natgillin/translations-raw huggingface dataset:
For those reinsurance undertakings which discount or reduce their non-life technical provisions for claims outstanding to take account of investment income as permitted by Article 60(1)(g) of Directive 91/674/EEC, the available solvency margin shall be reduced by the difference between the undiscounted technical provisions or technical provisions before deductions as disclosed in the notes on the accounts, and the discounted or technical provisions after deductions.
Za pozavarovalnice, ki diskontirajo ali znižajo neživljenjske zavarovalno-tehnične rezervacije za škodne rezervacije, tako da upoštevajo prihodke naložb, kakor ga dovoljuje člen 60(1)(g) Direktive 91/674/EGS, se razpoložljivi minimalni kapital zniža za razliko med nediskontiranimi zavarovalno-tehničnimi rezervacijami ali zavarovalno-tehničnimi rezervacijami pred znižanjem, kakor je razvidno iz prilog računovodskih izkazov, in diskontirnimi zavarovalno-tehničnimi rezervacijami ali zavarovalno-tehničnimi rezervacijami po znižanju.
This adjustment shall be made for all risks listed in point A of the Annex to Directive 73/239/EEC, except for risks listed under classes 1 and 2 of point A of that Annex.
Ta prilagoditev se izvede za vse nevarnosti pod točko A Priloge k Direktivi 73/239/EGS, razen za nevarnosti iz vrst 1 in 2 iz točke A navedene priloge.
For classes other than 1 and 2 listed in point A of that Annex, no adjustment need be made in respect of the discounting of annuities included in technical provisions.
Za vse vrste, razen 1 in 2 iz točke A navedene priloge, prilagoditve niso potrebne v zvezi z diskontiranjem rent, vključenih v zavarovalno-tehnične rezervacije.
In addition to the deductions in the first and second subparagraphs, the available solvency margin shall be reduced by the following items:
Poleg odbitkov iz prvega in drugega pododstavka, se razpoložljivi minimalni kapital zmanjša z naslednjimi postavkami:
participations which the reinsurance undertaking holds in the following entities:
udeležbe pozavarovalnic v naslednjih subjektih:
insurance undertakings within the meaning of Article 6 of Directive 73/239/EEC, Article 4 of Directive 2002/83/EC, or Article 1(b) of Directive 98/78/EC,
pozavarovalnice v smislu člena 6 Direktive 73/239/EGS, člena 4 Direktive 2002/83/ES ali člena 1(b) Direktive 98/78/ES;
reinsurance undertakings within the meaning of Article 3 of this Directive or non-member country reinsurance undertakings within the meaning of Article 1(l) of Directive 98/78/EC,
pozavarovalnice v smislu člena 3 te direktive ali pozavarovalnice države nečlanice v smislu člena 1(1) Direktive 98/78/ES;
insurance holding companies within the meaning of Article 1(i) of Directive 98/78/EC,
zavarovalnih holdingih v smislu člena 1(i) Direktive 98/78/ES,
credit institutions and financial institutions within the meaning of Article 1(1) and (5) of Directive 2000/12/EC,
kreditne institucije in finančne institucije v smislu člena 1(1) in (5) Direktive 2000/12/ES;
investment firms and financial institutions within the meaning of Article 1(2) of Directive 93/22/EEC and of Article 2(4) and (7) of Directive 93/6/EEC;
investicijska podjetja in finančne institucije v smislu člena 1(2) Direktive 93/22/EGS in člena 2(4) ter (7) Direktive 93/6/EGS;
each of the following items which the reinsurance undertaking holds in respect of the entities defined in (a) in which it holds a participation:
vsaka od naslednjih postavk, ki jih ima pozavarovalnica v zvezi s subjekti, opredeljenimi pod (a), v katerih je udeležena:
instruments referred to in paragraph 4,
instrumenti iz odstavka 4;
instruments referred to in Article 27(3) of Directive 2002/83/EC,
instrumenti iz člena 27(3) Direktive 2002/83/ES;
subordinated claims and instruments referred to in Article 35 and Article 36(3) of Directive 2000/12/EC.
podrejene terjatve in instrumenti iz člena 35 in člena 36(3) Direktive 2000/12/ES.
Where shares in another credit institution, investment firm, financial institution, insurance or reinsurance undertaking or insurance holding company are held temporarily for the purposes of a financial assistance operation designed to reorganise and save that entity, the competent authority may waive the provisions on deduction referred to under (a) and (b) of the third subparagraph.
Kadar ima pozavarovalnica začasno v lasti delnice druge kreditne institucije, investicijskega podjetja, finančne institucije, zavarovalnice ali pozavarovalnice ali zavarovalnega holdinga za dajanje finančne pomoči pri reorganizaciji in finančni rešitvi tega subjekta, lahko pristojni organ odstopi od določb o odbitku iz (a) in (b) tretjega pododstavka.
As an alternative to the deduction of the items referred to in (a) and (b) of the third subparagraph which the reinsurance undertaking holds in credit institutions, investment firms and financial institutions, Member States may allow their reinsurance undertakings to apply mutatis mutandis methods 1, 2, or 3 of Annex I to Directive 2002/87/EC.
Kot druga možnost za odbitek postavk iz (a) in (b) tretjega pododstavka, ki jih ima pozavarovalnica v kreditnih institucijah, investicijskih podjetjih in finančnih institucijah, lahko države članice svojim pozavarovalnicam dovolijo smiselno uporabo metod 1, 2 ali 3 Priloge I k Direktivi 2002/87/ES.
Method 1 (Accounting consolidation) shall only be applied if the competent authority is confident about the level of integrated management and internal control regarding the entities which would be included in the scope of consolidation.
Metoda 1 (računovodska konsolidacija) se uporablja samo, če je pristojni organ prepričan o stopnji celostnega upravljanja in notranjega nadzora v zvezi s subjekti, ki so vključeni v obseg konsolidacije.
The method chosen shall be applied in a consistent manner over time.
Izbrana metoda se sčasoma uporablja na dosleden način.
Member States may provide that, for the calculation of the solvency margin as provided for by this Directive, reinsurance undertakings subject to supplementary supervision in accordance with Directive 98/78/EC or to supplementary supervision in accordance with Directive 2002/87/EC need not deduct the items referred to in (a) and (b) of the third subparagraph which are held in credit institutions, investment firms, financial institutions, insurance or reinsurance undertakings or insurance holding companies which are included in the supplementary supervision.
Države članice lahko določijo, da za izračun minimalnega kapitala, kakor je določeno s to direktivo, pozavarovalnicam za katere se uporablja dopolnilni nadzor v skladu z Direktivo 98/78/ES ali dopolnilni nadzor v skladu z Direktivo 2002/87/ES, ni treba odšteti postavk iz (a) in (b) tretjega pododstavka, ki so v lasti kreditnih institucij, investicijskih podjetij, zavarovalnic in pozavarovalnic ali zavarovalnih holdingov, ki so vključeni v dopolnilni nadzor.
For the purposes of the deduction of participations referred to in this paragraph, participation shall mean a participation within the meaning of Article 1(f) of Directive 98/78/EC.
Za namene znižanja udeležb iz tega odstavka, udeležba pomeni udeležbo v smislu člena 1(f) Direktive 98/78/ES.
The available solvency margin may also consist of:
Razpoložljivi minimalni kapital je lahko sestavljen tudi iz:
cumulative preferential share capital and subordinated loan capital up to 50 % of the available solvency margin or the required solvency margin, whichever is the smaller, no more than 25 % of which shall consist of subordinated loans with a fixed maturity, or fixed-term cumulative preferential share capital, provided that, in the event of the bankruptcy or liquidation of the reinsurance undertaking, binding agreements exist under which the subordinated loan capital or preferential share capital ranks after the claims of all other creditors and is not to be repaid until all other debts outstanding at the time have been settled.
vplačanega osnovnega kapitala na podlagi kumulativnih prednostnih delnic in podrejeni dolžniški kapital do 50 % razpoložljivega minimalnega kapitala oziroma zahtevanega minimalnega kapitala, glede na to, kaj je nižje, pri čemer ne sme več kot 25 % predstavljati podrejeni dolžniški kapital, a z določenim rokom zapadlosti, ali vplačani osnovni kapital na podlagi kumulativnih prednostnih delnic z določenim obdobjem trajanja, če obstajajo pri stečaju ali likvidaciji pozavarovalnice zavezujoči sporazumi, po katerih so podrejeni dolžniški kapital ali vplačani osnovni kapital na podlagi kumulativnih prednostnih delnic uvrščeni za terjatvami vseh drugih upnikov in se ne smejo poplačati, dokler niso poravnani vsi drugi takrat zapadli dolgovi.
Subordinated loan capital shall also fulfil the following conditions:
Podrejeni dolžniški kapital izpolnjuje tudi naslednje pogoje:
only fully paid-up funds may be taken into account;
upoštevati se smejo le v celoti vplačana sredstva;
for loans with a fixed maturity, the original maturity shall be at least five years.
za posojila z določenim rokom zapadlosti je prvotna zapadlost najmanj pet let.
No later than one year before the repayment date the reinsurance undertaking shall submit to the competent authorities for their approval a plan showing how the available solvency margin will be kept at or brought to the required level at maturity, unless the extent to which the loan may rank as a component of the available solvency margin is gradually reduced during at least the last five years before the repayment date.
Najpozneje eno leto pred datumom odplačila pozavarovalnica pristojnim organom v potrditev predloži načrt, iz katerega je razvidno, kako se bo razpoložljivi minimalni kapital ohranil ali privedel na zahtevano raven zapadlosti, razen če se obseg, v katerem se posojilo lahko razvrsti kot sestavni del razpoložljivega minimalnega kapitala, postopno zmanjšuje v obdobju najmanj petih let pred datumom odplačila.
The competent authorities may authorise the early repayment of such loans provided that application is made by the issuing reinsurance undertaking and that its available solvency margin will not fall below the required level;
Pristojni organi lahko dovolijo predčasno odplačilo takšnih posojil, če pozavarovalnica, ki jih je izdala, predloži vlogo in njen razpoložljivi minimalni kapital ne pade pod zahtevano raven;
loans the maturity of which is not fixed shall be repayable only subject to five years' notice unless the loans are no longer considered as a component of the available solvency margin or unless the prior consent of the competent authorities is specifically required for early repayment.
posojila, katerih rok zapadlosti ni določen, so odplačljiva le s petletnim odpovednim rokom, razen če ne predstavljajo več sestavine razpoložljivega minimalnega kapitala ali se za predčasno odplačilo posebej ne zahteva predhodna privolitev pristojnih organov.
In the latter event the reinsurance undertaking shall notify the competent authorities at least six months before the date of the proposed repayment, specifying the available solvency margin and the required solvency margin both before and after that repayment.
V takšnem primeru pozavarovalnica obvesti pristojne organe najmanj šest mesecev pred datumom nameravanega poplačila ter pri tem navesti razpoložljivi in zahtevani minimalni kapital pred odplačilom in po njem.
The competent authorities shall authorise repayment only if the reinsurance undertaking's available solvency margin will not fall below the required level;
Pristojni organi dovolijo odplačilo le, če razpoložljivi minimalni kapital pozavarovalnice ne pade pod zahtevano raven;
the loan agreement shall not include any clause providing that in specified circumstances, other than the winding-up of the reinsurance undertaking, the debt will become repayable before the agreed repayment dates;
posojilna pogodba ne vsebuje klavzule o tem, da bo v določenih okoliščinah, razen pri prenehanju pozavarovalnice, dolg postal odplačljiv pred dogovorjenimi datumi za odplačilo;
the loan agreement may be amended only after the competent authorities have declared that they have no objection to the amendment;
posojilno pogodbo je mogoče spremeniti šele, ko so pristojni organi izjavili, da ne nasprotujejo spremembi;
securities with no specified maturity date and other instruments, including cumulative preferential shares other than those referred to in point (a), up to 50 % of the available solvency margin or the required solvency margin, whichever is the smaller, for the total of such securities and the subordinated loan capital referred to in point (a) provided that they fulfil the following:
vrednostni papirji brez določenega roka zapadlosti in drugi instrumenti, vključno s kumulativnimi prednostnimi delnicami, razen tistih iz (a), in sicer do 50 % razpoložljivega minimalnega kapitala oziroma zahtevanega minimalnega kapitala, glede na to, kaj je nižje, za skupni obseg takšnih vrednostnih papirjev in podrejenega dolžniškega kapitala pod (a), če izpolnjujejo naslednje pogoje:
they may not be repaid on the initiative of the bearer or without the prior consent of the competent authority;
ne smejo biti poplačani na pobudo prinosnika ali brez predhodne odobritve pristojnega organa;
the contract of issue shall enable the reinsurance undertaking to defer the payment of interest on the loan;
pogodba o izdaji pozavarovalnici omogoča, da odloži plačilo obresti posojila;
the lender's claims on the reinsurance undertaking shall rank entirely after those of all non-subordinated creditors;
terjatve posojilodajalca do pozavarovalnice so v celoti uvrščene za terjatvami vseh nepodrejenih upnikov;
the documents governing the issue of the securities shall provide for the loss-absorption capacity of the debt and unpaid interest, while enabling the reinsurance undertaking to continue its business;
listine, ki urejajo izdajo vrednostnih papirjev, določajo sposobnost absorpcije izgube dolga in neplačanih obresti, istočasno pa omogočajo, da pozavarovalnica lahko nadaljuje poslovanje;
only fully paid-up amounts may be taken into account.
upoštevati se smejo le v celoti plačani zneski.
Upon application, with supporting evidence, by the reinsurance undertaking to the competent authority of the home Member State and with the agreement of that competent authority, the available solvency margin may also consist of:
Na zahtevo, ki jo, podprto z dokazili, zavarovalnice predložijo pristojnemu organu matične države članice in s soglasjem tega pristojnega organa, lahko razpoložljivi minimalni kapital predstavlja(-jo) tudi:
one half of the unpaid share capital or initial fund, once the paid-up part amounts to 25 % of that share capital or fund, up to 50 % of the available solvency margin or the required solvency margin, whichever is the smaller;
ena polovica nevplačanega osnovnega kapitala ali ustanovnega kapitala, potem ko vplačani del znaša 25 % takšnega kapitala, in sicer do 50 % razpoložljivega minimalnega kapitala oziroma zahtevanega minimalnega kapitala, glede na to, kaj je nižje;
in the case of a non-life mutual or mutual-type association with variable contributions, any claim which it has against its members by way of a call for supplementary contribution, within the financial year, up to one half of the difference between the maximum contributions and the contributions actually called in, and subject to a limit of 50 % of the available solvency margin or the required solvency margin, whichever is the smaller.
dodatni prispevki, ki jih družbe za neživljenjsko vzajemno zavarovanje in družbe z raznimi prispevki, delujoče po načelu vzajemnosti, lahko zahtevajo od svojih članov v poslovnem letu; te terjatve se lahko upoštevajo le do polovice razlike med najvišjimi prispevki in dejansko zahtevanimi prispevki, pri čemer ne smejo presegati 50 % razpoložljivega minimalnega kapitala oziroma zahtevanega minimalnega kapitala, glede na to, kaj je nižje.
The competent national authorities shall establish guidelines laying down the conditions under which supplementary contributions may be accepted;
Pristojni državni organi vzpostavijo smernice, ki določajo pogoje, pod katerimi se lahko sprejmejo dodatni prispevki;
any hidden net reserves arising out of the valuation of assets, in so far as such hidden net reserves are not of an exceptional nature.
kakršne koli skrite čiste rezerve, ki izhajajo iz vrednotenja sredstev, če takšne skrite rezerve niso izjemne narave.
In addition, with respect to life reassurance activities, the available solvency margin may, upon application, with supporting evidence, by the reinsurance undertaking to the competent authority of the home Member State and with the agreement of that competent authority, consist of:
Nadalje lahko v zvezi z dejavnostmi življenjskega pozavarovanja na zahtevo, ki jo, podprto z dokazili, podjetje predloži pristojnemu organu matične države članice in s soglasjem tega pristojnega organa, lahko razpoložljivi minimalni kapital predstavlja(-jo) tudi:
until 31 December 2009, an amount equal to 50 % of the undertaking's future profits, but not exceeding 25 % of the available solvency margin or the required solvency margin, whichever is the smaller; the amount of the future profits shall be obtained by multiplying the estimated annual profit by a factor which represents the average period left to run on policies; the factor used may not exceed six; the estimated annual profit shall not exceed the arithmetical average of the profits made over the last five financial years in the activities listed in Article 2(1) of Directive 2002/83/EC.
do 31. decembra 2009 znesek, enak 50 % prihodnjih dobičkov podjetja, vendar ne več kakor 25 % razpoložljivega ali zahtevanega minimalnega kapitala, glede na to, kaj je manjše; znesek prihodnjih dobičkov dobimo, če se ocenjeni letni dobiček pomnoži s faktorjem, ki predstavlja povprečno preostalo obdobje polic; uporabljeni faktor ne sme biti večji od šest; ocenjeni letni dobiček ne presega aritmetičnega povprečja dobičkov zadnjih petih poslovnih let iz dejavnosti, navedenih v členu 2(1) Direktive 2002/83/ES.
Competent authorities may only agree to include such an amount for the available solvency margin:
Pristojni organi lahko soglašajo, da se takšen znesek vključi v razpoložljiv minimalni kapital, samo če:
when an actuarial report is submitted to the competent authorities substantiating the likelihood of emergence of these profits in the future; and
se pristojnim organom predloži aktuarsko poročilo, ki dokazuje verjetnost, da se bodo v prihodnosti pojavili ti dobički; in
insofar as that part of future profits emerging from hidden net reserves referred to in paragraph 4(c) has not already been taken into account;
navedeni del prihodnjih dobičkov, ki izhajajo iz skritih čistih rezerv iz odstavka 4(c), še ni bil upoštevan;
where Zillmerising is not practised or where, if practised, it is less than the loading for acquisition costs included in the premium, the difference between a non-Zillmerised or partially Zillmerised mathematical provision and a mathematical provision Zillmerised at a rate equal to the loading for acquisition costs included in the premium; this figure may not, however, exceed 3,5 % of the sum of the differences between the relevant capital sums of life reassurance activities and the mathematical provisions for all policies for which Zillmerising is possible; the difference shall be reduced by the amount of any undepreciated acquisition costs entered as an asset.
kadar se zillmerising ne uporablja ali če se uporablja in je manjši od obremenitve za nabavne stroške, vključene v premiji, razlika med ne-zillmerizirano ali delno zillmerizirano matematično rezervacijo in matematično rezervacijo, zillmerizirano po stopnji, enaki obremenitvi za nabavne stroške, vključene v premijo; ta številka pa ne sme presegati 3,5 % vsote razlike med ustreznimi glavnicami dejavnosti življenjskega pozavarovanja in matematičnimi rezervacijami za vse police, za katere je možno zillmeriziranje; razlika se zmanjša za znesek nerazvrednotenih stroškov pridobivanja zavarovanj, izkazanih v aktivi.
Amendments to paragraphs 1 to 5 of this Article to take into account developments that justify a technical adjustment of the elements eligible for the available solvency margin shall be adopted in accordance with the procedure laid down in Article 55(2).
Spremembe odstavkov 1 do 5 tega člena, da se upošteva razvoj, ki upravičuje tehnično prilagoditev elementov, ki izpolnjujejo pogoje za razpoložljivi minimalni kapital, se sprejmejo po postopku, določenem v členu 55(2).
Required solvency margin
Zahtevani minimalni kapital
Required solvency margin for non-life reinsurance activities
Zahtevani minimalni kapital za dejavnosti neživljenjskega pozavarovanja
The required solvency margin shall be determined on the basis either of the annual amount of premiums or contributions, or of the average burden of claims for the past three financial years.
Zahtevani minimalni kapital se določi bodisi na podlagi letnega zneska premij ali prispevkov bodisi povprečnih terjatev na izplačilo odškodnin za pretekla tri poslovna leta.
However, in the case of reinsurance undertakings which essentially underwrite only one or more of the risks of credit, storm, hail or frost, the last seven financial years shall be taken as the reference period for the average burden of claims.
Vendar pa se pri pozavarovalnicah, ki v bistvu sklepajo zavarovanja, pokrivajoča eno ali več nevarnosti kredita, neurja, toče ali pozebe, za referenčno obdobje glede povprečnih terjatev na izplačilo odškodnin vzame zadnjih sedem poslovnih let.
Subject to Article 40, the amount of the required solvency margin shall be equal to the higher of the two results as set out in paragraphs 3 and 4 of this Article.
V skladu s členom 40 je znesek zahtevanega minimalnega kapitala enak višjemu od dveh rezultatov iz odstavkov 3 in 4 tega člena.
The premium basis shall be calculated using the higher of gross written premiums or contributions as calculated below, and gross earned premiums or contributions.
Premijska osnova se izračuna s kosmatimi obračunanimi zavarovalnimi premijami ali prispevki, kakor so izračunani spodaj, ali s kosmatimi prihodki od zavarovalnih premij ali prispevki, glede na to, kaj je višje.
Premiums or contributions in respect of the classes 11, 12 and 13 listed in point A of the Annex to Directive 73/239/EEC shall be increased by 50 %.
Premije ali prispevki v zvezi z vrstami 11, 12 in 13 iz točke A Priloge k Direktivi 73/239/EGS se zvišajo za 50 %.
Premiums or contributions in respect of classes other than classes 11, 12 and 13 listed in point A of the Annex to Directive 73/239/EEC may be increased by up to 50 %, for specific reinsurance activities or contract types, in order to take account of the specificities of these activities or contracts, in accordance with the procedure referred to in Article 55(2) of this Directive.
Premije ali prispevki v zvezi z vrstami razen vrst 11, 12 in 13 iz točke A Priloge k Direktivi 73/239/EGS, se lahko zvišajo do 50 % za posebne dejavnosti pozavarovanja ali vrste pogodb da bi upoštevali specifičnosti teh dejavnosti ali pogodb, v skladu s postopkom, navedenim v členu 55(2) te direktive.
The premiums or contributions, inclusive of charges ancillary to premiums or contributions, due in respect of reinsurance business in the last financial year shall be aggregated.
Premije ali prispevki, vključno z dajatvami, dodanimi premijam ali prispevki, dolgovani glede vseh poslov pozavarovanja v preteklem poslovnem letu, se združijo.
From that sum there shall then be deducted the total amount of premiums or contributions cancelled in the last financial year, as well as the total amount of taxes and levies pertaining to the premiums or contributions entering into the aggregate.
Od te vsote se nato odšteje skupni znesek premij ali prispevkov, ukinjenih v preteklem poslovnem letu, ter skupni znesek davkov in dajatev, ki veljajo za premije ali prispevke, sestavljajoč skupno vsoto.
The amount so obtained shall be divided into two portions, the first portion extending up to EUR 50000000, the second comprising the excess; 18 % and 16 % of these portions respectively shall be calculated and added together.
Tako dobljeni znesek se razdeli na dva dela, prvi do vrednosti 50000000 EUR, drugi pa za preostalo vrednost; 18 % prvega dela in 16 % drugega dela se izračuna in sešteje.