natgillin/translations-raw huggingface dataset:
institutions incorporated and located in that territory, including subsidiaries of parent companies located outside that territory, and
institucije, ki so registrirane in se nahajajo na tem ozemlju, vključno s hčerinskimi družbami matičnih družb zunaj tega ozemlja, in
branches of institutions that have their head office outside that territory.
podružnice institucij, ki imajo svojo glavno upravo zunaj tega ozemlja.
Institutions located in offshore financial centres are treated statistically as residents of the territories in which the centres are located.
Institucije, ki se nahajajo v finančnih središčih offshore, se statistično obravnavajo kot rezidenti ozemelj, na katerih se ta središča nahajajo.
MFIs consolidate for statistical purposes the business of all their offices (registered or head office and/or branches) located within the same national territory.
MFI za statistične namene konsolidirajo posle vseh svojih pisarn (registriranega sedeža ali glavne uprave in/ali podružnic), ki se nahajajo na istem nacionalnem ozemlju.
No consolidation for statistical purposes is permitted across national boundaries.
Konsolidiranje za statistične namene čez nacionalne meje ni dovoljeno.
If a parent company and its subsidiaries are MFIs located in the same national territory, the parent company is permitted to consolidate in its statistical returns the business of these subsidiaries, keeping however the business of credit institutions and other MFIs separate.
Kadar so matična družba in njene hčerinske družbe MFI, ki se nahajajo na istem nacionalnem ozemlju, je matični družbi dovoljeno, da v svojih statističnih poročilih konsolidira posle teh hčerinskih družb, posle kreditnih institucij in drugih MFI pa vodi ločeno.
If an institution has branches located within the territories of the other participating Member States, the registered or head office located in a given participating Member State considers the positions towards all these branches as positions towards residents in the other participating Member States.
Če ima institucija podružnice na ozemlju drugih sodelujočih držav članic, potem registriran sedež ali glavna uprava v dani sodelujoči državi članici šteje postavke nasproti tem podružnicam za postavke nasproti rezidentom drugih sodelujočih držav članic.
Conversely, a branch located in a given participating Member State considers the positions towards the registered or head office or towards other branches of the same institution located within the territories of the other participating Member States as positions towards residents in the other participating Member States.
In obratno, podružnica, ki se nahaja v dani sodelujoči državi članici, šteje postavke nasproti registriranemu sedežu ali glavni upravi ali nasproti drugim podružnicam iste institucije na ozemlju drugih sodelujočih držav članic za postavke nasproti rezidentom v drugih sodelujočih državah članicah.
If an institution has branches located outside the territory of the participating Member States, the registered or head office located in a given participating Member State considers the positions towards all these branches as positions towards residents of the rest of the world.
Če ima institucija podružnice zunaj ozemlja sodelujočih držav članic, potem registriran sedež ali glavna uprava v dani sodelujoči državi članici šteje postavke nasproti tem podružnicam za postavke nasproti rezidentom ostalega sveta.
Conversely, a branch located in a given participating Member State considers the positions towards the registered or head office or towards other branches of the same institution located outside the participating Member States as positions towards residents of the rest of the world.
In obratno, podružnica, ki se nahaja v dani sodelujoči državi članici, šteje postavke nasproti registriranemu sedežu ali glavni upravi ali nasproti drugim podružnicam iste institucije, ki se nahajajo zunaj sodelujočih držav članic, za postavke nasproti rezidentom ostalega sveta.
This table provides a detailed standard description of the instrument categories which NCBs transpose into categories applicable at the national level in accordance with this Regulation.
Ta tabela zagotavlja podroben standardni opis kategorij instrumentov, ki jih NCB pretvorijo v kategorije, ki se uporabljajo na nacionalni ravni v skladu s to uredbo.
The definitions refer to the ESA 95.
Opredelitve pojmov se nanašajo na ESR 95.
The period of notice corresponds to the time between the moment the holder gives notice of an intention to redeem the instrument and the date on which the holder is allowed to convert it into cash without incurring a penalty.
Odpovedni rok ustreza obdobju med trenutkom, ko imetnik odda obvestilo o nameri, da bo odkupil instrument, in datumom, na katerega je imetniku dopuščeno brez kazni spremeniti ta instrument v gotovino.
Financial instruments are classified according to the period of notice only when there is no agreed maturity.
Finančni instrumenti se razvrščajo glede na odpovedni rok samo, če zapadlost ni dogovorjena.
Holdings of euro and foreign banknotes and coins in circulation that are commonly used to make payments
Imetja eurobankovcev in tujih bankovcev ter kovancev v obtoku, ki so v splošni rabi za izvrševanje plačil.
Loans of up to and including one year/over one year and up to and including five years/of over five years' original maturity
Posojila s prvotno zapadlostjo do vključno enega leta/nad enim letom do vključno petih let/nad petimi leti
For the purposes of the reporting scheme, this item consists of funds lent by reporting agents to borrowers which are not evidenced by documents or are represented by a single document (even if it has become negotiable).
Za namene sistema poročanja ta kategorija vsebuje sredstva, ki jih poročevalske enote posojajo posojilojemalcem in ki niso evidentirana v dokumentih ali so predstavljena z enim samim dokumentom (tudi če je ta postal tržen).
It includes in particular assets in the form of deposits.
Ta kategorija vključuje zlasti sredstva v obliki vlog.
NCBs may also require the full sector breakdown for this item.
Za to postavko lahko NCB zahtevajo tudi polno sektorsko razčlenitev.
loans granted to households and non-profit institutions serving households, broken down by:
posojila, odobrena gospodinjstvom in nepridobitnim izvajalcem storitev za gospodinjstva, razčlenjena na:
credit for consumption (loans granted for the purpose of mainly personal use in the consumption of goods and services).
potrošniške kredite (posojila, odobrena predvsem za namene osebne potrošnje blaga in storitev).
Credit for consumption granted to sole proprietors/unincorporated partnerships is comprised in this category, if the reporting MFI knows that the loan is predominantly used for personal consumption purposes
Potrošniški krediti, odobreni samostojnim podjetnikom posameznikom/neinkorporiranim partnerstvom, so vključeni v to kategorijo, če MFI poročevalka ve, da so posojila namenjena pretežno osebni potrošnji,
lending for house purchase (credit extended for the purpose of investing in houses for own use or rental, including building and refurbishments).
stanovanjske kredite (posojila, dana za namene vlaganja v hiše za osebno rabo ali oddajo, vključno z gradnjo in prenavljanjem).
It comprises loans secured on residential property that are used for the purpose of house purchase and other loans for house purchase made on a personal basis or secured against other forms of assets.
Ti krediti zajemajo s stanovanjskimi nepremičninami zavarovana posojila, namenjena za nakup hiše, in druga posojila za nakup hiš, odobrena na osebni podlagi ali zavarovana z drugimi oblikami sredstev.
Housing loans granted to sole proprietors/unincorporated partnerships are comprised in this category unless the reporting MFI knows that the house is predominantly used for business related purposes, in which case it is reported as ‘other lending of which sole proprietors/unincorporated partnerships’
Stanovanjska posojila, odobrena samostojnim podjetnikom posameznikom/neinkorporiranim partnerstvom, so zajeta v tej kategoriji, razen če MFI poročevalka ve, da se hiša uporablja za pretežno poslovne namene, v tem primeru pa se ta posojila poročajo pod „ostala posojila, od tega samostojni podjetniki posamezniki/neinkorporirana partnerstva“,
other (loans granted for purposes other than consumption and house purchase, such as business, debt consolidation, education, etc.).
ostalo (posojila, dana za druge namene kot potrošnjo in nakup hiše, na primer za poslovne namene, konsolidacijo dolgov, izobraževanje itd.).
This category may include loans for consumption purposes to sole proprietors/unincorporated partnerships (see Annex II Part 3) if these are not reported under the category ‘credit for consumption’.
Ta kategorija lahko vključuje posojila samostojnim podjetnikom posameznikom/neinkorporiranim partnerstvom za namene potrošnje (glej del 3 Priloge II), če le-ta niso sporočena pod kategorijo „potrošniški krediti“.
Unless the conditions for reduced reporting apply, an ‘of which’ position is to be reported, separately identifying within this category the loans granted to sole proprietors (see Annex II, Part 3)
Poroča se postavka „od tega“, ki znotraj te kategorije ločeno izkazuje posojila, dana samostojnim podjetnikom posameznikom (glej del 3 Priloge II), razen če se uporabijo pogoji za zmanjšano poročanje;
credit card debt
dolgovi po kreditnih karticah.
For the purpose of this Regulation, this category comprises credit granted to households or non-financial corporations either via delayed debit cards (i.e. cards providing convenience credit as defined below) or via credit cards (i.e. cards providing convenience credit and extended credit).
Za namene te uredbe ta kategorija zajema kredite, odobrene gospodinjstvom ali nefinančnim družbam bodisi preko kartic z odloženim plačilom (tj. kartic, ki omogočajo posojila po kreditnih karticah z odloženim brezobrestnim plačilom, kot je opredeljeno spodaj) ali preko kreditnih kartic (tj. kartic, ki omogočajo posojila po kreditnih karticah z odloženim brezobrestnim plačilom in obrestovana posojila po kreditnih karticah).
Credit card debt is recorded on dedicated card accounts and therefore not evident on current or overdraft accounts.
Dolg po kreditnih karticah se evidentira na namenskih računih za kreditne kartice in zato ni razviden iz tekočega računa ali računa s prekoračitvijo stanja.
Convenience credit is defined as the credit granted at an interest rate of 0 % in the period between the payment transaction(s) effectuated with the card during one billing cycle and the date at which the debit balances from this specific billing cycle become due.
Posojilo po kreditni kartici z odloženim brezobrestnim plačilom je opredeljeno kot posojilo, ki je odobreno po obrestni meri 0 % v obdobju med eno ali več plačilnimi transakcijami, izvršenimi s kartico v času enega obračunskega obdobja, in datumom, ko negativna stanja iz tega določenega računskega obdobja zapadejo v plačilo.
Extended credit is defined as the credit granted after the due date(s) of the previous billing cycle(s) has/have passed, i.e. debit amounts on the card account that have not been settled when this was first possible, for which an interest rate or tiered interest rates usually greater than 0 % are charged.
Obrestovano posojilo po kreditni kartici je opredeljeno kot posojilo, ki je odobreno po izteku enega ali več prejšnjih obračunskih obdobij, tj. dolgovani zneski na računu za kreditno kartico, ki še niso bili poravnani, ko je bilo to najprej mogoče, za katere se zaračuna obrestna mera ali progresivna obrestna mera, ki je običajno višja od 0 %.
Often minimum instalments per month have to be made, to at least partially repay extended credit.
Pogosto morajo biti na mesec poplačani minimalni obroki, da se podaljšani kredit vsaj delno odplača.
The counterpart to these forms of credit is the entity liable to eventually repay the amounts outstanding in accordance with the contractual agreement, which coincides with the cardholder in the case of privately used cards, but not in the case of company cards
Nasprotna stranka pri teh oblikah kreditov je subjekt, ki odgovarja za vračilo neporavnanih zneskov v skladu z dogovorjeno pogodbo in ki se ujema z imetnikom kartice v primeru kartic za zasebno uporabo, ne pa tudi v primeru poslovnih kartic;
revolving loans and overdrafts
posojila revolving in prekoračitve stanja na računih.
Revolving loans are loans that have all the following features: 1. the borrower may use or withdraw funds to a pre-approved credit limit without giving prior notice to the lender; 2. the amount of available credit can increase and decrease as funds are borrowed and repaid; 3. the credit may be used repeatedly; 4. there is no obligation of regular repayment of funds.
Posojila revolving so posojila, ki imajo vse od naslednjih lastnosti: (1) posojilojemalec lahko uporabi ali dvigne sredstva do vnaprej odobrenega kreditnega limita brez poprejšnjega obvestila posojilodajalcu; (2) glede na črpanje in vračanje sredstev se znesek razpoložljivega kredita lahko povečuje in zmanjšuje; (3) kredit se lahko ponovno uporabi; (4) ni obveznosti rednega vračanja sredstev.
Revolving loans include the amounts obtained through a line of credit and not yet repaid (outstanding amounts).
Posojila revolving vključujejo zneske, pridobljene s kreditno linijo in ki še niso vrnjeni (neporavnani zneski).
A line of credit is an agreement between a lender and borrower that allows a borrower to take advances, during a defined period and up to a certain limit, and repay the advances at his discretion before a defined date.
Kreditna linija je sporazum med posojilodajalcem in posojilojemalcem, ki posojilojemalcu dovoljuje, da črpa posojilo znotraj določenega obdobja in do določene meje ter da po lastni presoji vrne posojilo pred določenim datumom.
Amounts available through a line of credit that have not been withdrawn or have already been repaid are not to be considered under any BSI category.
Razpoložljivi zneski na kreditni liniji, ki niso bili dvignjeni ali pa so že bili vrnjeni, se ne obravnavajo pod nobeno kategorijo postavk bilance stanja.
Overdrafts are debit balances on current accounts.
Prekoračitve stanja na računih so stanja v breme na tekočih računih.
Both revolving loans and overdrafts exclude loans provided through credit cards.
Tako posojila revolving kot prekoračitve stanja na računih ne zajemajo posojil po kreditnih karticah.
The total amount owed by the borrower is to be reported, irrespective of whether it is within or beyond any limit agreed beforehand between the lender and the borrower with regard to size and/or maximum period of the loan
Poroča se skupni znesek, ki ga dolguje posojilojemalec, ne glede na to, ali je znotraj ali zunaj predhodno dogovorjenega limita med posojilodajalcem in posojilojemalcem o višini in/ali najdaljšem obdobju posojila;
syndicated loans (single loan agreements, in which several institutions participate as lenders).
sindicirana posojila (ena posojilna pogodba, pri kateri kot posojilodajalec sodeluje več institucij).
Syndicated loans only cover cases where the borrower knows, from the loan contract, that the loan is made by several lenders.
Sindicirana posojila zajemajo le tiste posle, pri katerih je posojilojemalec v posojilni pogodbi seznanjen s tem, da posojilo daje več posojilodajalcev.
For statistical purposes, only amounts actually disbursed by lenders (rather than total credit lines) are regarded as syndicated loans.
Za statistične namene se za sindicirana posojila štejejo le zneski, ki jih posojilodajalci dejansko izplačajo (ne pa celotne kreditne linije).
The syndicated loan is usually arranged and coordinated by one institution (often called the ‘lead manager) and is actually made by various participants in the syndicate.
Sindicirano posojilo običajno organizira in koordinira ena institucija (pogostokrat imenovana „vodilna banka“), dejansko pa ga da več udeležencev v sindikatu.
Participants, including the lead manager, all report their share of the loan vis-à-vis the borrower (i.e. not vis-à-vis the lead manager) in their balance sheet assets
Vsi udeleženci, vključno z vodilno banko, poročajo svoje deleže v posojilu do posojilojemalca (in ne do vodilne banke) med sredstvi svoje bilance stanja;
deposits, as defined under liability category 9
vloge, kakor so opredeljene pri kategoriji obveznosti 9;
financial leases granted to third parties
finančni leasing, odobren tretjim osebam.
Financial leases are contracts whereby the legal owner of a durable good (lessor) lends these assets to a third party (lessee) for most if not all of the economic lifetime of the assets, in exchange for instalments covering the cost of the good plus an imputed interest charge.
Finančni leasing je pogodba, s katero pravni lastnik trajnega blaga (leasingodajalec) posodi ta sredstva tretji osebi (leasingojemalcu) za večji del, če že ne za celotno ekonomsko življenjsko dobo teh sredstev, v zameno za obroke, ki pokrijejo stroške blaga, povečane za znesek pripisanih obresti.
The lessee is in fact assumed to receive all of the benefits to be derived from the use of the good and to incur the costs and risks associated with ownership.
Za leasingojemalca se domneva, da dejansko prejme vse koristi, ki izhajajo iz uporabe tega blaga, ter da nosi vse stroške in tveganja, ki so povezani z lastništvom.
For statistical purposes, financial leases are treated as loans from the lessor to the lessee (enabling the lessee to purchase the durable good).
Za statistične namene se finančni leasingi obravnavajo kot posojila, ki jih leasingodajalec da leasingojemalcu (kar slednjemu omogoči nakup trajnega blaga).
The assets (durable goods) which have been lent to the lessee are not recorded anywhere on the MFI's balance sheet
Sredstva (trajno blago), ki so posojena leasingojemalcu, se ne evidentirajo v bilanci stanja MFI;
bad debt loans that have not yet been repaid or written off
slaba posojila, ki še niso bila vrnjena ali odpisana.
The total amount of loans in respect of which repayment is overdue or otherwise identified as being impaired, partially or totally, in accordance with the definition of default in Directive 2006/48/EC
Skupni znesek posojil, katerih vračilo je zapadlo ali je kako drugače delno ali popolnoma moteno, v skladu z opredelitvijo neplačila iz Direktive 2006/48/ES;
Holdings of securities other than shares and other equity which are not negotiable and cannot be traded on secondary markets, see also ‘traded loans’
Imetja vrednostnih papirjev razen delnic in drugega lastniškega kapitala, ki niso tržni ter z njimi ni mogoče trgovati na sekundarnih trgih, glej tudi „posojila, s katerimi se trguje“;
traded loans
posojila, s katerimi se trguje.
Loans that have de facto become negotiable are to be classified under the asset item ‘loans’ provided that they continue to be evidenced by a single document and are, as a general rule, only traded occasionally
Posojila, ki so dejansko postala tržna, je treba razvrstiti v postavko sredstev „posojila“, pod pogojem, da so še naprej evidentirana z enim samim dokumentom in se z njimi praviloma trguje samo priložnostno;
subordinated debt in the form of deposits or loans
podrejeni dolg v obliki vlog ali posojil.
Subordinated debt instruments provide a subsidiary claim on the issuing institution that can only be exercised after all claims with a higher status (e.g. deposits/loans) have been satisfied, giving them some of the characteristics of ‘shares and other equity’.
Instrumenti podrejenega dolga predstavljajo podrejeno terjatev do institucije izdajateljice, ki se lahko uveljavi le po tem, ko so vse terjatve z višjim statusom (npr. vloge/posojila) poravnane, kar jim daje nekatere lastnosti „delnic in drugega lastniškega kapitala“.
For statistical purposes, subordinated debt is to be classified as either ‘loans’ or ‘securities other than shares’ according to the nature of the financial instrument.
Za statistične namene se podrejeni dolg razvrsti bodisi med „posojila“ ali „vrednostne papirje razen delnic“ glede na naravo finančnega instrumenta.
Where MFI holdings of all forms of subordinated debt are currently identified as a single figure for statistical purposes, this figure is to be classified under the item ‘securities other than shares’, on the grounds that subordinated debt is predominately constituted in the form of securities, rather than as loans
Če so vse oblike podrejenega dolga, ki jih imajo MFI, trenutno izkazane za statistične namene z enim samim zneskom, je treba ta znesek razvrstiti v postavko „vrednostni papirji razen delnic“, ker je podrejeni dolg sestavljen pretežno iz vrednostnih papirjev, in ne kot posojila;
claims under reverse repos or securities borrowing against cash collateral
terjatve na podlagi povratnih repo poslov ali posojanja vrednostnih papirjev ob gotovinskem zavarovanju.
Counterpart of cash paid out in exchange for securities purchased by reporting agents, or securities borrowing against cash collateral, see liability item 9.4
Protipostavka gotovine, izplačane v zameno za vrednostne papirje, ki so jih kupile poročevalske enote, ali posojanja vrednostnih papirjev ob gotovinskem zavarovanju, glej postavko obveznosti 9.4.
For the purpose of this reporting scheme, the breakdown of loans according to real estate collateral includes the total amount of outstanding loans which are collateralised in accordance with Annex VIII, Part 1, Sections 13-19 of Directive 2006/48/EC, with an outstanding loan/collateral ratio of 1 or below 1.
Za namene te sheme poročanja razčlenitev posojil glede na nepremičninsko zavarovanje vključuje skupni znesek neporavnanih posojil, ki so zavarovana v skladu s točkami 13–19 dela 1 Priloge VIIΙ Direktive 2006/48/ES, s količnikom neporavnana posojila/zavarovanje 1 ali pod 1.
If these rules are not applied by the reporting agent, the determination of the loans to be included in this breakdown is based on the approach chosen to comply with capital requirements.
Če poročevalska enota ne uporabi teh pravil, se posojila, ki se vključijo v to razčlenitev, določijo na podlagi pristopa, izbranega za izpolnitev kapitalskih zahtev.
loans granted on a trust basis
posojila, ki se odobrijo na podlagi zaupanja.
Loans granted on a trust basis (trust loans'/'fiduciary loans) are loans made in the name of one party (the trustee) on behalf of a third party (the beneficiary).
Posojila, ki se odobrijo na podlagi zaupanja („skrbniška posojila“/„fiduciarna posojila“) so posojila, ki jih najame ena oseba („skrbnik“) v imenu tretje osebe („upravičenec“).
The risks and rewards of ownership remain with the beneficiary where: (a) the beneficiary assumes the credit risk of the loan (i.e. the trustee is responsible only for the administrative management of the loan); or (b) the beneficiary's investment is guaranteed against loss, should the trustee go into liquidation (i.e. the trust loan is not part of the assets of the trustee that can be distributed in the event of bankruptcy)
Tveganja in koristi iz naslova lastništva ostanejo upravičencu, kadar: (a) upravičenec prevzame kreditno tveganje za posojilo (tj. skrbnik je odgovoren samo za upravno vodenje posojila); ali (b) je koristnikova naložba zavarovana pred izgubo, če gre skrbnik v likvidacijo (tj. skrbniško posojilo ni del sredstev skrbnika, ki se lahko razdelijo v primeru stečaja).
holdings of securities which give the holder the unconditional right to a fixed or contractually determined income in the form of coupon payments and/or a stated fixed sum at a specific date (or dates) or starting from a date defined at the time of issue
imetja vrednostnih papirjev, ki imetniku dajejo brezpogojno pravico do fiksnega ali pogodbeno določenega dohodka v obliki izplačila kuponskih plačil in/ali potrjene fiksne vsote na določen datum (ali datume) ali z začetkom na datum, ki se določi ob izdaji;
negotiable loans that have been restructured into a large number of identical documents and that can be traded on secondary markets (see also ‘traded loans’ in category 2i)
tržna posojila, ki so bila prestrukturirana v veliko število enakih dokumentov in s katerimi je mogoče trgovati na sekundarnih trgih (glej tudi „posojila, s katerimi se trguje“ v kategoriji 2i);