natgillin/translations-raw huggingface dataset:
Whenever the payment amount has been credited to the receiving payment service provider's account, the payee should immediately have a claim against his payment service provider for credit to his account.
Takoj ko je znesek plačila knjižen v dobro računa prejemnega ponudnika plačilnih storitev, bi moral imeti prejemnik plačila nemudoma možnost uveljavljanja zahtevka za dobropis zneska na svojem računu pri svojem ponudniku plačilnih storitev.
The payer's payment service provider should assume liability for correct payment execution, including, in particular the full amount of the payment transaction and execution time, and full responsibility for any failure by other parties in the payment chain up to the account of the payee.
Ponudnik plačilnih storitev plačnika bi moral prevzeti odgovornost za pravilno izvršitev plačila, vključno in predvsem za celotni znesek plačilne transakcije in čas izvršitve, ter polno odgovornost za morebitno neizpolnjevanje odgovornosti drugih pogodbenic v plačilni verigi, vse do računa prejemnika plačila.
As a result of that liability the payment service provider of the payer should, where the full amount is not credited to the payee's payment service provider, correct the payment transaction or without undue delay refund to the payer the relevant amount of that transaction, without prejudice to any other claims which may be made in accordance with national law.
Zaradi te odgovornosti bi moral ponudnik plačilnih storitev plačnika v primeru, da celoten znesek ni bil knjižen v dobro ponudnika plačilnih storitev prejemnika plačila, popraviti plačilno transakcijo ali plačniku brez nepotrebnega odlašanja povrniti ustrezen znesek te transakcije, ne glede na morebitne druge zahtevke v skladu z nacionalno zakonodajo.
This Directive should concern only contractual obligations and responsibilities between the payment service user and his payment service provider.
Ta direktiva bi se morala nanašati le na pogodbene obveznosti in odgovornosti med uporabnikom plačilnih storitev in njegovim ponudnikom plačilnih storitev.
However, the proper functioning of credit transfers and other payment services requires that payment service providers and their intermediaries, such as processors, have contracts where their mutual rights and obligations are agreed upon.
Vendar so za pravilno delovanje kreditnih prenosov in drugih plačilnih storitev potrebne pogodbe med ponudniki plačilnih storitev in njihovimi posredniki, kot so obdelovalci, v katerih se ti dogovorijo o vzajemnih pravicah in obveznostih.
Questions related to liabilities form an essential part of these uniform contracts.
Vprašanja v zvezi z obveznostmi so bistven del teh standardnih pogodb.
To ensure the reliability among payment service providers and intermediaries taking part in a payment transaction, legal certainty is necessary to the effect that a non-responsible payment service provider is compensated for losses incurred or sums paid under the provisions of this Directive relating to liability.
Da bi se lahko ponudniki plačilnih storitev in posredniki, ki sodelujejo v plačilni transakciji, zanesli drug na drugega, je treba zagotoviti pravno varnost, na podlagi katere ponudnik plačilne storitve, ki mu ni mogoče pripisati odgovornosti, prejme nadomestilo za nastalo izgubo ali zneske, plačane v skladu z določbami te direktive glede odgovornosti.
Further rights and details of content of recourse and how to handle claims towards the payment service provider or intermediary attributable to a defective payment transaction should be left to be defined by contractual arrangements.
Nadaljnje pravice in podrobnosti v zvezi z obsegom regresne pravice ter način obravnavanja zahtevkov do ponudnika plačilnih storitev ali posrednika, ki mu je mogoče pripisati nepravilno izvedeno plačilno transakcijo, bi se morali določiti v pogodbah.
It should be possible for the payment service provider to specify unambiguously the information required to execute a payment order correctly.
Ponudnik plačilnih storitev bi moral imeti možnost nedvoumno navesti informacije, ki so zahtevane za pravilno izvršitev plačilnega naloga.
On the other hand, however, in order to avoid fragmentation and jeopardising the setting-up of integrated payment systems in the Community, Member States should not be allowed to require a particular identifier to be used for payment transactions.
Po drugi strani pa za preprečevanje razdrobljenosti in zato, da se ne bi ogrozila ustanovitev integriranih plačilnih sistemov v Skupnosti, državam članicam ne bi smelo biti dovoljeno zahtevati uporabe posebnih identifikacijskih oznak za plačilne transakcije.
However, this should not prevent Member States from requiring the payment service provider of the payer to act in due diligence and verify, where technically possible and without requiring manual intervention, the coherence of the unique identifier, and where the unique identifier is found to be incoherent, to refuse the payment order and inform the payer thereof.
To pa državam članicam ne bi smelo preprečiti, da od ponudnika plačilnih storitev plačnika zahtevajo skrbno delovanje in – kjer je to tehnično izvedljivo in ni potrebno ročno posredovanje – preverjanje usklajenosti enolične identifikacijske oznake, če se ugotovi, da je enolična identifikacijska oznaka neusklajena, pa zavrnitev plačilnega naloga in obvestitev plačnika.
The liability of the payment service provider should be limited to the correct execution of the payment transaction in accordance with the payment order of the payment service user.
Obveznost ponudnika plačilnih storitev bi morala biti omejena na pravilno izvršitev plačilne transakcije v skladu s plačilnim nalogom uporabnika plačilnih storitev.
In order to facilitate effective fraud prevention and combat payment fraud across the Community, provision should be made for the efficient exchange of data between payment service providers who should be allowed to collect, process and exchange personal data relating to persons involved in payment fraud.
Za spodbujanje učinkovitega preprečevanja goljufij in za boj proti goljufijam v zvezi s plačili na celotnem ozemlju Skupnosti, bi bilo treba urediti učinkovito izmenjavo podatkov med ponudniki plačilnih storitev, ki bi morali imeti dovoljenje za zbiranje, obdelavo in izmenjavo osebnih podatkov v zvezi z osebami, ki sodelujejo v goljufiji v zvezi s plačili.
All those activities should be conducted in compliance with Directive 95/46/EC of the European Parliament and of the Council of 24 October 1995 on the protection of individuals with regard to the processing of personal data and on the free movement of such data.
Vse navedene dejavnosti bi se morale izvajati v skladu z Direktivo 95/46/ES Evropskega parlamenta in Sveta z dne 24. oktobra 1995 o varstvu posameznikov pri obdelavi osebnih podatkov in o prostem pretoku takih podatkov.
It is necessary to ensure the effective enforcement of the provisions of national law adopted pursuant to this Directive.
Treba je zagotoviti učinkovito uresničevanje določb nacionalne zakonodaje, sprejetih na podlagi te direktive.
Appropriate procedures should therefore be established by means of which it will be possible to pursue complaints against payment service providers which do not comply with those provisions and to ensure that, where appropriate, effective, proportionate and dissuasive penalties are imposed.
Zato bi bilo treba vzpostaviti ustrezne postopke, s katerimi bo možno obravnavati pritožbe proti ponudnikom plačilnih storitev, ki ne izpolnjujejo navedenih določb, in zagotoviti, če je primerno, določitev učinkovitih, sorazmernih in odvračilnih kazni.
Without prejudice to the right of customers to bring action in the courts, Member States should ensure an easily accessible and cost-sensitive out-of-court resolution of conflicts between payment service providers and consumers arising from the rights and obligations set out in this Directive.
Brez poseganja v pravico strank, da sprožijo postopke na sodišču, bi morale države članice zagotoviti lahko dostopno in stroškovno učinkovito izvensodno reševanje sporov med ponudniki plačilnih storitev in potrošniki, ki so posledica pravic in obveznosti iz te direktive.
Article 5(2) of the Rome Convention on the law applicable to contractual obligations ensures that the protection afforded to consumers by the mandatory rules of the law of the country in which they have their habitual residence may not be undermined by any contractual terms on law applicable.
Člen 5(2) Rimske konvencije o uporabi prava pri pogodbenih obligacijskih razmerjih zagotavlja, da zaščite potrošnika, ki jo zagotavljajo obvezni predpisi njegove države stalnega prebivališča, ne smejo ogroziti nobene pogodbene določbe o pravu, ki se uporablja.
Member States should determine whether the competent authorities designated for granting authorisation to payment institutions might also be the competent authorities with regard to out-of-court complaint and redress procedures.
Države članice bi morale določiti, ali so organi, pristojni za izdajo dovoljenj plačilnim institucijam, lahko pristojni tudi za izvensodne pritožbene postopke in postopke izvensodnih poravnav.
This Directive should be without prejudice to provisions of national law relating to the consequences as regards liability of inaccuracy in the expression or transmission of a statement.
Ta direktiva ne bi smela posegati v določbe nacionalne zakonodaje v zvezi s posledicami glede odgovornosti za netočnost v izražanju ali posredovanju izjave.
Since it is necessary to review the efficient functioning of this Directive and to monitor progress on the establishment of a single payment market, the Commission should be required to produce a report three years after the end of the transposition period of this Directive.
Ker je treba pregledati učinkovito delovanje te direktive in spremljati napredek pri vzpostavljanju enotnega trga plačil, bi morala Komisija tri leta po koncu obdobja za prenos te direktive pripraviti poročilo.
With regard to the global integration of financial services and harmonised consumer protection also beyond the efficient functioning of this Directive focal points of the review should be the possible need to expand the scope of application with regard to non-EU currencies and to payment transactions where only one payment service provider concerned is located in the Community.
Glede na svetovno integracijo finančnih storitev in uskladitev varstva potrošnikov, tudi izven učinkovitega delovanja te direktive, bi morale biti glavne točke pregleda osredotočene na morebitno potrebo po razširitvi področja uporabe na valute, ki niso valute EU, in na plačilne transakcije, pri katerih le eden od zadevnih ponudnikov plačilnih storitev deluje v Skupnosti.
Since the provisions of this Directive replace those of Directive 97/5/EC, that Directive should be repealed.
Ker določbe te direktive nadomeščajo določbe Direktive 97/5/ES, bi bilo treba navedeno direktivo razveljaviti.
It is necessary to lay down more detailed rules concerning the fraudulent use of payment cards, an area currently covered by Directive 97/7/EC of the European Parliament and of the Council of 20 May 1997 on the protection of consumers in respect of distance contracts and Directive 2002/65/EC.
Treba je določiti bolj natančna pravila v zvezi z zlorabo plačilnih kartic, kar je področje, ki ga trenutno obravnavata Direktiva 97/7/ES Evropskega parlamenta in Sveta z dne 20. maja 1997 o varstvu potrošnikov glede sklepanja pogodb pri prodaji na daljavo in Direktiva 2002/65/ES.
Those Directives should therefore be amended accordingly.
Navedeni direktivi bi bilo zato treba ustrezno spremeniti.
Since, pursuant to Directive 2006/48/EC, financial institutions are not subject to the rules applicable to credit institutions, they should be made subject to the same requirements as payment institutions so that they are able to provide payment services throughout the Community.
Ker se v skladu z Direktivo 2006/48/ES za finančne institucije ne uporabljajo pravila, ki se uporabljajo za kreditne institucije, bi se morale zanje uporabljati iste zahteve, kakor za plačilne institucije, da bi lahko opravljale plačilne storitve na celotnem ozemlju Skupnosti.
Directive 2006/48/EC should therefore be amended accordingly.
Zato bi bilo treba ustrezno spremeniti Direktivo 2006/48/ES.
Since money remittance is defined in this Directive as a payment service which requires an authorisation for a payment institution or a registration for some natural or legal persons benefiting from a waiver clause under certain circumstances specified in the provisions of this Directive, Directive 2005/60/EC of the European Parliament and of the Council of 26 October 2005 on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing should be amended accordingly.
Ker je denarno nakazilo v tej direktivi opredeljeno kot plačilna storitev, ki zahteva dovoljenje za plačilne institucije ali registracijo za nekatere fizične ali pravne osebe, ki v določenih okoliščinah, opredeljenih s to direktivo, lahko uveljavljajo klavzulo opustitve, bi bilo treba Direktivo 2005/60/ES Evropskega parlamenta in Sveta z dne 26. oktobra 2005 o preprečevanju uporabe finančnega sistema za pranje denarja in financiranje terorizma ustrezno spremeniti.
In the interests of legal certainty, it is appropriate to make transitional arrangements in accordance with which persons who have commenced the activities of payment institutions in accordance with the national law in force before the entry into force of this Directive may continue those activities within the Member State concerned for a specified period.
Zaradi pravne gotovosti je primerno, da se sprejmejo prehodne ureditve v skladu s katerimi bodo osebe, ki so začele opravljati dejavnosti plačilnih institucij v skladu z nacionalno zakonodajo, ki je veljala pred začetkom veljavnosti te direktive, v določenem obdobju še naprej opravljale navedene dejavnosti v zadevnih državah članicah.
Since the objective of this Directive, namely, the establishment of a single market in payment services, cannot be sufficiently achieved by the Member States because it requires the harmonisation of a multitude of different rules currently existing in the legal systems of the various Member States and can therefore be better achieved at Community level, the Community may adopt measures, in accordance with the principle of subsidiarity as set out in Article 5 of the Treaty.
Ker ciljev te direktive, in sicer vzpostavitve enotnega trga plačilnih storitev, države članice ne morejo zadovoljivo doseči, ker zahteva uskladitev številnih različnih pravil, ki trenutno obstajajo v pravnih sistemih različnih držav članic, in ker se lahko lažje dosegajo na ravni Skupnosti, lahko Skupnost sprejme ukrepe v skladu z načelom subsidiarnosti iz člena 5 Pogodbe.
The measures necessary for the implementation of this Directive should be adopted in accordance with Council Decision 1999/468/EC of 28 June 1999 laying down the procedures for the exercise of implementing powers conferred on the Commission.
Ukrepe, ki so potrebni za izvajanje te direktive, bi bilo treba sprejeti v skladu s Sklepom Sveta 1999/468/ES z dne 28. junija 1999 o določitvi postopkov za uresničevanje Komisiji podeljenih izvedbenih pooblastil.
In particular, the Commission should be empowered to adopt implementing provisions in order to take account of technological and market developments.
Zlasti bi bilo treba Komisiji podeliti pooblastila za sprejem izvedbenih določb zaradi upoštevanja tehnološkega in tržnega razvoja.
Since those measures are of general scope and are designed to amend non-essential elements of this Directive, they must be adopted in accordance with the regulatory procedure with scrutiny provided for in Article 5a of Decision 1999/468/EC.
Ker so ti ukrepi splošnega obsega in so namenjeni spreminjanju nebistvenih določb te direktive, bi jih bilo treba sprejeti v skladu z regulativnim postopkom s pregledom iz člena 5a Sklepa 1999/468/ES.
In accordance with point 34 of the Interinstitutional Agreement on better law-making, Member States are encouraged to draw up, for themselves and in the interest of the Community, their own tables illustrating, as far as possible, the correlation between this Directive and the transposition measures, and to make them public,
V skladu s točko 34 Medinstitucionalnega sporazuma o boljši pripravi zakonodaje bi moral Svet spodbuditi države članice, da za lastne potrebe in v interesu Skupnosti izdelajo in objavijo tabele, ki bodo, kolikor je to mogoče, prikazovale korelacijo med to direktivo in ukrepi za prenos –
This Directive lays down the rules in accordance with which Member States shall distinguish the following six categories of payment service provider:
Ta direktiva določa pravila, v skladu s katerimi države članice razlikujejo naslednjih šest kategorij ponudnikov plačilnih storitev:
credit institutions within the meaning of Article 4(1)(a) of Directive 2006/48/EC;
kreditne institucije v smislu člena 4(1)(a) Direktive 2006/48/ES;
electronic money institutions within the meaning of Article 1(3)(a) of Directive 2000/46/EC;
institucije za izdajo elektronskega denarja v smislu člena 1(3)(a) Direktive 2000/46/ES;
post office giro institutions which are entitled under national law to provide payment services;
poštne institucije, ki imajo pravico opravljati plačilne storitve na podlagi nacionalne zakonodaje;
payment institutions within the meaning of this Directive;
plačilne institucije v smislu te direktive;
the European Central Bank and national central banks when not acting in their capacity as monetary authority or other public authorities;
Evropsko centralno banko in nacionalne centralne banke, kadar ne delujejo kakor monetarni organ ali drugi javni organi;
Member States or their regional or local authorities when not acting in their capacity as public authorities.
države članice ali njihove regionalne ali lokalne organe, kadar ne delujejo kakor javni organi.
This Directive also lays down rules concerning transparency of conditions and information requirements for payment services, and the respective rights and obligations of payment service users and payment service providers in relation to the provision of payment services as a regular occupation or business activity.
Ta direktiva določa tudi pravila v zvezi s preglednostjo pogojev in zahtevami za informacije o plačilnih storitvah ter ustreznimi pravicami in obveznostmi uporabnikov plačilnih storitev in ponudnikov plačilnih storitev v zvezi z opravljanjem plačilnih storitev kot redne zaposlitve ali poslovne dejavnosti.
This Directive shall apply to payment services provided within the Community.
Ta direktiva se uporablja za plačilne storitve, zagotovljene v Skupnosti.
However, with the exception of Article 73, Titles III and IV shall apply only where both the payer's payment service provider and the payee's payment service provider are, or the sole payment service provider in the payment transaction is, located in the Community.
Vendar pa se, z izjemo člena 73, naslova III in IV uporabljata le, če se tako ponudnik plačilnih storitev plačnika kot ponudnik plačilnih storitev prejemnika plačila ali edini ponudnik plačilnih storitev v plačilni transakciji nahajajo v Skupnosti.
Titles III and IV shall apply to payment services made in euro or the currency of a Member State outside the euro area.
Naslova III in IV se uporabljata za plačilne storitve, izvedene v eurih ali v valuti države članice izven euroobmočja.
Member States may waive the application of all or part of the provisions of this Directive to the institutions referred to in Article 2 of Directive 2006/48/EC, with the exception of those referred to in the first and second indent of that article.
Države članice lahko opustijo uporabo vseh ali nekaterih določb te direktive za institucije iz člena 2 Direktive 2006/48/ES, razen za tiste institucije, naveden v prvi in drugi alinei tega člena.
Negative scope
Negativni obseg področja uporabe
This Directive shall apply to none of the following:
Ta direktiva se ne uporablja za:
payment transactions made exclusively in cash directly from the payer to the payee, without any intermediary intervention;
plačilne transakcije, izvršene izključno v gotovini neposredno od plačnika do prejemnika plačila in brez posredovanja posrednika;
payment transactions from the payer to the payee through a commercial agent authorised to negotiate or conclude the sale or purchase of goods or services on behalf of the payer or the payee;
plačilne transakcije od plačnika do prejemnika plačila s posredovanjem trgovskega zastopnika, pooblaščenega, da se pogaja ali dogovori v imenu plačnika ali prejemnika plačila o prodaji ali nakupu blaga oziroma storitev;
professional physical transport of banknotes and coins, including their collection, processing and delivery;
poklicni fizični prevoz bankovcev in kovancev vključno z zbiranjem, obdelavo in dostavo;
payment transactions consisting of the non-professional cash collection and delivery within the framework of a non-profit or charitable activity;
plačilne transakcije nepoklicnega zbiranja in dostave gotovine v okviru nepridobitne ali dobrodelne dejavnosti;
services where cash is provided by the payee to the payer as part of a payment transaction following an explicit request by the payment service user just before the execution of the payment transaction through a payment for the purchase of goods or services;
storitve, s katerimi prejemnik plačila posreduje plačniku gotovino kot del plačilne transakcije po izrecni zahtevi uporabnika plačilnih storitev, podani tik pred izvršitvijo plačilne transakcije v obliko plačila za nakup blaga ali storitev;
money exchange business, that is to say, cash-to-cash operations, where the funds are not held on a payment account;
dejavnost menjave denarja, to je dejavnost „gotovina za gotovino,“ pri čemer se sredstva ne hranijo na plačilnem računu;
payment transactions based on any of the following documents drawn on the payment service provider with a view to placing funds at the disposal of the payee:
plačilne transakcije na podlagi enega od naslednjih dokumentov, ki so izdani na ponudnika plačilnih storitev, z namenom dati sredstva na razpolago prejemniku plačila:
paper cheques in accordance with the Geneva Convention of 19 March 1931 providing a uniform law for cheques;
papirni čeki v skladu z Ženevsko konvencijo z dne 19. marca 1931, ki zagotavlja enotne zakone za čeke;
paper cheques similar to those referred to in point (i) and governed by the laws of Member States which are not party to the Geneva Convention of 19 March 1931 providing a uniform law for cheques;
papirni čeki, podobni tistim iz točke (i), ki jih ureja zakonodaja držav članic, ki niso članice Ženevske konvencije z dne 19. marca 1931, ki zagotavlja enotne zakone za čeke;
paper-based drafts in accordance with the Geneva Convention of 7 June 1930 providing a uniform law for bills of exchange and promissory notes;
papirne menice in zadolžnice v skladu z Ženevsko konvencijo z dne 7. junija 1930, ki zagotavlja enotne zakone o menicah in zadolžnicah;
paper-based drafts similar to those referred to in point (iii) and governed by the laws of Member States which are not party to the Geneva Convention of 7 June 1930 providing a uniform law for bills of exchange and promissory notes;
papirne menice in zadolžnice, podobne tistim iz točke (iii), ki jih ureja zakonodaja držav članic, ki niso članice Ženevske konvencije z dne 7. junija 1930, ki zagotavlja enotne zakone za menice in zadolžnice;
paper-based vouchers;
papirna potrdila;
paper-based traveller's cheques; or
papirni potovalni čeki; ali
paper-based postal money orders as defined by the Universal Postal Union;
papirne poštne nakaznice, kakor jih je opredelila Svetovna poštna zveza;