natgillin/translations-raw huggingface dataset:
the information shall be for the purpose of performing the task referred to in the first subparagraph;
te podatki morajo biti namenjeni opravljanju nalog iz prvega pododstavka;
where the information originates in another Member State, it may not be disclosed without the express agreement of the competent authorities which have disclosed it and, where appropriate, solely for the purposes for which those authorities gave their agreement.
če podatki izvirajo iz druge države članice, se jih sme razkriti samo z izrecnim soglasjem pristojnih organov, ki so jih posredovali, in po potrebi izključno za namene, za katere so ti organi dali svoje soglasje.
Where, in a Member State, the authorities or bodies referred to in the first subparagraph perform their task of detection or investigation with the aid, in view of their specific competence, of persons appointed for that purpose and not employed in the public sector, the possibility of exchanging information provided for in the first subparagraph may be extended to such persons under the conditions laid down in the second subparagraph.
Če v državi članici organi ali telesa iz prvega pododstavka opravljajo svoje naloge odkrivanja in preiskovanja s pomočjo posebno usposobljenih oseb, ki so imenovane za navedeni namen in niso zaposlene v javnem sektorju, se lahko možnost izmenjave podatkov, predvidena v prvem pododstavku, razširi na takšne osebe, pod pogoji iz drugega pododstavka.
In order to implement point (c) of the second subparagraph, the authorities or bodies referred to in the first subparagraph shall communicate to the competent authorities which have disclosed the information the names and precise responsibilities of the persons to whom it is to be sent.
Za izvajanje točke (c) drugega pododstavka organi ali telesa iz prvega pododstavka sporočijo pristojnim organom, ki so posredovali podatke, imena in natančne pristojnosti oseb, katerim bodo podatki poslani.
Member States shall communicate to the Commission and to the other Member States the names of the authorities or bodies which may receive information pursuant to this paragraph.
Države članice Komisiji in drugim državam članicam sporočijo imena organov ali teles, ki lahko prejmejo podatke v skladu s tem odstavkom.
Transmission of information to central banks and monetary authorities
Prenos informacij centralnim bankam in monetarnim oblastem
This Section shall not prevent a competent authority from transmitting to central banks and other bodies with a similar function in their capacity as monetary authorities, and where appropriate, to other public authorities responsible for overseeing payment systems, information intended for the performance of their task.
Ta oddelek pristojnim organom ne preprečuje prenosa podatkov, namenjenih za opravljanje njihove naloge, centralnim bankam in drugim subjektom s podobno funkcijo v vlogi monetarnih oblasti in kjer je potrebno drugim javnim organom, pooblaščenim za nadzor plačilnih sistemov.
Nor shall it prevent such authorities or bodies from communicating to the competent authorities such information as they may need for the purposes of Article 27.
Takšnim organom ali telesom tudi dovolijo, da pristojnim organom posredujejo informacije, kakršne morebiti potrebujejo za namene člena 27.
Information received in this context shall be subject to the conditions of professional secrecy imposed in this Section.
Za informacije, prejete v tem okviru, veljajo pogoji poslovne skrivnosti, določeni v tem oddelku.
Disclosure of information to government administrations responsible for financial legislation
Razkrivanje podatkov državni upravi, ki je pristojna za finančno zakonodajo
Notwithstanding Articles 24 and 27, Member States may, under provisions laid down by law, authorise the disclosure of certain information to other departments of their central government administrations responsible for legislation on the supervision of credit institutions, financial institutions, investment services and insurance or reinsurance undertakings and to inspectors acting on behalf of those departments.
Ne glede na člena 24 in 27 lahko države članice v skladu z zakonskimi določbami dovolijo razkrivanje nekaterih podatkov drugim službam njihove državne uprave, ki so odgovorne za zakonodajo v zvezi z nadzorom kreditnih institucij, finančnih institucij, institucij za opravljanje investicijskih storitev, zavarovalnic ali pozavarovalnic, ter inšpektorjem, ki delujejo v imenu teh oddelkov.
However, such disclosures may be made only where necessary for reasons of prudential control.
Vendar so takšna razkritja mogoča samo tedaj, ko so potrebna zaradi nadzora varnega in skrbnega poslovanja.
Member States shall, however, provide that information received under Articles 25 and 28(1) and that obtained by means of the on-the-spot verification referred to in Article 16 may never be disclosed in the cases referred to in this Article except with the express consent of the competent authorities which disclosed the information or of the competent authorities of the Member State in which on-the-spot verification was carried out.
Vendar pa države članice predvidijo, da se podatki, prejeti v skladu s členoma 25 in 28(1), in podatki, pridobljeni pri pregledih na kraju samem iz člena 16, ne smejo nikoli razkriti v primerih iz tega člena, razen z izrecnim soglasjem pristojnih organov, ki so podatke posredovali, ali pristojnih organov države članice, v kateri je bilo opravljeno preverjanje na kraju samem.
Duties of auditors
Dolžnosti revizorjev
Member States shall provide at least that any person authorised in accordance with Directive 84/253/EEC, performing in a reinsurance undertaking the task described in Article 51 of Directive 78/660/EEC, Article 37 of Directive 83/349/EEC or Article 31 of Directive 85/611/EEC or any other statutory task, shall have a duty to report promptly to the competent authorities any fact or decision concerning that undertaking of which he/she has become aware while carrying out that task which is liable to:(a) constitute a material breach of the laws, regulations or administrative provisions which lay down the conditions governing authorisation or which specifically govern pursuit of the activities of insurance or reinsurance undertakings, or
Države članice zagotovijo vsaj, da je oseba, pooblaščena v smislu Direktive 84/253/EGS, ki v pozavarovalnici opravlja nalogo, opisano v členu 51 Direktive 78/660/EGS, členu 37 Direktive 83/349/EGS ali členu 31 Direktive 85/611/EGS ali kakšno drugo zakonsko nalogo, dolžna pristojnim organom nemudoma poročati o vseh dejstvih ali odločitvah, ki zadevajo navedeno podjetje, za katere izve pri opravljanju svoje naloge in ki bi lahko:(a) predstavljala bistveno kršitev zakonov ali drugih predpisov, ki določajo pogoje, ki urejajo dovoljenja za opravljanje poslov, ali ki posebej urejajo opravljanje dejavnosti zavarovalnic ali pozavarovalnic; ali
affect the continuous functioning of the reinsurance undertaking, or
vplivajo na nemoteno delovanje pozavarovalnice; ali
lead to refusal to certify the accounts or to the expression of reservations.
povzročijo zavrnitev potrditve računovodskih izkazov ali izražanje zadržkov.
That person shall also have a duty to report any facts and decisions of which he/she becomes aware in the course of carrying out a task as described in the first subparagraph in an undertaking having close links resulting from a control relationship with the reinsurance undertaking within which he/she is carrying out the abovementioned task.
Zadevna oseba je dolžna poročati tudi o vseh dejstvih ali odločitvah, za katere izve pri opravljanju svoje naloge, kakor je opisano v prvem pododstavku, v podjetju, ki ima tesne povezave, izhajajoče iz nadzornega razmerja s pozavarovalnico, v kateri opravlja zgoraj navedeno nalogo.
The disclosure to the competent authorities, by persons authorised in accordance with Directive 84/253/EEC, of any relevant fact or decision referred to in paragraph 1 of this Article shall not constitute a breach of any restriction on disclosure of information imposed by contract or by any legislative, regulatory or administrative provision and shall not involve such persons in liability of any kind.
Razkritje dejstev ali odločitev iz odstavka 1 s strani oseb, pooblaščenih v smislu Direktive 84/253/EGS, pristojnim organom, ne predstavlja kršitve omejitev o razkritju informacij, naložene s pogodbo, zakonom ali drugim predpisom, in takih oseb ne vključuje v nobeno vrsto odgovornosti.
Rules relating to technical provisions
Pravila v zvezi z zavarovalno-tehničnimi rezervacijami
Establishment of technical provisions
Oblikovanje zavarovalno-tehničnih rezervacij
The home Member State shall require every reinsurance undertaking to establish adequate technical provisions in respect of its entire business.
Matična država članica od vsake pozavarovalnice zahteva, da oblikuje primerne zavarovalno-tehnične rezervacije glede celote svojih poslov.
The amount of such technical provisions shall be determined in accordance with the rules laid down in Directive 91/674/EEC.
Znesek takšnih zavarovalno-tehničnih rezervacij se določi v skladu s pravili, določenimi v Direktivi 91/674/EGS.
Where applicable, the home Member State may lay down more specific rules in accordance with Article 20 of Directive 2002/83/EC.
Kjer je to primerno, lahko matična država članica v skladu s členom 20 Direktive 2002/83/ES določi podrobnejša pravila.
Member States shall not retain or introduce a system with gross reserving which requires pledging of assets to cover unearned premiums and outstanding claims provisions if the reinsurer is a reinsurance undertaking authorised in accordance with this Directive or an insurance undertaking authorised in accordance with Directives 73/239/EEC or 2002/83/EC.
Države članice ne smejo obdržati ali uvesti sistema z bruto pridržanjem, ki zahteva zastavitev sredstev za kritje prenosnih premij in škodnih rezervacij, če je pozavarovatelj pozavarovalnica, ki je pridobila dovoljenje v skladu s to direktivo ali zavarovalnica, ki je pridobila dovoljenje v skladu z direktivama 73/239/EGS ali 2002/83/ES.
When the home Member State allows any technical provisions to be covered by claims against reinsurers who are not authorised in accordance with this Directive or insurance undertakings which are not authorised in accordance with Directives 73/239/EEC or 2002/83/EC, it shall set the conditions for accepting such claims.
Če matična država članica dovoljuje, da so zavarovalno-tehnične rezervacije pokrite z zahtevki do pozavarovateljev, ki niso pridobili dovoljenja v skladu s to direktivo, ali zavarovalnice, ki ni pridobila dovoljenja v skladu z direktivama 73/239/EGS ali 2002/83/ES, mora opredeliti pogoje za sprejetje takšnih zahtevkov.
Equalisation reserves
Izravnalne rezervacije
The home Member State shall require every reinsurance undertaking which reinsures risks included in class 14 listed in point A of the Annex to Directive 73/239/EEC to set up an equalisation reserve for the purpose of offsetting any technical deficit or above-average claims ratio arising in that class in any financial year.
Matična država članica zahteva od vsake pozavarovalnice, ki krije nevarnosti, vključene v zavarovalno vrsto 14, navedeno v točki A Priloge k Direktivi 73/239/EGS, da oblikuje izravnalne rezervacije, namenjene pokrivanju tehničnega primanjkljaja ali nadpovprečnega razmerja odškodnin te zavarovalne vrste v katerem koli poslovnem letu.
The equalisation reserve for credit reinsurance shall be calculated in accordance with the rules laid down by the home Member State in accordance with one of the four methods set out in point D of the Annex to Directive 73/239/EEC, which shall be regarded as equivalent.
Izravnalne rezervacije za kreditno pozavarovanje se izračunajo v skladu s pravili, ki jih določi matična država članica v skladu z eno od štirih metod, določenih v točki D Priloge k Direktivi 73/239/EGS, ki štejejo za enakovredne.
The home Member State may exempt reinsurance undertakings from the obligation to set up equalisation reserves for reinsurance of credit insurance business where the premiums or contributions receivable in respect of reinsurance of credit insurance are less than 4 % of the total premiums or contributions receivable by them and less than EUR 2500000.
Matična država članica lahko pozavarovalnice oprosti obveznosti oblikovanja izravnalnih rezervacij za pozavarovanje poslov kreditnega zavarovanja, če so premije ali prispevki, prejeti v zvezi s pozavarovanjem kreditnega zavarovanja nižji od 4 % skupno prejetih premij ali prispevkov in manjši od 2500000 EUR.
The home Member State may require every reinsurance undertaking to set up equalisation reserves for classes of risks other than credit reinsurance.
Matične države članice lahko od vsake pozavarovalnice zahtevajo oblikovanje izravnalnih rezervacij za vrste nevarnosti razen kreditnega pozavarovanja.
The equalisation reserves shall be calculated according to the rules laid down by the home Member State.
Izravnalne rezervacije se izračunajo v skladu s pravili, ki jih določi matična država članica.
Assets covering technical provisions
Kritno premoženje
The home Member State shall require every reinsurance undertaking to invest the assets covering the technical provisions and the equalisation reserve referred to in Article 33 in accordance with the following rules:
Matična država članica zahteva, da vsaka pozavarovalnica vlaga sredstva, ki pokrivajo zavarovalno-tehnične rezervacije in izravnalno rezervacijo iz člena 33, v skladu z naslednjimi pravili:
the assets shall take account of the type of business carried out by a reinsurance undertaking, in particular the nature, amount and duration of the expected claims payments, in such a way as to secure the sufficiency, liquidity, security, quality, profitability and matching of its investments;
pri sredstvih se upošteva vrsta posla, ki ga opravlja pozavarovalnica, zlasti naravo, znesek in trajanje pričakovanih zneskov škode, na tak način, da zagotovi likvidnost, varnost, kakovost, donosnost in ujemanje naložb;
the reinsurance undertaking shall ensure that the assets are diversified and adequately spread and allow the undertaking to respond adequately to changing economic circumstances, in particular developments in the financial markets and real estate markets or major catastrophic events.
pozavarovalnica zagotovi, da so sredstva raznolika in zadostno razpršena ter da podjetju omogočajo reagiranje na spreminjajoče se gospodarske okoliščine, predvsem glede razvoja na finančnih trgih in trgih z nepremičninami, ali večje katastrofalne dogodke.
The undertaking shall assess the impact of irregular market circumstances on its assets and shall diversify the assets in such a way as to reduce such impact;
Podjetje presodi vpliv neenotnih tržnih razmer na svoja sredstva in jih razprši na tak način, da zmanjša ta vpliv;
investment in assets which are not admitted to trading on a regulated financial market shall in any event be kept to prudent levels;
naložba v sredstva, ki niso sprejeta v trgovanje na urejenem finančnem trgu, se v vsakem primeru zadrži na preudarni ravni;
investment in derivative instruments shall be possible insofar as they contribute to a reduction of investment risks or facilitate efficient portfolio management.
naložbe v izvedene instrumente so mogoče, če prispevajo k zmanjšanju naložbenih tveganj ali olajšajo učinkovito upravljanje portfelja.
They shall be valued on a prudent basis, taking into account the underlying assets, and included in the valuation of the institution's assets.
Vrednoti se jih po načelu previdnosti ob upoštevanju osnovne vrednosti in jih vključiti v vrednotenje sredstev institucije.
The institution shall also avoid excessive risk exposure to a single counterparty and to other derivative operations;
Institucija se tudi izogiba pretirani izpostavljenosti tveganjem glede na eno samo nasprotno stranko in druge izvedene posle;
the assets shall be properly diversified in such a way as to avoid excessive reliance on any one particular asset, issuer or group of undertakings and accumulations of risk in the portfolio as a whole.
naložbe so primerno razpršene na način, ki preprečuje pretirano zanašanje na neko imetje, izdajatelja ali skupino podjetij in kopičenje tveganj v portfelju kot celoti.
Investments in assets issued by the same issuer or by issuers belonging to the same group shall not expose the undertaking to excessive risk concentration.
Naložbe v sredstva, ki jih izda isti izdajatelj ali izdajatelji, ki pripadajo isti skupini, ne smejo izpostaviti podjetja pretiranemu tveganju.
Member States may decide not to apply the requirements referred to in point (e) to investment in government bonds.
Države članice lahko sklenejo, da ne bodo uporabljale zahtev iz točke (e) za naložbe v državne obveznice.
Member States shall not require reinsurance undertakings situated in their territory to invest in particular categories of assets.
Države članice ne zahtevajo, da pozavarovalnice, ki so na njihovem ozemlju, vlagajo v določene kategorije sredstev.
Member States shall not subject the investment decisions of a reinsurance undertaking situated in their territory or its investment manager to any kind of prior approval or systematic notification requirements.
Države članice ne pogojujejo naložbenih odločitev pozavarovalnice, ki je na njihovem ozemlju, ali njenega naložbenega upravitelja s kakršno koli predhodno odobritvijo ali zahtevo po sistematičnem obveščanju.
Notwithstanding paragraphs 1 to 3, the home Member State may, for every reinsurance undertaking whose head office is situated in its territory, lay down the following quantitative rules, provided that they are prudentially justified:
Ne glede na odstavke 1 do 3 lahko država članica za vsako pozavarovalnico, ki ima sedež na njenem ozemlju, določi naslednja količinska pravila, pod pogojem, da so preudarno utemeljena:
investments of gross technical provisions in currencies other than those in which technical provisions are set should be limited to 30 %;
naložbe kosmatih zavarovalno-tehničnih rezervacij v valute, razen tistih, pri katerih so zavarovalno-tehnične rezervacije določene, je treba omejiti na 30 %;
investments of gross technical provisions in shares and other negotiable securities treated as shares, bonds and debt securities which are not admitted to trading on a regulated market should be limited to 30 %;
naložbe kosmatih zavarovalno-tehničnih rezervacij v delnice in druge prenosljive vrednostne papirje, obravnavane kot delnice, obveznice, dolžniške vrednostne papirje, ki niso sprejeti v trgovanje na urejenem trgu, je treba omejiti na 30 %;
the home Member State may require every reinsurance undertaking to invest no more than 5 % of its gross technical provisions in shares and other negotiable securities treated as shares, bonds, debt securities and other money and capital market instruments from the same undertaking, and no more than 10 % of its total gross technical provisions in shares and other negotiable securities treated as shares, bonds, debt securities and other money and capital market instruments from undertakings which are members of the same group.
matična država članica lahko zahteva, da posamezna pozavarovalnica ne sme vložiti več kot 5 % kosmatih zavarovalno-tehničnih rezervacij v delnice in druge prenosljive vrednostne papirje, ki se obravnavajo kot delnice, obveznice, dolžniški vrednostni papirji ter drugi denarni instrumenti in instrumenti kapitalskega trga istega podjetja, ter več kot 10 % skupnih kosmatih zavarovalno-tehničnih rezervacij v delnice in druge prenosljive vrednostne papirje, ki se obravnavajo kot delnice, obveznice, dolžniški vrednostni papirji in drugi denarni instrumenti ter instrumenti kapitalskega trga podjetij, ki spadajo v isto skupino.
Furthermore, the home Member State shall lay down more detailed rules setting the conditions for the use of amounts outstanding from a special purpose vehicle as assets covering technical provisions pursuant to this Article.
Ob tem matična država članica določi podrobnejša pravila, ki določajo pogoje za uporabo neporavnanih zneskov posebnega specializiranega podjetja kot sredstev, ki pokrivajo zavarovalno-tehnične rezervacije v skladu s tem členom.
Rules relating to the solvency margin and to the guarantee fund
Pravila, ki se nanašajo na minimalni in zajamčeni kapital
Available solvency margin
Razpoložljivi minimalni kapital
Each Member State shall require of every reinsurance undertaking whose head office is situated in its territory an adequate available solvency margin in respect of its entire business at all times, which is at least equal to the requirements of this Directive.
Vsaka država od vsake pozavarovalnice s sedežem na njenem ozemlju zahteva, da ima ves čas ustrezni razpoložljivi minimalni kapital glede na njeno celotno poslovno dejavnost, ki je najmanj enak zahtevam te direktive.
Eligible items
Elementi, ki izpolnjujejo pogoje
The available solvency margin shall consist of the assets of the reinsurance undertaking free of any foreseeable liabilities, less any intangible items, including:
Razpoložljivi minimalni kapital je sestavljen iz sredstev zavarovalnice, prostih vseh predvidljivih obveznosti, z odštetimi vsemi neopredmetenimi postavkami, vključujoč:
the paid-up share capital or, in the case of a mutual reinsurance undertaking, the effective initial fund plus any members' accounts which meet all the following criteria:
vplačani osnovni kapital ali v primeru družb za vzajemno pozavarovanje dejanski vplačani ustanovni kapital ter sredstva na računih članov, ki izpolnjujejo vsa naslednja merila:
the memorandum and articles of association shall stipulate that payments may be made from those accounts to members only in so far as this does not cause the available solvency margin to fall below the required level, or, after the dissolution of the undertaking, if all the undertaking's other debts have been settled;
akt o ustanovitvi družbe in statut določata, da je plačila članom iz teh računov možno opraviti le tedaj, ko to ne povzroči zmanjšanja razpoložljivega minimalnega kapitala pod zahtevano raven, ali po prenehanju podjetja, ko so poravnani vsi drugi dolgovi podjetja;
the memorandum and articles of association shall stipulate, with respect to any payments referred to in point (i) for reasons other than the individual termination of membership, that the competent authorities must be notified at least one month in advance and can prohibit the payment within that period;
akt o ustanovitvi družbe in statut določata, da je treba glede vseh plačil iz točke (i), ki se opravijo v namene razen posameznega prenehanja članstva, pristojne organe obvestiti najmanj en mesec vnaprej, ti pa lahko v tem obdobju prepovejo plačilo;
the relevant provisions of the memorandum and articles of association may be amended only after the competent authorities have declared that they have no objection to the amendment, without prejudice to the criteria stated in points (i) and (ii);
ustrezne določbe akta o ustanovitvi družbe in statuta je mogoče spremeniti šele potem, ko so pristojni organi izjavili, da ne nasprotujejo spremembi, brez poseganja v merila, navedena v (i) in (ii);
statutory and free reserves which neither correspond to underwriting liabilities nor are classified as equalisation reserves;
obveznimi in prostimi rezervami, ki ne ustrezajo prevzetim obveznostim iz zavarovalnih pogodb ali ki niso uvrščene kot izravnalne rezervacije;
the profit or loss brought forward after deduction of dividends to be paid.
prenesenim dobičkom ali izgubo po odštetju dividend, ki jih je treba izplačati.
The available solvency margin shall be reduced by the amount of own shares directly held by the reinsurance undertaking.
Razpoložljivi minimalni kapital se zmanjša za znesek lastnih delnic, ki so v neposredni lasti zavarovalnice.