natgillin/translations-raw huggingface dataset:
This Directive follows the approach of Community legislation adopted in respect of direct insurance by carrying out the harmonisation which is essential, necessary and sufficient to ensure the mutual recognition of authorisations and prudential control systems, thereby making it possible to grant a single authorisation valid throughout the Community and apply the principle of supervision by the home Member State.
Ta direktiva sledi pristopu zakonodaje Skupnosti, sprejete v zvezi z neposrednim zavarovanjem tako, da izvaja usklajevanje, ki je ključnega pomena, potrebno in zadostno za zagotovitev vzajemnega priznavanja dovoljenj in sistemov nadzora skrbnega in varnega poslovanja, s čimer je omogočena izdaja enotnega dovoljenja, veljavnega na celotnem ozemlju Skupnosti, in uporaba načela nadzora matične države članice.
As a result, the taking up and the pursuit of the business of reinsurance are subject to the grant of a single official authorisation issued by the competent authorities of the Member State in which a reinsurance undertaking has its head office.
Zato se za začetek opravljanja in za opravljanje dejavnosti pozavarovanja uporablja enotno dovoljenje, ki ga izdajo pristojni organi države članice, v kateri ima pozavarovalnica svoj sedež.
Such authorisation enables an undertaking to carry on business throughout the Community, under the right of establishment or the freedom to provide services.
Takšno dovoljenje podjetju omogoča, da posluje na celotnem območju Skupnosti iz naslova pravice do ustanavljanja ali svobode opravljanja storitev.
The Member State of the branch or of the provision of services may not require a reinsurance undertaking which wishes to carry on reinsurance business in its territory and which has already been authorised in its home Member State to seek fresh authorisation.
Država članica podružnice ali opravljanja storitev od pozavarovalnice, ki želi na njenem ozemlju opravljati dejavnosti pozavarovanja in je že prejela dovoljenje v svoji matični državi članici, ne sme zahtevati novega dovoljenja.
Furthermore a reinsurance undertaking which has already been authorised in its home Member State should not be subject to additional supervision or checks related to its financial soundness performed by the competent authorities of an insurance undertaking which is reinsured by that reinsurance undertaking.
Nadalje se za pozavarovalnico, ki je že prejela dovoljenje v svoji matični državi članici, ne bi smel izvajati dodatni nadzor ali pregledi glede njene finančne trdnosti, ki jih izvajajo pristojni organi zavarovalnice, ki je pozavarovana s to pozavarovalnico.
In addition, Member States should not be allowed to require a reinsurance undertaking authorised in the Community to pledge assets in order to cover its part of the cedant's technical provisions.
Nadalje, države članice od pozavarovalnice, ki je pridobila dovoljenje v Skupnosti, ne bi smele zahtevati predložitve sredstev zavarovanja za kritje njenega dela zavarovalno-tehničnih rezervacij cedenta.
The conditions for the granting or withdrawal of such authorisation should be defined.
Treba bi bilo določiti pogoje za izdajo ali odvzem takšnega dovoljenja.
The competent authorities should not authorise or continue the authorisation of a reinsurance undertaking which does not fulfil the conditions laid down in this Directive.
Pristojni organi ne bi smeli izdati ali podaljšati dovoljenja pozavarovalnici, ki ne izpolnjuje pogojev, določenih v tej direktivi.
This Directive should apply to reinsurance undertakings which conduct exclusively reinsurance business and do not engage in direct insurance business; it should also apply to the so-called ‘captive’ reinsurance undertakings created or owned by either a financial undertaking other than an insurance or reinsurance undertaking or a group of insurance or reinsurance undertakings to which Directive 98/78/EC of the European Parliament and of the Council of 27 October 1998 on the supplementary supervision of insurance undertakings in an insurance group applies, or by one or several non-financial undertakings, the purpose of which is to provide reinsurance cover exclusively for the risks of the undertakings to which they belong.
Ta direktiva bi se morala uporabljati za pozavarovalnice, ki izvajajo izključno dejavnost pozavarovanja in ne opravljajo dejavnosti neposrednega zavarovanja; uporabljati pa bi se tudi morala za tako imenovane lastne pozavarovalnice, ki so jih ustanovila ali so v lasti finančnih podjetij, razen zavarovalnic ali pozavarovalnic ali skupine zavarovalnic ali pozavarovalnic, za katere se uporablja Direktiva Evropskega parlamenta in Sveta 98/78/ES z dne 27. oktobra 1998 o dopolnilnem nadzoru nad zavarovalnicami v zavarovalniški skupini, ali več nefinančnih podjetij, katerih namen je zagotoviti pozavarovalno kritje izključno za nevarnosti podjetij, katerim pripadajo.
When in this Directive reference is made to reinsurance undertakings, it should include captive reinsurance undertakings, except where special provision is made for captive reinsurance undertakings.
Sklicevanje na pozavarovalnice v tej direktivi bi moralo vključevati tudi lastne pozavarovalnice, razen če obstajajo posebne določbe za lastne pozavarovalnice.
Captive reinsurance undertakings do not cover risks deriving from the external direct insurance or reinsurance business of an insurance or reinsurance undertaking belonging to the group.
Lastne pozavarovalnice ne krijejo nevarnosti, ki izhajajo iz zunanje dejavnosti neposrednega zavarovanja ali pozavarovanja zavarovalnice ali pozavarovalnice, ki spada v skupino.
Furthermore, insurance or reinsurance undertakings belonging to a financial conglomerate may not own a captive undertaking.
Ob tem zavarovalnice in pozavarovalnice, ki spadajo v finančni konglomerat, ne smejo biti lastnice lastnega podjetja.
This Directive should however not apply to insurance undertakings which are already subject to Directives 73/239/EEC or 2002/83/EC; however, in order to ensure the financial soundness of insurance undertakings which also carry on reinsurance business and that the specific characteristics of those activities is duly taken into account by the capital requirements of those insurance undertakings, the provisions relating to the solvency margin of reinsurance undertakings contained in this Directive should apply to reinsurance business of those insurance undertakings, if the volume of their reinsurance activities represents a significant part of their entire business.
Vseeno naj se ta direktiva ne uporablja za zavarovalnice, za katere se že uporabljata Direktivi 73/239/EGS ali 2002/83/ES; vendar, da bi zagotovili finančno trdnost zavarovalnic, ki opravljajo tudi dejavnost pozavarovanja in da posebne značilnosti teh dejavnosti kapitalske zahteve teh zavarovalnic primerno upoštevajo, naj se določbe glede minimalnega kapitala pozavarovalnic iz te direktive uporabljajo za dejavnosti pozavarovanja teh zavarovalnic, če obseg njihovih dejavnosti pozavarovanja predstavlja pomemben del njihovega celotnega poslovanja.
This Directive should not apply to the provision of reinsurance cover carried out or fully guaranteed by a Member State for reasons of substantial public interest, in the capacity of reinsurer of last resort, in particular where because of a specific situation in a market, it is not feasible to obtain adequate commercial cover; in this regard, a lack of ‘adequate commercial cover’ should mainly mean a market failure which is characterised by an evident lack of a sufficient range of insurance offers, although excessive premiums should not per se imply inadequacy of that commercial cover.
Ta direktiva naj se ne uporablja za zagotavljanje pozavarovalnega kritja, ki ga zaradi bistvenega javnega interesa izvaja ali v celoti jamči država članica in ki deluje kot pozavarovatelj zadnje možnosti, zlasti kadar je zaradi posebnih razmer na trgu neizvedljivo pridobiti ustrezno komercialno kritje; v zvezi s tem bi moralo pomanjkanje „ustreznega komercialnega kritja“ v glavnem pomeniti tržno nepravilnost, za katero je značilno očitno pomanjkanje ustreznega obsega zavarovalniških ponudb, čeprav pretirane premije ne bi smele same po sebi pomeniti neustreznosti tega komercialnega kritja.
Article 1(2)(d) of this Directive also applies to arrangements between insurance undertakings to which Directives 73/239/EEC or 2002/83/EC apply and which aim to pool financial claims ensuing from major risks such as terrorism.
Člen 1(2)(d) te direktive se uporablja tudi za dogovore med zavarovalnicami, za katere se uporabljata direktivi 73/239/EGS ali 2002/83/ES ter katerih cilj je pridobivanje finančnih zahtevkov, ki izhajajo iz velikega tveganja, kot je terorizem.
Reinsurance undertakings are to limit their objects to the business of reinsurance and related operations.
Pozavarovalnice morajo svoje cilje omejiti na dejavnosti pozavarovanja in s tem povezano delovanje.
This requirement may allow a reinsurance undertaking to carry on, for instance, activities, such as provision of statistical or actuarial advice, risk analysis or research for its clients.
Ta zahteva pozavarovalnici omogoča, da na primer nadaljuje z dejavnostmi, kot so analize tveganj s področja statističnega ali aktuarskega svetovanja ali raziskovalna dejavnost za stranke.
It may also include a holding company function and activities with respect to financial sector activities within the meaning of Article 2, point 8, of Directive 2002/87/EC of the European Parliament and of the Council of 16 December 2002 on the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate.
Vključuje lahko tudi funkcijo holdinga in dejavnosti v zvezi z dejavnostjo finančnega sektorja v smislu točke 8 člena 2 Direktive Evropskega parlamenta in Sveta 2002/87/ES z dne 16. decembra 2002 o dopolnilnem nadzoru kreditnih institucij, zavarovalnic in investicijskih družb v finančnem konglomeratu.
In any case, this requirement does not allow the carrying on of unrelated banking and financial activities.
Ta zahteva v nobenem primeru ne omogoča izvajanja nepovezanih bančnih in finančnih dejavnosti.
This Directive should clarify the powers and means of supervision vested in the competent authorities.
Ta direktiva bi morala razjasnjevati pooblastila in sredstva nadzora, dodeljena pristojnim organom.
The competent authorities of the reinsurance undertaking's home Member State should be responsible for monitoring the financial health of reinsurance undertakings, including their state of solvency, the establishment of adequate technical provisions and equalisation reserves and the covering of those provisions and reserves by quality assets.
Pristojni organi matične države članice pozavarovalnice bi morali biti odgovorni za nadzorovanje finančne trdnosti pozavarovalnic, vključno s stanjem kapitalske ustreznosti, vzpostavitvijo primernih zavarovalno-tehničnih rezervacij in izravnalnih rezervacij ter kritjem teh določb in rezervacij s kvalitetnim premoženjem.
The competent authorities of the Member States should have at their disposal such means of supervision as are necessary to ensure the orderly pursuit of business by reinsurance undertakings throughout the Community whether carried on under the right of establishment or the freedom to provide services.
Pristojni organi držav članic bi morali razpolagati s sredstvi nadzora, ki so potrebna za zagotovitev pravilnega poslovanja pozavarovalnic na celotnem ozemlju Skupnosti iz naslova pravice do ustanavljanja ali svobode opravljanja storitev.
In particular, they should be able to introduce appropriate safeguards or impose penalties aimed at preventing irregularities and infringements of the provisions on reinsurance supervision.
Predvsem bi morali biti zmožni uvesti primerna varovala ali naložiti kazni za preprečevanje nepravilnosti in kršitev določb glede nadzora pozavarovanja.
The provisions governing transfers of portfolios should be in line with the single authorisation provided for in this Directive.
Določbe o prenosu portfeljev bi morale biti v skladu z enotnim dovoljenjem, predvidenim v tej direktivi.
They should apply to the various kinds of transfers of portfolios between reinsurance undertakings, such as transfers of portfolios resulting from mergers between reinsurance undertakings or other instruments of company law or transfers of portfolios of outstanding losses in run-off to another reinsurance undertaking.
Uporabljati bi se morale za različne vrste prenosov portfeljev med pozavarovalnicami, kot so prenosi portfeljev, ki so posledica združevanja pozavarovalnic ali drugih instrumentov prava družb, ali prenosi portfeljev velikih izgub v stečajnem postopku na drugo pozavarovalnico.
Moreover, the provisions governing transfers of portfolios should include provisions specifically concerning the transfer to another reinsurance undertaking of the portfolio of contracts concluded under the right of establishment or the freedom to provide services.
Razen tega bi morale določbe o prenosih portfeljev vključevati določbe, ki zadevajo zlasti prenos portfelja pogodb, sklenjenih v skladu s pravico do ustanavljanja ali svobodo opravljanja storitev, na drugo pozavarovalnico.
Provision should be made for the exchange of information between the competent authorities and authorities or bodies which, by virtue of their function, help to strengthen the stability of the financial system.
Treba bi bilo omogočiti izmenjavo podatkov med pristojnimi organi ter organi ali telesi, ki na podlagi svoje funkcije pomagajo krepiti stabilnost finančnega sistema.
In order to preserve the confidential nature of the information forwarded, the list of addressees should remain within strict limits.
Da bi ohranili zaupno naravo posredovanih podatkov, mora seznam naslovnikov ostati znotraj strogih omejitev.
It is therefore necessary to specify the conditions under which the abovementioned exchanges of information are authorised; moreover, where it is laid down that information may be disclosed only with the express agreement of the competent authorities, these may, where appropriate, make their agreement subject to compliance with strict conditions.
Zato bi bilo treba podrobno opredeliti pogoje za pooblastilo prej omenjene izmenjave podatkov; nadalje, kjer je določeno, da se lahko nekateri podatki razkrijejo le, če se s tem izrecno strinjajo pristojni organi, lahko slednji, če je ustrezno, svoje strinjanje pogojujejo z upoštevanjem strogih pogojev za razkrivanje podatkov.
In this regard, and with a view to ensuring the proper supervision of reinsurance undertakings by the competent authorities, this Directive should provide for rules enabling Member States to conclude agreements on exchange of information with third countries provided that the information disclosed is subject to appropriate guarantees of professional secrecy.
V zvezi s tem in z namenom zagotavljanja ustreznega nadzora pristojnih organov nad pozavarovalnicami, bi morala ta direktiva določati pravila, ki državam članicam omogočajo sklenitev sporazumov o izmenjavi podatkov s tretjimi državami, pod pogojem, da za razkrite podatke velja primerno jamstvo poslovne skrivnosti.
For the purposes of strengthening the prudential supervision of reinsurance undertakings, it should be laid down that an auditor has a duty to report promptly to the competent authorities, wherever, as provided for by this Directive, he/she becomes aware, while carrying out his/her tasks, of certain facts which are liable to have a serious effect on the financial situation or the administrative and accounting organisation of a reinsurance undertaking.
Za krepitev nadzora skrbnega in varnega poslovanja pozavarovalnic bi bilo treba določiti, da so revizorji obvezani nemudoma poročati pristojnim organom, kadar koli med opravljanjem svojih nalog ugotovijo, da obstajajo v skladu s to direktivo dejavniki, ki bi lahko resno vplivali na finančni položaj ali administrativno in računovodsko organizacijo pozavarovalnice.
Having regard to the aim in view, it is desirable for Member States to provide that such a duty should apply in all circumstances where such facts are discovered by an auditor during the performance of his/her tasks in an undertaking which has close links with a reinsurance undertaking.
Ob upoštevanju tega cilja je zaželeno, da država članica zagotovi izvajanje te obveznosti v vseh okoliščinah, v katerih revizorji odkrijejo taka dejstva med opravljanjem svojih nalog v podjetju, ki je tesno povezano s pozavarovalnico.
The duty of auditors to communicate, where appropriate, to the competent authorities certain facts and decisions concerning a reinsurance undertaking which they discover during the performance of their tasks in a non-reinsurance undertaking does not in itself change the nature of their tasks in that undertaking nor the manner in which they must perform those tasks in that undertaking.
Obveza revizorjev, da pristojnim organom po potrebi sporočajo nekatera dejstva in odločitve, povezane s pozavarovalnico, ki jih odkrijejo med opravljanjem svojih nalog v nepozavarovalnem podjetju, sama po sebi ne spremeni narave njihovih nalog v tem podjetju niti načina opravljanja teh nalog v istem podjetju.
Provision should be made to define the application of this Directive to existing reinsurance undertakings which were already authorised or entitled to conduct reinsurance business in accordance with the provisions of the Member States before the application of this Directive.
Treba bi bilo predvideti določitev uporabe te direktive za obstoječe pozavarovalnice, ki so že prejele dovoljenje ali so imele pravico opravljanja poslov pozavarovanja v skladu z določbami držav članic pred začetkom uporabe te direktive.
In order to allow a reinsurance undertaking to meet its commitments, the home Member State should require a reinsurance undertaking to establish adequate technical provisions.
Da bi pozavarovalnicam omogočili izpolnitev svojih obveznosti, bi morala matična država članica od pozavarovalnice zahtevati vzpostavitev primernih zavarovalno-tehničnih rezervacij.
The amount of such technical provisions should be determined in accordance with Council Directive 91/674/EEC of 19 December 1991 on the annual accounts and consolidated accounts of insurance undertakings and, in respect of life reinsurance activities, the home Member State should also be allowed to lay down more specific rules in accordance with Directive 2002/83/EC.
Znesek zavarovalno-tehničnih rezervacij naj se določi skladno z Direktivo Sveta 91/674/EGS z dne 19. decembra 1991 o letnih računovodskih izkazih in konsolidiranih računovodskih izkazih zavarovalnic, v zvezi z dejavnostjo življenjskega pozavarovanja pa bi lahko matična država članica določila bolj podrobna pravila v skladu z Direktivo 2002/83/ES.
A reinsurance undertaking conducting reinsurance business in respect of credit insurance, whose credit reinsurance business amounts to more than a small proportion of its total business, should be required to set up an equalisation reserve which does not form part of the solvency margin; that reserve should be calculated according to one of the methods laid down in Directive 73/239/EEC and which are recognised as equivalent; furthermore, this Directive should allow the home Member State also to require reinsurance undertakings whose head office is situated within its territory to set up equalisation reserves for classes of risks other than credit reinsurance, following the rules laid down by that home Member State.
Pozavarovalnica, ki opravlja posle pozavarovanja v zvezi s kreditnim zavarovanjem, njeni posli kreditnega pozavarovanja pa znašajo več kot le manjši del celotnega poslovanja, bi morala oblikovati izravnalne rezervacije, ki niso del minimalnega kapitala; te rezervacije bi se morale izračunati v skladu z eno od metod, ki so določene v Direktivi 73/239/EGS in veljajo za enakovredne; nadalje bi ta direktiva matičnim državam članicam morala omogočiti, da tudi od pozavarovalnic, katerih sedež je na njihovem ozemlju, zahtevajo oblikovanje izravnalnih rezervacij za vrste nevarnosti, razen kreditnega pozavarovanja po pravilih, ki jih je določila tista matična država članica.
Following the introduction of the International Financial Reporting Standards (IFRS 4), this Directive should clarify the prudential treatment of equalisation reserves established in accordance with this Directive.
V skladu z uvedbo mednarodnih standardov za poročanje o finančnem položaju (IFRS 4) bi morala ta direktiva razjasniti preudarno obravnavo izravnalnih rezervacij, uveljavljenih v skladu s to direktivo.
However, since supervision of reinsurance needs to be reassessed under the Solvency II project, this Directive does not pre-empt any future reinsurance supervision under Solvency II.
Ker pa je treba nadzor pozavarovanja ponovno presoditi v skladu s projektom Solventnost II, ta direktiva predhodno ne določa nikakršnega nadaljnjega nadzora pozavarovanja v okviru Solventnosti II.
A reinsurance undertaking should have assets to cover technical provisions and equalisation reserves which should take account of the type of business that it carries out in particular the nature, amount and duration of the expected claims payments, in such a way as to secure the sufficiency, liquidity, security, quality, profitability and matching of its investments, which the undertaking should ensure are diversified and adequately spread and which gives the undertaking the possibility of responding adequately to changing economic circumstances, in particular developments in the financial markets and real estate markets or major catastrophic events.
Pozavarovalnica bi morala razpolagati s sredstvi za kritje zavarovalno-tehničnih rezervacij in izravnalnih rezervacij, ki upoštevajo vrsto poslovanja, predvsem naravo, znesek in trajanje pričakovanih zneskov škode, da bi zagotovili zadostnost, likvidnost, varnost, kakovost, donosnost in ujemanje naložb, za katere bi moralo podjetje zagotoviti, da so raznolike in zadostno razpršene, da bi podjetju omogočili odgovor na spreminjajoče se gospodarske okoliščine, predvsem glede razvoja na finančnih trgih in trgih z nepremičninami ali večjih katastrofalnih dogodkov.
It is necessary that, over and above technical provisions, reinsurance undertakings should possess a supplementary reserve, known as the solvency margin, represented by free assets and, with the agreement of the competent authority, by other implicit assets, which is to act as a buffer against adverse business fluctuations.
Potrebno je, da imajo pozavarovalnice za preprečevanje neželenih nihanj v poslovanju poleg zavarovalno-tehničnih rezervacij tudi dodatno rezervo, imenovano minimalni kapital, ki ga predstavljajo prosta sredstva in z dovoljenjem pristojnega organa tudi druga implicitna sredstva za preprečevanje neželenih nihanj v poslovanju.
This requirement is an important element of prudential supervision.
Ta zahteva je pomemben element nadzora skrbnega in varnega poslovanja.
Pending the revision of the existing solvency margin regime, which the Commission is carrying on under the so-called ‘Solvency II project’, in order to determine the required solvency margin of reinsurance undertakings, the rules provided for in existing legislation in the field of direct insurance should be applicable.
Do pregleda obstoječega režima minimalnega kapitala, ki ga Komisija izvaja pod imenom „Projekt Solventnost II“, bi se za določitev zahtevanega minimalnega kapitala pozavarovalnic morale uporabljati pravila iz obstoječe zakonodaje na področju neposrednega zavarovanja.