natgillin/translations-raw huggingface dataset:
the ‘Versorgungsverband deutscher Wirtschaftsorganisationen’ in Germany, unless its statutes are amended as regards the scope of its capacity;
„Versorgungsverband deutscher Wirtschaftsorganisationen“ v Nemčiji, razen če se njen statut spremeni glede obsega funkcij.
the ‘Consorcio de Compensación de Seguros’ in Spain, unless its statutes are amended as regards the scope of its activities or capacity.
„Consorcio de Compensación de Seguros“ v Španiji, razen če se njen statut spremeni glede obsega njenih dejavnosti ali funkcij.
Article 11
ČLEN 11
In regard to reinsurance, this Directive shall not apply to the activity of reinsurance conducted or fully guaranteed by the government of a Member State when that government is acting, for reasons of substantial public interest, in the capacity of reinsurer of last resort, including in circumstances where such a role is required by a situation in the market in which it is not feasible to obtain adequate commercial cover.
Kar zadeva pozavarovanje, se ta direktiva ne uporablja za dejavnosti pozavarovanja, ki ga opravlja ali zanj v celoti jamči vlada države članice, kadar zaradi znatnega javnega interesa vlada deluje kot pozavarovatelj zadnje možnosti, vključno v primeru, ko to zahteva položaj na trgu, na katerem je neizvedljivo doseči ustrezno komercialno kritje.
Article 12
ČLEN 12
Reinsurance undertakings which by 10 December 2007 ceased to conduct new reinsurance contracts and exclusively administer their existing portfolio in order to terminate their activity shall not be subject to this Directive.
Za pozavarovalnice, ki so do 10. decembra 2007 prenehale s sklepanjem novih pogodb o pozavarovanju in svoj obstoječi portfelj izključno upravljajo, da bi prenehale s svojo dejavnostjo, se ta direktiva ne uporablja.
Member States shall draw up a list of the reinsurance undertakings concerned and communicate that list to all the other Member States.
Države članice sestavijo seznam zadevnih pozavarovalnic in ga pošljejo vsem ostalim državam članicam.
Article 13
ČLEN 13
‘insurance undertaking’ means a direct life or non-life insurance undertaking which has received authorisation in accordance with Article 14;
„zavarovalnica“ pomeni zavarovalnico za neposredno življenjsko ali neživljenjsko zavarovanje, ki je prejela dovoljenje v skladu s členom 14;
‘captive insurance undertaking’ means an insurance undertaking, owned either by a financial undertaking other than an insurance or reinsurance undertaking or a group of insurance or reinsurance undertakings within the meaning of Article 212(1)(c) or by a non-financial undertaking, the purpose of which is to provide insurance cover exclusively for the risks of the undertaking or undertakings to which it belongs or of an undertaking or undertakings of the group of which it is a member;
„lastna zavarovalnica“ pomeni zavarovalnico, ki je v lasti bodisi finančnega podjetja, ki ni zavarovalnica, pozavarovalnica ali skupina zavarovalnic ali pozavarovalnic v smislu točke (c) člena 212(1), bodisi nefinančnega podjetja, ki ponuja zavarovalno kritje izključno za tveganja podjetja ali podjetij, katerim pripada, ali podjetja ali podjetij iz skupine, katere članica je;
‘third-country insurance undertaking’ means an undertaking which would require authorisation as an insurance undertaking in accordance with Article 14 if its head office were situated in the Community;
„zavarovalnica tretje države“ pomeni zavarovalnico, ki bi morala imeti uradno dovoljenje kot zavarovalnica v skladu s členom 14, če bi imela sedež v Skupnosti;
‘reinsurance undertaking’ means an undertaking which has received authorisation in accordance with Article 14 to pursue reinsurance activities;
„pozavarovalnica“ pomeni podjetje, ki je pridobilo dovoljenje v skladu s členom 14 za izvajanje dejavnosti pozavarovanja;
‘captive reinsurance undertaking’ means a reinsurance undertaking, owned either by a financial undertaking other than an insurance or reinsurance undertaking or a group of insurance or reinsurance undertakings within the meaning of Article 212(1)(c) or by a non-financial undertaking, the purpose of which is to provide reinsurance cover exclusively for the risks of the undertaking or undertakings to which it belongs or of an undertaking or undertakings of the group of which it is a member;
„lastna pozavarovalnica“ pomeni pozavarovalnico, ki je v lasti bodisi finančnega podjetja, ki ni zavarovalnica, pozavarovalnica ali skupina zavarovalnic ali pozavarovalnic v smislu točke (c) člena 212(1), bodisi nefinančnega podjetja, ki ponuja pozavarovalno kritje izključno za tveganja podjetja ali podjetij, katerim pripada, ali podjetja ali podjetij iz skupine, katere članica je;
‘third-country reinsurance undertaking’ means an undertaking which would require authorisation as a reinsurance undertaking in accordance with Article 14 if its head office were situated in the Community;
„pozavarovalnica tretje države“ pomeni pozavarovalnico, ki bi morala imeti uradno dovoljenje kot pozavarovalnica v skladu s členom 14, če bi imela sedež v Skupnosti;
‘reinsurance’ means either of the following:
„pozavarovanje“ pomeni eno od naslednjega:
the activity consisting in accepting risks ceded by an insurance undertaking or third-country insurance undertaking, or by another reinsurance undertaking or third-country reinsurance undertaking; or
dejavnost, ki sestoji iz sprejemanja nevarnosti, ki jih odstopi zavarovalnica ali zavarovalnica tretje države oziroma druga pozavarovalnica ali pozavarovalnica tretje države;
in the case of the association of underwriters known as Lloyd’s, the activity consisting in accepting risks, ceded by any member of Lloyd’s, by an insurance or reinsurance undertaking other than the association of underwriters known as Lloyd’s;
v primeru pozavarovalnice Lloyd’s sprejemanje nevarnosti, ki jih odstopi kateri koli član pozavarovalnice Lloyd’s, s strani zavarovalnice ali pozavarovalnice, razen pozavarovalnice Lloyd’s;
‘home Member State’ means any of the following:
„matična država članica“ pomeni eno od naslednjega:
for non-life insurance, the Member State in which the head office of the insurance undertaking covering the risk is situated;
za neživljenjsko zavarovanje državo članico, v kateri je sedež zavarovalnice, ki krije nevarnost;
for life insurance, the Member State in which the head office of the insurance undertaking covering the commitment is situated; or
za življenjsko zavarovanje državo članico, v kateri je glavni sedež zavarovalnice, ki krije obveznost; ali
for reinsurance, the Member State in which the head office of the reinsurance undertaking is situated;
za pozavarovanje državo članico, v kateri je sedež pozavarovalnice;
‘host Member State’ means the Member State, other than the home Member State, in which an insurance or a reinsurance undertaking has a branch or provides services; for life and non-life insurance, the Member State of the provisions of services means, respectively, the Member State of the commitment or the Member State in which the risk is situated, where that commitment or risk is covered by an insurance undertaking or a branch situated in another Member State;
„država članica gostiteljica“ pomeni državo članico, ki ni matična država članica, v kateri ima zavarovalnica ali pozavarovalnica podružnico ali opravlja storitve; za življenjsko in neživljenjsko zavarovanje država članica opravljanja storitev pomeni državo članico obveznosti ali državo članico, v kateri je nevarnost, če to obveznost ali nevarnost krije zavarovalnica ali podružnica, ki se nahaja v drugi državi članici;
‘supervisory authority’ means the national authority or the national authorities empowered by law or regulation to supervise insurance or reinsurance undertakings;
„nadzorni organi“ pomenijo nacionalni organ ali nacionalne organe, ki so z zakonom ali drugim predpisom pooblaščeni za nadzor zavarovalnic ali pozavarovalnic;
‘branch’ means an agency or a branch of an insurance or reinsurance undertaking which is located in the territory of a Member State other than the home Member State;
„podružnica“ pomeni zastopstvo ali podružnico zavarovalnice ali pozavarovalnice, ki se nahaja na ozemlju države članice, ki ni matična država članica;
‘establishment’ of an undertaking means its head office or any of its branches;
„sedež“ podjetja pomeni glavni sedež ali eno izmed njegovih podružnic;
‘Member State in which the risk is situated’ means any of the following:
„država članica, v kateri je nevarnost“, pomeni eno od naslednjega:
the Member State in which the property is situated, where the insurance relates either to buildings or to buildings and their contents, in so far as the contents are covered by the same insurance policy;
državo članico, v kateri je premoženje, pri čemer se zavarovanje nanaša bodisi na zgradbe bodisi na zgradbe in njihove vsebine, če vsebine krije ista zavarovalna polica;
the Member State of registration, where the insurance relates to vehicles of any type;
državo članico registracije, če se zavarovanje nanaša na vozila katere koli vrste;
the Member State where the policy holder took out the policy in the case of policies of a duration of four months or less covering travel or holiday risks, whatever the class concerned;
državo članico, kjer je imetnik police sklenil polico, in sicer v primeru polic, ki trajajo štiri mesece ali manj in ki krijejo nevarnosti, povezane s potovanji ali počitnicami, ne glede na zadevno vrsto;
in all cases not explicitly covered by points (a), (b) or (c), the Member State in which either of the following is situated:
v vseh primerih, ki niso izrecno zajeti v točkah (a), (b) ali (c), državo članico, v kateri se nahaja eno od naslednjega:
the habitual residence of the policy holder; or
običajno prebivališče imetnika police; ali
if the policy holder is a legal person, that policy holder’s establishment to which the contract relates;
v primeru, če je imetnik police pravna oseba, sedež tega imetnika police, na katerega se nanaša pogodba;
‘Member State of the commitment’ means the Member State in which either of the following is situated:
„država članica obveznosti“ pomeni državo članico, v kateri se nahaja eno od naslednjega:
the habitual residence of the policy holder;
običajno prebivališče imetnika police;
if the policy holder is a legal person, that policy holder’s establishment, to which the contract relates;
če je imetnik police pravna oseba, sedež tega imetnika police, na katerega se nanaša pogodba;
‘parent undertaking’ means a parent undertaking within the meaning of Article 1 of Directive 83/349/EEC;
„matično podjetje“ pomeni matično podjetje v smislu člena 1 Direktive 83/349/EGS;
‘subsidiary undertaking’ means any subsidiary undertaking within the meaning of Article 1 of Directive 83/349/EEC, including subsidiaries thereof;
„hčerinsko podjetje“ pomeni katero koli hčerinsko podjetje v smislu člena 1 Direktive 83/349/EGS, vključno z njegovimi hčerinskimi podjetji;
‘close links’ means a situation in which two or more natural or legal persons are linked by control or participation, or a situation in which two or more natural or legal persons are permanently linked to one and the same person by a control relationship;
„tesne povezave“ pomenijo položaj, v katerem sta dve fizični ali pravni osebi ali več povezani z: nadzorom ali udeležbo, ali položaj, v katerem sta dve fizični ali pravni osebi ali več stalno povezani v eno in isto osebo s kontrolnim razmerjem;
‘control’ means the relationship between a parent undertaking and a subsidiary undertaking, as set out in Article 1 of Directive 83/349/EEC, or a similar relationship between any natural or legal person and an undertaking;
„nadzor“ pomeni razmerje med matičnim in hčerinskim podjetjem, kakor je določeno v členu 1 Direktive 83/349/EGS, ali podobno razmerje med katero koli fizično ali pravno osebo in podjetjem;
‘intra-group transaction’ means any transaction by which an insurance or reinsurance undertaking relies, either directly or indirectly, on other undertakings within the same group or on any natural or legal person linked to the undertakings within that group by close links, for the fulfilment of an obligation, whether or not contractual, and whether or not for payment;
„posli v skupini“ pomenijo vse posle, pri katerih je zavarovalnica ali pozavarovalnica bodisi posredno ali neposredno odvisna od drugih podjetij znotraj iste skupine bodisi od katere koli fizične ali pravne osebe, ki je s podjetji znotraj te skupine povezana s tesnimi povezavami, za namene izpolnjevanja pogodbenih in drugih plačljivih in neplačljivih obveznosti;
‘participation’ means the ownership, direct or by way of control, of 20 % or more of the voting rights or capital of an undertaking;
„udeležba“ pomeni lastništvo, neposredno ali obvladovanje, 20 % ali več glasovalnih pravic ali kapitala podjetja;
‘qualifying holding’ means a direct or indirect holding in an undertaking which represents 10 % or more of the capital or of the voting rights or which makes it possible to exercise a significant influence over the management of that undertaking;
„kvalificirani delež“ pomeni neposredni ali posredni delež v podjetju, ki predstavlja 10 % ali več kapitala ali glasovalnih pravic ali ki omogoča izvajanje znatnega vpliva na upravljanje tega podjetja;
‘regulated market’ means either of the following:
„urejeni trg“ pomeni eno od naslednjega:
in the case of a market situated in a Member State, a regulated market as defined in Article 4(1)(14) of Directive 2004/39/EC; or
v primeru trga v državi članici, urejeni trg, kakor je opredeljen v točki (14) člena 4(1) Direktive 2004/39/ES; ali
in the case of a market situated in a third country, a financial market which fulfils the following conditions:
v primeru trga v tretji državi, finančni trg, ki izpolnjuje naslednje pogoje:
it is recognised by the home Member State of the insurance undertaking and fulfils requirements comparable to those laid down in Directive 2004/39/EC; and
priznava ga domača država članica zavarovalnice in izpolnjuje zahteve, ki so primerljive s tistimi iz Direktive 2004/39/ES; in
the financial instruments dealt in on that market are of a quality comparable to that of the instruments dealt in on the regulated market or markets of the home Member State;
finančni instrumenti, s katerimi se trguje na navedenem trgu, so takšne kakovosti, ki je primerljiva s kakovostjo instrumentov, s katerimi se trguje na urejenem trgu ali trgih matične države članice;
‘national bureau’ means a national insurers’ bureau as defined in Article 1(3) of Directive 72/166/EEC;
„nacionalni biro“ pomeni biro nacionalnih zavarovateljev, opredeljen v členu 1(3) Direktive 72/166/EGS;
‘national guarantee fund’ means the body referred to in Article 1(4) of Directive 84/5/EEC;
„nacionalni škodni sklad“ pomeni organ, opredeljen v členu 1(4) Direktive 84/5/EGS;
‘financial undertaking’ means any of the following entities:
„finančno podjetje“ pomeni katerega koli od naslednjih subjektov:
a credit institution, a financial institution or an ancillary banking services undertaking within the meaning of Article 4(1), (5) and (21) of Directive 2006/48/EC respectively;
kreditna institucija, finančna institucija ali družba za pomožne bančne storitve v smislu členov 4(1), (5) in (21) Direktive 2006/48/ES;
an insurance undertaking, or a reinsurance undertaking or an insurance holding company within the meaning of Article 212(1)(f);
zavarovalnica, pozavarovalnica ali zavarovalni holding v smislu točke (f) člena 212(1);
an investment firm or a financial institution within the meaning of Article 4(1)(1) of Directive 2004/39/EC; or
investicijska družba ali finančna institucija v smislu točke (1) člena 4(1) Direktive 2004/39/ES;
a mixed financial holding company within the meaning of Article 2(15) of Directive 2002/87/EC
mešani finančni holding v smislu člena 2(15) Direktive 2002/87/ES;
‘special purpose vehicle’ means any undertaking, whether incorporated or not, other than an existing insurance or reinsurance undertaking, which assumes risks from insurance or reinsurance undertakings and which fully funds its exposure to such risks through the proceeds of a debt issuance or any other financing mechanism where the repayment rights of the providers of such debt or financing mechanism are subordinated to the reinsurance obligations of such an undertaking;
„namenska družba“ pomeni katero koli podjetje, registrirano ali ne, razen obstoječe zavarovalnice ali pozavarovalnice, ki prevzame tveganja zavarovalnic ali pozavarovalnic in v celoti financira izpostavljenost takim tveganjem iz donosa izdaje dolga ali iz katerega koli drugega finančnega mehanizma, kjer so pravice odplačila za takšen dolg ali finančni mehanizem odvisne od obveznosti pozavarovanja tega podjetja;
‘large risks’ means:
„velike nevarnosti“ pomeni:
risks classified under classes 4, 5, 6, 7, 11 and 12 in Part A of Annex I;
nevarnosti, razvrščene pod zavarovalne vrste 4, 5, 6, 7, 11 in 12 iz dela A Priloge I;
risks classified under classes 14 and 15 in Part A of Annex I, where the policy holder is engaged professionally in an industrial or commercial activity or in one of the liberal professions and the risks relate to such activity;
nevarnosti, razvrščene pod zavarovalne vrste 14 in 15 iz dela A Priloge I, če se imetnik police osebno poklicno ukvarja z industrijsko ali trgovinsko dejavnostjo ali opravlja katerega od svobodnih poklicev in so nevarnosti povezane s takšno dejavnostjo;
risks classified under classes 3, 8, 9, 10, 13 and 16 in Part A of Annex I in so far as the policy holder exceeds the limits of at least two of the following criteria:
nevarnosti, razvrščene pod zavarovalne vrste 3, 8, 9, 10, 13 in 16 iz dela A Priloge I, če imetnik police presega meje najmanj dveh od naslednjih meril:
a balance-sheet total of EUR 6,2 million;
bilančno vsoto 6200000 EUR,
a net turnover, within the meaning of Fourth Council Directive 78/660/EEC of 25 July 1978 based on Article 54(3)(g) of the Treaty on the annual accounts of certain types of companies [30], of EUR 12,8 million;
neto promet12800000 EUR v smislu Četrte direktive Sveta 78/660/EGS z dne 25. julija 1978 o letnih računovodskih izkazih posameznih vrst družb, ki temelji na členu 54(3)(g) Pogodbe [30],
an average number of 250 employees during the financial year.
povprečno število zaposlenih 250 v poslovnem letu.
If the policy holder belongs to a group of undertakings for which consolidated accounts within the meaning of Directive 83/349/EEC are drawn up, the criteria set out in point (c) of the first subparagraph shall be applied on the basis of the consolidated accounts.
Če imetnik police spada v skupino podjetij, za katera se pripravlja konsolidirana bilanca v smislu Direktive 83/349/EGS, se merila iz točke (c) prvega pododstavka uporabljajo na osnovi konsolidirane bilance.
Member States may add to the category referred to in point (c) of the first subparagraph the risks insured by professional associations, joint ventures or temporary groupings;
Države članice lahko kategoriji iz točke (c) prvega pododstavka dodajo nevarnosti, ki jih zavarujejo poklicna združenja, skupna podjetja ali začasne grupacije;
‘outsourcing’ means an arrangement of any form between an insurance or reinsurance undertaking and a service provider, whether a supervised entity or not, by which that service provider performs a process, a service or an activity, whether directly or by sub-outsourcing, which would otherwise be performed by the insurance or reinsurance undertaking itself;
„zunanje izvajanje“ pomeni kakršen koli dogovor med zavarovalnico ali pozavarovalnico in ponudnikom storitev, ki je nadzorovan ali nenadzorovan subjekt, v skladu s katerim ponudnik storitev neposredno ali posredno opravlja proces, storitev ali dejavnost, ki bi jo sicer opravljala zavarovalnica ali pozavarovalnica sama;
‘function’, within a system of governance, means an internal capacity to undertake practical tasks; a system of governance includes the risk-management function, the compliance function, the internal audit function and the actuarial function;
„funkcija“ znotraj sistema upravljanja pomeni interno sposobnost za opravljanje praktičnih nalog; sistem upravljanja vključuje funkcijo upravljanja tveganj, funkcijo skladnosti, funkcijo notranje revizije in aktuarsko funkcijo;
‘underwriting risk’ means the risk of loss or of adverse change in the value of insurance liabilities, due to inadequate pricing and provisioning assumptions;
„zavarovalno tveganje“ pomeni nevarnost izgube ali neugodne spremembe v vrednosti zavarovalnih obveznosti zaradi neustreznih predpostavk glede oblikovanja cen in rezervacij;
‘market risk’ means the risk of loss or of adverse change in the financial situation resulting, directly or indirectly, from fluctuations in the level and in the volatility of market prices of assets, liabilities and financial instruments;
„tržno tveganje“ pomeni nevarnost izgube ali neugodne spremembe v finančnem položaju, ki lahko neposredno ali posredno nastane zaradi nihanj v stopnji in nepredvidljivosti tržnih cen sredstev, obveznosti in finančnih instrumentov;
‘credit risk’ means the risk of loss or of adverse change in the financial situation, resulting from fluctuations in the credit standing of issuers of securities, counterparties and any debtors to which insurance and reinsurance undertakings are exposed, in the form of counterparty default risk, or spread risk, or market risk concentrations;
„kreditno tveganje“ pomeni nevarnost izgube ali neugodne spremembe v finančnem položaju zaradi nihanj v kreditnem položaju izdajateljev vrednostnih papirjev, nasprotnih strank in morebitnih dolžnikov, katerim so izpostavljene zavarovalnice in pozavarovalnice v obliki tveganja neplačila nasprotne stranke, tveganja razpona ali koncentracij tržnega tveganja;
‘operational risk’ means the risk of loss arising from inadequate or failed internal processes, personnel or systems, or from external events;
„operativno tveganje“ pomeni nevarnost izgube zaradi neprimernega ali neuspešnega izvajanja notranjih procesov, ravnanja ljudi ali delovanja sistemov, ali zaradi zunanjih dogodkov,
‘liquidity risk’ means the risk that insurance and reinsurance undertakings are unable to realise investments and other assets in order to settle their financial obligations when they fall due;
„likvidnostno tveganje“ pomeni nevarnost, da zavarovalnice in pozavarovalnice ne morejo unovčiti naložb in drugih sredstev, da poravnajo svoje finančne obveznosti, ko te zapadejo;
‘concentration risk’ means all risk exposures with a loss potential which is large enough to threaten the solvency or the financial position of insurance and reinsurance undertakings;
„tveganje koncentracije“ pomeni vsako izpostavljanje tveganju z možnostjo izgube, ki je dovolj velika, da ogroža solventnost ali finančni položaj zavarovalnice ali pozavarovalnice;
‘risk-mitigation techniques’ means all techniques which enable insurance and reinsurance undertakings to transfer part or all of their risks to another party;
„tehnike za zmanjševanje tveganja“ pomenijo vse tehnike, ki zavarovalnicam in pozavarovalnicam omogočajo, da prenesejo del ali vsa svoja tveganja na drugo osebo;
‘diversification effects’ means the reduction in the risk exposure of insurance and reinsurance undertakings and groups related to the diversification of their business, resulting from the fact that the adverse outcome from one risk can be offset by a more favourable outcome from another risk, where those risks are not fully correlated;
„učinek razpršenosti“ pomeni manjše izpostavljanje tveganju zavarovalnic in pozavarovalnic ter skupin, ki so povezane z razpršenostjo svojega poslovanja, zaradi dejstva, da se lahko neugoden izid enega tveganja poravna z ugodnejšim izidom drugega tveganja, če takšni tveganji nista popolnoma soodvisni;
‘probability distribution forecast’ means a mathematical function that assigns to an exhaustive set of mutually exclusive future events a probability of realisation;
„napoved v obliki verjetnostne porazdelitve“ pomeni matematično funkcijo, ki obsežnemu nizu medsebojno izključujočih prihodnjih dogodkov določi verjetnost uresničitve;