natgillin/translations-raw huggingface dataset:
This information is optional for the creditor.
Za dajalca kredita ti podatki niso obvezni.
EUROPEAN CONSUMER CREDIT INFORMATION FOR
INFORMACIJE O EVROPSKEM POTROŠNIŠKEM KREDITU ZA
overdrafts
prekoračitve
consumer credit offered by certain credit organisations (Article 2(5) of Directive 2008/48/EC)
potrošniški kredit, ki ga nudijo določene kreditne organizacije (člen 2(5) Direktive 2008/48/ES)
debt conversion
konverzijo dolga
You may be requested to repay the amount of credit in full on demand at any time.
Od vas lahko kadar koli zahteva, da na zahtevo v celoti odplačate znesek kredita.
variable (with the index or reference rate applicable to the initial borrowing rate)],
spremenljiva (z indeksom ali referenčno obrestno mero, ki se uporablja za začetno posojilno obrestno mero)]
The annual percentage rate of charge (APR) [2]This is the total cost of credit expressed as an annual percentage of the total amount of credit.
Efektivna obrestna mera(APR) [2]To so skupni stroški kredita, izraženi kot letni odstotek skupnega zneska kredita.
The conditions under which those costs may be changed
Pogoji, pod katerimi se lahko ti stroški spremenijo
[The costs applicable from the time the credit agreement is concluded]
[Stroški, veljavni od datuma sklenitve kreditne pogodbe]
Termination of the credit agreement
Prekinitev kreditne pogodbe
[The conditions and procedure for terminating the credit agreement]
[Pogoji in postopki za prekinitev kreditne pogodbe]
The creditor must inform you immediately and without charge of the result of a consultation of a database if a credit application is rejected on the basis of such a consultation.
Dajalec kredita vas mora nemudoma obvestiti o rezultatu poizvedbe po zbirki podatkov, če se vloga za kredit zavrne na podlagi take poizvedbe.
This information is valid from … until…
Ti podatki veljajo od … do ...
Additional information to be given where the pre-contractual information is provided by certain credit organisations (Article 2(5) of Directive 2008/48/EC or relates to a consumer credit for debt conversion
Dodatne informacije, če predpogodbene informacije zagotovi kreditna organizacija (člen 2(5) Direktive 2008/48/ES) ali so na voljo za potrošniški kredit za konverzijo dolga
[Representative example of an instalment table including the amount, number and frequency of payments to be made by the consumer]
[Reprezentativen primer tabele za prikaz odplačevanja, vključno z zneskom, številom in pogostostjo plačil, ki jih mora opraviti potrošnik]
Additional information to be given in the case of distance marketing of financial services
Dodatne informacije v primeru trženja finančnih storitev na daljavo
Telephone number [3]E-mail address [3]Fax number [3]Web address [3]
Telefonska številka [3]E-pošta [3]Faks [3]Spletni naslov [3]
[Practical instructions for exercising the right of withdrawal indicating, inter alia, the address to which notification of exercise of the right of withdrawal should be sent and the consequences of non-exercise of that right]
[Praktična navodila za uveljavljanje pravice do odstopa, v katerih so med drugim navedeni naslovi, na katere se pošljejo uradna obvestila o pravici do odstopa in posledice neuveljavljanja te pravice]
Clause stipulating the law applicable to the credit agreement and/or the competent court
Klavzula o merodajnem pravu, ki se uporablja za kreditno pogodbo in/ali pristojno sodišče
Not applicable to European Consumer Credit Information for overdrafts in those Member States which decide on the basis of Article 6(2) of Directive 2008/48/EC that the APR need not be provided for overdrafts.
Ne velja za Informacije o evropskem potrošniškem kreditu za prekoračitve v tistih državah članicah, ki se v skladu s členom 6(2) Direktive 2008/48/ES odločijo, da se APR ne uporablja za prekoračitve.
Article 3 Definitions
Opredelitev pojmov
H.-G. Pöttering
H.-G Pottering
Corrigendum to Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC
Popravek Direktive 2008/48/ES Evropskega parlamenta in Sveta z dne 23. aprila 2008 o potrošniških kreditnih pogodbah in razveljavitvi Direktive Sveta 87/102/EGS
(Official Journal of the European Union L 133 of 22 May 2008)
(Uradni list Evropske unije L 133 z dne 22. maja 2008)
On page 82, Article 27(1), first subparagraph:
Stran 82, člen 27(1), prvi pododstavek:
Before 12 May 2010 …’,
Države članice do 12. maja 2010 […]“
Before 11 June 2010 …’;
Države članice do 11. junija 2010 […]“.
on page 82, Article 27(1), second subparagraph:
Stran 82, člen 27(1), drugi pododstavek:
‘… from 12 May 2010.’,
„[…] od 12. maja 2010.“
‘… from 11 June 2010.’;
„[…] od 11. junija 2010.“
on page 82, Article 27(2):
Stran 82, člen 27(2):
The Commission shall undertake, every five years and for the first time 12 May 2013, …’,
Komisija vsakih pet let, in sicer prvič 12. maja 2013, […]“
The Commission shall undertake, every five years and for the first time 11 June 2013, …’;
Komisija vsakih pet let, in sicer prvič 11. junija 2013, […]“.
on page 83, Article 29:
Stran 83, člen 29:
‘… with effect from 12 May 2010.’,
„[…] z učinkom od 12. maja 2010.“
‘… with effect from 11 June 2010.’.
„[…] z učinkom od 11. junija 2010.“
On page 82, Article 26:
Stran 82, člen 26:
‘Where a Member State makes use of any of the regulatory choices referred to in Article 2(5) and 2(6), Article 4(1), Article 4(2)(c), Article 6(2), Article 10(1), Article 10(2)(g), Article 14(2) and Article 16(4), it shall …’,
„Če država članica uporabi katero od regulativnih možnosti iz členov 2(5), 2(6), 4(1), 4(2)(c), 6(2), 10(1), 10(2)(g), 14(2) in 16 (4), o tem …“
‘Where a Member State makes use of any of the regulatory choices referred to in Article 2(5) and 2(6), Article 4(1), Article 4(2)(c), Article 6(2), Article 10(1), Article 10(5)(f), Article 14(2) and Article 16(4), it shall …’;
„Če država članica uporabi katero od regulativnih možnosti iz členov 2(5), 2(6), 4(1), 4(2)(c), 6(2), 10(1), 10(5)(f), 14(2) in 16 (4), o tem …“
on page 82, Article 27(2), second sentence:
Stran 82, člen 27(2), drugi stavek:
‘The Commission shall also monitor the effect of the existence of the regulatory choices referred to in Article 2(5) and 2(6), Article 4(1), Article 4(2)(c), Article 6(2), Article 10(1), Article 10(2)(g), Article 14(2) and Article 16(4) on the internal market and consumers.’,
„Komisija prav tako spremlja vpliv regulativnih možnosti, opredeljenih v členih 2(5), 2(6), 4(1), 4(2)(c), 6(2), 10(1), 10(2)(g), 14(2) in 16(4), na notranji trg in potrošnike.“
‘The Commission shall also monitor the effect of the existence of the regulatory choices referred to in Article 2(5) and 2(6), Article 4(1), Article 4(2)(c), Article 6(2), Article 10(1), Article 10(5)(f), Article 14(2) and Article 16(4) on the internal market and consumers.’;
„Komisija prav tako spremlja vpliv regulativnih možnosti, opredeljenih v členih 2(5), 2(6), 4(1), 4(2)(c), 6(2), 10(1), 10(5)(f), 14(2) in 16(4), na notranji trg in potrošnike.“
on page 87, Annex II, heading 3:
Stran 87, Priloga II, naslov 3:
The borrowing rate or, if applicable, different borrowing rates which apply to the credit agreement
Posojilna obrestna mera ali po potrebi različne posojilne obrestne mere, ki se uporabljajo v pogodbi
[ % A representative example mentioning all the assumptions used for calculating the rate to be set out here]
[% Tu se navede reprezentativni primer z vsemi predpostavkami, s pomočjo katerih se izračuna obrestna mera.]
Yes/no [if yes, specify the kind of insurance]
Da/ne [če je odgovor pritrdilen, vrsta zavarovanja]
Related costs
Povezani stroški
Conditions under which the above mentioned costs related to the credit agreement can be changed
Pogoji, pod katerimi se lahko navedeni stroški kreditne pogodbe spremenijo
You will be charged [… (applicable interest rate and arrangements for its adjustment and, where applicable, default charges)] for missing payments.’,
V primeru zapadlih plačil boste morali plačati [… (podrobni podatki o obrestnih merah in po potrebi stroški v primeru zamude pri odplačevanju)]“
fixed, or
fiksna ali
periods]
obdobje]
another ancillary service contract.
drugo pomožno storitev?
You will be charged [… (applicable interest rate and arrangements for its adjustment and, where applicable, default charges)] for late payments.’;
V primeru zapadlih plačil boste morali plačati [… (podrobni podatki o obrestnih merah in po potrebi stroški v primeru zamude pri odplačevanju)]“
on page 91, Annex III, heading 3, right-hand column, last entry:
Stran 91, Priloga III, naslov 3, zadnji vnos v desnem stolpcu:
‘You will be charged [… (applicable interest rate and arrangements for its adjustment and, where applicable, default charges)] for missing payments.’,
„V primeru zapadlih plačil boste morali plačati [… (podrobni podatki o obrestnih merah in po potrebi stroški v primeru zamude pri odplačevanju)]“
‘You will be charged [… (applicable interest rate and arrangements for its adjustment and, where applicable, default charges)] for late payments.’.
„V primeru zapadlih plačil boste morali plačati [… (podrobni podatki o obrestnih merah in po potrebi stroški)] v primeru zamude pri odplačevanju.“
The Corrigendum which was published in the Official Journal of the European Union L 199 of 31 July 2010, p. 40, shall be cancelled and replaced with regard to the following item:
V popravku, objavljenem v Uradnem listu Evropske unije L 199 z dne 31. julija 2010, str. 40, se navedena točka razveljavi in nadomesti z naslednjo:
On page 87, Annex II, heading 3 shall be replaced by the following:
Stran 87, Priloga II, naslov 3 se nadomesti z naslednjim:
another ancillary service contract?
drugo pomožno pogodbo o storitvah?
Yes/no [if yes, specify the kind of ancillary service]
Da/ne; [če je odgovor pritrdilen, vrsta pomožne storitve]
You will be charged [… (applicable interest rate and arrangements for its adjustment and, where applicable, default charges)] for late payments.’
V primeru zapadlih plačil boste morali plačati [… (podrobni podatki o obrestnih merah in po potrebi stroški)] v primeru zamude pri odplačevanju.“
Commission Directive 2008/49/EC
Direktiva Komisije 2008/49/ES
amending Annex II to Directive 2004/36/EC of the European Parliament and of the Council regarding the criteria for the conduct of ramp inspections on aircraft using Community airports
o spremembi Priloge II k Direktivi 2004/36/ES Evropskega parlamenta in Sveta glede meril za izvajanje preverjanj na ploščadi pri zrakoplovih, ki pristajajo na letališčih Skupnosti
Having regard to Directive 2004/36/EC of the European Parliament and of the Council of 21 April 2004 on the safety of third-country aircraft using Community airports [1], and in particular Article 12 thereof,
ob upoštevanju Direktive 2004/36/ES Evropskega parlamenta in Sveta z dne 21. aprila 2004 o varnosti zrakoplovov iz tretjih držav, ki pristajajo na letališčih Skupnosti [1], in zlasti člena 12 Direktive,
Directive 2004/36/EC introduces a harmonised approach to the effective enforcement of international safety standards within the Community by harmonising the rules and procedures for ramp inspections of third-country aircraft landing at airports located in the Member States.
Direktiva 2004/36/ES uvaja usklajen pristop k učinkoviti uveljavitvi mednarodnih varnostnih standardov v Skupnosti z usklajevanjem predpisov in postopkov za preverjanje na ploščadi pri zrakoplovih iz tretjih držav, ki pristajajo na letališčih v državah članicah.
It requires the Member States to conduct ramp inspections on third-country aircraft landing at any of its airports open to international air traffic following a harmonised procedure, and to participate to the collection and exchange of information on the ramp inspections carried out.
V njej je zahtevano, da države članice opravljajo preverjanja na ploščadi po usklajenem postopku, in sicer pri zrakoplovih iz tretjih držav, ki pristanejo na katerem koli njihovem letališču, odprtem za mednarodni zračni promet, ter sodelujejo pri zbiranju in izmenjavi informacij o opravljenih preverjanjih na ploščadi.
The Community obligations of the Member States deriving from Directive 2004/36/EC could be, to a large extent, previously discharged through their voluntary participation in the Safety Assessment of Foreign Aircraft (SAFA) programme initiated in 1996 by the European Civil Aviation Conference (ECAC), the management of which was delegated to the Joint Aviation Authorities (JAA).
Države članice so lahko obveznosti do Skupnosti na podlagi Direktive 2004/36/ES večinoma že izpolnile s prostovoljnim sodelovanjem pri programu presoje varnosti tujih zrakoplovov (SAFA), ki je bil sprejet leta 1996 na Evropski konferenci civilnega letalstva (ECAC), njegovo upravljanje pa je bilo preneseno na skupne letalske organe (JAA).
From 1 January 2007, the SAFA programme has passed exclusively under Community competence and is now managed by the Commission, assisted by the European Aviation Safety Agency (EASA) as provided under Commission Regulation (EC) No 768/2006 of 19 May 2006 implementing Directive 2004/36/EC of the European Parliament and of the Council as regards the collection and exchange of information on the safety of aircraft using Community airports and the management of the information system [2].
Od 1. januarja 2007 je program SAFA pod izključno pristojnostjo Skupnosti in ga zdaj upravlja Komisija ob pomoči Evropske agencije za varnost v letalstvu (EASA), kot to določa Uredba Komisije (ES) št. 768/2006 z dne 19. maja 2006 o izvajanju Direktive 2004/36/ES Evropskega parlamenta in Sveta glede zbiranja in izmenjave informacij o varnosti zrakoplovov, ki pristajajo na letališčih Skupnosti, in upravljanja informacijskega sistema [2].
The SAFA programme should be complemented with appropriate measures aimed at ensuring common standards for the performance of ramp inspections, such as a manual for ramp inspections.
Program SAFA je treba dopolniti z ustreznimi ukrepi, namenjenimi zagotavljanju enotnih standardov za izvajanje preverjanj na ploščadi, kot je priročnik za preverjanja na ploščadi.
Annex II to Directive 2004/36/EC contains only very general criteria, as at the time of its adoption detailed technical guidelines and procedures were being published and updated regularly by the JAA and subsequently being voluntarily implemented by ECAC states participating in the SAFA programme.
Priloga II k Direktivi 2004/36/ES vsebuje samo zelo splošna merila, saj so JAA v času njenega sprejetja objavljali in redno posodabljali podrobne tehnične smernice in postopke, države ECAC, ki so sodelovale pri programu SAFA, pa so jih prostovoljno izvajale.
In view of the transfer of the SAFA programme to the Community and of the increased importance being ascribed by the Commission to the results of ramp inspections conducted under the SAFA programme in taking its decisions on the inclusion of carriers in the Community list of banned air carriers established under Regulation (EC) No 2111/2005 of the European Parliament and of the Council of 14 December 2005 on the establishment of a Community list of air carriers subject to an operating ban within the Community and on informing air transport passengers of the identity of the operating air carrier, and repealing Article 9 of Directive 2004/36/EC, it is deemed necessary to specify the core elements of the manual for conducting ramp inspections.
Zaradi prenosa programa SAFA pod pristojnost Skupnosti in zaradi vedno večjega pomena, ki ga Komisija pripisuje rezultatom preverjanj na ploščadi, opravljenih v okviru programa SAFA, pri sprejemanju odločitev v zvezi z vključitvijo letalskih prevoznikov na seznam Skupnosti letalskih prevoznikov, za katere velja prepoved opravljanja letov v Skupnosti, določen z Uredbo Evropskega parlamenta in Sveta (ES) št. 2111/2005 z dne 14. decembra 2005 o vzpostavitvi seznama Skupnosti o letalskih prevoznikih, za katere velja prepoved opravljanja letov v Skupnosti, in informiranju potnikov v zračnem prometu o identiteti letalskega prevoznika, ki opravlja let, ter razveljavitvi člena 9 Direktive 2004/36/ES, je treba podrobno opredeliti ključne elemente priročnika za izvajanje preverjanj na ploščadi.
The core elements of the manual constitute the essential standards for the effective performance of ramp inspections and should therefore form part within the shortest time possible, of Annex II of Directive 2004/36/EC which establishes the procedure for the performance of ramp inspections, particularly following the transfer of the SAFA programme under Community competence.
Ključni elementi priročnika so bistveni standardi za učinkovito izvajanje preverjanj na ploščadi in morajo zato v najkrajšem možnem času postati del Priloge II k Direktivi 2004/36/ES, ki uvaja postopek za izvajanje preverjanj na ploščadi, še zlasti po prenosu programa SAFA pod pristojnost Skupnosti.
EASA has submitted a proposal for the amendment of Annex II of Directive 2004/36/EC as provided under Article 4(1) of Commission Regulation (EC) No 768/2006.
EASA je predložila predlog za spremembo Priloge II k Direktivi 2004/36/ES, in sicer v skladu s členom 4(1) Uredbe Komisije (ES) št. 768/2006.
Directive 2004/36/EC should therefore be amended accordingly.
Direktivo 2004/36/ES je zato treba ustrezno spremeniti.
The measures provided for in this Directive are in accordance with the opinion of the Committee established by Article 12 of Council Regulation (EEC) No 3922/91 [3],
Ukrepi, predvideni s to direktivo, so v skladu z mnenjem odbora, ustanovljenega s členom 12 Uredbe Sveta (EGS) št. 3922/1991 [3] –
Amendment of Directive 2004/36/EC
Sprememba Direktive 2004/36/ES
Annex II to Directive 2004/36/EC is replaced by the text in the Annex to this Directive.
Priloga II k Direktivi 2004/36/ES se nadomesti z besedilom v Prilogi k tej direktivi.
Guidance material
Smernice
When the European Aviation Safety Agency develops the guidance material to be applied by Member States referred to in the Annex to this Directive, it shall establish a transparent procedure for consulting the Member States drawing on available expertise in the aviation regulatory authorities of Member States and by involving, whenever necessary, appropriate experts from relevant interested parties.
Evropska agencija za varnost v letalstvu pri oblikovanju smernic iz Priloge k tej direktivi, ki jih morajo uporabljati države članice, določi tudi pregleden postopek za posvetovanje z državami članicami na podlagi razpoložljivega strokovnega znanja letalskih regulativnih organov držav članic in ob vključitvi, kadar je to potrebno, ustreznih strokovnjakov zadevnih zainteresiranih strani.
To this effect, it may create a working group.
V ta namen lahko ustanovi delovno skupino.
Member States shall bring into force the laws, regulations or administrative provisions necessary to comply with this Directive by not later than six months after its entry into force.
Države članice sprejmejo zakone ali druge predpise, potrebne za uskladitev s to direktivo, najpozneje šest mesecev po začetku njene veljavnosti.
This Directive shall enter into force on the first day following its publication in the Official Journal of the European Union.
Ta direktiva začne veljati dan po objavi v Uradnem listu Evropske unije.
Regulation as last amended by Regulation (EC) No 216/2008 of the European Parliament and of the Council (OJ L 79, 19.3.2008, p. 1).
Uredba, kakor je bila nazadnje spremenjena z Uredbo (ES) št. 216/2008 Evropskega parlamenta in Sveta (UL L 79, 19.3.2008, str. 1).
Manual of EC SAFA ramp inspection procedures — Core elements
Priročnik za postopke preverjanja na ploščadi ES SAFA – ključni elementi
GENERAL INSTRUCTIONS
SPLOŠNA NAVODILA
SAFA ramp inspections shall be performed by inspectors possessing the necessary knowledge relevant to the area of inspection whereby technical, airworthiness and operational knowledge must be represented in case all items of the checklist are being verified.
Preverjanja na ploščadi SAFA izvajajo inšpektorji, ki imajo potrebno znanje s področja preverjanja; če se preverjajo vse točke s kontrolnega seznama, morajo imeti tudi tehnično znanje ter znanje s področja plovnosti in delovanja zrakoplova.
When a ramp inspection is performed by two or more inspectors, the main elements of the inspection — the visual inspection of the aircraft exterior, the inspection in the flight deck and the inspection of the passenger cabin and/or cargo compartments — may be divided among the inspectors.
Če preverjanje na ploščadi izvajata dva inšpektorja ali več, se lahko glavni elementi preverjanja – vizualni pregled zunanjosti zrakoplova, pregled pilotske kabine ter pregled potniške kabine in/ali prostora za tovor – razdelijo med inšpektorje.
Inspectors must identify themselves to the aircraft pilot in command or, in his/her absence, to a member of the flight crew or to the most senior representative of the operator prior to commencing the onboard part of their ramp inspection.
Inšpektorji se morajo predstaviti vodji zrakoplova ali v njegovi/njeni odsotnosti članu letalske posadke ali najvišjemu predstavniku operaterja, in sicer pred začetkom dela preverjanja na ploščadi, ki se izvaja na krovu.
When it is not possible to inform any representative of the operator or when there is no such representative present in or near the aircraft, the general principle will be not to perform a SAFA ramp inspection.
Če o preverjanju ni mogoče obvestiti nobenega predstavnika operaterja ali če v zrakoplovu ali v njegovi bližini ni nobenega takšnega predstavnika, velja splošno načelo, da se preverjanje na ploščadi SAFA ne izvede.
In special circumstances it may be decided to perform a SAFA ramp inspection but this shall be limited to a visual check of the aircraft exterior.
V posebnih okoliščinah se lahko preverjanje na ploščadi SAFA izvede, vendar je to omejeno na vizualni pregled zunanjosti zrakoplova.
The inspection shall be as comprehensive as possible within the time and resources available.
Pregled je v razpoložljivem času in z razpoložljivimi sredstvi kar najbolj celovit.
This means that if only a limited amount of time or resources is available, not all inspection items but a reduced number may be verified.
To pomeni, da se v primeru omejenega časa ali sredstev ne preverijo vse točke s seznama, temveč samo manjše število teh točk.
According to the time and resources available for a SAFA ramp inspection, the items that will be inspected shall be selected accordingly in conformity with the objectives of the EC SAFA Programme.
Glede na čas in sredstva, ki so na voljo za preverjanje na ploščadi SAFA, se točke za pregled izberejo skladno s cilji programa ES SAFA.
A ramp inspection shall not cause an unreasonable delay in the departure of the inspected aircraft.
Preverjanje na ploščadi ne povzroči neupravičene zamude pri vzletu zrakoplova, ki se preverja.
Possible causes for delay may be, but are not limited to, doubts regarding the correctness of the flight preparation, the airworthiness of the aircraft or any matters directly related to the safety of the aircraft and its occupants.
Možni vzroki za zamudo vključujejo dvome v zvezi s pravilnostjo priprave leta, plovnostjo zrakoplova ali katero koli drugo zadevo, neposredno povezano z varnostjo zrakoplova in njegovih potnikov, vendar niso omejeni na navedene dvome.
QUALIFICATION OF INSPECTORS
USPOSOBLJENOST INŠPEKTORJEV
Member States shall ensure that with effect from 1 January 2009, all SAFA ramp inspections conducted in their territory are performed by qualified inspectors.
Države članice zagotovijo, da od 1. januarja 2009 vsa preverjanja na ploščadi SAFA na njihovem ozemlju izvajajo usposobljeni inšpektorji.
Member States shall ensure that their inspectors meet the qualification criteria as provided hereunder.
Države članice zagotovijo, da njihovi inšpektorji izpolnjujejo merila usposobljenosti, navedena v nadaljevanju.
Qualification criteria
Merila usposobljenosti
Eligibility criteria
Merila za izpolnjevanje pogojev