natgillin/translations-raw huggingface dataset:
This Directive constitutes the essential instrument for the achievement of the internal market from the point of view of both the freedom of establishment and the freedom to provide financial services, in the field of credit institutions.
Ta direktiva predstavlja osnovni instrument za vzpostavitev notranjega trga z vidika svobode ustanavljanja in svobode opravljanja finančnih storitev na področju delovanja kreditnih institucij.
The Commission Communication of 11 May 1999 entitled ‘Implementing the framework for financial markets: Action plan’, listed a number of goals that need to be achieved in order to complete the internal market in financial services.
V sporočilu Komisije z dne 11. maja 1999 z naslovom „Izvajanje okvira za finančni trg: Akcijski načrt“ so navedeni različni cilji, ki jih je treba doseči za dokončno vzpostavitev notranjega trga finančnih storitev.
The Lisbon European Council of 23 and 24 March 2000 set the goal of implementing the action plan by 2005.
Na Evropskem svetu v Lizboni z dne 23. in 24. marca 2000 se je določil cilj, da je treba Akcijski načrt izvesti do leta 2005.
Recasting of the provisions on own funds is a key element of the action plan.
Preoblikovanje določb o lastnih sredstvih je bistvena sestavina Akcijskega načrta.
Measures to coordinate credit institutions should, both in order to protect savings and to create equal conditions of competition between these institutions, apply to all of them.
Ukrepe za usklajevanje kreditnih institucij je treba uporabljati za vse kreditne institucije, da bi tako lahko zaščitili prihranke in ustvarili enake konkurenčne pogoje za te institucije.
Due regard should however be had to the objective differences in their statutes and their proper aims as laid down by national laws.
Vendar pa bi bilo treba ustrezno upoštevati njihove objektivne statutarne razlike in njihove lastne cilje, kakor jih določajo nacionalne zakonodaje.
The scope of those measures should therefore be as broad as possible, covering all institutions whose business is to receive repayable funds from the public, whether in the form of deposits or in other forms such as the continuing issue of bonds and other comparable securities and to grant credits for their own account.
Iz navedenih razlogov bi moral biti obseg uporabe teh ukrepov čim širši in pokrivati vse institucije, katerih dejavnost je sprejemanje vračljivih sredstev od javnosti, ali v obliki depozitov ali v kakšni drugi obliki, kakor so na primer stalne izdaje obveznic in drugih primerljivih vrednostnih papirjev ter odobravanje kreditov za lasten račun.
Exceptions should be provided for in the case of certain credit institutions to which this Directive cannot apply.
Predvideti bi bilo treba izjeme za nekatere kreditne institucije, za katere se ta direktiva ne more uporabljati.
The provisions of this Directive should not prejudice the application of national laws which provide for special supplementary authorisations permitting credit institutions to carry on specific activities or undertake specific kinds of operations.
Določbe te direktive ne bi smele posegati v uporabo nacionalne zakonodaje, ki določa posebna dodatna dovoljenja, s katerimi kreditnim institucijam omogočijo, da izvajajo posebne dejavnosti ali začnejo opravljati posebne vrste poslov.
It is appropriate to effect only the essential harmonisation necessary and sufficient to secure the mutual recognition of authorisation and of prudential supervision systems, making possible the granting of a single licence recognised throughout the Community and the application of the principle of home Member State prudential supervision.
Primerno je izvesti le osnovno uskladitev, ki je potrebna in zadostna za zagotavljanje medsebojnega priznavanja dovoljenj in sistemov bonitetnega nadzora, kar omogoča izdajo enotne licence, priznane na celotnem ozemlju Skupnosti, pa tudi uporabo načela bonitetnega nadzora matične države članice.
Therefore, the requirement that a programme of operations be produced should be seen merely as a factor enabling the competent authorities to decide on the basis of more precise information using objective criteria.
Zato je treba na zahtevo po izdelavi programa poslovanja gledati le kot na dejavnik, ki pristojnim organom omogoča sprejemanje odločitev na podlagi natančnejših informacij in objektivnih meril.
A measure of flexibility should nonetheless be possible as regards the requirements on the legal form of credit institutions concerning the protection of banking names.
Možen bi moral biti tudi ukrep prilagodljivosti pri zahtevah, povezanih s pravno obliko kreditnih institucij, v zvezi z zaščito nazivov bank.
Since the objectives of this Directive, namely the introduction of rules concerning the taking up and pursuit of the business of credit institutions, and their prudential supervision, cannot be sufficiently achieved by the Member States and can therefore, by reason of the scale and the effects of the proposed action, be better achieved at Community level, the Community may adopt measures, in accordance with the principle of subsidiarity as set out in Article 5 of the Treaty.
Ker ciljev te direktive, torej določitve pravil za začetek opravljanja in opravljanje dejavnosti kreditnih institucij ter za njihov bonitetni nadzor, države članice ne morejo same zadovoljivo doseči, ampak jih je mogoče zaradi obsega in učinkov te direktive lažje doseči na ravni Skupnosti, lahko Skupnost sprejme ukrepe v skladu z načelom subsidiarnosti, kakor je določeno v členu 5 Pogodbe.
In accordance with the principle of proportionality, as set out in that Article, this Directive does not go beyond what is necessary in order to achieve those objectives.
V skladu z načelom sorazmernosti iz istega člena, ta direktiva ne presega tistega, kar je potrebno za dosego navedenih ciljev.
Equivalent financial requirements for credit institutions are necessary to ensure similar safeguards for savers and fair conditions of competition between comparable groups of credit institutions.
Za zagotavljanje izenačene zaščite varčevalcev in pravičnih konkurenčnih pogojev med primerljivimi skupinami kreditnih institucij so potrebne enakovredne finančne zahteve za kreditne institucije.
Pending further coordination, appropriate structural ratios should be formulated making it possible within the framework of cooperation between national authorities to observe, in accordance with standard methods, the position of comparable types of credit institutions.
Pred nadaljnjim usklajevanjem bi bilo treba oblikovati ustrezna strukturna razmerja, ki v okviru sodelovanja med nacionalnimi organi omogočajo spremljanje položaja primerljivih vrst kreditnih institucij v skladu z običajnimi metodami.
This procedure should help to bring about the gradual approximation of the systems of coefficients established and applied by the Member States.
Ta postopek naj bi pripomogel k postopnemu približevanju sistemov koeficientov, ki so vzpostavljeni in se uporabljajo v državah članicah.
It is necessary, however to make a distinction between coefficients intended to ensure the sound management of credit institutions and those established for the purposes of economic and monetary policy.
Kljub temu pa je treba razlikovati med koeficienti, ki se uporabljajo za zagotavljanje dobrega upravljanja kreditnih institucij, in koeficienti, ki so določeni za ekonomsko in monetarno politiko.
The principles of mutual recognition and home Member State supervision require that Member States' competent authorities should not grant or should withdraw an authorisation where factors such as the content of the activities programmes, the geographical distribution of activities or the activities actually carried on indicate clearly that a credit institution has opted for the legal system of one Member State for the purpose of evading the stricter standards in force in another Member State within whose territory it carries on or intends to carry on the greater Part of its activities.
Načela medsebojnega priznavanja in nadzora matične države članice zahtevajo, da pristojni organi države ne smejo izdati ali morajo odvzeti dovoljenja, če dejavniki, kot na primer vsebina programov dejavnosti in geografska porazdelitev dejavnosti ali dejavnosti, ki se dejansko izvajajo, jasno kažejo na to, da je kreditna institucija izbrala pravni sistem neke države članice, zato da bi se izognila strožjim standardom, ki so v veljavi v drugi državi članici, na ozemlju katere opravlja ali namerava opravljati večji del svojih dejavnosti.
Where there is no such clear indication, but the majority of the total assets of the entities in a banking group are located in another Member State the competent authorities of which are responsible for exercising supervision on a consolidated basis, in the context of Articles 125 and 126 responsibility for exercising supervision on a consolidated basis should be changed only with the agreement of those competent authorities.
Kadar to ni jasno razvidno iz dejavnikov, večina vseh sredstev podjetij ene bančne skupine pa je v drugi državi članici, katere pristojni organi izvajajo nadzor na konsolidirani osnovi, se lahko pristojnost za izvajanje nadzora na konsolidirani osnovi v smislu členov 125 in 126 spremeni le s privolitvijo omenjenih pristojnih organov.
A credit institution which is a legal person should be authorised in the Member State in which it has its registered office.
Kreditna institucija, ki je pravna oseba, bi morala pridobiti dovoljenje v državi, v kateri ima sedež.
A credit institution which is not a legal person should have its head office in the Member State in which it has been authorised.
Kreditna institucija, ki ni pravna oseba, bi morala imeti sedež v državi, v kateri je pridobila dovoljenje.
In addition, Member States should require that a credit institution's head office always be situated in its home Member State and that it actually operates there.
Poleg tega pa bi morale države članice zahtevati, da je sedež kreditnih institucij vedno v matični državi članici in da tam tudi dejansko posluje.
The competent authorities should not authorise or continue the authorisation of a credit institution where they are liable to be prevented from effectively exercising their supervisory functions by the close links between that institution and other natural or legal persons.
Pristojni organi ne bi smeli izdati ali podaljšati dovoljenja za poslovanje kreditne institucije, kadar obstaja možnost, da ne bodo mogli učinkovito izvajati nadzornih funkcij zaradi tesnih povezav med to institucijo in drugimi fizičnimi ali pravnimi osebami.
Credit institutions already authorised should also satisfy the competent authorities in that respect.
To velja tudi za kreditne institucije, ki že imajo dovoljenje za poslovanje.
The reference to the supervisory authorities' effective exercise of their supervisory functions covers supervision on a consolidated basis which should be exercised over a credit institution where the provisions of Community law so provide.
Obseg učinkovitega izvajanja nadzornih funkcij nadzornih organov vključuje nadzor na konsolidirani osnovi, ki ga je treba izvajati nad kreditno institucijo, če tako določa zakonodaja Skupnosti.
In such cases, the authorities applied to for authorisation should be able to identify the authorities competent to exercise supervision on a consolidated basis over that credit institution.
V takih primerih bi morali organi, ki so prejeli prošnjo za dovoljenje, biti zmožni ugotoviti, kateri organi so pristojni za izvajanje konsolidiranega nadzora nad to kreditno institucijo.
This Directive enables Member States and/or competent authorities to apply capital requirements on a solo and consolidated basis, and to disapply solo where they deem this appropriate.
Ta direktiva omogoča državam članicam in/ali pristojnim organom uporabo kapitalskih zahtev na individualni in konsolidirani osnovi ter njihovo neuporabo, kadar menijo, da je to potrebno.
Solo, consolidated and cross-border consolidated supervision are useful tools in overseeing credit institutions.
Nadzor na individualni, konsolidirani in čezmejni osnovi je uporabno sredstvo za nadzorovanje kreditnih institucij.
This Directive enables competent authorities to support cross border institutions by facilitating cooperation between them.
Ta direktiva omogoča pristojnim organom, da podpirajo čezmejne institucije tako, da pospešujejo sodelovanje med njimi.
In particular, the competent authorities should continue to make use of Articles 42, 131 and 141 to coordinate their activities and information requests.
Za usklajevanje njihovih dejavnosti in zahtev po podatkih bi morali pristojni organi še nadalje zlasti uporabljati člene 42, 131 in 141.
Credit institutions authorised in their home Member States should be allowed to carry on, throughout the Community, any or all of the activities listed in Annex I by establishing branches or by providing services.
Kreditnim institucijam z dovoljenjem za poslovanje v njihovih matičnih državah članicah bi moralo biti dovoljeno, da na celotnem ozemlju Skupnosti izvajajo katere koli ali vse dejavnosti, navedene v Prilogi I, z ustanavljanjem podružnic ali opravljanjem storitev.
The Member States may also establish stricter rules than those laid down in Article 9(1), first subparagraph, Article 9(2) and Articles 12, 19 to 21, 44 to 52, 75 and 120 to 122 for credit institutions authorised by their competent authorities.
Države članice lahko za kreditne institucije, ki jih je odobril pristojni organ, določijo tudi pravila, ki so strožja od pravil, določenih v prvem pododstavku člena 9(1), v členu 9(2) ter v členih 12, 19 do 21, 44 do 52, 75 in 120 do 122.
The Member States may also require that Article 123 be complied with on an individual or other basis, and that the sub‐consolidation described in Article 73(2) be applied to other levels within a group.
Poleg tega lahko države članice zahtevajo, da se člen 123 upošteva na individualni ali drugi osnovi in da se delna konsolidacija, opisana v členu 73(2), uporabi na drugih ravneh znotraj skupine.
It is appropriate to extend mutual recognition to the activities listed in Annex I when they are carried on by financial institutions which are subsidiaries of credit institutions, provided that such subsidiaries are covered by the consolidated supervision of their parent undertakings and meet certain strict conditions.
Medsebojno priznavanje dejavnosti, naštetih v Prilogi I, je primerno razširiti na dejavnosti, ki jih izvajajo finančne institucije kot podrejene družbe kreditnih institucij, kadar za te podrejene družbe velja konsolidiran nadzor njihovih nadrejenih družb in izpolnjujejo nekatere stroge pogoje.
The host Member State should be able, in connection with the exercise of the right of establishment and the freedom to provide services, to require compliance with specific provisions of its own national laws or regulations on the Part of institutions not authorised as credit institutions in their home Member States and with regard to activities not listed in Annex I provided that, on the one hand, such provisions are compatible with Community law and are intended to protect the general good and that, on the other hand, such institutions or such activities are not subject to equivalent rules under this legislation or regulations of their home Member States.
V povezavi z uveljavljanjem pravice do ustanavljanja in svobode opravljanja storitev bi država članica gostiteljica morala imeti možnost zahtevati izpolnjevanje posebnih določb nacionalnih zakonov ali predpisov za institucije, ki nimajo dovoljenja za poslovanje kot kreditna institucija v matičnih državah, in za tiste dejavnosti, ki niso navedene v Prilogi I, pod pogojem, da so take določbe združljive z zakonodajo Skupnosti in so namenjene zaščiti splošnega interesa ter da za take institucije ali dejavnosti ne veljajo enakovredna pravila v skladu s to zakonodajo ali predpisi matičnih držav članic.
The Member States should ensure that there are no obstacles to carrying on activities receiving mutual recognition in the same manner as in the home Member State, as long as the latter do not conflict with legal provisions protecting the general good in the host Member State.
Države članice bi morale zagotoviti, da ni nobenih ovir za enako opravljanje medsebojno priznanih storitev, kakor to poteka v matični državi članici, če slednje ni v nasprotju s pravnimi predpisi, ki ščitijo splošne interese v državi članici gostiteljici.
The rules governing branches of credit institutions having their head office outside the Community should be analogous in all Member States.
Pravila, ki urejajo podružnice kreditnih institucij s sedeži zunaj Skupnosti, bi morala biti analogna v vseh državah članicah.
It is important to provide that such rules may not be more favourable than those for branches of institutions from another Member State.
Pomembno je zagotoviti, da ti predpisi ne bodo ugodnejši od tistih, ki veljajo za podružnice kreditnih institucij iz drugih držav članic.
The Community should be able to conclude agreements with third countries providing for the application of rules which accord such branches the same treatment throughout its territory.
Skupnost bi morala imeti možnost skleniti sporazume s tretjimi državami, ki predvidijo uporabo predpisov, ki bodo takim podružnicam zagotavljali enako obravnavanje na celotnem ozemlju Skupnosti.
The branches of credit institutions authorised in third countries should not enjoy the freedom to provide services under the second paragraph of Article 49 of the Treaty or the freedom of establishment in Member States other than those in which they are established.
Za podružnice kreditnih institucij, ki so pridobile dovoljenje v tretjih državah, ne bi smela veljati svoboda opravljanja storitev v skladu z drugim odstavkom člena 49 Pogodbe, niti svoboda ustanavljanja v drugih državah članicah, razen v tistih, v katerih so bile ustanovljene.
Agreement should be reached, on the basis of reciprocity, between the Community and third countries with a view to allowing the practical exercise of consolidated supervision over the largest possible geographical area.
Na podlagi vzajemnosti naj Skupnost in tretje države sklenejo sporazum, s katerim bi omogočili praktično izvajanje konsolidiranega nadzora nad največjim možnim geografskim območjem.
Responsibility for supervising the financial soundness of a credit institution, and in particular its solvency, should lay with its home Member State.
Za nadzor finančne stabilnosti kreditne institucije in zlasti njene solventnosti bi morala biti odgovorna njena matična država članica.
The host Member State's competent authorities should be responsible for the supervision of the liquidity of the branches and monetary policies.
Pristojni organi države članice gostiteljice bi morali biti odgovorni za nadzor nad likvidnostjo podružnic in monetarnimi politikami.
The supervision of market risk should be the subject of close cooperation between the competent authorities of the home and host Member States.
Nadzor tržnega tveganja bi moral potekati na podlagi tesnega sodelovanja med pristojnimi organi matičnih držav članic in držav članic gostiteljic.
The smooth operation of the internal banking market requires not only legal rules but also close and regular cooperation and significantly enhanced convergence of regulatory and supervisory practices between the competent authorities of the Member States.
Nemoteno delovanje notranjega bančnega trga poleg zakonskih pravil zahteva tudi tesno in stalno sodelovanje ter znatno okrepljeno konvergenco regulatornih in nadzornih praks med pristojnimi organi držav članic.
To this end, in particular, consideration of problems concerning individual credit institutions and the mutual exchange of information should take place in the Committee of European Banking Supervisors set up by Commission Decision 2004/5/EC.
Zlasti v ta namen bi moralo potekati preučevanje problemov posameznih kreditnih institucij in medsebojna izmenjava podatkov znotraj Odbora Evropskih bančnih nadzornikov ustanovljenega s Sklepom Komisije 2004/5/ES.
That mutual information procedure should not in any case replace bilateral cooperation.
Tak postopek medsebojne izmenjave informacij pa naj nikakor ne nadomesti dvostranskega sodelovanja.
Without prejudice to their own powers of control, the competent authorities of the host Member States should be able, in an emergency, on their own initiative or following the initiative of the competent authorities of home Member State, to verify that the activities of a credit institution established within their territories comply with the relevant laws and with the principles of sound administrative and accounting procedures and adequate internal control.
Brez poseganja v lastna pooblastila za izvajanje kontrole naj bodo pristojni organi države članice gostiteljice zmožni v nujnih primerih ali na lastno pobudo ali na pobudo pristojnih organov matične države članice preverjati, ali so dejavnosti kreditne institucije, ustanovljene na njihovem ozemlju, v skladu z ustrezno zakonodajo in načeli dobro premišljenih upravnih in računovodskih postopkov ter ustreznimi notranjimi kontrolami.
It is appropriate to allow the exchange of information between the competent authorities and authorities or bodies which, by virtue of their function, help to strengthen the stability of the financial system.
Primerno je, da se omogoči izmenjava informacij med pristojnimi organi ter organi ali telesi, ki na podlagi svoje funkcije pomagajo krepiti stabilnost finančnega sistema.
In order to preserve the confidential nature of the information forwarded, the list of addressees should remain within strict limits.
Da bi ohranili zaupno naravo posredovanih informacij, bi moral seznam naslovnikov ostati znotraj strogih omejitev.
Certain behaviour, such as fraud and insider offences, is liable to affect the stability, including the integrity, of the financial system, even when involving institutions other than credit institutions.
Nekatera ravnanja, na primer goljufije in razkrivanje notranjih informacij, lahko vplivajo na stabilnost in integriteto finančnega sistema, tudi kadar zadevajo institucije, ki niso kreditne institucije.
It is necessary to specify the conditions under which exchange of information in such cases is authorised.
Treba je določiti pogoje, pod katerimi se v takih primerih dovoli taka izmenjava informacij.
Where it is stipulated that information may be disclosed only with the express agreement of the competent authorities, these should be able, where appropriate, to make their agreement subject to compliance with strict conditions.
Kjer je določeno, da se lahko neke informacije razkrijejo le, če se s tem izrecno strinjajo pristojni organi, bi morali slednji, če je ustrezno, imeti možnost svoje strinjanje pogojevati z upoštevanjem strogih pogojev za razkrivanje informacij.
Exchanges of information between, on the one hand, the competent authorities and, on the other, central banks and other bodies with a similar function in their capacity as monetary authorities and, where appropriate, other public authorities responsible for supervising payment systems should also be authorised.
Treba bi bilo dovoliti tudi izmenjavo informacij med pristojnimi organi na eni strani ter centralnimi bankami in drugimi organi s podobno funkcijo v vlogi monetarnih oblasti, in če je ustrezno, tudi drugimi javnimi organi, odgovornimi za nadzor nad plačilnimi sistemi, na drugi strani.
For the purpose of strengthening the prudential supervision of credit institutions and the protection of clients of credit institutions, auditors should have a duty to report promptly to the competent authorities, wherever, during the performance of their tasks, they become aware of certain facts which are liable to have a serious effect on the financial situation or the administrative and accounting organisation of a credit institution.
Za krepitev bonitetnega nadzora kreditnih institucij ter zaščito strank kreditnih institucij bi morali biti revizorji obvezani nemudoma poročati pristojnim organom, kadar koli med opravljanjem svojih nalog ugotovijo, da obstajajo dejavniki, ki bi lahko resno vplivali na finančni položaj ali upravno in računovodsko organizacijo kreditne institucije.