natgillin/translations-raw huggingface dataset:
Credit rating agencies should establish appropriate internal policies and procedures in relation to employees and other persons involved in the credit rating process in order to prevent, identify, eliminate or manage and disclose any conflicts of interest and ensure at all times the quality, integrity and thoroughness of the credit rating and review process.
Bonitetne agencije bi morale oblikovati ustrezne notranje politike in postopke glede zaposlenih in drugih oseb, ki so vključeni v bonitetni postopek, da preprečijo, ugotovijo, odpravijo ali obvladujejo in razkrijejo vsa nasprotja interesov in v vsakem trenutku zagotovijo kakovost, integriteto in temeljitost bonitetnega postopka in postopka pregleda.
Such policies and procedures should, in particular, include the internal control mechanisms and compliance function.
Med takšne politike in postopke bi moral biti vključen zlasti mehanizem notranjega nadzora in funkcija spremljanja skladnosti.
Credit rating agencies should avoid situations of conflict of interest and manage those conflicts adequately when they are unavoidable in order to ensure their independence.
Bonitetne agencije bi se morale izogibati nasprotjem interesov in jih obvladovati, kadar se jim ni mogoče izogniti, da zagotovijo svojo neodvisnost.
Credit rating agencies should disclose conflicts of interest in a timely manner.
Bonitetne agencije bi morale pravočasno razkriti nasprotja interesov.
They should also keep records of all significant threats to the independence of the credit rating agency and that of its employees and other persons involved in the credit rating process, as well as the safeguards applied to mitigate those threats.
Voditi bi morale tudi evidence vseh pomembnih nevarnosti za neodvisnost bonitetne agencije in njenih zaposlenih ter drugih oseb, vključenih v bonitetni postopek, ter uporabljenih zaščitnih ukrepov za zmanjševanje teh nevarnosti.
A credit rating agency or group of credit rating agencies should maintain arrangements for sound corporate governance.
Bonitetna agencija ali skupina bonitetnih agencij bi morala vzdrževati ureditev dobrega upravljanja podjetja.
In determining its corporate governance arrangements, the credit rating agency or group of credit rating agencies should have regard to the need to ensure that it issues credit ratings that are independent, objective and of adequate quality.
Pri določanju ureditve upravljanja podjetja bi morala bonitetna agencija ali skupina bonitetnih agencij upoštevati potrebo po zagotavljanju bonitetnih ocen, ki so neodvisne, nepristranske in primerne kakovosti.
In order to ensure the independence of the credit rating process from the business interest of the credit rating agency as a company, credit rating agencies should ensure that at least one third, but no less than two, of the members of the administrative or supervisory board are independent in a manner consistent with point 13 in Section III of Commission Recommendation 2005/162/EC of 15 February 2005 on the role of non-executive or supervisory directors of listed companies and on the committees of the (supervisory) board [13].
Da bi se zagotovila neodvisnost bonitetnega postopka od poslovnega interesa bonitetne agencije kot podjetja, bi morale bonitetne agencije poskrbeti, da je vsaj ena tretjina članov, vendar ne manj kot dva člana, upravnega odbora ali nadzornega sveta neodvisnih na način, skladen s točko 13 oddelka III Priporočila Komisije 2005/162/ES z dne 15. februarja 2005 o vlogi neizvršnih direktorjev ali članov nadzornega odbora javnih družb in o komisijah upravnega odbora ali (nadzornega) sveta [13].
Moreover, it is necessary that the majority of the senior management, including all independent members of the administrative or supervisory board, have sufficient expertise in appropriate areas of financial services.
Poleg tega mora imeti višje vodstvo, vključno z vsemi neodvisnimi člani upravnega ali nadzornega odbora, dovolj strokovnega znanja na ustreznih področjih finančnih storitev.
The compliance officer should report regularly on the carrying out of his or her duties to the senior management and the independent members of the administrative or supervisory board.
Uradnik za spremljanje skladnosti bi moral o opravljanju svojih dolžnosti redno poročati višjemu vodstvu in neodvisnim članom upravnega odbora ali nadzornega sveta.
In order to avoid conflicts of interest, the compensation of independent members of the administrative or supervisory board should not depend on the business performance of the credit rating agency.
Da se preprečijo nasprotja interesov, osebni prejemki neodvisnih članov upravnega odbora ali nadzornega odbora ne bi smeli biti odvisni od poslovnih rezultatov bonitetne agencije.
A credit rating agency should allocate a sufficient number of employees with appropriate knowledge and experience to its credit rating activities.
Bonitetna agencija bi morala svoji bonitetni dejavnosti dodeliti dovolj zaposlenih s primernim znanjem in izkušnjami.
In particular, the credit rating agency should ensure that adequate human and financial resources are allocated to the issuing, monitoring and updating of credit ratings.
Zlasti bi morala bonitetna agencija poskrbeti, da se izdaji bonitetnih ocen ter njihovemu spremljanju in posodabljanju dodeli dovolj kadrovskih virov in finančnih sredstev.
In order to take account of the specific condition of credit rating agencies that have fewer than 50 employees, the competent authorities should be able to exempt such credit rating agencies from some of the obligations laid down by this Regulation as regards the role of the independent members of the board, the compliance function and the rotation mechanism, and provided that those credit rating agencies are able to demonstrate that they comply with specific conditions.
Da bi se upoštevale posebne okoliščine bonitetnih agencij, ki imajo manj kot 50 zaposlenih, bi morali imeti pristojni organi možnost, da takšne bonitetne agencije izvzamejo iz nekaterih obveznosti iz te uredbe v zvezi z vlogo neodvisnih članov odbora, funkcijo spremljanja skladnosti in mehanizmom rotacije, če lahko te bonitetne agencije dokažejo, da izpolnjujejo posebne pogoje.
The competent authorities should examine, in particular, whether the size of a credit rating agency has been determined in such a way as to avoid compliance with the requirements of this Regulation by the credit rating agency or by a group of credit rating agencies.
Pristojni organi bi morali preučiti zlasti, ali je velikost bonitetne agencije določena tako, da se bonitetna agencija ali skupina bonitetnih agencij lahko izogne izpolnjevanju zahtev iz te uredbe.
The application of the exemption by competent authorities of Member States should be made in such a way as to avoid the risks of fragmenting the internal market and to guarantee the uniform application of Community law.
Pristojni organi držav članic bi morali to izvzemanje izvajati tako, da se izognejo nevarnosti razdrobitve notranjega trga in da zagotovijo enotno uporabo zakonodaje Skupnosti.
Long-lasting relationships with the same rated entities or their related third parties could compromise the independence of rating analysts and persons approving credit ratings.
Dolgotrajna razmerja z istimi ocenjevanimi subjekti ali njihovimi povezanimi tretjimi stranmi bi lahko ogrozila neodvisnost bonitetnih analitikov in oseb, odgovornih za odobritev bonitetnih ocen.
Those analysts and persons should therefore be subject to an appropriate rotation mechanism which should provide for a gradual change in analytical teams and credit rating committees.
Zato bi bilo za te analitike in osebe treba uporabljati ustrezen mehanizem rotacije, ki bi moral zagotoviti postopno spremembo v skupinah analitikov in bonitetnih komisijah.
Credit rating agencies should ensure that methodologies, models and key rating assumptions such as mathematical or correlation assumptions used for determining credit ratings are properly maintained, up-to-date and subject to a comprehensive review on a periodic basis and that their descriptions are published in a manner permitting comprehensive review.
Bonitetne agencije bi morale zagotoviti, da se metodologije, modeli in ključne ocenjevalne predpostavke, kot so matematične, korelacijske in druge predpostavke, ki se uporabljajo za določanje bonitetnih ocen, primerno vzdržujejo, posodabljajo in celovito revidirajo v rednih časovnih presledkih, njihovi opisi pa so objavljeni na način, ki omogoča obširno revizijo.
In cases where the lack of reliable data or the complexity of the structure of a new type of financial instrument, in particular structured finance instruments, raises serious questions as to whether the credit rating agency can produce a credible credit rating, the credit rating agency should not issue a credit rating or should withdraw an existing credit rating.
Kadar se zaradi pomanjkanja zanesljivih podatkov ali zapletenosti nove vrste strukture finančnih instrumentov, zlasti strukturiranih finančnih instrumentov, postavljajo resna vprašanja glede tega, ali lahko bonitetna agencija izdela verodostojno bonitetno oceno, bi morala bonitetna agencija zavrniti izdajo bonitetne ocene ali preklicati obstoječo bonitetno oceno.
Changes in the quality of information available for monitoring an existing credit rating should be disclosed with that review and, if appropriate, a revision of the credit rating should be made.
Spremembe kakovosti razpoložljivih informacij za spremljanje že izdane bonitetne ocene bi se morale objaviti skupaj s to revizijo, po potrebi pa bi se morala opraviti revizija bonitetne ocene.
In order to ensure the quality of credit ratings, a credit rating agency should take measures to ensure that the information it uses in assigning a credit rating is reliable.
Da bi bonitetna agencija zagotovila kakovost bonitetnih ocen, bi morala sprejeti ukrepe, s katerimi bi poskrbela, da so informacije, uporabljene za dodelitev bonitetne ocene, zanesljive.
For that purpose, a credit rating agency should be able to envisage, inter alia, reliance on independently audited financial statements and public disclosures; verification by reputable third-party services; random sampling examination of the information received; or contractual provisions clearly stipulating liability for the rated entity or its related third parties, if the information provided under the contract is knowingly materially false or misleading or if the rated entity or its related third parties fail to conduct reasonable due diligence regarding the accuracy of the information as specified under the terms of the contract.
V ta namen bi morala bonitetna agencija med drugim imeti možnost, da predvidi opiranje na neodvisno revidirane računovodske izkaze in javna razkritja; preverjanje s storitvami uglednih tretjih strani; pregledovanje prejetih informacij z naključnim vzorčenjem ali pogodbene določbe, v katerih je jasno določena odgovornost za ocenjevani subjekt ali s slednjim povezane tretje osebe, če so informacije, zagotovljene na podlagi pogodbe, zavedno bistveno napačne ali zavajajoče ali če ocenjevani subjekt ali z njim povezane tretje strani niso razumno skrbni glede točnosti informacij, kot je določeno v pogojih pogodbe.
This Regulation is without prejudice to the duty of credit rating agencies to protect the right to privacy of natural persons with respect to the processing of personal data in accordance with Directive 95/46/EC of the European Parliament and of the Council of 24 October 1995 on the protection of individuals with regard to the processing of personal data and on the free movement of such data [14].
Ta uredba ne posega v dolžnost bonitetnih agencij, da ščitijo pravico fizičnih oseb do zasebnosti v zvezi z obdelavo osebnih podatkov v skladu z Direktivo 95/46/ES Evropskega parlamenta in Sveta z dne 24. oktobra 1995 o varstvu posameznikov pri obdelavi osebnih podatkov in o prostem pretoku takih podatkov [14].
It is necessary for credit rating agencies to establish proper procedures for the regular review of methodologies, models and key rating assumptions used by the credit rating agency in order to be able to properly reflect the changing conditions in the underlying asset markets.
Bonitetne agencije morajo vzpostaviti primerne postopke za reden pregled metodologij, modelov in ključnih ocenjevalnih predpostavk, ki jih uporablja bonitetna agencija, da lahko pravilno odražajo spremenljive pogoje na zadevnih trgih.
With a view to ensuring transparency, disclosure of any material modification to the methodologies and practices, procedures and processes of credit rating agencies should be made prior to their coming into effect, unless extreme market conditions require an immediate change in the credit rating.
Da se zagotovi preglednost, bi bilo treba vse bistvene spremembe metodologij in praks ter postopkov in procesov bonitetne agencije razkriti, preden začnejo te spremembe veljati, razen če je treba zaradi skrajnih tržnih pogojev nemudoma spremeniti bonitetno oceno.
A credit rating agency should indicate any appropriate risk warning, including a sensitivity analysis of the relevant assumptions.
Bonitetna agencija bi morala navesti vsa ustrezna opozorila glede tveganj, vključno z analizo občutljivosti zadevnih predpostavk.
That analysis should explain how various market developments that move the parameters built into the model may influence the credit rating changes (for example volatility).
V tej analizi bi bilo treba pojasniti, kako lahko razna dogajanja na trgu, zaradi katerih se spreminjajo parametri, vključeni v model, vplivajo na spremembe bonitetnih ocen (na primer nestanovitnost).
The credit rating agency should ensure that the information on historical default rates of its rating categories is verifiable and quantifiable and provides a sufficient basis for interested parties to understand the historical performance of each rating category and if and how rating categories have changed.
Bonitetna agencija bi morala zagotoviti, da je mogoče informacije o preteklih stopnjah neplačil za njene bonitetne kategorije preveriti in kvantificirati ter da te informacije zagotavljajo zadostno podlago za zainteresirane strani, da te razumejo pretekle rezultate za vsako bonitetno kategorijo ter če in kako so se bonitetne kategorije spreminjale.
If the nature of the credit rating or other circumstances makes a historical default rate inappropriate, statistically invalid, or otherwise likely to mislead the users of the credit rating, the credit rating agency should provide appropriate clarification.
Če je zaradi značaja bonitetne ocene ali drugih okoliščin pretekla stopnja neplačil neprimerna, statistično nepomembna ali je zaradi česa drugega verjetno, da bodo zaradi nje uporabniki bonitetne ocene zavedeni, bi morala bonitetna agencija navesti ustrezna pojasnila.
That information should, to the extent possible, be comparable with any existing industry patterns in order to assist investors in drawing performance comparisons between different credit rating agencies.
Te informacije bi morale biti, kolikor je to mogoče, primerljive z vsemi drugimi obstoječimi vzorci v panogi, da lahko vlagatelji primerjajo rezultate različnih bonitetnih agencij.
In order to reinforce transparency of credit ratings and contribute to the protection of investors, CESR should maintain a central repository where information on the past performances of credit rating agencies and information about credit ratings issued in the past should be kept.
Da bi okrepili preglednost bonitetnih ocen in prispevali k varovanju investitorjev, bi moral CESR vzdrževati osrednji register, kjer bi se hranile informacije o preteklih dejavnostih bonitetnih agencij in o bonitetnih ocenah, izdanih v preteklosti.
Credit rating agencies should provide information to that repository in standardised form.
Bonitetne agencije bi morale zagotoviti informacije za ta register v standardizirani obliki.
CESR should make that information available to the public and should, annually, publish summary information on the main developments observed.
CESR bi moral omogočiti javni dostop do teh informacij in letno objaviti povzetek informacij glede bistvenega opaženega razvoja.
Under certain circumstances structured finance instruments may have effects which are different from traditional corporate debt instruments.
Učinki strukturiranih finančnih instrumentov so lahko v določenih okoliščinah drugačni od učinkov tradicionalnih dolžniških instrumentov podjetij.
It could be misleading for investors to apply the same rating categories to both types of instruments without further explanation.
Uporaba istih bonitetnih kategorij za obe vrsti instrumentov brez dodatne razlage je lahko za vlagatelje zavajajoča.
Credit rating agencies should play an important role in raising awareness of the users of credit ratings about the specificities of the structured finance products in relation to traditional ones.
Bonitetne agencije bi morale imeti pomembno vlogo pri osveščanju uporabnikov bonitetnih ocen o posebnostih strukturiranih finančnih produktov glede na tradicionalne.
Credit rating agencies should therefore clearly differentiate between rating categories used for rating structured finance instruments on the one hand, and rating categories used for other financial instruments or financial obligations on the other, by adding an appropriate symbol to the rating category.
Bonitetne agencije bi morale zato jasno razlikovati med bonitetnimi kategorijami, uporabljenimi za ocenjevanje strukturiranih finančnih instrumentov na eni strani, in bonitetnimi kategorijami, uporabljenimi za druge finančne instrumente ali finančne obveznosti na drugi strani, tako da bonitetni kategoriji dodajo primeren simbol.
Credit rating agencies should take measures to avoid situations where issuers request the preliminary rating assessment of the structured finance instrument concerned from a number of credit rating agencies in order to identify the one offering the best credit rating for the proposed structure.
Bonitetne agencije bi morale sprejeti ukrepe, s katerimi preprečijo, da bi izdajatelji zaprosili številne bonitetne agencije za predhodno oceno zadevnega strukturiranega finančnega instrumenta, da bi ugotovili, katera ponuja najboljšo bonitetno oceno za predlagano strukturo.
Issuers should also avoid applying such practices.
Takim praksam bi se morali izogibati tudi izdajatelji.
A credit rating agency should keep records of the methodology for credit ratings and regularly update changes thereto and also keep a record of the substantial elements of the dialogue between the rating analyst and the rated entity or its related third parties.
Bonitetna agencija bi morala voditi evidence o metodologiji za bonitetne ocene in jih redno posodabljati, voditi pa bi morala tudi evidence bistvenih elementov dialoga med bonitetnim analitikom in ocenjevanim subjektom ali njegovimi povezanimi tretjimi stranmi.
In order to ensure a high level of investor and consumer confidence in the internal market, credit rating agencies which issue credit ratings in the Community should be subject to registration.
Da se zagotovi visoka raven zaupanja vlagateljev in potrošnikov v notranji trg, bi morale bonitetne agencije, ki izdajajo bonitetne ocene v Skupnosti, biti registrirane.
Such a registration is the principal prerequisite for credit rating agencies to issue credit ratings intended to be used for regulatory purposes in the Community.
Takšna registracija je glavni predpogoj, da lahko bonitete agencije izdajajo bonitetne ocene, namenjene za uporabo v regulatorne namene v Skupnosti.
It is therefore necessary to lay down the harmonised conditions and the procedure for the granting, suspension and withdrawal of such registration.
Zato je treba določiti usklajene pogoje in postopek za odobritev, začasno razveljavitev in razveljavitev te registracije.
This Regulation should not replace the established process of recognising External Credit Assessment Institutions (ECAIs) in accordance with Directive 2006/48/EC.
Ta uredba ne bi smela nadomestiti uveljavljenega procesa priznavanja zunanjih bonitetnih institucij v skladu z Direktivo 2006/48/ES.
The ECAIs already recognised in the Community should apply for registration in accordance with this Regulation.
Zunanje bonitetne institucije, ki so že priznane v Skupnosti, bi morale zaprositi za registracijo v skladu s to uredbo.
A credit rating agency registered by the competent authority of the relevant Member State should be allowed to issue credit ratings throughout the Community.
Bonitetna agencija, ki jo registrira pristojni organ zadevne države članice, lahko izdaja bonitetne ocene v celotni Skupnosti.
It is therefore necessary to establish a single registration procedure for each credit rating agency which is effective throughout the Community.
Zato je treba za vsako bonitetno agencijo uvesti skupni postopek registracije, ki je veljavna v celotni Skupnosti.
The registration of a credit rating agency should become effective once the registration decision issued by the competent authority of the home Member State has taken effect under relevant national law.
Registracija bonitetne agencije bi morala začeti veljati, ko v skladu z zadevnim nacionalnim pravom začne učinkovati odločba o registraciji, ki jo je izdal pristojni organ matične države članice.
It is necessary to establish a single point of entry for the submission of applications for registration.
Vzpostaviti je treba enotno točko vstopa za predložitev vlog za registracijo.
CESR should receive applications for registration and effectively inform the competent authorities in all the Member States.
Vloge za registracijo bi moral prejemati CESR in učinkovito obveščati pristojne organe v vseh državah članicah.
CESR should also provide advice in respect of the completeness of the application to the competent authority of the home Member State.
CESR bi moral pristojnemu organu matične države članice tudi svetovati o popolnosti vloge.
The examination of applications for registration should be carried out at national level by the relevant competent authority.
Vloge za registracijo bi moral pregledati ustrezni pristojni organ na nacionalni ravni.
In order to deal efficiently with credit rating agencies, competent authorities should set up operational networks (colleges) supported by an efficient information technology infrastructure.
Da bi se bonitetne agencije obravnavale učinkovito, bi morali pristojni organi vzpostaviti operativno mrežo („kolegij“), podprto z učinkovito infrastrukturo informacijske tehnologije.
CESR should establish a subcommittee specialised in the field of credit ratings of each of the asset classes rated by credit rating agencies.
CESR bi moral ustanoviti pododbor, specializiran za bonitetne ocene vseh razredov finančnih instrumentov, ki jih ocenjujejo bonitetne agencije.
Some credit rating agencies are composed of several legal entities which, together, form a group of credit rating agencies.
Nekatere bonitetne agencije so sestavljene iz več pravnih oseb, ki skupaj tvorijo skupino bonitetnih agencij.
When registering each of the credit rating agencies being part of such a group, the competent authorities of the Member States concerned should coordinate the examination of the applications submitted by credit rating agencies belonging to the same group and the decision-making concerning the granting of registration.
Pri registraciji posameznih bonitetnih agencij iz take skupine bi morali pristojni organi zadevne države članice uskladiti preverjanje vlog, ki jih predložijo bonitetne agencije v isti skupini, in postopek odločanja o odobritvi registracij.
It should be possible, however, to refuse registration to a credit rating agency within a group of credit rating agencies when such a credit rating agency does not meet the requirements for registration while other members of such a group comply with all of the requirements for registration under this Regulation.
Vendar bi moralo biti možno, da se bonitetni agenciji iz skupine bonitetnih agencij registracija zavrne, če takšna bonitetna agencija ne izpolnjuje zahtev za registracijo, ostala podjetja te skupine pa izpolnjujejo vse zahteve za registracijo iz te uredbe.