natgillin/translations-raw huggingface dataset:
at least annually, on date specified by the competent authorities, report on the average outstanding electronic money.
vsaj enkrat letno na datum, ki ga določijo pristojni organi, poroča o povprečnem znesku elektronskega denarja v obtoku.
Member States shall take the necessary steps to ensure that where the conditions set out in paragraphs 1, 2 and 4 are no longer met, the legal person concerned shall seek authorisation within 30 calendar days in accordance with Article 3.
Države članice sprejmejo ukrepe, potrebne za zagotovitev, da zadevne pravne osebe, če pogoji iz odstavkov 1, 2 in 4 niso več izpolnjeni, v skladu s členom 3 v roku 30 koledarskih dni zaprosijo za dovoljenje.
Any such person that has not sought authorisation within that period shall be prohibited, in accordance with Article 10, from issuing electronic money.
Vsaki taki osebi, ki v tem obdobju ni zaprosila za dovoljenje, se v skladu s členom 10 prepove izdajanje elektronskega denarja.
Member States shall ensure that their competent authorities are sufficiently empowered to verify continued compliance with the requirements laid down in this Article.
Države članice zagotovijo, da imajo njihovi pristojni organi zadostna pooblastila za preverjanje stalnega upoštevanja zahtev, določenih v tem členu.
This Article shall not apply in respect of the provisions of Directive 2005/60/EC or national anti-money-laundering provisions.
Ta člen se ne uporablja niti v zvezi z določbami Direktive 2005/60/ES niti v zvezi z nacionalnimi določbami o preprečevanju pranja denarja.
In addition, the Member State shall inform the Commission of the number of legal persons concerned and, on an annual basis, of the total amount of outstanding electronic money issued at 31 December of each calendar year, as referred to in paragraph 1.
Poleg tega država članica obvesti Komisijo o številu zadevnih pravnih oseb in jo vsako leto obvesti o skupnem znesku elektronskega denarja v obtoku, ki je bil izdan na dan 31. decembra vsakega koledarskega leta iz odstavka 1.
ISSUANCE AND REDEEMABILITY OF ELECTRONIC MONEY
IZDAJANJE IN UNOVČLJIVOST ELEKTRONSKEGA DENARJA
Prohibition from issuing electronic money
Prepoved izdajanja elektronskega denarja
Without prejudice to Article 18, Member States shall prohibit natural or legal persons who are not electronic money issuers from issuing electronic money.
Brez poseganja v člen 18 države članice prepovejo izdajanje elektronskega denarja fizičnim ali pravnim osebam, ki niso izdajatelji elektronskega denarja.
Issuance and redeemability
Izdajanje in unovčljivost
Member States shall ensure that electronic money issuers issue electronic money at par value on the receipt of funds.
Države članice zagotovijo, da izdajatelji elektronskega denarja izdajo elektronski denar v nominalni vrednosti prejetih denarnih sredstev.
Member States shall ensure that, upon request by the electronic money holder, electronic money issuers redeem, at any moment and at par value, the monetary value of the electronic money held.
Države članice zagotovijo, da izdajatelji elektronskega denarja na zahtevo imetnika elektronskega denarja v vsakem trenutku in v nominalni vrednosti unovčijo denarno vrednost elektronskega denarja, ki ga hranijo.
The contract between the electronic money issuer and the electronic money holder shall clearly and prominently state the conditions of redemption, including any fees relating thereto, and the electronic money holder shall be informed of those conditions before being bound by any contract or offer.
Pogodba med izdajateljem elektronskega denarja in imetnikom elektronskega denarja jasno in podrobno navaja pogoje unovčenja, vključno z zadevnimi nadomestili, imetnika elektronskega denarja pa je treba obvestiti o navedenih pogojih, preden se zaveže s pogodbo ali ponudbo.
Redemption may be subject to a fee only if stated in the contract in accordance with paragraph 3 and only in any of the following cases:
Za unovčenje se zaračunavajo nadomestila samo, če je tako določeno v pogodbi v skladu z odstavkom 3 in samo v naslednjih primerih:
where redemption is requested before the termination of the contract;
kjer se unovčenje zahteva pred prenehanjem pogodbe;
where the contract provides for a termination date and the electronic money holder terminates the contract before that date; or
kjer pogodba predvideva datum prenehanja in imetnik elektronskega denarja prekine pogodbo pred tem datumom; ali
where redemption is requested more than one year after the date of termination of the contract.
kjer se unovčenje zahteva več kot eno leto po prenehanju pogodbe.
Any such fee shall be proportionate and commensurate with the actual costs incurred by the electronic money issuer.
Vsako takšno nadomestilo mora biti sorazmerno in skladno z dejanskimi stroški, ki jih je imel izdajatelj elektronskega denarja.
Where redemption is requested before the termination of the contract, the electronic money holder may request redemption of the electronic money in whole or in part.
Če se unovčenje zahteva pred prenehanjem veljavnosti pogodbe, lahko imetnik elektronskega denarja zahteva, da se unovči delni ali celotni znesek elektronskega denarja.
Where redemption is requested by the electronic money holder on or up to one year after the date of the termination of the contract:
Kjer imetnik elektronskega denarja zahteva unovčenje ob prenehanju veljavnosti pogodbe oziroma v času enega leta po tem datumu, se:
the total monetary value of the electronic money held shall be redeemed; or
unovči celotna denarna vrednost hranjenega elektronskega denarja; ali
where the electronic money institution carries out one or more of the activities listed in Article 6(1)(e) and it is unknown in advance what proportion of funds is to be used as electronic money, all funds requested by the electronic money holder shall be redeemed.
v primeru, da institucija za izdajo elektronskega denarja izvaja eno ali več dejavnosti, navedenih v točki (e) člena 6(1) in se v naprej ne ve, kolikšen delež sredstev se bo uporabil kot elektronski denar, unovčijo vsa sredstva, ki jih zahteva imetnik elektronskega denarja.
Notwithstanding paragraphs 4, 5 and 6, redemption rights of a person, other than a consumer, who accepts electronic money shall be subject to the contractual agreement between the electronic money issuer and that person.
Ne glede na odstavke 4, 5 in 6 so pravice unovčenja osebe, ki ni potrošnik in, ki sprejema elektronski denar, predmet pogodbenega sporazuma med izdajateljem elektronskega denarja in to osebo.
Prohibition of interest
Prepoved obresti
Member States shall prohibit the granting of interest or any other benefit related to the length of time during which an electronic money holder holds the electronic money.
Države članice prepovejo podeljevanje obresti oziroma drugih koristi, povezanih s časovnim obdobjem, v katerem imetnik elektronskega denarja hrani elektronski denar.
Without prejudice to this Directive, Chapter 5 of Title IV of Directive 2007/64/EC shall apply mutatis mutandis to electronic money issuers in respect of their duties arising from this Title.
Brez poseganja v to direktivo se poglavje 5 naslova IV Direktive 2007/64/ES smiselno uporablja za izdajatelje elektronskega denarja v zvezi z njihovimi dolžnostmi, ki izhajajo iz tega naslova.
FINAL PROVISIONS AND IMPLEMENTING MEASURES
KONČNE DOLOČBE IN IZVEDBENI UKREPI
The Commission may adopt measures which are necessary to update the provisions of this Directive in order to take account of inflation or technological and market developments.
Komisija lahko sprejme ukrepe, ki so potrebni za posodobitev določb te direktive, da se tako lahko upoštevajo inflacija ali tehnološki napredek in razvoj trga.
Those measures, designed to amend non-essential elements of this Directive, shall be adopted in accordance with the regulatory procedure with scrutiny referred to in Article 15(2).
Navedeni ukrepi, namenjeni spreminjanju nebistvenih določb te direktive, se sprejmejo v skladu z regulativnim postopkom s pregledom iz člena 15(2).
The Commission shall adopt measures to ensure the convergent application of the exemptions referred to in Article 1(4) and (5).
Komisija sprejme ukrepe za zagotavljanje usklajene uporabe izjem iz člena 1(4) in (5).
Those measures, designed to amend non-essential elements of this Directive shall be adopted in accordance with the regulatory procedure with scrutiny referred to in Article 15(2).
Navedeni ukrepi, namenjeni spreminjanju nebistvenih določb te direktive, se sprejmejo v skladu z regulativnim postopkom s pregledom iz člena 15(2).
The Commission shall be assisted by the Payments Committee set up in accordance with Article 85 of Directive 2007/64/EC.
Komisiji pomaga Odbor za plačila, ustanovljen s členom 85 Direktive 2007/64/ES.
Without prejudice to Article 1(3), the sixth subparagraph of Article 3(3), Article 5(7), Article 7(4), Article 9 and Article 18(2) and in so far as this Directive provides for harmonisation, Member States shall not maintain or introduce provisions other than those laid down in this Directive.
Brez poseganja v člen 1(3), šesti pododstavek člena 3(3), člen 5(7), člen 7(4), člen 9 in člen 18(2) in v kolikor ta direktiva predvideva uskladitev, države članice ne ohranjajo ali uvajajo določb, razen tistih, ki so določene v tej direktivi.
Member States shall ensure that an electronic money issuer does not derogate, to the detriment of an electronic money holder, from the provisions of national law implementing or corresponding to provisions of this Directive except where explicitly provided for therein.
Države članice zagotovijo, da izdajatelji elektronskega denarja ne odstopajo, v škodo imetnika elektronskega denarja, od določb nacionalne zakonodaje, ki prenašajo to direktivo ali so z njo usklajene, razen če je to izrecno določeno.
By 1 November 2012, the Commission shall present to the European Parliament, the Council, the European Economic and Social Committee and the European Central Bank a report on the implementation and impact of this Directive, in particular on the application of prudential requirements for electronic money institutions, accompanied, where appropriate, by a proposal for its revision.
Komisija do 1. novembra 2012 predloži Evropskemu parlamentu, Svetu, Evropskemu ekonomsko-socialnemu odboru in Evropski centralni banki poročilo o izvajanju in učinku te direktive, zlasti o uporabi zahtev za skrbno in varno poslovanje institucij za izdajo elektronskega denarja, in, če je ustrezno, priloži predlog za njeno revizijo.
Member States shall allow electronic money institutions that have taken up, before 30 April 2011, activities in accordance with national law transposing Directive 2000/46/EC in the Member State in which their head office is located, to continue those activities in that Member State or in another Member State in accordance with the mutual recognition arrangements provided for in Directive 2000/46/EC without being required to seek authorisation in accordance with Article 3 of this Directive or to comply with the other provisions laid down or referred to in Title II of this Directive.
Države članice institucijam za izdajo elektronskega denarja, ki so začele pred 30. aprilom 2011 opravljati dejavnosti v smislu Direktive 2000/46/ES v državi članici, v kateri imajo sedež, dovolijo, da nadaljujejo z navedenimi dejavnostmi v navedeni državi članici ali drugi državi članici v skladu z ureditvami vzajemnega priznavanja, določenega v Direktivi 2000/46/ES ne da bi morale zaprositi za dovoljenje v skladu s členom 3 te direktive ali izpolnjevati druge določbe iz naslova II te direktive ali določbe, na katere se sklicuje v naslovu II te direktive.
Member States shall require such electronic money institutions to submit all relevant information to the competent authorities in order to allow the latter to assess, by 30 October 2011, whether the electronic money institutions comply with the requirements laid down in this Directive and, if not, which measures need to be taken in order to ensure compliance or whether a withdrawal of authorisation is appropriate.
Države članice od takih institucij za izdajo elektronskega denarja zahtevajo, da pristojnim organom predložijo vse potrebne informacije, na podlagi katerih ti do 30. oktobra 2011 presodijo, ali institucije za izdajo elektronskega denarja izpolnjujejo zahteve iz te direktive, in v nasprotnem primeru, kakšni ukrepi so potrebni za njihovo izpolnjevanje ter ali je primeren odvzem dovoljenja.
Compliant electronic money institutions shall be granted authorisation, shall be entered in the register, and shall be required to comply with the requirements in Title II.
Institucijam za izdajo elektronskega denarja, ki izpolnjujejo zahteve, se izda dovoljenje, vnesejo se v register ter se od njih zahteva, da izpolnijo zahteve iz naslova II.
Where electronic money institutions do not comply with the requirements laid down in this Directive by 30 October 2011, they shall be prohibited from issuing electronic money.
Če institucije za izdajo elektronskega denarja zahtev iz te direktive ne izpolnijo do 30. oktobra 2011, se jim prepove izdajanje elektronskega denarja.
Member States may provide for an electronic money institution to be automatically granted authorisation and entered in the register provided for in Article 3 if the competent authorities already have evidence that the electronic money institution concerned complies with the requirements laid down in Articles 3, 4 and 5.
Države članice lahko določijo, da institucija za izdajo elektronskega denarja samodejno pridobi dovoljenje in se vnese v register iz člena 3, če pristojni organi že imajo dokazila, da zadevna institucije za izdajo elektronskega denarja izpolnjujejo zahteve iz členov 3, 4 in 5.
The competent authorities shall inform the electronic money institutions concerned before the authorisation is granted.
Pristojni organi pred izdajo dovoljenja o tem obvestijo zadevne institucije za izdajo elektronskega denarja.
Member States shall allow electronic money institutions that have taken up, before 30 April 2011, activities in accordance with national law transposing Article 8 of Directive 2000/46/EC, to continue those activities within the Member State concerned in accordance with Directive 2000/46/EC until 30 April 2012, without being required to seek authorisation under Article 3 of this Directive or to comply with the other provisions laid down or referred to in Title II of this Directive.
Države članice institucijam za izdajo elektronskega denarja, ki so pred 30. aprilom 2011 začele opravljati svoje dejavnosti v skladu z nacionalno zakonodajo, ki prenaša člen 8 Direktive 2000/46/ES dovolijo, da nadaljujejo s temi dejavnostmi v zadevni državi članici v skladu z Direktivo 2000/46/ES do 30. aprila 2012, ne da bi morale zaprositi za dovoljenje iz člena 3 te direktive ali izpolnjevati druge določbe iz naslova II te direktive ali določbe, na katere se sklicuje v naslovu II te direktive.
Electronic money institutions which, during that period, have been neither authorised nor waived within the meaning of Article 9 of this Directive, shall be prohibited from issuing electronic money.
Institucijam za izdajo elektronskega denarja, ki tem obdobju niso niti pridobile dovoljenja niti ni zanje začelo veljati izvzetje iz člena 9 te direktive, se prepove izdajanje elektronskega denarja.
Amendments to Directive 2005/60/EC
Spremembe Direktive 2005/60/ES
in Article 3(2), point (a) is replaced by the following:
Točka (a) člena 3(2) se nadomesti z naslednjim:
an undertaking, other than a credit institution, which carries out one or more of the operations included in points 2 to 12 and points 14 and 15 of Annex I to Directive 2006/48/EC, including the activities of currency exchange offices (bureaux de change);’
podjetje, ki ni kreditna institucija, ki opravlja eno ali več dejavnosti, vključenih v točke 2 do 12 in v točki 14 in 15 Priloge I k Direktivi 2006/48/ES, vključno z menjalnicami (bureaux de change);“.
in Article 11(5), point (d) is replaced by the following:
Točka (d) člena 11(5) se nadomesti z naslednjim:
Directive 2006/48/EC is hereby amended as follows:
Direktiva 2006/48/ES se spremeni:
Article 4 is amended as following:
Člen 4 se spremeni:
“credit institution” means an undertaking the business of which is to receive deposits or other repayable funds from the public and to grant credits for its own account;’
‚kreditna institucija‘ pomeni podjetje, katerega dejavnost je sprejemanje depozitov ali drugih vračljivih sredstev od javnosti in dajanje posojil za svoj račun;“;
point 5 is replaced by the following:
točka 5 se nadomesti z naslednjim:
“financial institution” means an undertaking other than a credit institution, the principal activity of which is to acquire holdings or to pursue one or more of the activities listed in points 2 to 12 and 15 of Annex I.’;
‚finančna institucija‘ pomeni podjetje, razen kreditne institucije, čigar osnovna dejavnost je pridobivati kapitalske deleže ali opravljati eno ali več dejavnosti, ki so naštete v točkah 2 do 12 in 15 v Prilogi I;“.
the following point is added to Annex I:
Prilogi I se doda naslednja točka:
Issuing electronic money.’.
Izdajanje elektronskega denarja“.
Directive 2000/46/EC shall be repealed with effect from 30 April 2011, without prejudice to Article 18(1) and (3) of this Directive.
Direktiva 2000/46/ES se brez poseganja v člen 18(1) in (3) te direktive razveljavi z učinkom od 30. aprila 2011.
Any reference to the repealed Directive shall be construed as a reference to this Directive.
Sklicevanja na razveljavljeno direktivo se štejejo kot sklicevanja na to direktivo.
Member States shall adopt and publish, not later than 30 April 2011, the laws, regulations and administrative provisions necessary to comply with this Directive.
Države članice sprejmejo in objavijo zakone in druge predpise, potrebne za uskladitev s to direktivo najpozneje do 30. aprila 2011.
They shall apply those measures from 30 April 2011.
Države članice uporabljajo te ukrepe od 30. aprila 2011.
Opinion of 26 February 2009 (not yet published in the Official Journal).
Mnenje z dne 26. februarja 2009 (še ni objavljeno v Uradnem listu).
OJ C 30, 6.2.2009, p. 1.
UL C 30, 6.2.2009, str. 1.
Opinion of the European Parliament of 24 April 2009 (not yet published in the Official Journal) and Council Decision of 27 July 2009.
Mnenje Evropskega parlamenta z dne 24. aprila 2009 (še ni objavljeno v Uradnem listu) in Sklep Sveta z dne 27. julija 2009.
OJ L 267, 10.10.2009, p 7’.
UL L 267, 10.10.2009, str. 7“.
Where a Member State avails itself of the waiver provided for in paragraph 1, it shall notify the Commission accordingly by 30 April 2011.
Če se država članica poslužuje opustitve iz odstavka 1, o tem obvesti Komisijo do 30. aprila 2011.
The Member State shall notify the Commission forthwith of any subsequent change.
Država članica Komisijo takoj obvesti tudi o kakršnih koli naknadnih spremembah.
electronic money, as defined in point 2 of Article 2 of Directive 2009/110/EC of the European Parliament and of the Council of 16 September 2009 on the taking up, pursuit and prudential supervision of the business of electronic money institutions where, if it is not possible to recharge, the maximum amount stored electronically in the device is no more than EUR 250, or where, if it is possible to recharge, a limit of EUR 2500 is imposed on the total amount transacted in a calendar year, except when an amount of EUR 1000 or more is redeemed in that same calendar year upon the electronic money holder’s request in accordance with Article 11 of Directive 2009/110/EC.
elektronskim denarjem, kakor je opredeljen v točki 2 člena 2 Direktive 2009/110/ES Evropskega parlamenta in Sveta z dne 16. septembra 2009 o začetku opravljanja in opravljanju dejavnosti ter nadzoru skrbnega in varnega poslovanja institucij za izdajo elektronskega denarja, če znesek, shranjen na plačilni napravi, ne presega 250 EUR, če na to plačilno napravo ni mogoče naložiti novega zneska, ali če je skupni znesek transakcij v koledarskem letu omejen na 2500 EUR, če je na plačilno napravo mogoče naložiti novi znesek, razen če je bil na zahtevo imetnika elektronskega denarja v skladu s členom 11 Direktive 2009/110/ES v istem koledarskem letu unovčen znesek v višini 1000 EUR ali več.
As regards national payment transactions, Member States or their competent authorities may increase the amount of EUR 250 referred to in this point to a ceiling of EUR 500.
Kar zadeva nacionalne plačilne transakcije, države članice ali njihovi pristojni organi lahko povečajo znesek 250 EUR iz te točke na največ 500 EUR.
Directive 2009/111/EC of the European Parliament and of the Council
Direktiva 2009/111/ES Evropskega parlamenta in Sveta
amending Directives 2006/48/EC, 2006/49/EC and 2007/64/EC as regards banks affiliated to central institutions, certain own funds items, large exposures, supervisory arrangements, and crisis management
o spremembi direktiv 2006/48/ES, 2006/49/ES in 2007/64/ES glede bank, ki so odvisne od centralnih institucij, nekaterih postavk lastnih sredstev, velikih izpostavljenosti, nadzornih režimov in kriznega upravljanja
In accordance with the European Council and Ecofin Conclusions and international initiatives such as the Group of Twenty (G-20) summit on 2 April 2009, this Directive represents a first important step to address shortcomings revealed by the financial crisis ahead of further initiatives announced by the Commission and set out in Commission Communication of 4 March 2009 entitled ‘Driving European recovery’.
V skladu s sklepi Evropskega sveta in Sveta ECOFIN ter mednarodnimi pobudami, kot je nedavno srečanje na vrhu skupine držav G20 2. aprila 2009, je ta direktiva prvi pomemben korak na poti k obravnavanju pomanjkljivosti, ki jih je razkrila finančna kriza, sledile pa bodo tudi pobude, ki jih je napovedala in opredelila Komisija v svojem sporočilu z dne 4. marca 2009 z naslovom „Spodbujanje okrevanja evropskega gospodarstva“.
Article 3 of Directive 2006/48/EC of the European Parliament and of the Council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions [4] allows Member States to provide for special prudential regimes for credit institutions which are permanently affiliated to a central body since 15 December 1977, provided that those regimes were introduced into national law by 15 December 1979.
Člen 3 Direktive 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij [4] državam članicam dovoljuje, da predvidijo posebne režime bonitetnega nadzora za kreditne institucije, ki so od 15. decembra 1977 stalno odvisne od centralnega organa, pod pogojem, da so bili ti režimi v nacionalno zakonodajo uvedeni najpozneje 15. decembra 1979.
Those time limits prevent Member States, especially those which acceded to the European Union since 1980, from introducing or maintaining such special prudential regimes for similarly affiliated credit institutions which were set up on their territories.
Ti roki državam članicam, zlasti tistim, ki so k Evropski uniji pristopile od leta 1980, preprečujejo uvedbo ali ohranjanje takšnih posebnih režimov bonitetnega nadzora za podobno odvisne kreditne institucije, ki so ustanovljene na njihovih ozemljih.
It is therefore appropriate to remove the time limits set out in Article 3 of that Directive, in order to ensure equal conditions for competition between credit institutions in Member States.
Zato je primerno odpraviti roke, določene v členu 3 navedene direktive, da se zagotovi enake konkurenčne pogoje med kreditnimi institucijami v državah članicah.
The Committee of European Banking Supervisors should provide for guidelines in order to enhance the convergence of supervisory practices in this regard.
Odbor evropskih bančnih nadzornikov bi moral zagotoviti smernice, da bi se v zvezi s tem spodbujala konvergenca nadzornih praks.
Hybrid capital instruments play an important role in the ongoing capital management of credit institutions.
Hibridni instrumenti kapitala imajo pomembno vlogo pri rednem upravljanju kreditnih institucij s kapitalom.