natgillin/translations-raw huggingface dataset:
‘The sum so obtained shall be multiplied by the ratio existing in respect of the sum of the last three financial years between the amount of claims remaining to be borne by the undertaking after deduction of amounts recoverable under reinsurance and the gross amount of claims; that ratio may in no case be less than 50 %.
„Tako pridobljena vsota se pomnoži z razmerjem, ki glede na pretekla tri poslovna leta obstaja med zneskom terjatev na izplačilo odškodnin, ki jih mora podjetje nositi tudi potem, ko so bili odšteti vsi izterljivi zneski iz pozavarovanja, in kosmatim zneskom terjatev na izplačilo odškodnin; to razmerje ne sme biti v nobenem primeru manjše od 50 %.
Upon application, with supporting evidence, by the insurance undertaking to the competent authority of the home Member State and with the agreement of that authority, amounts recoverable from special purpose vehicles referred to in Article 46 of Directive 2005/68/EC may be deducted as reinsurance.’;
Na zahtevo, ki jo, podprto z dokazili, zavarovalnica predloži pristojnemu organu matične države članice, in s soglasjem tega organa se lahko izterljive zneske namenskih družb iz člena 46 Direktive 2005/68/ES tudi odbijejo kot pozavarovanje.“;
in paragraph 4, the seventh subparagraph shall be replaced by the following:
v odstavku 4 se sedmi pododstavek nadomesti z:
Upon application, with supporting evidence, by the insurance undertaking to the competent authority of the home Member State and with the agreement of that authority, amounts recoverable from special purpose vehicles referred to in Article 46 of Directive 2005/68/EC may be deducted as reinsurance.’
Na zahtevo, ki jo, podprto z dokazili, zavarovalnica predloži pristojnemu organu matične države članice, in s soglasjem tega organa se lahko izterljive zneske namenskih družb iz člena 46 Direktive 2005/68/ES tudi odbijejo kot pozavarovanje.“;
The following Article shall be inserted:
vstavi se naslednji člen 9a:
‘Article 17b
„Člen 17b
Each Member State shall require that an insurance undertaking whose head office is situated within its territory and which conducts reinsurance activities establishes, in respect of its entire business, a minimum guarantee fund in accordance with Article 40 of Directive 2005/68/EC, where one of the following conditions is met:
Vsaka država članica zahteva, da zavarovalnica, ki ima sedež na njenem ozemlju in opravlja dejavnosti pozavarovanja, določi, glede njeno celotno poslovno dejavnost, minimalni zajamčeni kapital v skladu s členom 40 Direktive 2005/68/ES, če je izpolnjen eden od naslednjih pogojev:
the reinsurance premiums collected exceed 10 % of its total premium;
zbrane pozavarovalne premije presegajo 10 % celotnih premij;
the reinsurance premiums collected exceed EUR 50000000;
pobrane pozavarovalne premije presegajo 50000000 EUR;
the technical provisions resulting from its reinsurance acceptances exceed 10 % of its total technical provisions.
zavarovalno-tehnične rezervacije, ki izhajajo iz njenih sprejetih obveznosti pozavarovanj, presegajo 10 % celotnih zavarovalno-tehničnih rezervacij.
Each Member State may choose to apply to such insurance undertakings as are referred to in paragraph 1 of this Article and whose head office is situated within its territory the provisions of Article 34 of Directive 2005/68/EC in respect of their reinsurance acceptance activities, where one of the conditions laid down in the said paragraph 1 is met.
Vsaka država članica lahko za zavarovalnico iz odstavka 1 tega člena, ki ima sedež na njihovem ozemlju, uporabi določbe iz člena 34 Direktive 2005/68/ES, glede njihovih dejavnosti pozavarovanja, če je izpolnjen eden od pogojev iz navedenega odstavka 1.
In that case, the relevant Member State shall require that all assets employed by the insurance undertaking to cover the technical provisions corresponding to its reinsurance acceptances shall be ring-fenced, managed and organised separately from the direct insurance activities of the insurance undertaking, without any possibility of transfer.
V tem primeru zadevna država članica zahteva, da so vsa sredstva zavarovalnice, ki krijejo zavarovalno-tehnične rezervacije v skladu s sprejetimi obveznostmi pozavarovanja, ločena, upravljana in organizirana ločeno od neposrednih zavarovalnih dejavnosti zavarovalnic, brez kakršne koli možnosti prenosa.
In such a case, and only as far as their reinsurance acceptance activities are concerned, insurance undertakings shall not be subject to Articles 20, 21 and 22 of Directive 92/49/EEC and Annex I to Directive 88/357/EEC.
V tem primeru in le v zvezi z njihovimi dejavnostmi sprejetih obveznosti pozavarovanja za zavarovalnice ne veljajo členi 20, 21 in 22 Direktive 92/49/EGS in Priloga I k Direktivi 88/357/EGS.
Each Member State shall ensure that their competent authorities verify the separation provided for in the second subparagraph.
Vsaka država članica zagotovi, da njihovi pristojni organi preverijo ločitev iz prejšnjega pododstavka.
If the Commission decides, pursuant to Article 56(c) of Directive 2005/68/EC to increase the amounts used for the calculation of the required solvency margin provided for in Article 37(3) and (4) of that Directive, each Member State shall apply to such insurance undertakings as are referred to in paragraph 1 of this Article the provisions of Articles 35 to 39 of that Directive in respect of their reinsurance acceptance activities.
Če se Komisija v skladu s členom 56(c) Direktive 2005/68/ES odloči za povečanje zneskov, ki se uporabljajo za izračun zahtevanega minimalnega kapitala iz člena 37(3) in (4) navedene direktive, bodo vse države članice za zavarovalnice iz odstavka 1 tega člena uporabile določbe členov 35 do 39 navedene direktive glede njihovih dejavnosti pozavarovanja.
In Article 20a, paragraph 4 shall be replaced by the following:
v členu 20a se odstavek 4 nadomesti z:
Member States shall ensure that the competent authorities have the power to decrease the reduction, based on reinsurance, to the solvency margin as determined in accordance with Article 16a where:
Države članice zagotovijo, da imajo pristojni organi pooblastila za zmanjšanje znižanja minimalnega kapitala na podlagi pozavarovanja, kakor je določen v skladu s členom 16a, če:
the nature or quality of reinsurance contracts has changed significantly since the last financial year;
se je po preteklem poslovnem letu bistveno spremenila vrsta ali kakovost pozavarovalnih pogodb;
there is no, or a limited, risk transfer under the reinsurance contracts.’
ne obstaja nikakršen ali omejen prenos po pozavarovalnih pogodbah.“.
Amendments to Directive 92/49/EEC
Spremembe Direktive 92/49/EGS
Directive 92/49/EEC is hereby amended as follows:
Direktiva 92/49/EGS se spremeni na naslednji način:
In Article 15, paragraph 1a shall be replaced by the following:
v členu 15 se odstavek 1a nadomesti z:
If the acquirer of the holdings referred to in paragraph 1 of this Article is an insurance undertaking, a reinsurance undertaking, a credit institution or an investment firm authorised in another Member State, or the parent undertaking of such an entity, or a natural or legal person controlling such an entity, and if, as a result of that acquisition, the undertaking in which the acquirer proposes to hold a holding would become a subsidiary or subject to the control of the acquirer, the assessment of the acquisition shall be subject to the prior consultation referred to in Article 12a of Directive 73/239/EEC’.
Če je prevzemnik deležev iz odstavka 1 tega člena zavarovalnica, pozavarovalnica, kreditna institucija ali investicijsko podjetje, ki je pridobilo dovoljenje v drugi državi članici, ali matično podjetje takšnega subjekta, ali fizična ali pravna oseba, ki obvladuje tak subjekt, in če bi zaradi te pridobitve podjetje, v katerem namerava prevzemnik pridobiti delež, postalo hčerinsko podjetje ali bi jo obvladoval prevzemnik, se je treba o presoji pridobitve predhodno posvetovati, kakor določa člen 12(a) Direktive 73/239/EGS.“;
In Article 16, paragraphs 4, 5 and 6 shall be replaced by the following:
v členu 16 se odstavki 4, 5 in 6 nadomestijo z:
Competent authorities receiving confidential information under paragraph 1 or 2 may use it only in the course of their duties:
Pristojni organi, ki prejmejo zaupne podatke iz odstavka 1 ali 2, jih lahko uporabijo le pri opravljanju svojih nalog:
to check that the conditions governing the taking up of the business of insurance are met and to facilitate monitoring of the conduct of such business, especially with regard to the monitoring of technical provisions, solvency margins, administrative and accounting procedures and internal control mechanisms,
da preverijo, ali so izpolnjeni pogoji, ki urejajo začetek opravljanja poslov zavarovanja, in da olajšajo spremljanje opravljanja takšnih poslov, zlasti glede spremljanja zavarovalno-tehničnih rezervacij, minimalnega kapitala, upravnih in računovodskih postopkov ter mehanizmov notranjega nadzora,
in court proceedings initiated under Article 53 or under special provisions provided for in this Directive and other Directives adopted in the field of insurance undertakings and reinsurance undertakings.
v sodnih postopkih, sproženih po členu 53 ali v skladu s posebnimi določbami, predvidenimi v tej direktivi ali drugih direktivah, sprejetih na področju zavarovalnic in pozavarovalnic.
Paragraphs 1 and 4 shall not preclude the exchange of information within a Member State, where there are two or more competent authorities in the same Member State, or, between Member States, between competent authorities and:
Odstavka 1 in 4 ne izključujeta izmenjave podatkov znotraj države članice, če sta v isti državi članici dva ali več pristojnih organov, ali med državami članicami, med pristojnimi organi in med:
bodies involved in the liquidation and bankruptcy of insurance undertakings, reinsurance undertakings and in other similar procedures, and
telesi, ki sodelujejo v postopkih likvidacije ali stečajnih postopkih zavarovalnic in pozavarovalnic ter v drugih podobnih postopkih, in
in the discharge of their supervisory functions, and the disclosure, to bodies which administer compulsory winding-up proceedings or guarantee funds, of information necessary to the performance of their duties.
pri opravljanju svojih nadzornih funkcij ali razkrivanju ustreznih podatkov organom, ki skrbijo za postopke prisilne likvidacije ali zajamčeni kapital in ki takšne podatke potrebujejo za opravljanje svojega dela.
The information received by those authorities, bodies and persons shall be subject to the obligation of professional secrecy laid down in paragraph 1.
Za podatke, ki jih prejemajo ti organi, telesa ali osebe, velja obveznost varovanja poslovne skrivnosti, določene v odstavku 1.
Notwithstanding paragraphs 1 to 4, Member States may authorise exchanges of information between the competent authorities and:
Ne glede na odstavke od 1 do 4 lahko države članice odobrijo izmenjavo podatkov med pristojnimi organi in med:
the authorities responsible for overseeing the bodies involved in the liquidation and bankruptcy of assurance undertakings, reinsurance undertakings and other similar procedures, or
organi, odgovornimi za nadzor teles, ki sodelujejo v postopkih likvidacije in stečajnih postopkih življenjskih zavarovalnic, pozavarovalnic ter v drugih podobnih postopkih, ali
the authorities responsible for overseeing the persons charged with carrying out statutory audits of the accounts of insurance undertakings, reinsurance undertakings, credit institutions, investment firms and other financial institutions, or
organi, odgovornimi za nadzor oseb, odgovornih za opravljanje z zakonom predpisanih revizij letnih računovodskih izkazov zavarovalnic, pozavarovalnic, kreditnih institucij, investicijskih podjetij in drugih finančnih institucij, ali
independent actuaries of insurance undertakings or reinsurance undertakings carrying out legal supervision of those undertakings and the bodies responsible for overseeing such actuaries.
neodvisnimi aktuarji zavarovalnic ali pozavarovalnic, ki izvajajo zakonski nadzor teh podjetij, in organi, pooblaščenimi za nadziranje takšnih aktuarjev.
this information shall be for the purpose of carrying out the overseeing or legal supervision referred to in the first subparagraph,
ti podatki so za namen izvajanja nadzora ali pravnega nadzora iz prvega pododstavka,
information received in this context shall be subject to the conditions of professional secrecy imposed in paragraph 1,
za podatke, prejete v tem pomenu, veljajo pogoji varovanja poslovne skrivnosti, določeni v odstavku 1,
Member States shall communicate to the Commission and to the other Member States the names of the authorities, persons and bodies which may receive information pursuant to this paragraph.’
Države članice Komisiji in drugim državam članicam sporočijo imena organov, oseb in teles, ki lahko prejmejo podatke v skladu s tem odstavkom.“;
Article 21(1) is hereby amended as follows:
člen 21(1) se spremeni:
the introductory wording shall be replaced by the following:
uvodni del se nadomesti z:
The home Member State may not authorise insurance undertakings to cover their technical provisions and equalisation reserves with any assets other than those in the following categories:’;
Matična država članica zavarovalnicam ne sme dovoliti, da krijejo svoje zavarovalno-tehnične rezervacije in izravnalne rezervacije z drugimi sredstvi, kot s tistimi iz naslednjih kategorij:“;
point (f) of point (B) shall be replaced by the following:
točka (f) točke (B) se nadomesti z:
debts owed by reinsurers, including reinsurers shares of technical provisions, and by the special purpose vehicles referred to in Article 46 of Directive 2005/68/EC of the European Parliament and of the Council of 16 November 2005 on reinsurance.
dolgovi, ki jih dolgujejo pozavarovatelji, vključno s pozavarovateljevimi deleži zavarovalno-tehničnih rezervacij, in namenske družbe iz člena 46 Direktive Evropskega parlamenta in Sveta 2005/68/ES z dne 16. novembra 2005 o pozavarovanju.
the third subparagraph of point (C) shall be replaced by the following:
tretji pododstavek točke (C) se nadomesti z:
‘The inclusion of any asset or category of assets listed in the first subparagraph shall not mean that all those assets should automatically be accepted as cover for technical provisions.
„Vključitev katerih koli sredstev ali kategorije sredstev, naštetih v prvem podpoglavju, ne pomeni, da je treba ta sredstva samodejno sprejeti kot kritje za zavarovalno-tehnične rezervacije.
The home Member State shall lay down more detailed rules setting the conditions for the use of acceptable assets.’
Matična država članica določi podrobnejša pravila o določitvi pogojev za uporabo sprejemljivih sredstev.“;
In Article 22(1), the introductory wording shall be replaced by the following:
v členu 22(1) se uvodni del nadomesti z:
As regards the assets covering technical provisions and equalisation reserves, the home Member State shall require every insurance undertaking to invest no more than:’.
V zvezi s sredstvi, ki pokrivajo zavarovalno-tehnične rezervacije in izravnalne rezervacije, matična država članica lahko zahteva, da posamezna zavarovalnica ne sme vložiti več kot:“.
Amendments to Directive 98/78/EC
Spremembe Direktive 98/78/ES
Directive 98/78/EC is hereby amended as follows:
Direktiva 98/78/ES se spremeni na naslednji način:
The title shall be replaced by the following:
naslov se nadomesti z:
‘Directive 98/78/EC of the European Parliament and of the Council of 27 October 1998 on the supplementary supervision of insurance and reinsurance undertakings in an insurance or reinsurance group’.
„Direktiva Evropskega parlamenta in Sveta 98/87/ES z dne 27. oktobra 1998 o dopolnilnem nadzoru zavarovalnic in pozavarovalnic v zavarovalniški ali pozavarovalniški skupini“;
Article 1 is hereby amended as follows:
člen 1 se spremeni:
the points (c), (i), (j) and (k) shall be replaced by the following:
točke (c), (i), (j) in (k) se nadomestijo z:
“reinsurance undertaking” means an undertaking, which has received official authorisation in accordance with Article 3 of Directive 2005/68/EC of the European Parliament and of the Council of 16 November 2005 on reinsurance;
‚pozavarovalnica‘ pomeni podjetje, ki je pridobilo uradno dovoljenje v skladu s členom 3 Direktive Evropskega parlamenta in Sveta 2005/68/ES z dne 16. novembra 2005 o pozavarovanju;
“insurance holding company” means a parent undertaking, the main business of which is to acquire and hold participations in subsidiary undertakings, where those subsidiary undertakings are exclusively or mainly insurance undertakings, reinsurance undertakings or non-member country insurance undertakings or non-member country reinsurance undertakings, at least one of such subsidiary undertakings being an insurance undertaking, or a reinsurance undertaking and which is not a mixed financial holding company within the meaning of Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 on the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate;
‚zavarovalni holding‘ pomeni matično podjetje, katerega glavna dejavnost je pridobivanje in udeležba v hčerinskih podjetjih, kjer so ta hčerinska podjetja izključno ali pretežno zavarovalnice, pozavarovalnice, zavarovalnice države nečlanice ali pozavarovalnice države nečlanice, je vsaj eno od teh hčerinskih podjetij zavarovalnica ali pozavarovalnica in ni mešani holding v smislu Direktive Evropskega parlamenta in Sveta 2002/87/ES z dne 16. decembra 2002 o dopolnilnem nadzoru kreditnih institucij, zavarovalnic in investicijskih družb v finančnem konglomeratu;
“mixed-activity insurance holding company” means a parent undertaking, other than an insurance undertaking, a non-member country insurance undertaking, a reinsurance undertaking, a non-member country reinsurance undertaking, an insurance holding company or a mixed financial holding company within the meaning of Directive 2002/87/EC, which includes at least one insurance undertaking or a reinsurance undertaking among its subsidiary undertakings;
‚mešani zavarovalni holding‘ pomeni matično podjetje, ki ni zavarovalnica, zavarovalnica države nečlanice, pozavarovalnica, pozavarovalnica države nečlanice, zavarovalni holding ali mešani finančni holding v smislu Direktive 2002/87/ES, ki ima med hčerinskimi podjetji vsaj eno zavarovalnico ali pozavarovalnico;
“competent authorities” means the national authorities which are empowered by law or regulation to supervise insurance undertakings or reinsurance undertakings.
‚pristojni organi‘ pomeni nacionalne organe, ki so z zakonom ali drugim predpisom pooblaščeni za nadzor zavarovalnic ali pozavarovalnic.
the following point shall be added:
doda se naslednja točka (l)
“non-member country reinsurance undertaking” means an undertaking which would require authorisation in accordance with Article 3 of Directive 2005/68/EC if it had its head office in the Community;’.
‚pozavarovalnica države nečlanice‘ pomeni podjetje, ki bi moralo imeti uradno dovoljenje v skladu s členom 3 Direktive 2005/68/ES, če bi imelo sedež v Skupnosti;“;
Articles 2, 3 and 4 shall be replaced by the following:
členi 2, 3 in 4 se nadomestijo z:
Cases of application of supplementary supervision of insurance undertakings and reinsurance undertakings
Primeri uporabe dopolnilnega nadzora zavarovalnic in pozavarovalnic
In addition to the provisions of Directive 73/239/EEC, Directive 2002/83/EC of the European Parliament and of the Council of 5 November 2002 concerning life assurance and Directive 2005/68/EC , which lay down the rules for the supervision of insurance undertakings and reinsurance undertakings, Member States shall provide supervision of any insurance undertaking or any reinsurance undertaking, which is a participating undertaking in at least one insurance undertaking, reinsurance undertaking, non-member-country insurance undertaking or non-member country reinsurance undertaking, shall be supplemented in the manner prescribed in Articles 5, 6, 8 and 9 of this Directive.
Poleg določb Direktive 73/239/EGS, Direktive Evropskega parlamenta in Sveta 2002/83/ES z dne 5. novembra 2002 o življenjskem zavarovanju in Direktive 2005/68/ES, ki določajo pravila za nadzor zavarovalnic in pozavarovalnic, morajo države članice predvideti nadzor vsake zavarovalnice ali pozavarovalnice, ki je udeleženo podjetje v vsaj eni zavarovalnici, pozavarovalnici, zavarovalnice države nečlanice ali pozavarovalnici države nečlanice, ki se dopolni kakor je predpisano v členih 5, 6, 8 in 9 te direktive.
Every insurance undertaking or reinsurance undertaking the parent undertaking of which is an insurance holding company, a non-member country insurance or a non-member country reinsurance undertaking shall be subject to supplementary supervision in the manner prescribed in Articles 5(2), 6, 8 and 10.
Za vsako zavarovalnico ali pozavarovalnico, katere matično podjetje je zavarovalni holding, zavarovalnica ali pozavarovalnica države nečlanice, se uporablja dopolnilni nadzor kakor je predpisano v členih 5(2), 6, 8 in 10.
Every insurance undertaking or reinsurance undertaking the parent undertaking of which is a mixed-activity insurance holding company shall be subject to supplementary supervision in the manner prescribed in Articles 5(2), 6 and 8.
Za vsako zavarovalnico ali pozavarovalnico, katere matično podjetje je mešani zavarovalni holding, se uporablja dopolnilni nadzor na način, predpisan v členih 5(2), 6 in 8.
Scope of supplementary supervision
Obseg dopolnilnega nadzora
The exercise of supplementary supervision in accordance with Article 2 shall in no way imply that the competent authorities are required to play a supervisory role in relation to the non-member country insurance undertaking, the non-member country reinsurance undertaking, insurance holding company or mixed-activity insurance holding company taken individually.
Izvajanje dopolnilnega nadzora v skladu s členom 2 nikakor ne pomeni, da morajo pristojni organi izvajati nadzor v zvezi s posameznimi zavarovalnicami držav nečlanic, pozavarovalnicami držav nečlanic, zavarovalnimi holdingi ali mešanimi zavarovalnimi holdingi.
The supplementary supervision shall take into account the following undertakings referred to in Articles 5, 6, 8, 9 and 10:
Dopolnilni nadzor upošteva naslednja podjetja, navedena v členih 5, 6, 8, 9 in 10:
related undertakings of the insurance undertaking or of the reinsurance undertaking,
povezana podjetja zavarovalnice ali pozavarovalnice,
participating undertakings in the insurance undertaking or in the reinsurance undertaking,
udeležena podjetja v zavarovalnici ali pozavarovalnici,
related undertakings of a participating undertaking in the insurance undertaking or in the reinsurance undertaking.
povezana podjetja udeleženega podjetja v zavarovalnici ali pozavarovalnici.
Member States may decide not to take into account in the supplementary supervision referred to in Article 2 undertakings having their registered office in a non-member country where there are legal impediments to the transfer of the necessary information, without prejudice to the provisions of Annex I, point 2.5, and of Annex II, point 4.
Države članice se lahko odločijo, da pri dopolnilnem nadzoru iz člena 2 ne bodo upoštevale podjetij, ki imajo registrirani sedež v državi nečlanici, kjer obstajajo zakonske ovire za prenos potrebnih podatkov, brez poseganja v določbe točke 2.5 Priloge I in točke 4 Priloge II.
Furthermore, the competent authorities responsible for exercising supplementary supervision may in the cases listed below decide on a case-by-case basis not to take an undertaking into account in the supplementary supervision referred to in Article 2:
Nadalje se lahko pristojni organi, odgovorni za izvajanje dopolnilnega nadzora, v spodaj navedenih primerih odločijo za vsak primer posebej, da pri dopolnilnem nadzoru podjetja iz člena 2 podjetja ne bodo upoštevali:
if the undertaking which should be included is of negligible interest with respect to the objectives of the supplementary supervision of insurance undertakings or reinsurance undertakings;
če je podjetje, ki bi moralo biti vključeno, zanemarljivo glede ciljev dopolnilnega nadzora zavarovalnic ali pozavarovalnic,