natgillin/translations-raw huggingface dataset:
‘unfunded credit protection’ means a technique of credit risk mitigation where the reduction of the credit risk on the exposure of a credit institution derives from the undertaking of a third party to pay an amount in the event of the default of the borrower or on the occurrence of other specified credit events;
„osebno kreditno zavarovanje“ je tehnika zmanjševanja kreditnega tveganja v primerih, ko je zmanjševanje kreditnega tveganja zaradi izpostavljenosti kreditne institucije posledica tega, da se tretja stranka zaveže, da bo plačala določen znesek v primeru neplačila kreditojemalca ali ob nastopu drugih specifičnih kreditnih dogodkov;
‘repurchase transaction’ means any transaction governed by an agreement falling within the definition of ‘repurchase agreement’ or ‘reverse repurchase agreement’ as defined in Article 3(1)(m) of Directive 2006/49/EC;
„posel začasne prodaje/začasnega nakupa“ je vsak posel, ki ga ureja sporazum, ki sodi v obseg uporabe opredelitve „pogodbe o prodaji in povratnem odkupu“ ali „pogodbe o odkupu in povratni prodaji“, kakor je navedena v členu 3(1)(m), Direktive 2006/49/ES;
‘securities or commodities lending or borrowing transaction’ means any transaction falling within the definition of ‘securities or commodities lending’ or ‘securities or commodities borrowing’ as defined in Article 3(1)(n) of Directive 2006/49/EC;
„posli posoje/izposoje vrednostnih papirjev ali blaga“ so vsi posli, ki sodijo v obseg uporabe opredelitve „posoje vrednostnih papirjev ali blaga“ ali „izposoje vrednostnih papirjev ali blaga“, kakor je navedena v členu 3(1)(n) Direktive 2006/49/ES;
‘cash assimilated instrument’ means a certificate of deposit or other similar instrument issued by the lending credit institution;
„denarju podoben instrument“ je potrdilo o vlogi ali drugi podoben instrument, ki ga je izdala posojilna kreditna institucija;
‘securitisation’ means a transaction or scheme, whereby the credit risk associated with an exposure or pool of exposures is tranched, having the following characteristics:
„listinjenje“ pomeni posel ali shemo, pri katerih se tranšira kreditno tveganje, povezano z izpostavljenostjo ali paketom izpostavljenosti, z naslednjimi značilnostmi:
payments in the transaction or scheme are dependent upon the performance of the exposure or pool of exposures; and
plačila v poslu ali shemi so odvisna od kvalitete izpostavljenosti ali paketa izpostavljenosti; in
the subordination of tranches determines the distribution of losses during the ongoing life of the transaction or scheme;
podrejenost tranš določa razporeditev izgub med potekom posla ali sheme;
‘traditional securitisation’ means a securitisation involving the economic transfer of the exposures being securitised to a securitisation special purpose entity which issues securities.
„tradicionalno listinjenje“ pomeni listinjenje, pri katerem poteka ekonomski prenos izpostavljenosti, ki se listini, na subjekt s posebnim namenom pri listinjenju, ki izdaja vrednostne papirje.
This shall be accomplished by the transfer of ownership of the securitised exposures from the originator credit institution or through sub-participation.
To se opravi s prenosom lastništva listinjenih izpostavljenosti s kreditne institucije v vlogi originatorja ali preko podudeležbe.
The securities issued do not represent payment obligations of the originator credit institution;
izdani vrednostni papirji ne predstavljajo plačilnih obveznosti kreditne institucije v vlogi originatorja;
‘synthetic securitisation’ means a securitisation where the tranching is achieved by the use of credit derivatives or guarantees, and the pool of exposures is not removed from the balance sheet of the originator credit institution;
„sintetično listinjenje“ pomeni listinjenje, pri katerem se tranširanje doseže z uporabo kreditnih izvedenih finančnih instrumentov ali osebnih jamstev, paket izpostavljenosti pa ni odstranjen iz bilance stanja kreditne institucije v vlogi originatorja;
‘tranche’ means a contractually established segment of the credit risk associated with an exposure or number of exposures, where a position in the segment entails a risk of credit loss greater than or less than a position of the same amount in each other such segment, without taking account of credit protection provided by third parties directly to the holders of positions in the segment or in other segments;
„tranša“ pomeni pogodbeno določeni segment kreditnega tveganja, povezanega z izpostavljenostjo ali več izpostavljenostmi, kjer pozicija v segmentu določa tveganje kreditne izgube, ki je večje ali manjše kakor pri poziciji istega zneska v vseh drugih takih segmentih, brez upoštevanja kreditnega zavarovanja, ki ga zagotavljajo tretje stranke neposredno imetnikom pozicij v segmentu ali drugih segmentih;
‘securitisation position’ shall mean an exposure to a securitisation;
„pozicija listinjenja“ pomeni izpostavljenost iz naslova listinjenja;
‘originator’ means either of the following:
„originator“ pomeni naslednje:
an entity which, either itself or through related entities, directly or indirectly, was involved in the original agreement which created the obligations or potential obligations of the debtor or potential debtor giving rise to the exposure being securitised; or
subjekt, ki je sam ali preko povezanih subjektov, neposredno ali posredno sodeloval pri prvotnem dogovoru, s katerim so nastale obveznosti dolžnika ali morebitne obveznosti morebitnega dolžnika, ki predstavljajo listinjenje izpostavljenosti; ali
an entity which purchases a third party's exposures onto its balance sheet and then securitises them;
subjekt, ki v okviru svoje bilance stanja kupi izpostavljenosti tretje stranke, nato pa jih listini;
‘sponsor’ means a credit institution other than an originator credit institution that establishes and manages an asset-backed commercial paper programme or other securitisation scheme that purchases exposures from third party entities;
„sponzor“ je kreditna institucija, razen kreditne institucije v vlogi originatorja, ki vzpostavi ali upravlja program s premoženjem kritih komercialnih zapisov ali drugo shemo listinjenja, ki odkupi izpostavljenosti od tretjih subjektov;
‘credit enhancement’ means a contractual arrangement whereby the credit quality of a position in a securitisation is improved in relation to what it would have been if the enhancement had not been provided, including the enhancement provided by more junior tranches in the securitisation and other types of credit protection;
„izboljšanje kreditne kvalitete“ je pogodbena ureditev, po kateri se kreditna kvaliteta pozicije v listinjenju izboljša glede na to, kakšna bi bila, če izboljšanja ne bi bilo, vključno z izboljšanjem, ki ga daje več podrejenih tranš v listinjenju in druge vrste kreditnega zavarovanja;
‘securitisation special purpose entity (SSPE)’ means a corporation trust or other entity, other than a credit institution, organised for carrying on a securitisation or securitisations, the activities of which are limited to those appropriate to accomplishing that objective, the structure of which is intended to isolate the obligations of the SSPE from those of the originator credit institution, and the holders of the beneficial interests in which have the right to pledge or exchange those interests without restriction;
„subjekt s posebnim namenom pri listinjenju (SSPE)“ je korporacijski trust ali drugi subjekt, ki ni kreditna institucija, ustanovljen za opravljanje listinjenja ali listinjenj, katerih aktivnosti so omejene na tiste, ki so primerne za doseganje navedenega cilja, katerih struktura je namenjena izločanju obveznosti SSPE iz obveznosti kreditne institucije v vlogi originatorja, in v katerih imajo upravičenci pravico, da zastavijo ali zamenjajo navedene pravice brez omejitev;
‘group of connected clients’ means:
„skupina povezanih oseb“ pomeni:
two or more natural or legal persons who, unless it is shown otherwise, constitute a single risk because one of them, directly or indirectly, has control over the other or others; or
dve ali več fizičnih ali pravnih oseb, ki, razen če ni dokazano nasprotno, predstavljajo eno samo tveganje, ker ena izmed njih neposredno ali posredno obvladuje drugo ali druge; ali
two or more natural or legal persons between whom there is no relationship of control as set out in point (a) but who are to be regarded as constituting a single risk because they are so interconnected that, if one of them were to experience financial problems, the other or all of the others would be likely to encounter repayment difficulties;
dve ali več fizičnih ali pravnih oseb, med katerimi ni razmerja, ki predstavlja obvladovanje, navedeno v točki (a), vendar je treba šteti, da predstavljajo eno samo tveganje, ker so med seboj tako povezane, da je takrat, ko ima ena izmed njih finančne težave, verjetno, da bo imela druga ali vse druge težave z odplačilom;
‘close links’ means a situation in which two or more natural or legal persons are linked in any of the following ways:
„tesna povezanost“ pomeni stanje, ko sta dve ali več fizičnih ali pravnih oseb povezani na enega od naslednjih načinov:
participation in the form of ownership, direct or by way of control, of 20 % or more of the voting rights or capital of an undertaking;
udeležba v obliki lastništva, neposredno ali z obvladovanjem, 20 % ali več glasovalnih pravic ali kapitala podjetja;
control; or
obvladovanje; ali
the fact that both or all are permanently linked to one and the same third person by a control relationship;
dejstvo, da sta obe ali vse stalno povezane z isto tretjo osebo in z njo v razmerju, ki predstavlja obvladovanje ;
‘recognised exchanges’ means exchanges which are recognised as such by the competent authorities and which meet the following conditions:
„priznane borze“ pomeni borze, ki jih kot take priznajo pristojni organi in ki izpolnjujejo naslednje pogoje:
they function regularly;
delujejo redno,
they have rules, issued or approved by the appropriate authorities of the home country of the exchange, defining the conditions for the operation of the exchange, the conditions of access to the exchange as well as the conditions that shall be satisfied by a contract before it can effectively be dealt on the exchange; and
imajo poslovnik, ki ga izdajo ali odobrijo ustrezni organi države, v kateri je borza, ki opredeljujejo pogoje delovanja borze, pogoje dostopa do borze in prav tako pogoje, ki jih je treba izpolniti s pogodbo, preden se lahko z njo dejansko trguje na borzi, in
they have a clearing mechanism whereby contracts listed in Annex IV are subject to daily margin requirements which, in the opinion of the competent authorities, provide appropriate protection.
imajo klirinške mehanizme, po katerih za pogodbe, naštete v Prilogi IV, veljajo predpisane dnevne marže, ki po mnenju pristojnih organov predstavljajo ustrezno zaščito.
Member States shall prohibit persons or undertakings that are not credit institutions from carrying on the business of taking deposits or other repayable funds from the public.
Države članice osebam ali podjetjem, ki niso kreditne institucije, prepovejo nadaljnje opravljanje poslov sprejemanja depozitov ali drugih vračljivih sredstev od javnosti.
The first paragraph shall not apply to the taking of deposits or other funds repayable by a Member State or by a Member State's regional or local authorities or by public international bodies of which one or more Member States are members or to cases expressly covered by national or Community legislation, provided that those activities are subject to regulations and controls intended to protect depositors and investors and applicable to those cases.
Prvi odstavek se ne uporablja za sprejemanje depozitov ali drugih sredstev, ki jih vrača država članica ali enote regionalne ali lokalne ravni države članice ali javni mednarodni organi, katerih članica je ena ali več držav članic, ali za primere, za katere izrecno velja nacionalna zakonodaja ali zakonodaja Skupnosti, pod pogojem, da so te dejavnosti v skladu s predpisi in z nadzori, namenjenimi zaščiti vlagateljev in investitorjev ter veljajo za te primere.
REQUIREMENTS FOR ACCESS TO THE TAKING UP AND PURSUIT OF THE BUSINESS OF CREDIT INSTITUTIONS
POGOJI ZA DOSTOP DO ZAČETKA OPRAVLJANJA IN OPRAVLJANJE DEJAVNOSTI KREDITNIH INSTITUCIJ
Without prejudice to Articles 7 to 12, they shall lay down the requirements for such authorisation and notify them to the Commission.
Brez poseganja v člene 7 do 12 določijo pogoje za pridobitev takega dovoljenja ter o njih obvestijo Komisijo.
Member States shall require applications for authorisation to be accompanied by a programme of operations setting out, inter alia, the types of business envisaged and the structural organisation of the credit institution.
Države članice zahtevajo, da se vlogi za izdajo dovoljenja priloži program poslovanja, ki med drugim določa vrste predvidenih poslov ter organizacijsko strukturo kreditne institucije.
Member States may not require the application for authorisation to be examined in terms of the economic needs of the market.
Države članice ne smejo zahtevati, da se vloga za izdajo dovoljenja preverja glede na gospodarske potrebe trga.
Without prejudice to other general conditions laid down by national law, the competent authorities shall not grant authorisation when the credit institution does not possess separate own funds or in cases where initial capital is less than EUR 5 million.
Brez poseganja v druge splošne pogoje, ki jih določa nacionalna zakonodaja, pristojni organi ne izdajo dovoljenja, če kreditna institucija nima lastnih ločenih sredstev ali če ustanovni kapital znaša manj kakor 5 milijonov EUR.
‘Initial capital’ shall comprise capital and reserves as referred to in Article 57(a) and (b).
„Ustanovni kapital“ obsega kapital in rezerve iz člena 57(a) in (b).
Member States may decide that credit institutions which do not fulfil the requirement of separate own funds and which were in existence on 15 December 1979 may continue to carry on their business.
Države članice lahko odločijo, da kreditne institucije, ki ne izpolnjujejo pogojev v zvezi z ločenimi lastnimi sredstvi in ki so obstajale 15. decembra 1979, lahko še naprej poslujejo.
They may exempt such credit institutions from complying with the requirement contained in the first subparagraph of Article 11(1).
Take kreditne institucije lahko izvzamejo iz zahtev prvega pododstavka člena 11(1).
Member States may, subject to the following conditions, grant authorisation to particular categories of credit institutions the initial capital of which is less than that specified in paragraph 1:
Države članice lahko ob upoštevanju naslednjih pogojev izdajo dovoljenje za določene kategorije kreditnih institucij, katerih ustanovni kapital znaša manj, kakor je navedeno v odstavku 1:
the initial capital shall be no less than EUR 1 million;
ustanovni kapital ne znaša manj kakor 1 milijon EUR;
the Member States concerned shall notify the Commission of their reasons for exercising this option; and
zadevne države članice obvestijo Komisijo o svojih razlogih za uporabo te možnosti; in
the name of each credit institution that does not have the minimum capital specified in paragraph 1 shall be annotated to that effect in the list referred to in Article 14.
k nazivu vsake kreditne institucije, ki nima minimalnega kapitala iz odstavka 1, se to tudi dopiše v seznamu iz člena 14.
A credit institution's own funds may not fall below the amount of initial capital required under Article 9 at the time of its authorisation.
Lastna sredstva kreditne institucije v času izdaje dovoljenja ne smejo znašati manj kakor ustanovni kapital, zahtevan po členu 9.
Member States may decide that credit institutions already in existence on 1 January 1993, the own funds of which do not attain the levels specified for initial capital in Article 9, may continue to carry on their activities.
Države članice lahko odločijo, da že obstoječe kreditne institucije na dan 1. januarja 1993, katerih lastna sredstva so manjša od ustanovnega kapitala, predpisanega v členu 9, lahko še naprej opravljajo svoje dejavnosti.
In that event, their own funds may not fall below the highest level reached with effect from 22 December 1989.
V tem primeru njihova lastna sredstva ne smejo znašati manj, kakor je bila njihova največja vrednost z učinkom od vključno 22. decembra 1989.
If control of a credit institution falling within the category referred to in paragraph 2 is taken by a natural or legal person other than the person who controlled the institution previously, the own funds of that credit institution shall attain at least the level specified for initial capital in Article 9.
Če obvladovanje kreditne institucije, ki spada v kategorijo iz odstavka 2, prevzame fizična ali pravna oseba, razen osebe, ki je institucijo obvladovala pred tem, morajo lastna sredstva te kreditne institucije znašati vsaj toliko, koliko znaša ustanovni kapital, kakor je navedeno v členu 9.
In certain specific circumstances and with the consent of the competent authorities, where there is a merger of two or more credit institutions falling within the category referred to in paragraph 2, the own funds of the credit institution resulting from the merger may not fall below the total own funds of the merged credit institutions at the time of the merger, as long as the appropriate levels specified in Article 9 have not been attained.
V nekaterih specifičnih okoliščinah in s soglasjem pristojnih organov, kadar se združita dve ali več kreditnih institucij, ki spadajo v kategorijo iz odstavka 2, lastna sredstva kreditne institucije, ki nastane z združitvijo, ne smejo znašati manj kakor skupna lastna sredstva združenih kreditnih institucij v času združitve, dokler ni dosežena primerna raven iz člena 9.
If, in the cases referred to in paragraphs 1, 2 and 4, the own funds should be reduced, the competent authorities may, where the circumstances justify it, allow a credit institution a limited period in which to rectify its situation or cease its activities.
Če se v primerih iz odstavkov 1, 2 in 4 lastna sredstva zmanjšajo, lahko pristojni organi, kadar okoliščine to upravičujejo, omogočijo kreditni instituciji, da v navedenem obdobju popravi nastale razmere ali preneha opravljati dejavnosti.
The competent authorities shall grant an authorisation to the credit institution only when there are at least two persons who effectively direct the business of the credit institution.
Pristojni organi kreditni instituciji izdajo dovoljenje le, če vsaj dve osebi učinkovito usmerjata opravljanje dejavnosti kreditne institucije.
They shall not grant authorisation if these persons are not of sufficiently good repute or lack sufficient experience to perform such duties.
Dovoljenja ne izdajo, če ti osebi nimata zadostnega ugleda ali nimata dovolj izkušenj za opravljanje takih nalog.
Each Member State shall require that:
Vsaka država članica zahteva, da:
any credit institution which is a legal person and which, under its national law, has a registered office shall have its head office in the same Member State as its registered office; and
ima kreditna institucija, ki je pravna oseba in ki ima statutarni sedež v skladu z nacionalno zakonodajo, sedež v isti državi članici kakor statutarni sedež; in
any other credit institution shall have its head office in the Member State which granted its authorisation and in which it actually carries on its business.
ima katera koli druga kreditna institucija sedež v državi članici, ki je izdala dovoljenje in v kateri dejansko opravlja svoje dejavnosti.
The competent authorities shall not grant authorisation for the taking-up of the business of credit institutions unless they have been informed of the identities of the shareholders or members, whether direct or indirect, natural or legal persons, that have qualifying holdings, and of the amounts of those holdings.
Pristojni organi ne izdajo dovoljenja za začetek opravljanja dejavnosti kreditnih institucij, če niso obveščeni o identiteti delničarjev ali družbenikov, bodisi neposrednih ali posrednih, fizičnih ali pravnih oseb, ki imajo kvalificirane deleže, in o velikosti teh deležev.
In determining a qualifying holding in the context of this Article, the voting rights referred to in Article 92 of Directive 2001/34/EC of the European Parliament and of the Council of 28 May 2001 on the admission of securities to official stock exchange listing and on information to be published on those securities shall be taken into consideration.
Pri ugotavljanju kvalificiranega deleža v kontekstu tega člena se upoštevajo glasovalne pravice iz člena 92 Direktive 2001/34/ES Evropskega parlamenta in Sveta z dne 28. maja 2001 o sprejemu vrednostnih papirjev v uradno kotacijo na borzi in o informacijah, ki jih je treba objaviti v zvezi s temi vrednostnimi papirji.
The competent authorities shall not grant authorisation if, taking into account the need to ensure the sound and prudent management of a credit institution, they are not satisfied as to the suitability of the shareholders or members.
Pristojni organi ne izdajo dovoljenja, če se jim ob upoštevanju potrebe po varnem in skrbnem upravljanju kreditnih institucij, delničarji ali družbeniki ne zdijo primerni.
Where close links exist between the credit institution and other natural or legal persons, the competent authorities shall grant authorisation only if those links do not prevent the effective exercise of their supervisory functions.
Če obstajajo tesne povezave med kreditnimi institucijami in drugimi fizičnimi ali pravnimi osebami, pristojni organi izdajo dovoljenje le, če te povezave ne preprečujejo učinkovitega izvajanja njihovih nadzornih funkcij.
The competent authorities shall also not grant authorisation if the laws, regulations or administrative provisions of a third country governing one or more natural or legal persons with which the credit institution has close links, or difficulties involved in the enforcement of those laws, regulations or administrative provisions, prevent the effective exercise of their supervisory functions.
Pristojni organi prav tako ne izdajo dovoljenja, če zakoni in drugi predpisi v tretji državi, ki veljajo za eno ali več fizičnih ali pravnih oseb, s katerimi je kreditna institucija tesno povezana, ali težave pri izvrševanju navedenih zakonov in drugih predpisov preprečujejo učinkovito izvajanje nadzornih funkcij pristojnih organov.
The competent authorities shall require credit institutions to provide them with the information they require to monitor compliance with the conditions referred to in this paragraph on a continuous basis.
Pristojni organi zahtevajo, da jim kreditne institucije posredujejo informacije, potrebne za stalno spremljanje skladnosti s pogoji iz tega odstavka.
Reasons shall be given whenever a decision not to grant an authorisation is taken and the applicant shall be notified thereof within six months of receipt of the application or, should the latter be incomplete, within six months of the applicant's sending the information required for the decision.
Kadar koli se dovoljenje ne izda, se za to navedejo razlogi, vlagatelj pa je o tem obveščen v šestih mesecih od prejema vloge ali, če je nepopolna, v šestih mesecih od dne, ko vlagatelj pošlje informacije, potrebne za sprejem sklepa.
A decision shall, in any case, be taken within 12 months of the receipt of the application.
Sklep se v vsakem primeru sprejme v 12 mesecih od prejema vloge.
Every authorisation shall be notified to the Commission.
Vsako dovoljenje se priglasi Komisiji.
The name of each credit institution to which authorisation has been granted shall be entered in a list.
Naziv vsake kreditne institucije, kateri je bilo izdano dovoljenje, se vpiše na seznam.
The Commission shall publish that list in the Official Journal of the European Union and shall keep it up to date.
Komisija objavi navedeni seznam v Uradnem listu Evropske Unije in ga sproti dopolnjuje.
The competent authority shall, before granting authorisation to a credit institution, consult the competent authorities of the other Member State involved in the following cases:
Preden pristojni organi izdajo kreditni instituciji dovoljenje, se posvetujejo s sodelujočimi pristojnimi organi drugih držav članic, sodelujočih v naslednjih primerih: