natgillin/translations-raw huggingface dataset:
the conditions under which outsourcing, in particular to service providers located in third countries, may be performed.
pogoji, pod katerimi se lahko opravlja zunanje izvajanje, zlasti glede ponudnikov storitev v tretjih državah.
Where necessary to ensure appropriate convergence of the assessment referred to in Article 45(1)(a), the Commission may adopt implementing measures to further specify the elements of that assessment.
Če je nujno zagotoviti ustrezno konvergenco ocene iz točke (a) člena 45(1), lahko Komisija sprejme izvedbene ukrepe za podrobnejšo opredelitev elementov te ocene.
Public disclosure
Javno razkritje
Article 51
ČLEN 51
Report on solvency and financial condition: contents
Poročilo o solventnosti in finančnem položaju: vsebina
Member States shall, taking into account the information required in paragraph 3 and the principles set out in paragraph 4 of Article 35, require insurance and reinsurance undertakings to disclose publicly, on an annual basis, a report on their solvency and financial condition.
Države članice ob upoštevanju informacij iz odstavka 3 in načel iz odstavka 4 člena 35 od zavarovalnic in pozavarovalnic zahtevajo, da vsako leto javno razkrijejo poročilo o svoji solventnosti in finančnem položaju.
That report shall contain the following information, either in full or by way of references to equivalent information, both in nature and scope, disclosed publicly under other legal or regulatory requirements:
Poročilo vsebuje naslednje podatke bodisi v celoti bodisi s sklicevanjem na enakovredne podatke, ki so po svoji naravi in obsegu bili razkriti v okviru drugih pravnih ali regulativnih zahtev:
a description of the business and the performance of the undertaking;
opis poslov in delovanja podjetja;
a description of the system of governance and an assessment of its adequacy for the risk profile of the undertaking;
opis sistema upravljanja in oceno njegove ustreznosti za profil tveganj podjetja:
a description, separately for each category of risk, of the risk exposure, concentration, mitigation and sensitivity;
opis izpostavljenosti, koncentracije, zmanjševanja in občutljivosti tveganj, za vsako kategorijo tveganja posebej;
a description, separately for assets, technical provisions, and other liabilities, of the bases and methods used for their valuation, together with an explanation of any major differences in the bases and methods used for their valuation in financial statements;
ločen opis za sredstva, zavarovalno-tehnične rezervacije in druge obveznosti podlag in metod, uporabljenih za njihovo vrednotenje, skupaj z obrazložitvijo kakršnih koli pomembnejših razlik v podlagah in metodah, uporabljenih za njihovo vrednotenje v računovodskih izkazih;
a description of the capital management, including at least the following:
opis upravljanja kapitala, najmanj vključno s:
the structure and amount of own funds, and their quality;
strukturo in zneskom lastnih sredstev ter njihove kakovosti;
the amounts of the Solvency Capital Requirement and of the Minimum Capital Requirement;
zneski zahtevanega solventnostnega kapitala in zahtevanega minimalnega kapitala;
the option set out in Article 304 used for the calculation of the Solvency Capital Requirement;
možnost iz člena 304, ki se uporablja za izračun zahtevanega solventnostnega kapitala;
information allowing a proper understanding of the main differences between the underlying assumptions of the standard formula and those of any internal model used by the undertaking for the calculation of its Solvency Capital Requirement;
podatki, ki omogočajo razumevanje glavnih razlik med predpostavkami standardne oblike in predpostavkami kakršnega koli notranjega modela, ki ga je podjetje uporabilo za izračun svojega zahtevanega solventnostnega kapitala;
the amount of any non-compliance with the Minimum Capital Requirement or any significant non-compliance with the Solvency Capital Requirement during the reporting period, even if subsequently resolved, with an explanation of its origin and consequences as well as any remedial measures taken.
zneskom kakršne koli neskladnosti z zahtevanim minimalnim kapitalom ali kakršne koli pomembnejše neskladnosti z zahtevanim solventnostnim kapitalom v obdobju poročanja, tudi če so bile pozneje razrešene, z obrazložitvijo njihovih vzrokov in posledic kot tudi kakršnih koli popravnih ukrepov, ki so bili sprejeti.
The description referred to in point (e)(i) of paragraph 1 shall include an analysis of any significant changes as compared to the previous reporting period and an explanation of any major differences in relation to the value of such elements in financial statements, and a brief description of the capital transferability.
Opis iz točke (e)(i) odstavka 1 vključuje analizo kakršnih koli pomembnih sprememb v primerjavi s prejšnjim obdobjem poročanja in obrazložitev kakršnih koli pomembnejših razlik v zvezi z vrednostjo takšnih elementov v računovodskih izkazih ter kratek opis prenosljivosti kapitala.
The disclosure of the Solvency Capital Requirement referred to in point (e)(ii) of paragraph 1 shall show separately the amount calculated in accordance with Chapter VI, Section 4, Subsections 2 and 3 and any capital add-on imposed in accordance with Article 37 or the impact of the specific parameters the insurance or reinsurance undertaking is required to use in accordance with Article 110, together with concise information on its justification by the supervisory authority concerned.
Razkritje zahtevanega solventnostnega kapitala iz točke (e)(ii) odstavka 1 ločeno prikaže znesek, izračunan v skladu s pododdelki 2 in 3 oddelka 4 poglavja VI, ter kakršen koli kapitalski pribitek, naložen v skladu s členom 37, ali vpliv posebnih parametrov, ki jih mora uporabljati zavarovalnica ali pozavarovalnica v skladu s členom 110, skupaj s kratkimi in jedrnatimi informacijami o njegovi utemeljitvi s strani zadevnega nadzornega organa.
However, and without prejudice to any disclosure that is mandatory under any other legal or regulatory requirements, Member States may provide that, although the total Solvency Capital Requirement referred to in point (e)(ii) of paragraph 1 is disclosed, the capital add-on or the impact of the specific parameters the insurance or reinsurance undertaking is required to use in accordance with Article 110 need not be separately disclosed during a transitional period ending no later than 31 October 2017.
V prehodnem obdobju, ki se konča najkasneje 31. oktobra 2017, lahko države članice brez poseganja v kakršno koli razkritje, ki je obvezno v okviru kakršnih koli drugih pravnih ali regulativnih zahtev, določijo, da kljub razkritju celotnega zahtevanega solventnostnega kapitala iz točke (e)(ii) odstavka 1 kapitalskega pribitka ali vpliva posebnih parametrov, ki jih mora uporabljati zavarovalnica ali pozavarovalnica v skladu s členom 110, ni treba ločeno razkriti.
The disclosure of the Solvency Capital Requirement shall be accompanied, where applicable, by an indication that its final amount is still subject to supervisory assessment.
Razkritje zahtevanega solventnostnega kapitala vključuje, če je primerno, navedbo, da je njegov končni znesek še vedno predmet nadzorne ocene.
Article 52
ČLEN 52
Information for and reports by CEIOPS
Podatki za CEIOPS in njegova poročila
Member States shall require the supervisory authorities to provide the following information to CEIOPS on an annual basis:
Države članice od nadzornih organov zahtevajo, da CEIOPS vsako leto zagotovijo naslednje podatke:
the average capital add-on per undertaking and the distribution of capital add-ons imposed by the supervisory authority during the previous year, measured as a percentage of the Solvency Capital Requirement, shown separately as follows:
povprečni kapitalski pribitek na posamezno podjetje in porazdelitev kapitalskih pribitkov, ki so jih naložili nadzorni organi v prejšnjem letu, merjeno kot odstotek zahtevanega solventnostnega kapitala in ločeno prikazano kot sledi:
for all insurance and reinsurance undertakings;
za vse zavarovalnice in pozavarovalnice;
for life insurance undertakings;
za življenjske zavarovalnice;
for non-life insurance undertakings;
za neživljenjske zavarovalnice;
for insurance undertakings pursuing both life and non-life activities;
za zavarovalnice, ki izvajajo življenjske in neživljenjske dejavnosti;
for reinsurance undertakings;
za pozavarovalnice;
for each of the disclosures set out in point (a), the proportion of capital add-ons imposed under points (a), (b) and (c) of Article 37(1) respectively.
za vsako razkritje iz točke (a) delež kapitalskih pribitkov, naloženih v okviru točk (a), (b) in (c) člena 37(1).
CEIOPS shall publicly disclose, on an annual basis, the following information:
CEIOPS vsako leto javno razkrije naslednje podatke:
for all Member States together, the total distribution of capital add-ons, measured as a percentage of the Solvency Capital Requirement, for each of the following:
za vse države članice skupno porazdelitev kapitalskih pribitkov, merjeno kot odstotek zahtevanega solventnostnega kapitala, za vsako:
all insurance and reinsurance undertakings;
zavarovalnico in pozavarovalnico;
life insurance undertakings;
življenjsko zavarovalnico;
non-life insurance undertakings;
neživljenjsko zavarovalnico;
insurance undertakings pursuing both life and non-life activities;
zavarovalnico, ki izvaja življenjske in neživljenjske dejavnosti;
reinsurance undertakings;
pozavarovalnico;
for each Member State separately, the distribution of capital add-ons, measured as a percentage of the Solvency Capital Requirement, covering all insurance and reinsurance undertakings in that Member State;
za vsako državo članico posebej porazdelitev kapitalskih pribitkov, merjeno kot odstotek zahtevanega solventnostnega kapitala, ki zajema vse zavarovalnice in pozavarovalnice v tej državi članici;
for each of the disclosures referred to in points (a) and (b), the proportion of capital add-ons imposed under points (a), (b) and (c) of Article 37(1) respectively.
za vsako razkritje iz točk (a) in (b) delež kapitalskih pribitkov, naloženih v okviru točk (a), (b) in (c) člena 37(1).
CEIOPS shall provide the information referred to in paragraph 2 to the European Parliament, the Council and the Commission, together with a report outlining the degree of supervisory convergence in the use of capital add-ons between supervisory authorities in the different Member States.
CEIOPS Evropskemu parlamentu, Svetu in Komisiji zagotovi podatke iz odstavka 2 skupaj s poročilom, ki navaja stopnjo nadzorne konvergence pri uporabi kapitalskih pribitkov med nadzornimi organi v različnih državah članicah.
Article 53
ČLEN 53
Report on solvency and financial condition: applicable principles
Poročilo o solventnosti in finančnem položaju: načela glede uporabe
Supervisory authorities shall permit insurance and reinsurance undertakings not to disclose information where:
Nadzorni organi zavarovalnicam in pozavarovalnicam dovolijo, da ne razkrijejo podatkov v naslednjih primerih:
by disclosing such information, the competitors of the undertaking would gain significant undue advantage;
če bi z razkritjem takšnih podatkov konkurenčna podjetja pridobila znatno neupravičeno prednost;
there are obligations to policy holders or other counterparty relationships binding an undertaking to secrecy or confidentiality.
če obstajajo obveznosti do imetnikov polic ali drugi odnosi z nasprotno stranko, ki podjetje zavezujejo k varovanju skrivnosti ali zaupnosti.
Where non-disclosure of information is permitted by the supervisory authority, undertakings shall make a statement to this effect in their report on solvency and financial condition and shall state the reasons.
Če nadzorni organ dovoli nerazkritje podatkov, podjetja to navedejo v poročilu o solventnosti in finančnem položaju ter pojasnijo razloge.
Supervisory authorities shall permit insurance and reinsurance undertakings, to make use of – or refer to – public disclosures made under other legal or regulatory requirements, to the extent that those disclosures are equivalent to the information required under Article 51 in both their nature and scope.
Nadzorni organi zavarovalnicam in pozavarovalnicam dovolijo uporabo ali sklic na javna razkritja, ki so bila izvedena v okviru drugih pravnih ali regulativnih zahtev, pod pogojem da so ta razkritja po svoji naravi in obsegu enakovredna podatkom, ki se zahtevajo v okviru člena 51.
Paragraphs 1 and 2 shall not apply to the information referred to in Article 51(1)(e).
Odstavka 1 in 2 se ne uporabljata za podatke iz točke (e) člena 51(1).
Article 54
ČLEN 54
Report on solvency and financial condition: updates and additional voluntary information
Poročilo o solventnosti in finančnem položaju: posodobitve in dodatne prostovoljne informacije
In the event of any major development affecting significantly the relevance of the information disclosed in accordance with Articles 51 and 53, insurance and reinsurance undertakings shall disclose appropriate information on the nature and effects of that major development.
V primeru kakršne koli večje spremembe, ki bi znatno vplivala na ustreznost informacij, ki so bile razkrite v skladu s členoma 51 in 53, zavarovalnice in pozavarovalnice razkrijejo primerne informacije glede narave in vplivov te večje spremembe.
For the purposes of the first subparagraph, at least the following shall be regarded as major developments:
Za namene prvega pododstavka, se za večjo spremembo šteje najmanj:
non-compliance with the Minimum Capital Requirement is observed and the supervisory authorities either consider that the undertaking will not be able to submit a realistic short-term finance scheme or do not obtain such a scheme within one month of the date when non-compliance was observed;
če se ugotovi neskladnost z zahtevanim minimalnim kapitalom in nadzorni organi menijo, da podjetje ne bo moglo predložiti realnega kratkoročnega finančnega načrta, ali če takšnega načrta ne prejmejo v roku enega meseca od dne, ko je bila neskladnost ugotovljena;
significant non-compliance with the Solvency Capital Requirement is observed and the supervisory authorities do not obtain a realistic recovery plan within two months of the date when non-compliance was observed.
če se ugotovi znatna neskladnost z zahtevanim solventnostnim kapitalom in nadzorni organi ne prejmejo realnega sanacijskega načrta v roku dveh mesecev od dne, ko je bila neskladnost ugotovljena.
In regard to point (a) of the second subparagraph, the supervisory authorities shall require the undertaking concerned to disclose immediately the amount of non-compliance, together with an explanation of its origin and consequences, including any remedial measure taken.
Glede točke (a) drugega pododstavka nadzorni organi od zadevnega podjetja zahtevajo, da takoj razkrije razsežnost neskladnosti skupaj s pojasnilom o njenem izvoru in posledicah ter vključno z morebitnimi sprejetimi popravnimi ukrepi.
Where, in spite of a short-term finance scheme initially considered to be realistic, non-compliance with the Minimum Capital Requirement has not been resolved three months after its observation, it shall be disclosed at the end of that period, together with an explanation of its origin and consequences, including any remedial measures taken as well as any further remedial measures planned.
Če kljub kratkoročnemu finančnemu načrtu, ki se je sprva štel za realnega, neskladnost z zahtevanim minimalnim kapitalom ni bila razrešena tri mesece po tem, ko je bila ugotovljena, se ta neskladnost ob koncu tega obdobja razkrije skupaj s pojasnilom o njenem izvoru in posledicah ter vključno z morebitnimi sprejetimi popravnimi ukrepi in nadaljnjimi načrtovanimi popravnimi ukrepi.
In regard to point (b) of the second subparagraph, the supervisory authorities shall require the undertaking concerned to disclose immediately the amount of non-compliance, together with an explanation of its origin and consequences, including any remedial measure taken.
Glede točke (b) drugega pododstavka nadzorni organi od zadevnega podjetja zahtevajo, da takoj razkrije znesek neskladnosti skupaj s pojasnilom o njenem izvoru in posledicah ter vključno z morebitnimi sprejetimi popravnimi ukrepi.
Where, in spite of the recovery plan initially considered to be realistic, a significant non-compliance with the Solvency Capital Requirement has not been resolved six months after its observation, it shall be disclosed at the end of that period, together with an explanation of its origin and consequences, including any remedial measures taken as well as any further remedial measures planned.
Če kljub sanacijskemu načrtu, ki se je sprva štel za realnega, neskladnost z zahtevanim minimalnim kapitalom ni bila razrešena šest mesecev po tem, ko je bila ugotovljena, se ta neskladnost ob koncu tega obdobja razkrije skupaj s pojasnilom o njenem izvoru in posledicah ter vključno z morebitnimi sprejetimi popravnimi ukrepi in nadaljnjimi načrtovanimi popravnimi ukrepi.
Insurance and reinsurance undertakings may disclose, on a voluntary basis, any information or explanation related to their solvency and financial condition which is not already required to be disclosed in accordance with Articles 51 and 53 and paragraph 1 of this Article.
Zavarovalnice in pozavarovalnice lahko prostovoljno razkrijejo kakršno koli informacijo ali pojasnilo, ki se nanaša na njihovo solventnost in finančni položaj, za katere se že ne zahteva razkritje v skladu s členoma 51 in 53 ter odstavkom 1 tega člena.
Article 55
ČLEN 55
Report on solvency and financial condition: policy and approval
Poročilo o solventnosti in finančnem položaju: pravila in odobritev
Member States shall require insurance and reinsurance undertakings to have appropriate systems and structures in place to fulfil the requirements laid down in Articles 51 and 53 and Article 54(1), as well as to have a written policy ensuring the ongoing appropriateness of any information disclosed in accordance with Articles 51, 53 and 54.
Države članice od zavarovalnic in pozavarovalnic zahtevajo, da imajo na voljo ustrezne sisteme in strukture za izpolnjevanje zahtev iz členov 51 in 53 in člena 54(1) kot tudi pisna pravila, ki zagotavljajo stalno ustreznost kakršnih koli informacij, ki so razkrite v skladu s členi 51, 53 in 54.
The solvency and financial condition report shall be subject to approval by the administrative, management or supervisory body of the insurance or reinsurance undertaking and be published only after that approval.
Poročilo o solventnosti in finančnem položaju morajo odobriti upravni, upravljalni ali nadzorni organi zavarovalnice ali pozavarovalnice, šele potem se lahko objavi.
Article 56
ČLEN 56
Solvency and financial condition report: implementing measures
Poročilo o solventnosti in finančnem položaju: izvedbeni ukrepi
The Commission shall adopt implementing measures further specifying the information which must be disclosed and the means by which this is to be achieved.
Komisija sprejme izvedbene ukrepe, ki podrobno opredeljujejo informacije, ki jih je treba razkriti, in sredstva, s katerimi se to doseže.
Article 57
ČLEN 57
Acquisitions
Pridobivanje deležev
Member States shall require any natural or legal person or such persons acting in concert (the proposed acquirer) who have taken a decision either to acquire, directly or indirectly, a qualifying holding in an insurance or reinsurance undertaking or to further increase, directly or indirectly, such a qualifying holding in an insurance or reinsurance undertaking as a result of which the proportion of the voting rights or of the capital held would reach or exceed 20 %, 30 % or 50 % or so that the insurance or reinsurance undertaking would become its subsidiary (the proposed acquisition), first to notify in writing the supervisory authorities of the insurance or reinsurance undertaking in which they are seeking to acquire or increase a qualifying holding, indicating the size of the intended holding and relevant information, as referred to in Article 59(4).
Države članice zahtevajo od vsake fizične ali pravne osebe ali takšnih oseb, ki delujejo usklajeno (bodoči pridobitelj) in ki so se odločile, da neposredno ali posredno pridobijo ali dodatno povečajo kvalificirani delež v zavarovalnici ali pozavarovalnici, in bi zaradi tega bil njihov delež glasovalnih pravic ali delež kapitala enak ali večji od 20 %, 30 % ali 50 % ali takšen, da bi zavarovalnica ali pozavarovalnica postala njihovo odvisno podjetje (predlagana pridobitev), da najprej pisno obvestijo nadzorne organe zavarovalnice ali pozavarovalnice, v kateri skušajo pridobiti ali povečati kvalificirani delež, o velikosti predvidenega deleža in jim sporočijo ustrezne informacije iz člena 59(4).
Member States need not apply the 30 % threshold where, in accordance with Article 9(3)(a) of Directive 2004/109/EC, they apply a threshold of one third.
Državam članicam ni treba uporabiti 30 % praga, če v skladu s točko (a) člena 9(3) Direktive 2004/109/ES uporabljajo prag ene tretjine.
Member States shall require any natural or legal person who has taken a decision to dispose, directly or indirectly, of a qualifying holding in an insurance or reinsurance undertaking first to notify in writing the supervisory authorities of the home Member State, indicating the size of that person’s holding after the intended disposal.
Države članice zahtevajo od vsake fizične ali pravne osebe, ki se je odločila, da bi neposredno ali posredno odsvojila kvalificirani delež v zavarovalnici ali pozavarovalnici, da najprej pisno uradno obvesti nadzorne organe matične države članice in navede velikost deleža navedene osebe po nameravani odsvojitvi.
Such a person shall likewise notify the supervisory authorities of a decision to reduce that person’s qualifying holding so that the proportion of the voting rights or of the capital held would fall below 20 %, 30 % or 50 % or so that the insurance or reinsurance undertaking would cease to be a subsidiary of that person.
Taka oseba uradno obvesti nadzorne organe matične države članice o odločitvi, da bo zmanjšala kvalificirani delež navedene osebe tako, da bi razmerje glasovalnih pravic ali deleža kapitala padlo pod 20 %, 30 % ali 50 % ali da bi zavarovalnica ali pozavarovalnice prenehala biti odvisno podjetje navedene osebe.
Article 58
ČLEN 58
The supervisory authorities shall, promptly and in any event within two working days following receipt of the notification required under Article 57(1), as well as following the possible subsequent receipt of the information referred to in paragraph 2, acknowledge receipt thereof in writing to the proposed acquirer.
Nadzorni organi takoj, vsekakor pa v dveh delovnih dneh po prejemu uradnega obvestila, zahtevanega v skladu s členom 57(1), ter po morebitnem kasnejšem prejemu informacij iz odstavka 2 bodočemu pridobitelju pisno potrdijo njegov prejem.
The supervisory authorities shall have a maximum of 60 working days as from the date of the written acknowledgement of receipt of the notification and all documents required by the Member State to be attached to the notification on the basis of the list referred to in Article 59(4) (the assessment period), to carry out the assessment provided for in Article 59(1) (the assessment).
Nadzorni organi imajo na voljo največ šestdeset delovnih dni po datumu pisnega potrdila o prejemu uradnega obvestila in vseh dokumentov, za katere države članice zahtevajo, da se priložijo uradnemu obvestilu na podlagi seznama, omenjenega v členu 59(4) (ocenjevalno obdobje), da opravijo oceno iz člena 59(1) (ocena).
The supervisory authorities shall inform the proposed acquirer of the date of the expiry of the assessment period at the time of acknowledging receipt.
Nadzorni organi ob potrditvi prejema obvestijo bodočega pridobitelja o datumu izteka ocenjevalnega obdobja.
The supervisory authorities may, during the assessment period, if necessary, and no later than on the fiftieth working day of the assessment period, request any further information that is necessary to complete the assessment.
Nadzorni organi lahko po potrebi v ocenjevalnem obdobju, vendar ne kasneje kot petdeseti delovni dan ocenjevalnega obdobja, zahtevajo dodatne informacije, potrebne za dopolnitev ocene.