natgillin/translations-raw huggingface dataset:
After weighing up the positive and negative effects, it was concluded that the aid had positive effects because it encouraged firms – mainly microenterprises – to keep on their workers aged over 55 years in their jobs (instead of employing them undeclared), until they reached the age of 60, whilst the distortion of competition was likely to be limited due to the very small amount of aid.
Po preučitvi pozitivnih in negativnih učinkov je ugotovljeno, da je imela pomoč pozitivne učinke, ker je podjetja, zlasti mikropodjetja, spodbujala k nadaljnjemu zaposlovanju delavcev, starejših od 55 let (namesto neregistriranega zaposlovanja), do starosti 60 let, medtem ko je bilo izkrivljanje konkurence zaradi zelo majhnega zneska pomoči verjetno omejeno.
Measure 7 is therefore compatible with the common market and in line with Article 87(3)(c) of the Treaty.
Zato je ukrep 7 združljiv s skupnim trgom in v skladu s členom 87(3)(c) Pogodbe –
The aid granted by Spain under measures 1 and 2, referred to in recitals 11 to 15, in respect of a programme to promote technical research and a programme for the industrial redevelopment of the textile and clothing sector was covered by the approval of schemes N 415/2004 and N 101/200 and by schemes XS 50/2005 and XS 70/2007 and therefore does not constitute State aid.
Pomoč, ki jo je Španija dodelila v skladu z ukrepoma 1 in 2 iz uvodnih izjav 11 do 15 v zvezi s programom za pospeševanje tehničnih raziskav in programom za ponovni industrijski razvoj tekstilnega in oblačilnega sektorja, je zajeta z odobritvijo shem N 415/2004 in N 101/200 in shemama XS 50/2005 in XS 70/2007, zato ne pomeni državne pomoči.
Measures 3, 4 and 5, referred to in recitals 16 to 20, concerning preferential loans granted by ENISA for the modernisation of SMEs, loans with a preferential interest rate granted by the ICO and export promotion undertaken by the ICEX are below the threshold set by the de minimis Regulation and therefore do not constitute State aid.
Ukrepi 3, 4 in 5 iz uvodnih izjav 16 do 20 v zvezi s prednostnimi posojili, ki jih je dodelila ENISA za posodobitev MSP, posojili po ugodnejših obrestnih merah, ki jih je dodelil ICO, in spodbujanjem izvoza, ki ga je izvajal ICEX, so pod pragom iz Uredbe de minimis, zato ne pomenijo državne pomoči.
The aid granted by Spain under measures 6 and 7, referred to in recitals 21 to 25, offering continuing training for employees and maintaining the jobs of older workers in the textile and clothing sector are compatible with the common market within the meaning of Article 87(3)(c) of the Treaty.
Pomoč, ki jo je Španija dodelila v skladu z ukrepoma 6 in 7 iz uvodnih izjav 21 do 25 za stalno usposabljanje delavcev in ohranitev delovnih mest starejših delavcev v tekstilnem in oblačilnem sektorju, je v skladu s členom 87(3)(c) Pogodbe združljiva s skupnim trgom.
OJ C 239, 11.10.2007, p. 12.
UL C 239, 11.10.2007, str. 12.
Commission Decision C(2004) 4709 of 1 December 2004 on measure N 415/2004: Promotion of technical research in the textile sector (2005 to 2007) (OJ C 72, 24.3.2006, p. 2).
Odločba Komisije C(2004) 4709 z dne 1. decembra 2004 o ukrepu N 415/2004: Pospeševanje tehničnih raziskav v tekstilnem sektorju (2005–2007) (UL C 72, 24.3.2006, str. 2).
Commission Decision C(2005) 1532 of 18 May 2005, aid for restructuring of declining industrial zones (OJ C 235, 23.9.2005, p. 3).
Odločba Komisije C(2005) 1532 z dne 18. maja 2005 o pomoči za prestrukturiranje nazadujočih industrijskih con (UL C 235, 23.9.2005, str. 3).
ENISA is a public undertaking linked to the Ministry of Industry, Tourism and Trade via the Directorate-General for Policy on SMEs.
ENISA je javno podjetje, povezano z Ministrstvom za industrijo, turizem in trgovino prek Generalnega direktorata za politiko o MSP.
In accordance with Commission Regulation (EC) No 1998/2006 of 15 December 2006 on the application of Articles 87 and 88 of the Treaty to de minimis aid (OJ L 379, 28.12.2006, p. 5).
V skladu z Uredbo Komisije (ES) št. 1998/2006 z dne 15. decembra 2006 o uporabi členov 87 in 88 Pogodbe ES pri pomoči de minimis (UL L 379, 28.12.2006, str. 5).
Royal Decree 395/2007 of 23.3.2007, Order TAS 2307/2007 of 27.7.2007 and Law 51/2007 of 26.12.2007.
Kraljevi odlok 395/2007 z dne 23. marca 2007, Odredba TAS 2307/2007 z dne 27. julija 2007 in Zakon 51/2007 z dne 26. decembra 2007.
Article 33(4)(d) of Royal Decree 1415/2004 of 11 June 2004.
Člen 33(4)(d) Kraljevega odloka 1415/2004 z dne 11. junija 2004.
Official State Gazette (B.O.E.) of 9 February 2005.
Državni uradni list (B.O.E.) z dne 9. februarja 2005.
OJ C 169, 21.7.2007, p. 18.
UL C 169, 21.7.2007, str. 18.
General State Budget Act, 27th additional provision.
Splošni zakon o državnem proračunu, 27. dodatna določba.
Commission Regulation (EC) No 70/2001 of 12 January 2001 on the application of Articles 87 and 88 of the EC Treaty to State aid to small and medium-sized enterprises (OJ L 10, 13.1.2001, p. 33).
Uredba Komisije (ES) št. 70/2001 z dne 12. januarja 2001 o uporabi členov 87 in 88 Pogodbe ES pri pomoči za majhna in srednje velika podjetja (UL L 10, 13.1.2001, str. 33).
Judgment of the Court of Justice in Case C-47/91 Italy v Commission (Italgrani II) [1994] ECR I-4635.
Sodba Sodišča Evropskih skupnosti v zadevi C-47/91, Italija proti Komisiji (Italgrani II), [1992] Recueil I-4635.
XS 50/2005 Programme to promote technical research for the textile/clothing sector (OJ C 19, 26.1.2006, p. 3).
Program za spodbujanje tehničnih raziskav za sektor tekstila/oblačil (UL C 19, 26.1.2006, str. 3).
Commission Regulation (EC) No 1628/2006 of 24 October 2006 on the application of Articles 87 and 88 of the Treaty to national regional investment aid (OJ L 302, 1.11.2006, p. 29).
Uredba Komisije (ES) št. 1628/2006 z dne 24. oktobra 2006 o uporabi členov 87 in 88 Pogodbe ES pri državni regionalni pomoči za naložbe (UL L 302, 1.11.2006, str. 29).
BOE of 10.10.2006.
Državni uradni list z dne 10. oktobra 2006.
Community Guidelines on State aid for rescuing and restructuring firms in difficulty (OJ C 244, 1.10.2004, p. 2).
Smernice Skupnosti o državni pomoči za reševanje in prestrukturiranje podjetij v težavah (UL C 244, 1.10.2004, str. 2).
See also Commission Decision C 89/01 of 24 September 2002 on an aid scheme which the Federal Republic of Germany is planning to implement — ‘Guidelines on assistance for SMEs — Improving business efficiency in Saxony’ ( OJ L 91, 8.4.2003, p. 13), and, in particular recital 72 (aid towards the costs of participation in trade fairs or of studies or consultancy services needed for the launch of a new or existing product on a new market ... does not normally constitute export aid).
Glejte tudi Odločbo Komisije C 89/01 z dne 24. septembra 2002 o shemi pomoči, ki jo je predvidela Nemčija – „Smernice o pomoči za mala in srednje velika podjetja – Izboljšanje storilnosti saških podjetij“ ( UL L 91, 8.4.2003, str. 13), in zlasti uvodno izjavo 72 („pomoč za stroške, povezane s sodelovanjem na sejmih, raziskave ali svetovalne storitve, potrebne za uvajanje novega ali obstoječega proizvoda na novem tržišču, […] ponavadi ne predstavlja izvozne pomoči“).
See the Commission Decision of 2 June 2004 in Case N 443/03, Second water circuit, Belgium (C(2004) 1356 final).
Glejte Odločbo Komisije z dne 2. junija 2004 v zadevi N 443/03, Drugi pretok, Belgija (C(2004) 1356 konč.).
See the reasoning in measure A2 in Commission Decision N 244/2008 Spanish Programme for the footwear, tanning and leather manufacturing sector (OJ C 52, 5.3.2009, p. 1).
Glejte utemeljitev v ukrepu A2 v Odločbi Komisije N 244/2008, Španski program za sektor obutve, strojenja in usnjarstva (UL C 52, 5.3.2009, str. 1).
After its publication, the Commission received comments from two interested parties, who wished to remain anonymous, on 22 February 2008 and on 9 April 2008 respectively.
Po objavi tega postopka je Komisija 22. februarja 2008 in 9. aprila 2008 prejela pripombe dveh zainteresiranih strank, ki sta želeli ostati anonimni.
The Commission requested clarifications by letter dated 18 April 2008, to which the Spanish authorities replied by letter dated 30 May 2008.
Komisija je z dopisom z dne 18. aprila 2008 zahtevala pojasnila, ki so jih španski organi poslali v dopisu z dne 30. maja 2008.
The Commission forwarded the interested parties’ comments to the Spanish authorities on 6 May 2008, to which they responded by letter dated 12 June 2008.
Komisija je 6. maja 2008 španskim organom posredovala pripombe zainteresiranih strank, na katere so ti organi odgovorili z dopisom z dne 12. junija 2008.
The Textile Plan was apparently signed in June 2006 and applied until 31 December 2008.
Načrt za tekstilno industrijo naj bi bil podpisan junija 2006 in naj bi se uporabljal do 31. decembra 2008.
According to information provided by the Spanish authorities on 17 September 2008, there are no plans to extend it further (as mentioned under Article I(2) of the Textile Plan itself).
Glede na informacije, ki so jih španski organi predložili 17. septembra 2008, podaljšanje tega načrta ni predvideno (kot je navedeno v členu I(2) načrta za tekstilno industrijo).
As regards measure 1, scheme N 415/2004 only applied until 2007, whereas the Textile Plan applied until 2008.
kar zadeva ukrep 1, se je shema N 415/2004 uporabljala le do leta 2007, medtem ko se je načrt za tekstilno industrijo uporabljal do leta 2008.
The Spanish authorities had to explain how the intended aid measures for technical research complied with the conditions of scheme N 415/2004.
Španski organi so morali pojasniti, kako so predvideni ukrepi pomoči za tehnične raziskave izpolnjevali pogoje iz sheme N 415/2004;
The Spanish authorities subsequently notified scheme N 430/2006, which was withdrawn on 26 January 2007.
Španski organi so pozneje priglasili shemo N 430/2006, ki je bila 26. januarja 2007 preklicana.
Since then, according to information provided by the Spanish authorities on 30 May 2008, the measures were based on XR/70/2007 [17].
Glede na informacije, ki so jih 30. maja 2008 predložili španski organi, so od takrat ukrepi temeljili na shemi XR/70/2007 [17].
By September 2008, EUR 54,79 million of the EUR 450 million had been disbursed. The maximum amount of a loan was EUR 2,3 million. Interest rates were between 5,59 % and 4,94 % after the European reference rate for Spain became 5,19 %.
Do septembra 2008 se je izplačalo 54,79 milijona EUR od 450 milijonov EUR. Najvišji znesek posojila je bil 2,3 milijona EUR. Obrestne mere so bile med 5,59 % in 4,94 %, potem ko je bila določena evropska referenčna obrestna mera za Španijo v višini 5,19 %.
The Spanish authorities confirmed that they had applied the new Communication on Reference Rates [20] as of 1 July 2008.
Španski organi so potrdili, da so s 1. julijem 2008 začeli uporabljati novo sporočilo o referenčnih obrestnih merah [20].
According to the Spanish authorities, the participating financial bodies determined the margin that was added to the reference rate.
Glede na navedbe španskih organov so sodelujoči finančni organi določili maržo, ki je bila dodana referenčni obrestni meri.
Between 2006 and 2008 funds totalling EUR 7,5 million were disbursed. The Spanish authorities indicated that this measure, which also benefited large undertakings, was covered by the de minimis Regulation.
Med letoma 2006 in 2008 so bila izplačana sredstva v skupni višini 7,5 milijona EUR. Španski organi so navedli, da je bil ta ukrep, ki je koristil tudi velikim podjetjem, zajet v Uredbi de minimis.
As regards application of the de minimis Regulation, the Spanish authorities explained that ICEX required from each recipient a declaration of the aid received based on the eligible costs pursuant to Article 14(1)(d) of Law 38/2003 of 17 November 2003.
Kar zadeva izvajanje Uredbe de minimis, so španski organi pojasnili, da je ICEX v skladu s členom 14(1)(d) Zakona 38/2003 z dne 17. novembra 2003 od vsakega prejemnika zahteval izjavo o pomoči, prejeti na podlagi upravičenih stroškov.
Recipients were required to inform ICEX of future subsidies.
Prejemniki so morali ICEX obveščati o prihodnjih subvencijah.
As to the company expressly mentioned, Geotexan was founded in 2004.
V zvezi z izrecno omejenim podjetjem Geotexan je bilo navedeno, da je bilo ustanovljeno leta 2004.
According to the eligibility criteria for maintaining older workers in their jobs, they needed to have worked in the company for over five years, which was not possible in this case.
V skladu z merili upravičenosti za ohranjanje delovnih mest starejših delavcev so morali ti delavci delati v podjetju več kot pet let, kar v tem primeru ni bilo možno.
The Spanish authorities replied on 13 March 2009.
Španski organi so odgovorili 13. marca 2009.
The interest rate was less than the year’s lowest reference rate in only two cases (a loan of EUR 300000 and another of EUR 100000 at an interest rate of 4 114 % in 2007, when the lowest reference rate was 4,62 %).
Obrestna mera je bila nižja od najnižje referenčne obrestne mere le v dveh primerih (posojilo v višini 300000 EUR in posojilo v višini 100000 EUR z obrestno mero 4,114 % leta 2007, kadar je bila najnižja referenčna obrestna mera 4,62 %).
The de minimis Regulation further clarifies in recital 6 that ‘aid towards the costs of participation in trade fairs or of studies or consultancy services needed for the launch of a new or existing product on a new market does not normally constitute export aid’.
V uvodni izjavi 6 Uredbe de minimis je dodatno pojasnjeno, da „pomoč za stroške, povezane s sodelovanjem na sejmih, raziskave ali svetovalne storitve, potrebne za uvajanje novega ali obstoječega proizvoda na novem tržišču, ponavadi ne predstavlja izvozne pomoči“.
Thus, if aid is granted for group participation in trade fairs, it is covered by the de minimis Regulation [23].
Če je pomoč dodeljena za skupinsko sodelovanje na sejmih, je zato zajeta z Uredbo de minimis [23].
As for measure 2, it was based on approved aid scheme N 101/2005, which lasted from June to 1 November 2006.
Ukrep 2 je temeljil na odobreni shemi pomoči N 101/2005, ki je trajala od junija do 1. novembra 2006.
The aim of this scheme was to encourage the restructuring of declining industrial areas in assisted regions.
Cilj te sheme je bil spodbuditi prestrukturiranje nazadujočih industrijskih območij v regijah prejemnicah pomoči.
The maximum loan per recipient was fixed at EUR 2,3 million. The de minimis thresholds were respected at all times.
Najvišji znesek posojila na prejemnika je bil 2,3 milijona EUR. Pragi de minimis so se v celoti upoštevali.
1428 companies received a subsidy of less than EUR 500.
Subvencijo, nižjo od 500 EUR, je prejelo 1428 podjetij.
The budget for this measure was EUR 15 million per year.
Proračun za ta ukrep je bil 15 milijonov EUR na leto.
on a State aid scheme implemented by Italy to remunerate Poste Italiane for distributing postal savings certificates (C 49/06 (ex NN 65/06))
o državni pomoči Italije za Poste Italiane v zvezi z nadomestilom za distribucijo potrdil o poštnem varčevanju (C 49/06 (ex NN 65/06))
(notified under document number C(2008) 5585)
(notificirano pod dokumentarno številko C(2008) 5585)
By letter dated 30 December 2005, Associazione Bancaria Italiana (ABI) complained to the Commission against various measures which it alleged benefited the banking activities of Poste Italiane SpA (PI), which are operated through a fully integrated division of PI called Bancoposta.
Bančno združenje Associazione Bancaria Italiana (v nadaljnjem besedilu: ABI) se je z dopisom z dne 30. decembra 2005 Komisiji pritožilo zaradi različnih ukrepov, od katerih so domnevno imele koristi bančne dejavnosti italijanske pošte Poste Italiane SpA (v nadaljnjem besedilu: PI), ki jih izvaja v celoti vključen oddelek PI, imenovan Bancoposta.
According to the complainant, PI was being overcompensated for the distribution of postal savings financial products on behalf of Cassa Depositi e Prestiti SpA (Deposits and Loans Fund — CDP).
Po navedbah pritožnika je PI od hranilnice in posojilnice Cassa Depositi e Prestiti SpA (v nadaljnjem besedilu: CDP) prejemala previsoko nadomestilo za distribucijo finančnih produktov poštnega varčevanja.
A second advantage was said to consist in the exclusive distribution of these products, which steered customers away from similar financial products distributed by commercial banks.
Druga prednost naj bi bila izključna distribucija teh produktov, ki je stranke odvračala od podobnih finančnih produktov, ki jih distribuirajo komercialne banke.
By letter dated 7 February 2006, the Commission put a number of question to the Italian authorities relating in particular to postal savings.
Komisija je z dopisom z dne 7. februarja 2006 italijanskim organom zastavila številna vprašanja, povezana predvsem s poštnim varčevanjem.
A meeting took place with the Italian authorities and representatives of PI on 30 March 2006.
Srečanje z italijanskimi organi in predstavniki PI je potekalo 30. marca 2006.
On 20 April 2006 the Commission wrote to ABI seeking clarification of a number of points; ABI replied by letter dated 8 June 2006.
Komisija je 20. aprila 2006 od ABI pisno zahtevala, da pojasni več zadev; ABI je odgovorilo z dopisom z dne 8. junija 2006.
By letter dated 22 November 2006, the Commission informed Italy that it had decided to initiate the procedure laid down in Article 88(2) of the EC Treaty in respect of the measure.
Komisija je z dopisom z dne 22. novembra 2006 sporočila Italiji, da bo v zvezi z ukrepom sprožila postopek v skladu s členom 88(2) Pogodbe ES.
The Italian authorities submitted their comments by letter of 2 February 2007.
Italijanski organi so svoje pripombe predložili z dopisom z dne 2. februarja 2007.
The Italian authorities replied by letter dated 18 April 2007.
Italijanski organi so odgovorili z dopisom z dne 18. aprila 2007.
On 20 March 2007, a meeting took place between ABI and Commission staff.
Srečanje med ABI in osebjem Komisije je potekalo 20. marca 2007.
On 25 January 2008 the Commission requested additional information from the Italian authorities, who replied on 11 March 2008, 13 May 2008 and 17 June 2008.
Komisija je 25. januarja 2008 od italijanskih organov zahtevala dodatne informacije, ki so jih poslali 11. marca 2008, 13. maja 2008 in 17. junija 2008.
In January 2007, the Commission launched a public tender (2007/S 29-034352) for a study of the remuneration for the placement of postal savings certificates.
Komisija je januarja 2007 objavila javni razpis (2007/S 29–034352) za študijo v zvezi z nadomestilom za izdajo potrdil o poštnem varčevanju.
In the case of one of the bidders a potential conflict of interest arose, and on 29 June 2007 the Commission wrote to the Italian authorities and ABI asking them to comment.
V primeru enega od ponudnikov bi lahko prišlo do navzkrižja interesov, zato je Komisija 29. junija 2007 od italijanskih organov in ABI pisno zahtevala, da predložijo pripombe.
Italy replied by letter of 5 July 2007.
Italija je odgovorila z dopisom z dne 5. julija 2007.
On 9 November 2007, the validity of the bids having expired, the Commission launched a new procurement procedure for the study (COMP/2007/D3/23), and on 20 December 2007 the Commission concluded the study contract with an independent expert (the expert).
Komisija je 9. novembra 2007 po izteku veljavnosti ponudb sprožila nov postopek za oddajo naročila za študijo (COMP/2007/D3/23) in 20. decembra 2007 sklenila pogodbo o izvedbi študije z neodvisnim strokovnjakom (v nadaljnjem besedilu: strokovnjak).
The expert submitted the final report of the study to the Commission on 21 June 2008.
Strokovnjak je 21. junija 2008 Komisiji predložil končno poročilo študije.
THE BUSINESS OF CDP AND PI/BANCOPOSTA — THE RELEVANT MARKETS
POSLOVANJE CDP IN PI/BANCOPOSTA – ZADEVNI TRGI
CDP was a State agency until late 2003, when it was converted into a limited company (SpA).
CDP je bila državna agencija do konca leta 2003, ko se je preoblikovala v družbo z omejeno odgovornostjo (SpA).
Since then, although 30 % of its share capital has been transferred to 65 banking foundations, CDP has remained under the control of the State [3].
Čeprav se je skoraj 30 % njenega osnovnega kapitala preneslo v 65 bančnih skladov, je od takrat pod nadzorom države [3].
CDP’s object is to foster the development of public investment, local utility infrastructure works and major public works of national interest.
Cilj CDP je spodbujanje razvoja javnih naložb, gradnje komunalne infrastrukture in velikih javnih gradenj nacionalnega interesa.
Since 2003, the activity of CDP has been formally structured around two distinct business areas:
Od leta 2003 dejavnost CDP formalno zajema dve različni poslovni področji:
The first area, known as the ‘separate management area’ (gestione separata), manages the funding of investment by the State, the regions, local authorities, public agencies and other public-law bodies.
prvo področje, znano kot „področje ločenega upravljanja“ (gestione separata), upravlja financiranje naložb države, regij, lokalnih organov, javnih agencij in drugih organov javnega prava.
State-guaranteed postal savings provide the main source of funding for these objectives,
Poštno varčevanje, za katerega jamči država, je glavni vir financiranja teh ciljev;
The second area, known as the ‘ordinary management’ area (gestione ordinaria), manages the funding of works, plants, networks and equipment, the provision of public services and drainage.
drugo področje, znano kot področje „običajnega upravljanja“ (gestione ordinaria), upravlja financiranje gradenj, obratov, mrež in opreme, zagotavljanje javnih storitev ter drenaže.
For these purposes CDP may raise funds through the issue of securities, borrowing and other financial operations, without State guarantees.
CDP lahko v te namene zbira sredstva z izdajo vrednostnih papirjev, najemanjem posojil in drugimi finančnimi operacijami brez jamstva države.
PI is the universal postal service provider in Italy, which fulfils the universal postal service obligation [4] according to the Italian legislation [5] and the regulations governing the universal postal service.
PI je ponudnica univerzalnih poštnih storitev v Italiji, ki izpolnjuje obveznost univerzalnih poštnih storitev [4] v skladu z italijansko zakonodajo [5] in uredbami, ki urejajo univerzalne poštne storitve.
The service of general economic interest with which PI is entrusted does not include financial services.
Storitev splošnega gospodarskega pomena, ki jo opravlja PI, ne vključuje finančnih storitev.
Besides providing the universal postal service, PI offers integrated communication, logistic and financial products and services throughout Italy.
Poleg zagotavljanja univerzalne poštne storitve PI ponuja povezane komunikacijske, logistične in finančne produkte ter storitve po vsej Italiji.
The main figures are the following [6]:
Glavni podatki so [6]:
Financial figures for PI’s main areas of business
Finančni podatki za glavna področja poslovanja PI
Total staff (annual average)
Skupno število osebja (letno povprečje)
Main Financial Figures of Poste Italiane Group
Glavni finančni podatki skupine Poste Italiane
Of which:
od tega:
from insurance services
od zavarovalnih storitev
Net profit
Neto dobiček
Postal Services
Poštne storitve
Products and services
Produkti in storitve
volumes (number of items)
obseg (število postavk)
Mail (standard, priority, registered, insured, legal documents, other recorded mail)
Pošta (standardna, prednostna, priporočena, zavarovana, pravni dokumenti, druga zabeležena pošta)
Periodicals (printed, gifts, books etc.)
Periodični tisk (tiskovine, darila, knjige itd.)
Telegrams, fax, telex
Telegrami, telefaksi, teleksi
Postal savings
Poštno varčevanje
Savings books, savings certificates and postal current accounts: total
Hranilne knjižice, potrdila o varčevanju in poštni tekoči računi: skupaj
Life assurance policies: policies written
Police življenjskega zavarovanja: število izdanih polic
Conto BancoPosta: number of current accounts
Conto BancoPosta: število tekočih računov
Carta Postepay: number of cards issued
Carta Postepay: število izdanih kartic