zagotavlja skladnost s pravom Unije.
The objective of the Authority shall be to protect the public interest by contributing to the short, medium and long-term stability and effectiveness of the financial system, for the Union economy, its citizens and businesses.
Cilj Organa je varovati javne interese s prispevanjem h kratko-, srednje- in dolgoročni stabilnosti in učinkovitosti finančnega sistema v korist gospodarstva Unije, njenih državljanov in podjetij.
The Authority shall contribute to:
Organ prispeva k:
improving the functioning of the internal market, including, in particular, a sound, effective and consistent level of regulation and supervision;
izboljšanju delovanja notranjega trga, kar zajema zlasti smotrno, učinkovito in usklajeno stopnjo ureditve in nadzora,
ensuring the integrity, transparency, efficiency and orderly functioning of financial markets;
zagotovitvi integritete, preglednosti, učinkovitosti in pravilnega delovanja finančnih trgov,
strengthening international supervisory coordination;
krepitvi mednarodnega usklajevanja pri nadzoru,
preventing regulatory arbitrage and promoting equal conditions of competition;
preprečevanju regulativne arbitraže in spodbujanju enakih konkurenčnih pogojev,
ensuring the taking of credit and other risks are appropriately regulated and supervised; and
zagotavljanju, da so najemanje kreditov in druga tveganja ustrezno urejena in nadzorovana, ter
enhancing customer protection.
okrepitvi varstva potrošnikov.
For those purposes, the Authority shall contribute to ensuring the consistent, efficient and effective application of the acts referred to in paragraph 2, foster supervisory convergence, provide opinions to the European Parliament, the Council, and the Commission and undertake economic analyses of the markets to promote the achievement of the Authority’s objective.
V ta namen Organ prispeva k zagotavljanju dosledne, uspešne in učinkovite uporabe aktov iz odstavka 2, spodbuja konvergenco nadzora, pripravi mnenja za Evropski parlament, Svet in Komisijo ter opravlja ekonomske analize trgov, da spodbudi uresničevanje ciljev Organa.
In the exercise of the tasks conferred upon it by this Regulation, the Authority shall pay particular attention to any systemic risk posed by financial institutions, the failure of which may impair the operation of the financial system or the real economy.
Organ pri izvajanju nalog, ki so mu dodeljene s to uredbo, posebno pozornost namenja sistemskim tveganjem, ki jih predstavljajo finančne institucije, katerih propad lahko negativno vpliva na delovanje finančnega sistema ali na realno gospodarstvo.
When carrying out its tasks, the Authority shall act independently and objectively and in the interest of the Union alone.
Pri opravljanju svojih nalog Organ deluje neodvisno in objektivno ter izključno v interesu Unije.
European System of Financial Supervision
Evropski sistem finančnega nadzora
The Authority shall form part of a European System of Financial Supervision (ESFS).
Organ je del Evropskega sistema finančnega nadzora (ESFS).
The main objective of the ESFS shall be to ensure that the rules applicable to the financial sector are adequately implemented to preserve financial stability and to ensure confidence in the financial system as a whole and sufficient protection for the customers of financial services.
Glavni cilj ESFS je zagotoviti ustrezno izvajanje pravil, ki veljajo v finančnem sektorju, da se ohrani finančna stabilnost in zagotovi zaupanje v finančni sistem kot celoto, ter da se uporabnikom finančnih storitev omogoči zadostno varstvo.
The ESFS shall comprise the following:
ESFS sestavljajo:
the European Systemic Risk Board (ESRB), for the purposes of the tasks as specified in Regulation (EU) No 1092/2010 and this Regulation;
Evropski odbor za sistemska tveganja (ESRB) za namene nalog, kakor so določene v Uredbi (EU) št. 1092/2010 in v tej uredbi;
the Authority;
Organ;
the European Supervisory Authority (European Insurance and Occupational Pensions Authority) established by Regulation (EU) No 1094/2010 of the European Parliament and of the Council [38];
Evropski nadzorni organ (Evropski organ za zavarovanja in poklicne pokojnine), ustanovljen z Uredbo (EU) št. 1094/2010 Evropskega parlamenta in Sveta [38];
the European Supervisory Authority (European Securities and Markets Authority) established by Regulation (EU) No 1095/2010 of the European Parliament and of the Council [39];
Evropski nadzorni organ (Evropski organ za vrednostne papirje in trge), ustanovljen z Uredbo (EU) št. 1095/2010 Evropskega parlamenta in Sveta [39];
the Joint Committee of the European Supervisory Authorities (Joint Committee) for the purposes of carrying out the tasks as specified in Articles 54 to 57 of this Regulation, of Regulation (EU) No 1094/2010 and of Regulation (EU) No 1095/2010;
Skupni odbor Evropskih nadzornih organov (v nadaljnjem besedilu: Skupni odbor) za izvajanje nalog iz členov 54 do 57 te uredbe, Uredbe (EU) št. 1094/2010 in Uredbe (EU) št. 1095/2010;
the competent or supervisory authorities in the Member States as specified in the Union acts referred to in Article 1(2) of this Regulation, of Regulation (EU) No 1094/2010 and of Regulation (EU) No 1095/2010.
pristojni ali nadzorni organi držav članic, kakor so določeni v aktih Unije iz člena 1(2) te uredbe, Uredbe (EU) št. 1094/2010 in Uredbe (EU) št. 1095/2010.
The Authority shall cooperate regularly and closely with the ESRB as well as with the European Supervisory Authority (European Insurance and Occupational Pensions Authority) and the European Supervisory Authority (European Securities and Markets Authority) through the Joint Committee, ensuring cross-sectoral consistency of work and reaching joint positions in the area of supervision of financial conglomerates and on other cross-sectoral issues.
Organ prek Skupnega odbora redno in tesno sodeluje z ESRB, pa tudi Evropskim nadzornim organom (Evropski organ za zavarovanja in poklicne pokojnine) ter Evropskim nadzornim organom (Evropski organ za vrednostne papirje in trge), zagotavlja medsektorsko usklajenost dela ter oblikuje skupna stališča glede nadzora nad finančnimi konglomerati in glede drugih medsektorskih vprašanj.
In accordance with the principle of sincere cooperation pursuant to Article 4(3) of the Treaty on European Union, the parties to the ESFS shall cooperate with trust and full mutual respect, in particular in ensuring the flow of appropriate and reliable information between them.
Na podlagi načela lojalnega sodelovanja v skladu s členom 4(3) Pogodbe o Evropski uniji udeleženci v ESFS sodelujejo z zaupanjem in s popolnim vzajemnim spoštovanjem, zlasti pri zagotavljanju pretoka ustreznih in zanesljivih informacij med njimi.
Those supervisory authorities that are party to the ESFS shall be obliged to supervise financial institutions operating in the Union in accordance with the acts referred to in Article 1(2).
Tisti nadzorni organi, ki so udeleženi v ESFS, so zavezani nadzorovati finančne institucije, ki delujejo v Uniji, v skladu z akti iz člena 1(2).
Accountability of the Authorities
Odgovornost Organov
The Authorities referred to in Article 2(2)(a) to (d) shall be accountable to the European Parliament and the Council.
Organi iz člena 2(2)(a) do (d) so odgovorni Evropskemu parlamentu in Svetu.
For the purposes of this Regulation the following definitions apply:
Za namene te uredbe se uporabljajo naslednje opredelitve pojmov:
‘financial institutions’ means ‘credit institutions’ as defined in Article 4(1) of Directive 2006/48/EC, ‘investment firms’ as defined in Article 3(1)(b) of Directive 2006/49/EC, and ‘financial conglomerates’ as defined in Article 2(14) of Directive 2002/87/EC, save that, with regard to Directive 2005/60/EC, ‘financial institutions’ means credit institutions and financial institutions as defined in Article 3(1) and (2) of that Directive;
„finančne institucije“ so „kreditne institucije“, kakor so opredeljene v členu 4(1) Direktive 2006/48/ES, „investicijska podjetja“, kakor so opredeljena v členu 3(1)(b) Direktive 2006/49/ES in „finančni konglomerati“, kakor so opredeljeni v členu 2(14) Direktive 2002/87/ES, s tem, da po Direktivi 2005/60/ES „finančne institucije“ pomeni kreditne in finančne institucije, kakor so opredeljene v členu 3(1) in (2) navedene direktive;
‘competent authorities’ means:
„pristojni organi“ pomeni:
competent authorities as defined in Directives 2006/48/EC, 2006/49/EC and 2007/64/EC and as referred to in Directive 2009/110/EC;
pristojne organe, kakor so opredeljeni v direktivah 2006/48/ES, 2006/49/ES in 2007/64/ES ter Direktivi 2009/110/ES;
with regard to Directives 2002/65/EC and 2005/60/EC, the authorities competent for ensuring compliance with the requirements of those Directives by credit and financial institutions; and
v primeru direktiv 2002/65/ES in 2005/60/ES organe, ki so pristojni zagotoviti, da kreditne in finančne institucije izpolnjujejo zahteve iz teh direktiv in
with regard to deposit guarantee schemes, bodies which administer deposit-guarantee schemes pursuant to Directive 94/19/EC, or, where the operation of the deposit-guarantee scheme is administered by a private company, the public authority supervising those schemes pursuant to that Directive.
v primeru sistemov zajamčenih vlog organe, ki upravljajo sisteme zajamčenih vlog v skladu z Direktivo 94/19/ES, oziroma javni organ, ki nadzoruje sistem zajamčenih vlog, če ga upravlja zasebna družba v skladu z navedeno direktivo.
The Authority shall be a Union body with legal personality.
Organ je organ Unije in je pravna oseba.
In each Member State, the Authority shall enjoy the most extensive legal capacity accorded to legal persons under national law.
Organ ima v vsaki državi članici najširšo pravno sposobnost, ki jo pravnim osebam priznava nacionalna zakonodaja.
It may, in particular, acquire or dispose of movable and immovable property and be a party to legal proceedings.
Zlasti lahko pridobiva premičnine in nepremičnine ali z njimi razpolaga ter je stranka v sodnih postopkih.
The Authority shall be represented by its Chairperson.
Organ zastopa njegov predsednik.
The Authority shall comprise:
Organ sestavljajo:
a Board of Supervisors, which shall exercise the tasks set out in Article 43;
odbor nadzornikov, ki izvaja naloge iz člena 43;
a Management Board, which shall exercise the tasks set out in Article 47;
upravni odbor, ki izvaja naloge iz člena 47;
a Chairperson, who shall exercise the tasks set out in Article 48;
predsednik, ki izvaja naloge iz člena 48;
an Executive Director, who shall exercise the tasks set out in Article 53;
izvršni direktor, ki izvaja naloge iz člena 53;
a Board of Appeal, which shall exercise the tasks set out in Article 60.
odbor za pritožbe, ki izvaja naloge iz člena 60.
The Authority shall have its seat in London.
Sedež Organa je v Londonu.
TASKS AND POWERS OF THE AUTHORITY
NALOGE IN POOBLASTILA ORGANA
Tasks and powers of the Authority
Naloge in pooblastila Organa
The Authority shall have the following tasks:
Organ ima naslednje naloge:
to contribute to the establishment of high-quality common regulatory and supervisory standards and practices, in particular by providing opinions to the Union institutions and by developing guidelines, recommendations, and draft regulatory and implementing technical standards which shall be based on the legislative acts referred to in Article 1(2);
prispeva k oblikovanju visoko kakovostnih skupnih regulativnih in nadzornih standardov in praks, zlasti s pripravo mnenj za institucije Unije ter z razvojem smernic, priporočil in osnutkov regulativnih in izvedbenih tehničnih standardov, ki temeljijo na zakonodajnih aktih Unije iz člena 1(2);
to contribute to the consistent application of legally binding Union acts, in particular by contributing to a common supervisory culture, ensuring consistent, efficient and effective application of the acts referred to in Article 1(2), preventing regulatory arbitrage, mediating and settling disagreements between competent authorities, ensuring effective and consistent supervision of financial institutions, ensuring a coherent functioning of colleges of supervisors and taking actions, inter alia, in emergency situations;
prispeva k dosledni uporabi pravno zavezujočih aktov Unije, zlasti s prizadevanjem za skupno kulturo na področju nadzora, zagotavljanjem usklajene, uspešne in učinkovite uporabe aktov iz člena 1(2), preprečevanjem regulativne arbitraže, posredovanjem in reševanjem sporov med pristojnimi organi, zagotavljanjem učinkovitega in skladnega nadzora nad finančnimi institucijami, zagotavljanjem skladnega delovanja kolegijev nadzornikov in sprejemanjem ukrepov, med drugim tudi v izrednih razmerah;
to stimulate and facilitate the delegation of tasks and responsibilities among competent authorities;
spodbuja in omogoča prenose nalog in pristojnosti med pristojnimi organi;
to cooperate closely with the ESRB, in particular by providing the ESRB with the necessary information for the achievement of its tasks and by ensuring a proper follow up to the warnings and recommendations of the ESRB;
tesno sodeluje z ESRB, zlasti ESRB posreduje informacije, potrebne za opravljanje njegovih nalog ter z zagotavljanjem ustreznega upoštevanja opozoril in priporočil ESRB;
to organise and conduct peer review analyses of competent authorities, including issuing guidelines and recommendations and identifying best practices, in order to strengthen consistency in supervisory outcomes;
pripravlja in izvaja analize medsebojnih strokovnih pregledov pristojnih organov, vključno z izdajanjem smernic in priporočil ter opredeljevanjem najboljših praks, da se okrepi usklajenost rezultatov nadzora;
to monitor and assess market developments in the area of its competence, including where appropriate trends in credit, in particular, to households and SMEs;
v okviru svoje pristojnosti spremlja in ocenjuje razvoj dogodkov na trgu, po potrebi tudi trende kreditiranja, zlasti gospodinjstev ter malih in srednjih podjetij;
to undertake economic analyses of markets to inform the discharge of the Authority’s functions;
opravlja ekonomske analize trgov za obveščenost pri opravljanju nalog Organa;
to foster depositor and investor protection;
spodbuja varstvo vlagateljev in investitorjev;
to contribute to the consistent and coherent functioning of colleges of supervisors, the monitoring, assessment and measurement of systemic risk, the development and coordination of recovery and resolution plans, providing a high level of protection to depositors and investors throughout the Union and developing methods for the resolution of failing financial institutions and an assessment of the need for appropriate financing instruments, in accordance with Articles 21 to 26;
prispeva k skladnemu in doslednemu delovanju kolegijev nadzornikov, spremljanju, ocenjevanju in merjenju sistemskega tveganja, razvijanju ter usklajevanju načrtov reševanja in sanacije, zagotavljanju visoke ravni zaščite vlagateljev in investitorjev po vsej Uniji in razvoju metod za saniranje finančnih institucij v težavah ter oceno potreb po ustreznih finančnih instrumentih v skladu s členi 21 do 26;
to fulfil any other specific tasks set out in this Regulation or in other legislative acts;
izpolnjuje vse druge posebne naloge iz te uredbe ali iz drugih zakonodajnih aktov;
to publish on its website, and to update regularly, information relating to its field of activities, in particular, within the area of its competence, on registered financial institutions, in order to ensure information is easily accessible by the public;
na svojem spletnem mestu objavlja in redno posodablja informacije v zvezi s področjem svojega delovanja, zlasti, v okviru svojih pristojnosti, o registriranih finančnih institucijah, da se zagotovi, da so informacije lahko dostopne javnosti;
to take over, as appropriate, all existing and ongoing tasks from the Committee of European Banking Supervisors (CEBS).
od Odbora evropskih bančnih nadzornikov (CEBS) po potrebi prevzame vse obstoječe in že začete naloge.
To achieve the tasks set out in paragraph 1, the Authority shall have the powers set out in this Regulation, in particular to:
Organ ima za izpolnjevanje nalog iz odstavka 1 pooblastila, določena v tej uredbi, zlasti pa za:
develop draft regulatory technical standards in the specific cases referred to in Article 10;
pripravo osnutkov regulativnih tehničnih standardov v posebnih primerih iz člena 10;
develop draft implementing technical standards in the specific cases referred to in Article 15;
pripravo osnutkov izvedbenih tehničnih standardov v posebnih primerih iz člena 15;
issue guidelines and recommendations, as laid down in Article 16;
izdajanje smernic in priporočil, kakor je določeno v členu 16;
issue recommendations in specific cases, as referred to in Article 17(3);
izdajanje priporočil v posebnih primerih iz člena 17(3);
take individual decisions addressed to competent authorities in the specific cases referred to in Articles 18(3) and 19(3);
sprejemanje individualnih odločitev, naslovljenih na pristojne organe v posebnih primerih iz členov 18(3) in 19(3);
in cases concerning directly applicable Union law, take individual decisions addressed to financial institutions, in the specific cases referred to in Article 17(6), 18(4) and 19(4);
v primerih, ko se neposredno uporablja pravo Unije, sprejemanje individualnih odločitev, naslovljenih na finančne institucije v posebnih primerih iz člena 17(6), iz člena 18(4) in iz člena 19(4);
issue opinions to the European Parliament, the Council, or the Commission as provided for in Article 34;
izdajanje mnenj za Evropski parlament, Svet ali Komisijo, kakor je določeno v členu 34;
collect the necessary information concerning financial institutions as provided for in Article 35;
zbiranje potrebnih informacij o finančnih institucijah, kakor je določeno v členu 35;
develop common methodologies for assessing the effect of product characteristics and distribution processes on the financial position of institutions and on consumer protection;
razvijanje skupnih metodologij za ocenjevanje vpliva lastnosti produktov in njihovih postopkov razširjanja na finančno stanje institucij in varstvo potrošnikov;
provide a centrally accessible database of registered financial institutions in the area of its competence where specified in the acts referred to in Article 1(2).
zagotavljanje centralno dostopne zbirke podatkov o registriranih finančnih institucijah na področju svojih pristojnosti, če je tako določeno v aktih iz člena 1(2).
Tasks related to consumer protection and financial activities
Naloge glede varstva potrošnikov in finančnih dejavnosti
The Authority shall take a leading role in promoting transparency, simplicity and fairness in the market for consumer financial products or services across the internal market, including by:
Organ na trgu za potrošniške finančne proizvode in storitve prevzame vodilno vlogo pri spodbujanju preglednosti, enostavnosti in pravičnosti na vsem notranjem trgu, med drugim:
collecting, analysing and reporting on consumer trends;
z zbiranjem, analiziranjem in poročanjem o potrošniških trendih;
reviewing and coordinating financial literacy and education initiatives by the competent authorities;
s pregledovanjem in usklajevanjem pobud za finančno opismenjevanje in izobraževanje s strani pristojnih organov;
developing training standards for the industry; and
z razvojem standardov usposabljanja v panogi in
contributing to the development of common disclosure rules.
s prispevanjem k razvoju skupnih pravil o razkritju.