natgillin/translations-raw huggingface dataset:
For the purposes of Sections 5 and 6, the provisions laid down in this Section shall be read without taking into account the items referred to in points (q) and (r) of Article 57 and Article 63(3).
Za namene oddelkov 5 in 6 se določbe tega oddelka berejo brez upoštevanja postavk iz točk (q) in (r) člena 57 in člena 63(3).
The competent authorities may authorise credit institutions to exceed the limits laid down in paragraph 1 in temporary and exceptional circumstances.
Pristojni organi lahko v začasnih in izjemnih okoliščinah odobrijo kreditnim institucijam, da presežejo omejitve, določene v odstavku 1.
Compliance with the conditions laid down in this Section shall be proved to the satisfaction of the competent authorities.
O skladnosti s pogoji, določenimi v tem oddelku, se pristojnim organom predloži zadovoljiv dokaz.
Provision against risks
določila o obvladovanju tveganj
Level of application
Stopnja uporabe
Credit institutions shall comply with the obligations laid down in Articles 22 and 75 and Section 5 on an individual basis.
Kreditne institucije izpolnjujejo obveznosti iz členov 22 in 75 ter oddelka 5 na individualni osnovi.
Every credit institution which is neither a subsidiary in the Member State where it is authorised and supervised, nor a parent undertaking, and every credit institution not included in the consolidation pursuant to Article 73, shall comply with the obligations laid down in Articles 120 and 123 on an individual basis.
Vsaka kreditna institucija, ki ni ne podrejena družba v državi članici, kjer je pridobila dovoljenje in kjer je nadzorovana, niti ni nadrejena družba, in vsaka kreditna institucija, ki ni vključena v konsolidacijo na podlagi člena 73, izpolnjuje obveznosti iz členov 120 in 123 na individualni osnovi.
Every credit institution which is neither a parent undertaking, nor a subsidiary, and every credit institution not included in the consolidation pursuant to Article 73, shall comply with the obligations laid down in Chapter 5 on an individual basis.
Vsaka kreditna institucija, ki ni ne nadrejena ne podrejena družba, in vsaka kreditna institucija, ki ni vključena v konsolidacijo na podlagi člena 73, izpolnjuje obveznosti iz poglavja 5 na individualni osnovi.
The Member States may choose not to apply Article 68(1) to any subsidiary of a credit institution, where both the subsidiary and the credit institution are subject to authorisation and supervision by the Member State concerned, and the subsidiary is included in the supervision on a consolidated basis of the credit institution which is the parent undertaking, and all of the following conditions are satisfied, in order to ensure that own funds are distributed adequately among the parent undertaking and the subsidiaries:
Države članice se lahko odločijo, da ne bodo uporabljale člena 68(1) za nobeno podrejeno družbo kreditne institucije, če se tako za podrejeno družbo kot za kreditno institucijo zahteva dovoljenje in nadzor s strani zadevne države članice, podrejena družba pa je vključena v nadzor na konsolidirani osnovi kreditne institucije, ki je nadrejena družba, in so izpolnjeni vsi naslednji pogoji, da se zagotovi, da so lastna sredstva primerno razporejeni med nadrejeno družbo in podrejene družbe:
there is no current or foreseen material practical or legal impediment to the prompt transfer of own funds or repayment of liabilities by its parent undertaking;
ni trenutne ali predvidene vsebinske, dejanske ali pravne ovire za takojšnji prenos lastnih sredstev ali za odplačilo obveznosti s strani nadrejene družbe;
either the parent undertaking satisfies the competent authority regarding the prudent management of the subsidiary and has declared, with the consent of the competent authority, that it guarantees the commitments entered into by the subsidiary, or the risks in the subsidiary are of negligible interest;
bodisi nadrejena družba izpolni zahteve pristojnega organa glede preudarnega upravljanja podrejene družbe in zagotovi s soglasjem pristojnega organa, da jamči za obveznosti podrejene družbe, ali pa so tveganja v podrejenih družbah zanemarljiva;
the risk evaluation, measurement and control procedures of the parent undertaking cover the subsidiary; and
postopki ovrednotenja tveganja, merjenja in kontrole nadrejene družbe pokrivajo podrejeno družbo; in
the parent undertaking holds more than 50 % of the voting rights attaching to shares in the capital of the subsidiary and/or has the right to appoint or remove a majority of the members of the management body of the subsidiary described in Article 11.
nadrejena družba razpolaga z več kot 50 % glasovalnih pravic, ki izhajajo iz delnic ali deleža podrejene družbe in/ali ima pravico, da imenuje ali odstrani večino članov uprave podrejene družbe iz člena 11.
The Member States may exercise the option provided for in paragraph 1 where the parent undertaking is a financial holding company set up in the same Member State as the credit institution, provided that it is subject to the same supervision as that exercised over credit institutions, and in particular to the standards laid down in Article 71(1).
Države članice lahko izvajajo možnost, predvideno v odstavku 1, če je nadrejena družba finančni holding in ima sedež v isti državi članici kakor kreditna institucija, pod pogojem, da je vključeno v enak nadzor kakor kreditne institucije in zlasti, da zanj veljajo standardi, določeni v odstavku 71(1).
The Member States may choose not to apply Article 68(1) to a parent credit institution in a Member State where that credit institution is subject to authorisation and supervision by the Member State concerned, and it is included in the supervision on a consolidated basis, and all the following conditions are satisfied, in order to ensure that own funds are distributed adequately among the parent undertaking and the subsidiaries:
Države članice lahko določijo, da se člen 68(1) ne uporablja za nadrejeno kreditno institucijo v državi članici, kjer ta kreditna institucija potrebuje dovoljenje zadevne države članice in je pod njenim nadzorom ter je vključena v nadzor na konsolidirani osnovi in so izpolnjeni vsi naslednji pogoji za zagotovitev ustrezne razdelitve lastnih sredstev med nadrejeno družbo in podrejenimi družbami:
there is no current or foreseen material practical or legal impediment to the prompt transfer of own funds or repayment of liabilities to the parent credit institution in a Member State; and
ni trenutnih ali predvidenih vsebinskih, dejanskih ali pravnih ovir za takojšnji prenos lastnih sredstev ali za odplačilo obveznosti nadrejeni kreditni instituciji v državi članici; in
the risk evaluation, measurement and control procedures relevant for consolidated supervision cover the parent credit institution in a Member State.
postopki ovrednotenja tveganja, merjenja in kontrole, ki so relevantni za konsolidirani nadzor vključujejo nadrejeno kreditno institucijo v državi članici.
The competent authority which makes use of this paragraph shall inform the competent authorities of all other Member States.
Pristojni organ, ki je uporabil ta odstavek obvesti pristojne organe vseh drugih držav članic.
Without prejudice to the generality of Article 144, the competent authority of the Member States exercising the discretion laid down in paragraph 3 shall publicly disclose, in the manner indicated in Article 144:
Brez poseganja v splošna pravila iz člena 144 pristojni organi držav članic, ki uporabijo diskrecijsko pravico iz odstavka 3, na način iz člena 144 javno razkrijejo naslednje podatke:
criteria it applies to determine that there is no current or foreseen material practical or legal impediment to the prompt transfer of own funds or repayment of liabilities;
merila, s katerimi določajo, da ni ali ni predvidenih vsebinskih, dejanskih ali pravnih ovir za takojšnji prenos lastnih sredstev ali poravnavo obveznosti;
the number of parent credit institutions which benefit from the exercise of the discretion laid down in paragraph 3 and the number of these which incorporate subsidiaries in a third country; and
število nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 3, ter število tistih, ki imajo podrejeno družbo v tretji državi; in
on an aggregate basis for the Member State:
na združeni podlagi za vse države članice:
the total amount of own funds on the consolidated basis of the parent credit institution in a Member State, which benefits from the exercise of the discretion laid down in paragraph 3, which are held in subsidiaries in a third country;
skupni znesek lastnih sredstev, na konsolidirani osnovi, nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 3, ki so v podrejenih družbah v tretjih državah;
the percentage of total own funds on the consolidated basis of parent credit institutions in a Member State which benefits from the exercise of the discretion laid down in paragraph 3, represented by own funds which are held in subsidiaries in a third country; and
odstotni delež skupnih lastnih sredstev, na konsolidirani osnovi, nadrejenih kreditnih institucij v državi članici, za katere se je uporabila diskrecijska pravica iz odstavka 3, v obliki lastnih sredstev, ki so v podrejenih družbah v tretjih državah; in
the percentage of total minimum own funds required under Article 75 on the consolidated basis of parent credit institutions in a Member State, which benefits from the exercise of the discretion laid down in paragraph 3, represented by own funds which are held in subsidiaries in a third country.
odstotni delež skupnih najmanjših lastnih sredstev, določenih s členom 75, na konsolidirani osnovi, nadrejenih kreditnih institucij v državi članici, za katere se je uporabila diskrecijska pravica iz odstavka 3, v obliki lastnih sredstev, ki so v podrejenih družbah v tretjih državah.
Subject to paragraphs 2 to 4 of this Article, the competent authorities may allow on a case by case basis parent credit institutions to incorporate in the calculation of their requirement under Article 68(1) subsidiaries which meet the conditions laid down in points (c) and (d) of Article 69(1), and whose material exposures or material liabilities are to that parent credit institution.
Ob upoštevanju odstavkov 2 do 4 tega člena lahko pristojni organi za vsak posamezen primer dovolijo nadrejenim kreditnim institucijam, da v izračun svojih zahtev na podlagi člena 68(1) vključijo podrejene družbe, ki izpolnjujejo pogoje iz točk (c) in (d) člena 69(1), in ki imajo bistvene izpostavljenosti ali bistvene obveznosti do navedene nadrejene kreditne institucije.
The treatment in paragraph 1 shall be allowed only where the parent credit institution demonstrates fully to the competent authorities the circumstances and arrangements, including legal arrangements, by virtue of which there is no material practical or legal impediment, and none are foreseen, to the prompt transfer of own funds, or repayment of liabilities when due by the subsidiary to its parent undertaking.
Obravnavanje v skladu z odstavkom 1 je dopustno le, če nadrejena kreditna institucija pristojnim organom v celoti razkrije okoliščine in ukrepe, vključno s pravno učinkovitimi dogovori, pri čemer ni ali ni predvidenih vsebinskih, praktičnih ali pravnih ovir za takojšnji prenos lastnih sredstev ali poravnavo zapadlih obveznosti podrejene družbe njeni nadrejeni družbi.
Where a competent authority exercises the discretion laid down in paragraph 1, it shall on a regular basis and not less than once a year inform the competent authorities of all the other Member States of the use made of paragraph 1 and of the circumstances and arrangements referred to in paragraph 2.
Če neki pristojni organ uporabi svojo diskrecijsko pravico iz odstavka 1, redno, najmanj pa enkrat na leto, obvešča pristojne organe preostalih držav članic o uporabi odstavka 1 ter tudi o okoliščinah in ukrepih iz odstavka 2.
Where the subsidiary is in a third country, the competent authorities shall provide the same information to the competent authorities of that third country as well.
Če je podrejena družba v tretji državi, pristojni organi prav tako obvestijo pristojne organe te tretje države.
Without prejudice to the generality of Article 144, a competent authority which exercises the discretion laid down in paragraph 1 shall publicly disclose, in the manner indicated in Article 144:
Brez poseganja v splošna pravila iz člena 144 pristojni organi, ki uporabijo diskrecijsko pravico iz odstavka 1, na način iz člena 144 razkrijejo naslednje podatke:
the criteria it applies to determine that there is no current or foreseen material practical or legal impediment to the prompt transfer of own funds or repayment of liabilities;
merila, s katerimi določajo, da ni ali ni predvidenih vsebinskih, praktičnih ali pravnih ovir za takojšnji prenos lastnih sredstev ali poravnavo obveznosti;
the number of parent credit institutions which benefit from the exercise of the discretion laid down in paragraph 1 and the number of these which incorporate subsidiaries in a third country; and
število nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 1, ter število tistih, ki imajo podrejeno družbo v tretji državi; in
the total amount of own funds of parent credit institutions which benefit from the exercise of the discretion laid down in paragraph 1 which are held in subsidiaries in a third country;
skupni znesek lastnih sredstev nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 1, ki so v podrejenih družbah v tretjih državah; in
the percentage of total own funds of parent credit institutions which benefit from the exercise of the discretion laid down in paragraph 1 represented by own funds which are held in subsidiaries in a third country; and
odstotni delež skupnih lastnih sredstev nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 1, v obliki lastnih sredstev, ki so v podrejenih družbah v tretjih državah;
the percentage of total minimum own funds required under Article 75 of parent credit institutions which benefit from the exercise of the discretion laid down in paragraph 1 represented by own funds which are held in subsidiaries in a third country.
odstotni delež skupnih najmanjših lastnih sredstev, določenih s členom 75, nadrejenih kreditnih institucij, za katere se je uporabila diskrecijska pravica iz odstavka 1, v obliki lastnih sredstev, ki so v podrejenih družbah v tretjih državah.
Without prejudice to Articles 68 to 70, parent credit institutions in a Member State shall comply, to the extent and in the manner prescribed in Article 133, with the obligations laid down in Articles 75, 120, 123 and Section 5 on the basis of their consolidated financial situation.
Brez poseganja v člene 68 do 70, nadrejene kreditne institucije v državi članici, izpolnjujejo obveznosti iz členov 75, 120, 123 in oddelka 5 na podlagi konsolidiranega finančnega stanja, v obsegu in na način, predpisan v členu 133.
Without prejudice to Articles 68 to 70, credit institutions controlled by a parent financial holding company in a Member State shall comply, to the extent and in the manner prescribed in Article 133, with the obligations laid down in Articles 75, 120, 123 and Section 5 on the basis of the consolidated financial situation of that financial holding company.
Brez poseganja v člene 68 do 70, kreditne institucije, ki jih obvladuje nadrejeni finančni holding v državi članici, izpolnjujejo obveznosti iz členov 75, 120, 123 in oddelka 5 na podlagi konsolidiranega finančnega stanja navedenega finančnega holdinga, v obsegu in na način, predpisan v členu 133.
Where more than one credit institution is controlled by a parent financial holding company in a Member State, the first subparagraph shall apply only to the credit institution to which supervision on a consolidated basis applies in accordance with Articles 125 and 126.
Če nadrejeni finančni holding v državi članici obvladuje več kakor eno kreditno institucijo, se prvi pododstavek uporablja samo za kreditno institucijo, za katero se uporablja nadzor na konsolidirani osnovi v skladu s členoma 125 in 126.
EU parent credit institutions shall comply with the obligations laid down in Chapter 5 on the basis of their consolidated financial situation.
Nadrejene kreditne institucije EU izpolnjujejo obveznosti iz poglavja 5 na podlagi svojega konsolidiranega finančnega položaja.
Significant subsidiaries of EU parent credit institutions shall disclose the information specified in Annex XII, Part 1, point 5, on an individual or sub-consolidated basis.
Pomembne podrejene družbe nadrejenih kreditnih institucij EU pa razkrijejo informacije, opredeljene v točki 5 dela 1 Priloge XII, na individualni ali subkonsolidirani osnovi.
Credit institutions controlled by an EU parent financial holding company shall comply with the obligations laid down in Chapter 5 on the basis of the consolidated financial situation of that financial holding company.
Kreditne institucije, ki jih obvladuje nadrejeni finančni holding EU, izpolnjujejo obveznosti iz poglavja 5 na podlagi konsolidiranih finančnih stanj navedenega finančnega holdinga.
Significant subsidiaries of EU parent financial holding companies shall disclose the information specified in Annex XII, Part 1, point 5, on an individual or sub‐consolidated basis.
Pomembne podrejene družbe nadrejenih finančnih holdingov EU pa razkrijejo informacije, opredeljene v točki 5 dela 1 Priloge XII, na individualni ali subkonsolidirani osnovi.
The competent authorities responsible for exercising supervision on a consolidated basis pursuant to Articles 125 and 126 may decide not to apply in full or in part paragraphs 1 and 2 to the credit institutions which are included within comparable disclosures provided on a consolidated basis by a parent undertaking established in a third country.
Organi, pristojni za izvajanje nadzora na konsolidirani osnovi na podlagi členov 125 in 126 lahko sklenejo, da ne bodo v celoti ali deloma uporabljali odstavkov 1 in 2 za kreditne institucije, ki so vključene v primerljiva razkritja, ki jih na konsolidirani osnovi podaja nadrejena družba s sedežem v tretji državi.
The Member States or the competent authorities responsible for exercising supervision on a consolidated basis pursuant to Articles 125 and 126 may decide in the following cases that a credit institution, financial institution or ancillary services undertaking which is a subsidiary or in which a participation is held need not be included in the consolidation:
Države članice ali pristojni organi, ki so v skladu s členoma 125 in 126 odgovorni za izvajanje nadzora na konsolidirani osnovi, se lahko na podlagi naslednjih primerov odločijo, da kreditnih institucij, finančnih institucij ali podjetij za pomožne storitve, ki so bodisi podrejene družbe bodisi ima kdo drug udeležbo v njih, ne vključijo v konsolidacijo, če:
where the undertaking concerned is situated in a third country where there are legal impediments to the transfer of the necessary information;
je zadevno podjetje v tretji državi, v kateri veljajo zakonske ovire za prenos potrebnih informacij;
where, in the opinion of the competent authorities, the undertaking concerned is of negligible interest only with respect to the objectives of monitoring credit institutions and in any event where the balance-sheet total of the undertaking concerned is less than the smaller of the following two amounts:
zadevno podjetje po mnenju pristojnih organov zanemarljivo vpliva na cilje nadzorovanja kreditnih institucij in v vsakem primeru, ko je bilančna vsota zadevnega podjetja nižja od manjšega od naslednjih dveh zneskov:
EUR 10 million, or
10 milijonov EUR; ali
1 % of the balance-sheet total of the parent undertaking or the undertaking that holds the participation,
1 % bilančne vsote nadrejene družbe ali družbe, ki je imetnik udeležbe;
where, in the opinion of the competent authorities responsible for exercising supervision on a consolidated basis, the consolidation of the financial situation of the undertaking concerned would be inappropriate or misleading as far as the objectives of the supervision of credit institutions are concerned.
bi bila po mnenju pristojnih organov, ki so odgovorni za izvajanje nadzora na konsolidirani osnovi, konsolidacija finančnega stanja zadevnega podjetja neustrezna ali zavajajoča glede na cilje nadzorovanja kreditnih institucij.
If, in the cases referred to in point (b) of the first subparagraph, several undertakings meet the above criteria set out therein, they shall nevertheless be included in the consolidation where collectively they are of non-negligible interest with respect to the specified objectives.
Če v primerih iz točke (b) prvega pododstavka zgornja merila izpolni več navedenih podjetij, pa jih je treba kljub temu vključiti v konsolidacijo, kadar skupaj pomembno vplivajo na navedene cilje.
Competent authorities shall require subsidiary credit institutions to apply the requirements laid down in Articles 75, 120 and 123 and Section 5 on a sub-consolidated basis if those credit institutions, or the parent undertaking where it is a financial holding company, have a credit institution or a financial institution or an asset management company as defined in Article 2(5) of Directive 2002/87/EC as a subsidiary in a third country, or hold a participation in such an undertaking.
Pristojni organi zahtevajo, da podrejene kreditne institucije izpolnjujejo zahteve iz členov 75, 120 in 123 ter oddelka 5 na subkonsolidirani osnovi, če imajo navedene kreditne institucije, ali nadrejena družba v primerih, kadar je to finančni holding, v tretji državi podrejeno družbo, ki je kreditna institucija ali finančna institucija ali družba za upravljanje s premoženjem, kakor je opredeljeno v členu 2(5) Direktive 2002/87/ES, ali če so udeležene v takem podjetju.
Competent authorities shall require the parent undertakings and subsidiaries subject to this Directive to meet the obligations laid down in Article 22 on a consolidated or sub‐consolidated basis, to ensure that their arrangements, processes and mechanisms are consistent and well-integrated and that any data and information relevant to the purpose of supervision can be produced.
Pristojni organi zahtevajo, da nadrejene in podrejene družbe, za katere se uporablja ta direktiva, izpolnjujejo obveznosti iz člena 22 na konsolidirani ali subkonsolidirani osnovi, da se zagotovi, da so njihove ureditve, procesi in mehanizmi dosledni in dobro integrirani, ter da se zagotovi, da je mogoče pripraviti vse podatke in informacije, ki so pomembni za namen nadzora.
Calculation of requirements
Izračun zahtev
Save where otherwise provided, the valuation of assets and off-balance-sheet items shall be effected in accordance with the accounting framework to which the credit institution is subject under Regulation (EC) No 1606/2002 and Directive 86/635/EEC.
Če ni navedeno drugače, se vrednotenje aktivnih bilančnih in zunajbilančnih postavk izvaja v skladu z računovodskim okvirjem, ki se uporablja za kreditno institucijo na podlagi Uredbe (ES) št. 1606/2002 in Direktive 86/635/EGS.
Notwithstanding the requirements laid down in Articles 68 to 72, the calculations to verify the compliance of credit institutions with the obligations laid down in Article 75 shall be carried out not less than twice each year.
Ne glede na zahteve iz členov 68 do 72, se izračuni za preverjanje skladnosti kreditnih institucij z obveznostmi iz člena 75 opravljajo vsaj dvakrat na leto.
The credit institutions shall communicate the results and any component data required to the competent authorities.
Kreditne institucije sporočijo rezultate in kakršne koli zahtevane podrobnejše podatke pristojnim organom.
Minimum level of own funds
Minimalna stopnja lastnih sredstev
Without prejudice to Article 136, Member States shall require credit institutions to provide own funds which are at all times more than or equal to the sum of the following capital requirements:
Brez poseganja v člen 136 države članice zahtevajo, da kreditne institucije oblikujejo lastna sredstva, ki so vedno višja od ali enaka vsoti naslednjih kapitalskih zahtev: