natgillin/translations-raw huggingface dataset:
It is appropriate to allow Member States to waive the application of certain provisions of this Directive as regards institutions issuing only a limited amount of electronic money. institutions benefiting from such a waiver should not have the right under this Directive to exercise the freedom of establishment or the freedom to provide services and they should not indirectly exercise those rights as members of a payment system.
Primerno je, da se državam članicam omogoči, da opustijo uporabo nekaterih določb te direktive za institucije, ki izdajajo samo omejeno količino elektronskega denarja. Institucije, za katere velja taka opustitev, ne bi smele imeti v skladu s to direktivo pravice do ustanavljanja ali pravice opravljanja storitev niti teh pravic ne bi smele uveljavljati posredno kot članice plačilnega sistema.
It is desirable, however, to register the details of all entities providing electronic money services, including those benefiting from a waiver.
Vendar pa je zaželena registracija podatkov o vseh subjektih, ki opravljajo storitve v zvezi z elektronskim denarjem, vključno s tistimi, ki imajo odobreno opustitev.
For that purpose, Member States should enter such entities in a register of electronic money institutions.
V ta namen bi morale države članice take subjekte vnesti v register institucij za izdajo elektronskega denarja.
For prudential reasons, Member States should ensure that only electronic money institutions duly authorised or benefiting from a waiver in accordance with this Directive, credit institutions authorised in accordance with Directive 2006/48/EC, post office giro institutions entitled under national law to issue electronic money, institutions referred to in Article 2 of Directive 2006/48/EC, the European Central Bank, national central banks when not acting in their capacity as monetary authority or other public authorities and Member States or their regional or local authorities when acting in their capacity as public authorities may issue electronic money.
Da bi zagotovile skrbno in varno poslovanje, bi morale države članice zagotoviti, da lahko izdajajo elektronski denar samo institucije za izdajo elektronskega denarja, ki imajo ustrezno dovoljenje ali imajo odobreno opustitev v skladu s to direktivo, kreditne institucije, ki imajo dovoljenje v skladu z Direktivo 2006/48/ES, poštne institucije, ki imajo pravico izdajanja elektronskega denarja na podlagi nacionalne zakonodaje, institucije iz člena 2 Direktive 2006/48/ES, Evropska centralna banka, nacionalne centralne banke, kadar ne delujejo kot monetarni organ ali drugi javni organi, in države članice oziroma njihovi regionalni ali lokalni organi, kadar delujejo kot javni organi.
Electronic money needs to be redeemable to preserve the confidence of the electronic money holder.
Da se ohrani zaupanje imetnika elektronskega denarja, mora biti elektronski denar unovčljiv.
Redeemability does not imply that the funds received in exchange for electronic money should be regarded as deposits or other repayable funds for the purpose of Directive 2006/48/EC.
Unovčljivost sama po sebi ne pomeni, da bi bilo treba sredstva, prejeta v zamenjavo za elektronski denar, obravnavati kot depozite ali druga vračljiva sredstva v smislu Direktive 2006/48/ES.
Redemption should be possible at any time, at par value without any possibility to agree a minimum threshold for redemption.
Unovčenje bi moralo biti vedno mogoče v vsakem trenutku in v višini nominalne vrednosti, brez možnosti, da se dogovori o minimalnem pragu za unovčenje.
Redemption should, in general, be granted free of charge.
Unovčenje bi moralo biti na splošno vedno brezplačno.
However, in cases duly specified in this Directive it should be possible to request a proportionate and cost-based fee without prejudice to national legislation on tax or social matters or any obligations on the electronic money issuer under other relevant Community or national legislation, such as anti-money laundering and anti-terrorist financing rules, any action targeting the freezing of funds or any specific measure linked to the prevention and investigation of crimes.
Vendar pa bi moralo biti mogoče v primerih, ki so natančno določeni v tej direktivi, zahtevati sorazmerno in s stroški utemeljeno nadomestilo, brez poseganja v nacionalne zakonodaje o davčnih ali socialnih zadevah ali v katero koli obveznost izdajatelja elektronskega denarja na podlagi druge zadevne zakonodaje Skupnosti ali nacionalnih zakonodaj, kot so pravila za preprečevanje pranja denarja ali financiranja terorizma, kakršni koli ukrepi za zamrznitev sredstev ali kakršni koli posebni ukrepi, povezani s preprečevanjem in preiskovanjem kaznivih dejanj.
Out-of-court complaint and redress procedures for the settlement of disputes should be at the disposal of electronic money holders.
Imetnikom elektronskega denarja bi morali biti na razpolago izvensodni pritožbeni postopki in postopki za reševanje sporov.
Chapter 5 of Title IV of Directive 2007/64/EC should therefore apply mutatis mutandis in the context of this Directive, without prejudice to the provisions of this Directive.
Poglavje 5 naslova IV Direktive 2007/64/ES bi se moralo torej smiselno uporabljati tudi v okviru te direktive, brez poseganja v določbe te direktive.
A reference to ‘payment service provider’ in Directive 2007/64/EC therefore needs to be read as a reference to electronic money issuer; a reference to ‘payment service user’ needs to be read as a reference to electronic money holder; and a reference to Titles III and IV of Directive 2007/64/EC needs to be read as a reference to Title III of this Directive.
Sklicevanje na „ponudnika plačilnih storitev“ v Direktivi 2007/64/ES se zato mora brati kot sklicevanje na izdajatelja elektronskega denarja, sklicevanje na „uporabnika plačilnih storitev“ se mora brati kot sklicevanje na imetnika elektronskega denarja in sklicevanje na naslova III in IV Direktive 2007/64/ES se mora brati kot sklicevanje na naslov III te direktive.
The measures necessary for the implementation of this Directive should be adopted in accordance with Council Decision 1999/468/EC of 28 June 1999 laying down the procedures for the exercise of implementing powers conferred on the Commission [7].
Ukrepe, ki so potrebni za izvajanje te direktive, bi bilo treba sprejeti v skladu s Sklepom Sveta 1999/468/ES z dne 28. junija 1999 o postopkih za izvajanje izvedbenih pooblastil, dodeljenih Komisiji [7].
In particular, the Commission should be empowered to adopt implementing provisions in order to take account of inflation or technological and market developments and to ensure a convergent application of the exemptions under this Directive.
Zlasti bi bilo treba Komisiji podeliti pooblastila za sprejetje izvedbenih določb, da se upoštevajo inflacija ali tehnološki in tržni razvoj in zagotovi usklajene uporabe izjem v okviru te direktive.
Since such measures are of general scope and are designed to amend non-essential elements of this Directive they must be adopted in accordance with the regulatory procedure with scrutiny provided for in Article 5a of Decision 1999/468/EC.
Ker so to ukrepi splošnega obsega in so namenjeni spreminjanju nebistvenih določb te direktive, jih je treba sprejeti v skladu z regulativnim postopkom s pregledom iz člena 5a Sklepa 1999/468/ES.
The efficient functioning of this Directive will need to be reviewed.
Učinkovitost delovanja te direktive bo treba pregledati.
The Commission should therefore be required to produce a report three years after the deadline for transposition of this Directive.
Zato bi morala Komisija tri leta po izteku roka za prenos te direktive pripraviti poročilo.
Member States should provide to the Commission information regarding the application of some of the provisions of this Directive.
Države članice bi morale predložiti Komisiji informacije o uporabi nekaterih določb te direktive.
In the interests of legal certainty, transitional arrangements should be made to ensure that electronic money institutions which have taken up their activities in accordance with the national laws transposing Directive 2000/46/EC are able to continue those activities within the Member State concerned for a specified period.
Zaradi pravne gotovosti bi bilo treba sprejeti prehodne ureditve, s katerimi se zagotovi, da lahko institucije za izdajo elektronskega denarja, ki so začele opravljati svojo dejavnost v skladu z nacionalnimi zakoni, s katerimi je prenesena Direktiva 2000/46/ES, nadaljujejo to dejavnost v zadevni državi članici v določenem obdobju.
That period should be longer for electronic money institutions that have benefited from the waiver provided for in Article 8 of Directive 2000/46/EC.
To obdobje bi moralo biti daljše za institucije, ki izdajajo elektronski denar, ki jim je bila odobrena opustitev iz člena 8 Direktive 2000/46/ES.
This Directive introduces a new definition of electronic money, the issuance of which can benefit from the derogations in Articles 34 and 53 of Directive 2007/64/EC.
Ta direktiva uvaja novo opredelitev elektronskega denarja, za izdajanje katerega je mogoče uporabiti odstopanja iz členov 34 in 53 Direktive 2007/64/ES.
Therefore, the simplified customer due diligence regime for electronic money institutions under Directive 2005/60/EC of the European Parliament and of the Council of 26 October 2005 on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing [8] should be amended accordingly.
Zato bi bilo treba skladno s tem spremeniti tudi poenostavljeni režim skrbnega preverjanja strank za institucije za izdajo elektronskega denarja iz Direktive 2005/60/ES Evropskega parlamenta in Sveta z dne 26. oktobra 2005 o preprečevanju uporabe finančnega sistema za pranje denarja in financiranje terorizma [8].
Pursuant to Directive 2006/48/EC, electronic money institutions are considered to be credit institutions, although they can neither receive deposits from the public nor grant credit from funds received from the public.
V skladu z Direktivo 2006/48/ES se institucije za izdajo elektronskega denarja obravnavajo kot kreditne institucije, čeprav ne morejo niti sprejemati depozitov javnosti niti odobriti kreditov iz prejetih sredstev javnosti.
Given the regime introduced by this Directive, it is appropriate to amend the definition of credit institution in Directive 2006/48/EC in order to ensure that electronic money institutions are not considered to be credit institutions.
Glede na režim, ki ga uvaja ta direktiva, je primerno spremeniti opredelitev kreditne institucije v Direktivi 2006/48/ES in s tem zagotoviti, da institucije za izdajo elektronskega denarja ne bodo obravnavane kot kreditne institucije.
However, credit institutions should continue to be allowed to issue electronic money and to carry on such activity Community-wide, subject to mutual recognition and to the comprehensive prudential supervisory regime applying to them in accordance with the Community legislation in the field of banking.
Vendar pa bi moralo biti kreditnim institucijam še naprej dovoljeno izdajanje elektronskega denarja in opravljanje te dejavnosti na ravni celotne Skupnosti, ob upoštevanju vzajemnega priznavanja ter celovitega režima za nadzor skrbnega in varnega poslovanja, ki velja zanje v skladu z zakonodajo Skupnosti na področju bančništva.
In the interests of maintaining a level playing field, however, credit institutions should, alternatively, be able to carry out that activity through a subsidiary under the prudential supervisory regime of this Directive, rather than under Directive 2006/48/EC.
Da bi ohranili enakopravne pogoje pa bi morale imeti kreditne institucije tudi možnost, da to dejavnost izvajajo prek hčerinske družbe v okviru režima za nadzor skrbnega in varnega poslovanja iz te direktive in ne v okviru Direktive 2006/48/ES.
The provisions of this Directive replace all corresponding provisions of Directive 2000/46/EC.
Določbe te direktive nadomeščajo vse ustrezne določbe Direktive 2000/46/ES.
Directive 2000/46/EC should therefore be repealed.
Direktivo 2000/46/ES bi bilo zato treba razveljaviti.
Since the objective of this Directive cannot be sufficiently achieved by the Member States because it requires the harmonisation of many different rules currently existing in the legal systems of the various Member States and can therefore be better achieved at Community level, the Community may adopt measures, in accordance with the principle of subsidiarity as set out in Article 5 of the Treaty.
Ker cilja te direktive države članice ne morejo ustrezno doseči, saj zahteva uskladitev številnih različnih obstoječih pravil v pravnih sistemih različnih držav članic in ker ta cilj torej lažje doseže Skupnost, Skupnost lahko sprejme ukrepe v skladu z načelom subsidiarnosti iz člena 5 Pogodbe.
In accordance with the principle of proportionality, as set out in that Article, this Directive does not go beyond what is necessary in order to achieve that objective.
V skladu z načelom sorazmernosti iz navedenega člena, ta direktiva ne prekoračuje okvirov, ki so potrebni za doseganje navedenega cilja.
In accordance with point 34 of the Interinstitutional Agreement on better law-making [9], Member States are encouraged to draw up, for themselves and in the interest of the Community, their own tables illustrating, as far as possible, the correlation between this Directive and the transposition measures and to make them public,
V skladu s točko 34 Medinstitucionalnega sporazuma o boljši pripravi zakonodaje [9] se države članice spodbuja, da za svoje potrebe in v interesu Skupnosti izdelajo in objavijo lastne tabele, ki naj, kolikor nazorno je to mogoče, prikažejo korelacijo med to direktivo in ukrepi za prenos v nacionalno pravo –
This Directive lays down the rules for the pursuit of the activity of issuing electronic money to which end the Member States shall recognise the following categories of electronic money issuer:
V tej direktivi so določena pravila za opravljanje dejavnosti izdajanja elektronskega denarja, pri čemer države članice priznavajo naslednje kategorije izdajateljev elektronskega denarja:
credit institutions as defined in point 1 of Article 4 of Directive 2006/48/EC including, in accordance with national law, a branch thereof within the meaning of point 3 of Article 4 of that Directive, where such a branch is located within the Community and its head office is located outside the Community, in accordance with Article 38 of that Directive;
kreditne institucije, kakor so opredeljene v točki 1 člena 4 Direktive 2006/48/ES, vključno s, v skladu z nacionalno zakonodajo, podružnicami kreditnih institucij, v smislu točke 3 člena 4 navedene direktive, kadar se v skladu s členom 38 navedene direktive te podružnice nahajajo v Skupnosti in imajo svoj sedež izven Skupnosti;
electronic money institutions as defined in point 1 of Article 2 of this Directive including, in accordance with Article 8 of this Directive and national law, a branch thereof, where such a branch is located within the Community and its head office is located outside the Community;
institucije za izdajo elektronskega denarja, kakor so opredeljene v točki 1 člena 2 te direktive, vključno s, v skladu s členom 8 te direktive in nacionalno zakonodajo, podružnicami institucij za izdajo elektronskega denarja, kadar se navedene podružnice nahajajo v Skupnosti in imajo svoj sedež izven Skupnosti;
post office giro institutions which are entitled under national law to issue electronic money;
poštne institucije, ki imajo pravico izdajati elektronski denar na podlagi nacionalne zakonodaje;
the European Central Bank and national central banks when not acting in their capacity as monetary authority or other public authorities;
Evropska centralna banka in nacionalne centralne banke, kadar ne delujejo kot monetarni organ ali drugi javni organi;
Member States or their regional or local authorities when acting in their capacity as public authorities.
države članice ali njihovi regionalni oziroma lokalni organi, kadar delujejo kot javni organi.
Title II of this Directive lays down the rules for the taking up, the pursuit and the prudential supervision of the business of electronic money institutions.
Naslov II te direktive določa pravila za začetek opravljanja, opravljanje dejavnosti in nadzor skrbnega in varnega poslovanja institucij za izdajo elektronskega denarja.
Member States may waive the application of all or part of the provisions of Title II of this Directive to the institutions referred to in Article 2 of Directive 2006/48/EC, with the exception of those referred to in the first and second indents of that Article.
Države članice lahko opustijo uporabo vseh ali nekaterih določb iz naslova II te direktive za institucije iz člena 2 Direktive 2006/48/ES, razen za tiste institucije, ki so navedene v prvi in drugi alinei navedenega člena.
This Directive does not apply to monetary value stored on instruments exempted as specified in Article 3(k) of Directive 2007/64/EC.
Ta direktiva se ne uporablja za denarno vrednost, shranjeno na instrumentih, ki so izvzeti v skladu s točko (k) člena 3 Direktive 2007/64/ES.
This Directive does not apply to monetary value that is used to make payment transactions exempted as specified in Article 3(l) of Directive 2007/64/EC.
Ta direktiva se ne uporablja za denarno vrednost, ki se uporablja za izvedbo plačilnih transakcij, ki so izvzete v skladu s točko (l) člena 3 Direktive 2007/64/ES.
‘electronic money institution’ means a legal person that has been granted authorisation under Title II to issue electronic money;
„institucija za izdajo elektronskega denarja“ pomeni pravno osebo, ki je v skladu z naslovom II pridobila dovoljenje za izdajanje elektronskega denarja;
‘electronic money’ means electronically, including magnetically, stored monetary value as represented by a claim on the issuer which is issued on receipt of funds for the purpose of making payment transactions as defined in point 5 of Article 4 of Directive 2007/64/EC, and which is accepted by a natural or legal person other than the electronic money issuer;
„elektronski denar“ pomeni denarno vrednost, shranjeno v elektronski obliki, vključno z magnetno, ki pomeni terjatev do izdajatelja, ki je izdana na podlagi prejema denarnih sredstev za namen izvrševanja plačilnih transakcij, kakor so opredeljene v točki 5 člena 4 Direktive 2007/64/ES, in ki jo sprejme fizična ali pravna oseba, ki ni izdajatelj elektronskega denarja;
‘electronic money issuer’ means entities referred to in Article 1(1), institutions benefiting from the waiver under Article 1(3) and legal persons benefiting from a waiver under Article 9;
„izdajatelj elektronskega denarja“ pomeni subjekte iz člena 1(1), institucije, ki jim je bila odobrena opustitev iz člena 1(3) in pravne osebe, ki jim je bila odobrena opustitev iz člena 9;
‘average outstanding electronic money’ means the average total amount of financial liabilities related to electronic money in issue at the end of each calendar day over the preceding six calendar months, calculated on the first calendar day of each calendar month and applied for that calendar month.
„povprečni znesek elektronskega denarja v obtoku“ pomeni povprečni celotni znesek finančnih obveznosti v zvezi z izdanim elektronskim denarjem ob koncu vsakega koledarskega dne v prejšnjih šestih koledarskih mesecih, ki se izračuna na prvi koledarski dan vsakega koledarskega meseca in se uporablja za ta koledarski mesec.
REQUIREMENTS FOR THE TAKING UP, PURSUIT AND PRUDENTIAL SUPERVISION OF THE BUSINESS OF ELECTRONIC MONEY INSTITUTIONS
ZAHTEVE ZA ZAČETEK OPRAVLJANJA, OPRAVLJANJE DEJAVNOSTI IN NADZOR SKRBNEGA IN VARNEGA POSLOVANJA INSTITUCIJ ZA IZDAJO ELEKTRONSKEGA DENARJA
General prudential rules
Splošna pravila za skrbno in varno poslovanje
Without prejudice to this Directive, Articles 5 and 10 to 15, Article 17(7) and Articles 18 to 25 of Directive 2007/64/EC shall apply to electronic money institutions mutatis mutandis.
Brez poseganja v to direktivo se členi 5, 10 do 15, člen 17(7) in členi 18 do 25 Direktive 2007/64/ES smiselno uporabljajo za institucije za izdajo elektronskega denarja.
Electronic money institutions shall inform the competent authorities in advance of any material change in measures taken for safeguarding of funds that have been received in exchange for electronic money issued.
Institucije za izdajo elektronskega denarja vnaprej obvestijo pristojne organe o vsaki bistveni spremembi v zvezi z ukrepi, ki so bili sprejeti za zaščito sredstev, ki so bila prejeta v zameno za izdan elektronski denar.
Any natural or legal person who has taken a decision to acquire or dispose of, directly or indirectly, a qualifying holding within the meaning of point 11 of Article 4 of Directive 2006/48/EC in an electronic money institution, or to further increase or reduce, directly or indirectly, such qualifying holding as a result of which the proportion of the capital or of the voting rights held would reach, exceed or fall below 20 %, 30 % or 50 %, or so that the electronic money institution would become or cease to be its subsidiary, shall inform the competent authorities of their intention in advance of such acquisition, disposal, increase or reduction.
Vsaka fizična ali pravna oseba, ki je sprejela sklep o tem, da pridobi ali razpolaga, neposredno ali posredno, s kvalificiranim deležem v skladu s točko 11 člena 4 Direktive 2006/48/ES v instituciji za izdajo elektronskega denarja, oziroma, da nadalje poveča ali zmanjša, neposredno ali posredno, takšen kvalificiran delež, s čimer bi njen delež v kapitalu podjetja ali delež glasovalnih pravic dosegel, presegel ali padel pod 20, 30 ali 50 %, ali bi institucija za izdajo elektronskega denarja postala ali prenehala biti njena hčerinska družba, vnaprej obvesti pristojne organe o svoji nameri takšne pridobitve, razpolaganja, povečanja ali zmanjšanja.
The proposed acquirer shall supply to the competent authority information indicating the size of the intended holding and relevant information referred to in Article 19a(4) of Directive 2006/48/EC.
Predlagani pridobitelj pristojnemu organu predloži informacije, ki navajajo velikost nameravanega deleža in ustrezne informacije v skladu s členom 19a(4) Direktive 2006/48/ES.
Where the influence exercised by the persons referred to in the second subparagraph is likely to operate to the detriment of the prudent and sound management of the institution, the competent authorities shall express their opposition or take other appropriate measures to bring that situation to an end.
Kadar obstaja možnost, da bi vpliv oseb iz drugega pododstavka škodil varnemu in skrbnemu upravljanju institucije, pristojni organi izrazijo svoje nasprotovanje oziroma sprejmejo druge primerne ukrepe za prekinitev takega stanja.
Such measures may include injunctions, sanctions against directors or managers, or the suspension of the exercise of the voting rights attached to the shares held by the shareholders or members in question.
Ti ukrepi so lahko sodne odredbe, sankcije proti direktorjem ali poslovodnim delavcem ali začasne prepovedi uveljavitve glasovalnih pravic, ki izhajajo iz delnic ali deleža v lasti zadevnih delničarjev oziroma družbenikov.
Similar measures shall apply to natural or legal persons who fail to comply with the obligation to provide prior information, as laid down in this paragraph.
Podobni ukrepi se uporabljajo za fizične ali pravne osebe, ki ne ravnajo v skladu z obveznostjo predložitve vnaprejšnjih informacij, kakor je določeno v tem odstavku.
If a holding is acquired despite the opposition of the competent authorities, those authorities shall, regardless of any other sanction to be adopted, provide for the exercise of the voting rights of the acquirer to be suspended, the nullity of votes cast or the possibility of annulling those votes.
Če se kapitalski delež pridobi kljub nasprotovanju pristojnih organov, sprejmejo ti organi, ne glede na katere koli druge sankcije, ki bodo sprejete, odločitev o začasni prepovedi glasovalnih pravic pridobitelja, neveljavnosti oddanih glasov ali možnosti razveljavitve navedenih glasov.