natgillin/translations-raw huggingface dataset:
The Commission therefore announced a proposal for a new EU-wide microfinance facility (hereinafter the Facility) to extend the outreach of microfinance to particular at-risk groups and to further support the development of entrepreneurship, the social economy and micro-enterprises.
Komisija je zato napovedala predlog za nov mikrofinančni instrument za vso EU (v nadaljevanju „instrument“), ki bi razširil doseg mikrofinanciranja, zlasti za posebne ogrožene skupine, in bi dodatno podprl razvoj podjetništva, socialnega gospodarstva in mikropodjetij.
In order for the Facility to be effective, to have a long-lasting impact, to reach the potential beneficiaries and to serve as a proactive element for both economic and local development policies, Member States can establish a national contact point to promote, coordinate, assess and monitor all the actions taken under the Facility in their respective territories.
Države članice lahko zato, da bo instrument učinkovit, da bo imel dolgotrajen učinek, da bo dosegel potencialne upravičence in da bo proaktiven dejavnik tako za gospodarsko politiko kot tudi za politiko lokalnega razvoja, vzpostavijo nacionalno kontaktno točko, ki lahko spodbuja, usklajuje, ocenjuje in nadzoruje vse ukrepe, ki se na njihovih ozemljih sprejmejo v okviru instrumenta.
An increasing amount of microfinance to vulnerable people who are in a disadvantaged position with regard to access to the conventional credit market in the European Union is provided by non-commercial microfinance institutions, credit unions and banks implementing corporate social responsibility.
Vedno večji delež mikrofinanc za ogrožene osebe, ki so v zapostavljenem položaju pri dostopu do konvencionalnega kreditnega trga, zagotavljajo v Evropski uniji nekomercialne mikrofinančne ustanove, kreditne zadruge in banke, ki so zavezane načelu družbene odgovornosti.
The Facility should help these providers, which supplement the commercial banking market, by increasing the availability of microfinance to meet the current levels of demand.
Instrument bi lahko povečal razpoložljivost mikrofinanc in pomagal akterjem, ki dopolnjujejo komercialni bančni trg, pri zadostitvi sedanjega povpraševanja.
In many cases the providers of microfinance in the European Union are commercial banks and should become important partners in the Facility, with a view to re-establishing trust in the credit market and with a focus mainly on customers with no credit standing.
Pogosto so ponudniki mikrofinanc v Evropski uniji komercialne banke, ki bi morale postati pomembni partnerji v okviru tega instrumenta, da se obnovi zaupanje v kreditni trg, pri čemer se je treba osredotočiti zlasti na stranke, ki niso kreditno sposobne.
Public and private bodies providing microfinance under this Decision should comply with principles of responsible lending and thereby avoid, in particular, over-indebtedness of persons and undertakings.
Javne in zasebne ustanove, ki ponujajo mikrofinance v okviru tega sklepa, bi morale spoštovati načela odgovornega posojanja in s tem preprečevati zlasti preveliko zadolževanje posameznikov in podjetij.
In addition to the difficulty of gaining access to finance, social exclusion and the uncertainties of the transition from unemployment or social welfare to self-employment are among the main obstacles to setting up and developing micro-enterprises.
Poleg težkega dostopa do finančnih sredstev sta med glavnimi ovirami za ustanavljanje in razvoj mikropodjetij socialna izključenost ter negotovost glede prehoda od brezposelnosti ali socialnega varstva na samozaposlitev.
European microfinancing instruments can help to support the structures of the social economy which assist people who are excluded with social reintegration and which help them to develop the minimum skills required in order to undertake a lasting business project.
Evropski instrumenti mikrofinanciranja lahko dodatno podpirajo strukture socialnega gospodarstva, ki izključenim osebam pomagajo in jih spremljajo pri njihovem ponovnem vključevanju v družbo, pomagajo pa jim tudi, da si pridobijo minimalno usposobljenost, potrebno za trajno ukvarjanje s podjetništvom.
In order to capitalise on the experience of international financial institutions and in particular the EIB and the EIF, the Facility should be established on the basis of joint management.
Instrument bi se moral ustanoviti na podlagi skupnega upravljanja, da bi izkoristil izkušnje mednarodnih finančnih ustanov ter zlasti EIB in EIS.
The actions financed by the Facility should be coherent and compatible with other Union policies and comply with the provisions of the Treaty and of acts adopted under it.
Ukrepi, ki jih financira ta instrument, bi morali biti usklajeni in združljivi z drugimi politikami Unije ter bi morali izpolnjevati določbe Pogodbe in aktov, ki so bili sprejeti na njeni podlagi.
The activities of the Facility should be complementary to other Union interventions, in particular the Competitiveness and Innovation Framework Programme (CIP) financial instruments, Jasmine, European Agricultural Fund for Rural Development (EAFRD), European Regional Development Fund (ERDF), Jeremie (Joint European resources for micro to medium enterprises initiative) and the European Social Fund (ESF).
Ukrepi instrumenta bi morali dopolnjevati druge posege Unije, zlasti finančni instrument Okvirnega programa za konkurenčnost in inovativnost (PKI), Jasmine, Evropski kmetijski sklad za razvoj podeželja (EKSRP), Evropski sklad za regionalni razvoj (ESRR), program Jeremie (Skupna evropska sredstva za mikro in srednja podjetja) in Evropski socialni sklad (ESS).
For the purposes of this Decision, ‘microfinance’ should include guarantees, microcredit, equity and quasi-equity extended to persons and micro-enterprises covered by this Decision, microcredit being defined as loans under EUR 25000. The Commission Recommendation 2003/361/EC of 6 May 2003 concerning the definition of micro, small and medium-sized enterprises [5] defines a ‘micro-enterprise’ as an enterprise employing less than 10 people, including self-employment, and whose annual turnover and/or annual balance sheet total does not exceed EUR 2 million, which should be an appropriate definition for the purposes of this Decision.
Za namene tega sklepa bi moralo „mikrofinanciranje“ vključevati jamstva, mikrokredite, lastniški in navidezni lastniški kapital, razširjen na fizične osebe in mikropodjetja, ki jih ureja ta sklep, ter mikrokredite, ki se opredelijo kot posojila pod 25000 EUR. Priporočilo Komisije 2003/361/ES z dne 6. maja 2003 o opredelitvi mikropodjetij ter malih in srednjih podjetij [5] opredeljuje „mikropodjetje“ kot podjetje, ki zaposluje manj kot 10 ljudi, kar vključuje tudi samozaposlitev, in katerega letni promet in/ali letna bilančna vsota ne presega dveh milijonov EUR, kar bi morala biti ustrezna opredelitev za namene tega sklepa.
For the purposes of this Decision and in line with national provisions, ‘micro-enterprise in the social economy’ should mean a micro-enterprise which produces goods and services with a clear social mission or which provides services to members of the community with a non-profit purpose.
Za namene tega sklepa in v skladu z nacionalnimi predpisi bi moralo „mikropodjetje v socialnem gospodarstvu“ pomeniti mikropodjetje, ki proizvaja blago in storitve z jasnim družbenim poslanstvom ali za člane skupnosti zagotavlja storitve z neprofitnim namenom.
The Facility should be implemented through an appropriate range of actions that include risk-sharing, guarantees, equity and debt instruments offered by international financial institutions to providers of microfinance.
Instrument bi bilo treba izvajati prek ustreznega niza ukrepov, ki bi vključeval delitev tveganja, jamstva, lastniške in dolžniške instrumente, ki jih mednarodne finančne institucije ponujajo ponudnikom mikrofinanciranja.
In order to increase its effectiveness, the Facility should be coordinated and implemented consistently with European and national financial instruments and national financial institutions,
Da bi se povečala učinkovitost instrumenta, bi ga bilo treba usklajevati in izvajati skladno z evropskimi in nacionalnimi finančnimi instrumenti ter nacionalnimi finančnimi institucijami –
A European microfinance facility for employment and social inclusion, called the European Progress Microfinance Facility (hereinafter the Facility), is hereby established.
Ustanovi se Evropski mikrofinančni instrument za zaposlovanje in socialno vključenost, ki se imenuje Evropski mikrofinančni instrument Progress (v nadaljnjem besedilu: instrument).
The Facility shall provide Union resources to increase access to, and availability of, microfinance for:
Instrument zagotovi vire Unije za večjo dostopnost in razpoložljivost mikrofinanciranja za:
persons who have lost or are at risk of losing their job, or who have difficulties entering or re-entering the labour market, as well as persons who are facing the threat of social exclusion or vulnerable persons who are in a disadvantaged position with regard to access to the conventional credit market and who want to start or further develop their own micro-enterprise, including self-employment;
osebe, ki so ostale brez službe ali jim to grozi ali imajo težave pri vstopanju ali ponovnem vstopanju na trg delovne sile, ter osebe, ki jim grozi socialna izključenost, ogrožene osebe, ki so v zapostavljenem položaju pri dostopu do konvencionalnega trga posojil in želijo ustanoviti ali nadalje razvijati lastno mikropodjetje, kar vključuje tudi samozaposlitev;
micro-enterprises, especially in the social economy, as well as micro-enterprises which employ persons referred to in point (a).
mikropodjetja, zlasti v socialnem gospodarstvu, in mikropodjetja, ki zaposlujejo osebe iz točke (a).
The Facility shall provide Union resources for access to microfinance, and actively promote equal opportunities for women and men.
Instrument zagotavlja vire Unije za dostop do mikrofinanciranja in dejavno spodbuja enake možnosti žensk in moških.
The financial contribution from the Union budget for the Facility for the period from 1 January 2010 to 31 December 2013 shall be EUR 100 million.
Finančni prispevek iz proračuna Unije za instrument znaša 100 milijonov EUR za obdobje od 1. januarja 2010 do 31. decembra 2013.
The annual appropriations shall be decided during the annual budgetary procedure, including, if necessary, by application of point 37 of the Interinstitutional Agreement of 17 May 2006 between the European Parliament, the Council and the Commission on budgetary discipline and sound financial management [6], or by other means provided for in that Agreement.
O letnih proračunskih sredstvih se bo odločalo v okviru letnega proračunskega postopka, po potrebi tudi z uporabo točke 37 Medinstitucionalnega sporazuma z dne 17. maja 2006 med Evropskim parlamentom, Svetom in Komisijo o proračunski disciplini in dobrem finančnem poslovodenju [6] ali drugih sredstev, ki jih predvideva navedeni sporazum.
The total budget for support measures referred to in point (d) of Article 4(1) shall not exceed 1 % of the budget of the Facility set out in paragraph 1 of this Article.
Skupni proračun za podporne ukrepe iz točke (d) člena 4(1) ne presega 1 % proračuna instrumenta iz odstavka 1 tega člena.
The financial contribution shall cover the full cost of the Facility, including management fees for international financial institutions referred to in Article 5(2) managing the Union contribution as well as any other eligible costs.
Finančni prispevek krije celotne stroške instrumenta, vključno s stroški upravljanja za mednarodne finančne ustanove iz člena 5(2), ki upravljajo prispevek Unije, in katerimi koli drugimi upravičenimi stroški.
Eligible actions and beneficiaries
Upravičeni ukrepi in upravičenci
The Facility shall be implemented by using the following types of actions, as appropriate:
Instrument se izvaja z uporabo naslednjih vrst ukrepov, kot je primerno:
guarantees and risk-sharing instruments;
jamstva in instrumenti za delitev tveganja;
equity instruments;
lastniški instrumenti;
debt instruments;
dolžniški instrumenti;
support measures, such as communication activities, monitoring, control, audit and evaluation which are directly necessary for the effective and efficient implementation of this Decision and for the achievement of its objectives.
podporni ukrepi, kot so obveščanje, spremljanje, nadziranje, revizije in ocene, ki so neposredno potrebni za uspešno in učinkovito izvajanje tega sklepa ter dosego njegovih ciljev.
The Facility shall be open to public and private bodies established on national, regional and local levels in the Member States which provide microfinance to persons and micro-enterprises in the Member States.
Instrument je odprt za javna in zasebna telesa, ustanovljena na nacionalni, regionalni in lokalni ravni v državi članici in ponujajo mikrofinanciranje osebam in mikropodjetjem v državah članicah.
In order to reach the final beneficiaries and to create competitive and viable micro-enterprises, the public and private bodies referred to in paragraph 2 shall cooperate closely with organisations engaged in representing the interests of the final beneficiaries of microcredit and with organisations, in particular those supported by the ESF, who provide mentoring and training programmes to those final beneficiaries.
Da bi dosegla končne upravičence in ustvarila konkurenčna in uspešno delujoča mikropodjetja, javna in zasebna telesa iz odstavka 2 tesno sodelujejo z organizacijami, ki zastopajo interese končnih upravičencev do mikrokreditov, ter z organizacijami, ki tem končnim upravičencem nudijo mentorstvo in programe usposabljanja, zlasti tiste, ki jih podpira ESS.
The Commission shall manage the Facility in accordance with Council Regulation (EC, Euratom) No 1605/2002 of 25 June 2002 on the Financial Regulation applicable to the general budget of the European Communities [7].
Komisija upravlja instrument v skladu z Uredbo Sveta (ES, Euratom) št. 1605/2002 z dne 25. junija 2002 o finančni uredbi, ki se uporablja za splošni proračun Evropskih skupnosti [7].
To implement the actions referred to in Article 4(1), with the exception of the support measures referred to in point (d) of Article 4(1), the Commission shall conclude agreements with international financial institutions, in particular with the EIB and the EIF, in accordance with Article 53d of Regulation (EC, Euratom) No 1605/2002 and Article 43 of Commission Regulation (EC, Euratom) No 2342/2002 of 23 December 2002 laying down detailed rules for the implementation of Council Regulation (EC, Euratom) No 1605/2002 [8].
Za izvajanje ukrepov iz člena 4(1), z izjemo podpornih ukrepov iz točke (d) člena 4(1), Komisija sklene sporazume z mednarodnimi finančnimi ustanovami, zlasti z EIB in EIS, v skladu s členom 53d Uredbe (ES, Euratom) št. 1605/2002 in členom 43 Uredbe Komisije (ES, Euratom) št. 2342/2002 z dne 23. decembra 2002 o določitvi podrobnih pravil za izvajanje Uredbe Sveta (ES, Euratom) št. 1605/2002 [8].
Those agreements shall contain detailed provisions for the implementation of the tasks entrusted to those financial institutions, including provisions specifying the need to ensure additionality and coordination with existing European and national financial instruments, and to promote a comprehensive and balanced coverage between the Member States.
Ti sporazumi vsebujejo podrobne določbe o izvajanju prenesenih nalog na te finančne ustanove, vključno z določbami, ki opredeljujejo potrebo po zagotovitvi dodatnosti in usklajenosti z obstoječimi evropskimi in nacionalnimi finančnimi instrumenti ter po spodbujanju celovitega in uravnoteženega kritja med državami članicami.
In order to meet the objective set out in Article 2 and implement the actions set out in Article 4, the agreements referred to in paragraph 2 of this Article shall, furthermore, include an obligation on the part of the international financial institutions to re-invest the resources and proceeds, including dividends and reimbursements, in actions referred to under points (a), (b) or (c) of Article 4(1) for a period of six years after the starting date of the Facility.
Da bi dosegli cilj iz člena 2 in izvedli ukrepe iz člena 4, se s sporazumi iz odstavka 2 tega člena določi tudi obveznost mednarodnih finančnih ustanov, da sredstva in iztržke, vključno z dividendami in povračili, v ukrepih iz točk (a), (b) ali (c) člena 4(1) v obdobju šestih let po datumu začetka delovanja instrumenta investirajo naprej.
Upon closure of the Facility, the remaining balance due to the European Union shall be repaid to the general budget of the European Union.
Po zaprtju instrumenta se preostanek, ki pripada Evropski uniji, vplača v splošni proračun Evropske unije.
The international financial institutions referred to in paragraph 2 of this Article shall conclude written agreements with the public and private providers of microfinance referred to in Article 4(2) laying down their obligations to use the resources made available from the Facility in accordance with the objectives set out in Article 2 and to provide information for the establishment of the annual reports referred to in Article 8(1).
Mednarodne finančne ustanove iz odstavka 2 tega člena sklenejo pisne dogovore z javnimi in zasebnimi ponudniki mikrofinanciranja iz člena 4(2), v katerih določijo njihovo obveznost, da uporabijo vire, ki jih zagotovi instrument, v skladu s cilji iz člena 2 in da sporočijo podatke za pripravo letnih poročil iz člena 8(1).
The budget for support measures referred to in point (d) of Article 4(1) shall be managed by the Commission.
Komisija upravlja proračun za podporne ukrepe iz točke (d) člena 4(1).
Actions financed by the Facility shall comply with the provisions of the Treaty and of acts adopted under it.
Ukrepi, ki jih financira instrument, izpolnjujejo določbe Pogodbe in aktov, ki so bili sprejeti na njeni podlagi.
Protection of the Union’s financial interests
Zaščita finančnih interesov Unije
The Commission shall ensure that, when actions financed under this Decision are implemented, the financial interests of the Union are protected by the application of measures to prevent fraud, corruption and any other illegal activities, by effective checks and by the recovery of amounts unduly paid and, if irregularities are detected, by effective, proportional and dissuasive penalties, in accordance with Council Regulation (EC, Euratom) No 2988/95 of 18 December 1995 on the protection of the European Communities financial interests [9], Council Regulation (Euratom, EC) No 2185/96 of 11 November 1996 concerning on-the-spot checks and inspections carried out by the Commission in order to protect the European Communities’ financial interests against fraud and other irregularities [10], and Regulation (EC) No 1073/1999 of the European Parliament and of the Council of 25 May 1999 concerning investigations conducted by the European Anti-Fraud Office (OLAF) [11].
Komisija zagotovi, da se ob izvajanju ukrepov, financiranih na podlagi tega sklepa, zaščitijo finančni interesi Unije z uporabo ukrepov zoper goljufijo, korupcijo in vse druge nezakonite dejavnosti, učinkovitimi pregledi in izterjavo neutemeljeno plačanih zneskov, pri odkritju nepravilnosti pa z učinkovitimi, sorazmernimi in odvračalnimi kaznimi v skladu z Uredbo Sveta (ES, Euratom) št. 2988/95 z dne 18. decembra 1995 o zaščiti finančnih interesov Evropskih skupnosti [9], Uredbo Sveta (Euratom, ES) št. 2185/96 z dne 11. novembra 1996 o pregledih in inšpekcijah na kraju samem, ki jih opravlja Komisija za zaščito finančnih interesov Evropskih skupnosti pred goljufijami in drugimi nepravilnostmi [10], ter Uredbo (ES) št. 1073/1999 Evropskega parlamenta in Sveta z dne 25. maja 1999 o preiskavah, ki jih izvaja Evropski urad za boj proti goljufijam (OLAF) [11].
For the Union actions financed under this Decision, OLAF has the power to carry out investigations on the basis of Regulation (EC, Euratom) No 2988/95 and Regulation (Euratom, EC) No 2185/96, which shall apply to any infringement of a provision of Union law, including infringements of a contractual obligation stipulated on the basis of the Facility, resulting from an act or omission by an economic operator, which has, or would have, the effect of prejudicing the general budget of the European Union or budgets managed by it, by an unjustified item of expenditure.
Za ukrepe Unije, ki se financirajo na podlagi tega sklepa, je OLAF pooblaščen za izvajanje preiskav na podlagi Uredbe (ES, Euratom) št. 2988/95 in Uredbe (Euratom, ES) št. 2185/96, ki se uporabljata za vsako kršitev zakonodaje Unije, vključno s kršitvami pogodbenih obveznosti, ki so določene na podlagi instrumenta in izhajajo iz dejanja ali opustitve dejanja gospodarskega subjekta, ki z neupravičeno postavko odhodkov oškoduje ali bi lahko oškodoval splošni proračun Evropske unije ali proračune, ki jih ta upravlja.
All implementing measures resulting from this Decision shall include a reference to paragraphs 1 and 2 of this Article and provide, in particular, for supervision and financial control by the Commission or any representative authorised by it, and by audits by the European Court of Auditors, including, if necessary, on-the-spot audits.
Vsi izvedbeni ukrepi, ki izhajajo iz tega sklepa, se sklicujejo na odstavka 1 in 2 tega člena in zlasti določajo, da finančni in siceršnji nadzor izvajata Komisija ali njen pooblaščeni predstavnik ter Evropsko računsko sodišče z revizijami, po potrebi tudi z revizijami na kraju samem.
The international financial institutions referred to in Article 5(2) shall transmit to the Commission annual implementation reports setting out the supported activities in terms of financial implementation, distribution and accessibility of funding with regard to sectors and type of beneficiaries, applications accepted or rejected, contracts concluded, actions funded and results.
Mednarodne finančne ustanove iz člena 5(2) Komisiji posredujejo letna poročila o izvajanju, v katerih navajajo podprte dejavnosti glede na finančno izvedbo, razdelitev in dostopnost sredstev po sektorju in vrsti upravičencev, sprejete ali zavrnjene vloge, sklenjene pogodbe, financirane ukrepe in dosežke.
No later than 8 April 2011 and each year thereafter, the Commission shall present to the European Parliament and to the Council a quantitative and qualitative annual report on the activities undertaken under this Decision in the previous year.
Najpozneje 8. aprila 2011 in nato vsako leto Komisija predloži Evropskemu parlamentu in Svetu poročilo o obsegu in kakovosti dejavnosti po tem sklepu v letu prej.
The annual report shall be based on the implementation reports referred to in paragraph 1.
Letno poročilo sloni na poročilih o izvajanju iz odstavka 1.
It shall, in particular, contain information relating to applications adopted or rejected, contracts concluded, actions funded, the total number and type of beneficiaries and the distribution of amounts geographically and per sector.
Vsebuje zlasti podatke o sprejetih ali zavrnjenih vlogah, sklenjenih pogodbah, financiranih ukrepih, skupnem številu in vrsti upravičencev ter geografski porazdelitvi zneskov in njihovi porazdelitvi po sektorjih.
The annual report shall moreover contain information on the impact and sustainability of the Facility expressed by the total number of persons and micro-enterprises which are still employed or in business at the end of the period of support provided to them through the Facility.
Letno poročilo vsebuje tudi podatke o vplivu in trajnosti instrumenta, izražene glede na skupno število oseb, ki so še zaposlene, ter mikropodjetij, ki še poslujejo ob koncu obdobja pomoči, ki jo prejmejo iz instrumenta.
Finally the annual report will include information on complementarity with other Union interventions, notably the ESF.
Letno poročilo bo vsebovalo tudi podatke o dopolnjevanju drugih posegov Unije, predvsem ESS.
Following the presentation of the third annual report and on the basis of a proposal by the Commission, the European Parliament and the Council may review this Decision.
Po predstaviti tretjega letnega poročila in na podlagi predloga Komisije Evropski parlament in Svet lahko revidirata ta sklep.