natgillin/translations-raw huggingface dataset:
Breakdown by sector
Razčlenitev po sektorjih
With the exception of repos, a sectoral breakdown shall be applied to all deposits and loans required for MFI interest rate statistics.
Razen repo poslov se razčlenitev po sektorjih uporablja za vse vloge in posojila, ki se zahtevajo za statistiko obrestnih mer MFI.
Appendices 1 and 2 therefore distinguish between indicators vis-à-vis households (including non-profit institutions serving households) [4] and vis-à-vis non-financial corporations [5].
Dodatka 1 in 2 tako razlikujeta med kazalniki v razmerju do gospodinjstev (vključno z nepridobitnimi izvajalci storitev za gospodinjstva) [4] in kazalniki v razmerju do nefinančnih družb [5].
In addition, separate data is reported for sole proprietors/unincorporated partnerships as part of households, but only in respect of new business for ‘other purposes’.
Dodatno se poročajo ločeni podatki za samostojne podjetnike posameznike/neinkorporirana partnerstva kot del gospodinjstev, toda samo v zvezi z novimi posli za ‘druge namene’.
NCBs may waive the requirement of separate identification of loans to sole proprietors when such loans constitute less than 5 % of the participating Member State’s total household lending in terms of outstanding amounts, as calculated in accordance with Regulation (EC) No 25/2009 (ECB/2008/32).
NCB se lahko odpovejo zahtevi po ločenem izkazovanju posojil samostojnim podjetnikom posameznikom, kadar takšna posojila predstavljajo manj kot 5 % skupnega posojanja gospodinjstvom v sodelujoči državi članici v smislu stanj zadolženosti, kakor se izračuna v skladu z Uredbo (ES) št. 25/2009 (ECB/2008/32).
Indicator 5 in Appendix 1 and indicator 11 in Appendix 2 refer to repos.
Kazalnik 5 v Dodatku 1 in kazalnik 11 v Dodatku 2 se nanašata na repo posle.
Although the remuneration of repos is not independent of the holding sector in all participating Member States, no sector breakdown by households and non-financial corporations is required for repos at the level of all participating Member States.
Čeprav obrestovanje repo poslov ni neodvisno od sektorja imetnikov v vseh sodelujočih državah članicah, zanje na ravni vseh sodelujočih držav članic ni potrebna razčlenitev na gospodinjstva in nefinančne družbe.
Furthermore, no maturity breakdown is required at the level of all participating Member States, as repos are assumed to be predominantly very short-term.
Razen tega na ravni vseh sodelujočih držav članic ni potrebna razčlenitev po zapadlosti, ker repo posli pretežno veljajo za zelo kratkoročne.
The MFI interest rate on repos refers without differentiation to both sectors.
Obrestne mere MFI za repo posle se brez razlike nanašajo na oba sektorja.
Indicators 5 and 6 in Appendix 2 refer to deposits redeemable at notice held by households.
Kazalnika 5 in 6 v Dodatku 2 se nanašata na vloge gospodinjstev na odpoklic z odpovednim rokom.
The interest rate and the weight for deposits redeemable at notice, however, at the level of all participating Member States refer to deposits redeemable at notice held by both households and non-financial corporations, i.e. both sectors are merged but allocated to households.
Vendar pa se obrestna mera in ponder za vloge na odpoklic z odpovednim rokom na ravni vseh sodelujočih držav članic nanašata na vloge na odpoklic z odpovednim rokom tako gospodinjstev kot tudi nefinančnih družb, tj. oba sektorja se združita in dodelita gospodinjstvom.
At the level of all participating Member States, no sector breakdown is required.
Na ravni vseh sodelujočih držav članic ni potrebna razčlenitev po sektorjih.
Breakdown by type of instrument
Razčlenitev po vrstah instrumentov
Unless otherwise stated in the following paragraphs 43 to 52, the instrument breakdown for MFI interest rates and the definitions of the types of instruments follow the asset and liabilities categories set out in Part 2 of Annex II to Regulation (EC) No 25/2009 (ECB/2008/32).
Razen če je drugače navedeno v naslednjih odstavkih od 43 do 52, razčlenitev po instrumentih za obrestne mere MFI in opredelitve vrst instrumentov sledijo kategorijam sredstev in obveznosti, kakor so določene v Delu 2 Priloge II k Uredbi (ES) št. 25/2009 (ECB/2008/32)
MFI interest rates on overnight deposits, i.e. indicators 1 and 7 in Appendix 2, cover all overnight deposits, whether or not they are interest bearing.
mere MFI za vloge čez nočtj. kazalnika 1 in 7 v Dodatku 2, se nanašajo na vse vloge čez noč, ne glede na to, ali se obrestujejo ali ne.
Zero-interest overnight deposits are therefore captured by MFI interest rate statistics.
Neobrestovane vloge čez noč so zato zajete v statistiki obrestnih mer MFI
For the purpose of MFI interest rate statistics, revolving loans and overdrafts, i.e. indicators 12 and 23 in Appendix 2, have the same meaning as defined in Part 2 of Annex II to Regulation (EC) No 25/2009 (ECB/2008/32), regardless of their initial period of interest rate fixation.
Za namene statistike obrestnih mer MFI imajo imajo posojila revolving in prekoračitve stanj na računih, tj. kazalnika 12 in 23 v Dodatku 2, enak pomen, kakor je opredeljen v Delu 2 Priloge II k Uredbi (ES) št. 25/2009 (ECB/2008/32), ne glede na začetno obdobje določitve obrestne mere.
Penalties on overdrafts applied as component of other charges, for example in the form of special fees, are not covered by the AAR as defined in paragraph 1, because this type of rate only covers the interest rate on loans.
Kazni za prekoračitve stanj na računih kot sestavni del drugih stroškov, na primer v obliki posebnih provizij, niso zajete v AAR, kakor je določeno v odstavku 1, ker tovrstna obrestna mera zajema samo obrestno mero za posojila.
Loans reported under this category are not reported under any other new business category.
Posojila, ki se poročajo pod to kategorijo, se ne poročajo pod nobeno drugo kategorijo novih poslov.
For the purpose of MFI interest rate statistics, credit card debt has the same meaning as defined in Part 2 of Annex II to Regulation (EC) No 25/2009 (ECB/2008/32).
Za namene statistike obrestnih mer MFI ima dolg po kreditnih karticah enak pomen, kakor je opredeljen v Delu 2 Priloge II k Uredbi (ES) št. 25/2009 (ECB/2008/32).
Data on the interest rate is reported only in respect of extended credit card debt, in indicators 32 and 36.
Podatki o obrestni meri se poročajo samo za obrestovani dolg po kreditnih karticah, v kazalnikih 32 in 36.
The interest rate on convenience credit is not reported separately, as it is by definition 0 %.
Obrestna mera za kredite z odloženim brezobrestnim plačilom se ne poroča ločeno, saj je po definiciji enaka 0 %.
However, the outstanding convenience credit card debt is included as part of the MFI interest rate statistics on outstanding amounts, together with the outstanding extended credit card debt.
Toda neporavnan dolg po kreditnih karticah z odloženim brezobrestnim plačilom je vključen kot del statistike obrestnih mer MFI za stanje zadolženosti, skupaj z neporavnanim obrestovanim dolgom po kreditnih karticah.
Neither extended nor convenience credit card debt is reported under any other new business indicator.
Niti obrestovani dolg po kreditnih karticah niti dolg po kreditnih karticah z odloženim brezobrestnim plačilom se ne poroča pod katerim koli drugim kazalnikom novih poslov
For the purpose of MFI interest rate statistics, new loans to non-financial corporations (except revolving loans and overdrafts and credit card debt), i.e. indicators 37 to 54 in Appendix 2, comprise all loans other than (convenience and extended) credit card debt and revolving loans and overdrafts to enterprises, regardless of their amount, while indicators 62 to 85 refer to secured loans as defined in paragraph 60.
Za namene statistike obrestnih mer MFI obsegajo nova posojila nefinančnim družbam (razen posojil revolving in prekoračitev stanj na računih ter dolga po kreditnih karticah), , tj. kazalniki od 37 do 54 v Dodatku 2, vsa posojila podjetjem razen dolga po kreditnih karticah (obrestovanih in z odloženim brezobrestnim plačilom) in posojil revolving podjetjem ter prekoračitev stanj na računih podjetij, ne glede na njihov znesek, medtem ko se kazalniki 62 do 85 nanašajo na zavarovana posojila, kakor je opredeljeno v odstavku 60.
Loans to non-financial corporations in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation (EC) No 25/2009 (ECB/2008/32) and cover revolving loans and overdrafts, and convenience and extended credit card debt.
Posojila nefinančnim družbam iz Dodatka 1, ki se nanašajo na stanje zadolženosti, imajo enak pomen, kakor je opredeljen v Delu 2 Priloge II k Uredbi (ES) št. 25/2009 (ECB/2008/32), in obsegajo posojila revolving in prekoračitve stanj na računih ter dolg po kreditnih karticah z odloženim brezobrestnim plačilom in obrestovani dolg po kreditnih karticah
For the purpose of MFI interest rate statistics, new loans to households for consumption, i.e. indicators 13 to 15, 30 and 55 to 57 in Appendix 2, are defined as loans, other than (extended or convenience) credit card debt or revolving loans and overdrafts, granted for the purpose of personal use in the consumption of goods and services, while indicators 55 to 57 refer to secured loans as defined in paragraph 60.
Za namene statistike obrestnih mer MFI se nova potrošniška posojila gospodinjstvom, , kazalniki od 13 do 15, 30 in od 55 do 57 v Dodatku 2, opredelijo kot posojila, razen dolga po kreditnih karticah (obrestovanega ali z odloženim brezobrestnim plačilom) ali posojil revolving in prekoračitev stanj na računih, odobrena za osebno uporabo v zvezi s porabo blaga in storitev, medtem ko se kazalniki od 55 do 57 nanašajo na zavarovana posojila, kakor je opredeljeno v odstavku 60.
Loans for consumption in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation (EC) No 25/2009 (ECB2008/32) and cover revolving loans and overdrafts and convenience and extended credit card debt.
Potrošniška posojila iz Dodatka 1, ki se nanašajo na stanje zadolženosti, imajo enak pomen, kakor je opredeljen v Delu 2 Priloge II k Uredbi (ES) št. 25/2009 (ECB/2008/32), in obsegajo posojila revolving in prekoračitve stanj na računih ter dolg po kreditnih karticah z odloženim brezobrestnim plačilom in obrestovani dolg po kreditnih karticah.
Loans to households for house purchases, i.e. indicators 6 to 8 in Appendix 1 and indicators 16 to 19 and 31 in Appendix 2, may be secured or unsecured, while indicators 58 to 61 refer to secured loans as defined in paragraph 60.
Stanovanjska posojila gospodinjstvom,tj. kazalniki od 6 do 8 iz Dodatka 1 ter kazalniki od 16 do 19 in 31 iz Dodatka 2, so lahko zavarovana ali nezavarovana, medtem ko se kazalniki od 58 do 61 nanašajo na zavarovana posojila, kakor je opredeljeno v odstavku 60.
MFI interest rate statistics cover secured and unsecured loans to households for house purchases without differentiation in indicators 16 to 19 and 31.
Statistika obrestnih mer MFI se nanaša na zavarovana in nezavarovana stanovanjska posojila gospodinjstvom brez razlikovanja v kazalnikih od 16 do 19 in 31.
For the purpose of MFI interest rate statistics, new loans to households for house purchases, i.e. indicators 16 to 19, 31 and 58 to 61 in Appendix 2, are defined as credit other than revolving loans and overdrafts or credit card debt, extended for the purpose of investing in housing, including building, garages and home improvements (refurbishment).
Za namene statistike obrestnih mer MFI se nova stanovanjska posojila gospodinjstvom, tj. kazalniki od 16 do 19, 31 in od 58 do 61 iz Dodatka 2, opredelijo kot krediti, razen posojil revolving in prekoračitev stanj na računih ali dolga po kreditnih karticah, ki so odobreni za naložbe v stanovanja, vključno z gradnjo, garažami in prenovo stanovanjskih zgradb.
Loans to households for house purchases in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation (EC) No 25/2009 (ECB/2008/32) and cover revolving loans and overdrafts and credit card debt.
Stanovanjska posojila gospodinjstvom iz Dodatka 1, ki se nanašajo na stanje zadolženosti, imajo enak pomen, kakor je opredeljen v Delu 2 Priloge II k Uredbi (ES) št. 25/2009 (ECB/2008/32), in obsegajo posojila revolving in prekoračitve stanj na računih ter dolg po kreditnih karticah.
For the purpose of MFI interest rate statistics, new loans to households for other purposes, i.e. indicators 20 to 22 and 33 to 35 in Appendix 2, are defined as loans other than revolving loans and overdrafts or credit card debt, granted for purposes such as business, debt consolidation, education, etc. Other loans to households in Appendix 1 referring to outstanding amounts have the same meaning as defined in Part 2 of Annex II to Regulation (EC) No 25/2009 (ECB/2008/32) and include revolving loans and overdrafts and credit card debt.
Za namene statistike obrestnih mer MFI nova posojila gospodinjstvom za druge namene,, tj. kazalniki od 20 do 22 in od 33 do 35 iz Dodatka 2, opredelijo kot posojila razen posojil revolving in prekoračitev stanj na računih ali dolga po kreditnih karticah, odobrena za namene, kot so posli, konsolidacija dolgov, izobraževanje itd. Druga posojila gospodinjstvom iz Dodatka 1, ki se nanašajo na stanja zadolženosti, imajo enak pomen, kakor je določen v Delu 2 Priloge II k Uredbi (ES) št. 25/2009 (ECB/2008/32), in vključujejo posojila revolving in prekoračitve stanj na računih ter dolg po kreditnih karticah.
For MFI interest rates on outstanding amounts, loans for consumption, loans to households for house purchases and other loans to households for other purposes together cover all loans granted to households by resident credit and other institutions, including revolving loans and overdrafts and (convenience and extended) credit card debt.
Za obrestne mere MFI za stanja zadolženosti se potrošniška posojila, stanovanjska posojila gospodinjstvom in druga posojila gospodinjstvom za druge namene skupaj nanašajo na vsa posojila, ki jih rezidenčne kreditne in druge institucije odobrijo gospodinjstvom, vključno s posojili revolving in prekoračitvami stanj na računih ter dolgom po kreditnih karticah (obrestovanim in z odloženim brezobrestnim plačilom).
For MFI interest rates on new business, extended credit card debt, revolving loans and overdrafts, loans to households for consumption, for house purchases and for other purposes cover all loans granted to households by resident credit and other institutions.
Za obrestne mere MFI za nove posle obrestovani dolg po kreditnih karticah, posojila revolving in prekoračitve stanj na računih, potrošniška in stanovanjska posojila gospodinjstvom ter posojila gospodinjstvom za druge namene zajemajo vsa posojila, ki jih rezidenčne kreditne in druge institucije odobrijo gospodinjstvom.
Convenience credit card debt is not separately reported in MFI interest rate statistics new business, but is included as part of the corresponding outstanding amount items.
Dolg po kreditnih karticah z odloženim brezobrestnim plačilom se ne poroča ločeno kot novi posel po statistiki obrestnih mer MFI, ampak je vključen kot del ustreznih postavk stanj zadolženosti
Breakdown by amount category
Razčlenitev po kategorijah zneskov
Breakdown by original maturity, notice period or initial rate fixation
Razčlenitev po prvotni zapadlosti, odpovednem roku ali začetni določitvi obrestne mere
Depending on the type of instrument and on whether the MFI interest rate refers to outstanding amounts or to new business, the statistics provide a breakdown by original maturity, period of notice and/or initial period of fixation of the rate.
Odvisno od vrste instrumenta in od tega, ali se obrestna mera MFI nanaša na stanje zadolženosti ali na nove posle, statistika zagotovi razčlenitev po prvotni zapadlosti, odpovednem roku in/ali začetnem obdobju določitve obrestne mere.
These breakdowns refer to time bands or ranges, for example an interest rate on a deposit with an agreed maturity of up to two years refers to an average rate across all deposits with an agreed original maturity between two days and a maximum of two years, weighted by size of the deposit.
Te razčlenitve se nanašajo na časovne razrede ali razpone, na primer obrestna mera za vezano vlogo do dveh let se nanaša na povprečno obrestno mero za vse vloge z dogovorjeno prvotno zapadlostjo od dveh dni do največ dveh let, ponderirano z velikostjo vloge
The breakdown by original maturity and period of notice follows the definitions set out in Part 2 of Annex II to Regulation (EC) No 25/2009 (ECB/2008/32).
Razčlenitev po prvotni zapadlosti in odpovednem roku sledi definicijam iz Dela 2 Priloge II k Uredbi (ES) št. 25/2009 (ECB/2008/32).
A breakdown by original maturity is applied to all deposit categories other than repos referring to outstanding amounts and all lending categories referring to outstanding amounts as set out in Appendix 1.
Razčlenitev po prvotni zapadlosti se uporablja za vse kategorije vlog, razen za repo posle, ki se nanašajo na stanje zadolženosti, in vse kategorije posojil, ki se nanašajo na stanje zadolženosti, kakor so določene v Dodatku 1.
A breakdown by original maturity is also applied to new business on deposits with agreed maturity, and a breakdown by period of notice to new business on deposits redeemable at notice as set out in Appendix 2.
Razčlenitev po prvotni zapadlosti se uporablja tudi za nove posle glede vezanih vlog, razčlenitev po odpovednih rokih pa za nove posle glede vlog na odpoklic z odpovednim rokom, kakor so določeni v Dodatku 2.
Separate data on loans to non-financial corporations with an initial period of interest rate fixation up to one year in combination with original maturity above one year are reported for each size of loan band referred to in paragraph 52, as set out in Appendix 2.
Ločeni podatki o posojilih nefinančnim družbam z začetnim obdobjem določitve obrestne mere do enega leta v kombinaciji s prvotno zapadlostjo nad enim letom se poročajo za vsak razred velikosti posojil iz odstavka 52, kakor je to določeno v Dodatku 2
The lending interest rates on new business in Appendix 2 are broken down by the initial period of interest rate fixation contained in the contract.
Obrestne mere za kreditiranje novih poslov v Dodatku 2 se razčlenijo po začetnem obdobju določitve obrestne mere, določenem v pogodbi.
For the purpose of MFI interest rate statistics, the initial period of fixation is defined as a predetermined period of time at the start of a contract during which the value of the interest rate will not change.
Za namene statistike obrestnih mer MFI se začetno obdobje določitve obrestne mere opredeli kot vnaprej določeno časovno obdobje na začetku veljavnosti pogodbe, v katerem se višina obrestne mere ne bo spremenila.
The initial period of fixation may be shorter than or equal to the original maturity of the loan.
Začetno obdobje določitve obrestne mere je lahko krajše ali enako prvotni zapadlosti posojila.
The value of the interest rate is only considered to be unchangeable if it is defined as an exact level, for example as 10 %, or as a differential to a reference rate at a fixed point in time, for example as six-month EURIBOR plus two percentage points at a certain predetermined day and time.
Višina obrestne mere se šteje za nespremenljivo samo, če je določena točno, na primer 10 %, ali z razliko do referenčne obrestne mere v določeni časovni točki, na primer kot šestmesečni Euribor, povečan za dve odstotni točki na vnaprej določen dan in ob določeni uri.
If at the start of the contract a procedure to calculate the lending rate is agreed between the household or non-financial corporation and the reporting agent for a certain period of time, for example six-month EURIBOR plus two percentage points for three years, this is not considered to be an initial rate fixation as the value of the interest rate may change during these three years.
Če se na začetku veljavnosti pogodbe gospodinjstvo ali nefinančna družba ter poročevalska enota dogovorita za postopek izračuna obrestne mere za posojilo za določeno časovno obdobje, na primer, šestmesečni Euribor, povečan za dve odstotni točki, za tri leta, se to ne šteje za začetno določitev obrestne mere, ker se višina obrestne mere v teh treh letih lahko spremeni.
The MFI interest rate statistics on new lending business only reflect the interest rate that is agreed for the initial period of fixation at the start of a contract or after renegotiation of the loan.
Statistika obrestnih mer MFI za nove posojilne posle odraža samo obrestno mero, ki je dogovorjena za začetno obdobje določitve obrestne mere na začetku veljavnosti pogodbe ali po ponovnem pogajanju o posojilni pogodbi.
If after this initial period of fixation the interest rate automatically changes to a floating rate, this is not reflected in the MFI interest rates on new business but only in those on outstanding amounts.
Če se po tem začetnem obdobju določitve obrestne mere obrestna mera samodejno spremeni v spremenljivo obrestno mero, se to ne odraža v obrestnih merah MFI za nove posle, temveč samo v obrestnih merah za stanje zadolženosti.
The following periods of initial rate fixation are distinguished for loans to households:
Pri posojilih gospodinjstvom se razlikujejo naslednja obdobja začetne določitve obrestne mere.
For loans to households for consumption and other purposes:
Za potrošniška posojila gospodinjstvom in posojila gospodinjstvom za druge namene
floating rate and up to (and including) one year initial rate fixation,
spremenljiva obrestna mera in začetna določitev obrestne mere do (vključno) enega leta,
over one year and up to (and including) five years initial rate fixation, and
začetna določitev obrestne mere od enega do (vključno) petih let, in
over five years initial rate fixation.
začetna določitev obrestne mere nad petimi leti.
For loans to households for house purchase:
Za stanovanjska posojila gospodinjstvom:
over one and up to (and including) five years initial rate fixation,
začetna določitev obrestne mere od enega do (vključno) petih let,
over five and up to (and including) 10 years initial rate fixation, and
začetna določitev obrestne mere od petih do (vključno) desetih let, in
over 10 years initial rate fixation.
začetna določitev obrestne mere nad desetimi leti.
The following periods of initial rate fixation are distinguished for loans to non-financial corporations up to EUR 0,25 million, over EUR 0,25 million up to EUR 1 million and over EUR 1 million:
Pri posojilih nefinančnim družbam do 0,25 milijona EUR, od 0,25 milijona EUR do 1 milijona EUR in nad 1 milijonom EUR se razlikujejo naslednja obdobja začetne določitve obrestne mere
floating rate and up to (and including) three months initial rate fixation,
spremenljiva obrestna mera in začetna določitev obrestne mere do (vključno) treh mesecev,
over three months and up to (and including) one year initial rate fixation,
začetna določitev obrestne mere od treh mesecev do (vključno) enega leta,
over one year and up to (and including) three years initial rate fixation,
začetna določitev obrestne mere od enega do (vključno) treh let,
over three years and up to (and including) five years initial rate fixation,
začetna določitev obrestne mere od treh do (vključno) petih let,
over five and up to (and including) ten years initial rate fixation, and
začetna določitev obrestne mere od petih do (vključno) desetih let, in
For the purposes of MFI interest rate statistics, ‘floating rate’ is defined as the interest rate that is subject to interest revisions on a continuous basis (e.g. every day) or at the discretion of the MFI.
Za namene statistike obrestnih mer MFI se ‘spremenljiva obrestna mera’ opredeli kot obrestna mera, ki se redno spreminja (npr. vsak dan) ali ki se spreminja po prostem preudarku MFI.
Breakdown by secured loans with collateral and/or guarantees
Razčlenitev po posojilih, zavarovanih s premoženjem in/ali jamstvi