natgillin/translations-raw huggingface dataset:
An investment firm, before entering into securities financing transactions in relation to financial instruments held by it on behalf of a retail client, or before otherwise using such financial instruments for its own account or the account of another client, shall in good time before the use of those instruments provide the retail client, in a durable medium, with clear, full and accurate information on the obligations and responsibilities of the investment firm with respect to the use of those financial instruments, including the terms for their restitution, and on the risks involved.
Preden začne investicijska družba opravljati transakcije financiranja vrednostnih papirjev v zvezi s finančnimi instrumenti, ki jih vodi v imenu majhnega vlagatelja, ali preden začne drugače uporabiti take finančne instrumente za lasten račun ali za račun druge stranke, pravočasno pred uporabo navedenih instrumentov majhnemu vlagatelju na trajnem nosilcu zagotovi jasne, popolne in natančne podatke ter obveznosti in odgovornosti investicijske družbe glede uporabe navedenih finančnih instrumentov, vključno s pogoji za njihovo povračilo, ter o tveganjih, ki jih to predstavlja.
(fourth indent of Article 19(3) of Directive 2004/39/EC)
(Četrta alinea člena 19(3) Direktive 2004/39/ES)
Information about costs and associated charges
Informacije o stroških in povezanih plačilih
Member States shall require investment firms to provide their retail clients and potential retail clients with information on costs and associated charges that includes such of the following elements as are relevant:
Države članice zahtevajo, da investicijske družbe zagotovijo majhnim vlagateljem ali potencialnim majhnim vlagateljem informacije o stroških in povezanih plačilih, ki vsebujejo naslednje sestavine, če je primerno:
the total price to be paid by the client in connection with the financial instrument or the investment service or ancillary service, including all related fees, commissions, charges and expenses, and all taxes payable via the investment firm or, if an exact price cannot be indicated, the basis for the calculation of the total price so that the client can verify it;
skupno ceno, ki jo plača stranka za finančni instrument ali investicijsko ali pomožno storitev, vključno z vsemi povezanimi pristojbinami, provizijami, opravninami in izdatki, ter vsemi davki, ki se plačajo preko investicijske družbe, ali, če ni mogoče navesti točne cene, osnovo za izračun skupne cene, tako da jo lahko stranka preveri;
where any part of the total price referred to in point (a) is to be paid in or represents an amount of foreign currency, an indication of the currency involved and the applicable currency conversion rates and costs;
če je kateri koli del skupne cene iz točke (a) treba plačati ali predstavlja znesek v tuji valuti, navedbo zadevne valute ter veljavnega menjalnega razmerja in stroškov;
notice of the possibility that other costs, including taxes, related to transactions in connection with the financial instrument or the investment service may arise for the client that are not paid via the investment firm or imposed by it;
obvestilo o možnosti, da lahko nastanejo drugi stroški, vključno z davki, povezani s transakcijami v zvezi s finančnim instrumentom ali investicijsko storitvijo, ki niso plačani prek investicijske družbe ali naloženi z njene strani;
the arrangements for payment or other performance.
podrobnosti o plačilu in drugi izvedbi.
For the purposes of point (a), the commissions charged by the firm shall be itemised separately in every case.
Za namene točke (a) se pristojbine, ki jih zaračuna družba, navedejo za vsak primer posebej.
(second and fourth indent of Article 19(3) of Directive 2004/39/EC)
(Druga in četrta alinea člena 19(3) Direktive 2004/39/ES)
Information drawn up in accordance with Directive 85/611/EEC
Informacije, zbrane v skladu z Direktivo 85/611/EGS
Member States shall ensure that in respect of units in a collective investment undertaking covered by Directive 85/611/EEC, a simplified prospectus complying with Article 28 of that Directive is regarded as appropriate information for the purposes of the second indent of Article 19(3) of Directive 2004/39/EC.
Države članice zagotovijo, da se za enote premoženja v kolektivnih naložbenih podjemih iz Direktive 85/611/EGS poenostavljeni prospekt, skladen s členom 28 navedene direktive, šteje kot ustrezna informacija za namene druge alinee člena 19(3) Direktive 2004/39/ES.
Member States shall ensure that in respect of units in a collective investment undertaking covered by Directive 85/611/EEC, a simplified prospectus complying with Article 28 of that Directive is regarded as appropriate information for the purposes of the fourth indent of Article 19(3) of Directive 2004/39/EC with respect to the costs and associated charges related to the UCITS itself, including the exit and entry commissions.
Države članice zagotovijo, da se za enote premoženja v kolektivnih naložbenih podjemih iz Direktive 85/611/EGS poenostavljeni prospekt, skladen s členom 28 navedene direktive, šteje kot ustrezna informacija za namene četrte alinee člena 19(3) Direktive 2004/39/ES za stroške in povezane izdatke, ki zadevajo sam KNPVP, vključno z izstopno in vstopno provizijo.
Assessment of suitability and appropriateness
Presoja primernosti in ustreznosti
(Article 19(4) of Directive 2004/39/EC)
(Člen 19(4) Direktive 2004/39/ES)
Assessment of suitability
Presoja primernosti
Member States shall ensure that investment firms obtain from clients or potential clients such information as is necessary for the firm to understand the essential facts about the client and to have a reasonable basis for believing, giving due consideration to the nature and extent of the service provided, that the specific transaction to be recommended, or entered into in the course of providing a portfolio management service, satisfies the following criteria:
Države članice zagotovijo, da investicijske družbe od strank ali potencialnih strank pridobijo vse informacije, ki jih družba potrebuje, da se seznani z osnovnimi dejstvi o stranki, in da pridobi razumno osnovo, da ob ustreznem upoštevanju narave in obsega storitve, ki se opravlja, verjame, da transakcija, ki bo priporočena ali sklenjena med opravljanjem storitve upravljanja portfelja, izpolnjuje naslednje kriterije:
it meets the investment objectives of the client in question;
uresničuje investicijske cilje zadevne stranke;
it is such that the client is able financially to bear any related investment risks consistent with his investment objectives;
stranki omogoča, da finančno prenese vsa morebitna investicijska tveganja v skladu z investicijskimi cilji;
it is such that the client has the necessary experience and knowledge in order to understand the risks involved in the transaction or in the management of his portfolio.
stranki daje potrebne izkušnje in znanje, da razume tveganja, povezana s transakcijo ali z upravljanjem portfelja.
Where an investment firm provides an investment service to a professional client it shall be entitled to assume that, in relation to the products, transactions and services for which it is so classified, the client has the necessary level of experience and knowledge for the purposes of paragraph 1(c).
Če investicijska družba opravi investicijsko storitev za poklicno stranko, ima pravico, da predpostavlja, da ima stranka v zvezi s produkti, transakcijami in storitvami, za katere je tako uvrščena, potrebno stopnjo izkušenj in znanja za namene odstavka 1(c).
Where that investment service consists in the provision of investment advice to a professional client covered by Section 1 of Annex II to Directive 2004/39/EC, the investment firm shall be entitled to assume for the purposes of paragraph 1(b) that the client is able financially to bear any related investment risks consistent with the investment objectives of that client.
Če investicijsko storitev predstavlja zagotavljanje investicijskega svetovanja poklicni stranki iz oddelka 1 Priloge II k Direktivi 2004/39/ES, ima investicijska družba pravico, da za namene odstavka 1(b) predpostavlja, da je stranka sposobna finančno prenesti vsa morebitna investicijska tveganja v skladu z investicijskimi cilji navedene stranke.
The information regarding the financial situation of the client or potential client shall include, where relevant, information on the source and extent of his regular income, his assets, including liquid assets, investments and real property, and his regular financial commitments.
Informacije v zvezi s finančnim stanjem stranke ali potencialne stranke vključujejo, če je primerno, informacije o viru in količini rednega dohodka, sredstvih, vključno z likvidnimi sredstvi, naložbah in nepremičninah ter o njenih rednih finančnih obveznostih.
The information regarding the investment objectives of the client or potential client shall include, where relevant, information on the length of time for which the client wishes to hold the investment, his preferences regarding risk taking, his risk profile, and the purposes of the investment.
Informacije v zvezi z investicijskimi cilji stranke ali potencialne stranke vključujejo, če je primerno, informacije o časovnem obdobju, v katerem želi stranka hraniti naložbo, njenih preferencah v zvezi s sprejemanjem tveganja, njenem profilu tveganja in o namenih naložbe.
Where, when providing the investment service of investment advice or portfolio management, an investment firm does not obtain the information required under Article 19(4) of Directive 2004/39/EC, the firm shall not recommend investment services or financial instruments to the client or potential client.
Če pri opravljanju investicijske storitve ali investicijskega svetovanja ali upravljanja portfelja investicijska družba ne pridobi informacij, ki se zahtevajo na podlagi člena 19(4) Direktive 2004/39/ES, družba stranki ali potencialni stranki ne priporoči investicijskih storitev ali finančnih instrumentov.
(Article 19(5) of Directive 2004/39/EC)
(Člen 19(5) Direktive 2004/39/ES)
Assessment of appropriateness
Presoja ustreznosti
Member States shall require investment firms, when assessing whether an investment service as referred to in Article 19(5) of Directive 2004/39/EC is appropriate for a client, to determine whether that client has the necessary experience and knowledge in order to understand the risks involved in relation to the product or investment service offered or demanded.
Države članice zahtevajo, da investicijske družbe pri presoji, ali je investicijska storitev iz člena 19(5) Direktive 2004/39/ES ustrezna za stranko, določijo, ali ima navedena stranka dovolj izkušenj in znanja, da bi razumela tveganja, ki jih vsebuje ponujeni ali zahtevani produkt ali investicijska storitev.
For those purposes, an investment firm shall be entitled to assume that a professional client has the necessary experience and knowledge in order to understand the risks involved in relation to those particular investment services or transactions, or types of transaction or product, for which the client is classified as a professional client.
Za navedene namene ima investicijska družba pravico, da predpostavlja, da ima poklicna stranka potrebne izkušnje in znanje, da razume tveganja, ki jih vsebujejo navedene investicijske storitve ali transakcije ali vrste transakcij ali produktov, za katere je stranka uvrščena kot poklicna stranka.
(Article 19(4) and (5) of Directive 2004/39/EC)
(Člen 19(4) in (5) Direktive 2004/39/ES)
Provisions common to the assessment of suitability or appropriateness
Skupne določbe za presojo primernosti in ustreznosti
Member States shall ensure that the information regarding a client's or potential client's knowledge and experience in the investment field includes the following, to the extent appropriate to the nature of the client, the nature and extent of the service to be provided and the type of product or transaction envisaged, including their complexity and the risks involved:
Države članice zagotovijo, da informacije v zvezi z znanjem in izkušnjami stranke ali potencialne stranke na investicijskem področju vključujejo naslednje, če je primerno za naravo stranke, naravo in obseg storitve, ki se opravlja, ter vrsto predvidenega produkta ali transakcije, vključno s kompleksnostjo in tveganji, ki jih vsebuje:
the types of service, transaction and financial instrument with which the client is familiar;
vrste storitev, transakcij in finančnih instrumentov, s katerimi je stranka seznanjena;
the nature, volume, and frequency of the client's transactions in financial instruments and the period over which they have been carried out;
naravo, količino in pogostost transakcij stranke s finančnimi instrumenti in obdobje, v katerem so bile izvedene;
the level of education, and profession or relevant former profession of the client or potential client.
stopnjo izobrazbe in poklic ali zadevni nekdanji poklic stranke ali potencialne stranke.
An investment firm shall not encourage a client or potential client not to provide information required for the purposes of Article 19(4) and (5) of Directive 2004/39/EC.
Investicijska družba ne sme spodbujati stranke ali potencialne stranke, da ne zagotovi informacij, zahtevanih za namene člena 19(4) in (5) Direktive 2004/39/ES.
An investment firm shall be entitled to rely on the information provided by its clients or potential clients unless it is aware or ought to be aware that the information is manifestly out of date, inaccurate or incomplete.
Investicijska družba ima pravico, da se opira na informacije, ki jih zagotovijo njene stranke ali potencialne stranke, razen če se zaveda ali bi se morala zavedati, da so te informacije izrazito zastarele, netočne ali nepopolne.
(first indent of Article 19(6) of Directive 2004/39/EC)
(Prva alinea člena 19(6) Direktive 2004/39/ES)
Provision of services in non-complex instruments
Opravljanje storitev v primeru nezahtevnih instrumentov
A financial instrument which is not specified in the first indent of Article 19(6) of Directive 2004/39/EC shall be considered as non-complex if it satisfies the following criteria:
Finančni instrument, ki ni naveden v prvi alinei člena 19(6) Direktive 2004/39/ES, se šteje kot nezahteven, če izpolnjuje naslednje kriterije:
it does not fall within Article 4(1)(18)(c) of, or points (4) to (10) of Section C of Annex I to, Directive 2004/39/EC;
ne sodi v člen 4(1)(18)(c) Direktive 2004/39/ES ali točke 4 do 10 oddelka C Priloge I k Direktivi 2004/39/ES;
there are frequent opportunities to dispose of, redeem, or otherwise realise that instrument at prices that are publicly available to market participants and that are either market prices or prices made available, or validated, by valuation systems independent of the issuer;
obstajajo pogoste priložnosti za njegovo odsvojitev, odkup ali drugačno realizacijo navedenega instrumenta po cenah, ki so javno dostopne tržnim udeležencem in so tržne cene ali cene, dane na voljo ali potrjene s sistemi vrednotenja, ki so neodvisni od izdajatelja;
it does not involve any actual or potential liability for the client that exceeds the cost of acquiring the instrument;
ne vključuje nikakršne dejanske ali potencialne obveznosti za stranko, ki presega stroške pridobivanja instrumenta;
adequately comprehensive information on its characteristics is publicly available and is likely to be readily understood so as to enable the average retail client to make an informed judgment as to whether to enter into a transaction in that instrument.
primerni izčrpni podatki o njegovih značilnostih so javno na voljo in jih je mogoče takoj razumeti, tako da ima povprečna majhna stranka možnost, da obveščeno presodi, ali naj sklene transakcijo z navedenim instrumentom ali ne.
(Article 19(1) and 19(7) of Directive 2004/39/EC)
(Člen 19(1) in (7) Direktive 2004/39/ES)
Retail client agreement
Sporazum z majhnim vlagateljem
Member States shall require an investment firm that provides an investment service other than investment advice to a new retail client for the first time after the date of application of this Directive to enter into a written basic agreement, in paper or another durable medium, with the client setting out the essential rights and obligations of the firm and the client.
Države članice zahtevajo, da investicijska družba, ki prvič po datumu začetka uporabe te direktive opravlja investicijske storitve poleg investicijskega svetovanja novim majhnim vlagateljem, sklene pisni osnovni sporazum s stranko, na papirju ali na drugem trajnem nosilcu, v katerem so navedene osnovne pravice in obveznosti družbe in stranke.
The rights and duties of the parties to the agreement may be incorporated by reference to other documents or legal texts.
Pravice in dolžnosti strank v sporazumu se lahko vključujejo s sklicevanjem na druge listine ali pravna besedila.
Reporting to clients
Poročanje strankam
(Article 19(8) of Directive 2004/39/EC)
(Člen 19(8) Direktive 2004/39/ES)
Reporting obligations in respect of execution of orders other than for portfolio management
Obveznosti poročanja v zvezi z izvedbo naročil razen upravljanja portfelja
Member States shall ensure that where investment firms have carried out an order, other than for portfolio management, on behalf of a client, they take the following action in respect of that order:
Države članice zagotovijo, da v primeru, če investicijske družbe v imenu stranke izvedejo naročilo, razen upravljanja portfelja, v zvezi z navedenim naročilom sprejmejo naslednje ukrepe:
the investment firm must promptly provide the client, in a durable medium, with the essential information concerning the execution of that order;
investicijska družba mora stranki na trajnem nosilcu podatkov takoj zagotoviti bistvene informacije v zvezi z izvedbo naročila;
in the case of a retail client, the investment firm must send the client a notice in a durable medium confirming execution of the order as soon as possible and no later than the first business day following execution or, if the confirmation is received by the investment firm from a third party, no later than the first business day following receipt of the confirmation from the third party.
majhnemu vlagatelju mora investicijska družba na trajnem nosilcu podatkov poslati obvestilo o potrditvi izvedbe naročila čim prej in najpozneje prvi poslovni dan po izvedbi ali, če investicijska družba prejme potrdilo od tretje osebe, najpozneje prvi poslovni dan po prejemu potrdila od tretje osebe.
Point (b) shall not apply where the confirmation would contain the same information as a confirmation that is to be promptly dispatched to the retail client by another person.
Točka (b) se ne uporablja, če potrditev vsebuje iste informacije kakor potrditev, ki jo mora majhnemu vlagatelju takoj poslati druga oseba.
Points (a) and (b) shall not apply where orders executed on behalf of clients relate to bonds funding mortgage loan agreements with the said clients, in which case the report on the transaction shall be made at the same time as the terms of the mortgage loan are communicated, but no later than one month after the execution of the order.
Točki (a) in (b) se ne uporabljata, če se naročila, izvršena v imenu strank, nanašajo na pogodbe z navedenimi strankami o financiranju hipotekarnih posojil z obveznicami, in v tem primeru se poročilo o transakciji pripravi skupaj s sporočilom o pogojih hipotekarnega posojila, najpozneje pa en mesec po izvedbi naročila.
In addition to the requirements under paragraph 1, Member States shall require investment firms to supply the client, on request, with information about the status of his order.
Države članice poleg zahtev iz odstavka 1 zahtevajo, da investicijske družbe strankam na zahtevo pošljejo informacije o statusu naročila.
Member States shall ensure that, in the case of orders for a retail clients relating to units or shares in a collective investment undertaking which are executed periodically, investment firms either take the action specified in point (b) of paragraph 1 or provide the retail client, at least once every six months, with the information listed in paragraph 4 in respect of those transactions.
Države članice zagotovijo, da v primeru naročil za majhne vlagatelje, ki zadevajo enote premoženja ali deleže v kolektivnih naložbenih podjemih, ki se izvajajo redno, investicijske družbe sprejmejo ukrepe iz točke (b) odstavka 1 ali pa majhnemu vlagatelju vsaj enkrat na šest mesecev pošljejo informacije, naštete v odstavku 4 za navedene transakcije.
The notice referred to in point (b) of paragraph 1 shall include such of the following information as is applicable and, where relevant, in accordance with Table 1 of Annex I to Regulation (EC) No 1287/2006:
Obvestilo iz točke (b) odstavka 1 vključuje tiste izmed naslednjih informacij, ki so primerne, in če je primerno v skladu s preglednico 1 Priloge I k Uredbi (ES) št. 1287/2006:
the reporting firm identification;
identifikacija družbe poročevalke;
the name or other designation of the client;
ime ali drugo poimenovanje stranke;
the trading day;
trgovalni dan;
the trading time;
trgovalni čas;
the type of the order;
vrsta naročila;
the venue identification;
identifikacija mesta;
the instrument identification;
identifikacija instrumenta;
the buy/sell indicator;
kazalec nakupa/prodaje;
the nature of the order if other than buy/sell;
vrsta naročila, če ni za nakup/prodajo;
the quantity;
količina;
the unit price;
cena na enoto;
the total consideration;
skupna vrednost;
a total sum of the commissions and expenses charged and, where the retail client so requests, an itemised breakdown;
skupna vsota zaračunanih provizij in stroškov, in na zahtevo majhnega vlagatelja tudi razčlemba po postavkah;
the client's responsibilities in relation to the settlement of the transaction, including the time limit for payment or delivery as well as the appropriate account details where these details and responsibilities have not previously been notified to the client;
odgovornosti stranke v zvezi s poravnavo transakcije, vključno s časovnim rokom za plačilo ali izročilo, kakor tudi ustrezne podatke o računu, če ti podatki in odgovornosti niso bili stranki sporočeni prej;
if the client's counterparty was the investment firm itself or any person in the investment firm's group or another client of the investment firm, the fact that this was the case unless the order was executed through a trading system that facilitates anonymous trading.
če je bila pogodbena stranka stranke investicijska družba sama ali katera koli oseba iz skupine investicijske družbe ali druga stranka investicijske družbe, navedba tega dejstva, razen če je bilo naročilo izvedeno prek sistema trgovanja, ki omogoča anonimno trgovanje.
For the purposes of point (k), where the order is executed in tranches, the investment firm may supply the client with information about the price of each tranche or the average price.
Za namene točke (k), kadar se naročilo izvaja v tranšah, lahko investicijska družba stranki posreduje informacije o ceni posamezne tranše ali o povprečni ceni.
Where the average price is provided, the investment firm shall supply the retail client with information about the price of each tranche upon request.
Če se navede povprečna cena, investicijska družba majhnemu vlagatelju na zahtevo zagotovi informacije o ceni posamezne tranše.
The investment firm may provide the client with the information referred to in paragraph 4 using standard codes if it also provides an explanation of the codes used.
Investicijska družba lahko zagotovi stranki informacije iz odstavka 4 z uporabo standardnih oznak, če zagotovi tudi razlago uporabljenih oznak.
Reporting obligations in respect of portfolio management
Obveznosti poročanja v primeru upravljanja portfelja
Member States shall require investments firms which provide the service of portfolio management to clients to provide each such client with a periodic statement in a durable medium of the portfolio management activities carried out on behalf of that client unless such a statement is provided by another person.
Države članice zahtevajo, da investicijske družbe, ki opravljajo storitev upravljanja portfelja, strankam, za katere opravljajo to storitev, na trajnem nosilcu podatkov zagotovijo redna poročila o dejavnostih upravljanja portfelja, ki se opravljajo v imenu navedene stranke, razen če tako poročilo zagotovi druga oseba.