natgillin/translations-raw huggingface dataset:
They shall inform the Commission and the European Banking Committee of the content of such measures or procedures.
Komisijo in Evropski odbor za bančništvo morajo obvestiti o vsebini takih ukrepov ali postopkov.
A credit institution may not incur large exposures which in total exceed 800 % of its own funds.
Kreditna institucija ne sme imeti velikih izpostavljenosti, ki bi skupaj presegle 800 % njenih lastnih sredstev.
A credit institution shall at all times comply with the limits laid down in paragraphs 1, 2 and 3 in respect of its exposures.
Kreditna institucija mora glede svojih izpostavljenosti vedno upoštevati zgornje meje, določene v odstavkih 1, 2 in 3.
If in an exceptional case exposures exceed those limits, that fact shall be reported without delay to the competent authorities which may, where the circumstances warrant it, allow the credit institution a limited period of time in which to comply with the limits.
Če v izjemnem primeru izpostavljenosti presežejo te zgornje meje, je treba o tem nemudoma obvestiti pristojne organe, ki lahko, če to dopuščajo okoliščine, kreditni instituciji odobrijo neko časovno obdobje, v katerem se mora uskladiti z navedenimi zgornjimi mejami.
For the purposes of Articles 113 to 117, the term ‘guarantee’ shall include credit derivatives recognised under Articles 90 to 93 other than credit linked notes.
Za namene členov 113 do 117 izraz „jamstvo“ vključuje kreditne izvedene finančne instrumente, priznane na podlagi členov 90 do 93, razen kreditnih zapisov.
Subject to paragraph 3, where, under Articles 113 to 117, the recognition of funded or unfunded credit protection may be permitted, this shall be subject to compliance with the eligibility requirements and other minimum requirements, set out under Articles 90 to 93 for the purposes of calculating risk-weighted exposure amounts under Articles 78 to 83.
Ob upoštevanju odstavka 3, kjer se na podlagi členov 113 do 117 lahko dovoli priznanje stvarnega ali osebnega kreditnega zavarovanja, se za to zahteva izpolnjevanje vseh zahtev za primernost in drugih minimalnih zahtev iz členov 90 do 93 za namene izračuna zneskov tveganju prilagojenih izpostavljenosti iz členov 78 do 83.
Where a credit institution relies upon Article 114(2), the recognition of funded credit protection shall be subject to the relevant requirements under Articles 84 to 89.
Če kreditna institucija uporablja člen 114(2), se za priznanje stvarnega ali osebnega kreditnega zavarovanja uporabljajo ustrezne zahteve iz členov 84 do 89.
Member States may impose limits more stringent than those laid down in Article 111.
Države članice lahko naložijo strožje zgornje meje od tistih, določenih v členu 111.
Member States may fully or partially exempt from the application of Article 111(1), (2) and (3) exposures incurred by a credit institution to its parent undertaking, to other subsidiaries of that parent undertaking or to its own subsidiaries, in so far as those undertakings are covered by the supervision on a consolidated basis to which the credit institution itself is subject, in accordance with this Directive or with equivalent standards in force in a third country.
Države članice lahko iz uporabe člena 111(1), (2) in (3) v celoti ali delno izvzamejo izpostavljenosti kreditne institucije do nadrejene družbe, drugih podrejenih družb te nadrejene družbe ali lastnih podrejenih družb, če so te družbe in tudi sama kreditna institucija vključene v nadzor na konsolidirani osnovi, v skladu s to direktivo ali z enakovrednimi standardi, ki veljajo v tretji državi.
Member States may fully or partially exempt the following exposures from the application of Article 111:
Države članice lahko v celoti ali delno izvzamejo iz uporabe člena 111 naslednje izpostavljenosti:
asset items constituting claims on central governments or central banks which, unsecured, would be assigned a 0 % risk weight under Articles 78 to 83;
postavke sredstev, ki predstavljajo terjatve do enot centralne ravni držav ali centralnih bank, ki bi nezavarovane na podlagi členov 78 do 83 prejele utež tveganja 0 %;
asset items constituting claims on international organisations or multilateral development banks which, unsecured, would be assigned a 0 % risk weight under Articles 78 to 83;
postavke sredstev, ki predstavljajo terjatve mednarodnih organizacij ali mednarodnih razvojnih bank, ki bi nezavarovane na podlagi členov 78 do 83 prejele utež tveganja 0 %;
asset items constituting claims carrying the explicit guarantees of central governments, central banks, international organisations, multilateral development banks or public sector entities, where unsecured claims on the entity providing the guarantee would be assigned a 0 % risk weight under Articles 78 to 83;
postavke sredstev, ki predstavljajo terjatve z izrecnimi osebnimi jamstvi enot centralne ravni držav, centralnih bank, mednarodnih organizacij, multilateralnih razvojnih bank ali oseb javnega sektorja, če bi nezavarovane terjatve do subjekta, ki zagotavlja osebno jamstvo, na podlagi členov 78 do 83 dosegle utež tveganja 0 %;
other exposures attributable to, or guaranteed by, central governments, central banks, international organisations, multilateral development banks or public sector entities, where unsecured claims on the entity to which the exposure is attributable or by which it is guaranteed would be assigned a 0 % risk weight under Articles 78 to 83;
druge izpostavljenosti do ali za katere osebno jamčijo enote centralne ravni držav, centralne banke, mednarodne organizacije, multilateralne razvojne banke ali osebe javnega sektorja, če bi nezavarovane terjatve do subjekta, kateremu se pripiše izpostavljenost ali ki osebno jamči za izpostavljenost, na podlagi členov 78 do 83 prejele utež tveganja 0 %;
asset items constituting claims on and other exposures to central governments or central banks not mentioned in point (a) which are denominated and, where applicable, funded in the national currencies of the borrowers;
postavke sredstev, ki predstavljajo terjatve in druge izpostavljenosti do enot centralne ravni države ali centralnih bank, ki niso navedene v odstavku (a) zgoraj, denominirane in po potrebi vplačane v nacionalnih valutah posojilojemalcev;
asset items and other exposures secured, to the satisfaction of the competent authorities, by collateral in the form of debt securities issued by central governments or central banks, international organisations, multilateral development banks, Member States' regional governments, local authorities or public sector entities, which securities constitute claims on their issuer which would be assigned a 0 % risk weighting under Articles 78 to 83;
postavke sredstev in druge izpostavljenosti, zavarovane, kakor zahtevajo pristojni organi, z dolžniškimi vrednostnimi papirji, ki jih izdajo enote centralne ravni države ali centralne banke, mednarodne organizacije, multilateralne razvojne banke ali enote regionalne ali lokalne ravni države v državah članicah ali osebe javnega sektorja, katerih vrednostni papirji predstavljajo terjatve do izdajatelja, ki bi na podlagi členov 78 do 83 prejele utež tveganja 0 %;
asset items and other exposures secured, to the satisfaction of the competent authorities, by collateral in the form of cash deposits placed with the lending credit institution or with a credit institution which is the parent undertaking or a subsidiary of the lending institution;
postavke sredstev in druge izpostavljenosti, zavarovane, kakor zahtevajo pristojni organi, z gotovinskimi vlogami, položenimi pri posojilni kreditni instituciji ali pri kreditni instituciji, ki je nadrejena družba ali podrejena družba te posojilne institucije;
asset items and other exposures secured, to the satisfaction of the competent authorities, by collateral in the form of certificates of deposit issued by the lending credit institution or by a credit institution which is the parent undertaking or a subsidiary of the lending credit institution and lodged with either of them;
postavke sredstev in druge izpostavljenosti, zavarovane, kakor zahtevajo pristojni organi, s potrdili o vlogah, ki jih je izdala posojilna kreditna institucija ali kreditna institucija, ki je nadrejena družba ali podrejena družba te posojilne kreditne institucije, in so v hrambi pri eni od njih;
asset items constituting claims on and other exposures to institutions, with a maturity of one year or less, but not constituting such institutions" own funds;
postavke sredstev, ki predstavljajo terjatve in druge izpostavljenosti do institucij, z dospelostjo enega leta ali manj, vendar ne predstavljajo lastnih sredstev teh institucij;
asset items constituting claims on and other exposures to those institutions which are not credit institutions but which fulfil the conditions referred to in Annex VI, Part 1, point 85, with a maturity of one year or less, and secured in accordance with the same point;
postavke sredstev, ki predstavljajo terjatve in druge izpostavljenosti z dospelostjo enega leta ali manj do tistih institucij, ki niso kreditne institucije, vendar pa izpolnjujejo pogoje, opredeljene v odstavku 85 dela 1 Priloge VI, in so zavarovane v skladu z istim odstavkom;
bills of trade and other similar bills, with a maturity of one year or less, bearing the signatures of other credit institutions;
trgovske menice in druge podobne menice, z dospelostjo enega leta ali manj, na katerih so podpisi drugih kreditnih institucij;
covered bonds falling within the terms of Annex VI, Part 1, points 68 to 70;
krite obveznice, kakor so opredeljene v odstavkih 68 do 70 dela 1 Priloge VI;
pending subsequent coordination, holdings in the insurance companies referred to in Article 122(1) up to 40 % of the own funds of the credit institution acquiring such a holding;
do nadaljnje uskladitve deleže v zavarovalnicah iz člena 122(1) do 40 % lastnih sredstev kreditne institucije, ki pridobi tak delež;
asset items constituting claims on regional or central credit institutions with which the lending credit institution is associated in a network in accordance with legal or statutory provisions and which are responsible, under those provisions, for cash‐clearing operations within the network;
postavke sredstev, ki predstavljajo terjatve do regionalnih ali centralnih kreditnih institucij, s katerimi je posojilna kreditna institucija povezana v mrežo v skladu z zakonskimi ali statutarnimi določbami in ki so na podlagi teh določb odgovorne za gotovinsko- klirinško poravnavo v okviru mreže;
exposures secured, to the satisfaction of the competent authorities, by collateral in the form of securities other than those referred to in point (f);
izpostavljenosti, zavarovane, kakor zahtevajo pristojni organi, z zavarovanji v obliki drugih vrednostnih papirjev, ne tistih, ki so navedeni v točki (f);
loans secured, to the satisfaction of the competent authorities, by mortgages on residential property or by shares in Finnish residential housing companies, operating in accordance with the Finnish Housing Company Act of 1991 or subsequent equivalent legislation and leasing transactions under which the lessor retains full ownership of the residential property leased for as long as the lessee has not exercised his option to purchase, in all cases up to 50 % of the value of the residential property concerned;
posojila, zavarovana, kakor zahtevajo pristojni organi, s hipotekami na stanovanjskih nepremičninah ali z delnicami v finskih stanovanjskih družbah, ki delujejo v skladu s finskim Zakonom o stanovanjskih družbah iz leta 1991 ali naknadno sprejeto enakovredno zakonodajo in posli finančnega zakupa, pri katerih zakupodajalec zadrži popolno lastništvo nad zakupljeno stanovanjsko nepremičnino, vse dokler zakupnik ne uveljavi svoje opcije do nakupa, v vseh primerih do 50 % vrednosti stanovanjske nepremičnine;
the following, where they would receive a 50 % risk weight under Articles 78 to 83, and only up to 50 % of the value of the property concerned:
naslednje, če prejmejo utež tveganja 50 % na podlagi členov 78 do 83, in le do 50 % vrednosti zadevne nepremičnine:
exposures secured by mortgages on offices or other commercial premises, or by shares in Finnish housing companies, operating in accordance with the Finnish Housing Company Act of 1991 or subsequent equivalent legislation, in respect of offices or other commercial premises; and
izpostavljenosti, zavarovane s hipotekami na pisarne ali druge gospodarske objekte ali z delnicami v finskih nepremičninskih družbah, ki poslujejo v skladu s finskim Zakonom o nepremičninskih družbah iz leta 1991 ali naknadno sprejeto enakovredno zakonodajo, za pisarne ali druge gospodarske objekte; in
exposures related to property leasing transactions concerning offices or other commercial premises;
izpostavljenosti, ki se nanašajo na posle v zvezi s finančnim zakupom premoženja, ki zadeva pisarne ali druge gospodarske objekte;
for the purposes of point (ii), until 31 December 2011, the competent authorities of each Member State may allow credit institutions to recognise 100 % of the value of the property concerned.
Za namene točke (ii) lahko pristojni organi vsake države članice do 31. decembra 2011 dovolijo kreditnim institucijam priznavanje 100 % vrednosti zadevnega premoženja.
At the end of this period, this treatment shall be reviewed.
Ob koncu tega obdobja se ta obravnava ponovno pregleda.
Member States shall inform the Commission of the use they make of this preferential treatment;
Države članice obvestijo Komisijo o uporabi te prednostne obravnave;
50 % of the medium/low‐risk off‐balance‐sheet items referred to in Annex II;
50 % zunajbilančnih postavk, ki predstavljajo srednje/nizko tveganje, navedenih v Prilogi II;
subject to the competent authorities' agreement, guarantees other than loan guarantees which have a legal or regulatory basis and are given for their members by mutual guarantee schemes possessing the status of credit institutions, subject to a weighting of 20 % of their amount; and
pod pogojem, da se s tem strinjajo pristojni organi, druga osebna jamstva, razen osebnih jamstev za posojila, ki temeljijo na zakonskih in podzakonskih predpisih in jih dajejo za svoje člane vzajemne jamstvene sheme, ki imajo status kreditnih institucij in katerih znesek se tehta z utežjo 20 %; in
the low‐risk off‐balance‐sheet items referred to in Annex II, to the extent that an agreement has been concluded with the client or group of connected clients under which the exposure may be incurred only if it has been ascertained that it will not cause the limits applicable under Article 111(1) to (3) to be exceeded.
zunajbilančne postavke, ki predstavljajo majhno tveganje, navedene v Prilogi II, če je bil sklenjen sporazum z osebo ali skupino povezanih oseb, po katerem je izpostavljenost dovoljena le, kadar se zagotovi, da ne bodo presežene zgornje meje, ki se uporabljajo v skladu s členom 111(1) do (3).
Cash received under a credit linked note issued by the credit institution and loans and deposits of a counterparty to or with the credit institution which are subject to an on‐balance sheet netting agreement recognised under Articles 90 to 93 shall be deemed to fall under point (g).
Šteje se, da gotovina, prejeta na podlagi kreditnega zapisa, ki ga izda kreditna institucija, ter posojila kreditni instituciji in depoziti nasprotne stranke pri njej, ki so predmet pogodbe o bilančnem pobotu, priznane na podlagi členov 90 do 93, sodijo v točko (g).
For the purposes of point (o), the securities used as collateral shall be valued at market price, have a value that exceeds the exposures guaranteed and be either traded on a stock exchange or effectively negotiable and regularly quoted on a market operated under the auspices of recognised professional operators and allowing, to the satisfaction of the competent authorities of the Member State of origin of the credit institution, for the establishment of an objective price such that the excess value of the securities may be verified at any time.
Za namene točke (o) vrednostni papirji, ki se uporabljajo kot zavarovanja, morajo biti vrednoteni po tržni ceni, imeti morajo vrednost, ki presega z osebnim jamstvom krite izpostavljenosti in s katerimi se mora bodisi trgovati na borzi ali morajo biti dejansko prenosljivi in morajo redno kotirati na trgu, ki deluje pod okriljem priznanih strokovnih izvajalcev, in morajo, kakor zahtevajo pristojni organi države članice, od koder kreditna institucija izvira, omogočiti ugotavljanje objektivne cene, tako da se lahko presežek vrednosti vrednostnih papirjev preveri v vsakem trenutku.
Where there is a mismatch between the maturity of the exposure and the maturity of the credit protection, the collateral shall not be recognised.
Če sta zapadlost izpostavljenosti in zapadlost kreditnega zavarovanja neusklajena, se zavarovanje ne prizna.
Securities used as collateral may not constitute credit institutions' own funds.
Vrednostni papirji, ki se uporabljajo kot zavarovanje, ne morejo sestavljati lastnih sredstev kreditne institucije.
For the purposes of point (p), the value of the property shall be calculated, to the satisfaction of the competent authorities, on the basis of strict valuation standards laid down by law, regulation or administrative provisions.
Za namene točke (p) se vrednost premoženja, kakor zahtevajo pristojni organi, izračuna na osnovi strogih standardov vrednotenja, določenih z zakonom ali drugim predpisom.
Valuation shall be carried out at least once a year.
Vrednotenje se opravi vsaj enkrat na leto.
For the purposes of point (p), residential property shall mean a residence to be occupied or let by the borrower.
Za namene točke (p) stanovanjske nepremičnine pomenijo stanovanjske prostore, ki jih posojilojemalec zaseda ali oddaja.
Member States shall inform the Commission of any exemption granted under point (s) in order to ensure that it does not result in a distortion of competition.
Države članice morajo Komisijo obvestiti o vseh odobrenih izjemah na podlagi točke (s), da bi s tem preprečile izkrivljanje konkurence.
Subject to paragraph 3, for the purposes of calculating the value of exposures for the purposes of Article 111(1) to (3) Member States may, in respect of credit institutions using the Financial Collateral Comprehensive Method under Articles 90 to 93, in the alternative to availing of the full or partial exemptions permitted under points (f), (g), (h), and (o) of Article 113(3), permit such credit institutions to use a value lower than the value of the exposure, but no lower than the total of the fully‐adjusted exposure values of their exposures to the client or group of connected clients.
Ob upoštevanju odstavka 3, lahko za namene izračunavanja vrednosti izpostavljenosti za namene člena 111(1) do (3) države članice za kreditne institucije, ki uporabljajo Razvito metodo za merjenje učinkov zavarovanja s finančnim premoženjem na podlagi členov 90 do 93, namesto uporabe polnih ali delnih izjem, dovoljenih na podlagi točk (f), (g), (h), in (o) člena 113(3), dovolijo takim kreditnim institucijam uporabo vrednosti, ki je nižja od vrednosti izpostavljenosti, vendar pa ni nižja od vsote popolnoma prilagojenih vrednosti izpostavljenosti do osebe ali skupine povezanih oseb.
For these purposes, ‘fully adjusted exposure value’ means that calculated under Articles 90 to 93 taking into account the credit risk mitigation, volatility adjustments, and any maturity mismatch (E*).
Za te namene „popolnoma prilagojena vrednost izpostavljenosti“ pomeni vrednost, izračunano na podlagi členov 90 do 93, ob upoštevanju zmanjševanja kreditnega tveganja, prilagoditev za nestanovitnost in morebitno neusklajenost zapadlosti (E*).
Where this paragraph is applied to a credit institution, points (f), (g), (h), and (o) of Article 113(3) shall not apply to the credit institution in question.
Če se ta odstavek uporablja za kreditno institucijo, se točke (f), (g), (h) in (o) člena 113(3) ne uporabljajo za zadevno kreditno institucijo.
Subject to paragraph 3, a credit institution permitted to use own estimates of LGDs and conversion factors for an exposure class under Articles 84 to 89 may be permitted, where it is able to the satisfaction of the competent authorities to estimate the effects of financial collateral on their exposures separately from other LGD‐relevant aspects, to recognise such effects in calculating the value of exposures for the purposes of Article 111(1) to (3).
Ob upoštevanju odstavka 3 se lahko kreditni instituciji, ki ima na podlagi členov 84 do 89 dovoljenje za uporabo lastnih ocen LGD in konverzijskih faktorjev za kategorijo izpostavljenosti, dovoli, če lahko pristojnim organom dokaže, da je zmožna oceniti učinke zavarovanja s finančnim premoženjem na njihove izpostavljenosti ločeno od drugih vidikov, ki so pomembni za LGD, da prizna take učinke pri izračunavanju vrednosti izpostavljenosti za namene člena 111 (1) do (3).
Competent authorities shall be satisfied as to the suitability of the estimates produced by the credit institution for use for the reduction of the exposure value for the purposes of compliance with the provisions of Article 111.
Pristojni organi se prepričajo o primernosti ocen, ki jih pripravi kreditna institucija za uporabo pri zmanjševanju vrednosti izpostavljenosti za namene skladnosti z določbami člena 111.
Where a credit institution is permitted to use its own estimates of the effects of financial collateral, it shall do so on a basis consistent with the approach adopted in the calculation of capital requirements.
Če ima kreditna institucija dovoljenje za uporabo lastnih ocen učinkov zavarovanja s finančnim premoženjem, mora to storiti skladno s pristopom, ki se uporablja za izračunavanje kapitalskih zahtev.
Credit institutions permitted to use own estimates of LGDs and conversion factors for an exposure class under Articles 84 to 89 which do not calculate the value of their exposures using the method referred to in the first subparagraph may be permitted to use the approach set out in paragraph 1 or the exemption set out in Article 113(3)(o) for calculating the value of exposures.
Kreditnim institucijam, ki imajo na podlagi členov 84 do 89 dovoljenje za uporabo lastnih ocen LGD in konverzijskih faktorjev za kategorijo izpostavljenosti, in ki ne izračunavajo vrednosti svojih izpostavljenosti s pomočjo metode iz prvega pododstavka, se za izračun vrednosti izpostavljenosti lahko dovoli uporaba pristopa iz odstavka 1 zgoraj ali izvzetja, določenega v členu 113(3)(o).
A credit institution shall use only one of these two methods.
Kreditna institucija uporablja samo eno od teh dveh metod.
A credit institution that is permitted to use the methods described in paragraphs 1 and 2 in calculating the value of exposures for the purposes of Article 111(1) to (3), shall conduct periodic stress tests of their credit-risk concentrations, including in relation to the realisable value of any collateral taken.
Kreditna institucija, ki ji je dovoljena uporaba metod iz odstavkov 1 in 2 pri izračunavanju vrednosti izpostavljenosti za namene člena 111(1) do (3), opravlja redne teste izjemnih situacij za svoje koncentracije kreditnih tveganj, vključno v zvezi z unovčljivo vrednostjo vsakega sprejetega zavarovanja s premoženjem.
These periodic stress tests shall address risks arising from potential changes in market conditions that could adversely impact the credit institutions' adequacy of own funds and risks arising from the realisation of collateral in stressed situations.
Ti redni testi izjemnih situacij obravnavajo tveganja iz naslova možnih sprememb pogojev na trgu, ki bi lahko škodljivo vplivale na ustreznost lastnih sredstev kreditne institucije, in tveganja iz naslova unovčenja zavarovanja s premoženjem v izjemnih situacijah.
The credit institution shall satisfy the competent authorities that the stress tests carried out are adequate and appropriate for the assessment of such risks.
Kreditna institucija mora dokazati pristojnim organom, da so opravljeni testi izjemnih situacij ustrezni in primerni za ocenjevanje takih tveganj.