natgillin/translations-raw huggingface dataset:
Notification of unauthorised or incorrectly executed payment transactions
Obveščanje o neodobrenih ali nepravilno izvršenih plačilnih transakcijah
The payment service user shall obtain rectification from the payment service provider only if he notifies his payment service provider without undue delay on becoming aware of any unauthorised or incorrectly executed payment transactions giving rise to a claim, including that under Article 75, and no later than 13 months after the debit date, unless, where applicable, the payment service provider has failed to provide or make available the information on that payment transaction in accordance with Title III.
Ponudnik plačilnih storitev zagotovi uporabniku plačilnih storitev popravek le, če ta ponudnika plačilnih storitev obvesti takoj, ko ugotovi, da je prišlo do neodobrenih ali nepravilno izvršenih plačilnih transakcij, ki so vzrok za terjatev, tudi terjatev v skladu s členom 75, in ne kasneje kot 13 mesecev po datumu bremenitve, razen če, kjer je ustrezno, ponudnik plačilnih storitev informacij o tej plačilni transakciji ni posredoval ali jih ni dal na voljo v skladu z naslovom III.
Evidence on authentication and execution of payment transactions
Dokazilo o preverjanju pristnosti in izvršitvi plačilnih transakcij
Member States shall require that, where a payment service user denies having authorised an executed payment transaction or claims that the payment transaction was not correctly executed, it is for his payment service provider to prove that the payment transaction was authenticated, accurately recorded, entered in the accounts and not affected by a technical breakdown or some other deficiency.
Države članice zahtevajo, da mora v primeru, da uporabnik plačilne storitve zanika, da je odobril izvršeno plačilno transakcijo, ali trdi, da plačilna transakcija ni bila izvršena pravilno, njegov ponudnik plačilne storitve dokazati, da je bila preverjena pristnost plačilne transakcije, da je bila ta pravilno evidentirana, knjižena in da nanjo ni vplivala tehnična okvara ali druga pomanjkljivost.
Where a payment service user denies having authorised an executed payment transaction, the use of a payment instrument recorded by the payment service provider shall in itself not necessarily be sufficient to prove either that the payment transaction was authorised by the payer or that the payer acted fraudulently or failed with intent or gross negligence to fulfil one or more of his obligations under Article 56.
Če uporabnik plačilne storitve zanika, da je odobril izvršeno plačilno transakcijo, uporaba plačilnega instrumenta, ki jo evidentira ponudnik plačilnih storitev, sama po sebi ni nujno zadosten dokaz, da je plačnik odobril plačilno transakcijo, niti da je plačnik goljufal ali naklepno ali iz velike malomarnosti ni izpolnil ene ali več svojih obveznosti iz člena 56.
Payment service provider's liability for unauthorised payment transactions
Odgovornost ponudnika plačilnih storitev za neodobrene plačilne transakcije
Member States shall ensure that, without prejudice to Article 58, in the case of an unauthorised payment transaction, the payer's payment service provider refunds to the payer immediately the amount of the unauthorised payment transaction and, where applicable, restores the debited payment account to the state in which it would have been had the unauthorised payment transaction not taken place.
Države članice brez poseganja v člen 58 zagotovijo, da v primeru neodobrenih plačilnih transakcij plačnikov ponudnik plačilnih storitev plačniku takoj povrne znesek neodobrene plačilne transakcije in, če je ustrezno, vzpostavi tako stanje bremenjenega plačilnega računa, kakršno bi bilo, če neodobrena plačilna transakcija ne bi bila izvršena.
Further financial compensation may be determined in accordance with the law applicable to the contract concluded between the payer and his payment service provider.
Dodatno finančno nadomestilo se lahko določi v skladu z zakonodajo, ki se uporablja za pogodbo, sklenjeno med plačnikom in njegovim ponudnikom plačilnih storitev.
Payer's liability for unauthorised payment transactions
Plačnikova odgovornost za neodobreno plačilno transakcijo
By way of derogation from Article 60 the payer shall bear the losses relating to any unauthorised payment transactions, up to a maximum of EUR 150, resulting from the use of a lost or stolen payment instrument or, if the payer has failed to keep the personalised security features safe, from the misappropriation of a payment instrument.
Z odstopanjem od člena 60 plačnik krije izgubo v zvezi s kakršno koli neodobreno plačilno transakcijo do največ 150 EUR, ki je posledica uporabe izgubljenega ali ukradenega plačilnega instrumenta, ali, če plačnik svojih osebnih varnostnih zaščit ni zavaroval, odtujitve plačilnega instrumenta.
The payer shall bear all the losses relating to any unauthorised payment transactions if he incurred them by acting fraudulently or by failing to fulfil one or more of his obligations under Article 56 with intent or gross negligence.
Plačnik krije vse izgube v zvezi z neodobrenimi plačilnimi transakcijami, če nastanejo, ker je goljufal ali naklepno ali iz velike malomarnosti ni izpolnil ene ali več svojih obveznosti iz člena 56.
In such cases, the maximum amount referred to in paragraph 1 of this Article shall not apply.
V takih primerih se največji znesek iz odstavka 1 tega člena ne uporablja.
In cases where the payer has neither acted fraudulently nor with intent failed to fulfil his obligations under Article 56, Member States may reduce the liability referred to in paragraphs 1 and 2 of this Article, taking into account, in particular, the nature of the personalised security features of the payment instrument and the circumstances under which it was lost, stolen or misappropriated.
V primeru, da plačnik ni goljufal ali nenaklepno ni izpolnil svojih obveznosti iz člena 56, države članice lahko zmanjšajo odgovornost iz odstavkov 1 in 2 tega člena, ob upoštevanju zlasti narave osebnih varnostnih zaščit plačilnega instrumenta in okoliščin, v katerih je bil izgubljen, ukraden ali odtujen.
The payer shall not bear any financial consequences resulting from use of the lost, stolen or misappropriated payment instrument after notification in accordance with Article 56(1)(b), except where he has acted fraudulently.
Plačnik ne nosi nobenih finančnih posledic, ki izhajajo iz uporabe izgubljenega, ukradenega ali odtujenega plačilnega instrumenta, po obvestilu v skladu s členom 56(1)(b), razen če je goljufal.
If the payment service provider does not provide appropriate means for the notification at all times of a lost, stolen or misappropriated payment instrument, as required under Article 57(1)(c), the payer shall not be liable for the financial consequences resulting from use of that payment instrument, except where he has acted fraudulently.
Če ponudnik plačilnih storitev ne zagotovi ustreznih sredstev za obveščanje ob vsakem času o izgubljenem, ukradenem ali odtujenem plačilnem instrumentu, kakor se zahteva na podlagi člena 57(1)(c), plačnik ni odgovoren za finančne posledice, ki izhajajo iz uporabe navedenega plačilnega instrumenta, razen če je goljufal.
Refunds for payment transactions initiated by or through a payee
Povračila za plačilne transakcije, ki jih je odredil prejemnik plačila ali so bile odrejene prek njega
Member States shall ensure that a payer is entitled to a refund from his payment service provider of an authorised payment transaction initiated by or through a payee which has already been executed, if the following conditions are met:
Države članice zagotovijo, da ima plačnik pravico, da mu njegov ponudnik plačilnih storitev povrne odobreno plačilno transakcijo, ki jo je odredil prejemnik plačila ali je bila odrejena prek njega, in je bila že izvršena, če so izpolnjeni naslednji pogoji:
the authorisation did not specify the exact amount of the payment transaction when the authorisation was made; and
odobritev ni navajala točnega zneska plačilne transakcije v času odobritve; in
the amount of the payment transaction exceeded the amount the payer could reasonably have expected taking into account his previous spending pattern, the conditions in his framework contract and relevant circumstances of the case.
znesek plačilne transakcije presega znesek, ki bi ga bil lahko plačnik upravičeno pričakoval ob upoštevanju njegovega vzorca pretekle porabe, pogojev v njegovi okvirni pogodbi in ustreznih okoliščin primera.
At the payment service provider's request, the payer shall provide factual elements relating to such conditions.
Plačnik na zahtevo ponudnika plačilne storitve predloži dejanske elemente v zvezi s takšnimi pogoji.
The refund consists of the full amount of the executed payment transaction.
Povračilo je enako celotnemu znesku izvršene plačilne transakcije.
For direct debits the payer and his payment service provider may agree in the framework contract that the payer is entitled to a refund from his payment service provider even though the conditions for refund in the first subparagraph are not met.
Plačnik in njegov ponudnik plačilnih storitev se lahko v okvirni pogodbi glede direktnih bremenitev dogovorita, da je plačnik upravičen do povračila s strani njegovega ponudnika plačilnih storitev, tudi če pogoji za povračilo iz prvega pododstavka niso izpolnjeni.
However, for the purposes of point (b) of the first subparagraph of paragraph 1, the payer may not rely on currency exchange reasons if the reference exchange rate agreed with his payment service provider in accordance with Articles 37(1)(d) and 42(3)(b) was applied.
Vendar pa za namene točke (b) prvega pododstavka odstavka 1 plačnik ne more navajati razlogov menjave valut, če je bila uporabljena referenčna obrestna mera, dogovorjena s ponudnikom plačilnih storitev v skladu s členoma 37(1)(d) in 42(3)(b).
It may be agreed in the framework contract between the payer and the payment service provider that the payer has no right to a refund where he has given his consent to execute the payment transaction directly to his payment service provider and, where applicable, information on the future payment transaction was provided or made available in an agreed manner to the payer for at least four weeks before the due date by the payment service provider or by the payee.
Plačnik in ponudnik plačilnih storitev se v okvirni pogodbi lahko dogovorita, da plačnik nima pravice do povračila, če je podal soglasje za izvršitev plačilne transakcije neposredno svojemu ponudniku plačilnih storitev in je, kjer je primerno, ponudnik plačilnih storitev ali prejemnik plačila plačniku na dogovorjen način zagotovil ali dal na voljo informacije o prihodnji plačilni transakciji vsaj štiri tedne pred dnevom zapadlosti.
Requests for refunds for payment transactions initiated by or through a payee
Zahtevki za povračila za plačilne transakcije, ki jih je odredil prejemnik plačila ali so bile odrejene prek njega
Member States shall ensure that the payer can request the refund referred to in Article 62 of an authorised payment transaction initiated by or through a payee for a period of eight weeks from the date on which the funds were debited.
Države članice zagotovijo, da plačnik lahko zahteva povračilo odobrene plačilne transakcije iz člena 62, ki jo je odredil prejemnik plačila ali je bila odrejena prek njega, v osmih tednih od dneva knjiženja sredstev v breme računa.
Within ten business days of receiving a request for a refund, the payment service provider shall either refund the full amount of the payment transaction or provide justification for refusing the refund, indicating the bodies to which the payer may refer the matter in accordance with Articles 80 to 83 if he does not accept the justification provided.
V desetih delovnih dneh po tem, ko je prejel zahtevek za povračilo, ponudnik plačilnih storitev povrne celoten znesek plačilne transakcije ali pa navede utemeljitev za zavrnitev povračila, z navedbo teles, katerim lahko plačnik preda zadevo v skladu s členi 80 do 83, če se ne strinja s podano utemeljitvijo.
The payment service provider's right under the first subparagraph to refuse the refund shall not apply in the case set out in the fourth subparagraph of Article 62(1).
Pravica ponudnika plačilnih storitev iz prvega pododstavka, da zavrne povračilo, se ne uporablja v primeru iz četrtega pododstavka člena 62(1).
Execution of payment transactions
Izvršitev plačilnih transakcij
Payment orders and amounts transferred
Plačilni nalogi in preneseni zneski
Receipt of payment orders
Prejem plačilnih nalogov
Member States shall ensure that the point in time of receipt is the time when the payment order transmitted directly by the payer or indirectly by or through a payee is received by the payer's payment service provider.
Države članice zagotovijo, da je trenutek prejema takrat, ko plačnikov ponudnik plačilnih storitev prejme plačilni nalog, ki ga posreduje neposredno plačnik ali posredno prejemnik plačila ali se posreduje prek slednjega.
If the point in time of receipt is not on a business day for the payer's payment service provider, the payment order shall be deemed to have been received on the following business day.
Če čas prejema ni delovni dan za plačnikovega ponudnika plačilnih storitev, šteje, da je bil plačilni nalog prejet naslednji delovni dan.
The payment service provider may establish a cut-off time near the end of a business day beyond which any payment order received shall be deemed to have been received on the following business day.
Ponudnik plačilnih storitev lahko določi časovno omejitev proti koncu delovnega dne, tako da se za vse plačilne naloge, prejete po tej omejitvi, šteje, da so bili prejeti naslednji delovni dan.
If the payment service user initiating a payment order and his payment service provider agree that execution of the payment order shall start on a specific day or at the end of a certain period or on the day on which the payer has set funds at his payment service provider's disposal, the point in time of receipt for the purposes of Article 69 is deemed to be the agreed day.
Če se uporabnik plačilnih storitev, ki je odredil plačilni nalog, in njegov ponudnik plačilnih storitev dogovorita, da se izvrševanje plačilnega naloga začne na določen dan ali ob koncu določenega obdobja ali na dan, ko plačnik da sredstva na voljo svojemu ponudniku plačilnih storitev, se šteje, da je čas prejema za namene člena 69 dogovorjeni dan.
If the agreed day is not a business day for the payment service provider, the payment order received shall be deemed to have been received on the following business day.
Če dogovorjeni dan ni delovni dan za ponudnika plačilnih storitev, se za plačilni nalog šteje, da je bil prejet naslednji delovni dan.
Refusal of payment orders
Zavrnitev plačilnih nalogov
Where the payment service provider refuses to execute a payment order, the refusal and, if possible, the reasons for it and the procedure for correcting any factual mistakes that led to the refusal shall be notified to the payment service user, unless prohibited by other relevant Community or national legislation.
Če ponudnik plačilnih storitev zavrne izvršitev plačilnega naloga, se o zavrnitvi in, če je mogoče, razlogih za zavrnitev in postopku za odpravo vseh dejanskih napak, ki so bile vzrok za zavrnitev, obvesti uporabnika plačilnih storitev, razen če je to prepovedano z drugo ustrezno zakonodajo Skupnosti ali nacionalno zakonodajo.
The payment service provider shall provide or make available the notification in an agreed manner at the earliest opportunity, and in any case, within the periods specified in Article 69.
Ponudnik plačilnih storitev obvestilo na dogovorjeni način posreduje ali da na voljo ob prvi priložnosti, v vsakem primeru pa v rokih, določenih v členu 69.
The framework contract may include a condition that the payment service provider may charge for such a notification if the refusal is objectively justified.
Okvirna pogodba lahko vključuje pogoj, da ponudnik plačilnih storitev lahko zaračuna takšno obvestilo, če je zavrnitev objektivno utemeljena.
In cases where all the conditions set out in the payer's framework contract are met, the payer's payment service provider shall not refuse to execute an authorised payment order irrespective of whether the payment order is initiated by a payer or by or through a payee, unless prohibited by other relevant Community or national legislation.
V primerih, ko so izpolnjeni vsi pogoji iz okvirne pogodbe plačnika, ponudnik plačilnih storitev plačnika ne zavrne izvršitve odobrenega plačilnega naloga, ne glede na to, ali je plačilni nalog odredil plačnik ali prejemnik plačila ali je bil odrejen prek prejemnika plačila, razen če je to prepovedano z drugo ustrezno zakonodajo Skupnosti ali nacionalno zakonodajo.
For the purposes of Articles 69 and 75 a payment order of which execution has been refused shall be deemed not to have been received.
Za namene členov 69 in 75 se za plačilni nalog, katerega izvršitev je bila zavrnjena, šteje, da ni bil prejet.
Irrevocability of a payment order
Nepreklicnost plačilnega naloga
Member States shall ensure that the payment service user may not revoke a payment order once it has been received by the payer's payment service provider, unless otherwise specified in this Article.
Države članice zagotovijo, da uporabnik plačilnih storitev ne more preklicati plačilnega naloga, potem ko ga prejme plačnikov ponudnik plačilnih storitev, razen če je v tem členu določeno drugače.
Where the payment transaction is initiated by or through the payee, the payer may not revoke the payment order after transmitting the payment order or giving his consent to execute the payment transaction to the payee.
Če plačilno transakcijo odredi prejemnik plačila ali je plačilna transakcija odrejena prek njega, plačnik ne more preklicati plačilnega naloga potem, ko je plačilni nalog ali soglasje za izvršitev plačilne transakcije podal prejemniku plačila.
However, in the case of a direct debit and without prejudice to refund rights the payer may revoke the payment order at the latest by the end of the business day preceding the day agreed for debiting the funds.
Vendar lahko plačnik v primeru direktne bremenitve in brez poseganja v pravice do povračila prekliče plačilni nalog najpozneje do konca delovnega dne pred dogovorjenim dnevom knjiženja sredstev v breme računa.
In the case referred to in Article 64(2) the payment service user may revoke a payment order at the latest by the end of the business day preceding the agreed day.
Uporabnik plačilnih storitev lahko v primeru iz člena 64(2) prekliče plačilni nalog najpozneje do konca delovnega dne pred dogovorjenim dnevom.
After the time limits specified in paragraphs 1 to 4, the payment order may be revoked only if agreed between the payment service user and his payment service provider.
Po poteku časovnih rokov iz odstavkov 1 do 4 se plačilni nalog lahko prekliče le, če se o tem dogovorita uporabnik plačilne storitve in njegov ponudnik plačilnih storitev.
In the case referred to in paragraphs 2 and 3, the payee's agreement shall also be required.
V primeru iz odstavkov 2 in 3 je potrebno tudi soglasje prejemnika plačila.
If agreed in the framework contract, the payment service provider may charge for revocation.
Če je tako dogovorjeno v okvirni pogodbi, ponudnik plačilnih storitev lahko zaračuna preklic.
Amounts transferred and amounts received
Preneseni zneski in prejeti zneski
Member States shall require the payment service provider of the payer, the payment service provider of the payee and any intermediaries of the payment service providers to transfer the full amount of the payment transaction and refrain from deducting charges from the amount transferred.
Države članice zahtevajo, da ponudnik plačilnih storitev plačnika, ponudnik plačilnih storitev prejemnika plačila in morebitni posredniki ponudnikov plačilnih storitev prenesejo celotni znesek plačilne transakcije in ne odtegnejo nadomestil iz prenesenega zneska.
However, the payee and his payment service provider may agree that the payment service provider deduct its charges from the amount transferred before crediting it to the payee.
Vendar pa se prejemnik plačila in njegov ponudnik plačilnih storitev lahko dogovorita, da ponudnik plačilnih storitev odtegne svoja nadomestila iz prenesenega zneska, preden ga knjiži v dobro prejemnika plačila.
In such a case, the full amount of the payment transaction and charges shall be separated in the information given to the payee.
V takšnem primeru je celotni znesek plačilne transakcije v informacijah, posredovanih prejemniku plačila, ločen od nadomestil.
If any charges other than those referred to in paragraph 2 are deducted from the amount transferred, the payment service provider of the payer shall ensure that the payee receives the full amount of the payment transaction initiated by the payer.
Če se iz prenesenega zneska odtegnejo kakršna koli nadomestila, ki niso nadomestila iz odstavka 2, ponudnik plačilnih storitev plačnika zagotovi, da prejemnik plačila prejme celotni znesek plačilne transakcije, ki jo odredi plačnik.
In cases where the payment transaction is initiated by or through the payee, his payment service provider shall ensure that the full amount of the payment transaction is received by the payee.
V primeru, da je plačilno transakcijo odredil prejemnik plačila ali je bila odrejena prek njega, njegov ponudnik plačilnih storitev zagotovi, da prejemnik plačila prejme celotni znesek plačilne transakcije.
Execution time and value date
Rok izvršitve in datum valute
This Section shall apply to:
Ta oddelek se uporablja za:
payment transactions in euro;
plačilne transakcije v eurih;
national payment transactions in the currency of the Member State outside the euro area concerned; and
nacionalne plačilne transakcije v valuti zadevne države članice izven euroobmočja; in
payment transactions involving only one currency conversion between the euro and the currency of a Member State outside the euro area, provided that the required currency conversion is carried out in the Member State outside the euro area concerned and, in the case of cross-border payment transactions, the cross-border transfer takes place in euro.
plačilne transakcije, ki vključujejo zgolj eno pretvorbo valut med eurom in valuto države članice izven euroobmočja, če je potrebna pretvorba valut izvedena v zadevni državi članici, ki je izven euroobmočja, pri čezmejnih plačilnih transakcijah pa se čezmejni prenos odvija v eurih.
This Section shall apply to other payment transactions, unless otherwise agreed between the payment service user and his payment service provider, with the exception of Article 73, which is not at the disposal of the parties.
Ta oddelek se uporablja za druge plačilne transakcije, razen če je drugače dogovorjeno med uporabnikom plačilnih storitev in njegovim ponudnikom plačilnih storitev, razen člena 73, ki ni v dispoziciji pogodbenikov.
However, when the payment service user and his payment service provider agree on a longer period than those laid down in Article 69, for intra-Community payment transactions such period shall not exceed 4 business days following the point in time of receipt in accordance with Article 64.
Vendar pa, če se uporabnik plačilnih storitev in njegov ponudnik plačilnih storitev dogovorita o daljšem obdobju, kot je določeno v členu 69, takšno obdobje za plačilne transakcije znotraj Skupnosti ni daljše od štirih delovnih dni po času prejema v skladu s členom 64.
Payment transactions to a payment account
Plačilne transakcije na plačilni račun
Member States shall require the payer's payment service provider to ensure that, after the point in time of receipt in accordance with Article 64, the amount of the payment transaction is credited to the payee's payment service provider's account at the latest by the end of the next business day.
Države članice zahtevajo, da plačnikov ponudnik plačilnih storitev zagotovi, da je znesek plačilne transakcije knjižen v dobro računa ponudnika plačilnih storitev prejemnika plačila najpozneje do konca naslednjega delovnega dne po času prejema v skladu s členom 64.