natgillin/translations-raw huggingface dataset:
to treat as a retail client a client that is considered as a professional client pursuant to Section I of Annex II to Directive 2004/39/EC.
da stranke, ki se uvrščajo med poklicne stranke na podlagi oddelka I Priloge II k Direktivi 2004/39/ES, obravnavajo kot majhne vlagatelje.
General requirements for information to clients
Splošne zahteve po informacijah za stranke
Member States shall require investment firms, in good time before a retail client or potential retail client is bound by any agreement for the provision of investment services or ancillary services or before the provision of those services, whichever is the earlier, to provide that client or potential client with the following information:
Države članice zahtevajo, da investicijske družbe pravočasno, preden se majhni vlagatelj ali potencialni majhni vlagatelj s kakršnim koli dogovorom zaveže za opravljanje investicijskih ali pomožnih storitev ali pred začetkom opravljanja navedenih storitev, kar nastopi prej, zagotovijo navedeni stranki ali potencialni stranki naslednje informacije:
the terms of any such agreement;
pogoje kakršnega koli takega dogovora;
the information required by Article 30 relating to that agreement or to those investment or ancillary services.
informacije, ki jih zahteva člen 30 in zadevajo navedeni sporazum ali navedene investicijske ali pomožne storitve.
Member States shall require investment firms, in good time before the provision of investment services or ancillary services to retail clients or potential retail clients, to provide the information required under Articles 30 to 33.
Države članice zahtevajo, da investicijske družbe pravočasno pred začetkom opravljanja investicijskih ali pomožnih storitev za majhne vlagatelje ali potencialne majhne vlagatelje zagotovijo informacije, ki se zahtevajo na podlagi členov 30 do 33.
Member States shall require investment firms to provide professional clients with the information referred to in Article 32(5) and (6) in good time before the provision of the service concerned.
Države članice zahtevajo, da investicijske družbe poklicnim strankam zagotovijo informacije iz člena 32(5) in (6) pravočasno pred začetkom opravljanja navedene storitve.
The information referred to in paragraphs 1 to 3 shall be provided in a durable medium or by means of a website (where that does not constitute a durable medium) provided that the conditions specified in Article 3(2) are satisfied.
Informacije iz odstavkov 1 do 3 se zagotovijo na trajnem nosilcu podatkov ali na spletni strani (če to ni trajen nosilec podatkov), pod pogojem, da so izpolnjeni pogoji iz člena 3(2).
By way of exception to paragraphs 1 and 2, Member States shall permit investment firms, in the following circumstances, to provide the information required under paragraph 1 to a retail client immediately after that client is bound by any agreement for the provision of investment services or ancillary services, and the information required under paragraph 2 immediately after starting to provide the service:
Z odstopanjem od odstavkov 1 in 2 države članice dovolijo, da investicijske družbe majhnim vlagateljem zagotovijo informacije, zahtevane v odstavku 1, takoj, ko se navedena stranka zaveže z dogovorom za opravljanje investicijskih ali pomožnih storitev, informacije iz odstavka 2 pa takoj po začetku opravljanja storitve, v naslednjih okoliščinah:
the firm was unable to comply with the time limits specified in paragraphs 1 and 2 because, at the request of the client, the agreement was concluded using a means of distance communication which prevents the firm from providing the information in accordance with paragraph 1 or 2;
družba ni bila sposobna izpolniti rokov iz odstavkov 1 in 2, ker je bil na zahtevo stranke dogovor sklenjen s pomočjo komunikacije na daljavo, ki podjetju ne omogoča zagotavljanja informacij v skladu z odstavkom 1 ali 2;
in any case where Article 3(3) of Directive 2002/65/EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of consumer financial services and amending Council Directive 90/619/EEC and Directives 97/7/EC and 98/27/EC does not otherwise apply, the investment firm complies with the requirements of that Article in relation to the retail client or potential retail client, as if that client or potential client were a ‘consumer’ and the investment firm were a ‘supplier’ within the meaning of that Directive.
v vsakem primeru, ko se sicer ne uporablja člen 3(3) Direktive 2002/65/ES Evropskega parlamenta in Sveta z dne 23. septembra 2002 o trženju finančnih storitev potrošnikom na daljavo in o spremembi Direktive Sveta 90/619/EGS ter direktiv 97/7/ES in 98/27/ES, investicijska družba izpolnjuje zahteve navedenega člena v zvezi z majhnim vlagateljem ali potencialnim majhnim vlagateljem, kot da bi bila navedena stranka ali potencialna stranka „potrošnik“, investicijska družba pa „dobavitelj“ v smislu navedene direktive.
Member State shall ensure that investment firms notify a client in good time about any material change to the information provided under Articles 30 to 33 which is relevant to a service that the firm is providing to that client.
Država članica zagotovi, da investicijska družba pravočasno obvesti stranko o morebitnih bistvenih spremembah informacij, določenih v členih 30 do 33, ki zadevajo storitev, ki jo družba opravlja za navedeno stranko.
That notification shall be given in a durable medium if the information to which it relates is given in a durable medium.
Tako obvestilo se pošlje na trajnem nosilcu podatkov, če so informacije, na katere se nanaša, podane na trajnem nosilcu podatkov.
Member States shall require investment firms to ensure that information contained in a marketing communication is consistent with any information the firm provides to clients in the course of carrying on investment and ancillary services.
Države članice zahtevajo, da investicijske družbe zagotovijo, da so informacije, vsebovane v tržnih komunikacijah, skladne z vsemi informacijami, ki jih družba zagotovi strankam med opravljanjem investicijskih in pomožnih storitev.
Member States shall ensure that, where a marketing communication contains an offer or invitation of the following nature and specifies the manner of response or includes a form by which any response may be made, it includes such of the information referred to in Articles 30 to 33 as is relevant to that offer or invitation:
Države članice zagotovijo, da v primeru, da tržna komunikacija vsebuje ponudbo ali povabilo naslednje narave in določa način odgovora ali vključuje obrazec, s katerim se poda odgovor, ta vsebuje informacije, navedene v členih 30 do 33, ki zadevajo navedeno ponudbo ali povabilo:
an offer to enter into an agreement in relation to a financial instrument or investment service or ancillary service with any person who responds to the communication;
ponudba za sklenitev dogovora v zvezi s finančnim instrumentom ali investicijsko ali pomožno storitvijo s katero koli osebo, ki odgovori na sporočilo;
an invitation to any person who responds to the communication to make an offer to enter into an agreement in relation to a financial instrument or investment service or ancillary service.
povabilo vsaki osebi, ki odgovori na sporočilo, da ponudi sklenitev dogovora v zvezi s finančnim instrumentom ali investicijsko ali pomožno storitvijo.
However, the first subparagraph shall not apply if, in order to respond to an offer or invitation contained in the marketing communication, the potential retail client must refer to another document or documents, which, alone or in combination, contain that information.
Vendar pa se prvi pododstavek ne uporablja, če se mora za odgovor na ponudbo ali povabilo, ki ga vsebuje tržna komunikacija, potencialni majhni vlagatelj sklicevati na drug dokument ali dokumente, ki, sami ali skupaj, vsebujejo navedene informacije.
(first indent of Article 19(3) of Directive 2004/39/EC)
(Prva alinea člena 19(3) Direktive 2004/39/ES)
Information about the investment firm and its services for retail clients and potential retail clients
Informacije o investicijski družbi in njenih storitvah za majhne vlagatelje in potencialne majhne vlagatelje
Member States shall require investment firms to provide retail clients or potential retail clients with the following general information, where relevant:
Države članice zahtevajo, da investicijske družbe zagotovijo majhnim vlagateljem ali potencialnim majhnim vlagateljem naslednje splošne informacije, če je potrebno:
the name and address of the investment firm, and the contact details necessary to enable clients to communicate effectively with the firm;
ime in naslov investicijske družbe ter kontaktne podatke, ki jih stranke potrebujejo, da lahko učinkovito komunicirajo z družbo;
the languages in which the client may communicate with the investment firm, and receive documents and other information from the firm;
jezike, v katerih lahko stranka komunicira z investicijsko družbo ter prejema dokumente in druge informacije od družbe;
the methods of communication to be used between the investment firm and the client including, where relevant, those for the sending and reception of orders;
načine komunikacije, ki se bodo uporabljali med investicijsko družbo in stranko, vključno, če je primerno, z načini pošiljanja in prejemanja naročil;
a statement of the fact that the investment firm is authorised and the name and contact address of the competent authority that has authorised it;
izjavo, da ima investicijska družba dovoljenje, ter ime in kontaktni naslov pristojnega organa, ki je dovoljenje izdal;
where the investment firm is acting through a tied agent, a statement of this fact specifying the Member State in which that agent is registered;
če investicijska družba deluje prek vezanega zastopnika, izjavo glede tega dejstva, v kateri je navedena država članica, kjer je registriran vezani zastopnik;
the nature, frequency and timing of the reports on the performance of the service to be provided by the investment firm to the client in accordance with Article 19(8) of Directive 2004/39/EC;
naravo, pogostost in časovni okvir poročil o uspešnosti storitve, ki jo bo investicijska družba opravljala za stranko v skladu s členom 19(8) Direktive 2004/39/ES;
if the investment firm holds client financial instruments or client funds, a summary description of the steps which it takes to ensure their protection, including summary details of any relevant investor compensation or deposit guarantee scheme which applies to the firm by virtue of its activities in a Member State;
če investicijska družba vodi finančne instrumente ali sredstva stranke, kratek opis ukrepov, ki jih investicijska družba sprejme, da zagotovi zaščito finančnih instrumentov in sredstev stranke, vključno s podrobnostmi o ustrezni odškodninski shemi za vlagatelje ali jamstvenem sistemu, ki se uporablja za družbo zaradi njenih dejavnosti v državi članici;
a description, which may be provided in summary form, of the conflicts of interest policy maintained by the firm in accordance with Article 22;
opis, lahko tudi v obliki povzetka, politike obvladovanja navzkrižij interesov, ki jo družba vzdržuje v skladu s členom 22;
at any time that the client requests it, further details of that conflicts of interest policy in a durable medium or by means of a website (where that does not constitute a durable medium) provided that the conditions specified in Article 3(2) are satisfied.
kadar koli stranka zahteva, nadaljnje podrobne podatke o navedeni politiki obvladovanja navzkrižij interesov na trajnem nosilcu podatkov ali na spletni strani (če to ni trajen nosilec podatkov), pod pogojem, da so izpolnjeni pogoji iz člena 3(2).
Member States shall ensure that, when providing the service of portfolio management, investment firms establish an appropriate method of evaluation and comparison such as a meaningful benchmark, based on the investment objectives of the client and the types of financial instruments included in the client portfolio, so as to enable the client for whom the service is provided to assess the firm's performance.
Države članice zagotovijo, da investicijske družbe pri opravljanju storitve upravljanja portfelja vzpostavijo primerno metodo ocenjevanja in primerjave, ki bo smiselno merilo, na podlagi investicijskih ciljev stranke in vrst finančnih instrumentov, vključenih v portfelj stranke, da se stranki, za katero se opravlja storitev, omogoči ocena poslovanja družbe.
Member States shall require that where investment firms propose to provide portfolio management services to a retail client or potential retail client, they provide the client, in addition to the information required under paragraph 1, with such of the following information as is applicable:
Države članice zahtevajo, da v primeru, da investicijske družbe nameravajo opravljati storitve portfeljskega upravljanja za majhnega vlagatelja ali potencialnega majhnega vlagatelja, stranki poleg informacij, zahtevanih na podlagi odstavka 1, zagotovijo vse potrebne naslednje informacije, če so primerne:
information on the method and frequency of valuation of the financial instruments in the client portfolio;
informacije o načinu in pogostosti vrednotenja finančnih instrumentov v portfelju stranke;
details of any delegation of the discretionary management of all or part of the financial instruments or funds in the client portfolio;
podrobnosti o vsakem prenosu diskrecijskega upravljanja z vsemi finančnimi instrumenti ali sredstvi ali z delom finančnih instrumentov ali sredstev v portfelju stranke;
a specification of any benchmark against which the performance of the client portfolio will be compared;
navedbo morebitnega merila uspešnosti, ki se uporablja za primerjavo uspešnosti portfelja stranke;
the types of financial instrument that may be included in the client portfolio and types of transaction that may be carried out in such instruments, including any limits;
vrste finančnih instrumentov, ki se lahko vključijo v portfelj stranke, in vrste transakcij, ki se lahko izvajajo s takimi instrumenti, vključno z morebitnimi limiti;
the management objectives, the level of risk to be reflected in the manager's exercise of discretion, and any specific constraints on that discretion.
cilje upravljanja, stopnjo tveganja, ki jo mora upoštevati upravljavec pri uveljavljanju diskrecijske pravice, ter morebitne posebne omejitve te diskrecijske pravice.
(second indent of Article 19(3) of Directive 2004/39/EC)
(Druga alinea člena 19(3) Direktive 2004/39/ES)
Information about financial instruments
Informacije o finančnih instrumentih
Member States shall require investment firms to provide clients or potential clients with a general description of the nature and risks of financial instruments, taking into account, in particular, the client's categorisation as either a retail client or a professional client.
Države članice zahtevajo, da investicijske družbe strankam ali potencialnim strankam zagotovijo splošen opis narave in tveganj finančnih instrumentov, ob upoštevanju zlasti razvrstitve stranke v kategorije kot majhnega vlagatelja ali poklicne stranke.
That description must explain the nature of the specific type of instrument concerned, as well as the risks particular to that specific type of instrument in sufficient detail to enable the client to take investment decisions on an informed basis.
Navedeni opis mora dovolj natančno razložiti naravo določene vrste zadevnega instrumenta ter tveganja, značilna za navedeno določeno vrsto instrumenta, da se lahko stranka obveščeno odloča o vlaganjih.
The description of risks shall include, where relevant to the specific type of instrument concerned and the status and level of knowledge of the client, the following elements:
Opis tveganj, če je primerno za zadevno določeno vrsto instrumenta ter status in stopnjo znanja stranke, obsega naslednje:
the risks associated with that type of financial instrument including an explanation of leverage and its effects and the risk of losing the entire investment;
tveganja, povezana z navedeno vrsto finančnega instrumenta, vključno z obrazložitvijo stopnje vzvoda in njegovimi učinki ter tveganjem izgube celotne naložbe;
the volatility of the price of such instruments and any limitations on the available market for such instruments;
nestanovitnost cen takih instrumentov in morebitne omejitve na razpoložljivem trgu za take instrumente;
the fact that an investor might assume, as a result of transactions in such instruments, financial commitments and other additional obligations, including contingent liabilities, additional to the cost of acquiring the instruments;
dejstvo, da bi lahko vlagatelj zaradi transakcij s takimi instrumenti prevzel finančne obveznosti in druge dodatne obveznosti, vključno s kakršnimi koli pogojnimi obveznostmi, poleg stroškov pridobivanja instrumentov;
any margin requirements or similar obligations, applicable to instruments of that type.
morebitne zahteve po kritju ali podobne obveznosti, ki se nanašajo na instrumente navedene vrste.
Member States may specify the precise terms, or the contents, of the description of risks required under this paragraph.
Države članice lahko določijo natančne pogoje ali vsebino opisa tveganj, ki ga zahteva ta odstavek.
If an investment firm provides a retail client or potential retail client with information about a financial instrument that is the subject of a current offer to the public and a prospectus has been published in connection with that offer in accordance with Directive 2003/71/EC, that firm shall inform the client or potential client where that prospectus is made available to the public.
Če investicijska družba majhnemu vlagatelju ali potencialnemu majhnemu vlagatelju zagotovi informacije o finančnem instrumentu, ki je predmet tekoče ponudbe javnosti, in je bil prospekt objavljen v zvezi z navedeno ponudbo v skladu z Direktivo 2003/71/ES, navedeno podjetje obvesti stranko ali potencialno stranko, če je prospekt na voljo javnosti.
Where the risks associated with a financial instrument composed of two or more different financial instruments or services are likely to be greater than the risks associated with any of the components, the investment firm shall provide an adequate description of the components of that instrument and the way in which its interaction increases the risks.
Če je verjetno, da so tveganja, povezana s finančnim instrumentom, ki je sestavljen iz dveh ali več različnih finančnih instrumentov ali storitev, večja od tveganj, povezanih s katerim koli od instrumentov, ki ga sestavljajo, investicijska družba zagotovi primeren opis instrumentov, ki sestavljajo navedeni instrument, ter način, kako medsebojni vpliv med njimi povečuje tveganja.
In the case of financial instruments that incorporate a guarantee by a third party, the information about the guarantee shall include sufficient detail about the guarantor and the guarantee to enable the retail client or potential retail client to make a fair assessment of the guarantee.
V primeru finančnih instrumentov, ki vključujejo jamstvo tretje osebe, informacije o jamstvu obsegajo dovolj podrobnosti o izdajatelju jamstva in jamstvu, da majhnemu vlagatelju ali potencialnemu majhnemu vlagatelju omogočajo pošteno oceno jamstva.
Information requirements concerning safeguarding of client financial instruments or client funds
Zahteve po informacijah v zvezi z varovanjem finančnih instrumentov ali sredstev stranke
Member States shall ensure that, where investment firms hold financial instruments or funds belonging to retail clients, they provide those retail clients or potential retail clients with such of the information specified in paragraphs 2 to 7 as is relevant.
Države članice zagotovijo, da investicijske družbe, če vodijo finančne instrumente ali sredstva majhnih vlagateljev, navedenim majhnim vlagateljem ali potencialnim majhnim vlagateljem zagotovijo vse ustrezne informacije iz odstavkov 2 do 7.
The investment firm shall inform the retail client or potential retail client where the financial instruments or funds of that client may be held by a third party on behalf of the investment firm and of the responsibility of the investment firm under the applicable national law for any acts or omissions of the third party and the consequences for the client of the insolvency of the third party.
Investicijska družba obvesti majhnega vlagatelja ali potencialnega majhnega vlagatelja, če lahko finančne instrumente ali sredstva navedene stranke vodi tretja oseba v imenu investicijske družbe, in o odgovornosti investicijske družbe na podlagi veljavne nacionalne zakonodaje za vsa dejanja ali opustitve dejanj tretje osebe in za posledice, ki jih lahko utrpi stranka zaradi nesolventnosti tretje osebe.
Where financial instruments of the retail client or potential retail client may, if permitted by national law, be held in an omnibus account by a third party, the investment firm shall inform the client of this fact and shall provide a prominent warning of the resulting risks.
Če lahko finančne instrumente majhnega vlagatelja ali potencialnega majhnega vlagatelja v skladu z nacionalno zakonodajo vodi tretja oseba na računu tipa „omnibus“, investicijska družba stranko o tem obvesti in ji zagotovi vidno opozorilo o tveganjih, ki izhajajo iz tega.
The investment firm shall inform the retail client or potential retail client where it is not possible under national law for client financial instruments held with a third party to be separately identifiable from the proprietary financial instruments of that third party or of the investment firm and shall provide a prominent warning of the resulting risks.
Investicijska družba obvesti majhnega vlagatelja ali potencialnega majhnega vlagatelja, če na podlagi nacionalne zakonodaje finančnih instrumentov stranke, ki jih vodi tretja oseba, ni mogoče identificirati ločeno od lastniških finančnih instrumentov navedene tretje osebe ali investicijske družbe, in zagotovi vidno opozorilo o tveganjih, ki izhajajo iz tega.
The investment firm shall inform the client or potential client where accounts that contain financial instruments or funds belonging to that client or potential client are or will be subject to the law of a jurisdiction other than that of a Member State and shall indicate that the rights of the client or potential client relating to those financial instruments or funds may differ accordingly.
Investicijska družba obvesti stranko ali potencialno stranko, če so ali bodo računi, ki vsebujejo finančne instrumente ali sredstva, ki pripadajo navedeni stranki ali potencialni stranki, predmet zakonodaje v jurisdikciji, ki ni jurisdikcija države članice, in navedejo, da se lahko pravice stranke ali potencialne stranke v zvezi z navedenimi finančnimi instrumenti ali sredstvi ustrezno spremenijo.
An investment firm shall inform the client about the existence and the terms of any security interest or lien which the firm has or may have over the client's financial instruments or funds, or any right of set-off it holds in relation to those instruments or funds.
Investicijska družba obvesti stranko o obstoju in pogojih morebitne pravice unovčitve finančnega premoženja ali zastavne pravice, ki jo ima ali bi jo lahko imela družba na finančnih instrumentih ali sredstvih stranke, ali kakršne koli pravice izravnave, ki jo ima v zvezi z navedenimi instrumenti ali sredstvi.
Where applicable, it shall also inform the client of the fact that a depository may have a security interest or lien over, or right of set-off in relation to those instruments or funds.
Če je primerno, obvesti stranko tudi o dejstvu, da ima depozitar lahko pravico unovčitve finančnega premoženja ali zastavno pravico ali pravico izravnave v zvezi z navedenimi instrumenti ali sredstvi.