natgillin/translations-raw huggingface dataset:
For supplementary insurances referred to in Article 2(3)(a)(iii) of Directive 2009/138/EC of the European Parliament and of the Council of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) the required solvency margin shall be equal to the required solvency margin for institutions as laid down in Article 17d.
Za dodatna zavarovanja iz člena 2(3)(a)(iii) Direktiva 2009/138/ES Evropskega parlamentain sveta z dne 25. novembra 2009 o začetku opravljanja in opravljanju dejavnosti zavarovanja in pozavarovanja (Solventnost II) je zahtevani minimalni kapital enak zahtevanemu minimalnemu kapitalu za institucije, kakor je opredeljeno v členu 17d.
For capital redemption operations referred to in Article 2(3)(b)(ii) of Directive 2009/138/EC, the required solvency margin shall be equal to a 4 % fraction of the mathematical provisions calculated in compliance with paragraph 2(a).
Za zavarovanja s kapitalizacijo iz člena 2(3)(b)(ii) Direktive 2009/138/ES je zahtevani minimalni kapital enak 4 % deležu matematičnih rezervacij, izračunanih v skladu z odstavkom 2(a).
For operations referred to in Article 2(3)(b)(i) of Directive 2009/138/EC, the required solvency margin shall be equal to 1 % of their assets.
Za posle iz člena 2(3)(b)(i) Direktive 2009/138/ES] je zahtevani minimalni kapital enak 1 % njihovih sredstev.
For assurances covered by Article 2(3)(a)(i) and (ii) of Directive 2009/138/EC linked to investment funds and for the operations referred to in Article 2(3)(b)(iii), (iv) and (v) of Directive 2009/138/EC, the required solvency margin shall be equal to the sum of the following:
Za zavarovanja, zajeta v členu 2(3)(a)(i) in (ii) Direktive 2009/138/ES in vezana na enote investicijskih skladov, ter za posle iz člena 2(3)(b)(iii), (iv) in (v) Direktive 2009/138/ES je zahtevani minimalni kapital enak vsoti naslednjega:
in so far as the institution bears an investment risk, a 4 % fraction of the technical provisions, calculated in compliance with paragraph 2(a);
če institucija prevzema naložbeno tveganje, 4 %delež zavarovalno-tehničnih rezervacij, izračunan v skladu z odstavkom 2(a);
in so far as the institution bears no investment risk but the allocation to cover management expenses is fixed for a period exceeding five years, a 1 % fraction of the technical provisions, calculated in compliance with paragraph 2(a);
če institucija ne prevzema naložbenega tveganja, ampak se porazdelitev za kritje stroškov upravljanja določi za obdobje, daljše od petih let, 1 % delež zavarovalno-tehničnih rezervacij, izračunan v skladu z odstavkom 2(a);
in so far as the institution bears no investment risk and the allocation to cover management expenses is not fixed for a period exceeding five years, an amount equivalent to 25 % of the net administrative expenses of the previous financial year pertaining to such business;
če institucija ne prevzema naložbenega tveganja in porazdelitev za kritje stroškov upravljanja ni določena za obdobje, daljše od petih let, znesek, enak 25 % čistih stroškov upravljanja, ki se nanašajo na takšen posel zadnjega poslovnega leta;
in so far as the institution covers a death risk, a 0,3 % fraction of the capital at risk calculated in compliance with paragraph 2(b).
če institucija prevzema nevarnost smrti, 0,3 % delež rizičnega kapitala, izračunan v skladu z odstavkom 2(b).
Article 17c
Člen 17c
Member States may provide that one third of the required solvency margin as specified in Article 17b shall constitute the guarantee fund.
Države članice lahko zagotovijo, da ena tretjina zahtevanega minimalnega kapitala iz člena 17b oblikuje zajamčeni kapital.
That fund shall comprise the items listed in Article 17a(2) and (3) and, subject to the agreement of the competent authority of the home Member State, in Article 17a(4)(b).
Ta kapital sestavljajo postavke iz člena 17a(2) in (3) ter, s soglasjem pristojnega organa matične države članice, člena 17a(4)(b).
The guarantee fund shall not be less than EUR 3 million. Any Member State may provide for a 25 % reduction of the minimum guarantee fund in the case of mutual and mutual-type undertakings.
Zajamčeni kapital ne sme biti nižji kot 3 milijone EUR. Pri družbah za vzajemno zavarovanje in družbah, ki delujejo po načelu vzajemnosti, lahko vsaka država članica poskrbi za zmanjšanje minimalnega zajamčenega kapitala za 25 %.
Article 17d
Člen 17d
Required solvency margin for the purpose of Article 17b(3)
Zahtevani minimalni kapital za namene člena 17b(3)
The required solvency margin shall be determined on the basis either of the annual amount of premiums or contributions, or of the average burden of claims for the past three financial years.
Zahtevani minimalni kapital se določi bodisi na podlagi letnega zneska premij ali prispevkov bodisi povprečnih zahtevkov na izplačilo odškodnin za pretekla tri poslovna leta.
The amount of the required solvency margin shall be equal to the higher of the two results as set out in paragraphs 3 and 4.
Višina zahtevanega minimalnega kapitala je enaka višjemu od dveh rezultatov iz odstavkov 3 in 4.
The premiums or contributions (inclusive of charges ancillary to premiums or contributions) due in respect of direct business in the previous financial year shall be aggregated.
Premije ali prispevki (vključno z dajatvami, dodanimi premijam ali prispevkom), ki se dolgujejo za vse neposredne posle v preteklem poslovnem letu, se združijo.
To that sum there shall be added the amount of premiums accepted for all reinsurance in the previous financial year.
Tej vsoti se nato doda znesek premij, prejetih za celotno pozavarovanje v preteklem poslovnem letu.
From that sum there shall then be deducted the total amount of premiums or contributions cancelled in the previous financial year, as well as the total amount of taxes and levies pertaining to the premiums or contributions entering into the aggregate.
Od te vsote se nato odšteje skupni znesek premij ali prispevkov, ukinjenih v preteklem poslovnem letu, ter skupni znesek davkov in dajatev, ki veljajo za premije ali prispevke, sestavljajoč skupno vsoto.
That ratio shall be no less than 50 %.
Tako pridobljena vsota se pomnoži z razmerjem, ki glede na pretekla tri poslovna leta obstaja med zneskom terjatev na izplačilo odškodnin, ki jih mora institucija nositi tudi potem, ko so bili odšteti vsi izterljivi zneski iz pozavarovanja, in kosmatim zneskom terjatev na izplačilo odškodnin; to razmerje v nobenem primeru ne sme biti nižje od 50 %.
The claims basis shall be calculated, as follows:
Škodna osnova se izračuna takole:
The amounts of claims paid in respect of direct business (without any deduction of claims borne by reinsurers and retrocessionaires) in the periods specified in paragraph 1 shall be aggregated.
Zneski obračunanih škod, plačanih v zvezi z neposrednimi posli (brez odštetja terjatev, ki bremenijo pozavarovatelje in retrocesionarje) v obdobjih iz odstavka 1, se združijo.
To that sum there shall be added the amount of claims paid in respect of reinsurances or retrocessions accepted during the same periods and the amount of provisions for claims outstanding established at the end of the previous financial year both for direct business and for reinsurance acceptances.
Tej vsoti se doda znesek obračunanih škod v zvezi s pozavarovanji in retrocesijami, prejetimi v istih obdobjih, in znesek škodnih rezervacij, ugotovljenih ob koncu preteklega poslovnega leta za neposredno poslovanje in tudi sprejete obveznosti pozavarovanja.
From the sum then remaining, there shall be deducted the amount of provisions for claims outstanding established at the commencement of the second financial year preceding the last financial year for which there are accounts, both for direct business and for reinsurance acceptances.
Od preostale vsote se odšteje znesek škodnih rezervacij, ugotovljenih na začetku drugega poslovnega leta, ki je leto pred preteklim poslovnim letom, za katero obstajajo računi, in sicer za neposredna zavarovanja in tudi sprejeta pozavarovanja.
Where the required solvency margin as calculated in paragraphs 2 to 4 is lower than the required solvency margin of the preceding year, the required solvency margin shall be at least equal to the required solvency margin of the preceding year, multiplied by the ratio of the amount of the technical provisions for claims outstanding at the end of the previous financial year and the amount of the technical provisions for claims outstanding at the beginning of the previous financial year.
Če je zahtevani minimalni kapital, izračunan v odstavkih 2, 3 in 4, nižji od zahtevanega minimalnega kapitala v predhodnem letu, je zahtevani minimalni kapital najmanj enak zahtevanemu minimalnemu kapitalu v predhodnem letu, pomnoženem z razmerjem zneska škodnih rezervacij ob koncu preteklega poslovnega leta in zneskom škodnih rezervacij na začetku preteklega poslovnega leta.
In those calculations technical provisions shall be calculated net of reinsurance but the ratio may be no higher than 1.
V teh izračunih se uporabljajo čiste škodne rezervacije brez pozavarovanja, vendar pa razmerje ne sme biti v nobenem primeru višje od 1.
The amount in euro as laid down in Article 17c(2) shall be reviewed annually starting on 31 October 2012, in order to take account of changes in the Harmonised Indices of Consumer Prices of all Member States as published by Eurostat.
Znesek v evrih, kakor je določen v členu 17c(2), se pregleda vsako leto, z začetkom 31. oktobra 2012, da se upoštevajo spremembe v usklajenem evropskem indeksu cen življenjskih potrebščin, ki zajema vse države članice, kakor ga objavi Eurostat.
That amount shall be adapted automatically, by increasing the base amount in euro by the percentage change in that index over the period between 31 December 2009 and the review date and rounded up to a multiple of EUR 100000.
Znesek se samodejno prilagodi s povečanjem zneska osnove v evrih za odstotek spremembe v navedenem indeksu v obdobju med 31. decembrom 2009 in datumom pregleda ter se zaokroži na večkratnik 100000 EUR.
The Commission shall inform the European Parliament and the Council annually of the review and the adapted amount referred to in paragraph 1.
Komisija letno obvešča Evropski parlament in Svet o pregledu in prilagojenem znesku iz odstavka 1.
Duration-based equity risk sub-module
Podmodul tveganja lastniških vrednostnih papirjev, ki temelji na trajanju
Member States may authorise life insurance undertakings providing:
Države članice lahko pooblastijo življenjske zavarovalnice, ki zagotavljajo:
occupational retirement provision business in accordance with Article 4 of Directive 2003/41/EC, or
dejavnosti poklicnega pokojninskega zavarovanja v skladu s členom 4 Direktive 2003/41/ES; ali
retirement benefits paid by reference to reaching, or the expectation of reaching, retirement where the premiums paid for those benefits have a tax deduction which is authorised to policy holders in accordance with the national legislation of the Member State that has authorised the undertaking;
pokojnine, izplačane glede na doživetje ali pričakovano doživetje pokoja, kjer za vplačane pokojninske premije velja davčni odtegljaj, za katerega so imetniki polic pooblaščeni v skladu z nacionalno zakonodajo države članice, v kateri je zavarovalnica pridobila dovoljenje;
where
in kjer
all assets and liabilities corresponding to the business are ring-fenced, managed and organised separately from the other activities of the insurance undertakings, without any possibility of transfer;
se za celotno premoženje in vse obveznosti, ki ustrezajo takšnim dejavnostim, vzpostavi ločena obračunska enota, upravljajo in organizirajo pa se ločeno od drugih dejavnosti zavarovalnic brez možnosti prenosa;
the activities of the undertaking related to points (a) and (b), in relation to which the approach referred to in this paragraph is applied, are pursued only in the Member State where the undertaking has been authorised; and
se dejavnosti zavarovalnice iz točk (a) in (b), na podlagi katerih je uveljavljen pristop iz tega odstavka, izvajajo samo v državah članicah, v katerih je zavarovalnica pridobila dovoljenje; in
the average duration of the liabilities corresponding to the business held by the undertaking exceeds an average of 12 years;
povprečno trajanje obveznosti, ki ustrezajo takšnim dejavnostim zavarovalnice, v povprečju presega 12 let;
to apply an equity risk sub-module of the Solvency Capital Requirement, which is calibrated using a Value-at-Risk measure, over a time period, which is consistent with the typical holding period of equity investments for the undertaking concerned, with a confidence level providing the policy holders and beneficiaries with a level of protection equivalent to that set out in Article 101, where the approach provided for in this Article is used only in respect of those assets and liabilities referred in point (i).
za uporabo podmodula tveganja lastniških vrednostnih papirjev zahtevanega solventnostnega kapitala, ki je kalibriran z ukrepom tvegane vrednosti v obdobju, ki ustreza običajnemu obdobju lastništva kapitalskih naložb te zavarovalnice, s stopnjo zaupanja, ki imetnikom polic in upravičencem nudi raven zaščite, enako tisti, ki je določena v členu 101, če je pristop iz tega člena uporabljen le za sredstva in obveznosti iz točke (i).
In the calculation of the Solvency Capital Requirement those assets and liabilities shall be fully considered for the purpose of assessing the diversification effects, without prejudice to the need to safeguard the interests of policy holders and beneficiaries in other Member States.
V izračunu zahtevanega solventnostnega kapitala se v celoti upoštevajo ta sredstva in obveznosti, da se oceni učinek razpršenosti, brez poseganja v potrebo po zaščiti interesov imetnikov polic in upravičencev v drugih državah članicah.
Subject to the approval of the supervisory authorities, the approach set out in the first subparagraph shall be used only where the solvency and liquidity position as well as the strategies, processes and reporting procedures of the undertaking concerned with respect to asset–liability management are such as to ensure, on an ongoing basis, that it is able to hold equity investments for a period which is consistent with the typical holding period of equity investments for the undertaking concerned.
Pod pogojem, da to odobrijo nadzorni organi, se pristop iz prvega pododstavka uporabi le, kadar so kapitalske in likvidnostne zahteve ter strategije, postopki, vključno s postopki poročanja zadevne zavarovalnice ali pozavarovalnice glede na upravljanje naložb in obveznosti takšni, da se stalno zagotovi, da je zmožna imeti kapitalske naložbe v obdobju, ki ustreza običajnemu obdobju lastništva kapitalskih naložb te zavarovalnice ali pozavarovalnice.
The undertaking shall be able to demonstrate to the supervisory authority that that condition is verified with the level of confidence necessary to provide policy holders and beneficiaries with a level of protection equivalent to that set out in Article 101.
Zavarovalnica ali pozavarovalnica je zmožna dokazati nadzornemu organu, da se ta pogoj preverja s potrebno stopnjo zaupanja, ki imetnikom polic in upravičencem zagotavlja stopnjo zaščite, ki je enakovredna tisti iz člena 101.
Insurance and reinsurance undertakings shall not revert to applying the approach set out in Article 105, except in duly justified circumstances and subject to the approval of the supervisory authorities.
Zavarovalnice in pozavarovalnice ne uporabijo ponovno pristopa iz člena 105, razen v ustrezno utemeljenih primerih in ob upoštevanju dovoljenja nadzornih organov.
The Commission shall submit to the European Insurance and Occupational Pensions Committee and the European Parliament, by 31 October 2015, a report on the application of the approach set out in paragraph 1 and the supervisory authorities’ practices adopted pursuant to paragraph 1, accompanied, where appropriate, by adequate proposals.
Komisija Evropskemu odboru za zavarovanja in poklicne pokojnine ter Evropskemu parlamentu najpozneje do 31. oktobra 2015 predloži poročilo o uporabi pristopa iz odstavka 1 in praksah nadzornih organov, sprejetih v skladu z odstavkom 1, ki mu po potrebi priloži ustrezno predloge.
That report shall address, in particular, cross-border effects of the use of that approach with a view to preventing regulatory arbitrage by insurance and reinsurance undertakings.
To poročilo opisuje zlasti čezmejni učinek uporabe takšnega izračuna, da bi zavarovalnicam in pozavarovalnicam preprečili regulativno arbitražo.
Derogations and abolition of restrictive measures
Odstopanja in odprava omejevalnih ukrepov
Member States may exempt non-life insurance undertakings which on 31 January 1975 did not comply with the requirements of Articles 16 and 17 of Directive 73/239/EEC whose annual premium or contribution income on 31 July 1978 fell short of six times the amount of the minimum guarantee fund required under Article 17(2) of Directive 73/239/EEC from the requirement to establish such minimum guarantee fund before the end of the financial year in respect of which the premium or contribution income is as much as six times such minimum guarantee fund.
Države članice lahko zavarovalnice za neživljenjsko zavarovanje, ki 31. januarja 1975 niso izpolnjevale zahtev iz členov 16 in 17 Direktive 73/239/EGS, katerih letni prihodek iz naslova zavarovalnih premij ali dohodek iz prispevkov 31. julija 1978 ni dosegel šestkratne vrednosti zajamčenega kapitala v smislu člena 17(2), oprostijo zahteve za oblikovanje takšnega zajamčenega kapitala pred iztekom poslovnega leta, v katerem prihodek od zavarovalnih premij doseže šestkratno vrednost zajamčenega kapitala.
After considering the results of the examination provided for under Article 298(2), the Council shall unanimously decide, on a proposal from the Commission, when that exemption is to be abolished by Member States.
Potem ko preuči rezultate preiskave iz člena 298(2), Svet na predlog Komisije soglasno odloči, kdaj morajo države članice to izjemo opustiti.
Non-life insurance undertakings set up in the United Kingdom by Royal Charter or by private Act or by special public Act may continue to pursue their business in the legal form in which they were constituted on 31 July 1973 for an unlimited period.
Zavarovalnice za neživljenjsko zavarovanje, ustanovljene v Združenem kraljestvu „by Royal Charter“ ali „by private Act“ ali „by special public Act“, lahko z opravljanjem svoje dejavnosti v pravni obliki, v kateri so bile ustanovljene 31. julija 1973, nadaljujejo za neomejeno obdobje.
Life insurance undertakings set up in the United Kingdom by Royal Charter or by private Act or by special Public Act may pursue their activity in the legal form in which they were constituted on 15 March 1979 for an unlimited period.
Življenjske zavarovalnice, ustanovljene v Združenem kraljestvu po „Royal Charter“ ali „private Act“ ali „special public Act“, lahko z opravljanjem svoje dejavnosti v pravni obliki, v kateri so bile ustanovljene 15. marca 1979, nadaljujejo za neomejeno obdobje.
The United Kingdom shall draw up a list of the undertakings referred to in the first and second subparagraphs and communicate it to the other Member States and the Commission.
Združeno kraljestvo sestavi seznam podjetij iz prvega in drugega pododstavka ter ga posreduje drugim državam članicam in Komisiji.
The societies registered in the United Kingdom under the Friendly Societies Acts may continue the activities of life insurance and savings operations which, in accordance with their objects, they were pursuing as of 15 March 1979.
Društva, ki so registrirana v Združenem kraljestvu po „Friendly Societies Acts“, lahko še naprej opravljajo dejavnosti življenjskega zavarovanja in hranilniške posle, ki so jih v skladu z njihovimi poslovnimi cilji opravljali od 15. marca 1979.
At the request of non-life insurance undertakings which comply with the requirements laid down in Title I, Chapter VI, Sections 2, 4 and 5, Member States shall cease to apply restrictive measures such as those relating to mortgages, deposits and securities.
Na prošnjo zavarovalnic za neživljenjsko zavarovanje, ki izpolnjujejo zahteve iz oddelkov 2, 4 in 5 poglavja VI naslova I, države članice prenehajo uporabljati omejitvene ukrepe, kot so ukrepi v zvezi s hipotekami, depoziti in vrednostnimi papirji.
Rights acquired by existing branches and insurance undertakings
Pravice, ki jih pridobijo obstoječe podružnice in zavarovalnice
Branches which started business, in accordance with the provisions in force in the Member State where that branch is situated, before 1 July 1994 shall be presumed to have been subject to the procedure laid down in Articles 145 and 146.
Za podružnice, ki so začele svoje dejavnosti opravljati v skladu z veljavnimi predpisi v državi članici, kjer se nahaja podružnica, pred 1. julijem 1994, se predpostavlja, da zanje velja postopek iz členov 145 in 146.
Articles 147 and 148 shall not affect rights acquired by insurance undertakings carrying on business under the freedom to provide services before 1 July 1994.
Člena 147 in 148 ne vplivata na pravice, ki jih pridobijo zavarovalnice, ki so svoje dejavnosti opravljale iz naslova svobode opravljanja storitev pred 1. julijem 1994.
Article 307
ČLEN 307
Transitional period for Articles 57(3) and 60(6) of Directive 2005/68/EC
Prehodno obdobje za člena 57(3) in 60(6) Direktive 2005/68/ES
A Member State may postpone the application of the provisions of Article 57(3) of Directive 2005/68/EC amending Article 15(3) of Directive 73/239/EEC and of the provision of Article 60(6) of Directive 2005/68/EC until 10 December 2008.
Država članica lahko odloži uporabo določb iz člena 57(3) Direktive 2005/68/ES, ki spreminja člen 15(3) Direktive 73/239/EGS, in določb iz člena 60(6) Direktive 2005/68/ES do 10. decembra 2008.
Article 308
ČLEN 308
Reinsurance undertakings subject to this Directive which were authorised or entitled to conduct reinsurance business in accordance with the provisions of the Member States in which they have their head offices before 10 December 2005 shall be deemed to be authorised in accordance with Article 14.
Za pozavarovalnice, za katere se uporablja ta direktiva in so pridobile dovoljenje ali bile upravičene za opravljanje dejavnosti pozavarovanja v skladu z določbami držav članic, v katerih so imele svoj sedež pred 10 decembrom 2005, se šteje, da so skladno s členom 14 pridobile dovoljenje.
However, they shall be obliged to comply with the provisions of this Directive concerning the pursuit of the business of reinsurance and with the requirements set out in points (b), and (d) to (g) of Article 18(1), Articles 19, 20 and 24 and Title I Chapter VI, Sections 2, 3 and 4.
Vendar so obvezane izpolnjevati določbe te direktive glede izvajanja dejavnosti pozavarovanja in zahtev, določenih v točkah (b) in (d) do (g) člena 18(1), členov 19, 20 in 24 ter oddelkov 2, 3 in 4 poglavja IV naslova I.
Member States may allow reinsurance undertakings referred to in paragraph 1 which on 10 December 2005 did not comply with Article 18(1)(b), Articles 19 and 20 and Title I Chapter VI, Sections 2, 3 and 4 until 10 December 2008 in order to comply with such requirements.
Države članice lahko pozavarovalnicam iz odstavka 1, ki do 10 decembra 2005 niso bile v skladu s točko (b) člena 18(1), členoma 19 in 20 ter oddelki 2, 3 in 4 poglavja VI naslova I, v obdobju do 10. decembra 2008, da izpolnijo takšne zahteve.
Member States shall bring into force the laws, regulations and administrative provisions necessary to comply with Articles 4, 10, 13, 14, 18, 23, 26-32, 34-49, 51-55, 67, 68, 71, 72, 74-85, 87-91, 93-96, 98,100-110, 112, 113, 115-126, 128, 129, 131-134, 136-142, 144, 146, 148, 162-167, 172, 173, 178, 185, 190, 192, 210-233, 235-240, 243-258, 260-263, 265, 266, 303 and 304 and Annexes III and IV by 31 October 2012.
Države članice sprejmejo zakone in druge predpise, potrebne za uskladitev s členi 4, 10, 13, 14, 18, 23, 26–32, 34–49, 51–55, 67, 68, 71, 72, 74–85, 87-91, 93-96, 98,100-110, 112, 113, 115-126, 128, 129, 131-134, 136–142, 144, 146, 148, 162–167, 172, 173, 178, 185, 190, 192, 210–233, 235-240, 243-258, 260-263, 265, 266, 303 in 304 ter prilogami III in IV do 31. oktobra 2012.
Article 310
ČLEN 310