natgillin/translations-raw huggingface dataset:
multilateral development banks.
multilateralne razvojne banke.
transactions based on a clear, transparent and accessible index, where the underlying reference entities are identical to those that make up an index of entities that is widely traded, or are other tradable securities other than securitisation positions; or
transakcije, ki temeljijo na jasnem, preglednem in dostopnem indeksu, če so osnovni referenčni subjekti enaki tistim, ki sestavljajo indeks subjektov, s katerim se veliko trguje, ali če so to drugi prenosni vrednostni papirji, razen pozicij listinjenja;
syndicated loans, purchased receivables or credit default swaps where these instruments are not used to package and/or hedge a securitisation that is covered by paragraph 1.
posojila bančnih konzorcijev, odkupljene denarne terjatve ali zamenjave neplačil, če se ti instrumenti ne uporabljajo za oblikovanje in/ali varovanje listinjenja, zajetega v odstavku 1.
Before investing, and as appropriate thereafter, credit institutions, shall be able to demonstrate to the competent authorities for each of their individual securitisation positions, that they have a comprehensive and thorough understanding of and have implemented formal policies and procedures appropriate to their trading book and non-trading book and commensurate with the risk profile of their investments in securitised positions for analysing and recording:
Kreditne institucije morajo biti pred naložbami in po potrebi po njih pristojnim organom za vsako svojo pozicijo listinjenja sposobne dokazati, da dobro razumejo formalne politike in postopke, primerne za njihovo trgovalno knjigo in bančno knjigo ter sorazmerne s profilom tveganja njihovih naložb v pozicijah listinjenja, za analizo in evidentiranje in da jih tudi izvajajo:
information disclosed under paragraph 1, by originators or sponsors to specify the net economic interest that they maintain, on an ongoing basis, in the securitisation;
informacije, ki jih originatorji ali sponzorji razkrijejo po odstavku 1 za določitev neto ekonomskega deleža, ki ga stalno ohranjajo v listinjenju;
the risk characteristics of the individual securitisation position;
značilnosti tveganja posamezne pozicije listinjenja;
the risk characteristics of the exposures underlying the securitisation position;
značilnosti tveganja osnovnih izpostavljenosti pozicije listinjenja;
the reputation and loss experience in earlier securitisations of the originators or sponsors in the relevant exposure classes underlying the securitisation position;
dobro ime in dejanske izgube pri prejšnjih listinjenjih originatorjev ali sponzorjev v zadevnih kategorijah osnovnih izpostavljenosti pozicije listinjenja;
the statements and disclosures made by the originators or sponsors, or their agents or advisors, about their due diligence on the securitised exposures and, where applicable, on the quality of the collateral supporting the securitised exposures;
izjave in razkritja originatorjev ali sponzorjev oziroma njihovih zastopnikov ali svetovalcev o svoji skrbnosti za listinjene izpostavljenosti in po potrebi v zvezi s kakovostjo zavarovanja za kritje listinjenih izpostavljenosti;
where applicable, the methodologies and concepts on which the valuation of collateral supporting the securitised exposures is based and the policies adopted by the originator or sponsor to ensure the independence of the valuer; and
kjer je primerno, metodologije in koncepte, na katerih temelji vrednotenje zavarovanja za kritje listinjenih izpostavljenosti ter politike, ki jih sprejmejo originatorji ali sponzorji, da zagotovijo neodvisnost ocenjevalca; in
all the structural features of the securitisation that can materially impact the performance of the credit institution’s securitisation position.
vse strukturne lastnosti listinjenja, ki lahko bistveno vplivajo na kvaliteto pozicij listinjenja kreditne institucije.
Credit institutions shall regularly perform their own stress tests appropriate to their securitisation positions.
Kreditne institucije redno izvajajo lastna testiranja izjemnih situacij, ki ustrezajo njihovim pozicijam listinjenja.
To this end, credit institutions may rely on financial models developed by an ECAI provided that credit institutions can demonstrate, when requested, that they took due care prior to investing to validate the relevant assumptions in and structuring of the models and to understand methodology, assumptions and results.
V ta namen se lahko kreditne institucije zanašajo na finančne modele, ki jih razvija ECAI, pod pogojem, da kreditne institucije lahko na zahtevo dokažejo, da so pred naložbami ustrezno skrbele, da so ovrednotile ustrezne predpostavke in strukturiranje modelov ter razumele metodologijo, predpostavke in rezultate.
Credit institutions, other than when acting as originators or sponsors or original lenders, shall establish formal procedures appropriate to their trading book and non-trading book and commensurate with the risk profile of their investments in securitised positions to monitor on an ongoing basis and in a timely manner performance information on the exposures underlying their securitisation positions.
Kreditne institucije, kadar ne delujejo kot originatorji ali sponzorji ali prvotni posojilodajalci, vzpostavijo formalne postopke, primerne za njihovo trgovalno knjigo in bančno knjigo ter sorazmerne s profilom tveganja njihovih naložb v pozicijah listinjenja, za stalno in časovno ustrezno spremljanje informacij glede kvalitete osnovnih izpostavljenosti njihovih pozicij listinjenja.
Where relevant, this shall include the exposure type, the percentage of loans more than 30, 60 and 90 days past due, default rates, prepayment rates, loans in foreclosure, collateral type and occupancy, and frequency distribution of credit scores or other measures of credit worthiness across underlying exposures, industry and geographical diversification, frequency distribution of loan to value ratios with band widths that facilitate adequate sensitivity analysis.
Kjer je primerno, to vključuje vrsto izpostavljenosti, odstotek posojil, zapadlih pred več kot 30, 60 in 90 dnevi, stopnje naplačil, stopnje predčasnih plačil, posojila v izvršilnem postopku, vrsto zavarovanja in zasedenost ter porazdelitev pogostnosti kreditnih točk ali drugih meril kreditne sposobnosti za osnovne izpostavljenosti, panožno in geografsko razpršitev, porazdelitev pogostnosti razmerij med posojilom in vrednostjo zavarovanja z obsegi, ki omogočajo lažjo ustrezno analizo občutljivosti.
Where the underlying exposures are themselves securitisation positions, credit institutions shall have the information set out in this subparagraph not only on the underlying securitisation tranches, such as the issuer name and credit quality, but also on the characteristics and performance of the pools underlying those securitisation tranches.
Če so osnovne izpostavljenosti same pozicije listinjenja, kreditne institucije poleg informacij iz tega pododstavka o tranšah, ki so osnovne izpostavljenosti listinjenja, npr. imena izdajatelja in kreditne kvalitete, spremljajo tudi informacije o značilnostih in kvaliteti paketov osnovnih izpostavljenosti navedenih tranš.
Credit institutions shall have a thorough understanding of all structural features of a securitisation transaction that would materially impact the performance of their exposures to the transaction such as the contractual waterfall and waterfall related triggers, credit enhancements, liquidity enhancements, market value triggers, and deal-specific definition of default.
Kreditne institucije dobro poznajo vse strukturne značilnosti posla listinjenja, ki bi bistveno vplivale na kvaliteto njihovih izpostavljenosti do poslov, kot so poravnava pogodbenih obveznosti po kaskadnem načelu in z njim povezani sprožilci, izboljšave kreditne kvalitete, izboljšave likvidnosti, sprožilci tržne vrednosti in za posamezen posel značilna opredelitev neizpolnitve obveznosti.
Where the requirements in paragraphs 4, 7 and in this paragraph are not met in any material respect by reason of the negligence or omission of the credit institution, Member States shall ensure that the competent authorities impose a proportionate additional risk weight of no less than 250 % of the risk weight (capped at 1250 %) which would, but for this paragraph, apply to the relevant securitisation positions under Annex IX, Part 4, and shall progressively increase the risk weight with each subsequent infringement of the due diligence provisions.
Če so zahteve iz odstavkov 4, 7 in tega odstavka zaradi malomarnosti ali opustitve kreditne institucije bistveno neizpolnjene, države članice zagotovijo, da pristojni organi naložijo sorazmerno dodatno utež tveganja, ki znaša najmanj 250 % uteži tveganja (z zgornjo mejo 1250 %), ki bi brez tega odstavka veljala za zadevne pozicije listinjenja v skladu z delom 4 Priloge IX, ter postopno povečajo utež tveganja z vsako naslednjo kršitvijo določb o primerni skrbnosti.
The competent authorities shall take into account the exemptions for certain securitisations provided in paragraph 3 by reducing the risk weight it would otherwise impose under this Article in respect of a securitisation to which paragraph 3 applies.
Pristojni organi upoštevajo izjeme za nekatera listinjenja, predvidena v odstavku 3, tako da zmanjšajo utež tveganja, ki bi jo sicer naložili v skladu s tem členom v zvezi z listinjenjem, za katerega velja odstavek 3.
Sponsor and originator credit institutions shall apply the same sound and well-defined criteria for credit-granting in accordance with the requirements of Annex V, point 3 to exposures to be securitised as they apply to exposures to be held on their book.
Kreditne institucije sponzorji in kreditne institucije originatorji uporabijo za izpostavljenosti, ki se bodo listinile, ista zanesljiva in jasno opredeljena merila za odobritev kreditov v skladu z zahtevami točke 3 Priloge V, kot se uporabljajo za izpostavljenosti, ki jih bodo zadržale v svoji knjigi.
To this end the same processes for approving and, where relevant, amending, renewing and re-financing credits shall be applied by the originator and sponsor credit institutions.
V ta namen kreditne institucije sponzorji in kreditne institucije originatorji uporabijo iste postopke za odobritev in po potrebi za spremembo, obnavljanje in ponovno financiranje kreditov.
Credit institutions shall also apply the same standards of analysis to participations or underwritings in securitisation issues purchased from third parties whether such participations or underwritings are to be held on their trading or non-trading book.
Kreditne institucije uporabijo iste standarde za analizo tudi za udeležbe ali prevzem izdaj listinjenja, kupljenih od tretjih strani, ne glede na to, ali bodo te udeležbe ali prevzem v tržni ali bančni knjigi.
Where the requirements referred to in the first subparagraph of this paragraph are not met, Article 95(1) shall not be applied by an originator credit institution and that originator credit institution shall not be allowed to exclude the securitised exposures from the calculation of its capital requirements under this Directive.
Če zahteve iz prvega pododstavka tega odstavka niso izpolnjene, kreditna institucija originator ne uporablja člena 95(1), poleg tega pa kreditna institucija originator listinjene izpostavljenosti vključi v izračun kapitalskih zahtev v skladu s to direktivo.
Sponsor and originator credit institutions shall disclose to investors the level of their commitment under paragraph 1 to maintain a net economic interest in the securitisation.
Kreditne institucije sponzorji in kreditne institucije originatorji vlagateljem sporočijo stopnjo svoje obveznosti v skladu z odstavkom 1, da zadržijo neto ekonomski delež v listinjenju.
Sponsor and originator credit institutions shall ensure that prospective investors have readily available access to all materially relevant data on the credit quality and performance of the individual underlying exposures, cash flows and collateral supporting a securitisation exposure as well as such information that is necessary to conduct comprehensive and well informed stress tests on the cash flows and collateral values supporting the underlying exposures.
Kreditne institucije sponzorji in kreditne institucije originatorji morebitnim vlagateljem zagotovijo dostop do vseh pomembnih podatkov o kreditni kvaliteti in uspešnosti posameznih osnovnih izpostavljenosti, denarnih tokov in zavarovanju za kritje izpostavljenosti listinjenju ter podatkov, ki so potrebni za izvedbo obsežnih in dobro premišljenih testov izjemnih situacij glede denarnih tokov in vrednosti zavarovanja za kritje osnovnih izpostavljenosti.
For that purpose, materially relevant data shall be determined as at the date of the securitisation and where appropriate due to the nature of the securitisation thereafter.
V ta namen se pomembne podatke določi na dan zaključka listinjenja oziroma na poznejši datum, če je to potrebno zaradi narave listinjenja.
Paragraphs 1 to 7 shall apply to new securitisations issued on or after 1 January 2011.
Odstavki 1 do 7 se uporabljajo za nova listinjenja, izdana na ali po 1. januarju 2011.
Paragraphs 1 to 7 shall, after 31 December 2014, apply to existing securitisations where new underlying exposures are added or substituted after that date.
Odstavki od 1 do 7 se po 31. decembru 2014 uporabljajo za obstoječa listinjenja, kjer se po tem datumu dodajo nove osnovne izpostavljenosti ali se nadomestijo.
Competent authorities may decide to suspend temporarily the requirements referred to in paragraphs 1 and 2 during periods of general market liquidity stress.
Pristojni organi se lahko odločijo, da v razmerah splošne tržne likvidnostne motnje začasno zadržijo zahteve iz odstavkov 1 in 2.
by 31 December 2010, the general criteria and methodologies adopted to review the compliance with paragraphs 1 to 7;
do 31. decembra 2010 splošna merila in metodologije, sprejete za pregled skladnosti z odstavki 1 do 7;
without prejudice to the provisions laid down in Chapter 1, Section 2, a summary description of the outcome of the supervisory review and description of the measures imposed in cases of non-compliance with paragraphs 1 to 7 identified on an annual basis from 31 December 2011.
brez poseganja v določbe iz dela 2 poglavja 1 povzetek izida nadzorniškega pregleda in opis ukrepov, naloženih v ugotovljenih primerih neskladnosti z odstavki 1 do 7, vsako leto od 31. decembra 2011.
The requirement set out in this paragraph is subject to the second subparagraph of Article 144.
Za zahtevo iz tega odstavka se uporablja drugi pododstavek člena 144.
The Committee of European Banking Supervisors shall report annually to the Commission about the compliance by competent authorities with this Article.
Odbor evropskih bančnih nadzornikov Komisiji vsako leto poroča o tem, ali pristojni organi izpolnjujejo zahteve tega člena.
The Committee of European Banking Supervisors shall elaborate guidelines for the convergence of supervisory practices with regard to this Article, including the measures taken in case of breach of the due diligence and risk management obligations.’;
Odbor evropskih bančnih nadzornikov pripravi smernice za konvergenco nadzornih praks v zvezi s tem členom, vključno z ukrepi, sprejetimi v primeru kršitve obveznosti primerne skrbnosti ali obvladovanja tveganja.“.
Article 129 is amended as follows:
Člen 129 se spremeni:
in paragraph 1 point (b) is replaced by the following:
v odstavku 1 se točka (b) nadomesti z naslednjim:
planning and coordination of supervisory activities in going-concern situations, including in relation to the activities referred to in Articles 123, 124, 136, in Chapter 5 and in Annex V, in cooperation with the competent authorities involved;
načrtovanje in usklajevanje nadzorniških dejavnosti v okviru rednega poslovanja, vključno v zvezi z dejavnostmi iz členov 123, 124 in 136, poglavja 5 in Priloge V, v sodelovanju z vključenimi pristojnimi organi;
planning and coordination of supervisory activities in cooperation with the competent authorities involved, and if necessary with central banks, in preparation for and during emergency situations, including adverse developments in credit institutions or in financial markets using, where possible, existing defined channels of communication for facilitating crisis management.
načrtovanje in usklajevanje nadzorniških dejavnosti v sodelovanju z vključenimi pristojnimi organi in po potrebi s centralnimi bankami pri pripravah za izredne razmere in v izrednih razmerah, vključno z neugodnim razvojem v kreditnih institucijah ali na finančnih trgih, po možnosti z uporabo obstoječih načinov obveščanja za poenostavitev kriznega upravljanja.
The planning and coordination of supervisory activities referred to in point (c) includes exceptional measures referred to in Article 132(3)(b), the preparation of joint assessments, the implementation of contingency plans and communication to the public.’;
Načrtovanje in usklajevanje nadzorniških dejavnosti iz točke (c) vključuje izjemne ukrepe iz člena 132(3)(b), pripravo skupnih ocen, izvajanje kriznih načrtov in obveščanje javnosti.“;
The consolidating supervisor and the competent authorities responsible for the supervision of subsidiaries of an EU parent credit institution or an EU parent financial holding company in a Member State shall do everything within their power to reach a joint decision on the application of Articles 123 and 124 to determine the adequacy of the consolidated level of own funds held by the group with respect to its financial situation and risk profile and the required level of own funds for the application of Article 136(2) to each entity within the banking group and on a consolidated basis.
Konsolidacijski nadzornik in pristojni organi, odgovorni za nadzor podrejenih družb nadrejene kreditne institucije EU ali nadrejenega finančnega holdinga EU v državi članici, storijo vse, kar je v njihovi moči, da dosežejo skupno odločitev o uporabi členov 123 in 124 za določanje ustreznosti konsolidirane ravni lastnih sredstev, ki jih ima skupina glede na svoj finančni položaj in profil tveganja in zahtevano raven lastnih sredstev za uporabo člena 136(2) za vse subjekte v bančni skupini in na konsolidirani osnovi.
The joint decision shall be reached within four months after submission by the consolidating supervisor of a report containing the risk assessment of the group in accordance with Articles 123 and 124 to the other relevant competent authorities.
Skupno odločitev je treba doseči v štirih mesecih po datumu, ko konsolidacijski nadzornik drugim ustreznim pristojnim organom predloži poročilo, ki vsebuje oceno tveganja skupine v skladu s členoma 123 in 124.
The joint decision shall also duly consider the risk assessment of subsidiaries performed by relevant competent authorities in accordance with Articles 123 and 124.
V skupni odločitvi se prav tako ustrezno upošteva ocena tveganja podrejenih družb, ki jih izvedejo ustrezni pristojni organi v skladu s členoma 123 in 124.
The joint decision shall be set out in a document containing the fully reasoned decision which shall be provided to the EU parent credit institution by the consolidating supervisor.
Skupna odločitev je navedena v dokumentu, ki vsebuje popolno obrazložitev odločitev in ki ga konsolidacijski nadzornik predloži nadrejeni kreditni instituciji EU.
In the event of disagreement, the consolidating supervisor shall at the request of any of the other competent authorities concerned consult the Committee of European Banking Supervisors.
Ob nesoglasju se konsolidacijski nadzornik na zahtevo katerih koli drugih zadevnih pristojnih organov posvetuje z Odborom evropskih bančnih nadzornikov.
The consolidating supervisor may consult the Committee of European Banking Supervisors on its own initiative.
Konsolidacijski nadzornik se lahko z Odborom evropskih bančnih nadzornikov posvetuje na lastno pobudo.
In the absence of such a joint decision between the competent authorities within four months, a decision on the application of Articles 123 and 124 and Article 136(2) shall be taken on a consolidated basis by the consolidating supervisor after duly considering the risk assessment of subsidiaries performed by relevant competent authorities.
Če pristojni organi v štirih mesecih ne sprejmejo take skupne odločitve, odločitev o uporabi členov 123 in 124 ter člena 136(2) sprejme konsolidacijski nadzornik na konsolidirani osnovi, potem ko ustrezno upošteva oceno tveganja podrejenih družb, ki jo izvedejo ustrezni pristojni organi.
The decision on the application of Articles 123 and 124 and Article 136(2) shall be taken by the respective competent authorities responsible for supervision of subsidiaries of an EU parent credit institution or an EU parent financial holding company on an individual or sub-consolidated basis after duly considering the views and reservations expressed by the consolidating supervisor.
Odločitev o uporabi členov 123 in 124 ter člena 136(2) sprejmejo ustrezni pristojni organi, odgovorni za nadzor podrejenih družb nadrejene kreditne institucije EU ali nadrejenega finančnega holdinga EU, na posamični ali podkonsolidirani osnovi, pri čemer ustrezno upoštevajo stališča in pridržke, ki jih izrazi konsolidacijski nadzornik.
The decisions shall be set out in a document containing the fully reasoned decisions and shall take into account the risk assessment, views and reservations of the other competent authorities expressed during the four-month period.
Odločitve se navedejo v dokumentu, ki vsebuje tudi popolno obrazložitev odločitve, pri čemer upoštevajo oceno tveganja, stališča in pridržke, ki so jih izrazili drugi pristojni organi v štirimesečnem obdobju.
The document shall be provided by the consolidating supervisor to all competent authorities concerned and to the EU parent credit institution.
Dokument konsolidacijski nadzornik pošlje vsem zadevnim pristojnim organom in nadrejeni kreditni instituciji EU.
Where the Committee of European Banking Supervisors has been consulted, all competent authorities shall consider such advice, and explain any significant deviation therefrom.
Če se konsolidacijski nadzornik posvetuje z Odborom evropskih bančnih nadzornikov, take nasvete upoštevajo vsi pristojni organi in pojasnijo znatna odstopanja od nasvetov.
The joint decision referred to in the first subparagraph and the decisions taken by the competent authorities in the absence of a joint decision shall be recognised as determinative and shall be applied by the competent authorities in the Member State concerned.
Skupna odločitev iz prvega pododstavka in odločitve pristojnih organov, sprejete, kadar ni skupne odločitve, se priznavajo kot dokončne in jih uporabijo pristojni organi v zadevnih državah članicah.
The joint decision referred to in the first subparagraph and any decision taken in the absence of a joint decision in accordance with the fourth and fifth subparagraphs, shall be updated on an annual basis or, in exceptional circumstances, where a competent authority responsible for the supervision of subsidiaries of an EU parent credit institution or, an EU parent financial holding company makes a written and fully reasoned request to the consolidating supervisor to update the decision on the application of Article 136(2).
Skupna odločitev iz prvega pododstavka in kakršna koli odločitev, sprejeta, kadar ni skupne odločitve, v skladu s četrtim in petim pododstavkom, se posodabljajo vsako leto ali v izjemnih okoliščinah, če organ, pristojen za nadzor podrejenih družb nadrejene kreditne institucije EU ali nadrejenega finančnega holdinga EU, vloži pisno in v celoti utemeljeno zahtevo pri konsolidacijskem nadzorniku, naj posodobi odločitev o uporabi člena 136(2).
In the latter case, the update may be addressed on a bilateral basis between the consolidating supervisor and the competent authority making the request.
V slednjem primeru se lahko posodobitev obravnava na dvostranski podlagi med konsolidacijskim nadzornikom in pristojnim organom, ki je vložil zahtevo.