natgillin/translations-raw huggingface dataset:
The sum so obtained shall be multiplied by the ratio existing in respect of the sum of the last three financial years between the amount of claims remaining to be borne by the reinsurance undertaking after deduction of amounts recoverable under retrocession and the gross amount of claims; that ratio may in no case be less than 50 %.
Tako pridobljena vsota se pomnoži z razmerjem, ki glede na pretekla tri poslovna leta obstaja med zneskom terjatev na izplačilo odškodnin, ki jih mora podjetje nositi tudi potem, ko so bili odšteti vsi izterljivi zneski iz pozavarovanja, in kosmatim zneskom terjatev na izplačilo odškodnin; to razmerje ne sme biti v nobenem primeru manjše od 50 %.
Upon application, with supporting evidence, by the reinsurance undertaking to the competent authority of the home Member State and with the agreement of that authority, amounts recoverable from special purpose vehicles as referred to in Article 46 may also be deducted as retrocession.
Na zahtevo, ki jo, podprto z dokazili, pozavarovalnica predloži pristojnemu organu matične države članice, in s soglasjem tega organa se lahko izterljive zneske namenskih družb iz člena 46 tudi odbijejo kot retrocesija.
With the approval of the competent authorities, statistical methods may be used to allocate the premiums or contributions.
Z dovoljenjem pristojnih organov se lahko za razporeditev premij ali prispevkov uporabijo statistične metode.
The claims basis shall be calculated, as follows, using in respect of the classes 11, 12 and 13 listed in point A of the Annex to Directive 73/239/EEC, claims, provisions and recoveries increased by 50 %.
Osnova škod se izračuna na naslednji način, s tem da se terjatve na izplačilo odškodnin, rezervacije in terjatve iz naslova izplačanih odškodnin v zvezi z vrstami 11, 12 in 13 iz točke A Priloge k Direktivi 73/239/EGS zvišajo do 50 %.
Claims, provisions and recoveries in respect of classes other than classes 11, 12 and 13 listed in point A of the Annex to Directive 73/239/EEC, may be increased by up to 50 %, for specific reinsurance activities or contract types, in order to take account of the specificities of those activities or contracts, in accordance with the procedure referred to in Article 55(2) of this Directive.
Terjatve ali prispevki v zvezi z vrstami razen vrst 11, 12 in 13 iz točke A Priloge k Direktivi 73/239/EGS, se lahko zvišajo do 50 % za posebne dejavnosti pozavarovanja ali vrste pogodb, da bi upoštevali specifičnosti teh dejavnosti ali pogodb, v skladu s postopkom, navedenim v členu 55(2) te direktive.
The amounts of claims paid, without any deduction of claims borne by retrocessionaires, in the periods specified in paragraph 1 shall be aggregated.
Zneski obračunanih škod, brez odštetja terjatev, ki bremenijo retrocesionarje v obdobjih iz odstavka 1, se združijo.
To that sum there shall be added the amount of provisions for claims outstanding established at the end of the last financial year.
Tej vsoti se doda znesek škodnih rezervacij, ugotovljenih ob koncu preteklega poslovnega leta.
From that sum there shall be deducted the amount of recoveries effected during the periods specified in paragraph 1.
Od te vsote se odšteje znesek izterjav iz naslova izplačanih odškodnin, realiziranih v obdobjih iz odstavka 1.
From the sum then remaining, there shall be deducted the amount of provisions for claims outstanding established at the commencement of the second financial year preceding the last financial year for which there are accounts.
Od preostale vsote se odšteje znesek škodnih rezervacij, ugotovljene na začetku drugega poslovnega leta, ki je leto pred preteklim poslovnim letom, za katero obstajajo računi.
If the reference period established in paragraph 1 equals seven years, the amount of provisions for claims outstanding established at the commencement of the sixth financial year preceding the last financial year for which there are accounts shall be deducted.
Če traja referenčno obdobje iz odstavka 1 sedem let, se odšteje znesek škodnih rezervacij, ugotovljen na začetku šestega poslovnega leta, ki je leto pred zadnjim poslovnim letom, za katero obstajajo računi.
One third, or one seventh, of the amount so obtained, according to the reference period established in paragraph 1, shall be divided into two portions, the first extending up to EUR 35000000 and the second comprising the excess; 26 % and 23 % of these portions respectively shall be calculated and added together.
Ena tretjina ali sedmina tako pridobljenega zneska se v skladu z referenčnim obdobjem iz odstavka 1 razdeli na dva dela, pri čemer sega prvi del do 35000000 EUR, drugega pa predstavlja presežek; 26 % od prvega dela in 23 % od drugega dela se izračuna in sešteje.
The sum so obtained shall be multiplied by the ratio existing in respect of the sum of the last three financial years between the amount of claims remaining to be borne by the undertaking after deduction of amounts recoverable under retrocession and the gross amount of claims; that ratio may in no case be less than 50 %.
Tako pridobljena vsota se pomnoži z razmerjem, ki glede na pretekla tri poslovna leta obstaja med zneskom terjatev na izplačilo odškodnin, ki jih mora pozavarovalnica nositi tudi potem, ko so bili odšteti vsi izterljivi zneski iz retrocesije, in kosmatim zneskom terjatev na izplačilo odškodnin; to razmerje ne sme biti v nobenem primeru manjše od 50 %.
With the approval of the competent authorities, statistical methods may be used to allocate claims, provisions and recoveries.
Z dovoljenjem pristojnih organov se lahko za razporeditev terjatev na izplačilo odškodnin, rezervacij in terjatev uporabijo statistične metode.
If the required solvency margin as calculated in paragraphs 2, 3 and 4 is lower than the required solvency margin of the year before, the required solvency margin shall be at least equal to the required solvency margin of the year before multiplied by the ratio between the amount of the technical provisions for claims outstanding at the end of the last financial year and the amount of the technical provisions for claims outstanding at the beginning of the last financial year.
Če je zahtevani minimalni kapital, izračunan v odstavkih 2, 3 in 4, nižji od zahtevanega minimalnega kapitala v predhodnem letu, je zahtevani minimalni kapital najmanj enak zahtevanemu minimalnemu kapitalu v predhodnem letu, pomnoženem z razmerjem zneska škodnih rezervacij ob koncu preteklega poslovnega leta in zneskom škodnih rezervacij na začetku preteklega poslovnega leta.
In these calculations technical provisions shall be calculated net of retrocession but the ratio may in no case be higher than 1.
V teh izračunih se uporabljajo čiste škodne rezervacije brez retrocesije, vendar pa ne sme biti razmerje v nobenem primeru višje od 1.
The fractions applicable to the portions referred to in the fifth subparagraph of paragraph 3 and the seventh subparagraph of paragraph 4 shall each be reduced to a third in the case of reinsurance of health insurance practised on a similar technical basis to that of life assurance, if:
Odstotki, ki se uporabljajo za dele iz petega pododstavka odstavka 3 in sedmega pododstavka odstavka 4, se zmanjšajo na tretjino pri pozavarovanju zdravstvenega zavarovanja, ki se izvaja na podobni zavarovalno-tehnični osnovi kakor življenjsko zavarovanje, če:
the premiums paid are calculated on the basis of sickness tables according to the mathematical method applied in insurance;
se vplačane premije na osnovi tablic obolelosti izračunajo v skladu z matematično metodo, ki se uporablja v zavarovalništvu;
a provision is set up for increasing age;
se oblikuje rezervacija za starost;
an additional premium is collected in order to set up a safety margin of an appropriate amount;
se pobira dodatna premija za oblikovanje varnostne rezerve v ustreznem znesku;
the insurance undertaking may cancel the contract before the end of the third year of insurance at the latest;
lahko zavarovalnica prekine pogodbo najpozneje pred iztekom tretjega leta zavarovanja;
the contract provides for the possibility of increasing premiums or reducing payments even for current contracts.
pogodba predvideva možnost, da se celo za tekoče pogodbe povišajo premije ali znižajo izplačila.
Required solvency margin for life reassurance activities
Zahtevani minimalni kapital za dejavnosti življenjskega pozavarovanja
The required solvency margin for life reassurance activities shall be determined in accordance with Article 37.
Zahtevani minimalni kapital za dejavnosti življenjskega pozavarovanja se določi v skladu s členom 37.
Notwithstanding paragraph 1 of this Article, the home Member State may provide that for reinsurance classes of assurance business covered by Article 2(1)(a) of Directive 2002/83/EC linked to investment funds or participating contracts and for the operations referred to in Article 2(1)(b), 2(2)(b), (c), (d) and (e) of Directive 2002/83/EC, the required solvency margin is to be determined in accordance with Article 28 of Directive 2002/83/EC.
Ne glede na odstavek 1 tega člena lahko matična država članica določi, da se za pozavarovalniške vrste zavarovalniškega poslovanja, ki so zajete v členu 2(1)(a) Direktive 2002/83/ES in so povezane z investicijskimi skladi ali sodelujočimi pogodbami, in za postopke iz člena 2(1)(b), 2(2)(b), (c), (d) in (e) Direktive 2002/83/ES zahtevani minimalni kapital določi v skladu s členom 28 Direktive 2002/83/ES.
Required solvency margin for a reinsurance undertaking simultaneously conducting non-life and life reinsurance
Zahtevani minimalni kapital za pozavarovalnice, ki hkrati izvajajo posle neživljenjskega in življenjskega pozavarovanja
The home Member State shall require every reinsurance undertaking conducting both non-life and life reinsurance business to have an available solvency margin to cover the total sum of required solvency margins in respect of both non-life and life reinsurance activities which shall be determined in accordance with Articles 37 and 38 respectively.
Matična država članica zahteva, da ima vsaka pozavarovalnica, ki hkrati izvaja posle neživljenjskega in življenjskega pozavarovanja razpoložljivi minimalni kapital za kritje celotne vsote zahtevanega minimalnega kapitala tako glede dejavnosti neživljenjskega in tudi dejavnosti življenjskega pozavarovanja, kar se določi v skladu s členoma 37 in 38.
If the available solvency margin does not reach the level required in paragraph 1 of this Article, the competent authorities shall apply the measures provided for in Articles 42 and 43.
Če razpoložljivi minimalni kapital ne doseže zahtevani ravni iz odstavka 1 tega člena, pristojni organi ukrepajo, kakor je predvideno v členih 42 in 43.
Guarantee fund
Zajamčeni kapital
Amount of the guarantee fund
Znesek zajamčenega kapitala
One third of the required solvency margin as specified in Articles 37, 38 and 39 shall constitute the guarantee fund.
Eno tretjino zahtevanega minimalnega kapitala iz členov 37, 38 in 39 predstavlja zajamčeni kapital.
This fund shall consist of the items listed in Article 36(1), (2) and (3) and, with the agreement of the competent authority of the home Member State, in Article 36(4)(c).
Ta kapital predstavljajo postavke iz člena 36(1), (2) in (3) in, s soglasjem pristojnega organa matične države članice, iz člena 36(4)(c).
The guarantee fund shall not be less than a minimum of EUR 3000000.
Zajamčeni kapital ni manjši od 3000000 EUR.
Any Member State may provide that as regards captive reinsurance undertakings, the minimum guarantee fund shall not be not less than EUR 1000000.
Vsaka država članica lahko za lastne pozavarovalnice določi, da zajamčeni minimalni kapital ne sme znašati manj kot 1000000 EUR.
Review of the amount of the guarantee fund
Pregled zneska zajamčenega kapitala
The amounts in euro as laid down in Article 40(2) shall be reviewed annually as from 10 December 2007 in order to take account of changes in the European index of consumer prices comprising all Member States as published by Eurostat.
Zneski v eurih, določeni v členu 40(2), se pregledajo vsako leto od 10 decembra 2007, da se upoštevajo spremembe v evropskem indeksu cen življenjskih potrebščin, ki zajema vse države članice, kakor ga objavlja Eurostat.
The amounts shall be adapted automatically by increasing the base amount in euro by the percentage change in that index over the period between the entry into force of this Directive and the review date and rounded up to a multiple of EUR 100000.
Zneski se samodejno prilagodijo z zvišanjem osnovnega zneska v eurih za odstotek spremembe indeksa v obdobju med začetkom veljave te direktive in datumom revizije ter zaokrožijo na večkratnik 100000 EUR.
If the percentage change since the last adaptation is less than 5 %, no adaptation shall take place.
Če je sprememba v odstotkih od zadnje prilagoditve manjša od 5 %, se prilagoditev ne izvede.
The Commission shall inform the European Parliament and the Council annually of the review and the adapted amounts referred to in paragraph 1.
Komisija letno obvešča Evropski parlament in Svet o pregledu in prilagoditvi zneskov iz odstavka 1.
Reinsurance undertakings in difficulty or in an irregular situation and withdrawal of authorisation
Pozavarovalnice v težavah ali v stanju nepravilnosti in odvzem dovoljenja
Reinsurance undertakings in difficulty
Pozavarovalnice v težavah
If a reinsurance undertaking does not comply with Article 32, the competent authority of its home Member State may prohibit the free disposal of its assets after having communicated its intention to the competent authorities of the host Member States.
Če pozavarovalnica ne ravna v skladu s členom 32, lahko pristojni organ njene matične države članice prepove prosto razpolaganje s sredstvi, potem ko je svoj namen sporočil pristojnim organom držav članic gostiteljic.
For the purposes of restoring the financial situation of a reinsurance undertaking the solvency margin of which has fallen below the minimum required under Articles 37, 38 and 39, the competent authority of the home Member State shall require that a plan for the restoration of a sound financial situation be submitted for its approval.
Za namene sanacije finančnega stanja pozavarovalnice, katere minimalni kapital je padel pod zahtevano višino iz členov 37, 38 in 39, pristojni organ matične države članice zahteva, da se mu v odobritev predloži načrt sanacije dobrega finančnega stanja.
In exceptional circumstances, if the competent authority is of the opinion that the financial situation of the reinsurance undertaking will deteriorate further, it may also restrict or prohibit the free disposal of the reinsurance undertaking's assets.
Če pristojni organ meni, da se bo finančno stanje pozavarovalnice še naprej slabšalo, v izjemnih okoliščinah lahko tudi omeji ali prepove prosto razpolaganje s sredstvi pozavarovalnice.
It shall inform the authorities of other Member States within the territories of which the reinsurance undertaking carries on business of any measures it has taken and the latter shall, at the request of the former, take the same measures.
Organe drugih držav članic, na katerih ozemljih pozavarovalnica opravlja svojo dejavnost, obvesti o vseh sprejetih ukrepih, slednji pa na zahtevo prvega sprejmejo enake ukrepe.
If the solvency margin falls below the guarantee fund as defined in Article 40, the competent authority of the home Member State shall require the reinsurance undertaking to submit a short-term finance scheme for its approval.
Če minimalni kapital pade pod zajamčeni kapital, kakor je opredeljen v členu 40, pristojni organ matične države članice zahteva, da mu pozavarovalnica v odobritev predloži kratkoročni finančni načrt.
It may also restrict or prohibit the free disposal of the reinsurance undertaking's assets.
Poleg tega lahko tudi omeji ali prepove prosto razpolaganje s sredstvi pozavarovalnice.
It shall inform the authorities of all other Member States and the latter shall, at the request of the former, take the same measures.
Organe drugih držav članic obvesti o vseh ukrepih, slednji pa na zahtevo prvega sprejmejo enake ukrepe.
Each Member State shall take the measures necessary to be able, in accordance with its national law, to prohibit the free disposal of assets located within its territory at the request, in the cases provided for in paragraphs 1, 2 and 3, of the reinsurance undertaking's home Member State, which shall designate the assets to be covered by such measures.
Vsaka država članica sprejme potrebne ukrepe, da lahko v skladu z zakonodajo države v primerih, predvidenih v odstavkih 1, 2 in 3, prepove prosto razpolaganje s sredstvi na njenem ozemlju na zahtevo matične države članice pozavarovalnice, ki določi sredstva, ki jih bodo takšni ukrepi zajemali.
Financial recovery plan
Sanacijski načrt
Member States shall ensure that the competent authorities have the power to require a financial recovery plan for those reinsurance undertakings where competent authorities consider that their obligations arising out of reinsurance contracts are threatened.
Države članice zagotovijo, da so pristojni organi pooblaščeni zahtevati finančni sanacijski načrt za tiste pozavarovalnice, pri katerih pristojni organi domnevajo, da so obveznosti, ki izhajajo iz pozavarovalnih pogodb, ogrožene.
The financial recovery plan shall, as a minimum, include particulars or proof for the next three financial years concerning:
Sanacijski načrt vsebuje najmanj podrobne podatke ali dokazila za prihodnja tri poslovna leta v zvezi z:
estimates of management expenses, in particular current general expenses and commissions;
oceno upravljavskih stroškov, zlasti tekočih splošnih stroškov in provizij;
a plan setting out detailed estimates of income and expenditure in respect of reinsurance acceptances and reinsurance cessions;
načrt s podrobno oceno dohodkov in odhodkov v zvezi s sprejetimi obveznostmi pozavarovanja in prenosi obveznosti v pozavarovanje;
estimates of the financial resources intended to cover underwriting liabilities and the required solvency margin;
oceno glede finančnih sredstev, namenjenih za kritje prevzetih obveznosti iz zavarovalnih pogodb, in zahtevanega minimalnega kapitala;
the overall retrocession policy.
celotno retrocesijsko politiko.
Where the financial position of the reinsurance undertaking is deteriorating and the contractual obligations of the reinsurance undertaking are threatened, Member States shall ensure that the competent authorities have the power to oblige reinsurance undertakings to have a higher required solvency margin, in order to ensure that the reinsurance undertaking is able to fulfil the solvency requirements in the near future.
Kadar se finančni položaj pozavarovalnice slabša in so ogrožene pogodbene obveznosti pozavarovalnice, države članice zagotovijo, da so pristojni organi pooblaščeni, da od pozavarovalnice zahtevajo višji zahtevani minimalni kapital, da bi zagotovili sposobnost pozavarovalnice, da v bližnji prihodnosti izpolni zahteve glede minimalnega kapitala.
The level of this higher required solvency margin shall be based on a financial recovery plan referred to in paragraph 1.
Raven tega višjega zahtevanega minimalnega kapitala temelji na sanacijskem načrtu iz odstavka 1.
Member States shall ensure that the competent authorities have the power to revalue downwards all elements eligible for the available solvency margin, in particular, where there has been a significant change in the market value of those elements since the end of the last financial year.
Države članice zagotovijo, da imajo pristojni organi pooblastila, da ponovno od zgoraj navzdol ovrednotijo vse elemente, upravičene za razpoložljivi minimalni kapital, zlasti če se je tržna vrednost teh elementov po koncu preteklega poslovnega leta občutno spremenila.
Member States shall ensure that the competent authorities have the power to decrease the reduction, based on retrocession, to the solvency margin as determined in accordance with Articles 37, 38 and 39 where:
Države članice zagotovijo, da so pristojni organi pooblaščeni, da zmanjšajo znižanje minimalnega kapitala na podlagi retrocesije, kakor je določeno v skladu s členi 37, 38 in 39, če:
the nature or quality of retrocession contracts has changed significantly since the last financial year;
se je po preteklem poslovnem letu bistveno spremenila vrsta ali kakovost retrocesijskih pogodb;
there is no or a limited risk transfer under the retrocession contracts.
ne obstaja nikakršen ali omejen prenos tveganja po retrocesijskih pogodbah.
If the competent authorities have required a financial recovery plan for the reinsurance undertaking in accordance with paragraph 1 of this Article, they shall refrain from issuing a certificate in accordance with Article 18, as long as they consider that its obligations arising out of reinsurance contracts are threatened within the meaning of the said paragraph 1.
Če so pristojni organi zahtevali finančni sanacijski načrt za pozavarovalnico v skladu z odstavkom 1 tega člena, ne izdajo potrdila v skladu s členom 18, če menijo, da so obveznosti, ki izhajajo iz pozavarovalnih pogodb, ogrožene v smislu navedenega odstavka 1.
Withdrawal of authorisation
Odvzem dovoljenja
Authorisation granted to a reinsurance undertaking by the competent authority of its home Member State may be withdrawn by that authority if that undertaking:
Dovoljenje, ki ga je pozavarovalnici izdal pristojni organ njene matične države članice, lahko navedeni organ odvzame, če pozavarovalnica:
does not make use of that authorisation within 12 months, expressly renounces it or ceases to carry on business for more than 6 months, unless the Member State concerned has made provision for authorisation to lapse in such cases;
ne uporabi dovoljenja v roku 12 mesecev, se mu izrecno odreče ali preneha opravljati dejavnost za več kakor šest mesecev, razen če je zadevna država članica določila, da dovoljenje v takšnih primerih preneha veljati;
no longer fulfils the conditions for admission;
ne izpolnjuje več pogojev za pridobitev dovoljenja;
has been unable, within the time allowed, to take the measures specified in the restoration plan or finance scheme referred to in Article 42;
v dovoljenem obdobju ni mogla sprejeti ukrepov iz načrta sanacije finančnega stanja ali finančnem načrtu iz člena 42;
fails seriously in its obligations under the regulations to which it is subject.
resno ne izpolnjuje svojih obveznosti iz predpisov, ki veljajo zanjo.
In the event of the withdrawal or lapse of authorisation, the competent authority of the home Member State shall notify the competent authorities of the other Member States accordingly, and they shall take appropriate measures to prevent the reinsurance undertaking from commencing new operations within their territories, under either the right of establishment or the freedom to provide services.
V primeru odvzema ali prenehanja veljavnosti dovoljenja pristojni organ matične države članice o tem obvesti pristojne organe drugih držav članic, te pa sprejmejo ustrezne ukrepe, s katerimi preprečijo, da bi pozavarovalnica na njihovih ozemljih začela opravljati nove dejavnosti, bodisi iz naslova pravice do ustanavljanja bodisi iz naslova svobode opravljanja storitev.
Any decision to withdraw an authorisation shall be supported by precise reasons and communicated to the reinsurance undertaking in question.
Vsako odločitev za odvzem dovoljenja je treba natančno obrazložiti in jo sporočiti zadevni pozavarovalnici.
PROVISIONS RELATING TO FINITE REINSURANCE AND SPECIAL PURPOSE VEHICLES
DOLOČBE V ZVEZI S KONČNIM POZAVAROVANJEM IN NAMENSKIMI DRUŽBAMI
Finite reinsurance
Končno pozavarovanje
The home Member State may lay down specific provisions concerning the pursuit of finite reinsurance activities regarding:
Matična država članica lahko določi posebne določbe o opravljanju končnih pozavarovalnih dejavnosti v zvezi z:
mandatory conditions for inclusion in all contracts issued;
obveznimi pogoji za vključitev v vse izdane pogodbe,
sound administrative and accounting procedures, adequate internal control mechanisms and risk management requirements;
smotrnimi upravnimi in računovodskimi postopki, ustreznimi mehanizmi notranjega nadzora in zahtevami obvladovanja tveganja,
accounting, prudential and statistical information requirements;
računovodskimi in previdnostnimi zahtevami ter zahtevami po statističnih podatkih,