natgillin/translations-raw huggingface dataset:
The address may be substituted with the date and place of birth of the payer, his customer identification number or national identity number.
Naslov se lahko nadomesti z datumom in krajem rojstva plačnika, njegovo identifikacijsko številko stranke ali nacionalno identifikacijsko številko.
Where the payer does not have an account number, the payment service provider of the payer shall substitute it by a unique identifier which allows the transaction to be traced back to the payer.
Če številka računa plačnika ne obstaja, jo plačnikov izvajalec plačilnih storitev nadomesti s posebno identifikacijsko oznako, ki omogoča, da se transakcija izsledi nazaj do plačnika.
Information accompanying transfers of funds and record keeping
Podatki, ki spremljajo prenose sredstev, in vodenje evidence
Payment service providers shall ensure that transfers of funds are accompanied by complete information on the payer.
Izvajalci plačilnih storitev zagotovijo, da prenose sredstev spremljajo popolni podatki o plačniku.
The payment service provider of the payer shall, before transferring the funds, verify the complete information on the payer on the basis of documents, data or information obtained from a reliable and independent source.
Preden prenese sredstva, izvajalec plačilnih storitev plačnika preveri celotne podatke o plačniku s pomočjo dokumentov, podatkov ali informacij, pridobljenih od zanesljivega in neodvisnega vira.
In the case of transfers of funds from an account, verification may be deemed to have taken place if:
Pri prenosih sredstev z računa se preverjanje šteje za opravljeno, če:
a payer's identity has been verified in connection with the opening of the account and the information obtained by this verification has been stored in accordance with the obligations set out in Articles 8(2) and 30(a) of Directive 2005/60/EC;
je bila pri odprtju računa preverjena istovetnost plačnika in so bili podatki, pridobljeni s tem preverjanjem, shranjeni v skladu z obveznostmi iz členov 8(2) in 30(a) Direktive 2005/60/ES;
the payer falls within the scope of Article 9(6) of Directive 2005/60/EC.
plačnik spada na področje uporabe člena 9(6) Direktive 2005/60/ES.
However, without prejudice to Article 7(c) of Directive 2005/60/EC, in the case of transfers of funds not made from an account, the payment service provider of the payer shall verify the information on the payer only where the amount exceeds EUR 1000, unless the transaction is carried out in several operations that appear to be linked and together exceed EUR 1000.
Brez poseganja v člen 7(c) Direktive 2005/60/ES izvajalec plačilnih storitev plačnika v primeru prenosa sredstev brez računa preveri podatke o plačniku le, če znesek presega 1000 EUR, razen če gre za transakcijo, opravljeno z več prenosi, ki se zdijo povezani in skupaj presegajo 1000 EUR.
The payment service provider of the payer shall for five years keep records of complete information on the payer which accompanies transfers of funds.
Izvajalec plačilnih storitev plačnika pet let vodi evidenco popolnih podatkov o plačniku, ki spremljajo prenose sredstev.
Transfers of funds within the Community
Prenosi sredstev v Skupnosti
By way of derogation from Article 5(1), where both the payment service provider of the payer and the payment service provider of the payee are situated in the Community, transfers of funds shall be required to be accompanied only by the account number of the payer or a unique identifier allowing the transaction to be traced back to the payer.
Z odstopanjem od člena 5(1) se za prenose sredstev, pri katerih imata izvajalec plačilnih storitev plačnika in izvajalec plačilnih storitev prejemnika plačila sedež v Skupnosti, zahteva, da jih spremlja zgolj številka računa plačnika ali posebna identifikacijska oznaka, ki omogoča, da se transakcija izsledi nazaj do plačnika.
However, if so requested by the payment service provider of the payee, the payment service provider of the payer shall make available to the payment service provider of the payee complete information on the payer, within three working days of receiving that request.
Na zahtevo izvajalca plačilnih storitev prejemnika plačila izvajalec plačilnih storitev plačnika da izvajalcu plačilnih storitev prejemnika plačila na razpolago popolne podatke o plačniku, in sicer v treh delovnih dneh od prejema take zahteve.
Transfers of funds from the Community to outside the Community
Prenosi sredstev iz Skupnosti na območje zunaj nje
Transfers of funds where the payment service provider of the payee is situated outside the Community shall be accompanied by complete information on the payer.
Prenose sredstev, če ima izvajalec plačilnih storitev prejemnika plačila sedež izven Skupnosti, spremljajo popolni podatki o plačniku.
In the case of batch file transfers from a single payer where the payment service providers of the payees are situated outside the Community, paragraph 1 shall not apply to the individual transfers bundled together therein, provided that the batch file contains that information and that the individual transfers carry the account number of the payer or a unique identifier.
V primeru paketnih prenosov sredstev enega samega plačnika, kadar imajo izvajalci plačilnih storitev prejemnikov plačil sedež zunaj Skupnosti, se odstavek 1 ne uporablja za posamezne prenose, združene v paketnem prenosu, pod pogojem, da take podatke vsebuje ter da so posamezni prenosi označeni s številko računa plačnika ali posebno identifikacijsko oznako.
OBLIGATIONS ON THE PAYMENT SERVICE PROVIDER OF THE PAYEE
OBVEZNOSTI IZVAJALCA PLAČILNIH STORITEV PREJEMNIKA PLAČILA
Detection of missing information on the payer
Zaznavanje odsotnosti podatkov o plačniku
The payment service provider of the payee shall detect whether, in the messaging or payment and settlement system used to effect a transfer of funds, the fields relating to the information on the payer have been completed using the characters or inputs admissible within the conventions of that messaging or payment and settlement system.
Izvajalec plačilnih storitev prejemnika plačila zazna, ali so polja v sistemu sporočil ali v plačilnem in poravnalnem sistemu, ki se uporablja za izvedbo prenosa sredstev, glede podatkov o plačniku izpolnjena z znaki in vsebino, dopustnimi po dogovorih o sistemu sporočil ali plačilnem in poravnalnem sistemu.
Such provider shall have effective procedures in place in order to detect whether the following information on the payer is missing:
Tak izvajalec ima vzpostavljene učinkovite postopke za odkrivanje odsotnosti naslednjih podatkov o plačniku:
for transfers of funds where the payment service provider of the payer is situated in the Community, the information required under Article 6;
za prenose sredstev, v primeru katerih ima izvajalec plačilnih storitev plačnika sedež v Skupnosti, podatke, zahtevane v skladu s členom 6;
for transfers of funds where the payment service provider of the payer is situated outside the Community, complete information on the payer as referred to in Article 4, or where applicable, the information required under Article 13;
za prenose sredstev, v primeru katerih ima izvajalec plačilnih storitev plačnika sedež izven Skupnosti, popolne podatke o plačniku, določene v členu 4, ali, kjer je ustrezno, podatke, zahtevane v skladu s členom 13;
for batch file transfers where the payment service provider of the payer is situated outside the Community, complete information on the payer as referred to in Article 4 in the batch file transfer only, but not in the individual transfers bundled therein.
za paketne prenose sredstev, če ima izvajalec plačilnih storitev plačnika sedež zunaj Skupnosti, popolne podatke o plačniku iz člena 4 le v paketnih prenosih sredstev, ne pa v posameznih prenosih, združenih v paketnem prenosu sredstev.
Transfers of funds with missing or incomplete information on the payer
Prenosi sredstev z odsotnostjo podatkov ali nepopolnimi podatki o plačniku
If the payment service provider of the payee becomes aware, when receiving transfers of funds, that information on the payer required under this Regulation is missing or incomplete, it shall either reject the transfer or ask for complete information on the payer.
Če izvajalec plačilnih storitev prejemnika plačila ob prejemu prenosov sredstev ugotovi, da so podatki o plačniku, zahtevani v skladu s to uredbo, odsotni ali nepopolni, prenos bodisi zavrne ali pa zahteva popolne podatke o plačniku.
In any event, the payment service provider of the payee shall comply with any applicable law or administrative provisions relating to money laundering and terrorist financing, in particular, Regulations (EC) No 2580/2001 and (EC) No 881/2002, Directive 2005/60/EC and any national implementing measures.
Izvajalec plačilnih storitev prejemnika v vseh primerih ravna v skladu z vsemi veljavnimi zakonodajnimi ali upravnimi določbami, ki se nanašajo na pranje denarja ali financiranje terorizma, ter zlasti z uredbama (ES) št. 2580/2001 in (ES) št. 881/2002 ter Direktivo 2005/60/ES kakor tudi z nacionalnimi izvedbenimi ukrepi.
Where a payment service provider regularly fails to supply the required information on the payer, the payment service provider of the payee shall take steps, which may initially include the issuing of warnings and setting of deadlines, before either rejecting any future transfers of funds from that payment service provider or deciding whether or not to restrict or terminate its business relationship with that payment service provider.
Če izvajalec plačilnih storitev redno ne zagotavlja zahtevanih podatkov o plačniku, izvajalec plačilnih storitev prejemnika plačila sprejme ukrepe, ki v začetni fazi lahko vključujejo izdajo opominov in določitev skrajnih rokov, kasneje pa zavrnitev vseh bodočih prenosov sredstev tega izvajalca plačilnih storitev ali sprejetje odločitve o omejitvi ali prekinitvi poslovnega odnosa s takšnimi izvajalci plačilnih storitev.
The payment service provider of the payee shall report that fact to the authorities responsible for combating money laundering or terrorist financing.
Izvajalec plačilnih storitev prejemnika plačila sporoči to dejstvo organom, pristojnim za boj proti pranju denarja ali financiranju terorizma.
Risk-based assessment
Ocena na podlagi tveganja
The payment service provider of the payee shall consider missing or incomplete information on the payer as a factor in assessing whether the transfer of funds, or any related transaction, is suspicious, and whether it must be reported, in accordance with the obligations set out in Chapter III of Directive 2005/60/EC, to the authorities responsible for combating money laundering or terrorist financing.
Izvajalec plačilnih storitev prejemnika plačila upošteva odsotne ali nepopolne podatke o plačniku kot dejavnik pri ocenjevanju, ali sta prenos sredstev ali kakršna koli druga z njim povezana transakcija sumljiva in ali morata biti v skladu z obveznostmi iz poglavja III Direktive 2005/60/ES sporočena organom, pristojnim za boj proti pranju denarja ali financiranju terorizma.
The payment service provider of the payee shall for five years keep records of any information received on the payer.
Izvajalec plačilnih storitev prejemnika plačila pet let vodi evidenco o vseh podatkih, prejetih o plačniku.
OBLIGATIONS ON INTERMEDIARY PAYMENT SERVICE PROVIDERS
OBVEZNOSTI IZVAJALCEV POSREDNIŠKIH PLAČILNIH STORITEV
Keeping information on the payer with the transfer
Hranjenje podatkov o plačniku skupaj s prenosom
Intermediary payment service providers shall ensure that all information received on the payer that accompanies a transfer of funds is kept with the transfer.
Posredniški izvajalci plačilnih storitev zagotovijo, da se vsi prejeti podatki o plačniku, ki spremljajo prenos sredstev, hranijo skupaj s prenosom.
Technical limitations
Tehnične omejitve
This Article shall apply where the payment service provider of the payer is situated outside the Community and the intermediary payment service provider is situated within the Community.
Ta člen se uporabi v primeru, kadar ima izvajalec plačilnih storitev plačnika sedež izven Skupnosti, izvajalec posredniških plačilnih storitev pa ima sedež v Skupnosti.
Unless the intermediary payment service provider becomes aware, when receiving a transfer of funds, that information on the payer required under this Regulation is missing or incomplete, it may use a payment system with technical limitations which prevents information on the payer from accompanying the transfer of funds to send transfers of funds to the payment service provider of the payee.
Če posredniški izvajalec plačilnih storitev ob prejemu prenosov sredstev ne ugotovi odsotnosti ali nepopolnosti podatkov o plačniku, ki so zahtevani v okviru te uredbe, lahko za pošiljanje prenosov sredstev izvajalcu plačilnih storitev prejemnika plačila uporabi plačilni sistem s tehničnimi omejitvami, ki preprečuje pošiljanje informacij o plačniku skupaj s prenosi sredstev.
Where the intermediary payment service provider becomes aware, when receiving a transfer of funds, that information on the payer required under this Regulation is missing or incomplete, it shall only use a payment system with technical limitations if it is able to inform the payment service provider of the payee thereof, either within a messaging or payment system that provides for communication of this fact or through another procedure, provided that the manner of communication is accepted by, or agreed between, both payment service providers.
Če posredniški izvajalec plačilnih storitev ob prejemu prenosov sredstev ugotovi, da so podatki o plačniku, zahtevani v okviru te uredbe, odsotni ali nepopolni, uporabi sistem s tehničnimi omejitvami le, če lahko o ugotovljenih dejstvih obvesti izvajalca plačilnih storitev prejemnika plačila, in sicer z uporabo sistema za sporočila ali plačila, ki omogoča tovrstno komunikacijo, ali s kakšnim drugim postopkom pod pogojem, da je takšen način komunikacije sprejemljiv za oba oz. dogovorjen med obema izvajalcema plačilnih storitev.
Where the intermediary payment service provider uses a payment system with technical limitations, the intermediary payment service provider shall, upon request from the payment service provider of the payee, make available to that payment service provider all the information on the payer which it has received, irrespective of whether it is complete or not, within three working days of receiving that request.
Če posredniški izvajalec plačilnih storitev uporablja plačilni sistem s tehničnimi omejitvami, posredniški izvajalec plačilnih storitev na zahtevo izvajalca plačilnih sredstev prejemnika plačila da slednjemu na razpolago vse prejete podatke o plačniku, ne glede na to, ali so le-ti popolni ali ne, v treh delovnih dneh od prejema zahteve.
In the cases referred to in paragraphs 2 and 3, the intermediary payment service provider shall for five years keep records of all information received.
V primerih, ki so navedeni v odstavkih 2 in 3, izvajalec posredniških plačilnih storitev pet let vodi evidenco o vseh prejetih podatkih.
GENERAL OBLIGATIONS AND IMPLEMENTING POWERS
SPLOŠNE OBVEZNOSTI IN PRISTOJNOSTI ZA IZVAJANJE
Cooperation obligations
Obveznosti sodelovanja
Payment service providers shall respond fully and without delay, in accordance with the procedural requirements established in the national law of the Member State in which they are situated, to enquiries from the authorities responsible for combating money laundering or terrorist financing of that Member State concerning the information on the payer accompanying transfers of funds and corresponding records.
Izvajalci plačilnih storitev se v celoti in takoj odzovejo v skladu s postopkovnimi zahtevami, določenimi v nacionalni zakonodaji države članice, v kateri imajo sedež, na poizvedbe organov, pristojnih za boj proti pranju denarja in financiranju terorizma te države članice, v zvezi s podatki o plačniku, ki spremljajo prenose sredstev, in s tem povezano evidenco.
Without prejudice to national criminal law and the protection of fundamental rights, those authorities may use that information only for the purposes of preventing, investigating or detecting money laundering or terrorist financing.
Brez poseganja v nacionalno kazensko pravo in varstvo temeljnih pravic lahko ti organi uporabijo podatke zgolj za namene preprečevanja, preiskovanja ali odkrivanja pranja denarja ali financiranja terorizma.
Penalties and monitoring
Kazni in nadzor
They shall apply from 15 December 2007.
Uporabljajo se od 15. decembra 2007.
Member States shall notify the Commission of the rules referred to in paragraph 1 and the authorities responsible for their application by 14 December 2007at the latest, and shall notify it without delay of any subsequent amendment affecting them.
Države članice najpozneje do 14. decembra 2007 sporočijo Komisiji pravila iz odstavka 1 in organe, pristojne za njihovo uporabo, poleg tega ji nemudoma sporočijo tudi kakršne koli naknadne spremembe, ki vplivajo na njih.
Member States shall require competent authorities to effectively monitor, and take necessary measures with a view to ensuring, compliance with the requirements of this Regulation.
Države članice zahtevajo učinkovit nadzor in ustrezno ukrepanje pristojnih organov, da bi se zagotovilo spoštovanje zahtev te uredbe.
The Commission shall be assisted by the Committee on the Prevention of Money Laundering and Terrorist Financing established by Directive 2005/60/EC, hereinafter referred to as ‘the Committee’.
Komisiji pomaga Odbor za preprečevanje pranja denarja in financiranje terorizma, ustanovljen z Direktivo 2005/60/ES, v nadaljevanju „odbor“.
Where reference is made to this paragraph, Articles 5 and 7 of Decision 1999/468/EC shall apply, having regard to the provisions of Article 8 thereof and provided that the implementing measures adopted in accordance with this procedure do not modify the essential provisions of this Regulation.
Pri sklicevanju na ta odstavek se uporabljata člena 5 in 7 Sklepa 1999/468/ES, ob upoštevanju določb člena 8 Sklepa in pod pogojem, da izvedbeni ukrepi, sprejeti v skladu s tem postopkom, ne spreminjajo bistvenih določb te uredbe.
Agreements with territories or countries which do not form part of the territory of the Community
Sporazumi z ozemlji ali državami, ki niso sestavni del ozemlja Skupnosti
The Commission may authorise any Member State to conclude agreements, under national arrangements, with a country or territory which does not form part of the territory of the Community as determined in accordance with Article 299 of the Treaty, which contain derogations from this Regulation, in order to allow for transfers of funds between that country or territory and the Member State concerned to be treated as transfers of funds within that Member State.
Komisija lahko pooblasti katero koli državo članico, da v skladu z nacionalno ureditvijo sklene sporazum z državo ali ozemljem, ki ni sestavni del ozemlja Skupnosti, kakor je določeno v členu 299 Pogodbe, ki vsebuje odstopanja od te uredbe, da omogoči, da se prenosi sredstev med to državo ali ozemljem in zadevno državo članico obravnavajo kot prenosi sredstev v tej državi članici.
Such agreements may be authorised only if:
Taki sporazumi se lahko odobrijo zgolj, če:
the country or territory concerned shares a monetary union with the Member State concerned, forms part of the currency area of that Member State or has signed a Monetary Convention with the European Community represented by a Member State;
je zadevna država ali ozemlje v monetarni uniji skupaj z zadevno državo članico, ali je sestavni del valutnega območja te države članice ali je podpisala monetarni sporazum z Evropsko skupnostjo, ki jo predstavlja ena od držav članic;
payment service providers in the country or territory concerned participate directly or indirectly in payment and settlement systems in that Member State;
izvajalci plačilnih storitev v zadevni državi ali na zadevnem ozemlju posredno ali neposredno sodelujejo v plačilnem in poravnalnem sistemu te države članice;
the country or territory concerned requires payment service providers under its jurisdiction to apply the same rules as those established under this Regulation.
zadevna država ali ozemlje od izvajalcev plačilnih storitev pod njeno pristojnostjo zahteva, da uporabljajo ista pravila, kakor so določena v tej uredbi.
Any Member State wishing to conclude an agreement as referred to in paragraph 1 shall send an application to the Commission and provide it with all the necessary information.
Država članica, ki želi skleniti sporazum iz odstavka 1, pošlje vlogo Komisiji in ji predloži vse potrebne informacije.
Upon receipt by the Commission of an application from a Member State, transfers of funds between that Member State and the country or territory concerned shall be provisionally treated as transfers of funds within that Member State, until a decision is reached in accordance with the procedure set out in this Article.
Ob prejemu vloge države članice s strani Komisije se prenosi sredstev med to državo članico in zadevno državo ali ozemljem do sprejema odločitve v skladu s postopkom, določenim v tem členu, začasno obravnavajo kot prenosi sredstev v tej državi članici.
If the Commission considers that it does not have all the necessary information, it shall contact the Member State concerned within two months of receipt of the application and specify the additional information required.
Če Komisija meni, da nima vseh potrebnih informacij, v roku dveh mesecev od dne prejema vloge obvesti zadevno državo članico o tem in podrobno navede, katere dodatne informacije potrebuje.
Once the Commission has all the information it considers necessary for appraisal of the request, it shall within one month notify the requesting Member State accordingly and shall transmit the request to the other Member States.
Ko Komisija dobi vse informacije, za katere meni, da so nujne za presojo zahteve, v roku enega meseca ustrezno obvesti državo članico, ki je podala zahtevo, in posreduje zahtevo ostalim državam članicam.
Within three months of the notification referred to in the fourth subparagraph of paragraph 2, the Commission shall decide, in accordance with the procedure referred to in Article 16(2), whether to authorise the Member State concerned to conclude the agreement referred to in paragraph 1 of this Article.
V treh mesecih od obvestila iz četrtega pododstavka odstavka 2 Komisija odloči v skladu s postopkom iz člena 16(2), ali bo zadevni državi članici dovolila, da sklene sporazum, določen v odstavku 1 tega člena.
In any event, a decision as referred to in the first subparagraph shall be adopted within eighteen months of receipt of the application by the Commission.
V vsakem primeru je odločitev iz prvega pododstavka sprejeta v osemnajstih mesecih od dneva, ko Komisija prejme vlogo.
Transfers of funds to non-profit organisations within a Member State
Prenosi sredstev na nepridobitne organizacije v državi članici
Member States may exempt payment service providers situated in their territory from the obligations set out in Article 5, as regards transfers of funds to organisations carrying out activities for non-profit charitable, religious, cultural, educational, social, scientific or fraternal purposes, provided that those organisations are subject to reporting and external audit requirements or supervision by a public authority or self-regulatory body recognised under national law and that those transfers of funds are limited to a maximum amount of EUR 150 per transfer and take place exclusively within the territory of that Member State.
Države članice lahko izvajalce plačilnih storitev s sedežem na njihovem ozemlju izvzamejo iz obveznosti, določenih v členu 5, in sicer v zvezi s prenosi sredstev na nepridobitne organizacije, ki opravljajo dejavnosti v dobrodelne, verske, kulturne, izobraževalne, družbene in znanstvene namene ali namene razvijanja prijateljskih odnosov, če za te organizacije veljajo zahteve, ki se nanašajo na poročanje in zunanjo revizijo ali nadzor s strani javnega organa ali samoregulativnega organa, priznanega v skladu z nacionalno zakonodajo, in da so ti prenosi sredstev omejeni na znesek do 150 EUR na prenos ter da se izvajajo izključno na ozemlju zadevne države članice.