natgillin/translations-raw huggingface dataset:
estimates of the cost of setting up the administrative services and the organisation for securing business, the financial resources intended to meet those costs and, where the risks to be covered are classified under class 18 in Part A of Annex I, the resources available for the provision of the assistance;
ocene, stroškov vzpostavitve upravnih služb in organizacije za zaščito poslovanja, finančne vire, s katerimi namerava kriti te stroške, in vire, ki so na voljo za zagotovitev pomoči, če nevarnosti, ki se krijejo, spadajo v zavarovalno vrsto 18 iz dela A Priloge I;
information on the structure of the system of governance.
podatke o sestavi sistema upravljanja.
In addition to the requirements set out in paragraph 1, the scheme of operations shall include the following, for the first three financial years:
Poleg zahtev iz odstavka 1 poslovni načrt za prva tri finančna leta vključuje:
estimates of the financial resources intended to cover technical provisions, the Minimum Capital Requirement and the Solvency Capital Requirement,
ocene finančnih sredstev, namenjenih za kritje zavarovalno-tehničnih rezervacij, zahtevanega minimalnega kapitala in zahtevanega solventnostnega kapitala
for non-life insurance:
za neživljenjska zavarovanja:
for life insurance, a plan setting out detailed estimates of income and expenditure in respect of direct business, reinsurance acceptances and reinsurance cessions.
za življenjska zavarovanja vsebuje načrt, ki določa podrobne ocene prihodkov in odhodkov v zvezi z neposrednim poslovanjem, sprejemi obveznosti pozavarovanja in prenosi pozavarovanj.
In regard to life insurance, Member States may require insurance undertakings to submit systematic notification of the technical bases used for calculating scales of premiums and technical provisions, without that requirement constituting a prior condition for a life insurance undertaking to pursue its business.
Kar zadeva življenjsko zavarovanje, lahko države članice zahtevajo, da zavarovalnice predložijo sistematično obvestilo o tehničnih podlagah, ki se uporabljajo za izračun premijskih cenikov in zavarovalno-tehničnih rezervacij, ne da bi ta zahteva predstavljala predpogoj za to, da življenjska zavarovalnica lahko opravlja svoje posle.
Article 164
ČLEN 164
Under the conditions laid down by national law, Member States shall authorise branches set up within their territory and covered by this Chapter to transfer all or part of their portfolios of contracts to an accepting undertaking established in the same Member State where the supervisory authorities of that Member State or, where appropriate, of the Member State referred to in Article 167, certify that after taking the transfer into account the accepting undertaking possesses the necessary eligible own funds to cover the Solvency Capital Requirement referred to in the first paragraph of Article 100.
Države članice pod pogoji, določenimi z nacionalnim pravom, pooblastijo podružnice, ki so ustanovljene na njihovem ozemlju in zajete v tem poglavju, da v celoti ali delno prenesejo portfelj zavarovalnih pogodb na prevzemno podjetje s sedežem v isti državi članici, če nadzorni organi navedene države članice ali po potrebi organi države članice iz člena 167 potrdijo, da ima prevzemno podjetje potem, ko je upoštevan prenos, potrebna primerna lastna sredstva za kritje zahtevanega solventnostnega kapitala iz prvega odstavka člena 100.
Under the conditions laid down by national law, Member States shall authorise branches set up within their territory and covered by this Chapter to transfer all or part of their portfolios of contracts to an insurance undertaking with a head office in another Member State where the supervisory authorities of that Member State certify that after taking the transfer into account the accepting undertaking possesses the necessary eligible own funds to cover the Solvency Capital Requirement referred to in the first paragraph of Article 100.
Države članice po pogojih, ki jih predpisuje nacionalno pravo, odobrijo podružnicam, ki so ustanovljene na njihovem ozemlju in jih zajema to poglavje, prenos celotnega ali dela portfelja pogodb zavarovalnici s sedežem v drugi državi članici, če nadzorni organi te države članice potrdijo, da ima prevzemno podjetje po prejemu prenosa na račun ustrezna primerna lastna sredstva za kritje zahtevanega solventnostnega kapitala iz prvega odstavka člena 100.
Where under the conditions laid down by national law, a Member State authorises branches set up within its territory and covered by this Chapter to transfer all or part of their portfolios of contracts to a branch covered by this Chapter and set up within the territory of another Member State, it shall ensure that the supervisory authorities of the Member State of the accepting undertaking or, if appropriate, of the Member State referred to in Article 167 certify that:
Če država članica po pogojih, ki jih predpisuje nacionalno pravo, odobri podružnicam, ki so ustanovljene na njenem ozemlju in jih zajema to poglavje, prenos celotnega ali dela portfelja pogodb podružnici, ki jo zajema to poglavje in je ustanovljena na ozemlju druge države članice, in zagotovi, da nadzorni organi države članice prevzemnega podjetja ali, če je primerno, države članice, navedene v členu 167, potrdijo:
after taking the transfer into account the accepting undertaking possesses the necessary eligible own funds to cover the Solvency Capital Requirement;
da ima prejemno podjetje z upoštevanjem prenosa ustrezna primerna lastna sredstva za kritje zahtevanega solventnostnega kapitala;
the law of the Member State of the accepting undertaking permits such a transfer; and
da zakonodaja države članice prevzemnega podjetja dovoljuje tak prenos; in
that Member State has agreed to the transfer.
da je država soglašala s prenosom.
In the circumstances referred to in paragraphs 1 to 3, the Member State in which the transferring branch is situated shall authorise the transfer after obtaining the agreement of the supervisory authorities of the Member State in which the risks are situated, or the Member State of the commitment, where different from the Member State in which the transferring branch is situated.
V okoliščinah, navedenih v odstavkih 1 do 3, država članica, v kateri je ustanovljena podružnica, ki prenaša, odobri prenos potem, ko prejme soglasje nadzornih organov države članice, v kateri je nevarnost, ali v državi članici obveznosti, če to ni tista država članica, v kateri je podružnica, ki prenaša.
The supervisory authorities of the Member States consulted shall give their opinion or consent to the supervisory authorities of the home Member State of the transferring branch within three months of receiving a request.
Nadzorni organi države članice, s katerimi se posvetujejo nadzorni organi matične države članice podružnice, ki prenaša, posredujejo svoje mnenje ali soglasje v treh mesecih od prejema zahteve.
The absence of any response from the authorities consulted within that period shall be considered equivalent to a favourable opinion or tacit consent.
Če pristojni organi v tem obdobju ne dajo odgovora, se to šteje kot pozitivno mnenje ali tiha privolitev.
A transfer authorised in accordance with paragraphs 1 to 5 shall be published as laid down by national law in the Member State in which the risk is situated or the Member State of the commitment.
Prenos, odobren v skladu z odstavki 1 do 5, se objavi, kot določa nacionalno pravo države članice, v kateri je nevarnost, ali države članice obveznosti.
Such transfers shall automatically be valid against policy holders, insured persons and any other persons having rights or obligations arising out of the contracts transferred.
Tak prenos je samodejno veljaven za imetnike polic, zavarovance in druge osebe, ki imajo pravice in obveznosti, ki izhajajo iz prenesenih pogodb.
Technical provisions
Zavarovalno-tehnične rezervacije
Member States shall require undertakings to establish adequate technical provisions to cover the insurance and reinsurance obligations assumed in their territories calculated in accordance with Chapter VI, Section 2.
Države članice zahtevajo, da podjetja oblikujejo ustrezne zavarovalno-tehnične rezervacije, ki so namenjene kritju prevzetih zavarovalnih in pozavarovalnih obveznosti na njihovih ozemljih, izračunanih v skladu z oddelkom 2 poglavja VI.
Member States shall require undertakings to value assets and liabilities in accordance with Chapter VI, Section 1 and determine own funds in accordance with Chapter VI, Section 3.
Države članice od podjetij zahtevajo, da sredstva in obveznosti ovrednotijo v skladu z oddelkom 1 poglavja VI in določijo lastna sredstva v skladu z oddelkom 3 poglavja VI
Article 166
ČLEN 166
Solvency Capital Requirement and Minimum Capital Requirement
Zahtevani solventnostni kapital in zahtevani minimalni kapital
Each Member State shall require for branches which are set up in its territory an amount of eligible own funds consisting of the items referred to in Article 98(3).
Vsaka država zahteva, da imajo podružnice, ki so ustanovljene na njenem ozemlju, znesek primernih lastnih sredstev, ki je sestavljen iz postavk iz člena 98(3).
The Solvency Capital Requirement and the Minimum Capital Requirement shall be calculated in accordance with the provisions of Chapter VI, Sections 4 and 5.
Zahtevani solventnostni kapital in zahtevani minimalni kapital se izračunata v skladu z določbami oddelkov 4 in 5 poglavja VI.
However, for the purpose of calculating the Solvency Capital Requirement and the Minimum Capital Requirement, both for life and non-life insurance, account shall be taken only of the operations effected by the branch concerned.
Vendar se za izračun zahtevanega solventnostnega kapitala in zahtevanega minimalnega kapitala tako za življenjsko kot tudi za neživljenjsko zavarovanje upoštevajo samo posli, ki jih oprai zadevne podružnica.
The eligible amount of basic own funds required to cover the Minimum Capital Requirement and the absolute floor of that Minimum Capital Requirement shall be constituted in accordance with Article 98(4).
Primerni znesek osnovnih lastnih sredstev, ki so potrebna za kritje zahtevanega minimalnega kapitala, in absolutni prag tega zahtevanega minimalnega kapitala je sestavljen v skladu s členom 98(4).
The eligible amount of basic own funds shall not be less than half of the absolute floor required under Article 129(1)(d).
Primerni znesek osnovnih lastnih sredstev ne sme biti manjši od polovice zahtevanega absolutnega praga iz točke (d) člena 129(1).
The deposit lodged in accordance with Article 162(2)(e) shall be counted towards such eligible basic own funds to cover the Minimum Capital Requirement.
Depozit, položen skladno s točko (e) člena 162(2), se izračunava glede na ta primerna osnovna lastna sredstva za kritje zahtevanega minimalnega kapitala.
The assets representing the Solvency Capital Requirement must be kept within the Member State where the activities are pursued up to the amount of the Minimum Capital Requirement and the excess within the Community.
Sredstva, ki predstavljajo zahtevani solventnostni kapital, je treba do zneska zahtevanega minimalnega kapitala hraniti v državi članici, v kateri se opravljajo dejavnosti, presežek pa v Skupnosti.
Article 167
ČLEN 167
Advantages to undertakings authorised in more than one Member State
Ugodnosti za podjetja, ki imajo dovoljenje v več kakor eni državi članici
Any undertaking which has requested or obtained authorisation from more than one Member State may apply for the following advantages which may be granted only jointly:
Vsako podjetje, ki je zaprosilo za dovoljenje ali ga pridobilo od več kot ene države članice, lahko zaprosi za naslednje ugodnosti, ki se lahko odobrijo le vse skupaj:
the Solvency Capital Requirement referred to in Article 166 shall be calculated in relation to the entire business which it pursues within the Community;
zahtevani solventnostni kapital iz člena 166 se izračuna glede na vse posle, ki jih opravlja v Skupnosti;
the deposit required under Article 162(2)(e) shall be lodged in only one of those Member States;
depozit, zahtevan v skladu s točko (e) člena 162(2), se položi samo v eni od navedenih držav članic;
the assets representing the Minimum Capital Requirement shall be localised, in accordance with Article 134, in any one of the Member States in which it pursues its activities.
sredstva, ki predstavljajo zahtevani minimalni kapital, se v skladu s členom 134 nahajajo v kateri koli državi članici, v kateri opravlja dejavnosti.
In the cases referred to in point (a) of the first subparagraph, account shall be taken only of the operations effected by all the branches established within the Community for the purposes of this calculation.
V primerih iz točke (a) prvega pododstavka se upoštevajo le posli, ki jih opravijo vse podružnice s sedežem v Skupnosti za namene tega izračuna.
Application to benefit from the advantages provided for in paragraph 1 shall be made to the supervisory authorities of the Member States concerned.
Za pridobitev ugodnosti, opredeljenih v odstavku 1, se zaprosijo nadzorni organi zadevnih držav članic.
The application shall state the authority of the Member State which in future is to supervise the solvency of the entire business of the branches established within the Community.
V vlogi mora biti naveden pristojni organ države članice, ki bo v prihodnje nadzoroval solventnost vsega poslovanja podružnic s sedežem v Skupnosti.
Reasons must be given for the choice of authority made by the undertaking.
Podjetje mora obrazložiti razloge za izbiro organa.
The deposit referred to in Article 162(2)(e) shall be lodged with that Member State.
Depozit iz točke (e) člena 162(2) se položi pri navedeni državi članici.
The advantages provided for in paragraph 1 may be granted only where the supervisory authorities of all Member States in which an application has been made agree to them.
Ugodnosti, opredeljene v odstavku 1, se lahko odobrijo le, če z njimi soglašajo nadzorni organi vseh držav članic, v katerih je bila vložena vloga.
Those advantages shall take effect from the time when the selected supervisory authority informs the other supervisory authorities that it will supervise the state of solvency of the entire business of the branches within the Community.
Te ugodnosti začnejo veljati z dnem, ko izbrani nadzorni organ obvesti druge nadzorne organe o tem, da bo nadzoroval kapitalsko ustreznost vsega poslovanja podružnic v Skupnosti.
The supervisory authority selected shall obtain from the other Member States the information necessary for the supervision of the overall solvency of the branches established in their territory.
Izbrani nadzorni organ od drugih držav članic pridobi informacije, potrebne za nadzorovanje skupne kapitalske ustreznosti podružnic, ustanovljenih na njihovem ozemlju.
At the request of one or more of the Member States concerned, the advantages granted under paragraphs 1, 2 and 3 shall be withdrawn simultaneously by all Member States concerned.
Na zahtevo ene zadevne države članice ali več vse zadevne države članice hkrati ukinejo prednosti, odobrene po odstavkih 1, 2 in 3.
Accounting, prudential and statistical information and undertakings in difficulty
Računovodske, bonitetne in statistične informacije ter podjetja v težavah
For the purposes of this Section, Article 34, Article 139(3) and Articles 140 and 141 shall apply.
Za namene tega oddelka se uporabljajo členi 34, 139(3), 140 in 141.
As regards the application of Articles 137 to 139, where an undertaking qualifies for the advantages provided for in Article 167(1), (2) and (3), the supervisory authority responsible for verifying the solvency of branches established within the Community with respect to their entire business shall be treated in the same way as the supervisory authority of the Member State in the territory of which the head office of an undertaking established in the Community.
V zvezi z uporabo členov 137 do 139 se tedaj, ko se podjetje poteguje za ugodnosti, opredeljene v členu 167(1), (2) in (3), nadzorni organ, pristojen za preverjanje kapitalske ustreznosti celotnega poslovanja podružnic, ustanovljenih v Skupnosti, izenači z nadzornim organom države članice na ozemlju, na katerem ima sedež podjetje, ustanovljeno v Skupnosti.
Article 169
ČLEN 169
Separation of non-life and life business
Ločevanje neživljenjskega in življenjskega zavarovanja
Branches referred to in this Section shall not simultaneously pursue life and non-life insurance activities in the same Member State.
Podružnice iz tega oddelka ne smejo hkrati v isti državi članici opravljati dejavnosti življenjskega in neživljenjskega zavarovanja.
By way of derogation from paragraph 1 Member States may provide that branches referred to in this Section which, on the relevant date referred to in the first subparagraph of Article 73(5), pursued both activities simultaneously in a Member State may continue to do so there provided that each activity is separately managed in accordance with Article 74.
Z odstopanjem od odstavka 1 lahko države članice predvidijo, da lahko podružnice iz tega oddelka, ki so na ustrezni datum iz prvega pododstavka člena 73(5) v državi članici hkrati opravljale obe dejavnosti, še najprej opravljajo obe dejavnosti, če vsako dejavnost upravljajo ločeno v skladu s členom 74.
Any Member State which under the second subparagraph of Article 73(5) requires undertakings established in its territory to cease the simultaneous pursuit of the activities in which they were engaged on the relevant date referred to in the first subparagraph of Article 73(5) must also impose this requirement on branches referred to in this Section which are established in its territory and simultaneously pursue both activities there.
Država članica, ki v skladu z drugim pododstavkom člena 73(5) zahteva, da podjetja s sedežem na njenem ozemlju prenehajo sočasno opravljati dejavnosti, ki so jih opravljala na ustrezni datum iz prvega pododstavka člena 73(5), mora to zahtevati tudi od podružnic iz tega oddelka, ki imajo sedež na njenem ozemlju in tam sočasno opravljajo obe dejavnosti.
Member States may provide that branches referred to in this Section whose head office simultaneously pursues both activities and which on the dates referred to in the first subparagraph of Article 73(5) pursued in the territory of a Member State solely life insurance activity may continue their activity there.
Države članice lahko predvidijo, da podružnice iz tega oddelka, katerih sedež hkrati opravlja obe dejavnosti in ki je na datume iz prvega pododstavka člena 73(5) na ozemlju države članice opravljal izključno dejavnost življenjskega zavarovanja, lahko svojo dejavnost tam še naprej opravlja.
Where the undertaking wishes to pursue non-life insurance activity in that territory it may only pursue life insurance activity through a subsidiary.
Če podjetje želi opravljati dejavnost neživljenjskega zavarovanja na navedenem ozemlju, lahko dejavnost življenjskega zavarovanja, opravlja samo preko hčerinskega podjetja.
Article 170
ČLEN 170
Withdrawal of authorisation for undertakings authorised in more than one Member State
Odvzem dovoljenja podjetjem, ki imajo dovoljenje v več kot eni državi članici
In the case of a withdrawal of authorisation by the authority referred to in Article 167(2) that authority shall notify the supervisory authorities of the other Member States where the undertaking operates and those authorities shall take the appropriate measures.
Če dovoljenje odvzame organ iz člena 167(2), ta organ obvesti nadzorne organe drugih držav članic, v katerih podjetje posluje, ti organi pa nato sprejmejo ustrezne ukrepe.
Where the reason for that withdrawal is the inadequacy of the overall state of solvency as fixed by the Member States which agreed to the request referred to in Article 167, the Member States which gave their approval shall also withdraw their authorisations.
Če je razlog za ta odvzem neustreznost celotnega stanja solventnosti, določenega s strani držav članic, ki so soglašale s prošnjo iz člena 167, dovoljenja odvzamejo tudi države članice, ki so dale svoje soglasje.
Article 171
ČLEN 171
The Community may, by means of agreements concluded pursuant to the Treaty with one or more third countries, agree to the application of provisions different to those provided for in this Section, for the purpose of ensuring, under conditions of reciprocity, adequate protection for policy holders and insured persons in the Member States.
Skupnost lahko s sporazumi, ki jih skladno s Pogodbo sklene z eno ali več tretjimi državami, soglaša z uporabo določb, ki se razlikujejo od določb, opredeljenih v tem oddelku, da bi s tem pod pogoji vzajemnosti zagotovila ustrezno zaščito imetnikov polic in zavarovancev v državah članicah.
The Commission shall adopt implementing measures specifying the criteria to assess whether the solvency regime of a third country applied to reinsurance activities of undertakings with their head office in that third country is equivalent to that laid down in Title I.
Komisija sprejema izvedbene ukrepe, ki določajo merila za oceno, ali je režim solventnosti tretje države, uporabljen za dejavnosti pozavarovanja podjetij, ki imajo sedež v tej tretji državi, enakovreden tistemu iz naslova I.
The Commission may, in accordance with the regulatory procedure referred to in Article 301(2) and taking into account the criteria adopted in accordance with paragraph 1, decide whether the solvency regime of a third country applied to reinsurance activities of undertakings with their head office in that third country is equivalent to that laid down in Title I.
Komisija lahko v skladu z regulativnim postopkom iz člena 301(2) in ob upoštevanju meril, sprejetih v skladu z odstavkom 1, odloči, ali je režim solventnosti tretje države, uporabljen za dejavnosti pozavarovanja podjetij, ki imajo sedež v tej tretji državi, enakovreden tistemu iz naslova I.
Those decisions shall be regularly reviewed.
Ti sklepi se redno pregledujejo.
Where in accordance with paragraph 2 the solvency regime of a third country has been deemed to be equivalent to that laid down in this Directive, reinsurance contracts concluded with undertakings having their head office in that third country shall be treated in the same manner as reinsurance contracts concluded with undertakings authorised in accordance with this Directive.
Če se v skladu z odstavkom 2 režim solventnosti tretje države šteje za enakovrednega režimu, ki je določen v tej direktivi, se pozavarovalne pogodbe, sklenjene s podjetji, ki imajo sedež v tej tretji državi, obravnavajo na enak način, kot pozavarovalne pogodbe, sklenjene s podjetjem, ki je pridobilo dovoljenje v skladu s to direktivo.
Prohibition of pledging of assets
Prepoved zastavitve sredstev
Member States shall not retain or introduce for the establishment of technical provisions a system with gross reserving which requires pledging of assets to cover unearned premiums and outstanding claims provisions where the reinsurer is a third-country insurance or reinsurance undertaking, situated in a country whose solvency regime is deemed to be equivalent to that laid down in this Directive in accordance with Article 172.
Države članice za oblikovanje zavarovalno-tehničnih rezervacij ne smejo obdržati ali uvesti sistema z bruto pridržanjem, ki zahteva zastavitev sredstev za rezervacije za kritje prenosnih premij in izjemnih škodnih zahtevkov, kadar je pozavarovatelj zavarovalnica ali pozavarovalnica iz tretje države, katere režim solventnosti se šteje za enakovrednega tistemu, ki je določen v tej direktivi v skladu s členom 172.
Principle and conditions for conducting reinsurance activity
Načela in pogoji za opravljanje dejavnosti pozavarovanja
A Member State shall not apply to third-country reinsurance undertakings taking-up or pursuing reinsurance activity in its territory provisions which result in a more favourable treatment than that granted to reinsurance undertakings which have their head office in that Member State.
Država članica za pozavarovalnice iz tretjih držav, ki začenjajo ali opravljajo dejavnost pozavarovanja na njenem ozemlju, ne uporablja določb, zaradi katerih bi prišlo do ugodnejše obravnave za njih, kot je zagotovljena pozavarovalnicam s sedežem v tisti državi članici.
Article 175
ČLEN 175