natgillin/translations-raw huggingface dataset:
a mixed financial holding company within the meaning of Article 2(15) of Directive 2002/87/EC;
mešani finančni holding v smislu člena 2(15) Direktive 2002/87/ES;
‘special purpose vehicle’ means any undertaking, whether incorporated or not, other than an existing insurance or reinsurance undertaking, which assumes risks from insurance or reinsurance undertakings and which fully funds its exposure to such risks through the proceeds of a debt issuance or some other financing mechanism where the repayment rights of the providers of such debt or other financing mechanism are subordinated to the reinsurance obligations of such a vehicle;
„namenska družba“ pomeni katero koli podjetje, registrirano ali ne, razen obstoječe zavarovalnice ali pozavarovalnice, ki prevzame tveganja zavarovalnic ali pozavarovalnic in v celoti financira izpostavljenost takim tveganjem iz donosa izdaje dolga ali iz katerega drugega finančnega mehanizma, kjer so pravice odplačila za takšen dolg ali drug finančni mehanizem odvisne od obveznosti pozavarovanja te družbe;
‘finite reinsurance’ means reinsurance under which the explicit maximum loss potential, expressed as the maximum economic risk transferred, arising both from a significant underwriting risk and timing risk transfer, exceeds the premium over the lifetime of the contract by a limited but significant amount, together with at least one of the following two features:
„končno pozavarovanje“ pomeni pozavarovanje, na podlagi katerega največja določena možnost izgube, izražena kot največje preneseno gospodarsko tveganje, ki izhaja iz pomembnih nevarnosti zavarovalnih pogodb in prenosov časovnih nevarnosti, presega premijo v času veljavnosti pogodbe, za omejeno, ampak pomembno vsoto, skupaj z najmanj eno od naslednjih dveh značilnosti:
explicit and material consideration of the time value of money,
določena in materialna obravnava časovne vrednosti denarja;
contractual provisions to moderate the balance of economic experience between the parties over time to achieve the target risk transfer.
pogodbene določbe za uravnavanje stanja gospodarske izkušnje med stranmi v času doseganja prenosa ciljnega tveganja.
For the purposes of paragraph 1(a) of this Article, the provision of cover by a reinsurance undertaking to an institution for occupational retirement provision falling under the scope of Directive 2003/41/EC where the law of the institution's home Member State permits such provision, shall also be considered as an activity falling under the scope of this Directive.For the purposes of paragraph 1(d), any permanent presence of a reinsurance undertaking in the territory of a Member State shall be treated in the same way as an agency or branch, even if that presence does not take the form of a branch or agency, but consists merely of an office managed by the undertaking's own staff or by a person who is independent but has permanent authority to act for the undertaking as an agency would.
Za namene odstavka 1(a) tega člena se zagotovitev kritja pozavarovalnice za institucijo za poklicno pokojninsko zavarovanje, ki spada na področje uporabe Direktive 2003/41/ES, in v primeru, da zakonodaja matične države članice institucije dovoljuje takšno zagotovitev, prav tako šteje kot dejavnost, ki spada na področje uporabe te direktive.Za namene odstavka 1(d) tega člena se vsaka trajna navzočnost pozavarovalnice na območju države članice obravnava enako kakor zastopstvo ali podružnica, tudi če ta nima oblike podružnice ali zastopstva, ampak jo predstavlja le pisarna, ki jo vodi lastno osebje podjetja ali neodvisna oseba s stalnim dovoljenjem, da dela za podjetje tako, kakor bi delalo zastopstvo.
For the purposes of paragraph 1(j) of this Article, and in the context of Articles 12 and 19 to 23 and of the other levels of holding referred to in Article 19 to 23, the voting rights referred to in Article 92 of Directive 2001/34/EC shall be taken into account.For the purposes of paragraph 1(l), any subsidiary of a subsidiary undertaking shall also be regarded as a subsidiary of the undertaking which is those undertakings' ultimate parent undertaking.
Za namene odstavka 1(j) tega člena in v okviru členov 12 in 19 do 23 ter drugih ravni holdinga, navedenih v členih 19 do 23, se upoštevajo glasovalne pravice iz člena 92 Direktive 2001/34/ES.Za namene odstavka 1(l) tega člena se vsako hčerinsko podjetje hčerinskega podjetja prav tako šteje za hčerinsko podjetje podjetja, ki je njuno končno matično podjetje.
For the purposes of paragraph 1(n):
Za namene odstavka 1(n) tega člena:
any subsidiary undertaking of a subsidiary undertaking shall be considered a subsidiary of the parent undertaking which is at the head of those undertakings;
se vsako hčerinsko podjetje hčerinskega podjetja šteje kot hčerinsko podjetje matičnega podjetja, ki je na čelu teh podjetij,
a situation in which two or more natural or legal persons are permanently linked to one and the same person by a control relationship shall also be regarded as constituting a close link between such persons.
se položaj, ko sta dve ali več fizičnih ali pravnih oseb trajno povezani z eno in isto osebo z razmerjem obvladovanja, prav tako šteje za tesno povezavo med takimi osebami.
Wherever this Directive refers to the euro, the conversion value in national currency to be adopted shall, as from 31 December of each year, be that of the last day of the preceding month of October for which euro conversion values are available in all the Community currencies.
Kadar se ta direktiva nanaša na euro, velja za menjalno vrednost v nacionalni valuti od 31. decembra vsakega leta menjalna vrednost zadnjega dne predhodnega meseca oktobra, za katerega so na voljo menjalne vrednosti za euro v vseh ustreznih valutah Skupnosti.
THE TAKING-UP OF THE BUSINESS OF REINSURANCE AND AUTHORISATION OF THE REINSURANCE UNDERTAKING
ZAČETEK OPRAVLJANJA POZAVAROVANJA IN IZDAJA DOVOLJENJA POZAVAROVALNICI
Principle of authorisation
Načelo dovoljenja
The taking up of the business of reinsurance shall be subject to prior official authorisation.
Za začetek opravljanja dejavnosti pozavarovanja se uporablja predhodno uradno dovoljenje.
Such authorisation shall be sought from the competent authorities of the home Member State by:
Za takšno dovoljenje pri pristojnem organu matične države članice zaprosi:
any undertaking which establishes its head office in the territory of that State;
vsaka pozavarovalnica, ki ustanovi svoj sedež na ozemlju te države;
any reinsurance undertaking which, having received the authorisation, extends its business to reinsurance activities other than those already authorised.
vsaka pozavarovalnica, ki po pridobitvi dovoljenja svoje dejavnosti razširi še na druge dejavnosti pozavarovanja, poleg tistih, za katere je že pridobila dovoljenje.
Scope of authorisation
Področje uporabe dovoljenja
An authorisation pursuant to Article 3 shall be valid for the entire Community.
Dovoljenje je skladno s členom 3 veljavno za celotno Skupnost.
It shall permit a reinsurance undertaking to carry on business there, under either the right of establishment or the freedom to provide services.
S tem dovoljenjem lahko zavarovalnica opravlja dejavnosti iz naslova pravice do ustanavljanja ali svobode opravljanja storitev.
Authorisation shall be granted for non-life reinsurance activities, life reassurance activities or all kinds of reinsurance activities, according to the request made by the applicant.
Dovoljenje se izda za dejavnosti neživljenjskega pozavarovanja, dejavnosti življenjskega pozavarovanja ali vse vrste dejavnosti pozavarovanja v skladu z zahtevo prosilca.
It shall be considered in the light of the scheme of operations to be submitted pursuant to Articles 6(b) and 11 and the fulfilment of the conditions laid down for authorisation by the Member State from which the authorisation is sought.
Obravnava se glede na poslovni načrt, ki mora biti predložen v skladu s členoma 6(b) in 11, in izpolnitev pogojev, ki jih za dovoljenje določa država članica, v kateri je bil vložen zahtevek za dovoljenje.
Form of the reinsurance undertaking
Oblika pozavarovalnice
The home Member State shall require every reinsurance undertaking for which authorisation is sought to adopt one of the forms set out in Annex I.
Matična država članica zahteva, da vsaka pozavarovalnica, ki zaprosi za dovoljenje, sprejme eno od oblik iz Priloge I.
A reinsurance undertaking may also adopt the form of a European Company (SE), as defined in Regulation (EC) No 2157/2001.
Pozavarovalnica lahko sprejme tudi obliko evropske družbe (SE), kakor je opredeljena v Uredbi (ES) št. 2157/2001.
Member States may, where appropriate, set up undertakings in any public-law form provided that such bodies have as their objects reinsurance operations under conditions equivalent to those under which private-law undertakings operate.
Poleg tega lahko države članice po potrebi ustanavljajo podjetja v kateri koli javnopravni obliki, če je cilj takšnih podjetij opravljanje pozavarovalnih poslov pod enakimi pogoji, kakor veljajo za zasebnopravna podjetja.
The home Member State shall require every reinsurance undertaking for which authorisation is sought to:
Matična država članica zahteva od vsake zavarovalnice, ki zaprosi za dovoljenje, da:
limit its objects to the business of reinsurance and related operations; this requirement may include a holding company function and activities with respect to financial sector activities within the meaning of Article 2, point (8), of Directive 2002/87/EC;
omeji svoj namen poslovanja na dejavnosti pozavarovanja in s tem povezane dejavnosti; ta zahteva lahko vključuje funkcijo holdinga in dejavnosti v zvezi z dejavnostjo finančnega sektorja v smislu točke 8 člena 2 Direktive 2002/87/ES;
submit a scheme of operations in accordance with Article 11;
predloži poslovni načrt v skladu s členom 11;
possess the minimum guarantee fund provided for in Article 40(2);
razpolaga z minimalnim zajamčenim kapitalom, predvidenim v členu 40(2);
be effectively run by persons of good repute with appropriate professional qualifications or experience.
jo učinkovito vodijo osebe dobrega slovesa s potrebnimi poklicnimi kvalifikacijami ali izkušnjami.
Close links
Tesne povezave
Where close links exist between the reinsurance undertaking and other natural or legal persons, the competent authorities shall grant authorisation only if those links do not prevent the effective exercise of their supervisory functions.
Če obstajajo tesne povezave med pozavarovalnicami in drugimi fizičnimi ali pravnimi osebami, pristojni organi izdajo dovoljenje le, če te povezave ne preprečujejo učinkovitega izvajanja njihovih nadzornih funkcij.
The competent authorities shall refuse authorisation if the laws, regulations or administrative provisions of a non-member country governing one or more natural or legal persons with which the reinsurance undertaking has close links, or difficulties involved in their enforcement, prevent the effective exercise of their supervisory functions.
Pristojni organi prav tako zavrnejo izdajo dovoljenja, če zakoni ali drugi predpisi v državi nečlanici, ki veljajo za eno ali več fizičnih ali pravnih oseb, s katerimi je pozavarovalnica tesno povezana, ali težave pri njihovem izvrševanju, preprečujejo učinkovito izvajanje nadzornih funkcij pristojnih organov.
The competent authorities shall require reinsurance undertakings to provide them with the information they require to monitor compliance with the conditions referred to in paragraph 1 on a continuous basis.
Pristojni organi zahtevajo, da jim pozavarovalnice posredujejo podatke, potrebne za stalno spremljanje skladnosti s pogoji iz odstavka 1.
Head office of the reinsurance undertaking
Sedež pozavarovalnice
Member States shall require that the head offices of reinsurance undertakings be situated in the same Member State as their registered offices.
Države članice zahtevajo, da je sedež pozavarovalnice v isti državi članici kot njihovi registrirani sedeži.
Policy conditions and scales of premiums
Zavarovalni pogoji in premijski ceniki
This Directive shall not prevent Member States from maintaining in force or introducing laws, regulations or administrative provisions requiring approval of the memorandum and articles of association and communication of any other documents necessary for the normal exercise of supervision.
Ta direktiva državam članicam ne preprečuje ohranitve ali uvedbe zakonov ali drugih predpisov, ki zahtevajo odobritev memoranduma in statuta ter posredovanje dokumentacije, potrebne za redno opravljanje nadzora.
However, Member States may not adopt provisions requiring the prior approval or systematic notification of general and special policy conditions, scales of premiums and forms and other printed documents which a reinsurance undertaking intends to use in its dealings with ceding or retroceding undertakings.
Vendar države članice ne smejo sprejeti določb, ki zahtevajo predhodno potrjevanje ali sistematično uradno obveščanje o splošnih in posebnih zavarovalnih pogojih, premijskih cenikih in obrazcih ali drugih tiskovinah, ki jih pozavarovalnica namerava uporabljati pri njenem poslovanju s cedenti ali retro-cedenti.
Economic requirements of the market
Gospodarske zahteve trga
Member States may not require that any application for authorisation be considered in the light of the economic requirements of the market.
Države članice ne smejo zahtevati, da se vloga za izdajo dovoljenja preuči glede na gospodarske zahteve trga.
Scheme of operations
Poslovni načrt
The scheme of operations referred to in Article 6(b) shall include particulars or evidence of:
Poslovni načrt iz člena 6(b) vključuje podatke ali dokazila o:
the nature of the risks which the reinsurance undertaking proposes to cover;
naravi nevarnosti, ki jih pozavarovalnica želi kriti;
the kinds of reinsurance arrangements which the reinsurance undertaking proposes to make with ceding undertakings;
vrstah ureditev pozavarovanja, ki jih pozavarovalnica želi skleniti s cedenti;
the guiding principles as to retrocession;
vodilnih načelih glede retrocesije;
the items constituting the minimum guarantee fund;
postavkah, ki sestavljajo minimalni zajamčeni kapital;
estimates of the costs of setting up the administrative services and the organisation for securing business and the financial resources intended to meet those costs.
oceni glede stroškov vzpostavitve upravnih služb in organizacije za zaščito poslovanja ter finančnih virov za kritje teh stroškov.
In addition to the requirements in paragraph 1, the scheme of operations shall for the first three financial years contain:
Poleg zahtev iz odstavka 1 mora poslovni načrt za prva tri poslovna leta vsebovati:
estimates of management expenses other than installation costs, in particular current general expenses and commissions;
oceno upravljavskih stroškov razen stroškov postavitve, zlasti tekočih splošnih stroškov in provizij;
estimates of premiums or contributions and claims;
ocene premij ali prispevkov in terjatev;
a forecast balance sheet;
načrt bilance stanja;
estimates of the financial resources intended to cover underwriting liabilities and the solvency margin.
ocene finančnih sredstev, namenjenih za kritje prevzetih obveznosti iz zavarovalnih pogodb in minimalnega kapitala.
Shareholders and members with qualifying holdings
Delničarji in člani s kvalificiranim deležem
The competent authorities of the home Member State shall not grant to an undertaking an authorisation to take up the business of reinsurance before they have been informed of the identities of the shareholders or members, direct or indirect, whether natural or legal persons, who have qualifying holdings in that undertaking and of the amounts of those holdings.
Pristojni organi matične države članice podjetju ne izdajo dovoljenja za začetek opravljanja dejavnosti pozavarovanja, dokler niso obveščeni o identiteti delničarjev ali družbenikov, bodisi neposrednih ali posrednih, fizičnih ali pravnih oseb, ki imajo v tem podjetju kvalificirane deleže, in o velikosti teh deležev.
The same authorities shall refuse authorisation if, taking into account the need to ensure the sound and prudent management of a reinsurance undertaking, they are not satisfied as to the qualifications of the shareholders or members.
Isti organi zavrnejo izdajo dovoljenja, če ob upoštevanju potrebe po zagotavljanju varnega in skrbnega upravljanja pozavarovalnice niso zadovoljni z usposobljenostjo delničarjev ali družbenikov.
Refusal of authorisation
Zavrnitev dovoljenja
Any decision to refuse an authorisation shall be accompanied by the precise grounds for doing so and notified to the undertaking in question.
Vsaka odločitev za zavrnitev izdaje dovoljenja se natančno utemelji in o tem uradno obvesti zadevno podjetje.
Each Member State shall make provision for a right to apply to the courts, pursuant to Article 53, should there be any refusal.
Vsaka država članica določi pravno sredstvo v skladu s členom 53 za primer zavrnitve izdaje dovoljenja.
Such provision shall also be made with regard to cases where the competent authorities have not dealt with an application for an authorisation upon the expiry of a period of six months from the date of its receipt.
Pravno sredstvo je treba določiti tudi za primere, v katerih pristojni organi prošnje za izdajo dovoljenja ne obravnavajo do izteka roka šestih mesecev od dneva prejema.
Prior consultation with the competent authorities of other Member States
Predhodno posvetovanje s pristojnimi organi drugih držav članic
The competent authorities of the other Member State involved shall be consulted prior to the granting of an authorisation to a reinsurance undertaking, which is:
Treba se je posvetovati s pristojnimi organi druge sodelujoče države članice pred izdajo dovoljenja pozavarovalnici, ki je:
a subsidiary of an insurance or reinsurance undertaking authorised in another Member State; or
hčerinsko podjetje zavarovalnice ali pozavarovalnice, ki je pridobilo dovoljenje v drugi državi članici; ali
a subsidiary of the parent undertaking of an insurance or reinsurance undertaking authorised in another Member State; or
hčerinsko podjetje matičnega podjetja zavarovalnice ali pozavarovalnice, ki je pridobilo dovoljenje v drugi državi članici; ali
controlled by the same person, whether natural or legal, who controls an insurance or reinsurance undertaking authorised in another Member State.
je pod nadzorom iste fizične ali pravne osebe ki nadzoruje zavarovalnico ali pozavarovalnico, ki je pridobila dovoljenje v drugi državi članici.
The competent authority of a Member State involved, which is responsible for the supervision of credit institutions or investment firms, shall be consulted prior to the granting of an authorisation to a reinsurance undertaking which is:
Treba se je posvetovati s pristojnim organom sodelujoče države članice, odgovornim za nadzor kreditnih institucij ali investicijskih podjetij, pred izdajo dovoljenja pozavarovalnici, ki je:
a subsidiary of a credit institution or investment firm authorised in the Community; or
hčerinsko podjetje kreditne institucije ali investicijskega podjetja, ki je pridobilo dovoljenje v Skupnosti; ali
a subsidiary of the parent undertaking of a credit institution or investment firm authorised in the Community; or
hčerinsko podjetje matičnega podjetja kreditne institucije ali investicijskega podjetja, ki je pridobilo dovoljenje v Skupnosti; ali
controlled by the same person, whether natural or legal, who controls a credit institution or investment firm authorised in the Community.
je pod nadzorom iste fizične ali pravne osebe, ki nadzoruje kreditno institucijo ali investicijsko podjetje, ki je pridobila dovoljenje v Skupnosti.
The relevant competent authorities referred to in paragraphs 1 and 2 shall in particular consult each other when assessing the suitability of the shareholders and the reputation and experience of directors involved in the management of another entity of the same group.
Zadevni pristojni organi iz odstavkov 1 in 2 se med seboj posvetujejo predvsem pri oceni primernosti delničarjev in ugleda ter izkušenj direktorjev, vpletenih v upravljanje drugega subjekta v isti skupini.
They shall inform each other of any information regarding the suitability of shareholders and the reputation and experience of directors which is of relevance to the other competent authorities involved for the granting of an authorisation as well as for the ongoing assessment of compliance with operating conditions.
Medsebojno izmenjata podatke glede ustreznosti delničarjev in ugleda ter izkušenj direktorjev, kar je pomembno za druge pristojne organe, ki sodelujejo pri izdaji dovoljenja, pa tudi za trajajočo oceno skladnosti s pogoji poslovanja.
CONDITIONS GOVERNING THE BUSINESS OF REINSURANCE
POGOJI, KI UREJAJO OPRAVLJANJE POSLOV POZAVAROVANJA
Principles and methods of financial supervision
Načela in metode finančnega nadzora
Competent authorities and general rules
Pristojni organi in splošna pravila
Competent authorities and object of supervision
Pristojni organi in predmet nadzora
The financial supervision of a reinsurance undertaking, including that of the business it carries on either through branches or under the freedom to provide services, shall be the sole responsibility of the home Member State.
Za finančni nadzor pozavarovalnice, vključno s posli, ki jih opravlja prek podružnic ali iz naslova svobode opravljanja storitev, je pristojna izključno matična država članica.
If the competent authorities of the host Member State have reason to consider that the activities of a reinsurance undertaking might affect its financial soundness, they shall inform the competent authorities of the reinsurance undertaking's home Member State.
Če imajo pristojni organi države članice gostiteljice razlog, da menijo, da bi dejavnosti pozavarovalnice lahko vplivale na njeno finančno trdnost, o tem obvestijo pristojne organe matične države članice pozavarovalnice.
The latter authorities shall determine whether the reinsurance undertaking is complying with the prudential rules laid down in this Directive.
Slednji presodijo, ali pozavarovalnica izpolnjuje načela o varnem in skrbnem poslovanju, določena v tej direktivi.
The financial supervision pursuant to paragraph 1 shall include verification, with respect to the reinsurance undertaking's entire business, of its state of solvency, of the establishment of technical provisions and of the assets covering them in accordance with the rules laid down or practices followed in the home Member State under provisions adopted at Community level.
Finančni nadzor celotnega poslovanja pozavarovalnice v skladu s členom 1 vključuje preverjanje njene kapitalske ustreznosti, oblikovanja zavarovalno-tehničnih rezervacij, ter sredstev, ki jih krijejo, v skladu z določenimi pravili ali praksami, ki veljajo v matični državi članici na podlagi predpisov, sprejetih na ravni Skupnosti.
The home Member State of the reinsurance undertaking shall not refuse a retrocession contract concluded by the reinsurance undertaking with a reinsurance undertaking authorised in accordance with this Directive or an insurance undertaking authorised in accordance with Directives 73/239/EEC or 2002/83/EC on grounds directly related to the financial soundness of that reinsurance undertaking or that insurance undertaking.
Matična država članica pozavarovalnice ne sme zavrniti pogodbe o retrocesiji, ki jo sklene pozavarovalnica s pozavarovalnico, ki je pridobila dovoljenje v skladu s to direktivo ali zavarovalnico, ki je pridobila dovoljenje v skladu z direktivama 73/239/EGS ali 2002/83/ES na podlagi neposredne povezave s finančno trdnostjo te pozavarovalnice ali zavarovalnice.
The competent authorities of the home Member State shall require every reinsurance undertaking to have sound administrative and accounting procedures and adequate internal control mechanisms.
Pristojni organi matične države članice zahtevajo, da vsaka pozavarovalnica uporablja smotrne upravne in računovodske postopke ter ustrezne mehanizme notranjega nadzora.
Supervision of branches established in another Member State
Nadzor podružnic s sedežem v drugi državi članici